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["Najčastejšie otázky a chyby pri používaní Elektronickej žiadosti o úver/kalkulačky:"]
["Minimálne požiadavky na funkčnosť elektronickej žiadosti:"]
[null,"Microsoft Office 2007 (min. Service Pack 2) alebo vyšší (Office 2010, Office 2013, ...)"]
[null,"Elektronická žiadosť v žiadnom prípade nebude funkčná na Open Office!"]
[]
["Odporúčania:"]
[null,"Dôkladne si preštudujte súbory \"Čítaj.ma.pdf\" a \"Dôležité.info.pdf\", ktoré sú súčasťou balíčka zverejneného na Infoportáli."]
[null,"Kalkulačku nikdy neotvárajte z e-mailu, zo zabaleného súboru (ZIP), z linku na Webe (Infoportál) ani z \"plochy\". Kalkulačku si vždy uložte na LOKÁLNY disk!"]
[]
["1.","Vytlačí prázdnu stranu."]
[null,"Tlačiť musíte prostredníctvom tlačidiel \"Tlač/Vytlač...\" na jednotlivých hárkoch, nie prostredcníctvom menu excelu \"Súbor/Tlačiť...\"."]
[]
["2.","Na hárku \"vyhlasenia\" nie sú vytlačené podpisy pre všetkých účastníkov úverového vzťahu."]
[null,"Viď bod 1."]
[]
["3.","Netlačí záznam zo stretnutia."]
[null,"Musíte vyplniť pole \"Región\" na hárku \"uver\"."]
[null,"Skutočne sa Vám má tlačiť záznam zo stretnutia (len pre poradcov IDS)?"]
[]
["4.","Nefungujú mi tlačidlá (Makrá, Service Pack 2, XLSX vs. XLSM)."]
[null,"a) Nemáte povolené makrá.Povoľte ich."]
[null,"b) Používate Excel 2007 bez nainštalovaného Service Packu 2 (alebo vyšší). Nainštalujte ho. (Upozornenie II. v \"Čítaj.ma.pdf\")"]
[null,"c) Elektronickú žiadosť o úver ste si uložili v niektorom novom formáte Excelu (2007, 2010, 2013, ...) ako \"Zošit programu Excel\" s koncovkou \".xlsx\" - NEPODPORUJE MAKRÁ. Pri ukladaní v novom formáte použite možnosť \"Zošiť programu Excel podporujúci makrá\" s koncovkou \".xlsm\"."]
[]
["5.","V kontrolách hárkov mám chybové hlásenie \"#NÁZOV?\"."]
[null,"a) Viď bod 4."]
[null,"b) Nepoužívajte funkcionalitu vystrihovania (CTRL+X) v elektronickej žiadosti na celé bunky! (Upozornenie III. v \"Čítaj.ma.pdf\")"]
[]
["6.","Pri otváraní súboru mi hlási chybu \"Compile error in hidden module...\""]
[null,"a) Upozornenie I. v \"Čítaj.ma.pdf\""]
[null,"b) Nemáte nainštalovaný Outlook. Buď si ho nainštalujte, alebo používajte verziu kalkulačky \"_Bez.Outlooku\"."]
[null,"c) Ak máte nainštalovaný Excel 2007 alebo Excel 2010, používajte verziu \"_Bez.Outlooku\". NOVÉ"]
[]
["7.","Pri exporte do XML hlási chybu: „Export do XML zlyhal! Kontaktujte IT!“"]
[null,"Toto hlásenie sa zobrazí pri exporte dát do XML súboru najčastejšie v prípade, ak sa el.žiadosť otvára z pracovnej plochy alebo z e-mailovej prílohy. El.žiadosť treba uložiť na lokálny disk (Upozornenie IV. v \"Čítaj.ma.pdf\")."]
[]
["8.","Neberie správne IČO/PSČ."]
[null,"Ak po zadaní IČO sa budete snažiť prejsť do ďalšej bunky pomocou kliknutia myšou, tak vám vypíše chybové hlásenie o nesprávnom IČO, napriek tomu, že je správne. Po zadaní IČO stlačte ENTER! Môže to platiť aj na iné polia, kde je funkciou obmedzené zadávanie hodnôt, napr. PSČ (Upozornenie V. v \"Čítaj.ma.pdf\")."]
[]
["9.","Z centrály ČSOB stavebnej sporiteľne mi vraciate XML súbory s tým, že majú nesprávnu diakritiku."]
[null,"Nastavenie na vašom PC si preštudujte v dokumente \"Dôležité.info.pdf\"."]
[]
["10.","Ako si naimportujem uložené XML?"]
[null,"Na liste \"uver\" kliknite na tlačidlo \"Import\". Zobrazí sa okno, v ktorom si nájdite Váš príslušný XML súbor, ktorý chcete naimportovať a následne kliknite na \"Otvoriť\".\nVždy importujte do takej verzie kalkulačky, z akej bol XML súbor vytvorený, inak Vám môžu vychádzať iné čísla v závislosti na rozsahu zmien medzi verziami. Pri pokuse o import inej verzie XML súboru ako je kalkulačka budete o tom informovaný hlásením."]
[]
["11.","Elektronickú žiadosť o úver neviem otvoriť vo verzii Excel 2003."]
[null,"Túto verziu Excelu nepodporujeme v Elektronickej žiadosti o úver od verzie v26.5 (od 15.5.2014)."]
[]
["10.","Kam sa obrátiť v prípade problémov? (Help Desk -> 02/5966 7997)"]
[null,"a) Mám problém s vyplnením jednotlivých hárkov - voľba 2 (Úsek Úvery)"]
[null,"b) Mám problém s modelovaním (dosiahnutie požadovanej splátky, doby splácania) - voľba 5 (Úsek Vývoj produktov)"]
[null,"c) Mám iný technický problém, ako je popísaný v tomto FAQ a v dokumente \"Čítaj.ma.pdf\" - voľba 4 (Úsek Informačné technológie)"]

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["Spôsoby čerpania:"]
[]
["Na čerpanie máme  8 spôsobov: "]
[]
["1.) Ihneď po splnení odkladacích podmienok preddavkovo: Klient pri prvom čerpaní načerpá 80% (žiadosti doručené od 01.12.2016 budú mať čerpanie 90%) a po vydokladovaní celej cieľovej sumy úveru dočerpá zvyšných 20% (žiadosti doručené od 01.12.2016 budú mať čerpanie 10%). Klient má na zdokladovanie 12 mesiacov."]
[]
[]
["2.) Ihneď po splnení odkladacích podmienok po predložení DUP: Klient čerpá na základe predložených dokladov DUP vo výške predložených dokladov."]
[]
[]
["3.) Na základe písomnej žiadosti, preddavkovo"]
[]
["4.) Na základe písomnej žiadosti, po predložení dokladov"]
[]
["5.) Postupné čerpanie, ihneď po splnení odkladacích podmienok, preddavkovo"]
[]
["6.) Postupné čerpanie, ihneď po splnení odkladacích podmienok, po predložení dokladov"]
[]
["7.) Postupné čerpanie, na základe písomnej žiadosti, preddavkovo"]
[]
["8.) Postupné čerpanie, na základe písomnej žiadosti, po predložení dokladov"]
[]
["Účel"," Čo je potrebné predložiť"]
[]
["Nadobudnutie RD, bytu a pozemku:","· kúpnu zmluvu "]
[null,"· návrh na vklad vlastníckeho práva s vyznačenou plombou od Katastra nehnuteľností"]
[null,"· požiadavku na čerpanie finančných prostriedkov (požiadavka musí byť podpísaná od klienta a podpis overený poradcom). Prípadne namiesto požiadavky doklad o zaplatení kúpnej ceny."]
["Rekonštrukcia a modernizácia:","· faktúru (príjmové doklady, výpis z účtu, alebo potvrdenie o prevode finančných prostriedkov. Ak je to potvrdenie z internetbankingu, je dôležité aby bolo na výtlačku uvedené meno a priezvisko klienta a číslo jeho účtu, klient musí potvrdenie podpísať). "]
[]
[null,"· ďalšou možnosťou klienta je  predložiť pokladničné bločky buď originál alebo overenú fotokópiu zo znehodnotených originálov. Ak je originál vystavený na papieri s rizikom straty čitateľnosti je potrebné predložiť s originálom aj fotokópiu dokladu."]
[null,"Pozor: DUP môžu byť vystavené iba od dátumu platnosti zmluvy o stavebnom sporení. "]
[null,"Klient musí ku každému čerpaniu úveru predložiť vyplnenú požiadavku na čerpanie finančných prostriedkov (požiadavka musí byť podpísaná klientom a podpis overený poradcom). V prípade ak klient čerpá na účet dodávateľa musí predložiť doklad o tom, že účet je v zmysle dokladov účelového použitia. "]
[]
[" Refinancovanie úveru:","· vyčíslenie úveru k aktuálnemu dňu (klient môže predložiť iba vyčíslnie, ktoré si vyžiada v deň podpisu úverovej zmluvy. Vyčíslenie vystavené pred podpisom úverovej zmluvy nebude akceptované. ) "]
[null,"· požiadavku na čerpanie finančných prostriedkov (požiadavka musí byť podpísaná od klienta a podpis overený poradcom), požiadavka musí byť kompletne vyplnená v zmysle vyčíslenia banky t. z. uvedená suma, číslo účtu, variabilný symbol aj špecifický symbol ak je uvedený vo vyčíslení z príslušnej banky. Ak klient vypláca úver, ktorý je uvedený v kúpnej zmluve a jeho vyplatenie je súčasťou kúpnej ceny tak zaškrtáva kolónku dodávateľ. "]
[null,"· znehodnotenú úverovú zmluvu úveru, ktorý ide klient vyplácať (týka sa to len účelových úverov). Nakoľko úverovú zmluvu vyplácaného úveru predkladáte už k žiadosti o úver je možné ju už k žiadosti dať znehodnotenú a v prípade zasielania dokladov účelového použitia v zozname predložených dokladov účelového použitia iba uviesť, že ste ju už znehodnotenú predložili k žiadosti o úver."]
[]
["Výstavba, prístavba:","· dokladuje sa ako rekonštrukcia"]
[null,"Pozor: Pri postupnom financovaní je potrebné pri každom čerpaní najskôr doložiť  aktuálne fotografie na precenenie nehnuteľnosti a DUP vo výške už načerpaných finančných prostriedkov (platí pri preddavkovom čerpaní), pri čerpaní po predložení dup sa predkladajú aktuálne fotografie a dup, aby mohlo byť realizované ďalšie čerpanie úveru. "]
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[null,"Ďalšou možnosťou je čerpanie podľa zmluvy o dielo, kde výšku prvého čerpania určuje schvaľovateľ podľa hodnoty nehnuteľnosti (hodnota je uvedená v úverových zmluvách)"]
[]
["Vysporiadanie BSM:","·  notársku zápisnicu"]
[null,"·  návrh na vklad vlastníckeho práva  "]
[null,"· požiadavku na čerpanie finančných prostriedkov (požiadavka musí byť podpísaná od klienta a podpis overený poradcom). Prípadne namiesto požiadavky doklad o zaplatení."]

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[null,null,null,null,null,null,null,null,null,null,null,"kontrola - úver",null,{"$f":"chyb_hl_uver","v":"Zadajte pole: Číslo zmluvy o stavebnom sporení"},null,null,null,null,null,null,{"$f":"IF(login_utvar>0,\"počítať s poplatkami\",\"\")","v":""},"áno",null,null,null,true]
[null,null,null,null,null,null,null,null,null,null,null,"kontrola - žiadateľ",null,{"$f":"chyb_hl_ziadatel_celk","v":"Zadajte pole: meno_ziadatel"},null,null,null,null,null,null,"úver v zmysle zákona",{"$f":"tp_uver_vzz","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,"kontrola - pristupiteľ",null,{"$f":"chyb_hl_pristupitel_celk","v":"NEVSTUPUJE"}]
[null,null,null,null,null,null,null,null,null,null,null,"kontrola - nehnuteľnosť",null,{"$f":"IF(OR(chyb_hl_nehnutelnost=\"OK\",chyb_hl_nehnutelnost=\"NEVSTUPUJE\"),chyb_hl_nehnutelnost,\"CHYBA\")","v":"NEVSTUPUJE"},null,null,null,null,null,null,"druh úveru"]
[null,null,null,null,null,null,null,null,null,null,null,"kontrola - objekt úveru",null,{"$f":"IF(OR(chyb_hl_objekt_uveru=\"OK\",chyb_hl_objekt_uveru=\"NEVSTUPUJE\"),chyb_hl_objekt_uveru,\"CHYBA\")","v":"CHYBA"}]
[null,null,null,null,null,null,null,null,null,null,null,"kontrola - protokol",null,{"$f":"IF(chyb_hl_protokol=\"OK\",\"OK\",\"CHYBA\")","v":"CHYBA"},null,{"$f":"IF(p_pocitam=\"\",IF(p_prepocitat,IF(PS_chyba_modelu,\"Chyba modelu (Prepočítaj!)\",IF(prepocitaj_RPMN,\"Stlač tlačidlo 'Prepočítaj!'\",IF(AND(test_chyba=\"OK\",hodnotenie_ziadatel_nef_kod=\"N/A\"),\"Stlač tlačidlo 'Prepočítaj!'\",IF(prepocitaj_K10K11,\"Stlač tlačidlo 'Prepočítaj!\",IF(zap_0203p_pom<>zap_0203p,\"Stlač tlačidlo 'Prepočítaj!\",\"\"))))),\"\"),p_pocitam)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"refin_suma_splatka","v":0},{"$f":"IF(show_ina_splatka_SU,0,IF(OR(AND(ts_pc_typ_sporenia>=1,ts_pc_typ_sporenia<=6),ts_U1,ts_U2,ts_U6,ts_upv),1,0))","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,"kontrola - vyhlasenia",null,{"$f":"IF(chyb_hl_vyhlasenia=\"OK\",\"OK\",\"CHYBA\")","v":"CHYBA"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(akcia_vybrana=akcia_zjed_splat,ano,nie)","v":"nie"}]
[null,null,null,null,null,null,null,null,null,null,null,"Kontrola celej žiadosti:",null,{"$f":"IF(OR(N1<>\"OK\",N2<>\"OK\",AND(N3<>\"OK\",N3<>\"NEVSTUPUJE\"),AND(N4<>\"OK\",N4<>\"NEVSTUPUJE\"),AND(N5<>\"OK\",N5<>\"NEVSTUPUJE\"),N6=\"CHYBA\",N7=\"CHYBA\"),\"CHYBA\",\"OK\")","v":"CHYBA"}]
[null,{"$f":"\"ŽIADOSŤ O ÚVER\nPREPOČET SPLÁTOK A DOBY SPLATNOSTI \n\"&IF(druh_uveru_vybrany=SU,\"STAVEBNÉHO ÚVERU\",\"(MIMORIADNEHO) MEDZIÚVERU A STAVEBNÉHO ÚVERU\")","v":"ŽIADOSŤ O ÚVER\nPREPOČET SPLÁTOK A DOBY SPLATNOSTI \n(MIMORIADNEHO) MEDZIÚVERU A STAVEBNÉHO ÚVERU"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(testovacia_verzia,\"TESTOVACIA VERZIA!\",\"\")","v":""}]
[null,"Kategória klienta",null,null,null,null,null,null,{"$f":"IF(p_refix,\"REFIX\",\"\")","v":""},null,null,{"$f":"IF(spotrebitelsky_ucel,\"úver v zmysle Zákona č. 129/2010\",\"úver v zmysle Zákona č. 90/2016\")","v":"úver v zmysle Zákona č. 90/2016"},null,null,null,null,null,null,null,null,{"$f":"IF(login_utvar>0,\"Prihlásený: \" & login_meno,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"chyb_hl_stop_hlasenie","v":""}]
[null,"Číslo zmluvy o stavebnom sporení",null,null,null,null,null,null,null,null,null,"/8170",{"$f":"IF(p_zelena_zona,\"ZELENÁ ZÓNA\",\"\")","v":""},null,null,null,{"$f":"TODAY()","v":"2020-02-14"}]
[]
[]
[]
[null,"Pôvodné údaje o existujúcom stavebnom sporení:",null,null,null,null,null,null,null,null,"Aktuálna nasporená suma"]
[null,null,null,null,null,null,null,null,null,null,"Z toho:"]
[null,"Dátum platnosti zmluvy",null,null,null,null,null,null,null,null,{"$f":"\"- pripísané úroky\"","v":"- pripísané úroky"}]
[null,"Pôvodná cieľová suma",null,null,null,null,null,null,null,null,{"$f":"\"- pripísaná štátna prémia\"","v":"- pripísaná štátna prémia"}]
[null,"Pôvodný typ sporenia",null,null,null,null,null,null,null,null,"Nepripísané úroky"]
[null,"Aktuálne hodnotiace číslo",null,null,null,null,null,null,null,null,"Nepripísaná štátna prémia"]
[]
[]
[]
[null,"Základné údaje:",null,null,{"$f":"IF(OR(ts_rk,ts_HEplus),\"Splatnosť\",\"\")","v":""},null,null,null,null,null,"Akcia",null,null,null,null,null,null,null,null,null,{"$f":"IF(druh_uveru_vybrany=SU,\"\",\"Kombinácia dvoch zmlúv: spotrebiteľský účel a zákon o bývaní\")","v":"Kombinácia dvoch zmlúv: spotrebiteľský účel a zákon o bývaní"}]
[null,"Typ sporenia",null,null,null,null,null,null,null,null,{"$f":"IF(OR(ts_U4,ts_K10,ts_U3,ts_rk,ts_he,ts_HEplus,ts_U6,ts_upv),\"\",\"Zabezpečenie nehnuteľnosťou\")","v":"Zabezpečenie nehnuteľnosťou"},null,null,null,null,null,null,null,null,null,null,{"$f":"IF(zmluva_1,\"Číslo 2. zmluvy:\",\"\")","v":""},{"$f":"IF(zmluva_1,\"WebSU:\",\"\")","v":""},{"$f":"IF(zmluva_1,\"Refinanc 2.zmluva:\",\"\")","v":""}]
[null,{"$f":"IF(druh_uveru_vybrany=SU,\"Výška úveru/Cieľová suma\",\"Cieľová suma\")","v":"Cieľová suma"},null,null,null,null,null,null,null,null,{"$f":"IF(druh_uveru_vybrany=MU,\"Vklady do\",\"\")","v":""}]
[null,"Uplatňovanie nároku na ŠP",null,null,"nie",null,null,null,null,null,{"$f":"IF(OR(ts_rk,ts_HEplus),\"\",\"Iný mesačný vklad\")","v":"Iný mesačný vklad"},null,null,null,null,null,null,null,null,null,null,{"$f":"IF(zmluva_2,\"Číslo 1. zmluvy:\",\"\")","v":""},{"$f":"IF(zmluva_2,\"WebSU:\",\"\")","v":""},{"$f":"IF(zmluva_2,\"Refinanc 1.zmluva:\",\"\")","v":""}]
[null,"Poistenie úveru",null,null,null,null,null,null,null,null,{"$f":"IF(OR(ts_rk,ts_HEplus,AND(druh_uveru_vybrany=MU,uv_K1_K6=1)),\"\",\"Iná splátka SÚ\")","v":"Iná splátka SÚ"},null,null,null,null,null,"Výpis"]
[null,{"$f":"IF(AND(ts_U5,refinancovanie=\"\"),\"Fix.úr.sadzby\",IF(OR(AND(ts_U5,refinancovanie<>\"\"),AND(OR(ts_rk,ts_HEplus),typ_zmluvy<>\"SU\")),\"Fix.úr.sadzby\",\"\"))","v":""},null,null,null,null,null,null,null,null,{"$f":"IF(OR(ts_he,ts_HEplus),\"\",\"Refinancovanie/Splatenie\")","v":"Refinancovanie/Splatenie"},null,null,null,null,null,{"$f":"IF(OR(ts_he,ts_HEplus),\"\",\"ČSOBSP\")","v":"ČSOBSP"},null,null,null,{"$f":"IF(stop_hlasenie<>\"\",\"\",IF(trvanie_celkom>359,\"Úver je nad povolenú dobu splácania - bude individuálne posúdený. Prípadne odporúčame premodelovať úver.\",\"\") & IF(AND(zabezpecenie_final=zab_nehn,OR(AND(ziadatel_vek_pri_splatnosti>68,ziadatel_vek_pri_splatnosti<=70),AND(spoludlznik_vek_pri_splatnosti>68,spoludlznik_vek_pri_splatnosti<=70),AND(pristupitel_vek_pri_splatnosti>68,pristupitel_vek_pri_splatnosti<=70),AND(manz_pristupitela_vek_pri_splatnosti>68,manz_pristupitela_vek_pri_splatnosti<=70))),IF(p_vynimka_vek,\"\",\" Klient nesplnil podmienky stanovené pre max. akceptovateľný vek v čase splatnosti úveru - pre individuálne posúdenie odkliknite na hárku Vyhlásenia druh výnimky Akceptovanie max. veku\"),\"\"))","v":""}]
[null,{"$f":"IF(AND(ts_rk,typ_zmluvy<>\"SU\"),\"Nárok na zľavu z úrokovej sadzby pri MU\",\"\")","v":""},null,null,null,null,null,{"$f":"IF(AND(ts_rk,group_zlava_1_typ<>\"\"),VLOOKUP(group_zlava_1_typ,group_zlava,2,FALSE),\"\")","v":""}]
[null,null,null,null,null,null,null,{"$f":"IF(AND(ts_rk,group_zlava_2_typ<>\"\"),VLOOKUP(group_zlava_2_typ,group_zlava,2,FALSE),\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(NOT(druh_uveru_vybrany=SU),ts_U5,nehnutelnost_akceptovana_hodnota=\"\"),\"Pre presnejšiu ponuku vyplňte pole 'Akceptovaná výška hodnoty nehnuteľnosti' na hárku nehnuteľnosť.\",\"\")","v":""}]
[]
[]
[null,"Počiatočný vklad:",null,null,null,null,null,null,null,null,"Vklad pred 1. čerpaním",null,null,null,null,null,"z CS",null,null,null,{"$f":"IF(zmluva_2, \"Doplňte do Splátky existujúcich úverov v liste žiadateľ vyššiu mesačnú splátku pre MU a SU prvej zmluvy \",\"\")","v":""}]
[null,"Prepočítaná nasporená suma:",null,null,{"$f":"NS_prepocitana","v":0},null,null,null,null,null,"Pôvodná cieľová suma:",null,null,{"$f":"vyska_uveru*podiel_poc_vkladu_zvoleny","v":0},null,null,null,null,null,null,{"$f":"IF(AND(typ_zmluvy=\"MU_E\",out_MU_vkladSS=0,vklad_do_pozadovaneho<0),\"Zadajte ďalší vklad pred 1. čerpaním v minimálnej sume \" & TEXT(vklad_do_pozadovaneho,\"0,00€\"),\"\")","v":""}]
[null,"Vklad potrebný do min.NS a popl.:",null,null,{"$f":"vklad_do_pozadovaneho","v":40},null,null,null,null,null,"Ďalší vklad pred 1. čerpaním",null,null,null,null,null,null,null,null,null,{"$f":"IF(pLTV>0.8,\"Vzhľadom na požadovanú výšku úveru a hodnotu zabezpečenia, požadovaný úver môže byť znížený schvaľovateľom.\",\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(typ_zmluvy=\"MU_E\",out_MU_vkladSS=0,vklad_do_pozadovaneho>0),\"Ďalší vklad pred prvým čerpaním vklad vo výške minimálne \" & ROUNDUP(vklad_do_pozadovaneho,0) & \"€.\",\"\")","v":""}]
[]
[]
[null,"Doplňujúce informácie k produktom:",null,null,null,null,null,null,null,null,{"$f":"IF(zmluva_1,\"2.zmluva / \" & zmluva_1_cislo_zmluvy2,IF(zmluva_2,\"1.zmluva / \" & zmluva_2_cislo_zmluvy1,\"\"))","v":""},null,null,{"$f":"IF(login_utvar>0,\"Zmeny na existujúcom úvere:\",\"\")","v":""},null,null,null,"nie"]
[null,{"$f":"IF(login_utvar>0,\"Zľava z poplatku za spracovanie:\",\"\")","v":""},null,null,null,null,null,null,null,null,{"$f":"IF(zmluva_1,\"Websu: \" & zmluva_1_websu & \" / Refinanc: \" & zmluva_1_refinanc2,IF(zmluva_2,\"Websu: \" & zmluva_2_websu & \" / Refinanc: \" & zmluva_2_refinanc1,\"\"))","v":""},null,null," Úverová história žiadateľa:",null,null,null,"áno",null,null,{"$f":"AND(OR(hodnotenie_ziadatel_kod=\"A\",hodnotenie_ziadatel_kod=\"B\"),hodnotenie_ziadatel_kod_celk=\"A\",vyska_uveru_zabezpecenie<=150000,nehnutelnost_byt_dom,OR(hodnotenie_ziadatel_nef_kod=\"A\",hodnotenie_ziadatel_nef_kod=\"B\"))","v":{"$error":"#VALUE!"}}]
[null,{"$f":"IF(AND(login_utvar<=0,OR(ts_he,typ_zmluvy=\"SU\")),\"\",IF(login_utvar>0,\"Skóre/Úverový register\",\"Úverový register\"))","v":"Úverový register"},null,null,null,null,null,null,null,null,null,"Zostatok existujúcich úverov v ČSOB St. SP"]
[null,{"$f":"IF(p_overenie_08,\"Najnižší mes.vklad na SS za posledný rok\",\"\")","v":""},null,null,null,null,null,null,null,null,"Mimoriadne vklady/ splátky:"]
[null,"Nasporená suma na iných zmluvách SS:",null,null,null,null,null,null,null,null,null,"Dátum vkladu:",null,null,"Výška vkladu:"]
[null,{"$f":"IF(AND(ts_U5,druh_uveru_vybrany=MU,akcia_vybrana <> akcia_nes_nehn),\"Riziková oblasť:\",\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(OR(ISERROR(CB_skore_H_bound),ISERROR(CB_skore_L_bound),AND(IFERROR(CODE(uverovy_register),0)>=65,IFERROR(CODE(uverovy_register),0)<=77,OR(LEFT(uverovy_register_skore,3)=\"kod\",LEFT(uverovy_register_skore,3)=\"kód\"))),IF(OR(LEFT(uverovy_register_skore,3)=\"kod\",LEFT(uverovy_register_skore,3)=\"kód\",LEFT(uverovy_register,3)=\"kod\",LEFT(uverovy_register,3)=\"kód\"),IF(AND(OR(LEFT(uverovy_register_skore,3)=\"kod\",LEFT(uverovy_register_skore,3)=\"kód\"),OR(LEFT(uverovy_register,3)=\"kod\",LEFT(uverovy_register,3)=\"kód\"),uverovy_register_skore=uverovy_register),\"\",IF(login_utvar>0,\"Vyplňte rovnaké hodnoty do CB skóre aj skóre!\",\"\")),\"\"),IF(OR((CB_skore_L_bound-uverovy_register_skore)>0,(CB_skore_H_bound-uverovy_register_skore)<0),IF(login_utvar>0,\"Nesúlad skóre a úverového registra!\",\"\"),\"\"))","v":""}]
[null,{"$f":"IF(AND(ts_rk,typ_zmluvy<>\"SU\"),\"Existujúci klient\",\"\")","v":""},null,null,{"$f":"IF(AND(ts_rk,REKO_existujuci=ano,p_REKO<>TRUE),\"Číslo zmluvy\",\"\")","v":""}]
[null,{"$f":"IF(OR(ts_U5,ts_he),\"U5/ ČSOB HÚ + HypoEXTRA ČSOB SP\",\"\")","v":""}]
[null,{"$f":"IF(AND(ts_he,ziadost_kombinacia=ano),\"Č. žiadosti UV/ČSOB HÚ\",IF(AND(ts_U5,ziadost_kombinacia=ano),\"Č. žiadosti HypoEXTRA\",\"\"))","v":""}]
[]
[]
[]
[null,"Prepočítané parametre stavebného sporenia:",null,null,null,null,null,null,null,null,"Prepočítaná nasporená suma:",null,null,{"$f":"NS_prepocitana","v":0}]
[null,null,null,null,null,null,null,null,null,null,"Prepočítané hodnotiace číslo:",null,null,{"$f":"HC_prepocitane","v":0}]
[null,null,null,null,null,null,null,null,null,null,"Doterajšia doba sporenia:",null,null,{"$f":"doterajsia_doba_sporenia&\" mesiacov\"","v":"0 mesiacov"},null,null,{"$f":"ROUND(doterajsia_doba_sporenia/12,1)&IF(doterajsia_doba_sporenia/12=1,\" rok\",IF(OR(doterajsia_doba_sporenia/12=2,doterajsia_doba_sporenia/12=3,doterajsia_doba_sporenia/12=4),\" roky\",IF(OR(ROUND(doterajsia_doba_sporenia/12,1)=ROUND(doterajsia_doba_sporenia/12,0),doterajsia_doba_sporenia=0),\" rokov\",\" roka\")))","v":"0 rokov"}]
[]
[]
[]
[null,"Podmienky pre pridelenie cieľovej sumy:"]
[null,"Minimálna nasporená suma",null,null,{"$f":"IF(OR(ts_rk,ts_HEplus),min_NS_percento_rk_pom,min_NS_percento)","v":0},null,null,"z CS",null,null,"Úroková sadzba sporenia:",null,null,{"$f":"urok_sporenie","v":0},null,null,"p. a."]
[null,null,null,null,{"$f":"min_NS_suma","v":0},null,null,null,null,null,"Predpísaný min. mesačný vklad:",null,null,{"$f":"IF(min_vklad_percento<0,0,min_vklad_percento)","v":0},null,null,"z CS"]
[null,"Minimálne hodnotiace číslo:",null,null,{"$f":"min_HC","v":0},null,null,null,null,null,null,null,null,{"$f":"IF(min_vklad_suma<0,0,min_vklad_suma)","v":0.5}]
[null,"Minimálna doba sporenia:",null,null,{"$f":"IF(novy_typ_sporenia_zvoleny=\"\",\"\",min_doba_sporenia&\" + 3 mesiacov\")","v":""}]
[]
[]
[]
[null,"Fáza (mimoriadneho) medziúveru (MÚ):",null,null,null,null,null,null,null,null,"Mesačná splátka MÚ celkom:",null,null,{"$f":"ROUND(vklad_SS+splatka_MU+poistne_MU,2)","v":0.5},{"$f":"funConvert0toEmpty(dosporovanie+splatka_MU+poistne_MU)","v":0.5},{"$f":"funConvert0toEmpty(dosporovanie+splatka_MU+poistne_MU)","v":0.5},null,null,null,null,false]
[null,null,null,null,null,null,null,null,null,null,"Z toho:  - vklad na sporenie",null,null,{"$f":"vklad_SS","v":0.5},null,null,null,null,null,null,null,0]
[null,"Výška úveru pre zabezpečenie:",null,null,{"$f":"IF(druh_uveru_vybrany=SU,\"\",vyska_uveru_zabezpecenie)","v":0},null,null,null,null,null,{"$f":"\"              - splátka úrokov z MÚ\"","v":"              - splátka úrokov z MÚ"},null,null,{"$f":"splatka_MU","v":0},null,null,null,null,null,null,null,100]
[null,"Zabezpečenie úveru:",null,null,{"$f":"IF(druh_uveru_vybrany=MU,zabezpecenie_final,\"\")","v":""},null,null,null,null,null,{"$f":"\"              - poistné\"","v":"              - poistné"},null,null,{"$f":"poistneMU_mesacne","v":0}]
[null,"Úroková sadzba medziúveru:",null,null,{"$f":"IF(druh_uveru_vybrany=SU,\"\",urok_MU+zap_spolu)","v":{"$error":"#VALUE!"}},null,null,{"$f":"IF(druh_uveru_vybrany=SU,\"\",\"p. a.\")","v":"p. a."},null,null,"Zaplatené celkom v MU",null,null,{"$f":"IF(OR(ts_fix_mesiacov=0,trvanie_MU<ts_fix_mesiacov),\"\",\"platí pre 1.-\" & ts_fix_mesiacov &\".splátku\")","v":""},null,null,null,null,null,null,{"$f":"IF(N74=\"\",Q74,N74)","v":0}]
[null,"RPMN medziúveru:",null,null,{"$f":"TEXT(RPMN_MU,\"0,00% p.a.\")","v":" "},null,null,{"$f":"IF(login_utvar>0,priem_RPMN_MU,\"\")","v":""},null,null,"Zaplatené poplatky a poistné z MÚ:",null,null,{"$f":"-popl_uzatv_celkom_MU-popl_vedenie_celkom_MU-popl_vypis_celkom_MU-blankozmenka_MU-poistne_celkom_MU","v":49}]
[null,"Predpokladané trvanie MÚ:",null,null,{"$f":"IF(OR(druh_uveru_vybrany=SU,vyska_uveru=\"\",novy_typ_sporenia_zvoleny=\"\"),\"\",mesiace_doPCS&\" mesiacov\")","v":""},null,null,{"$f":"IF(OR(druh_uveru_vybrany=SU,vyska_uveru=\"\",novy_typ_sporenia_zvoleny=\"\"),\"\",ROUND(trvanie_MU/12,2)&IF(trvanie_MU/12=1,\" rok\",IF(OR(trvanie_MU/12=2,trvanie_MU/12=3,trvanie_MU/12=4),\" roky\",IF(ROUND(trvanie_MU/12,2)=ROUND(trvanie_MU/12,0),\" rokov\",\" roka\"))))","v":""},null,null,"Zaplatené úroky z MÚ celkom:",null,null,{"$f":"-uroky_prip_MU","v":0}]
[]
[]
[]
[null,"Fáza stavebného úveru (SÚ):",null,null,null,null,null,null,null,null,"Predpísaná splátka SÚ:",null,null,{"$f":"ROUND(min_splatka_SU,2)","v":0}]
[null,null,null,null,null,null,null,null,null,null,"Mesačná splátka SÚ celkom:",null,null,{"$f":"N80+N81","v":0}]
[null,{"$f":"IF(druh_uveru_vybrany=SU,\"Výška stavebného úveru:\",\"Predpokladaná výška SÚ:\")","v":"Predpokladaná výška SÚ:"},null,null,{"$f":"zostatok_zCS","v":0},null,null,null,null,null,"Z toho:  - splátka úrokov a istiny",null,null,{"$f":"splatka_SU","v":0}]
[null,"Zabezpečenie úveru:",null,null,{"$f":"IF(druh_uveru_vybrany=SU,zabezpecenie_final,\"\")","v":""},null,null,null,null,null,{"$f":"\"              - poistné\"","v":"              - poistné"},null,null,{"$f":"poistne_mesacne","v":0}]
[null,"Úroková sadzba SÚ:",null,null,{"$f":"sadzba_SU","v":0},null,null,"p. a.",null,null,"Zaplatené celkom v SU"]
[null,"RPMN SÚ:",null,null,{"$f":"TEXT(RPMN_MUSU,\"0,00% p.a.\")","v":" "},null,null,{"$f":"IF(login_utvar>0,priem_RPMN_SU,\"\")","v":""},null,null,"Zaplatené poplatky a poistné v SÚ:",null,null,{"$f":"-popl_sprava_celkom_SU-popl_uzatv_celkom_SU-popl_vypis_celkom_SU-poistne_celkom_SU","v":2.5}]
[null,"Predpokladané trvanie SÚ:",null,null,{"$f":"trvanieSU&\" mesiacov\"","v":"0 mesiacov"},null,null,{"$f":"(ROUND(trvanieSU/12,2)&IF(trvanieSU/12=1,\" rok\",IF(OR(trvanieSU/12=2,trvanieSU/12=3,trvanieSU/12=4),\" roky\",IF(ROUND(trvanieSU/12,2)=ROUND(trvanieSU/12,0),\" rokov\",\" roka\"))))","v":"0 rokov"},null,null,"Zaplatené úroky v SÚ:",null,null,{"$f":"-uroky_celkom_SU","v":0}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Typ sporenia:","UV."]
[null,null,null,null,null,null,null,null,null,null," ",null,null,null,null,null,null,null,null,null,"Výška SÚ:",20000]
[null,"Súhrn:",null,null,"Odplata MÚ:",null,null,{"$f":"odplata_MU","v":{"$error":"#VALUE!"}},null,null,{"$f":"IF(druh_uveru_vybrany=SU,\"\",\"Nasporená suma pri pridelení:\")","v":"Nasporená suma pri pridelení:"},null,null,{"$f":"IF(druh_uveru_vybrany=SU,\"\",N89+N90+N91-N92)","v":1.5},null,null,null,null,null,null,"Pred.trvanie úveru:","14,08 roka"]
[null,null,null,null,"Odplata SÚ:",null,null,{"$f":"odplata_SU","v":{"$error":"#DIV/0!"}},null,null,{"$f":"IF(druh_uveru_vybrany=SU,\"\",\"Z toho:  - vklady\")","v":"Z toho:  - vklady"},null,null,{"$f":"IF(druh_uveru_vybrany=SU,\"\",vklady_celkom_SS+vklad_na_zaciatku+aktualna_NS+vklady_mim_SS)","v":41.5},null,null,null,null,null,null,"Predpísaná splátka:",107.88]
[null,"Predpok. trvanie úveru celkom:",null,null,{"$f":"trvanie_celkom&\" mesiacov\"","v":"3 mesiacov"},null,null,{"$f":"(ROUND(trvanie_celkom/12,2)&IF(trvanie_celkom/12=1,\" rok\",IF(OR(trvanie_celkom/12=2,trvanie_celkom/12=3,trvanie_celkom/12=4),\" roky\",IF(ROUND(trvanie_celkom/12,2)=ROUND(trvanie_celkom/12,0),\" rokov\",\" roka\"))))","v":"0,25 roka"},null,null,{"$f":"IF(druh_uveru_vybrany=SU,\"\",\"              - úroky zo sporenia\")","v":"              - úroky zo sporenia"},null,null,{"$f":"IF(druh_uveru_vybrany=SU,\"\",uroky_prip_SS+dan_urokyprip_SS)","v":0},null,null,null,null,null,null,"Iná splátka SÚ:"]
[null,"Zaplatené celkom:",null,null,{"$f":"zaplatene_celkom","v":90.5},null,null,null,null,null,{"$f":"IF(druh_uveru_vybrany=SU,\"\",\"              - štátna prémia\")","v":"              - štátna prémia"},null,null,{"$f":"IF(druh_uveru_vybrany=SU,\"\",šp_celkom_ss+šp_pripSU)","v":0}]
[null,"Preplatenie:",null,null,{"$f":"zaplatene_celkom-vyska_uveru","v":90.5},null,null,null,null,null,{"$f":"IF(druh_uveru_vybrany=SU,\"\",\"              - poplatky\")","v":"              - poplatky"},null,null,{"$f":"IF(druh_uveru_vybrany=SU,\"\",-popl_uzatv_celkom_SS-popl_sprava_celkom_SS-popl_vypis_celkom_SS)","v":40}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Preplatenie:",16362.700602386569]
[null," "]
[null,"Účel poskytnutia úveru:"]
[null,null,"Nadobudnutie vlastníctva:"]
[null,null,{"$f":"IF(nadobudnutie_vlastnictva_1,OFFSET(nadobudnutie_vlastnictva_1,0,1) & \"; \",\"\") & IF(nadobudnutie_vlastnictva_2,OFFSET(nadobudnutie_vlastnictva_2,0,1) & \"; \",\"\") & IF(nadobudnutie_vlastnictva_3,OFFSET(nadobudnutie_vlastnictva_3,0,1) & \"; \",\"\") & IF(nadobudnutie_vlastnictva_4,OFFSET(nadobudnutie_vlastnictva_4,0,1) & \"; \",\"\") & IF(nadobudnutie_vlastnictva_5,OFFSET(nadobudnutie_vlastnictva_5,0,1) & \"; \",\"\") & IF(nadobudnutie_vlastnictva_6,OFFSET(nadobudnutie_vlastnictva_6,0,1) & \"; \",\"\")","v":""}]
[null,null,"Modernizácia:"]
[null,null,{"$f":"IF(modernizacia_1,OFFSET(modernizacia_1,0,1) & \"; \",\"\") & IF(modernizacia_2,OFFSET(modernizacia_2,0,1) & \"; \",\"\") & IF(modernizacia_3,OFFSET(modernizacia_3,0,1) & \"; \",\"\") & IF(modernizacia_4,OFFSET(modernizacia_4,0,1) & \"; \",\"\")","v":""}]
[null,null,"Iné účely:"]
[null,null,{"$f":"IF(ine_ucely_1,OFFSET(ine_ucely_1,0,1) & \"; \",\"\") & IF(ine_ucely_2,OFFSET(ine_ucely_2,0,1) & \"; \",\"\") & IF(ine_ucely_3,OFFSET(ine_ucely_3,0,1) & \"; \",\"\") & IF(ine_ucely_4,OFFSET(ine_ucely_4,0,1) & \"; \",\"\") & IF(ine_ucely_5,OFFSET(ine_ucely_5,0,1) & \"; \",\"\") & IF(ine_ucely_6,OFFSET(ine_ucely_6,0,1) & \"; \",\"\") & IF(ine_ucely_7,OFFSET(ine_ucely_7,0,1) & \"; \",\"\") & IF(ine_ucely_8,OFFSET(ine_ucely_8,0,1) & \"; \",\"\") & IF(ine_ucely_9,OFFSET(ine_ucely_9,0,1) & \"; \",\"\") & IF(ine_ucely_10,OFFSET(ine_ucely_10,0,1) & \"; \",\"\") & IF(ine_ucely_11,OFFSET(ine_ucely_11,0,1) & \"; \",\"\") & IF(ine_ucely_12,OFFSET(ine_ucely_12,0,1),\"\")","v":""}]
[null,{"$f":"IF(ts_HEplus,\"Dofinancovanie hypotéky:\",\"\")","v":""}]
[]
[null,"Účel použitia finančných prostriedkov zo žiadaného úveru:"]
[]
[null,{"$f":"IF(za_uzatvorenie_uver>0,\"Spôsob úhrady poplatku:\",\"\")","v":"Spôsob úhrady poplatku:"}]
[]
[null,"Čerpanie a splácanie úveru:"]
[null,null,"Odkladacia podmienka čerpania:"]
[]
[null,null,"Spôsob čerpania:"]
[]
[null,null,"Spôsob splácania:"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,"Prepočet uvádzaný v tejto žiadosti ako aj predpokladaná dĺžka trvania úveru je len infomatívna, nakoľko je závislá od splnenia a dodržiania dojednaných podmienok (napr.  od výšky získanej štátnej prémie, od poplatkov za poskytované bankové služby, od platobnej disciplíny a pod.). Skutočná trvania úveru a výška mesačných splátok stavebného úveru môže byť odlišná od údajov uvedených v tejto žiadosti."]
[null,"Váš finančný agent:"]
[null,"Meno a priezvisko, titul"]
[null,"Adresa - ulica, číslo"]
[null,"Adresa - PSČ, obec/mesto",null,null,null,null,null,null,null,null,{"$f":"IF(p_EXT_tiper,\"T\nI\nP\nE\nR\",\"\")","v":""},{"$f":"IF(p_EXT_tiper,\"Meno, priezvisko, titul\",\"\")","v":""}]
[null,{"$f":"IF(p_EXT,\"Identifikačné číslo agenta\",\"Provízne číslo agenta\")","v":"Provízne číslo agenta"},null,null,null,null,null,null,null,null,null,{"$f":"IF(p_EXT_tiper,\"Identifikačné číslo agenta\",\"\")","v":""}]
[null,{"$f":"IF(AND(NOT(p_RR_pozicia),OR(p_IDS,p_EXT,p_tiper_IDS,p_KP_CSOB,p_tiper_KP_CSOB)),\"Registračné číslo agenta z NBS\",\"\")","v":""},null,null,null,null,null,null,null,null,null,{"$f":"IF(p_EXT_tiper,\"Registračné číslo agenta z NBS\",\"\")","v":""},null,null,null,null,null,null,null,null,{"$f":"IF(AND(pom_kontrola_EDS=FALSE,OR(teritorium=\"EDS\",teritorium=\"OVB\")),\"Chybne zadané provízne číslo maklérskej spoločnosti!\",\"\")","v":""}]
[null,{"$f":"IF(p_EXT,\"Provízne číslo maklér. spoločnosti\",\"\")","v":""},null,null,null,null,null,null,null,null,null,{"$f":"IF(p_EXT_tiper,\"Prov. č. maklér. spol. | Názov spol.\",\"\")","v":""}]
[null,{"$f":"IF(p_EXT,\"Názov maklér. spoločnosti\",\"\")","v":""},null,null,null,null,null,null,null,null,null,{"$f":"IF(p_EXT_tiper,\"Telefón, e-mail\",\"\")","v":""}]
[null,"Telefón",null,null,null,null,null,null,null,null,null,{"$f":"IF(OR(p_IDS,p_tiper_IDS),\"Pozícia IDS:\",\"\")","v":""},null,null,null,"Región:",null,null,null,null,{"$f":"IF(AND(OR(p_IDS,p_pom_EXT,p_tiper_IDS,p_KP_CSOB,p_tiper_KP_CSOB),testovacia_verzia),\"Provízia (TESTOVANIE):  \" & TEXT(provizia,\"0,00\"),\"\")","v":""}]
[null,"E-mail",null,null,null,null,null,null,null,null,null,"Miesto:",null,null,null,{"$f":"IF(p_uv_dok_zobrazit,\"Zaslanie úv.dok.\",\"\")","v":""}]
[]
[null,{"$f":"IF(AND(ts_he,ziadost_u5_he<>\"\",NOT(AND(LEN(ziadost_u5_he)>=8,RIGHT(ziadost_u5_he,2)=\"04\")),OR(login_utvar=-3,login_utvar=-1,login_utvar>0)),\"Spracovanie:\",\"\")","v":""},null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(ts_rk,p_REKO=TRUE,OR(p_KP_CSOB,p_tiper_KP_CSOB)),\"Meno a priezvisko 2.podpisujúceho UZ\",\"\")","v":""}]
[null,{"$f":"IF(AND(spracovanie_popis<>\"\",spracovanie<>\"\"),\"Osobné číslo KP ČSOB\",\"\")","v":""}]
[null,{"$f":"IF(AND(spracovanie_popis<>\"\",OR(spracovanie=spracovanie_akvtip,spracovanie=spracovanie_kseds)),\"Provízne č. maklérskej spol. EDS\",\"\")","v":""}]
[null,{"$f":"IF(AND(spracovanie_popis<>\"\",OR(spracovanie=spracovanie_akvtip,spracovanie=spracovanie_kseds)),\"Spoločnosť\",\"\")","v":""}]
[null,{"$f":"IF(AND(spracovanie_popis<>\"\",OR(spracovanie=spracovanie_akvtip,spracovanie=spracovanie_kseds)),\"ID agenta v rámci EDS\",\"\")","v":""}]
[null,{"$f":"IF(AND(spracovanie_popis<>\"\",OR(spracovanie=spracovanie_akvtip,spracovanie=spracovanie_kseds)),\"Meno a priezvisko poradcu EDS\",\"\")","v":""}]
[null,{"$f":"IF(AND(spracovanie_popis<>\"\",spracovanie<>\"\"),\"Ulica a číslo\",\"\")","v":""}]
[null,{"$f":"IF(AND(spracovanie_popis<>\"\",spracovanie<>\"\"),\"PSČ a mesto\",\"\")","v":""}]
[null,{"$f":"IF(OR(spracovanie=spracovanie_kseds,spracovanie=spracovanie_akvtip),\"Pobočka banky\",\"\")","v":""}]
[]
[null,"ČSOB stavebná sporiteľňa, a.s.",null,null,null,null,null,null,null,null,{"$f":"IF(p_pomocka=\"\",\"\",p_pomocka)","v":""}]
[]
[null,"Bratislava 1, PSČ 811 02, Žižkova 11; IČO: 35 799 200; DIČ: 2021544030; IČ pre DPH: SK7020000218 \nzapísaná v Obchodnom registri Okresného súdu Bratislava I. v odd. Sa, vložka č. 2590/B\ninfolinka: 0800 111 303,  fax:  02 5966 7920; www.csob.sk; csobsp@csobsp.sk"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"XML:",null,{"$f":"IF(OR(XML_generovanie=0,export_bez_zmeny=FALSE),NOW(),XML_generovanie)","v":"2020-02-14T12:49:06.920"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Verzia:","RC01 20081130",{"$f":"verzia_ID & \"_\" & TEXT(verzia_date,\"yyyymmdd\") & \"v\" & verzia","v":"SP_EZU_FO_20200215v32.2"}]
[null,null,"Obch. skupina",{"$f":"IF(AND(os_tiper_ovb=\"\",os_tiper=\"\",os_prov_U5=\"\",akcia_vybrana=\"Následný úver;ZTS\"),\"Následný úver\",\"\")","v":""},null,null,null,null,null,null,null,"Poznamka","Text",null,null,null,null,null,null,null,null,{"$f":"IF(OR(typ_zmluvy=\"SU\",ts_he),\"Nefinančný ukazovateľ '\" & hodnotenie_ziadatel_nef_kod & \"'\",\"Prirážka za Risk band '\" & risc_band_pom & \"'\")","v":"Prirážka za Risk band 'L'"},{"$f":"zap_scoring","v":2.5000000000000001E-3}]
[null,null,"Obch. skupina",{"$f":"IF(AND(os_tiper_ovb=\"\",OR(AND(OR(ts_rk,ts_HEplus),teritorium=eds_tiper_kp_csob),teritorium=\"EDS tiper KPP\",teritorium=\"EDS tiper IDS\",AND(spracovanie=spracovanie_akvtip,os_tiper_ovb=\"\"))),\"TIPER\",\"\")","v":""},null,null,null,null,null,null,null,{"$f":"IF(CSOBSP=ano,\"ČSOBSP\",\"\")","v":""},{"$f":"IF(ref_institucia_1=zoz_CSOBSP,ref_cislo_uveru_1,\"\") & IF(ref_institucia_2=zoz_CSOBSP,\", \" & ref_cislo_uveru_2,\"\") & IF(ref_institucia_3=zoz_CSOBSP,\", \" & ref_cislo_uveru_3,\"\")& IF(ref_institucia_4=zoz_CSOBSP,\", \" & ref_cislo_uveru_4,\"\")& IF(ref_institucia_5=zoz_CSOBSP,\", \" & ref_cislo_uveru_5,\"\")","v":""},null,null,null,null,null,null,null,null,"Splatenie do 12 mesiacov",{"$f":"IF(AND(ts_U4,uverova_historia=\"od 3 do 11 mesiacov\"),0.8%,0)","v":0}]
[null,null,"Obch. skupina",{"$f":"IF(OR(AND(OR(ts_rk,ts_HEplus),teritorium=ovb_tiper_kp_csob),p_OVB_tiper,AND(spracovanie=spracovanie_akvtip,spracovanie_provcis=14150819)),\"TIPER OVB\",\"\")","v":""},null,null,null,null,null,null,null,{"$f":"IF(OR(akcia_vybrana=akcia_zjed_splat,akcia_vybrana=SBDK),\"ZJEDFI\",\"\")","v":""},null,null,null,null,null,null,null,null,null,"Groupová zľava - účet",{"$f":"-group_zlava_1","v":0}]
[null,null,"Obch. skupina",{"$f":"IF(AND(OR(p_KPP,p_IDS),ts_U5),\"PROV5\",\"\")","v":""},null,null,null,null,null,null,null,{"$f":"IF(OR(p_vynimka_zolikUS,p_vynimka_zolikpoplatok),\"žolík\",\"\")","v":""},{"$f":"IF(p_vynimka_zolikUS,1,IF(p_vynimka_zolikpoplatok,2,\"\"))","v":""},null,null,null,null,null,null,null,null,"Groupová zľava - poistenie",{"$f":"-group_zlava_2","v":0}]
[null,null,"Obch. skupina",{"$f":"IF(AND(p_REKO=TRUE,p_EXT,ts_rk),\"REKO Banka SLA\",\"\")","v":""},null,null,null,null,null,null,null,{"$f":"IF(OR(p_vynimka,p_vynimka_prijem),\"Výnimka\",IF(p_vynimka_vek,\"Výnimka max. vek\",\"\"))","v":""},null,null,null,null,null,null,null,null,null,"Prémiový úver",{"$f":"-zap_akcia_ZTS_zdarma","v":0}]
[null,null,"Obch. skupina",{"$f":"IF(AND(os_HypoB=\"\",p_REKO=TRUE,ts_HEplus,p_EXT),\"HypoP Banka SLA\",\"\")","v":""},null,null,null,null,null,null,null,{"$f":"IF(refinancovanie=\"\",\"\",ref_limit & \" \" & ref_limit2)","v":""},null,null,null,null,null,null,null,null,null,{"$f":"\"Univerzálna \" & IF(zap_UZ>0,\"zľava\",\"prirážka\")","v":"Univerzálna prirážka"},{"$f":"-zap_UZ","v":0}]
[null,null,"Obch. skupina 1",{"$f":"IF(spracovanie<>\"\",\"HypoB\",\"\")","v":""},null,null,null,null,null,null,null,{"$f":"IF(IFERROR(AND(DSTI>DSTI_limit_pom,zabezpecenie_final<>zab_nehn),FALSE),\"nie je splnená podmienka max. úverovej zaťaženosti klienta\",\"\")","v":""},null,null,null,null,null,null,null,null,null,{"$f":"IF(ROUND((SUM(W144:W149)-W151-W152),4)<>0,\"Nesprávne spočítané prirážky/zráky!!!\",\"\")","v":""}]
[null,null,"Obch. skupina 1",{"$f":"IF(AND(ts_U5,refinancovanie<>\"\",os_reten=\"\"),\"zlPop\",\"\")","v":""},null,null,null,null,null,null,null,{"$f":"IF(spracovanie<>\"\",\"OZ (sepsání UŽ) - číslo OZ\",\"\")","v":""},{"$f":"IF(spracovanie<>\"\",\"Provízne číslo KPP\",\"\")","v":""},null,null,null,null,null,null,null,null,"PRIRÁŽKY",{"$f":"W144+W145+IF(zap_UZ<0,W149,0)","v":2.5000000000000001E-3}]
[null,null,"Obch. skupina 1",{"$f":"IF(AND(os_HypoB=\"\",OR(ts_he,AND(ts_HEplus,OR(AND(EDS_provizia_HEplus>0,p_EXT),p_KPP,p_RR_pozicia,p_IDS,AND(EDS_provizia>0,OR(p_tiper_IDS,p_tiper_KPP)))))),\"Hypo\",\"\")","v":""},null,null,null,null,null,null,null,{"$f":"IF(spracovanie<>\"\",\"OZ (uv. Akv.) - číslo OZ\",\"\")","v":""},{"$f":"IF(spracovanie=spracovanie_akvtip,\"Provízne číslo OVB/EDS\",IF(spracovanie=spracovanie_kseds,\"Provízne číslo OVB/EDS\",IF(spracovanie=spracovanie_KPCSOB,\"Provízne číslo pobočky ČSOB\",\"\")))","v":""},null,null,null,null,null,null,null,null,"ZRÁŽKY",{"$f":"SUM(W146:W148)+IF(zap_UZ>0,W149,0)","v":0}]
[null,null,"Obch. skupina 1",{"$f":"IF(AND(ts_U5,akcia_vybrana=akcia_retencia),\"RETEN\",\"\")","v":""},null,null,null,null,null,null,null,{"$f":"IF(spracovanie<>\"\",\"OZ (uv. Akv.) - ext. číslo OZ\",\"\")","v":""},{"$f":"IF(spracovanie=spracovanie_akvtip,\"MA číslo poradcu OVB/provízne číslo poradcu EDS\",IF(spracovanie=spracovanie_kseds,\"Provízne číslo poradcu OVB/EDS\",IF(spracovanie=spracovanie_KPCSOB,\"Provízne číslo poradcu ČSOB\",\"\")))","v":""}]
[null,null,"Obch. skupina 1",{"$f":"IF(AND(ts_rk,p_REKO=TRUE,p_KP_CSOB),\"REKOB\",\"\")","v":""},null,null,null,null,null,null,null,{"$f":"IF(AND(login_utvar>0,zlava_popl_spracovanie<>\"\"),\"výnimka - zľava z poplatku \" & TEXT(zlava_popl_spracovanie,\"00%\"),\"\")","v":""}]
[null,null,"Obch. skupina 1",{"$f":"IF(OR(AND(ts_rk,p_EXT),AND(p_REKO=TRUE,p_EXT,ts_rk)),\"Reko\",\"\")","v":""},null,null,null,null,null,null,null,{"$f":"IF(dofinancovanie_hypoteky=ano,\"dofinanc\",IF(dofinancovanie_hypoteky=nie,\"kúpa\",\"\"))","v":""}]
[null,null,"Obch. skupina 1",{"$f":"IF(AND(p_REKO=TRUE,ts_rk,p_tiper_KP_CSOB),\"REKOS\",\"\")","v":""},null,null,null,null,null,null,null,{"$f":"IF(CSOB_HU=ano,\"ČSOBHÚ\",\"\")","v":""}]
[null,null,"Obch. skupina 1",{"$f":"IF(AND(p_REKO=TRUE,ts_HEplus,p_tiper_KP_CSOB),\"HYPOS\",\"\")","v":""}]
[null,null,"Obch. skupina 1",{"$f":"IF(AND(p_REKO=TRUE,ts_HEplus,p_KP_CSOB),\"HypoP\",\"\")","v":""}]
[null,null,"Obch. skupina 2",{"$f":"IF(AND(akcia_vybrana=\"Následný úver;ZTS\",os_NASLE=\"\"),\"ZTSZ\",\"\")","v":""}]
[null,null,"Obch. skupina 2",{"$f":"IF(AND(akcia_vybrana=\"Následný úver;ZTS\",os_NU=\"\"),\"NASLE\",\"\")","v":""}]
[null,null,"Obch. skupina 2",{"$f":"IF(zmluva_2,\"PopSp - ZMLUVA STSP\",\"\")","v":""}]

{"sheet":"plan_sporenie","index":3,"n_rows":945,"n_cols":46,"rows_kept":945,"cut":false,"hidden":true,"merged":[[11,0,11,3],[11,7,11,11],[0,0,0,2],[6,0,6,3],[7,0,7,3],[8,0,8,3],[5,7,5,11],[4,40,4,41],[5,0,5,3],[9,0,9,3],[10,0,10,3],[10,7,10,11],[5,14,5,18],[5,25,5,28],[5,32,5,36],[5,40,5,41],[6,25,6,28],[6,32,6,36],[7,40,7,41],[8,40,8,41],[0,25,0,26],[4,0,4,3],[4,7,4,11],[4,14,4,18],[4,32,4,36],[3,32,3,36],[18,4,18,22],[15,7,15,8],[15,9,15,10],[18,24,18,37],[11,14,11,16],[13,14,13,16],[14,7,14,11],[1,43,1,45],[2,0,2,3],[3,0,3,3],[3,7,3,11],[3,14,3,18],[3,25,3,28],[3,40,3,41],[12,0,12,3],[12,7,12,11],[12,14,12,16],[13,7,13,8],[13,9,13,10]]}
["STAVEBNÉ SPORENIE",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"MEDZIÚVER",null,null,null,null,null,null,null,null,null,null,null,null,null,null,"najprv urob SS"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"PCS",null,null,"ak je to 31.12. tak inak"]
["cieľová suma",null,null,null,{"$f":"IF(mimoriadna_splatka,ms_cielova_suma,IF(druh_uveru_vybrany=MU,vyska_uveru,0))","v":0},null,null,"Poplatky:",null,null,null,null,null,null,"PCS:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Poplatky:",null,null,null,null,null,null,null,null,null,null,"úrok","popl ved","popl vypis"]
["typ sporenia",null,null,null,{"$f":"+novy_typ_sporenia_zvoleny","v":0},null,null,"Poplatok za uzatvorenie zmluvy o SS",null,null,null,null,{"$f":"+za_uzatvorenie_sporenie","v":40},null,"min. nasporená suma",null,null,null,null,{"$f":"min_NS_percento","v":0},{"$f":"T4*E3","v":0},{"$f":"VLOOKUP(splatnost_RK_MU-2,$A$22:$Q$6184,17,0)/vyska_uveru","v":{"$error":"#N/A"}},null,null,null,"úroková sadzba - medziúver",null,null,null,{"$f":"IF(mimoriadna_splatka,ms_sadzba_MU,urok_MU+zap_spolu)","v":{"$error":"#VALUE!"}},360,null,"Poplatok za schválenie úveru",null,null,null,null,{"$f":"ROUND(za_uzatvorenie_uver,2)","v":49},null,null,"zostatok MU",null,{"$f":"IF(OR(mimoriadna_splatka,druh_uveru_vybrany=MU),VLOOKUP($S$13,$B$21:$AM$1659,37,0)+AR4+AS4+AT4,0)","v":0},{"$f":"IF(OR(mimoriadna_splatka,druh_uveru_vybrany=MU),-ROUND(VLOOKUP(S13,$B$21:$AL$1659,36,0)-VLOOKUP(S13,$B$21:$AL$1659,35,0),2),0)","v":0},{"$f":"-IF(OR(AND(DAY(PCS_den)>25,MOD(MONTH(PCS_den),3)=0),CS_SS=0),0,popl_vedenie_MU)","v":0},0]
["úroková sadzba - stav.sporenie",null,null,null,{"$f":"urok_sporenie","v":0},365,null,"Poplatok za vedenie účtu",null,null,null,null,{"$f":"+za_vedenie_sporenie","v":16},null,"min. hodnotiace číslo",null,null,null,null,{"$f":"min_HC","v":0},null,null,null,null,null,null,null,null,null,null,null,null,"Poplatok za zmenku",null,null,null,null,{"$f":"poplatok_blankozmenka","v":0},null,null,"VÝŠKA STAVEBNÉHO ÚVERU",null,{"$f":"IF(mimoriadna_splatka,ROUNDDOWN(E3-AQ6+W14,0),IF(vyska_uveru>0,ROUNDDOWN(IF(druh_uveru_vybrany=MU,E3-AQ6+W14,vyska_uveru),0),0))","v":0}]
["mesačný vklad stav.sporenia",null,null,null,{"$f":"IF(mimoriadna_splatka,ms_vklad_SS,dosporovanie)","v":0.5},"16-ty",{"$f":"+IF(AND(iny_poc_vklad>=minimNS,iny_poc_vklad-minimNS<(popl_sprava_SS+popl_rocny_vypis_SS)*2),0.5,0)","v":0.5},"Poplatok za ročný výpis",null,null,null,null,{"$f":"+za_rocny_vypis_SS","v":3.5},null,"min. doba sporenia",null,null,null,null,{"$f":"IF(ts_doba_do_PCS-doterajsia_doba_sporenia+3<0,0,ts_doba_do_PCS-doterajsia_doba_sporenia+3)","v":3},"mesiacov",null,null,null,null,"výška splátky medziúveru celková",null,null,null,{"$f":"splatka_MU","v":0},"16-ty",null,"Poplatok za správu úverového účtu - kvartálne",null,null,null,null,{"$f":"+za_vedenie_uver/4","v":0},null,null,"zostatok SS",null,{"$f":"IF(OR(mimoriadna_splatka,druh_uveru_vybrany=MU),S14,0)","v":0}]
["nárok na ŠP",null,null,null,{"$f":"IF(mimoriadna_splatka,ms_narok_SP,narok_na_SP)","v":"nie"},null,null,null,null,null,null,"daň",0.19,null,null,null,null,null,null,null,null,null,null,null,null,"poistné",null,null,null,{"$f":"+poistne_MU","v":0},"11-ty",null,"Poplatok za ročný výpis",null,null,null,null,{"$f":"+za_rocny_vypis_MU","v":2.5}]
["aktuálna NS",null,null,null,{"$f":"+aktualna_NS","v":0},null,null,null,null,null,null,null,null,null,"Podmienka pridelenia CS a 3 mesiacov",null,null,null,null,{"$f":"+IF(OR(ts_K10,ts_U3,ts_rk,ts_HEplus),1,0)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"preplatok /nedoplatok SU",null,{"$f":"IF(OR(mimoriadna_splatka,druh_uveru_vybrany=MU),AQ4+AQ6+AQ5,0)","v":0}]
["aktuálne HČ",null,null,null,{"$f":"+HC_aktualne","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"prevod SU",null,{"$f":"vyspor_MU-AQ5","v":0}]
["jednorázový vklad na začiatku",null,null,null,{"$f":"podiel_poc_vkladu_zvoleny*vyska_uveru+iny_poc_vklad","v":0}]
["poistné",null,null,null,0,"16-ty",null,"Štátna prémia",null,null,null,null,{"$f":"max_SP","v":66.39}]
["Predpokladaný dátum čerpania",null,null,null,{"$f":"+EOMONTH(IF(datum_spatne_schvalovanie=0,TODAY(),datum_spatne_schvalovanie),0)+1","v":43891},null,null,"% nárok na ŠP",null,null,null,null,{"$f":"IF(sp_narok=\"áno\",sadzba_SP,0)","v":0},null,"Splnené podmienky PCS",null,null,null,{"$f":"EOMONTH(S13,-3)","v":43890}]
["Dátum začatia splácania",null,null,null,{"$f":"+E12","v":43891},null,null,"maxim.ročný vklad",null,null,null,null,{"$f":"max_SP/sadzba_SP","v":1327.8},null,"PCS",null,null,null,{"$f":"+EOMONTH(MAX(W22:W1660),0)","v":43982},"úrok","daň","poplatok","za vypis"]
[null,null,null,null,null,null,null,"ŠP v prvom roku",null,"Suma vkladov v 1. roku",null,{"$f":"SUMIF($AR$20:$AR$958,YEAR(E12),$G$20:$G$958)+SUMIF($AR$20:$AR$958,YEAR(E12),$F$20:$F$958)-popl_uzavretie_SS+vyska_uveru*podiel_poc_vkladu_zvoleny+iny_poc_vklad","v":1.5},{"$f":"ROUNDUP(IF(sp_narok=\"áno\",IF(vklady_1rok>max_vklad_SP,max_vklad_SP,vklady_1rok)*narok_sp,0),2)","v":0},null,"NS k PCS",null,null,null,{"$f":"VLOOKUP(S13,$B$22:$Q$6184,16,0)+T14+U14+V14+W14","v":1.5},{"$f":"ROUND(VLOOKUP(PCS_den,$B$22:$N$6184,13)-VLOOKUP(PCS_den,$B$22:$N$6184,12),2)","v":0},{"$f":"ROUNDDOWN(-ROUNDDOWN(T14,2)*19%,2)","v":0},{"$f":"-IF(OR(CS_SS=0,AND(DAY(PCS_den)=31,MONTH(PCS_den)=12)),0,popl_sprava_SS)","v":0},{"$f":"IF(OR(CS_SS=0,AND(DAY(PCS_den)=31,MONTH(PCS_den)=12)),0,-popl_rocny_vypis_SS)","v":0}]
["mim vklad 1",{"$f":"DATEVALUE(\"16.\"&MONTH(+min_vklad_1_datum)&\".\"&YEAR(+min_vklad_1_datum))","v":16},null,null,{"$f":"+mim_vklad_1_suma","v":0},null,null,"ŠP v ďalších rokoch",null,null,null,null,{"$f":"ROUNDUP(IF(sp_narok=\"áno\",IF(vklad_SS*12>max_vklad_SP,max_vklad_SP,vklad_SS*12)*narok_sp,0),2)","v":0},null,"Chyba modelu sporenia - pridelenie PCS je mimo definované obdobie",null,null,null,{"$f":"IF(druh_uveru_vybrany=SU,FALSE,MAX(W22:W1660)=0)","v":false},null,null,null,null,null,null,null,{"$f":"MOD(12,5)","v":2}]
["mim vklad 2",{"$f":"DATEVALUE(\"16.\"&MONTH(+min_vklad_2_datum)&\".\"&YEAR(+min_vklad_2_datum))","v":16},null,null,{"$f":"+mim_vklad_2_suma","v":0},null,null,"ŠP v poslednom roku",null,"Suma vkladov v posl. R.",null,{"$f":"IF(MONTH(PCS_den)=1,SUMIF($AR$20:$AR$958,YEAR(PCS_den)-1,$G$20:$G$958)+SUMIF($AR$20:$AR$958,YEAR(PCS_den)-1,$F$20:$F$958),SUMIF($AR$20:$AR$958,YEAR(PCS_den),$G$20:$G$958)+SUMIF($AR$20:$AR$958,YEAR(PCS_den),$F$20:$F$958))","v":41.5},{"$f":"ROUNDUP(IF(sp_narok=\"áno\",IF(vklady_poslrok>max_vklad_SP,max_vklad_SP,vklady_poslrok)*narok_sp,0),2)","v":0}]
["mim vklad 3",{"$f":"DATEVALUE(\"16.\"&MONTH(+min_vklad_3_datum)&\".\"&YEAR(+min_vklad_3_datum))","v":16},null,null,{"$f":"+mim_vklad_3_suma","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"+vklady_celkom_SS+vklady_mim_SS+šp_celkom_ss+popl_uzatv_celkom_SS+popl_sprava_celkom_SS+popl_vypis_celkom_SS+uroky_prip_SS+dan_urokyprip_SS-NS_PCS+vklad_na_zaciatku+NS_prepocitana","v":1.5},null,null,null,null,{"$f":"IF(AND(DAY(B18)=31,MONTH(B18)=12,B18<=PCS_den),-popl_vedenie_MU,0)","v":0},null,null,null,null,null,null,null,null,null,{"$f":"+splatky_celkom_MU+poistne_celkom_MU+popl_uzatv_celkom_MU+popl_vedenie_celkom_MU+blankozmenka_MU+popl_vypis_celkom_MU+uroky_prip_MU-vyspor_MU-W14","v":0}]
[null,null,null,null,"S     P     O     R     E     N     I     E",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"M     E     D     Z     I     Ú     V     E     R"]
[{"$f":"SUMIF(W22:W1238,PCS_den,A22:A1238)","v":3},null,null,null,null,{"$f":"SUM(F22:F945)+R14","v":41.5},{"$f":"SUM(G22:G945)","v":0},{"$f":"SUM(H22:H945)","v":0},{"$f":"+I22","v":-40},{"$f":"SUM(J22:J945)+V14","v":0},{"$f":"SUM(K22:K945)+W14","v":0},null,null,null,{"$f":"IF(OR(mimoriadna_splatka,druh_uveru_vybrany=MU),SUM(O22:O945)+T14,0)","v":0},{"$f":"IF(OR(mimoriadna_splatka,druh_uveru_vybrany=MU),SUM(P22:P945)+U14,0)","v":0},null,null,null,null,{"$f":"IF(E22>=$U$4,\"OK\",\"no\")","v":"OK"},{"$f":"IF(S22>=$T$5,\"OK\",\"no\")","v":"OK"},null,null,{"$f":"SUM(Y22:Y945)","v":49},{"$f":"SUM(Z22:Z945)","v":0},{"$f":"SUM(AA22:AA945)","v":-49},{"$f":"SUM(AB22:AB945)+AS4","v":0},{"$f":"SUM(AC22:AC945)","v":0},{"$f":"SUM(AD22:AD945)+AT4","v":0},null,null,{"$f":"SUM(AG22:AG945)+AR4","v":0},null,null,null,null,null,null,null,null,null,0,1,2]
["číslo mesiaca","Dátum","Prestupny rok = 1","počet dní","zostatok na začiatku","pravidelný vklad","mimoriadny vklad","Štátna prémia","uzatv. zmluvy","správa účtu","výpis z účtu","upom.","úroky nepripísané mesiac","úroky nepripísané spolu","urok prip","daň","Saldo účtu","Saldo účtu + nepr uroky-daň","HČ","iné 1","PCS - NS","PCS - HČ","Dátum PCS",null,"splátka","poistné","uzatv. zmluvy","správa účtu","blankozmenka","výpis z účtu","upom.","iné","bežný","sankčný","výška CS / zostatok MU","bežný úrok nepr","bežný úrok nepr spolu","SALDO účtu",null,null,"vkladať podľa datumov","vkladať podľa podmienky sporenia","Splnena podmienka","rok"]
[1,{"$f":"+E12","v":43891},{"$f":"IF(MOD(YEAR(B22),4)=0,1,0)","v":1},{"$f":"+B23-B22","v":15},{"$f":"NS_prepocitana","v":0},{"$f":"-I22","v":40},{"$f":"IF(E22=0,0,SUMIF($B$15:$B$17,B22,$E$15:$E$17))","v":0},{"$f":"ROUNDUP(IF(AND(DAY(B22)=16,MONTH(B22)=2,E22>0),IF((SUMIF($AR$22:$AR$1035,YEAR(B22)-1,$F$22:$F$1035)+SUMIF($AR$22:$AR$1035,YEAR(B22)-1,$G$22:$G$1035)-IF(YEAR(B22)-1=YEAR(datum_zacatia_splacania),popl_uzavretie_SS-vklad_na_zaciatku,0))>max_vklad_SP,narok_sp*max_vklad_SP,(SUMIF($AR$22:$AR$1035,YEAR(B22)-1,$F$22:$F$1035)+SUMIF($AR$22:$AR$1035,YEAR(B22)-1,$G$22:$G$1035)-IF(YEAR(B22)-1=YEAR(datum_zacatia_splacania),popl_uzavretie_SS-vklad_na_zaciatku,0))*narok_sp),0),2)","v":0},{"$f":"-popl_uzavretie_SS","v":-40},{"$f":"IF(AND(DAY(B22)=31,MONTH(B22)=12,E22>0),-popl_sprava_SS,0)","v":0},{"$f":"IF(AND(DAY(B22)=31,MONTH(B22)=12,E22>0),-popl_rocny_vypis_SS,0)","v":0},null,{"$f":"(Q22*urok_sporenie*D22/IF(C22=1,366,365))","v":0},{"$f":"IF(E22=0,0,M22)","v":0},null,null,{"$f":"E22+F22+P22+G22+I22+J22+K22+L22+O22+H22","v":0},{"$f":"+Q22","v":0},{"$f":"HC_prepocitane+IF(OR(CS_SS=0,Q22=0),0,IF(B22=EOMONTH(B22,0),R22/CS_SS,0))","v":0},null,{"$f":"IF(R22>=$U$4,\"OK\",\"no\")","v":"OK"},{"$f":"IF(S22>=$T$5,\"OK\",\"no\")","v":"OK"},null,null,{"$f":"IF(sposob_platby_poplatku=\"inkasom z účtu klienta pri 1. čerpaní\",0,-AA22-AC22)","v":49},{"$f":"IF(AND(B22>=E13,DAY(B22)=16,B22<PCS_den),-poistneMU_mesacne,0)","v":0},{"$f":"+IF(sposob_platby_poplatku=\"inkasom z účtu klienta pri 1. čerpaní\",0,-popl_schval_MU)","v":-49},{"$f":"IF(AND(DAY(B22)>25,MOD(MONTH(B22),3)=0,B22<=PCS_den),-popl_vedenie_MU,0)","v":0},{"$f":"IF(sposob_platby_poplatku=\"inkasom z účtu klienta pri 1. čerpaní\",0,-popl_zmenka_MU)","v":0},{"$f":"IF(AND(W22=\"\",DAY(B22)=31,MONTH(B22)=12,B22<=PCS_den),-popl_vypis_MU,0)","v":0},null,null,null,null,{"$f":"IF(mimoriadna_splatka,ms_zostatok_MU_final,CS_SS)","v":0},{"$f":"IF(AI22=0,0,(AI22*$AD$4*D22)/360)","v":0},{"$f":"IF(AI22=0,0,IF(AND(DAY(B22)=1,MONTH(B22)=1),AJ22,AJ22))","v":0},{"$f":"IF(mimoriadna_splatka,-ms_zostatok_MU+ms_mimor_vklad_MU,-CS_SS)+IF(AI22>0,SUM(Y22:AH22),0)","v":0},null,null,{"$f":"IF(AND(B22>=$E$13,DAY(B22)=16,W21=\"\"),1,0)","v":0},{"$f":"+IF(AND(U21=\"ok\",vklady_do_vybrane=\"nasporenia min. podielu NS\"),0,2)","v":2},{"$f":"+AO22+AP22","v":2},{"$f":"+YEAR(B22)","v":2020}]
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[3,43952,1,15,1,0,0,0,null,0,0,null,0,0,0,0,1,1,0,null,"OK","OK",null,null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2020]
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[4,43998,1,14,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U23=\"NO\",U32=\"NO\",V23=\"NO\",SUM($W$22:W31)>0,DAY(B32)<28,A32<min_doba_spor1),\"\",B32)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2020]
[4,44012,1,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U24=\"NO\",U33=\"NO\",V24=\"NO\",SUM($W$22:W32)>0,DAY(B33)<28,A33<min_doba_spor1),\"\",B33)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2020]
[5,44013,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U25=\"NO\",U34=\"NO\",V25=\"NO\",SUM($W$22:W33)>0,DAY(B34)<28,A34<min_doba_spor1),\"\",B34)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2020]
[5,44028,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U26=\"NO\",U35=\"NO\",V26=\"NO\",SUM($W$22:W34)>0,DAY(B35)<28,A35<min_doba_spor1),\"\",B35)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2020]
[5,44043,1,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U27=\"NO\",U36=\"NO\",V27=\"NO\",SUM($W$22:W35)>0,DAY(B36)<28,A36<min_doba_spor1),\"\",B36)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2020]
[6,44044,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U28=\"NO\",U37=\"NO\",V28=\"NO\",SUM($W$22:W36)>0,DAY(B37)<28,A37<min_doba_spor1),\"\",B37)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2020]
[6,44059,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U29=\"NO\",U38=\"NO\",V29=\"NO\",SUM($W$22:W37)>0,DAY(B38)<28,A38<min_doba_spor1),\"\",B38)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2020]
[6,44074,1,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U30=\"NO\",U39=\"NO\",V30=\"NO\",SUM($W$22:W38)>0,DAY(B39)<28,A39<min_doba_spor1),\"\",B39)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2020]
[7,44075,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U31=\"NO\",U40=\"NO\",V31=\"NO\",SUM($W$22:W39)>0,DAY(B40)<28,A40<min_doba_spor1),\"\",B40)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2020]
[7,44090,1,14,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U32=\"NO\",U41=\"NO\",V32=\"NO\",SUM($W$22:W40)>0,DAY(B41)<28,A41<min_doba_spor1),\"\",B41)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2020]
[7,44104,1,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U33=\"NO\",U42=\"NO\",V33=\"NO\",SUM($W$22:W41)>0,DAY(B42)<28,A42<min_doba_spor1),\"\",B42)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2020]
[8,44105,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U34=\"NO\",U43=\"NO\",V34=\"NO\",SUM($W$22:W42)>0,DAY(B43)<28,A43<min_doba_spor1),\"\",B43)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2020]
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[8,44135,1,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U36=\"NO\",U45=\"NO\",V36=\"NO\",SUM($W$22:W44)>0,DAY(B45)<28,A45<min_doba_spor1),\"\",B45)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2020]
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[9,44165,1,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U39=\"NO\",U48=\"NO\",V39=\"NO\",SUM($W$22:W47)>0,DAY(B48)<28,A48<min_doba_spor1),\"\",B48)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2020]
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[10,44196,1,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U42=\"NO\",U51=\"NO\",V42=\"NO\",SUM($W$22:W50)>0,DAY(B51)<28,A51<min_doba_spor1),\"\",B51)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2020]
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[11,44212,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U44=\"NO\",U53=\"NO\",V44=\"NO\",SUM($W$22:W52)>0,DAY(B53)<28,A53<min_doba_spor1),\"\",B53)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2021]
[11,44227,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U45=\"NO\",U54=\"NO\",V45=\"NO\",SUM($W$22:W53)>0,DAY(B54)<28,A54<min_doba_spor1),\"\",B54)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2021]
[12,44228,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U46=\"NO\",U55=\"NO\",V46=\"NO\",SUM($W$22:W54)>0,DAY(B55)<28,A55<min_doba_spor1),\"\",B55)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2021]
[12,44243,0,12,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U47=\"NO\",U56=\"NO\",V47=\"NO\",SUM($W$22:W55)>0,DAY(B56)<28,A56<min_doba_spor1),\"\",B56)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2021]
[12,44255,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U48=\"NO\",U57=\"NO\",V48=\"NO\",SUM($W$22:W56)>0,DAY(B57)<28,A57<min_doba_spor1),\"\",B57)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2021]
[13,44256,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U49=\"NO\",U58=\"NO\",V49=\"NO\",SUM($W$22:W57)>0,DAY(B58)<28,A58<min_doba_spor1),\"\",B58)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2021]
[13,44271,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U50=\"NO\",U59=\"NO\",V50=\"NO\",SUM($W$22:W58)>0,DAY(B59)<28,A59<min_doba_spor1),\"\",B59)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2021]
[13,44286,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U51=\"NO\",U60=\"NO\",V51=\"NO\",SUM($W$22:W59)>0,DAY(B60)<28,A60<min_doba_spor1),\"\",B60)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2021]
[14,44287,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U52=\"NO\",U61=\"NO\",V52=\"NO\",SUM($W$22:W60)>0,DAY(B61)<28,A61<min_doba_spor1),\"\",B61)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2021]
[14,44302,0,14,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U53=\"NO\",U62=\"NO\",V53=\"NO\",SUM($W$22:W61)>0,DAY(B62)<28,A62<min_doba_spor1),\"\",B62)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2021]
[14,44316,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U54=\"NO\",U63=\"NO\",V54=\"NO\",SUM($W$22:W62)>0,DAY(B63)<28,A63<min_doba_spor1),\"\",B63)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2021]
[15,44317,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U55=\"NO\",U64=\"NO\",V55=\"NO\",SUM($W$22:W63)>0,DAY(B64)<28,A64<min_doba_spor1),\"\",B64)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2021]
[15,44332,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U56=\"NO\",U65=\"NO\",V56=\"NO\",SUM($W$22:W64)>0,DAY(B65)<28,A65<min_doba_spor1),\"\",B65)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2021]
[15,44347,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U57=\"NO\",U66=\"NO\",V57=\"NO\",SUM($W$22:W65)>0,DAY(B66)<28,A66<min_doba_spor1),\"\",B66)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2021]
[16,44348,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U58=\"NO\",U67=\"NO\",V58=\"NO\",SUM($W$22:W66)>0,DAY(B67)<28,A67<min_doba_spor1),\"\",B67)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2021]
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[25,44636,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U86=\"NO\",U95=\"NO\",V86=\"NO\",SUM($W$22:W94)>0,DAY(B95)<28,A95<min_doba_spor1),\"\",B95)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2022]
[25,44651,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U87=\"NO\",U96=\"NO\",V87=\"NO\",SUM($W$22:W95)>0,DAY(B96)<28,A96<min_doba_spor1),\"\",B96)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2022]
[26,44652,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U88=\"NO\",U97=\"NO\",V88=\"NO\",SUM($W$22:W96)>0,DAY(B97)<28,A97<min_doba_spor1),\"\",B97)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2022]
[26,44667,0,14,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U89=\"NO\",U98=\"NO\",V89=\"NO\",SUM($W$22:W97)>0,DAY(B98)<28,A98<min_doba_spor1),\"\",B98)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2022]
[26,44681,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U90=\"NO\",U99=\"NO\",V90=\"NO\",SUM($W$22:W98)>0,DAY(B99)<28,A99<min_doba_spor1),\"\",B99)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2022]
[27,44682,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U91=\"NO\",U100=\"NO\",V91=\"NO\",SUM($W$22:W99)>0,DAY(B100)<28,A100<min_doba_spor1),\"\",B100)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2022]
[27,44697,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U92=\"NO\",U101=\"NO\",V92=\"NO\",SUM($W$22:W100)>0,DAY(B101)<28,A101<min_doba_spor1),\"\",B101)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2022]
[27,44712,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U93=\"NO\",U102=\"NO\",V93=\"NO\",SUM($W$22:W101)>0,DAY(B102)<28,A102<min_doba_spor1),\"\",B102)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2022]
[28,44713,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U94=\"NO\",U103=\"NO\",V94=\"NO\",SUM($W$22:W102)>0,DAY(B103)<28,A103<min_doba_spor1),\"\",B103)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2022]
[28,44728,0,14,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U95=\"NO\",U104=\"NO\",V95=\"NO\",SUM($W$22:W103)>0,DAY(B104)<28,A104<min_doba_spor1),\"\",B104)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2022]
[28,44742,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U96=\"NO\",U105=\"NO\",V96=\"NO\",SUM($W$22:W104)>0,DAY(B105)<28,A105<min_doba_spor1),\"\",B105)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2022]
[29,44743,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U97=\"NO\",U106=\"NO\",V97=\"NO\",SUM($W$22:W105)>0,DAY(B106)<28,A106<min_doba_spor1),\"\",B106)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2022]
[29,44758,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U98=\"NO\",U107=\"NO\",V98=\"NO\",SUM($W$22:W106)>0,DAY(B107)<28,A107<min_doba_spor1),\"\",B107)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2022]
[29,44773,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U99=\"NO\",U108=\"NO\",V99=\"NO\",SUM($W$22:W107)>0,DAY(B108)<28,A108<min_doba_spor1),\"\",B108)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2022]
[30,44774,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U100=\"NO\",U109=\"NO\",V100=\"NO\",SUM($W$22:W108)>0,DAY(B109)<28,A109<min_doba_spor1),\"\",B109)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2022]
[30,44789,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U101=\"NO\",U110=\"NO\",V101=\"NO\",SUM($W$22:W109)>0,DAY(B110)<28,A110<min_doba_spor1),\"\",B110)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2022]
[30,44804,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U102=\"NO\",U111=\"NO\",V102=\"NO\",SUM($W$22:W110)>0,DAY(B111)<28,A111<min_doba_spor1),\"\",B111)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2022]
[31,44805,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U103=\"NO\",U112=\"NO\",V103=\"NO\",SUM($W$22:W111)>0,DAY(B112)<28,A112<min_doba_spor1),\"\",B112)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2022]
[31,44820,0,14,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U104=\"NO\",U113=\"NO\",V104=\"NO\",SUM($W$22:W112)>0,DAY(B113)<28,A113<min_doba_spor1),\"\",B113)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2022]
[31,44834,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U105=\"NO\",U114=\"NO\",V105=\"NO\",SUM($W$22:W113)>0,DAY(B114)<28,A114<min_doba_spor1),\"\",B114)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2022]
[32,44835,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U106=\"NO\",U115=\"NO\",V106=\"NO\",SUM($W$22:W114)>0,DAY(B115)<28,A115<min_doba_spor1),\"\",B115)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2022]
[32,44850,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U107=\"NO\",U116=\"NO\",V107=\"NO\",SUM($W$22:W115)>0,DAY(B116)<28,A116<min_doba_spor1),\"\",B116)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2022]
[32,44865,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U108=\"NO\",U117=\"NO\",V108=\"NO\",SUM($W$22:W116)>0,DAY(B117)<28,A117<min_doba_spor1),\"\",B117)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2022]
[33,44866,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U109=\"NO\",U118=\"NO\",V109=\"NO\",SUM($W$22:W117)>0,DAY(B118)<28,A118<min_doba_spor1),\"\",B118)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2022]
[33,44881,0,14,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U110=\"NO\",U119=\"NO\",V110=\"NO\",SUM($W$22:W118)>0,DAY(B119)<28,A119<min_doba_spor1),\"\",B119)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2022]
[33,44895,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U111=\"NO\",U120=\"NO\",V111=\"NO\",SUM($W$22:W119)>0,DAY(B120)<28,A120<min_doba_spor1),\"\",B120)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2022]
[34,44896,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U112=\"NO\",U121=\"NO\",V112=\"NO\",SUM($W$22:W120)>0,DAY(B121)<28,A121<min_doba_spor1),\"\",B121)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2022]
[34,44911,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U113=\"NO\",U122=\"NO\",V113=\"NO\",SUM($W$22:W121)>0,DAY(B122)<28,A122<min_doba_spor1),\"\",B122)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2022]
[34,44926,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U114=\"NO\",U123=\"NO\",V114=\"NO\",SUM($W$22:W122)>0,DAY(B123)<28,A123<min_doba_spor1),\"\",B123)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2022]
[35,44927,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U115=\"NO\",U124=\"NO\",V115=\"NO\",SUM($W$22:W123)>0,DAY(B124)<28,A124<min_doba_spor1),\"\",B124)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2023]
[35,44942,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U116=\"NO\",U125=\"NO\",V116=\"NO\",SUM($W$22:W124)>0,DAY(B125)<28,A125<min_doba_spor1),\"\",B125)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2023]
[35,44957,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U117=\"NO\",U126=\"NO\",V117=\"NO\",SUM($W$22:W125)>0,DAY(B126)<28,A126<min_doba_spor1),\"\",B126)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2023]
[36,44958,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U118=\"NO\",U127=\"NO\",V118=\"NO\",SUM($W$22:W126)>0,DAY(B127)<28,A127<min_doba_spor1),\"\",B127)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2023]
[36,44973,0,12,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U119=\"NO\",U128=\"NO\",V119=\"NO\",SUM($W$22:W127)>0,DAY(B128)<28,A128<min_doba_spor1),\"\",B128)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2023]
[36,44985,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U120=\"NO\",U129=\"NO\",V120=\"NO\",SUM($W$22:W128)>0,DAY(B129)<28,A129<min_doba_spor1),\"\",B129)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2023]
[37,44986,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U121=\"NO\",U130=\"NO\",V121=\"NO\",SUM($W$22:W129)>0,DAY(B130)<28,A130<min_doba_spor1),\"\",B130)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2023]
[37,45001,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U122=\"NO\",U131=\"NO\",V122=\"NO\",SUM($W$22:W130)>0,DAY(B131)<28,A131<min_doba_spor1),\"\",B131)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2023]
[37,45016,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U123=\"NO\",U132=\"NO\",V123=\"NO\",SUM($W$22:W131)>0,DAY(B132)<28,A132<min_doba_spor1),\"\",B132)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2023]
[38,45017,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U124=\"NO\",U133=\"NO\",V124=\"NO\",SUM($W$22:W132)>0,DAY(B133)<28,A133<min_doba_spor1),\"\",B133)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2023]
[38,45032,0,14,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U125=\"NO\",U134=\"NO\",V125=\"NO\",SUM($W$22:W133)>0,DAY(B134)<28,A134<min_doba_spor1),\"\",B134)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2023]
[38,45046,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U126=\"NO\",U135=\"NO\",V126=\"NO\",SUM($W$22:W134)>0,DAY(B135)<28,A135<min_doba_spor1),\"\",B135)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2023]
[39,45047,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U127=\"NO\",U136=\"NO\",V127=\"NO\",SUM($W$22:W135)>0,DAY(B136)<28,A136<min_doba_spor1),\"\",B136)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2023]
[39,45062,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U128=\"NO\",U137=\"NO\",V128=\"NO\",SUM($W$22:W136)>0,DAY(B137)<28,A137<min_doba_spor1),\"\",B137)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2023]
[39,45077,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U129=\"NO\",U138=\"NO\",V129=\"NO\",SUM($W$22:W137)>0,DAY(B138)<28,A138<min_doba_spor1),\"\",B138)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2023]
[40,45078,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U130=\"NO\",U139=\"NO\",V130=\"NO\",SUM($W$22:W138)>0,DAY(B139)<28,A139<min_doba_spor1),\"\",B139)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2023]
[40,45093,0,14,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U131=\"NO\",U140=\"NO\",V131=\"NO\",SUM($W$22:W139)>0,DAY(B140)<28,A140<min_doba_spor1),\"\",B140)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2023]
[40,45107,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U132=\"NO\",U141=\"NO\",V132=\"NO\",SUM($W$22:W140)>0,DAY(B141)<28,A141<min_doba_spor1),\"\",B141)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2023]
[41,45108,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U133=\"NO\",U142=\"NO\",V133=\"NO\",SUM($W$22:W141)>0,DAY(B142)<28,A142<min_doba_spor1),\"\",B142)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2023]
[41,45123,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U134=\"NO\",U143=\"NO\",V134=\"NO\",SUM($W$22:W142)>0,DAY(B143)<28,A143<min_doba_spor1),\"\",B143)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2023]
[41,45138,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U135=\"NO\",U144=\"NO\",V135=\"NO\",SUM($W$22:W143)>0,DAY(B144)<28,A144<min_doba_spor1),\"\",B144)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2023]
[42,45139,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U136=\"NO\",U145=\"NO\",V136=\"NO\",SUM($W$22:W144)>0,DAY(B145)<28,A145<min_doba_spor1),\"\",B145)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2023]
[42,45154,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U137=\"NO\",U146=\"NO\",V137=\"NO\",SUM($W$22:W145)>0,DAY(B146)<28,A146<min_doba_spor1),\"\",B146)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2023]
[42,45169,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U138=\"NO\",U147=\"NO\",V138=\"NO\",SUM($W$22:W146)>0,DAY(B147)<28,A147<min_doba_spor1),\"\",B147)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2023]
[43,45170,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U139=\"NO\",U148=\"NO\",V139=\"NO\",SUM($W$22:W147)>0,DAY(B148)<28,A148<min_doba_spor1),\"\",B148)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2023]
[43,45185,0,14,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U140=\"NO\",U149=\"NO\",V140=\"NO\",SUM($W$22:W148)>0,DAY(B149)<28,A149<min_doba_spor1),\"\",B149)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2023]
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[44,45230,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U144=\"NO\",U153=\"NO\",V144=\"NO\",SUM($W$22:W152)>0,DAY(B153)<28,A153<min_doba_spor1),\"\",B153)","v":""},null,0,0,null,0,null,0,null,null,0,null,{"$f":"+IF(E153<>0,AI152,0)","v":0},0,0,0,null,null,0,2,2,2023]
[45,45231,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U145=\"NO\",U154=\"NO\",V145=\"NO\",SUM($W$22:W153)>0,DAY(B154)<28,A154<min_doba_spor1),\"\",B154)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2023]
[45,45246,0,14,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U146=\"NO\",U155=\"NO\",V146=\"NO\",SUM($W$22:W154)>0,DAY(B155)<28,A155<min_doba_spor1),\"\",B155)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2023]
[45,45260,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U147=\"NO\",U156=\"NO\",V147=\"NO\",SUM($W$22:W155)>0,DAY(B156)<28,A156<min_doba_spor1),\"\",B156)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2023]
[46,45261,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U148=\"NO\",U157=\"NO\",V148=\"NO\",SUM($W$22:W156)>0,DAY(B157)<28,A157<min_doba_spor1),\"\",B157)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2023]
[46,45276,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U149=\"NO\",U158=\"NO\",V149=\"NO\",SUM($W$22:W157)>0,DAY(B158)<28,A158<min_doba_spor1),\"\",B158)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2023]
[46,45291,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U150=\"NO\",U159=\"NO\",V150=\"NO\",SUM($W$22:W158)>0,DAY(B159)<28,A159<min_doba_spor1),\"\",B159)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2023]
[47,45292,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U151=\"NO\",U160=\"NO\",V151=\"NO\",SUM($W$22:W159)>0,DAY(B160)<28,A160<min_doba_spor1),\"\",B160)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2024]
[47,45307,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U152=\"NO\",U161=\"NO\",V152=\"NO\",SUM($W$22:W160)>0,DAY(B161)<28,A161<min_doba_spor1),\"\",B161)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2024]
[47,45322,1,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U153=\"NO\",U162=\"NO\",V153=\"NO\",SUM($W$22:W161)>0,DAY(B162)<28,A162<min_doba_spor1),\"\",B162)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2024]
[48,45323,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U154=\"NO\",U163=\"NO\",V154=\"NO\",SUM($W$22:W162)>0,DAY(B163)<28,A163<min_doba_spor1),\"\",B163)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2024]
[48,45338,1,13,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U155=\"NO\",U164=\"NO\",V155=\"NO\",SUM($W$22:W163)>0,DAY(B164)<28,A164<min_doba_spor1),\"\",B164)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2024]
[48,45351,1,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U156=\"NO\",U165=\"NO\",V156=\"NO\",SUM($W$22:W164)>0,DAY(B165)<28,A165<min_doba_spor1),\"\",B165)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2024]
[49,45352,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U157=\"NO\",U166=\"NO\",V157=\"NO\",SUM($W$22:W165)>0,DAY(B166)<28,A166<min_doba_spor1),\"\",B166)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2024]
[49,45367,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U158=\"NO\",U167=\"NO\",V158=\"NO\",SUM($W$22:W166)>0,DAY(B167)<28,A167<min_doba_spor1),\"\",B167)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2024]
[49,45382,1,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U159=\"NO\",U168=\"NO\",V159=\"NO\",SUM($W$22:W167)>0,DAY(B168)<28,A168<min_doba_spor1),\"\",B168)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2024]
[50,45383,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U160=\"NO\",U169=\"NO\",V160=\"NO\",SUM($W$22:W168)>0,DAY(B169)<28,A169<min_doba_spor1),\"\",B169)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2024]
[50,45398,1,14,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U161=\"NO\",U170=\"NO\",V161=\"NO\",SUM($W$22:W169)>0,DAY(B170)<28,A170<min_doba_spor1),\"\",B170)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2024]
[50,45412,1,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U162=\"NO\",U171=\"NO\",V162=\"NO\",SUM($W$22:W170)>0,DAY(B171)<28,A171<min_doba_spor1),\"\",B171)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2024]
[51,45413,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U163=\"NO\",U172=\"NO\",V163=\"NO\",SUM($W$22:W171)>0,DAY(B172)<28,A172<min_doba_spor1),\"\",B172)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2024]
[51,45428,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U164=\"NO\",U173=\"NO\",V164=\"NO\",SUM($W$22:W172)>0,DAY(B173)<28,A173<min_doba_spor1),\"\",B173)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2024]
[51,45443,1,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U165=\"NO\",U174=\"NO\",V165=\"NO\",SUM($W$22:W173)>0,DAY(B174)<28,A174<min_doba_spor1),\"\",B174)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2024]
[52,45444,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U166=\"NO\",U175=\"NO\",V166=\"NO\",SUM($W$22:W174)>0,DAY(B175)<28,A175<min_doba_spor1),\"\",B175)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2024]
[52,45459,1,14,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U167=\"NO\",U176=\"NO\",V167=\"NO\",SUM($W$22:W175)>0,DAY(B176)<28,A176<min_doba_spor1),\"\",B176)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2024]
[52,45473,1,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U168=\"NO\",U177=\"NO\",V168=\"NO\",SUM($W$22:W176)>0,DAY(B177)<28,A177<min_doba_spor1),\"\",B177)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2024]
[53,45474,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U169=\"NO\",U178=\"NO\",V169=\"NO\",SUM($W$22:W177)>0,DAY(B178)<28,A178<min_doba_spor1),\"\",B178)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2024]
[53,45489,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U170=\"NO\",U179=\"NO\",V170=\"NO\",SUM($W$22:W178)>0,DAY(B179)<28,A179<min_doba_spor1),\"\",B179)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2024]
[53,45504,1,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U171=\"NO\",U180=\"NO\",V171=\"NO\",SUM($W$22:W179)>0,DAY(B180)<28,A180<min_doba_spor1),\"\",B180)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2024]
[54,45505,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U172=\"NO\",U181=\"NO\",V172=\"NO\",SUM($W$22:W180)>0,DAY(B181)<28,A181<min_doba_spor1),\"\",B181)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2024]
[54,45520,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U173=\"NO\",U182=\"NO\",V173=\"NO\",SUM($W$22:W181)>0,DAY(B182)<28,A182<min_doba_spor1),\"\",B182)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2024]
[54,45535,1,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U174=\"NO\",U183=\"NO\",V174=\"NO\",SUM($W$22:W182)>0,DAY(B183)<28,A183<min_doba_spor1),\"\",B183)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2024]
[55,45536,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U175=\"NO\",U184=\"NO\",V175=\"NO\",SUM($W$22:W183)>0,DAY(B184)<28,A184<min_doba_spor1),\"\",B184)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2024]
[55,45551,1,14,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U176=\"NO\",U185=\"NO\",V176=\"NO\",SUM($W$22:W184)>0,DAY(B185)<28,A185<min_doba_spor1),\"\",B185)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2024]
[55,45565,1,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U177=\"NO\",U186=\"NO\",V177=\"NO\",SUM($W$22:W185)>0,DAY(B186)<28,A186<min_doba_spor1),\"\",B186)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2024]
[56,45566,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U178=\"NO\",U187=\"NO\",V178=\"NO\",SUM($W$22:W186)>0,DAY(B187)<28,A187<min_doba_spor1),\"\",B187)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2024]
[56,45581,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U179=\"NO\",U188=\"NO\",V179=\"NO\",SUM($W$22:W187)>0,DAY(B188)<28,A188<min_doba_spor1),\"\",B188)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2024]
[56,45596,1,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U180=\"NO\",U189=\"NO\",V180=\"NO\",SUM($W$22:W188)>0,DAY(B189)<28,A189<min_doba_spor1),\"\",B189)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2024]
[57,45597,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U181=\"NO\",U190=\"NO\",V181=\"NO\",SUM($W$22:W189)>0,DAY(B190)<28,A190<min_doba_spor1),\"\",B190)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2024]
[57,45612,1,14,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U182=\"NO\",U191=\"NO\",V182=\"NO\",SUM($W$22:W190)>0,DAY(B191)<28,A191<min_doba_spor1),\"\",B191)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2024]
[57,45626,1,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U183=\"NO\",U192=\"NO\",V183=\"NO\",SUM($W$22:W191)>0,DAY(B192)<28,A192<min_doba_spor1),\"\",B192)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2024]
[58,45627,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U184=\"NO\",U193=\"NO\",V184=\"NO\",SUM($W$22:W192)>0,DAY(B193)<28,A193<min_doba_spor1),\"\",B193)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2024]
[58,45642,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U185=\"NO\",U194=\"NO\",V185=\"NO\",SUM($W$22:W193)>0,DAY(B194)<28,A194<min_doba_spor1),\"\",B194)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2024]
[58,45657,1,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U186=\"NO\",U195=\"NO\",V186=\"NO\",SUM($W$22:W194)>0,DAY(B195)<28,A195<min_doba_spor1),\"\",B195)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2024]
[59,45658,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U187=\"NO\",U196=\"NO\",V187=\"NO\",SUM($W$22:W195)>0,DAY(B196)<28,A196<min_doba_spor1),\"\",B196)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2025]
[59,45673,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U188=\"NO\",U197=\"NO\",V188=\"NO\",SUM($W$22:W196)>0,DAY(B197)<28,A197<min_doba_spor1),\"\",B197)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2025]
[59,45688,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U189=\"NO\",U198=\"NO\",V189=\"NO\",SUM($W$22:W197)>0,DAY(B198)<28,A198<min_doba_spor1),\"\",B198)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2025]
[60,45689,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U190=\"NO\",U199=\"NO\",V190=\"NO\",SUM($W$22:W198)>0,DAY(B199)<28,A199<min_doba_spor1),\"\",B199)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2025]
[60,45704,0,12,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U191=\"NO\",U200=\"NO\",V191=\"NO\",SUM($W$22:W199)>0,DAY(B200)<28,A200<min_doba_spor1),\"\",B200)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2025]
[60,45716,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U192=\"NO\",U201=\"NO\",V192=\"NO\",SUM($W$22:W200)>0,DAY(B201)<28,A201<min_doba_spor1),\"\",B201)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2025]
[61,45717,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U193=\"NO\",U202=\"NO\",V193=\"NO\",SUM($W$22:W201)>0,DAY(B202)<28,A202<min_doba_spor1),\"\",B202)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2025]
[61,45732,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U194=\"NO\",U203=\"NO\",V194=\"NO\",SUM($W$22:W202)>0,DAY(B203)<28,A203<min_doba_spor1),\"\",B203)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2025]
[61,45747,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U195=\"NO\",U204=\"NO\",V195=\"NO\",SUM($W$22:W203)>0,DAY(B204)<28,A204<min_doba_spor1),\"\",B204)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2025]
[62,45748,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U196=\"NO\",U205=\"NO\",V196=\"NO\",SUM($W$22:W204)>0,DAY(B205)<28,A205<min_doba_spor1),\"\",B205)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2025]
[62,45763,0,14,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U197=\"NO\",U206=\"NO\",V197=\"NO\",SUM($W$22:W205)>0,DAY(B206)<28,A206<min_doba_spor1),\"\",B206)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2025]
[62,45777,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U198=\"NO\",U207=\"NO\",V198=\"NO\",SUM($W$22:W206)>0,DAY(B207)<28,A207<min_doba_spor1),\"\",B207)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2025]
[63,45778,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U199=\"NO\",U208=\"NO\",V199=\"NO\",SUM($W$22:W207)>0,DAY(B208)<28,A208<min_doba_spor1),\"\",B208)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2025]
[63,45793,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U200=\"NO\",U209=\"NO\",V200=\"NO\",SUM($W$22:W208)>0,DAY(B209)<28,A209<min_doba_spor1),\"\",B209)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2025]
[63,45808,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U201=\"NO\",U210=\"NO\",V201=\"NO\",SUM($W$22:W209)>0,DAY(B210)<28,A210<min_doba_spor1),\"\",B210)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2025]
[64,45809,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U202=\"NO\",U211=\"NO\",V202=\"NO\",SUM($W$22:W210)>0,DAY(B211)<28,A211<min_doba_spor1),\"\",B211)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2025]
[64,45824,0,14,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U203=\"NO\",U212=\"NO\",V203=\"NO\",SUM($W$22:W211)>0,DAY(B212)<28,A212<min_doba_spor1),\"\",B212)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2025]
[64,45838,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U204=\"NO\",U213=\"NO\",V204=\"NO\",SUM($W$22:W212)>0,DAY(B213)<28,A213<min_doba_spor1),\"\",B213)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2025]
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[66,45870,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U208=\"NO\",U217=\"NO\",V208=\"NO\",SUM($W$22:W216)>0,DAY(B217)<28,A217<min_doba_spor1),\"\",B217)","v":""},null,0,0,null,0,null,0,null,null,0,null,{"$f":"+IF(E217<>0,AI216,0)","v":0},0,0,0,null,null,0,2,2,2025]
[66,45885,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U209=\"NO\",U218=\"NO\",V209=\"NO\",SUM($W$22:W217)>0,DAY(B218)<28,A218<min_doba_spor1),\"\",B218)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2025]
[66,45900,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U210=\"NO\",U219=\"NO\",V210=\"NO\",SUM($W$22:W218)>0,DAY(B219)<28,A219<min_doba_spor1),\"\",B219)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2025]
[67,45901,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U211=\"NO\",U220=\"NO\",V211=\"NO\",SUM($W$22:W219)>0,DAY(B220)<28,A220<min_doba_spor1),\"\",B220)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2025]
[67,45916,0,14,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U212=\"NO\",U221=\"NO\",V212=\"NO\",SUM($W$22:W220)>0,DAY(B221)<28,A221<min_doba_spor1),\"\",B221)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2025]
[67,45930,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U213=\"NO\",U222=\"NO\",V213=\"NO\",SUM($W$22:W221)>0,DAY(B222)<28,A222<min_doba_spor1),\"\",B222)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2025]
[68,45931,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U214=\"NO\",U223=\"NO\",V214=\"NO\",SUM($W$22:W222)>0,DAY(B223)<28,A223<min_doba_spor1),\"\",B223)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2025]
[68,45946,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U215=\"NO\",U224=\"NO\",V215=\"NO\",SUM($W$22:W223)>0,DAY(B224)<28,A224<min_doba_spor1),\"\",B224)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2025]
[68,45961,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U216=\"NO\",U225=\"NO\",V216=\"NO\",SUM($W$22:W224)>0,DAY(B225)<28,A225<min_doba_spor1),\"\",B225)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2025]
[69,45962,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U217=\"NO\",U226=\"NO\",V217=\"NO\",SUM($W$22:W225)>0,DAY(B226)<28,A226<min_doba_spor1),\"\",B226)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2025]
[69,45977,0,14,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U218=\"NO\",U227=\"NO\",V218=\"NO\",SUM($W$22:W226)>0,DAY(B227)<28,A227<min_doba_spor1),\"\",B227)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2025]
[69,45991,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U219=\"NO\",U228=\"NO\",V219=\"NO\",SUM($W$22:W227)>0,DAY(B228)<28,A228<min_doba_spor1),\"\",B228)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2025]
[70,45992,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U220=\"NO\",U229=\"NO\",V220=\"NO\",SUM($W$22:W228)>0,DAY(B229)<28,A229<min_doba_spor1),\"\",B229)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2025]
[70,46007,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U221=\"NO\",U230=\"NO\",V221=\"NO\",SUM($W$22:W229)>0,DAY(B230)<28,A230<min_doba_spor1),\"\",B230)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2025]
[70,46022,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U222=\"NO\",U231=\"NO\",V222=\"NO\",SUM($W$22:W230)>0,DAY(B231)<28,A231<min_doba_spor1),\"\",B231)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2025]
[71,46023,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U223=\"NO\",U232=\"NO\",V223=\"NO\",SUM($W$22:W231)>0,DAY(B232)<28,A232<min_doba_spor1),\"\",B232)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2026]
[71,46038,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U224=\"NO\",U233=\"NO\",V224=\"NO\",SUM($W$22:W232)>0,DAY(B233)<28,A233<min_doba_spor1),\"\",B233)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2026]
[71,46053,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U225=\"NO\",U234=\"NO\",V225=\"NO\",SUM($W$22:W233)>0,DAY(B234)<28,A234<min_doba_spor1),\"\",B234)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2026]
[72,46054,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U226=\"NO\",U235=\"NO\",V226=\"NO\",SUM($W$22:W234)>0,DAY(B235)<28,A235<min_doba_spor1),\"\",B235)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2026]
[72,46069,0,12,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U227=\"NO\",U236=\"NO\",V227=\"NO\",SUM($W$22:W235)>0,DAY(B236)<28,A236<min_doba_spor1),\"\",B236)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2026]
[72,46081,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U228=\"NO\",U237=\"NO\",V228=\"NO\",SUM($W$22:W236)>0,DAY(B237)<28,A237<min_doba_spor1),\"\",B237)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2026]
[73,46082,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U229=\"NO\",U238=\"NO\",V229=\"NO\",SUM($W$22:W237)>0,DAY(B238)<28,A238<min_doba_spor1),\"\",B238)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2026]
[73,46097,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U230=\"NO\",U239=\"NO\",V230=\"NO\",SUM($W$22:W238)>0,DAY(B239)<28,A239<min_doba_spor1),\"\",B239)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2026]
[73,46112,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U231=\"NO\",U240=\"NO\",V231=\"NO\",SUM($W$22:W239)>0,DAY(B240)<28,A240<min_doba_spor1),\"\",B240)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2026]
[74,46113,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U232=\"NO\",U241=\"NO\",V232=\"NO\",SUM($W$22:W240)>0,DAY(B241)<28,A241<min_doba_spor1),\"\",B241)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2026]
[74,46128,0,14,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U233=\"NO\",U242=\"NO\",V233=\"NO\",SUM($W$22:W241)>0,DAY(B242)<28,A242<min_doba_spor1),\"\",B242)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2026]
[74,46142,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U234=\"NO\",U243=\"NO\",V234=\"NO\",SUM($W$22:W242)>0,DAY(B243)<28,A243<min_doba_spor1),\"\",B243)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2026]
[75,46143,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U235=\"NO\",U244=\"NO\",V235=\"NO\",SUM($W$22:W243)>0,DAY(B244)<28,A244<min_doba_spor1),\"\",B244)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,{"$f":"+IF(AND(B244>=$E$13,DAY(B244)=16,W243=\"\"),1,0)","v":0},2,2,2026]
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[75,46173,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U237=\"NO\",U246=\"NO\",V237=\"NO\",SUM($W$22:W245)>0,DAY(B246)<28,A246<min_doba_spor1),\"\",B246)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2026]
[76,46174,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U238=\"NO\",U247=\"NO\",V238=\"NO\",SUM($W$22:W246)>0,DAY(B247)<28,A247<min_doba_spor1),\"\",B247)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2026]
[76,46189,0,14,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U239=\"NO\",U248=\"NO\",V239=\"NO\",SUM($W$22:W247)>0,DAY(B248)<28,A248<min_doba_spor1),\"\",B248)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2026]
[76,46203,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U240=\"NO\",U249=\"NO\",V240=\"NO\",SUM($W$22:W248)>0,DAY(B249)<28,A249<min_doba_spor1),\"\",B249)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2026]
[77,46204,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U241=\"NO\",U250=\"NO\",V241=\"NO\",SUM($W$22:W249)>0,DAY(B250)<28,A250<min_doba_spor1),\"\",B250)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2026]
[77,46219,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U242=\"NO\",U251=\"NO\",V242=\"NO\",SUM($W$22:W250)>0,DAY(B251)<28,A251<min_doba_spor1),\"\",B251)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2026]
[77,46234,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U243=\"NO\",U252=\"NO\",V243=\"NO\",SUM($W$22:W251)>0,DAY(B252)<28,A252<min_doba_spor1),\"\",B252)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2026]
[78,46235,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U244=\"NO\",U253=\"NO\",V244=\"NO\",SUM($W$22:W252)>0,DAY(B253)<28,A253<min_doba_spor1),\"\",B253)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2026]
[78,46250,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U245=\"NO\",U254=\"NO\",V245=\"NO\",SUM($W$22:W253)>0,DAY(B254)<28,A254<min_doba_spor1),\"\",B254)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2026]
[78,46265,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U246=\"NO\",U255=\"NO\",V246=\"NO\",SUM($W$22:W254)>0,DAY(B255)<28,A255<min_doba_spor1),\"\",B255)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2026]
[79,46266,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U247=\"NO\",U256=\"NO\",V247=\"NO\",SUM($W$22:W255)>0,DAY(B256)<28,A256<min_doba_spor1),\"\",B256)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2026]
[79,46281,0,14,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U248=\"NO\",U257=\"NO\",V248=\"NO\",SUM($W$22:W256)>0,DAY(B257)<28,A257<min_doba_spor1),\"\",B257)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2026]
[79,46295,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U249=\"NO\",U258=\"NO\",V249=\"NO\",SUM($W$22:W257)>0,DAY(B258)<28,A258<min_doba_spor1),\"\",B258)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2026]
[80,46296,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U250=\"NO\",U259=\"NO\",V250=\"NO\",SUM($W$22:W258)>0,DAY(B259)<28,A259<min_doba_spor1),\"\",B259)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2026]
[80,46311,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U251=\"NO\",U260=\"NO\",V251=\"NO\",SUM($W$22:W259)>0,DAY(B260)<28,A260<min_doba_spor1),\"\",B260)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2026]
[80,46326,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U252=\"NO\",U261=\"NO\",V252=\"NO\",SUM($W$22:W260)>0,DAY(B261)<28,A261<min_doba_spor1),\"\",B261)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2026]
[81,46327,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U253=\"NO\",U262=\"NO\",V253=\"NO\",SUM($W$22:W261)>0,DAY(B262)<28,A262<min_doba_spor1),\"\",B262)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2026]
[81,46342,0,14,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U254=\"NO\",U263=\"NO\",V254=\"NO\",SUM($W$22:W262)>0,DAY(B263)<28,A263<min_doba_spor1),\"\",B263)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2026]
[81,46356,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U255=\"NO\",U264=\"NO\",V255=\"NO\",SUM($W$22:W263)>0,DAY(B264)<28,A264<min_doba_spor1),\"\",B264)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2026]
[82,46357,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U256=\"NO\",U265=\"NO\",V256=\"NO\",SUM($W$22:W264)>0,DAY(B265)<28,A265<min_doba_spor1),\"\",B265)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2026]
[82,46372,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U257=\"NO\",U266=\"NO\",V257=\"NO\",SUM($W$22:W265)>0,DAY(B266)<28,A266<min_doba_spor1),\"\",B266)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2026]
[82,46387,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U258=\"NO\",U267=\"NO\",V258=\"NO\",SUM($W$22:W266)>0,DAY(B267)<28,A267<min_doba_spor1),\"\",B267)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2026]
[83,46388,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U259=\"NO\",U268=\"NO\",V259=\"NO\",SUM($W$22:W267)>0,DAY(B268)<28,A268<min_doba_spor1),\"\",B268)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2027]
[83,46403,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U260=\"NO\",U269=\"NO\",V260=\"NO\",SUM($W$22:W268)>0,DAY(B269)<28,A269<min_doba_spor1),\"\",B269)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2027]
[83,46418,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U261=\"NO\",U270=\"NO\",V261=\"NO\",SUM($W$22:W269)>0,DAY(B270)<28,A270<min_doba_spor1),\"\",B270)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2027]
[84,46419,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U262=\"NO\",U271=\"NO\",V262=\"NO\",SUM($W$22:W270)>0,DAY(B271)<28,A271<min_doba_spor1),\"\",B271)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2027]
[84,46434,0,12,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U263=\"NO\",U272=\"NO\",V263=\"NO\",SUM($W$22:W271)>0,DAY(B272)<28,A272<min_doba_spor1),\"\",B272)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2027]
[84,46446,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U264=\"NO\",U273=\"NO\",V264=\"NO\",SUM($W$22:W272)>0,DAY(B273)<28,A273<min_doba_spor1),\"\",B273)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2027]
[85,46447,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U265=\"NO\",U274=\"NO\",V265=\"NO\",SUM($W$22:W273)>0,DAY(B274)<28,A274<min_doba_spor1),\"\",B274)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2027]
[85,46462,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U266=\"NO\",U275=\"NO\",V266=\"NO\",SUM($W$22:W274)>0,DAY(B275)<28,A275<min_doba_spor1),\"\",B275)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2027]
[85,46477,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U267=\"NO\",U276=\"NO\",V267=\"NO\",SUM($W$22:W275)>0,DAY(B276)<28,A276<min_doba_spor1),\"\",B276)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2027]
[86,46478,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U268=\"NO\",U277=\"NO\",V268=\"NO\",SUM($W$22:W276)>0,DAY(B277)<28,A277<min_doba_spor1),\"\",B277)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2027]
[86,46493,0,14,0,0,0,{"$f":"ROUNDUP(IF(AND(DAY(B278)=16,MONTH(B278)=2,E278>0),IF((SUMIF($AR$22:$AR$1035,YEAR(B278)-1,$F$22:$F$1035)+SUMIF($AR$22:$AR$1035,YEAR(B278)-1,$G$22:$G$1035)-IF(YEAR(B278)-1=YEAR(datum_zacatia_splacania),popl_uzavretie_SS-vklad_na_zaciatku,0))>max_vklad_SP,narok_sp*max_vklad_SP,(SUMIF($AR$22:$AR$1035,YEAR(B278)-1,$F$22:$F$1035)+SUMIF($AR$22:$AR$1035,YEAR(B278)-1,$G$22:$G$1035)-IF(YEAR(B278)-1=YEAR(datum_zacatia_splacania),popl_uzavretie_SS-vklad_na_zaciatku,0))*narok_sp),0),2)","v":0},null,{"$f":"IF(AND(DAY(B278)=31,MONTH(B278)=12,E278>0),-popl_sprava_SS,0)","v":0},{"$f":"IF(AND(DAY(B278)=31,MONTH(B278)=12,E278>0),-popl_rocny_vypis_SS,0)","v":0},null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U269=\"NO\",U278=\"NO\",V269=\"NO\",SUM($W$22:W277)>0,DAY(B278)<28,A278<min_doba_spor1),\"\",B278)","v":""},null,0,{"$f":"IF(AND(B278>=E269,DAY(B278)=16,B278<PCS_den),-poistneMU_mesacne,0)","v":0},null,{"$f":"IF(AND(DAY(B278)>25,MOD(MONTH(B278),3)=0,B278<=PCS_den),-popl_vedenie_MU,0)","v":0},null,{"$f":"IF(AND(W278=\"\",DAY(B278)=31,MONTH(B278)=12,B278<=PCS_den),-popl_vypis_MU,0)","v":0},null,null,0,null,0,0,0,0,null,null,1,2,3,2027]
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[87,46538,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U273=\"NO\",U282=\"NO\",V273=\"NO\",SUM($W$22:W281)>0,DAY(B282)<28,A282<min_doba_spor1),\"\",B282)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2027]
[88,46539,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U274=\"NO\",U283=\"NO\",V274=\"NO\",SUM($W$22:W282)>0,DAY(B283)<28,A283<min_doba_spor1),\"\",B283)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2027]
[88,46554,0,14,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U275=\"NO\",U284=\"NO\",V275=\"NO\",SUM($W$22:W283)>0,DAY(B284)<28,A284<min_doba_spor1),\"\",B284)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2027]
[88,46568,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U276=\"NO\",U285=\"NO\",V276=\"NO\",SUM($W$22:W284)>0,DAY(B285)<28,A285<min_doba_spor1),\"\",B285)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2027]
[89,46569,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U277=\"NO\",U286=\"NO\",V277=\"NO\",SUM($W$22:W285)>0,DAY(B286)<28,A286<min_doba_spor1),\"\",B286)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2027]
[89,46584,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U278=\"NO\",U287=\"NO\",V278=\"NO\",SUM($W$22:W286)>0,DAY(B287)<28,A287<min_doba_spor1),\"\",B287)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2027]
[89,46599,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U279=\"NO\",U288=\"NO\",V279=\"NO\",SUM($W$22:W287)>0,DAY(B288)<28,A288<min_doba_spor1),\"\",B288)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2027]
[90,46600,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U280=\"NO\",U289=\"NO\",V280=\"NO\",SUM($W$22:W288)>0,DAY(B289)<28,A289<min_doba_spor1),\"\",B289)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2027]
[90,46615,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U281=\"NO\",U290=\"NO\",V281=\"NO\",SUM($W$22:W289)>0,DAY(B290)<28,A290<min_doba_spor1),\"\",B290)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2027]
[90,46630,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U282=\"NO\",U291=\"NO\",V282=\"NO\",SUM($W$22:W290)>0,DAY(B291)<28,A291<min_doba_spor1),\"\",B291)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2027]
[91,46631,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U283=\"NO\",U292=\"NO\",V283=\"NO\",SUM($W$22:W291)>0,DAY(B292)<28,A292<min_doba_spor1),\"\",B292)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2027]
[91,46646,0,14,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U284=\"NO\",U293=\"NO\",V284=\"NO\",SUM($W$22:W292)>0,DAY(B293)<28,A293<min_doba_spor1),\"\",B293)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2027]
[91,46660,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U285=\"NO\",U294=\"NO\",V285=\"NO\",SUM($W$22:W293)>0,DAY(B294)<28,A294<min_doba_spor1),\"\",B294)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2027]
[92,46661,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U286=\"NO\",U295=\"NO\",V286=\"NO\",SUM($W$22:W294)>0,DAY(B295)<28,A295<min_doba_spor1),\"\",B295)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2027]
[92,46676,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U287=\"NO\",U296=\"NO\",V287=\"NO\",SUM($W$22:W295)>0,DAY(B296)<28,A296<min_doba_spor1),\"\",B296)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2027]
[92,46691,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U288=\"NO\",U297=\"NO\",V288=\"NO\",SUM($W$22:W296)>0,DAY(B297)<28,A297<min_doba_spor1),\"\",B297)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2027]
[93,46692,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U289=\"NO\",U298=\"NO\",V289=\"NO\",SUM($W$22:W297)>0,DAY(B298)<28,A298<min_doba_spor1),\"\",B298)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2027]
[93,46707,0,14,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U290=\"NO\",U299=\"NO\",V290=\"NO\",SUM($W$22:W298)>0,DAY(B299)<28,A299<min_doba_spor1),\"\",B299)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2027]
[93,46721,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U291=\"NO\",U300=\"NO\",V291=\"NO\",SUM($W$22:W299)>0,DAY(B300)<28,A300<min_doba_spor1),\"\",B300)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2027]
[94,46722,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U292=\"NO\",U301=\"NO\",V292=\"NO\",SUM($W$22:W300)>0,DAY(B301)<28,A301<min_doba_spor1),\"\",B301)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2027]
[94,46737,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U293=\"NO\",U302=\"NO\",V293=\"NO\",SUM($W$22:W301)>0,DAY(B302)<28,A302<min_doba_spor1),\"\",B302)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2027]
[94,46752,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U294=\"NO\",U303=\"NO\",V294=\"NO\",SUM($W$22:W302)>0,DAY(B303)<28,A303<min_doba_spor1),\"\",B303)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2027]
[95,46753,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U295=\"NO\",U304=\"NO\",V295=\"NO\",SUM($W$22:W303)>0,DAY(B304)<28,A304<min_doba_spor1),\"\",B304)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2028]
[95,46768,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U296=\"NO\",U305=\"NO\",V296=\"NO\",SUM($W$22:W304)>0,DAY(B305)<28,A305<min_doba_spor1),\"\",B305)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2028]
[95,46783,1,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U297=\"NO\",U306=\"NO\",V297=\"NO\",SUM($W$22:W305)>0,DAY(B306)<28,A306<min_doba_spor1),\"\",B306)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2028]
[96,46784,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U298=\"NO\",U307=\"NO\",V298=\"NO\",SUM($W$22:W306)>0,DAY(B307)<28,A307<min_doba_spor1),\"\",B307)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2028]
[96,46799,1,13,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U299=\"NO\",U308=\"NO\",V299=\"NO\",SUM($W$22:W307)>0,DAY(B308)<28,A308<min_doba_spor1),\"\",B308)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,{"$f":"+IF(AND(B308>=$E$13,DAY(B308)=16,W307=\"\"),1,0)","v":1},2,3,2028]
[96,46812,1,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U300=\"NO\",U309=\"NO\",V300=\"NO\",SUM($W$22:W308)>0,DAY(B309)<28,A309<min_doba_spor1),\"\",B309)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2028]
[97,46813,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U301=\"NO\",U310=\"NO\",V301=\"NO\",SUM($W$22:W309)>0,DAY(B310)<28,A310<min_doba_spor1),\"\",B310)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2028]
[97,46828,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U302=\"NO\",U311=\"NO\",V302=\"NO\",SUM($W$22:W310)>0,DAY(B311)<28,A311<min_doba_spor1),\"\",B311)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2028]
[97,46843,1,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U303=\"NO\",U312=\"NO\",V303=\"NO\",SUM($W$22:W311)>0,DAY(B312)<28,A312<min_doba_spor1),\"\",B312)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2028]
[98,46844,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U304=\"NO\",U313=\"NO\",V304=\"NO\",SUM($W$22:W312)>0,DAY(B313)<28,A313<min_doba_spor1),\"\",B313)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2028]
[98,46859,1,14,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U305=\"NO\",U314=\"NO\",V305=\"NO\",SUM($W$22:W313)>0,DAY(B314)<28,A314<min_doba_spor1),\"\",B314)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2028]
[98,46873,1,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U306=\"NO\",U315=\"NO\",V306=\"NO\",SUM($W$22:W314)>0,DAY(B315)<28,A315<min_doba_spor1),\"\",B315)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2028]
[99,46874,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U307=\"NO\",U316=\"NO\",V307=\"NO\",SUM($W$22:W315)>0,DAY(B316)<28,A316<min_doba_spor1),\"\",B316)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2028]
[99,46889,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U308=\"NO\",U317=\"NO\",V308=\"NO\",SUM($W$22:W316)>0,DAY(B317)<28,A317<min_doba_spor1),\"\",B317)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2028]
[99,46904,1,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U309=\"NO\",U318=\"NO\",V309=\"NO\",SUM($W$22:W317)>0,DAY(B318)<28,A318<min_doba_spor1),\"\",B318)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2028]
[100,46905,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U310=\"NO\",U319=\"NO\",V310=\"NO\",SUM($W$22:W318)>0,DAY(B319)<28,A319<min_doba_spor1),\"\",B319)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2028]
[100,46920,1,14,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U311=\"NO\",U320=\"NO\",V311=\"NO\",SUM($W$22:W319)>0,DAY(B320)<28,A320<min_doba_spor1),\"\",B320)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2028]
[100,46934,1,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U312=\"NO\",U321=\"NO\",V312=\"NO\",SUM($W$22:W320)>0,DAY(B321)<28,A321<min_doba_spor1),\"\",B321)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2028]
[101,46935,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U313=\"NO\",U322=\"NO\",V313=\"NO\",SUM($W$22:W321)>0,DAY(B322)<28,A322<min_doba_spor1),\"\",B322)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2028]
[101,46950,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U314=\"NO\",U323=\"NO\",V314=\"NO\",SUM($W$22:W322)>0,DAY(B323)<28,A323<min_doba_spor1),\"\",B323)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2028]
[101,46965,1,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U315=\"NO\",U324=\"NO\",V315=\"NO\",SUM($W$22:W323)>0,DAY(B324)<28,A324<min_doba_spor1),\"\",B324)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2028]
[102,46966,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U316=\"NO\",U325=\"NO\",V316=\"NO\",SUM($W$22:W324)>0,DAY(B325)<28,A325<min_doba_spor1),\"\",B325)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2028]
[102,46981,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U317=\"NO\",U326=\"NO\",V317=\"NO\",SUM($W$22:W325)>0,DAY(B326)<28,A326<min_doba_spor1),\"\",B326)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2028]
[102,46996,1,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U318=\"NO\",U327=\"NO\",V318=\"NO\",SUM($W$22:W326)>0,DAY(B327)<28,A327<min_doba_spor1),\"\",B327)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2028]
[103,46997,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U319=\"NO\",U328=\"NO\",V319=\"NO\",SUM($W$22:W327)>0,DAY(B328)<28,A328<min_doba_spor1),\"\",B328)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2028]
[103,47012,1,14,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U320=\"NO\",U329=\"NO\",V320=\"NO\",SUM($W$22:W328)>0,DAY(B329)<28,A329<min_doba_spor1),\"\",B329)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2028]
[103,47026,1,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U321=\"NO\",U330=\"NO\",V321=\"NO\",SUM($W$22:W329)>0,DAY(B330)<28,A330<min_doba_spor1),\"\",B330)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2028]
[104,47027,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U322=\"NO\",U331=\"NO\",V322=\"NO\",SUM($W$22:W330)>0,DAY(B331)<28,A331<min_doba_spor1),\"\",B331)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2028]
[104,47042,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U323=\"NO\",U332=\"NO\",V323=\"NO\",SUM($W$22:W331)>0,DAY(B332)<28,A332<min_doba_spor1),\"\",B332)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2028]
[104,47057,1,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U324=\"NO\",U333=\"NO\",V324=\"NO\",SUM($W$22:W332)>0,DAY(B333)<28,A333<min_doba_spor1),\"\",B333)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2028]
[105,47058,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U325=\"NO\",U334=\"NO\",V325=\"NO\",SUM($W$22:W333)>0,DAY(B334)<28,A334<min_doba_spor1),\"\",B334)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2028]
[105,47073,1,14,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U326=\"NO\",U335=\"NO\",V326=\"NO\",SUM($W$22:W334)>0,DAY(B335)<28,A335<min_doba_spor1),\"\",B335)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2028]
[105,47087,1,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U327=\"NO\",U336=\"NO\",V327=\"NO\",SUM($W$22:W335)>0,DAY(B336)<28,A336<min_doba_spor1),\"\",B336)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2028]
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[107,47119,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U331=\"NO\",U340=\"NO\",V331=\"NO\",SUM($W$22:W339)>0,DAY(B340)<28,A340<min_doba_spor1),\"\",B340)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2029]
[107,47134,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U332=\"NO\",U341=\"NO\",V332=\"NO\",SUM($W$22:W340)>0,DAY(B341)<28,A341<min_doba_spor1),\"\",B341)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2029]
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[109,47178,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U337=\"NO\",U346=\"NO\",V337=\"NO\",SUM($W$22:W345)>0,DAY(B346)<28,A346<min_doba_spor1),\"\",B346)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2029]
[109,47193,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U338=\"NO\",U347=\"NO\",V338=\"NO\",SUM($W$22:W346)>0,DAY(B347)<28,A347<min_doba_spor1),\"\",B347)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2029]
[109,47208,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U339=\"NO\",U348=\"NO\",V339=\"NO\",SUM($W$22:W347)>0,DAY(B348)<28,A348<min_doba_spor1),\"\",B348)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2029]
[110,47209,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U340=\"NO\",U349=\"NO\",V340=\"NO\",SUM($W$22:W348)>0,DAY(B349)<28,A349<min_doba_spor1),\"\",B349)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2029]
[110,47224,0,14,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U341=\"NO\",U350=\"NO\",V341=\"NO\",SUM($W$22:W349)>0,DAY(B350)<28,A350<min_doba_spor1),\"\",B350)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2029]
[110,47238,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U342=\"NO\",U351=\"NO\",V342=\"NO\",SUM($W$22:W350)>0,DAY(B351)<28,A351<min_doba_spor1),\"\",B351)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2029]
[111,47239,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U343=\"NO\",U352=\"NO\",V343=\"NO\",SUM($W$22:W351)>0,DAY(B352)<28,A352<min_doba_spor1),\"\",B352)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2029]
[111,47254,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U344=\"NO\",U353=\"NO\",V344=\"NO\",SUM($W$22:W352)>0,DAY(B353)<28,A353<min_doba_spor1),\"\",B353)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2029]
[111,47269,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U345=\"NO\",U354=\"NO\",V345=\"NO\",SUM($W$22:W353)>0,DAY(B354)<28,A354<min_doba_spor1),\"\",B354)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2029]
[112,47270,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U346=\"NO\",U355=\"NO\",V346=\"NO\",SUM($W$22:W354)>0,DAY(B355)<28,A355<min_doba_spor1),\"\",B355)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2029]
[112,47285,0,14,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U347=\"NO\",U356=\"NO\",V347=\"NO\",SUM($W$22:W355)>0,DAY(B356)<28,A356<min_doba_spor1),\"\",B356)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2029]
[112,47299,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U348=\"NO\",U357=\"NO\",V348=\"NO\",SUM($W$22:W356)>0,DAY(B357)<28,A357<min_doba_spor1),\"\",B357)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2029]
[113,47300,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U349=\"NO\",U358=\"NO\",V349=\"NO\",SUM($W$22:W357)>0,DAY(B358)<28,A358<min_doba_spor1),\"\",B358)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2029]
[113,47315,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U350=\"NO\",U359=\"NO\",V350=\"NO\",SUM($W$22:W358)>0,DAY(B359)<28,A359<min_doba_spor1),\"\",B359)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2029]
[113,47330,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U351=\"NO\",U360=\"NO\",V351=\"NO\",SUM($W$22:W359)>0,DAY(B360)<28,A360<min_doba_spor1),\"\",B360)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2029]
[114,47331,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U352=\"NO\",U361=\"NO\",V352=\"NO\",SUM($W$22:W360)>0,DAY(B361)<28,A361<min_doba_spor1),\"\",B361)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2029]
[114,47346,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U353=\"NO\",U362=\"NO\",V353=\"NO\",SUM($W$22:W361)>0,DAY(B362)<28,A362<min_doba_spor1),\"\",B362)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2029]
[114,47361,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U354=\"NO\",U363=\"NO\",V354=\"NO\",SUM($W$22:W362)>0,DAY(B363)<28,A363<min_doba_spor1),\"\",B363)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2029]
[115,47362,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U355=\"NO\",U364=\"NO\",V355=\"NO\",SUM($W$22:W363)>0,DAY(B364)<28,A364<min_doba_spor1),\"\",B364)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2029]
[115,47377,0,14,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U356=\"NO\",U365=\"NO\",V356=\"NO\",SUM($W$22:W364)>0,DAY(B365)<28,A365<min_doba_spor1),\"\",B365)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2029]
[115,47391,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U357=\"NO\",U366=\"NO\",V357=\"NO\",SUM($W$22:W365)>0,DAY(B366)<28,A366<min_doba_spor1),\"\",B366)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2029]
[116,47392,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U358=\"NO\",U367=\"NO\",V358=\"NO\",SUM($W$22:W366)>0,DAY(B367)<28,A367<min_doba_spor1),\"\",B367)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2029]
[116,47407,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U359=\"NO\",U368=\"NO\",V359=\"NO\",SUM($W$22:W367)>0,DAY(B368)<28,A368<min_doba_spor1),\"\",B368)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2029]
[116,47422,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U360=\"NO\",U369=\"NO\",V360=\"NO\",SUM($W$22:W368)>0,DAY(B369)<28,A369<min_doba_spor1),\"\",B369)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2029]
[117,47423,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U361=\"NO\",U370=\"NO\",V361=\"NO\",SUM($W$22:W369)>0,DAY(B370)<28,A370<min_doba_spor1),\"\",B370)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2029]
[117,47438,0,14,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U362=\"NO\",U371=\"NO\",V362=\"NO\",SUM($W$22:W370)>0,DAY(B371)<28,A371<min_doba_spor1),\"\",B371)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2029]
[117,47452,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U363=\"NO\",U372=\"NO\",V363=\"NO\",SUM($W$22:W371)>0,DAY(B372)<28,A372<min_doba_spor1),\"\",B372)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,{"$f":"+IF(AND(B372>=$E$13,DAY(B372)=16,W371=\"\"),1,0)","v":0},2,2,2029]
[118,47453,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U364=\"NO\",U373=\"NO\",V364=\"NO\",SUM($W$22:W372)>0,DAY(B373)<28,A373<min_doba_spor1),\"\",B373)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2029]
[118,47468,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U365=\"NO\",U374=\"NO\",V365=\"NO\",SUM($W$22:W373)>0,DAY(B374)<28,A374<min_doba_spor1),\"\",B374)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2029]
[118,47483,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U366=\"NO\",U375=\"NO\",V366=\"NO\",SUM($W$22:W374)>0,DAY(B375)<28,A375<min_doba_spor1),\"\",B375)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2029]
[119,47484,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U367=\"NO\",U376=\"NO\",V367=\"NO\",SUM($W$22:W375)>0,DAY(B376)<28,A376<min_doba_spor1),\"\",B376)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2030]
[119,47499,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U368=\"NO\",U377=\"NO\",V368=\"NO\",SUM($W$22:W376)>0,DAY(B377)<28,A377<min_doba_spor1),\"\",B377)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2030]
[119,47514,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U369=\"NO\",U378=\"NO\",V369=\"NO\",SUM($W$22:W377)>0,DAY(B378)<28,A378<min_doba_spor1),\"\",B378)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2030]
[120,47515,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U370=\"NO\",U379=\"NO\",V370=\"NO\",SUM($W$22:W378)>0,DAY(B379)<28,A379<min_doba_spor1),\"\",B379)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2030]
[120,47530,0,12,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U371=\"NO\",U380=\"NO\",V371=\"NO\",SUM($W$22:W379)>0,DAY(B380)<28,A380<min_doba_spor1),\"\",B380)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2030]
[120,47542,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U372=\"NO\",U381=\"NO\",V372=\"NO\",SUM($W$22:W380)>0,DAY(B381)<28,A381<min_doba_spor1),\"\",B381)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2030]
[121,47543,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U373=\"NO\",U382=\"NO\",V373=\"NO\",SUM($W$22:W381)>0,DAY(B382)<28,A382<min_doba_spor1),\"\",B382)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2030]
[121,47558,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U374=\"NO\",U383=\"NO\",V374=\"NO\",SUM($W$22:W382)>0,DAY(B383)<28,A383<min_doba_spor1),\"\",B383)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2030]
[121,47573,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U375=\"NO\",U384=\"NO\",V375=\"NO\",SUM($W$22:W383)>0,DAY(B384)<28,A384<min_doba_spor1),\"\",B384)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2030]
[122,47574,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U376=\"NO\",U385=\"NO\",V376=\"NO\",SUM($W$22:W384)>0,DAY(B385)<28,A385<min_doba_spor1),\"\",B385)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2030]
[122,47589,0,14,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U377=\"NO\",U386=\"NO\",V377=\"NO\",SUM($W$22:W385)>0,DAY(B386)<28,A386<min_doba_spor1),\"\",B386)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2030]
[122,47603,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U378=\"NO\",U387=\"NO\",V378=\"NO\",SUM($W$22:W386)>0,DAY(B387)<28,A387<min_doba_spor1),\"\",B387)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2030]
[123,47604,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U379=\"NO\",U388=\"NO\",V379=\"NO\",SUM($W$22:W387)>0,DAY(B388)<28,A388<min_doba_spor1),\"\",B388)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2030]
[123,47619,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U380=\"NO\",U389=\"NO\",V380=\"NO\",SUM($W$22:W388)>0,DAY(B389)<28,A389<min_doba_spor1),\"\",B389)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2030]
[123,47634,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U381=\"NO\",U390=\"NO\",V381=\"NO\",SUM($W$22:W389)>0,DAY(B390)<28,A390<min_doba_spor1),\"\",B390)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2030]
[124,47635,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U382=\"NO\",U391=\"NO\",V382=\"NO\",SUM($W$22:W390)>0,DAY(B391)<28,A391<min_doba_spor1),\"\",B391)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2030]
[124,47650,0,14,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U383=\"NO\",U392=\"NO\",V383=\"NO\",SUM($W$22:W391)>0,DAY(B392)<28,A392<min_doba_spor1),\"\",B392)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2030]
[124,47664,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U384=\"NO\",U393=\"NO\",V384=\"NO\",SUM($W$22:W392)>0,DAY(B393)<28,A393<min_doba_spor1),\"\",B393)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2030]
[125,47665,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U385=\"NO\",U394=\"NO\",V385=\"NO\",SUM($W$22:W393)>0,DAY(B394)<28,A394<min_doba_spor1),\"\",B394)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2030]
[125,47680,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U386=\"NO\",U395=\"NO\",V386=\"NO\",SUM($W$22:W394)>0,DAY(B395)<28,A395<min_doba_spor1),\"\",B395)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2030]
[125,47695,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U387=\"NO\",U396=\"NO\",V387=\"NO\",SUM($W$22:W395)>0,DAY(B396)<28,A396<min_doba_spor1),\"\",B396)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2030]
[126,47696,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U388=\"NO\",U397=\"NO\",V388=\"NO\",SUM($W$22:W396)>0,DAY(B397)<28,A397<min_doba_spor1),\"\",B397)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2030]
[126,47711,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U389=\"NO\",U398=\"NO\",V389=\"NO\",SUM($W$22:W397)>0,DAY(B398)<28,A398<min_doba_spor1),\"\",B398)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2030]
[126,47726,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U390=\"NO\",U399=\"NO\",V390=\"NO\",SUM($W$22:W398)>0,DAY(B399)<28,A399<min_doba_spor1),\"\",B399)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2030]
[127,47727,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U391=\"NO\",U400=\"NO\",V391=\"NO\",SUM($W$22:W399)>0,DAY(B400)<28,A400<min_doba_spor1),\"\",B400)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2030]
[127,47742,0,14,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U392=\"NO\",U401=\"NO\",V392=\"NO\",SUM($W$22:W400)>0,DAY(B401)<28,A401<min_doba_spor1),\"\",B401)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2030]
[127,47756,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U393=\"NO\",U402=\"NO\",V393=\"NO\",SUM($W$22:W401)>0,DAY(B402)<28,A402<min_doba_spor1),\"\",B402)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2030]
[128,47757,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U394=\"NO\",U403=\"NO\",V394=\"NO\",SUM($W$22:W402)>0,DAY(B403)<28,A403<min_doba_spor1),\"\",B403)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2030]
[128,47772,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U395=\"NO\",U404=\"NO\",V395=\"NO\",SUM($W$22:W403)>0,DAY(B404)<28,A404<min_doba_spor1),\"\",B404)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2030]
[128,47787,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U396=\"NO\",U405=\"NO\",V396=\"NO\",SUM($W$22:W404)>0,DAY(B405)<28,A405<min_doba_spor1),\"\",B405)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2030]
[129,47788,0,15,0,0,0,{"$f":"ROUNDUP(IF(AND(DAY(B406)=16,MONTH(B406)=2,E406>0),IF((SUMIF($AR$22:$AR$1035,YEAR(B406)-1,$F$22:$F$1035)+SUMIF($AR$22:$AR$1035,YEAR(B406)-1,$G$22:$G$1035)-IF(YEAR(B406)-1=YEAR(datum_zacatia_splacania),popl_uzavretie_SS-vklad_na_zaciatku,0))>max_vklad_SP,narok_sp*max_vklad_SP,(SUMIF($AR$22:$AR$1035,YEAR(B406)-1,$F$22:$F$1035)+SUMIF($AR$22:$AR$1035,YEAR(B406)-1,$G$22:$G$1035)-IF(YEAR(B406)-1=YEAR(datum_zacatia_splacania),popl_uzavretie_SS-vklad_na_zaciatku,0))*narok_sp),0),2)","v":0},null,{"$f":"IF(AND(DAY(B406)=31,MONTH(B406)=12,E406>0),-popl_sprava_SS,0)","v":0},{"$f":"IF(AND(DAY(B406)=31,MONTH(B406)=12,E406>0),-popl_rocny_vypis_SS,0)","v":0},null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U397=\"NO\",U406=\"NO\",V397=\"NO\",SUM($W$22:W405)>0,DAY(B406)<28,A406<min_doba_spor1),\"\",B406)","v":""},null,0,{"$f":"IF(AND(B406>=E397,DAY(B406)=16,B406<PCS_den),-poistneMU_mesacne,0)","v":0},null,{"$f":"IF(AND(DAY(B406)>25,MOD(MONTH(B406),3)=0,B406<=PCS_den),-popl_vedenie_MU,0)","v":0},null,{"$f":"IF(AND(W406=\"\",DAY(B406)=31,MONTH(B406)=12,B406<=PCS_den),-popl_vypis_MU,0)","v":0},null,null,0,null,0,0,0,0,null,null,0,2,2,2030]
[129,47803,{"$f":"IF(MOD(YEAR(B407),4)=0,1,0)","v":0},{"$f":"+B408-B407","v":14},{"$f":"IF(OR(W406<>\"\",Q406=0),0,E406+F406+P406+G406+I406+J406+K406+L406+O406+H406)","v":0},0,{"$f":"IF(E407=0,0,SUMIF($B$15:$B$17,B407,$E$15:$E$17))","v":0},0,null,0,0,null,{"$f":"(Q407*urok_sporenie*D407/IF(C407=1,366,365))","v":0},{"$f":"IF(E407=0,0,IF(AND(DAY(B407)=1,MONTH(B407)=1),M407,M407+N406))","v":0},0,{"$f":"ROUNDDOWN(-ROUNDDOWN(O407,2)*dan_uroku,2)","v":0},{"$f":"E407+F407+P407+G407+I407+J407+K407+L407+O407+H407","v":0},{"$f":"+Q407+N406-N406*dan_uroku","v":0},{"$f":"+IF(OR(CS_SS=0,Q407=0),0,IF(B407=EOMONTH(B407,0),R407/CS_SS+S406,0+S406))","v":0},null,{"$f":"IF(R407>=$U$4,\"OK\",\"no\")","v":"OK"},{"$f":"IF(S407>=$T$5,\"OK\",\"no\")","v":"OK"},{"$f":"+IF(OR(U398=\"NO\",U407=\"NO\",V398=\"NO\",SUM($W$22:W406)>0,DAY(B407)<28,A407<min_doba_spor1),\"\",B407)","v":""},null,{"$f":"IF(AND(B407>=datum_zacatia_splacania,DAY(B407)=16,B407<PCS_den),splatka_MU+poistneMU_mesacne,0)","v":0},0,null,0,null,0,null,null,0,null,0,{"$f":"IF(AI407=0,0,(AI407*$AD$4*D407)/360)","v":0},0,0,null,null,1,2,3,{"$f":"+YEAR(B407)","v":2030}]
[{"$f":"+IF(MONTH(B407)=MONTH(B408),A407,A407+1)","v":129},{"$f":"IF(DAY(B407)=1,B407+15,IF(DAY(B407)=16,EOMONTH(B407,0),B407+1))","v":47817},0,1,0,{"$f":"IF(AND(DAY(B408)=16,E408<>0,AQ408=3),vklad_SS,0)","v":0},0,0,null,0,0,null,0,0,{"$f":"IF(AND(DAY(B408)=1,MONTH(B408)=1,E408>0),ROUND(N407,2),0)","v":0},0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U399=\"NO\",U408=\"NO\",V399=\"NO\",SUM($W$22:W407)>0,DAY(B408)<28,A408<min_doba_spor1),\"\",B408)","v":""},null,0,0,null,0,null,0,null,null,{"$f":"ROUND(IF(AND(DAY(B408)=1,MONTH(B408)=1,AI408>0),-AK407,0),2)","v":0},null,0,0,{"$f":"IF(AI408=0,0,IF(AND(DAY(B408)=1,MONTH(B408)=1),AJ408,AJ408+AK407))","v":0},{"$f":"IF(AI408=0,0,AL407+IF(AI408>0,SUM(Y408:AH408),0))","v":0},null,null,0,{"$f":"+IF(AND(U407=\"ok\",vklady_do_vybrane=\"nasporenia min. podielu NS\"),0,2)","v":2},{"$f":"+AO408+AP408","v":2},2030]
[130,47818,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U400=\"NO\",U409=\"NO\",V400=\"NO\",SUM($W$22:W408)>0,DAY(B409)<28,A409<min_doba_spor1),\"\",B409)","v":""},null,0,0,null,0,null,0,null,null,0,null,{"$f":"+IF(E409<>0,AI408,0)","v":0},0,0,0,null,null,0,2,2,2030]
[130,47833,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U401=\"NO\",U410=\"NO\",V401=\"NO\",SUM($W$22:W409)>0,DAY(B410)<28,A410<min_doba_spor1),\"\",B410)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2030]
[130,47848,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U402=\"NO\",U411=\"NO\",V402=\"NO\",SUM($W$22:W410)>0,DAY(B411)<28,A411<min_doba_spor1),\"\",B411)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2030]
[131,47849,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U403=\"NO\",U412=\"NO\",V403=\"NO\",SUM($W$22:W411)>0,DAY(B412)<28,A412<min_doba_spor1),\"\",B412)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2031]
[131,47864,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U404=\"NO\",U413=\"NO\",V404=\"NO\",SUM($W$22:W412)>0,DAY(B413)<28,A413<min_doba_spor1),\"\",B413)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2031]
[131,47879,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U405=\"NO\",U414=\"NO\",V405=\"NO\",SUM($W$22:W413)>0,DAY(B414)<28,A414<min_doba_spor1),\"\",B414)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2031]
[132,47880,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U406=\"NO\",U415=\"NO\",V406=\"NO\",SUM($W$22:W414)>0,DAY(B415)<28,A415<min_doba_spor1),\"\",B415)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2031]
[132,47895,0,12,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U407=\"NO\",U416=\"NO\",V407=\"NO\",SUM($W$22:W415)>0,DAY(B416)<28,A416<min_doba_spor1),\"\",B416)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2031]
[132,47907,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U408=\"NO\",U417=\"NO\",V408=\"NO\",SUM($W$22:W416)>0,DAY(B417)<28,A417<min_doba_spor1),\"\",B417)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2031]
[133,47908,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U409=\"NO\",U418=\"NO\",V409=\"NO\",SUM($W$22:W417)>0,DAY(B418)<28,A418<min_doba_spor1),\"\",B418)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2031]
[133,47923,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U410=\"NO\",U419=\"NO\",V410=\"NO\",SUM($W$22:W418)>0,DAY(B419)<28,A419<min_doba_spor1),\"\",B419)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2031]
[133,47938,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U411=\"NO\",U420=\"NO\",V411=\"NO\",SUM($W$22:W419)>0,DAY(B420)<28,A420<min_doba_spor1),\"\",B420)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2031]
[134,47939,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U412=\"NO\",U421=\"NO\",V412=\"NO\",SUM($W$22:W420)>0,DAY(B421)<28,A421<min_doba_spor1),\"\",B421)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2031]
[134,47954,0,14,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U413=\"NO\",U422=\"NO\",V413=\"NO\",SUM($W$22:W421)>0,DAY(B422)<28,A422<min_doba_spor1),\"\",B422)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2031]
[134,47968,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U414=\"NO\",U423=\"NO\",V414=\"NO\",SUM($W$22:W422)>0,DAY(B423)<28,A423<min_doba_spor1),\"\",B423)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2031]
[135,47969,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U415=\"NO\",U424=\"NO\",V415=\"NO\",SUM($W$22:W423)>0,DAY(B424)<28,A424<min_doba_spor1),\"\",B424)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2031]
[135,47984,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U416=\"NO\",U425=\"NO\",V416=\"NO\",SUM($W$22:W424)>0,DAY(B425)<28,A425<min_doba_spor1),\"\",B425)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2031]
[135,47999,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U417=\"NO\",U426=\"NO\",V417=\"NO\",SUM($W$22:W425)>0,DAY(B426)<28,A426<min_doba_spor1),\"\",B426)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2031]
[136,48000,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U418=\"NO\",U427=\"NO\",V418=\"NO\",SUM($W$22:W426)>0,DAY(B427)<28,A427<min_doba_spor1),\"\",B427)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2031]
[136,48015,0,14,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U419=\"NO\",U428=\"NO\",V419=\"NO\",SUM($W$22:W427)>0,DAY(B428)<28,A428<min_doba_spor1),\"\",B428)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2031]
[136,48029,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U420=\"NO\",U429=\"NO\",V420=\"NO\",SUM($W$22:W428)>0,DAY(B429)<28,A429<min_doba_spor1),\"\",B429)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2031]
[137,48030,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U421=\"NO\",U430=\"NO\",V421=\"NO\",SUM($W$22:W429)>0,DAY(B430)<28,A430<min_doba_spor1),\"\",B430)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2031]
[137,48045,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U422=\"NO\",U431=\"NO\",V422=\"NO\",SUM($W$22:W430)>0,DAY(B431)<28,A431<min_doba_spor1),\"\",B431)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2031]
[137,48060,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U423=\"NO\",U432=\"NO\",V423=\"NO\",SUM($W$22:W431)>0,DAY(B432)<28,A432<min_doba_spor1),\"\",B432)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2031]
[138,48061,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U424=\"NO\",U433=\"NO\",V424=\"NO\",SUM($W$22:W432)>0,DAY(B433)<28,A433<min_doba_spor1),\"\",B433)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2031]
[138,48076,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U425=\"NO\",U434=\"NO\",V425=\"NO\",SUM($W$22:W433)>0,DAY(B434)<28,A434<min_doba_spor1),\"\",B434)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2031]
[138,48091,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U426=\"NO\",U435=\"NO\",V426=\"NO\",SUM($W$22:W434)>0,DAY(B435)<28,A435<min_doba_spor1),\"\",B435)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2031]
[139,48092,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U427=\"NO\",U436=\"NO\",V427=\"NO\",SUM($W$22:W435)>0,DAY(B436)<28,A436<min_doba_spor1),\"\",B436)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,{"$f":"+IF(AND(B436>=$E$13,DAY(B436)=16,W435=\"\"),1,0)","v":0},2,2,2031]
[139,48107,0,14,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U428=\"NO\",U437=\"NO\",V428=\"NO\",SUM($W$22:W436)>0,DAY(B437)<28,A437<min_doba_spor1),\"\",B437)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2031]
[139,48121,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U429=\"NO\",U438=\"NO\",V429=\"NO\",SUM($W$22:W437)>0,DAY(B438)<28,A438<min_doba_spor1),\"\",B438)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2031]
[140,48122,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U430=\"NO\",U439=\"NO\",V430=\"NO\",SUM($W$22:W438)>0,DAY(B439)<28,A439<min_doba_spor1),\"\",B439)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2031]
[140,48137,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U431=\"NO\",U440=\"NO\",V431=\"NO\",SUM($W$22:W439)>0,DAY(B440)<28,A440<min_doba_spor1),\"\",B440)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2031]
[140,48152,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U432=\"NO\",U441=\"NO\",V432=\"NO\",SUM($W$22:W440)>0,DAY(B441)<28,A441<min_doba_spor1),\"\",B441)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2031]
[141,48153,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U433=\"NO\",U442=\"NO\",V433=\"NO\",SUM($W$22:W441)>0,DAY(B442)<28,A442<min_doba_spor1),\"\",B442)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2031]
[141,48168,0,14,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U434=\"NO\",U443=\"NO\",V434=\"NO\",SUM($W$22:W442)>0,DAY(B443)<28,A443<min_doba_spor1),\"\",B443)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2031]
[141,48182,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U435=\"NO\",U444=\"NO\",V435=\"NO\",SUM($W$22:W443)>0,DAY(B444)<28,A444<min_doba_spor1),\"\",B444)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2031]
[142,48183,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U436=\"NO\",U445=\"NO\",V436=\"NO\",SUM($W$22:W444)>0,DAY(B445)<28,A445<min_doba_spor1),\"\",B445)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2031]
[142,48198,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U437=\"NO\",U446=\"NO\",V437=\"NO\",SUM($W$22:W445)>0,DAY(B446)<28,A446<min_doba_spor1),\"\",B446)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2031]
[142,48213,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U438=\"NO\",U447=\"NO\",V438=\"NO\",SUM($W$22:W446)>0,DAY(B447)<28,A447<min_doba_spor1),\"\",B447)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2031]
[143,48214,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U439=\"NO\",U448=\"NO\",V439=\"NO\",SUM($W$22:W447)>0,DAY(B448)<28,A448<min_doba_spor1),\"\",B448)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2032]
[143,48229,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U440=\"NO\",U449=\"NO\",V440=\"NO\",SUM($W$22:W448)>0,DAY(B449)<28,A449<min_doba_spor1),\"\",B449)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2032]
[143,48244,1,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U441=\"NO\",U450=\"NO\",V441=\"NO\",SUM($W$22:W449)>0,DAY(B450)<28,A450<min_doba_spor1),\"\",B450)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2032]
[144,48245,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U442=\"NO\",U451=\"NO\",V442=\"NO\",SUM($W$22:W450)>0,DAY(B451)<28,A451<min_doba_spor1),\"\",B451)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2032]
[144,48260,1,13,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U443=\"NO\",U452=\"NO\",V443=\"NO\",SUM($W$22:W451)>0,DAY(B452)<28,A452<min_doba_spor1),\"\",B452)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2032]
[144,48273,1,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U444=\"NO\",U453=\"NO\",V444=\"NO\",SUM($W$22:W452)>0,DAY(B453)<28,A453<min_doba_spor1),\"\",B453)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2032]
[145,48274,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U445=\"NO\",U454=\"NO\",V445=\"NO\",SUM($W$22:W453)>0,DAY(B454)<28,A454<min_doba_spor1),\"\",B454)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2032]
[145,48289,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U446=\"NO\",U455=\"NO\",V446=\"NO\",SUM($W$22:W454)>0,DAY(B455)<28,A455<min_doba_spor1),\"\",B455)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2032]
[145,48304,1,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U447=\"NO\",U456=\"NO\",V447=\"NO\",SUM($W$22:W455)>0,DAY(B456)<28,A456<min_doba_spor1),\"\",B456)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2032]
[146,48305,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U448=\"NO\",U457=\"NO\",V448=\"NO\",SUM($W$22:W456)>0,DAY(B457)<28,A457<min_doba_spor1),\"\",B457)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2032]
[146,48320,1,14,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U449=\"NO\",U458=\"NO\",V449=\"NO\",SUM($W$22:W457)>0,DAY(B458)<28,A458<min_doba_spor1),\"\",B458)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2032]
[146,48334,1,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U450=\"NO\",U459=\"NO\",V450=\"NO\",SUM($W$22:W458)>0,DAY(B459)<28,A459<min_doba_spor1),\"\",B459)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2032]
[147,48335,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U451=\"NO\",U460=\"NO\",V451=\"NO\",SUM($W$22:W459)>0,DAY(B460)<28,A460<min_doba_spor1),\"\",B460)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2032]
[147,48350,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U452=\"NO\",U461=\"NO\",V452=\"NO\",SUM($W$22:W460)>0,DAY(B461)<28,A461<min_doba_spor1),\"\",B461)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2032]
[147,48365,1,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U453=\"NO\",U462=\"NO\",V453=\"NO\",SUM($W$22:W461)>0,DAY(B462)<28,A462<min_doba_spor1),\"\",B462)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2032]
[148,48366,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U454=\"NO\",U463=\"NO\",V454=\"NO\",SUM($W$22:W462)>0,DAY(B463)<28,A463<min_doba_spor1),\"\",B463)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2032]
[148,48381,1,14,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U455=\"NO\",U464=\"NO\",V455=\"NO\",SUM($W$22:W463)>0,DAY(B464)<28,A464<min_doba_spor1),\"\",B464)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2032]
[148,48395,1,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U456=\"NO\",U465=\"NO\",V456=\"NO\",SUM($W$22:W464)>0,DAY(B465)<28,A465<min_doba_spor1),\"\",B465)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2032]
[149,48396,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U457=\"NO\",U466=\"NO\",V457=\"NO\",SUM($W$22:W465)>0,DAY(B466)<28,A466<min_doba_spor1),\"\",B466)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2032]
[149,48411,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U458=\"NO\",U467=\"NO\",V458=\"NO\",SUM($W$22:W466)>0,DAY(B467)<28,A467<min_doba_spor1),\"\",B467)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2032]
[149,48426,1,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U459=\"NO\",U468=\"NO\",V459=\"NO\",SUM($W$22:W467)>0,DAY(B468)<28,A468<min_doba_spor1),\"\",B468)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2032]
[150,48427,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U460=\"NO\",U469=\"NO\",V460=\"NO\",SUM($W$22:W468)>0,DAY(B469)<28,A469<min_doba_spor1),\"\",B469)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2032]
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[151,48487,1,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U465=\"NO\",U474=\"NO\",V465=\"NO\",SUM($W$22:W473)>0,DAY(B474)<28,A474<min_doba_spor1),\"\",B474)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2032]
[152,48488,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U466=\"NO\",U475=\"NO\",V466=\"NO\",SUM($W$22:W474)>0,DAY(B475)<28,A475<min_doba_spor1),\"\",B475)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2032]
[152,48503,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U467=\"NO\",U476=\"NO\",V467=\"NO\",SUM($W$22:W475)>0,DAY(B476)<28,A476<min_doba_spor1),\"\",B476)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2032]
[152,48518,1,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U468=\"NO\",U477=\"NO\",V468=\"NO\",SUM($W$22:W476)>0,DAY(B477)<28,A477<min_doba_spor1),\"\",B477)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2032]
[153,48519,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U469=\"NO\",U478=\"NO\",V469=\"NO\",SUM($W$22:W477)>0,DAY(B478)<28,A478<min_doba_spor1),\"\",B478)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2032]
[153,48534,1,14,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U470=\"NO\",U479=\"NO\",V470=\"NO\",SUM($W$22:W478)>0,DAY(B479)<28,A479<min_doba_spor1),\"\",B479)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2032]
[153,48548,1,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U471=\"NO\",U480=\"NO\",V471=\"NO\",SUM($W$22:W479)>0,DAY(B480)<28,A480<min_doba_spor1),\"\",B480)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2032]
[154,48549,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U472=\"NO\",U481=\"NO\",V472=\"NO\",SUM($W$22:W480)>0,DAY(B481)<28,A481<min_doba_spor1),\"\",B481)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2032]
[154,48564,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U473=\"NO\",U482=\"NO\",V473=\"NO\",SUM($W$22:W481)>0,DAY(B482)<28,A482<min_doba_spor1),\"\",B482)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2032]
[154,48579,1,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U474=\"NO\",U483=\"NO\",V474=\"NO\",SUM($W$22:W482)>0,DAY(B483)<28,A483<min_doba_spor1),\"\",B483)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2032]
[155,48580,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U475=\"NO\",U484=\"NO\",V475=\"NO\",SUM($W$22:W483)>0,DAY(B484)<28,A484<min_doba_spor1),\"\",B484)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2033]
[155,48595,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U476=\"NO\",U485=\"NO\",V476=\"NO\",SUM($W$22:W484)>0,DAY(B485)<28,A485<min_doba_spor1),\"\",B485)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2033]
[155,48610,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U477=\"NO\",U486=\"NO\",V477=\"NO\",SUM($W$22:W485)>0,DAY(B486)<28,A486<min_doba_spor1),\"\",B486)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2033]
[156,48611,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U478=\"NO\",U487=\"NO\",V478=\"NO\",SUM($W$22:W486)>0,DAY(B487)<28,A487<min_doba_spor1),\"\",B487)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2033]
[156,48626,0,12,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U479=\"NO\",U488=\"NO\",V479=\"NO\",SUM($W$22:W487)>0,DAY(B488)<28,A488<min_doba_spor1),\"\",B488)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2033]
[156,48638,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U480=\"NO\",U489=\"NO\",V480=\"NO\",SUM($W$22:W488)>0,DAY(B489)<28,A489<min_doba_spor1),\"\",B489)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2033]
[157,48639,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U481=\"NO\",U490=\"NO\",V481=\"NO\",SUM($W$22:W489)>0,DAY(B490)<28,A490<min_doba_spor1),\"\",B490)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2033]
[157,48654,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U482=\"NO\",U491=\"NO\",V482=\"NO\",SUM($W$22:W490)>0,DAY(B491)<28,A491<min_doba_spor1),\"\",B491)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2033]
[157,48669,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U483=\"NO\",U492=\"NO\",V483=\"NO\",SUM($W$22:W491)>0,DAY(B492)<28,A492<min_doba_spor1),\"\",B492)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2033]
[158,48670,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U484=\"NO\",U493=\"NO\",V484=\"NO\",SUM($W$22:W492)>0,DAY(B493)<28,A493<min_doba_spor1),\"\",B493)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2033]
[158,48685,0,14,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U485=\"NO\",U494=\"NO\",V485=\"NO\",SUM($W$22:W493)>0,DAY(B494)<28,A494<min_doba_spor1),\"\",B494)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2033]
[158,48699,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U486=\"NO\",U495=\"NO\",V486=\"NO\",SUM($W$22:W494)>0,DAY(B495)<28,A495<min_doba_spor1),\"\",B495)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2033]
[159,48700,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U487=\"NO\",U496=\"NO\",V487=\"NO\",SUM($W$22:W495)>0,DAY(B496)<28,A496<min_doba_spor1),\"\",B496)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2033]
[159,48715,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U488=\"NO\",U497=\"NO\",V488=\"NO\",SUM($W$22:W496)>0,DAY(B497)<28,A497<min_doba_spor1),\"\",B497)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2033]
[159,48730,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U489=\"NO\",U498=\"NO\",V489=\"NO\",SUM($W$22:W497)>0,DAY(B498)<28,A498<min_doba_spor1),\"\",B498)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2033]
[160,48731,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U490=\"NO\",U499=\"NO\",V490=\"NO\",SUM($W$22:W498)>0,DAY(B499)<28,A499<min_doba_spor1),\"\",B499)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2033]
[160,48746,0,14,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U491=\"NO\",U500=\"NO\",V491=\"NO\",SUM($W$22:W499)>0,DAY(B500)<28,A500<min_doba_spor1),\"\",B500)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,{"$f":"+IF(AND(B500>=$E$13,DAY(B500)=16,W499=\"\"),1,0)","v":1},2,3,2033]
[160,48760,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U492=\"NO\",U501=\"NO\",V492=\"NO\",SUM($W$22:W500)>0,DAY(B501)<28,A501<min_doba_spor1),\"\",B501)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2033]
[161,48761,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U493=\"NO\",U502=\"NO\",V493=\"NO\",SUM($W$22:W501)>0,DAY(B502)<28,A502<min_doba_spor1),\"\",B502)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2033]
[161,48776,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U494=\"NO\",U503=\"NO\",V494=\"NO\",SUM($W$22:W502)>0,DAY(B503)<28,A503<min_doba_spor1),\"\",B503)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2033]
[161,48791,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U495=\"NO\",U504=\"NO\",V495=\"NO\",SUM($W$22:W503)>0,DAY(B504)<28,A504<min_doba_spor1),\"\",B504)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2033]
[162,48792,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U496=\"NO\",U505=\"NO\",V496=\"NO\",SUM($W$22:W504)>0,DAY(B505)<28,A505<min_doba_spor1),\"\",B505)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2033]
[162,48807,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U497=\"NO\",U506=\"NO\",V497=\"NO\",SUM($W$22:W505)>0,DAY(B506)<28,A506<min_doba_spor1),\"\",B506)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2033]
[162,48822,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U498=\"NO\",U507=\"NO\",V498=\"NO\",SUM($W$22:W506)>0,DAY(B507)<28,A507<min_doba_spor1),\"\",B507)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2033]
[163,48823,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U499=\"NO\",U508=\"NO\",V499=\"NO\",SUM($W$22:W507)>0,DAY(B508)<28,A508<min_doba_spor1),\"\",B508)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2033]
[163,48838,0,14,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U500=\"NO\",U509=\"NO\",V500=\"NO\",SUM($W$22:W508)>0,DAY(B509)<28,A509<min_doba_spor1),\"\",B509)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2033]
[163,48852,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U501=\"NO\",U510=\"NO\",V501=\"NO\",SUM($W$22:W509)>0,DAY(B510)<28,A510<min_doba_spor1),\"\",B510)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2033]
[164,48853,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U502=\"NO\",U511=\"NO\",V502=\"NO\",SUM($W$22:W510)>0,DAY(B511)<28,A511<min_doba_spor1),\"\",B511)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2033]
[164,48868,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U503=\"NO\",U512=\"NO\",V503=\"NO\",SUM($W$22:W511)>0,DAY(B512)<28,A512<min_doba_spor1),\"\",B512)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2033]
[164,48883,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U504=\"NO\",U513=\"NO\",V504=\"NO\",SUM($W$22:W512)>0,DAY(B513)<28,A513<min_doba_spor1),\"\",B513)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2033]
[165,48884,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U505=\"NO\",U514=\"NO\",V505=\"NO\",SUM($W$22:W513)>0,DAY(B514)<28,A514<min_doba_spor1),\"\",B514)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2033]
[165,48899,0,14,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U506=\"NO\",U515=\"NO\",V506=\"NO\",SUM($W$22:W514)>0,DAY(B515)<28,A515<min_doba_spor1),\"\",B515)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2033]
[165,48913,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U507=\"NO\",U516=\"NO\",V507=\"NO\",SUM($W$22:W515)>0,DAY(B516)<28,A516<min_doba_spor1),\"\",B516)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2033]
[166,48914,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U508=\"NO\",U517=\"NO\",V508=\"NO\",SUM($W$22:W516)>0,DAY(B517)<28,A517<min_doba_spor1),\"\",B517)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2033]
[166,48929,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U509=\"NO\",U518=\"NO\",V509=\"NO\",SUM($W$22:W517)>0,DAY(B518)<28,A518<min_doba_spor1),\"\",B518)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2033]
[166,48944,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U510=\"NO\",U519=\"NO\",V510=\"NO\",SUM($W$22:W518)>0,DAY(B519)<28,A519<min_doba_spor1),\"\",B519)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2033]
[167,48945,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U511=\"NO\",U520=\"NO\",V511=\"NO\",SUM($W$22:W519)>0,DAY(B520)<28,A520<min_doba_spor1),\"\",B520)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2034]
[167,48960,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U512=\"NO\",U521=\"NO\",V512=\"NO\",SUM($W$22:W520)>0,DAY(B521)<28,A521<min_doba_spor1),\"\",B521)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2034]
[167,48975,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U513=\"NO\",U522=\"NO\",V513=\"NO\",SUM($W$22:W521)>0,DAY(B522)<28,A522<min_doba_spor1),\"\",B522)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2034]
[168,48976,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U514=\"NO\",U523=\"NO\",V514=\"NO\",SUM($W$22:W522)>0,DAY(B523)<28,A523<min_doba_spor1),\"\",B523)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2034]
[168,48991,0,12,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U515=\"NO\",U524=\"NO\",V515=\"NO\",SUM($W$22:W523)>0,DAY(B524)<28,A524<min_doba_spor1),\"\",B524)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2034]
[168,49003,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U516=\"NO\",U525=\"NO\",V516=\"NO\",SUM($W$22:W524)>0,DAY(B525)<28,A525<min_doba_spor1),\"\",B525)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2034]
[169,49004,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U517=\"NO\",U526=\"NO\",V517=\"NO\",SUM($W$22:W525)>0,DAY(B526)<28,A526<min_doba_spor1),\"\",B526)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2034]
[169,49019,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U518=\"NO\",U527=\"NO\",V518=\"NO\",SUM($W$22:W526)>0,DAY(B527)<28,A527<min_doba_spor1),\"\",B527)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2034]
[169,49034,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U519=\"NO\",U528=\"NO\",V519=\"NO\",SUM($W$22:W527)>0,DAY(B528)<28,A528<min_doba_spor1),\"\",B528)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2034]
[170,49035,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U520=\"NO\",U529=\"NO\",V520=\"NO\",SUM($W$22:W528)>0,DAY(B529)<28,A529<min_doba_spor1),\"\",B529)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2034]
[170,49050,0,14,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U521=\"NO\",U530=\"NO\",V521=\"NO\",SUM($W$22:W529)>0,DAY(B530)<28,A530<min_doba_spor1),\"\",B530)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2034]
[170,49064,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U522=\"NO\",U531=\"NO\",V522=\"NO\",SUM($W$22:W530)>0,DAY(B531)<28,A531<min_doba_spor1),\"\",B531)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2034]
[171,49065,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U523=\"NO\",U532=\"NO\",V523=\"NO\",SUM($W$22:W531)>0,DAY(B532)<28,A532<min_doba_spor1),\"\",B532)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2034]
[171,49080,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U524=\"NO\",U533=\"NO\",V524=\"NO\",SUM($W$22:W532)>0,DAY(B533)<28,A533<min_doba_spor1),\"\",B533)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2034]
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[173,49126,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U529=\"NO\",U538=\"NO\",V529=\"NO\",SUM($W$22:W537)>0,DAY(B538)<28,A538<min_doba_spor1),\"\",B538)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2034]
[173,49141,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U530=\"NO\",U539=\"NO\",V530=\"NO\",SUM($W$22:W538)>0,DAY(B539)<28,A539<min_doba_spor1),\"\",B539)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2034]
[173,49156,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U531=\"NO\",U540=\"NO\",V531=\"NO\",SUM($W$22:W539)>0,DAY(B540)<28,A540<min_doba_spor1),\"\",B540)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2034]
[174,49157,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U532=\"NO\",U541=\"NO\",V532=\"NO\",SUM($W$22:W540)>0,DAY(B541)<28,A541<min_doba_spor1),\"\",B541)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2034]
[174,49172,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U533=\"NO\",U542=\"NO\",V533=\"NO\",SUM($W$22:W541)>0,DAY(B542)<28,A542<min_doba_spor1),\"\",B542)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2034]
[174,49187,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U534=\"NO\",U543=\"NO\",V534=\"NO\",SUM($W$22:W542)>0,DAY(B543)<28,A543<min_doba_spor1),\"\",B543)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2034]
[175,49188,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U535=\"NO\",U544=\"NO\",V535=\"NO\",SUM($W$22:W543)>0,DAY(B544)<28,A544<min_doba_spor1),\"\",B544)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2034]
[175,49203,0,14,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U536=\"NO\",U545=\"NO\",V536=\"NO\",SUM($W$22:W544)>0,DAY(B545)<28,A545<min_doba_spor1),\"\",B545)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2034]
[175,49217,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U537=\"NO\",U546=\"NO\",V537=\"NO\",SUM($W$22:W545)>0,DAY(B546)<28,A546<min_doba_spor1),\"\",B546)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2034]
[176,49218,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U538=\"NO\",U547=\"NO\",V538=\"NO\",SUM($W$22:W546)>0,DAY(B547)<28,A547<min_doba_spor1),\"\",B547)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2034]
[176,49233,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U539=\"NO\",U548=\"NO\",V539=\"NO\",SUM($W$22:W547)>0,DAY(B548)<28,A548<min_doba_spor1),\"\",B548)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2034]
[176,49248,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U540=\"NO\",U549=\"NO\",V540=\"NO\",SUM($W$22:W548)>0,DAY(B549)<28,A549<min_doba_spor1),\"\",B549)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2034]
[177,49249,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U541=\"NO\",U550=\"NO\",V541=\"NO\",SUM($W$22:W549)>0,DAY(B550)<28,A550<min_doba_spor1),\"\",B550)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2034]
[177,49264,0,14,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U542=\"NO\",U551=\"NO\",V542=\"NO\",SUM($W$22:W550)>0,DAY(B551)<28,A551<min_doba_spor1),\"\",B551)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2034]
[177,49278,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U543=\"NO\",U552=\"NO\",V543=\"NO\",SUM($W$22:W551)>0,DAY(B552)<28,A552<min_doba_spor1),\"\",B552)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2034]
[178,49279,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U544=\"NO\",U553=\"NO\",V544=\"NO\",SUM($W$22:W552)>0,DAY(B553)<28,A553<min_doba_spor1),\"\",B553)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2034]
[178,49294,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U545=\"NO\",U554=\"NO\",V545=\"NO\",SUM($W$22:W553)>0,DAY(B554)<28,A554<min_doba_spor1),\"\",B554)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2034]
[178,49309,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U546=\"NO\",U555=\"NO\",V546=\"NO\",SUM($W$22:W554)>0,DAY(B555)<28,A555<min_doba_spor1),\"\",B555)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2034]
[179,49310,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U547=\"NO\",U556=\"NO\",V547=\"NO\",SUM($W$22:W555)>0,DAY(B556)<28,A556<min_doba_spor1),\"\",B556)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2035]
[179,49325,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U548=\"NO\",U557=\"NO\",V548=\"NO\",SUM($W$22:W556)>0,DAY(B557)<28,A557<min_doba_spor1),\"\",B557)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2035]
[179,49340,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U549=\"NO\",U558=\"NO\",V549=\"NO\",SUM($W$22:W557)>0,DAY(B558)<28,A558<min_doba_spor1),\"\",B558)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2035]
[180,49341,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U550=\"NO\",U559=\"NO\",V550=\"NO\",SUM($W$22:W558)>0,DAY(B559)<28,A559<min_doba_spor1),\"\",B559)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2035]
[180,49356,0,12,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U551=\"NO\",U560=\"NO\",V551=\"NO\",SUM($W$22:W559)>0,DAY(B560)<28,A560<min_doba_spor1),\"\",B560)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2035]
[180,49368,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U552=\"NO\",U561=\"NO\",V552=\"NO\",SUM($W$22:W560)>0,DAY(B561)<28,A561<min_doba_spor1),\"\",B561)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2035]
[181,49369,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U553=\"NO\",U562=\"NO\",V553=\"NO\",SUM($W$22:W561)>0,DAY(B562)<28,A562<min_doba_spor1),\"\",B562)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2035]
[181,49384,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U554=\"NO\",U563=\"NO\",V554=\"NO\",SUM($W$22:W562)>0,DAY(B563)<28,A563<min_doba_spor1),\"\",B563)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2035]
[181,49399,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U555=\"NO\",U564=\"NO\",V555=\"NO\",SUM($W$22:W563)>0,DAY(B564)<28,A564<min_doba_spor1),\"\",B564)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,{"$f":"+IF(AND(B564>=$E$13,DAY(B564)=16,W563=\"\"),1,0)","v":0},2,2,2035]
[182,49400,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U556=\"NO\",U565=\"NO\",V556=\"NO\",SUM($W$22:W564)>0,DAY(B565)<28,A565<min_doba_spor1),\"\",B565)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2035]
[182,49415,0,14,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U557=\"NO\",U566=\"NO\",V557=\"NO\",SUM($W$22:W565)>0,DAY(B566)<28,A566<min_doba_spor1),\"\",B566)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2035]
[182,49429,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U558=\"NO\",U567=\"NO\",V558=\"NO\",SUM($W$22:W566)>0,DAY(B567)<28,A567<min_doba_spor1),\"\",B567)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2035]
[183,49430,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U559=\"NO\",U568=\"NO\",V559=\"NO\",SUM($W$22:W567)>0,DAY(B568)<28,A568<min_doba_spor1),\"\",B568)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2035]
[183,49445,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U560=\"NO\",U569=\"NO\",V560=\"NO\",SUM($W$22:W568)>0,DAY(B569)<28,A569<min_doba_spor1),\"\",B569)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2035]
[183,49460,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U561=\"NO\",U570=\"NO\",V561=\"NO\",SUM($W$22:W569)>0,DAY(B570)<28,A570<min_doba_spor1),\"\",B570)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2035]
[184,49461,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U562=\"NO\",U571=\"NO\",V562=\"NO\",SUM($W$22:W570)>0,DAY(B571)<28,A571<min_doba_spor1),\"\",B571)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2035]
[184,49476,0,14,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U563=\"NO\",U572=\"NO\",V563=\"NO\",SUM($W$22:W571)>0,DAY(B572)<28,A572<min_doba_spor1),\"\",B572)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2035]
[184,49490,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U564=\"NO\",U573=\"NO\",V564=\"NO\",SUM($W$22:W572)>0,DAY(B573)<28,A573<min_doba_spor1),\"\",B573)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2035]
[185,49491,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U565=\"NO\",U574=\"NO\",V565=\"NO\",SUM($W$22:W573)>0,DAY(B574)<28,A574<min_doba_spor1),\"\",B574)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2035]
[185,49506,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U566=\"NO\",U575=\"NO\",V566=\"NO\",SUM($W$22:W574)>0,DAY(B575)<28,A575<min_doba_spor1),\"\",B575)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2035]
[185,49521,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U567=\"NO\",U576=\"NO\",V567=\"NO\",SUM($W$22:W575)>0,DAY(B576)<28,A576<min_doba_spor1),\"\",B576)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2035]
[186,49522,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U568=\"NO\",U577=\"NO\",V568=\"NO\",SUM($W$22:W576)>0,DAY(B577)<28,A577<min_doba_spor1),\"\",B577)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2035]
[186,49537,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U569=\"NO\",U578=\"NO\",V569=\"NO\",SUM($W$22:W577)>0,DAY(B578)<28,A578<min_doba_spor1),\"\",B578)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2035]
[186,49552,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U570=\"NO\",U579=\"NO\",V570=\"NO\",SUM($W$22:W578)>0,DAY(B579)<28,A579<min_doba_spor1),\"\",B579)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2035]
[187,49553,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U571=\"NO\",U580=\"NO\",V571=\"NO\",SUM($W$22:W579)>0,DAY(B580)<28,A580<min_doba_spor1),\"\",B580)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2035]
[187,49568,0,14,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U572=\"NO\",U581=\"NO\",V572=\"NO\",SUM($W$22:W580)>0,DAY(B581)<28,A581<min_doba_spor1),\"\",B581)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2035]
[187,49582,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U573=\"NO\",U582=\"NO\",V573=\"NO\",SUM($W$22:W581)>0,DAY(B582)<28,A582<min_doba_spor1),\"\",B582)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2035]
[188,49583,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U574=\"NO\",U583=\"NO\",V574=\"NO\",SUM($W$22:W582)>0,DAY(B583)<28,A583<min_doba_spor1),\"\",B583)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2035]
[188,49598,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U575=\"NO\",U584=\"NO\",V575=\"NO\",SUM($W$22:W583)>0,DAY(B584)<28,A584<min_doba_spor1),\"\",B584)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2035]
[188,49613,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U576=\"NO\",U585=\"NO\",V576=\"NO\",SUM($W$22:W584)>0,DAY(B585)<28,A585<min_doba_spor1),\"\",B585)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2035]
[189,49614,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U577=\"NO\",U586=\"NO\",V577=\"NO\",SUM($W$22:W585)>0,DAY(B586)<28,A586<min_doba_spor1),\"\",B586)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2035]
[189,49629,0,14,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U578=\"NO\",U587=\"NO\",V578=\"NO\",SUM($W$22:W586)>0,DAY(B587)<28,A587<min_doba_spor1),\"\",B587)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2035]
[189,49643,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U579=\"NO\",U588=\"NO\",V579=\"NO\",SUM($W$22:W587)>0,DAY(B588)<28,A588<min_doba_spor1),\"\",B588)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2035]
[190,49644,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U580=\"NO\",U589=\"NO\",V580=\"NO\",SUM($W$22:W588)>0,DAY(B589)<28,A589<min_doba_spor1),\"\",B589)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2035]
[190,49659,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U581=\"NO\",U590=\"NO\",V581=\"NO\",SUM($W$22:W589)>0,DAY(B590)<28,A590<min_doba_spor1),\"\",B590)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2035]
[190,49674,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U582=\"NO\",U591=\"NO\",V582=\"NO\",SUM($W$22:W590)>0,DAY(B591)<28,A591<min_doba_spor1),\"\",B591)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2035]
[191,49675,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U583=\"NO\",U592=\"NO\",V583=\"NO\",SUM($W$22:W591)>0,DAY(B592)<28,A592<min_doba_spor1),\"\",B592)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2036]
[191,49690,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U584=\"NO\",U593=\"NO\",V584=\"NO\",SUM($W$22:W592)>0,DAY(B593)<28,A593<min_doba_spor1),\"\",B593)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2036]
[191,49705,1,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U585=\"NO\",U594=\"NO\",V585=\"NO\",SUM($W$22:W593)>0,DAY(B594)<28,A594<min_doba_spor1),\"\",B594)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2036]
[192,49706,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U586=\"NO\",U595=\"NO\",V586=\"NO\",SUM($W$22:W594)>0,DAY(B595)<28,A595<min_doba_spor1),\"\",B595)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2036]
[192,49721,1,13,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U587=\"NO\",U596=\"NO\",V587=\"NO\",SUM($W$22:W595)>0,DAY(B596)<28,A596<min_doba_spor1),\"\",B596)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2036]
[192,49734,1,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U588=\"NO\",U597=\"NO\",V588=\"NO\",SUM($W$22:W596)>0,DAY(B597)<28,A597<min_doba_spor1),\"\",B597)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2036]
[193,49735,1,15,0,0,0,{"$f":"ROUNDUP(IF(AND(DAY(B598)=16,MONTH(B598)=2,E598>0),IF((SUMIF($AR$22:$AR$1035,YEAR(B598)-1,$F$22:$F$1035)+SUMIF($AR$22:$AR$1035,YEAR(B598)-1,$G$22:$G$1035)-IF(YEAR(B598)-1=YEAR(datum_zacatia_splacania),popl_uzavretie_SS-vklad_na_zaciatku,0))>max_vklad_SP,narok_sp*max_vklad_SP,(SUMIF($AR$22:$AR$1035,YEAR(B598)-1,$F$22:$F$1035)+SUMIF($AR$22:$AR$1035,YEAR(B598)-1,$G$22:$G$1035)-IF(YEAR(B598)-1=YEAR(datum_zacatia_splacania),popl_uzavretie_SS-vklad_na_zaciatku,0))*narok_sp),0),2)","v":0},null,{"$f":"IF(AND(DAY(B598)=31,MONTH(B598)=12,E598>0),-popl_sprava_SS,0)","v":0},{"$f":"IF(AND(DAY(B598)=31,MONTH(B598)=12,E598>0),-popl_rocny_vypis_SS,0)","v":0},null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U589=\"NO\",U598=\"NO\",V589=\"NO\",SUM($W$22:W597)>0,DAY(B598)<28,A598<min_doba_spor1),\"\",B598)","v":""},null,0,{"$f":"IF(AND(B598>=E589,DAY(B598)=16,B598<PCS_den),-poistneMU_mesacne,0)","v":0},null,{"$f":"IF(AND(DAY(B598)>25,MOD(MONTH(B598),3)=0,B598<=PCS_den),-popl_vedenie_MU,0)","v":0},null,{"$f":"IF(AND(W598=\"\",DAY(B598)=31,MONTH(B598)=12,B598<=PCS_den),-popl_vypis_MU,0)","v":0},null,null,0,null,0,0,0,0,null,null,0,2,2,2036]
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[195,49796,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U595=\"NO\",U604=\"NO\",V595=\"NO\",SUM($W$22:W603)>0,DAY(B604)<28,A604<min_doba_spor1),\"\",B604)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2036]
[195,49811,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U596=\"NO\",U605=\"NO\",V596=\"NO\",SUM($W$22:W604)>0,DAY(B605)<28,A605<min_doba_spor1),\"\",B605)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2036]
[195,49826,1,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U597=\"NO\",U606=\"NO\",V597=\"NO\",SUM($W$22:W605)>0,DAY(B606)<28,A606<min_doba_spor1),\"\",B606)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2036]
[196,49827,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U598=\"NO\",U607=\"NO\",V598=\"NO\",SUM($W$22:W606)>0,DAY(B607)<28,A607<min_doba_spor1),\"\",B607)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2036]
[196,49842,1,14,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U599=\"NO\",U608=\"NO\",V599=\"NO\",SUM($W$22:W607)>0,DAY(B608)<28,A608<min_doba_spor1),\"\",B608)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2036]
[196,49856,1,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U600=\"NO\",U609=\"NO\",V600=\"NO\",SUM($W$22:W608)>0,DAY(B609)<28,A609<min_doba_spor1),\"\",B609)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2036]
[197,49857,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U601=\"NO\",U610=\"NO\",V601=\"NO\",SUM($W$22:W609)>0,DAY(B610)<28,A610<min_doba_spor1),\"\",B610)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2036]
[197,49872,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U602=\"NO\",U611=\"NO\",V602=\"NO\",SUM($W$22:W610)>0,DAY(B611)<28,A611<min_doba_spor1),\"\",B611)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2036]
[197,49887,1,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U603=\"NO\",U612=\"NO\",V603=\"NO\",SUM($W$22:W611)>0,DAY(B612)<28,A612<min_doba_spor1),\"\",B612)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2036]
[198,49888,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U604=\"NO\",U613=\"NO\",V604=\"NO\",SUM($W$22:W612)>0,DAY(B613)<28,A613<min_doba_spor1),\"\",B613)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2036]
[198,49903,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U605=\"NO\",U614=\"NO\",V605=\"NO\",SUM($W$22:W613)>0,DAY(B614)<28,A614<min_doba_spor1),\"\",B614)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2036]
[198,49918,1,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U606=\"NO\",U615=\"NO\",V606=\"NO\",SUM($W$22:W614)>0,DAY(B615)<28,A615<min_doba_spor1),\"\",B615)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2036]
[199,49919,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U607=\"NO\",U616=\"NO\",V607=\"NO\",SUM($W$22:W615)>0,DAY(B616)<28,A616<min_doba_spor1),\"\",B616)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2036]
[199,49934,1,14,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U608=\"NO\",U617=\"NO\",V608=\"NO\",SUM($W$22:W616)>0,DAY(B617)<28,A617<min_doba_spor1),\"\",B617)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2036]
[199,49948,1,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U609=\"NO\",U618=\"NO\",V609=\"NO\",SUM($W$22:W617)>0,DAY(B618)<28,A618<min_doba_spor1),\"\",B618)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2036]
[200,49949,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U610=\"NO\",U619=\"NO\",V610=\"NO\",SUM($W$22:W618)>0,DAY(B619)<28,A619<min_doba_spor1),\"\",B619)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2036]
[200,49964,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U611=\"NO\",U620=\"NO\",V611=\"NO\",SUM($W$22:W619)>0,DAY(B620)<28,A620<min_doba_spor1),\"\",B620)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2036]
[200,49979,1,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U612=\"NO\",U621=\"NO\",V612=\"NO\",SUM($W$22:W620)>0,DAY(B621)<28,A621<min_doba_spor1),\"\",B621)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2036]
[201,49980,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U613=\"NO\",U622=\"NO\",V613=\"NO\",SUM($W$22:W621)>0,DAY(B622)<28,A622<min_doba_spor1),\"\",B622)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2036]
[201,49995,1,14,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U614=\"NO\",U623=\"NO\",V614=\"NO\",SUM($W$22:W622)>0,DAY(B623)<28,A623<min_doba_spor1),\"\",B623)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2036]
[201,50009,1,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U615=\"NO\",U624=\"NO\",V615=\"NO\",SUM($W$22:W623)>0,DAY(B624)<28,A624<min_doba_spor1),\"\",B624)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2036]
[202,50010,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U616=\"NO\",U625=\"NO\",V616=\"NO\",SUM($W$22:W624)>0,DAY(B625)<28,A625<min_doba_spor1),\"\",B625)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2036]
[202,50025,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U617=\"NO\",U626=\"NO\",V617=\"NO\",SUM($W$22:W625)>0,DAY(B626)<28,A626<min_doba_spor1),\"\",B626)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2036]
[202,50040,1,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U618=\"NO\",U627=\"NO\",V618=\"NO\",SUM($W$22:W626)>0,DAY(B627)<28,A627<min_doba_spor1),\"\",B627)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2036]
[203,50041,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U619=\"NO\",U628=\"NO\",V619=\"NO\",SUM($W$22:W627)>0,DAY(B628)<28,A628<min_doba_spor1),\"\",B628)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,{"$f":"+IF(AND(B628>=$E$13,DAY(B628)=16,W627=\"\"),1,0)","v":0},2,2,2037]
[203,50056,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U620=\"NO\",U629=\"NO\",V620=\"NO\",SUM($W$22:W628)>0,DAY(B629)<28,A629<min_doba_spor1),\"\",B629)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2037]
[203,50071,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U621=\"NO\",U630=\"NO\",V621=\"NO\",SUM($W$22:W629)>0,DAY(B630)<28,A630<min_doba_spor1),\"\",B630)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2037]
[204,50072,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U622=\"NO\",U631=\"NO\",V622=\"NO\",SUM($W$22:W630)>0,DAY(B631)<28,A631<min_doba_spor1),\"\",B631)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2037]
[204,50087,0,12,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U623=\"NO\",U632=\"NO\",V623=\"NO\",SUM($W$22:W631)>0,DAY(B632)<28,A632<min_doba_spor1),\"\",B632)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2037]
[204,50099,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U624=\"NO\",U633=\"NO\",V624=\"NO\",SUM($W$22:W632)>0,DAY(B633)<28,A633<min_doba_spor1),\"\",B633)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2037]
[205,50100,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U625=\"NO\",U634=\"NO\",V625=\"NO\",SUM($W$22:W633)>0,DAY(B634)<28,A634<min_doba_spor1),\"\",B634)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2037]
[205,50115,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U626=\"NO\",U635=\"NO\",V626=\"NO\",SUM($W$22:W634)>0,DAY(B635)<28,A635<min_doba_spor1),\"\",B635)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2037]
[205,50130,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U627=\"NO\",U636=\"NO\",V627=\"NO\",SUM($W$22:W635)>0,DAY(B636)<28,A636<min_doba_spor1),\"\",B636)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2037]
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[207,50191,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U633=\"NO\",U642=\"NO\",V633=\"NO\",SUM($W$22:W641)>0,DAY(B642)<28,A642<min_doba_spor1),\"\",B642)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2037]
[208,50192,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U634=\"NO\",U643=\"NO\",V634=\"NO\",SUM($W$22:W642)>0,DAY(B643)<28,A643<min_doba_spor1),\"\",B643)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2037]
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[208,50221,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U636=\"NO\",U645=\"NO\",V636=\"NO\",SUM($W$22:W644)>0,DAY(B645)<28,A645<min_doba_spor1),\"\",B645)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2037]
[209,50222,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U637=\"NO\",U646=\"NO\",V637=\"NO\",SUM($W$22:W645)>0,DAY(B646)<28,A646<min_doba_spor1),\"\",B646)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2037]
[209,50237,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U638=\"NO\",U647=\"NO\",V638=\"NO\",SUM($W$22:W646)>0,DAY(B647)<28,A647<min_doba_spor1),\"\",B647)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2037]
[209,50252,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U639=\"NO\",U648=\"NO\",V639=\"NO\",SUM($W$22:W647)>0,DAY(B648)<28,A648<min_doba_spor1),\"\",B648)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2037]
[210,50253,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U640=\"NO\",U649=\"NO\",V640=\"NO\",SUM($W$22:W648)>0,DAY(B649)<28,A649<min_doba_spor1),\"\",B649)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2037]
[210,50268,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U641=\"NO\",U650=\"NO\",V641=\"NO\",SUM($W$22:W649)>0,DAY(B650)<28,A650<min_doba_spor1),\"\",B650)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2037]
[210,50283,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U642=\"NO\",U651=\"NO\",V642=\"NO\",SUM($W$22:W650)>0,DAY(B651)<28,A651<min_doba_spor1),\"\",B651)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2037]
[211,50284,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U643=\"NO\",U652=\"NO\",V643=\"NO\",SUM($W$22:W651)>0,DAY(B652)<28,A652<min_doba_spor1),\"\",B652)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2037]
[211,50299,0,14,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U644=\"NO\",U653=\"NO\",V644=\"NO\",SUM($W$22:W652)>0,DAY(B653)<28,A653<min_doba_spor1),\"\",B653)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2037]
[211,50313,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U645=\"NO\",U654=\"NO\",V645=\"NO\",SUM($W$22:W653)>0,DAY(B654)<28,A654<min_doba_spor1),\"\",B654)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2037]
[212,50314,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U646=\"NO\",U655=\"NO\",V646=\"NO\",SUM($W$22:W654)>0,DAY(B655)<28,A655<min_doba_spor1),\"\",B655)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2037]
[212,50329,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U647=\"NO\",U656=\"NO\",V647=\"NO\",SUM($W$22:W655)>0,DAY(B656)<28,A656<min_doba_spor1),\"\",B656)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2037]
[212,50344,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U648=\"NO\",U657=\"NO\",V648=\"NO\",SUM($W$22:W656)>0,DAY(B657)<28,A657<min_doba_spor1),\"\",B657)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2037]
[213,50345,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U649=\"NO\",U658=\"NO\",V649=\"NO\",SUM($W$22:W657)>0,DAY(B658)<28,A658<min_doba_spor1),\"\",B658)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2037]
[213,50360,0,14,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U650=\"NO\",U659=\"NO\",V650=\"NO\",SUM($W$22:W658)>0,DAY(B659)<28,A659<min_doba_spor1),\"\",B659)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2037]
[213,50374,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U651=\"NO\",U660=\"NO\",V651=\"NO\",SUM($W$22:W659)>0,DAY(B660)<28,A660<min_doba_spor1),\"\",B660)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2037]
[214,50375,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U652=\"NO\",U661=\"NO\",V652=\"NO\",SUM($W$22:W660)>0,DAY(B661)<28,A661<min_doba_spor1),\"\",B661)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2037]
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[215,50421,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U656=\"NO\",U665=\"NO\",V656=\"NO\",SUM($W$22:W664)>0,DAY(B665)<28,A665<min_doba_spor1),\"\",B665)","v":""},null,0,0,null,0,null,0,null,null,0,null,{"$f":"+IF(E665<>0,AI664,0)","v":0},0,0,0,null,null,1,2,3,2038]
[215,50436,0,1,{"$f":"IF(OR(W665<>\"\",Q665=0),0,E665+F665+P665+G665+I665+J665+K665+L665+O665+H665)","v":0},0,0,0,null,0,0,null,0,{"$f":"IF(E666=0,0,IF(AND(DAY(B666)=1,MONTH(B666)=1),M666,M666+N665))","v":0},0,0,{"$f":"E666+F666+P666+G666+I666+J666+K666+L666+O666+H666","v":0},0,0,null,"OK","OK",{"$f":"+IF(OR(U657=\"NO\",U666=\"NO\",V657=\"NO\",SUM($W$22:W665)>0,DAY(B666)<28,A666<min_doba_spor1),\"\",B666)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,{"$f":"IF(AI666=0,0,IF(AND(DAY(B666)=1,MONTH(B666)=1),AJ666,AJ666+AK665))","v":0},{"$f":"IF(AI666=0,0,AL665+IF(AI666>0,SUM(Y666:AH666),0))","v":0},null,null,0,2,2,2038]
[216,50437,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U658=\"NO\",U667=\"NO\",V658=\"NO\",SUM($W$22:W666)>0,DAY(B667)<28,A667<min_doba_spor1),\"\",B667)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2038]
[216,50452,0,12,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U659=\"NO\",U668=\"NO\",V659=\"NO\",SUM($W$22:W667)>0,DAY(B668)<28,A668<min_doba_spor1),\"\",B668)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2038]
[216,50464,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U660=\"NO\",U669=\"NO\",V660=\"NO\",SUM($W$22:W668)>0,DAY(B669)<28,A669<min_doba_spor1),\"\",B669)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2038]
[217,50465,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U661=\"NO\",U670=\"NO\",V661=\"NO\",SUM($W$22:W669)>0,DAY(B670)<28,A670<min_doba_spor1),\"\",B670)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2038]
[217,50480,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U662=\"NO\",U671=\"NO\",V662=\"NO\",SUM($W$22:W670)>0,DAY(B671)<28,A671<min_doba_spor1),\"\",B671)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2038]
[217,50495,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U663=\"NO\",U672=\"NO\",V663=\"NO\",SUM($W$22:W671)>0,DAY(B672)<28,A672<min_doba_spor1),\"\",B672)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2038]
[218,50496,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U664=\"NO\",U673=\"NO\",V664=\"NO\",SUM($W$22:W672)>0,DAY(B673)<28,A673<min_doba_spor1),\"\",B673)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2038]
[218,50511,0,14,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U665=\"NO\",U674=\"NO\",V665=\"NO\",SUM($W$22:W673)>0,DAY(B674)<28,A674<min_doba_spor1),\"\",B674)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2038]
[218,50525,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U666=\"NO\",U675=\"NO\",V666=\"NO\",SUM($W$22:W674)>0,DAY(B675)<28,A675<min_doba_spor1),\"\",B675)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2038]
[219,50526,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U667=\"NO\",U676=\"NO\",V667=\"NO\",SUM($W$22:W675)>0,DAY(B676)<28,A676<min_doba_spor1),\"\",B676)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2038]
[219,50541,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U668=\"NO\",U677=\"NO\",V668=\"NO\",SUM($W$22:W676)>0,DAY(B677)<28,A677<min_doba_spor1),\"\",B677)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2038]
[219,50556,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U669=\"NO\",U678=\"NO\",V669=\"NO\",SUM($W$22:W677)>0,DAY(B678)<28,A678<min_doba_spor1),\"\",B678)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2038]
[220,50557,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U670=\"NO\",U679=\"NO\",V670=\"NO\",SUM($W$22:W678)>0,DAY(B679)<28,A679<min_doba_spor1),\"\",B679)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2038]
[220,50572,0,14,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U671=\"NO\",U680=\"NO\",V671=\"NO\",SUM($W$22:W679)>0,DAY(B680)<28,A680<min_doba_spor1),\"\",B680)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2038]
[220,50586,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U672=\"NO\",U681=\"NO\",V672=\"NO\",SUM($W$22:W680)>0,DAY(B681)<28,A681<min_doba_spor1),\"\",B681)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2038]
[221,50587,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U673=\"NO\",U682=\"NO\",V673=\"NO\",SUM($W$22:W681)>0,DAY(B682)<28,A682<min_doba_spor1),\"\",B682)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2038]
[221,50602,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U674=\"NO\",U683=\"NO\",V674=\"NO\",SUM($W$22:W682)>0,DAY(B683)<28,A683<min_doba_spor1),\"\",B683)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2038]
[221,50617,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U675=\"NO\",U684=\"NO\",V675=\"NO\",SUM($W$22:W683)>0,DAY(B684)<28,A684<min_doba_spor1),\"\",B684)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2038]
[222,50618,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U676=\"NO\",U685=\"NO\",V676=\"NO\",SUM($W$22:W684)>0,DAY(B685)<28,A685<min_doba_spor1),\"\",B685)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2038]
[222,50633,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U677=\"NO\",U686=\"NO\",V677=\"NO\",SUM($W$22:W685)>0,DAY(B686)<28,A686<min_doba_spor1),\"\",B686)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2038]
[222,50648,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U678=\"NO\",U687=\"NO\",V678=\"NO\",SUM($W$22:W686)>0,DAY(B687)<28,A687<min_doba_spor1),\"\",B687)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2038]
[223,50649,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U679=\"NO\",U688=\"NO\",V679=\"NO\",SUM($W$22:W687)>0,DAY(B688)<28,A688<min_doba_spor1),\"\",B688)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2038]
[223,50664,0,14,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U680=\"NO\",U689=\"NO\",V680=\"NO\",SUM($W$22:W688)>0,DAY(B689)<28,A689<min_doba_spor1),\"\",B689)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2038]
[223,50678,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U681=\"NO\",U690=\"NO\",V681=\"NO\",SUM($W$22:W689)>0,DAY(B690)<28,A690<min_doba_spor1),\"\",B690)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2038]
[224,50679,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U682=\"NO\",U691=\"NO\",V682=\"NO\",SUM($W$22:W690)>0,DAY(B691)<28,A691<min_doba_spor1),\"\",B691)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2038]
[224,50694,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U683=\"NO\",U692=\"NO\",V683=\"NO\",SUM($W$22:W691)>0,DAY(B692)<28,A692<min_doba_spor1),\"\",B692)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,{"$f":"+IF(AND(B692>=$E$13,DAY(B692)=16,W691=\"\"),1,0)","v":1},2,3,2038]
[224,50709,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U684=\"NO\",U693=\"NO\",V684=\"NO\",SUM($W$22:W692)>0,DAY(B693)<28,A693<min_doba_spor1),\"\",B693)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2038]
[225,50710,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U685=\"NO\",U694=\"NO\",V685=\"NO\",SUM($W$22:W693)>0,DAY(B694)<28,A694<min_doba_spor1),\"\",B694)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2038]
[225,50725,0,14,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U686=\"NO\",U695=\"NO\",V686=\"NO\",SUM($W$22:W694)>0,DAY(B695)<28,A695<min_doba_spor1),\"\",B695)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2038]
[225,50739,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U687=\"NO\",U696=\"NO\",V687=\"NO\",SUM($W$22:W695)>0,DAY(B696)<28,A696<min_doba_spor1),\"\",B696)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2038]
[226,50740,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U688=\"NO\",U697=\"NO\",V688=\"NO\",SUM($W$22:W696)>0,DAY(B697)<28,A697<min_doba_spor1),\"\",B697)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2038]
[226,50755,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U689=\"NO\",U698=\"NO\",V689=\"NO\",SUM($W$22:W697)>0,DAY(B698)<28,A698<min_doba_spor1),\"\",B698)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2038]
[226,50770,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U690=\"NO\",U699=\"NO\",V690=\"NO\",SUM($W$22:W698)>0,DAY(B699)<28,A699<min_doba_spor1),\"\",B699)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2038]
[227,50771,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U691=\"NO\",U700=\"NO\",V691=\"NO\",SUM($W$22:W699)>0,DAY(B700)<28,A700<min_doba_spor1),\"\",B700)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2039]
[227,50786,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U692=\"NO\",U701=\"NO\",V692=\"NO\",SUM($W$22:W700)>0,DAY(B701)<28,A701<min_doba_spor1),\"\",B701)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2039]
[227,50801,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U693=\"NO\",U702=\"NO\",V693=\"NO\",SUM($W$22:W701)>0,DAY(B702)<28,A702<min_doba_spor1),\"\",B702)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2039]
[228,50802,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U694=\"NO\",U703=\"NO\",V694=\"NO\",SUM($W$22:W702)>0,DAY(B703)<28,A703<min_doba_spor1),\"\",B703)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2039]
[228,50817,0,12,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U695=\"NO\",U704=\"NO\",V695=\"NO\",SUM($W$22:W703)>0,DAY(B704)<28,A704<min_doba_spor1),\"\",B704)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2039]
[228,50829,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U696=\"NO\",U705=\"NO\",V696=\"NO\",SUM($W$22:W704)>0,DAY(B705)<28,A705<min_doba_spor1),\"\",B705)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2039]
[229,50830,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U697=\"NO\",U706=\"NO\",V697=\"NO\",SUM($W$22:W705)>0,DAY(B706)<28,A706<min_doba_spor1),\"\",B706)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2039]
[229,50845,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U698=\"NO\",U707=\"NO\",V698=\"NO\",SUM($W$22:W706)>0,DAY(B707)<28,A707<min_doba_spor1),\"\",B707)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2039]
[229,50860,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U699=\"NO\",U708=\"NO\",V699=\"NO\",SUM($W$22:W707)>0,DAY(B708)<28,A708<min_doba_spor1),\"\",B708)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2039]
[230,50861,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U700=\"NO\",U709=\"NO\",V700=\"NO\",SUM($W$22:W708)>0,DAY(B709)<28,A709<min_doba_spor1),\"\",B709)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2039]
[230,50876,0,14,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U701=\"NO\",U710=\"NO\",V701=\"NO\",SUM($W$22:W709)>0,DAY(B710)<28,A710<min_doba_spor1),\"\",B710)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2039]
[230,50890,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U702=\"NO\",U711=\"NO\",V702=\"NO\",SUM($W$22:W710)>0,DAY(B711)<28,A711<min_doba_spor1),\"\",B711)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2039]
[231,50891,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U703=\"NO\",U712=\"NO\",V703=\"NO\",SUM($W$22:W711)>0,DAY(B712)<28,A712<min_doba_spor1),\"\",B712)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2039]
[231,50906,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U704=\"NO\",U713=\"NO\",V704=\"NO\",SUM($W$22:W712)>0,DAY(B713)<28,A713<min_doba_spor1),\"\",B713)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2039]
[231,50921,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U705=\"NO\",U714=\"NO\",V705=\"NO\",SUM($W$22:W713)>0,DAY(B714)<28,A714<min_doba_spor1),\"\",B714)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2039]
[232,50922,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U706=\"NO\",U715=\"NO\",V706=\"NO\",SUM($W$22:W714)>0,DAY(B715)<28,A715<min_doba_spor1),\"\",B715)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2039]
[232,50937,0,14,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U707=\"NO\",U716=\"NO\",V707=\"NO\",SUM($W$22:W715)>0,DAY(B716)<28,A716<min_doba_spor1),\"\",B716)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2039]
[232,50951,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U708=\"NO\",U717=\"NO\",V708=\"NO\",SUM($W$22:W716)>0,DAY(B717)<28,A717<min_doba_spor1),\"\",B717)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2039]
[233,50952,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U709=\"NO\",U718=\"NO\",V709=\"NO\",SUM($W$22:W717)>0,DAY(B718)<28,A718<min_doba_spor1),\"\",B718)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2039]
[233,50967,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U710=\"NO\",U719=\"NO\",V710=\"NO\",SUM($W$22:W718)>0,DAY(B719)<28,A719<min_doba_spor1),\"\",B719)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2039]
[233,50982,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U711=\"NO\",U720=\"NO\",V711=\"NO\",SUM($W$22:W719)>0,DAY(B720)<28,A720<min_doba_spor1),\"\",B720)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2039]
[234,50983,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U712=\"NO\",U721=\"NO\",V712=\"NO\",SUM($W$22:W720)>0,DAY(B721)<28,A721<min_doba_spor1),\"\",B721)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2039]
[234,50998,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U713=\"NO\",U722=\"NO\",V713=\"NO\",SUM($W$22:W721)>0,DAY(B722)<28,A722<min_doba_spor1),\"\",B722)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2039]
[234,51013,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U714=\"NO\",U723=\"NO\",V714=\"NO\",SUM($W$22:W722)>0,DAY(B723)<28,A723<min_doba_spor1),\"\",B723)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2039]
[235,51014,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U715=\"NO\",U724=\"NO\",V715=\"NO\",SUM($W$22:W723)>0,DAY(B724)<28,A724<min_doba_spor1),\"\",B724)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2039]
[235,51029,0,14,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U716=\"NO\",U725=\"NO\",V716=\"NO\",SUM($W$22:W724)>0,DAY(B725)<28,A725<min_doba_spor1),\"\",B725)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2039]
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[238,51105,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U724=\"NO\",U733=\"NO\",V724=\"NO\",SUM($W$22:W732)>0,DAY(B733)<28,A733<min_doba_spor1),\"\",B733)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2039]
[238,51120,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U725=\"NO\",U734=\"NO\",V725=\"NO\",SUM($W$22:W733)>0,DAY(B734)<28,A734<min_doba_spor1),\"\",B734)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2039]
[238,51135,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U726=\"NO\",U735=\"NO\",V726=\"NO\",SUM($W$22:W734)>0,DAY(B735)<28,A735<min_doba_spor1),\"\",B735)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2039]
[239,51136,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U727=\"NO\",U736=\"NO\",V727=\"NO\",SUM($W$22:W735)>0,DAY(B736)<28,A736<min_doba_spor1),\"\",B736)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2040]
[239,51151,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U728=\"NO\",U737=\"NO\",V728=\"NO\",SUM($W$22:W736)>0,DAY(B737)<28,A737<min_doba_spor1),\"\",B737)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2040]
[239,51166,1,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U729=\"NO\",U738=\"NO\",V729=\"NO\",SUM($W$22:W737)>0,DAY(B738)<28,A738<min_doba_spor1),\"\",B738)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2040]
[240,51167,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U730=\"NO\",U739=\"NO\",V730=\"NO\",SUM($W$22:W738)>0,DAY(B739)<28,A739<min_doba_spor1),\"\",B739)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2040]
[240,51182,1,13,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U731=\"NO\",U740=\"NO\",V731=\"NO\",SUM($W$22:W739)>0,DAY(B740)<28,A740<min_doba_spor1),\"\",B740)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2040]
[240,51195,1,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U732=\"NO\",U741=\"NO\",V732=\"NO\",SUM($W$22:W740)>0,DAY(B741)<28,A741<min_doba_spor1),\"\",B741)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2040]
[241,51196,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U733=\"NO\",U742=\"NO\",V733=\"NO\",SUM($W$22:W741)>0,DAY(B742)<28,A742<min_doba_spor1),\"\",B742)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2040]
[241,51211,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U734=\"NO\",U743=\"NO\",V734=\"NO\",SUM($W$22:W742)>0,DAY(B743)<28,A743<min_doba_spor1),\"\",B743)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2040]
[241,51226,1,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U735=\"NO\",U744=\"NO\",V735=\"NO\",SUM($W$22:W743)>0,DAY(B744)<28,A744<min_doba_spor1),\"\",B744)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2040]
[242,51227,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U736=\"NO\",U745=\"NO\",V736=\"NO\",SUM($W$22:W744)>0,DAY(B745)<28,A745<min_doba_spor1),\"\",B745)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2040]
[242,51242,1,14,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U737=\"NO\",U746=\"NO\",V737=\"NO\",SUM($W$22:W745)>0,DAY(B746)<28,A746<min_doba_spor1),\"\",B746)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2040]
[242,51256,1,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U738=\"NO\",U747=\"NO\",V738=\"NO\",SUM($W$22:W746)>0,DAY(B747)<28,A747<min_doba_spor1),\"\",B747)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2040]
[243,51257,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U739=\"NO\",U748=\"NO\",V739=\"NO\",SUM($W$22:W747)>0,DAY(B748)<28,A748<min_doba_spor1),\"\",B748)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2040]
[243,51272,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U740=\"NO\",U749=\"NO\",V740=\"NO\",SUM($W$22:W748)>0,DAY(B749)<28,A749<min_doba_spor1),\"\",B749)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2040]
[243,51287,1,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U741=\"NO\",U750=\"NO\",V741=\"NO\",SUM($W$22:W749)>0,DAY(B750)<28,A750<min_doba_spor1),\"\",B750)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2040]
[244,51288,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U742=\"NO\",U751=\"NO\",V742=\"NO\",SUM($W$22:W750)>0,DAY(B751)<28,A751<min_doba_spor1),\"\",B751)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2040]
[244,51303,1,14,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U743=\"NO\",U752=\"NO\",V743=\"NO\",SUM($W$22:W751)>0,DAY(B752)<28,A752<min_doba_spor1),\"\",B752)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2040]
[244,51317,1,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U744=\"NO\",U753=\"NO\",V744=\"NO\",SUM($W$22:W752)>0,DAY(B753)<28,A753<min_doba_spor1),\"\",B753)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2040]
[245,51318,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U745=\"NO\",U754=\"NO\",V745=\"NO\",SUM($W$22:W753)>0,DAY(B754)<28,A754<min_doba_spor1),\"\",B754)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2040]
[245,51333,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U746=\"NO\",U755=\"NO\",V746=\"NO\",SUM($W$22:W754)>0,DAY(B755)<28,A755<min_doba_spor1),\"\",B755)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2040]
[245,51348,1,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U747=\"NO\",U756=\"NO\",V747=\"NO\",SUM($W$22:W755)>0,DAY(B756)<28,A756<min_doba_spor1),\"\",B756)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,{"$f":"+IF(AND(B756>=$E$13,DAY(B756)=16,W755=\"\"),1,0)","v":0},2,2,2040]
[246,51349,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U748=\"NO\",U757=\"NO\",V748=\"NO\",SUM($W$22:W756)>0,DAY(B757)<28,A757<min_doba_spor1),\"\",B757)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2040]
[246,51364,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U749=\"NO\",U758=\"NO\",V749=\"NO\",SUM($W$22:W757)>0,DAY(B758)<28,A758<min_doba_spor1),\"\",B758)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2040]
[246,51379,1,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U750=\"NO\",U759=\"NO\",V750=\"NO\",SUM($W$22:W758)>0,DAY(B759)<28,A759<min_doba_spor1),\"\",B759)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2040]
[247,51380,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U751=\"NO\",U760=\"NO\",V751=\"NO\",SUM($W$22:W759)>0,DAY(B760)<28,A760<min_doba_spor1),\"\",B760)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2040]
[247,51395,1,14,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U752=\"NO\",U761=\"NO\",V752=\"NO\",SUM($W$22:W760)>0,DAY(B761)<28,A761<min_doba_spor1),\"\",B761)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2040]
[247,51409,1,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U753=\"NO\",U762=\"NO\",V753=\"NO\",SUM($W$22:W761)>0,DAY(B762)<28,A762<min_doba_spor1),\"\",B762)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2040]
[248,51410,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U754=\"NO\",U763=\"NO\",V754=\"NO\",SUM($W$22:W762)>0,DAY(B763)<28,A763<min_doba_spor1),\"\",B763)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2040]
[248,51425,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U755=\"NO\",U764=\"NO\",V755=\"NO\",SUM($W$22:W763)>0,DAY(B764)<28,A764<min_doba_spor1),\"\",B764)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2040]
[248,51440,1,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U756=\"NO\",U765=\"NO\",V756=\"NO\",SUM($W$22:W764)>0,DAY(B765)<28,A765<min_doba_spor1),\"\",B765)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2040]
[249,51441,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U757=\"NO\",U766=\"NO\",V757=\"NO\",SUM($W$22:W765)>0,DAY(B766)<28,A766<min_doba_spor1),\"\",B766)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2040]
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[252,51533,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U766=\"NO\",U775=\"NO\",V766=\"NO\",SUM($W$22:W774)>0,DAY(B775)<28,A775<min_doba_spor1),\"\",B775)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2041]
[252,51548,0,12,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U767=\"NO\",U776=\"NO\",V767=\"NO\",SUM($W$22:W775)>0,DAY(B776)<28,A776<min_doba_spor1),\"\",B776)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2041]
[252,51560,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U768=\"NO\",U777=\"NO\",V768=\"NO\",SUM($W$22:W776)>0,DAY(B777)<28,A777<min_doba_spor1),\"\",B777)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2041]
[253,51561,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U769=\"NO\",U778=\"NO\",V769=\"NO\",SUM($W$22:W777)>0,DAY(B778)<28,A778<min_doba_spor1),\"\",B778)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2041]
[253,51576,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U770=\"NO\",U779=\"NO\",V770=\"NO\",SUM($W$22:W778)>0,DAY(B779)<28,A779<min_doba_spor1),\"\",B779)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2041]
[253,51591,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U771=\"NO\",U780=\"NO\",V771=\"NO\",SUM($W$22:W779)>0,DAY(B780)<28,A780<min_doba_spor1),\"\",B780)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2041]
[254,51592,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U772=\"NO\",U781=\"NO\",V772=\"NO\",SUM($W$22:W780)>0,DAY(B781)<28,A781<min_doba_spor1),\"\",B781)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2041]
[254,51607,0,14,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U773=\"NO\",U782=\"NO\",V773=\"NO\",SUM($W$22:W781)>0,DAY(B782)<28,A782<min_doba_spor1),\"\",B782)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2041]
[254,51621,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U774=\"NO\",U783=\"NO\",V774=\"NO\",SUM($W$22:W782)>0,DAY(B783)<28,A783<min_doba_spor1),\"\",B783)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2041]
[255,51622,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U775=\"NO\",U784=\"NO\",V775=\"NO\",SUM($W$22:W783)>0,DAY(B784)<28,A784<min_doba_spor1),\"\",B784)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2041]
[255,51637,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U776=\"NO\",U785=\"NO\",V776=\"NO\",SUM($W$22:W784)>0,DAY(B785)<28,A785<min_doba_spor1),\"\",B785)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2041]
[255,51652,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U777=\"NO\",U786=\"NO\",V777=\"NO\",SUM($W$22:W785)>0,DAY(B786)<28,A786<min_doba_spor1),\"\",B786)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2041]
[256,51653,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U778=\"NO\",U787=\"NO\",V778=\"NO\",SUM($W$22:W786)>0,DAY(B787)<28,A787<min_doba_spor1),\"\",B787)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2041]
[256,51668,0,14,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U779=\"NO\",U788=\"NO\",V779=\"NO\",SUM($W$22:W787)>0,DAY(B788)<28,A788<min_doba_spor1),\"\",B788)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2041]
[256,51682,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U780=\"NO\",U789=\"NO\",V780=\"NO\",SUM($W$22:W788)>0,DAY(B789)<28,A789<min_doba_spor1),\"\",B789)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2041]
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[258,51744,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U786=\"NO\",U795=\"NO\",V786=\"NO\",SUM($W$22:W794)>0,DAY(B795)<28,A795<min_doba_spor1),\"\",B795)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2041]
[259,51745,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U787=\"NO\",U796=\"NO\",V787=\"NO\",SUM($W$22:W795)>0,DAY(B796)<28,A796<min_doba_spor1),\"\",B796)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2041]
[259,51760,0,14,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U788=\"NO\",U797=\"NO\",V788=\"NO\",SUM($W$22:W796)>0,DAY(B797)<28,A797<min_doba_spor1),\"\",B797)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2041]
[259,51774,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U789=\"NO\",U798=\"NO\",V789=\"NO\",SUM($W$22:W797)>0,DAY(B798)<28,A798<min_doba_spor1),\"\",B798)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2041]
[260,51775,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U790=\"NO\",U799=\"NO\",V790=\"NO\",SUM($W$22:W798)>0,DAY(B799)<28,A799<min_doba_spor1),\"\",B799)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2041]
[260,51790,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U791=\"NO\",U800=\"NO\",V791=\"NO\",SUM($W$22:W799)>0,DAY(B800)<28,A800<min_doba_spor1),\"\",B800)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2041]
[260,51805,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U792=\"NO\",U801=\"NO\",V792=\"NO\",SUM($W$22:W800)>0,DAY(B801)<28,A801<min_doba_spor1),\"\",B801)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2041]
[261,51806,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U793=\"NO\",U802=\"NO\",V793=\"NO\",SUM($W$22:W801)>0,DAY(B802)<28,A802<min_doba_spor1),\"\",B802)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2041]
[261,51821,0,14,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U794=\"NO\",U803=\"NO\",V794=\"NO\",SUM($W$22:W802)>0,DAY(B803)<28,A803<min_doba_spor1),\"\",B803)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2041]
[261,51835,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U795=\"NO\",U804=\"NO\",V795=\"NO\",SUM($W$22:W803)>0,DAY(B804)<28,A804<min_doba_spor1),\"\",B804)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2041]
[262,51836,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U796=\"NO\",U805=\"NO\",V796=\"NO\",SUM($W$22:W804)>0,DAY(B805)<28,A805<min_doba_spor1),\"\",B805)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2041]
[262,51851,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U797=\"NO\",U806=\"NO\",V797=\"NO\",SUM($W$22:W805)>0,DAY(B806)<28,A806<min_doba_spor1),\"\",B806)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2041]
[262,51866,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U798=\"NO\",U807=\"NO\",V798=\"NO\",SUM($W$22:W806)>0,DAY(B807)<28,A807<min_doba_spor1),\"\",B807)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2041]
[263,51867,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U799=\"NO\",U808=\"NO\",V799=\"NO\",SUM($W$22:W807)>0,DAY(B808)<28,A808<min_doba_spor1),\"\",B808)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2042]
[263,51882,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U800=\"NO\",U809=\"NO\",V800=\"NO\",SUM($W$22:W808)>0,DAY(B809)<28,A809<min_doba_spor1),\"\",B809)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2042]
[263,51897,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U801=\"NO\",U810=\"NO\",V801=\"NO\",SUM($W$22:W809)>0,DAY(B810)<28,A810<min_doba_spor1),\"\",B810)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2042]
[264,51898,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U802=\"NO\",U811=\"NO\",V802=\"NO\",SUM($W$22:W810)>0,DAY(B811)<28,A811<min_doba_spor1),\"\",B811)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2042]
[264,51913,0,12,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U803=\"NO\",U812=\"NO\",V803=\"NO\",SUM($W$22:W811)>0,DAY(B812)<28,A812<min_doba_spor1),\"\",B812)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2042]
[264,51925,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U804=\"NO\",U813=\"NO\",V804=\"NO\",SUM($W$22:W812)>0,DAY(B813)<28,A813<min_doba_spor1),\"\",B813)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2042]
[265,51926,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U805=\"NO\",U814=\"NO\",V805=\"NO\",SUM($W$22:W813)>0,DAY(B814)<28,A814<min_doba_spor1),\"\",B814)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2042]
[265,51941,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U806=\"NO\",U815=\"NO\",V806=\"NO\",SUM($W$22:W814)>0,DAY(B815)<28,A815<min_doba_spor1),\"\",B815)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2042]
[265,51956,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U807=\"NO\",U816=\"NO\",V807=\"NO\",SUM($W$22:W815)>0,DAY(B816)<28,A816<min_doba_spor1),\"\",B816)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2042]
[266,51957,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U808=\"NO\",U817=\"NO\",V808=\"NO\",SUM($W$22:W816)>0,DAY(B817)<28,A817<min_doba_spor1),\"\",B817)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2042]
[266,51972,0,14,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U809=\"NO\",U818=\"NO\",V809=\"NO\",SUM($W$22:W817)>0,DAY(B818)<28,A818<min_doba_spor1),\"\",B818)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2042]
[266,51986,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U810=\"NO\",U819=\"NO\",V810=\"NO\",SUM($W$22:W818)>0,DAY(B819)<28,A819<min_doba_spor1),\"\",B819)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2042]
[267,51987,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U811=\"NO\",U820=\"NO\",V811=\"NO\",SUM($W$22:W819)>0,DAY(B820)<28,A820<min_doba_spor1),\"\",B820)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,{"$f":"+IF(AND(B820>=$E$13,DAY(B820)=16,W819=\"\"),1,0)","v":0},2,2,2042]
[267,52002,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U812=\"NO\",U821=\"NO\",V812=\"NO\",SUM($W$22:W820)>0,DAY(B821)<28,A821<min_doba_spor1),\"\",B821)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2042]
[267,52017,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U813=\"NO\",U822=\"NO\",V813=\"NO\",SUM($W$22:W821)>0,DAY(B822)<28,A822<min_doba_spor1),\"\",B822)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2042]
[268,52018,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U814=\"NO\",U823=\"NO\",V814=\"NO\",SUM($W$22:W822)>0,DAY(B823)<28,A823<min_doba_spor1),\"\",B823)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2042]
[268,52033,0,14,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U815=\"NO\",U824=\"NO\",V815=\"NO\",SUM($W$22:W823)>0,DAY(B824)<28,A824<min_doba_spor1),\"\",B824)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2042]
[268,52047,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U816=\"NO\",U825=\"NO\",V816=\"NO\",SUM($W$22:W824)>0,DAY(B825)<28,A825<min_doba_spor1),\"\",B825)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2042]
[269,52048,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U817=\"NO\",U826=\"NO\",V817=\"NO\",SUM($W$22:W825)>0,DAY(B826)<28,A826<min_doba_spor1),\"\",B826)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2042]
[269,52063,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U818=\"NO\",U827=\"NO\",V818=\"NO\",SUM($W$22:W826)>0,DAY(B827)<28,A827<min_doba_spor1),\"\",B827)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2042]
[269,52078,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U819=\"NO\",U828=\"NO\",V819=\"NO\",SUM($W$22:W827)>0,DAY(B828)<28,A828<min_doba_spor1),\"\",B828)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2042]
[270,52079,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U820=\"NO\",U829=\"NO\",V820=\"NO\",SUM($W$22:W828)>0,DAY(B829)<28,A829<min_doba_spor1),\"\",B829)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2042]
[270,52094,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U821=\"NO\",U830=\"NO\",V821=\"NO\",SUM($W$22:W829)>0,DAY(B830)<28,A830<min_doba_spor1),\"\",B830)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2042]
[270,52109,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U822=\"NO\",U831=\"NO\",V822=\"NO\",SUM($W$22:W830)>0,DAY(B831)<28,A831<min_doba_spor1),\"\",B831)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2042]
[271,52110,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U823=\"NO\",U832=\"NO\",V823=\"NO\",SUM($W$22:W831)>0,DAY(B832)<28,A832<min_doba_spor1),\"\",B832)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2042]
[271,52125,0,14,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U824=\"NO\",U833=\"NO\",V824=\"NO\",SUM($W$22:W832)>0,DAY(B833)<28,A833<min_doba_spor1),\"\",B833)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2042]
[271,52139,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U825=\"NO\",U834=\"NO\",V825=\"NO\",SUM($W$22:W833)>0,DAY(B834)<28,A834<min_doba_spor1),\"\",B834)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2042]
[272,52140,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U826=\"NO\",U835=\"NO\",V826=\"NO\",SUM($W$22:W834)>0,DAY(B835)<28,A835<min_doba_spor1),\"\",B835)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2042]
[272,52155,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U827=\"NO\",U836=\"NO\",V827=\"NO\",SUM($W$22:W835)>0,DAY(B836)<28,A836<min_doba_spor1),\"\",B836)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2042]
[272,52170,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U828=\"NO\",U837=\"NO\",V828=\"NO\",SUM($W$22:W836)>0,DAY(B837)<28,A837<min_doba_spor1),\"\",B837)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2042]
[273,52171,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U829=\"NO\",U838=\"NO\",V829=\"NO\",SUM($W$22:W837)>0,DAY(B838)<28,A838<min_doba_spor1),\"\",B838)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2042]
[273,52186,0,14,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U830=\"NO\",U839=\"NO\",V830=\"NO\",SUM($W$22:W838)>0,DAY(B839)<28,A839<min_doba_spor1),\"\",B839)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2042]
[273,52200,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U831=\"NO\",U840=\"NO\",V831=\"NO\",SUM($W$22:W839)>0,DAY(B840)<28,A840<min_doba_spor1),\"\",B840)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2042]
[274,52201,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U832=\"NO\",U841=\"NO\",V832=\"NO\",SUM($W$22:W840)>0,DAY(B841)<28,A841<min_doba_spor1),\"\",B841)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2042]
[274,52216,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U833=\"NO\",U842=\"NO\",V833=\"NO\",SUM($W$22:W841)>0,DAY(B842)<28,A842<min_doba_spor1),\"\",B842)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2042]
[274,52231,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U834=\"NO\",U843=\"NO\",V834=\"NO\",SUM($W$22:W842)>0,DAY(B843)<28,A843<min_doba_spor1),\"\",B843)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2042]
[275,52232,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U835=\"NO\",U844=\"NO\",V835=\"NO\",SUM($W$22:W843)>0,DAY(B844)<28,A844<min_doba_spor1),\"\",B844)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2043]
[275,52247,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U836=\"NO\",U845=\"NO\",V836=\"NO\",SUM($W$22:W844)>0,DAY(B845)<28,A845<min_doba_spor1),\"\",B845)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2043]
[275,52262,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U837=\"NO\",U846=\"NO\",V837=\"NO\",SUM($W$22:W845)>0,DAY(B846)<28,A846<min_doba_spor1),\"\",B846)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2043]
[276,52263,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U838=\"NO\",U847=\"NO\",V838=\"NO\",SUM($W$22:W846)>0,DAY(B847)<28,A847<min_doba_spor1),\"\",B847)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2043]
[276,52278,0,12,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U839=\"NO\",U848=\"NO\",V839=\"NO\",SUM($W$22:W847)>0,DAY(B848)<28,A848<min_doba_spor1),\"\",B848)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2043]
[276,52290,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U840=\"NO\",U849=\"NO\",V840=\"NO\",SUM($W$22:W848)>0,DAY(B849)<28,A849<min_doba_spor1),\"\",B849)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2043]
[277,52291,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U841=\"NO\",U850=\"NO\",V841=\"NO\",SUM($W$22:W849)>0,DAY(B850)<28,A850<min_doba_spor1),\"\",B850)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2043]
[277,52306,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U842=\"NO\",U851=\"NO\",V842=\"NO\",SUM($W$22:W850)>0,DAY(B851)<28,A851<min_doba_spor1),\"\",B851)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2043]
[277,52321,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U843=\"NO\",U852=\"NO\",V843=\"NO\",SUM($W$22:W851)>0,DAY(B852)<28,A852<min_doba_spor1),\"\",B852)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2043]
[278,52322,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U844=\"NO\",U853=\"NO\",V844=\"NO\",SUM($W$22:W852)>0,DAY(B853)<28,A853<min_doba_spor1),\"\",B853)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2043]
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[280,52398,0,14,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U851=\"NO\",U860=\"NO\",V851=\"NO\",SUM($W$22:W859)>0,DAY(B860)<28,A860<min_doba_spor1),\"\",B860)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2043]
[280,52412,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U852=\"NO\",U861=\"NO\",V852=\"NO\",SUM($W$22:W860)>0,DAY(B861)<28,A861<min_doba_spor1),\"\",B861)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2043]
[281,52413,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U853=\"NO\",U862=\"NO\",V853=\"NO\",SUM($W$22:W861)>0,DAY(B862)<28,A862<min_doba_spor1),\"\",B862)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2043]
[281,52428,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U854=\"NO\",U863=\"NO\",V854=\"NO\",SUM($W$22:W862)>0,DAY(B863)<28,A863<min_doba_spor1),\"\",B863)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2043]
[281,52443,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U855=\"NO\",U864=\"NO\",V855=\"NO\",SUM($W$22:W863)>0,DAY(B864)<28,A864<min_doba_spor1),\"\",B864)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2043]
[282,52444,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U856=\"NO\",U865=\"NO\",V856=\"NO\",SUM($W$22:W864)>0,DAY(B865)<28,A865<min_doba_spor1),\"\",B865)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2043]
[282,52459,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U857=\"NO\",U866=\"NO\",V857=\"NO\",SUM($W$22:W865)>0,DAY(B866)<28,A866<min_doba_spor1),\"\",B866)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2043]
[282,52474,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U858=\"NO\",U867=\"NO\",V858=\"NO\",SUM($W$22:W866)>0,DAY(B867)<28,A867<min_doba_spor1),\"\",B867)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2043]
[283,52475,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U859=\"NO\",U868=\"NO\",V859=\"NO\",SUM($W$22:W867)>0,DAY(B868)<28,A868<min_doba_spor1),\"\",B868)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2043]
[283,52490,0,14,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U860=\"NO\",U869=\"NO\",V860=\"NO\",SUM($W$22:W868)>0,DAY(B869)<28,A869<min_doba_spor1),\"\",B869)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2043]
[283,52504,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U861=\"NO\",U870=\"NO\",V861=\"NO\",SUM($W$22:W869)>0,DAY(B870)<28,A870<min_doba_spor1),\"\",B870)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2043]
[284,52505,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U862=\"NO\",U871=\"NO\",V862=\"NO\",SUM($W$22:W870)>0,DAY(B871)<28,A871<min_doba_spor1),\"\",B871)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2043]
[284,52520,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U863=\"NO\",U872=\"NO\",V863=\"NO\",SUM($W$22:W871)>0,DAY(B872)<28,A872<min_doba_spor1),\"\",B872)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2043]
[284,52535,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U864=\"NO\",U873=\"NO\",V864=\"NO\",SUM($W$22:W872)>0,DAY(B873)<28,A873<min_doba_spor1),\"\",B873)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2043]
[285,52536,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U865=\"NO\",U874=\"NO\",V865=\"NO\",SUM($W$22:W873)>0,DAY(B874)<28,A874<min_doba_spor1),\"\",B874)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2043]
[285,52551,0,14,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U866=\"NO\",U875=\"NO\",V866=\"NO\",SUM($W$22:W874)>0,DAY(B875)<28,A875<min_doba_spor1),\"\",B875)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2043]
[285,52565,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U867=\"NO\",U876=\"NO\",V867=\"NO\",SUM($W$22:W875)>0,DAY(B876)<28,A876<min_doba_spor1),\"\",B876)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2043]
[286,52566,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U868=\"NO\",U877=\"NO\",V868=\"NO\",SUM($W$22:W876)>0,DAY(B877)<28,A877<min_doba_spor1),\"\",B877)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2043]
[286,52581,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U869=\"NO\",U878=\"NO\",V869=\"NO\",SUM($W$22:W877)>0,DAY(B878)<28,A878<min_doba_spor1),\"\",B878)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2043]
[286,52596,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U870=\"NO\",U879=\"NO\",V870=\"NO\",SUM($W$22:W878)>0,DAY(B879)<28,A879<min_doba_spor1),\"\",B879)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2043]
[287,52597,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U871=\"NO\",U880=\"NO\",V871=\"NO\",SUM($W$22:W879)>0,DAY(B880)<28,A880<min_doba_spor1),\"\",B880)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2044]
[287,52612,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U872=\"NO\",U881=\"NO\",V872=\"NO\",SUM($W$22:W880)>0,DAY(B881)<28,A881<min_doba_spor1),\"\",B881)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2044]
[287,52627,1,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U873=\"NO\",U882=\"NO\",V873=\"NO\",SUM($W$22:W881)>0,DAY(B882)<28,A882<min_doba_spor1),\"\",B882)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2044]
[288,52628,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U874=\"NO\",U883=\"NO\",V874=\"NO\",SUM($W$22:W882)>0,DAY(B883)<28,A883<min_doba_spor1),\"\",B883)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2044]
[288,52643,1,13,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U875=\"NO\",U884=\"NO\",V875=\"NO\",SUM($W$22:W883)>0,DAY(B884)<28,A884<min_doba_spor1),\"\",B884)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,{"$f":"+IF(AND(B884>=$E$13,DAY(B884)=16,W883=\"\"),1,0)","v":1},2,3,2044]
[288,52656,1,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U876=\"NO\",U885=\"NO\",V876=\"NO\",SUM($W$22:W884)>0,DAY(B885)<28,A885<min_doba_spor1),\"\",B885)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2044]
[289,52657,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U877=\"NO\",U886=\"NO\",V877=\"NO\",SUM($W$22:W885)>0,DAY(B886)<28,A886<min_doba_spor1),\"\",B886)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2044]
[289,52672,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U878=\"NO\",U887=\"NO\",V878=\"NO\",SUM($W$22:W886)>0,DAY(B887)<28,A887<min_doba_spor1),\"\",B887)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2044]
[289,52687,1,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U879=\"NO\",U888=\"NO\",V879=\"NO\",SUM($W$22:W887)>0,DAY(B888)<28,A888<min_doba_spor1),\"\",B888)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2044]
[290,52688,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U880=\"NO\",U889=\"NO\",V880=\"NO\",SUM($W$22:W888)>0,DAY(B889)<28,A889<min_doba_spor1),\"\",B889)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2044]
[290,52703,1,14,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U881=\"NO\",U890=\"NO\",V881=\"NO\",SUM($W$22:W889)>0,DAY(B890)<28,A890<min_doba_spor1),\"\",B890)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2044]
[290,52717,1,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U882=\"NO\",U891=\"NO\",V882=\"NO\",SUM($W$22:W890)>0,DAY(B891)<28,A891<min_doba_spor1),\"\",B891)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2044]
[291,52718,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U883=\"NO\",U892=\"NO\",V883=\"NO\",SUM($W$22:W891)>0,DAY(B892)<28,A892<min_doba_spor1),\"\",B892)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2044]
[291,52733,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U884=\"NO\",U893=\"NO\",V884=\"NO\",SUM($W$22:W892)>0,DAY(B893)<28,A893<min_doba_spor1),\"\",B893)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2044]
[291,52748,1,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U885=\"NO\",U894=\"NO\",V885=\"NO\",SUM($W$22:W893)>0,DAY(B894)<28,A894<min_doba_spor1),\"\",B894)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2044]
[292,52749,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U886=\"NO\",U895=\"NO\",V886=\"NO\",SUM($W$22:W894)>0,DAY(B895)<28,A895<min_doba_spor1),\"\",B895)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2044]
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[293,52809,1,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U891=\"NO\",U900=\"NO\",V891=\"NO\",SUM($W$22:W899)>0,DAY(B900)<28,A900<min_doba_spor1),\"\",B900)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2044]
[294,52810,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U892=\"NO\",U901=\"NO\",V892=\"NO\",SUM($W$22:W900)>0,DAY(B901)<28,A901<min_doba_spor1),\"\",B901)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2044]
[294,52825,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U893=\"NO\",U902=\"NO\",V893=\"NO\",SUM($W$22:W901)>0,DAY(B902)<28,A902<min_doba_spor1),\"\",B902)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2044]
[294,52840,1,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U894=\"NO\",U903=\"NO\",V894=\"NO\",SUM($W$22:W902)>0,DAY(B903)<28,A903<min_doba_spor1),\"\",B903)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2044]
[295,52841,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U895=\"NO\",U904=\"NO\",V895=\"NO\",SUM($W$22:W903)>0,DAY(B904)<28,A904<min_doba_spor1),\"\",B904)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2044]
[295,52856,1,14,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U896=\"NO\",U905=\"NO\",V896=\"NO\",SUM($W$22:W904)>0,DAY(B905)<28,A905<min_doba_spor1),\"\",B905)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2044]
[295,52870,1,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U897=\"NO\",U906=\"NO\",V897=\"NO\",SUM($W$22:W905)>0,DAY(B906)<28,A906<min_doba_spor1),\"\",B906)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2044]
[296,52871,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U898=\"NO\",U907=\"NO\",V898=\"NO\",SUM($W$22:W906)>0,DAY(B907)<28,A907<min_doba_spor1),\"\",B907)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2044]
[296,52886,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U899=\"NO\",U908=\"NO\",V899=\"NO\",SUM($W$22:W907)>0,DAY(B908)<28,A908<min_doba_spor1),\"\",B908)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2044]
[296,52901,1,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U900=\"NO\",U909=\"NO\",V900=\"NO\",SUM($W$22:W908)>0,DAY(B909)<28,A909<min_doba_spor1),\"\",B909)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2044]
[297,52902,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U901=\"NO\",U910=\"NO\",V901=\"NO\",SUM($W$22:W909)>0,DAY(B910)<28,A910<min_doba_spor1),\"\",B910)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2044]
[297,52917,1,14,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U902=\"NO\",U911=\"NO\",V902=\"NO\",SUM($W$22:W910)>0,DAY(B911)<28,A911<min_doba_spor1),\"\",B911)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2044]
[297,52931,1,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U903=\"NO\",U912=\"NO\",V903=\"NO\",SUM($W$22:W911)>0,DAY(B912)<28,A912<min_doba_spor1),\"\",B912)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2044]
[298,52932,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U904=\"NO\",U913=\"NO\",V904=\"NO\",SUM($W$22:W912)>0,DAY(B913)<28,A913<min_doba_spor1),\"\",B913)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2044]
[298,52947,1,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U905=\"NO\",U914=\"NO\",V905=\"NO\",SUM($W$22:W913)>0,DAY(B914)<28,A914<min_doba_spor1),\"\",B914)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2044]
[298,52962,1,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U906=\"NO\",U915=\"NO\",V906=\"NO\",SUM($W$22:W914)>0,DAY(B915)<28,A915<min_doba_spor1),\"\",B915)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2044]
[299,52963,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U907=\"NO\",U916=\"NO\",V907=\"NO\",SUM($W$22:W915)>0,DAY(B916)<28,A916<min_doba_spor1),\"\",B916)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2045]
[299,52978,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U908=\"NO\",U917=\"NO\",V908=\"NO\",SUM($W$22:W916)>0,DAY(B917)<28,A917<min_doba_spor1),\"\",B917)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2045]
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[300,53021,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U912=\"NO\",U921=\"NO\",V912=\"NO\",SUM($W$22:W920)>0,DAY(B921)<28,A921<min_doba_spor1),\"\",B921)","v":""},null,0,0,null,0,null,0,null,null,0,null,{"$f":"+IF(E921<>0,AI920,0)","v":0},0,0,0,null,null,0,2,2,2045]
[301,53022,0,15,{"$f":"IF(OR(W921<>\"\",Q921=0),0,E921+F921+P921+G921+I921+J921+K921+L921+O921+H921)","v":0},0,0,0,null,0,0,null,0,{"$f":"IF(E922=0,0,IF(AND(DAY(B922)=1,MONTH(B922)=1),M922,M922+N921))","v":0},0,0,{"$f":"E922+F922+P922+G922+I922+J922+K922+L922+O922+H922","v":0},0,0,null,"OK","OK",{"$f":"+IF(OR(U913=\"NO\",U922=\"NO\",V913=\"NO\",SUM($W$22:W921)>0,DAY(B922)<28,A922<min_doba_spor1),\"\",B922)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,{"$f":"IF(AI922=0,0,IF(AND(DAY(B922)=1,MONTH(B922)=1),AJ922,AJ922+AK921))","v":0},{"$f":"IF(AI922=0,0,AL921+IF(AI922>0,SUM(Y922:AH922),0))","v":0},null,null,0,2,2,2045]
[301,53037,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U914=\"NO\",U923=\"NO\",V914=\"NO\",SUM($W$22:W922)>0,DAY(B923)<28,A923<min_doba_spor1),\"\",B923)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2045]
[301,53052,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U915=\"NO\",U924=\"NO\",V915=\"NO\",SUM($W$22:W923)>0,DAY(B924)<28,A924<min_doba_spor1),\"\",B924)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2045]
[302,53053,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U916=\"NO\",U925=\"NO\",V916=\"NO\",SUM($W$22:W924)>0,DAY(B925)<28,A925<min_doba_spor1),\"\",B925)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2045]
[302,53068,0,14,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U917=\"NO\",U926=\"NO\",V917=\"NO\",SUM($W$22:W925)>0,DAY(B926)<28,A926<min_doba_spor1),\"\",B926)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2045]
[302,53082,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U918=\"NO\",U927=\"NO\",V918=\"NO\",SUM($W$22:W926)>0,DAY(B927)<28,A927<min_doba_spor1),\"\",B927)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2045]
[303,53083,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U919=\"NO\",U928=\"NO\",V919=\"NO\",SUM($W$22:W927)>0,DAY(B928)<28,A928<min_doba_spor1),\"\",B928)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2045]
[303,53098,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U920=\"NO\",U929=\"NO\",V920=\"NO\",SUM($W$22:W928)>0,DAY(B929)<28,A929<min_doba_spor1),\"\",B929)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2045]
[303,53113,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U921=\"NO\",U930=\"NO\",V921=\"NO\",SUM($W$22:W929)>0,DAY(B930)<28,A930<min_doba_spor1),\"\",B930)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2045]
[304,53114,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U922=\"NO\",U931=\"NO\",V922=\"NO\",SUM($W$22:W930)>0,DAY(B931)<28,A931<min_doba_spor1),\"\",B931)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2045]
[304,53129,0,14,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U923=\"NO\",U932=\"NO\",V923=\"NO\",SUM($W$22:W931)>0,DAY(B932)<28,A932<min_doba_spor1),\"\",B932)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2045]
[304,53143,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U924=\"NO\",U933=\"NO\",V924=\"NO\",SUM($W$22:W932)>0,DAY(B933)<28,A933<min_doba_spor1),\"\",B933)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2045]
[305,53144,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U925=\"NO\",U934=\"NO\",V925=\"NO\",SUM($W$22:W933)>0,DAY(B934)<28,A934<min_doba_spor1),\"\",B934)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2045]
[305,53159,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U926=\"NO\",U935=\"NO\",V926=\"NO\",SUM($W$22:W934)>0,DAY(B935)<28,A935<min_doba_spor1),\"\",B935)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2045]
[305,53174,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U927=\"NO\",U936=\"NO\",V927=\"NO\",SUM($W$22:W935)>0,DAY(B936)<28,A936<min_doba_spor1),\"\",B936)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2045]
[306,53175,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U928=\"NO\",U937=\"NO\",V928=\"NO\",SUM($W$22:W936)>0,DAY(B937)<28,A937<min_doba_spor1),\"\",B937)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2045]
[306,53190,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U929=\"NO\",U938=\"NO\",V929=\"NO\",SUM($W$22:W937)>0,DAY(B938)<28,A938<min_doba_spor1),\"\",B938)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2045]
[306,53205,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U930=\"NO\",U939=\"NO\",V930=\"NO\",SUM($W$22:W938)>0,DAY(B939)<28,A939<min_doba_spor1),\"\",B939)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2045]
[307,53206,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U931=\"NO\",U940=\"NO\",V931=\"NO\",SUM($W$22:W939)>0,DAY(B940)<28,A940<min_doba_spor1),\"\",B940)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2045]
[307,53221,0,14,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U932=\"NO\",U941=\"NO\",V932=\"NO\",SUM($W$22:W940)>0,DAY(B941)<28,A941<min_doba_spor1),\"\",B941)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2045]
[307,53235,0,1,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U933=\"NO\",U942=\"NO\",V933=\"NO\",SUM($W$22:W941)>0,DAY(B942)<28,A942<min_doba_spor1),\"\",B942)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2045]
[308,53236,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U934=\"NO\",U943=\"NO\",V934=\"NO\",SUM($W$22:W942)>0,DAY(B943)<28,A943<min_doba_spor1),\"\",B943)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2045]
[308,53251,0,15,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U935=\"NO\",U944=\"NO\",V935=\"NO\",SUM($W$22:W943)>0,DAY(B944)<28,A944<min_doba_spor1),\"\",B944)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,1,2,3,2045]
[308,53266,0,-53266,0,0,0,0,null,0,0,null,0,0,0,0,0,0,0,null,"OK","OK",{"$f":"+IF(OR(U936=\"NO\",U945=\"NO\",V936=\"NO\",SUM($W$22:W944)>0,DAY(B945)<28,A945<min_doba_spor1),\"\",B945)","v":""},null,0,0,null,0,null,0,null,null,0,null,0,0,0,0,null,null,0,2,2,2045]

{"sheet":"plan_uver","index":4,"n_rows":732,"n_cols":28,"rows_kept":732,"cut":false,"hidden":true,"merged":[[4,0,4,3],[4,7,4,11],[4,14,4,15],[0,0,0,2],[2,0,2,3],[3,0,3,3],[3,7,3,11],[3,14,3,15],[8,0,8,3],[9,14,9,15],[15,4,15,9],[5,0,5,3],[5,7,5,11],[6,7,6,11],[6,14,6,15],[7,0,7,3]]}
["STAVEBNÝ ÚVER"]
[]
["cieľová suma",null,null,null,{"$f":"+vyska_uveru","v":0},null,null,"Poplatky:",null,null,null,null,null,null,"PCS"]
["úroková sadzba - stavebného úveru",null,null,null,{"$f":"sadzba_SU","v":0},360,null,"Poplatok za schválenie úveru",null,null,null,null,0,null,"prevod zostatku SU",null,{"$f":"+prevod_naSU","v":0}]
["výška splátky stavebného úv. celková",null,null,null,{"$f":"+splatka_SU","v":0},"16-ty",null,"Poplatok za zmenku",null,null,null,null,0,null,"dátum PCS",null,{"$f":"PCS_den","v":43982}]
["poistné",null,null,null,{"$f":"+poistne_SU","v":0},"16-ty",null,"Poplatok za správu úverového účtu - kvartálne",null,null,null,null,{"$f":"+za_vedenie_uver_SU/4","v":0}]
[null,null,null,null,null,null,null,"Poplatok za ročný výpis",null,null,null,null,{"$f":"+za_rocny_vypis_SU","v":2.5},null,"výška stavebného úveru",null,{"$f":"+zostatok_zCS","v":0},"min. splátka"]
["Predpokladaný dátum čerpania",null,null,null,{"$f":"IF(druh_uveru_vybrany=SU,EOMONTH(datum_ziadosti,0)+1,PCS_den)","v":43982},{"$f":"PCS_den","v":43982},null,null,null,null,null,null,null,null,null,null,null,15]
["Dátum začatia splácania",null,null,null,{"$f":"+datum_cerpania_SU+IF(druh_uveru_vybrany=SU,15,16)","v":43998}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SPLATENIE stav. úveru",null,{"$f":"VLOOKUP(\"OK\",$S$18:$T$731,2,0)","v":43983}]
["mim vklad 1",{"$f":"DATEVALUE(\"16.\"&MONTH(+min_vklad_1_datum)&\".\"&YEAR(+min_vklad_1_datum))","v":16},null,null,{"$f":"+mim_vklad_1_suma","v":0}]
["mim vklad 2",{"$f":"DATEVALUE(\"16.\"&MONTH(+min_vklad_2_datum)&\".\"&YEAR(+min_vklad_2_datum))","v":16},null,null,{"$f":"+mim_vklad_2_suma","v":0},null,null,null,null,null,null,{"$f":"IF(AND(DAY(A19)=31,MONTH(A19)=12),0,-popl_sprava_SU/4+-$M$7)","v":-2.5}]
["mim vklad 3",{"$f":"DATEVALUE(\"16.\"&MONTH(+min_vklad_3_datum)&\".\"&YEAR(+min_vklad_3_datum))","v":16},null,null,{"$f":"+mim_vklad_3_suma","v":0}]
[null,null,null,null,null,null,{"$f":"IF(AND(DAY(A14)=31,MONTH(A14)=12,R13<0),-popl_sprava_SU,0)","v":0}]
[null,{"$f":"SUM(B18:B731)","v":0},{"$f":"SUM(C18:C731)","v":0},{"$f":"SUM(D18:D731)","v":0},null,{"$f":"SUM(F18:F731)","v":0},{"$f":"SUM(G18:G731)+IF(AND(trvanieSU<=12,DAY(datum_splatenie_SU)=31,MONTH(datum_splatenie_SU)=12),0,-popl_sprava_SU)","v":0},0,{"$f":"SUM(I18:I731)+IF(AND(DAY(datum_splatenie_SU)=31,MONTH(datum_splatenie_SU)=12),0,-popl_vypis_SU)","v":-2.5},0,0,null,null,null,null,{"$f":"SUM(P18:P731)","v":0},null,{"$f":"IF(ROUND(R18,3)=0,0,N19+IF(AND(DAY(A19)=1,MONTH(A19)=1),0,Q18)+IF(AND(DAY(A19)=31,MONTH(A19)=12),0,-$M$7)+IF(AND(DAY(A19)>25,MOD(MONTH(A19),3)=0),0,-popl_sprava_SU/4))","v":0},{"$f":"+E18+splatky_celkom_SU+splatky_mim_celkom_SU+poistne_celkom_SU+popl_uzatv_celkom_SU+popl_sprava_celkom_SU+blankozmenka_celkom_SU+popl_vypis_celkom_SU+J15+uroky_celkom_SU+K15","v":-2.5}]
[null,null,null,null,"poplatky",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(ROUND(R18,3)=0,0,N19+IF(AND(DAY(A19)=1,MONTH(A19)=1),0,Q18)+IF(AND(DAY(A19)=31,MONTH(A19)=12),0,-$M$6+-$M$7))","v":0},null,null,null,null,{"$f":"IF(ISERROR(VLOOKUP(0,$R$18:$W$731,6,0)),0,VLOOKUP(0,$R$18:$W$731,6,0))","v":0}]
["Dátum","splátka","mimoriadna splátka","poistné","čerpanie","uzatv. zmluvy","správa účtu","blankozmenka","výpis z účtu","iné 1","šp v posl roku","bežný urok prip","iné 3","SALDO účtu","počet dní","bežný úrok","bežný úrok spolu","zostatok k splateniu","splatenie","Dátum","Prestupny rok = 1",null,"Mesiac",null,null,"Výška akciovej sadzby","kontrola"]
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[{"$f":"IF(DAY(A18)=1,A18+15,IF(DAY(A18)=16,EOMONTH(A18,0),A18+1))","v":43983},{"$f":"IF(AND(A19>=$E$9,DAY(A19)=16,R18<0),splatka_SU+poistne_mesacne-IF(Y19>0,Y19,0),0)","v":0},{"$f":"SUMIF($B$11:$B$13,A19,$E$11:$E$13)","v":0},{"$f":"IF(OR(DAY(A19)<>16,R18=0),0,-$E$6)","v":0},null,null,0,null,{"$f":"IF(AND(DAY(A19)=31,MONTH(A19)=12,R18<0),-popl_vypis_SU,0)","v":0},null,{"$f":"IF(AND(DAY(A19)=16,MONTH(A19)=2,YEAR(A19)=YEAR(PCS_den)),šp_poslrok_neprip,0)","v":0},0,null,{"$f":"IF(ROUND(R18,3)=0,0,SUM(B19:M19)+N18)","v":0},{"$f":"A20-A19","v":15},0,{"$f":"IF(ROUND(R18,3)=0,0,IF(AND(DAY(A19)=1,MONTH(A19)=1),P19,P19+Q18))","v":0},{"$f":"IF(ROUND(R18,3)=0,0,N19+IF(AND(DAY(A19)=1,MONTH(A19)=1),0,Q18)+IF(AND(DAY(A19)=31,MONTH(A19)=12),0,-$M$6+-$M$7))","v":0},{"$f":"IF(R19=0,\"OK\",\"no\")","v":"OK"},{"$f":"+A19","v":"2020-06-01"},{"$f":"IF(MOD(YEAR(A19),4)=0,1,0)","v":1},null,{"$f":"+IF(MONTH(A19)=MONTH(A18),W18,W18+1)","v":1},null,{"$f":"IF(N18=0,0,SUM(C19:M19)+IF(DAY(A19)=16,splatka_SU+poistne_mesacne,0)+IF(AND(DAY(A19)=1,MONTH(A19)=1),0,Q18)+IF(AND(DAY(A19)=31,MONTH(A19)=12),0,-$M$6+-$M$7)+N18)","v":0},null,{"$f":"V19-2.99%","v":-2.9900000000000003E-2},{"$f":"IF(O30=AA19,\"OK!\",\"Zvolený iný produkt\")","v":"Zvolený iný produkt"}]
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[44012,0,0,0,null,null,0,null,{"$f":"IF(AND(DAY(A21)=31,MONTH(A21)=12,R20<0),-popl_vypis_SU,0)","v":0},null,{"$f":"IF(AND(MONTH(PCS_den)>1,DAY(A21)=16,MONTH(A21)=2,YEAR(A21)=YEAR(PCS_den)+1),šp_poslrok_neprip,0)+IF(AND(MONTH(PCS_den)=1,DAY(A21)=16,MONTH(A21)=2),MIN(max_SP,(SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$G$22:$G$945)+SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$F$22:$F$945))*narok_sp),0)","v":0},0,null,{"$f":"IF(ROUND(R20,3)=0,0,SUM(B21:M21)+N20)","v":0},{"$f":"A22-A21","v":1},0,0,{"$f":"IF(ROUND(R20,3)=0,0,N21+IF(AND(DAY(A21)=1,MONTH(A21)=1),0,Q20)+IF(AND(DAY(A21)=31,MONTH(A21)=12),0,-$M$6+-$M$7))","v":0},{"$f":"IF(R21=0,\"OK\",\"no\")","v":"OK"},{"$f":"+A21","v":"2020-06-30"},1,null,1,null,0]
[44013,0,0,0,null,null,0,null,0,null,{"$f":"IF(AND(MONTH(PCS_den)>1,DAY(A22)=16,MONTH(A22)=2,YEAR(A22)=YEAR(PCS_den)+1),šp_poslrok_neprip,0)+IF(AND(MONTH(PCS_den)=1,DAY(A22)=16,MONTH(A22)=2),MIN(max_SP,(SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$G$22:$G$945)+SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$F$22:$F$945))*narok_sp),0)","v":0},0,null,0,{"$f":"A23-A22","v":15},0,0,0,{"$f":"IF(R22=0,\"OK\",\"no\")","v":"OK"},{"$f":"+A22","v":"2020-07-01"},1,null,2,null,0]
[44028,0,0,0,null,null,0,null,0,null,{"$f":"IF(AND(MONTH(PCS_den)>1,DAY(A23)=16,MONTH(A23)=2,YEAR(A23)=YEAR(PCS_den)+1),šp_poslrok_neprip,0)+IF(AND(MONTH(PCS_den)=1,DAY(A23)=16,MONTH(A23)=2),MIN(max_SP,(SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$G$22:$G$945)+SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$F$22:$F$945))*narok_sp),0)","v":0},0,null,0,{"$f":"A24-A23","v":15},0,0,0,{"$f":"IF(R23=0,\"OK\",\"no\")","v":"OK"},{"$f":"+A23","v":"2020-07-16"},1,{"$f":"-IF(MONTH(A23)=1,plan_uver!Q23,plan_uver!Q23-plan_uver!Q20)","v":0},2,null,0]
[44043,0,0,0,null,null,0,null,0,null,{"$f":"IF(AND(MONTH(PCS_den)>1,DAY(A24)=16,MONTH(A24)=2,YEAR(A24)=YEAR(PCS_den)+1),šp_poslrok_neprip,0)+IF(AND(MONTH(PCS_den)=1,DAY(A24)=16,MONTH(A24)=2),MIN(max_SP,(SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$G$22:$G$945)+SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$F$22:$F$945))*narok_sp),0)","v":0},0,null,0,1,0,0,0,"OK","2020-07-31",1,null,2,null,0]
[44044,0,0,0,null,null,0,null,0,null,{"$f":"IF(AND(MONTH(PCS_den)>1,DAY(A25)=16,MONTH(A25)=2,YEAR(A25)=YEAR(PCS_den)+1),šp_poslrok_neprip,0)+IF(AND(MONTH(PCS_den)=1,DAY(A25)=16,MONTH(A25)=2),MIN(max_SP,(SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$G$22:$G$945)+SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$F$22:$F$945))*narok_sp),0)","v":0},0,null,0,15,0,0,0,"OK","2020-08-01",1,null,3,null,0]
[44059,0,0,0,null,null,0,null,0,null,{"$f":"IF(AND(MONTH(PCS_den)>1,DAY(A26)=16,MONTH(A26)=2,YEAR(A26)=YEAR(PCS_den)+1),šp_poslrok_neprip,0)+IF(AND(MONTH(PCS_den)=1,DAY(A26)=16,MONTH(A26)=2),MIN(max_SP,(SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$G$22:$G$945)+SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$F$22:$F$945))*narok_sp),0)","v":0},0,null,0,15,0,0,0,"OK","2020-08-16",1,{"$f":"-IF(MONTH(A26)=1,plan_uver!Q26,plan_uver!Q26-plan_uver!Q23)","v":0},3,null,0]
[44074,0,0,0,null,null,0,null,0,null,{"$f":"IF(AND(MONTH(PCS_den)>1,DAY(A27)=16,MONTH(A27)=2,YEAR(A27)=YEAR(PCS_den)+1),šp_poslrok_neprip,0)+IF(AND(MONTH(PCS_den)=1,DAY(A27)=16,MONTH(A27)=2),MIN(max_SP,(SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$G$22:$G$945)+SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$F$22:$F$945))*narok_sp),0)","v":0},0,null,0,1,0,0,0,"OK","2020-08-31",1,null,3,null,0]
[44075,0,0,0,null,null,0,null,0,null,{"$f":"IF(AND(MONTH(PCS_den)>1,DAY(A28)=16,MONTH(A28)=2,YEAR(A28)=YEAR(PCS_den)+1),šp_poslrok_neprip,0)+IF(AND(MONTH(PCS_den)=1,DAY(A28)=16,MONTH(A28)=2),MIN(max_SP,(SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$G$22:$G$945)+SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$F$22:$F$945))*narok_sp),0)","v":0},0,null,0,15,0,0,0,"OK","2020-09-01",1,null,4,null,0]
[44090,0,0,0,null,null,0,null,0,null,{"$f":"IF(AND(MONTH(PCS_den)>1,DAY(A29)=16,MONTH(A29)=2,YEAR(A29)=YEAR(PCS_den)+1),šp_poslrok_neprip,0)+IF(AND(MONTH(PCS_den)=1,DAY(A29)=16,MONTH(A29)=2),MIN(max_SP,(SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$G$22:$G$945)+SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$F$22:$F$945))*narok_sp),0)","v":0},0,null,0,14,0,0,0,"OK","2020-09-16",1,{"$f":"-IF(MONTH(A29)=1,plan_uver!Q29,plan_uver!Q29-plan_uver!Q26)","v":0},4,null,0]
[44104,0,0,0,null,null,0,null,0,null,{"$f":"IF(AND(MONTH(PCS_den)>1,DAY(A30)=16,MONTH(A30)=2,YEAR(A30)=YEAR(PCS_den)+1),šp_poslrok_neprip,0)+IF(AND(MONTH(PCS_den)=1,DAY(A30)=16,MONTH(A30)=2),MIN(max_SP,(SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$G$22:$G$945)+SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$F$22:$F$945))*narok_sp),0)","v":0},0,null,0,1,0,0,0,"OK","2020-09-30",1,null,4,null,0]
[44105,0,0,0,null,null,0,null,0,null,{"$f":"IF(AND(MONTH(PCS_den)>1,DAY(A31)=16,MONTH(A31)=2,YEAR(A31)=YEAR(PCS_den)+1),šp_poslrok_neprip,0)+IF(AND(MONTH(PCS_den)=1,DAY(A31)=16,MONTH(A31)=2),MIN(max_SP,(SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$G$22:$G$945)+SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$F$22:$F$945))*narok_sp),0)","v":0},0,null,0,15,0,0,0,"OK","2020-10-01",1,null,5,null,0]
[44120,0,0,0,null,null,0,null,0,null,{"$f":"IF(AND(MONTH(PCS_den)>1,DAY(A32)=16,MONTH(A32)=2,YEAR(A32)=YEAR(PCS_den)+1),šp_poslrok_neprip,0)+IF(AND(MONTH(PCS_den)=1,DAY(A32)=16,MONTH(A32)=2),MIN(max_SP,(SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$G$22:$G$945)+SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$F$22:$F$945))*narok_sp),0)","v":0},0,null,0,15,0,0,0,"OK","2020-10-16",1,{"$f":"-IF(MONTH(A32)=1,plan_uver!Q32,plan_uver!Q32-plan_uver!Q29)","v":0},5,null,0]
[44135,0,0,0,null,null,0,null,0,null,{"$f":"IF(AND(MONTH(PCS_den)>1,DAY(A33)=16,MONTH(A33)=2,YEAR(A33)=YEAR(PCS_den)+1),šp_poslrok_neprip,0)+IF(AND(MONTH(PCS_den)=1,DAY(A33)=16,MONTH(A33)=2),MIN(max_SP,(SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$G$22:$G$945)+SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$F$22:$F$945))*narok_sp),0)","v":0},0,null,0,1,0,0,0,"OK","2020-10-31",1,null,5,null,0]
[44136,0,0,0,null,null,0,null,0,null,{"$f":"IF(AND(MONTH(PCS_den)>1,DAY(A34)=16,MONTH(A34)=2,YEAR(A34)=YEAR(PCS_den)+1),šp_poslrok_neprip,0)+IF(AND(MONTH(PCS_den)=1,DAY(A34)=16,MONTH(A34)=2),MIN(max_SP,(SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$G$22:$G$945)+SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$F$22:$F$945))*narok_sp),0)","v":0},0,null,0,15,0,0,0,"OK","2020-11-01",1,null,6,null,0]
[44151,0,0,0,null,null,0,null,0,null,{"$f":"IF(AND(MONTH(PCS_den)>1,DAY(A35)=16,MONTH(A35)=2,YEAR(A35)=YEAR(PCS_den)+1),šp_poslrok_neprip,0)+IF(AND(MONTH(PCS_den)=1,DAY(A35)=16,MONTH(A35)=2),MIN(max_SP,(SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$G$22:$G$945)+SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$F$22:$F$945))*narok_sp),0)","v":0},0,null,0,14,0,0,0,"OK","2020-11-16",1,{"$f":"-IF(MONTH(A35)=1,plan_uver!Q35,plan_uver!Q35-plan_uver!Q32)","v":0},6,null,0]
[44165,0,0,0,null,null,0,null,0,null,{"$f":"IF(AND(MONTH(PCS_den)>1,DAY(A36)=16,MONTH(A36)=2,YEAR(A36)=YEAR(PCS_den)+1),šp_poslrok_neprip,0)+IF(AND(MONTH(PCS_den)=1,DAY(A36)=16,MONTH(A36)=2),MIN(max_SP,(SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$G$22:$G$945)+SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$F$22:$F$945))*narok_sp),0)","v":0},0,null,0,1,0,0,0,"OK","2020-11-30",1,null,6,null,0]
[44166,0,0,0,null,null,0,null,0,null,{"$f":"IF(AND(MONTH(PCS_den)>1,DAY(A37)=16,MONTH(A37)=2,YEAR(A37)=YEAR(PCS_den)+1),šp_poslrok_neprip,0)+IF(AND(MONTH(PCS_den)=1,DAY(A37)=16,MONTH(A37)=2),MIN(max_SP,(SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$G$22:$G$945)+SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$F$22:$F$945))*narok_sp),0)","v":0},0,null,0,15,0,0,0,"OK","2020-12-01",1,null,7,null,0]
[44181,0,0,0,null,null,0,null,0,null,{"$f":"IF(AND(MONTH(PCS_den)>1,DAY(A38)=16,MONTH(A38)=2,YEAR(A38)=YEAR(PCS_den)+1),šp_poslrok_neprip,0)+IF(AND(MONTH(PCS_den)=1,DAY(A38)=16,MONTH(A38)=2),MIN(max_SP,(SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$G$22:$G$945)+SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$F$22:$F$945))*narok_sp),0)","v":0},0,null,0,15,0,0,0,"OK","2020-12-16",1,{"$f":"-IF(MONTH(A38)=1,plan_uver!Q38,plan_uver!Q38-plan_uver!Q35)","v":0},7,null,0]
[44196,0,0,0,null,null,0,null,0,null,{"$f":"IF(AND(MONTH(PCS_den)>1,DAY(A39)=16,MONTH(A39)=2,YEAR(A39)=YEAR(PCS_den)+1),šp_poslrok_neprip,0)+IF(AND(MONTH(PCS_den)=1,DAY(A39)=16,MONTH(A39)=2),MIN(max_SP,(SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$G$22:$G$945)+SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$F$22:$F$945))*narok_sp),0)","v":0},0,null,0,1,0,0,0,"OK","2020-12-31",1,null,7,null,0]
[44197,0,0,0,null,null,0,null,0,null,{"$f":"IF(AND(MONTH(PCS_den)>1,DAY(A40)=16,MONTH(A40)=2,YEAR(A40)=YEAR(PCS_den)+1),šp_poslrok_neprip,0)+IF(AND(MONTH(PCS_den)=1,DAY(A40)=16,MONTH(A40)=2),MIN(max_SP,(SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$G$22:$G$945)+SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$F$22:$F$945))*narok_sp),0)","v":0},0,null,0,15,0,0,0,"OK","2021-01-01",0,null,8,null,0]
[44212,0,0,0,null,null,0,null,0,null,{"$f":"IF(AND(MONTH(PCS_den)>1,DAY(A41)=16,MONTH(A41)=2,YEAR(A41)=YEAR(PCS_den)+1),šp_poslrok_neprip,0)+IF(AND(MONTH(PCS_den)=1,DAY(A41)=16,MONTH(A41)=2),MIN(max_SP,(SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$G$22:$G$945)+SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$F$22:$F$945))*narok_sp),0)","v":0},{"$f":"IF(AND(DAY(A41)=1,MONTH(A41)=1,R40<0),Q40,0)","v":0},null,0,15,0,0,0,"OK","2021-01-16",0,{"$f":"-IF(MONTH(A41)=1,plan_uver!Q41,plan_uver!Q41-plan_uver!Q38)","v":0},8,null,0]
[44227,0,0,0,null,null,0,null,0,null,{"$f":"IF(AND(MONTH(PCS_den)>1,DAY(A42)=16,MONTH(A42)=2,YEAR(A42)=YEAR(PCS_den)+1),šp_poslrok_neprip,0)+IF(AND(MONTH(PCS_den)=1,DAY(A42)=16,MONTH(A42)=2),MIN(max_SP,(SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$G$22:$G$945)+SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$F$22:$F$945))*narok_sp),0)","v":0},0,null,0,1,0,0,0,"OK","2021-01-31",0,null,8,null,0]
[44228,0,0,0,null,null,0,null,0,null,{"$f":"IF(AND(MONTH(PCS_den)>1,DAY(A43)=16,MONTH(A43)=2,YEAR(A43)=YEAR(PCS_den)+1),šp_poslrok_neprip,0)+IF(AND(MONTH(PCS_den)=1,DAY(A43)=16,MONTH(A43)=2),MIN(max_SP,(SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$G$22:$G$945)+SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$F$22:$F$945))*narok_sp),0)","v":0},0,null,0,15,0,0,0,"OK","2021-02-01",0,null,9,null,0]
[44243,0,0,0,null,null,0,null,0,null,{"$f":"IF(AND(MONTH(PCS_den)>1,DAY(A44)=16,MONTH(A44)=2,YEAR(A44)=YEAR(PCS_den)+1),šp_poslrok_neprip,0)+IF(AND(MONTH(PCS_den)=1,DAY(A44)=16,MONTH(A44)=2),MIN(max_SP,(SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$G$22:$G$945)+SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$F$22:$F$945))*narok_sp),0)","v":0},0,null,0,12,0,0,0,"OK","2021-02-16",0,{"$f":"-IF(MONTH(A44)=1,plan_uver!Q44,plan_uver!Q44-plan_uver!Q41)","v":0},9,null,0]
[44255,0,0,0,null,null,0,null,0,null,{"$f":"IF(AND(MONTH(PCS_den)>1,DAY(A45)=16,MONTH(A45)=2,YEAR(A45)=YEAR(PCS_den)+1),šp_poslrok_neprip,0)+IF(AND(MONTH(PCS_den)=1,DAY(A45)=16,MONTH(A45)=2),MIN(max_SP,(SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$G$22:$G$945)+SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$F$22:$F$945))*narok_sp),0)","v":0},0,null,0,1,0,0,0,"OK","2021-02-28",0,null,9,null,0]
[44256,0,0,0,null,null,0,null,0,null,{"$f":"IF(AND(MONTH(PCS_den)>1,DAY(A46)=16,MONTH(A46)=2,YEAR(A46)=YEAR(PCS_den)+1),šp_poslrok_neprip,0)+IF(AND(MONTH(PCS_den)=1,DAY(A46)=16,MONTH(A46)=2),MIN(max_SP,(SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$G$22:$G$945)+SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$F$22:$F$945))*narok_sp),0)","v":0},0,null,0,15,0,0,0,"OK","2021-03-01",0,null,10,null,0]
[44271,0,0,0,null,null,0,null,0,null,{"$f":"IF(AND(MONTH(PCS_den)>1,DAY(A47)=16,MONTH(A47)=2,YEAR(A47)=YEAR(PCS_den)+1),šp_poslrok_neprip,0)+IF(AND(MONTH(PCS_den)=1,DAY(A47)=16,MONTH(A47)=2),MIN(max_SP,(SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$G$22:$G$945)+SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$F$22:$F$945))*narok_sp),0)","v":0},0,null,0,15,0,0,0,"OK","2021-03-16",0,{"$f":"-IF(MONTH(A47)=1,plan_uver!Q47,plan_uver!Q47-plan_uver!Q44)","v":0},10,null,0]
[44286,0,0,0,null,null,0,null,0,null,{"$f":"IF(AND(MONTH(PCS_den)>1,DAY(A48)=16,MONTH(A48)=2,YEAR(A48)=YEAR(PCS_den)+1),šp_poslrok_neprip,0)+IF(AND(MONTH(PCS_den)=1,DAY(A48)=16,MONTH(A48)=2),MIN(max_SP,(SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$G$22:$G$945)+SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$F$22:$F$945))*narok_sp),0)","v":0},0,null,0,1,0,0,0,"OK","2021-03-31",0,null,10,null,0]
[44287,0,0,0,null,null,0,null,0,null,{"$f":"IF(AND(MONTH(PCS_den)>1,DAY(A49)=16,MONTH(A49)=2,YEAR(A49)=YEAR(PCS_den)+1),šp_poslrok_neprip,0)+IF(AND(MONTH(PCS_den)=1,DAY(A49)=16,MONTH(A49)=2),MIN(max_SP,(SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$G$22:$G$945)+SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$F$22:$F$945))*narok_sp),0)","v":0},0,null,0,15,0,0,0,"OK","2021-04-01",0,null,11,null,0]
[44302,0,0,0,null,null,0,null,0,null,{"$f":"IF(AND(MONTH(PCS_den)>1,DAY(A50)=16,MONTH(A50)=2,YEAR(A50)=YEAR(PCS_den)+1),šp_poslrok_neprip,0)+IF(AND(MONTH(PCS_den)=1,DAY(A50)=16,MONTH(A50)=2),MIN(max_SP,(SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$G$22:$G$945)+SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$F$22:$F$945))*narok_sp),0)","v":0},0,null,0,14,0,0,0,"OK","2021-04-16",0,{"$f":"-IF(MONTH(A50)=1,plan_uver!Q50,plan_uver!Q50-plan_uver!Q47)","v":0},11,null,0]
[44316,0,0,0,null,null,0,null,0,null,{"$f":"IF(AND(MONTH(PCS_den)>1,DAY(A51)=16,MONTH(A51)=2,YEAR(A51)=YEAR(PCS_den)+1),šp_poslrok_neprip,0)+IF(AND(MONTH(PCS_den)=1,DAY(A51)=16,MONTH(A51)=2),MIN(max_SP,(SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$G$22:$G$945)+SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$F$22:$F$945))*narok_sp),0)","v":0},0,null,0,1,0,0,0,"OK","2021-04-30",0,null,11,null,0]
[44317,0,0,0,null,null,0,null,0,null,{"$f":"IF(AND(MONTH(PCS_den)>1,DAY(A52)=16,MONTH(A52)=2,YEAR(A52)=YEAR(PCS_den)+1),šp_poslrok_neprip,0)+IF(AND(MONTH(PCS_den)=1,DAY(A52)=16,MONTH(A52)=2),MIN(max_SP,(SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$G$22:$G$945)+SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$F$22:$F$945))*narok_sp),0)","v":0},0,null,0,15,0,0,0,"OK","2021-05-01",0,null,12,null,0]
[44332,0,0,0,null,null,0,null,0,null,{"$f":"IF(AND(MONTH(PCS_den)>1,DAY(A53)=16,MONTH(A53)=2,YEAR(A53)=YEAR(PCS_den)+1),šp_poslrok_neprip,0)+IF(AND(MONTH(PCS_den)=1,DAY(A53)=16,MONTH(A53)=2),MIN(max_SP,(SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$G$22:$G$945)+SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$F$22:$F$945))*narok_sp),0)","v":0},0,null,0,15,0,0,0,"OK","2021-05-16",0,{"$f":"-IF(MONTH(A53)=1,plan_uver!Q53,plan_uver!Q53-plan_uver!Q50)","v":0},12,null,0]
[44347,0,0,0,null,null,0,null,0,null,{"$f":"IF(AND(MONTH(PCS_den)>1,DAY(A54)=16,MONTH(A54)=2,YEAR(A54)=YEAR(PCS_den)+1),šp_poslrok_neprip,0)+IF(AND(MONTH(PCS_den)=1,DAY(A54)=16,MONTH(A54)=2),MIN(max_SP,(SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$G$22:$G$945)+SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$F$22:$F$945))*narok_sp),0)","v":0},0,null,0,1,0,0,0,"OK","2021-05-31",0,null,12,null,0]
[44348,0,0,0,null,null,0,null,0,null,{"$f":"IF(AND(MONTH(PCS_den)>1,DAY(A55)=16,MONTH(A55)=2,YEAR(A55)=YEAR(PCS_den)+1),šp_poslrok_neprip,0)+IF(AND(MONTH(PCS_den)=1,DAY(A55)=16,MONTH(A55)=2),MIN(max_SP,(SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$G$22:$G$945)+SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$F$22:$F$945))*narok_sp),0)","v":0},0,null,0,15,0,0,0,"OK","2021-06-01",0,null,13,null,0]
[44363,0,0,0,null,null,0,null,0,null,{"$f":"IF(AND(MONTH(PCS_den)>1,DAY(A56)=16,MONTH(A56)=2,YEAR(A56)=YEAR(PCS_den)+1),šp_poslrok_neprip,0)+IF(AND(MONTH(PCS_den)=1,DAY(A56)=16,MONTH(A56)=2),MIN(max_SP,(SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$G$22:$G$945)+SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$F$22:$F$945))*narok_sp),0)","v":0},0,null,0,14,0,0,0,"OK","2021-06-16",0,{"$f":"-IF(MONTH(A56)=1,plan_uver!Q56,plan_uver!Q56-plan_uver!Q53)","v":0},13,null,0]
[44377,0,0,0,null,null,0,null,0,null,{"$f":"IF(AND(MONTH(PCS_den)>1,DAY(A57)=16,MONTH(A57)=2,YEAR(A57)=YEAR(PCS_den)+1),šp_poslrok_neprip,0)+IF(AND(MONTH(PCS_den)=1,DAY(A57)=16,MONTH(A57)=2),MIN(max_SP,(SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$G$22:$G$945)+SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$F$22:$F$945))*narok_sp),0)","v":0},0,null,0,1,0,0,0,"OK","2021-06-30",0,null,13,null,0]
[44378,0,0,0,null,null,0,null,0,null,{"$f":"IF(AND(MONTH(PCS_den)>1,DAY(A58)=16,MONTH(A58)=2,YEAR(A58)=YEAR(PCS_den)+1),šp_poslrok_neprip,0)+IF(AND(MONTH(PCS_den)=1,DAY(A58)=16,MONTH(A58)=2),MIN(max_SP,(SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$G$22:$G$945)+SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$F$22:$F$945))*narok_sp),0)","v":0},0,null,0,15,0,0,0,"OK","2021-07-01",0,null,14,null,0]
[44393,0,0,0,null,null,0,null,0,null,{"$f":"IF(AND(MONTH(PCS_den)>1,DAY(A59)=16,MONTH(A59)=2,YEAR(A59)=YEAR(PCS_den)+1),šp_poslrok_neprip,0)+IF(AND(MONTH(PCS_den)=1,DAY(A59)=16,MONTH(A59)=2),MIN(max_SP,(SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$G$22:$G$945)+SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$F$22:$F$945))*narok_sp),0)","v":0},0,null,0,15,0,0,0,"OK","2021-07-16",0,{"$f":"-IF(MONTH(A59)=1,plan_uver!Q59,plan_uver!Q59-plan_uver!Q56)","v":0},14,null,0]
[44408,0,0,0,null,null,0,null,0,null,{"$f":"IF(AND(MONTH(PCS_den)>1,DAY(A60)=16,MONTH(A60)=2,YEAR(A60)=YEAR(PCS_den)+1),šp_poslrok_neprip,0)+IF(AND(MONTH(PCS_den)=1,DAY(A60)=16,MONTH(A60)=2),MIN(max_SP,(SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$G$22:$G$945)+SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$F$22:$F$945))*narok_sp),0)","v":0},0,null,0,1,0,0,0,"OK","2021-07-31",0,null,14,null,0]
[44409,0,0,0,null,null,0,null,0,null,{"$f":"IF(AND(MONTH(PCS_den)>1,DAY(A61)=16,MONTH(A61)=2,YEAR(A61)=YEAR(PCS_den)+1),šp_poslrok_neprip,0)+IF(AND(MONTH(PCS_den)=1,DAY(A61)=16,MONTH(A61)=2),MIN(max_SP,(SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$G$22:$G$945)+SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$F$22:$F$945))*narok_sp),0)","v":0},0,null,0,15,0,0,0,"OK","2021-08-01",0,null,15,null,0]
[44424,0,0,0,null,null,0,null,0,null,{"$f":"IF(AND(MONTH(PCS_den)>1,DAY(A62)=16,MONTH(A62)=2,YEAR(A62)=YEAR(PCS_den)+1),šp_poslrok_neprip,0)+IF(AND(MONTH(PCS_den)=1,DAY(A62)=16,MONTH(A62)=2),MIN(max_SP,(SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$G$22:$G$945)+SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$F$22:$F$945))*narok_sp),0)","v":0},0,null,0,15,0,0,0,"OK","2021-08-16",0,{"$f":"-IF(MONTH(A62)=1,plan_uver!Q62,plan_uver!Q62-plan_uver!Q59)","v":0},15,null,0]
[44439,0,0,0,null,null,0,null,0,null,{"$f":"IF(AND(MONTH(PCS_den)>1,DAY(A63)=16,MONTH(A63)=2,YEAR(A63)=YEAR(PCS_den)+1),šp_poslrok_neprip,0)+IF(AND(MONTH(PCS_den)=1,DAY(A63)=16,MONTH(A63)=2),MIN(max_SP,(SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$G$22:$G$945)+SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$F$22:$F$945))*narok_sp),0)","v":0},0,null,0,1,0,0,0,"OK","2021-08-31",0,null,15,null,0]
[44440,0,0,0,null,null,0,null,0,null,{"$f":"IF(AND(MONTH(PCS_den)>1,DAY(A64)=16,MONTH(A64)=2,YEAR(A64)=YEAR(PCS_den)+1),šp_poslrok_neprip,0)+IF(AND(MONTH(PCS_den)=1,DAY(A64)=16,MONTH(A64)=2),MIN(max_SP,(SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$G$22:$G$945)+SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$F$22:$F$945))*narok_sp),0)","v":0},0,null,0,15,0,0,0,"OK","2021-09-01",0,null,16,null,0]
[44455,0,0,0,null,null,0,null,0,null,{"$f":"IF(AND(MONTH(PCS_den)>1,DAY(A65)=16,MONTH(A65)=2,YEAR(A65)=YEAR(PCS_den)+1),šp_poslrok_neprip,0)+IF(AND(MONTH(PCS_den)=1,DAY(A65)=16,MONTH(A65)=2),MIN(max_SP,(SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$G$22:$G$945)+SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$F$22:$F$945))*narok_sp),0)","v":0},0,null,0,14,0,0,0,"OK","2021-09-16",0,{"$f":"-IF(MONTH(A65)=1,plan_uver!Q65,plan_uver!Q65-plan_uver!Q62)","v":0},16,null,0]
[44469,0,0,0,null,null,0,null,0,null,{"$f":"IF(AND(MONTH(PCS_den)>1,DAY(A66)=16,MONTH(A66)=2,YEAR(A66)=YEAR(PCS_den)+1),šp_poslrok_neprip,0)+IF(AND(MONTH(PCS_den)=1,DAY(A66)=16,MONTH(A66)=2),MIN(max_SP,(SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$G$22:$G$945)+SUMIF(plan_sporenie!$AR$22:$AR$945,YEAR(PCS_den),plan_sporenie!$F$22:$F$945))*narok_sp),0)","v":0},0,null,0,1,0,0,0,"OK","2021-09-30",0,null,16,null,0]
[44470,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2021-10-01",0,null,17,null,0]
[44485,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2021-10-16",0,{"$f":"-IF(MONTH(A68)=1,plan_uver!Q68,plan_uver!Q68-plan_uver!Q65)","v":0},17,null,0]
[44500,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2021-10-31",0,null,17,null,0]
[44501,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2021-11-01",0,null,18,null,0]
[44516,0,0,0,null,null,0,null,0,null,null,0,null,0,14,0,0,0,"OK","2021-11-16",0,{"$f":"-IF(MONTH(A71)=1,plan_uver!Q71,plan_uver!Q71-plan_uver!Q68)","v":0},18,null,0]
[44530,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2021-11-30",0,null,18,null,0]
[44531,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2021-12-01",0,null,19,null,0]
[44546,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2021-12-16",0,{"$f":"-IF(MONTH(A74)=1,plan_uver!Q74,plan_uver!Q74-plan_uver!Q71)","v":0},19,null,0]
[44561,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2021-12-31",0,null,19,null,0]
[44562,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2022-01-01",0,null,20,null,0]
[44577,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2022-01-16",0,{"$f":"-IF(MONTH(A77)=1,plan_uver!Q77,plan_uver!Q77-plan_uver!Q74)","v":0},20,null,0]
[44592,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2022-01-31",0,null,20,null,0]
[44593,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2022-02-01",0,null,21,null,0]
[44608,0,0,0,null,null,0,null,0,null,null,0,null,0,12,0,0,0,"OK","2022-02-16",0,{"$f":"-IF(MONTH(A80)=1,plan_uver!Q80,plan_uver!Q80-plan_uver!Q77)","v":0},21,null,0]
[44620,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2022-02-28",0,null,21,null,0]
[44621,0,0,0,null,null,{"$f":"IF(AND(DAY(A82)>25,MOD(MONTH(A82),3)=0,R81<0),-popl_sprava_SU,0)","v":0},null,{"$f":"IF(AND(DAY(A82)=31,MONTH(A82)=12,R81<0),-popl_vypis_SU,0)","v":0},null,null,0,null,0,15,{"$f":"IF(N82<0,(N82*ur_sadzba_SU*O82)/360,)","v":0},0,0,"OK","2022-03-01",0,null,22,null,0]
[44636,0,{"$f":"SUMIF($B$11:$B$13,A83,$E$11:$E$13)","v":0},{"$f":"IF(OR(DAY(A83)<>16,R82=0),0,-$E$6)","v":0},null,null,0,null,0,null,null,0,null,{"$f":"IF(ROUND(R82,3)=0,0,SUM(B83:M83)+N82)","v":0},15,0,{"$f":"IF(ROUND(R82,3)=0,0,IF(AND(DAY(A83)=1,MONTH(A83)=1),P83,P83+Q82))","v":0},0,"OK","2022-03-16",{"$f":"IF(MOD(YEAR(A83),4)=0,1,0)","v":0},{"$f":"-IF(MONTH(A83)=1,plan_uver!Q83,plan_uver!Q83-plan_uver!Q80)","v":0},{"$f":"+IF(MONTH(A83)=MONTH(A82),W82,W82+1)","v":22},null,{"$f":"IF(N82=0,0,SUM(C83:M83)+IF(DAY(A83)=16,splatka_SU+poistne_mesacne,0)+IF(AND(DAY(A83)=1,MONTH(A83)=1),0,Q82)+IF(AND(DAY(A83)=31,MONTH(A83)=12),0,-$M$6+-$M$7)+N82)","v":0}]
[{"$f":"IF(DAY(A83)=1,A83+15,IF(DAY(A83)=16,EOMONTH(A83,0),A83+1))","v":44651},0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,{"$f":"IF(ROUND(R83,3)=0,0,N84+IF(AND(DAY(A84)=1,MONTH(A84)=1),0,Q83)+IF(AND(DAY(A84)=31,MONTH(A84)=12),0,-$M$6+-$M$7))","v":0},"OK","2022-03-31",0,null,22,null,0]
[44652,{"$f":"IF(AND(A85>=$E$9,DAY(A85)=16,R84<0),splatka_SU+poistne_mesacne-IF(Y85>0,Y85,0),0)","v":0},0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2022-04-01",0,null,23,null,0]
[44667,0,0,0,null,null,0,null,0,null,null,0,null,0,14,0,0,0,"OK","2022-04-16",0,{"$f":"-IF(MONTH(A86)=1,plan_uver!Q86,plan_uver!Q86-plan_uver!Q83)","v":0},23,null,0]
[44681,0,0,0,null,null,0,null,0,null,null,0,null,0,{"$f":"A88-A87","v":1},0,0,0,{"$f":"IF(R87=0,\"OK\",\"no\")","v":"OK"},{"$f":"+A87","v":"2022-04-30"},0,null,23,null,0]
[44682,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2022-05-01",0,null,24,null,0]
[44697,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2022-05-16",0,{"$f":"-IF(MONTH(A89)=1,plan_uver!Q89,plan_uver!Q89-plan_uver!Q86)","v":0},24,null,0]
[44712,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2022-05-31",0,null,24,null,0]
[44713,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2022-06-01",0,null,25,null,0]
[44728,0,0,0,null,null,0,null,0,null,null,0,null,0,14,0,0,0,"OK","2022-06-16",0,{"$f":"-IF(MONTH(A92)=1,plan_uver!Q92,plan_uver!Q92-plan_uver!Q89)","v":0},25,null,0]
[44742,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2022-06-30",0,null,25,null,0]
[44743,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2022-07-01",0,null,26,null,0]
[44758,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2022-07-16",0,{"$f":"-IF(MONTH(A95)=1,plan_uver!Q95,plan_uver!Q95-plan_uver!Q92)","v":0},26,null,0]
[44773,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2022-07-31",0,null,26,null,0]
[44774,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2022-08-01",0,null,27,null,0]
[44789,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2022-08-16",0,{"$f":"-IF(MONTH(A98)=1,plan_uver!Q98,plan_uver!Q98-plan_uver!Q95)","v":0},27,null,0]
[44804,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2022-08-31",0,null,27,null,0]
[44805,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2022-09-01",0,null,28,null,0]
[44820,0,0,0,null,null,0,null,0,null,null,0,null,0,14,0,0,0,"OK","2022-09-16",0,{"$f":"-IF(MONTH(A101)=1,plan_uver!Q101,plan_uver!Q101-plan_uver!Q98)","v":0},28,null,0]
[44834,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2022-09-30",0,null,28,null,0]
[44835,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2022-10-01",0,null,29,null,0]
[44850,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2022-10-16",0,{"$f":"-IF(MONTH(A104)=1,plan_uver!Q104,plan_uver!Q104-plan_uver!Q101)","v":0},29,null,0]
[44865,0,0,0,null,null,0,null,0,null,null,{"$f":"IF(AND(DAY(A105)=1,MONTH(A105)=1,R104<0),Q104,0)","v":0},null,0,1,0,0,0,"OK","2022-10-31",0,null,29,null,0]
[44866,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2022-11-01",0,null,30,null,0]
[44881,0,0,0,null,null,0,null,0,null,null,0,null,0,14,0,0,0,"OK","2022-11-16",0,{"$f":"-IF(MONTH(A107)=1,plan_uver!Q107,plan_uver!Q107-plan_uver!Q104)","v":0},30,null,0]
[44895,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2022-11-30",0,null,30,null,0]
[44896,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2022-12-01",0,null,31,null,0]
[44911,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2022-12-16",0,{"$f":"-IF(MONTH(A110)=1,plan_uver!Q110,plan_uver!Q110-plan_uver!Q107)","v":0},31,null,0]
[44926,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2022-12-31",0,null,31,null,0]
[44927,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2023-01-01",0,null,32,null,0]
[44942,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2023-01-16",0,{"$f":"-IF(MONTH(A113)=1,plan_uver!Q113,plan_uver!Q113-plan_uver!Q110)","v":0},32,null,0]
[44957,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2023-01-31",0,null,32,null,0]
[44958,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2023-02-01",0,null,33,null,0]
[44973,0,0,0,null,null,0,null,0,null,null,0,null,0,12,0,0,0,"OK","2023-02-16",0,{"$f":"-IF(MONTH(A116)=1,plan_uver!Q116,plan_uver!Q116-plan_uver!Q113)","v":0},33,null,0]
[44985,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2023-02-28",0,null,33,null,0]
[44986,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2023-03-01",0,null,34,null,0]
[45001,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2023-03-16",0,{"$f":"-IF(MONTH(A119)=1,plan_uver!Q119,plan_uver!Q119-plan_uver!Q116)","v":0},34,null,0]
[45016,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2023-03-31",0,null,34,null,0]
[45017,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2023-04-01",0,null,35,null,0]
[45032,0,0,0,null,null,0,null,0,null,null,0,null,0,14,0,0,0,"OK","2023-04-16",0,{"$f":"-IF(MONTH(A122)=1,plan_uver!Q122,plan_uver!Q122-plan_uver!Q119)","v":0},35,null,0]
[45046,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2023-04-30",0,null,35,null,0]
[45047,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2023-05-01",0,null,36,null,0]
[45062,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2023-05-16",0,{"$f":"-IF(MONTH(A125)=1,plan_uver!Q125,plan_uver!Q125-plan_uver!Q122)","v":0},36,null,0]
[45077,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2023-05-31",0,null,36,null,0]
[45078,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2023-06-01",0,null,37,null,0]
[45093,0,0,0,null,null,0,null,0,null,null,0,null,0,14,0,0,0,"OK","2023-06-16",0,{"$f":"-IF(MONTH(A128)=1,plan_uver!Q128,plan_uver!Q128-plan_uver!Q125)","v":0},37,null,0]
[45107,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2023-06-30",0,null,37,null,0]
[45108,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2023-07-01",0,null,38,null,0]
[45123,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2023-07-16",0,{"$f":"-IF(MONTH(A131)=1,plan_uver!Q131,plan_uver!Q131-plan_uver!Q128)","v":0},38,null,0]
[45138,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2023-07-31",0,null,38,null,0]
[45139,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2023-08-01",0,null,39,null,0]
[45154,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2023-08-16",0,{"$f":"-IF(MONTH(A134)=1,plan_uver!Q134,plan_uver!Q134-plan_uver!Q131)","v":0},39,null,0]
[45169,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2023-08-31",0,null,39,null,0]
[45170,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2023-09-01",0,null,40,null,0]
[45185,0,0,0,null,null,0,null,0,null,null,0,null,0,14,0,0,0,"OK","2023-09-16",0,{"$f":"-IF(MONTH(A137)=1,plan_uver!Q137,plan_uver!Q137-plan_uver!Q134)","v":0},40,null,0]
[45199,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2023-09-30",0,null,40,null,0]
[45200,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2023-10-01",0,null,41,null,0]
[45215,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2023-10-16",0,{"$f":"-IF(MONTH(A140)=1,plan_uver!Q140,plan_uver!Q140-plan_uver!Q137)","v":0},41,null,0]
[45230,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2023-10-31",0,null,41,null,0]
[45231,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2023-11-01",0,null,42,null,0]
[45246,0,0,0,null,null,0,null,0,null,null,0,null,0,14,0,0,0,"OK","2023-11-16",0,{"$f":"-IF(MONTH(A143)=1,plan_uver!Q143,plan_uver!Q143-plan_uver!Q140)","v":0},42,null,0]
[45260,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2023-11-30",0,null,42,null,0]
[45261,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2023-12-01",0,null,43,null,0]
[45276,0,0,0,null,null,{"$f":"IF(AND(DAY(A146)>25,MOD(MONTH(A146),3)=0,R145<0),-popl_sprava_SU,0)","v":0},null,{"$f":"IF(AND(DAY(A146)=31,MONTH(A146)=12,R145<0),-popl_vypis_SU,0)","v":0},null,null,0,null,0,15,{"$f":"IF(N146<0,(N146*ur_sadzba_SU*O146)/360,)","v":0},0,0,"OK","2023-12-16",0,{"$f":"-IF(MONTH(A146)=1,plan_uver!Q146,plan_uver!Q146-plan_uver!Q143)","v":0},43,null,0]
[45291,0,{"$f":"SUMIF($B$11:$B$13,A147,$E$11:$E$13)","v":0},{"$f":"IF(OR(DAY(A147)<>16,R146=0),0,-$E$6)","v":0},null,null,0,null,0,null,null,0,null,{"$f":"IF(ROUND(R146,3)=0,0,SUM(B147:M147)+N146)","v":0},1,0,{"$f":"IF(ROUND(R146,3)=0,0,IF(AND(DAY(A147)=1,MONTH(A147)=1),P147,P147+Q146))","v":0},0,"OK","2023-12-31",{"$f":"IF(MOD(YEAR(A147),4)=0,1,0)","v":0},null,{"$f":"+IF(MONTH(A147)=MONTH(A146),W146,W146+1)","v":43},null,{"$f":"IF(N146=0,0,SUM(C147:M147)+IF(DAY(A147)=16,splatka_SU+poistne_mesacne,0)+IF(AND(DAY(A147)=1,MONTH(A147)=1),0,Q146)+IF(AND(DAY(A147)=31,MONTH(A147)=12),0,-$M$6+-$M$7)+N146)","v":0}]
[{"$f":"IF(DAY(A147)=1,A147+15,IF(DAY(A147)=16,EOMONTH(A147,0),A147+1))","v":45292},0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,{"$f":"IF(ROUND(R147,3)=0,0,N148+IF(AND(DAY(A148)=1,MONTH(A148)=1),0,Q147)+IF(AND(DAY(A148)=31,MONTH(A148)=12),0,-$M$6+-$M$7))","v":0},"OK","2024-01-01",1,null,44,null,0]
[45307,{"$f":"IF(AND(A149>=$E$9,DAY(A149)=16,R148<0),splatka_SU+poistne_mesacne-IF(Y149>0,Y149,0),0)","v":0},0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2024-01-16",1,{"$f":"-IF(MONTH(A149)=1,plan_uver!Q149,plan_uver!Q149-plan_uver!Q146)","v":0},44,null,0]
[45322,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2024-01-31",1,null,44,null,0]
[45323,0,0,0,null,null,0,null,0,null,null,0,null,0,{"$f":"A152-A151","v":15},0,0,0,{"$f":"IF(R151=0,\"OK\",\"no\")","v":"OK"},{"$f":"+A151","v":"2024-02-01"},1,null,45,null,0]
[45338,0,0,0,null,null,0,null,0,null,null,0,null,0,13,0,0,0,"OK","2024-02-16",1,{"$f":"-IF(MONTH(A152)=1,plan_uver!Q152,plan_uver!Q152-plan_uver!Q149)","v":0},45,null,0]
[45351,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2024-02-29",1,null,45,null,0]
[45352,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2024-03-01",1,null,46,null,0]
[45367,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2024-03-16",1,{"$f":"-IF(MONTH(A155)=1,plan_uver!Q155,plan_uver!Q155-plan_uver!Q152)","v":0},46,null,0]
[45382,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2024-03-31",1,null,46,null,0]
[45383,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2024-04-01",1,null,47,null,0]
[45398,0,0,0,null,null,0,null,0,null,null,0,null,0,14,0,0,0,"OK","2024-04-16",1,{"$f":"-IF(MONTH(A158)=1,plan_uver!Q158,plan_uver!Q158-plan_uver!Q155)","v":0},47,null,0]
[45412,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2024-04-30",1,null,47,null,0]
[45413,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2024-05-01",1,null,48,null,0]
[45428,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2024-05-16",1,{"$f":"-IF(MONTH(A161)=1,plan_uver!Q161,plan_uver!Q161-plan_uver!Q158)","v":0},48,null,0]
[45443,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2024-05-31",1,null,48,null,0]
[45444,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2024-06-01",1,null,49,null,0]
[45459,0,0,0,null,null,0,null,0,null,null,0,null,0,14,0,0,0,"OK","2024-06-16",1,{"$f":"-IF(MONTH(A164)=1,plan_uver!Q164,plan_uver!Q164-plan_uver!Q161)","v":0},49,null,0]
[45473,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2024-06-30",1,null,49,null,0]
[45474,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2024-07-01",1,null,50,null,0]
[45489,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2024-07-16",1,{"$f":"-IF(MONTH(A167)=1,plan_uver!Q167,plan_uver!Q167-plan_uver!Q164)","v":0},50,null,0]
[45504,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2024-07-31",1,null,50,null,0]
[45505,0,0,0,null,null,0,null,0,null,null,{"$f":"IF(AND(DAY(A169)=1,MONTH(A169)=1,R168<0),Q168,0)","v":0},null,0,15,0,0,0,"OK","2024-08-01",1,null,51,null,0]
[45520,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2024-08-16",1,{"$f":"-IF(MONTH(A170)=1,plan_uver!Q170,plan_uver!Q170-plan_uver!Q167)","v":0},51,null,0]
[45535,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2024-08-31",1,null,51,null,0]
[45536,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2024-09-01",1,null,52,null,0]
[45551,0,0,0,null,null,0,null,0,null,null,0,null,0,14,0,0,0,"OK","2024-09-16",1,{"$f":"-IF(MONTH(A173)=1,plan_uver!Q173,plan_uver!Q173-plan_uver!Q170)","v":0},52,null,0]
[45565,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2024-09-30",1,null,52,null,0]
[45566,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2024-10-01",1,null,53,null,0]
[45581,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2024-10-16",1,{"$f":"-IF(MONTH(A176)=1,plan_uver!Q176,plan_uver!Q176-plan_uver!Q173)","v":0},53,null,0]
[45596,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2024-10-31",1,null,53,null,0]
[45597,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2024-11-01",1,null,54,null,0]
[45612,0,0,0,null,null,0,null,0,null,null,0,null,0,14,0,0,0,"OK","2024-11-16",1,{"$f":"-IF(MONTH(A179)=1,plan_uver!Q179,plan_uver!Q179-plan_uver!Q176)","v":0},54,null,0]
[45626,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2024-11-30",1,null,54,null,0]
[45627,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2024-12-01",1,null,55,null,0]
[45642,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2024-12-16",1,{"$f":"-IF(MONTH(A182)=1,plan_uver!Q182,plan_uver!Q182-plan_uver!Q179)","v":0},55,null,0]
[45657,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2024-12-31",1,null,55,null,0]
[45658,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2025-01-01",0,null,56,null,0]
[45673,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2025-01-16",0,{"$f":"-IF(MONTH(A185)=1,plan_uver!Q185,plan_uver!Q185-plan_uver!Q182)","v":0},56,null,0]
[45688,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2025-01-31",0,null,56,null,0]
[45689,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2025-02-01",0,null,57,null,0]
[45704,0,0,0,null,null,0,null,0,null,null,0,null,0,12,0,0,0,"OK","2025-02-16",0,{"$f":"-IF(MONTH(A188)=1,plan_uver!Q188,plan_uver!Q188-plan_uver!Q185)","v":0},57,null,0]
[45716,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2025-02-28",0,null,57,null,0]
[45717,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2025-03-01",0,null,58,null,0]
[45732,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2025-03-16",0,{"$f":"-IF(MONTH(A191)=1,plan_uver!Q191,plan_uver!Q191-plan_uver!Q188)","v":0},58,null,0]
[45747,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2025-03-31",0,null,58,null,0]
[45748,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2025-04-01",0,null,59,null,0]
[45763,0,0,0,null,null,0,null,0,null,null,0,null,0,14,0,0,0,"OK","2025-04-16",0,{"$f":"-IF(MONTH(A194)=1,plan_uver!Q194,plan_uver!Q194-plan_uver!Q191)","v":0},59,null,0]
[45777,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2025-04-30",0,null,59,null,0]
[45778,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2025-05-01",0,null,60,null,0]
[45793,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2025-05-16",0,{"$f":"-IF(MONTH(A197)=1,plan_uver!Q197,plan_uver!Q197-plan_uver!Q194)","v":0},60,null,0]
[45808,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2025-05-31",0,null,60,null,0]
[45809,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2025-06-01",0,null,61,null,0]
[45824,0,0,0,null,null,0,null,0,null,null,0,null,0,14,0,0,0,"OK","2025-06-16",0,{"$f":"-IF(MONTH(A200)=1,plan_uver!Q200,plan_uver!Q200-plan_uver!Q197)","v":0},61,null,0]
[45838,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2025-06-30",0,null,61,null,0]
[45839,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2025-07-01",0,null,62,null,0]
[45854,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2025-07-16",0,{"$f":"-IF(MONTH(A203)=1,plan_uver!Q203,plan_uver!Q203-plan_uver!Q200)","v":0},62,null,0]
[45869,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2025-07-31",0,null,62,null,0]
[45870,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2025-08-01",0,null,63,null,0]
[45885,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2025-08-16",0,{"$f":"-IF(MONTH(A206)=1,plan_uver!Q206,plan_uver!Q206-plan_uver!Q203)","v":0},63,null,0]
[45900,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2025-08-31",0,null,63,null,0]
[45901,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2025-09-01",0,null,64,null,0]
[45916,0,0,0,null,null,0,null,0,null,null,0,null,0,14,0,0,0,"OK","2025-09-16",0,{"$f":"-IF(MONTH(A209)=1,plan_uver!Q209,plan_uver!Q209-plan_uver!Q206)","v":0},64,null,0]
[45930,0,0,0,null,null,{"$f":"IF(AND(DAY(A210)>25,MOD(MONTH(A210),3)=0,R209<0),-popl_sprava_SU,0)","v":0},null,{"$f":"IF(AND(DAY(A210)=31,MONTH(A210)=12,R209<0),-popl_vypis_SU,0)","v":0},null,null,0,null,0,1,{"$f":"IF(N210<0,(N210*ur_sadzba_SU*O210)/360,)","v":0},0,0,"OK","2025-09-30",0,null,64,null,0]
[45931,0,{"$f":"SUMIF($B$11:$B$13,A211,$E$11:$E$13)","v":0},{"$f":"IF(OR(DAY(A211)<>16,R210=0),0,-$E$6)","v":0},null,null,0,null,0,null,null,0,null,{"$f":"IF(ROUND(R210,3)=0,0,SUM(B211:M211)+N210)","v":0},15,0,{"$f":"IF(ROUND(R210,3)=0,0,IF(AND(DAY(A211)=1,MONTH(A211)=1),P211,P211+Q210))","v":0},0,"OK","2025-10-01",{"$f":"IF(MOD(YEAR(A211),4)=0,1,0)","v":0},null,{"$f":"+IF(MONTH(A211)=MONTH(A210),W210,W210+1)","v":65},null,{"$f":"IF(N210=0,0,SUM(C211:M211)+IF(DAY(A211)=16,splatka_SU+poistne_mesacne,0)+IF(AND(DAY(A211)=1,MONTH(A211)=1),0,Q210)+IF(AND(DAY(A211)=31,MONTH(A211)=12),0,-$M$6+-$M$7)+N210)","v":0}]
[{"$f":"IF(DAY(A211)=1,A211+15,IF(DAY(A211)=16,EOMONTH(A211,0),A211+1))","v":45946},0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,{"$f":"IF(ROUND(R211,3)=0,0,N212+IF(AND(DAY(A212)=1,MONTH(A212)=1),0,Q211)+IF(AND(DAY(A212)=31,MONTH(A212)=12),0,-$M$6+-$M$7))","v":0},"OK","2025-10-16",0,{"$f":"-IF(MONTH(A212)=1,plan_uver!Q212,plan_uver!Q212-plan_uver!Q209)","v":0},65,null,0]
[45961,{"$f":"IF(AND(A213>=$E$9,DAY(A213)=16,R212<0),splatka_SU+poistne_mesacne-IF(Y213>0,Y213,0),0)","v":0},0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2025-10-31",0,null,65,null,0]
[45962,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2025-11-01",0,null,66,null,0]
[45977,0,0,0,null,null,0,null,0,null,null,0,null,0,{"$f":"A216-A215","v":14},0,0,0,{"$f":"IF(R215=0,\"OK\",\"no\")","v":"OK"},{"$f":"+A215","v":"2025-11-16"},0,{"$f":"-IF(MONTH(A215)=1,plan_uver!Q215,plan_uver!Q215-plan_uver!Q212)","v":0},66,null,0]
[45991,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2025-11-30",0,null,66,null,0]
[45992,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2025-12-01",0,null,67,null,0]
[46007,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2025-12-16",0,{"$f":"-IF(MONTH(A218)=1,plan_uver!Q218,plan_uver!Q218-plan_uver!Q215)","v":0},67,null,0]
[46022,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2025-12-31",0,null,67,null,0]
[46023,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2026-01-01",0,null,68,null,0]
[46038,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2026-01-16",0,{"$f":"-IF(MONTH(A221)=1,plan_uver!Q221,plan_uver!Q221-plan_uver!Q218)","v":0},68,null,0]
[46053,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2026-01-31",0,null,68,null,0]
[46054,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2026-02-01",0,null,69,null,0]
[46069,0,0,0,null,null,0,null,0,null,null,0,null,0,12,0,0,0,"OK","2026-02-16",0,{"$f":"-IF(MONTH(A224)=1,plan_uver!Q224,plan_uver!Q224-plan_uver!Q221)","v":0},69,null,0]
[46081,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2026-02-28",0,null,69,null,0]
[46082,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2026-03-01",0,null,70,null,0]
[46097,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2026-03-16",0,{"$f":"-IF(MONTH(A227)=1,plan_uver!Q227,plan_uver!Q227-plan_uver!Q224)","v":0},70,null,0]
[46112,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2026-03-31",0,null,70,null,0]
[46113,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2026-04-01",0,null,71,null,0]
[46128,0,0,0,null,null,0,null,0,null,null,0,null,0,14,0,0,0,"OK","2026-04-16",0,{"$f":"-IF(MONTH(A230)=1,plan_uver!Q230,plan_uver!Q230-plan_uver!Q227)","v":0},71,null,0]
[46142,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2026-04-30",0,null,71,null,0]
[46143,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2026-05-01",0,null,72,null,0]
[46158,0,0,0,null,null,0,null,0,null,null,{"$f":"IF(AND(DAY(A233)=1,MONTH(A233)=1,R232<0),Q232,0)","v":0},null,0,15,0,0,0,"OK","2026-05-16",0,{"$f":"-IF(MONTH(A233)=1,plan_uver!Q233,plan_uver!Q233-plan_uver!Q230)","v":0},72,null,0]
[46173,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2026-05-31",0,null,72,null,0]
[46174,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2026-06-01",0,null,73,null,0]
[46189,0,0,0,null,null,0,null,0,null,null,0,null,0,14,0,0,0,"OK","2026-06-16",0,{"$f":"-IF(MONTH(A236)=1,plan_uver!Q236,plan_uver!Q236-plan_uver!Q233)","v":0},73,null,0]
[46203,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2026-06-30",0,null,73,null,0]
[46204,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2026-07-01",0,null,74,null,0]
[46219,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2026-07-16",0,{"$f":"-IF(MONTH(A239)=1,plan_uver!Q239,plan_uver!Q239-plan_uver!Q236)","v":0},74,null,0]
[46234,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2026-07-31",0,null,74,null,0]
[46235,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2026-08-01",0,null,75,null,0]
[46250,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2026-08-16",0,{"$f":"-IF(MONTH(A242)=1,plan_uver!Q242,plan_uver!Q242-plan_uver!Q239)","v":0},75,null,0]
[46265,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2026-08-31",0,null,75,null,0]
[46266,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2026-09-01",0,null,76,null,0]
[46281,0,0,0,null,null,0,null,0,null,null,0,null,0,14,0,0,0,"OK","2026-09-16",0,{"$f":"-IF(MONTH(A245)=1,plan_uver!Q245,plan_uver!Q245-plan_uver!Q242)","v":0},76,null,0]
[46295,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2026-09-30",0,null,76,null,0]
[46296,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2026-10-01",0,null,77,null,0]
[46311,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2026-10-16",0,{"$f":"-IF(MONTH(A248)=1,plan_uver!Q248,plan_uver!Q248-plan_uver!Q245)","v":0},77,null,0]
[46326,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2026-10-31",0,null,77,null,0]
[46327,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2026-11-01",0,null,78,null,0]
[46342,0,0,0,null,null,0,null,0,null,null,0,null,0,14,0,0,0,"OK","2026-11-16",0,{"$f":"-IF(MONTH(A251)=1,plan_uver!Q251,plan_uver!Q251-plan_uver!Q248)","v":0},78,null,0]
[46356,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2026-11-30",0,null,78,null,0]
[46357,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2026-12-01",0,null,79,null,0]
[46372,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2026-12-16",0,{"$f":"-IF(MONTH(A254)=1,plan_uver!Q254,plan_uver!Q254-plan_uver!Q251)","v":0},79,null,0]
[46387,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2026-12-31",0,null,79,null,0]
[46388,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2027-01-01",0,null,80,null,0]
[46403,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2027-01-16",0,{"$f":"-IF(MONTH(A257)=1,plan_uver!Q257,plan_uver!Q257-plan_uver!Q254)","v":0},80,null,0]
[46418,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2027-01-31",0,null,80,null,0]
[46419,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2027-02-01",0,null,81,null,0]
[46434,0,0,0,null,null,0,null,0,null,null,0,null,0,12,0,0,0,"OK","2027-02-16",0,{"$f":"-IF(MONTH(A260)=1,plan_uver!Q260,plan_uver!Q260-plan_uver!Q257)","v":0},81,null,0]
[46446,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2027-02-28",0,null,81,null,0]
[46447,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2027-03-01",0,null,82,null,0]
[46462,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2027-03-16",0,{"$f":"-IF(MONTH(A263)=1,plan_uver!Q263,plan_uver!Q263-plan_uver!Q260)","v":0},82,null,0]
[46477,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2027-03-31",0,null,82,null,0]
[46478,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2027-04-01",0,null,83,null,0]
[46493,0,0,0,null,null,0,null,0,null,null,0,null,0,14,0,0,0,"OK","2027-04-16",0,{"$f":"-IF(MONTH(A266)=1,plan_uver!Q266,plan_uver!Q266-plan_uver!Q263)","v":0},83,null,0]
[46507,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2027-04-30",0,null,83,null,0]
[46508,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2027-05-01",0,null,84,null,0]
[46523,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2027-05-16",0,{"$f":"-IF(MONTH(A269)=1,plan_uver!Q269,plan_uver!Q269-plan_uver!Q266)","v":0},84,null,0]
[46538,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2027-05-31",0,null,84,null,0]
[46539,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2027-06-01",0,null,85,null,0]
[46554,0,0,0,null,null,0,null,0,null,null,0,null,0,14,0,0,0,"OK","2027-06-16",0,{"$f":"-IF(MONTH(A272)=1,plan_uver!Q272,plan_uver!Q272-plan_uver!Q269)","v":0},85,null,0]
[46568,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2027-06-30",0,null,85,null,0]
[46569,0,0,0,null,null,{"$f":"IF(AND(DAY(A274)>25,MOD(MONTH(A274),3)=0,R273<0),-popl_sprava_SU,0)","v":0},null,{"$f":"IF(AND(DAY(A274)=31,MONTH(A274)=12,R273<0),-popl_vypis_SU,0)","v":0},null,null,0,null,0,15,{"$f":"IF(N274<0,(N274*ur_sadzba_SU*O274)/360,)","v":0},0,0,"OK","2027-07-01",0,null,86,null,0]
[46584,0,{"$f":"SUMIF($B$11:$B$13,A275,$E$11:$E$13)","v":0},{"$f":"IF(OR(DAY(A275)<>16,R274=0),0,-$E$6)","v":0},null,null,0,null,0,null,null,0,null,{"$f":"IF(ROUND(R274,3)=0,0,SUM(B275:M275)+N274)","v":0},15,0,{"$f":"IF(ROUND(R274,3)=0,0,IF(AND(DAY(A275)=1,MONTH(A275)=1),P275,P275+Q274))","v":0},0,"OK","2027-07-16",{"$f":"IF(MOD(YEAR(A275),4)=0,1,0)","v":0},{"$f":"-IF(MONTH(A275)=1,plan_uver!Q275,plan_uver!Q275-plan_uver!Q272)","v":0},{"$f":"+IF(MONTH(A275)=MONTH(A274),W274,W274+1)","v":86},null,{"$f":"IF(N274=0,0,SUM(C275:M275)+IF(DAY(A275)=16,splatka_SU+poistne_mesacne,0)+IF(AND(DAY(A275)=1,MONTH(A275)=1),0,Q274)+IF(AND(DAY(A275)=31,MONTH(A275)=12),0,-$M$6+-$M$7)+N274)","v":0}]
[{"$f":"IF(DAY(A275)=1,A275+15,IF(DAY(A275)=16,EOMONTH(A275,0),A275+1))","v":46599},0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,{"$f":"IF(ROUND(R275,3)=0,0,N276+IF(AND(DAY(A276)=1,MONTH(A276)=1),0,Q275)+IF(AND(DAY(A276)=31,MONTH(A276)=12),0,-$M$6+-$M$7))","v":0},"OK","2027-07-31",0,null,86,null,0]
[46600,{"$f":"IF(AND(A277>=$E$9,DAY(A277)=16,R276<0),splatka_SU+poistne_mesacne-IF(Y277>0,Y277,0),0)","v":0},0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2027-08-01",0,null,87,null,0]
[46615,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2027-08-16",0,{"$f":"-IF(MONTH(A278)=1,plan_uver!Q278,plan_uver!Q278-plan_uver!Q275)","v":0},87,null,0]
[46630,0,0,0,null,null,0,null,0,null,null,0,null,0,{"$f":"A280-A279","v":1},0,0,0,{"$f":"IF(R279=0,\"OK\",\"no\")","v":"OK"},{"$f":"+A279","v":"2027-08-31"},0,null,87,null,0]
[46631,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2027-09-01",0,null,88,null,0]
[46646,0,0,0,null,null,0,null,0,null,null,0,null,0,14,0,0,0,"OK","2027-09-16",0,{"$f":"-IF(MONTH(A281)=1,plan_uver!Q281,plan_uver!Q281-plan_uver!Q278)","v":0},88,null,0]
[46660,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2027-09-30",0,null,88,null,0]
[46661,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2027-10-01",0,null,89,null,0]
[46676,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2027-10-16",0,{"$f":"-IF(MONTH(A284)=1,plan_uver!Q284,plan_uver!Q284-plan_uver!Q281)","v":0},89,null,0]
[46691,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2027-10-31",0,null,89,null,0]
[46692,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2027-11-01",0,null,90,null,0]
[46707,0,0,0,null,null,0,null,0,null,null,0,null,0,14,0,0,0,"OK","2027-11-16",0,{"$f":"-IF(MONTH(A287)=1,plan_uver!Q287,plan_uver!Q287-plan_uver!Q284)","v":0},90,null,0]
[46721,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2027-11-30",0,null,90,null,0]
[46722,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2027-12-01",0,null,91,null,0]
[46737,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2027-12-16",0,{"$f":"-IF(MONTH(A290)=1,plan_uver!Q290,plan_uver!Q290-plan_uver!Q287)","v":0},91,null,0]
[46752,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2027-12-31",0,null,91,null,0]
[46753,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2028-01-01",1,null,92,null,0]
[46768,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2028-01-16",1,{"$f":"-IF(MONTH(A293)=1,plan_uver!Q293,plan_uver!Q293-plan_uver!Q290)","v":0},92,null,0]
[46783,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2028-01-31",1,null,92,null,0]
[46784,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2028-02-01",1,null,93,null,0]
[46799,0,0,0,null,null,0,null,0,null,null,0,null,0,13,0,0,0,"OK","2028-02-16",1,{"$f":"-IF(MONTH(A296)=1,plan_uver!Q296,plan_uver!Q296-plan_uver!Q293)","v":0},93,null,0]
[46812,0,0,0,null,null,0,null,0,null,null,{"$f":"IF(AND(DAY(A297)=1,MONTH(A297)=1,R296<0),Q296,0)","v":0},null,0,1,0,0,0,"OK","2028-02-29",1,null,93,null,0]
[46813,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2028-03-01",1,null,94,null,0]
[46828,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2028-03-16",1,{"$f":"-IF(MONTH(A299)=1,plan_uver!Q299,plan_uver!Q299-plan_uver!Q296)","v":0},94,null,0]
[46843,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2028-03-31",1,null,94,null,0]
[46844,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2028-04-01",1,null,95,null,0]
[46859,0,0,0,null,null,0,null,0,null,null,0,null,0,14,0,0,0,"OK","2028-04-16",1,{"$f":"-IF(MONTH(A302)=1,plan_uver!Q302,plan_uver!Q302-plan_uver!Q299)","v":0},95,null,0]
[46873,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2028-04-30",1,null,95,null,0]
[46874,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2028-05-01",1,null,96,null,0]
[46889,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2028-05-16",1,{"$f":"-IF(MONTH(A305)=1,plan_uver!Q305,plan_uver!Q305-plan_uver!Q302)","v":0},96,null,0]
[46904,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2028-05-31",1,null,96,null,0]
[46905,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2028-06-01",1,null,97,null,0]
[46920,0,0,0,null,null,0,null,0,null,null,0,null,0,14,0,0,0,"OK","2028-06-16",1,{"$f":"-IF(MONTH(A308)=1,plan_uver!Q308,plan_uver!Q308-plan_uver!Q305)","v":0},97,null,0]
[46934,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2028-06-30",1,null,97,null,0]
[46935,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2028-07-01",1,null,98,null,0]
[46950,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2028-07-16",1,{"$f":"-IF(MONTH(A311)=1,plan_uver!Q311,plan_uver!Q311-plan_uver!Q308)","v":0},98,null,0]
[46965,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2028-07-31",1,null,98,null,0]
[46966,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2028-08-01",1,null,99,null,0]
[46981,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2028-08-16",1,{"$f":"-IF(MONTH(A314)=1,plan_uver!Q314,plan_uver!Q314-plan_uver!Q311)","v":0},99,null,0]
[46996,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2028-08-31",1,null,99,null,0]
[46997,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2028-09-01",1,null,100,null,0]
[47012,0,0,0,null,null,0,null,0,null,null,0,null,0,14,0,0,0,"OK","2028-09-16",1,{"$f":"-IF(MONTH(A317)=1,plan_uver!Q317,plan_uver!Q317-plan_uver!Q314)","v":0},100,null,0]
[47026,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2028-09-30",1,null,100,null,0]
[47027,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2028-10-01",1,null,101,null,0]
[47042,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2028-10-16",1,{"$f":"-IF(MONTH(A320)=1,plan_uver!Q320,plan_uver!Q320-plan_uver!Q317)","v":0},101,null,0]
[47057,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2028-10-31",1,null,101,null,0]
[47058,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2028-11-01",1,null,102,null,0]
[47073,0,0,0,null,null,0,null,0,null,null,0,null,0,14,0,0,0,"OK","2028-11-16",1,{"$f":"-IF(MONTH(A323)=1,plan_uver!Q323,plan_uver!Q323-plan_uver!Q320)","v":0},102,null,0]
[47087,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2028-11-30",1,null,102,null,0]
[47088,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2028-12-01",1,null,103,null,0]
[47103,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2028-12-16",1,{"$f":"-IF(MONTH(A326)=1,plan_uver!Q326,plan_uver!Q326-plan_uver!Q323)","v":0},103,null,0]
[47118,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2028-12-31",1,null,103,null,0]
[47119,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2029-01-01",0,null,104,null,0]
[47134,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2029-01-16",0,{"$f":"-IF(MONTH(A329)=1,plan_uver!Q329,plan_uver!Q329-plan_uver!Q326)","v":0},104,null,0]
[47149,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2029-01-31",0,null,104,null,0]
[47150,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2029-02-01",0,null,105,null,0]
[47165,0,0,0,null,null,0,null,0,null,null,0,null,0,12,0,0,0,"OK","2029-02-16",0,{"$f":"-IF(MONTH(A332)=1,plan_uver!Q332,plan_uver!Q332-plan_uver!Q329)","v":0},105,null,0]
[47177,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2029-02-28",0,null,105,null,0]
[47178,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2029-03-01",0,null,106,null,0]
[47193,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2029-03-16",0,{"$f":"-IF(MONTH(A335)=1,plan_uver!Q335,plan_uver!Q335-plan_uver!Q332)","v":0},106,null,0]
[47208,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2029-03-31",0,null,106,null,0]
[47209,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2029-04-01",0,null,107,null,0]
[47224,0,0,0,null,null,{"$f":"IF(AND(DAY(A338)>25,MOD(MONTH(A338),3)=0,R337<0),-popl_sprava_SU,0)","v":0},null,{"$f":"IF(AND(DAY(A338)=31,MONTH(A338)=12,R337<0),-popl_vypis_SU,0)","v":0},null,null,0,null,0,14,{"$f":"IF(N338<0,(N338*ur_sadzba_SU*O338)/360,)","v":0},0,0,"OK","2029-04-16",0,{"$f":"-IF(MONTH(A338)=1,plan_uver!Q338,plan_uver!Q338-plan_uver!Q335)","v":0},107,null,0]
[47238,0,{"$f":"SUMIF($B$11:$B$13,A339,$E$11:$E$13)","v":0},{"$f":"IF(OR(DAY(A339)<>16,R338=0),0,-$E$6)","v":0},null,null,0,null,0,null,null,0,null,{"$f":"IF(ROUND(R338,3)=0,0,SUM(B339:M339)+N338)","v":0},1,0,{"$f":"IF(ROUND(R338,3)=0,0,IF(AND(DAY(A339)=1,MONTH(A339)=1),P339,P339+Q338))","v":0},0,"OK","2029-04-30",{"$f":"IF(MOD(YEAR(A339),4)=0,1,0)","v":0},null,{"$f":"+IF(MONTH(A339)=MONTH(A338),W338,W338+1)","v":107},null,{"$f":"IF(N338=0,0,SUM(C339:M339)+IF(DAY(A339)=16,splatka_SU+poistne_mesacne,0)+IF(AND(DAY(A339)=1,MONTH(A339)=1),0,Q338)+IF(AND(DAY(A339)=31,MONTH(A339)=12),0,-$M$6+-$M$7)+N338)","v":0}]
[{"$f":"IF(DAY(A339)=1,A339+15,IF(DAY(A339)=16,EOMONTH(A339,0),A339+1))","v":47239},0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,{"$f":"IF(ROUND(R339,3)=0,0,N340+IF(AND(DAY(A340)=1,MONTH(A340)=1),0,Q339)+IF(AND(DAY(A340)=31,MONTH(A340)=12),0,-$M$6+-$M$7))","v":0},"OK","2029-05-01",0,null,108,null,0]
[47254,{"$f":"IF(AND(A341>=$E$9,DAY(A341)=16,R340<0),splatka_SU+poistne_mesacne-IF(Y341>0,Y341,0),0)","v":0},0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2029-05-16",0,{"$f":"-IF(MONTH(A341)=1,plan_uver!Q341,plan_uver!Q341-plan_uver!Q338)","v":0},108,null,0]
[47269,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2029-05-31",0,null,108,null,0]
[47270,0,0,0,null,null,0,null,0,null,null,0,null,0,{"$f":"A344-A343","v":15},0,0,0,{"$f":"IF(R343=0,\"OK\",\"no\")","v":"OK"},{"$f":"+A343","v":"2029-06-01"},0,null,109,null,0]
[47285,0,0,0,null,null,0,null,0,null,null,0,null,0,14,0,0,0,"OK","2029-06-16",0,{"$f":"-IF(MONTH(A344)=1,plan_uver!Q344,plan_uver!Q344-plan_uver!Q341)","v":0},109,null,0]
[47299,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2029-06-30",0,null,109,null,0]
[47300,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2029-07-01",0,null,110,null,0]
[47315,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2029-07-16",0,{"$f":"-IF(MONTH(A347)=1,plan_uver!Q347,plan_uver!Q347-plan_uver!Q344)","v":0},110,null,0]
[47330,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2029-07-31",0,null,110,null,0]
[47331,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2029-08-01",0,null,111,null,0]
[47346,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2029-08-16",0,{"$f":"-IF(MONTH(A350)=1,plan_uver!Q350,plan_uver!Q350-plan_uver!Q347)","v":0},111,null,0]
[47361,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2029-08-31",0,null,111,null,0]
[47362,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2029-09-01",0,null,112,null,0]
[47377,0,0,0,null,null,0,null,0,null,null,0,null,0,14,0,0,0,"OK","2029-09-16",0,{"$f":"-IF(MONTH(A353)=1,plan_uver!Q353,plan_uver!Q353-plan_uver!Q350)","v":0},112,null,0]
[47391,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2029-09-30",0,null,112,null,0]
[47392,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2029-10-01",0,null,113,null,0]
[47407,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2029-10-16",0,{"$f":"-IF(MONTH(A356)=1,plan_uver!Q356,plan_uver!Q356-plan_uver!Q353)","v":0},113,null,0]
[47422,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2029-10-31",0,null,113,null,0]
[47423,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2029-11-01",0,null,114,null,0]
[47438,0,0,0,null,null,0,null,0,null,null,0,null,0,14,0,0,0,"OK","2029-11-16",0,{"$f":"-IF(MONTH(A359)=1,plan_uver!Q359,plan_uver!Q359-plan_uver!Q356)","v":0},114,null,0]
[47452,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2029-11-30",0,null,114,null,0]
[47453,0,0,0,null,null,0,null,0,null,null,{"$f":"IF(AND(DAY(A361)=1,MONTH(A361)=1,R360<0),Q360,0)","v":0},null,0,15,0,0,0,"OK","2029-12-01",0,null,115,null,0]
[47468,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2029-12-16",0,{"$f":"-IF(MONTH(A362)=1,plan_uver!Q362,plan_uver!Q362-plan_uver!Q359)","v":0},115,null,0]
[47483,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2029-12-31",0,null,115,null,0]
[47484,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2030-01-01",0,null,116,null,0]
[47499,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2030-01-16",0,{"$f":"-IF(MONTH(A365)=1,plan_uver!Q365,plan_uver!Q365-plan_uver!Q362)","v":0},116,null,0]
[47514,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2030-01-31",0,null,116,null,0]
[47515,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2030-02-01",0,null,117,null,0]
[47530,0,0,0,null,null,0,null,0,null,null,0,null,0,12,0,0,0,"OK","2030-02-16",0,{"$f":"-IF(MONTH(A368)=1,plan_uver!Q368,plan_uver!Q368-plan_uver!Q365)","v":0},117,null,0]
[47542,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2030-02-28",0,null,117,null,0]
[47543,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2030-03-01",0,null,118,null,0]
[47558,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2030-03-16",0,{"$f":"-IF(MONTH(A371)=1,plan_uver!Q371,plan_uver!Q371-plan_uver!Q368)","v":0},118,null,0]
[47573,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2030-03-31",0,null,118,null,0]
[47574,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2030-04-01",0,null,119,null,0]
[47589,0,0,0,null,null,0,null,0,null,null,0,null,0,14,0,0,0,"OK","2030-04-16",0,{"$f":"-IF(MONTH(A374)=1,plan_uver!Q374,plan_uver!Q374-plan_uver!Q371)","v":0},119,null,0]
[47603,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2030-04-30",0,null,119,null,0]
[47604,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2030-05-01",0,null,120,null,0]
[47619,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2030-05-16",0,{"$f":"-IF(MONTH(A377)=1,plan_uver!Q377,plan_uver!Q377-plan_uver!Q374)","v":0},120,null,0]
[47634,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2030-05-31",0,null,120,null,0]
[47635,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2030-06-01",0,null,121,null,0]
[47650,0,0,0,null,null,0,null,0,null,null,0,null,0,14,0,0,0,"OK","2030-06-16",0,{"$f":"-IF(MONTH(A380)=1,plan_uver!Q380,plan_uver!Q380-plan_uver!Q377)","v":0},121,null,0]
[47664,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2030-06-30",0,null,121,null,0]
[47665,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2030-07-01",0,null,122,null,0]
[47680,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2030-07-16",0,{"$f":"-IF(MONTH(A383)=1,plan_uver!Q383,plan_uver!Q383-plan_uver!Q380)","v":0},122,null,0]
[47695,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2030-07-31",0,null,122,null,0]
[47696,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2030-08-01",0,null,123,null,0]
[47711,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2030-08-16",0,{"$f":"-IF(MONTH(A386)=1,plan_uver!Q386,plan_uver!Q386-plan_uver!Q383)","v":0},123,null,0]
[47726,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2030-08-31",0,null,123,null,0]
[47727,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2030-09-01",0,null,124,null,0]
[47742,0,0,0,null,null,0,null,0,null,null,0,null,0,14,0,0,0,"OK","2030-09-16",0,{"$f":"-IF(MONTH(A389)=1,plan_uver!Q389,plan_uver!Q389-plan_uver!Q386)","v":0},124,null,0]
[47756,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2030-09-30",0,null,124,null,0]
[47757,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2030-10-01",0,null,125,null,0]
[47772,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2030-10-16",0,{"$f":"-IF(MONTH(A392)=1,plan_uver!Q392,plan_uver!Q392-plan_uver!Q389)","v":0},125,null,0]
[47787,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2030-10-31",0,null,125,null,0]
[47788,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2030-11-01",0,null,126,null,0]
[47803,0,0,0,null,null,0,null,0,null,null,0,null,0,14,0,0,0,"OK","2030-11-16",0,{"$f":"-IF(MONTH(A395)=1,plan_uver!Q395,plan_uver!Q395-plan_uver!Q392)","v":0},126,null,0]
[47817,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2030-11-30",0,null,126,null,0]
[47818,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2030-12-01",0,null,127,null,0]
[47833,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2030-12-16",0,{"$f":"-IF(MONTH(A398)=1,plan_uver!Q398,plan_uver!Q398-plan_uver!Q395)","v":0},127,null,0]
[47848,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2030-12-31",0,null,127,null,0]
[47849,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2031-01-01",0,null,128,null,0]
[47864,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2031-01-16",0,{"$f":"-IF(MONTH(A401)=1,plan_uver!Q401,plan_uver!Q401-plan_uver!Q398)","v":0},128,null,0]
[47879,0,0,0,null,null,{"$f":"IF(AND(DAY(A402)>25,MOD(MONTH(A402),3)=0,R401<0),-popl_sprava_SU,0)","v":0},null,{"$f":"IF(AND(DAY(A402)=31,MONTH(A402)=12,R401<0),-popl_vypis_SU,0)","v":0},null,null,0,null,0,1,{"$f":"IF(N402<0,(N402*ur_sadzba_SU*O402)/360,)","v":0},0,0,"OK","2031-01-31",0,null,128,null,0]
[47880,0,{"$f":"SUMIF($B$11:$B$13,A403,$E$11:$E$13)","v":0},{"$f":"IF(OR(DAY(A403)<>16,R402=0),0,-$E$6)","v":0},null,null,0,null,0,null,null,0,null,{"$f":"IF(ROUND(R402,3)=0,0,SUM(B403:M403)+N402)","v":0},15,0,{"$f":"IF(ROUND(R402,3)=0,0,IF(AND(DAY(A403)=1,MONTH(A403)=1),P403,P403+Q402))","v":0},0,"OK","2031-02-01",{"$f":"IF(MOD(YEAR(A403),4)=0,1,0)","v":0},null,{"$f":"+IF(MONTH(A403)=MONTH(A402),W402,W402+1)","v":129},null,{"$f":"IF(N402=0,0,SUM(C403:M403)+IF(DAY(A403)=16,splatka_SU+poistne_mesacne,0)+IF(AND(DAY(A403)=1,MONTH(A403)=1),0,Q402)+IF(AND(DAY(A403)=31,MONTH(A403)=12),0,-$M$6+-$M$7)+N402)","v":0}]
[{"$f":"IF(DAY(A403)=1,A403+15,IF(DAY(A403)=16,EOMONTH(A403,0),A403+1))","v":47895},0,0,0,null,null,0,null,0,null,null,0,null,0,12,0,0,{"$f":"IF(ROUND(R403,3)=0,0,N404+IF(AND(DAY(A404)=1,MONTH(A404)=1),0,Q403)+IF(AND(DAY(A404)=31,MONTH(A404)=12),0,-$M$6+-$M$7))","v":0},"OK","2031-02-16",0,{"$f":"-IF(MONTH(A404)=1,plan_uver!Q404,plan_uver!Q404-plan_uver!Q401)","v":0},129,null,0]
[47907,{"$f":"IF(AND(A405>=$E$9,DAY(A405)=16,R404<0),splatka_SU+poistne_mesacne-IF(Y405>0,Y405,0),0)","v":0},0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2031-02-28",0,null,129,null,0]
[47908,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2031-03-01",0,null,130,null,0]
[47923,0,0,0,null,null,0,null,0,null,null,0,null,0,{"$f":"A408-A407","v":15},0,0,0,{"$f":"IF(R407=0,\"OK\",\"no\")","v":"OK"},{"$f":"+A407","v":"2031-03-16"},0,{"$f":"-IF(MONTH(A407)=1,plan_uver!Q407,plan_uver!Q407-plan_uver!Q404)","v":0},130,null,0]
[47938,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2031-03-31",0,null,130,null,0]
[47939,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2031-04-01",0,null,131,null,0]
[47954,0,0,0,null,null,0,null,0,null,null,0,null,0,14,0,0,0,"OK","2031-04-16",0,{"$f":"-IF(MONTH(A410)=1,plan_uver!Q410,plan_uver!Q410-plan_uver!Q407)","v":0},131,null,0]
[47968,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2031-04-30",0,null,131,null,0]
[47969,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2031-05-01",0,null,132,null,0]
[47984,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2031-05-16",0,{"$f":"-IF(MONTH(A413)=1,plan_uver!Q413,plan_uver!Q413-plan_uver!Q410)","v":0},132,null,0]
[47999,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2031-05-31",0,null,132,null,0]
[48000,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2031-06-01",0,null,133,null,0]
[48015,0,0,0,null,null,0,null,0,null,null,0,null,0,14,0,0,0,"OK","2031-06-16",0,{"$f":"-IF(MONTH(A416)=1,plan_uver!Q416,plan_uver!Q416-plan_uver!Q413)","v":0},133,null,0]
[48029,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2031-06-30",0,null,133,null,0]
[48030,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2031-07-01",0,null,134,null,0]
[48045,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2031-07-16",0,{"$f":"-IF(MONTH(A419)=1,plan_uver!Q419,plan_uver!Q419-plan_uver!Q416)","v":0},134,null,0]
[48060,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2031-07-31",0,null,134,null,0]
[48061,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2031-08-01",0,null,135,null,0]
[48076,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2031-08-16",0,{"$f":"-IF(MONTH(A422)=1,plan_uver!Q422,plan_uver!Q422-plan_uver!Q419)","v":0},135,null,0]
[48091,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2031-08-31",0,null,135,null,0]
[48092,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2031-09-01",0,null,136,null,0]
[48107,0,0,0,null,null,0,null,0,null,null,{"$f":"IF(AND(DAY(A425)=1,MONTH(A425)=1,R424<0),Q424,0)","v":0},null,0,14,0,0,0,"OK","2031-09-16",0,{"$f":"-IF(MONTH(A425)=1,plan_uver!Q425,plan_uver!Q425-plan_uver!Q422)","v":0},136,null,0]
[48121,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2031-09-30",0,null,136,null,0]
[48122,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2031-10-01",0,null,137,null,0]
[48137,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2031-10-16",0,{"$f":"-IF(MONTH(A428)=1,plan_uver!Q428,plan_uver!Q428-plan_uver!Q425)","v":0},137,null,0]
[48152,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2031-10-31",0,null,137,null,0]
[48153,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2031-11-01",0,null,138,null,0]
[48168,0,0,0,null,null,0,null,0,null,null,0,null,0,14,0,0,0,"OK","2031-11-16",0,{"$f":"-IF(MONTH(A431)=1,plan_uver!Q431,plan_uver!Q431-plan_uver!Q428)","v":0},138,null,0]
[48182,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2031-11-30",0,null,138,null,0]
[48183,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2031-12-01",0,null,139,null,0]
[48198,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2031-12-16",0,{"$f":"-IF(MONTH(A434)=1,plan_uver!Q434,plan_uver!Q434-plan_uver!Q431)","v":0},139,null,0]
[48213,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2031-12-31",0,null,139,null,0]
[48214,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2032-01-01",1,null,140,null,0]
[48229,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2032-01-16",1,{"$f":"-IF(MONTH(A437)=1,plan_uver!Q437,plan_uver!Q437-plan_uver!Q434)","v":0},140,null,0]
[48244,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2032-01-31",1,null,140,null,0]
[48245,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2032-02-01",1,null,141,null,0]
[48260,0,0,0,null,null,0,null,0,null,null,0,null,0,13,0,0,0,"OK","2032-02-16",1,{"$f":"-IF(MONTH(A440)=1,plan_uver!Q440,plan_uver!Q440-plan_uver!Q437)","v":0},141,null,0]
[48273,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2032-02-29",1,null,141,null,0]
[48274,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2032-03-01",1,null,142,null,0]
[48289,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2032-03-16",1,{"$f":"-IF(MONTH(A443)=1,plan_uver!Q443,plan_uver!Q443-plan_uver!Q440)","v":0},142,null,0]
[48304,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2032-03-31",1,null,142,null,0]
[48305,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2032-04-01",1,null,143,null,0]
[48320,0,0,0,null,null,0,null,0,null,null,0,null,0,14,0,0,0,"OK","2032-04-16",1,{"$f":"-IF(MONTH(A446)=1,plan_uver!Q446,plan_uver!Q446-plan_uver!Q443)","v":0},143,null,0]
[48334,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2032-04-30",1,null,143,null,0]
[48335,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2032-05-01",1,null,144,null,0]
[48350,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2032-05-16",1,{"$f":"-IF(MONTH(A449)=1,plan_uver!Q449,plan_uver!Q449-plan_uver!Q446)","v":0},144,null,0]
[48365,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2032-05-31",1,null,144,null,0]
[48366,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2032-06-01",1,null,145,null,0]
[48381,0,0,0,null,null,0,null,0,null,null,0,null,0,14,0,0,0,"OK","2032-06-16",1,{"$f":"-IF(MONTH(A452)=1,plan_uver!Q452,plan_uver!Q452-plan_uver!Q449)","v":0},145,null,0]
[48395,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2032-06-30",1,null,145,null,0]
[48396,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2032-07-01",1,null,146,null,0]
[48411,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2032-07-16",1,{"$f":"-IF(MONTH(A455)=1,plan_uver!Q455,plan_uver!Q455-plan_uver!Q452)","v":0},146,null,0]
[48426,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2032-07-31",1,null,146,null,0]
[48427,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2032-08-01",1,null,147,null,0]
[48442,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2032-08-16",1,{"$f":"-IF(MONTH(A458)=1,plan_uver!Q458,plan_uver!Q458-plan_uver!Q455)","v":0},147,null,0]
[48457,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2032-08-31",1,null,147,null,0]
[48458,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2032-09-01",1,null,148,null,0]
[48473,0,0,0,null,null,0,null,0,null,null,0,null,0,14,0,0,0,"OK","2032-09-16",1,{"$f":"-IF(MONTH(A461)=1,plan_uver!Q461,plan_uver!Q461-plan_uver!Q458)","v":0},148,null,0]
[48487,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2032-09-30",1,null,148,null,0]
[48488,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2032-10-01",1,null,149,null,0]
[48503,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2032-10-16",1,{"$f":"-IF(MONTH(A464)=1,plan_uver!Q464,plan_uver!Q464-plan_uver!Q461)","v":0},149,null,0]
[48518,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2032-10-31",1,null,149,null,0]
[48519,0,0,0,null,null,{"$f":"IF(AND(DAY(A466)>25,MOD(MONTH(A466),3)=0,R465<0),-popl_sprava_SU,0)","v":0},null,{"$f":"IF(AND(DAY(A466)=31,MONTH(A466)=12,R465<0),-popl_vypis_SU,0)","v":0},null,null,0,null,0,15,{"$f":"IF(N466<0,(N466*ur_sadzba_SU*O466)/360,)","v":0},0,0,"OK","2032-11-01",1,null,150,null,0]
[48534,0,{"$f":"SUMIF($B$11:$B$13,A467,$E$11:$E$13)","v":0},{"$f":"IF(OR(DAY(A467)<>16,R466=0),0,-$E$6)","v":0},null,null,0,null,0,null,null,0,null,{"$f":"IF(ROUND(R466,3)=0,0,SUM(B467:M467)+N466)","v":0},14,0,{"$f":"IF(ROUND(R466,3)=0,0,IF(AND(DAY(A467)=1,MONTH(A467)=1),P467,P467+Q466))","v":0},0,"OK","2032-11-16",{"$f":"IF(MOD(YEAR(A467),4)=0,1,0)","v":1},{"$f":"-IF(MONTH(A467)=1,plan_uver!Q467,plan_uver!Q467-plan_uver!Q464)","v":0},{"$f":"+IF(MONTH(A467)=MONTH(A466),W466,W466+1)","v":150},null,{"$f":"IF(N466=0,0,SUM(C467:M467)+IF(DAY(A467)=16,splatka_SU+poistne_mesacne,0)+IF(AND(DAY(A467)=1,MONTH(A467)=1),0,Q466)+IF(AND(DAY(A467)=31,MONTH(A467)=12),0,-$M$6+-$M$7)+N466)","v":0}]
[{"$f":"IF(DAY(A467)=1,A467+15,IF(DAY(A467)=16,EOMONTH(A467,0),A467+1))","v":48548},0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,{"$f":"IF(ROUND(R467,3)=0,0,N468+IF(AND(DAY(A468)=1,MONTH(A468)=1),0,Q467)+IF(AND(DAY(A468)=31,MONTH(A468)=12),0,-$M$6+-$M$7))","v":0},"OK","2032-11-30",1,null,150,null,0]
[48549,{"$f":"IF(AND(A469>=$E$9,DAY(A469)=16,R468<0),splatka_SU+poistne_mesacne-IF(Y469>0,Y469,0),0)","v":0},0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2032-12-01",1,null,151,null,0]
[48564,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2032-12-16",1,{"$f":"-IF(MONTH(A470)=1,plan_uver!Q470,plan_uver!Q470-plan_uver!Q467)","v":0},151,null,0]
[48579,0,0,0,null,null,0,null,0,null,null,0,null,0,{"$f":"A472-A471","v":1},0,0,0,{"$f":"IF(R471=0,\"OK\",\"no\")","v":"OK"},{"$f":"+A471","v":"2032-12-31"},1,null,151,null,0]
[48580,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2033-01-01",0,null,152,null,0]
[48595,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2033-01-16",0,{"$f":"-IF(MONTH(A473)=1,plan_uver!Q473,plan_uver!Q473-plan_uver!Q470)","v":0},152,null,0]
[48610,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2033-01-31",0,null,152,null,0]
[48611,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2033-02-01",0,null,153,null,0]
[48626,0,0,0,null,null,0,null,0,null,null,0,null,0,12,0,0,0,"OK","2033-02-16",0,{"$f":"-IF(MONTH(A476)=1,plan_uver!Q476,plan_uver!Q476-plan_uver!Q473)","v":0},153,null,0]
[48638,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2033-02-28",0,null,153,null,0]
[48639,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2033-03-01",0,null,154,null,0]
[48654,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2033-03-16",0,{"$f":"-IF(MONTH(A479)=1,plan_uver!Q479,plan_uver!Q479-plan_uver!Q476)","v":0},154,null,0]
[48669,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2033-03-31",0,null,154,null,0]
[48670,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2033-04-01",0,null,155,null,0]
[48685,0,0,0,null,null,0,null,0,null,null,0,null,0,14,0,0,0,"OK","2033-04-16",0,{"$f":"-IF(MONTH(A482)=1,plan_uver!Q482,plan_uver!Q482-plan_uver!Q479)","v":0},155,null,0]
[48699,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2033-04-30",0,null,155,null,0]
[48700,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2033-05-01",0,null,156,null,0]
[48715,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2033-05-16",0,{"$f":"-IF(MONTH(A485)=1,plan_uver!Q485,plan_uver!Q485-plan_uver!Q482)","v":0},156,null,0]
[48730,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2033-05-31",0,null,156,null,0]
[48731,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2033-06-01",0,null,157,null,0]
[48746,0,0,0,null,null,0,null,0,null,null,0,null,0,14,0,0,0,"OK","2033-06-16",0,{"$f":"-IF(MONTH(A488)=1,plan_uver!Q488,plan_uver!Q488-plan_uver!Q485)","v":0},157,null,0]
[48760,0,0,0,null,null,0,null,0,null,null,{"$f":"IF(AND(DAY(A489)=1,MONTH(A489)=1,R488<0),Q488,0)","v":0},null,0,1,0,0,0,"OK","2033-06-30",0,null,157,null,0]
[48761,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2033-07-01",0,null,158,null,0]
[48776,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2033-07-16",0,{"$f":"-IF(MONTH(A491)=1,plan_uver!Q491,plan_uver!Q491-plan_uver!Q488)","v":0},158,null,0]
[48791,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2033-07-31",0,null,158,null,0]
[48792,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2033-08-01",0,null,159,null,0]
[48807,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2033-08-16",0,{"$f":"-IF(MONTH(A494)=1,plan_uver!Q494,plan_uver!Q494-plan_uver!Q491)","v":0},159,null,0]
[48822,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2033-08-31",0,null,159,null,0]
[48823,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2033-09-01",0,null,160,null,0]
[48838,0,0,0,null,null,0,null,0,null,null,0,null,0,14,0,0,0,"OK","2033-09-16",0,{"$f":"-IF(MONTH(A497)=1,plan_uver!Q497,plan_uver!Q497-plan_uver!Q494)","v":0},160,null,0]
[48852,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2033-09-30",0,null,160,null,0]
[48853,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2033-10-01",0,null,161,null,0]
[48868,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2033-10-16",0,{"$f":"-IF(MONTH(A500)=1,plan_uver!Q500,plan_uver!Q500-plan_uver!Q497)","v":0},161,null,0]
[48883,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2033-10-31",0,null,161,null,0]
[48884,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2033-11-01",0,null,162,null,0]
[48899,0,0,0,null,null,0,null,0,null,null,0,null,0,14,0,0,0,"OK","2033-11-16",0,{"$f":"-IF(MONTH(A503)=1,plan_uver!Q503,plan_uver!Q503-plan_uver!Q500)","v":0},162,null,0]
[48913,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2033-11-30",0,null,162,null,0]
[48914,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2033-12-01",0,null,163,null,0]
[48929,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2033-12-16",0,{"$f":"-IF(MONTH(A506)=1,plan_uver!Q506,plan_uver!Q506-plan_uver!Q503)","v":0},163,null,0]
[48944,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2033-12-31",0,null,163,null,0]
[48945,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2034-01-01",0,null,164,null,0]
[48960,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2034-01-16",0,{"$f":"-IF(MONTH(A509)=1,plan_uver!Q509,plan_uver!Q509-plan_uver!Q506)","v":0},164,null,0]
[48975,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2034-01-31",0,null,164,null,0]
[48976,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2034-02-01",0,null,165,null,0]
[48991,0,0,0,null,null,0,null,0,null,null,0,null,0,12,0,0,0,"OK","2034-02-16",0,{"$f":"-IF(MONTH(A512)=1,plan_uver!Q512,plan_uver!Q512-plan_uver!Q509)","v":0},165,null,0]
[49003,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2034-02-28",0,null,165,null,0]
[49004,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2034-03-01",0,null,166,null,0]
[49019,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2034-03-16",0,{"$f":"-IF(MONTH(A515)=1,plan_uver!Q515,plan_uver!Q515-plan_uver!Q512)","v":0},166,null,0]
[49034,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2034-03-31",0,null,166,null,0]
[49035,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2034-04-01",0,null,167,null,0]
[49050,0,0,0,null,null,0,null,0,null,null,0,null,0,14,0,0,0,"OK","2034-04-16",0,{"$f":"-IF(MONTH(A518)=1,plan_uver!Q518,plan_uver!Q518-plan_uver!Q515)","v":0},167,null,0]
[49064,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2034-04-30",0,null,167,null,0]
[49065,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2034-05-01",0,null,168,null,0]
[49080,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2034-05-16",0,{"$f":"-IF(MONTH(A521)=1,plan_uver!Q521,plan_uver!Q521-plan_uver!Q518)","v":0},168,null,0]
[49095,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2034-05-31",0,null,168,null,0]
[49096,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2034-06-01",0,null,169,null,0]
[49111,0,0,0,null,null,0,null,0,null,null,0,null,0,14,0,0,0,"OK","2034-06-16",0,{"$f":"-IF(MONTH(A524)=1,plan_uver!Q524,plan_uver!Q524-plan_uver!Q521)","v":0},169,null,0]
[49125,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2034-06-30",0,null,169,null,0]
[49126,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2034-07-01",0,null,170,null,0]
[49141,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2034-07-16",0,{"$f":"-IF(MONTH(A527)=1,plan_uver!Q527,plan_uver!Q527-plan_uver!Q524)","v":0},170,null,0]
[49156,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2034-07-31",0,null,170,null,0]
[49157,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2034-08-01",0,null,171,null,0]
[49172,0,0,0,null,null,{"$f":"IF(AND(DAY(A530)>25,MOD(MONTH(A530),3)=0,R529<0),-popl_sprava_SU,0)","v":0},null,{"$f":"IF(AND(DAY(A530)=31,MONTH(A530)=12,R529<0),-popl_vypis_SU,0)","v":0},null,null,0,null,0,15,{"$f":"IF(N530<0,(N530*ur_sadzba_SU*O530)/360,)","v":0},0,0,"OK","2034-08-16",0,{"$f":"-IF(MONTH(A530)=1,plan_uver!Q530,plan_uver!Q530-plan_uver!Q527)","v":0},171,null,0]
[49187,0,{"$f":"SUMIF($B$11:$B$13,A531,$E$11:$E$13)","v":0},{"$f":"IF(OR(DAY(A531)<>16,R530=0),0,-$E$6)","v":0},null,null,0,null,0,null,null,0,null,{"$f":"IF(ROUND(R530,3)=0,0,SUM(B531:M531)+N530)","v":0},1,0,{"$f":"IF(ROUND(R530,3)=0,0,IF(AND(DAY(A531)=1,MONTH(A531)=1),P531,P531+Q530))","v":0},0,"OK","2034-08-31",{"$f":"IF(MOD(YEAR(A531),4)=0,1,0)","v":0},null,{"$f":"+IF(MONTH(A531)=MONTH(A530),W530,W530+1)","v":171},null,{"$f":"IF(N530=0,0,SUM(C531:M531)+IF(DAY(A531)=16,splatka_SU+poistne_mesacne,0)+IF(AND(DAY(A531)=1,MONTH(A531)=1),0,Q530)+IF(AND(DAY(A531)=31,MONTH(A531)=12),0,-$M$6+-$M$7)+N530)","v":0}]
[{"$f":"IF(DAY(A531)=1,A531+15,IF(DAY(A531)=16,EOMONTH(A531,0),A531+1))","v":49188},0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,{"$f":"IF(ROUND(R531,3)=0,0,N532+IF(AND(DAY(A532)=1,MONTH(A532)=1),0,Q531)+IF(AND(DAY(A532)=31,MONTH(A532)=12),0,-$M$6+-$M$7))","v":0},"OK","2034-09-01",0,null,172,null,0]
[49203,{"$f":"IF(AND(A533>=$E$9,DAY(A533)=16,R532<0),splatka_SU+poistne_mesacne-IF(Y533>0,Y533,0),0)","v":0},0,0,null,null,0,null,0,null,null,0,null,0,14,0,0,0,"OK","2034-09-16",0,{"$f":"-IF(MONTH(A533)=1,plan_uver!Q533,plan_uver!Q533-plan_uver!Q530)","v":0},172,null,0]
[49217,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2034-09-30",0,null,172,null,0]
[49218,0,0,0,null,null,0,null,0,null,null,0,null,0,{"$f":"A536-A535","v":15},0,0,0,{"$f":"IF(R535=0,\"OK\",\"no\")","v":"OK"},{"$f":"+A535","v":"2034-10-01"},0,null,173,null,0]
[49233,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2034-10-16",0,{"$f":"-IF(MONTH(A536)=1,plan_uver!Q536,plan_uver!Q536-plan_uver!Q533)","v":0},173,null,0]
[49248,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2034-10-31",0,null,173,null,0]
[49249,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2034-11-01",0,null,174,null,0]
[49264,0,0,0,null,null,0,null,0,null,null,0,null,0,14,0,0,0,"OK","2034-11-16",0,{"$f":"-IF(MONTH(A539)=1,plan_uver!Q539,plan_uver!Q539-plan_uver!Q536)","v":0},174,null,0]
[49278,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2034-11-30",0,null,174,null,0]
[49279,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2034-12-01",0,null,175,null,0]
[49294,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2034-12-16",0,{"$f":"-IF(MONTH(A542)=1,plan_uver!Q542,plan_uver!Q542-plan_uver!Q539)","v":0},175,null,0]
[49309,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2034-12-31",0,null,175,null,0]
[49310,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2035-01-01",0,null,176,null,0]
[49325,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2035-01-16",0,{"$f":"-IF(MONTH(A545)=1,plan_uver!Q545,plan_uver!Q545-plan_uver!Q542)","v":0},176,null,0]
[49340,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2035-01-31",0,null,176,null,0]
[49341,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2035-02-01",0,null,177,null,0]
[49356,0,0,0,null,null,0,null,0,null,null,0,null,0,12,0,0,0,"OK","2035-02-16",0,{"$f":"-IF(MONTH(A548)=1,plan_uver!Q548,plan_uver!Q548-plan_uver!Q545)","v":0},177,null,0]
[49368,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2035-02-28",0,null,177,null,0]
[49369,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2035-03-01",0,null,178,null,0]
[49384,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2035-03-16",0,{"$f":"-IF(MONTH(A551)=1,plan_uver!Q551,plan_uver!Q551-plan_uver!Q548)","v":0},178,null,0]
[49399,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2035-03-31",0,null,178,null,0]
[49400,0,0,0,null,null,0,null,0,null,null,{"$f":"IF(AND(DAY(A553)=1,MONTH(A553)=1,R552<0),Q552,0)","v":0},null,0,15,0,0,0,"OK","2035-04-01",0,null,179,null,0]
[49415,0,0,0,null,null,0,null,0,null,null,0,null,0,14,0,0,0,"OK","2035-04-16",0,{"$f":"-IF(MONTH(A554)=1,plan_uver!Q554,plan_uver!Q554-plan_uver!Q551)","v":0},179,null,0]
[49429,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2035-04-30",0,null,179,null,0]
[49430,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2035-05-01",0,null,180,null,0]
[49445,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2035-05-16",0,{"$f":"-IF(MONTH(A557)=1,plan_uver!Q557,plan_uver!Q557-plan_uver!Q554)","v":0},180,null,0]
[49460,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2035-05-31",0,null,180,null,0]
[49461,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2035-06-01",0,null,181,null,0]
[49476,0,0,0,null,null,0,null,0,null,null,0,null,0,14,0,0,0,"OK","2035-06-16",0,{"$f":"-IF(MONTH(A560)=1,plan_uver!Q560,plan_uver!Q560-plan_uver!Q557)","v":0},181,null,0]
[49490,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2035-06-30",0,null,181,null,0]
[49491,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2035-07-01",0,null,182,null,0]
[49506,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2035-07-16",0,{"$f":"-IF(MONTH(A563)=1,plan_uver!Q563,plan_uver!Q563-plan_uver!Q560)","v":0},182,null,0]
[49521,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2035-07-31",0,null,182,null,0]
[49522,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2035-08-01",0,null,183,null,0]
[49537,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2035-08-16",0,{"$f":"-IF(MONTH(A566)=1,plan_uver!Q566,plan_uver!Q566-plan_uver!Q563)","v":0},183,null,0]
[49552,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2035-08-31",0,null,183,null,0]
[49553,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2035-09-01",0,null,184,null,0]
[49568,0,0,0,null,null,0,null,0,null,null,0,null,0,14,0,0,0,"OK","2035-09-16",0,{"$f":"-IF(MONTH(A569)=1,plan_uver!Q569,plan_uver!Q569-plan_uver!Q566)","v":0},184,null,0]
[49582,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2035-09-30",0,null,184,null,0]
[49583,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2035-10-01",0,null,185,null,0]
[49598,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2035-10-16",0,{"$f":"-IF(MONTH(A572)=1,plan_uver!Q572,plan_uver!Q572-plan_uver!Q569)","v":0},185,null,0]
[49613,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2035-10-31",0,null,185,null,0]
[49614,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2035-11-01",0,null,186,null,0]
[49629,0,0,0,null,null,0,null,0,null,null,0,null,0,14,0,0,0,"OK","2035-11-16",0,{"$f":"-IF(MONTH(A575)=1,plan_uver!Q575,plan_uver!Q575-plan_uver!Q572)","v":0},186,null,0]
[49643,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2035-11-30",0,null,186,null,0]
[49644,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2035-12-01",0,null,187,null,0]
[49659,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2035-12-16",0,{"$f":"-IF(MONTH(A578)=1,plan_uver!Q578,plan_uver!Q578-plan_uver!Q575)","v":0},187,null,0]
[49674,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2035-12-31",0,null,187,null,0]
[49675,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2036-01-01",1,null,188,null,0]
[49690,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2036-01-16",1,{"$f":"-IF(MONTH(A581)=1,plan_uver!Q581,plan_uver!Q581-plan_uver!Q578)","v":0},188,null,0]
[49705,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2036-01-31",1,null,188,null,0]
[49706,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2036-02-01",1,null,189,null,0]
[49721,0,0,0,null,null,0,null,0,null,null,0,null,0,13,0,0,0,"OK","2036-02-16",1,{"$f":"-IF(MONTH(A584)=1,plan_uver!Q584,plan_uver!Q584-plan_uver!Q581)","v":0},189,null,0]
[49734,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2036-02-29",1,null,189,null,0]
[49735,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2036-03-01",1,null,190,null,0]
[49750,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2036-03-16",1,{"$f":"-IF(MONTH(A587)=1,plan_uver!Q587,plan_uver!Q587-plan_uver!Q584)","v":0},190,null,0]
[49765,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2036-03-31",1,null,190,null,0]
[49766,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2036-04-01",1,null,191,null,0]
[49781,0,0,0,null,null,0,null,0,null,null,0,null,0,14,0,0,0,"OK","2036-04-16",1,{"$f":"-IF(MONTH(A590)=1,plan_uver!Q590,plan_uver!Q590-plan_uver!Q587)","v":0},191,null,0]
[49795,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2036-04-30",1,null,191,null,0]
[49796,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2036-05-01",1,null,192,null,0]
[49811,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2036-05-16",1,{"$f":"-IF(MONTH(A593)=1,plan_uver!Q593,plan_uver!Q593-plan_uver!Q590)","v":0},192,null,0]
[49826,0,0,0,null,null,{"$f":"IF(AND(DAY(A594)>25,MOD(MONTH(A594),3)=0,R593<0),-popl_sprava_SU,0)","v":0},null,{"$f":"IF(AND(DAY(A594)=31,MONTH(A594)=12,R593<0),-popl_vypis_SU,0)","v":0},null,null,0,null,0,1,{"$f":"IF(N594<0,(N594*ur_sadzba_SU*O594)/360,)","v":0},0,0,"OK","2036-05-31",1,null,192,null,0]
[49827,0,{"$f":"SUMIF($B$11:$B$13,A595,$E$11:$E$13)","v":0},{"$f":"IF(OR(DAY(A595)<>16,R594=0),0,-$E$6)","v":0},null,null,0,null,0,null,null,0,null,{"$f":"IF(ROUND(R594,3)=0,0,SUM(B595:M595)+N594)","v":0},15,0,{"$f":"IF(ROUND(R594,3)=0,0,IF(AND(DAY(A595)=1,MONTH(A595)=1),P595,P595+Q594))","v":0},0,"OK","2036-06-01",{"$f":"IF(MOD(YEAR(A595),4)=0,1,0)","v":1},null,{"$f":"+IF(MONTH(A595)=MONTH(A594),W594,W594+1)","v":193},null,{"$f":"IF(N594=0,0,SUM(C595:M595)+IF(DAY(A595)=16,splatka_SU+poistne_mesacne,0)+IF(AND(DAY(A595)=1,MONTH(A595)=1),0,Q594)+IF(AND(DAY(A595)=31,MONTH(A595)=12),0,-$M$6+-$M$7)+N594)","v":0}]
[{"$f":"IF(DAY(A595)=1,A595+15,IF(DAY(A595)=16,EOMONTH(A595,0),A595+1))","v":49842},0,0,0,null,null,0,null,0,null,null,0,null,0,14,0,0,{"$f":"IF(ROUND(R595,3)=0,0,N596+IF(AND(DAY(A596)=1,MONTH(A596)=1),0,Q595)+IF(AND(DAY(A596)=31,MONTH(A596)=12),0,-$M$6+-$M$7))","v":0},"OK","2036-06-16",1,{"$f":"-IF(MONTH(A596)=1,plan_uver!Q596,plan_uver!Q596-plan_uver!Q593)","v":0},193,null,0]
[49856,{"$f":"IF(AND(A597>=$E$9,DAY(A597)=16,R596<0),splatka_SU+poistne_mesacne-IF(Y597>0,Y597,0),0)","v":0},0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2036-06-30",1,null,193,null,0]
[49857,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2036-07-01",1,null,194,null,0]
[49872,0,0,0,null,null,0,null,0,null,null,0,null,0,{"$f":"A600-A599","v":15},0,0,0,{"$f":"IF(R599=0,\"OK\",\"no\")","v":"OK"},{"$f":"+A599","v":"2036-07-16"},1,{"$f":"-IF(MONTH(A599)=1,plan_uver!Q599,plan_uver!Q599-plan_uver!Q596)","v":0},194,null,0]
[49887,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2036-07-31",1,null,194,null,0]
[49888,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2036-08-01",1,null,195,null,0]
[49903,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2036-08-16",1,{"$f":"-IF(MONTH(A602)=1,plan_uver!Q602,plan_uver!Q602-plan_uver!Q599)","v":0},195,null,0]
[49918,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2036-08-31",1,null,195,null,0]
[49919,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2036-09-01",1,null,196,null,0]
[49934,0,0,0,null,null,0,null,0,null,null,0,null,0,14,0,0,0,"OK","2036-09-16",1,{"$f":"-IF(MONTH(A605)=1,plan_uver!Q605,plan_uver!Q605-plan_uver!Q602)","v":0},196,null,0]
[49948,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2036-09-30",1,null,196,null,0]
[49949,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2036-10-01",1,null,197,null,0]
[49964,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2036-10-16",1,{"$f":"-IF(MONTH(A608)=1,plan_uver!Q608,plan_uver!Q608-plan_uver!Q605)","v":0},197,null,0]
[49979,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2036-10-31",1,null,197,null,0]
[49980,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2036-11-01",1,null,198,null,0]
[49995,0,0,0,null,null,0,null,0,null,null,0,null,0,14,0,0,0,"OK","2036-11-16",1,{"$f":"-IF(MONTH(A611)=1,plan_uver!Q611,plan_uver!Q611-plan_uver!Q608)","v":0},198,null,0]
[50009,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2036-11-30",1,null,198,null,0]
[50010,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2036-12-01",1,null,199,null,0]
[50025,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2036-12-16",1,{"$f":"-IF(MONTH(A614)=1,plan_uver!Q614,plan_uver!Q614-plan_uver!Q611)","v":0},199,null,0]
[50040,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2036-12-31",1,null,199,null,0]
[50041,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2037-01-01",0,null,200,null,0]
[50056,0,0,0,null,null,0,null,0,null,null,{"$f":"IF(AND(DAY(A617)=1,MONTH(A617)=1,R616<0),Q616,0)","v":0},null,0,15,0,0,0,"OK","2037-01-16",0,{"$f":"-IF(MONTH(A617)=1,plan_uver!Q617,plan_uver!Q617-plan_uver!Q614)","v":0},200,null,0]
[50071,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2037-01-31",0,null,200,null,0]
[50072,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2037-02-01",0,null,201,null,0]
[50087,0,0,0,null,null,0,null,0,null,null,0,null,0,12,0,0,0,"OK","2037-02-16",0,{"$f":"-IF(MONTH(A620)=1,plan_uver!Q620,plan_uver!Q620-plan_uver!Q617)","v":0},201,null,0]
[50099,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2037-02-28",0,null,201,null,0]
[50100,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2037-03-01",0,null,202,null,0]
[50115,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2037-03-16",0,{"$f":"-IF(MONTH(A623)=1,plan_uver!Q623,plan_uver!Q623-plan_uver!Q620)","v":0},202,null,0]
[50130,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2037-03-31",0,null,202,null,0]
[50131,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2037-04-01",0,null,203,null,0]
[50146,0,0,0,null,null,0,null,0,null,null,0,null,0,14,0,0,0,"OK","2037-04-16",0,{"$f":"-IF(MONTH(A626)=1,plan_uver!Q626,plan_uver!Q626-plan_uver!Q623)","v":0},203,null,0]
[50160,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2037-04-30",0,null,203,null,0]
[50161,0,0,0,null,null,0,null,0,null,null,0,null,{"$f":"IF(ROUND(R627,3)=0,0,SUM(B628:M628)+N627)","v":0},15,0,0,0,"OK","2037-05-01",0,null,204,null,0]
[50176,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2037-05-16",0,{"$f":"-IF(MONTH(A629)=1,plan_uver!Q629,plan_uver!Q629-plan_uver!Q626)","v":0},204,null,0]
[50191,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2037-05-31",0,null,204,null,0]
[50192,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2037-06-01",0,null,205,null,0]
[50207,0,0,0,null,null,0,null,0,null,null,0,null,0,14,0,0,0,"OK","2037-06-16",0,{"$f":"-IF(MONTH(A632)=1,plan_uver!Q632,plan_uver!Q632-plan_uver!Q629)","v":0},205,null,0]
[50221,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2037-06-30",0,null,205,null,0]
[50222,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2037-07-01",0,null,206,null,0]
[50237,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2037-07-16",0,{"$f":"-IF(MONTH(A635)=1,plan_uver!Q635,plan_uver!Q635-plan_uver!Q632)","v":0},206,null,0]
[50252,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2037-07-31",0,null,206,null,0]
[50253,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2037-08-01",0,null,207,null,0]
[50268,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2037-08-16",0,{"$f":"-IF(MONTH(A638)=1,plan_uver!Q638,plan_uver!Q638-plan_uver!Q635)","v":0},207,null,0]
[50283,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2037-08-31",0,null,207,null,0]
[50284,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2037-09-01",0,null,208,null,0]
[50299,0,0,0,null,null,0,null,0,null,null,0,null,0,14,0,0,0,"OK","2037-09-16",0,{"$f":"-IF(MONTH(A641)=1,plan_uver!Q641,plan_uver!Q641-plan_uver!Q638)","v":0},208,null,0]
[50313,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2037-09-30",0,null,208,null,0]
[50314,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2037-10-01",0,null,209,null,0]
[50329,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2037-10-16",0,{"$f":"-IF(MONTH(A644)=1,plan_uver!Q644,plan_uver!Q644-plan_uver!Q641)","v":0},209,null,0]
[50344,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2037-10-31",0,null,209,null,0]
[50345,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2037-11-01",0,null,210,null,0]
[50360,0,0,0,null,null,0,null,0,null,null,0,null,0,14,0,0,0,"OK","2037-11-16",0,{"$f":"-IF(MONTH(A647)=1,plan_uver!Q647,plan_uver!Q647-plan_uver!Q644)","v":0},210,null,0]
[50374,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2037-11-30",0,null,210,null,0]
[50375,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2037-12-01",0,null,211,null,0]
[50390,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2037-12-16",0,{"$f":"-IF(MONTH(A650)=1,plan_uver!Q650,plan_uver!Q650-plan_uver!Q647)","v":0},211,null,0]
[50405,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2037-12-31",0,null,211,null,0]
[50406,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2038-01-01",0,null,212,null,0]
[50421,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2038-01-16",0,{"$f":"-IF(MONTH(A653)=1,plan_uver!Q653,plan_uver!Q653-plan_uver!Q650)","v":0},212,null,0]
[50436,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2038-01-31",0,null,212,null,0]
[50437,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2038-02-01",0,null,213,null,0]
[50452,0,0,0,null,null,0,null,0,null,null,0,null,0,12,0,0,0,"OK","2038-02-16",0,{"$f":"-IF(MONTH(A656)=1,plan_uver!Q656,plan_uver!Q656-plan_uver!Q653)","v":0},213,null,0]
[50464,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2038-02-28",0,null,213,null,0]
[50465,0,0,0,null,null,{"$f":"IF(AND(DAY(A658)>25,MOD(MONTH(A658),3)=0,R657<0),-popl_sprava_SU,0)","v":0},null,{"$f":"IF(AND(DAY(A658)=31,MONTH(A658)=12,R657<0),-popl_vypis_SU,0)","v":0},null,null,0,null,0,15,{"$f":"IF(N658<0,(N658*ur_sadzba_SU*O658)/360,)","v":0},0,0,"OK","2038-03-01",0,null,214,null,0]
[50480,0,{"$f":"SUMIF($B$11:$B$13,A659,$E$11:$E$13)","v":0},{"$f":"IF(OR(DAY(A659)<>16,R658=0),0,-$E$6)","v":0},null,null,0,null,0,null,null,0,null,{"$f":"IF(ROUND(R658,3)=0,0,SUM(B659:M659)+N658)","v":0},15,0,{"$f":"IF(ROUND(R658,3)=0,0,IF(AND(DAY(A659)=1,MONTH(A659)=1),P659,P659+Q658))","v":0},0,"OK","2038-03-16",{"$f":"IF(MOD(YEAR(A659),4)=0,1,0)","v":0},{"$f":"-IF(MONTH(A659)=1,plan_uver!Q659,plan_uver!Q659-plan_uver!Q656)","v":0},{"$f":"+IF(MONTH(A659)=MONTH(A658),W658,W658+1)","v":214},null,{"$f":"IF(N658=0,0,SUM(C659:M659)+IF(DAY(A659)=16,splatka_SU+poistne_mesacne,0)+IF(AND(DAY(A659)=1,MONTH(A659)=1),0,Q658)+IF(AND(DAY(A659)=31,MONTH(A659)=12),0,-$M$6+-$M$7)+N658)","v":0}]
[{"$f":"IF(DAY(A659)=1,A659+15,IF(DAY(A659)=16,EOMONTH(A659,0),A659+1))","v":50495},0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,{"$f":"IF(ROUND(R659,3)=0,0,N660+IF(AND(DAY(A660)=1,MONTH(A660)=1),0,Q659)+IF(AND(DAY(A660)=31,MONTH(A660)=12),0,-$M$6+-$M$7))","v":0},"OK","2038-03-31",0,null,214,null,0]
[50496,{"$f":"IF(AND(A661>=$E$9,DAY(A661)=16,R660<0),splatka_SU+poistne_mesacne-IF(Y661>0,Y661,0),0)","v":0},0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2038-04-01",0,null,215,null,0]
[50511,0,0,0,null,null,0,null,0,null,null,0,null,0,14,0,0,0,"OK","2038-04-16",0,{"$f":"-IF(MONTH(A662)=1,plan_uver!Q662,plan_uver!Q662-plan_uver!Q659)","v":0},215,null,0]
[50525,0,0,0,null,null,0,null,0,null,null,0,null,0,{"$f":"A664-A663","v":1},0,0,0,{"$f":"IF(R663=0,\"OK\",\"no\")","v":"OK"},{"$f":"+A663","v":"2038-04-30"},0,null,215,null,0]
[50526,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2038-05-01",0,null,216,null,0]
[50541,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2038-05-16",0,{"$f":"-IF(MONTH(A665)=1,plan_uver!Q665,plan_uver!Q665-plan_uver!Q662)","v":0},216,null,0]
[50556,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2038-05-31",0,null,216,null,0]
[50557,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2038-06-01",0,null,217,null,0]
[50572,0,0,0,null,null,0,null,0,null,null,0,null,0,14,0,0,0,"OK","2038-06-16",0,{"$f":"-IF(MONTH(A668)=1,plan_uver!Q668,plan_uver!Q668-plan_uver!Q665)","v":0},217,null,0]
[50586,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2038-06-30",0,null,217,null,0]
[50587,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2038-07-01",0,null,218,null,0]
[50602,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2038-07-16",0,{"$f":"-IF(MONTH(A671)=1,plan_uver!Q671,plan_uver!Q671-plan_uver!Q668)","v":0},218,null,0]
[50617,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2038-07-31",0,null,218,null,0]
[50618,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2038-08-01",0,null,219,null,0]
[50633,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2038-08-16",0,{"$f":"-IF(MONTH(A674)=1,plan_uver!Q674,plan_uver!Q674-plan_uver!Q671)","v":0},219,null,0]
[50648,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2038-08-31",0,null,219,null,0]
[50649,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2038-09-01",0,null,220,null,0]
[50664,0,0,0,null,null,0,null,0,null,null,0,null,0,14,0,0,0,"OK","2038-09-16",0,{"$f":"-IF(MONTH(A677)=1,plan_uver!Q677,plan_uver!Q677-plan_uver!Q674)","v":0},220,null,0]
[50678,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2038-09-30",0,null,220,null,0]
[50679,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2038-10-01",0,null,221,null,0]
[50694,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2038-10-16",0,{"$f":"-IF(MONTH(A680)=1,plan_uver!Q680,plan_uver!Q680-plan_uver!Q677)","v":0},221,null,0]
[50709,0,0,0,null,null,0,null,0,null,null,{"$f":"IF(AND(DAY(A681)=1,MONTH(A681)=1,R680<0),Q680,0)","v":0},null,0,1,0,0,0,"OK","2038-10-31",0,null,221,null,0]
[50710,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2038-11-01",0,null,222,null,0]
[50725,0,0,0,null,null,0,null,0,null,null,0,null,0,14,0,0,0,"OK","2038-11-16",0,{"$f":"-IF(MONTH(A683)=1,plan_uver!Q683,plan_uver!Q683-plan_uver!Q680)","v":0},222,null,0]
[50739,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2038-11-30",0,null,222,null,0]
[50740,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2038-12-01",0,null,223,null,0]
[50755,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2038-12-16",0,{"$f":"-IF(MONTH(A686)=1,plan_uver!Q686,plan_uver!Q686-plan_uver!Q683)","v":0},223,null,0]
[50770,{"$f":"IF(AND(A687>=$E$9,DAY(A687)=16,R686<0),splatka_SU+poistne_mesacne-IF(Y687>0,Y687,0),0)","v":0},{"$f":"SUMIF($B$11:$B$13,A687,$E$11:$E$13)","v":0},{"$f":"IF(OR(DAY(A687)<>16,R686=0),0,-$E$6)","v":0},null,null,0,null,{"$f":"IF(AND(DAY(A687)=31,MONTH(A687)=12,R686<0),-popl_vypis_SU,0)","v":0},null,null,{"$f":"IF(AND(DAY(A687)=1,MONTH(A687)=1,R686<0),Q686,0)","v":0},null,{"$f":"IF(ROUND(R686,3)=0,0,SUM(B687:M687)+N686)","v":0},1,{"$f":"IF(N687<0,(N687*ur_sadzba_SU*O687)/360,)","v":0},{"$f":"IF(ROUND(R686,3)=0,0,IF(AND(DAY(A687)=1,MONTH(A687)=1),P687,P687+Q686))","v":0},0,{"$f":"IF(R687=0,\"OK\",\"no\")","v":"OK"},{"$f":"+A687","v":"2038-12-31"},{"$f":"IF(MOD(YEAR(A687),4)=0,1,0)","v":0},null,{"$f":"+IF(MONTH(A687)=MONTH(A686),W686,W686+1)","v":223},null,{"$f":"IF(N686=0,0,SUM(C687:M687)+IF(DAY(A687)=16,splatka_SU+poistne_mesacne,0)+IF(AND(DAY(A687)=1,MONTH(A687)=1),0,Q686)+IF(AND(DAY(A687)=31,MONTH(A687)=12),0,-$M$6+-$M$7)+N686)","v":0}]
[50771,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2039-01-01",0,null,224,null,0]
[50786,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2039-01-16",0,{"$f":"-IF(MONTH(A689)=1,plan_uver!Q689,plan_uver!Q689-plan_uver!Q686)","v":0},224,null,0]
[50801,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2039-01-31",0,null,224,null,0]
[50802,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2039-02-01",0,null,225,null,0]
[50817,0,0,0,null,null,0,null,0,null,null,0,null,0,12,0,0,0,"OK","2039-02-16",0,{"$f":"-IF(MONTH(A692)=1,plan_uver!Q692,plan_uver!Q692-plan_uver!Q689)","v":0},225,null,0]
[50829,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2039-02-28",0,null,225,null,0]
[50830,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2039-03-01",0,null,226,null,0]
[50845,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2039-03-16",0,{"$f":"-IF(MONTH(A695)=1,plan_uver!Q695,plan_uver!Q695-plan_uver!Q692)","v":0},226,null,0]
[50860,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2039-03-31",0,null,226,null,0]
[50861,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2039-04-01",0,null,227,null,0]
[50876,0,0,0,null,null,0,null,0,null,null,0,null,0,14,0,0,0,"OK","2039-04-16",0,{"$f":"-IF(MONTH(A698)=1,plan_uver!Q698,plan_uver!Q698-plan_uver!Q695)","v":0},227,null,0]
[50890,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2039-04-30",0,null,227,null,0]
[50891,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2039-05-01",0,null,228,null,0]
[50906,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2039-05-16",0,{"$f":"-IF(MONTH(A701)=1,plan_uver!Q701,plan_uver!Q701-plan_uver!Q698)","v":0},228,null,0]
[50921,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2039-05-31",0,null,228,null,0]
[50922,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2039-06-01",0,null,229,null,0]
[50937,0,0,0,null,null,0,null,0,null,null,0,null,0,14,0,0,0,"OK","2039-06-16",0,{"$f":"-IF(MONTH(A704)=1,plan_uver!Q704,plan_uver!Q704-plan_uver!Q701)","v":0},229,null,0]
[50951,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2039-06-30",0,null,229,null,0]
[50952,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2039-07-01",0,null,230,null,0]
[50967,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2039-07-16",0,{"$f":"-IF(MONTH(A707)=1,plan_uver!Q707,plan_uver!Q707-plan_uver!Q704)","v":0},230,null,0]
[50982,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2039-07-31",0,null,230,null,0]
[50983,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2039-08-01",0,null,231,null,0]
[50998,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2039-08-16",0,{"$f":"-IF(MONTH(A710)=1,plan_uver!Q710,plan_uver!Q710-plan_uver!Q707)","v":0},231,null,0]
[51013,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2039-08-31",0,null,231,null,0]
[51014,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2039-09-01",0,null,232,null,0]
[51029,0,0,0,null,null,0,null,0,null,null,0,null,0,14,0,0,0,"OK","2039-09-16",0,{"$f":"-IF(MONTH(A713)=1,plan_uver!Q713,plan_uver!Q713-plan_uver!Q710)","v":0},232,null,0]
[51043,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2039-09-30",0,null,232,null,0]
[51044,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2039-10-01",0,null,233,null,0]
[51059,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2039-10-16",0,{"$f":"-IF(MONTH(A716)=1,plan_uver!Q716,plan_uver!Q716-plan_uver!Q713)","v":0},233,null,0]
[51074,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2039-10-31",0,null,233,null,0]
[51075,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2039-11-01",0,null,234,null,0]
[51090,0,0,0,null,null,0,null,0,null,null,0,null,0,14,0,0,0,"OK","2039-11-16",0,{"$f":"-IF(MONTH(A719)=1,plan_uver!Q719,plan_uver!Q719-plan_uver!Q716)","v":0},234,null,0]
[51104,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2039-11-30",0,null,234,null,0]
[51105,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2039-12-01",0,null,235,null,0]
[51120,0,0,0,null,null,{"$f":"IF(AND(DAY(A722)>25,MOD(MONTH(A722),3)=0,R721<0),-popl_sprava_SU,0)","v":0},null,0,null,null,0,null,0,15,0,0,0,"OK","2039-12-16",0,{"$f":"-IF(MONTH(A722)=1,plan_uver!Q722,plan_uver!Q722-plan_uver!Q719)","v":0},235,null,0]
[51135,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2039-12-31",0,null,235,null,0]
[{"$f":"IF(DAY(A723)=1,A723+15,IF(DAY(A723)=16,EOMONTH(A723,0),A723+1))","v":51136},0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,{"$f":"IF(ROUND(R723,3)=0,0,N724+IF(AND(DAY(A724)=1,MONTH(A724)=1),0,Q723)+IF(AND(DAY(A724)=31,MONTH(A724)=12),0,-$M$6+-$M$7))","v":0},"OK","2040-01-01",1,null,236,null,0]
[51151,0,0,0,null,null,0,null,0,null,null,0,null,0,15,0,0,0,"OK","2040-01-16",1,{"$f":"-IF(MONTH(A725)=1,plan_uver!Q725,plan_uver!Q725-plan_uver!Q722)","v":0},236,null,0]
[51166,0,0,0,null,null,0,null,0,null,null,0,null,0,1,0,0,0,"OK","2040-01-31",1,null,236,null,0]
[51167,0,0,0,null,null,0,null,0,null,null,0,null,0,{"$f":"A728-A727","v":15},0,0,0,"OK","2040-02-01",1,null,237,null,0]
[51182,0,0,0,null,null,0,null,0,null,null,0,null,0,{"$f":"A729-A728","v":13},0,0,0,"OK","2040-02-16",1,{"$f":"-IF(MONTH(A728)=1,plan_uver!Q728,plan_uver!Q728-plan_uver!Q725)","v":0},237,null,0]
[51195,0,0,0,null,null,0,null,0,null,null,0,null,0,{"$f":"A730-A729","v":1},0,0,0,"OK","2040-02-29",1,null,237,null,0]
[51196,0,0,0,null,null,0,null,0,null,null,0,null,0,{"$f":"A731-A730","v":15},0,0,0,"OK","2040-03-01",1,null,238,null,0]
[51211,0,0,0,null,null,0,null,0,null,null,0,null,0,{"$f":"A732-A731","v":0},0,0,0,"OK","2040-03-16",1,{"$f":"-IF(MONTH(A731)=1,plan_uver!Q731,plan_uver!Q731-plan_uver!Q728)","v":0},{"$f":"+IF(MONTH(A731)=MONTH(A686),W686,W686+1)","v":224},null,{"$f":"IF(N686=0,0,SUM(C731:M731)+IF(DAY(A731)=16,splatka_SU+poistne_mesacne,0)+IF(AND(DAY(A731)=1,MONTH(A731)=1),0,Q686)+IF(AND(DAY(A731)=31,MONTH(A731)=12),0,-$M$6+-$M$7)+N686)","v":0}]
[{"$f":"+A731","v":51211},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"+A732","v":"2040-03-16"},{"$f":"IF(MOD(YEAR(A732),4)=0,1,0)","v":1}]

{"sheet":"export","index":5,"n_rows":1344,"n_cols":20,"rows_kept":1344,"cut":false,"hidden":true,"merged":[]}
["sheet","field","value","format","calculated","description","type","čís.","T/F","format cell","CIBIS","value",{"$f":"AND(M2:M1313)","v":false},{"$f":"COUNTA(A:A)","v":1344},"key","format","format","decimal"]
["premenne","XML_filename",{"$f":"IF(INDIRECT($A2 & \"!\" & $B2)=\"\",\"N/A\",INDIRECT($A2 & \"!\" & $B2))","v":"N/A"},{"$f":"VLOOKUP($J2,format_types,3,FALSE)","v":"string"},0,"Názov súboru XML",0,null,null,{"$f":"CELL(\"format\",INDIRECT($A2 & \"!\" & $B2))","v":"G"},null,"u672092104_20200107_093458",{"$f":"IF(OR(ISERROR(C2),ISERROR(L2)),FALSE,C2=L2)","v":false},null,"D1","dd.mm.yyyy h:mm","date",0,null,"date"]
["premenne","XML_generovanie","N/A",{"$f":"VLOOKUP($J3,format_types,3,FALSE)","v":"date"},0,"Dátum generovania XML súboru",0,null,null,"D1",null,43837.399282407408,{"$f":"IF(OR(ISERROR(C3),ISERROR(L3)),FALSE,C3=L3)","v":false},null,",0",0,"int",0,null,"int"]
["premenne","XML_typ","N/A",{"$f":"VLOOKUP($J4,format_types,3,FALSE)","v":"int"},0,"Typ súboru XML",0,null,null,{"$f":"CELL(\"format\",INDIRECT($A4 & \"!\" & $B4))","v":"F0"},null,1,false,null,",2","# ##0,00 €","decimal",2,null,"decimal"]
["uver","poplatky","áno",{"$f":"VLOOKUP($J5,format_types,3,FALSE)","v":"string"},0,{"$f":"IF(ISERROR(INDIRECT($A5 & \"!popis_\" & $B5)),IF(K5=\"\",\"-\",\"(\" & K5 & \")\"),IF(K5=\"\",INDIRECT($A5 & \"!popis_\" & $B5),INDIRECT($A5 & \"!popis_\" & $B5) & \" (\" & K5 & \")\"))","v":"-"},0,null,null,"G",null,"áno",true,null,"F0","0","int",0,null,"string"]
["uver","miesto","N/A",{"$f":"VLOOKUP($J6,format_types,3,FALSE)","v":"string"},0,"-",0,null,null,"G",null,"Bratislava",false,null,"F1","0,0","decimal",1,null,"boolean"]
["uver","kat_klienta","N/A",{"$f":"VLOOKUP($J7,format_types,3,FALSE)","v":"string"},0,"Kategória klienta",-6,"x",null,"G",null,"bežný klient - bez úveru v ČSOB SP",false,null,"F2","0,00","decimal",2]
["uver","cislo_zmluvy",{"$f":"IF(INDIRECT($A8 & \"!\" & $B8)=\"\",\"N/A\",INDIRECT($A8 & \"!\" & $B8))","v":"N/A"},"int",0,"Číslo zmluvy o stavebnom sporení",-4,null,null,",0",null,672092104,false,true,"F3","0,000","decimal",3]
["uver","datum_ziadosti",43875,"date",0,"-",-2,null,null,"D1",null,43818,false,null,"F6","0,000000","decimal",6]
["uver","datum_platnosti_zmluvy_zadany","N/A","date",0,"Dátum platnosti zmluvy",-2,null,null,"D1",null,"N/A",true,null,"C0","# ##0 €","decimal",0]
["uver","povodna_CS","N/A","decimal",0,"Pôvodná cieľová suma",0,null,null,{"$f":"CELL(\"format\",INDIRECT($A11 & \"!\" & $B11))","v":",2"},null,"N/A",true,null,"C2","# ##0,00 €","decimal",2]
["uver","povodny_typ_sporenia","N/A","string",0,"Pôvodný typ sporenia",0,null,null,"G",null,"N/A",true,null,"G","General","string",0]
["uver","HC_aktualne","N/A","decimal",0,"Aktuálne hodnotiace číslo",-4,null,null,{"$f":"CELL(\"format\",INDIRECT($A13 & \"!\" & $B13))","v":"F3"},null,"N/A",true,null,"P2","0,00%","decimal",2]
["uver","aktualna_NS","N/A","decimal",0,"Aktuálna nasporená suma",-4,null,null,",2",null,"N/A",true,null,"B",null,"boolean",0]
["uver","pripisane_uroky","N/A","decimal",0,"- pripísané úroky",0,null,null,",2",null,"N/A",true,null,"P1","0,0%","decimal",1]
["uver","pripisana_SP","N/A","decimal",0,"- pripísaná štátna prémia",0,null,null,",2",null,"N/A",true]
["uver","nepripisane_uroky","N/A","decimal",0,"Nepripísané úroky",0,null,null,",2",null,"N/A",true]
["uver","nepripisana_SP","N/A","decimal",0,"Nepripísaná štátna prémia",0,null,null,",2",null,"N/A",true]
["uver","novy_typ_sporenia_zvoleny","N/A","string",0,"Typ sporenia",-6,"x",null,"G",null,"UV.",false,null,"char, date, datetime, decimal, int, text, time, timestamp"]
["uver","vyska_uveru","N/A","decimal",0,"Cieľová suma",-4,null,null,",2",null,163000,false,null,"char, date, datetime, decimal, int, text, time, timestamp"]
["uver","uver_CS","N/A","decimal",0,{"$f":"IF(ISERROR(INDIRECT($A21 & \"!popis_\" & $B21)),IF(K21=\"\",\"-\",\"(\" & K21 & \")\"),IF(K21=\"\",INDIRECT($A21 & \"!popis_\" & $B21),INDIRECT($A21 & \"!popis_\" & $B21) & \" (\" & K21 & \")\"))","v":"-"},-4,null,null,"C2",null,"N/A",true]
["uver","narok_na_SP","nie","string",0,"Uplatňovanie nároku na ŠP",0,null,null,"G",null,"nie",true]
["uver","poistenie_vybrane","N/A","string",0,"Poistenie úveru (Úvery/Smlouvy/Prijetí žádosti/FO/Poištení úveru/Varianta pojištení)",-6,"x",null,"G","Úvery/Smlouvy/Prijetí žádosti/FO/Poištení úveru/Varianta pojištení","bez poistenia",false]
["uver","akcia_vybrana","N/A","string",0,"Akcia",-6,"x",null,"G",null,"POHODA - NEROZDEĽOVAŤ",false]
["uver","zabezpecenie_nehnutelnostou_vybrane",{"$f":"IF(INDIRECT($A25 & \"!\" & $B25)=\"\",\"N/A\",INDIRECT($A25 & \"!\" & $B25))","v":"N/A"},"string",0,"Zabezpečenie nehnuteľnosťou",-6,"x",null,"G",null,"do 80% s dokl. o príjme",false]
["uver","vklady_do_vybrane","N/A","string",0,"",0,null,null,"G",null,"nasporenia min. podielu NS",false]
["uver","iny_mesacny_vklad","N/A","decimal",0,"Iný mesačný vklad",-4,null,null,",2",null,"N/A",true]
["uver","ina_splatka_SU","N/A","decimal",0,"Iná splátka SÚ (Úvery/Smlouvy/FO/Smlouvní údaje/Stavební úvěr/Výše splátky)",-4,null,null,",2","Úvery/Smlouvy/FO/Smlouvní údaje/Stavební úvěr/Výše splátky","N/A",true]
["uver","fixacia_urokovej_sadzby",{"$f":"IF(INDIRECT($A29 & \"!\" & $B29)=\"\",\"N/A\",INDIRECT($A29 & \"!\" & $B29))","v":"N/A"},"string",0,"Fixacia urokovej sadzby",-6,null,null,"F0","Úvery/Smlouvy/FO/Smlouvní údaje/Stavební úvěr/Výše splátky","fix 3",false]
["uver","group_zlava_1_typ",{"$f":"IF(INDIRECT($A30 & \"!\" & $B30)=\"\",\"N/A\",INDIRECT($A30 & \"!\" & $B30))","v":"N/A"},{"$f":"VLOOKUP($J30,format_types,3,FALSE)","v":"string"},0,"typ groupovej zlavy",-6,"x",null,"G",null,"N/A",true]
["premenne","group_zlava_1",{"$f":"IF(INDIRECT($A31 & \"!\" & $B31)=\"\",\"N/A\",INDIRECT($A31 & \"!\" & $B31))","v":0},{"$f":"VLOOKUP($J31,format_types,3,FALSE)","v":"decimal"},1,"vyska groupovej zlavy",-4,null,null,"P2",null,0,true]
["uver","group_zlava_2_typ",{"$f":"IF(INDIRECT($A32 & \"!\" & $B32)=\"\",\"N/A\",INDIRECT($A32 & \"!\" & $B32))","v":"N/A"},{"$f":"VLOOKUP($J32,format_types,3,FALSE)","v":"string"},0,"typ groupovej zlavy",-6,"x",null,"G",null,"N/A",true]
["premenne","group_zlava_2",{"$f":"IF(INDIRECT($A33 & \"!\" & $B33)=\"\",\"N/A\",INDIRECT($A33 & \"!\" & $B33))","v":0},{"$f":"VLOOKUP($J33,format_types,3,FALSE)","v":"decimal"},1,"vyska groupovej zlavy",-4,null,null,"P2",null,0,true]
["uver","uverovy_register","N/A","string",0,"-",-6,null,"x","G","Úvery/Smlouvy/FO/Smlouvní údaje/Stavební úvěr/Výše splátky","C",false,true]
["uver","uverovy_register_skore","N/A","string",0,"-",0,null,null,"G",null,"452",false,true]
["uver","zjednodusene_splacanie","nie","decimal",1,"-",-5,null,"x","C2",null,"nie",true]
["uver","najnizsi_vkladSS","N/A","decimal",0,"Najnižší mesačný vklad klienta na SS za posledný rok",-4,null,"x","C2",null,"N/A",true]
["uver","nasporena_suma_ineSS","N/A","decimal",0,"Nasporená suma na iných zmluvách SS žiadateľa o úver",-4,null,null,"C2",null,"N/A",true]
["uver","rizikova_oblast","N/A","string",0,"-",-6,null,null,"G",null,"nie",false]
["uver","vyska_splatky_refinanc",0,"decimal",1,"Pôvodná výška splátky úveru, ktorý je refinancovaný",-4,null,null,"C2",null,1169,false]
["uver","uverova_historia","N/A","string",0,"Úverová história",-6,null,null,"G","nové 24.6.2013","N/A",true]
["uver","uverova_angazovanost","N/A","decimal",0,"-",-4,null,null,{"$f":"CELL(\"format\",INDIRECT($A42 & \"!\" & $B42))","v":"C2"},null,0,false]
["uver","ziadost_kombinacia","N/A","string",0,"-",-5,null,null,"G",null,"nie",false]
["uver","ziadost_u5_he","N/A","int",0,"-",-4,null,null,{"$f":"CELL(\"format\",INDIRECT($A44 & \"!\" & $B44))","v":",0"},null,"N/A",true]
["uver","uverova_historia_ziadatela","áno","string",0,"Úverová história žiadateľ",-5,null,null,"G","nové 16.7.2014","áno",true]
["uver","UU_zmena_na_existujucom_uvere","nie","string",0,"-",-5,null,null,"G","nové 15.3.2016 (v27.9)","nie",{"$f":"IF(OR(ISERROR(C46),ISERROR(L46)),FALSE,C46=L46)","v":true}]
["uver","refinancovanie",{"$f":"IF(INDIRECT($A47 & \"!\" & $B47)=\"\",\"N/A\",INDIRECT($A47 & \"!\" & $B47))","v":"N/A"},{"$f":"VLOOKUP($J47,format_types,3,FALSE)","v":"string"},0,"Refinancovanie",-6,null,null,{"$f":"CELL(\"format\",INDIRECT($A47 & \"!\" & $B47))","v":"G"},"nové 15.10.2013 (v24.9)","úver s nehnuteľnosťou",false]
["uver","CSOBSP",{"$f":"IF(INDIRECT($A48 & \"!\" & $B48)=\"\",\"N/A\",INDIRECT($A48 & \"!\" & $B48))","v":"N/A"},{"$f":"VLOOKUP($J48,format_types,3,FALSE)","v":"string"},0,"Refinancovanie v ČSOBSP",-5,null,null,{"$f":"CELL(\"format\",INDIRECT($A48 & \"!\" & $B48))","v":"G"},"nové 15.10.2013 (v24.9)","nie",false]
["uver","vypis",{"$f":"IF(INDIRECT($A49 & \"!\" & $B49)=\"\",\"N/A\",INDIRECT($A49 & \"!\" & $B49))","v":"N/A"},{"$f":"VLOOKUP($J49,format_types,3,FALSE)","v":"string"},0,"sposob posielania informativny",0,null,null,{"$f":"CELL(\"format\",INDIRECT($A49 & \"!\" & $B49))","v":"G"},null,"e-mailom",false]
["uver","zlava_popl_spracovanie",{"$f":"IF(INDIRECT($A50 & \"!\" & $B50)=\"\",\"N/A\",INDIRECT($A50 & \"!\" & $B50))","v":"N/A"},{"$f":"VLOOKUP($J50,format_types,3,FALSE)","v":"string"},0,"-",0,null,null,{"$f":"CELL(\"format\",INDIRECT($A50 & \"!\" & $B50))","v":"G"},null,"N/A",true]
["uver","podiel_poc_vkladu_zvoleny","N/A","decimal",0,{"$f":"IF(ISERROR(INDIRECT($A51 & \"!popis_\" & $B51)),IF(K51=\"\",\"-\",\"(\" & K51 & \")\"),IF(K51=\"\",INDIRECT($A51 & \"!popis_\" & $B51),INDIRECT($A51 & \"!popis_\" & $B51) & \" (\" & K51 & \")\"))","v":"Vklad pred 1. čerpaním"},-4,null,null,"P2",null,"N/A",true]
["uver","iny_poc_vklad","N/A","decimal",0,"Ďalší vklad pred 1. čerpaním",-4,null,null,",2",null,"N/A",true]
["uver","min_vklad_1_datum","N/A","date",0,"-",0,null,null,"D1",null,"N/A",true]
["uver","mim_vklad_1_suma","N/A","decimal",0,"-",0,null,null,",2",null,"N/A",true]
["uver","min_vklad_2_datum","N/A","date",0,"-",0,null,null,"D1",null,"N/A",true]
["uver","mim_vklad_2_suma","N/A","decimal",0,"-",0,null,null,",2",null,"N/A",true]
["uver","min_vklad_3_datum","N/A","date",0,"-",0,null,null,"D1",null,"N/A",true]
["uver","mim_vklad_3_suma","N/A","decimal",0,"-",0,null,null,",2",null,"N/A",true]
["premenne","zmluva_1","N/A","string",0,"-",-3,null,null,"G",null,"N/A",true,true]
["premenne","zmluva_2","N/A","string",0,"-",-3,null,null,"G",null,"N/A",{"$f":"IF(OR(ISERROR(C60),ISERROR(L60)),FALSE,C60=L60)","v":true},true]
["uver","zmluva_1_cislo_zmluvy2","N/A",{"$f":"VLOOKUP($J61,format_types,3,FALSE)","v":"int"},0,"-",-4,null,null,",0",null,"N/A",true,true]
["uver","zmluva_1_websu","N/A",{"$f":"VLOOKUP($J62,format_types,3,FALSE)","v":"string"},0,"-",-5,null,null,"G",null,"N/A",true,true]
["uver","zmluva_1_refinanc2","N/A",{"$f":"VLOOKUP($J63,format_types,3,FALSE)","v":"string"},0,"-",-5,null,null,"G",null,"N/A",true,true]
["uver","zmluva_2_cislo_zmluvy1","N/A",{"$f":"VLOOKUP($J64,format_types,3,FALSE)","v":"int"},0,"-",-4,null,null,{"$f":"CELL(\"format\",INDIRECT($A64 & \"!\" & $B64))","v":",0"},null,"N/A",true,true]
["uver","zmluva_2_websu","N/A","string",0,"-",-5,null,null,"G",null,"N/A",true,true]
["uver","zmluva_2_refinanc1","N/A","string",0,"-",-5,null,null,"G",null,"N/A",true,true]
["zoznamy","nadobudnutie_vlastnictva_1",false,{"$f":"VLOOKUP($J67,format_types,3,FALSE)","v":"boolean"},0,"-",-3,null,null,"B",null,false,true]
["zoznamy","nadobudnutie_vlastnictva_2",false,"boolean",0,{"$f":"IF(ISERROR(INDIRECT($A68 & \"!popis_\" & $B68)),IF(K68=\"\",\"-\",\"(\" & K68 & \")\"),IF(K68=\"\",INDIRECT($A68 & \"!popis_\" & $B68),INDIRECT($A68 & \"!popis_\" & $B68) & \" (\" & K68 & \")\"))","v":"-"},-3,null,null,"B",null,false,true]
["zoznamy","nadobudnutie_vlastnictva_3",false,"boolean",0,"-",-3,null,null,"B",null,false,true]
["zoznamy","nadobudnutie_vlastnictva_4",false,"boolean",0,"-",-3,null,null,"B",null,false,true]
["zoznamy","nadobudnutie_vlastnictva_5",false,"boolean",0,"-",-3,null,null,"B",null,false,true]
["zoznamy","nadobudnutie_vlastnictva_6",false,"boolean",0,"-",-3,null,null,"B",null,false,true]
["zoznamy","modernizacia_1",false,"boolean",0,"-",-3,null,null,"B",null,false,true]
["zoznamy","modernizacia_2",false,"boolean",0,"-",-3,null,null,"B",null,true,false]
["zoznamy","modernizacia_3",false,"boolean",0,"-",-3,null,null,"B",null,false,true]
["zoznamy","modernizacia_4",false,"boolean",0,{"$f":"IF(ISERROR(INDIRECT($A76 & \"!popis_\" & $B76)),IF(K76=\"\",\"-\",\"(\" & K76 & \")\"),IF(K76=\"\",INDIRECT($A76 & \"!popis_\" & $B76),INDIRECT($A76 & \"!popis_\" & $B76) & \" (\" & K76 & \")\"))","v":"-"},-3,null,null,"B",null,false,true]
["zoznamy","ine_ucely_1",false,"boolean",0,"-",-3,null,null,"B",null,false,true]
["zoznamy","ine_ucely_2",false,"boolean",0,"-",-3,null,null,"B",null,false,true]
["zoznamy","ine_ucely_3",false,"boolean",0,"-",-3,null,null,"B",null,false,true]
["zoznamy","ine_ucely_4",false,"boolean",0,"-",-3,null,null,"B",null,false,true]
["zoznamy","ine_ucely_5",false,"boolean",0,"-",-3,null,null,"B",null,false,true]
["zoznamy","ine_ucely_6",false,"boolean",0,"-",-3,null,null,"B",null,false,true]
["zoznamy","ine_ucely_7",false,"boolean",0,"-",-3,null,null,"B",null,false,{"$f":"IF(OR(ISERROR(C83),ISERROR(L83)),FALSE,C83=L83)","v":true}]
["zoznamy","ine_ucely_8",false,"boolean",0,"-",-3,null,null,"B",null,false,true]
["zoznamy","ine_ucely_9",false,"boolean",0,"-",-3,null,null,"B",null,true,false]
["zoznamy","ine_ucely_10",false,"boolean",0,"-",-3,null,null,"B",null,true,false]
["zoznamy","ine_ucely_11",false,"boolean",0,"-",-3,null,null,"B",null,false,true]
["zoznamy","ine_ucely_12",false,"boolean",0,{"$f":"IF(ISERROR(INDIRECT($A88 & \"!popis_\" & $B88)),IF(K88=\"\",\"-\",\"(\" & K88 & \")\"),IF(K88=\"\",INDIRECT($A88 & \"!popis_\" & $B88),INDIRECT($A88 & \"!popis_\" & $B88) & \" (\" & K88 & \")\"))","v":"-"},-3,null,null,"B",null,false,{"$f":"IF(OR(ISERROR(C88),ISERROR(L88)),FALSE,C88=L88)","v":true}]
["uver","dofinancovanie_hypoteky","N/A",{"$f":"VLOOKUP($J89,format_types,3,FALSE)","v":"string"},0,"-",-5,null,null,{"$f":"CELL(\"format\",INDIRECT($A89 & \"!\" & $B89))","v":"G"},null,"N/A",{"$f":"IF(OR(ISERROR(C89),ISERROR(L89)),FALSE,C89=L89)","v":true}]
["uver","ucel_pouzitia_financii","N/A","string",0,"Účel použitia finančných prostriedkov zo žiadaného úveru:",-6,null,null,{"$f":"CELL(\"format\",INDIRECT($A90 & \"!\" & $B90))","v":"G"},null,"Vlastné bývanie",{"$f":"IF(OR(ISERROR(C90),ISERROR(L90)),FALSE,C90=L90)","v":false}]
["uver","sposob_platby_poplatku","N/A","string",0,"Spôsob úhrady poplatku:",0,null,null,"G",null,"N/A",true]
["uver","odkladacia_podmienka_vybrana","N/A","string",0,"Odkladacia podmienka čerpania:",0,null,null,"G",null,"N/A",true]
["uver","sposob_cerpania_vybrany","N/A","string",0,"Spôsob čerpania:",0,null,null,"G",null,"ihneď po splnení odkladacích podmienok, preddavkovo",false]
["uver","sposob_splacania_vybrany","N/A","string",0,"Spôsob splácania:",0,null,null,"G",null,"bankový prevod",false]
["uver","poradca_meno","N/A","string",0,"-",0,null,null,"G",null,"Marek",false,true]
["uver","poradca_priezvisko","N/A","string",0,"-",0,null,null,"G",null,"Miko",false,true]
["uver","poradca_titul","N/A","string",0,"-",0,null,null,"G",null,"Ing.",false]
["uver","poradca_adr1","N/A","string",0,"-",0,null,null,"G",null,"Žižkova 11",false,true]
["uver","poradca_adr2","N/A","string",0,"-",0,null,null,"G",null,"81102 Bratislava",false,true]
["uver","poradca_cislo","N/A","string",0,"Provízne číslo agenta (Úvery/Smlouvy/FO/Prijetí žádosti/Obchodní zástupce)",15,null,null,"G","Úvery/Smlouvy/FO/Prijetí žádosti/Obchodní zástupce",16257919,false,true]
["uver","poradca_cislo_maklera","N/A","string",0," (nové: 4.10.2013)",15,null,null,"G","nové: 4.10.2013","N/A",true,true]
["uver","poradca_cislo_maklera_nazov","N/A","string",0,"-",0,null,null,"G",null,"N/A",true,true]
["uver","poradca_cislo_registracne","N/A","string",0,"",0,null,null,"G",null,"N/A",true,true]
["uver","poradca_telefon","N/A","string",0,"Telefón",0,null,null,"G",null,"0902910902",false,true]
["uver","poradca_email","N/A","string",0,"E-mail",0,null,null,"G",null,"maremiko@csob.sk",false,true]
["uver","makler_meno","N/A","string",0,"-",0,null,null,"G",null,"Patrícia",false,true]
["uver","makler_priezvisko","N/A","string",0,{"$f":"IF(ISERROR(INDIRECT($A107 & \"!popis_\" & $B107)),IF(K107=\"\",\"-\",\"(\" & K107 & \")\"),IF(K107=\"\",INDIRECT($A107 & \"!popis_\" & $B107),INDIRECT($A107 & \"!popis_\" & $B107) & \" (\" & K107 & \")\"))","v":"-"},0,null,null,"G",null,"Boriková",false,true]
["uver","makler_titul","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["uver","makler_cislo","N/A","string",0,"-",15,null,null,"G",null,5103424,false,true]
["uver","makler_cislo_maklera","N/A","string",0,"-",15,null,null,"G",null,14150819,false,true]
["uver","makler_cislo_maklera_nazov","N/A","string",0,"-",0,null,null,"G",null,"OVB Allfinanz Slovensko a.s.",false,true]
["uver","makler_cislo_registracne","N/A","string",0,"-",0,null,null,"G",null,179931,false,true]
["uver","makler_telefon","N/A","string",0,"-",0,null,null,"G",null,"0908885886",false,true]
["uver","makler_email","N/A","string",0,"-",0,null,null,"G",null,"borikovapatricia@ovbmail.eu",false,true]
["uver","pozicia","N/A","string",0,{"$f":"IF(ISERROR(INDIRECT($A115 & \"!popis_\" & $B115)),IF(K115=\"\",\"-\",\"(\" & K115 & \")\"),IF(K115=\"\",INDIRECT($A115 & \"!popis_\" & $B115),INDIRECT($A115 & \"!popis_\" & $B115) & \" (\" & K115 & \")\"))","v":"-"},0,null,null,"G",null,"Regionálny obchodný riaditeľ",false,true]
["uver","teritorium","N/A","string",0,"-",-6,null,null,"G",null,"OVB tiper IDS",false]
["uver","poradca_druhy_podpisujuci","N/A","string",0,"-",0,null,null,"G",null,"N/A",true,true]
["uver","zaslanie_uv_dok","N/A","string",0,"-",0,null,null,"G",null,"N/A",true,true]
["uver","spracovanie","N/A","string",0,"-",-6,null,null,"G",null,"N/A",true]
["uver","spracovanie_oscis","N/A","string",0,"-",0,null,null,{"$f":"CELL(\"format\",INDIRECT($A120 & \"!\" & $B120))","v":"G"},null,"N/A",{"$f":"IF(OR(ISERROR(C120),ISERROR(L120)),FALSE,C120=L120)","v":true},true]
["uver","spracovanie_provcis","N/A","string",0,"-",0,null,null,"G",null,"N/A",true,true]
["uver","spracovanie_spolocnost","N/A","string",0,"-",0,null,null,"G",null,"N/A",true,true]
["uver","spracovanie_provcis_agent","N/A","string",0,"-",0,null,null,"G",null,"N/A",true,true]
["uver","spracovanie_agent_meno","N/A","string",0,"-",0,null,null,"G",null,"N/A",true,true]
["uver","spracovanie_ulica","N/A","string",0,"-",0,null,null,"G",null,"N/A",true,true]
["uver","spracovanie_mesto","N/A","string",0,"-",0,null,null,"G",null,"N/A",true,true]
["uver","spracovanie_PSC","N/A","string",0,"-",0,null,null,"G",null,"N/A",true,true]
["uver","spracovanie_pobocka","N/A","string",0,"-",0,null,null,"G",null,"N/A",true,true]
["zoznamy","spracovanie_list_ulica","N/A","string",1,"-",0,null,null,{"$f":"CELL(\"format\",INDIRECT($A129 & \"!\" & $B129))","v":"G"},null,"Kukuričná 8",false,true]
["zoznamy","spracovanie_list_mesto","N/A","string",1,"-",0,null,null,"G",null,"Bratislava 3",false,true]
["zoznamy","spracovanie_list_psc","N/A","string",1,"-",0,null,null,"G",null,"832 48",false,true]
["ziadatel","meno_ziadatel","N/A","string",0,"(zadané pod Smlouvy, musí byť totožné )",0,null,null,"G","zadané pod Smlouvy, musí byť totožné ","Jozef",false,true]
["ziadatel","priezvisko_ziadatel","N/A","string",0,"(zadané pod Smlouvy, musí byť totožné )",0,null,null,"G","zadané pod Smlouvy, musí byť totožné ","Boleček",false,true]
["ziadatel","titul_pred_ziadatel","N/A","string",0,"(zadané pod Smlouvy, musí byť totožné )",15,null,null,"G","zadané pod Smlouvy, musí byť totožné ","N/A",true]
["ziadatel","titul_za_ziadatel","N/A","string",0,"(zadané pod Smlouvy, musí byť totožné )",15,null,null,"G","zadané pod Smlouvy, musí byť totožné ","N/A",true]
["ziadatel","RC_ziadatel",{"$f":"IF(INDIRECT($A136&\"!\"&$B136)=\"\",\"N/A\",SUBSTITUTE(SUBSTITUTE(INDIRECT($A136&\"!\"&$B136),\"\\\",\"\"),\"/\",\"\"))","v":"N/A"},"string",0,"(zadané pod Smlouvy, musí byť totožné )",10,null,null,"G","zadané pod Smlouvy, musí byť totožné ","8506096401",false,true]
["ziadatel","mobil_ziadatel","N/A","string",0,"(Evidence fyzických osob/Mobil)",30,null,null,"G","Evidence fyzických osob/Mobil","0902531266",false,true]
["ziadatel","druh_mobilu_ziadatel","N/A","string",0,"-",-6,"x",null,"G",null,"N/A",true]
["ziadatel","telefon_ziadatel","N/A","string",0,"(Evidence fyzických osob/Telefon domu)",30,null,null,"G","Evidence fyzických osob/Telefon domu","N/A",true,true]
["ziadatel","druh_telefonu_ziadatel","N/A","string",0,"-",-6,"x",null,"G",null,"N/A",true]
["ziadatel","email_ziadatel","N/A","string",0,"(Evidence fyzických osob/E-mail)",0,null,null,"G","Evidence fyzických osob/E-mail","belmondoo@gmail.com",false,true]
["ziadatel","stav_ziadatel","N/A","string",0,"(Evidence fyzických osob/Rodinný stav)",-6,"x",null,"G","Evidence fyzických osob/Rodinný stav","ženatý/vydatá",false]
["ziadatel","vzdelanie_ziadatel","N/A","string",0,"Žiadateľ - vzdelanie",-6,"x",null,"G","Evidence fyzických osob/Rodinný stav","stredoškolské",false]
["ziadatel","doklad1_ziadatel","N/A","string",0,"Žiadateľ - prvý doklad totožnosti",-6,"x",null,"G",null,"občiansky preukaz",false]
["ziadatel","doklad1_cislo_ziadatel","N/A","string",0,"-",0,null,null,"G",null,"AU424507",false,true]
["ziadatel","dochodca_ziadatel","N/A","string",0,{"$f":"IF(ISERROR(INDIRECT($A146 & \"!popis_\" & $B146)),IF(K146=\"\",\"-\",\"(\" & K146 & \")\"),IF(K146=\"\",INDIRECT($A146 & \"!popis_\" & $B146),INDIRECT($A146 & \"!popis_\" & $B146) & \" (\" & K146 & \")\"))","v":"(Evidence fyzických osob/Povolaní)"},-5,null,"x","G","Evidence fyzických osob/Povolaní","nie",false]
["ziadatel","student_ziadatel","N/A","string",0,"Žiadateľ - študent",-5,null,"x","G",null,"N/A",true]
["ziadatel","stat_ziadatel","N/A","string",0,{"$f":"IF(ISERROR(INDIRECT($A148 & \"!popis_\" & $B148)),IF(K148=\"\",\"-\",\"(\" & K148 & \")\"),IF(K148=\"\",INDIRECT($A148 & \"!popis_\" & $B148),INDIRECT($A148 & \"!popis_\" & $B148) & \" (\" & K148 & \")\"))","v":"(Evidence fyzických osob/Stát)"},50,null,null,"G","Evidence fyzických osob/Stát","SVK",false,true]
["ziadatel","osobitny_vztah_ziadatel","N/A","string",0,"-",0,null,null,"G",null,"nie",false]
["ziadatel","spoludlznik","N/A","string",0,"-",-5,null,"x","G",null,"áno",false]
["ziadatel","meno_spoludlznik","N/A",{"$f":"VLOOKUP($J151,format_types,3,FALSE)","v":"string"},0,"(Evidence fyzických osob/PFSU/Pristupitel/Jméno)",0,null,null,"G","Evidence fyzických osob/PFSU/Pristupitel/Jméno","Lucia",false,true]
["ziadatel","priezvisko_spoludlznik",{"$f":"IF(INDIRECT($A152 & \"!\" & $B152)=\"\",\"N/A\",INDIRECT($A152 & \"!\" & $B152))","v":"N/A"},"string",0,"(Evidence fyzických osob/PFSU/Pristupitel/Příjmení)",0,null,null,"G","Evidence fyzických osob/PFSU/Pristupitel/Příjmení","Bolečková",false,true]
["ziadatel","titul_pred_spoludlznik","N/A","string",0,"(Evidence fyzických osob/PFSU/Pristupitel/Titul před)",15,null,null,"G","Evidence fyzických osob/PFSU/Pristupitel/Titul před","Mgr.",false]
["ziadatel","titul_za_spoludlznik","N/A","string",0,"(Evidence fyzických osob/PFSU/Pristupitel/Titul za)",15,null,null,{"$f":"CELL(\"format\",INDIRECT($A154 & \"!\" & $B154))","v":"G"},"Evidence fyzických osob/PFSU/Pristupitel/Titul za","N/A",true]
["ziadatel","RC_spoludlznik",{"$f":"IF(INDIRECT($A155&\"!\"&$B155)=\"\",\"N/A\",SUBSTITUTE(SUBSTITUTE(INDIRECT($A155&\"!\"&$B155),\"\\\",\"\"),\"/\",\"\"))","v":"N/A"},"string",0,"(Evidence fyzických osob/PFSU/Pristupitel/RČ)",10,null,null,"G","Evidence fyzických osob/PFSU/Pristupitel/RČ","8654086441",false,true]
["ziadatel","mobil_spoludlznik","N/A","string",0,"(Evidence fyzických osob/PFSU/Pristupitel/Mobil)",0,null,null,"G","Evidence fyzických osob/PFSU/Pristupitel/Mobil","0911331119",false,true]
["ziadatel","druh_mobilu_spoludlznik","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["ziadatel","telefon_spoludlznik","N/A","string",0,"(Evidence fyzických osob/PFSU/Pristupitel/Telefon domu)",0,null,null,"G","Evidence fyzických osob/PFSU/Pristupitel/Telefon domu","N/A",true,true]
["ziadatel","druh_telefonu_spoludlznik","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["ziadatel","email_spoludlznik","N/A","string",0,"(Evidence fyzických osob/PFSU/Pristupitel/E-mail)",0,null,null,"G","Evidence fyzických osob/PFSU/Pristupitel/E-mail","lucia.brutenicova@gmail.com",false,true]
["ziadatel","stav_spoludlznik","N/A","string",0,"(Evidence fyzických osob/PFSU/Pristupitel/Rodinný stav)",-6,null,null,"G","Evidence fyzických osob/PFSU/Pristupitel/Rodinný stav","ženatý/vydatá",false]
["ziadatel","dochodca_spoludlznik","N/A","string",0,"(Evidence fyzických osob/PFSU/Pristupitel/Povolaní)",-5,null,"x","G","Evidence fyzických osob/PFSU/Pristupitel/Povolaní","nie",false]
["ziadatel","stat_spoludlznik","N/A","string",0,"(Evidence fyzických osob/PFSU/Pristupitel/Stát)",0,null,null,"G","Evidence fyzických osob/PFSU/Pristupitel/Stát","SVK",false,true]
["ziadatel","osobitny_vztah_spoludlznik","N/A","string",0,"-",0,null,null,"G",null,"nie",false]
["ziadatel","ziad_kor_1",false,"boolean",0,"iná korešp. adresa žiadateľa",-3,null,null,"B",null,false,{"$f":"IF(OR(ISERROR(C165),ISERROR(L165)),FALSE,C165=L165)","v":true}]
["ziadatel","ziad_kor_2",{"$f":"IF(INDIRECT($A166 & \"!\" & $B166)=\"\",\"N/A\",INDIRECT($A166 & \"!\" & $B166))","v":false},"boolean",0,"iná korešp. adresa spolužiadateľa",-3,null,null,"B",null,false,true]
["ziadatel","ulica_trv_ziadatel","N/A","string",0,{"$f":"IF(ISERROR(INDIRECT($A167 & \"!popis_\" & $B167)),IF(K167=\"\",\"-\",\"(\" & K167 & \")\"),IF(K167=\"\",INDIRECT($A167 & \"!popis_\" & $B167),INDIRECT($A167 & \"!popis_\" & $B167) & \" (\" & K167 & \")\"))","v":"(Evidence fyzických osob/PFSU/Pristupitel/Adresa)"},0,null,null,{"$f":"CELL(\"format\",INDIRECT($A167 & \"!\" & $B167))","v":"G"},"Evidence fyzických osob/PFSU/Pristupitel/Adresa","Dlhá 885/5",false,true]
["ziadatel","mesto_trv_ziadatel","N/A","string",0,{"$f":"IF(ISERROR(INDIRECT($A168 & \"!popis_\" & $B168)),IF(K168=\"\",\"-\",\"(\" & K168 & \")\"),IF(K168=\"\",INDIRECT($A168 & \"!popis_\" & $B168),INDIRECT($A168 & \"!popis_\" & $B168) & \" (\" & K168 & \")\"))","v":"(Evidence fyzických osob/PFSU/Pristupitel/Adresa)"},30,null,null,"G","Evidence fyzických osob/PFSU/Pristupitel/Adresa","Slovenský Grob",false,true]
["ziadatel","PSC_trv_ziadatel","N/A","int",0,{"$f":"IF(ISERROR(INDIRECT($A169 & \"!popis_\" & $B169)),IF(K169=\"\",\"-\",\"(\" & K169 & \")\"),IF(K169=\"\",INDIRECT($A169 & \"!popis_\" & $B169),INDIRECT($A169 & \"!popis_\" & $B169) & \" (\" & K169 & \")\"))","v":"(Evidence fyzických osob/PFSU/Pristupitel/Adresa)"},-1,null,null,{"$f":"CELL(\"format\",INDIRECT($A169 & \"!\" & $B169))","v":"F0"},"Evidence fyzických osob/PFSU/Pristupitel/Adresa",90026,false,true]
["ziadatel","stat_trv_ziadatel","N/A","string",0,{"$f":"IF(ISERROR(INDIRECT($A170 & \"!popis_\" & $B170)),IF(K170=\"\",\"-\",\"(\" & K170 & \")\"),IF(K170=\"\",INDIRECT($A170 & \"!popis_\" & $B170),INDIRECT($A170 & \"!popis_\" & $B170) & \" (\" & K170 & \")\"))","v":"(Evidence fyzických osob/PFSU/Pristupitel/Adresa)"},0,null,null,"G","Evidence fyzických osob/PFSU/Pristupitel/Adresa","SR",false,true]
["ziadatel","kraj_trv_ziadatel","N/A","string",0,"Žiadateľ - kraj",-6,"x",null,"G","Kraj","Bratislavský kraj",false,true]
["ziadatel","okres_trv_ziadatel","N/A","string",0,"Žiadateľ - okres",-6,"x",null,"G","Okres","Pezinok",false,true]
["ziadatel","datum_trv_ziadatel","N/A","int",0,"Žiadateľ - dátum nasťahovania",-1,null,null,"F0",null,2013,false]
["ziadatel","ulica_kor_ziadatel","N/A","string",0,{"$f":"IF(ISERROR(INDIRECT($A174 & \"!popis_\" & $B174)),IF(K174=\"\",\"-\",\"(\" & K174 & \")\"),IF(K174=\"\",INDIRECT($A174 & \"!popis_\" & $B174),INDIRECT($A174 & \"!popis_\" & $B174) & \" (\" & K174 & \")\"))","v":"(Evidence fyzických osob/PFSU/Pristupitel/Koresp.adresa/Adresa)"},0,null,null,"G","Evidence fyzických osob/PFSU/Pristupitel/Koresp.adresa/Adresa","N/A",true,true]
["ziadatel","mesto_kor_ziadatel","N/A","string",0,{"$f":"IF(ISERROR(INDIRECT($A175 & \"!popis_\" & $B175)),IF(K175=\"\",\"-\",\"(\" & K175 & \")\"),IF(K175=\"\",INDIRECT($A175 & \"!popis_\" & $B175),INDIRECT($A175 & \"!popis_\" & $B175) & \" (\" & K175 & \")\"))","v":"(Evidence fyzických osob/PFSU/Pristupitel/Koresp.adresa/Adresa)"},0,null,null,"G","Evidence fyzických osob/PFSU/Pristupitel/Koresp.adresa/Adresa","N/A",true,true]
["ziadatel","PSC_kor_ziadatel",{"$f":"IF(INDIRECT($A176 & \"!\" & $B176)=\"\",\"N/A\",INDIRECT($A176 & \"!\" & $B176))","v":"N/A"},"int",0,{"$f":"IF(ISERROR(INDIRECT($A176 & \"!popis_\" & $B176)),IF(K176=\"\",\"-\",\"(\" & K176 & \")\"),IF(K176=\"\",INDIRECT($A176 & \"!popis_\" & $B176),INDIRECT($A176 & \"!popis_\" & $B176) & \" (\" & K176 & \")\"))","v":"(Evidence fyzických osob/PFSU/Pristupitel/Koresp.adresa/PSČ)"},-1,null,null,"F0","Evidence fyzických osob/PFSU/Pristupitel/Koresp.adresa/PSČ","N/A",true,true]
["ziadatel","stat_kor_ziadatel","N/A","string",0,{"$f":"IF(ISERROR(INDIRECT($A177 & \"!popis_\" & $B177)),IF(K177=\"\",\"-\",\"(\" & K177 & \")\"),IF(K177=\"\",INDIRECT($A177 & \"!popis_\" & $B177),INDIRECT($A177 & \"!popis_\" & $B177) & \" (\" & K177 & \")\"))","v":"(Evidence fyzických osob/PFSU/Pristupitel/Koresp.adresa/Stát)"},0,null,null,"G","Evidence fyzických osob/PFSU/Pristupitel/Koresp.adresa/Stát","N/A",true,true]
["ziadatel","datum_kor_ziadatel","N/A","int",0,"Žiadateľ - dátum nasťahovania (kor.adr.)",-1,null,null,"F0",null,"N/A",true]
["ziadatel","pobyt_od_ziadatel","N/A","int",0,{"$f":"IF(ISERROR(INDIRECT($A179 & \"!popis_\" & $B179)),IF(K179=\"\",\"-\",\"(\" & K179 & \")\"),IF(K179=\"\",INDIRECT($A179 & \"!popis_\" & $B179),INDIRECT($A179 & \"!popis_\" & $B179) & \" (\" & K179 & \")\"))","v":"-"},0,null,null,"F0",null,1985,false]
["ziadatel","sposob_byvania_ziadatel","N/A","string",0,{"$f":"IF(ISERROR(INDIRECT($A180 & \"!popis_\" & $B180)),IF(K180=\"\",\"-\",\"(\" & K180 & \")\"),IF(K180=\"\",INDIRECT($A180 & \"!popis_\" & $B180),INDIRECT($A180 & \"!popis_\" & $B180) & \" (\" & K180 & \")\"))","v":"-"},-6,null,null,"G",null,"V osobnom vlastníctve s hypotékou",false]
["ziadatel","DIC_ziadatel","N/A","string",0,"-",0,null,null,"G",null,"N/A",true,true]
["ziadatel","stat_danrez_ziadatel","N/A","string",0,"-",0,null,null,"G",null,"SR",false,true]
["ziadatel","nesulad_danrez_ziadatel","N/A","string",0,"-",0,null,null,"G",null,"N/A",true,true]
["ziadatel","ulica_trv_spoludlznik","N/A","string",0,"(Evidence fyzických osob/PFSU/Pristupitel/Adresa)",0,null,null,"G","Evidence fyzických osob/PFSU/Pristupitel/Adresa","Dlhá 885/5",false,true]
["ziadatel","mesto_trv_spoludlznik","N/A","string",0,"(Evidence fyzických osob/PFSU/Pristupitel/Adresa)",0,null,null,"G","Evidence fyzických osob/PFSU/Pristupitel/Adresa","Slovenský Grob",false,true]
["ziadatel","PSC_trv_spoludlznik","N/A","int",0,"(Evidence fyzických osob/PFSU/Pristupitel/Adresa)",-1,null,null,{"$f":"CELL(\"format\",INDIRECT($A186 & \"!\" & $B186))","v":"F0"},"Evidence fyzických osob/PFSU/Pristupitel/Adresa",90026,false,true]
["ziadatel","stat_trv_spoludlznik","N/A","string",0,"(Evidence fyzických osob/PFSU/Pristupitel/Adresa)",0,null,null,"G","Evidence fyzických osob/PFSU/Pristupitel/Adresa","SR",false,true]
["ziadatel","ulica_kor_spoludlznik","N/A","string",0,"(Evidence fyzických osob/PFSU/Pristupitel/Koresp.adresa/Adresa)",0,null,null,"G","Evidence fyzických osob/PFSU/Pristupitel/Koresp.adresa/Adresa","N/A",true,true]
["ziadatel","mesto_kor_spoludlznik","N/A","string",0,"(Evidence fyzických osob/PFSU/Pristupitel/Koresp.adresa/Adresa)",0,null,null,"G","Evidence fyzických osob/PFSU/Pristupitel/Koresp.adresa/Adresa","N/A",true,true]
["ziadatel","PSC_kor_spoludlznik",{"$f":"IF(INDIRECT($A190 & \"!\" & $B190)=\"\",\"N/A\",INDIRECT($A190 & \"!\" & $B190))","v":"N/A"},"int",0,"(Evidence fyzických osob/PFSU/Pristupitel/Koresp.adresa/PSČ)",-1,null,null,"F0","Evidence fyzických osob/PFSU/Pristupitel/Koresp.adresa/PSČ","N/A",true,true]
["ziadatel","stat_kor_spoludlznik","N/A","string",0,"(Evidence fyzických osob/PFSU/Pristupitel/Koresp.adresa/Stát)",0,null,null,"G","Evidence fyzických osob/PFSU/Pristupitel/Koresp.adresa/Stát","N/A",true,true]
["ziadatel","pobyt_od_spoludlznik","N/A","int",0,"-",0,null,null,"F0",null,1986,false]
["ziadatel","zamestnavatel_ziadatel","N/A","string",0,"(Evidence fyzických osob/PFSU/Klient/Funkce/Zaměstnavatel/Zaměstnávatel)",50,null,null,"G","Evidence fyzických osob/PFSU/Klient/Funkce/Zaměstnavatel/Zaměstnávatel","Záhrady a závlahy, s. r. o",false,true]
["ziadatel","zamestnavatel2_ziadatel","N/A","string",0,"(Evidence fyzických osob/PFSU/Klient/Funkce/Zaměstnavatel/Zaměstnávatel)",40,null,null,"G","Evidence fyzických osob/PFSU/Klient/Funkce/Zaměstnavatel/Zaměstnávatel","N/A",true,true]
["ziadatel","zamestnavatel_ICO_ziadatel","N/A","string",0,"(Evidence fyzických osob/PFSU/Klient/Funkce/Zaměstnavatel/Zaměstnávatel)",10,null,null,"G","Evidence fyzických osob/PFSU/Klient/Funkce/Zaměstnavatel/Zaměstnávatel","46142746",false,true]
["ziadatel","zamestnavatel_ulica_ziadatel","N/A","string",0,"(Evidence fyzických osob/PFSU/Klient/Funkce/Zaměstnavatel/Adresa)",40,null,null,"G","Evidence fyzických osob/PFSU/Klient/Funkce/Zaměstnavatel/Adresa","Krajinská   22",false,true]
["ziadatel","zamestnavatel_mesto_ziadatel","N/A","string",0,"(Evidence fyzických osob/PFSU/Klient/Funkce/Zaměstnavatel/Adresa)",40,null,null,"G","Evidence fyzických osob/PFSU/Klient/Funkce/Zaměstnavatel/Adresa","Bratislava",false,true]
["ziadatel","zamestnavatel_PSC_ziadatel","N/A","int",0,"(Evidence fyzických osob/PFSU/Klient/Funkce/Zaměstnavatel/PSČ)",-1,null,null,"F0","Evidence fyzických osob/PFSU/Klient/Funkce/Zaměstnavatel/PSČ",82106,false,true]
["ziadatel","zamestnavatel_stat_ziadatel","N/A","string",0,"(Evidence fyzických osob/PFSU/Klient/Funkce/Zaměstnavatel/Stát)",30,null,null,"G","Evidence fyzických osob/PFSU/Klient/Funkce/Zaměstnavatel/Stát","SR",false,true]
["ziadatel","prac_pozicia_ziadatel","N/A","string",0,"-",30,null,null,"G",null,"mechanik",false,true]
["ziadatel","prac_pomer_od_ziadatel","N/A","date",0,"(Evidence fyzických osob/PFSU/Klient/Funkce/Zaměstnavatel/Zač. prac.poměru)",-2,null,null,"D1","Evidence fyzických osob/PFSU/Klient/Funkce/Zaměstnavatel/Zač. prac.poměru",42736,false,true]
["ziadatel","typ_zamestnania_ziadatel","N/A","string",0,"Typ zamestnania:",-6,"x",null,"G",null,"Trvalý pracovný pomer",false]
["ziadatel","pracovna_cinnost_ziadatel","N/A","string",0,"Pracovná oblasť:",-6,"x",null,"G",null,"Služby",false]
["ziadatel","typ_prac_cinnosti_ziadatel","N/A","string",0,"Typ pracovnej činnosti:",-6,"x",null,"G",null,"manuálna práca",false]
["ziadatel","forma_vyplacania_ziadatel","N/A","string",0,"Forma vyplácania:",-6,"x",null,"G",null,"na účet v banke",false]
["ziadatel","prac_pomer_druh_ziadatel","N/A","string",0,"-",-6,"x",null,"G",null,"doba neurčitá",false]
["ziadatel","doba_urcita_do_ziadatel","N/A","date",0,"-",-2,null,null,"D1",null,"N/A",true]
["ziadatel","zamestnavatel_rodina_ziadatel","N/A","string",0,"-",-5,null,"x",{"$f":"CELL(\"format\",INDIRECT($A208 & \"!\" & $B208))","v":"G"},null,"nie",false]
["ziadatel","zamestnavatel_spoludlznik","N/A","string",0,"(Evidence fyzických osob/PFSU/Pristupitel/Funkce/Zaměstnavatel/Zaměstnávatel)",50,null,null,"G","Evidence fyzických osob/PFSU/Pristupitel/Funkce/Zaměstnavatel/Zaměstnávatel","Daňový úrad BA úsek správy daní III",false,true]
["ziadatel","zamestnavatel2_spoludlznik","N/A","string",0,"(Evidence fyzických osob/PFSU/Pristupitel/Funkce/Zaměstnavatel/Zaměstnávatel)",40,null,null,"G","Evidence fyzických osob/PFSU/Pristupitel/Funkce/Zaměstnavatel/Zaměstnávatel","N/A",true,true]
["ziadatel","zamestnavatel_ICO_spoludlznik","N/A","string",0,"(Evidence fyzických osob/PFSU/Pristupitel/Funkce/Zaměstnavatel/Zaměstnávatel)",10,null,null,"G","Evidence fyzických osob/PFSU/Pristupitel/Funkce/Zaměstnavatel/Zaměstnávatel","42499500",false,true]
["ziadatel","zamestnavatel_ulica_spoludlznik","N/A","string",0,"(Evidence fyzických osob/PFSU/Pristupitel/Funkce/Zaměstnavatel/Adresa)",40,null,null,"G","Evidence fyzických osob/PFSU/Pristupitel/Funkce/Zaměstnavatel/Adresa","Lazovná 63",false,true]
["ziadatel","zamestnavatel_mesto_spoludlznik","N/A","string",0,"(Evidence fyzických osob/PFSU/Pristupitel/Funkce/Zaměstnavatel/Adresa)",40,null,null,"G","Evidence fyzických osob/PFSU/Pristupitel/Funkce/Zaměstnavatel/Adresa","Banská Bystrica",false,true]
["ziadatel","zamestnavatel_PSC_spoludlznik","N/A","int",0,"(Evidence fyzických osob/PFSU/Pristupitel/Funkce/Zaměstnavatel/PSČ)",-1,null,null,"F0","Evidence fyzických osob/PFSU/Pristupitel/Funkce/Zaměstnavatel/PSČ",97401,false,true]
["ziadatel","zamestnavatel_stat_spoludlznik","N/A","string",0,"(Evidence fyzických osob/PFSU/Pristupitel/Funkce/Zaměstnavatel/Stát)",30,null,null,"G","Evidence fyzických osob/PFSU/Pristupitel/Funkce/Zaměstnavatel/Stát","SR",false,true]
["ziadatel","prac_pozicia_spoludlznik","N/A","string",0,"-",30,null,null,"G",null,"Registrátor",false,true]
["ziadatel","prac_pomer_od_spoludlznik","N/A","date",0,"(Evidence fyzických osob/PFSU/Pristupitel/Funkce/Zaměstnavatel/Zač. prac.poměru)",-2,null,null,"D1","Evidence fyzických osob/PFSU/Pristupitel/Funkce/Zaměstnavatel/Zač. prac.poměru",39814,false,true]
["ziadatel","typ_zamestnania_spoludlznik","N/A","string",0,"-",-6,"x",null,"G",null,"Trvalý pracovný pomer",false]
["ziadatel","pracovna_cinnost_spoludlznik","N/A","string",0,"-",-6,"x",null,"G",null,"Administratíva",false]
["ziadatel","typ_prac_cinnosti_spoludlznik","N/A","string",0,"-",-6,"x",null,"G",null,"duševná práca",false]
["ziadatel","forma_vyplacania_spoludlznik","N/A","string",0,"-",-6,"x",null,"G",null,"na účet v banke",false]
["ziadatel","prac_pomer_druh_spoludlznik","N/A","string",0,"-",-6,"x",null,"G",null,"doba neurčitá",false]
["ziadatel","doba_urcita_do_spoludlznik","N/A","date",0,"-",-2,null,null,"D1",null,"N/A",true]
["ziadatel","zamestnavatel_rodina_spoludlznik","N/A","string",0,"-",-5,null,"x","G",null,"nie",false]
["ziadatel","ziad_pod_cin",false,"boolean",0,"-",-3,null,null,"B",null,false,true]
["ziadatel","spoludlznik_pod_cin",false,"boolean",0,"-",-3,null,null,"B",null,false,true]
["ziadatel","druh_podn_cinnosti_ziadatel","N/A","string",0,"(Evidence fyzických osob/PFSU/Klient/Povolání)",-6,"x",null,"G","Evidence fyzických osob/PFSU/Klient/Povolání","N/A",true,true]
["ziadatel","podn_cinnost_od_ziadatel","N/A","date",0,"-",-2,null,null,"D1",null,"N/A",true,true]
["ziadatel","ICO_ziadatel","N/A",{"$f":"VLOOKUP($J229,format_types,3,FALSE)","v":"string"},0,"(Evidence fyzických osob/PFSU/Pristupitel/Funkce/Zaměstnavatel/Zamestnávatel)",10,null,null,"G","Evidence fyzických osob/PFSU/Pristupitel/Funkce/Zaměstnavatel/Zamestnávatel","N/A",true,true]
["ziadatel","druh_podn_cinnosti_spoludlznik","N/A","string",0,"(Evidence fyzických osob/PFSU/Pristupitel/Povolání)",-6,"x",null,"G","Evidence fyzických osob/PFSU/Pristupitel/Povolání","N/A",true,true]
["ziadatel","podn_cinnost_od_spoludlznik",{"$f":"IF(INDIRECT($A231 & \"!\" & $B231)=\"\",\"N/A\",INDIRECT($A231 & \"!\" & $B231))","v":"N/A"},"date",0,"-",-2,null,null,"D1",null,"N/A",true,true]
["ziadatel","ICO_spoludlznik","N/A","string",0,"(Evidence fyzických osob/PFSU/Pristupitel/Funkce/Zaměstnavatel/Zamestnávatel)",10,null,null,"G","Evidence fyzických osob/PFSU/Pristupitel/Funkce/Zaměstnavatel/Zamestnávatel","N/A",true,true]
["premenne","p_overenie_prijmu_UU","N/A","boolean",0,"-",-3,null,null,"B",null,true,false]
["premenne","p_overenie_prijmu","N/A","boolean",0,"without_income_verification",-3,null,null,"B",null,false,false]
["ziadatel","prijem_dokladovanie","N/A","string",0,"Dokladovanie príjmu",-5,null,null,"G",null,"N/A",true]
["ziadatel","prijem_overenieSP","N/A","string",0,"Overenie príjmu v SP",-5,null,null,"G",null,"áno",false]
["ziadatel","prijmy_podnikanie_ziadatel","N/A","decimal",0,{"$f":"IF(ISERROR(INDIRECT($A237 & \"!popis_\" & $B237)),IF(K237=\"\",\"-\",\"(\" & K237 & \")\"),IF(K237=\"\",INDIRECT($A237 & \"!popis_\" & $B237),INDIRECT($A237 & \"!popis_\" & $B237) & \" (\" & K237 & \")\"))","v":"-"},-4,null,null,",2",null,"N/A",{"$f":"IF(OR(ISERROR(C237),ISERROR(L237)),FALSE,C237=L237)","v":true}]
["ziadatel","prijmy_podnikanie_ziadatel_zahr","N/A","string",0,{"$f":"IF(ISERROR(INDIRECT($A238 & \"!popis_\" & $B238)),IF(K238=\"\",\"-\",\"(\" & K238 & \")\"),IF(K238=\"\",INDIRECT($A238 & \"!popis_\" & $B238),INDIRECT($A238 & \"!popis_\" & $B238) & \" (\" & K238 & \")\"))","v":"-"},-6,null,null,"G",null,"N/A",true]
["ziadatel","prijmy_zavisla_cin_ziadatel","N/A","decimal",0,"-",-4,null,null,",2",null,1186.8900000000001,false]
["ziadatel","prijmy_zahr_ziadatel","N/A","string",0,"-",-6,"x",null,"G",null,"v SR",false]
["ziadatel","prijmy_zahr_mena_ziadatel","N/A",{"$f":"VLOOKUP($J241,format_types,3,FALSE)","v":"string"},0,{"$f":"IF(ISERROR(INDIRECT($A241 & \"!popis_\" & $B241)),IF(K241=\"\",\"-\",\"(\" & K241 & \")\"),IF(K241=\"\",INDIRECT($A241 & \"!popis_\" & $B241),INDIRECT($A241 & \"!popis_\" & $B241) & \" (\" & K241 & \")\"))","v":"-"},-6,"x",null,"G",null,"N/A",{"$f":"IF(OR(ISERROR(C241),ISERROR(L241)),FALSE,C241=L241)","v":true}]
["ziadatel","diety_ziadatel","N/A","decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["ziadatel","soc_prijmy_ziadatel","N/A","decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["ziadatel","typ_dochodku_ziadatel","N/A","string",0,"-",-6,"x",null,"G",null,"N/A",true]
["ziadatel","rod_prispevok_ziadatel","N/A","decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["ziadatel","typ_rod_prispevok_ziadatel","N/A","string",0,"-",-6,"x",null,"G",null,"N/A",true]
["ziadatel","ostatne_prijmy_ziadatel","N/A","decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["ziadatel","typ_ine_prijmy_ziadatel","N/A","string",0,"-",-6,"x",null,"G",null,"N/A",true]
["ziadatel","prijmy_podnikanie_spoludlznik","N/A","decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["ziadatel","prijmy_podnikanie_spoludlznik_zahr","N/A","string",0,"-",-6,null,null,"G",null,"N/A",true]
["ziadatel","prijmy_zavisla_cin_spoludlznik","N/A","decimal",0,"-",-4,null,null,",2",null,558,false]
["ziadatel","prijmy_zahr_spoludlznik","N/A","string",0,"-",-6,"x",null,"G",null,"v SR",false]
["ziadatel","prijmy_zahr_mena_spoludlznik","N/A","string",0,{"$f":"IF(ISERROR(INDIRECT($A253 & \"!popis_\" & $B253)),IF(K253=\"\",\"-\",\"(\" & K253 & \")\"),IF(K253=\"\",INDIRECT($A253 & \"!popis_\" & $B253),INDIRECT($A253 & \"!popis_\" & $B253) & \" (\" & K253 & \")\"))","v":"-"},-6,"x",null,"G",null,"N/A",{"$f":"IF(OR(ISERROR(C253),ISERROR(L253)),FALSE,C253=L253)","v":true}]
["ziadatel","diety_spoludlznik","N/A","decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["ziadatel","soc_prijmy_spoludlznik","N/A","decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["ziadatel","typ_dochodku_spoludlznik","N/A","string",0,"-",-6,"x",null,"G",null,"N/A",true]
["ziadatel","rod_prispevok_spoludlznik","N/A","decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["ziadatel","typ_rod_prispevok_spoludlznik","N/A","string",0,"-",-6,"x",null,"G",null,"N/A",true]
["ziadatel","ostatne_prijmy_spoludlznik","N/A","decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["ziadatel","typ_ine_prijmy_spoludlznik","N/A","string",0,"-",-6,"x",null,"G",null,"N/A",true]
["ziadatel","pocet_clenov_dom_ziadatel","N/A","int",0,"-",-1,null,null,"F0",null,4,false]
["ziadatel","pocet_deti_ziadatel","N/A","int",0,"-",-1,null,null,{"$f":"CELL(\"format\",INDIRECT($A262 & \"!\" & $B262))","v":"F0"},null,2,false]
["ziadatel","poc_clenov_s_prijmom_ziadatel","N/A","int",0,"Počet členov s príjmom",-1,null,null,"F0",null,2,false]
["ziadatel","real_vydavky_ziadatel","N/A","decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["ziadatel","vyzivne_ziadatel","N/A","decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["ziadatel","splatka1_druh_ziadatel","N/A","string",0,"-",-6,"x",null,"G",null,"N/A",true]
["ziadatel","splatka1_vyska_ziadatel","N/A","decimal",0,"-",-4,null,null,"C2",null,"N/A",true]
["ziadatel","splatka11_vyska_ziadatel","N/A","decimal",0,"-",-4,null,null,"C2",null,"N/A",true]
["ziadatel","splatka1_UVB_ziadatel","N/A",{"$error":"#REF!"},0,"-",-5,null,null,{"$error":"#REF!"},null,"N/A",true]
["ziadatel","splatka2_druh_ziadatel","N/A","string",0,"-",-6,"x",null,"G",null,"N/A",true]
["ziadatel","splatka2_vyska_ziadatel","N/A","decimal",0,"-",-4,null,null,"C2",null,"N/A",true]
["ziadatel","splatka22_vyska_ziadatel","N/A","decimal",0,"-",-4,null,null,"C2",null,"N/A",true]
["ziadatel","splatka2_UVB_ziadatel","N/A",{"$error":"#REF!"},0,"-",-5,null,null,{"$error":"#REF!"},null,"N/A",true]
["ziadatel","splatka3_druh_ziadatel","N/A","string",0,"-",-6,"x",null,"G",null,"N/A",true]
["ziadatel","splatka3_vyska_ziadatel","N/A","decimal",0,"-",-4,null,null,"C2",null,"N/A",true]
["ziadatel","splatka33_vyska_ziadatel","N/A","decimal",0,"-",-4,null,null,"C2",null,"N/A",true]
["ziadatel","splatka3_UVB_ziadatel","N/A",{"$error":"#REF!"},0,"-",-5,null,null,{"$error":"#REF!"},null,"N/A",true]
["ziadatel","splatka4_druh_ziadatel","N/A","string",0,"-",-6,"x",null,"G",null,"N/A",true]
["ziadatel","splatka4_vyska_ziadatel","N/A","decimal",0,"-",-4,null,null,"C2",null,"N/A",true]
["ziadatel","splatka44_vyska_ziadatel","N/A","decimal",0,"-",-4,null,null,"C2",null,"N/A",true]
["ziadatel","splatka4_UVB_ziadatel","N/A",{"$error":"#REF!"},0,"-",-5,null,null,{"$error":"#REF!"},null,"N/A",true]
["ziadatel","splatka5_druh_ziadatel","N/A","string",0,"-",-6,"x",null,"G",null,"N/A",true]
["ziadatel","splatka5_vyska_ziadatel","N/A","decimal",0,"-",-4,null,null,"C2",null,"N/A",true]
["ziadatel","splatka55_vyska_ziadatel","N/A","decimal",0,"-",-4,null,null,"C2",null,"N/A",true]
["ziadatel","splatka5_UVB_ziadatel","N/A",{"$error":"#REF!"},0,"-",-5,null,null,{"$error":"#REF!"},null,"N/A",true]
["ziadatel","splatka6_druh_ziadatel","N/A","string",0,"-",-6,"x",null,"G",null,"N/A",true]
["ziadatel","splatka6_vyska_ziadatel","N/A","decimal",0,"-",-4,null,null,"C2",null,"N/A",true]
["ziadatel","splatka66_vyska_ziadatel","N/A","decimal",0,"-",-4,null,null,"C2",null,"N/A",true]
["ziadatel","splatka6_UVB_ziadatel","N/A",{"$error":"#REF!"},0,"-",-5,null,null,{"$error":"#REF!"},null,"N/A",true]
["ziadatel","splatka7_druh_ziadatel","N/A","string",0,"-",-6,"x",null,"G",null,"N/A",true]
["ziadatel","splatka7_vyska_ziadatel","N/A","decimal",0,"-",-4,null,null,"C2",null,"N/A",true]
["ziadatel","splatka77_vyska_ziadatel","N/A","decimal",0,"-",-4,null,null,"C2",null,"N/A",true]
["ziadatel","splatka7_UVB_ziadatel","N/A",{"$error":"#REF!"},0,"-",-5,null,null,{"$error":"#REF!"},null,"N/A",true]
["ziadatel","splatka8_druh_ziadatel","N/A","string",0,"-",-6,"x",null,"G",null,"N/A",true]
["ziadatel","splatka8_vyska_ziadatel","N/A","decimal",0,"-",-4,null,null,"C2",null,"N/A",true]
["ziadatel","splatka88_vyska_ziadatel","N/A","decimal",0,"-",-4,null,null,"C2",null,"N/A",true]
["ziadatel","splatka8_UVB_ziadatel","N/A",{"$error":"#REF!"},0,"-",-5,null,null,{"$error":"#REF!"},null,"N/A",true]
["ziadatel","splatka1_zostatok_ziadatel","N/A","decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["ziadatel","splatka2_zostatok_ziadatel","N/A","decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["ziadatel","splatka3_zostatok_ziadatel","N/A","decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["ziadatel","splatka4_zostatok_ziadatel","N/A","decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["ziadatel","splatka5_zostatok_ziadatel","N/A","decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["ziadatel","splatka6_zostatok_ziadatel","N/A","decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["ziadatel","splatka7_zostatok_ziadatel","N/A","decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["ziadatel","splatka8_zostatok_ziadatel","N/A","decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["ziadatel","splatka1_stresovana_ziadatel","N/A","decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["ziadatel","splatka2_stresovana_ziadatel","N/A","decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["ziadatel","splatka3_stresovana_ziadatel","N/A","decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["ziadatel","splatka4_stresovana_ziadatel","N/A","decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["ziadatel","splatka5_stresovana_ziadatel","N/A","decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["ziadatel","splatka6_stresovana_ziadatel","N/A","decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["ziadatel","splatka7_stresovana_ziadatel","N/A","decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["ziadatel","splatka8_stresovana_ziadatel","N/A","decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["pristupitel","meno_pristupitel","N/A","string",0,{"$f":"IF(ISERROR(INDIRECT($A314 & \"!popis_\" & $B314)),IF(K314=\"\",\"-\",\"(\" & K314 & \")\"),IF(K314=\"\",INDIRECT($A314 & \"!popis_\" & $B314),INDIRECT($A314 & \"!popis_\" & $B314) & \" (\" & K314 & \")\"))","v":"(Evidence fyzických osob/PFSU/Pristupitel/Jméno)"},0,null,null,"G","Evidence fyzických osob/PFSU/Pristupitel/Jméno","N/A",true,true]
["pristupitel","priezvisko_pristupitel","N/A","string",0,"(Evidence fyzických osob/PFSU/Pristupitel/Příjmení)",0,null,null,"G","Evidence fyzických osob/PFSU/Pristupitel/Příjmení","N/A",true,true]
["pristupitel","titul_pred_pristupitel","N/A","string",0,"(Evidence fyzických osob/PFSU/Pristupitel/Titul před)",15,null,null,"G","Evidence fyzických osob/PFSU/Pristupitel/Titul před","N/A",true]
["pristupitel","titul_za_pristupitel","N/A","string",0,"(Evidence fyzických osob/PFSU/Pristupitel/Titul za)",15,null,null,"G","Evidence fyzických osob/PFSU/Pristupitel/Titul za","N/A",true]
["pristupitel","RC_pristupitel",{"$f":"IF(INDIRECT($A318&\"!\"&$B318)=\"\",\"N/A\",SUBSTITUTE(SUBSTITUTE(INDIRECT($A318&\"!\"&$B318),\"\\\",\"\"),\"/\",\"\"))","v":"N/A"},"string",0,"(Evidence fyzických osob/PFSU/Pristupitel/RČ)",10,null,null,"G","Evidence fyzických osob/PFSU/Pristupitel/RČ","N/A",true,true]
["pristupitel","mobil_pristupitel","N/A","string",0,"(Evidence fyzických osob/PFSU/Pristupitel/Mobil)",0,null,null,"G","Evidence fyzických osob/PFSU/Pristupitel/Mobil","N/A",true,true]
["pristupitel","druh_mobilu_pristupitel","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["pristupitel","telefon_pristupitel","N/A","string",0,"(Evidence fyzických osob/PFSU/Pristupitel/Telefon domu)",0,null,null,"G","Evidence fyzických osob/PFSU/Pristupitel/Telefon domu","N/A",true,true]
["pristupitel","druh_telefonu_pristupitel","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["pristupitel","email_pristupitel","N/A","string",0,"(Evidence fyzických osob/PFSU/Pristupitel/E-mail)",0,null,null,"G","Evidence fyzických osob/PFSU/Pristupitel/E-mail","N/A",true,true]
["pristupitel","stav_pristupitel","N/A","string",0,"(Evidence fyzických osob/PFSU/Pristupitel/Rodinný stav)",-6,"x",null,"G","Evidence fyzických osob/PFSU/Pristupitel/Rodinný stav","N/A",true]
["pristupitel","vztah_ziadatel_pristupitel","N/A","string",0,"-",-6,null,null,"G",null,"N/A",true]
["pristupitel","dochodca_pristupitel","N/A","string",0,"(Evidence fyzických osob/PFSU/Pristupitel/Povolaní)",-5,null,"x","G","Evidence fyzických osob/PFSU/Pristupitel/Povolaní","N/A",true]
["pristupitel","stat_pristupitel","N/A","string",0,"(Evidence fyzických osob/PFSU/Pristupitel/Stát)",0,null,null,"G","Evidence fyzických osob/PFSU/Pristupitel/Stát","N/A",true,true]
["pristupitel","osobitny_vztah_pristupitel","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["pristupitel","manz_pristupitela","N/A","string",0,"-",-5,null,"x","G",null,"N/A",true]
["pristupitel","meno_manz_pristupitela","N/A","string",0,"(Evidence fyzických osob/PFSU/Pristupitel/Jméno)",0,null,null,"G","Evidence fyzických osob/PFSU/Pristupitel/Jméno","N/A",true,true]
["pristupitel","priezvisko_manz_pristupitela","N/A","string",0,"(Evidence fyzických osob/PFSU/Pristupitel/Příjmení)",0,null,null,"G","Evidence fyzických osob/PFSU/Pristupitel/Příjmení","N/A",true,true]
["pristupitel","titul_pred_manz_pristupitela","N/A","string",0,"(Evidence fyzických osob/PFSU/Pristupitel/Titul před)",15,null,null,"G","Evidence fyzických osob/PFSU/Pristupitel/Titul před","N/A",true]
["pristupitel","titul_za_manz_pristupitela","N/A","string",0,"(Evidence fyzických osob/PFSU/Pristupitel/Titul za)",15,null,null,"G","Evidence fyzických osob/PFSU/Pristupitel/Titul za","N/A",true]
["pristupitel","RC_manz_pristupitela",{"$f":"IF(INDIRECT($A334&\"!\"&$B334)=\"\",\"N/A\",SUBSTITUTE(SUBSTITUTE(INDIRECT($A334&\"!\"&$B334),\"\\\",\"\"),\"/\",\"\"))","v":"N/A"},"string",0,"(Evidence fyzických osob/PFSU/Pristupitel/RČ)",10,null,null,"G","Evidence fyzických osob/PFSU/Pristupitel/RČ","N/A",true,true]
["pristupitel","mobil_manz_pristupitela","N/A","string",0,"(Evidence fyzických osob/PFSU/Pristupitel/Mobil)",0,null,null,"G","Evidence fyzických osob/PFSU/Pristupitel/Mobil","N/A",true,true]
["pristupitel","druh_mobilu_manz_pristupitela","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["pristupitel","telefon_manz_pristupitela","N/A","string",0,"(Evidence fyzických osob/PFSU/Pristupitel/Telefon domu)",0,null,null,"G","Evidence fyzických osob/PFSU/Pristupitel/Telefon domu","N/A",true,true]
["pristupitel","druh_telefonu_manz_pristupitela","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["pristupitel","email_manz_pristupitela","N/A","string",0,"(Evidence fyzických osob/PFSU/Pristupitel/E-mail)",0,null,null,"G","Evidence fyzických osob/PFSU/Pristupitel/E-mail","N/A",{"$f":"IF(OR(ISERROR(C339),ISERROR(L339)),FALSE,C339=L339)","v":true},true]
["pristupitel","stav_manz_pristupitela","N/A","string",0,"(Evidence fyzických osob/PFSU/Pristupitel/Rodinný stav)",-6,"x",null,"G","Evidence fyzických osob/PFSU/Pristupitel/Rodinný stav","N/A",true]
["pristupitel","dochodca_manz_pristupitela","N/A","string",0,"(Evidence fyzických osob/PFSU/Pristupitel/Povolaní)",-5,null,"x","G","Evidence fyzických osob/PFSU/Pristupitel/Povolaní","N/A",true]
["pristupitel","stat_manz_pristupitela","N/A",{"$f":"VLOOKUP($J342,format_types,3,FALSE)","v":"string"},0,"(Evidence fyzických osob/PFSU/Pristupitel/Stát)",0,null,null,"G","Evidence fyzických osob/PFSU/Pristupitel/Stát","N/A",true,true]
["pristupitel","osobitny_vztah_manz_pristupitela","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["pristupitel","pr_kor_1",{"$f":"IF(INDIRECT($A344 & \"!\" & $B344)=\"\",\"N/A\",INDIRECT($A344 & \"!\" & $B344))","v":false},"boolean",0,"iná korešp. adresa pristupiteľa",-3,null,null,"B",null,false,true]
["pristupitel","pr_kor_2",{"$f":"IF(INDIRECT($A345 & \"!\" & $B345)=\"\",\"N/A\",INDIRECT($A345 & \"!\" & $B345))","v":false},"boolean",0,"iná korešp. adresa manželky pristupiteľa",-3,null,null,"B",null,false,true]
["pristupitel","ulica_trv_pristupitel","N/A","string",0,{"$f":"IF(ISERROR(INDIRECT($A346 & \"!popis_\" & $B346)),IF(K346=\"\",\"-\",\"(\" & K346 & \")\"),IF(K346=\"\",INDIRECT($A346 & \"!popis_\" & $B346),INDIRECT($A346 & \"!popis_\" & $B346) & \" (\" & K346 & \")\"))","v":"(Evidence fyzických osob/PFSU/Pristupitel/Adresa)"},0,null,null,{"$f":"CELL(\"format\",INDIRECT($A346 & \"!\" & $B346))","v":"G"},"Evidence fyzických osob/PFSU/Pristupitel/Adresa","N/A",true,true]
["pristupitel","mesto_trv_pristupitel","N/A","string",0,"(Evidence fyzických osob/PFSU/Pristupitel/Adresa)",0,null,null,"G","Evidence fyzických osob/PFSU/Pristupitel/Adresa","N/A",true,true]
["pristupitel","PSC_trv_pristupitel","N/A","int",0,"(Evidence fyzických osob/PFSU/Pristupitel/Adresa)",-1,null,null,{"$f":"CELL(\"format\",INDIRECT($A348 & \"!\" & $B348))","v":"F0"},"Evidence fyzických osob/PFSU/Pristupitel/Adresa","N/A",true,true]
["pristupitel","stat_trv_pristupitel","N/A","string",0,"(Evidence fyzických osob/PFSU/Pristupitel/Adresa)",0,null,null,"G","Evidence fyzických osob/PFSU/Pristupitel/Adresa","N/A",true,true]
["pristupitel","ulica_kor_pristupitel","N/A","string",0,"(Evidence fyzických osob/PFSU/Pristupitel/Koresp.adresa/Adresa)",0,null,null,"G","Evidence fyzických osob/PFSU/Pristupitel/Koresp.adresa/Adresa","N/A",true,true]
["pristupitel","mesto_kor_pristupitel","N/A","string",0,"(Evidence fyzických osob/PFSU/Pristupitel/Koresp.adresa/Adresa)",0,null,null,"G","Evidence fyzických osob/PFSU/Pristupitel/Koresp.adresa/Adresa","N/A",true,true]
["pristupitel","PSC_kor_pristupitel",{"$f":"IF(INDIRECT($A352 & \"!\" & $B352)=\"\",\"N/A\",INDIRECT($A352 & \"!\" & $B352))","v":"N/A"},"int",0,"(Evidence fyzických osob/PFSU/Pristupitel/Koresp.adresa/PSČ)",-1,null,null,"F0","Evidence fyzických osob/PFSU/Pristupitel/Koresp.adresa/PSČ","N/A",true,true]
["pristupitel","stat_kor_pristupitel","N/A","string",0,"(Evidence fyzických osob/PFSU/Pristupitel/Koresp.adresa/Stát)",0,null,null,"G","Evidence fyzických osob/PFSU/Pristupitel/Koresp.adresa/Stát","N/A",true,true]
["pristupitel","pobyt_od_pristupitel","N/A","int",0,"-",0,null,null,"F0",null,"N/A",true]
["pristupitel","ulica_trv_manz_pristupitela","N/A","string",0,"(Evidence fyzických osob/PFSU/Pristupitel/Adresa)",0,null,null,"G","Evidence fyzických osob/PFSU/Pristupitel/Adresa","N/A",true,true]
["pristupitel","mesto_trv_manz_pristupitela","N/A","string",0,"(Evidence fyzických osob/PFSU/Pristupitel/Adresa)",0,null,null,"G","Evidence fyzických osob/PFSU/Pristupitel/Adresa","N/A",true,true]
["pristupitel","PSC_trv_manz_pristupitela","N/A","int",0,"(Evidence fyzických osob/PFSU/Pristupitel/Adresa)",-1,null,null,{"$f":"CELL(\"format\",INDIRECT($A357 & \"!\" & $B357))","v":"F0"},"Evidence fyzických osob/PFSU/Pristupitel/Adresa","N/A",true,true]
["pristupitel","stat_trv_manz_pristupitela","N/A","string",0,"(Evidence fyzických osob/PFSU/Pristupitel/Adresa)",0,null,null,"G","Evidence fyzických osob/PFSU/Pristupitel/Adresa","N/A",true,true]
["pristupitel","ulica_kor_manz_pristupitela","N/A","string",0,"(Evidence fyzických osob/PFSU/Pristupitel/Koresp.adresa/Adresa)",0,null,null,"G","Evidence fyzických osob/PFSU/Pristupitel/Koresp.adresa/Adresa","N/A",true,true]
["pristupitel","mesto_kor_manz_pristupitela","N/A","string",0,"(Evidence fyzických osob/PFSU/Pristupitel/Koresp.adresa/Adresa)",0,null,null,"G","Evidence fyzických osob/PFSU/Pristupitel/Koresp.adresa/Adresa","N/A",true,true]
["pristupitel","PSC_kor_manz_pristupitela",{"$f":"IF(INDIRECT($A361 & \"!\" & $B361)=\"\",\"N/A\",INDIRECT($A361 & \"!\" & $B361))","v":"N/A"},"int",0,"(Evidence fyzických osob/PFSU/Pristupitel/Koresp.adresa/PSČ)",-1,null,null,"F0","Evidence fyzických osob/PFSU/Pristupitel/Koresp.adresa/PSČ","N/A",true,true]
["pristupitel","stat_kor_manz_pristupitela","N/A","string",0,"(Evidence fyzických osob/PFSU/Pristupitel/Koresp.adresa/Stát)",0,null,null,"G","Evidence fyzických osob/PFSU/Pristupitel/Koresp.adresa/Stát","N/A",true,true]
["pristupitel","pobyt_od_manz_pristupitela","N/A","int",0,"-",0,null,null,"F0",null,"N/A",true]
["pristupitel","zamestnavatel_pristupitel","N/A","string",0,"(Evidence fyzických osob/PFSU/Klient/Funkce/Zaměstnavatel/Zaměstnávatel)",50,null,null,"G","Evidence fyzických osob/PFSU/Klient/Funkce/Zaměstnavatel/Zaměstnávatel","N/A",true,true]
["pristupitel","zamestnavatel2_pristupitel","N/A","string",0,"(Evidence fyzických osob/PFSU/Klient/Funkce/Zaměstnavatel/Zaměstnávatel)",40,null,null,"G","Evidence fyzických osob/PFSU/Klient/Funkce/Zaměstnavatel/Zaměstnávatel","N/A",true,true]
["pristupitel","zamestnavatel_ICO_pristupitel","N/A","string",0,"(Evidence fyzických osob/PFSU/Klient/Funkce/Zaměstnavatel/Zaměstnávatel)",10,null,null,"G","Evidence fyzických osob/PFSU/Klient/Funkce/Zaměstnavatel/Zaměstnávatel","N/A",true,true]
["pristupitel","zamestnavatel_ulica_pristupitel","N/A","string",0,"(Evidence fyzických osob/PFSU/Klient/Funkce/Zaměstnavatel/Adresa)",40,null,null,"G","Evidence fyzických osob/PFSU/Klient/Funkce/Zaměstnavatel/Adresa","N/A",true,true]
["pristupitel","zamestnavatel_mesto_pristupitel","N/A","string",0,"(Evidence fyzických osob/PFSU/Klient/Funkce/Zaměstnavatel/Adresa)",40,null,null,"G","Evidence fyzických osob/PFSU/Klient/Funkce/Zaměstnavatel/Adresa","N/A",true,true]
["pristupitel","zamestnavatel_PSC_pristupitel","N/A","int",0,"(Evidence fyzických osob/PFSU/Klient/Funkce/Zaměstnavatel/PSČ)",-1,null,null,"F0","Evidence fyzických osob/PFSU/Klient/Funkce/Zaměstnavatel/PSČ","N/A",true,true]
["pristupitel","zamestnavatel_stat_pristupitel","N/A","string",0,"(Evidence fyzických osob/PFSU/Klient/Funkce/Zaměstnavatel/Stát)",30,null,null,"G","Evidence fyzických osob/PFSU/Klient/Funkce/Zaměstnavatel/Stát","N/A",true,true]
["pristupitel","prac_pozicia_pristupitel","N/A","string",0,"-",30,null,null,"G",null,"N/A",true,true]
["pristupitel","prac_pomer_od_pristupitel","N/A","date",0,"(Evidence fyzických osob/PFSU/Klient/Funkce/Zaměstnavatel/Zač. prac.poměru)",-2,null,null,"D1","Evidence fyzických osob/PFSU/Klient/Funkce/Zaměstnavatel/Zač. prac.poměru","N/A",true,true]
["pristupitel","prac_pomer_druh_pristupitel","N/A","string",0,"-",-6,"x",null,"G",null,"N/A",true]
["pristupitel","doba_urcita_do_pristupitel","N/A","date",0,"-",-2,null,null,"D1",null,"N/A",true]
["pristupitel","zamestnavatel_rodina_pristupitel","N/A","string",0,"-",-5,null,"x",{"$f":"CELL(\"format\",INDIRECT($A375 & \"!\" & $B375))","v":"G"},null,"N/A",true]
["pristupitel","typ_zamestnania_pristupitel","N/A","string",0,"-",-6,"x",null,{"$f":"CELL(\"format\",INDIRECT($A376 & \"!\" & $B376))","v":"G"},null,"N/A",true]
["pristupitel","pracovna_cinnost_pristupitel","N/A","string",0,"-",-6,"x",null,{"$f":"CELL(\"format\",INDIRECT($A377 & \"!\" & $B377))","v":"G"},null,"N/A",true]
["pristupitel","typ_prac_cinnosti_pristupitel","N/A","string",0,"-",-6,"x",null,{"$f":"CELL(\"format\",INDIRECT($A378 & \"!\" & $B378))","v":"G"},null,"N/A",true]
["pristupitel","forma_vyplacania_pristupitel","N/A","string",0,"-",-6,"x",null,{"$f":"CELL(\"format\",INDIRECT($A379 & \"!\" & $B379))","v":"G"},null,"N/A",true]
["pristupitel","zamestnavatel_manz_pristupitela","N/A","string",0,"(Evidence fyzických osob/PFSU/Pristupitel/Funkce/Zaměstnavatel/Zaměstnávatel)",50,null,null,"G","Evidence fyzických osob/PFSU/Pristupitel/Funkce/Zaměstnavatel/Zaměstnávatel","N/A",true,true]
["pristupitel","zamestnavatel2_manz_pristupitela","N/A","string",0,"(Evidence fyzických osob/PFSU/Pristupitel/Funkce/Zaměstnavatel/Zaměstnávatel)",40,null,null,"G","Evidence fyzických osob/PFSU/Pristupitel/Funkce/Zaměstnavatel/Zaměstnávatel","N/A",true,true]
["pristupitel","zamestnavatel_ICO_manz_pristupitela","N/A","string",0,"(Evidence fyzických osob/PFSU/Pristupitel/Funkce/Zaměstnavatel/Zaměstnávatel)",10,null,null,"G","Evidence fyzických osob/PFSU/Pristupitel/Funkce/Zaměstnavatel/Zaměstnávatel","N/A",true,true]
["pristupitel","zamestnavatel_ulica_manz_pristupitela","N/A","string",0,{"$f":"IF(ISERROR(INDIRECT($A383 & \"!popis_\" & $B383)),IF(K383=\"\",\"-\",\"(\" & K383 & \")\"),IF(K383=\"\",INDIRECT($A383 & \"!popis_\" & $B383),INDIRECT($A383 & \"!popis_\" & $B383) & \" (\" & K383 & \")\"))","v":"(Evidence fyzických osob/PFSU/Pristupitel/Funkce/Zaměstnavatel/Adresa)"},40,null,null,"G","Evidence fyzických osob/PFSU/Pristupitel/Funkce/Zaměstnavatel/Adresa","N/A",true,true]
["pristupitel","zamestnavatel_mesto_manz_pristupitela","N/A","string",0,"(Evidence fyzických osob/PFSU/Pristupitel/Funkce/Zaměstnavatel/Adresa)",40,null,null,"G","Evidence fyzických osob/PFSU/Pristupitel/Funkce/Zaměstnavatel/Adresa","N/A",true,true]
["pristupitel","zamestnavatel_PSC_manz_pristupitela","N/A","int",0,"(Evidence fyzických osob/PFSU/Pristupitel/Funkce/Zaměstnavatel/PSČ)",-1,null,null,"F0","Evidence fyzických osob/PFSU/Pristupitel/Funkce/Zaměstnavatel/PSČ","N/A",true,true]
["pristupitel","zamestnavatel_stat_manz_pristupitela","N/A","string",0,"(Evidence fyzických osob/PFSU/Pristupitel/Funkce/Zaměstnavatel/Stát)",30,null,null,"G","Evidence fyzických osob/PFSU/Pristupitel/Funkce/Zaměstnavatel/Stát","N/A",true,true]
["pristupitel","prac_pozicia_manz_pristupitela","N/A","string",0,"-",30,null,null,"G",null,"N/A",true,true]
["pristupitel","prac_pomer_od_manz_pristupitela","N/A","date",0,"(Evidence fyzických osob/PFSU/Pristupitel/Funkce/Zaměstnavatel/Zač. prac.poměru)",-2,null,null,"D1","Evidence fyzických osob/PFSU/Pristupitel/Funkce/Zaměstnavatel/Zač. prac.poměru","N/A",true,true]
["pristupitel","prac_pomer_druh_manz_pristupitela","N/A","string",0,"-",-6,"x",null,"G",null,"N/A",true]
["pristupitel","doba_urcita_do_manz_pristupitela","N/A","date",0,"-",-2,null,null,"D1",null,"N/A",true]
["pristupitel","zamestnavatel_rodina_manz_pristupitela","N/A","string",0,"-",-5,null,"x","G",null,"N/A",true]
["pristupitel","typ_zamestnania_manz_pristupitela","N/A","string",0,"-",-6,"x",null,"G",null,"N/A",true]
["pristupitel","pracovna_cinnost_manz_pristupitela","N/A","string",0,"-",-6,"x",null,"G",null,"N/A",true]
["pristupitel","typ_prac_cinnosti_manz_pristupitela","N/A","string",0,"-",-6,"x",null,"G",null,"N/A",true]
["pristupitel","forma_vyplacania_manz_pristupitela","N/A","string",0,"-",-6,"x",null,"G",null,"N/A",true]
["pristupitel","pr_pod_cin",false,"boolean",0,"-",-3,null,null,"B",null,false,true]
["pristupitel","manz_pr_pod_cin",false,"boolean",0,"-",-3,null,null,"B",null,false,true]
["pristupitel","druh_podn_cinnosti_pristupitel","N/A","string",0,"(Evidence fyzických osob/PFSU/Klient/Povolání)",-6,"x",null,"G","Evidence fyzických osob/PFSU/Klient/Povolání","N/A",true,true]
["pristupitel","podn_cinnost_od_pristupitel","N/A","date",0,"-",-2,null,null,"D1",null,"N/A",true,true]
["pristupitel","ICO_pristupitel","N/A","string",0,"(Evidence fyzických osob/PFSU/Pristupitel/Funkce/Zaměstnavatel/Zamestnávatel)",10,null,null,"G","Evidence fyzických osob/PFSU/Pristupitel/Funkce/Zaměstnavatel/Zamestnávatel","N/A",true,true]
["pristupitel","druh_podn_cinnosti_manz_pristupitela","N/A","string",0,"(Evidence fyzických osob/PFSU/Pristupitel/Povolání)",-6,"x",null,"G","Evidence fyzických osob/PFSU/Pristupitel/Povolání","N/A",true,true]
["pristupitel","podn_cinnost_od_manz_pristupitela","N/A","date",0,"-",-2,null,null,"D1",null,"N/A",true,true]
["pristupitel","ICO_pristupitel_manz","N/A","string",0,"(Evidence fyzických osob/PFSU/Pristupitel/Funkce/Zaměstnavatel/Zamestnávatel)",10,null,null,"G","Evidence fyzických osob/PFSU/Pristupitel/Funkce/Zaměstnavatel/Zamestnávatel","N/A",true,true]
["pristupitel","prijmy_podnikanie_pristupitel","N/A","decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["pristupitel","prijmy_podnikanie_pristupitel_zahr","N/A","string",0,"-",-6,null,null,"G",null,"N/A",true]
["pristupitel","prijmy_zavisla_cin_pristupitel","N/A","decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["pristupitel","prijmy_zahr_pristupitel","N/A","string",0,"-",-6,"x",null,"G",null,"N/A",true]
["pristupitel","prijmy_zahr_mena_pristupitel","N/A","string",0,{"$f":"IF(ISERROR(INDIRECT($A408 & \"!popis_\" & $B408)),IF(K408=\"\",\"-\",\"(\" & K408 & \")\"),IF(K408=\"\",INDIRECT($A408 & \"!popis_\" & $B408),INDIRECT($A408 & \"!popis_\" & $B408) & \" (\" & K408 & \")\"))","v":"-"},-6,"x",null,"G",null,"N/A",{"$f":"IF(OR(ISERROR(C408),ISERROR(L408)),FALSE,C408=L408)","v":true}]
["pristupitel","diety_pristupitel","N/A","decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["pristupitel","soc_prijmy_pristupitel",{"$f":"IF(INDIRECT($A410 & \"!\" & $B410)=\"\",\"N/A\",INDIRECT($A410 & \"!\" & $B410))","v":"N/A"},"decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["pristupitel","typ_dochodku_pristupitel",{"$f":"IF(INDIRECT($A411 & \"!\" & $B411)=\"\",\"N/A\",INDIRECT($A411 & \"!\" & $B411))","v":"N/A"},"string",0,"-",-6,"x",null,",2",null,"N/A",true]
["pristupitel","rod_prispevok_pristupitel","N/A","decimal",0,"-",-4,null,null,",2",null,"N/A",{"$f":"IF(OR(ISERROR(C412),ISERROR(L412)),FALSE,C412=L412)","v":true}]
["pristupitel","typ_rod_prispevok_pristupitel","N/A","string",0,"-",-6,"x",null,"G",null,"N/A",true]
["pristupitel","ostatne_prijmy_pristupitel","N/A","decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["pristupitel","typ_ine_prijmy_pristupitel","N/A","string",0,"-",-6,"x",null,",2",null,"N/A",true]
["pristupitel","prijmy_podnikanie_manz_pristupitela","N/A","decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["pristupitel","prijmy_podnikanie_manz_pristupitela_zahr","N/A","string",0,{"$f":"IF(ISERROR(INDIRECT($A417 & \"!popis_\" & $B417)),IF(K417=\"\",\"-\",\"(\" & K417 & \")\"),IF(K417=\"\",INDIRECT($A417 & \"!popis_\" & $B417),INDIRECT($A417 & \"!popis_\" & $B417) & \" (\" & K417 & \")\"))","v":"-"},-6,null,null,"G",null,"N/A",true]
["pristupitel","prijmy_zavisla_cin_manz_pristupitela","N/A",{"$f":"VLOOKUP($J418,format_types,3,FALSE)","v":"decimal"},0,"-",-4,null,null,",2",null,"N/A",true]
["pristupitel","prijmy_zahr_manz_pristupitela","N/A","string",0,"-",-6,"x",null,"G",null,"N/A",true]
["pristupitel","prijmy_zahr_mena_manz_pristupitela","N/A","string",0,{"$f":"IF(ISERROR(INDIRECT($A420 & \"!popis_\" & $B420)),IF(K420=\"\",\"-\",\"(\" & K420 & \")\"),IF(K420=\"\",INDIRECT($A420 & \"!popis_\" & $B420),INDIRECT($A420 & \"!popis_\" & $B420) & \" (\" & K420 & \")\"))","v":"-"},-6,"x",null,"G",null,"N/A",{"$f":"IF(OR(ISERROR(C420),ISERROR(L420)),FALSE,C420=L420)","v":true}]
["pristupitel","diety_manz_pristupitela","N/A","decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["pristupitel","soc_prijmy_manz_pristupitela",{"$f":"IF(INDIRECT($A422 & \"!\" & $B422)=\"\",\"N/A\",INDIRECT($A422 & \"!\" & $B422))","v":"N/A"},"decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["pristupitel","typ_dochodku_pristupitel_partner","N/A","string",0,"-",-6,"x",null,",2",null,"N/A",true]
["pristupitel","rod_prispevok_manz_pristupitela","N/A","decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["pristupitel","typ_rod_prispevok_manz_pristupitela","N/A","string",0,"-",-6,"x",null,"G",null,"N/A",true]
["pristupitel","ostatne_prijmy_manz_pristupitela","N/A","decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["pristupitel","typ_ine_prijmy_pristupitel_partner","N/A","string",0,"-",-6,"x",null,",2",null,"N/A",true]
["pristupitel","pocet_clenov_dom_pristupitel","N/A","int",0,"-",-1,null,null,"F0",null,"N/A",true]
["pristupitel","pocet_deti_pristupitel","N/A","int",0,"-",-1,null,null,{"$f":"CELL(\"format\",INDIRECT($A429 & \"!\" & $B429))","v":"F0"},null,"N/A",true]
["pristupitel","real_vydavky_pristupitel","N/A","decimal",0,{"$f":"IF(ISERROR(INDIRECT($A430 & \"!popis_\" & $B430)),IF(K430=\"\",\"-\",\"(\" & K430 & \")\"),IF(K430=\"\",INDIRECT($A430 & \"!popis_\" & $B430),INDIRECT($A430 & \"!popis_\" & $B430) & \" (\" & K430 & \")\"))","v":"-"},-4,null,null,",2",null,"N/A",true]
["pristupitel","vyzivne_pristupitel","N/A","decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["pristupitel","splatka1_druh_pristupitel","N/A","string",0,"-",-6,"x",null,"G",null,"N/A",true]
["pristupitel","splatka1_vyska_pristupitel","N/A","decimal",0,"-",-4,null,null,"C2",null,"N/A",true]
["pristupitel","splatka11_vyska_pristupitel","N/A","decimal",0,"-",-4,null,null,"C2",null,"N/A",true]
["pristupitel","splatka1_UVB_pristupitel","N/A",{"$error":"#REF!"},0,"-",-5,null,null,{"$error":"#REF!"},null,"N/A",true]
["pristupitel","splatka2_druh_pristupitel","N/A","string",0,"-",-6,"x",null,"G",null,"N/A",true]
["pristupitel","splatka2_vyska_pristupitel","N/A","decimal",0,"-",-4,null,null,"C2",null,"N/A",true]
["pristupitel","splatka22_vyska_pristupitel","N/A","decimal",0,"-",-4,null,null,"C2",null,"N/A",true]
["pristupitel","splatka2_UVB_pristupitel","N/A",{"$error":"#REF!"},0,"-",-5,null,null,{"$error":"#REF!"},null,"N/A",true]
["pristupitel","splatka3_druh_pristupitel","N/A","string",0,"-",-6,"x",null,"G",null,"N/A",true]
["pristupitel","splatka3_vyska_pristupitel","N/A","decimal",0,"-",-4,null,null,"C2",null,"N/A",true]
["pristupitel","splatka33_vyska_pristupitel","N/A","decimal",0,"-",-4,null,null,"C2",null,"N/A",true]
["pristupitel","splatka3_UVB_pristupitel","N/A",{"$error":"#REF!"},0,"-",-5,null,null,{"$error":"#REF!"},null,"N/A",true]
["pristupitel","splatka4_druh_pristupitel","N/A","string",0,"-",-6,"x",null,"G",null,"N/A",true]
["pristupitel","splatka4_vyska_pristupitel","N/A","decimal",0,"-",-4,null,null,"C2",null,"N/A",true]
["pristupitel","splatka44_vyska_pristupitel","N/A","decimal",0,"-",-4,null,null,"C2",null,"N/A",true]
["pristupitel","splatka4_UVB_pristupitel","N/A",{"$error":"#REF!"},0,"-",-5,null,null,{"$error":"#REF!"},null,"N/A",true]
["pristupitel","splatka5_druh_pristupitel","N/A","string",0,"-",-6,"x",null,"G",null,"N/A",true]
["pristupitel","splatka5_vyska_pristupitel","N/A","decimal",0,"-",-4,null,null,"C2",null,"N/A",true]
["pristupitel","splatka55_vyska_pristupitel","N/A","decimal",0,"-",-4,null,null,"C2",null,"N/A",true]
["pristupitel","splatka5_UVB_pristupitel","N/A",{"$error":"#REF!"},0,"-",-5,null,null,{"$error":"#REF!"},null,"N/A",true]
["pristupitel","splatka6_druh_pristupitel","N/A","string",0,"-",-6,"x",null,"G",null,"N/A",true]
["pristupitel","splatka6_vyska_pristupitel","N/A","decimal",0,"-",-4,null,null,"C2",null,"N/A",true]
["pristupitel","splatka66_vyska_pristupitel","N/A","decimal",0,"-",-4,null,null,"C2",null,"N/A",true]
["pristupitel","splatka6_UVB_pristupitel","N/A",{"$error":"#REF!"},0,"-",-5,null,null,{"$error":"#REF!"},null,"N/A",true]
["pristupitel","splatka7_druh_pristupitel","N/A","string",0,"-",-6,"x",null,"G",null,"N/A",true]
["pristupitel","splatka7_vyska_pristupitel","N/A","decimal",0,"-",-4,null,null,"C2",null,"N/A",true]
["pristupitel","splatka77_vyska_pristupitel","N/A","decimal",0,"-",-4,null,null,"C2",null,"N/A",true]
["pristupitel","splatka7_UVB_pristupitel","N/A",{"$error":"#REF!"},0,"-",-5,null,null,{"$error":"#REF!"},null,"N/A",true]
["pristupitel","splatka8_vyska_pristupitel","N/A","decimal",0,"-",-6,null,null,"C2",null,"N/A",true]
["pristupitel","splatka8_druh_pristupitel","N/A","string",0,"-",-4,null,null,"G",null,"N/A",true]
["pristupitel","splatka88_vyska_pristupitel","N/A","decimal",0,"-",-4,null,null,"C2",null,"N/A",true]
["pristupitel","splatka8_UVB_pristupitel","N/A",{"$error":"#REF!"},0,"-",-5,null,null,{"$error":"#REF!"},null,"N/A",true]
["pristupitel","splatka1_zostatok_pristupitel","N/A","decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["pristupitel","splatka2_zostatok_pristupitel","N/A","decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["pristupitel","splatka3_zostatok_pristupitel","N/A","decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["pristupitel","splatka4_zostatok_pristupitel","N/A","decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["pristupitel","splatka5_zostatok_pristupitel","N/A","decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["pristupitel","splatka6_zostatok_pristupitel","N/A","decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["pristupitel","splatka7_zostatok_pristupitel","N/A","decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["pristupitel","splatka8_zostatok_pristupitel","N/A","decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["pristupitel","splatka1_stresovana_pristupitel","N/A","decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["pristupitel","splatka2_stresovana_pristupitel","N/A","decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["pristupitel","splatka3_stresovana_pristupitel","N/A","decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["pristupitel","splatka4_stresovana_pristupitel","N/A","decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["pristupitel","splatka5_stresovana_pristupitel","N/A","decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["pristupitel","splatka6_stresovana_pristupitel","N/A","decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["pristupitel","splatka7_stresovana_pristupitel","N/A","decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["pristupitel","splatka8_stresovana_pristupitel","N/A","decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["rucitel1","meno_rucitel1","N/A","string",0,"(Evidence fyzických osob/PFSU/Ručitel/Jméno)",0,null,null,"G","Evidence fyzických osob/PFSU/Ručitel/Jméno","N/A",true,true]
["rucitel1","priezvisko_rucitel1","N/A","string",0,"(Evidence fyzických osob/PFSU/Ručitel/Příjmení)",0,null,null,"G","Evidence fyzických osob/PFSU/Ručitel/Příjmení","N/A",true,true]
["rucitel1","titul_pred_rucitel1","N/A","string",0,"(Evidence fyzických osob/PFSU/Ručitel/Titul před)",15,null,null,"G","Evidence fyzických osob/PFSU/Ručitel/Titul před","N/A",true]
["rucitel1","titul_za_rucitel1","N/A","string",0,"(Evidence fyzických osob/PFSU/Ručitel/Titul za)",15,null,null,"G","Evidence fyzických osob/PFSU/Ručitel/Titul za","N/A",true]
["rucitel1","RC_rucitel1",{"$f":"IF(INDIRECT($A484&\"!\"&$B484)=\"\",\"N/A\",SUBSTITUTE(SUBSTITUTE(INDIRECT($A484&\"!\"&$B484),\"\\\",\"\"),\"/\",\"\"))","v":"N/A"},"string",0,"(Evidence fyzických osob/PFSU/Ručitel/RČ)",10,null,null,"G","Evidence fyzických osob/PFSU/Ručitel/RČ","N/A",true,true]
["rucitel1","mobil_rucitel1","N/A","string",0,"(Evidence fyzických osob/PFSU/Ručitel/Mobil)",0,null,null,"G","Evidence fyzických osob/PFSU/Ručitel/Mobil","N/A",true,true]
["rucitel1","druh_mobilu_rucitel1","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["rucitel1","telefon_rucitel1","N/A","string",0,"(Evidence fyzických osob/PFSU/Ručitel/Telefon domu)",0,null,null,"G","Evidence fyzických osob/PFSU/Ručitel/Telefon domu","N/A",true,true]
["rucitel1","druh_telefonu_rucitel1","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["rucitel1","email_rucitel1","N/A","string",0,"(Evidence fyzických osob/PFSU/Ručitel/E-mail)",0,null,null,"G","Evidence fyzických osob/PFSU/Ručitel/E-mail","N/A",true,true]
["rucitel1","stav_rucitel1","N/A","string",0,"(Evidence fyzických osob/PFSU/Ručitel/Rodinný stav)",-6,"x",null,"G","Evidence fyzických osob/PFSU/Ručitel/Rodinný stav","N/A",true]
["rucitel1","dochodca_rucitel1","N/A","string",0,"(Evidence fyzických osob/PFSU/Ručitel/Povolaní)",-5,null,"x","G","Evidence fyzických osob/PFSU/Ručitel/Povolaní","N/A",true]
["rucitel1","stat_rucitel1","N/A","string",0,"(Evidence fyzických osob/PFSU/Ručitel/Stát)",0,null,null,"G","Evidence fyzických osob/PFSU/Ručitel/Stát","N/A",true]
["rucitel1","osobitny_vztah_rucitel1","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["rucitel1","cislo_uctu_rucitel1","N/A","string",0,"(Evidence rolí osob/PFSU/Ručitel/Bank.spoj.)",0,null,null,"G","Evidence rolí osob/PFSU/Ručitel/Bank.spoj.","N/A",true,true]
["rucitel1","kod_banky_rucitel1","N/A","string",0,"(Evidence rolí osob/PFSU/Ručitel/Bank.spoj.)",0,null,null,"G","Evidence rolí osob/PFSU/Ručitel/Bank.spoj.","N/A",true,true]
["rucitel1","manz_rucitel1","N/A","string",0,"-",-5,null,"x","G",null,"N/A",true]
["rucitel1","meno_manz_rucitel1","N/A","string",0,{"$f":"IF(ISERROR(INDIRECT($A497 & \"!popis_\" & $B497)),IF(K497=\"\",\"-\",\"(\" & K497 & \")\"),IF(K497=\"\",INDIRECT($A497 & \"!popis_\" & $B497),INDIRECT($A497 & \"!popis_\" & $B497) & \" (\" & K497 & \")\"))","v":"-"},0,null,null,"G",null,"N/A",true,true]
["rucitel1","priezvisko_manz_rucitel1","N/A","string",0,"-",0,null,null,"G",null,"N/A",true,true]
["rucitel1","titul_pred_manz_rucitel1","N/A","string",0,"-",15,null,null,"G",null,"N/A",true]
["rucitel1","titul_za_manz_rucitel1","N/A","string",0,"-",15,null,null,"G",null,"N/A",true]
["rucitel1","RC_manz_rucitel1",{"$f":"IF(INDIRECT($A501&\"!\"&$B501)=\"\",\"N/A\",SUBSTITUTE(SUBSTITUTE(INDIRECT($A501&\"!\"&$B501),\"\\\",\"\"),\"/\",\"\"))","v":"N/A"},"string",0,"-",10,null,null,"G",null,"N/A",true,true]
["rucitel1","mobil_manz_rucitel1","N/A","string",0,"-",0,null,null,"G",null,"N/A",true,true]
["rucitel1","druh_mobilu_manz_rucitel1","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["rucitel1","telefon_manz_rucitel1","N/A","string",0,"-",0,null,null,"G",null,"N/A",true,true]
["rucitel1","druh_telefonu_manz_rucitel1","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["rucitel1","email_manz_rucitel1","N/A","string",0,"-",0,null,null,"G",null,"N/A",true,true]
["rucitel1","stav_manz_rucitel1","N/A","string",0,"-",-6,"x",null,"G",null,"N/A",true]
["rucitel1","dochodca_manz_rucitel1","N/A","string",0,"-",-5,null,"x","G",null,"N/A",true]
["rucitel1","stat_manz_rucitel1","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["rucitel1","osobitny_vztah_manz_rucitel1","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["rucitel1","cislo_uctu_manz_rucitel1","N/A","string",0,"-",0,null,null,"G",null,"N/A",true,true]
["rucitel1","kod_banky_manz_rucitel1","N/A","string",0,"-",0,null,null,"G",null,"N/A",true,true]
["rucitel1","ruc1_kor_1",{"$f":"IF(INDIRECT($A513 & \"!\" & $B513)=\"\",\"N/A\",INDIRECT($A513 & \"!\" & $B513))","v":false},"boolean",0,"iná korešp. adresa ručiteľa1",-3,null,null,"B",null,false,true]
["rucitel1","ruc1_kor_2",false,"boolean",0,"iná korešp. adresa manželky ručiteľa1",-3,null,null,"B",null,false,{"$f":"IF(OR(ISERROR(C514),ISERROR(L514)),FALSE,C514=L514)","v":true}]
["rucitel1","ulica_trv_rucitel1","N/A","string",0,{"$f":"IF(ISERROR(INDIRECT($A515 & \"!popis_\" & $B515)),IF(K515=\"\",\"-\",\"(\" & K515 & \")\"),IF(K515=\"\",INDIRECT($A515 & \"!popis_\" & $B515),INDIRECT($A515 & \"!popis_\" & $B515) & \" (\" & K515 & \")\"))","v":"(Evidence fyzických osob/PFSU/Ručitel/Adresa)"},0,null,null,{"$f":"CELL(\"format\",INDIRECT($A515 & \"!\" & $B515))","v":"G"},"Evidence fyzických osob/PFSU/Ručitel/Adresa","N/A",true,true]
["rucitel1","mesto_trv_rucitel1","N/A","string",0,"(Evidence fyzických osob/PFSU/Ručitel/Adresa)",0,null,null,"G","Evidence fyzických osob/PFSU/Ručitel/Adresa","N/A",true,true]
["rucitel1","PSC_trv_rucitel1","N/A","int",0,"(Evidence fyzických osob/PFSU/Ručitel/Adresa)",-1,null,null,{"$f":"CELL(\"format\",INDIRECT($A517 & \"!\" & $B517))","v":"F0"},"Evidence fyzických osob/PFSU/Ručitel/Adresa","N/A",true,true]
["rucitel1","stat_trv_rucitel1","N/A","string",0,"(Evidence fyzických osob/PFSU/Ručitel/Adresa)",0,null,null,"G","Evidence fyzických osob/PFSU/Ručitel/Adresa","N/A",true]
["rucitel1","ulica_kor_rucitel1","N/A","string",0,"(Evidence fyzických osob/PFSU/Ručitel/Koresp.adresa/Adresa)",0,null,null,"G","Evidence fyzických osob/PFSU/Ručitel/Koresp.adresa/Adresa","N/A",true,true]
["rucitel1","mesto_kor_rucitel1","N/A","string",0,"(Evidence fyzických osob/PFSU/Ručitel/Koresp.adresa/Adresa)",0,null,null,"G","Evidence fyzických osob/PFSU/Ručitel/Koresp.adresa/Adresa","N/A",true,true]
["rucitel1","PSC_kor_rucitel1",{"$f":"IF(INDIRECT($A521 & \"!\" & $B521)=\"\",\"N/A\",INDIRECT($A521 & \"!\" & $B521))","v":"N/A"},{"$f":"VLOOKUP($J521,format_types,3,FALSE)","v":"int"},0,"(Evidence fyzických osob/PFSU/Ručitel/Koresp.adresa/PSČ)",-1,null,null,"F0","Evidence fyzických osob/PFSU/Ručitel/Koresp.adresa/PSČ","N/A",true,true]
["rucitel1","stat_kor_rucitel1","N/A","string",0,"(Evidence fyzických osob/PFSU/Ručitel/Koresp.adresa/Stát)",0,null,null,"G","Evidence fyzických osob/PFSU/Ručitel/Koresp.adresa/Stát","N/A",true]
["rucitel1","pobyt_od_rucitel1","N/A","int",0,"-",0,null,null,"F0",null,"N/A",true]
["rucitel1","ulica_trv_manz_rucitel1",{"$f":"IF(INDIRECT($A524 & \"!\" & $B524)=\"\",\"N/A\",INDIRECT($A524 & \"!\" & $B524))","v":"N/A"},"string",0,"-",0,null,null,"G",null,"N/A",true,true]
["rucitel1","mesto_trv_manz_rucitel1","N/A","string",0,"-",0,null,null,"G",null,"N/A",true,true]
["rucitel1","PSC_trv_manz_rucitel1","N/A","int",0,"-",-1,null,null,{"$f":"CELL(\"format\",INDIRECT($A526 & \"!\" & $B526))","v":"F0"},null,"N/A",true,true]
["rucitel1","stat_trv_manz_rucitel1","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["rucitel1","ulica_kor_manz_rucitel1","N/A","string",0,"-",0,null,null,"G",null,"N/A",true,true]
["rucitel1","mesto_kor_manz_rucitel1","N/A","string",0,"-",0,null,null,"G",null,"N/A",true,true]
["rucitel1","PSC_kor_manz_rucitel1",{"$f":"IF(INDIRECT($A530 & \"!\" & $B530)=\"\",\"N/A\",INDIRECT($A530 & \"!\" & $B530))","v":"N/A"},"int",0,"-",-1,null,null,"F0",null,"N/A",true,true]
["rucitel1","stat_kor_manz_rucitel1","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["rucitel1","pobyt_od_manz_rucitel1","N/A","int",0,"-",0,null,null,"F0",null,"N/A",true]
["rucitel1","zamestnavatel_rucitel1","N/A","string",0,"(Evidence fyzických osob/PFSU/Ručitel/Funkce/Zaměstnavatel/Zaměstnávatel)",50,null,null,"G","Evidence fyzických osob/PFSU/Ručitel/Funkce/Zaměstnavatel/Zaměstnávatel","N/A",true,true]
["rucitel1","zamestnavatel2_rucitel1","N/A","string",0,"(Evidence fyzických osob/PFSU/Ručitel/Funkce/Zaměstnavatel/Zaměstnávatel)",40,null,null,"G","Evidence fyzických osob/PFSU/Ručitel/Funkce/Zaměstnavatel/Zaměstnávatel","N/A",true,true]
["rucitel1","zamestnavatel_ICO_rucitel1","N/A","string",0,"(Evidence fyzických osob/PFSU/Ručitel/Funkce/Zaměstnavatel/Zaměstnávatel)",10,null,null,"G","Evidence fyzických osob/PFSU/Ručitel/Funkce/Zaměstnavatel/Zaměstnávatel","N/A",true,true]
["rucitel1","zamestnavatel_ulica_rucitel1","N/A","string",0,"(Evidence fyzických osob/PFSU/Ručitel/Funkce/Zaměstnavatel/Adresa)",40,null,null,"G","Evidence fyzických osob/PFSU/Ručitel/Funkce/Zaměstnavatel/Adresa","N/A",true,true]
["rucitel1","zamestnavatel_mesto_rucitel1","N/A","string",0,"(Evidence fyzických osob/PFSU/Ručitel/Funkce/Zaměstnavatel/Adresa)",40,null,null,"G","Evidence fyzických osob/PFSU/Ručitel/Funkce/Zaměstnavatel/Adresa","N/A",true,true]
["rucitel1","zamestnavatel_PSC_rucitel1","N/A","int",0,"(Evidence fyzických osob/PFSU/Ručitel/Funkce/Zaměstnavatel/PSČ)",-1,null,null,"F0","Evidence fyzických osob/PFSU/Ručitel/Funkce/Zaměstnavatel/PSČ","N/A",true,true]
["rucitel1","zamestnavatel_stat_rucitel1","N/A","string",0,"(Evidence fyzických osob/PFSU/Ručitel/Funkce/Zaměstnavatel/Stát)",30,null,null,"G","Evidence fyzických osob/PFSU/Ručitel/Funkce/Zaměstnavatel/Stát","N/A",true]
["rucitel1","prac_pozicia_rucitel1","N/A","string",0,"-",30,null,null,"G",null,"N/A",true]
["rucitel1","prac_pomer_od_rucitel1","N/A","date",0,"(Evidence fyzických osob/PFSU/Ručitel/Funkce/Zaměstnavatel/Zač. prac.poměru)",-2,null,null,"D1","Evidence fyzických osob/PFSU/Ručitel/Funkce/Zaměstnavatel/Zač. prac.poměru","N/A",true]
["rucitel1","prac_pomer_druh_rucitel1","N/A","string",0,"-",-6,"x",null,"G",null,"N/A",true]
["rucitel1","doba_urcita_do_rucitel1","N/A","date",0,"-",-2,null,null,"D1",null,"N/A",true]
["rucitel1","zamestnavatel_manz_rucitel1","N/A","string",0,"-",50,null,null,"G",null,"N/A",true,true]
["rucitel1","zamestnavatel2_manz_rucitel1","N/A","string",0,"-",40,null,null,"G",null,"N/A",true,true]
["rucitel1","zamestnavatel_ICO_manz_rucitel1","N/A","string",0,"-",10,null,null,"G",null,"N/A",true,true]
["rucitel1","zamestnavatel_ulica_manz_rucitel1","N/A","string",0,{"$f":"IF(ISERROR(INDIRECT($A547 & \"!popis_\" & $B547)),IF(K547=\"\",\"-\",\"(\" & K547 & \")\"),IF(K547=\"\",INDIRECT($A547 & \"!popis_\" & $B547),INDIRECT($A547 & \"!popis_\" & $B547) & \" (\" & K547 & \")\"))","v":"-"},40,null,null,"G",null,"N/A",true,true]
["rucitel1","zamestnavatel_mesto_manz_rucitel1","N/A","string",0,"-",40,null,null,"G",null,"N/A",true,true]
["rucitel1","zamestnavatel_PSC_manz_rucitel1","N/A","int",0,"-",-1,null,null,"F0",null,"N/A",true,true]
["rucitel1","zamestnavatel_stat_manz_rucitel1","N/A","string",0,"-",30,null,null,"G",null,"N/A",true]
["rucitel1","prac_pozicia_manz_rucitel1","N/A","string",0,"-",30,null,null,"G",null,"N/A",true]
["rucitel1","prac_pomer_od_manz_rucitel1","N/A","date",0,"-",-2,null,null,"D1",null,"N/A",true]
["rucitel1","prac_pomer_druh_manz_rucitel1","N/A","string",0,"-",-6,"x",null,"G",null,"N/A",true]
["rucitel1","doba_urcita_do_manz_rucitel1","N/A","date",0,"-",-2,null,null,"D1",null,"N/A",true]
["rucitel1","ruc1_pod_cin",false,"boolean",0,"-",-3,null,null,"B",null,false,true]
["rucitel1","manz_ruc1_pod_cin",false,"boolean",0,"-",-3,null,null,"B",null,false,true]
["rucitel1","druh_podn_cinnosti_rucitel1","N/A","string",0,"(Evidence fyzických osob/PFSU/Ručitel/Povolání)",-6,"x",null,"G","Evidence fyzických osob/PFSU/Ručitel/Povolání","N/A",true]
["rucitel1","podn_cinnost_od_rucitel1","N/A","date",0,"-",-2,null,null,"D1",null,"N/A",true]
["rucitel1","ICO_rucitel1","N/A","string",0,"(Evidence fyzických osob/PFSU/Ručitel/Funkce/Zaměstnavatel/Zamestnávatel)",10,null,null,"G","Evidence fyzických osob/PFSU/Ručitel/Funkce/Zaměstnavatel/Zamestnávatel","N/A",true,true]
["rucitel1","druh_podn_cinnosti_manz_rucitel1","N/A","string",0,"(Evidence fyzických osob/PFSU/Ručitel/Povolání)",-6,"x",null,"G","Evidence fyzických osob/PFSU/Ručitel/Povolání","N/A",true]
["rucitel1","podn_cinnost_od_manz_rucitel1","N/A","date",0,"-",-2,null,null,"D1",null,"N/A",true]
["rucitel1","ICO_rucitel1_manz","N/A","string",0,"(Evidence fyzických osob/PFSU/Ručiteľ/Funkce/Zaměstnavatel/Zamestnávatel)",10,null,null,"G","Evidence fyzických osob/PFSU/Ručiteľ/Funkce/Zaměstnavatel/Zamestnávatel","N/A",true,true]
["rucitel1","prijmy_podnikanie_rucitel1","N/A","decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["rucitel1","prijmy_podnikanie_rucitel1_zahr","N/A","string",0,"-",-6,null,null,"G",null,"N/A",true]
["rucitel1","prijmy_zavisla_cin_rucitel1","N/A","decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["rucitel1","prijmy_zahr_rucitel1","N/A","string",0,"-",-6,"x",null,"G",null,"N/A",true]
["rucitel1","diety_rucitel1","N/A","decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["rucitel1","soc_prijmy_rucitel1","N/A","decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["rucitel1","rod_prispevok_rucitel1","N/A","decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["rucitel1","ostatne_prijmy_rucitel1","N/A","decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["rucitel1","prijmy_podnikanie_manz_rucitel1","N/A","decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["rucitel1","prijmy_podnikanie_manz_rucitel1_zahr","N/A","string",0,{"$f":"IF(ISERROR(INDIRECT($A572 & \"!popis_\" & $B572)),IF(K572=\"\",\"-\",\"(\" & K572 & \")\"),IF(K572=\"\",INDIRECT($A572 & \"!popis_\" & $B572),INDIRECT($A572 & \"!popis_\" & $B572) & \" (\" & K572 & \")\"))","v":"-"},-6,null,null,"G",null,"N/A",true]
["rucitel1","prijmy_zavisla_cin_manz_rucitel1","N/A","decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["rucitel1","prijmy_zahr_manz_rucitel1","N/A","string",0,"-",-6,"x",null,"G",null,"N/A",true]
["rucitel1","diety_manz_rucitel1","N/A","decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["rucitel1","soc_prijmy_manz_rucitel1","N/A","decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["rucitel1","rod_prispevok_manz_rucitel1","N/A","decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["rucitel1","ostatne_prijmy_manz_rucitel1","N/A","decimal",0,"-",-4,null,null,",2",null,"N/A",{"$f":"IF(OR(ISERROR(C578),ISERROR(L578)),FALSE,C578=L578)","v":true}]
["rucitel1","pocet_clenov_dom_rucitel1","N/A","int",0,"-",-1,null,null,"F0",null,"N/A",true]
["rucitel1","pocet_deti_rucitel1","N/A","int",0,"-",-1,null,null,{"$f":"CELL(\"format\",INDIRECT($A580 & \"!\" & $B580))","v":"F0"},null,"N/A",true]
["rucitel1","real_vydavky_rucitel1","N/A","decimal",0,{"$f":"IF(ISERROR(INDIRECT($A581 & \"!popis_\" & $B581)),IF(K581=\"\",\"-\",\"(\" & K581 & \")\"),IF(K581=\"\",INDIRECT($A581 & \"!popis_\" & $B581),INDIRECT($A581 & \"!popis_\" & $B581) & \" (\" & K581 & \")\"))","v":"-"},-4,null,null,",2",null,"N/A",true]
["rucitel1","splatka1_druh_rucitel1","N/A","string",0,"-",-6,"x",null,"G",null,"N/A",true]
["rucitel1","splatka1_vyska_rucitel1","N/A","decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["rucitel1","splatka2_druh_rucitel1","N/A","string",0,"-",-6,"x",null,"G",null,"N/A",true]
["rucitel1","splatka2_vyska_rucitel1","N/A",{"$f":"VLOOKUP($J585,format_types,3,FALSE)","v":"decimal"},0,"-",-4,null,null,",2",null,"N/A",true]
["rucitel1","splatka3_druh_rucitel1","N/A","string",0,"-",-6,"x",null,"G",null,"N/A",true]
["rucitel1","splatka3_vyska_rucitel1","N/A","decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["rucitel1","splatka4_druh_rucitel1","N/A","string",0,"-",-6,"x",null,"G",null,"N/A",true]
["rucitel1","splatka4_vyska_rucitel1",{"$f":"IF(INDIRECT($A589 & \"!\" & $B589)=\"\",\"N/A\",INDIRECT($A589 & \"!\" & $B589))","v":"N/A"},"decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["rucitel1","splatka5_druh_rucitel1","N/A","string",0,"-",-6,"x",null,"G",null,"N/A",true]
["rucitel1","splatka5_vyska_rucitel1","N/A","decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["rucitel1","splatka6_druh_rucitel1","N/A","string",0,"-",-6,"x",null,"G",null,"N/A",true]
["rucitel1","splatka6_vyska_rucitel1","N/A","decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["rucitel1","splatka7_druh_rucitel1","N/A","string",0,"-",-6,"x",null,"G",null,"N/A",true]
["rucitel1","splatka7_vyska_rucitel1","N/A","decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["rucitel2","meno_rucitel2","N/A","string",0,"(Evidence fyzických osob/PFSU/Ručitel/Jméno)",0,null,null,"G","Evidence fyzických osob/PFSU/Ručitel/Jméno","N/A",true,true]
["rucitel2","priezvisko_rucitel2","N/A","string",0,"(Evidence fyzických osob/PFSU/Ručitel/Příjmení)",0,null,null,"G","Evidence fyzických osob/PFSU/Ručitel/Příjmení","N/A",true,true]
["rucitel2","titul_pred_rucitel2","N/A","string",0,"(Evidence fyzických osob/PFSU/Ručitel/Titul před)",15,null,null,"G","Evidence fyzických osob/PFSU/Ručitel/Titul před","N/A",true]
["rucitel2","titul_za_rucitel2","N/A","string",0,"(Evidence fyzických osob/PFSU/Ručitel/Titul za)",15,null,null,"G","Evidence fyzických osob/PFSU/Ručitel/Titul za","N/A",true]
["rucitel2","RC_rucitel2",{"$f":"IF(INDIRECT($A600&\"!\"&$B600)=\"\",\"N/A\",SUBSTITUTE(SUBSTITUTE(INDIRECT($A600&\"!\"&$B600),\"\\\",\"\"),\"/\",\"\"))","v":"N/A"},"string",0,"(Evidence fyzických osob/PFSU/Ručitel/RČ)",10,null,null,"G","Evidence fyzických osob/PFSU/Ručitel/RČ","N/A",true,true]
["rucitel2","mobil_rucitel2","N/A","string",0,"(Evidence fyzických osob/PFSU/Ručitel/Mobil)",0,null,null,"G","Evidence fyzických osob/PFSU/Ručitel/Mobil","N/A",true,true]
["rucitel2","druh_mobilu_rucitel2","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["rucitel2","telefon_rucitel2","N/A","string",0,"(Evidence fyzických osob/PFSU/Ručitel/Telefon domu)",0,null,null,"G","Evidence fyzických osob/PFSU/Ručitel/Telefon domu","N/A",true,true]
["rucitel2","druh_telefonu_rucitel2","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["rucitel2","email_rucitel2","N/A","string",0,"(Evidence fyzických osob/PFSU/Ručitel/E-mail)",0,null,null,"G","Evidence fyzických osob/PFSU/Ručitel/E-mail","N/A",true,true]
["rucitel2","stav_rucitel2","N/A","string",0,"(Evidence fyzických osob/PFSU/Ručitel/Rodinný stav)",-6,"x",null,"G","Evidence fyzických osob/PFSU/Ručitel/Rodinný stav","N/A",true]
["rucitel2","dochodca_rucitel2","N/A","string",0,"(Evidence fyzických osob/PFSU/Ručitel/Povolaní)",-5,null,null,"G","Evidence fyzických osob/PFSU/Ručitel/Povolaní","N/A",true]
["rucitel2","stat_rucitel2","N/A","string",0,"(Evidence fyzických osob/PFSU/Ručitel/Stát)",0,null,null,"G","Evidence fyzických osob/PFSU/Ručitel/Stát","N/A",true]
["rucitel2","osobitny_vztah_rucitel2","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["rucitel2","cislo_uctu_rucitel2","N/A","string",0,"(Evidence rolí osob/PFSU/Ručitel/Bank.spoj.)",0,null,null,"G","Evidence rolí osob/PFSU/Ručitel/Bank.spoj.","N/A",true,true]
["rucitel2","kod_banky_rucitel2","N/A","string",0,"(Evidence rolí osob/PFSU/Ručitel/Bank.spoj.)",0,null,null,"G","Evidence rolí osob/PFSU/Ručitel/Bank.spoj.","N/A",true,true]
["rucitel2","manz_rucitel2","N/A","string",0,"-",-5,null,null,"G",null,"N/A",true]
["rucitel2","meno_manz_rucitel2","N/A","string",0,{"$f":"IF(ISERROR(INDIRECT($A613 & \"!popis_\" & $B613)),IF(K613=\"\",\"-\",\"(\" & K613 & \")\"),IF(K613=\"\",INDIRECT($A613 & \"!popis_\" & $B613),INDIRECT($A613 & \"!popis_\" & $B613) & \" (\" & K613 & \")\"))","v":"-"},0,null,null,"G",null,"N/A",true,true]
["rucitel2","priezvisko_manz_rucitel2","N/A","string",0,"-",0,null,null,"G",null,"N/A",true,true]
["rucitel2","titul_pred_manz_rucitel2","N/A","string",0,"-",15,null,null,"G",null,"N/A",true]
["rucitel2","titul_za_manz_rucitel2","N/A","string",0,"-",15,null,null,"G",null,"N/A",true]
["rucitel2","RC_manz_rucitel2",{"$f":"IF(INDIRECT($A617&\"!\"&$B617)=\"\",\"N/A\",SUBSTITUTE(SUBSTITUTE(INDIRECT($A617&\"!\"&$B617),\"\\\",\"\"),\"/\",\"\"))","v":"N/A"},"string",0,"-",10,null,null,"G",null,"N/A",true,true]
["rucitel2","mobil_manz_rucitel2","N/A","string",0,"-",0,null,null,"G",null,"N/A",true,true]
["rucitel2","druh_mobilu_manz_rucitel2","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["rucitel2","telefon_manz_rucitel2","N/A","string",0,"-",0,null,null,"G",null,"N/A",true,true]
["rucitel2","druh_telefonu_manz_rucitel2","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["rucitel2","email_manz_rucitel2","N/A","string",0,"-",0,null,null,"G",null,"N/A",true,true]
["rucitel2","stav_manz_rucitel2","N/A","string",0,"-",-6,"x",null,"G",null,"N/A",true]
["rucitel2","dochodca_manz_rucitel2","N/A","string",0,"-",-5,null,"x","G",null,"N/A",true]
["rucitel2","stat_manz_rucitel2","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["rucitel2","osobitny_vztah_manz_rucitel2","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["rucitel2","cislo_uctu_manz_rucitel2","N/A","string",0,"-",0,null,null,"G",null,"N/A",true,true]
["rucitel2","kod_banky_manz_rucitel2","N/A","string",0,"-",0,null,null,"G",null,"N/A",true,true]
["rucitel2","ruc2_kor_1",{"$f":"IF(INDIRECT($A629 & \"!\" & $B629)=\"\",\"N/A\",INDIRECT($A629 & \"!\" & $B629))","v":false},"boolean",0,"iná korešp. adresa ručiteľa1",-3,null,null,"B",null,false,true]
["rucitel2","ruc2_kor_2",false,"boolean",0,"iná korešp. adresa manželky ručiteľa1",-3,null,null,"B",null,false,true]
["rucitel2","ulica_trv_rucitel2","N/A","string",0,{"$f":"IF(ISERROR(INDIRECT($A631 & \"!popis_\" & $B631)),IF(K631=\"\",\"-\",\"(\" & K631 & \")\"),IF(K631=\"\",INDIRECT($A631 & \"!popis_\" & $B631),INDIRECT($A631 & \"!popis_\" & $B631) & \" (\" & K631 & \")\"))","v":"(Evidence fyzických osob/PFSU/Ručitel/Adresa)"},0,null,null,{"$f":"CELL(\"format\",INDIRECT($A631 & \"!\" & $B631))","v":"G"},"Evidence fyzických osob/PFSU/Ručitel/Adresa","N/A",true,true]
["rucitel2","mesto_trv_rucitel2","N/A","string",0,"(Evidence fyzických osob/PFSU/Ručitel/Adresa)",0,null,null,"G","Evidence fyzických osob/PFSU/Ručitel/Adresa","N/A",true,true]
["rucitel2","PSC_trv_rucitel2","N/A","int",0,"(Evidence fyzických osob/PFSU/Ručitel/Adresa)",-1,null,null,{"$f":"CELL(\"format\",INDIRECT($A633 & \"!\" & $B633))","v":"F0"},"Evidence fyzických osob/PFSU/Ručitel/Adresa","N/A",true,true]
["rucitel2","stat_trv_rucitel2","N/A","string",0,"(Evidence fyzických osob/PFSU/Ručitel/Adresa)",0,null,null,"G","Evidence fyzických osob/PFSU/Ručitel/Adresa","N/A",true]
["rucitel2","ulica_kor_rucitel2","N/A","string",0,"(Evidence fyzických osob/PFSU/Ručitel/Koresp.adresa/Adresa)",0,null,null,"G","Evidence fyzických osob/PFSU/Ručitel/Koresp.adresa/Adresa","N/A",true,true]
["rucitel2","mesto_kor_rucitel2","N/A","string",0,"(Evidence fyzických osob/PFSU/Ručitel/Koresp.adresa/Adresa)",0,null,null,"G","Evidence fyzických osob/PFSU/Ručitel/Koresp.adresa/Adresa","N/A",true,true]
["rucitel2","PSC_kor_rucitel2",{"$f":"IF(INDIRECT($A637 & \"!\" & $B637)=\"\",\"N/A\",INDIRECT($A637 & \"!\" & $B637))","v":"N/A"},"int",0,"(Evidence fyzických osob/PFSU/Ručitel/Koresp.adresa/PSČ)",-1,null,null,"F0","Evidence fyzických osob/PFSU/Ručitel/Koresp.adresa/PSČ","N/A",true,true]
["rucitel2","stat_kor_rucitel2","N/A","string",0,"(Evidence fyzických osob/PFSU/Ručitel/Koresp.adresa/Stát)",0,null,null,"G","Evidence fyzických osob/PFSU/Ručitel/Koresp.adresa/Stát","N/A",true]
["rucitel2","pobyt_od_rucitel2","N/A","int",0,"-",0,null,null,"F0",null,"N/A",true]
["rucitel2","ulica_trv_manz_rucitel2","N/A","string",0,"-",0,null,null,"G",null,"N/A",true,true]
["rucitel2","mesto_trv_manz_rucitel2","N/A","string",0,"-",0,null,null,"G",null,"N/A",true,true]
["rucitel2","PSC_trv_manz_rucitel2","N/A","int",0,"-",-1,null,null,{"$f":"CELL(\"format\",INDIRECT($A642 & \"!\" & $B642))","v":"F0"},null,"N/A",{"$f":"IF(OR(ISERROR(C642),ISERROR(L642)),FALSE,C642=L642)","v":true},true]
["rucitel2","stat_trv_manz_rucitel2","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["rucitel2","ulica_kor_manz_rucitel2","N/A","string",0,"-",0,null,null,"G",null,"N/A",true,true]
["rucitel2","mesto_kor_manz_rucitel2","N/A","string",0,"-",0,null,null,"G",null,"N/A",true,true]
["rucitel2","PSC_kor_manz_rucitel2",{"$f":"IF(INDIRECT($A646 & \"!\" & $B646)=\"\",\"N/A\",INDIRECT($A646 & \"!\" & $B646))","v":"N/A"},"int",0,"-",-1,null,null,"F0",null,"N/A",true,true]
["rucitel2","stat_kor_manz_rucitel2","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["rucitel2","pobyt_od_manz_rucitel2","N/A","int",0,"-",0,null,null,"F0",null,"N/A",true]
["rucitel2","zamestnavatel_rucitel2","N/A",{"$f":"VLOOKUP($J649,format_types,3,FALSE)","v":"string"},0,"(Evidence fyzických osob/PFSU/Ručitel/Funkce/Zaměstnavatel/Zaměstnávatel)",50,null,null,"G","Evidence fyzických osob/PFSU/Ručitel/Funkce/Zaměstnavatel/Zaměstnávatel","N/A",true,true]
["rucitel2","zamestnavatel2_rucitel2","N/A","string",0,"(Evidence fyzických osob/PFSU/Ručitel/Funkce/Zaměstnavatel/Zaměstnávatel)",40,null,null,"G","Evidence fyzických osob/PFSU/Ručitel/Funkce/Zaměstnavatel/Zaměstnávatel","N/A",true,true]
["rucitel2","zamestnavatel_ICO_rucitel2","N/A","string",0,"(Evidence fyzických osob/PFSU/Ručitel/Funkce/Zaměstnavatel/Zaměstnávatel)",10,null,null,"G","Evidence fyzických osob/PFSU/Ručitel/Funkce/Zaměstnavatel/Zaměstnávatel","N/A",true,true]
["rucitel2","zamestnavatel_ulica_rucitel2","N/A","string",0,"(Evidence fyzických osob/PFSU/Ručitel/Funkce/Zaměstnavatel/Adresa)",40,null,null,"G","Evidence fyzických osob/PFSU/Ručitel/Funkce/Zaměstnavatel/Adresa","N/A",true,true]
["rucitel2","zamestnavatel_mesto_rucitel2",{"$f":"IF(INDIRECT($A653 & \"!\" & $B653)=\"\",\"N/A\",INDIRECT($A653 & \"!\" & $B653))","v":"N/A"},"string",0,"(Evidence fyzických osob/PFSU/Ručitel/Funkce/Zaměstnavatel/Adresa)",40,null,null,"G","Evidence fyzických osob/PFSU/Ručitel/Funkce/Zaměstnavatel/Adresa","N/A",true,true]
["rucitel2","zamestnavatel_PSC_rucitel2","N/A","int",0,"(Evidence fyzických osob/PFSU/Ručitel/Funkce/Zaměstnavatel/PSČ)",-1,null,null,"F0","Evidence fyzických osob/PFSU/Ručitel/Funkce/Zaměstnavatel/PSČ","N/A",true,true]
["rucitel2","zamestnavatel_stat_rucitel2","N/A","string",0,"(Evidence fyzických osob/PFSU/Ručitel/Funkce/Zaměstnavatel/Stát)",30,null,null,"G","Evidence fyzických osob/PFSU/Ručitel/Funkce/Zaměstnavatel/Stát","N/A",true]
["rucitel2","prac_pozicia_rucitel2","N/A","string",0,"-",30,null,null,"G",null,"N/A",true]
["rucitel2","prac_pomer_od_rucitel2","N/A","date",0,"(Evidence fyzických osob/PFSU/Ručitel/Funkce/Zaměstnavatel/Zač. prac.poměru)",-2,null,null,"D1","Evidence fyzických osob/PFSU/Ručitel/Funkce/Zaměstnavatel/Zač. prac.poměru","N/A",true]
["rucitel2","prac_pomer_druh_rucitel2","N/A","string",0,"-",-6,"x",null,"G",null,"N/A",true]
["rucitel2","doba_urcita_do_rucitel2","N/A","date",0,"-",-2,null,null,"D1",null,"N/A",true]
["rucitel2","zamestnavatel_manz_rucitel2","N/A","string",0,"-",50,null,null,"G",null,"N/A",true,true]
["rucitel2","zamestnavatel2_manz_rucitel2","N/A","string",0,"-",40,null,null,"G",null,"N/A",true,true]
["rucitel2","zamestnavatel_ICO_manz_rucitel2","N/A","string",0,"-",10,null,null,"G",null,"N/A",true,true]
["rucitel2","zamestnavatel_ulica_manz_rucitel2","N/A","string",0,{"$f":"IF(ISERROR(INDIRECT($A663 & \"!popis_\" & $B663)),IF(K663=\"\",\"-\",\"(\" & K663 & \")\"),IF(K663=\"\",INDIRECT($A663 & \"!popis_\" & $B663),INDIRECT($A663 & \"!popis_\" & $B663) & \" (\" & K663 & \")\"))","v":"-"},40,null,null,"G",null,"N/A",true,true]
["rucitel2","zamestnavatel_mesto_manz_rucitel2","N/A","string",0,"-",40,null,null,"G",null,"N/A",true,true]
["rucitel2","zamestnavatel_PSC_manz_rucitel2","N/A","int",0,"-",-1,null,null,"F0",null,"N/A",true,true]
["rucitel2","zamestnavatel_stat_manz_rucitel2","N/A","string",0,"-",30,null,null,"G",null,"N/A",true]
["rucitel2","prac_pozicia_manz_rucitel2","N/A","string",0,"-",30,null,null,"G",null,"N/A",true]
["rucitel2","prac_pomer_od_manz_rucitel2","N/A","date",0,"-",-2,null,null,"D1",null,"N/A",true]
["rucitel2","prac_pomer_druh_manz_rucitel2","N/A","string",0,"-",-6,"x",null,"G",null,"N/A",true]
["rucitel2","doba_urcita_do_manz_rucitel2","N/A","date",0,"-",-2,null,null,"D1",null,"N/A",true]
["rucitel2","ruc2_pod_cin",false,"boolean",0,"-",-3,null,null,"B",null,false,true]
["rucitel2","manz_ruc2_pod_cin",false,"boolean",0,"-",-3,null,null,"B",null,false,true]
["rucitel2","druh_podn_cinnosti_rucitel2","N/A","string",0,"(Evidence fyzických osob/PFSU/Ručitel/Povolání)",-6,"x",null,"G","Evidence fyzických osob/PFSU/Ručitel/Povolání","N/A",true]
["rucitel2","podn_cinnost_od_rucitel2","N/A","date",0,"-",-2,null,null,"D1",null,"N/A",true]
["rucitel2","ICO_rucitel2","N/A","string",0,"(Evidence fyzických osob/PFSU/Ručitel/Funkce/Zaměstnavatel/Zamestnávatel)",10,null,null,"G","Evidence fyzických osob/PFSU/Ručitel/Funkce/Zaměstnavatel/Zamestnávatel","N/A",true,true]
["rucitel2","druh_podn_cinnosti_manz_rucitel2","N/A","string",0,"(Evidence fyzických osob/PFSU/Ručitel/Povolání)",-6,"x",null,"G","Evidence fyzických osob/PFSU/Ručitel/Povolání","N/A",true]
["rucitel2","podn_cinnost_od_manz_rucitel2","N/A","date",0,"-",-2,null,null,"D1",null,"N/A",true]
["rucitel2","ICO_rucitel2_manz","N/A","string",0,"(Evidence fyzických osob/PFSU/Ručiteľ/Funkce/Zaměstnavatel/Zamestnávatel)",10,null,null,"G","Evidence fyzických osob/PFSU/Ručiteľ/Funkce/Zaměstnavatel/Zamestnávatel","N/A",true,true]
["rucitel2","prijmy_podnikanie_rucitel2","N/A","decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["rucitel2","prijmy_podnikanie_rucitel2_zahr","N/A","string",0,"-",-6,null,null,"G",null,"N/A",true]
["rucitel2","prijmy_zavisla_cin_rucitel2","N/A","decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["rucitel2","prijmy_zahr_rucitel2","N/A","string",0,"-",-6,"x",null,"G",null,"N/A",true]
["rucitel2","diety_rucitel2","N/A","decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["rucitel2","soc_prijmy_rucitel2","N/A","decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["rucitel2","rod_prispevok_rucitel2","N/A","decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["rucitel2","ostatne_prijmy_rucitel2","N/A","decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["rucitel2","prijmy_podnikanie_manz_rucitel2","N/A","decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["rucitel2","prijmy_podnikanie_manz_rucitel2_zahr","N/A","string",0,{"$f":"IF(ISERROR(INDIRECT($A688 & \"!popis_\" & $B688)),IF(K688=\"\",\"-\",\"(\" & K688 & \")\"),IF(K688=\"\",INDIRECT($A688 & \"!popis_\" & $B688),INDIRECT($A688 & \"!popis_\" & $B688) & \" (\" & K688 & \")\"))","v":"-"},-6,null,null,"G",null,"N/A",true]
["rucitel2","prijmy_zavisla_cin_manz_rucitel2","N/A","decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["rucitel2","prijmy_zahr_manz_rucitel2","N/A","string",0,"-",-6,"x",null,"G",null,"N/A",true]
["rucitel2","diety_manz_rucitel2","N/A","decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["rucitel2","soc_prijmy_manz_rucitel2","N/A","decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["rucitel2","rod_prispevok_manz_rucitel2","N/A","decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["rucitel2","ostatne_prijmy_manz_rucitel2","N/A","decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["rucitel2","pocet_clenov_dom_rucitel2","N/A","int",0,"-",-1,null,null,"F0",null,"N/A",true]
["rucitel2","pocet_deti_rucitel2","N/A","int",0,"-",-1,null,null,{"$f":"CELL(\"format\",INDIRECT($A696 & \"!\" & $B696))","v":"F0"},null,"N/A",true]
["rucitel2","real_vydavky_rucitel2","N/A","decimal",0,{"$f":"IF(ISERROR(INDIRECT($A697 & \"!popis_\" & $B697)),IF(K697=\"\",\"-\",\"(\" & K697 & \")\"),IF(K697=\"\",INDIRECT($A697 & \"!popis_\" & $B697),INDIRECT($A697 & \"!popis_\" & $B697) & \" (\" & K697 & \")\"))","v":"-"},-4,null,null,",2",null,"N/A",true]
["rucitel2","splatka1_druh_rucitel2","N/A","string",0,"-",-6,"x",null,"G",null,"N/A",true]
["rucitel2","splatka1_vyska_rucitel2","N/A","decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["rucitel2","splatka2_druh_rucitel2","N/A","string",0,"-",-6,"x",null,"G",null,"N/A",true]
["rucitel2","splatka2_vyska_rucitel2","N/A","decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["rucitel2","splatka3_druh_rucitel2","N/A","string",0,"-",-6,"x",null,"G",null,"N/A",true]
["rucitel2","splatka3_vyska_rucitel2","N/A","decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["rucitel2","splatka4_druh_rucitel2","N/A","string",0,"-",-6,"x",null,"G",null,"N/A",true]
["rucitel2","splatka4_vyska_rucitel2","N/A","decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["rucitel2","splatka5_druh_rucitel2","N/A","string",0,"-",-6,"x",null,"G",null,"N/A",{"$f":"IF(OR(ISERROR(C706),ISERROR(L706)),FALSE,C706=L706)","v":true}]
["rucitel2","splatka5_vyska_rucitel2","N/A","decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["rucitel2","splatka6_druh_rucitel2","N/A","string",0,"-",-6,"x",null,"G",null,"N/A",true]
["rucitel2","splatka6_vyska_rucitel2","N/A","decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["rucitel2","splatka7_druh_rucitel2","N/A","string",0,"-",-6,"x",null,"G",null,"N/A",true]
["rucitel2","splatka7_vyska_rucitel2","N/A","decimal",0,"-",-4,null,null,",2",null,"N/A",true]
["nehnutelnost","nehnutelnost_akceptovana_hodnota",{"$f":"IF(OR(tlacit_nehnutelnost=FALSE,INDIRECT($A712 & \"!\" & $B712)=\"\"),\"N/A\",INDIRECT($A712 & \"!\" & $B712))","v":"N/A"},"decimal",0,"Akceptovaná výška hodnoty nehnuteľnosti (Úvery/Smlouvy/Zajištění/Nové Zajištění/Zajištění/Zadaná NHZ)",-4,null,null,"C2","Úvery/Smlouvy/Zajištění/Nové Zajištění/Zajištění/Zadaná NHZ",242000,false]
["nehnutelnost","nehnutelnost_datum_ISEZ","N/A","date",0,"Dátum ISEZ (REA)",-2,null,null,"D1",null,43818,false]
["nehnutelnost","nehnutelnost1_druh1","N/A",{"$f":"VLOOKUP($J714,format_types,3,FALSE)","v":"string"},0,"(Úvery/Smlouvy/Zajištění/Nové Zajištění/Věc/Druh)",50,null,null,"G","Úvery/Smlouvy/Zajištění/Nové Zajištění/Věc/Druh","Rodinný dom",false]
["nehnutelnost","nehnutelnost1_druh2","N/A","string",0,"(Úvery/Smlouvy/Zajištění/Nové Zajištění/Věc/Druh)",50,null,null,"G","Úvery/Smlouvy/Zajištění/Nové Zajištění/Věc/Druh","N/A",true]
["nehnutelnost","nehnutelnost1_druh3","N/A","string",0,"(Úvery/Smlouvy/Zajištění/Nové Zajištění/Věc/Druh)",50,null,null,"G","Úvery/Smlouvy/Zajištění/Nové Zajištění/Věc/Druh","N/A",true]
["nehnutelnost","nehnutelnost1_druh4","N/A","string",0,"(Úvery/Smlouvy/Zajištění/Nové Zajištění/Věc/Druh)",50,null,null,"G","Úvery/Smlouvy/Zajištění/Nové Zajištění/Věc/Druh","N/A",true]
["nehnutelnost","nehnutelnost1_vlastnictvo","N/A","string",0,"(Úvery/Smlouvy/Zajištění/Nové Zajištění/Majitelé věci)",-6,"x",null,"G","Úvery/Smlouvy/Zajištění/Nové Zajištění/Majitelé věci","vo vlastníctve žiadateľa/spolužiadateľa",false]
["nehnutelnost","nehnutelnost1_pocet","N/A","int",0,"-",-1,null,null,"F0",null,"N/A",true]
["nehnutelnost","znalecky_posudok_nehnutelnost1","N/A","string",0,"(Úvery/Smlouvy/Zajištění/Nové Zajištění/Věc/Číslo posudku)",50,null,null,"G","Úvery/Smlouvy/Zajištění/Nové Zajištění/Věc/Číslo posudku","58/2019",false,true]
["nehnutelnost","cislo_LV_nehnutelnost1","N/A","string",0,"(Úvery/Smlouvy/Zajištění/Nové Zajištění/Věc/List vlastnický)",50,null,null,"G","Úvery/Smlouvy/Zajištění/Nové Zajištění/Věc/List vlastnický","3112",false,true]
["nehnutelnost","katastralne_uzemie_nehnutelnost1","N/A","string",0,"(Úvery/Smlouvy/Zajištění/Nové Zajištění/Věc/Katastrální území)",50,null,null,"G","Úvery/Smlouvy/Zajištění/Nové Zajištění/Věc/Katastrální území","Slovenský Grob",false,true]
["nehnutelnost","ulica_nehnutelnost1","N/A","string",0,"-",50,null,null,"G",null,"Dlhá 5",false,true]
["nehnutelnost","obec_nehnutelnost1","N/A","string",0,"-",50,null,null,"G",null,"Slovenský Grob",false,true]
["nehnutelnost","kraj_nehnutelnost1","N/A","string",0,"-",-6,"x",null,"G",null,"Bratislavský kraj",false,true]
["nehnutelnost","okres_nehnutelnost1","N/A","string",0,"-",-6,"x",null,"G",null,"Pezinok",false,true]
["nehnutelnost","nehnutelnost1_osoba","N/A","string",0,"-",-6,"x",null,"G",null,"žiadateľ/spoludlžník",false,true]
["nehnutelnost","nehnutelnost2_druh1","N/A","string",0,"(Úvery/Smlouvy/Zajištění/Nové Zajištění/Věc/Druh)",50,null,null,"G","Úvery/Smlouvy/Zajištění/Nové Zajištění/Věc/Druh","N/A",true]
["nehnutelnost","nehnutelnost2_druh2","N/A","string",0,{"$f":"IF(ISERROR(INDIRECT($A729 & \"!popis_\" & $B729)),IF(K729=\"\",\"-\",\"(\" & K729 & \")\"),IF(K729=\"\",INDIRECT($A729 & \"!popis_\" & $B729),INDIRECT($A729 & \"!popis_\" & $B729) & \" (\" & K729 & \")\"))","v":"(Úvery/Smlouvy/Zajištění/Nové Zajištění/Věc/Druh)"},50,null,null,"G","Úvery/Smlouvy/Zajištění/Nové Zajištění/Věc/Druh","N/A",true]
["nehnutelnost","nehnutelnost2_druh3","N/A","string",0,"(Úvery/Smlouvy/Zajištění/Nové Zajištění/Věc/Druh)",50,null,null,"G","Úvery/Smlouvy/Zajištění/Nové Zajištění/Věc/Druh","N/A",true]
["nehnutelnost","nehnutelnost2_druh4","N/A","string",0,"(Úvery/Smlouvy/Zajištění/Nové Zajištění/Věc/Druh)",50,null,null,"G","Úvery/Smlouvy/Zajištění/Nové Zajištění/Věc/Druh","N/A",true]
["nehnutelnost","nehnutelnost2_vlastnictvo","N/A","string",0,"(Úvery/Smlouvy/Zajištění/Nové Zajištění/Majitelé věci)",-6,"x",null,"G","Úvery/Smlouvy/Zajištění/Nové Zajištění/Majitelé věci","N/A",true]
["nehnutelnost","nehnutelnost2_pocet","N/A","int",0,"-",-1,null,null,"F0",null,"N/A",true]
["nehnutelnost","znalecky_posudok_nehnutelnost2","N/A","string",0,"(Úvery/Smlouvy/Zajištění/Nové Zajištění/Věc/Číslo posudku)",50,null,null,"G","Úvery/Smlouvy/Zajištění/Nové Zajištění/Věc/Číslo posudku","N/A",true,true]
["nehnutelnost","cislo_LV_nehnutelnost2","N/A","string",0,"(Úvery/Smlouvy/Zajištění/Nové Zajištění/Věc/List vlastnický)",50,null,null,"G","Úvery/Smlouvy/Zajištění/Nové Zajištění/Věc/List vlastnický","N/A",true,true]
["nehnutelnost","katastralne_uzemie_nehnutelnost2","N/A","string",0,"(Úvery/Smlouvy/Zajištění/Nové Zajištění/Věc/Katastrální území)",50,null,null,"G","Úvery/Smlouvy/Zajištění/Nové Zajištění/Věc/Katastrální území","N/A",true,true]
["nehnutelnost","ulica_nehnutelnost2","N/A","string",0,"-",50,null,null,"G",null,"N/A",true,true]
["nehnutelnost","obec_nehnutelnost2","N/A","string",0,"-",50,null,null,"G",null,"N/A",true,true]
["nehnutelnost","kraj_nehnutelnost2","N/A","string",0,"-",-6,"x",null,"G",null,"N/A",true,true]
["nehnutelnost","okres_nehnutelnost2","N/A","string",0,"-",-6,"x",null,"G",null,"N/A",true,true]
["nehnutelnost","nehnutelnost2_osoba","N/A","string",0,"-",-6,"x",null,"G",null,"N/A",true,true]
["nehnutelnost","Meno_zalozca1","N/A","string",0,"(Úvery/Smlouvy/Zajištění/Nové Zajištění/Majitelé věci)",0,null,null,"G","Úvery/Smlouvy/Zajištění/Nové Zajištění/Majitelé věci","Jozef",false,true]
["nehnutelnost","Priezvisko_zalozca1","N/A","string",0,"(Úvery/Smlouvy/Zajištění/Nové Zajištění/Majitelé věci)",0,null,null,"G","Úvery/Smlouvy/Zajištění/Nové Zajištění/Majitelé věci","Boleček",false,true]
["nehnutelnost","nehnutelnost_rc_zalozca1","N/A","string",0,"(Úvery/Smlouvy/Zajištění/Nové Zajištění/Majitelé věci)",0,null,null,"G","Úvery/Smlouvy/Zajištění/Nové Zajištění/Majitelé věci","8506096401",false,true]
["nehnutelnost","Meno_zalozca2","N/A","string",0,"(Úvery/Smlouvy/Zajištění/Nové Zajištění/Majitelé věci)",0,null,null,"G","Úvery/Smlouvy/Zajištění/Nové Zajištění/Majitelé věci","Lucia",false,true]
["nehnutelnost","Priezvisko_zalozca2","N/A",{"$f":"VLOOKUP($J746,format_types,3,FALSE)","v":"string"},0,"(Úvery/Smlouvy/Zajištění/Nové Zajištění/Majitelé věci)",0,null,null,"G","Úvery/Smlouvy/Zajištění/Nové Zajištění/Majitelé věci","Bolečková",false,true]
["nehnutelnost","nehnutelnost_rc_zalozca2","N/A","string",0,"(Úvery/Smlouvy/Zajištění/Nové Zajištění/Majitelé věci)",0,null,null,"G","Úvery/Smlouvy/Zajištění/Nové Zajištění/Majitelé věci","8654086441",false,true]
["nehnutelnost","Meno_zalozca3","N/A","string",0,"(Úvery/Smlouvy/Zajištění/Nové Zajištění/Majitelé věci)",0,null,null,"G","Úvery/Smlouvy/Zajištění/Nové Zajištění/Majitelé věci","N/A",true,true]
["nehnutelnost","Priezvisko_zalozca3","N/A","string",0,"(Úvery/Smlouvy/Zajištění/Nové Zajištění/Majitelé věci)",0,null,null,"G","Úvery/Smlouvy/Zajištění/Nové Zajištění/Majitelé věci","N/A",true,true]
["nehnutelnost","nehnutelnost_rc_zalozca3","N/A","string",0,"(Úvery/Smlouvy/Zajištění/Nové Zajištění/Majitelé věci)",0,null,null,"G","Úvery/Smlouvy/Zajištění/Nové Zajištění/Majitelé věci","N/A",true,true]
["nehnutelnost","Meno_zalozca4","N/A","string",0,"(Úvery/Smlouvy/Zajištění/Nové Zajištění/Majitelé věci)",0,null,null,"G","Úvery/Smlouvy/Zajištění/Nové Zajištění/Majitelé věci","N/A",true,true]
["nehnutelnost","Priezvisko_zalozca4","N/A","string",0,"(Úvery/Smlouvy/Zajištění/Nové Zajištění/Majitelé věci)",0,null,null,"G","Úvery/Smlouvy/Zajištění/Nové Zajištění/Majitelé věci","N/A",true,true]
["nehnutelnost","nehnutelnost_rc_zalozca4","N/A","string",0,"(Úvery/Smlouvy/Zajištění/Nové Zajištění/Majitelé věci)",0,null,null,"G","Úvery/Smlouvy/Zajištění/Nové Zajištění/Majitelé věci","N/A",true,true]
["nehnutelnost","Meno_zalozca11","N/A","string",0,"(Úvery/Smlouvy/Zajištění/Nové Zajištění/Majitelé věci)",0,null,null,"G","Úvery/Smlouvy/Zajištění/Nové Zajištění/Majitelé věci","N/A",true,true]
["nehnutelnost","Priezvisko_zalozca11","N/A","string",0,"(Úvery/Smlouvy/Zajištění/Nové Zajištění/Majitelé věci)",0,null,null,"G","Úvery/Smlouvy/Zajištění/Nové Zajištění/Majitelé věci","N/A",true,true]
["nehnutelnost","nehnutelnost_rc_zalozca11","N/A","string",0,"(Úvery/Smlouvy/Zajištění/Nové Zajištění/Majitelé věci)",0,null,null,"G","Úvery/Smlouvy/Zajištění/Nové Zajištění/Majitelé věci","N/A",true,true]
["nehnutelnost","Meno_zalozca22","N/A","string",0,"(Úvery/Smlouvy/Zajištění/Nové Zajištění/Majitelé věci)",0,null,null,"G","Úvery/Smlouvy/Zajištění/Nové Zajištění/Majitelé věci","N/A",true,true]
["nehnutelnost","Priezvisko_zalozca22","N/A","string",0,"(Úvery/Smlouvy/Zajištění/Nové Zajištění/Majitelé věci)",0,null,null,"G","Úvery/Smlouvy/Zajištění/Nové Zajištění/Majitelé věci","N/A",true,true]
["nehnutelnost","nehnutelnost_rc_zalozca22","N/A","string",0,"(Úvery/Smlouvy/Zajištění/Nové Zajištění/Majitelé věci)",0,null,null,"G","Úvery/Smlouvy/Zajištění/Nové Zajištění/Majitelé věci","N/A",true,true]
["nehnutelnost","Meno_zalozca33","N/A","string",0,"(Úvery/Smlouvy/Zajištění/Nové Zajištění/Majitelé věci)",0,null,null,"G","Úvery/Smlouvy/Zajištění/Nové Zajištění/Majitelé věci","N/A",true,true]
["nehnutelnost","Priezvisko_zalozca33","N/A","string",0,"(Úvery/Smlouvy/Zajištění/Nové Zajištění/Majitelé věci)",0,null,null,"G","Úvery/Smlouvy/Zajištění/Nové Zajištění/Majitelé věci","N/A",true,true]
["nehnutelnost","nehnutelnost_rc_zalozca33","N/A","string",0,"(Úvery/Smlouvy/Zajištění/Nové Zajištění/Majitelé věci)",0,null,null,"G","Úvery/Smlouvy/Zajištění/Nové Zajištění/Majitelé věci","N/A",true,true]
["nehnutelnost","Meno_zalozca44","N/A","string",0,"(Úvery/Smlouvy/Zajištění/Nové Zajištění/Majitelé věci)",0,null,null,"G","Úvery/Smlouvy/Zajištění/Nové Zajištění/Majitelé věci","N/A",true,true]
["nehnutelnost","Priezvisko_zalozca44","N/A","string",0,"(Úvery/Smlouvy/Zajištění/Nové Zajištění/Majitelé věci)",0,null,null,"G","Úvery/Smlouvy/Zajištění/Nové Zajištění/Majitelé věci","N/A",true,true]
["nehnutelnost","nehnutelnost_rc_zalozca44","N/A","string",0,"(Úvery/Smlouvy/Zajištění/Nové Zajištění/Majitelé věci)",0,null,null,"G","Úvery/Smlouvy/Zajištění/Nové Zajištění/Majitelé věci","N/A",true,true]
["objekt_uveru","ou_pocet_objektov_uveru",{"$f":"IF(OR(NOT(tlacit_objekt_uveru),INDIRECT($A766 & \"!\" & $B766)=\"\"),\"N/A\",INDIRECT($A766 & \"!\" & $B766))","v":"N/A"},{"$f":"VLOOKUP($J766,format_types,3,FALSE)","v":"int"},0,"-",-1,null,null,"F0",null,1,false]
["objekt_uveru","ou_1_objekt1","N/A","string",0,"-",50,null,null,"G",null,"Rodinný dom",false]
["objekt_uveru","ou_1_objekt2","N/A","string",0,"-",50,null,null,"G",null,"N/A",true]
["objekt_uveru","ou_1_objekt3","N/A","string",0,"-",50,null,null,"G",null,"N/A",true]
["objekt_uveru","ou_1_cislo_LV","N/A","string",0,"-",50,null,null,"G",null,"3112",false,true]
["objekt_uveru","ou_1_katastralne_uzemie","N/A","string",0,"-",50,null,null,"G",null,"Slovenský Grob",false,true]
["objekt_uveru","ou_1_ulica","N/A","string",0,{"$f":"IF(ISERROR(INDIRECT($A772 & \"!popis_\" & $B772)),IF(K772=\"\",\"-\",\"(\" & K772 & \")\"),IF(K772=\"\",INDIRECT($A772 & \"!popis_\" & $B772),INDIRECT($A772 & \"!popis_\" & $B772) & \" (\" & K772 & \")\"))","v":"-"},50,null,null,"G",null,"Dlhá 5",false,true]
["objekt_uveru","ou_1_obec","N/A","string",0,{"$f":"IF(ISERROR(INDIRECT($A773 & \"!popis_\" & $B773)),IF(K773=\"\",\"-\",\"(\" & K773 & \")\"),IF(K773=\"\",INDIRECT($A773 & \"!popis_\" & $B773),INDIRECT($A773 & \"!popis_\" & $B773) & \" (\" & K773 & \")\"))","v":"-"},50,null,null,"G",null,"Slovenský Grob",false,true]
["objekt_uveru","ou_1_kraj","N/A","string",0,{"$f":"IF(ISERROR(INDIRECT($A774 & \"!popis_\" & $B774)),IF(K774=\"\",\"-\",\"(\" & K774 & \")\"),IF(K774=\"\",INDIRECT($A774 & \"!popis_\" & $B774),INDIRECT($A774 & \"!popis_\" & $B774) & \" (\" & K774 & \")\"))","v":"-"},-6,null,null,"G",null,"Bratislavský kraj",false,true]
["objekt_uveru","ou_1_okres","N/A","string",0,{"$f":"IF(ISERROR(INDIRECT($A775 & \"!popis_\" & $B775)),IF(K775=\"\",\"-\",\"(\" & K775 & \")\"),IF(K775=\"\",INDIRECT($A775 & \"!popis_\" & $B775),INDIRECT($A775 & \"!popis_\" & $B775) & \" (\" & K775 & \")\"))","v":"-"},-6,null,null,"G",null,"Pezinok",{"$f":"IF(OR(ISERROR(C775),ISERROR(L775)),FALSE,C775=L775)","v":false},true]
["objekt_uveru","ou_1_cislo_supisne","N/A","string",0,"-",50,null,null,"G",null,"N/A",true]
["objekt_uveru","ou_1_cislo_bytu","N/A","string",0,"-",50,null,null,"G",null,"N/A",true]
["objekt_uveru","ou_1_LV_zo_dna","N/A","date",0,"-",-2,null,null,"D1",null,"N/A",true,true]
["objekt_uveru","ou_1_okresny_urad","N/A","string",0,"-",50,null,null,"G",null,"N/A",true,true]
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["objekt_uveru","ou_3_objekt2_supisne","N/A","string",0,"-",50,null,null,"G",null,"N/A",true,true]
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["objekt_uveru","ou_3_cislo_LV_3","N/A","string",0,"-",50,null,null,"G",null,"N/A",true,true]
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["objekt_uveru","ou_3_objekt3_popisne","N/A","string",0,"-",50,null,null,"G",null,"N/A",true,true]
["objekt_uveru","ou_3_objekt3_supisne","N/A","string",0,"-",50,null,null,"G",null,"N/A",true,true]
["objekt_uveru","ou_3_objekt3_ulica","N/A","string",0,"-",50,null,null,"G",null,"N/A",true,true]
["objekt_uveru","ou_4_objekt1","N/A","string",0,{"$f":"IF(ISERROR(INDIRECT($A875 & \"!popis_\" & $B875)),IF(K875=\"\",\"-\",\"(\" & K875 & \")\"),IF(K875=\"\",INDIRECT($A875 & \"!popis_\" & $B875),INDIRECT($A875 & \"!popis_\" & $B875) & \" (\" & K875 & \")\"))","v":"-"},50,null,null,"G",null,"N/A",true,true]
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["objekt_uveru","ou_4_objekt3","N/A","string",0,"-",50,null,null,"G",null,"N/A",true,true]
["objekt_uveru","ou_4_cislo_LV","N/A","string",0,"-",50,null,null,"G",null,"N/A",true,true]
["objekt_uveru","ou_4_katastralne_uzemie","N/A","string",0,"-",50,null,null,"G",null,"N/A",true,true]
["objekt_uveru","ou_4_ulica","N/A","string",0,"-",50,null,null,"G",null,"N/A",true,true]
["objekt_uveru","ou_4_obec","N/A","string",0,"-",50,null,null,"G",null,"N/A",true,true]
["objekt_uveru","ou_4_kraj","N/A","string",0,"-",-6,null,null,"G",null,"N/A",true,true]
["objekt_uveru","ou_4_okres","N/A","string",0,"-",-6,null,null,"G",null,"N/A",true,true]
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["objekt_uveru","ou_4_cislo_bytu","N/A","string",0,"-",50,null,null,"G",null,"N/A",true]
["objekt_uveru","ou_4_LV_zo_dna","N/A","date",0,"-",-2,null,null,"D1",null,"N/A",{"$f":"IF(OR(ISERROR(C886),ISERROR(L886)),FALSE,C886=L886)","v":true},true]
["objekt_uveru","ou_4_okresny_urad","N/A","string",0,"-",50,null,null,"G",null,"N/A",true,true]
["objekt_uveru","ou_4_objekt1_cislo_bytu","N/A","string",0,"-",50,null,null,"G",null,"N/A",true,true]
["objekt_uveru","ou_4_objekt1_poschodie","N/A","string",0,"-",50,null,null,"G",null,"N/A",true,true]
["objekt_uveru","ou_4_objekt1_vchod","N/A","string",0,"-",50,null,null,"G",null,"N/A",true,true]
["objekt_uveru","ou_4_objekt1_cislo_parcely","N/A","string",0,"-",50,null,null,"G",null,"N/A",true,true]
["objekt_uveru","ou_4_objekt1_druh_parcely","N/A","string",0,"-",50,null,null,"G",null,"N/A",true,true]
["objekt_uveru","ou_4_objekt1_vymera_parcely","N/A","string",0,"-",50,null,null,"G",null,"N/A",true,true]
["objekt_uveru","ou_4_objekt1_popisne","N/A","string",0,"-",50,null,null,"G",null,"N/A",true,true]
["objekt_uveru","ou_4_objekt1_supisne","N/A","string",0,"-",50,null,null,"G",null,"N/A",true,true]
["objekt_uveru","ou_4_objekt1_ulica","N/A","string",0,"-",50,null,null,"G",null,"N/A",true,true]
["objekt_uveru","ou_4_cislo_LV_2","N/A","string",0,"-",50,null,null,"G",null,"N/A",true,true]
["objekt_uveru","ou_4_objekt2_cislo_parcely","N/A","string",0,"-",50,null,null,"G",null,"N/A",true,true]
["objekt_uveru","ou_4_objekt2_druh_parcely","N/A","string",0,"-",50,null,null,"G",null,"N/A",true,true]
["objekt_uveru","ou_4_objekt2_vymera_parcely","N/A","string",0,"-",50,null,null,"G",null,"N/A",true,true]
["objekt_uveru","ou_4_objekt2_popisne","N/A","string",0,"-",50,null,null,"G",null,"N/A",true,true]
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["objekt_uveru","ou_4_objekt3_popisne","N/A","string",0,"-",50,null,null,"G",null,"N/A",true,true]
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["TechnickePremenne","tp_typ_SSx",false,"string",0,"-",0,null,null,"G",null,false,true]
["TechnickePremenne","tp_typ_Px",false,"string",0,"-",0,null,null,"G",null,false,true]
["TechnickePremenne","tp_typ_PSx",false,"string",0,"-",0,null,null,"G",null,false,true]
["TechnickePremenne","tp_II_DPx",false,"string",0,"-",0,null,null,"G",null,false,true]
["TechnickePremenne","tp_II_ISEZx",false,"string",0,"-",0,null,null,"G",null,false,true]
["TechnickePremenne","tp_II_INEx",false,"string",0,"-",0,null,null,"G",null,false,true]
["overenie","overenie_OZ_LSS","N/A","string",0,"Overenie OZ LSS",0,null,null,"G",null,true,false]
["overenie","overenie_OZ_LUV","N/A","string",0,"Overenie OZ LUV",0,null,null,"G",null,true,false]
["overenie","overenie_splatnost_MU",43982,"date",1,"-",0,null,null,"D1",null,49340,false]
["overenie","overenie_splatnost_SU","N/A","date",1,"-",0,null,null,"D1",null,54696,false]
["overenie","BL_ziadatel","N/A",{"$f":"VLOOKUP($J1030,format_types,3,FALSE)","v":"string"},0,"BL_ziadatel",0,null,null,"G",null,"NIE",{"$f":"IF(OR(ISERROR(C1030),ISERROR(L1030)),FALSE,C1030=L1030)","v":false},true]
["overenie","BL_spoludlznik","N/A","string",0,"BL_spoludlznik",0,null,null,"G",null,"NIE",false,true]
["overenie","BL_ziadatel_podnikatel","N/A","string",0,"BL_ziadatel_podnikatel",0,null,null,"G",null,"N/A",true,true]
["overenie","BL_spoludlznik_podnikatel","N/A","string",0,"BL_spoludlznik_podnikatel",0,null,null,"G",null,"N/A",true,true]
["overenie","BL_ziadatel_zamestnavatel","N/A","string",0,"BL_ziadatel_zamestnavatel",0,null,null,"G",null,"NIE",false,true]
["overenie","BL_spoludlznik_zamestnavatel","N/A","string",0,"BL_spoludlznik_zamestnavatel",0,null,null,"G",null,"NIE",false,true]
["overenie","BL_pristupitel","N/A","string",0,"BL_pristupitel",0,null,null,"G",null,"N/A",true,true]
["overenie","BL_manz_pristupitela","N/A","string",0,"BL_manz_pristupitela",0,null,null,"G",null,"N/A",true,true]
["overenie","BL_pristupitel_podnikatel","N/A","string",0,"BL_pristupitel_podnikatel",0,null,null,"G",null,"N/A",true,true]
["overenie","BL_manz_pristupitela_podnikatel","N/A","string",0,"BL_manz_pristupitela_podnikatel",0,null,null,"G",null,"N/A",true,true]
["overenie","BL_pristupitel_zamestnavatel","N/A","string",0,"BL_pristupitel_zamestnavatel",0,null,null,"G",null,"N/A",true,true]
["overenie","BL_manz_pristupitela_zamestnavatel","N/A","string",0,"BL_manz_pristupitela_zamestnavatel",0,null,null,"G",null,"N/A",true,true]
["overenie","BL_rucitel1","N/A","string",0,"BL_rucitel1",0,null,null,"G",null,"N/A",true]
["overenie","BL_manz_rucitel1","N/A","string",0,"BL_manz_rucitel1",0,null,null,"G",null,"N/A",true]
["overenie","BL_rucitel1_podnikatel","N/A","string",0,"BL_rucitel1_podnikatel",0,null,null,"G",null,"N/A",true]
["overenie","BL_manz_rucitel1_podnikatel","N/A","string",0,"BL_manz_rucitel1_podnikatel",0,null,null,"G",null,"N/A",true]
["overenie","BL_rucitel1_zamestnavatel","N/A","string",0,"BL_rucitel1_zamestnavatel",0,null,null,"G",null,"N/A",true]
["overenie","BL_manz_rucitel1_zamestnavatel","N/A","string",0,"BL_manz_rucitel1_zamestnavatel",0,null,null,"G",null,"N/A",true]
["overenie","BL_rucitel2","N/A","string",0,"BL_rucitel2",0,null,null,"G",null,"N/A",true]
["overenie","BL_manz_rucitel2","N/A","string",0,"BL_manz_rucitel2",0,null,null,"G",null,"N/A",true]
["overenie","BL_rucitel2_podnikatel","N/A","string",0,"BL_rucitel2_podnikatel",0,null,null,"G",null,"N/A",true]
["overenie","BL_manz_rucitel2_podnikatel","N/A","string",0,"BL_manz_rucitel2_podnikatel",0,null,null,"G",null,"N/A",true]
["overenie","BL_rucitel2_zamestnavatel","N/A","string",0,"BL_rucitel2_zamestnavatel",0,null,null,"G",null,"N/A",true]
["overenie","BL_manz_rucitel2_zamestnavatel","N/A","string",0,"BL_manz_rucitel2_zamestnavatel",0,null,null,{"$f":"CELL(\"format\",INDIRECT($A1053 & \"!\" & $B1053))","v":"G"},null,"N/A",true]
["overenie","BL_ziadatel_meno","N/A","string",0,"BL_ziadatel_meno",0,null,null,"G",null,false,false,true]
["overenie","BL_spoludlznik_meno","N/A","string",0,"BL_spoludlznik_meno",0,null,null,"G",null,false,false,true]
["overenie","BL_pristupitel_meno","N/A","string",0,"BL_pristupitel_meno",0,null,null,"G",null,"N/A",true,true]
["overenie","BL_manz_pristupitela_meno","N/A","string",0,"BL_manz_pristupitela_meno",0,null,null,"G",null,"N/A",true,true]
["overenie","BL_ziadatel_zamestnavatel_nazov","N/A","string",0,"BL_ziadatel_zamestnavatel_nazov",0,null,null,"G",null,false,false,true]
["overenie","BL_spoludlznik_zamestnavatel_nazov","N/A","string",0,"BL_spoludlznik_zamestnavatel_nazov",0,null,null,"G",null,false,false,true]
["overenie","BL_pristupitel_zamestnavatel_nazov","N/A","string",0,"BL_pristupitel_zamestnavatel_nazov",0,null,null,"G",null,"N/A",true,true]
["overenie","BL_manz_pristupitela_zamestnavatel_nazov","N/A","string",0,"BL_manz_pristupitela_zamestnavatel_nazov",0,null,null,"G",null,"N/A",true,true]
["overenie","OsOVkB_ziadatel_RC","N/A",{"$f":"VLOOKUP($J1062,format_types,3,FALSE)","v":"string"},0,"BL_rucitel1",0,null,null,"G",null,false,{"$f":"IF(OR(ISERROR(C1062),ISERROR(L1062)),FALSE,C1062=L1062)","v":false},true]
["overenie","OsOVkB_ziadatel_meno","N/A","string",0,"BL_manz_rucitel1",0,null,null,"G",null,false,false,true]
["overenie","OsOVkB_ziadatel_RC6","N/A","string",0,"BL_rucitel1_podnikatel",0,null,null,"G",null,false,false,true]
["overenie","OsOVkB_spoludlznik_RC","N/A","string",0,"BL_manz_rucitel1_podnikatel",0,null,null,"G",null,false,false,true]
["overenie","OsOVkB_spoludlznik_meno","N/A","string",0,"BL_rucitel1_zamestnavatel",0,null,null,"G",null,false,false,true]
["overenie","OsOVkB_spoludlznik_RC6","N/A","string",0,"BL_manz_rucitel1_zamestnavatel",0,null,null,"G",null,false,false,true]
["overenie","OsOVkB_pristupitel_RC","N/A","string",0,"BL_rucitel1",0,null,null,"G",null,"N/A",true,true]
["overenie","OsOVkB_pristupitel_meno","N/A","string",0,"BL_manz_rucitel1",0,null,null,"G",null,"N/A",true,true]
["overenie","OsOVkB_pristupitel_RC6","N/A","string",0,"BL_rucitel1_podnikatel",0,null,null,"G",null,"N/A",true,true]
["overenie","OsOVkB_manz_pristupitela_RC","N/A","string",0,"BL_manz_rucitel1_podnikatel",0,null,null,"G",null,"N/A",true,true]
["overenie","OsOVkB_manz_pristupitela_meno","N/A","string",0,"BL_rucitel1_zamestnavatel",0,null,null,"G",null,"N/A",true,true]
["overenie","OsOVkB_manz_pristupitela_RC6","N/A","string",0,"BL_manz_rucitel1_zamestnavatel",0,null,null,"G",null,"N/A",true,true]
["overenie","OsOVkB_rucitel1_RC","N/A","string",0,"BL_rucitel1",0,null,null,"G",null,"N/A",true]
["overenie","OsOVkB_rucitel1_meno","N/A","string",0,"BL_manz_rucitel1",0,null,null,"G",null,"N/A",true]
["overenie","OsOVkB_rucitel1_RC6","N/A","string",0,"BL_rucitel1_podnikatel",0,null,null,"G",null,"N/A",true]
["overenie","OsOVkB_manz_rucitel1_RC","N/A","string",0,"BL_manz_rucitel1_podnikatel",0,null,null,"G",null,"N/A",true]
["overenie","OsOVkB_manz_rucitel1_meno","N/A","string",0,"BL_rucitel1_zamestnavatel",0,null,null,"G",null,"N/A",true]
["overenie","OsOVkB_manz_rucitel1_RC6","N/A","string",0,"BL_manz_rucitel1_zamestnavatel",0,null,null,"G",null,"N/A",true]
["overenie","OsOVkB_rucitel2_RC","N/A","string",0,"BL_rucitel1",0,null,null,"G",null,"N/A",true]
["overenie","OsOVkB_rucitel2_meno","N/A","string",0,"BL_manz_rucitel1",0,null,null,"G",null,"N/A",true]
["overenie","OsOVkB_rucitel2_RC6","N/A","string",0,"BL_rucitel1_podnikatel",0,null,null,"G",null,"N/A",true]
["overenie","OsOVkB_manz_rucitel2_RC","N/A","string",0,"BL_manz_rucitel1_podnikatel",0,null,null,"G",null,"N/A",true]
["overenie","OsOVkB_manz_rucitel2_meno","N/A","string",0,"BL_rucitel1_zamestnavatel",0,null,null,"G",null,"N/A",true]
["overenie","OsOVkB_manz_rucitel2_RC6","N/A","string",0,"BL_manz_rucitel1_zamestnavatel",0,null,null,{"$f":"CELL(\"format\",INDIRECT($A1085 & \"!\" & $B1085))","v":"G"},null,"N/A",true]
["overenie","overenie_datum",{"$f":"IF(INDIRECT($A1086 & \"!\" & $B1086)=\"\",\"N/A\",INDIRECT($A1086 & \"!\" & $B1086))","v":"N/A"},"date",0,"Dátum overenia",0,null,null,"D1",null,43833.557638888888,false]
["overenie","overenie_hist_UR","N/A","string",0,"História v úverovom registri",-5,null,null,"G",null,"áno",false]
["odkladacie_podmienky","odkla_podm_1","N/A","string",0,"-",0,null,null,"G",null,"list vlastníctva č. 3112 s plombou",false]
["odkladacie_podmienky","odkla_podm_2","N/A","string",0,"-",0,null,null,"G",null,"výpis z listu vlastníctva č. XXX  (nemusí byť použiteľný na právne úkony) so zapísaným záložným právom v prospech Veriteľa v súlade so Zmluvou o zriadení záložného práva k nehnuteľnostiam č. 3112/3112-N1 v časti C – Ťarchy, a to na 3112 mieste",false]
["odkladacie_podmienky","odkla_podm_3","N/A","string",0,"-",0,null,null,"G",null,"potvrdenie o aktuálnom zostatku úveru poskytnutého z yyy na základe zmluvy č. 5072471808 (ďalej len „zostatok úveru“)  s uvedením čísla účtu v tvare IBAN a variabilného symbolu, na ktorý má byť zostatok úveru uhradený",false]
["odkladacie_podmienky","odkla_podm_4","N/A","string",0,"-",0,null,null,"G",null,"potvrdenie o aktuálnom zostatku úveru poskytnutého z yyy na základe zmluvy č. 3016525350 (ďalej len „zostatok úveru“)  s uvedením čísla účtu v tvare IBAN a variabilného symbolu, na ktorý má byť zostatok úveru uhradený",false]
["odkladacie_podmienky","odkla_podm_5","N/A","string",0,"-",0,null,null,"G",null,"potvrdenie o aktuálnom zostatku úveru poskytnutého z yyy na základe zmluvy č. 3017509361 (ďalej len „zostatok úveru“)  s uvedením čísla účtu v tvare IBAN a variabilného symbolu, na ktorý má byť zostatok úveru uhradený",false]
["odkladacie_podmienky","odkla_podm_6","N/A","string",0,"-",0,null,null,"G",null,"potvrdenie o aktuálnom zostatku úveru poskytnutého z yyy na základe zmluvy č. 012799411271115 (ďalej len „zostatok úveru“)  s uvedením čísla účtu v tvare IBAN a variabilného symbolu, na ktorý má byť zostatok úveru uhradený",false]
["odkladacie_podmienky","odkla_podm_7","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["odkladacie_podmienky","odkla_podm_8","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["odkladacie_podmienky","odkla_podm_9","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["odkladacie_podmienky","odkla_podm_10","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["odkladacie_podmienky","odkla_podm_11","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["odkladacie_podmienky","odkla_podm_12","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["odkladacie_podmienky","odkla_podm_13","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["odkladacie_podmienky","odkla_podm_14","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["odkladacie_podmienky","odkla_podm_15","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["odkladacie_podmienky","odkla_podm_16","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["odkladacie_podmienky","odkla_podm_17","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["odkladacie_podmienky","odkla_podm_18","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["odkladacie_podmienky","odkla_podm_19","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["odkladacie_podmienky","odkla_podm_20","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["odkladacie_podmienky","odkla_podm_dod_1","N/A","string",0,"-",0,null,null,"G",null,"List vlastníctva č. 3112 so zapísaným záložným právom v prospech ČSOB SP, a.s. v časti C – Ťarchy na x mieste",false]
["odkladacie_podmienky","odkla_podm_dod_2","N/A","string",0,"-",0,null,null,"G",null,"predloženie kolaudačného rozhodnutia k stavbe, resp. potvrdenie zo Stavebného úradu o predĺžení lehoty na dokončenie stavby",false]
["odkladacie_podmienky","odkla_podm_dod_3","N/A","string",0,"-",0,null,null,"G",null,"potvrdenie o splatení úveru poskytnutého z yyy na základe zmluvy č. 5072471808 zo dňa ...",false]
["odkladacie_podmienky","odkla_podm_dod_4","N/A","string",0,"-",0,null,null,"G",null,"potvrdenie o splatení úveru poskytnutého z yyy na základe zmluvy č. 3016525350 zo dňa ...",false]
["odkladacie_podmienky","odkla_podm_dod_5","N/A","string",0,"-",0,null,null,"G",null,"potvrdenie o splatení úveru poskytnutého z yyy na základe zmluvy č. 3017509361 zo dňa ...",false]
["schvalovaci_protokol","schp_OP_ziad_cislo","N/A","string",0,"-",0,null,null,"G",null,"EY868941",false]
["schvalovaci_protokol","schp_OP_ziad_seria","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["schvalovaci_protokol","schp_OP_ziad_vydal","N/A","string",0,"-",0,null,null,"G",null,"Pezinok",false]
["schvalovaci_protokol","schp_OP_ziad_platnost","N/A","date",0,"-",-2,null,null,"D1",null,46085,false]
["schvalovaci_protokol","schp_OP_ziad_platnost_neobmedz",{"$f":"IF(INDIRECT($A1117 & \"!\" & $B1117)=\"\",\"N/A\",INDIRECT($A1117 & \"!\" & $B1117))","v":"N/A"},"string",0,"-",0,null,null,"G",null,"nie",false]
["schvalovaci_protokol","schp_ziad_miesto_nar","N/A","string",0,"-",0,null,null,"G",null,"Bratislava",false]
["schvalovaci_protokol","schp_ziad_ukoncenie_pobytu","N/A","date",0,"-",0,null,null,"D1",null,"N/A",true]
["schvalovaci_protokol","schp_ziad_stat_nar","N/A","string",0,"-",0,null,null,"G",null,"SLOVENSKO",false]
["schvalovaci_protokol","schp_ziad_stat_prislusnost","N/A","string",0,"-",0,null,null,"G",null,"SLOVENSKO",false]
["schvalovaci_protokol","schp_ziad_rod_priezvisko","N/A","string",0,"-",0,null,null,"G",null,"Boleček",false]
["schvalovaci_protokol","schp_ziad_typ_pobytu","N/A","string",0,"-",0,null,null,"G",null,"X – občané SR s trvalým pobytem v SR",false]
["schvalovaci_protokol","schp_ziad_stat","N/A","string",0,"-",0,null,null,"G",null,"SLOVENSKO",false]
["schvalovaci_protokol","schp_ziad_rezident","N/A","string",0,"-",0,null,null,"G",null,"Ano",false]
["schvalovaci_protokol","schp_ziad_stat_dan_rez","N/A","string",0,"-",0,null,null,"G",null,"SLOVENSKO",false]
["schvalovaci_protokol","schp_ziad_vysv_konflikt","N/A","string",0,"-",0,null,null,"G",null,"Bez konfliktu",false]
["schvalovaci_protokol","schp_ziad_kl_bez_rez","N/A","string",0,"-",0,null,null,"G",null,"nie",false]
["schvalovaci_protokol","schp_ziad_povolanie","N/A","string",0,"-",0,null,null,"G",null,"Zamestnanec",false]
["schvalovaci_protokol","schp_ziad_suhlas_marketing",{"$f":"IF(INDIRECT($A1130 & \"!\" & $B1130)=\"\",\"N/A\",INDIRECT($A1130 & \"!\" & $B1130))","v":"N/A"},"string",0,"-",0,null,null,"G",null,"áno",false]
["schvalovaci_protokol","schp_ziad_suhlas_spotrsutaze","N/A","string",0,"-",0,null,null,"G",null,"áno",false]
["schvalovaci_protokol","schp_ziad_suhlas_datum","N/A","date",0,"-",-2,null,null,"D1",null,43818,false]
["schvalovaci_protokol","schp_OP_spoluziad_cislo","N/A","string",0,"-",0,null,null,"G",null,"EK820721",false]
["schvalovaci_protokol","schp_OP_spoluziad_seria","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["schvalovaci_protokol","schp_OP_spoluziad_vydal","N/A","string",0,"-",0,null,null,"G",null,"Pezinok",false]
["schvalovaci_protokol","schp_OP_spoluziad_platnost","N/A","date",0,"-",-2,null,null,"D1",null,45447,false]
["schvalovaci_protokol","schp_OP_spoluziad_platnost_neobmedz","N/A","string",0,"-",0,null,null,"G",null,"nie",false]
["schvalovaci_protokol","schp_spoluziad_miesto_nar","N/A","string",0,"-",0,null,null,"G",null,"Bratislava",false]
["schvalovaci_protokol","schp_spoluziad_ukoncenie_pobytu","N/A","date",0,"-",0,null,null,"D1",null,"N/A",true]
["schvalovaci_protokol","schp_spoluziad_stat_nar","N/A","string",0,"-",0,null,null,"G",null,"SLOVENSKO",false]
["schvalovaci_protokol","schp_spoluziad_stat_prislusnost","N/A","string",0,"-",0,null,null,"G",null,"SLOVENSKO",false]
["schvalovaci_protokol","schp_spoluziad_rod_priezvisko","N/A","string",0,"-",0,null,null,"G",null,"Bruteničová",false]
["schvalovaci_protokol","schp_spoluziad_typ_pobytu","N/A","string",0,"-",0,null,null,"G",null,"X – občané SR s trvalým pobytem v SR",false]
["schvalovaci_protokol","schp_spoluziad_stat","N/A","string",0,"-",0,null,null,"G",null,"SLOVENSKO",false]
["schvalovaci_protokol","schp_spoluziad_rezident","N/A","string",0,"-",0,null,null,"G",null,"Ano",false]
["schvalovaci_protokol","schp_spoluziad_stat_dan_rez","N/A","string",0,"-",0,null,null,"G",null,"SLOVENSKO",false]
["schvalovaci_protokol","schp_spoluziad_vysv_konflikt","N/A","string",0,"-",0,null,null,"G",null,"Bez konfliktu",false]
["schvalovaci_protokol","schp_spoluziad_kl_bez_rez","N/A","string",0,"-",0,null,null,"G",null,"áno",false]
["schvalovaci_protokol","schp_spoluziad_povolanie","N/A","string",0,"-",0,null,null,"G",null,"Zamestnanec",false]
["schvalovaci_protokol","schp_spoluziad_suhlas_marketing","N/A","string",0,"-",0,null,null,"G",null,"áno",false]
["schvalovaci_protokol","schp_spoluziad_suhlas_spotrsutaze","N/A","string",0,"-",0,null,null,"G",null,"áno",false]
["schvalovaci_protokol","schp_spoluziad_suhlas_datum","N/A","date",0,"-",-2,null,null,"D1",null,43818,false]
["schvalovaci_protokol","schp_OP_prist_cislo","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["schvalovaci_protokol","schp_OP_prist_seria","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["schvalovaci_protokol","schp_OP_prist_vydal","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["schvalovaci_protokol","schp_OP_prist_platnost","N/A","date",0,"-",-2,null,null,"D1",null,"N/A",true]
["schvalovaci_protokol","schp_OP_prist_platnost_neobmedz","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["schvalovaci_protokol","schp_prist_miesto_nar","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["schvalovaci_protokol","schp_prist_ukoncenie_pobytu","N/A","date",0,"-",0,null,null,"D1",null,"N/A",true]
["schvalovaci_protokol","schp_prist_stat_nar","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["schvalovaci_protokol","schp_prist_stat_prislusnost","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["schvalovaci_protokol","schp_prist_rod_priezvisko","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["schvalovaci_protokol","schp_prist_typ_pobytu","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["schvalovaci_protokol","schp_prist_stat","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["schvalovaci_protokol","schp_prist_rezident","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["schvalovaci_protokol","schp_prist_stat_dan_rez","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["schvalovaci_protokol","schp_prist_vysv_konflikt","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["schvalovaci_protokol","schp_prist_kl_bez_rez","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["schvalovaci_protokol","schp_prist_povolanie","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["schvalovaci_protokol","schp_prist_suhlas_marketing","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["schvalovaci_protokol","schp_prist_suhlas_spotrsutaze","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["schvalovaci_protokol","schp_prist_suhlas_datum","N/A","date",0,"-",-2,null,null,"D1",null,"N/A",true]
["schvalovaci_protokol","schp_OP_manzprist_cislo","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["schvalovaci_protokol","schp_OP_manzprist_seria","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["schvalovaci_protokol","schp_OP_manzprist_vydal","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["schvalovaci_protokol","schp_OP_manzprist_platnost","N/A","date",0,"-",-2,null,null,"D1",null,"N/A",true]
["schvalovaci_protokol","schp_OP_manzprist_platnost_neobmedz","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["schvalovaci_protokol","schp_manzprist_miesto_nar","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["schvalovaci_protokol","schp_manzprist_ukoncenie_pobytu","N/A","date",0,"-",0,null,null,"D1",null,"N/A",true]
["schvalovaci_protokol","schp_manzprist_stat_nar","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["schvalovaci_protokol","schp_manzprist_stat_prislusnost","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["schvalovaci_protokol","schp_manzprist_rod_priezvisko","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["schvalovaci_protokol","schp_manzprist_typ_pobytu","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["schvalovaci_protokol","schp_manzprist_stat","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["schvalovaci_protokol","schp_manzprist_rezident","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["schvalovaci_protokol","schp_manzprist_stat_dan_rez","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["schvalovaci_protokol","schp_manzprist_vysv_konflikt","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["schvalovaci_protokol","schp_manzprist_kl_bez_rez","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["schvalovaci_protokol","schp_manzprist_povolanie","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["schvalovaci_protokol","schp_manzprist_suhlas_marketing","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["schvalovaci_protokol","schp_manzprist_suhlas_spotrsutaze","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["schvalovaci_protokol","schp_manzprist_suhlas_datum","N/A","date",0,"-",-2,null,null,"D1",null,"N/A",true]
["schvalovaci_protokol","schp_uver_fix",false,"string",1,"-",0,null,null,"G",null,true,false]
["schvalovaci_protokol","schp_uver_fix_typ",{"$f":"IF(INDIRECT($A1194 & \"!\" & $B1194)=\"\",\"N/A\",INDIRECT($A1194 & \"!\" & $B1194))","v":"N/A"},"string",1,"-",0,null,null,"G",null,"3-letá",false]
["schvalovaci_protokol","schp_uver_cenova_kategoria","N/A","string",0,"-",0,null,null,"G",null,"329 – U5_N_0%MNS_od 15.2.2018",false]
["schvalovaci_protokol","schp_uver_obsku","N/A","string",1,"-",0,null,null,"G",null,"TIPER OVB",false]
["schvalovaci_protokol","schp_uver_obsku1","N/A","string",1,"-",0,null,null,"G",null,"zlPop",false]
["schvalovaci_protokol","schp_uver_obsku2","N/A","string",1,"-",0,null,null,"G",null,"N/A",true]
["schvalovaci_protokol","schp_uver_pozn_Heplus","N/A","string",1,"-",0,null,null,"G",null,"N/A",true]
["schvalovaci_protokol","schp_uver_pozn_UV","N/A","string",1,"-",0,null,null,"G",null,"N/A",true]
["schvalovaci_protokol","schp_prijatie_ziadosti","N/A",{"$f":"VLOOKUP($J1201,format_types,3,FALSE)","v":"date"},0,"-",0,null,null,"D1",null,43819,false]
["schvalovaci_protokol","schp_postupne_cerp","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["schvalovaci_protokol","schp_scan","N/A","string",0,"-",0,null,null,"G",null,"nie",false]
["schvalovaci_protokol","schp_suhlas_marketing","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["schvalovaci_protokol","schp_suhlas_spotrsutaze","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["schvalovaci_protokol","schp_suhlas_datum","N/A","date",0,"-",-2,null,null,"D1",null,"N/A",true]
["schvalovaci_protokol","schp_rozhodnutie","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["schvalovaci_protokol","schp_vynimky_nazov","N/A","string",0,"-",0,null,null,"G",null,"fin. rezerva < 40%",false]
["schvalovaci_protokol","schp_vynimky_kod","N/A","string",0,"-",0,null,null,"G",null,"3.6.9",false]
["schvalovaci_protokol","schp_vynimky_cislo_rozhodnutia","N/A","string",0,"-",0,null,null,"G",null,"1",false]
["schvalovaci_protokol","schp_vynimky","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["schvalovaci_protokol","schp_vynimky_2_nazov","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["schvalovaci_protokol","schp_vynimky_2_kod","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["schvalovaci_protokol","schp_vynimky_2_cislo_rozhodnutia","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["schvalovaci_protokol","schp_vynimky_2","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["schvalovaci_protokol","schp_vynimky_3_nazov","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["schvalovaci_protokol","schp_vynimky_3_kod","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["schvalovaci_protokol","schp_vynimky_3_cislo_rozhodnutia","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["schvalovaci_protokol","schp_vynimky_3","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["schvalovaci_protokol","schp_prov_cis_pobocka","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["schvalovaci_protokol","schp_prov_cis_banka","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["schvalovaci_protokol","schp_LN_text","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["schvalovaci_protokol","schp_LN_datum","N/A","date",0,"-",-2,null,null,"D1",null,"N/A",true]
["schvalovaci_protokol","schp_LN_kod","N/A","string",0,"-",0,null,null,"G",null,"N/A",true]
["schvalovaci_protokol","schp_LN_termin","N/A","date",0,"-",-2,null,null,"D1",null,"N/A",true]
["premenne","NS_prepocitana",0,"decimal",1,"Prepočítaná nasporená suma",-4,null,null,",2",null,0,true]
["premenne","HC_prepocitane",0,"decimal",1,"Prepočítané hodnotiace číslo",-4,null,null,"F3",null,0,true]
["premenne","doterajsia_doba_sporenia",0,"int",1,"Doterajšia doba sporenia (v mesiacoch)",-1,null,null,"F0",null,0,true]
["premenne","min_NS_percento",{"$f":"IF(INDIRECT($A1229 & \"!\" & $B1229)=\"\",\"N/A\",INDIRECT($A1229 & \"!\" & $B1229))","v":0},"decimal",1,"Minimálna nasporená suma (%)",-4,null,null,"P2",null,0.3,false]
["premenne","min_NS_percento_rk",{"$f":"IF(INDIRECT($A1230 & \"!\" & $B1230)=\"\",\"N/A\",INDIRECT($A1230 & \"!\" & $B1230))","v":0},"decimal",1,"Minimálna nasporená suma (%) pre reko a hypoextra plus",-4,null,null,"P2",null,0,true]
["premenne","podiel_NS_suma",0,"decimal",1,"Minimálna nasporená suma",-4,null,null,",2",null,48900,false]
["premenne","min_HC",0,"decimal",1,"Minimálne hodnotiace číslo",-4,null,null,"F3",null,9,false]
["premenne","min_doba_sporenia",0,"int",1,"Minimálna doba sporenia",-1,null,null,"F0",null,21,{"$f":"IF(OR(ISERROR(C1233),ISERROR(L1233)),FALSE,C1233=L1233)","v":false}]
["premenne","urok_sporenie",0,"decimal",1,"Úroková sadzba sporenia",-4,null,null,"P2",null,1E-3,false]
["premenne","min_vklad_percento",0,"decimal",1,"Minimálny vklad (%)",-4,null,null,"P2",null,1.7000000000000001E-3,false]
["premenne","min_vklad_suma",0.5,"decimal",1,"Minimálny vklad",-4,null,null,",2",null,277.10000000000002,false]
["premenne","zabezpecenie_final","CHYBA!","string",1,"Zabezpečenie úveru",-6,null,null,"G",null,"nehnuteľnosť",false]
["ZaP","zap_splatenie_mimo_CSOBSP",false,"boolean",0,"Splatenie úveru mimo ČSOB SP",-3,null,null,"G",null,false,true]
["premenne","p_platnost_parametrov",{"$f":"IF(INDIRECT($A1239 & \"!\" & $B1239)=\"\",\"N/A\",INDIRECT($A1239 & \"!\" & $B1239))","v":0},"int",0,"Platnosť parametrov",-1,null,null,"G",null,0,true]
["uver","out_MU_vyska_uveru_zabezpecenie",{"$f":"IF(druh_uveru_vybrany=SU,\"N/A\",IF(INDIRECT($A1240 & \"!\" & $B1240)=\"\",\"N/A\",INDIRECT($A1240 & \"!\" & $B1240)))","v":0},{"$f":"VLOOKUP($J1240,format_types,3,FALSE)","v":"decimal"},1,"Výška úveru pre zabezpečenie",-4,null,null,",2",null,163000,false]
["uver","out_MU_urokova_sadzba",{"$error":"#VALUE!"},"decimal",1,"Úroková sadzba medziúveru (Úvery/Smlouvy/Další informace/Úroková sadzba)",-4,null,null,"P2","Úvery/Smlouvy/Další informace/Úroková sadzba",1.5499999999999998E-2,false]
["uver","out_MU_RPMN"," ","decimal",1,"RPMN medziúveru (Úvery/Smlouvy/Další informace/Úroková sadzba/RPMN PÚ )",0,null,null,"P2","Úvery/Smlouvy/Další informace/Úroková sadzba/RPMN PÚ ","1,59% p.a.",false]
["premenne","trvanie_MU",3,"int",1,"Predpokladané trvanie MÚ (v mesiacoch)",-1,null,null,"F0",null,180,false]
["uver","out_MU_Mesacna_splatka_celkom",0.5,"decimal",1,"Mesačná splátka MÚ celkom",-4,null,null,",2",null,490.57,false]
["uver","out_MU_vkladSS",0.5,"decimal",1,"vklad na sporenie",-4,null,null,",2",null,277.10000000000002,false]
["uver","out_MU_splatka_urokov",0,"decimal",1,"splátka úrokov z MÚ",-4,null,null,",2",null,213.47,false]
["uver","out_MU_poistne",0,"decimal",1,"poistné MÚ",-4,null,null,",2",null,0,true]
["uver","out_MU_zaplatene_uroky",0,"decimal",1,"Zaplatené úroky z MÚ celkom",-4,null,null,"C2",null,38444.909999999996,false]
["uver","out_SU_vyska_uveru",0,"decimal",1,"Predpokladaná výška SÚ:",-4,null,null,",2",null,113906,false]
["uver","out_SU_urokova_sadzba",0,"decimal",1,"Úroková sadzba SÚ",-4,null,null,"P2",null,3.9900000000000005E-2,false]
["uver","out_SU_RPMN"," ","decimal",1,"RPMN SÚ (Úvery/Smlouvy/Další informace/Úroková sadzba/RPMN SÚ )",0,null,null,"P2","Úvery/Smlouvy/Další informace/Úroková sadzba/RPMN SÚ ","4,02% p.a.",false]
["premenne","trvanie_SU",{"$f":"IF(INDIRECT($A1252 & \"!\" & $B1252)=\"\",\"N/A\",INDIRECT($A1252 & \"!\" & $B1252))","v":0},"int",1,"Predpokladané trvanie SÚ (v mesiacoch)",-1,null,null,"F0",null,176,false]
["uver","out_SU_Mesacna_splatka_predpisana",0,"decimal",1,"Predpísaná splátka SÚ",0,null,null,",2",null,856.73,false]
["uver","out_SU_Mesacna_splatka_celkom",0,"decimal",1,"Mesačná splátka SÚ celkom",-4,null,null,",2",null,856.73,false]
["uver","out_SU_splatka",0,"decimal",1,"splátka úrokov a istiny SÚ",-4,null,null,{"$f":"CELL(\"format\",INDIRECT($A1255 & \"!\" & $B1255))","v":",2"},null,856.73,false]
["uver","out_SU_poistne",0,"decimal",1,"poistné SÚ",-4,null,null,",2",null,0,true]
["uver","out_SU_zaplatene_uroky",0,"decimal",1,"Zaplatené úroky zo SÚ celkom",-4,null,null,",2",null,36151.550652575803,false]
["premenne","prijmy_ziadatel_spolu",0,"decimal",1,"Príjmy žiadateľa spolu (Úvery/Smlouvy/Bonita/Klient )",-4,null,null,"C2","Úvery/Smlouvy/Bonita/Klient ",1186.8900000000001,false]
["premenne","prijmy_spoludlznik_spolu",0,"decimal",1,"Príjmy spoludlžníka spolu (Úvery/Smlouvy/Bonita/Partner klienta)",-4,null,null,"C2","Úvery/Smlouvy/Bonita/Partner klienta",558,false]
["premenne","min_vydavky_ziadatel",210.2,"decimal",1,"Minimálne výdavky domácnosti",-4,null,null,"C2",null,548.76,false]
["premenne","celkove_vydavky_ziadatel",0,"decimal",1,"Celkové výdavky domácnosti (Úvery/Smlouvy/Bonita/Klient )",-4,null,null,"C2","Úvery/Smlouvy/Bonita/Klient ",548.76,false]
["premenne","priznane_prijmy_spolu",0,"decimal",1,"Priznané príjmy spolu",-4,null,null,"C2",null,1744.89,false]
["premenne","priznane_prijmy_ziadatel",0,"decimal",1,"-",-4,null,null,"C2",null,1186.8900000000001,false]
["premenne","priznane_prijmy_spoludlznik",0,"decimal",1,"-",-4,null,null,"C2",null,558,false]
["premenne","disponibilne_zdroje_ziadatel",0,"decimal",1,"Disponibilné zdroje domácnosti (Úvery/Smlouvy/Bonita/Disponibilní zdroje domácnosti)",-4,null,null,"C2","Úvery/Smlouvy/Bonita/Disponibilní zdroje domácnosti",717.67800000000011,false]
["premenne","penazne_zavazky_ziadatel",0,"decimal",1,"-",-4,null,null,"C2",null,0,true]
["ziadatel","minimalne_vydavky_domacnost_ziadatel",0,"decimal",1,"-",-4,null,null,",2",null,548.76,false]
["ziadatel","out_ziadatel_bonita1",0.5,"decimal",1,"Splátka pre hodnotenie bonity (Úvery/Smlouvy/Bonita/Splátka pre bonitu)",-4,null,null,",2","Úvery/Smlouvy/Bonita/Splátka pre bonitu",856.73,false]
["ziadatel","rezerva_splatky_ziadatel",0,"decimal",1,"Splátka pre hodnotenie bonity (Úvery/Smlouvy/Bonita/Splátka pre bonitu)",-4,null,null,",2","Úvery/Smlouvy/Bonita/Splátka pre bonitu",856.73,false]
["premenne","celkova_zadlzenost",{"$f":"IF(INDIRECT($A1270 & \"!\" & $B1270)=\"\",\"N/A\",INDIRECT($A1270 & \"!\" & $B1270))","v":0},"decimal",1,"-",-4,null,null,"C2",null,163000,false]
["premenne","rozhodujuca_splatka",0,"decimal",1,"-",-4,null,null,",2",null,856.73,false]
["premenne","financny_ukazovatel_ziadatel",{"$error":"#DIV/0!"},"decimal",1,"Finančný ukazovateľ žiadateľa (Úvery/Smlouvy/Bonita/Finanční ukazatel)",-4,null,null,"F3","Úvery/Smlouvy/Bonita/Finanční ukazatel",1.1937526300095584,{"$f":"IF(OR(ISERROR(C1272),ISERROR(L1272)),FALSE,C1272=L1272)","v":false}]
["premenne","financny_ukazovatel_ziadatel_rezerva",{"$error":"#VALUE!"},"decimal",1,"-",-4,null,null,"P2",null,1,{"$f":"IF(OR(ISERROR(C1273),ISERROR(L1273)),FALSE,C1273=L1273)","v":false}]
["hodnotenie","hodnotenie_ziadatel_kod",{"$error":"#VALUE!"},"string",1,"Finančné hodnotenie žiadateľa",1,null,null,"G",null,"F",{"$f":"IF(OR(ISERROR(C1274),ISERROR(L1274)),FALSE,C1274=L1274)","v":false}]
["premenne","hodnotenie_ziadatel_nef_kod",{"$f":"IF(OR(login_utvar=0,hodnotenie_ziadatel_nef_kod=\"\"),\"N/A\",hodnotenie_ziadatel_nef_kod)","v":"N/A"},"string",0,"Nefinančné hodnotenie žiadateľa",1,null,null,"G",null,"B"]
["premenne","hodnotenie_ziadatel_nef_value",{"$f":"IF(OR(login_utvar=0,hodnotenie_ziadatel_nef_value=\"\"),\"N/A\",hodnotenie_ziadatel_nef_value)","v":"N/A"},"decimal",1,"Nefinančné hodnotenie žiadateľa - šifrovaná hodnota",-4,null,null,"F6",null,3.0646240000000002]
["premenne","hodnotenie_ziadatel_nef_karta",{"$f":"IF(OR(login_utvar=0,hodnotenie_ziadatel_nef_value=\"\"),\"N/A\",hodnotenie_ziadatel_nef_karta)","v":"N/A"},"string",1,"Nefinančné hodnotenie žiadateľa - skórovacia karta (E, N)",1,null,null,"G",null,"E"]
["premenne","hodnotenie_ziadatel_nef_verzia",{"$f":"IF(OR(login_utvar=0,hodnotenie_ziadatel_nef_value=\"\"),\"N/A\",hodnotenie_ziadatel_nef_verzia)","v":"N/A"},"string",1,"Nefinančné hodnotenie žiadateľa - verzia skóringu (X.Y)",3,null,null,"G",null,"2.3"]
["premenne","hodnotenie_ziadatel_kod_celk",{"$f":"IF(INDIRECT($A1279 & \"!\" & $B1279)=\"\",\"N/A\",INDIRECT($A1279 & \"!\" & $B1279))","v":{"$error":"#VALUE!"}},{"$f":"VLOOKUP($J1279,format_types,3,FALSE)","v":"string"},1,"Celkové hodnotenie žiadateľa",1,null,null,{"$f":"CELL(\"format\",INDIRECT($A1279 & \"!\" & $B1279))","v":"G"},"Úvery/Smlouvy/Bonita/Výsledek scoringu","B",{"$f":"IF(OR(ISERROR(C1279),ISERROR(L1279)),FALSE,C1279=L1279)","v":false}]
["premenne","DSTI",{"$error":"#DIV/0!"},"decimal",1,"-",-4,null,null,"P2",null,0.49099370160869737,false]
["premenne","DSTI_NBS",{"$error":"#DIV/0!"},"decimal",1,"-",-4,null,null,"P2",null,0.71625157800573513,false]
["premenne","DSTI_vyhodnotenie","nevyhovuje","string",1,"-",0,null,null,"G",null,"nevyhovuje",true]
["premenne","DSTI_limit",0.5,"decimal",1,"-",-4,null,null,"P2",null,0,false]
["premenne","LTI",{"$error":"#DIV/0!"},"decimal",1,"-",-4,null,null,"F2",null,7.7846358987290509,false]
["premenne","DTI",{"$error":"#DIV/0!"},"decimal",1,"-",-4,null,null,"F2",null,7.7846358987290509,false]
["premenne","prijmy_pristupitel_spolu",0,"decimal",1,"Príjmy pristupiteľa spolu (Úvery/Smlouvy/Bonita/Přistupitel 1)",-4,null,null,"C2","Úvery/Smlouvy/Bonita/Přistupitel 1",0,true]
["premenne","prijmy_manz_pristupitela_spolu",0,"decimal",1,"Príjmy manž. pristupiteľa spolu",-4,null,null,"C2",null,0,true]
["premenne","min_vydavky_pristupitel",0,"decimal",1,"Minimálne výdavky domácnosti pristupiteľa",-4,null,null,"C2",null,0,true]
["premenne","celkove_vydavky_pristupitel",0,"decimal",1,"Celkové výdavky domácnosti pristupiteľa (Úvery/Smlouvy/Bonita/Přistupitel 1)",-4,null,null,"C2","Úvery/Smlouvy/Bonita/Přistupitel 1",0,true]
["premenne","priznane_prijmy_spolu_pristupitel",0,"decimal",1,"Priznané príjmy pristupiteľa spolu",-4,null,null,"C2",null,0,true]
["premenne","priznane_prijmy_pristupitel",0,"decimal",1,"-",-4,null,null,"C2",null,0,true]
["premenne","priznane_prijmy_manz_pristupitela",0,"decimal",1,"-",-4,null,null,"C2",null,0,true]
["premenne","disponibilne_zdroje_pristupitel",0,"decimal",1,"Disponibilné zdroje domácnosti pristupiteľa",-4,null,null,"C2",null,0,true]
["premenne","penazne_zavazky_pristupitel",0,"decimal",1,"-",-4,null,null,"C2",null,0,true]
["pristupitel","minimalne_vydavky_domacnost_pristupitel",0,"decimal",1,"-",-4,null,null,",2",null,0,true]
["premenne","prijmy_rucitel1_spolu",0,"decimal",1,"Príjmy ručiteľa1 spolu (Úvery/Smlouvy/Bonita/Ručitel 1)",-4,null,null,"C2","Úvery/Smlouvy/Bonita/Ručitel 1",0,true]
["premenne","prijmy_manz_rucitel1_spolu",0,"decimal",1,"Príjmy manž. ručiteľa1 spolu",-4,null,null,"C2",null,0,true]
["premenne","min_vydavky_rucitel1",210.2,"decimal",1,"Minimálne výdavky domácnosti ručiteľa1",-4,null,null,"C2",null,210.2,true]
["premenne","celkove_vydavky_rucitel1",210.2,"decimal",1,"Celkové výdavky domácnosti ručiteľa1 (Úvery/Smlouvy/Bonita/Ručitel 1)",-4,null,null,"C2","Úvery/Smlouvy/Bonita/Ručitel 1",0,false]
["premenne","priznane_prijmy_spolu_rucitel1",0,"decimal",1,"Priznané príjmy ručiteľa1 spolu",-4,null,null,"C2",null,0,true]
["premenne","disponibilne_zdroje_rucitel1",-210.2,"decimal",1,"Disponibilné zdroje domácnosti ručiteľa1",-4,null,null,"C2",null,0,false]
["rucitel1","out_rucitel1_bonita1",0.5,"decimal",1,"Splátka pre hodnotenie bonity",-4,null,null,",2",null,856.73,false]
["premenne","financny_ukazovatel_rucitel1",{"$error":"#DIV/0!"},"decimal",1,"Finančný ukazovateľ ručiteľa1",-4,null,null,"F3",null,0,false]
["hodnotenie","hodnotenie_rucitel1_kod",{"$error":"#VALUE!"},"string",1,"Celkové hodnotenie ručiteľa1",1,null,null,"G",null,"A",false]
["premenne","prijmy_rucitel2_spolu",0,"decimal",1,"Príjmy ručiteľa2 spolu",-4,null,null,"C2",null,0,true]
["premenne","prijmy_manz_rucitel2_spolu",0,"decimal",1,"Príjmy manž. ručiteľa2 spolu",-4,null,null,"C2",null,0,true]
["premenne","min_vydavky_rucitel2",210.2,"decimal",1,"Minimálne výdavky domácnosti ručiteľa2",-4,null,null,"C2",null,210.2,true]
["premenne","celkove_vydavky_rucitel2",210.2,"decimal",1,"Celkové výdavky domácnosti ručiteľa2",-4,null,null,"C2",null,0,false]
["premenne","priznane_prijmy_spolu_rucitel2",0,"decimal",1,"Priznané príjmy ručiteľa2 spolu",-4,null,null,"C2",null,0,true]
["premenne","disponibilne_zdroje_rucitel2",-210.2,"decimal",1,"Disponibilné zdroje domácnosti ručiteľa2",-4,null,null,"C2",null,0,false]
["rucitel2","out_rucitel2_bonita1",0.5,"decimal",1,"Splátka pre hodnotenie bonity",-4,null,null,",2",null,856.73,false]
["premenne","financny_ukazovatel_rucitel2",{"$error":"#DIV/0!"},"decimal",1,"Finančný ukazovateľ ručiteľa2",-4,null,null,"F3",null,0,false]
["hodnotenie","hodnotenie_rucitel2_kod",{"$error":"#VALUE!"},"string",1,"Celkové hodnotenie ručiteľa2",1,null,null,"G",null,"A",false]
["premenne","urr_vzdelanie_ziadatel","N/A","string",1,"-",1,null,null,"G",null,"SS",false]
["premenne","urr_vyska_refinanc_uver",0,"decimal",1,"-",-4,null,null,{"$f":"CELL(\"format\",INDIRECT($A1315 & \"!\" & $B1315))","v":"F2"},null,159596.42000000001,false]
["premenne","urr_ucel","NU","string",1,"-",1,null,null,{"$f":"CELL(\"format\",INDIRECT($A1316 & \"!\" & $B1316))","v":"G"},null,"RS",{"$f":"IF(OR(ISERROR(C1316),ISERROR(L1316)),FALSE,C1316=L1316)","v":false}]
["premenne","urr_prijem_zdroj_ziadatel","BP","string",1,"-",1,null,null,{"$f":"CELL(\"format\",INDIRECT($A1317 & \"!\" & $B1317))","v":"G"},null,"ZA",{"$f":"IF(OR(ISERROR(C1317),ISERROR(L1317)),FALSE,C1317=L1317)","v":false}]
["premenne","urr_prijem_zdroj_spoludlznik","BP","string",1,"-",1,null,null,{"$f":"CELL(\"format\",INDIRECT($A1318 & \"!\" & $B1318))","v":"G"},null,"ZA",{"$f":"IF(OR(ISERROR(C1318),ISERROR(L1318)),FALSE,C1318=L1318)","v":false}]
["typy_sporenia","ts_K10_mmv",1.4E-2,"decimal",0,"-",0,null,null,"P2",null,1.4E-2,true]
["typy_sporenia","ts_K11_mmv",6.4999999999999997E-3,"decimal",0,"-",0,null,null,"P2",null,6.4999999999999997E-3,true]
["premenne","vek_ziadatel","N/A","int",1,"Vek žiadateľa v čase žiadosti",-1,null,null,"F0",null,34]
["premenne","self_employment_income",{"$f":"IF(self_employment_income=0,\"N/A\",IF(self_employment_income=1,TRUE,FALSE))","v":"N/A"},"boolean",1,"Ex.",-3,null,null,"B",null,"N/A"]
["premenne","typ_zmluvy",{"$f":"IF(typ_zmluvy=\"MU_N\",1,IF(typ_zmluvy=\"MU_E\",2,IF(typ_zmluvy=\"SU\",3,0)))","v":1},"int",1,"1-MU_N; 2-MU_E; 3-SU",-1,null,null,"F0",null,1]
["premenne","trv_kor_ina",{"$f":"ziad_kor_1","v":false},"boolean",1,"Iná korešpondenčná adresa žiadateľa.",-3,null,null,"B",null,false]
["premenne","trv_zam_ina",{"$f":"IF(zamestnavatel_mesto_ziadatel=\"\",\"N/A\",IF(mesto_trv_ziadatel=zamestnavatel_mesto_ziadatel,FALSE,IF(PSC_trv_ziadatel=zamestnavatel_PSC_ziadatel,FALSE,TRUE)))","v":"N/A"},"boolean",1,"TRUE/FALSE (psč), 1. porovnať obce, 2. psč, rozdielna trvalá adresa a adresa zamestnávateľa",-3,null,null,"B",null,true]
["premenne","kor_zam_ina",{"$f":"IF(OR(zamestnavatel_mesto_ziadatel=\"\",mesto_kor_ziadatel=\"\"),\"N/A\",IF(mesto_kor_ziadatel=zamestnavatel_mesto_ziadatel,FALSE,IF(PSC_kor_ziadatel=zamestnavatel_PSC_ziadatel,FALSE,TRUE)))","v":"N/A"},"boolean",1,"TRUE/FALSE (psč), 1. porovnať obce, 2. psč, rozdielna korešpodenčná adresa a adresa zamestnávateľa",-3,null,null,"B",null,"N/A"]
["premenne","K9_rovnaka_splatka",{"$f":"IF(INDIRECT($A1327 & \"!\" & $B1327)=\"\",\"N/A\",INDIRECT($A1327 & \"!\" & $B1327))","v":false},"boolean",0,"K9 - rovnaká splátka",0,null,null,"B",null,false]
["premenne","risc_band","L","string",1,"Risk band",1,null,null,{"$f":"CELL(\"format\",INDIRECT($A1328 & \"!\" & $B1328))","v":"G"},null,"M",{"$f":"IF(OR(ISERROR(C1328),ISERROR(L1328)),FALSE,C1328=L1328)","v":false}]
["premenne","fin_rezerva_percento",1,"decimal",1,"-",-4,null,null,"P2",null,0.28374842199426487,false]
["uver","splatnost_RK","N/A","int",0,"splatnost reko uveru v rokoch",-1,null,null,"F0",null,"N/A",true]
["uver","REKO_existujuci","N/A","string",0,"identifikator existujuceho klienta (ci splna na lubovolnej zmluve podmienky)",-5,null,null,"G",null,"N/A",true]
["premenne","p_REKO","N/A","string",0,"idientifikator, ci ide o ziadost z AMU+REKO",-3,null,null,"G",null,"N/A",true]
["uver","REKO_existujuci_zmluva","N/A","int",0,"zmluva na ktorej klient splna podmienky existujuceho klienta",-4,null,null,",0",null,"N/A",true,true]
["premenne","max_tenor_RK","N/A","int",1,"max mozna splatnost reko uveru",-1,null,null,"F0",null,"N/A",true]
["premenne","zaplatene_celkom",90.5,"decimal",1,"-",-4,null,null,",2",null,237589.69065257584,false]
["premenne","odplata_MU",{"$error":"#VALUE!"},"decimal",1,"-",0,null,null,"P2",null,1.5745398773006132E-2,false]
["premenne","odplata_SU",{"$error":"#DIV/0!"},"decimal",1,"-",0,null,null,"P2",null,3.9900000000000005E-2,false]
["premenne","priem_RPMN_MU",0.2,"decimal",1,"-",0,null,null,"P2",null,0,false]
["premenne","priem_RPMN_SU",0.2,"decimal",1,"-",0,null,null,"P2",null,0,false]
["premenne","p_prepocet_reftime","N/A",{"$f":"VLOOKUP($J1340,format_types,3,FALSE)","v":"string"},0,"-",50,null,null,"G",null,"N/A",true]
["ZaP","zap_UZ",0,"decimal",1,"-",-4,null,null,"P2",null,4.4000000000000003E-3,false]
["ZaP","zap_akcia_ZTS_zdarma",0,"decimal",1,"-",-4,null,null,"P2",null,0,true]
["tabulky","zap_scoring",2.5000000000000001E-3,"decimal",1,"-",-4,null,null,"P2",null,3.0000000000000001E-3,false]
["uver","zap_scoring_popis","Prirážka za Risk band 'L'","string",1,"-",0,null,null,"G",null,"Prirážka za Risk band 'M'",false]

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[null,"OSOBNÉ ÚDAJE A HODNOTENIE\nŽIADATEĽA A SPOLUŽIADATEĽA"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"kontrola - žiadateľ",null,{"$f":"chyb_hl_ziadatel_celk","v":"Zadajte pole: meno_ziadatel"},null,false,false,false,false,"zdravotný preukaz"]
[]
[null,"Číslo zmluvy o stavebnom sporení:",null,null,null,null,{"$f":"cislo_zmluvy","v":0},null,null,null,null,"/8170",null,"Dátum žiadosti:",null,null,{"$f":"datum_ziadosti","v":43875}]
[]
[]
[]
[null,"Žiadateľ o úver",null,null,null,null,null,null,null,null,"Spolužiadateľ (manželský partner žiadateľa):"]
[]
[null,"Meno:",null,null,null,null,null,null,null,null,"Meno:"]
[null,"Priezvisko:",null,null,null,null,null,null,null,null,"Priezvisko:",null,null,null,null,null,null,null,null,{"$f":"IF(OR(vykricnik_ziadatel=\"!!\",vykricnik_ziadatel=\"!!!\"),\"Vek žiadateľa prekročil 57 rokov a  nespĺňa podmienky pre poistenie!\",\"\")","v":""}]
[null,"Titul(y):",null,null,null,null,"za",null,null,null,"Titul(y):",null,null,null,null,"za",null,null,null,{"$f":"IF(OR(RC_ziadatel=\"\",prijmy_ziadatel_spolu=0),\"\",IF(H13>69,\"Žiadateľovi nie je možné poskytnúť úver pre vysoký vek.\",IF(OR(AND(ziadatel_vek_pri_splatnosti>podmienka_vek,bol_podmienka_vek),AND(p_vynimka_vek=FALSE,ziadatel_vek_pri_splatnosti>podmienka_vek)),\"Úver v ČSOB Stavebnej sporiteľni musí byť splatený do \" & podmienka_vek & \" roku veku žiadateľa. Zadajte vyššie vklady na stavebné sporenie, a/alebo vyššie splátky stavebného úveru, tak aby celková doba splatnosti nebola dlhšia ako \"& podmienka_vek*12-vek_ziadatel_mesiace&\" mesiacov.\",IF(AND(ziadatel_vek_pri_splatnosti>podmienka_vek,bol_podmienka_vek=FALSE),\"Podmienky pre udelenie výnimky nad 68 rokov v čase splatnosti neboli splnené!\",\"\"))))","v":""}]
[null,"Rodné číslo / vek:",null,{"$f":"IF(T12=\"\",\"\",\"!\") & IF(AND(poistenie_vybrane<>\"\",poistenie_vybrane<>\"bez poistenia\",vek_ziadatel>56,vek_ziadatel<>\"\"),\"!!\",\"\")","v":""},null,null,null,{"$f":"vek_ziadatel","v":""},"rokov",null,"Rodné číslo / vek:",null,{"$f":"IF(T16=\"\",\"\",\"!\")","v":""},null,null,null,{"$f":"vek_spoludlznik","v":""},"rokov"]
[null,"Mobilný telefón:",null,null,null,null,null,null,null,null,"Mobilný telefón:",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"DATEDIF(DATE(IF(LEN(RC_ziadatel)=9,1900,IF(VALUE(LEFT(RC_ziadatel,2))>=54,1900,2000))+VALUE(LEFT(RC_ziadatel,2)),IF(VALUE(MID(RC_ziadatel,3,2))>12,VALUE(MID(RC_ziadatel,3,2))-50,VALUE(MID(RC_ziadatel,3,2))),VALUE(MID(RC_ziadatel,5,2))),TODAY(),\"m\")","v":{"$error":"#VALUE!"}}]
[null,"Pevná linka:",null,null,null,null,null,null,null,null,"Pevná linka:",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(RC_ziadatel=\"\",-1,(DATEDIF(DATE(IF(LEN(RC_ziadatel)=9,1900,IF(VALUE(LEFT(RC_ziadatel,2))>=54,1900,2000))+VALUE(LEFT(RC_ziadatel,2)),IF(VALUE(MID(RC_ziadatel,3,2))>12,VALUE(MID(RC_ziadatel,3,2))-50,VALUE(MID(RC_ziadatel,3,2))),VALUE(MID(RC_ziadatel,5,2))),TODAY()+15,\"m\")+trvanie_MU+trvanie_SU)/12)","v":-1}]
[null,"E-mail",null,null,null,null,null,null,null,null,"E-mail",null,null,null,null,null,null,null,null,{"$f":"IF(OR(RC_spoludlznik=\"\",prijmy_spoludlznik_spolu=0),\"\",IF(Q13>74,\"Žiadateľovi nie je možné poskytnúť úver pre vysoký vek.\",IF(OR(AND(spoludlznik_vek_pri_splatnosti>podmienka_vek_II,bol_podmienka_vek),AND(p_vynimka_vek=FALSE,spoludlznik_vek_pri_splatnosti>podmienka_vek_II)),\"Úver v ČSOB Stavebnej sporiteľni musí byť splatený do \" & podmienka_vek_II & \" roku veku spolužiadateľa. Zadajte vyššie vklady na stavebné sporenie, a/alebo vyššie splátky stavebného úveru, tak aby celková doba splatnosti nebola dlhšia ako \"& podmienka_vek_II*12-vek_spoludlznik_mesiace&\" mesiacov.\",IF(AND(spoludlznik_vek_pri_splatnosti>podmienka_vek_II,bol_podmienka_vek=FALSE),\"Podmienky pre udelenie výnimky nad 68 rokov v čase splatnosti neboli splnené!\",\"\"))))","v":""},null,null,null,{"$f":"IF(RC_spoludlznik=\"\",-1,(DATEDIF(DATE(IF(LEN(RC_spoludlznik)=9,1900,IF(VALUE(LEFT(RC_spoludlznik,2))>=54,1900,2000))+VALUE(LEFT(RC_spoludlznik,2)),IF(VALUE(MID(RC_spoludlznik,3,2))>12,VALUE(MID(RC_spoludlznik,3,2))-50,VALUE(MID(RC_spoludlznik,3,2))),VALUE(MID(RC_spoludlznik,5,2))),TODAY()+15,\"m\")+trvanie_MU+trvanie_SU)/12)","v":-1},null,null,{"$f":"funKontrolaEmail(email_ziadatel)","v":false}]
[null,"Rodinný stav:",null,null,null,null,null,null,null,null,"Rodinný stav:",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"DATEDIF(DATE(IF(LEN(RC_spoludlznik)=9,1900,IF(VALUE(LEFT(RC_spoludlznik,2))>=54,1900,2000))+VALUE(LEFT(RC_spoludlznik,2)),IF(VALUE(MID(RC_spoludlznik,3,2))>12,VALUE(MID(RC_spoludlznik,3,2))-50,VALUE(MID(RC_spoludlznik,3,2))),VALUE(MID(RC_spoludlznik,5,2))),TODAY(),\"m\")","v":{"$error":"#VALUE!"}},null,null,{"$f":"funKontrolaEmail(email_spoludlznik)","v":false}]
[null,"Vzdelanie: *"]
[null,"Doklad totožnosti/číslo:"]
[null,"Dôchodca:",null,null,null,"Študent:",null,null,null,null,"Dôchodca:"]
[null,"Štátna príslušnosť:",null,null,null,null,null,null,null,null,"Štátna príslušnosť:"]
[null,"S osobitným vzťahom k banke:",null,null,null,null,null,null,null,null,"S osobitným vzťahom k banke:"]
[null,"IBAN:","IBAN:",null,null,null,null,null,null,null,"IBAN:"]
[null,"BIC:",null,null,null,null,null,null,null,null,"BIC:"]
[]
[]
[]
[null,"Kontaktné údaje žiadateľa:",null,null,null,null,null,null,null,null,"Kontaktné údaje spolužiadateľa:"]
[]
[null,"Adresa trvalého bydliska:",null,null,null,null,null,null,null,null,"Adresa trvalého bydliska:"]
[null,"Ulica, číslo:",null,null,null,null,null,null,null,null,"Ulica, číslo:"]
[null,"Mesto / obec:",null,null,null,null,null,null,null,null,"Mesto / obec:"]
[null,"PSČ:",null,null,null,null,null,null,null,null,"PSČ:"]
[null,"Štát:",null,null,null,null,null,null,null,null,"Štát:"]
[null,"Kraj:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(OR(mesto_trv_ziadatel=\"\",kraj_trv_ziadatel=\"\",okres_trv_ziadatel=\"\",ziadatel_chh_nesulad_kraj_okr<>\"\"),\"\",IF(AND(IFERROR(IF(mesto_trv_ziadatel=\"Bratislava\",\"Bratislava\",IF(mesto_trv_ziadatel=\"Košice\",\"Košice\",INDIRECT(\"zoznamy!EN\" & MATCH(mesto_trv_ziadatel,zoznamy!EO:EO,0))))=IF(mesto_trv_ziadatel=\"Bratislava\",\"Bratislava\",IF(mesto_trv_ziadatel=\"Košice\",\"Košice\",okres_trv_ziadatel)),FALSE),IFERROR(INDIRECT(\"zoznamy!EM\" & MATCH(mesto_trv_ziadatel,zoznamy!EO:EO,0))=kraj_trv_ziadatel,FALSE)),\"\",\"Skontrolujte správnosť údajov obce, kraja a okresu trvalého bydliska žiadateľa!\"))","v":""}]
[null,"Okres:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(OR(kraj_trv_ziadatel=\"\",okres_trv_ziadatel=\"\"),\"\",IF(INDIRECT(\"zoznamy!BS\" & MATCH(okres_trv_ziadatel,zoznamy!BT:BT,0))=kraj_trv_ziadatel,\"\",\"Nesúlad okresu a kraja bydliska žiadateľa!\"))","v":""}]
[null,"Trvalý pobyt od roku:"]
[null,{"$f":"IF(ziad_kor_1,\"Korešpondenčná adresa:\",\"\")","v":""},null,null,null,null,null,null,null,null,{"$f":"IF(ziad_kor_2,\"Korešpondenčná adresa:\",\"\")","v":""}]
[null,{"$f":"IF(ziad_kor_1=TRUE,\"Ulica, číslo:\",\"\")","v":""},null,null,null,null,null,null,null,null,{"$f":"IF(ziad_kor_2=TRUE,\"Ulica, číslo:\",\"\")","v":""}]
[null,{"$f":"IF(ziad_kor_1=TRUE,\"Mesto / obec:\",\"\")","v":""},null,null,null,null,null,null,null,null,{"$f":"IF(ziad_kor_2=TRUE,\"Mesto / obec:\",\"\")","v":""}]
[null,{"$f":"IF(ziad_kor_1=TRUE,\"PSČ:\",\"\")","v":""},null,null,null,null,null,null,null,null,{"$f":"IF(ziad_kor_2=TRUE,\"PSČ:\",\"\")","v":""}]
[null,{"$f":"IF(ziad_kor_1=TRUE,\"Štát:\",\"\")","v":""},null,null,null,null,null,null,null,null,{"$f":"IF(ziad_kor_2=TRUE,\"Štát:\",\"\")","v":""}]
[null,{"$f":"IF(ziad_kor_1=TRUE,\"Korešpondenčná adresa od roku:\",\"\")","v":""}]
[]
[null,"Pobyt v SR od roku:",null,null,null,null,null,null,null,null,"Pobyt v SR od roku:"]
[null,"Spôsob bývania:"]
[null,{"$f":"IF(typ_zmluvy=\"MU_N\",\"Daňové identifikačné číslo:\",\"\")","v":"Daňové identifikačné číslo:"}]
[null,{"$f":"IF(typ_zmluvy=\"MU_N\",\"Štát daňovej rezidencie:\",\"\")","v":"Štát daňovej rezidencie:"}]
[null,{"$f":"IF(typ_zmluvy=\"MU_N\",\"Dôvodom nesúladu medzi štátom trvalého bydliska a štátom daňovej rezidencie je:\",\"\")","v":"Dôvodom nesúladu medzi štátom trvalého bydliska a štátom daňovej rezidencie je:"}]
[]
[]
[]
[null,"Údaje o zamestnaní žiadateľa (najprv zadajte mesačné príjmy):",null,null,null,null,null,null,null,null,"Údaje o zamestnaní spolužiadateľa:"]
[]
[null,"Názov zamestnávateľa:",null,null,null,null,null,null,null,null,"Názov zamestnávateľa:"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(funOverRC_ICO(zamestnavatel_ICO_ziadatel)=1,prijmy_zahr_ziadatel=\"v zahraničí\")","v":false}]
[null,"IČO:",null,null,null,null,null,null,null,null,"IČO:",null,null,null,null,null,null,null,null,{"$f":"OR(funOverRC_ICO(zamestnavatel_ICO_spoludlznik)=1,prijmy_zahr_spoludlznik=\"v zahraničí\")","v":false}]
[null,"Adresa zamestnávateľa:",null,null,null,null,null,null,null,null,"Adresa zamestnávateľa:"]
[null,"Ulica, číslo:",null,null,null,null,null,null,null,null,"Ulica, číslo:"]
[null,"Mesto / obec:",null,null,null,null,null,null,null,null,"Mesto / obec:"]
[null,"PSČ:",null,null,null,null,null,null,null,null,"PSČ:",null,null,null,null,null,null,null,null,{"$f":"OR(AND(zamestnavatel_PSC_ziadatel>0,zamestnavatel_PSC_ziadatel<99999),prijmy_zahr_ziadatel=\"v zahraničí\")","v":false}]
[null,"Štát:",null,null,null,null,null,null,null,null,"Štát:",null,null,null,null,null,null,null,null,{"$f":"OR(AND(zamestnavatel_PSC_spoludlznik>0,zamestnavatel_PSC_spoludlznik<99999),prijmy_zahr_spoludlznik=\"v zahraničí\")","v":false}]
[null,"ceo"]
[null,"Pracovná pozícia / funkcia:",null,null,null,null,null,null,null,null,"Pracovná pozícia / funkcia:"]
[null,"Pracovný pomer od dátumu:",null,null,null,null,null,null,null,null,"Pracovný pomer od dátumu:"]
[null,"Druh prac. pomeru / do:",null,null,null,null,null,null,null,null,"Druh prac. pomeru / do:"]
[null,"Zamestnávateľ rodinný príslušník:",null,null,null,null,null,null,null,null,"Zamestnávateľ rodinný príslušník:"]
[null,"Telefón do zamestnania:",null,null,null,null,null,null,null,null,"Telefón do zamestnania:",null,null,null,null,null,null,null,null,"skryté"]
[]
[]
[]
[null,"Podnikateľská činnosť žiadateľa:",null,null,null,{"$f":"IF(ziad_pod_cin,ano,nie)","v":"nie"},null,null,null,null,"Podnikateľská činnosť spolužiadateľa:",null,null,null,null,{"$f":"IF(spoludlznik_pod_cin,ano,nie)","v":"nie"}]
[]
[null,{"$f":"IF(podnikanie_ziadatel=ano,\"Druh podnikateľskej činnosti:\",\"\")","v":""},null,null,null,null,null,null,null,null,{"$f":"IF(podnikanie_spoludlznik=ano,\"Druh podnikateľskej činnosti:\",\"\")","v":""}]
[null,{"$f":"IF(podnikanie_ziadatel=ano,\"Podnikateľská činnosť od dátumu:\",\"\")","v":""},null,null,null,null,null,null,null,null,{"$f":"IF(podnikanie_spoludlznik=ano,\"Podnikateľská činnosť od dátumu:\",\"\")","v":""},null,null,null,null,null,null,null,null,{"$f":"funOverRC_ICO(ICO_ziadatel)=1","v":false}]
[null,{"$f":"IF(podnikanie_ziadatel=ano,\"IČO (resp. DIČ):\",\"\")","v":""},null,null,null,null,null,null,null,null,{"$f":"IF(podnikanie_spoludlznik=ano,\"IČO (resp. DIČ):\",\"\")","v":""},null,null,null,null,null,null,null,null,{"$f":"funOverRC_ICO(ICO_spoludlznik)=1","v":false}]
[null,"Majetkové podiely žiadateľa:",null,null,null,null,null,null,null,null,"Majetkové podiely žiadateľa:",null,null,null,null,null,null,null,null,"skryté"]
[null,"Názov spoločnosti:",null,null,null,null,null,null,null,null,"Názov spoločnosti:",null,null,null,null,null,null,null,null,"skryté"]
[null,"IČO:",null,null,null,null,null,null,null,null,"IČO:",null,null,null,null,null,null,null,null,"skryté"]
[null,"Percentuálny podiel:",null,null,null,null,null,null,null,null,"Percentuálny podiel:",null,null,null,null,null,null,null,null,"skryté"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"skryté"]
[null,"Názov spoločnosti:",null,null,null,null,null,null,null,null,"Názov spoločnosti:",null,null,null,null,null,null,null,null,"skryté"]
[null,"IČO:",null,null,null,null,null,null,null,null,"IČO:",null,null,null,null,null,null,null,null,"skryté"]
[null,"Percentuálny podiel:",null,null,null,null,null,null,null,null,"Percentuálny podiel:",null,null,null,null,null,null,null,null,"skryté"]
[]
[]
[]
[null,"Pracovné zaradenie žiadateľa (najprv zadajte mesačné príjmy):",null,null,null,null,null,null,null,null,"Pracovné zaradenie spolužiadateľa (najprv zadajte príjmy):"]
[]
[null,"Typ zamestnania:",null,null,null,null,null,null,null,null,"Typ zamestnania:"]
[null,"Pracovná oblasť:",null,null,null,null,null,null,null,null,"Pracovná oblasť:"]
[null,"Typ pracovnej činnosti:",null,null,null,null,null,null,null,null,"Typ pracovnej činnosti:"]
[null,"Forma vyplácania:",null,null,null,null,null,null,null,null,"Forma vyplácania:"]
[]
[]
[]
[null,"Čisté mesačné príjmy žiadateľa:",null,null,null,{"$f":"IF(login_utvar>0,\"overenie príjmu \",\"\")","v":""},null,null,{"$f":"IF(login_utvar>0,IF(p_overenie_prijmu_UU,\"áno\",IF(p_overenie_prijmu_UU=\"\",\"-\",\"nie\")),\"\")","v":""},null,"Čisté mesačné príjmy spolužiadateľa:",null,null,null,null,null,""]
[]
[null,"z podnikania:",null,null,null,null,null,null,null,null,"z podnikania:"]
[null,"zo závislej činnosti:",null,null,null,null,null,null,null,null,"zo závislej činnosti:"]
[null,{"$f":"IF(prijmy_zahr_ziadatel=\"v zahraničí\",\"Príjem v zahraničí v mene:\",\"\")","v":""},null,null,null,null,null,null,null,null,{"$f":"IF(prijmy_zahr_spoludlznik=\"v zahraničí\",\"Príjem v zahraničí v mene:\",\"\")","v":""}]
[null,"Diéty:",null,null,null,null,null,null,null,null,"Diéty:"]
[null,"Dôchodky:",null,null,null,null,null,null,null,null,"Dôchodky:",null,null,null,null,null,null,null,null,null,{"$f":"H103=\"invalidný čiastočný\"","v":false},{"$f":"Q103=\"invalidný čiastočný\"","v":false}]
[null,"Rodičovský príspevok, prídavky:",null,null,null,null,null,null,null,null,"Rodičovský príspevok, prídavky:"]
[null,"Iné príjmy",null,null,null,null,null,null,null,null,"Iné príjmy",null,null,null,null,null,null,null,null,null,{"$f":"OR(H105=\"invalidný čiastočný\",H105=\"odmena pestúna\",H105=\"prísp.za opatrovanie\")","v":false},{"$f":"IF(OR(Q105=\"odmena pestúna\",Q105=\"prísp.za opatrovanie\"),TRUE,FALSE)","v":false}]
[null,"Príjmy spolu:",null,null,{"$f":"prijmy_ziadatel_spolu","v":0},null,null,null,null,null,"Príjmy spolu:",null,null,{"$f":"prijmy_spoludlznik_spolu","v":0}]
[]
[]
[]
[null,"Dokladovanie príjmu:",null,null,{"$f":"IF(AND(prijmy_zavisla_cin_ziadatel>0,pracovna_cinnost_ziadatel<>\"Štátna a verejná služba\"),\"Overenie príjmu v Soc.poisťovni:\",\"\")","v":""},null,null,null,null,null,"Splátky existujúcich úverov, iné pravidelné platby:"]
[null,null,null,null,null,null,null,null,null,null,null,"Typ výdavku",null,"Splátka/\nÚver. limit",null,"Zostatok/\nVyužitie",null,{"$f":"IF(login_utvar>0,\"Splátky UR/\nstresované\",\"\")","v":""},null,{"$f":"IF(IFERROR(AND(financny_ukazovatel_ziadatel>1,fin_rezerva_percento>=min_fin_rezerva_percento),FALSE),\"Klient nemá dostatočnú finančnú rezervu, požadovaný úver môže byť znížený schvaľovateľom.\nPrípadne môžete pridať ďalšieho účastníka s dostatočným príjmom.\",\"\")","v":""}]
[null,"Výdavky domácnosti:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(stav_ziadatel=\"ženatý/vydatá bez BSM\",IF(pocet_clenov_dom_ziadatel-pocet_deti_ziadatel>=2,\"\",\"Do počtu členov domácnosti je potrebné uviesť aj manželského partnera!\"),\"\")","v":""},null,null,null,{"$f":"SUMIF(zoznam_druh_splatok_ziadatel,\"Lízing\",zoznam_splatok_ziadatel)","v":0},null,null,{"$f":"IF(splatka1_druh_ziadatel<>splatka_precerpanie_limit,funFill(splatka1_vyska_ziadatel_pom),\"\")","v":""},{"$f":"IF(splatka1_druh_ziadatel=splatka_precerpanie_limit,splatka1_vyska_ziadatel_pom,\"\")","v":""},{"$f":"IF(splatka1_druh_ziadatel<>splatka_precerpanie_limit,splatka1_stresovana_ziadatel,0)","v":0}]
[null,"Počet členov domácnosti:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUMIF(zoznam_druh_splatok_ziadatel,\"Poistné\",zoznam_splatok_ziadatel)","v":0},{"$f":"IF(RC_ziadatel<>\"\",IF(RC_spoludlznik<>\"\",2,1),0)","v":0},{"$f":"SUMIF(zoznam_druh_splatok_ziadatel,\"Výživné\",zoznam_splatok_ziadatel)","v":0},{"$f":"IF(splatka2_druh_ziadatel<>splatka_precerpanie_limit,funFill(splatka2_vyska_ziadatel_pom),\"\")","v":""},{"$f":"IF(splatka2_druh_ziadatel=splatka_precerpanie_limit,splatka2_vyska_ziadatel_pom,\"\")","v":""},{"$f":"IF(splatka2_druh_ziadatel<>splatka_precerpanie_limit,splatka2_stresovana_ziadatel,0)","v":0}]
[null,"Z toho nezaopatrené deti:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(stav_ziadatel<>\"\",IF(stav_ziadatel<>\"ženatý/vydatá bez BSM\",IF(pocet_clenov_dom_ziadatel<>pocet_deti_ziadatel+pom_pocet_rc_ziadatel,\"Skontrolujte údaje počtu detí, počet členov domácnosti a správnosť vyplnení rodných čísel!\",\"\"),\"\"),\"\")","v":""},null,null,null,{"$f":"SUMIF(zoznam_druh_splatok_ziadatel,\"Vklad stavebného sporenia\",zoznam_splatok_ziadatel)","v":0},null,null,{"$f":"IF(splatka3_druh_ziadatel<>splatka_precerpanie_limit,funFill(splatka3_vyska_ziadatel_pom),\"\")","v":""},{"$f":"IF(splatka3_druh_ziadatel=splatka_precerpanie_limit,splatka3_vyska_ziadatel_pom,\"\")","v":""},{"$f":"IF(splatka2_druh_ziadatel<>splatka_precerpanie_limit,splatka2_stresovana_ziadatel,0)","v":0}]
[null,"Počet členov s príjmom",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUMIF(zoznam_druh_splatok_ziadatel,\"Iné výdavky\",zoznam_splatok_ziadatel)","v":0},null,null,{"$f":"IF(splatka4_druh_ziadatel<>splatka_precerpanie_limit,funFill(splatka4_vyska_ziadatel_pom),\"\")","v":""},{"$f":"IF(splatka4_druh_ziadatel=splatka_precerpanie_limit,splatka4_vyska_ziadatel_pom,\"\")","v":""},{"$f":"IF(splatka2_druh_ziadatel<>splatka_precerpanie_limit,splatka2_stresovana_ziadatel,0)","v":0}]
[null,"Minimálne výdavky domácnosti:",null,null,{"$f":"IF(RC_ziadatel=\"\",0,IF(uver_vzz=0,min_vydavky_ziadatel_UVB,IF(zabezpecenie_final=zab_nehn,min_vydavky_ziadatel_nehnutelnost,min_vydavky_ziadatel)))","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(\nIF(OR(splatka1_druh_ziadatel=\"Úver - banka/sporiteľňa\",splatka1_druh_ziadatel=\"Splátkové spoločnosti\"),IF(login_utvar=0,koef_splatky_spotrebitelsky*IF(splatka1_vyska_ziadatel=\"\",0,splatka1_vyska_ziadatel),splatka1_stresovana_ziadatel),0),\nIF(OR(splatka2_druh_ziadatel=\"Úver - banka/sporiteľňa\",splatka2_druh_ziadatel=\"Splátkové spoločnosti\"),IF(login_utvar=0,koef_splatky_spotrebitelsky*IF(splatka2_vyska_ziadatel=\"\",0,splatka2_vyska_ziadatel),splatka2_stresovana_ziadatel),0),\nIF(OR(splatka3_druh_ziadatel=\"Úver - banka/sporiteľňa\",splatka3_druh_ziadatel=\"Splátkové spoločnosti\"),IF(login_utvar=0,koef_splatky_spotrebitelsky*IF(splatka3_vyska_ziadatel=\"\",0,splatka3_vyska_ziadatel),splatka3_stresovana_ziadatel),0),\nIF(OR(splatka4_druh_ziadatel=\"Úver - banka/sporiteľňa\",splatka4_druh_ziadatel=\"Splátkové spoločnosti\"),IF(login_utvar=0,koef_splatky_spotrebitelsky*IF(splatka4_vyska_ziadatel=\"\",0,splatka4_vyska_ziadatel),splatka4_stresovana_ziadatel),0),\nIF(OR(splatka5_druh_ziadatel=\"Úver - banka/sporiteľňa\",splatka5_druh_ziadatel=\"Splátkové spoločnosti\"),IF(login_utvar=0,koef_splatky_spotrebitelsky*IF(splatka5_vyska_ziadatel=\"\",0,splatka5_vyska_ziadatel),splatka5_stresovana_ziadatel),0),\nIF(OR(splatka6_druh_ziadatel=\"Úver - banka/sporiteľňa\",splatka6_druh_ziadatel=\"Splátkové spoločnosti\"),IF(login_utvar=0,koef_splatky_spotrebitelsky*IF(splatka6_vyska_ziadatel=\"\",0,splatka6_vyska_ziadatel),splatka6_stresovana_ziadatel),0),\nIF(OR(splatka7_druh_ziadatel=\"Úver - banka/sporiteľňa\",splatka7_druh_ziadatel=\"Splátkové spoločnosti\"),IF(login_utvar=0,koef_splatky_spotrebitelsky*IF(splatka7_vyska_ziadatel=\"\",0,splatka7_vyska_ziadatel),splatka7_stresovana_ziadatel),0),\nIF(OR(splatka8_druh_ziadatel=\"Úver - banka/sporiteľňa\",splatka8_druh_ziadatel=\"Splátkové spoločnosti\"),IF(login_utvar=0,koef_splatky_spotrebitelsky*IF(splatka8_vyska_ziadatel=\"\",0,splatka8_vyska_ziadatel),splatka8_stresovana_ziadatel),0))","v":0},null,null,{"$f":"IF(splatka5_druh_ziadatel<>splatka_precerpanie_limit,funFill(splatka5_vyska_ziadatel_pom),\"\")","v":""},{"$f":"IF(splatka5_druh_ziadatel=splatka_precerpanie_limit,splatka5_vyska_ziadatel_pom,\"\")","v":""},{"$f":"IF(splatka5_druh_ziadatel<>splatka_precerpanie_limit,splatka5_stresovana_ziadatel,0)","v":0}]
[null,{"$f":"IF(uver_vzz=0,\"\",IF(uver_vzz=1,\"\",\"Skutočné výdavky domácnosti:\"))","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(real_vydavky_ziadatel>0,real_vydavky_ziadatel<minimalne_vydavky_domacnost_ziadatel),\"Skutočné výdavky sú nižšie ako minimálne!\",\"\")","v":""},null,null,null,{"$f":"SUMIF(zoznam_druh_splatok_ziadatel,\"Prečerpanie BU/limit kredit.karty\",zoznam_splatok_ziadatel)*koef_limit_UVB","v":0},{"$f":"SUMIF(zoznam_druh_splatok_ziadatel,\"Prečerpanie BU/limit kredit.karty\",zoznam_splatok_ziadatel)*koef_limit_DSTI","v":0},null,{"$f":"IF(splatka6_druh_ziadatel<>splatka_precerpanie_limit,funFill(splatka6_vyska_ziadatel_pom),\"\")","v":""},{"$f":"IF(splatka6_druh_ziadatel=splatka_precerpanie_limit,splatka6_vyska_ziadatel_pom,\"\")","v":""},{"$f":"IF(splatka6_druh_ziadatel<>splatka_precerpanie_limit,splatka6_stresovana_ziadatel,0)","v":0}]
[null,"Výživné:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUMIF(zoznam_druh_splatok_ziadatel,\"Prečerpanie BU/limit kredit.karty\",zoznam_zostatok_ziadatel)*koef_limit_UVB","v":0},null,null,{"$f":"IF(splatka7_druh_ziadatel<>splatka_precerpanie_limit,funFill(splatka7_vyska_ziadatel_pom),\"\")","v":""},{"$f":"IF(splatka7_druh_ziadatel=splatka_precerpanie_limit,splatka7_vyska_ziadatel_pom,\"\")","v":""},{"$f":"IF(splatka7_druh_ziadatel<>splatka_precerpanie_limit,splatka7_stresovana_ziadatel,0)","v":0}]
[null,{"$f":"IF(uver_vzz=0,\"\",IF(uver_vzz=1,\"\",\"Celkové výdavky domácnosti:\"))","v":""},null,null,{"$f":"IF(uver_vzz=0,\"\",IF(uver_vzz=1,\"\",celkove_vydavky_ziadatel))","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(IFERROR(DTI,0)>8,\"Vzhľadom na vysokú celkovú zadĺženosť, požadovaný úver môže byť znížený schvaľovateľom.\",\"\")","v":""},null,null,null,null,null,null,{"$f":"IF(splatka8_druh_ziadatel<>splatka_precerpanie_limit,funFill(splatka8_vyska_ziadatel_pom),\"\")","v":""},{"$f":"IF(splatka8_druh_ziadatel=splatka_precerpanie_limit,splatka8_vyska_ziadatel_pom,\"\")","v":""},{"$f":"IF(splatka8_druh_ziadatel<>splatka_precerpanie_limit,splatka8_stresovana_ziadatel,0)","v":0}]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(login_utvar>0,prijmy_spolu_celkove>0),\"DSTI: \" & TEXT(DSTI,\"0,00%\"),\"\")","v":""}]
[]
[null,"Priznané príjmy spolu:",null,null,{"$f":"priznane_prijmy_spolu","v":0},null,null,null,null,null,"Splátka pre hodnotenie bonity:",null,null,{"$f":"IF(virtualna_splatka_MU+dosporovanie+virtualne_poistne_MU>virtualna_splatka_SU+virtualne_poistne_SU,out_MU_Mesacna_splatka_celkom,uver!N79)","v":0.5},null,{"$f":"rozhodujuca_splatka","v":0},null,null,null,{"$f":"IF(AND(login_utvar>0,prijmy_spolu_celkove>0),\"DTI: \" & TEXT(DTI,\"0,00\"),\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"Finančný ukazovateľ:",null,null,{"$f":"financny_ukazovatel_ziadatel","v":{"$error":"#DIV/0!"}},null,{"$f":"hodnotenie_ziadatel_text","v":{"$error":"#VALUE!"}},null,null,null,{"$f":"IF(AND(login_utvar>0,prijmy_spolu_celkove>0),\"Fin. rezerva: \" & TEXT(fin_rezerva_percento,\"0,00%\"),\"\")","v":""}]
[null,{"$f":"IF(uver_vzz=0,\"\",\"Výdavky spolu:\")","v":""},null,null,{"$f":"IF(uver_vzz=0,\"\",celkove_vydavky_ziadatel)","v":""},null,null,null,null,null,{"$f":"IF(login_utvar>0,\"Nefinančný ukazovateľ:\",\"\")","v":""},null,null,{"$f":"IF(login_utvar>0,hodnotenie_ziadatel_nef_kod,\"\")","v":""},null,null,null,null,null,{"$f":"IF(AND(login_utvar>0,prijmy_spolu_celkove>0),\"DSTI_NBS: \" & TEXT(DSTI_NBS,\"0,00%\"),\"\")","v":""}]
[null,"Disponibilné zdroje domácnosti:",null,null,{"$f":"disponibilne_zdroje_ziadatel","v":0},null,null,null,null,null,"Celkové hodnotenie:",null,null,{"$f":"hodnotenie_ziadatel_text_celk","v":{"$error":"#VALUE!"}}]
[null,{"$f":"IF(AND(login_utvar>0,OR(uver_vzz=0,uver_vzz=1)),\"Celkové náklady:\",\"\")","v":""},null,null,{"$f":"IF(login_utvar>0,celkove_naklady_ziadatel,\"\")","v":""},null,null,{"$f":"IF(AND(login_utvar>0,uver_vzz=0),\"∑ \" & ROUND(SUM(E129:G130),2) & \" €\",\"\")","v":""}]
[null,{"$f":"IF(login_utvar>0,\"Peňažné záväzky:\",\"\")","v":""},null,null,{"$f":"IF(login_utvar>0,penazne_zavazky_ziadatel,\"\")","v":""}]
[]
[null,"* - nepovinný údaj"]
[null,{"$f":"\"Poradca: \"&poradca_meno&\" \"&poradca_priezvisko&IF(poradca_titul=\"\",\"\",\", \"&poradca_titul)&\", číslo: \"&poradca_cislo&\", tel.: \"&poradca_telefon","v":"Poradca:  , číslo: , tel.: "},null,null,null,null,null,null,null,null,{"$f":"IF(p_pomocka=\"\",\"\",p_pomocka)","v":""}]
[]
[null,"ČSOB stavebná sporiteľňa, a.s.\nBratislava 1, PSČ 811 02, Žižkova 11; IČO: 35 799 200; DIČ: 2021544030; IČ pre DPH: SK7020000218 \nzapísaná v Obchodnom registri Okresného súdu Bratislava I. v odd. Sa, vložka č. 2590/B\ninfolinka: 0800 111 303,  fax:  02 5966 7920; www.csob.sk; csobsp@csobsp.sk",null,null,null,null,null,null,null,null,null,null,null,"XML:",null,{"$f":"generovanie","v":"2020-02-14T12:49:06.920"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"Verzia:",null,{"$f":"file_name","v":"SP_EZU_FO_20200215v32.2"}]

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[null,"OSOBNÉ ÚDAJE A HODNOTENIE\nPRISTUPITEĽA A JEHO MANŽELSKÉHO PARTNERA"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"kontrola - pristupiteľ",null,{"$f":"chyb_hl_pristupitel_celk","v":"NEVSTUPUJE"},null,false,false,false,false]
[]
[null,"Číslo zmluvy o stavebnom sporení:",null,null,null,null,{"$f":"cislo_zmluvy","v":0},null,null,null,null,"/8170",null,"Dátum žiadosti:",null,null,{"$f":"datum_ziadosti","v":43875}]
[]
[]
[]
[null,"Žiadateľ o úver:",null,null,null,null,null,null,null,null,"Spolužiadateľ (manželský partner žiadateľa):"]
[]
[null,"Meno, priezvisko, titul:",null,null,{"$f":"TRIM(IF(titul_pred_ziadatel=\"\",\"\",titul_pred_ziadatel)&\" \"&IF(meno_ziadatel=\"\",\"\",meno_ziadatel)&\" \"&IF(priezvisko_ziadatel=\"\",\"\",priezvisko_ziadatel)&IF(titul_za_ziadatel=\"\",\"\",\", \"&titul_za_ziadatel))","v":""},null,null,null,null,null,"Meno, priezvisko, titul:",null,null,{"$f":"TRIM(IF(titul_pred_spoludlznik=\"\",\"\",titul_pred_spoludlznik)&\" \"&IF(meno_spoludlznik=\"\",\"\",meno_spoludlznik)&\" \"&IF(priezvisko_spoludlznik=\"\",\"\",priezvisko_spoludlznik)&IF(titul_za_spoludlznik=\"\",\"\",\", \"&titul_za_spoludlznik))","v":""}]
[null,"Rodné číslo:",null,null,{"$f":"IF(RC_ziadatel=\"\",\"\",RC_ziadatel)","v":""},null,null,null,null,null,"Rodné číslo:",null,null,{"$f":"IF(RC_spoludlznik=\"\",\"\",RC_spoludlznik)","v":""}]
[]
[]
[]
[null,"Pristupiteľ:",null,null,null,null,null,null,null,null,"Manželský partner pristupiteľa:"]
[]
[null,"Meno:",null,null,null,null,null,null,null,null,"Meno:",null,null,null,null,null,null,null,null,{"$f":"IF(OR(RC_pristupitel=\"\",prijmy_pristupitel_spolu=0),\"\",IF(H20>74,\"Žiadateľovi nie je možné poskytnúť úver pre vysoký vek.\",IF(OR(AND(pristupitel_vek_pri_splatnosti>podmienka_vek_II,bol_podmienka_vek),AND(p_vynimka_vek=FALSE,pristupitel_vek_pri_splatnosti>podmienka_vek_II)),\"Úver v ČSOB Stavebnej sporiteľni musí byť splatený do \" & podmienka_vek_II & \" roku veku účastníkov. Zadajte vyššie vklady na stavebné sporenie, a/alebo vyššie splátky stavebného úveru, tak aby celková doba splatnosti nebola dlhšia ako \"&podmienka_vek_II*12-vek_pristupitel_mesiace&\" mesiacov.\",IF(AND(pristupitel_vek_pri_splatnosti>podmienka_vek_II,bol_podmienka_vek=FALSE),\"Podmienky pre udelenie výnimky nad 68 rokov v čase splatnosti neboli splnené!\",\"\"))))","v":""}]
[null,"Priezvisko:",null,null,null,null,null,null,null,null,"Priezvisko:"]
[null,"Titul(y):",null,null,null,null,"za",null,null,null,"Titul(y):",null,null,null,null,"za",null,null,null,null,null,null,null,{"$f":"DATEDIF(DATE(IF(LEN(RC_pristupitel)=9,1900,IF(VALUE(LEFT(RC_pristupitel,2))>=54,1900,2000))+VALUE(LEFT(RC_pristupitel,2)),IF(VALUE(MID(RC_pristupitel,3,2))>12,VALUE(MID(RC_pristupitel,3,2))-50,VALUE(MID(RC_pristupitel,3,2))),VALUE(MID(RC_pristupitel,5,2))),TODAY(),\"m\")","v":{"$error":"#VALUE!"}}]
[null,"Rodné číslo / vek:",null,{"$f":"IF(T17=\"\",\"\",\"!\")","v":""},null,null,null,{"$f":"vek_pristupitel","v":""},"rokov",null,"Rodné číslo / vek:",null,{"$f":"IF(T21=\"\",\"\",\"!\")","v":""},null,null,null,{"$f":"vek_manz_pristupitela","v":""},"rokov",null,null,null,null,null,{"$f":"IF(RC_pristupitel=\"\",-1,(DATEDIF(DATE(IF(LEN(RC_pristupitel)=9,1900,IF(VALUE(LEFT(RC_pristupitel,2))>=54,1900,2000))+VALUE(LEFT(RC_pristupitel,2)),IF(VALUE(MID(RC_pristupitel,3,2))>12,VALUE(MID(RC_pristupitel,3,2))-50,VALUE(MID(RC_pristupitel,3,2))),VALUE(MID(RC_pristupitel,5,2))),TODAY()+15,\"m\")+trvanie_MU+trvanie_SU)/12)","v":-1}]
[null,"Mobilný telefón:",null,null,null,null,null,null,null,null,"Mobilný telefón:",null,null,null,null,null,null,null,null,{"$f":"IF(OR(RC_manz_pristupitela=\"\",prijmy_manz_pristupitela_spolu=0),\"\",IF(Q20>74,\"Žiadateľovi nie je možné poskytnúť úver pre vysoký vek.\",IF(OR(AND(manz_pristupitela_vek_pri_splatnosti>podmienka_vek_II,bol_podmienka_vek),AND(p_vynimka_vek=FALSE,manz_pristupitela_vek_pri_splatnosti>podmienka_vek_II)),\"Úver v ČSOB Stavebnej sporiteľni musí byť splatený do \" & podmienka_vek_II & \" roku veku účastníkov. Zadajte vyššie vklady na stavebné sporenie, a/alebo vyššie splátky stavebného úveru, tak aby celková doba splatnosti nebola dlhšia ako \"&podmienka_vek_II*12-vek_manz_pristupitela_mesiace&\" mesiacov.\",IF(AND(manz_pristupitela_vek_pri_splatnosti>podmienka_vek_II,bol_podmienka_vek=FALSE),\"Podmienky pre udelenie výnimky nad 68 rokov v čase splatnosti neboli splnené!\",\"\"))))","v":""},null,null,null,{"$f":"IF(RC_manz_pristupitela=\"\",-1,(DATEDIF(DATE(IF(LEN(RC_manz_pristupitela)=9,1900,IF(VALUE(LEFT(RC_manz_pristupitela,2))>=54,1900,2000))+VALUE(LEFT(RC_manz_pristupitela,2)),IF(VALUE(MID(RC_manz_pristupitela,3,2))>12,VALUE(MID(RC_manz_pristupitela,3,2))-50,VALUE(MID(RC_manz_pristupitela,3,2))),VALUE(MID(RC_manz_pristupitela,5,2))),TODAY()+15,\"m\")+trvanie_MU+trvanie_SU)/12)","v":-1}]
[null,"Pevná linka:",null,null,null,null,null,null,null,null,"Pevná linka:",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"DATEDIF(DATE(IF(LEN(RC_manz_pristupitela)=9,1900,IF(VALUE(LEFT(RC_manz_pristupitela,2))>=54,1900,2000))+VALUE(LEFT(RC_manz_pristupitela,2)),IF(VALUE(MID(RC_manz_pristupitela,3,2))>12,VALUE(MID(RC_manz_pristupitela,3,2))-50,VALUE(MID(RC_manz_pristupitela,3,2))),VALUE(MID(RC_manz_pristupitela,5,2))),TODAY(),\"m\")","v":{"$error":"#VALUE!"}}]
[null,"E-mail",null,null,null,null,null,null,null,null,"E-mail",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"funKontrolaEmail(email_pristupitel)","v":false}]
[null,"Rodinný stav:",null,null,null,null,null,null,null,null,"Rodinný stav:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"funKontrolaEmail(email_manz_pristupitela)","v":false}]
[null,"Vzťah pristupiteľa k žiadateľovi:",null,null,null,null,null,null,null,null,"Dôchodca:"]
[null,"Dôchodca:",null,null,null,null,null,null,null,null,"Štátna príslušnosť:"]
[null,"Štátna príslušnosť:",null,null,null,null,null,null,null,null,"S osobitným vzťahom k banke:"]
[null,"S osobitným vzťahom k banke:"]
[]
[]
[]
[null,"Kontaktné údaje pristupiteľa:",null,null,null,null,null,null,null,null,"Kontaktné údaje manž. partnera:"]
[]
[null,"Adresa trvalého bydliska:",null,null,null,null,null,null,null,null,"Adresa trvalého bydliska:"]
[null,"Ulica, číslo:",null,null,null,null,null,null,null,null,"Ulica, číslo:"]
[null,"Mesto / obec:",null,null,null,null,null,null,null,null,"Mesto / obec:"]
[null,"PSČ:",null,null,null,null,null,null,null,null,"PSČ:"]
[null,"Štát:",null,null,null,null,null,null,null,null,"Štát:"]
[null,{"$f":"IF(pr_kor_1,\"Korešpondenčná adresa\",\"\")","v":""},null,null,null,null,null,null,null,null,{"$f":"IF(pr_kor_2,\"Korešpondenčná adresa\",\"\")","v":""}]
[null,{"$f":"IF(pr_kor_1=TRUE,\"Ulica, číslo:\",\"\")","v":""},null,null,null,null,null,null,null,null,{"$f":"IF(pr_kor_2=TRUE,\"Ulica, číslo:\",\"\")","v":""}]
[null,{"$f":"IF(pr_kor_1=TRUE,\"Mesto / obec:\",\"\")","v":""},null,null,null,null,null,null,null,null,{"$f":"IF(pr_kor_2=TRUE,\"Mesto / obec:\",\"\")","v":""}]
[null,{"$f":"IF(pr_kor_1=TRUE,\"PSČ:\",\"\")","v":""},null,null,null,null,null,null,null,null,{"$f":"IF(pr_kor_2=TRUE,\"PSČ:\",\"\")","v":""}]
[null,{"$f":"IF(pr_kor_1=TRUE,\"Štát:\",\"\")","v":""},null,null,null,null,null,null,null,null,{"$f":"IF(pr_kor_2=TRUE,\"Štát:\",\"\")","v":""}]
[]
[null,"Pobyt v SR od roku:",null,null,null,null,null,null,null,null,"Pobyt v SR od roku:"]
[]
[]
[]
[null,"Údaje o zamestnaní pristupiteľa:",null,null,null,null,null,null,null,null,"Údaje o zamestnaní manželského partnera pristupiteľa:"]
[]
[null,"Názov zamestnávateľa:",null,null,null,null,null,null,null,null,"Názov zamestnávateľa:"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(funOverRC_ICO(zamestnavatel_ICO_pristupitel)=1,prijmy_zahr_pristupitel=\"v zahraničí\")","v":false}]
[null,"IČO:",null,null,null,null,null,null,null,null,"IČO:",null,null,null,null,null,null,null,null,{"$f":"OR(funOverRC_ICO(zamestnavatel_ICO_manz_pristupitela)=1,prijmy_zahr_manz_pristupitela=\"v zahraničí\")","v":false}]
[null,"Adresa zamestnávateľa:",null,null,null,null,null,null,null,null,"Adresa zamestnávateľa:"]
[null,"Ulica, číslo:",null,null,null,null,null,null,null,null,"Ulica, číslo:"]
[null,"Mesto / obec:",null,null,null,null,null,null,null,null,"Mesto / obec:"]
[null,"PSČ:",null,null,null,null,null,null,null,null,"PSČ:",null,null,null,null,null,null,null,null,{"$f":"OR(AND(zamestnavatel_PSC_pristupitel>0,zamestnavatel_PSC_pristupitel<99999),prijmy_zahr_pristupitel=\"v zahraničí\")","v":false}]
[null,"Štát:",null,null,null,null,null,null,null,null,"Štát:",null,null,null,null,null,null,null,null,{"$f":"OR(AND(zamestnavatel_PSC_manz_pristupitela>0,zamestnavatel_PSC_manz_pristupitela<99999),prijmy_zahr_manz_pristupitela=\"v zahraničí\")","v":false}]
[]
[null,"Pracovná pozícia / funkcia:",null,null,null,null,null,null,null,null,"Pracovná pozícia / funkcia:"]
[null,"Pracovný pomer od dátumu:",null,null,null,null,null,null,null,null,"Pracovný pomer od dátumu:"]
[null,"Druh prac. pomeru / do:",null,null,null,null,null,null,null,null,"Druh prac. pomeru / do:"]
[null,"Zamestnávateľ rodinný príslušník:",null,null,null,null,null,null,null,null,"Zamestnávateľ rodinný príslušník:"]
[null,"Telefón do zamestnania:",null,null,null,null,null,null,null,null,"Telefón do zamestnania:"]
[]
[]
[]
[null,"Podnikateľská činnosť pristupiteľa:",null,null,null,{"$f":"IF(pr_pod_cin,ano,nie)","v":"nie"},null,null,null,null,"Podnikateľská činnosť manž.par.:",null,null,null,{"$f":"IF(manz_pr_pod_cin,ano,nie)","v":"nie"}]
[]
[null,{"$f":"IF(podnikanie_pristupitel=ano,\"Druh podnikateľskej činnosti:\",\"\")","v":""},null,null,null,null,null,null,null,null,{"$f":"IF(podnikanie_manz_pristupitela=ano,\"Druh podnikateľskej činnosti:\",\"\")","v":""}]
[null,{"$f":"IF(podnikanie_pristupitel=ano,\"Podnikateľská činnosť od dátumu:\",\"\")","v":""},null,null,null,null,null,null,null,null,{"$f":"IF(podnikanie_manz_pristupitela=ano,\"Podnikateľská činnosť od dátumu:\",\"\")","v":""},null,null,null,null,null,null,null,null,{"$f":"funOverRC_ICO(ICO_pristupitel)=1","v":false}]
[null,{"$f":"IF(podnikanie_pristupitel=ano,\"IČO (resp. DIČ):\",\"\")","v":""},null,null,null,null,null,null,null,null,{"$f":"IF(podnikanie_manz_pristupitela=ano,\"IČO (resp. DIČ):\",\"\")","v":""},null,null,null,null,null,null,null,null,{"$f":"funOverRC_ICO(ICO_pristupitel_manz)=1","v":false}]
[null,"Majetkové podiely žiadateľa:",null,null,null,null,null,null,null,null,"Majetkové podiely žiadateľa:"]
[null,"Názov spoločnosti:",null,null,null,null,null,null,null,null,"Názov spoločnosti:"]
[null,"IČO:",null,null,null,null,null,null,null,null,"IČO:"]
[null,"Percentuálny podiel:",null,null,null,null,null,null,null,null,"Percentuálny podiel:"]
[]
[null,"Názov spoločnosti:",null,null,null,null,null,null,null,null,"Názov spoločnosti:"]
[null,"IČO:",null,null,null,null,null,null,null,null,"IČO:"]
[null,"Percentuálny podiel:",null,null,null,null,null,null,null,null,"Percentuálny podiel:"]
[]
[]
[]
[null,"Pracovné zaradenie pristupiteľa (najprv zadajte mesačné príjmy):",null,null,null,null,null,null,null,null,"Pracovné zaradenie manž. pristupiteľa (najprv zadajte mesačné príjmy):"]
[]
[null,"Typ zamestnania:",null,null,null,null,null,null,null,null,"Typ zamestnania:"]
[null,"Pracovná oblasť:",null,null,null,null,null,null,null,null,"Pracovná oblasť:"]
[null,"Typ pracovnej činnosti:",null,null,null,null,null,null,null,null,"Typ pracovnej činnosti:"]
[null,"Forma vyplácania:",null,null,null,null,null,null,null,null,"Forma vyplácania:"]
[]
[]
[]
[null,"Čisté mesačné príjmy pristupiteľa:",null,null,null,null,null,null,null,null,"Čisté mesačné príjmy manž. partnera pristupiteľa:"]
[]
[null,"Príjmy z podnikania:",null,null,null,null,null,null,null,null,"Príjmy z podnikania:"]
[null,"Príjmy zo závislej činnosti:",null,null,null,null,null,null,null,null,"Príjmy zo závislej činnosti:"]
[null,{"$f":"IF(prijmy_zahr_pristupitel=\"v zahraničí\",\"Príjem v zahraničí v mene:\",\"\")","v":""},null,null,null,null,null,null,null,null,{"$f":"IF(prijmy_zahr_manz_pristupitela=\"v zahraničí\",\"Príjem v zahraničí v mene:\",\"\")","v":""}]
[null,"Diéty:",null,null,null,null,null,null,null,null,"Diéty:"]
[null,"Dôchodky:",null,null,null,null,null,null,null,null,"Dôchodky:",null,null,null,null,null,null,null,null,null,{"$f":"typ_dochodku_pristupitel=\"invalidný čiastočný\"","v":false},{"$f":"typ_dochodku_pristupitel_partner=\"invalidný čiastočný\"","v":false}]
[null,"Rodičovský príspevok, prídavky:",null,null,null,null,null,null,null,null,"Rodičovský príspevok, prídavky:"]
[null,"Iné príjmy",null,null,null,null,null,null,null,null,"Iné príjmy",null,null,null,null,null,null,null,null,null,{"$f":"OR(H101=\"odmena pestúna\",H101=\"vdov.dôchodok\",H101=\"sirot.dôchodok\",H101=\"prísp.za opatrovanie\")","v":false},{"$f":"OR(Q101=\"odmena pestúna\",Q101=\"vdov.dôchodok\",Q101=\"sirot.dôchodok\",Q101=\"prísp.za opatrovanie\")","v":false}]
[null,"Príjmy spolu:",null,null,{"$f":"prijmy_pristupitel_spolu","v":0},null,null,null,null,null,"Príjmy spolu:",null,null,{"$f":"prijmy_manz_pristupitela_spolu","v":0}]
[]
[]
[]
[null,{"$f":"ziadatel!B112","v":"Výdavky domácnosti:"},null,null,null,null,null,null,null,null,"Splátky existujúcich úverov, iné pravidelné platby:",null,null,null,null,null,null,null,null,{"$f":"IF(stav_pristupitel=\"ženatý/vydatá bez BSM\",IF(pocet_clenov_dom_pristupitel-pocet_deti_pristupitel>=2,\"\",\"Do počtu členov domácnosti je potrebné uviesť aj manželského partnera!\"),\"\")","v":""},null,null,null,null,null,{"$f":"IF(RC_pristupitel<>\"\",IF(RC_manz_pristupitela<>\"\",2,1),0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,"Typ výdavku",null,"Splátka/\nÚver. limit",null,"Zostatok/\nVyužitie",null,{"$f":"IF(login_utvar>0,\"Splátky UR/\nstresované\",\"\")","v":""}]
[null,"Počet členov domácnosti:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUMIF(zoznam_druh_splatok_pristupitel,\"Lízing\",zoznam_splatok_pristupitel)","v":0},{"$f":"SUMIF(zoznam_druh_splatok_pristupitel,\"Výživné\",zoznam_splatok_pristupitel)","v":0},{"$f":"IF(splatka1_druh_pristupitel<>splatka_precerpanie_limit,funFill(splatka1_vyska_pristupitel_pom),\"\")","v":""},{"$f":"IF(splatka1_druh_pristupitel=splatka_precerpanie_limit,splatka1_vyska_pristupitel_pom,\"\")","v":""},{"$f":"IF(splatka1_druh_pristupitel<>splatka_precerpanie_limit,splatka1_stresovana_pristupitel,0)","v":0}]
[null,"Z toho nezaopatrené deti:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(stav_pristupitel<>\"\",IF(stav_pristupitel<>\"ženatý/vydatá bez BSM\",IF(pocet_clenov_dom_pristupitel<>pocet_deti_pristupitel+pom_pocet_rc_pristupitel,\"Skontrolujte údaje počtu detí, počet členov domácnosti a správnosť vyplnení rodných čísel!\",\"\"),\"\"),\"\")","v":""},null,null,{"$f":"SUMIF(zoznam_druh_splatok_pristupitel,\"Poistné\",zoznam_splatok_pristupitel)","v":0},null,{"$f":"IF(splatka2_druh_pristupitel<>splatka_precerpanie_limit,funFill(splatka2_vyska_pristupitel_pom),\"\")","v":""},{"$f":"IF(splatka2_druh_pristupitel=splatka_precerpanie_limit,splatka2_vyska_pristupitel_pom,\"\")","v":""},{"$f":"IF(splatka2_druh_pristupitel<>splatka_precerpanie_limit,splatka2_stresovana_pristupitel,0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUMIF(zoznam_druh_splatok_pristupitel,\"Vklad stavebného sporenia\",zoznam_splatok_pristupitel)","v":0},null,{"$f":"IF(splatka3_druh_pristupitel<>splatka_precerpanie_limit,funFill(splatka3_vyska_pristupitel_pom),\"\")","v":""},{"$f":"IF(splatka3_druh_pristupitel=splatka_precerpanie_limit,splatka3_vyska_pristupitel_pom,\"\")","v":""},{"$f":"IF(splatka3_druh_pristupitel<>splatka_precerpanie_limit,splatka3_stresovana_pristupitel,0)","v":0}]
[null,"Minimálne výdavky domácnosti:",null,null,{"$f":"IF(RC_pristupitel=\"\",0,IF(uver_vzz=0,min_vydavky_pristupitel_UVB,IF(zabezpecenie_final=zab_nehn,min_vydavky_pristupitel_nehnutelnost,min_vydavky_pristupitel)))","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUMIF(zoznam_druh_splatok_pristupitel,\"Iné výdavky\",zoznam_splatok_pristupitel)","v":0},null,{"$f":"IF(splatka4_druh_pristupitel<>splatka_precerpanie_limit,funFill(splatka4_vyska_pristupitel_pom),\"\")","v":""},{"$f":"IF(splatka4_druh_pristupitel=splatka_precerpanie_limit,splatka4_vyska_pristupitel_pom,\"\")","v":""},{"$f":"IF(splatka4_druh_pristupitel<>splatka_precerpanie_limit,splatka4_stresovana_pristupitel,0)","v":0}]
[null,{"$f":"IF(uver_vzz=0,\"\",IF(uver_vzz=1,\"\",\"Skutočné výdavky domácnosti:\"))","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(real_vydavky_pristupitel>0,real_vydavky_pristupitel<minimalne_vydavky_domacnost_pristupitel),\"Skutočné výdavky sú nižšie ako minimálne!\",\"\")","v":""},null,null,{"$f":"SUM(\nIF(OR(splatka1_druh_pristupitel=\"Úver - banka/sporiteľňa\",splatka1_druh_pristupitel=\"Splátkové spoločnosti\"),IF(login_utvar=0,koef_splatky_spotrebitelsky*IF(splatka1_vyska_pristupitel=\"\",0,splatka1_vyska_pristupitel),splatka1_stresovana_pristupitel),0),\nIF(OR(splatka2_druh_pristupitel=\"Úver - banka/sporiteľňa\",splatka2_druh_pristupitel=\"Splátkové spoločnosti\"),IF(login_utvar=0,koef_splatky_spotrebitelsky*IF(splatka2_vyska_pristupitel=\"\",0,splatka2_vyska_pristupitel),splatka2_stresovana_pristupitel),0),\nIF(OR(splatka3_druh_pristupitel=\"Úver - banka/sporiteľňa\",splatka3_druh_pristupitel=\"Splátkové spoločnosti\"),IF(login_utvar=0,koef_splatky_spotrebitelsky*IF(splatka3_vyska_pristupitel=\"\",0,splatka3_vyska_pristupitel),splatka3_stresovana_pristupitel),0),\nIF(OR(splatka4_druh_pristupitel=\"Úver - banka/sporiteľňa\",splatka4_druh_pristupitel=\"Splátkové spoločnosti\"),IF(login_utvar=0,koef_splatky_spotrebitelsky*IF(splatka4_vyska_pristupitel=\"\",0,splatka4_vyska_pristupitel),splatka4_stresovana_pristupitel),0),\nIF(OR(splatka5_druh_pristupitel=\"Úver - banka/sporiteľňa\",splatka5_druh_pristupitel=\"Splátkové spoločnosti\"),IF(login_utvar=0,koef_splatky_spotrebitelsky*IF(splatka5_vyska_pristupitel=\"\",0,splatka5_vyska_pristupitel),splatka5_stresovana_pristupitel),0),\nIF(OR(splatka6_druh_pristupitel=\"Úver - banka/sporiteľňa\",splatka6_druh_pristupitel=\"Splátkové spoločnosti\"),IF(login_utvar=0,koef_splatky_spotrebitelsky*IF(splatka6_vyska_pristupitel=\"\",0,splatka6_vyska_pristupitel),splatka6_stresovana_pristupitel),0),\nIF(OR(splatka7_druh_pristupitel=\"Úver - banka/sporiteľňa\",splatka7_druh_pristupitel=\"Splátkové spoločnosti\"),IF(login_utvar=0,koef_splatky_spotrebitelsky*IF(splatka7_vyska_pristupitel=\"\",0,splatka7_vyska_pristupitel),splatka7_stresovana_pristupitel),0),\nIF(OR(splatka8_druh_pristupitel=\"Úver - banka/sporiteľňa\",splatka8_druh_pristupitel=\"Splátkové spoločnosti\"),IF(login_utvar=0,koef_splatky_spotrebitelsky*IF(splatka8_vyska_pristupitel=\"\",0,splatka8_vyska_pristupitel),splatka8_stresovana_pristupitel),0))","v":0},null,{"$f":"IF(splatka5_druh_pristupitel<>splatka_precerpanie_limit,funFill(splatka5_vyska_pristupitel_pom),\"\")","v":""},{"$f":"IF(splatka5_druh_pristupitel=splatka_precerpanie_limit,splatka5_vyska_pristupitel_pom,\"\")","v":""},{"$f":"IF(splatka5_druh_pristupitel<>splatka_precerpanie_limit,splatka5_stresovana_pristupitel,0)","v":0}]
[null,"Výživné:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUMIF(zoznam_druh_splatok_pristupitel,\"Prečerpanie BU/limit kredit.karty\",zoznam_splatok_pristupitel)*koef_limit_UVB","v":0},{"$f":"SUMIF(zoznam_druh_splatok_pristupitel,\"Prečerpanie BU/limit kredit.karty\",zoznam_splatok_pristupitel)*koef_limit_DSTI","v":0},{"$f":"IF(splatka6_druh_pristupitel<>splatka_precerpanie_limit,funFill(splatka6_vyska_pristupitel_pom),\"\")","v":""},{"$f":"IF(splatka6_druh_pristupitel=splatka_precerpanie_limit,splatka6_vyska_pristupitel_pom,\"\")","v":""},{"$f":"IF(splatka6_druh_pristupitel<>splatka_precerpanie_limit,splatka6_stresovana_pristupitel,0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUMIF(zoznam_druh_splatok_pristupitel,\"Prečerpanie BU/limit kredit.karty\",zoznam_zostatok_pristupitel)*koef_limit_UVB","v":0},null,{"$f":"IF(splatka7_druh_pristupitel<>splatka_precerpanie_limit,funFill(splatka7_vyska_pristupitel_pom),\"\")","v":""},{"$f":"IF(splatka7_druh_pristupitel=splatka_precerpanie_limit,splatka7_vyska_pristupitel_pom,\"\")","v":""},{"$f":"IF(splatka7_druh_pristupitel<>splatka_precerpanie_limit,splatka7_stresovana_pristupitel,0)","v":0}]
[null,{"$f":"IF(uver_vzz=0,\"\",IF(uver_vzz=1,\"\",\"Celkové výdavky domácnosti:\"))","v":""},null,null,{"$f":"IF(uver_vzz=0,\"\",IF(uver_vzz=1,\"\",celkove_vydavky_pristupitel))","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(splatka8_druh_pristupitel<>splatka_precerpanie_limit,funFill(splatka8_vyska_pristupitel_pom),\"\")","v":""},{"$f":"IF(splatka8_druh_pristupitel=splatka_precerpanie_limit,splatka8_vyska_pristupitel_pom,\"\")","v":""},{"$f":"IF(splatka8_druh_pristupitel<>splatka_precerpanie_limit,splatka8_stresovana_pristupitel,0)","v":0}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(NOT(OR(splatka1_druh_pristupitel=\"Úver - banka/sporiteľňa\",splatka1_druh_pristupitel=\"Lízing\",splatka1_druh_pristupitel=\"Splátkové spoločnosti\")),TRUE,FALSE)","v":true}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[]
[null,"Disponibilné zdroje pristupiteľa a jeho manželského partnera:"]
[]
[null,"Priznané príjmy spolu:",null,null,{"$f":"priznane_prijmy_spolu_pristupitel","v":0}]
[null,{"$f":"IF(login_utvar>0,\"Celkové náklady:\",\"\")","v":""},null,null,{"$f":"IF(login_utvar>0,celkove_naklady_pristupitel,\"\")","v":""},null,null,{"$f":"IF(AND(login_utvar>0,uver_vzz=0),\"∑ \" & ROUND(SUM(E130:G131),2) & \" €\",\"\")","v":""}]
[null,{"$f":"IF(login_utvar>0,\"Peňažné záväzky:\",\"\")","v":""},null,null,{"$f":"IF(login_utvar>0,penazne_zavazky_pristupitel,\"\")","v":""}]
[null,{"$f":"IF(uver_vzz=0,\"\",\"Výdavky spolu:\")","v":""},null,null,{"$f":"IF(uver_vzz=0,\"\",celkove_vydavky_pristupitel)","v":""}]
[null,"Disponibilné zdroje domácnosti:",null,null,{"$f":"disponibilne_zdroje_pristupitel","v":0}]
[]
[null,{"$f":"\"Poradca: \"&poradca_meno&\" \"&poradca_priezvisko&IF(poradca_titul=\"\",\"\",\", \"&poradca_titul)&\", číslo: \"&poradca_cislo&\", tel.: \"&poradca_telefon","v":"Poradca:  , číslo: , tel.: "},null,null,null,null,null,null,null,null,{"$f":"IF(p_pomocka=\"\",\"\",p_pomocka)","v":""}]
[]
[null,"ČSOB stavebná sporiteľňa, a.s.\nBratislava 1, PSČ 811 02, ŽIžkova 11; IČO: 35 799 200; DIČ: 2021544030; IČ pre DPH: SK7020000218 \nzapísaná v Obchodnom registri Okresného súdu Bratislava I. v odd. Sa, vložka č. 2590/B\ninfolinka: 0800 111 303,  fax:  02 5966 7920; www.csob.sk; csobsp@csobsp.sk",null,null,null,null,null,null,null,null,null,null,null,"XML:",null,{"$f":"generovanie","v":"2020-02-14T12:49:06.920"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"Verzia:",null,{"$f":"file_name","v":"SP_EZU_FO_20200215v32.2"}]

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[null,"OSOBNÉ ÚDAJE A HODNOTENIE\nRUČITEĽA 1  A JEHO MANŽELSKÉHO PARTNERA"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"kontrola - ručiteľ1",null,{"$f":"chyb_hl_rucitel1_celk","v":"NEVSTUPUJE"},null,false,false,false,false]
[]
[null,"Číslo zmluvy o stavebnom sporení:",null,null,null,null,{"$f":"cislo_zmluvy","v":0},null,null,null,null,"/8170",null,"Dátum žiadosti:",null,null,{"$f":"datum_ziadosti","v":43875}]
[]
[]
[]
[null,"Žiadateľ o úver:",null,null,null,null,null,null,null,null,"Spolužiadateľ (manželský partner žiadateľa):"]
[]
[null,"Meno, priezvisko, titul:",null,null,{"$f":"TRIM(IF(titul_pred_ziadatel=\"\",\"\",titul_pred_ziadatel)&\" \"&IF(meno_ziadatel=\"\",\"\",meno_ziadatel)&\" \"&IF(priezvisko_ziadatel=\"\",\"\",priezvisko_ziadatel)&IF(titul_za_ziadatel=\"\",\"\",\", \"&titul_za_ziadatel))","v":""},null,null,null,null,null,"Meno, priezvisko, titul:",null,null,{"$f":"TRIM(IF(titul_pred_spoludlznik=\"\",\"\",titul_pred_spoludlznik)&\" \"&IF(meno_spoludlznik=\"\",\"\",meno_spoludlznik)&\" \"&IF(priezvisko_spoludlznik=\"\",\"\",priezvisko_spoludlznik)&IF(titul_za_spoludlznik=\"\",\"\",\", \"&titul_za_spoludlznik))","v":""}]
[null,"Rodné číslo:",null,null,{"$f":"IF(RC_ziadatel=\"\",\"\",RC_ziadatel)","v":""},null,null,null,null,null,"Rodné číslo:",null,null,{"$f":"IF(RC_spoludlznik=\"\",\"\",RC_spoludlznik)","v":""}]
[]
[]
[]
[null,"Ručiteľ 1:",null,null,null,null,null,null,null,null,"Manželský partner ručiteľa 1:"]
[]
[null,"Meno:",null,null,null,null,null,null,null,null,"Meno:",null,null,null,null,null,null,null,null,{"$f":"IF(OR(RC_rucitel1=\"\",prijmy_rucitel1_spolu=0),\"\",IF(H20>69,\"Žiadateľovi nie je možné poskytnúť úver pre vysoký vek.\",IF((DATEDIF(DATE(1900+VALUE(LEFT(RC_rucitel1,2)),IF(VALUE(MID(RC_rucitel1,3,2))>12,VALUE(MID(RC_rucitel1,3,2))-50,VALUE(MID(RC_rucitel1,3,2))),VALUE(MID(RC_rucitel1,5,2))),TODAY()+15,\"m\")+trvanie_MU+trvanie_SU)>840,\"Úver v ČSOB Stavebnej sporiteľni musí byť splatený do 70 roku veku účastníkov. Zadajte vyššie vklady na stavebné sporenie, a/alebo vyššie splátky stavebného úveru, tak aby celková doba splatnosti nebola dlhšia ako \"&840-DATEDIF(DATE(1900+VALUE(LEFT(RC_rucitel1,2)),IF(VALUE(MID(RC_rucitel1,3,2))>12,VALUE(MID(RC_rucitel1,3,2))-50,VALUE(MID(RC_rucitel1,3,2))),VALUE(MID(RC_rucitel1,5,2))),TODAY(),\"m\")&\" mesiacov.\",\"\")))","v":""}]
[null,"Priezvisko:",null,null,null,null,null,null,null,null,"Priezvisko:"]
[null,"Titul(y):",null,null,null,null,"za",null,null,null,"Titul(y):",null,null,null,null,"za"]
[null,"Rodné číslo / vek:",null,{"$f":"IF(T17=\"\",\"\",\"!\")","v":""},null,null,null,{"$f":"vek_rucitel1","v":""},"rokov",null,"Rodné číslo / vek:",null,{"$f":"IF(T21=\"\",\"\",\"!\")","v":""},null,null,null,{"$f":"vek_manz_rucitel1","v":""},"rokov"]
[null,"Mobilný telefón:",null,null,null,null,null,null,null,null,"Mobilný telefón:",null,null,null,null,null,null,null,null,{"$f":"IF(OR(RC_manz_rucitel1=\"\",prijmy_manz_rucitel1_spolu=0),\"\",IF(Q20>69,\"Žiadateľovi nie je možné poskytnúť úver pre vysoký vek.\",IF((DATEDIF(DATE(1900+VALUE(LEFT(RC_manz_rucitel1,2)),IF(VALUE(MID(RC_manz_rucitel1,3,2))>12,VALUE(MID(RC_manz_rucitel1,3,2))-50,VALUE(MID(RC_manz_rucitel1,3,2))),VALUE(MID(RC_manz_rucitel1,5,2))),TODAY()+15,\"m\")+trvanie_MU+trvanie_SU)>840,\"Úver v ČSOB Stavebnej sporiteľni musí byť splatený do 70 roku veku účastníkov. Zadajte vyššie vklady na stavebné sporenie, a/alebo vyššie splátky stavebného úveru, tak aby celková doba splatnosti nebola dlhšia ako \"&840-DATEDIF(DATE(1900+VALUE(LEFT(RC_manz_rucitel1,2)),IF(VALUE(MID(RC_manz_rucitel1,3,2))>12,VALUE(MID(RC_manz_rucitel1,3,2))-50,VALUE(MID(RC_manz_rucitel1,3,2))),VALUE(MID(RC_manz_rucitel1,5,2))),TODAY(),\"m\")&\" mesiacov.\",\"\")))","v":""}]
[null,"Pevná linka:",null,null,null,null,null,null,null,null,"Pevná linka:"]
[null,"E-mail",null,null,null,null,null,null,null,null,"E-mail"]
[null,"Rodinný stav:",null,null,null,null,null,null,null,null,"Rodinný stav:"]
[null,"Dôchodca:",null,null,null,null,null,null,null,null,"Dôchodca:"]
[null,"Štátna príslušnosť:",null,null,null,null,null,null,null,null,"Štátna príslušnosť:"]
[null,"S osobitným vzťahom k banke:",null,null,null,null,null,null,null,null,"S osobitným vzťahom k banke:"]
[null,"Číslo účtu/ kód banky:",null,null,null,null,null,null,null,null,"Číslo účtu/ kód banky:"]
[]
[]
[]
[null,"Kontaktné údaje ručiteľa 1:",null,null,null,null,null,null,null,null,"Kontaktné údaje manž. partnera:"]
[]
[null,"Adresa trvalého bydliska:",null,null,null,null,null,null,null,null,"Adresa trvalého bydliska:"]
[null,"Ulica, číslo:",null,null,null,null,null,null,null,null,"Ulica, číslo:"]
[null,"Mesto / obec:",null,null,null,null,null,null,null,null,"Mesto / obec:"]
[null,"PSČ:",null,null,null,null,null,null,null,null,"PSČ:"]
[null,"Štát:",null,null,null,null,null,null,null,null,"Štát:"]
[]
[null,{"$f":"IF(ruc1_kor_1=TRUE,\"Ulica, číslo:\",\"\")","v":""},null,null,null,null,null,null,null,null,{"$f":"IF(ruc1_kor_2=TRUE,\"Ulica, číslo:\",\"\")","v":""}]
[null,{"$f":"IF(ruc1_kor_1=TRUE,\"Mesto / obec:\",\"\")","v":""},null,null,null,null,null,null,null,null,{"$f":"IF(ruc1_kor_2=TRUE,\"Mesto / obec:\",\"\")","v":""}]
[null,{"$f":"IF(ruc1_kor_1=TRUE,\"PSČ:\",\"\")","v":""},null,null,null,null,null,null,null,null,{"$f":"IF(ruc1_kor_2=TRUE,\"PSČ:\",\"\")","v":""}]
[null,{"$f":"IF(ruc1_kor_1=TRUE,\"Štát:\",\"\")","v":""},null,null,null,null,null,null,null,null,{"$f":"IF(ruc1_kor_2=TRUE,\"Štát:\",\"\")","v":""}]
[]
[null,"Pobyt v SR od roku:",null,null,null,null,null,null,null,null,"Pobyt v SR od roku:"]
[]
[]
[]
[null,"Údaje o zamestnaní ručiteľa 1:",null,null,null,null,null,null,null,null,"Údaje o zamestnaní manželského partnera ručiteľa 1:"]
[]
[null,"Názov zamestnávateľa:",null,null,null,null,null,null,null,null,"Názov zamestnávateľa:"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(funOverRC_ICO(zamestnavatel_ICO_rucitel1)=1,prijmy_zahr_rucitel1=\"v zahraničí\")","v":false}]
[null,"IČO:",null,null,null,null,null,null,null,null,"IČO:",null,null,null,null,null,null,null,null,{"$f":"OR(funOverRC_ICO(zamestnavatel_ICO_manz_rucitel1)=1,prijmy_zahr_manz_rucitel1=\"v zahraničí\")","v":false}]
[null,"Adresa zamestnávateľa:",null,null,null,null,null,null,null,null,"Adresa zamestnávateľa:"]
[null,"Ulica, číslo:",null,null,null,null,null,null,null,null,"Ulica, číslo:"]
[null,"Mesto / obec:",null,null,null,null,null,null,null,null,"Mesto / obec:"]
[null,"PSČ:",null,null,null,null,null,null,null,null,"PSČ:",null,null,null,null,null,null,null,null,{"$f":"OR(AND(zamestnavatel_PSC_rucitel1>0,zamestnavatel_PSC_rucitel1<99999),prijmy_zahr_rucitel1=\"v zahraničí\")","v":false}]
[null,"Štát:",null,null,null,null,null,null,null,null,"Štát:",null,null,null,null,null,null,null,null,{"$f":"OR(AND(zamestnavatel_PSC_manz_rucitel1>0,zamestnavatel_PSC_manz_rucitel1<99999),prijmy_zahr_manz_rucitel1=\"v zahraničí\")","v":false}]
[]
[null,"Pracovná pozícia / funkcia:",null,null,null,null,null,null,null,null,"Pracovná pozícia / funkcia:"]
[null,"Pracovný pomer od dátumu:",null,null,null,null,null,null,null,null,"Pracovný pomer od dátumu:"]
[null,"Druh prac. pomeru / do:",null,null,null,null,null,null,null,null,"Druh prac. pomeru / do:"]
[null,"Personalista / mzdárka:",null,null,null,null,null,null,null,null,"Personalista / mzdárka:"]
[null,"Telefón do zamestnania:",null,null,null,null,null,null,null,null,"Telefón do zamestnania:"]
[]
[]
[]
[null,"Podnikateľská činnosť ručiteľa 1:",null,null,null,{"$f":"IF(ruc1_pod_cin,ano,nie)","v":"nie"},null,null,null,null,"Podnikateľská činnosť manž.par.:",null,null,null,{"$f":"IF(manz_ruc1_pod_cin,ano,nie)","v":"nie"}]
[]
[null,{"$f":"IF(podnikanie_rucitel1=ano,\"Druh podnikateľskej činnosti:\",\"\")","v":""},null,null,null,null,null,null,null,null,{"$f":"IF(podnikanie_manz_rucitel1=ano,\"Druh podnikateľskej činnosti:\",\"\")","v":""}]
[null,{"$f":"IF(podnikanie_rucitel1=ano,\"Podnikateľská činnosť od dátumu:\",\"\")","v":""},null,null,null,null,null,null,null,null,{"$f":"IF(podnikanie_manz_rucitel1=ano,\"Podnikateľská činnosť od dátumu:\",\"\")","v":""},null,null,null,null,null,null,null,null,{"$f":"funOverRC_ICO(ICO_rucitel1)=1","v":false}]
[null,{"$f":"IF(podnikanie_rucitel1=ano,\"IČO (resp. DIČ):\",\"\")","v":""},null,null,null,null,null,null,null,null,{"$f":"IF(podnikanie_manz_rucitel1=ano,\"IČO (resp. DIČ):\",\"\")","v":""},null,null,null,null,null,null,null,null,{"$f":"funOverRC_ICO(ICO_rucitel1_manz)=1","v":false}]
[null,"Majetkové podiely žiadateľa:",null,null,null,null,null,null,null,null,"Majetkové podiely žiadateľa:"]
[null,"Názov spoločnosti:",null,null,null,null,null,null,null,null,"Názov spoločnosti:"]
[null,"IČO:",null,null,null,null,null,null,null,null,"IČO:"]
[null,"Percentuálny podiel:",null,null,null,null,null,null,null,null,"Percentuálny podiel:"]
[]
[null,"Názov spoločnosti:",null,null,null,null,null,null,null,null,"Názov spoločnosti:"]
[null,"IČO:",null,null,null,null,null,null,null,null,"IČO:"]
[null,"Percentuálny podiel:",null,null,null,null,null,null,null,null,"Percentuálny podiel:"]
[]
[]
[]
[null,"Čisté mesačné príjmy ručiteľa 1:",null,null,null,null,null,null,null,null,"Čisté mesačné príjmy manž. partnera ručiteľa 1:"]
[]
[null,"z podnikania:",null,null,null,null,null,null,null,null,"z podnikania:"]
[null,"zo závislej činnosti:",null,null,null,null,null,null,null,null,"zo závislej činnosti:"]
[null,{"$f":"\"- za obdobie:\"","v":"- za obdobie:"},null,null,null,null,null,"mesiacov",null,null,{"$f":"\"- za obdobie:\"","v":"- za obdobie:"},null,null,null,null,null,"mesiacov"]
[null,"Diéty:",null,null,null,null,null,null,null,null,"Diéty:"]
[null,"Dôchodky:",null,null,null,null,null,null,null,null,"Dôchodky:"]
[null,"Rodičovský príspevok, prídavky:",null,null,null,null,null,null,null,null,"Rodičovský príspevok, prídavky:"]
[null,"Iné príjmy",null,null,null,null,null,null,null,null,"Iné príjmy"]
[]
[null,"Príjmy spolu:",null,null,{"$f":"prijmy_rucitel1_spolu","v":0},null,null,null,null,null,"Príjmy spolu:",null,null,{"$f":"prijmy_manz_rucitel1_spolu","v":0}]
[]
[]
[]
[null,{"$f":"ziadatel!B112","v":"Výdavky domácnosti:"},null,null,null,null,null,null,null,null,"Splátky existujúcich úverov, iné pravidelné platby:"]
[]
[null,"Počet členov domácnosti:"]
[null,"Z toho nezaopatrené deti:"]
[]
[null,"Minimálne výdavky domácnosti:",null,null,{"$f":"IF(zabezpecenie_final=zab_nehn,min_vydavky_rucitel1_nehnutelnost,min_vydavky_rucitel1)","v":210.2}]
[null,"Skutočné výdavky domácnosti:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(real_vydavky_rucitel1>0,real_vydavky_rucitel1<min_vydavky_rucitel1),\"Skutočné výdavky sú nižšie ako minimálne!\",\"\")","v":""}]
[]
[null,"Celkové výdavky domácnosti:",null,null,{"$f":"celkove_vydavky_rucitel1","v":210.2}]
[]
[]
[]
[null,"Disponibilné zdroje ručiteľa 1  a jeho manželského partnera:"]
[]
[null,"Priznané príjmy spolu:",null,null,{"$f":"priznane_prijmy_spolu_rucitel1","v":0},null,null,null,null,null,"Splátka pre hodnotenie bonity:",null,null,{"$f":"IF(ts_pc_typ_sporenia=29,uver!N68,IF(ts_pc_typ_sporenia=30,TechnickePremenne!#REF!,rozhodujuca_splatka_old))","v":0.5},null,null,{"$f":"rozhodujuca_splatka","v":0}]
[null,"Výdavky spolu:",null,null,{"$f":"celkove_vydavky_rucitel1","v":210.2},null,null,null,null,null,"Finančný ukazovateľ:",null,null,{"$f":"financny_ukazovatel_rucitel1","v":{"$error":"#DIV/0!"}}]
[null,"Disponibilné zdroje domácnosti:",null,null,{"$f":"disponibilne_zdroje_rucitel1","v":-210.2},null,null,null,null,null,"Finančné hodnotenie:",null,null,{"$f":"hodnotenie_rucitel1_kod&\" - \"&hodnotenie_rucitel1_text","v":{"$error":"#VALUE!"}}]
[]
[null,{"$f":"\"Poradca: \"&poradca_meno&\" \"&poradca_priezvisko&IF(poradca_titul=\"\",\"\",\", \"&poradca_titul)&\", číslo: \"&poradca_cislo&\", tel.: \"&poradca_telefon","v":"Poradca:  , číslo: , tel.: "},null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(p_pomocka=\"\",\"\",p_pomocka)","v":""}]
[]
[null,"ČSOB stavebná sporiteľňa, a.s.\nBratislava 1, PSČ 811 02, Žižkova 11; IČO: 35 799 200; DIČ: 2021544030; IČ pre DPH: SK7020000218 \nzapísaná v Obchodnom registri Okresného súdu Bratislava I. v odd. Sa, vložka č. 2590/B\ninfolinka: 0800 111 303,  fax:  02 5966 7920; www.csob.sk; csobsp@csobsp.sk",null,null,null,null,null,null,null,null,null,null,null,"XML:",null,{"$f":"generovanie","v":"2020-02-14T12:49:06.920"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"Verzia:",null,{"$f":"verzia_ID & \" \" & TEXT(verzia_date,\"yyyymmdd\") & \" v\" & verzia","v":"SP_EZU_FO 20200215 v32.2"}]

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[null,"OSOBNÉ ÚDAJE A HODNOTENIE\nRUČITEĽA 2  A JEHO MANŽELSKÉHO PARTNERA"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"kontrola - ručiteľ2",null,{"$f":"chyb_hl_rucitel2_celk","v":"NEVSTUPUJE"},null,false,false,false,false]
[]
[null,"Číslo zmluvy o stavebnom sporení:",null,null,null,null,{"$f":"cislo_zmluvy","v":0},null,null,null,null,"/8170",null,"Dátum žiadosti:",null,null,{"$f":"datum_ziadosti","v":43875}]
[]
[]
[]
[null,"Žiadateľ o úver:",null,null,null,null,null,null,null,null,"Spolužiadateľ (manželský partner žiadateľa):"]
[]
[null,"Meno, priezvisko, titul:",null,null,{"$f":"TRIM(IF(titul_pred_ziadatel=\"\",\"\",titul_pred_ziadatel)&\" \"&IF(meno_ziadatel=\"\",\"\",meno_ziadatel)&\" \"&IF(priezvisko_ziadatel=\"\",\"\",priezvisko_ziadatel)&IF(titul_za_ziadatel=\"\",\"\",\", \"&titul_za_ziadatel))","v":""},null,null,null,null,null,"Meno, priezvisko, titul:",null,null,{"$f":"TRIM(IF(titul_pred_spoludlznik=\"\",\"\",titul_pred_spoludlznik)&\" \"&IF(meno_spoludlznik=\"\",\"\",meno_spoludlznik)&\" \"&IF(priezvisko_spoludlznik=\"\",\"\",priezvisko_spoludlznik)&IF(titul_za_spoludlznik=\"\",\"\",\", \"&titul_za_spoludlznik))","v":""}]
[null,"Rodné číslo:",null,null,{"$f":"IF(RC_ziadatel=\"\",\"\",RC_ziadatel)","v":""},null,null,null,null,null,"Rodné číslo:",null,null,{"$f":"IF(RC_spoludlznik=\"\",\"\",RC_spoludlznik)","v":""}]
[]
[]
[]
[null,"Ručiteľ 2:",null,null,null,null,null,null,null,null,"Manželský partner ručiteľa 2:"]
[]
[null,"Meno:",null,null,null,null,null,null,null,null,"Meno:",null,null,null,null,null,null,null,null,{"$f":"IF(OR(RC_rucitel2=\"\",prijmy_rucitel2_spolu=0),\"\",IF(H20>69,\"Žiadateľovi nie je možné poskytnúť úver pre vysoký vek.\",IF((DATEDIF(DATE(1900+VALUE(LEFT(RC_rucitel2,2)),IF(VALUE(MID(RC_rucitel2,3,2))>12,VALUE(MID(RC_rucitel2,3,2))-50,VALUE(MID(RC_rucitel2,3,2))),VALUE(MID(RC_rucitel2,5,2))),TODAY()+15,\"m\")+trvanie_MU+trvanie_SU)>840,\"Úver v ČSOB Stavebnej sporiteľni musí byť splatený do 70 roku veku účastníkov. Zadajte vyššie vklady na stavebné sporenie, a/alebo vyššie splátky stavebného úveru, tak aby celková doba splatnosti nebola dlhšia ako \"&840-DATEDIF(DATE(1900+VALUE(LEFT(RC_rucitel2,2)),IF(VALUE(MID(RC_rucitel2,3,2))>12,VALUE(MID(RC_rucitel2,3,2))-50,VALUE(MID(RC_rucitel2,3,2))),VALUE(MID(RC_rucitel2,5,2))),TODAY(),\"m\")&\" mesiacov.\",\"\")))","v":""}]
[null,"Priezvisko:",null,null,null,null,null,null,null,null,"Priezvisko:"]
[null,"Titul(y):",null,null,null,null,"za",null,null,null,"Titul(y):",null,null,null,null,"za"]
[null,"Rodné číslo / vek:",null,{"$f":"IF(T17=\"\",\"\",\"!\")","v":""},null,null,null,{"$f":"vek_rucitel2","v":""},"rokov",null,"Rodné číslo / vek:",null,{"$f":"IF(T21=\"\",\"\",\"!\")","v":""},null,null,null,{"$f":"vek_manz_rucitel2","v":""},"rokov"]
[null,"Mobilný telefón:",null,null,null,null,null,null,null,null,"Mobilný telefón:",null,null,null,null,null,null,null,null,{"$f":"IF(OR(RC_manz_rucitel2=\"\",prijmy_manz_rucitel2_spolu=0),\"\",IF(Q20>69,\"Žiadateľovi nie je možné poskytnúť úver pre vysoký vek.\",IF((DATEDIF(DATE(1900+VALUE(LEFT(RC_manz_rucitel2,2)),IF(VALUE(MID(RC_manz_rucitel2,3,2))>12,VALUE(MID(RC_manz_rucitel2,3,2))-50,VALUE(MID(RC_manz_rucitel2,3,2))),VALUE(MID(RC_manz_rucitel2,5,2))),TODAY()+15,\"m\")+trvanie_MU+trvanie_SU)>840,\"Úver v ČSOB Stavebnej sporiteľni musí byť splatený do 70 roku veku účastníkov. Zadajte vyššie vklady na stavebné sporenie, a/alebo vyššie splátky stavebného úveru, tak aby celková doba splatnosti nebola dlhšia ako \"&840-DATEDIF(DATE(1900+VALUE(LEFT(RC_manz_rucitel2,2)),IF(VALUE(MID(RC_manz_rucitel2,3,2))>12,VALUE(MID(RC_manz_rucitel2,3,2))-50,VALUE(MID(RC_manz_rucitel2,3,2))),VALUE(MID(RC_manz_rucitel2,5,2))),TODAY(),\"m\")&\" mesiacov.\",\"\")))","v":""}]
[null,"Pevná linka:",null,null,null,null,null,null,null,null,"Pevná linka:"]
[null,"E-mail",null,null,null,null,null,null,null,null,"E-mail"]
[null,"Rodinný stav:",null,null,null,null,null,null,null,null,"Rodinný stav:"]
[null,"Dôchodca:",null,null,null,null,null,null,null,null,"Dôchodca:"]
[null,"Štátna príslušnosť:",null,null,null,null,null,null,null,null,"Štátna príslušnosť:"]
[null,"S osobitným vzťahom k banke:",null,null,null,null,null,null,null,null,"S osobitným vzťahom k banke:"]
[null,"Číslo účtu/ kód banky:",null,null,null,null,null,null,null,null,"Číslo účtu/ kód banky:"]
[]
[]
[]
[null,"Kontaktné údaje ručiteľa 2:",null,null,null,null,null,null,null,null,"Kontaktné údaje manž. partnera:"]
[]
[null,"Adresa trvalého bydliska:",null,null,null,null,null,null,null,null,"Adresa trvalého bydliska:"]
[null,"Ulica, číslo:",null,null,null,null,null,null,null,null,"Ulica, číslo:"]
[null,"Mesto / obec:",null,null,null,null,null,null,null,null,"Mesto / obec:"]
[null,"PSČ:",null,null,null,null,null,null,null,null,"PSČ:"]
[null,"Štát:",null,null,null,null,null,null,null,null,"Štát:"]
[]
[null,{"$f":"IF(ruc2_kor_1=TRUE,\"Ulica, číslo:\",\"\")","v":""},null,null,null,null,null,null,null,null,{"$f":"IF(ruc2_kor_2=TRUE,\"Ulica, číslo:\",\"\")","v":""}]
[null,{"$f":"IF(ruc2_kor_1=TRUE,\"Mesto / obec:\",\"\")","v":""},null,null,null,null,null,null,null,null,{"$f":"IF(ruc2_kor_2=TRUE,\"Mesto / obec:\",\"\")","v":""}]
[null,{"$f":"IF(ruc2_kor_1=TRUE,\"PSČ:\",\"\")","v":""},null,null,null,null,null,null,null,null,{"$f":"IF(ruc2_kor_2=TRUE,\"PSČ:\",\"\")","v":""}]
[null,{"$f":"IF(ruc2_kor_1=TRUE,\"Štát:\",\"\")","v":""},null,null,null,null,null,null,null,null,{"$f":"IF(ruc2_kor_2=TRUE,\"Štát:\",\"\")","v":""}]
[]
[null,"Pobyt v SR od roku:",null,null,null,null,null,null,null,null,"Pobyt v SR od roku:"]
[]
[]
[]
[null,"Údaje o zamestnaní ručiteľa 2:",null,null,null,null,null,null,null,null,"Údaje o zamestnaní manželského partnera ručiteľa 2:"]
[]
[null,"Názov zamestnávateľa:",null,null,null,null,null,null,null,null,"Názov zamestnávateľa:"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(funOverRC_ICO(zamestnavatel_ICO_rucitel2)=1,prijmy_zahr_rucitel2=\"v zahraničí\")","v":false}]
[null,"IČO:",null,null,null,null,null,null,null,null,"IČO:",null,null,null,null,null,null,null,null,{"$f":"OR(funOverRC_ICO(zamestnavatel_ICO_manz_rucitel2)=1,prijmy_zahr_manz_rucitel2=\"v zahraničí\")","v":false}]
[null,"Adresa zamestnávateľa:",null,null,null,null,null,null,null,null,"Adresa zamestnávateľa:"]
[null,"Ulica, číslo:",null,null,null,null,null,null,null,null,"Ulica, číslo:"]
[null,"Mesto / obec:",null,null,null,null,null,null,null,null,"Mesto / obec:"]
[null,"PSČ:",null,null,null,null,null,null,null,null,"PSČ:",null,null,null,null,null,null,null,null,{"$f":"OR(AND(zamestnavatel_PSC_rucitel2>0,zamestnavatel_PSC_rucitel2<99999),prijmy_zahr_rucitel2=\"v zahraničí\")","v":false}]
[null,"Štát:",null,null,null,null,null,null,null,null,"Štát:",null,null,null,null,null,null,null,null,{"$f":"OR(AND(zamestnavatel_PSC_manz_rucitel2>0,zamestnavatel_PSC_manz_rucitel2<99999),prijmy_zahr_manz_rucitel2=\"v zahraničí\")","v":false}]
[]
[null,"Pracovná pozícia / funkcia:",null,null,null,null,null,null,null,null,"Pracovná pozícia / funkcia:"]
[null,"Pracovný pomer od dátumu:",null,null,null,null,null,null,null,null,"Pracovný pomer od dátumu:"]
[null,"Druh prac. pomeru / do:",null,null,null,null,null,null,null,null,"Druh prac. pomeru / do:"]
[null,"Personalista / mzdárka:",null,null,null,null,null,null,null,null,"Personalista / mzdárka:"]
[null,"Telefón do zamestnania:",null,null,null,null,null,null,null,null,"Telefón do zamestnania:"]
[]
[]
[]
[null,"Podnikateľská činnosť ručiteľa 2:",null,null,null,{"$f":"IF(ruc2_pod_cin,ano,nie)","v":"nie"},null,null,null,null,"Podnikateľská činnosť manž.par.:",null,null,null,{"$f":"IF(manz_ruc2_pod_cin,ano,nie)","v":"nie"}]
[]
[null,{"$f":"IF(podnikanie_rucitel2=ano,\"Druh podnikateľskej činnosti:\",\"\")","v":""},null,null,null,null,null,null,null,null,{"$f":"IF(podnikanie_manz_rucitel2=ano,\"Druh podnikateľskej činnosti:\",\"\")","v":""}]
[null,{"$f":"IF(podnikanie_rucitel2=ano,\"Podnikateľská činnosť od dátumu:\",\"\")","v":""},null,null,null,null,null,null,null,null,{"$f":"IF(podnikanie_manz_rucitel2=ano,\"Podnikateľská činnosť od dátumu:\",\"\")","v":""},null,null,null,null,null,null,null,null,{"$f":"funOverRC_ICO(ICO_rucitel2)=1","v":false}]
[null,{"$f":"IF(podnikanie_rucitel2=ano,\"IČO (resp. DIČ):\",\"\")","v":""},null,null,null,null,null,null,null,null,{"$f":"IF(podnikanie_manz_rucitel2=ano,\"IČO (resp. DIČ):\",\"\")","v":""},null,null,null,null,null,null,null,null,{"$f":"funOverRC_ICO(ICO_rucitel2_manz)=1","v":false}]
[null,"Majetkové podiely žiadateľa:",null,null,null,null,null,null,null,null,"Majetkové podiely žiadateľa:"]
[null,"Názov spoločnosti:",null,null,null,null,null,null,null,null,"Názov spoločnosti:"]
[null,"IČO:",null,null,null,null,null,null,null,null,"IČO:"]
[null,"Percentuálny podiel:",null,null,null,null,null,null,null,null,"Percentuálny podiel:"]
[]
[null,"Názov spoločnosti:",null,null,null,null,null,null,null,null,"Názov spoločnosti:"]
[null,"IČO:",null,null,null,null,null,null,null,null,"IČO:"]
[null,"Percentuálny podiel:",null,null,null,null,null,null,null,null,"Percentuálny podiel:"]
[]
[]
[]
[null,"Čisté mesačné príjmy ručiteľa 2:",null,null,null,null,null,null,null,null,"Čisté mesačné príjmy manž. partnera ručiteľa 2:"]
[]
[null,"Príjmy z podnikania:",null,null,null,null,null,null,null,null,"Príjmy z podnikania:"]
[null,"Príjmy zo závislej činnosti:",null,null,null,null,null,null,null,null,"Príjmy zo závislej činnosti:"]
[null,{"$f":"\"- za obdobie:\"","v":"- za obdobie:"},null,null,null,null,null,"mesiacov",null,null,{"$f":"\"- za obdobie:\"","v":"- za obdobie:"},null,null,null,null,null,"mesiacov"]
[null,"Diéty:",null,null,null,null,null,null,null,null,"Diéty:"]
[null,"Dôchodky:",null,null,null,null,null,null,null,null,"Dôchodky:"]
[null,"Rodičovský príspevok, prídavky:",null,null,null,null,null,null,null,null,"Rodičovský príspevok, prídavky:"]
[null,"Iné príjmy",null,null,null,null,null,null,null,null,"Iné príjmy"]
[null,"Príjmy spolu:",null,null,{"$f":"prijmy_rucitel2_spolu","v":0},null,null,null,null,null,"Príjmy spolu:",null,null,{"$f":"prijmy_manz_rucitel2_spolu","v":0}]
[]
[]
[]
[null,{"$f":"ziadatel!B112","v":"Výdavky domácnosti:"},null,null,null,null,null,null,null,null,"Splátky existujúcich úverov, iné pravidelné platby:"]
[]
[null,"Počet členov domácnosti:"]
[null,"Z toho nezaopatrené deti:"]
[]
[null,"Minimálne výdavky domácnosti:",null,null,{"$f":"IF(zabezpecenie_final=zab_nehn,min_vydavky_rucitel2_nehnutelnost,min_vydavky_rucitel2)","v":210.2}]
[null,"Skutočné výdavky domácnosti:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(real_vydavky_rucitel2>0,real_vydavky_rucitel2<min_vydavky_rucitel2),\"Skutočné výdavky sú nižšie ako minimálne!\",\"\")","v":""}]
[]
[null,"Celkové výdavky domácnosti:",null,null,{"$f":"celkove_vydavky_rucitel2","v":210.2}]
[]
[]
[]
[null,"Disponibilné zdroje ručiteľa 2  a jeho manželského partnera:"]
[]
[null,"Priznané príjmy spolu:",null,null,{"$f":"priznane_prijmy_spolu_rucitel2","v":0},null,null,null,null,null,"Splátka pre hodnotenie bonity:",null,null,{"$f":"IF(ts_pc_typ_sporenia=29,uver!N68,IF(ts_pc_typ_sporenia=30,TechnickePremenne!#REF!,rozhodujuca_splatka_old))","v":0.5},null,null,{"$f":"rozhodujuca_splatka","v":0}]
[null,"Výdavky spolu:",null,null,{"$f":"celkove_vydavky_rucitel2","v":210.2},null,null,null,null,null,"Finančný ukazovateľ:",null,null,{"$f":"financny_ukazovatel_rucitel2","v":{"$error":"#DIV/0!"}}]
[null,"Disponibilné zdroje domácnosti:",null,null,{"$f":"disponibilne_zdroje_rucitel2","v":-210.2},null,null,null,null,null,"Finančné hodnotenie:",null,null,{"$f":"hodnotenie_rucitel2_kod&\" - \"&hodnotenie_rucitel2_text","v":{"$error":"#VALUE!"}}]
[]
[null,{"$f":"\"Poradca: \"&poradca_meno&\" \"&poradca_priezvisko&IF(poradca_titul=\"\",\"\",\", \"&poradca_titul)&\", číslo: \"&poradca_cislo&\", tel.: \"&poradca_telefon","v":"Poradca:  , číslo: , tel.: "},null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(p_pomocka=\"\",\"\",p_pomocka)","v":""}]
[]
[null,"ČSOB stavebná sporiteľňa, a.s.\nBratislava 1, PSČ 811 02, Žižkova 11; IČO: 35 799 200; DIČ: 2021544030; IČ pre DPH: SK7020000218 \nzapísaná v Obchodnom registri Okresného súdu Bratislava I. v odd. Sa, vložka č. 2590/B\ninfolinka: 0800 111 303,  fax:  02 5966 7920; www.csob.sk; csobsp@csobsp.sk",null,null,null,null,null,null,null,null,null,null,null,"XML:",null,{"$f":"generovanie","v":"2020-02-14T12:49:06.920"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"Verzia:",null,{"$f":"verzia_ID & \" \" & TEXT(verzia_date,\"yyyymmdd\") & \" v\" & verzia","v":"SP_EZU_FO 20200215 v32.2"}]

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[null,"ÚDAJE O PREDMETE ZABEZPEČENIA"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"kontrola - nehnuteľnosť",null,{"$f":"chyb_hl_nehnutelnost","v":"NEVSTUPUJE"}]
[]
[null,"Číslo zmluvy o stavebnom sporení:",null,null,null,null,{"$f":"cislo_zmluvy","v":0},null,null,null,null,"/8170",null,"Dátum žiadosti:",null,null,{"$f":"datum_ziadosti","v":43875}]
[]
[]
[]
[null,"Žiadateľ o úver:",null,null,null,null,null,null,null,null,"Spolužiadateľ (manželský partner žiadateľa):"]
[]
[null,"Meno, priezvisko, titul:",null,null,{"$f":"TRIM(IF(titul_pred_ziadatel=\"\",\"\",titul_pred_ziadatel)&\" \"&IF(meno_ziadatel=\"\",\"\",meno_ziadatel)&\" \"&IF(priezvisko_ziadatel=\"\",\"\",priezvisko_ziadatel)&IF(titul_za_ziadatel=\"\",\"\",\", \"&titul_za_ziadatel))","v":""},null,null,null,null,null,"Meno, priezvisko, titul:",null,null,{"$f":"TRIM(IF(titul_pred_spoludlznik=\"\",\"\",titul_pred_spoludlznik)&\" \"&IF(meno_spoludlznik=\"\",\"\",meno_spoludlznik)&\" \"&IF(priezvisko_spoludlznik=\"\",\"\",priezvisko_spoludlznik)&IF(titul_za_spoludlznik=\"\",\"\",\", \"&titul_za_spoludlznik))","v":""}]
[null,"Rodné číslo:",null,null,{"$f":"IF(RC_ziadatel=\"\",\"\",RC_ziadatel)","v":""},null,null,null,null,null,"Rodné číslo:",null,null,{"$f":"IF(RC_spoludlznik=\"\",\"\",RC_spoludlznik)","v":""}]
[]
[]
[]
[null,"Akceptovaná výška hodnoty nehnuteľnosti"]
[]
[null,null,null,null,null,null,null,null,null,null,null,"Dátum ISEZ (REA)"]
[]
[]
[]
[null,"Predmet zabezpečenia 1",null,null,null,null,null,null,null,null,"Predmet zabezpečenia 2"]
[]
[null,"Druh nehnuteľnosti - 1:",null,null,null,null,null,null,null,null,"Druh nehnuteľnosti - 1:",null,null,null,null,null,null,null,null,null,null,{"$f":"OR(nehnutelnost1_druh1=\"\",nehnutelnost1_druh1=\"Rodinný dom\",nehnutelnost1_druh1=\"Byt\")","v":true},{"$f":"OR(nehnutelnost2_druh1=\"\",nehnutelnost2_druh1=\"Rodinný dom\",nehnutelnost2_druh1=\"Byt\")","v":true}]
[null,"Druh nehnuteľnosti - 2:",null,null,null,null,null,null,null,null,"Druh nehnuteľnosti - 2:",null,null,null,null,null,null,null,null,null,null,{"$f":"OR(nehnutelnost1_druh2=\"\",nehnutelnost1_druh2=\"Rodinný dom\",nehnutelnost1_druh2=\"Byt\")","v":true},{"$f":"OR(nehnutelnost2_druh2=\"\",nehnutelnost2_druh2=\"Rodinný dom\",nehnutelnost2_druh2=\"Byt\")","v":true}]
[null,"Druh nehnuteľnosti - 3:",null,null,null,null,null,null,null,null,"Druh nehnuteľnosti - 3:",null,null,null,null,null,null,null,null,null,null,{"$f":"OR(nehnutelnost1_druh3=\"\",nehnutelnost1_druh3=\"Rodinný dom\",nehnutelnost1_druh3=\"Byt\")","v":true},{"$f":"OR(nehnutelnost2_druh3=\"\",nehnutelnost2_druh3=\"Rodinný dom\",nehnutelnost2_druh3=\"Byt\")","v":true}]
[null,"Druh nehnuteľnosti - 4:",null,null,null,null,null,null,null,null,"Druh nehnuteľnosti - 4:",null,null,null,null,null,null,null,null,null,null,{"$f":"OR(nehnutelnost1_druh4=\"\",nehnutelnost1_druh4=\"Rodinný dom\",nehnutelnost1_druh4=\"Byt\")","v":true},{"$f":"OR(nehnutelnost2_druh4=\"\",nehnutelnost2_druh4=\"Rodinný dom\",nehnutelnost2_druh4=\"Byt\")","v":true}]
[null,"Vlastníctvo nehnuteľnosti",null,null,null,null,null,null,null,null,"Vlastníctvo nehnuteľnosti"]
[null,"Počet zakladaných nehnuteľností*:",null,null,null,null,null,null,null,null,"Počet zakladaných nehnuteľností*:"]
[null,"* vyplňovať len v prípade, že nie sú zakladané všetky nehnuteľnosti uvedené na LV",null,null,null,null,null,null,null,null,"* vyplňovať len v prípade, že nie sú zakladané všetky nehnuteľnosti uvedené na LV"]
[]
[null,"Znalecký posudok číslo:",null,null,null,null,null,null,null,null,"Znalecký posudok číslo:"]
[null,"List vlastníctva číslo:",null,null,null,null,null,null,null,null,"List vlastníctva číslo:"]
[null,"Katastrálne územie:",null,null,null,null,null,null,null,null,"Katastrálne územie:"]
[null,"Adresa nehnuteľnosti:",null,null,null,null,null,null,null,null,"Adresa nehnuteľnosti:"]
[null,"Kraj:",null,null,null,null,null,null,null,null,"Kraj:"]
[null,"Okres:",null,null,null,null,null,null,null,null,"Okres:"]
[null,"Mesto / obec:",null,null,null,null,null,null,null,null,"Mesto / obec:"]
[null,"Ulica, číslo:",null,null,null,null,null,null,null,null,"Ulica, číslo:"]
[]
[null,"    Osoba, ktorá uzatvorí poistnú zmluvu k nehnuteľnosti:",null,null,null,null,null,null,null,null,"    Osoba, ktorá uzatvorí poistnú zmluvu k nehnuteľnosti:"]
[]
[]
[]
[null,"Údaje o záložcoch:",null,null,null,null,null,null,null,null,{"$f":"B44","v":"Údaje o záložcoch:"},{"$f":"B44","v":"Údaje o záložcoch:"}]
[]
[null,"Záložca 1:",null,null,null,null,null,null,null,null,{"$f":"B46","v":"Záložca 1:"}]
[null,"Meno a priezvisko:",null,null,null,null,null,null,null,null,"Meno a priezvisko:"]
[null,"Rodné číslo:",null,null,null,null,null,null,null,null,"Rodné číslo:"]
[]
[null,"Záložca 2:",null,null,null,null,null,null,null,null,{"$f":"B50","v":"Záložca 2:"}]
[null,"Meno a priezvisko:",null,null,null,null,null,null,null,null,"Meno a priezvisko:"]
[null,"Rodné číslo:",null,null,null,null,null,null,null,null,"Rodné číslo:"]
[]
[null,"Záložca 3:",null,null,null,null,null,null,null,null,{"$f":"B54","v":"Záložca 3:"}]
[null,"Meno a priezvisko:",null,null,null,null,null,null,null,null,"Meno a priezvisko:"]
[null,"Rodné číslo:",null,null,null,null,null,null,null,null,"Rodné číslo:"]
[]
[null,"Záložca 4:",null,null,null,null,null,null,null,null,{"$f":"B58","v":"Záložca 4:"}]
[null,"Meno a priezvisko:",null,null,null,null,null,null,null,null,"Meno a priezvisko:"]
[null,"Rodné číslo:",null,null,null,null,null,null,null,null,"Rodné číslo:"]
[]
[null,null,null,null,null,null,null,null,null,null,{"$f":"IF(p_pomocka=\"\",\"\",p_pomocka)","v":""}]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,"ČSOB stavebná sporiteľňa, a.s.\nBratislava 1, PSČ 811 02, Žižkova 11; IČO: 35 799 200; DIČ: 2021544030; IČ pre DPH: SK7020000218 \nzapísaná v Obchodnom registri Okresného súdu Bratislava I. v odd. Sa, vložka č. 2590/B\ninfolinka: 0800 111 303,  fax:  02 5966 7920; www.csob.sk; csobsp@csobsp.sk",null,null,null,null,null,null,null,null,null,null,null,"XML:",null,{"$f":"generovanie","v":"2020-02-14T12:49:06.920"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"Verzia:",null,{"$f":"file_name","v":"SP_EZU_FO_20200215v32.2"}]

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[null,"ÚDAJE O OBJEKTE ÚVERU",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true,{"$f":"COUNTA($AA:$AA)","v":192},"OU_first_row","OU_last_row"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"kontrola - objekt úveru",null,{"$f":"chyb_hl_objekt_uveru","v":"Zadajte pole: ou_pocet_objektov_uveru"},null,null,null,null,true,null,17,192]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Číslo zmluvy o stavebnom sporení:",null,null,null,null,{"$f":"cislo_zmluvy","v":0},null,null,null,null,"/8170",null,"Dátum žiadosti:",null,null,{"$f":"datum_ziadosti","v":43875},null,null,null,null,null,null,null,null,null,true]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Žiadateľ o úver:",null,null,null,null,null,null,null,null,"Spolužiadateľ (manželský partner žiadateľa):",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Meno, priezvisko, titul:",null,null,{"$f":"TRIM(IF(titul_pred_ziadatel=\"\",\"\",titul_pred_ziadatel)&\" \"&IF(meno_ziadatel=\"\",\"\",meno_ziadatel)&\" \"&IF(priezvisko_ziadatel=\"\",\"\",priezvisko_ziadatel)&IF(titul_za_ziadatel=\"\",\"\",\", \"&titul_za_ziadatel))","v":""},null,null,null,null,null,"Meno, priezvisko, titul:",null,null,{"$f":"TRIM(IF(titul_pred_spoludlznik=\"\",\"\",titul_pred_spoludlznik)&\" \"&IF(meno_spoludlznik=\"\",\"\",meno_spoludlznik)&\" \"&IF(priezvisko_spoludlznik=\"\",\"\",priezvisko_spoludlznik)&IF(titul_za_spoludlznik=\"\",\"\",\", \"&titul_za_spoludlznik))","v":""},null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Rodné číslo:",null,null,{"$f":"IF(RC_ziadatel=\"\",\"\",RC_ziadatel)","v":""},null,null,null,null,null,"Rodné číslo:",null,null,{"$f":"IF(RC_spoludlznik=\"\",\"\",RC_spoludlznik)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,"Počet objektov úveru",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"ou_pocet_objektov_uveru>=1","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,"Objekt úveru 1",null,null,null,null,null,null,null,null,"Objekt úveru je predmetom zabezpečenia:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,"Druh objektu úveru - 1:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(nehnutelnost1_druh1=\"\",nehnutelnost1_druh1=\"Rodinný dom\",nehnutelnost1_druh1=\"Byt\")","v":true},{"$f":"OR(nehnutelnost2_druh1=\"\",nehnutelnost2_druh1=\"Rodinný dom\",nehnutelnost2_druh1=\"Byt\")","v":true},null,null,null,false]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,"Číslo LV - druh objektu úveru - 1:",null,null,null,null,null,null,null,null,"Katastrálne územie:",null,null,null,null,null,null,null,null,null,null,{"$f":"OR(nehnutelnost1_druh2=\"\",nehnutelnost1_druh2=\"Rodinný dom\",nehnutelnost1_druh2=\"Byt\")","v":true},{"$f":"OR(nehnutelnost2_druh2=\"\",nehnutelnost2_druh2=\"Rodinný dom\",nehnutelnost2_druh2=\"Byt\")","v":true},null,null,null,false]
[null,"Výpis LV zo dňa:",null,null,null,null,null,null,null,null,"Okresný úrad:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,"Adresa nehnuteľnosti:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,"Ulica, číslo:",null,null,null,null,null,null,null,null,"Kraj:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,"Mesto / obec:",null,null,null,null,null,null,null,null,"Okres:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,{"$f":"IF(OR(ou_1_objekt1=\"Rozostavaný byt\",ou_1_objekt1=\"Byt\",ou_1_objekt1=\"Nebytový priestor (prestavba na byt)\"),\"Číslo bytu / nebytový priestor:\",\"\")","v":""},null,null,null,null,null,null,null,null,"Popisné číslo:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=1,OR(ou_1_objekt1=\"Rodinný dom\",ou_1_objekt1=\"Rozostavaný rodinný dom\",ou_1_objekt1=\"Iná drobná stavba\",ou_1_objekt1=\"Garáž\",ou_1_objekt1=\"Rozostavaný byt\",ou_1_objekt1=\"Byt\",ou_1_objekt1=\"Nebytový priestor (prestavba na byt)\"))","v":false}]
[null,{"$f":"IF(OR(ou_1_objekt1=\"Rozostavaný byt\",ou_1_objekt1=\"Byt\",ou_1_objekt1=\"Nebytový priestor (prestavba na byt)\"),\"Poschodie:\",\"\")","v":""},null,null,null,null,null,null,null,null,"Súpisné číslo:","Súpisné číslo",null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=1,OR(ou_1_objekt1=\"Rodinný dom\",ou_1_objekt1=\"Rozostavaný rodinný dom\",ou_1_objekt1=\"Iná drobná stavba\",ou_1_objekt1=\"Garáž\",ou_1_objekt1=\"Rozostavaný byt\",ou_1_objekt1=\"Byt\",ou_1_objekt1=\"Nebytový priestor (prestavba na byt)\"))","v":false}]
[null,{"$f":"IF(OR(ou_1_objekt1=\"Rozostavaný byt\",ou_1_objekt1=\"Byt\",ou_1_objekt1=\"Nebytový priestor (prestavba na byt)\"),\"Vchod:\",\"\")","v":""},null,null,null,null,null,null,null,null,"Ulica:","Ulica",null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=1,OR(ou_1_objekt1=\"Rodinný dom\",ou_1_objekt1=\"Rozostavaný rodinný dom\",ou_1_objekt1=\"Iná drobná stavba\",ou_1_objekt1=\"Garáž\",ou_1_objekt1=\"Rozostavaný byt\",ou_1_objekt1=\"Byt\",ou_1_objekt1=\"Nebytový priestor (prestavba na byt)\"))","v":false}]
[null,"Číslo parcely:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=1,OR(ou_1_objekt1=\"Pozemok\",ou_1_objekt1=\"Stavebný pozemok\"))","v":false}]
[null,"Druh parcely:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=1,OR(ou_1_objekt1=\"Pozemok\",ou_1_objekt1=\"Stavebný pozemok\"))","v":false}]
[null,"Výmera parcely:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=1,OR(ou_1_objekt1=\"Pozemok\",ou_1_objekt1=\"Stavebný pozemok\"))","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"ou_pocet_objektov_uveru>=1","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(nehnutelnost1_druh3=\"\",nehnutelnost1_druh3=\"Rodinný dom\",nehnutelnost1_druh3=\"Byt\")","v":true},{"$f":"OR(nehnutelnost2_druh3=\"\",nehnutelnost2_druh3=\"Rodinný dom\",nehnutelnost2_druh3=\"Byt\")","v":true},null,null,null,{"$f":"ou_pocet_objektov_uveru>=1","v":false}]
[null,"Druh objektu úveru - 2:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(nehnutelnost1_druh4=\"\",nehnutelnost1_druh4=\"Rodinný dom\",nehnutelnost1_druh4=\"Byt\")","v":true},{"$f":"OR(nehnutelnost2_druh4=\"\",nehnutelnost2_druh4=\"Rodinný dom\",nehnutelnost2_druh4=\"Byt\")","v":true},null,null,null,{"$f":"ou_pocet_objektov_uveru>=1","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=1,ou_1_objekt2<>\"\")","v":false}]
[null,"Číslo LV - druh objektu úveru - 2:",null,null,null,null,null,null,null,null,"Zhodné číslo LV - druh objektu úveru - 1:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=1,ou_1_objekt2<>\"\")","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=1,ou_1_objekt2<>\"\")","v":false}]
[null,"Číslo parcely:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=1,OR(ou_1_objekt2=\"Pozemok\",ou_1_objekt2=\"Stavebný pozemok\"))","v":false}]
[null,"Druh parcely:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=1,OR(ou_1_objekt2=\"Pozemok\",ou_1_objekt2=\"Stavebný pozemok\"))","v":false}]
[null,"Výmera parcely:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=1,OR(ou_1_objekt2=\"Pozemok\",ou_1_objekt2=\"Stavebný pozemok\"))","v":false}]
[null,"Popisné číslo:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=1,OR(ou_1_objekt2=\"Rodinný dom\",ou_1_objekt2=\"Rozostavaný rodinný dom\",ou_1_objekt2=\"Iná drobná stavba\",ou_1_objekt2=\"Garáž\"))","v":false}]
[null,"Súpisné číslo:","Súpisné číslo",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=1,OR(ou_1_objekt2=\"Rodinný dom\",ou_1_objekt2=\"Rozostavaný rodinný dom\",ou_1_objekt2=\"Iná drobná stavba\",ou_1_objekt2=\"Garáž\"))","v":false}]
[null,"Ulica:","Ulica",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=1,OR(ou_1_objekt2=\"Rodinný dom\",ou_1_objekt2=\"Rozostavaný rodinný dom\",ou_1_objekt2=\"Iná drobná stavba\",ou_1_objekt2=\"Garáž\"))","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"ou_pocet_objektov_uveru>=1","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"ou_pocet_objektov_uveru>=1","v":false}]
[null,"Druh objektu úveru - 3:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"ou_pocet_objektov_uveru>=1","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=1,ou_1_objekt3<>\"\")","v":false}]
[null,"Číslo LV - druh objektu úveru - 3:",null,null,null,null,null,null,null,null,"Zhodné číslo LV - druh objektu úveru - 1:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=1,ou_1_objekt3<>\"\")","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=1,ou_1_objekt3<>\"\")","v":false}]
[null,"Číslo parcely:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=1,OR(ou_1_objekt3=\"Pozemok\",ou_1_objekt3=\"Stavebný pozemok\"))","v":false}]
[null,"Druh parcely:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=1,OR(ou_1_objekt3=\"Pozemok\",ou_1_objekt3=\"Stavebný pozemok\"))","v":false}]
[null,"Výmera parcely:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=1,OR(ou_1_objekt3=\"Pozemok\",ou_1_objekt3=\"Stavebný pozemok\"))","v":false}]
[null,"Popisné číslo:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=1,OR(ou_1_objekt3=\"Rodinný dom\",ou_1_objekt3=\"Rozostavaný rodinný dom\",ou_1_objekt3=\"Iná drobná stavba\",ou_1_objekt3=\"Garáž\"))","v":false}]
[null,"Súpisné číslo:","Súpisné číslo",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=1,OR(ou_1_objekt3=\"Rodinný dom\",ou_1_objekt3=\"Rozostavaný rodinný dom\",ou_1_objekt3=\"Iná drobná stavba\",ou_1_objekt3=\"Garáž\"))","v":false}]
[null,"Ulica:","Ulica",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=1,OR(ou_1_objekt3=\"Rodinný dom\",ou_1_objekt3=\"Rozostavaný rodinný dom\",ou_1_objekt3=\"Iná drobná stavba\",ou_1_objekt3=\"Garáž\"))","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"ou_pocet_objektov_uveru>=1","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"ou_pocet_objektov_uveru>=2","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,"Objekt úveru 2",null,null,null,null,null,null,null,null,"Objekt úveru je predmetom zabezpečenia:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,"Druh objektu úveru - 1:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,"Číslo LV - druh objektu úveru - 1:",null,null,null,null,null,null,null,null,"Katastrálne územie:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,"Výpis LV zo dňa:",null,null,null,null,null,null,null,null,"Okresný úrad:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,"Adresa nehnuteľnosti:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,"Ulica, číslo:",null,null,null,null,null,null,null,null,"Kraj:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,"Mesto / obec:",null,null,null,null,null,null,null,null,"Okres:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,{"$f":"IF(OR(ou_2_objekt1=\"Rozostavaný byt\",ou_2_objekt1=\"Byt\",ou_2_objekt1=\"Nebytový priestor (prestavba na byt)\"),\"Číslo bytu / nebytový priestor:\",\"\")","v":""},null,null,null,null,null,null,null,null,"Popisné číslo:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=2,OR(ou_2_objekt1=\"Rodinný dom\",ou_2_objekt1=\"Rozostavaný rodinný dom\",ou_2_objekt1=\"Iná drobná stavba\",ou_2_objekt1=\"Garáž\",ou_2_objekt1=\"Rozostavaný byt\",ou_2_objekt1=\"Byt\",ou_2_objekt1=\"Nebytový priestor (prestavba na byt)\"))","v":false}]
[null,{"$f":"IF(OR(ou_2_objekt1=\"Rozostavaný byt\",ou_2_objekt1=\"Byt\",ou_2_objekt1=\"Nebytový priestor (prestavba na byt)\"),\"Poschodie:\",\"\")","v":""},null,null,null,null,null,null,null,null,"Súpisné číslo:","Súpisné číslo",null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=2,OR(ou_2_objekt1=\"Rodinný dom\",ou_2_objekt1=\"Rozostavaný rodinný dom\",ou_2_objekt1=\"Iná drobná stavba\",ou_2_objekt1=\"Garáž\",ou_2_objekt1=\"Rozostavaný byt\",ou_2_objekt1=\"Byt\",ou_2_objekt1=\"Nebytový priestor (prestavba na byt)\"))","v":false}]
[null,{"$f":"IF(OR(ou_2_objekt1=\"Rozostavaný byt\",ou_2_objekt1=\"Byt\",ou_2_objekt1=\"Nebytový priestor (prestavba na byt)\"),\"Vchod:\",\"\")","v":""},null,null,null,null,null,null,null,null,"Ulica:","Ulica",null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=2,OR(ou_2_objekt1=\"Rodinný dom\",ou_2_objekt1=\"Rozostavaný rodinný dom\",ou_2_objekt1=\"Iná drobná stavba\",ou_2_objekt1=\"Garáž\",ou_2_objekt1=\"Rozostavaný byt\",ou_2_objekt1=\"Byt\",ou_2_objekt1=\"Nebytový priestor (prestavba na byt)\"))","v":false}]
[null,"Číslo parcely:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=2,OR(ou_2_objekt1=\"Pozemok\",ou_2_objekt1=\"Stavebný pozemok\"))","v":false}]
[null,"Druh parcely:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=2,OR(ou_2_objekt1=\"Pozemok\",ou_2_objekt1=\"Stavebný pozemok\"))","v":false}]
[null,"Výmera parcely:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=2,OR(ou_2_objekt1=\"Pozemok\",ou_2_objekt1=\"Stavebný pozemok\"))","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"ou_pocet_objektov_uveru>=2","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"ou_pocet_objektov_uveru>=2","v":false}]
[null,"Druh objektu úveru - 2:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"ou_pocet_objektov_uveru>=2","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=2,ou_2_objekt2<>\"\")","v":false}]
[null,"Číslo LV - druh objektu úveru - 2:",null,null,null,null,null,null,null,null,"Zhodné číslo LV - druh objektu úveru - 1:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=2,ou_2_objekt2<>\"\")","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=2,ou_2_objekt2<>\"\")","v":false}]
[null,"Číslo parcely:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=2,OR(ou_2_objekt2=\"Pozemok\",ou_2_objekt2=\"Stavebný pozemok\"))","v":false}]
[null,"Druh parcely:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=2,OR(ou_2_objekt2=\"Pozemok\",ou_2_objekt2=\"Stavebný pozemok\"))","v":false}]
[null,"Výmera parcely:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=2,OR(ou_2_objekt2=\"Pozemok\",ou_2_objekt2=\"Stavebný pozemok\"))","v":false}]
[null,"Popisné číslo:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=2,OR(ou_2_objekt2=\"Rodinný dom\",ou_2_objekt2=\"Rozostavaný rodinný dom\",ou_2_objekt2=\"Iná drobná stavba\",ou_2_objekt2=\"Garáž\"))","v":false}]
[null,"Súpisné číslo:","Súpisné číslo",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=2,OR(ou_2_objekt2=\"Rodinný dom\",ou_2_objekt2=\"Rozostavaný rodinný dom\",ou_2_objekt2=\"Iná drobná stavba\",ou_2_objekt2=\"Garáž\"))","v":false}]
[null,"Ulica:","Ulica",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=2,OR(ou_2_objekt2=\"Rodinný dom\",ou_2_objekt2=\"Rozostavaný rodinný dom\",ou_2_objekt2=\"Iná drobná stavba\",ou_2_objekt2=\"Garáž\"))","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"ou_pocet_objektov_uveru>=2","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"ou_pocet_objektov_uveru>=2","v":false}]
[null,"Druh objektu úveru - 3:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"ou_pocet_objektov_uveru>=2","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=2,ou_2_objekt3<>\"\")","v":false}]
[null,"Číslo LV - druh objektu úveru - 3:",null,null,null,null,null,null,null,null,"Zhodné číslo LV - druh objektu úveru - 1:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=2,ou_2_objekt3<>\"\")","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=2,ou_2_objekt3<>\"\")","v":false}]
[null,"Číslo parcely:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=2,OR(ou_2_objekt3=\"Pozemok\",ou_2_objekt3=\"Stavebný pozemok\"))","v":false}]
[null,"Druh parcely:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=2,OR(ou_2_objekt3=\"Pozemok\",ou_2_objekt3=\"Stavebný pozemok\"))","v":false}]
[null,"Výmera parcely:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=2,OR(ou_2_objekt3=\"Pozemok\",ou_2_objekt3=\"Stavebný pozemok\"))","v":false}]
[null,"Popisné číslo:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=2,OR(ou_2_objekt3=\"Rodinný dom\",ou_2_objekt3=\"Rozostavaný rodinný dom\",ou_2_objekt3=\"Iná drobná stavba\",ou_2_objekt3=\"Garáž\"))","v":false}]
[null,"Súpisné číslo:","Súpisné číslo",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=2,OR(ou_2_objekt3=\"Rodinný dom\",ou_2_objekt3=\"Rozostavaný rodinný dom\",ou_2_objekt3=\"Iná drobná stavba\",ou_2_objekt3=\"Garáž\"))","v":false}]
[null,"Ulica:","Ulica",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=2,OR(ou_2_objekt3=\"Rodinný dom\",ou_2_objekt3=\"Rozostavaný rodinný dom\",ou_2_objekt3=\"Iná drobná stavba\",ou_2_objekt3=\"Garáž\"))","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"ou_pocet_objektov_uveru>=2","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"ou_pocet_objektov_uveru>=3","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,"Objekt úveru 3",null,null,null,null,null,null,null,null,"Objekt úveru je predmetom zabezpečenia:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,"Druh objektu úveru - 1:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,"Číslo LV - druh objektu úveru - 1:",null,null,null,null,null,null,null,null,"Katastrálne územie:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,"Výpis LV zo dňa:",null,null,null,null,null,null,null,null,"Okresný úrad:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,"Adresa nehnuteľnosti:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,"Ulica, číslo:",null,null,null,null,null,null,null,null,"Kraj:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,"Mesto / obec:",null,null,null,null,null,null,null,null,"Okres:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,{"$f":"IF(OR(ou_3_objekt1=\"Rozostavaný byt\",ou_3_objekt1=\"Byt\",ou_3_objekt1=\"Nebytový priestor (prestavba na byt)\"),\"Číslo bytu / nebytový priestor:\",\"\")","v":""},null,null,null,null,null,null,null,null,"Popisné číslo:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=3,OR(ou_3_objekt1=\"Rodinný dom\",ou_3_objekt1=\"Rozostavaný rodinný dom\",ou_3_objekt1=\"Iná drobná stavba\",ou_3_objekt1=\"Garáž\",ou_3_objekt1=\"Rozostavaný byt\",ou_3_objekt1=\"Byt\",ou_3_objekt1=\"Nebytový priestor (prestavba na byt)\"))","v":false}]
[null,{"$f":"IF(OR(ou_3_objekt1=\"Rozostavaný byt\",ou_3_objekt1=\"Byt\",ou_3_objekt1=\"Nebytový priestor (prestavba na byt)\"),\"Poschodie:\",\"\")","v":""},null,null,null,null,null,null,null,null,"Súpisné číslo:","Súpisné číslo",null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=3,OR(ou_3_objekt1=\"Rodinný dom\",ou_3_objekt1=\"Rozostavaný rodinný dom\",ou_3_objekt1=\"Iná drobná stavba\",ou_3_objekt1=\"Garáž\",ou_3_objekt1=\"Rozostavaný byt\",ou_3_objekt1=\"Byt\",ou_3_objekt1=\"Nebytový priestor (prestavba na byt)\"))","v":false}]
[null,{"$f":"IF(OR(ou_3_objekt1=\"Rozostavaný byt\",ou_3_objekt1=\"Byt\",ou_3_objekt1=\"Nebytový priestor (prestavba na byt)\"),\"Vchod:\",\"\")","v":""},null,null,null,null,null,null,null,null,"Ulica:","Ulica",null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=3,OR(ou_3_objekt1=\"Rodinný dom\",ou_3_objekt1=\"Rozostavaný rodinný dom\",ou_3_objekt1=\"Iná drobná stavba\",ou_3_objekt1=\"Garáž\",ou_3_objekt1=\"Rozostavaný byt\",ou_3_objekt1=\"Byt\",ou_3_objekt1=\"Nebytový priestor (prestavba na byt)\"))","v":false}]
[null,"Číslo parcely:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=3,OR(ou_3_objekt1=\"Pozemok\",ou_3_objekt1=\"Stavebný pozemok\"))","v":false}]
[null,"Druh parcely:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=3,OR(ou_3_objekt1=\"Pozemok\",ou_3_objekt1=\"Stavebný pozemok\"))","v":false}]
[null,"Výmera parcely:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=3,OR(ou_3_objekt1=\"Pozemok\",ou_3_objekt1=\"Stavebný pozemok\"))","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"ou_pocet_objektov_uveru>=3","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"ou_pocet_objektov_uveru>=3","v":false}]
[null,"Druh objektu úveru - 2:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"ou_pocet_objektov_uveru>=3","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=3,ou_3_objekt2<>\"\")","v":false}]
[null,"Číslo LV - druh objektu úveru - 2:",null,null,null,null,null,null,null,null,"Zhodné číslo LV - druh objektu úveru - 1:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=3,ou_3_objekt2<>\"\")","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=3,ou_3_objekt2<>\"\")","v":false}]
[null,"Číslo parcely:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=3,OR(ou_3_objekt2=\"Pozemok\",ou_3_objekt2=\"Stavebný pozemok\"))","v":false}]
[null,"Druh parcely:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=3,OR(ou_3_objekt2=\"Pozemok\",ou_3_objekt2=\"Stavebný pozemok\"))","v":false}]
[null,"Výmera parcely:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=3,OR(ou_3_objekt2=\"Pozemok\",ou_3_objekt2=\"Stavebný pozemok\"))","v":false}]
[null,"Popisné číslo:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=3,OR(ou_3_objekt2=\"Rodinný dom\",ou_3_objekt2=\"Rozostavaný rodinný dom\",ou_3_objekt2=\"Iná drobná stavba\",ou_3_objekt2=\"Garáž\"))","v":false}]
[null,"Súpisné číslo:","Súpisné číslo",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=3,OR(ou_3_objekt2=\"Rodinný dom\",ou_3_objekt2=\"Rozostavaný rodinný dom\",ou_3_objekt2=\"Iná drobná stavba\",ou_3_objekt2=\"Garáž\"))","v":false}]
[null,"Ulica:","Ulica",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=3,OR(ou_3_objekt2=\"Rodinný dom\",ou_3_objekt2=\"Rozostavaný rodinný dom\",ou_3_objekt2=\"Iná drobná stavba\",ou_3_objekt2=\"Garáž\"))","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"ou_pocet_objektov_uveru>=3","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"ou_pocet_objektov_uveru>=3","v":false}]
[null,"Druh objektu úveru - 3:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"ou_pocet_objektov_uveru>=3","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=3,ou_3_objekt3<>\"\")","v":false}]
[null,"Číslo LV - druh objektu úveru - 3:",null,null,null,null,null,null,null,null,"Zhodné číslo LV - druh objektu úveru - 1:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=3,ou_3_objekt3<>\"\")","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=3,ou_3_objekt3<>\"\")","v":false}]
[null,"Číslo parcely:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=3,OR(ou_3_objekt3=\"Pozemok\",ou_3_objekt3=\"Stavebný pozemok\"))","v":false}]
[null,"Druh parcely:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=3,OR(ou_3_objekt3=\"Pozemok\",ou_3_objekt3=\"Stavebný pozemok\"))","v":false}]
[null,"Výmera parcely:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=3,OR(ou_3_objekt3=\"Pozemok\",ou_3_objekt3=\"Stavebný pozemok\"))","v":false}]
[null,"Popisné číslo:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=3,OR(ou_3_objekt3=\"Rodinný dom\",ou_3_objekt3=\"Rozostavaný rodinný dom\",ou_3_objekt3=\"Iná drobná stavba\",ou_3_objekt3=\"Garáž\"))","v":false}]
[null,"Súpisné číslo:","Súpisné číslo",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=3,OR(ou_3_objekt3=\"Rodinný dom\",ou_3_objekt3=\"Rozostavaný rodinný dom\",ou_3_objekt3=\"Iná drobná stavba\",ou_3_objekt3=\"Garáž\"))","v":false}]
[null,"Ulica:","Ulica",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=3,OR(ou_3_objekt3=\"Rodinný dom\",ou_3_objekt3=\"Rozostavaný rodinný dom\",ou_3_objekt3=\"Iná drobná stavba\",ou_3_objekt3=\"Garáž\"))","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"ou_pocet_objektov_uveru>=3","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"ou_pocet_objektov_uveru>=4","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,"Objekt úveru 4",null,null,null,null,null,null,null,null,"Objekt úveru je predmetom zabezpečenia:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,"Druh objektu úveru - 1:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,"Číslo LV - druh objektu úveru - 1:",null,null,null,null,null,null,null,null,"Katastrálne územie:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,"Výpis LV zo dňa:",null,null,null,null,null,null,null,null,"Okresný úrad:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,"Adresa nehnuteľnosti:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,"Ulica, číslo:",null,null,null,null,null,null,null,null,"Kraj:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,"Mesto / obec:",null,null,null,null,null,null,null,null,"Okres:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,{"$f":"IF(OR(ou_4_objekt1=\"Rozostavaný byt\",ou_4_objekt1=\"Byt\",ou_4_objekt1=\"Nebytový priestor (prestavba na byt)\"),\"Číslo bytu / nebytový priestor:\",\"\")","v":""},null,null,null,null,null,null,null,null,"Popisné číslo:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=4,OR(ou_4_objekt1=\"Rodinný dom\",ou_4_objekt1=\"Rozostavaný rodinný dom\",ou_4_objekt1=\"Iná drobná stavba\",ou_4_objekt1=\"Garáž\",ou_4_objekt1=\"Rozostavaný byt\",ou_4_objekt1=\"Byt\",ou_4_objekt1=\"Nebytový priestor (prestavba na byt)\"))","v":false}]
[null,{"$f":"IF(OR(ou_4_objekt1=\"Rozostavaný byt\",ou_4_objekt1=\"Byt\",ou_4_objekt1=\"Nebytový priestor (prestavba na byt)\"),\"Poschodie:\",\"\")","v":""},null,null,null,null,null,null,null,null,"Súpisné číslo:","Súpisné číslo",null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=4,OR(ou_4_objekt1=\"Rodinný dom\",ou_4_objekt1=\"Rozostavaný rodinný dom\",ou_4_objekt1=\"Iná drobná stavba\",ou_4_objekt1=\"Garáž\",ou_4_objekt1=\"Rozostavaný byt\",ou_4_objekt1=\"Byt\",ou_4_objekt1=\"Nebytový priestor (prestavba na byt)\"))","v":false}]
[null,{"$f":"IF(OR(ou_4_objekt1=\"Rozostavaný byt\",ou_4_objekt1=\"Byt\",ou_4_objekt1=\"Nebytový priestor (prestavba na byt)\"),\"Vchod:\",\"\")","v":""},null,null,null,null,null,null,null,null,"Ulica:","Ulica",null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=4,OR(ou_4_objekt1=\"Rodinný dom\",ou_4_objekt1=\"Rozostavaný rodinný dom\",ou_4_objekt1=\"Iná drobná stavba\",ou_4_objekt1=\"Garáž\",ou_4_objekt1=\"Rozostavaný byt\",ou_4_objekt1=\"Byt\",ou_4_objekt1=\"Nebytový priestor (prestavba na byt)\"))","v":false}]
[null,"Číslo parcely:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=4,OR(ou_4_objekt1=\"Pozemok\",ou_4_objekt1=\"Stavebný pozemok\"))","v":false}]
[null,"Druh parcely:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=4,OR(ou_4_objekt1=\"Pozemok\",ou_4_objekt1=\"Stavebný pozemok\"))","v":false}]
[null,"Výmera parcely:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=4,OR(ou_4_objekt1=\"Pozemok\",ou_4_objekt1=\"Stavebný pozemok\"))","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"ou_pocet_objektov_uveru>=4","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"ou_pocet_objektov_uveru>=4","v":false}]
[null,"Druh objektu úveru - 2:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"ou_pocet_objektov_uveru>=4","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=4,ou_4_objekt2<>\"\")","v":false}]
[null,"Číslo LV - druh objektu úveru - 2:",null,null,null,null,null,null,null,null,"Zhodné číslo LV - druh objektu úveru - 1:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=4,ou_4_objekt2<>\"\")","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=4,ou_4_objekt2<>\"\")","v":false}]
[null,"Číslo parcely:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=4,OR(ou_4_objekt2=\"Pozemok\",ou_4_objekt2=\"Stavebný pozemok\"))","v":false}]
[null,"Druh parcely:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=4,OR(ou_4_objekt2=\"Pozemok\",ou_4_objekt2=\"Stavebný pozemok\"))","v":false}]
[null,"Výmera parcely:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=4,OR(ou_4_objekt2=\"Pozemok\",ou_4_objekt2=\"Stavebný pozemok\"))","v":false}]
[null,"Popisné číslo:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=4,OR(ou_4_objekt2=\"Rodinný dom\",ou_4_objekt2=\"Rozostavaný rodinný dom\",ou_4_objekt2=\"Iná drobná stavba\",ou_4_objekt2=\"Garáž\"))","v":false}]
[null,"Súpisné číslo:","Súpisné číslo",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=4,OR(ou_4_objekt2=\"Rodinný dom\",ou_4_objekt2=\"Rozostavaný rodinný dom\",ou_4_objekt2=\"Iná drobná stavba\",ou_4_objekt2=\"Garáž\"))","v":false}]
[null,"Ulica:","Ulica",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=4,OR(ou_4_objekt2=\"Rodinný dom\",ou_4_objekt2=\"Rozostavaný rodinný dom\",ou_4_objekt2=\"Iná drobná stavba\",ou_4_objekt2=\"Garáž\"))","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"ou_pocet_objektov_uveru>=4","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"ou_pocet_objektov_uveru>=4","v":false}]
[null,"Druh objektu úveru - 3:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"ou_pocet_objektov_uveru>=4","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=4,ou_4_objekt3<>\"\")","v":false}]
[null,"Číslo LV - druh objektu úveru - 3:",null,null,null,null,null,null,null,null,"Zhodné číslo LV - druh objektu úveru - 1:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=4,ou_4_objekt3<>\"\")","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=4,ou_4_objekt3<>\"\")","v":false}]
[null,"Číslo parcely:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=4,OR(ou_4_objekt3=\"Pozemok\",ou_4_objekt3=\"Stavebný pozemok\"))","v":false}]
[null,"Druh parcely:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=4,OR(ou_4_objekt3=\"Pozemok\",ou_4_objekt3=\"Stavebný pozemok\"))","v":false}]
[null,"Výmera parcely:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=4,OR(ou_4_objekt3=\"Pozemok\",ou_4_objekt3=\"Stavebný pozemok\"))","v":false}]
[null,"Popisné číslo:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=4,OR(ou_4_objekt3=\"Rodinný dom\",ou_4_objekt3=\"Rozostavaný rodinný dom\",ou_4_objekt3=\"Iná drobná stavba\",ou_4_objekt3=\"Garáž\"))","v":false}]
[null,"Súpisné číslo:","Súpisné číslo",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=4,OR(ou_4_objekt3=\"Rodinný dom\",ou_4_objekt3=\"Rozostavaný rodinný dom\",ou_4_objekt3=\"Iná drobná stavba\",ou_4_objekt3=\"Garáž\"))","v":false}]
[null,"Ulica:","Ulica",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ou_pocet_objektov_uveru>=4,OR(ou_4_objekt3=\"Rodinný dom\",ou_4_objekt3=\"Rozostavaný rodinný dom\",ou_4_objekt3=\"Iná drobná stavba\",ou_4_objekt3=\"Garáž\"))","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"ou_pocet_objektov_uveru>=4","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,null,null,null,null,null,null,null,{"$f":"IF(p_pomocka=\"\",\"\",p_pomocka)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"ČSOB stavebná sporiteľňa, a.s.\nBratislava 1, PSČ 811 02, Žižkova 11; IČO: 35 799 200; DIČ: 2021544030; IČ pre DPH: SK7020000218 \nzapísaná v Obchodnom registri Okresného súdu Bratislava I. v odd. Sa, vložka č. 2590/B\ninfolinka: 0800 111 303,  fax:  02 5966 7920; www.csob.sk; csobsp@csobsp.sk",null,null,null,null,null,null,null,null,null,null,null,"XML:",null,{"$f":"generovanie","v":"2020-02-14T12:49:06.920"},null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"Verzia:",null,{"$f":"file_name","v":"SP_EZU_FO_20200215v32.2"},null,null,null,null,null,null,null,null,null,null,true]

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[null,"PRÍLOHY K ŽIADOSTI O ÚVER"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"kontrola - protokol",null,{"$f":"chyb_hl_protokol","v":"Odkliknite prílohy, ktoré posielate spolu so žiadosťou o úver"}]
[]
[null,"Číslo zmluvy o stavebnom sporení:",null,null,null,null,null,null,{"$f":"cislo_zmluvy","v":0},null,null,null,null,"/8170",null,"Dátum žiadosti:",null,null,{"$f":"datum_ziadosti","v":43875}]
[]
[]
[]
[null,"Žiadateľ o úver",null,null,null,null,null,null,null,null,null,null,"Spolužiadateľ (manželský partner žiadateľa):"]
[]
[null,"Meno, priezvisko, titul:",null,null,null,null,{"$f":"TRIM(IF(titul_pred_ziadatel=\"\",\"\",titul_pred_ziadatel)&\" \"&IF(meno_ziadatel=\"\",\"\",meno_ziadatel)&\" \"&IF(priezvisko_ziadatel=\"\",\"\",priezvisko_ziadatel)&IF(titul_za_ziadatel=\"\",\"\",\", \"&titul_za_ziadatel))","v":""},null,null,null,null,null,"Meno, priezvisko, titul:",null,null,{"$f":"TRIM(IF(titul_pred_spoludlznik=\"\",\"\",titul_pred_spoludlznik)&\" \"&IF(meno_spoludlznik=\"\",\"\",meno_spoludlznik)&\" \"&IF(priezvisko_spoludlznik=\"\",\"\",priezvisko_spoludlznik)&IF(titul_za_spoludlznik=\"\",\"\",\", \"&titul_za_spoludlznik))","v":""},null,null,null,null,null,null,null,null,null,null,"kontrola","protokol_first_row","protokol_last_row"]
[null,"Rodné číslo:",null,null,null,null,{"$f":"IF(RC_ziadatel=\"\",\"\",RC_ziadatel)","v":""},null,null,null,null,null,"Rodné číslo:",null,null,{"$f":"IF(RC_spoludlznik=\"\",\"\",RC_spoludlznik)","v":""},null,null,null,null,null,null,null,null,null,null,{"$f":"IF(OR(AA16:AA401),IF(login_utvar>0,FALSE,TRUE),FALSE)","v":true},{"$f":"ROW(C16)","v":16},{"$f":"ROW(C401)","v":401}]
[]
[]
[]
[null,null,"ŽIADOSŤ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"kontrola","podmienka","hlaska","zelena - vzdy zobrazene, cervena - nikdy zobrazena, zlta - nutne doriesit"]
[null,null,null,null,{"$f":"IF(AB16,AC16,\"\")","v":"Žiadosť o úver zopnutá a podpísaná všetkými účastníkmi úveru a poradcom"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB16,C16<>ano)","v":true},true,"Žiadosť o úver zopnutá a podpísaná všetkými účastníkmi úveru a poradcom"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,false,"ŠEI + Informácia o RPMN"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"p_EXT_tiper","v":false},"Odovzdávací protokol produktov ČSOB SP"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"poistenie_vybrane=poistenieB","v":false},"Pracovná zmluva k poisteniu B"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"refinancovanie<>\"\"","v":false},"Úverová zmluva refinancovaného úveru"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"refinancovanie<>\"\"","v":false},"Hárok refinancovanie"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,false,"Sken predschváleného limitu z S-CUBE"]
[null,null,null,null,{"$f":"IF(AB23,AC23,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"AND(nadobudnutie_vlastnictva_zadane,akcia_vybrana<>akcia_nes_nehn)","v":false},"Zmluva o budúcej kúpnej zmluve/kúpna zmluva (aj v štádiu draftu)"]
[null,null,null,null,{"$f":"IF(AB24,AC24,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"AND(ts_HEplus,dofinancovanie_hypoteky=ano)","v":false},"Úverová zmluva schváleného hypotekárneho úveru (aj nepodpísaná, ak ju má klient k dispozícií)"]
[null,null,"OSOBA - ŽIADATEĽ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(AB26:AB120)","v":false}]
[null,null,null,null,{"$f":"IF(AB26,AC26,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB26,C26<>ano)","v":false},{"$f":"meno_ziadatel<>\"\"","v":false},"Kópia občianskeho preukazu / Cestovný doklad (pas) spolu s povolením na trvalý pobyt"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,false,"Cestovný doklad (pas) spolu s povolením na trvalý pobyt"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(stat_trv_ziadatel=\"Štáty Eurozóny (EUR)\",stat_trv_ziadatel=\"ČR\")","v":false},"Identifikačný doklad totožnosti vydaný štátom Európskej únie s uvedeným trvalým pobytom"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,false,"Cestovný doklad (pas)"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,false,"Druhý doklad, v ktorom bude uvedený trvalý pobyt danej osoby - nestačí čestné prehlásenie o trvalom pobyte"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"stav_ziadatel=\"rozvedený/rozvedená\"","v":false},"Právoplatný rozsudok o rozvode"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"stav_ziadatel=\"ženatý/vydatá bez BSM\"","v":false},"Právoplatný rozsudok o zrušení BSM (úplná kópia)"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"stav_ziadatel=\"ženatý/vydatá rozdielne priezviská\"","v":false},"Sobášny list"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"vzdelanie_ziadatel=\"vysokoškolské bez zápisu v OP\"","v":false},"Vysokoškolský diplom"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"typ_zamestnania_ziadatel=\"Študent\"","v":false},"Potvrdenie o dennom štúdiu"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"typ_zamestnania_ziadatel=\"Študent\"","v":false},"Rodný list"]
[null,null,"ZÁVISLÁ ČINNOSŤ SR",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(AB38:AB43)","v":false}]
[null,null,null,null,{"$f":"IF(AB38,AC38,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB38,C38<>ano)","v":false},{"$f":"pracovna_cinnost_ziadatel=\"Štátna a verejná služba\"","v":false},"Potrvrdenie o zamestnaní a príjme"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"pracovna_cinnost_ziadatel=\"Štátna a verejná služba\"","v":false},"Výpis z účtu za posledný mesiac"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"zamestnavatel_rodina_ziadatel=ano","v":false},"Kópia daňového priznania a výkazy zamestnávateľa za posledné zdaňovacie obdobie"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"zamestnavatel_rodina_ziadatel=ano","v":false},"V prípade, ak je zamestnávateľ SZČO potvrdenie o podaní daňového priznania a daňových nedoplatkoch a potvrdenie o zaplatení dane"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"AND(prijmy_zavisla_cin_ziadatel<>\"\",typ_zamestnania_ziadatel=\"Trvalý pracovný pomer, vlastná s.r.o.\")","v":false},"Kópia daňového priznania a výkazy zamestnávateľa za posledné zdaňovacie obdobie"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,false,"Potvrdenie o podaní daňového priznania a daňových nedoplatkoch pre právnickú osobu"]
[null,null,null,null,{"$f":"IF(AB44,AC44,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"AND(prijmy_zavisla_cin_ziadatel<>\"\",typ_zamestnania_ziadatel=\"Trvalý pracovný pomer, vlastná s.r.o.\")","v":false},"Doklady preukazujúce príjmy v období medzi podaním posledného daňového priznania a posúdením schopnosti klienta splácať úver (napr. výpisy z podnikateľského účtu, mesačné závierky z elektronickej registračnej pokladne, faktúry,  zmluvy uzatvorené s treťou stranou preukazujúcou príjem a iné doklady, ktorými sa dá hodnoverne preukázať obrat za obdobie, ktoré nie je pokryté daňovým priznaním, minimálne za posledný mesiac) "]
[null,null,"DIÉTY",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(AB46:AB47)","v":false}]
[null,null,null,null,{"$f":"IF(AB46,AC46,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB46,C46<>ano)","v":false},{"$f":"diety_ziadatel<>\"\"","v":false},"Výpis z účtu za posledných 6 mesiacov"]
[null,null,null,null,{"$f":"IF(AB47,AC47,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB47,C47<>ano)","v":false},{"$f":"diety_ziadatel<>\"\"","v":false},"V prípade, ak z preukázaného výpisu z účtu nebude možné presne identifikovať výšku diét aj potvrdenie od zamestnávateľa o výške poukazovaných diét za posledných  6 mesiacov"]
[null,null,"ZÁVISLÁ ČINNOSŤ V ZAHRANIČÍ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(AB49:AB52)","v":false}]
[null,null,null,null,{"$f":"IF(AB49,AC49,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB49,C49<>ano)","v":false},{"$f":"AND(prijmy_zahr_ziadatel<>\"v SR\",prijmy_zahr_ziadatel<>\"\")","v":false},"Potvrdenie o zamestnaní a príjme "]
[null,null,null,null,{"$f":"IF(AB50,AC50,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB50,C50<>ano)","v":false},{"$f":"AND(prijmy_zahr_ziadatel<>\"v SR\",prijmy_zahr_ziadatel<>\"\")","v":false},"Úplný originál výpisu z účtu za posledné 3 mesiace"]
[null,null,null,null,{"$f":"IF(AB51,AC51,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB51,C51<>ano)","v":false},{"$f":"AND(prijmy_zahr_ziadatel<>\"v SR\",prijmy_zahr_ziadatel<>\"\")","v":false},"Overená kópia pracovnej zmluvy"]
[null,null,null,null,{"$f":"IF(AB52,AC52,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB52,C52<>ano)","v":false},{"$f":"AND(prijmy_zahr_ziadatel<>\"v SR\",prijmy_zahr_ziadatel<>\"\")","v":false},"Overená kópia pracovného povolenia, ak krajina v ktorej účastník pracuje podľa príslušných platných právnych predpisov, takéto povolenie požaduje, resp. povolenia k pobytu"]
[null,null,"PRÍJEM OPATROVATEĽKY V RAKÚSKU",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(AB54:AB59)","v":false}]
[null,null,null,null,{"$f":"IF(AB54,AC54,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB54,C54<>ano)","v":false},{"$f":"prijmy_podnikanie_ziadatel_zahr=\"Opatrovateľka v Rak.\"","v":false},"Výpis z rakúskeho živnostenského oprávnenia"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"prijmy_podnikanie_ziadatel_zahr=\"Opatrovateľka v Rak.\"","v":false},"Overená fotokópia výpisu/dokladu o úhrade odvodov do Sociálnej poisťovne v Rakúsku"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"prijmy_podnikanie_ziadatel_zahr=\"Opatrovateľka v Rak.\"","v":false},"Overená fotokópia platnej zmluvy o dielo (tzn. opatrovateľská zmluva)"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"prijmy_podnikanie_ziadatel_zahr=\"Opatrovateľka v Rak.\"","v":false},"Overená fotokópia úplného výpisu z účtu za posledné 3 mesiace"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"prijmy_podnikanie_ziadatel_zahr=\"Opatrovateľka v Rak.\"","v":false},"Overená kópia daňového priznania k dani z príjmu fyzických osôb za posledné zdaňovacie obdobie podaného v SR, kde sú zahrnuté príjmy z Rakúska"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,false,"Doklady preukazujúce príjmy v období medzi podaním posledného daňového priznania a posúdením schopnosti klienta splácať úver (napr. výpisy z podnikateľského účtu, mesačné závierky z elektronickej registračnej pokladne, faktúry,  zmluvy uzatvorené s treťou stranou preukazujúcou príjem a iné doklady, ktorými sa dá hodnoverne preukázať obrat za obdobie, ktoré nie je pokryté daňovým priznaním, minimálne za posledný mesiac) "]
[null,null,"SZČO (SR, ČR)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(AB61:AB64)","v":false}]
[null,null,null,null,{"$f":"IF(AB61,AC61,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB61,C61<>ano)","v":false},{"$f":"OR(druh_podn_cinnosti_ziadatel=\"SZČO\",druh_podn_cinnosti_ziadatel=\"slobodné povolania\")","v":false},"Overená kópia daňového priznania k dani z príjmu fyzických osôb za posledné zdaňovacie obdobie"]
[null,null,null,null,{"$f":"IF(AB62,AC62,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB62,C62<>ano)","v":false},{"$f":"OR(druh_podn_cinnosti_ziadatel=\"SZČO\",druh_podn_cinnosti_ziadatel=\"slobodné povolania\")","v":false},"Potvrdenie o podaní daňového priznania a daňových nedoplatkoch pre fyzickú osobu"]
[null,null,null,null,{"$f":"IF(AB63,AC63,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB63,C63<>ano)","v":false},{"$f":"druh_podn_cinnosti_ziadatel=\"slobodné povolania\"","v":false},"Kópia oprávnenia na výkon podnikateľskej činnosti: pri inej forme podnikania alebo inej samostatnej zárobkovej činnosti fyzickej osoby (napr. slobodné povolania) - doklad o pridelení DIČ"]
[null,null,null,null,{"$f":"IF(AB64,AC64,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB64,C64<>ano)","v":false},{"$f":"OR(druh_podn_cinnosti_ziadatel=\"SZČO\",druh_podn_cinnosti_ziadatel=\"slobodné povolania\")","v":false},"Doklady preukazujúce príjmy v období medzi podaním posledného daňového priznania a posúdením schopnosti klienta splácať úver (napr. výpisy z podnikateľského účtu, mesačné závierky z elektronickej registračnej pokladne, faktúry,  zmluvy uzatvorené s treťou stranou preukazujúcou príjem a iné doklady, ktorými sa dá hodnoverne preukázať obrat za obdobie, ktoré nie je pokryté daňovým priznaním, minimálne za posledný mesiac)"]
[null,null,"PRÍJEM Z VLASTNEJ S.R.O.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(AB66:AB73)","v":false}]
[null,null,null,null,{"$f":"IF(AB66,AC66,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB66,C66<>ano)","v":false},false,"Kópia daňového priznania a výkazy za posledné zdaňovacie obdobie"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,false,"Potvrdenie o podaní daňového priznania a daňových nedoplatkoch pre právnickú osobu"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(prijmy_podnikanie_ziadatel_zahr=\"s.r.o. - podiel na zisku\",prijmy_podnikanie_ziadatel_zahr=\"s.r.o. - zo zisku\",prijmy_podnikanie_ziadatel_zahr=\"s.r.o. - tržby\",prijmy_podnikanie_ziadatel_zahr=\"\nv SR z obratu/tržieb\")","v":false},"Kópia daňového priznania a výkazy (účtovná závierka) za posledné zdaňovacie obdobie v prípade ak nie sú zverejnené v Registri účtovných závierok"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(prijmy_podnikanie_ziadatel_zahr=\"s.r.o. - podiel na zisku\",prijmy_podnikanie_ziadatel_zahr=\"s.r.o. - zo zisku\",prijmy_podnikanie_ziadatel_zahr=\"s.r.o. - tržby\",prijmy_podnikanie_ziadatel_zahr=\"\nv SR z obratu/tržieb\")","v":false},"Potvrdenie o podaní daňového priznania a daňových nedoplatkoch pre právnickú osobu"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"prijmy_podnikanie_ziadatel_zahr=\"s.r.o. - podiel na zisku\"","v":false},"Právoplatný doklad o rozdelení zisku (napr. zápisnica) schváleného štatutárnym orgánom spoločnosti"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"prijmy_podnikanie_ziadatel_zahr=\"s.r.o. - podiel na zisku\"","v":false},"Doklad o úhrade zisku - výpis z účtu, na ktorý bol podiel na zisku poukázaný"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,false,"Potvrdenie o registrácii do obchodného registra príslušným registrovaným súdom nie je vždy povinné,  ale schvaľovateľ si ho môže vyžiadať"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(prijmy_podnikanie_ziadatel_zahr=\"s.r.o. - podiel na zisku\",prijmy_podnikanie_ziadatel_zahr=\"s.r.o. - zo zisku\",prijmy_podnikanie_ziadatel_zahr=\"s.r.o. - tržby\",prijmy_podnikanie_ziadatel_zahr=\"\nv SR z obratu/tržieb\")","v":false},"Doklady preukazujúce príjmy v období medzi podaním posledného daňového priznania a posúdením schopnosti klienta splácať úver (napr. výpisy z podnikateľského účtu, mesačné závierky z elektronickej registračnej pokladne, faktúry, zmluvy uzatvorené s treťou stranou preukazujúcou príjem a iné doklady, ktorými sa dá hodnoverne preukázať obrat za obdobie, ktoré nie je pokryté daňovým priznaním, minimálne za posledný mesiac)"]
[null,null,"PRÍJEM ČLENOV VYBRANÝCH KOMÔR",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(AB75:AB78)","v":false}]
[null,null,null,null,{"$f":"IF(AB75,AC75,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB75,C75<>ano)","v":false},{"$f":"prijmy_podnikanie_ziadatel_zahr=\"Členovia komory\"","v":false},"Doklad preukazujúci členstvo v komore"]
[null,null,null,null,{"$f":"IF(AB76,AC76,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB76,C76<>ano)","v":false},{"$f":"prijmy_podnikanie_ziadatel_zahr=\"Členovia komory\"","v":false},"Kópia daňového priznania a výkazy účtovná závierka) za posledné zdaňovacie obdobie"]
[null,null,null,null,{"$f":"IF(AB77,AC77,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB77,C77<>ano)","v":false},{"$f":"prijmy_podnikanie_ziadatel_zahr=\"Členovia komory\"","v":false},"Potvrdenie o podaní daňového priznania a daňových nedoplatkoch pre fyzickú osobu"]
[null,null,null,null,{"$f":"IF(AB78,AC78,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB78,C78<>ano)","v":false},{"$f":"prijmy_podnikanie_ziadatel_zahr=\"Členovia komory\"","v":false},"Doklady preukazujúce príjmy v období medzi podaním posledného daňového priznania a posúdením schopnosti klienta splácať úver (napr. výpisy z podnikateľského účtu, mesačné závierky z elektronickej registračnej pokladne, faktúry, zmluvy uzatvorené s treťou stranou preukazujúcou príjem a iné doklady, ktorými sa dá hodnoverne preukázať obrat za obdobie, ktoré nie je pokryté daňovým priznaním, minimálne za posledný mesiac)"]
[null,null,"PRÍJEM NA ZÁKLADE PROVÍZIÍ PRE VYBRANÝCH EXTERNÝCH PARTNEROV",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(AB80:AB83)","v":false}]
[null,null,null,null,{"$f":"IF(AB80,AC80,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB80,C80<>ano)","v":false},{"$f":"prijmy_podnikanie_ziadatel_zahr=\"SZČO - EP\"","v":false},"Potvrdenie o vyplatených províziách"]
[null,null,null,null,{"$f":"IF(AB81,AC81,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB81,C81<>ano)","v":false},{"$f":"prijmy_podnikanie_ziadatel_zahr=\"SZČO - EP\"","v":false},"Kópia daňového priznania a výkazy (účtovná závierka) za posledné zdaňovacie obdobie"]
[null,null,null,null,{"$f":"IF(AB82,AC82,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB82,C82<>ano)","v":false},{"$f":"prijmy_podnikanie_ziadatel_zahr=\"SZČO - EP\"","v":false},"Potvrdenie o podaní daňového priznania a daňových nedoplatkoch"]
[null,null,null,null,{"$f":"IF(AB83,AC83,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB83,C83<>ano)","v":false},{"$f":"prijmy_podnikanie_ziadatel_zahr=\"SZČO - EP\"","v":false},"Doklady preukazujúce príjmy v období medzi podaním posledného daňového priznania a posúdením schopnosti klienta splácať úver (napr. výpisy z podnikateľského účtu, mesačné závierky z elektronickej registračnej pokladne, faktúry, zmluvy uzatvorené s treťou stranou preukazujúcou príjem a iné doklady, ktorými sa dá hodnoverne preukázať obrat za obdobie, ktoré nie je pokryté daňovým priznaním, minimálne za posledný mesiac)"]
[null,null,"PRÍJEM - PRECHOD ZO SZČO NA S.R.O.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(AB85:AB86)","v":false}]
[null,null,null,null,{"$f":"IF(AB85,AC85,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB85,C85<>ano)","v":false},false,"Kópia daňového priznania a výkazy za posledné zdaňovacie obdobie"]
[null,null,null,null,{"$f":"IF(AB86,AC86,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB86,C86<>ano)","v":false},false,"Výpis z podnikateľského účtu, resp. z registračnej pokladne preukazujúci príjmy účastníka úveru v období medzi ukončením SZČO a aktívnej činnosti vlastnej s.r.o. za 6 mesiacov (min. 3 mesiace)"]
[null,null,"PRÍJEM Z PRENÁJMU NEHNUTEĽNOSTI",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(AB88:AB90)","v":false}]
[null,null,null,null,{"$f":"IF(AB88,AC88,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB88,C88<>ano)","v":false},{"$f":"typ_ine_prijmy_ziadatel=\"prenájom\"","v":false},"Výpis z listu vlastníctva k prenajímanej nehnuteľnosti, môže byť stiahnutý z katasterportálu (žiadateľ alebo spolužiadateľ 1 musí byť vlastníkom)"]
[null,null,null,null,{"$f":"IF(AB89,AC89,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB89,C89<>ano)","v":false},{"$f":"typ_ine_prijmy_ziadatel=\"prenájom\"","v":false},"Overená fotokópia nájomnej zmluvy"]
[null,null,null,null,{"$f":"IF(AB90,AC90,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB90,C90<>ano)","v":false},{"$f":"typ_ine_prijmy_ziadatel=\"prenájom\"","v":false},"Kópia daňového priznania a výkazy (účtovná závierka) za posledné zdaňovacie obdobie. V prípade nepodania daňového priznania (klient s uvedenou činnosťou začal v danom roku) príjem zdokladuje výpismi z účtu min. za posledné 3 mesiace (overená fotokópia predajcom)"]
[null,null,"PRÍJEM DOKTORANDA",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(AB92:AB93)","v":false}]
[null,null,null,null,{"$f":"IF(AB92,AC92,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB92,C92<>ano)","v":false},{"$f":"typ_ine_prijmy_ziadatel=\"doktorand\"","v":false},"Potvrdenie o dennej forme doktorandského štúdia"]
[null,null,null,null,{"$f":"IF(AB93,AC93,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB93,C93<>ano)","v":false},{"$f":"typ_ine_prijmy_ziadatel=\"doktorand\"","v":false},"Úplný výpis z účtu za posledných 6 mesiacov"]
[null,null,"DÔCHODOK",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(AB95:AB98)","v":false}]
[null,null,null,null,{"$f":"IF(AB95,AC95,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB95,C95<>ano)","v":false},{"$f":"OR(typ_ine_prijmy_ziadatel=\"sirot.dôchodok\",typ_ine_prijmy_ziadatel=\"vdov.dôchodok\",typ_dochodku_ziadatel=\"výsluhový\")","v":false},"Platný výmer, rozhodnutie alebo iný doklad"]
[null,null,null,null,{"$f":"IF(AB96,AC96,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB96,C96<>ano)","v":false},{"$f":"OR(typ_ine_prijmy_ziadatel=\"sirot.dôchodok\",typ_ine_prijmy_ziadatel=\"vdov.dôchodok\",typ_dochodku_ziadatel=\"výsluhový\")","v":false},"úplný výpis z účtu za posledný mesiac alebo potvrdenie pošty o vyplatení dôchodku (v prípade poberania dôchodku v hotovosti)"]
[null,null,null,null,{"$f":"IF(AB97,AC97,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB97,C97<>ano)","v":false},false,"Platný výmer, rozhodnutie alebo iný doklad"]
[null,null,null,null,{"$f":"IF(AB98,AC98,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB98,C98<>ano)","v":false},false,"Potvrdenie príslušnej pošty o vyplatení dôchodku"]
[null,null,"RODIČOVSKÝ PRÍSPEVOK",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(AB100)","v":false}]
[null,null,null,null,{"$f":"IF(AB100,AC100,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB100,C100<>ano)","v":false},{"$f":"typ_rod_prispevok_ziadatel=\"rodičovský príspevok\"","v":false},"V prípade, že klient poberá rodičovský príspevok v pravidelnej výške a výška príspevku je preukázateľná napr. výpisom z účtu, k rozhodnutiu úveru nie je potrebné predloženie rozhodnutia z ÚPSVR o poberaní rodičovského príspevku, postačuje len predloženie výpisu z účtu"]
[null,null,"MATERSKÁ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(AB102)","v":false}]
[null,null,null,null,{"$f":"IF(AB102,AC102,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB102,C102<>ano)","v":false},{"$f":"typ_rod_prispevok_ziadatel=\"materská\"","v":false},"V prípade poberania materského príspevku je k žiadosti o úver potrebné predložiť okrem rozhodnutia z ÚPSVR o poberaní príspevku aj výpis z účtu"]
[null,null,"PRÍSPEVOK ZAMESTNÁVATEĽA NA BÝVANIE (INÉ BENEFITY)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(AB104:AB105)","v":false}]
[null,null,null,null,{"$f":"IF(AB104,AC104,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB104,C104<>ano)","v":false},{"$f":"AND(ostatne_prijmy_ziadatel<>\"\",typ_ine_prijmy_ziadatel=\"prísp.na bývanie\")","v":false},"Potvrdenie od zamestnávateľa"]
[null,null,null,null,{"$f":"IF(AB105,AC105,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB105,C105<>ano)","v":false},{"$f":"AND(ostatne_prijmy_ziadatel<>\"\",typ_ine_prijmy_ziadatel=\"prísp.na bývanie\")","v":false},"Výpis z účtu za posledné 3 mesiace"]
[null,null,"ODMENA PESTÚNA",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(AB107:AB108)","v":false}]
[null,null,null,null,{"$f":"IF(AB107,AC107,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB107,C107<>ano)","v":false},{"$f":"AND(ostatne_prijmy_ziadatel<>\"\",typ_ine_prijmy_ziadatel=\"odmena pestúna\")","v":false},"Potvrdenie o preberaní príspevku"]
[null,null,null,null,{"$f":"IF(AB108,AC108,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB108,C108<>ano)","v":false},{"$f":"AND(ostatne_prijmy_ziadatel<>\"\",typ_ine_prijmy_ziadatel=\"odmena pestúna\")","v":false},"Výpis z účtu za posledné 3 mesiace"]
[null,null,"PRÍSPEVOK ZA OPATROVANIE",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(AB110:AB111)","v":false}]
[null,null,null,null,{"$f":"IF(AB110,AC110,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB110,C110<>ano)","v":false},{"$f":"AND(ostatne_prijmy_ziadatel<>\"\",typ_ine_prijmy_ziadatel=\"prísp.za opatrovanie\")","v":false},"Potvrdenie o preberaní príspevku"]
[null,null,null,null,{"$f":"IF(AB111,AC111,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB111,C111<>ano)","v":false},{"$f":"AND(ostatne_prijmy_ziadatel<>\"\",typ_ine_prijmy_ziadatel=\"prísp.za opatrovanie\")","v":false},"Výpis z účtu za posledné 3 mesiace"]
[null,null,"ODVODOVÁ  ÚĽAVA",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(AB113:AB115)","v":false}]
[null,null,null,null,{"$f":"IF(AB113,AC113,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB113,C113<>ano)","v":false},{"$f":"AND(ostatne_prijmy_ziadatel<>\"\",typ_ine_prijmy_ziadatel=\"odvodová úľava\")","v":false},"Potvrdenie o poskytnutí odvodovej úľavy pre zamestnávateľa na zamestnanca (účastníka úveru)"]
[null,null,null,null,{"$f":"IF(AB114,AC114,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB114,C114<>ano)","v":false},{"$f":"AND(ostatne_prijmy_ziadatel<>\"\",typ_ine_prijmy_ziadatel=\"odvodová úľava\")","v":false},"Overená kópia pracovnej zmluvy, resp. potvrdenia od zamestnávateľa"]
[null,null,null,null,{"$f":"IF(AB115,AC115,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB115,C115<>ano)","v":false},{"$f":"AND(ostatne_prijmy_ziadatel<>\"\",typ_ine_prijmy_ziadatel=\"odvodová úľava\")","v":false},"Výpis z účtu za posledné 3 mesiace"]
[null,null,"VÝNIMKA",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(AB117:AB120)","v":false}]
[null,null,null,null,{"$f":"IF(AB117,AC117,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB117,C117<>ano)","v":false},{"$f":"(YEARFRAC(prac_pomer_od_ziadatel,TODAY())*12)<6","v":false},"Pracovná zmluva od predchádzajúceho zamestnávateľa"]
[null,null,null,null,{"$f":"IF(AB118,AC118,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB118,C118<>ano)","v":false},{"$f":"(YEARFRAC(prac_pomer_od_ziadatel,TODAY())*12)<6","v":false},"Výpisy z účtu min. za posledné 3 mesiace (kde boli poukazované príjmy od predchádzajúceho zamestnávateľa)"]
[null,null,null,null,{"$f":"IF(AB119,AC119,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB119,C119<>ano)","v":false},false,"Pracovná zmluva od predchádzajúceho zamestnávateľa"]
[null,null,null,null,{"$f":"IF(AB120,AC120,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB120,C120<>ano)","v":false},false,"Výpisy z účtu min. za posledné 3 mesiace (kde boli poukazované príjmy od predchádzajúceho zamestnávateľa)"]
[null,null,"OSOBA - SPOLUŽIADATEĽ (PARTNER ŽIADATEĽA)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(AB122:AB212)","v":false}]
[null,null,null,null,{"$f":"IF(AB122,AC122,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB122,C122<>ano)","v":false},{"$f":"meno_spoludlznik<>\"\"","v":false},"Kópia občianskeho preukazu / Cestovný doklad (pas) spolu s povolením na trvalý pobyt"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,false,"Cestovný doklad (pas) spolu s povolením na trvalý pobyt"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(stat_trv_spoludlznik=\"Štáty Eurozóny (EUR)\",stat_trv_spoludlznik=\"ČR\")","v":false},"Identifikačný doklad totožnosti vydaný štátom Európskej únie s uvedeným trvalým pobytom"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"stat_trv_spoludlznik=\"Ostatné\"","v":false},"Cestovný doklad (pas)"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"stat_trv_spoludlznik=\"Ostatné\"","v":false},"Druhý doklad, v ktorom bude uvedený trvalý pobyt danej osoby - nestačí čestné prehlásenie o trvalom pobyte"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"stav_spoludlznik=\"rozvedený/rozvedená\"","v":false},"Právoplatný rozsudok o rozvode"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"stav_spoludlznik=\"ženatý/vydatá bez BSM\"","v":false},"Právoplatný rozsudok o zrušení BSM (úplná kópia)"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"stav_spoludlznik=\"ženatý/vydatá rozdielne priezviská\"","v":false},"Sobášny list"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,false,"Vysokoškolský diplom"]
[null,null,"ZÁVISLÁ ČINNOSŤ SR",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(AB132:AB137)","v":false}]
[null,null,null,null,{"$f":"IF(AB132,AC132,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB132,C132<>ano)","v":false},{"$f":"pracovna_cinnost_spoludlznik=\"Štátna a verejná služba\"","v":false},"Potrvrdenie o zamestnaní a príjme"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"pracovna_cinnost_spoludlznik=\"Štátna a verejná služba\"","v":false},"Výpis z účtu za posledný mesiac"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"zamestnavatel_rodina_spoludlznik=ano","v":false},"Kópia daňového priznania a výkazy zamestnávateľa za posledné zdaňovacie obdobie"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"zamestnavatel_rodina_spoludlznik=ano","v":false},"V prípade, ak je zamestnávateľ SZČO potvrdenie o podaní daňového priznania a daňových nedoplatkoch a potvrdenie o zaplatení dane"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"typ_zamestnania_spoludlznik=\"Trvalý pracovný pomer, vlastná s.r.o.\"","v":false},"Kópia daňového priznania a výkazy zamestnávateľa za posledné zdaňovacie obdobie"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,false,"Potvrdenie o podaní daňového priznania a daňových nedoplatkoch pre právnickú osobu"]
[null,null,null,null,{"$f":"IF(AB138,AC138,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"typ_zamestnania_spoludlznik=\"Trvalý pracovný pomer, vlastná s.r.o.\"","v":false},"Doklady preukazujúce príjmy v období medzi podaním posledného daňového priznania a posúdením schopnosti klienta splácať úver (napr. výpisy z podnikateľského účtu, mesačné závierky z elektronickej registračnej pokladne, faktúry,  zmluvy uzatvorené s treťou stranou preukazujúcou príjem a iné doklady, ktorými sa dá hodnoverne preukázať obrat za obdobie, ktoré nie je pokryté daňovým priznaním, minimálne za posledný mesiac)"]
[null,null,"DIÉTY",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(AB140:AB141)","v":false}]
[null,null,null,null,{"$f":"IF(AB140,AC140,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB140,C140<>ano)","v":false},{"$f":"diety_spoludlznik<>\"\"","v":false},"Výpis z účtu za posledných 6 mesiacov"]
[null,null,null,null,{"$f":"IF(AB141,AC141,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB141,C141<>ano)","v":false},{"$f":"diety_spoludlznik<>\"\"","v":false},"V prípade, ak z preukázaného výpisu z účtu nebude možné presne identifikovať výšku diét aj potvrdenie od zamestnávateľa o výške poukazovaných diét za posledných  6 mesiacov"]
[null,null,"ZÁVISLÁ ČINNOSŤ V ZAHRANIČÍ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(AB143:AB146)","v":false}]
[null,null,null,null,{"$f":"IF(AB143,AC143,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB143,C143<>ano)","v":false},{"$f":"AND(prijmy_zahr_spoludlznik<>\"v SR\",prijmy_zahr_spoludlznik<>\"\")","v":false},"Potvrdenie o zamestnaní a príjme "]
[null,null,null,null,{"$f":"IF(AB144,AC144,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB144,C144<>ano)","v":false},{"$f":"AND(prijmy_zahr_spoludlznik<>\"v SR\",prijmy_zahr_spoludlznik<>\"\")","v":false},"Úplný originál výpisu z účtu za posledné 3 mesiace"]
[null,null,null,null,{"$f":"IF(AB145,AC145,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB145,C145<>ano)","v":false},{"$f":"AND(prijmy_zahr_spoludlznik<>\"v SR\",prijmy_zahr_spoludlznik<>\"\")","v":false},"Overená kópia pracovnej zmluvy"]
[null,null,null,null,{"$f":"IF(AB146,AC146,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB146,C146<>ano)","v":false},{"$f":"AND(prijmy_zahr_spoludlznik<>\"v SR\",prijmy_zahr_spoludlznik<>\"\")","v":false},"Overená kópia pracovného povolenia, ak krajina v ktorej účastník pracuje podľa príslušných platných právnych predpisov, takéto povolenie požaduje, resp. povolenia k pobytu"]
[null,null,"PRÍJEM OPATROVATEĽKY V RAKÚSKU",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(AB148:AB153)","v":false}]
[null,null,null,null,{"$f":"IF(AB148,AC148,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB148,C148<>ano)","v":false},{"$f":"prijmy_podnikanie_spoludlznik_zahr=\"Opatrovateľka v Rak.\"","v":false},"Výpis z rakúskeho živnostenského oprávnenia"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"prijmy_podnikanie_spoludlznik_zahr=\"Opatrovateľka v Rak.\"","v":false},"Overená fotokópia výpisu/dokladu o úhrade odvodov do Sociálnej poisťovne v Rakúsku"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"prijmy_podnikanie_spoludlznik_zahr=\"Opatrovateľka v Rak.\"","v":false},"Overená fotokópia platnej zmluvy o dielo (tzn. opatrovateľská zmluva)"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"prijmy_podnikanie_spoludlznik_zahr=\"Opatrovateľka v Rak.\"","v":false},"Overená fotokópia úplného výpisu z účtu za posledné 3 mesiace"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"prijmy_podnikanie_spoludlznik_zahr=\"Opatrovateľka v Rak.\"","v":false},"Overená kópia daňového priznania k dani z príjmu fyzických osôb za posledné zdaňovacie obdobie podaného v SR, kde sú zahrnuté príjmy z Rakúska"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,false,"Doklady preukazujúce príjmy v období medzi podaním posledného daňového priznania a posúdením schopnosti klienta splácať úver (napr. výpisy z podnikateľského účtu, mesačné závierky z elektronickej registračnej pokladne, faktúry,  zmluvy uzatvorené s treťou stranou preukazujúcou príjem a iné doklady, ktorými sa dá hodnoverne preukázať obrat za obdobie, ktoré nie je pokryté daňovým priznaním, minimálne za posledný mesiac) "]
[null,null,"SZČO (SR, ČR)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(AB155:AB158)","v":false}]
[null,null,null,null,{"$f":"IF(AB155,AC155,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB155,C155<>ano)","v":false},{"$f":"OR(druh_podn_cinnosti_spoludlznik=\"SZČO\",druh_podn_cinnosti_spoludlznik=\"slobodné povolania\")","v":false},"Overená kópia daňového priznania k dani z príjmu fyzických osôb za posledné zdaňovacie obdobie"]
[null,null,null,null,{"$f":"IF(AB156,AC156,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB156,C156<>ano)","v":false},{"$f":"OR(druh_podn_cinnosti_spoludlznik=\"SZČO\",druh_podn_cinnosti_spoludlznik=\"slobodné povolania\")","v":false},"Potvrdenie o podaní daňového priznania a daňových nedoplatkoch pre fyzickú osobu"]
[null,null,null,null,{"$f":"IF(AB157,AC157,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB157,C157<>ano)","v":false},{"$f":"druh_podn_cinnosti_spoludlznik=\"slobodné povolania\"","v":false},"Kópia oprávnenia na výkon podnikateľskej činnosti: pri inej forme podnikania alebo inej samostatnej zárobkovej činnosti fyzickej osoby (napr. slobodné povolania) - doklad o pridelení DIČ"]
[null,null,null,null,{"$f":"IF(AB158,AC158,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB158,C158<>ano)","v":false},{"$f":"OR(druh_podn_cinnosti_spoludlznik=\"SZČO\",druh_podn_cinnosti_spoludlznik=\"slobodné povolania\")","v":false},"Doklady preukazujúce príjmy v období medzi podaním posledného daňového priznania a posúdením schopnosti klienta splácať úver (napr. výpisy z podnikateľského účtu, mesačné závierky z elektronickej registračnej pokladne, faktúry,  zmluvy uzatvorené s treťou stranou preukazujúcou príjem a iné doklady, ktorými sa dá hodnoverne preukázať obrat za obdobie, ktoré nie je pokryté daňovým priznaním, minimálne za posledný mesiac)"]
[null,null,"PRÍJEM Z VLASTNEJ S.R.O.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(AB160:AB167)","v":false}]
[null,null,null,null,{"$f":"IF(AB160,AC160,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB160,C160<>ano)","v":false},false,"Kópia daňového priznania a výkazy za posledné zdaňovacie obdobie"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,false,"Potvrdenie o podaní daňového priznania a daňových nedoplatkoch pre právnickú osobu"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(prijmy_podnikanie_spoludlznik_zahr=\"s.r.o. - podiel na zisku\",prijmy_podnikanie_spoludlznik_zahr=\"s.r.o. - zo zisku\",prijmy_podnikanie_spoludlznik_zahr=\"s.r.o. - tržby\",prijmy_podnikanie_spoludlznik_zahr=\"\nv SR z obratu/tržieb\")","v":false},"Kópia daňového priznania a výkazy (účtovná závierka) za posledné zdaňovacie obdobie v prípade ak nie sú zverejnené v Registri účtovných závierok"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(prijmy_podnikanie_spoludlznik_zahr=\"s.r.o. - podiel na zisku\",prijmy_podnikanie_spoludlznik_zahr=\"s.r.o. - zo zisku\",prijmy_podnikanie_spoludlznik_zahr=\"s.r.o. - tržby\",prijmy_podnikanie_spoludlznik_zahr=\"\nv SR z obratu/tržieb\")","v":false},"Potvrdenie o podaní daňového priznania a daňových nedoplatkoch pre právnickú osobu"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"prijmy_podnikanie_spoludlznik_zahr=\"s.r.o. - podiel na zisku\"","v":false},"Právoplatný doklad o rozdelení zisku (napr. zápisnica) schváleného štatutárnym orgánom spoločnosti"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"prijmy_podnikanie_spoludlznik_zahr=\"s.r.o. - podiel na zisku\"","v":false},"Doklad o úhrade zisku - výpis z účtu, na ktorý bol podiel na zisku poukázaný"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,false,"Potvrdenie o registrácii do obchodného registra príslušným registrovaným súdom nie je vždy povinné,  ale schvaľovateľ si ho môže vyžiadať"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(prijmy_podnikanie_spoludlznik_zahr=\"s.r.o. - podiel na zisku\",prijmy_podnikanie_spoludlznik_zahr=\"s.r.o. - zo zisku\",prijmy_podnikanie_spoludlznik_zahr=\"s.r.o. - tržby\",prijmy_podnikanie_spoludlznik_zahr=\"\nv SR z obratu/tržieb\")","v":false},"Doklady preukazujúce príjmy v období medzi podaním posledného daňového priznania a posúdením schopnosti klienta splácať úver (napr. výpisy z podnikateľského účtu, mesačné závierky z elektronickej registračnej pokladne, faktúry, zmluvy uzatvorené s treťou stranou preukazujúcou príjem a iné doklady, ktorými sa dá hodnoverne preukázať obrat za obdobie, ktoré nie je pokryté daňovým priznaním, minimálne za posledný mesiac)"]
[null,null,"PRÍJEM ČLENOV VYBRANÝCH KOMÔR",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(AB169:AB172)","v":false}]
[null,null,null,null,{"$f":"IF(AB169,AC169,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB169,C169<>ano)","v":false},{"$f":"prijmy_podnikanie_spoludlznik_zahr=\"Členovia komory\"","v":false},"Doklad preukazujúci členstvo v komore"]
[null,null,null,null,{"$f":"IF(AB170,AC170,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB170,C170<>ano)","v":false},{"$f":"prijmy_podnikanie_spoludlznik_zahr=\"Členovia komory\"","v":false},"Kópia daňového priznania a výkazy za posledné zdaňovacie obdobie"]
[null,null,null,null,{"$f":"IF(AB171,AC171,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB171,C171<>ano)","v":false},{"$f":"prijmy_podnikanie_spoludlznik_zahr=\"Členovia komory\"","v":false},"Potvrdenie o podaní daňového priznania a daňových nedoplatkoch pre fyzickú osobu"]
[null,null,null,null,{"$f":"IF(AB172,AC172,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB172,C172<>ano)","v":false},{"$f":"prijmy_podnikanie_spoludlznik_zahr=\"Členovia komory\"","v":false},"Doklady preukazujúce príjmy v období medzi podaním posledného daňového priznania a posúdením schopnosti klienta splácať úver (napr. výpisy z podnikateľského účtu, mesačné závierky z elektronickej registračnej pokladne, faktúry, zmluvy uzatvorené s treťou stranou preukazujúcou príjem a iné doklady, ktorými sa dá hodnoverne preukázať obrat za obdobie, ktoré nie je pokryté daňovým priznaním, minimálne za posledný mesiac)"]
[null,null,"PRÍJEM NA ZÁKLADE PROVÍZIÍ PRE VYBRANÝCH EXTERNÝCH PARTNEROV",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(AB174:AB177)","v":false}]
[null,null,null,null,{"$f":"IF(AB174,AC174,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB174,C174<>ano)","v":false},{"$f":"prijmy_podnikanie_spoludlznik_zahr=\"SZČO - EP\"","v":false},"Potvrdenie o vyplatených províziách"]
[null,null,null,null,{"$f":"IF(AB175,AC175,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB175,C175<>ano)","v":false},{"$f":"prijmy_podnikanie_spoludlznik_zahr=\"SZČO - EP\"","v":false},"Kópia daňového priznania a výkazy za posledné zdaňovacie obdobie"]
[null,null,null,null,{"$f":"IF(AB176,AC176,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB176,C176<>ano)","v":false},{"$f":"prijmy_podnikanie_spoludlznik_zahr=\"SZČO - EP\"","v":false},"Potvrdenie o podaní daňového priznania a daňových nedoplatkoch"]
[null,null,null,null,{"$f":"IF(AB177,AC177,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB177,C177<>ano)","v":false},{"$f":"prijmy_podnikanie_spoludlznik_zahr=\"SZČO - EP\"","v":false},"Doklady preukazujúce príjmy v období medzi podaním posledného daňového priznania a posúdením schopnosti klienta splácať úver (napr. výpisy z podnikateľského účtu, mesačné závierky z elektronickej registračnej pokladne, faktúry, zmluvy uzatvorené s treťou stranou preukazujúcou príjem a iné doklady, ktorými sa dá hodnoverne preukázať obrat za obdobie, ktoré nie je pokryté daňovým priznaním, minimálne za posledný mesiac)"]
[null,null,"PRÍJEM - PRECHOD ZO SZČO NA S.R.O.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(AB179:AB180)","v":false}]
[null,null,null,null,{"$f":"IF(AB179,AC179,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB179,C179<>ano)","v":false},false,"Kópia daňového priznania a výkazy za posledné zdaňovacie obdobie"]
[null,null,null,null,{"$f":"IF(AB180,AC180,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB180,C180<>ano)","v":false},false,"Výpis z podnikateľského účtu, resp. z registračnej pokladne preukazujúci príjmy účastníka úveru v období medzi ukončením SZČO a aktívnej činnosti vlastnej s.r.o. za 6 mesiacov (min. 3 mesiace)"]
[null,null,"PRÍJEM Z PRENÁJMU NEHNUTEĽNOSTI",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(AB182:AB184)","v":false}]
[null,null,null,null,{"$f":"IF(AB182,AC182,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB182,C182<>ano)","v":false},{"$f":"typ_ine_prijmy_spoludlznik=\"prenájom\"","v":false},"Výpis z listu vlastníctva k prenajímanej nehnuteľnosti, môže byť stiahnutý z katasterportálu (žiadateľ alebo spolužiadateľ 1 musí byť vlastníkom)"]
[null,null,null,null,{"$f":"IF(AB183,AC183,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB183,C183<>ano)","v":false},{"$f":"typ_ine_prijmy_spoludlznik=\"prenájom\"","v":false},"Overená fotokópia nájomnej zmluvy"]
[null,null,null,null,{"$f":"IF(AB184,AC184,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB184,C184<>ano)","v":false},{"$f":"typ_ine_prijmy_spoludlznik=\"prenájom\"","v":false},"Kópia daňového priznania a výkazy za posledné zdaňovacie obdobie. V prípade nepodania daňového priznania (klient s uvedenou činnosťou začal v danom roku) príjem zdokladuje výpismi z účtu min. za posledné 3 mesiace (overená fotokópia predajcom)"]
[null,null,"PRÍJEM DOKTORANDA",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(AB186:AB187)","v":false}]
[null,null,null,null,{"$f":"IF(AB186,AC186,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB186,C186<>ano)","v":false},{"$f":"typ_ine_prijmy_spoludlznik=\"doktorand\"","v":false},"Potvrdenie o dennej forme doktorandského štúdia"]
[null,null,null,null,{"$f":"IF(AB187,AC187,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB187,C187<>ano)","v":false},{"$f":"typ_ine_prijmy_spoludlznik=\"doktorand\"","v":false},"Úplný výpis z účtu za posledných 6 mesiacov"]
[null,null,"DÔCHODOK",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(AB189:AB192)","v":false}]
[null,null,null,null,{"$f":"IF(AB189,AC189,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB189,C189<>ano)","v":false},{"$f":"OR(typ_ine_prijmy_spoludlznik=\"sirot.dôchodok\",typ_ine_prijmy_spoludlznik=\"vdov.dôchodok\",typ_dochodku_spoludlznik=\"výsluhový\")","v":false},"Platný výmer, rozhodnutie alebo iný doklad"]
[null,null,null,null,{"$f":"IF(AB190,AC190,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB190,C190<>ano)","v":false},{"$f":"OR(typ_ine_prijmy_spoludlznik=\"sirot.dôchodok\",typ_ine_prijmy_spoludlznik=\"vdov.dôchodok\",typ_dochodku_spoludlznik=\"výsluhový\")","v":false},"úplný výpis z účtu za posledný mesiac alebo potvrdenie pošty o vyplatení dôchodku (v prípade poberania dôchodku v hotovosti)"]
[null,null,null,null,{"$f":"IF(AB191,AC191,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB191,C191<>ano)","v":false},false,"Platný výmer, rozhodnutie alebo iný doklad"]
[null,null,null,null,{"$f":"IF(AB192,AC192,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB192,C192<>ano)","v":false},false,"Potvrdenie príslušnej pošty o vyplatení dôchodku"]
[null,null,"RODIČOVSKÝ PRÍSPEVOK",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(AB194)","v":false}]
[null,null,null,null,{"$f":"IF(AB194,AC194,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB194,C194<>ano)","v":false},{"$f":"typ_rod_prispevok_spoludlznik=\"rodičovský príspevok\"","v":false},"V prípade, že klient poberá rodičovský príspevok v pravidelnej výške a výška príspevku je preukázateľná napr. výpisom z účtu, k rozhodnutiu úveru nie je potrebné predloženie rozhodnutia z ÚPSVR o poberaní rodičovského príspevku, postačuje len predloženie výpisu z účtu"]
[null,null,"MATERSKÁ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(AB196)","v":false}]
[null,null,null,null,{"$f":"IF(AB196,AC196,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB196,C196<>ano)","v":false},{"$f":"typ_rod_prispevok_spoludlznik=\"materská\"","v":false},"V prípade poberania materského príspevku je k žiadosti o úver potrebné predložiť okrem rozhodnutia z ÚPSVR o poberaní príspevku aj výpis z účtu"]
[null,null,"PRÍSPEVOK ZAMESTNÁVATEĽA NA BÝVANIE (INÉ BENEFITY)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(AB198:AB199)","v":false}]
[null,null,null,null,{"$f":"IF(AB198,AC198,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB198,C198<>ano)","v":false},{"$f":"AND(ostatne_prijmy_spoludlznik<>\"\",typ_ine_prijmy_spoludlznik=\"prísp.na bývanie\")","v":false},"Potvrdenie od zamestnávateľa"]
[null,null,null,null,{"$f":"IF(AB199,AC199,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB199,C199<>ano)","v":false},{"$f":"AND(ostatne_prijmy_spoludlznik<>\"\",typ_ine_prijmy_spoludlznik=\"prísp.na bývanie\")","v":false},"Výpis z účtu za posledné 3 mesiace"]
[null,null,"ODMENA PESTÚNA",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(AB201:AB202)","v":false}]
[null,null,null,null,{"$f":"IF(AB201,AC201,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB201,C201<>ano)","v":false},{"$f":"AND(ostatne_prijmy_spoludlznik<>\"\",typ_ine_prijmy_spoludlznik=\"odmena pestúna\")","v":false},"Potvrdenie o preberaní príspevku"]
[null,null,null,null,{"$f":"IF(AB202,AC202,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB202,C202<>ano)","v":false},{"$f":"AND(ostatne_prijmy_spoludlznik<>\"\",typ_ine_prijmy_spoludlznik=\"odmena pestúna\")","v":false},"Výpis z účtu za posledné 3 mesiace"]
[null,null,"PRÍSPEVOK ZA OPATROVANIE",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(AB204:AB205)","v":false}]
[null,null,null,null,{"$f":"IF(AB204,AC204,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB204,C204<>ano)","v":false},{"$f":"AND(ostatne_prijmy_spoludlznik<>\"\",typ_ine_prijmy_spoludlznik=\"prísp.za opatrovanie\")","v":false},"Potvrdenie o preberaní príspevku"]
[null,null,null,null,{"$f":"IF(AB205,AC205,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB205,C205<>ano)","v":false},{"$f":"AND(ostatne_prijmy_spoludlznik<>\"\",typ_ine_prijmy_spoludlznik=\"prísp.za opatrovanie\")","v":false},"Výpis z účtu za posledné 3 mesiace"]
[null,null,"ODVODOVÁ  ÚĽAVA",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(AB207:AB209)","v":false}]
[null,null,null,null,{"$f":"IF(AB207,AC207,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB207,C207<>ano)","v":false},{"$f":"AND(ostatne_prijmy_spoludlznik<>\"\",typ_ine_prijmy_spoludlznik=\"odvodová úľava\")","v":false},"Potvrdenie o poskytnutí odvodovej úľavy pre zamestnávateľa na zamestnanca (účastníka úveru)"]
[null,null,null,null,{"$f":"IF(AB208,AC208,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB208,C208<>ano)","v":false},{"$f":"AND(ostatne_prijmy_spoludlznik<>\"\",typ_ine_prijmy_spoludlznik=\"odvodová úľava\")","v":false},"Overená kópia pracovnej zmluvy, resp. potvrdenia od zamestnávateľa"]
[null,null,null,null,{"$f":"IF(AB209,AC209,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB209,C209<>ano)","v":false},{"$f":"AND(ostatne_prijmy_spoludlznik<>\"\",typ_ine_prijmy_spoludlznik=\"odvodová úľava\")","v":false},"Výpis z účtu za posledné 3 mesiace"]
[null,null,"VÝNIMKA",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(AB211:AB212)","v":false}]
[null,null,null,null,{"$f":"IF(AB211,AC211,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB211,C211<>ano)","v":false},{"$f":"(YEARFRAC(prac_pomer_od_spoludlznik,TODAY())*12)<6","v":false},"Pracovná zmluva od predchádzajúceho zamestnávateľa"]
[null,null,null,null,{"$f":"IF(AB212,AC212,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB212,C212<>ano)","v":false},{"$f":"(YEARFRAC(prac_pomer_od_spoludlznik,TODAY())*12)<6","v":false},"Výpisy z účtu min. za posledné 3 mesiace (kde boli poukazované príjmy od predchádzajúceho zamestnávateľa)"]
[null,null,"OSOBA - PRISTUPITEĽ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(AB214:AB301)","v":false}]
[null,null,null,null,{"$f":"IF(AB214,AC214,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB214,C214<>ano)","v":false},{"$f":"meno_pristupitel<>\"\"","v":false},"Kópia občianskeho preukazu / Cestovný doklad (pas) spolu s povolením na trvalý pobyt"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,false,"Cestovný doklad (pas) spolu s povolením na trvalý pobyt"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(stat_trv_pristupitel=\"Štáty Eurozóny (EUR)\",stat_trv_pristupitel=\"ČR\")","v":false},"Identifikačný doklad totožnosti vydaný štátom Európskej únie s uvedeným trvalým pobytom"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"stat_trv_pristupitel=\"Ostatné\"","v":false},"Cestovný doklad (pas)"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"stat_trv_pristupitel=\"Ostatné\"","v":false},"Druhý doklad, v ktorom bude uvedený trvalý pobyt danej osoby - nestačí čestné prehlásenie o trvalom pobyte"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"stav_pristupitel=\"rozvedený/rozvedená\"","v":false},"Právoplatný rozsudok o rozvode"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"stav_pristupitel=\"ženatý/vydatá bez BSM\"","v":false},"Právoplatný rozsudok o zrušení BSM (úplná kópia)"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"stav_pristupitel=\"ženatý/vydatá rozdielne priezviská\"","v":false},"Sobášny list"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,false,"Vysokoškolský diplom"]
[null,null,"ZÁVISLÁ ČINNOSŤ SR",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(AB224:AB229)","v":false}]
[null,null,null,null,{"$f":"IF(AB224,AC224,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB224,C224<>ano)","v":false},{"$f":"pracovna_cinnost_pristupitel=\"Štátna a verejná služba\"","v":false},"Potrvrdenie o zamestnaní a príjme"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"pracovna_cinnost_pristupitel=\"Štátna a verejná služba\"","v":false},"Výpis z účtu za posledný mesiac"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"zamestnavatel_rodina_pristupitel=ano","v":false},"Kópia daňového priznania a výkazy zamestnávateľa za posledné zdaňovacie obdobie"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"zamestnavatel_rodina_pristupitel=ano","v":false},"V prípade, ak je zamestnávateľ SZČO potvrdenie o podaní daňového priznania a daňových nedoplatkoch a potvrdenie o zaplatení dane"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"typ_zamestnania_pristupitel=\"Trvalý pracovný pomer, vlastná s.r.o.\"","v":false},"Kópia daňového priznania a výkazy zamestnávateľa za posledné zdaňovacie obdobie"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,false,"Potvrdenie o podaní daňového priznania a daňových nedoplatkoch pre právnickú osobu"]
[null,null,null,null,{"$f":"IF(AB230,AC230,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"typ_zamestnania_pristupitel=\"Trvalý pracovný pomer, vlastná s.r.o.\"","v":false},"Doklady preukazujúce príjmy v období medzi podaním posledného daňového priznania a posúdením schopnosti klienta splácať úver (napr. výpisy z podnikateľského účtu, mesačné závierky z elektronickej registračnej pokladne, faktúry,  zmluvy uzatvorené s treťou stranou preukazujúcou príjem a iné doklady, ktorými sa dá hodnoverne preukázať obrat za obdobie, ktoré nie je pokryté daňovým priznaním, minimálne za posledný mesiac) "]
[null,null,"DIÉTY",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(AB232:AB233)","v":false}]
[null,null,null,null,{"$f":"IF(AB232,AC232,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB232,C232<>ano)","v":false},{"$f":"diety_pristupitel<>\"\"","v":false},"Výpis z účtu za posledných 6 mesiacov"]
[null,null,null,null,{"$f":"IF(AB233,AC233,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB233,C233<>ano)","v":false},{"$f":"diety_pristupitel<>\"\"","v":false},"V prípade, ak z preukázaného výpisu z účtu nebude možné presne identifikovať výšku diét aj potvrdenie od zamestnávateľa o výške poukazovaných diét za posledných  6 mesiacov"]
[null,null,"ZÁVISLÁ ČINNOSŤ V ZAHRANIČÍ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(AB235:AB238)","v":false}]
[null,null,null,null,{"$f":"IF(AB235,AC235,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB235,C235<>ano)","v":false},{"$f":"AND(prijmy_zahr_pristupitel<>\"v SR\",prijmy_zahr_pristupitel<>\"\")","v":false},"Potvrdenie o zamestnaní a príjme "]
[null,null,null,null,{"$f":"IF(AB236,AC236,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB236,C236<>ano)","v":false},{"$f":"AND(prijmy_zahr_pristupitel<>\"v SR\",prijmy_zahr_pristupitel<>\"\")","v":false},"Úplný originál výpisu z účtu za posledné 3 mesiace"]
[null,null,null,null,{"$f":"IF(AB237,AC237,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB237,C237<>ano)","v":false},{"$f":"AND(prijmy_zahr_pristupitel<>\"v SR\",prijmy_zahr_pristupitel<>\"\")","v":false},"Overená kópia pracovnej zmluvy"]
[null,null,null,null,{"$f":"IF(AB238,AC238,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB238,C238<>ano)","v":false},{"$f":"AND(prijmy_zahr_pristupitel<>\"v SR\",prijmy_zahr_pristupitel<>\"\")","v":false},"Overená kópia pracovného povolenia, ak krajina v ktorej účastník pracuje podľa príslušných platných právnych predpisov, takéto povolenie požaduje, resp. povolenia k pobytu"]
[null,null,"PRÍJEM OPATROVATEĽKY V RAKÚSKU",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(AB240:AB245)","v":false}]
[null,null,null,null,{"$f":"IF(AB240,AC240,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB240,C240<>ano)","v":false},{"$f":"prijmy_podnikanie_pristupitel_zahr=\"Opatrovateľka v Rak.\"","v":false},"Výpis z rakúskeho živnostenského oprávnenia"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"prijmy_podnikanie_pristupitel_zahr=\"Opatrovateľka v Rak.\"","v":false},"Overená fotokópia výpisu/dokladu o úhrade odvodov do Sociálnej poisťovne v Rakúsku"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"prijmy_podnikanie_pristupitel_zahr=\"Opatrovateľka v Rak.\"","v":false},"Overená fotokópia platnej zmluvy o dielo (tzn. opatrovateľská zmluva)"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"prijmy_podnikanie_pristupitel_zahr=\"Opatrovateľka v Rak.\"","v":false},"Overená fotokópia úplného výpisu z účtu za posledné 3 mesiace"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"prijmy_podnikanie_pristupitel_zahr=\"Opatrovateľka v Rak.\"","v":false},"Overená kópia daňového priznania k dani z príjmu fyzických osôb za posledné zdaňovacie obdobie podaného v SR, kde sú zahrnuté príjmy z Rakúska"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,false,"Doklady preukazujúce príjmy v období medzi podaním posledného daňového priznania a posúdením schopnosti klienta splácať úver (napr. výpisy z podnikateľského účtu, mesačné závierky z elektronickej registračnej pokladne, faktúry,  zmluvy uzatvorené s treťou stranou preukazujúcou príjem a iné doklady, ktorými sa dá hodnoverne preukázať obrat za obdobie, ktoré nie je pokryté daňovým priznaním, minimálne za posledný mesiac) "]
[null,null,"SZČO (SR, ČR)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(AB247:AB250)","v":false}]
[null,null,null,null,{"$f":"IF(AB247,AC247,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB247,C247<>ano)","v":false},{"$f":"OR(druh_podn_cinnosti_pristupitel=\"SZČO\",druh_podn_cinnosti_pristupitel=\"slobodné povolania\")","v":false},"Overená kópia daňového priznania k dani z príjmu fyzických osôb za posledné zdaňovacie obdobie"]
[null,null,null,null,{"$f":"IF(AB248,AC248,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB248,C248<>ano)","v":false},{"$f":"OR(druh_podn_cinnosti_pristupitel=\"SZČO\",druh_podn_cinnosti_pristupitel=\"slobodné povolania\")","v":false},"Potvrdenie o podaní daňového priznania a daňových nedoplatkoch pre fyzickú osobu"]
[null,null,null,null,{"$f":"IF(AB249,AC249,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB249,C249<>ano)","v":false},{"$f":"druh_podn_cinnosti_pristupitel=\"slobodné povolania\"","v":false},"Kópia oprávnenia na výkon podnikateľskej činnosti: pri inej forme podnikania alebo inej samostatnej zárobkovej činnosti fyzickej osoby (napr. slobodné povolania) - doklad o pridelení DIČ"]
[null,null,null,null,{"$f":"IF(AB250,AC250,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB250,C250<>ano)","v":false},{"$f":"OR(druh_podn_cinnosti_pristupitel=\"SZČO\",druh_podn_cinnosti_pristupitel=\"slobodné povolania\")","v":false},"Doklady preukazujúce príjmy v období medzi podaním posledného daňového priznania a posúdením schopnosti klienta splácať úver (napr. výpisy z podnikateľského účtu, mesačné závierky z elektronickej registračnej pokladne, faktúry,  zmluvy uzatvorené s treťou stranou preukazujúcou príjem a iné doklady, ktorými sa dá hodnoverne preukázať obrat za obdobie, ktoré nie je pokryté daňovým priznaním, minimálne za posledný mesiac)"]
[null,null,"PRÍJEM Z VLASTNEJ S.R.O.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(AB252:AB259)","v":false}]
[null,null,null,null,{"$f":"IF(AB252,AC252,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB252,C252<>ano)","v":false},false,"Kópia daňového priznania a výkazy za posledné zdaňovacie obdobie"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,false,"Potvrdenie o podaní daňového priznania a daňových nedoplatkoch pre právnickú osobu"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(prijmy_podnikanie_pristupitel_zahr=\"s.r.o. - podiel na zisku\",prijmy_podnikanie_pristupitel_zahr=\"s.r.o. - zo zisku\",prijmy_podnikanie_pristupitel_zahr=\"s.r.o. - tržby\",prijmy_podnikanie_pristupitel_zahr=\"\nv SR z obratu/tržieb\")","v":false},"Kópia daňového priznania a výkazy (účtovná závierka) za posledné zdaňovacie obdobie v prípade ak nie sú zverejnené v Registri účtovných závierok"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(prijmy_podnikanie_pristupitel_zahr=\"s.r.o. - podiel na zisku\",prijmy_podnikanie_pristupitel_zahr=\"s.r.o. - zo zisku\",prijmy_podnikanie_pristupitel_zahr=\"s.r.o. - tržby\",prijmy_podnikanie_pristupitel_zahr=\"\nv SR z obratu/tržieb\")","v":false},"Potvrdenie o podaní daňového priznania a daňových nedoplatkoch pre právnickú osobu"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"prijmy_podnikanie_pristupitel_zahr=\"s.r.o. - podiel na zisku\"","v":false},"Právoplatný doklad o rozdelení zisku (napr. zápisnica) schváleného štatutárnym orgánom spoločnosti"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"prijmy_podnikanie_pristupitel_zahr=\"s.r.o. - podiel na zisku\"","v":false},"Doklad o úhrade zisku - výpis z účtu, na ktorý bol podiel na zisku poukázaný"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,false,"Potvrdenie o registrácii do obchodného registra príslušným registrovaným súdom nie je vždy povinné,  ale schvaľovateľ si ho môže vyžiadať"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(prijmy_podnikanie_pristupitel_zahr=\"s.r.o. - podiel na zisku\",prijmy_podnikanie_pristupitel_zahr=\"s.r.o. - zo zisku\",prijmy_podnikanie_pristupitel_zahr=\"s.r.o. - tržby\",prijmy_podnikanie_pristupitel_zahr=\"\nv SR z obratu/tržieb\")","v":false},"Doklady preukazujúce príjmy v období medzi podaním posledného daňového priznania a posúdením schopnosti klienta splácať úver (napr. výpisy z podnikateľského účtu, mesačné závierky z elektronickej registračnej pokladne, faktúry, zmluvy uzatvorené s treťou stranou preukazujúcou príjem a iné doklady, ktorými sa dá hodnoverne preukázať obrat za obdobie, ktoré nie je pokryté daňovým priznaním, minimálne za posledný mesiac)"]
[null,null,"PRÍJEM ČLENOV VYBRANÝCH KOMÔR",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(AB261:AB264)","v":false}]
[null,null,null,null,{"$f":"IF(AB261,AC261,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB261,C261<>ano)","v":false},{"$f":"prijmy_podnikanie_pristupitel_zahr=\"Členovia komory\"","v":false},"Doklad preukazujúci členstvo v komore"]
[null,null,null,null,{"$f":"IF(AB262,AC262,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB262,C262<>ano)","v":false},{"$f":"prijmy_podnikanie_pristupitel_zahr=\"Členovia komory\"","v":false},"Kópia daňového priznania a výkazy za posledné zdaňovacie obdobie"]
[null,null,null,null,{"$f":"IF(AB263,AC263,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB263,C263<>ano)","v":false},{"$f":"prijmy_podnikanie_pristupitel_zahr=\"Členovia komory\"","v":false},"Potvrdenie o podaní daňového priznania a daňových nedoplatkoch pre fyzickú osobu"]
[null,null,null,null,{"$f":"IF(AB264,AC264,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB264,C264<>ano)","v":false},{"$f":"prijmy_podnikanie_pristupitel_zahr=\"Členovia komory\"","v":false},"Doklady preukazujúce príjmy v období medzi podaním posledného daňového priznania a posúdením schopnosti klienta splácať úver (napr. výpisy z podnikateľského účtu, mesačné závierky z elektronickej registračnej pokladne, faktúry, zmluvy uzatvorené s treťou stranou preukazujúcou príjem a iné doklady, ktorými sa dá hodnoverne preukázať obrat za obdobie, ktoré nie je pokryté daňovým priznaním, minimálne za posledný mesiac)"]
[null,null,"PRÍJEM NA ZÁKLADE PROVÍZIÍ PRE VYBRANÝCH EXTERNÝCH PARTNEROV",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(AB266:AB269)","v":false}]
[null,null,null,null,{"$f":"IF(AB266,AC266,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB266,C266<>ano)","v":false},{"$f":"prijmy_podnikanie_pristupitel_zahr=\"SZČO - EP\"","v":false},"Potvrdenie o vyplatených províziách"]
[null,null,null,null,{"$f":"IF(AB267,AC267,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB267,C267<>ano)","v":false},{"$f":"prijmy_podnikanie_pristupitel_zahr=\"SZČO - EP\"","v":false},"Kópia daňového priznania a výkazy za posledné zdaňovacie obdobie"]
[null,null,null,null,{"$f":"IF(AB268,AC268,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB268,C268<>ano)","v":false},{"$f":"prijmy_podnikanie_pristupitel_zahr=\"SZČO - EP\"","v":false},"Potvrdenie o podaní daňového priznania a daňových nedoplatkoch"]
[null,null,null,null,{"$f":"IF(AB269,AC269,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB269,C269<>ano)","v":false},{"$f":"prijmy_podnikanie_pristupitel_zahr=\"SZČO - EP\"","v":false},"Doklady preukazujúce príjmy v období medzi podaním posledného daňového priznania a posúdením schopnosti klienta splácať úver (napr. výpisy z podnikateľského účtu, mesačné závierky z elektronickej registračnej pokladne, faktúry, zmluvy uzatvorené s treťou stranou preukazujúcou príjem a iné doklady, ktorými sa dá hodnoverne preukázať obrat za obdobie, ktoré nie je pokryté daňovým priznaním, minimálne za posledný mesiac)"]
[null,null,"PRÍJEM - PRECHOD ZO SZČO NA S.R.O.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(AB271:AB272)","v":false}]
[null,null,null,null,{"$f":"IF(AB271,AC271,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB271,C271<>ano)","v":false},false,"Kópia daňového priznania a výkazy za posledné zdaňovacie obdobie"]
[null,null,null,null,{"$f":"IF(AB272,AC272,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB272,C272<>ano)","v":false},false,"Výpis z podnikateľského účtu, resp. z registračnej pokladne preukazujúci príjmy účastníka úveru v období medzi ukončením SZČO a aktívnej činnosti vlastnej s.r.o. za 6 mesiacov (min. 3 mesiace)"]
[null,null,"PRÍJEM Z PRENÁJMU NEHNUTEĽNOSTI",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(AB274:AB276)","v":false}]
[null,null,null,null,{"$f":"IF(AB274,AC274,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB274,C274<>ano)","v":false},{"$f":"typ_ine_prijmy_pristupitel=\"prenájom\"","v":false},"Výpis z listu vlastníctva k prenajímanej nehnuteľnosti, môže byť stiahnutý z katasterportálu (žiadateľ alebo spolužiadateľ 1 musí byť vlastníkom)"]
[null,null,null,null,{"$f":"IF(AB275,AC275,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB275,C275<>ano)","v":false},{"$f":"typ_ine_prijmy_pristupitel=\"prenájom\"","v":false},"Overená fotokópia nájomnej zmluvy"]
[null,null,null,null,{"$f":"IF(AB276,AC276,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB276,C276<>ano)","v":false},{"$f":"typ_ine_prijmy_pristupitel=\"prenájom\"","v":false},"Kópia daňového priznania a výkazy za posledné zdaňovacie obdobie. V prípade nepodania daňového priznania (klient s uvedenou činnosťou začal v danom roku) príjem zdokladuje výpismi z účtu min. za posledné 3 mesiace (overená fotokópia predajcom)"]
[null,null,"PRÍJEM DOKTORANDA",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(AB278:AB279)","v":false}]
[null,null,null,null,{"$f":"IF(AB278,AC278,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB278,C278<>ano)","v":false},{"$f":"typ_ine_prijmy_pristupitel=\"doktorand\"","v":false},"Potvrdenie o dennej forme doktorandského štúdia"]
[null,null,null,null,{"$f":"IF(AB279,AC279,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB279,C279<>ano)","v":false},{"$f":"typ_ine_prijmy_pristupitel=\"doktorand\"","v":false},"Úplný výpis z účtu za posledných 6 mesiacov"]
[null,null,"DÔCHODOK",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(AB281:AB284)","v":false}]
[null,null,null,null,{"$f":"IF(AB281,AC281,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB281,C281<>ano)","v":false},{"$f":"OR(typ_ine_prijmy_pristupitel=\"sirot.dôchodok\",typ_ine_prijmy_pristupitel=\"vdov.dôchodok\",typ_dochodku_pristupitel=\"výsluhový\")","v":false},"Platný výmer, rozhodnutie alebo iný doklad"]
[null,null,null,null,{"$f":"IF(AB282,AC282,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB282,C282<>ano)","v":false},{"$f":"OR(typ_ine_prijmy_pristupitel=\"sirot.dôchodok\",typ_ine_prijmy_pristupitel=\"vdov.dôchodok\",typ_dochodku_pristupitel=\"výsluhový\")","v":false},"úplný výpis z účtu za posledný mesiac alebo potvrdenie pošty o vyplatení dôchodku (v prípade poberania dôchodku v hotovosti)"]
[null,null,null,null,{"$f":"IF(AB283,AC283,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB283,C283<>ano)","v":false},false,"Platný výmer, rozhodnutie alebo iný doklad"]
[null,null,null,null,{"$f":"IF(AB284,AC284,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB284,C284<>ano)","v":false},false,"Potvrdenie príslušnej pošty o vyplatení dôchodku"]
[null,null,"RODIČOVSKÝ PRÍSPEVOK",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(AB286)","v":false}]
[null,null,null,null,{"$f":"IF(AB286,AC286,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB286,C286<>ano)","v":false},{"$f":"typ_rod_prispevok_pristupitel=\"rodičovský príspevok\"","v":false},"V prípade, že klient poberá rodičovský príspevok v pravidelnej výške a výška príspevku je preukázateľná napr. výpisom z účtu, k rozhodnutiu úveru nie je potrebné predloženie rozhodnutia z ÚPSVR o poberaní rodičovského príspevku, postačuje len predloženie výpisu z účtu"]
[null,null,"MATERSKÁ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(AB288)","v":false}]
[null,null,null,null,{"$f":"IF(AB288,AC288,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB288,C288<>ano)","v":false},{"$f":"typ_rod_prispevok_pristupitel=\"materská\"","v":false},"V prípade poberania materského príspevku je k žiadosti o úver potrebné predložiť okrem rozhodnutia z ÚPSVR o poberaní príspevku aj výpis z účtu"]
[null,null,"PRÍSPEVOK ZAMESTNÁVATEĽA NA BÝVANIE (INÉ BENEFITY)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(AB290:AB291)","v":false}]
[null,null,null,null,{"$f":"IF(AB290,AC290,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB290,C290<>ano)","v":false},{"$f":"AND(ostatne_prijmy_pristupitel<>\"\",typ_ine_prijmy_pristupitel=\"prísp.na bývanie\")","v":false},"Potvrdenie od zamestnávateľa"]
[null,null,null,null,{"$f":"IF(AB291,AC291,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB291,C291<>ano)","v":false},{"$f":"AND(ostatne_prijmy_pristupitel<>\"\",typ_ine_prijmy_pristupitel=\"prísp.na bývanie\")","v":false},"Výpis z účtu za posledné 3 mesiace"]
[null,null,"ODMENA PESTÚNA",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(AB293:AB294)","v":false}]
[null,null,null,null,{"$f":"IF(AB293,AC293,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB293,C293<>ano)","v":false},{"$f":"AND(ostatne_prijmy_pristupitel<>\"\",typ_ine_prijmy_pristupitel=\"odmena pestúna\")","v":false},"Potvrdenie o preberaní príspevku"]
[null,null,null,null,{"$f":"IF(AB294,AC294,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB294,C294<>ano)","v":false},{"$f":"AND(ostatne_prijmy_pristupitel<>\"\",typ_ine_prijmy_pristupitel=\"odmena pestúna\")","v":false},"Výpis z účtu za posledné 3 mesiace"]
[null,null,"PRÍSPEVOK ZA OPATROVANIE",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(AB296:AB297)","v":false}]
[null,null,null,null,{"$f":"IF(AB296,AC296,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB296,C296<>ano)","v":false},{"$f":"AND(ostatne_prijmy_pristupitel<>\"\",typ_ine_prijmy_pristupitel=\"prísp.za opatrovanie\")","v":false},"Potvrdenie o preberaní príspevku"]
[null,null,null,null,{"$f":"IF(AB297,AC297,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB297,C297<>ano)","v":false},{"$f":"AND(ostatne_prijmy_pristupitel<>\"\",typ_ine_prijmy_pristupitel=\"prísp.za opatrovanie\")","v":false},"Výpis z účtu za posledné 3 mesiace"]
[null,null,"ODVODOVÁ  ÚĽAVA",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(AB299:AB301)","v":false}]
[null,null,null,null,{"$f":"IF(AB299,AC299,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB299,C299<>ano)","v":false},{"$f":"AND(ostatne_prijmy_pristupitel<>\"\",typ_ine_prijmy_pristupitel=\"odvodová úľava\")","v":false},"Potvrdenie o poskytnutí odvodovej úľavy pre zamestnávateľa na zamestnanca (účastníka úveru)"]
[null,null,null,null,{"$f":"IF(AB300,AC300,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB300,C300<>ano)","v":false},{"$f":"AND(ostatne_prijmy_pristupitel<>\"\",typ_ine_prijmy_pristupitel=\"odvodová úľava\")","v":false},"Overená kópia pracovnej zmluvy, resp. potvrdenia od zamestnávateľa"]
[null,null,null,null,{"$f":"IF(AB301,AC301,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB301,C301<>ano)","v":false},{"$f":"AND(ostatne_prijmy_pristupitel<>\"\",typ_ine_prijmy_pristupitel=\"odvodová úľava\")","v":false},"Výpis z účtu za posledné 3 mesiace"]
[null,null,"OSOBA - PARTNER PRISTUPITEĽA",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(AB303:AB393)","v":false}]
[null,null,null,null,{"$f":"IF(AB303,AC303,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB303,C303<>ano)","v":false},{"$f":"meno_manz_pristupitela<>\"\"","v":false},"Kópia občianskeho preukazu / Cestovný doklad (pas) spolu s povolením na trvalý pobyt"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,false,"Cestovný doklad (pas) spolu s povolením na trvalý pobyt"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(stat_trv_manz_pristupitela=\"Štáty Eurozóny (EUR)\",stat_trv_manz_pristupitela=\"ČR\")","v":false},"Identifikačný doklad totožnosti vydaný štátom Európskej únie s uvedeným trvalým pobytom"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"stat_trv_manz_pristupitela=\"Ostatné\"","v":false},"Cestovný doklad (pas)"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"stat_trv_manz_pristupitela=\"Ostatné\"","v":false},"Druhý doklad, v ktorom bude uvedený trvalý pobyt danej osoby - nestačí čestné prehlásenie o trvalom pobyte"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"stav_manz_pristupitela=\"rozvedený/rozvedená\"","v":false},"Právoplatný rozsudok o rozvode"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"stav_manz_pristupitela=\"ženatý/vydatá bez BSM\"","v":false},"Právoplatný rozsudok o zrušení BSM (úplná kópia)"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"stav_manz_pristupitela=\"ženatý/vydatá rozdielne priezviská\"","v":false},"Sobášny list"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,false,"Vysokoškolský diplom"]
[null,null,"ZÁVISLÁ ČINNOSŤ SR",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(AB313:AB318)","v":false}]
[null,null,null,null,{"$f":"IF(AB313,AC313,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB313,C313<>ano)","v":false},{"$f":"pracovna_cinnost_manz_pristupitela=\"Štátna a verejná služba\"","v":false},"Potrvrdenie o zamestnaní a príjme"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"pracovna_cinnost_manz_pristupitela=\"Štátna a verejná služba\"","v":false},"Výpis z účtu za posledný mesiac"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"zamestnavatel_rodina_manz_pristupitela=ano","v":false},"Kópia daňového priznania a výkazy zamestnávateľa za posledné zdaňovacie obdobie"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"zamestnavatel_rodina_manz_pristupitela=ano","v":false},"Potvrdenie o podaní daňového priznania a daňových nedoplatkoch pre právnickú osobu"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"typ_zamestnania_manz_pristupitela=\"Trvalý pracovný pomer, vlastná s.r.o.\"","v":false},"Kópia daňového priznania a výkazy zamestnávateľa za posledné zdaňovacie obdobie"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,false,"Potvrdenie o podaní daňového priznania a daňových nedoplatkoch pre právnickú osobu"]
[null,null,null,null,{"$f":"IF(AB319,AC319,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"typ_zamestnania_manz_pristupitela=\"Trvalý pracovný pomer, vlastná s.r.o.\"","v":false},"Doklady preukazujúce príjmy v období medzi podaním posledného daňového priznania a posúdením schopnosti klienta splácať úver (napr. výpisy z podnikateľského účtu, mesačné závierky z elektronickej registračnej pokladne, faktúry,  zmluvy uzatvorené s treťou stranou preukazujúcou príjem a iné doklady, ktorými sa dá hodnoverne preukázať obrat za obdobie, ktoré nie je pokryté daňovým priznaním, minimálne za posledný mesiac)"]
[null,null,"DIÉTY",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(AB321:AB322)","v":false}]
[null,null,null,null,{"$f":"IF(AB321,AC321,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB321,C321<>ano)","v":false},{"$f":"diety_manz_pristupitela<>\"\"","v":false},"Výpis z účtu za posledných 6 mesiacov"]
[null,null,null,null,{"$f":"IF(AB322,AC322,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB322,C322<>ano)","v":false},{"$f":"diety_manz_pristupitela<>\"\"","v":false},"V prípade, ak z preukázaného výpisu z účtu nebude možné presne identifikovať výšku diét aj potvrdenie od zamestnávateľa o výške poukazovaných diét za posledných  6 mesiacov"]
[null,null,"ZÁVISLÁ ČINNOSŤ V ZAHRANIČÍ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(AB324:AB327)","v":false}]
[null,null,null,null,{"$f":"IF(AB324,AC324,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB324,C324<>ano)","v":false},{"$f":"AND(prijmy_zahr_manz_pristupitela<>\"v SR\",prijmy_zahr_manz_pristupitela<>\"\")","v":false},"Potvrdenie o zamestnaní a príjme "]
[null,null,null,null,{"$f":"IF(AB325,AC325,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB325,C325<>ano)","v":false},{"$f":"AND(prijmy_zahr_manz_pristupitela<>\"v SR\",prijmy_zahr_manz_pristupitela<>\"\")","v":false},"Úplný originál výpisu z účtu za posledné 3 mesiace"]
[null,null,null,null,{"$f":"IF(AB326,AC326,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB326,C326<>ano)","v":false},{"$f":"AND(prijmy_zahr_manz_pristupitela<>\"v SR\",prijmy_zahr_manz_pristupitela<>\"\")","v":false},"Overená kópia pracovnej zmluvy"]
[null,null,null,null,{"$f":"IF(AB327,AC327,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB327,C327<>ano)","v":false},{"$f":"AND(prijmy_zahr_manz_pristupitela<>\"v SR\",prijmy_zahr_manz_pristupitela<>\"\")","v":false},"Overená kópia pracovného povolenia, ak krajina v ktorej účastník pracuje podľa príslušných platných právnych predpisov, takéto povolenie požaduje, resp. povolenia k pobytu"]
[null,null,"PRÍJEM OPATROVATEĽKY V RAKÚSKU",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(AB329:AB334)","v":false}]
[null,null,null,null,{"$f":"IF(AB329,AC329,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB329,C329<>ano)","v":false},{"$f":"prijmy_podnikanie_manz_pristupitela_zahr=\"Opatrovateľka v Rak.\"","v":false},"Výpis z rakúskeho živnostenského oprávnenia"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"prijmy_podnikanie_manz_pristupitela_zahr=\"Opatrovateľka v Rak.\"","v":false},"Overená fotokópia výpisu/dokladu o úhrade odvodov do Sociálnej poisťovne v Rakúsku"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"prijmy_podnikanie_manz_pristupitela_zahr=\"Opatrovateľka v Rak.\"","v":false},"Overená fotokópia platnej zmluvy o dielo (tzn. opatrovateľská zmluva)"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"prijmy_podnikanie_manz_pristupitela_zahr=\"Opatrovateľka v Rak.\"","v":false},"Overená fotokópia úplného výpisu z účtu za posledné 3 mesiace"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"prijmy_podnikanie_manz_pristupitela_zahr=\"Opatrovateľka v Rak.\"","v":false},"Overená kópia daňového priznania k dani z príjmu fyzických osôb za posledné zdaňovacie obdobie podaného v SR, kde sú zahrnuté príjmy z Rakúska"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,false,"Doklady preukazujúce príjmy v období medzi podaním posledného daňového priznania a posúdením schopnosti klienta splácať úver (napr. výpisy z podnikateľského účtu, mesačné závierky z elektronickej registračnej pokladne, faktúry,  zmluvy uzatvorené s treťou stranou preukazujúcou príjem a iné doklady, ktorými sa dá hodnoverne preukázať obrat za obdobie, ktoré nie je pokryté daňovým priznaním, minimálne za posledný mesiac) "]
[null,null,"SZČO (SR, ČR)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(AB336:AB339)","v":false}]
[null,null,null,null,{"$f":"IF(AB336,AC336,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB336,C336<>ano)","v":false},{"$f":"OR(druh_podn_cinnosti_manz_pristupitela=\"SZČO\",druh_podn_cinnosti_manz_pristupitela=\"slobodné povolania\")","v":false},"Overená kópia daňového priznania k dani z príjmu fyzických osôb za posledné zdaňovacie obdobie"]
[null,null,null,null,{"$f":"IF(AB337,AC337,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB337,C337<>ano)","v":false},{"$f":"OR(druh_podn_cinnosti_manz_pristupitela=\"SZČO\",druh_podn_cinnosti_manz_pristupitela=\"slobodné povolania\")","v":false},"Potvrdenie o podaní daňového priznania a daňových nedoplatkoch pre fyzickú osobu"]
[null,null,null,null,{"$f":"IF(AB338,AC338,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB338,C338<>ano)","v":false},{"$f":"druh_podn_cinnosti_manz_pristupitela=\"slobodné povolania\"","v":false},"Kópia oprávnenia na výkon podnikateľskej činnosti: pri inej forme podnikania alebo inej samostatnej zárobkovej činnosti fyzickej osoby (napr. slobodné povolania) - doklad o pridelení DIČ"]
[null,null,null,null,{"$f":"IF(AB339,AC339,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB339,C339<>ano)","v":false},{"$f":"OR(druh_podn_cinnosti_manz_pristupitela=\"SZČO\",druh_podn_cinnosti_manz_pristupitela=\"slobodné povolania\")","v":false},"Doklady preukazujúce príjmy v období medzi podaním posledného daňového priznania a posúdením schopnosti klienta splácať úver (napr. výpisy z podnikateľského účtu, mesačné závierky z elektronickej registračnej pokladne, faktúry,  zmluvy uzatvorené s treťou stranou preukazujúcou príjem a iné doklady, ktorými sa dá hodnoverne preukázať obrat za obdobie, ktoré nie je pokryté daňovým priznaním, minimálne za posledný mesiac)"]
[null,null,"PRÍJEM Z VLASTNEJ S.R.O.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(AB341:AB348)","v":false}]
[null,null,null,null,{"$f":"IF(AB341,AC341,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB341,C341<>ano)","v":false},false,"Kópia daňového priznania a výkazy za posledné zdaňovacie obdobie"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,false,"Potvrdenie o podaní daňového priznania a daňových nedoplatkoch pre právnickú osobu"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(prijmy_podnikanie_manz_pristupitela_zahr=\"s.r.o. - podiel na zisku\",prijmy_podnikanie_manz_pristupitela_zahr=\"s.r.o. - zo zisku\",prijmy_podnikanie_manz_pristupitela_zahr=\"s.r.o. - tržby\",prijmy_podnikanie_manz_pristupitela_zahr=\"v SR z obratu/tržieb\")","v":false},"Kópia daňového priznania a výkazy (účtovná závierka) za posledné zdaňovacie obdobie v prípade ak nie sú zverejnené v Registri účtovných závierok"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(prijmy_podnikanie_manz_pristupitela_zahr=\"s.r.o. - podiel na zisku\",prijmy_podnikanie_manz_pristupitela_zahr=\"s.r.o. - zo zisku\",prijmy_podnikanie_manz_pristupitela_zahr=\"s.r.o. - tržby\",prijmy_podnikanie_manz_pristupitela_zahr=\"v SR z obratu/tržieb\")","v":false},"Potvrdenie o podaní daňového priznania a daňových nedoplatkoch pre právnickú osobu"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"prijmy_podnikanie_manz_pristupitela_zahr=\"s.r.o. - podiel na zisku\"","v":false},"Právoplatný doklad o rozdelení zisku (napr. zápisnica) schváleného štatutárnym orgánom spoločnosti"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"prijmy_podnikanie_manz_pristupitela_zahr=\"s.r.o. - podiel na zisku\"","v":false},"Doklad o úhrade zisku - výpis z účtu, na ktorý bol podiel na zisku poukázaný"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,false,"Potvrdenie o registrácii do obchodného registra príslušným registrovaným súdom nie je vždy povinné,  ale schvaľovateľ si ho môže vyžiadať"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(prijmy_podnikanie_manz_pristupitela_zahr=\"s.r.o. - podiel na zisku\",prijmy_podnikanie_manz_pristupitela_zahr=\"s.r.o. - zo zisku\",prijmy_podnikanie_manz_pristupitela_zahr=\"s.r.o. - tržby\",prijmy_podnikanie_manz_pristupitela_zahr=\"v SR z obratu/tržieb\")","v":false},"Doklady preukazujúce príjmy v období medzi podaním posledného daňového priznania a posúdením schopnosti klienta splácať úver (napr. výpisy z podnikateľského účtu, mesačné závierky z elektronickej registračnej pokladne, faktúry, zmluvy uzatvorené s treťou stranou preukazujúcou príjem a iné doklady, ktorými sa dá hodnoverne preukázať obrat za obdobie, ktoré nie je pokryté daňovým priznaním, minimálne za posledný mesiac)"]
[null,null,"PRÍJEM ČLENOV VYBRANÝCH KOMÔR",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(AB350:AB353)","v":false}]
[null,null,null,null,{"$f":"IF(AB350,AC350,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB350,C350<>ano)","v":false},{"$f":"prijmy_podnikanie_manz_pristupitela_zahr=\"Členovia komory\"","v":false},"Doklad preukazujúci členstvo v komore"]
[null,null,null,null,{"$f":"IF(AB351,AC351,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB351,C351<>ano)","v":false},{"$f":"prijmy_podnikanie_manz_pristupitela_zahr=\"Členovia komory\"","v":false},"Kópia daňového priznania a výkazy za posledné zdaňovacie obdobie"]
[null,null,null,null,{"$f":"IF(AB352,AC352,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB352,C352<>ano)","v":false},{"$f":"prijmy_podnikanie_manz_pristupitela_zahr=\"Členovia komory\"","v":false},"Potvrdenie o podaní daňového priznania a daňových nedoplatkoch pre fyzickú osobu"]
[null,null,null,null,{"$f":"IF(AB353,AC353,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB353,C353<>ano)","v":false},{"$f":"prijmy_podnikanie_manz_pristupitela_zahr=\"Členovia komory\"","v":false},"Doklady preukazujúce príjmy v období medzi podaním posledného daňového priznania a posúdením schopnosti klienta splácať úver (napr. výpisy z podnikateľského účtu, mesačné závierky z elektronickej registračnej pokladne, faktúry, zmluvy uzatvorené s treťou stranou preukazujúcou príjem a iné doklady, ktorými sa dá hodnoverne preukázať obrat za obdobie, ktoré nie je pokryté daňovým priznaním, minimálne za posledný mesiac)"]
[null,null,"PRÍJEM NA ZÁKLADE PROVÍZIÍ PRE VYBRANÝCH EXTERNÝCH PARTNEROV",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(AB355:AB358)","v":false}]
[null,null,null,null,{"$f":"IF(AB355,AC355,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB355,C355<>ano)","v":false},{"$f":"prijmy_podnikanie_manz_pristupitela_zahr=\"SZČO - EP\"","v":false},"Potvrdenie o vyplatených províziách"]
[null,null,null,null,{"$f":"IF(AB356,AC356,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB356,C356<>ano)","v":false},{"$f":"prijmy_podnikanie_manz_pristupitela_zahr=\"SZČO - EP\"","v":false},"Kópia daňového priznania a výkazy za posledné zdaňovacie obdobie"]
[null,null,null,null,{"$f":"IF(AB357,AC357,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB357,C357<>ano)","v":false},{"$f":"prijmy_podnikanie_manz_pristupitela_zahr=\"SZČO - EP\"","v":false},"Potvrdenie o podaní daňového priznania a daňových nedoplatkoch"]
[null,null,null,null,{"$f":"IF(AB358,AC358,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB358,C358<>ano)","v":false},{"$f":"prijmy_podnikanie_manz_pristupitela_zahr=\"SZČO - EP\"","v":false},"Doklady preukazujúce príjmy v období medzi podaním posledného daňového priznania a posúdením schopnosti klienta splácať úver (napr. výpisy z podnikateľského účtu, mesačné závierky z elektronickej registračnej pokladne, faktúry, zmluvy uzatvorené s treťou stranou preukazujúcou príjem a iné doklady, ktorými sa dá hodnoverne preukázať obrat za obdobie, ktoré nie je pokryté daňovým priznaním, minimálne za posledný mesiac)"]
[null,null,"PRÍJEM - PRECHOD ZO SZČO NA S.R.O.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(AB360:AB361)","v":false}]
[null,null,null,null,{"$f":"IF(AB360,AC360,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB360,C360<>ano)","v":false},false,"Kópia daňového priznania a výkazy za posledné zdaňovacie obdobie"]
[null,null,null,null,{"$f":"IF(AB361,AC361,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB361,C361<>ano)","v":false},false,"Výpis z podnikateľského účtu, resp. z registračnej pokladne preukazujúci príjmy účastníka úveru v období medzi ukončením SZČO a aktívnej činnosti vlastnej s.r.o. za 6 mesiacov (min. 3 mesiace)"]
[null,null,"PRÍJEM Z PRENÁJMU NEHNUTEĽNOSTI",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(AB363:AB365)","v":false}]
[null,null,null,null,{"$f":"IF(AB363,AC363,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB363,C363<>ano)","v":false},{"$f":"typ_ine_prijmy_pristupitel_partner=\"prenájom\"","v":false},"Výpis z listu vlastníctva k prenajímanej nehnuteľnosti, môže byť stiahnutý z katasterportálu (žiadateľ alebo spolužiadateľ 1 musí byť vlastníkom)"]
[null,null,null,null,{"$f":"IF(AB364,AC364,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB364,C364<>ano)","v":false},{"$f":"typ_ine_prijmy_pristupitel_partner=\"prenájom\"","v":false},"Overená fotokópia nájomnej zmluvy"]
[null,null,null,null,{"$f":"IF(AB365,AC365,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB365,C365<>ano)","v":false},{"$f":"typ_ine_prijmy_pristupitel_partner=\"prenájom\"","v":false},"Kópia daňového priznania a výkazy za posledné zdaňovacie obdobie. V prípade nepodania daňového priznania (klient s uvedenou činnosťou začal v danom roku) príjem zdokladuje výpismi z účtu min. za posledné 3 mesiace (overená fotokópia predajcom)"]
[null,null,"PRÍJEM DOKTORANDA",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(AB367:AB368)","v":false}]
[null,null,null,null,{"$f":"IF(AB367,AC367,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB367,C367<>ano)","v":false},{"$f":"typ_ine_prijmy_pristupitel_partner=\"doktorand\"","v":false},"Potvrdenie o dennej forme doktorandského štúdia"]
[null,null,null,null,{"$f":"IF(AB368,AC368,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB368,C368<>ano)","v":false},{"$f":"typ_ine_prijmy_pristupitel_partner=\"doktorand\"","v":false},"Úplný výpis z účtu za posledných 6 mesiacov"]
[null,null,"DÔCHODOK",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(AB370:AB373)","v":false}]
[null,null,null,null,{"$f":"IF(AB370,AC370,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB370,C370<>ano)","v":false},{"$f":"OR(typ_ine_prijmy_pristupitel_partner=\"sirot.dôchodok\",typ_ine_prijmy_pristupitel_partner=\"vdov.dôchodok\",typ_dochodku_pristupitel_partner=\"výsluhový\")","v":false},"Platný výmer, rozhodnutie alebo iný doklad"]
[null,null,null,null,{"$f":"IF(AB371,AC371,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB371,C371<>ano)","v":false},{"$f":"OR(typ_ine_prijmy_pristupitel_partner=\"sirot.dôchodok\",typ_ine_prijmy_pristupitel_partner=\"vdov.dôchodok\",typ_dochodku_pristupitel_partner=\"výsluhový\")","v":false},"úplný výpis z účtu za posledný mesiac alebo potvrdenie pošty o vyplatení dôchodku (v prípade poberania dôchodku v hotovosti)"]
[null,null,null,null,{"$f":"IF(AB372,AC372,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB372,C372<>ano)","v":false},false,"Platný výmer, rozhodnutie alebo iný doklad"]
[null,null,null,null,{"$f":"IF(AB373,AC373,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB373,C373<>ano)","v":false},false,"Potvrdenie príslušnej pošty o vyplatení dôchodku"]
[null,null,"RODIČOVSKÝ PRÍSPEVOK",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(AB375)","v":false}]
[null,null,null,null,{"$f":"IF(AB375,AC375,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB375,C375<>ano)","v":false},{"$f":"typ_rod_prispevok_manz_pristupitela=\"rodičovský príspevok\"","v":false},"V prípade, že klient poberá rodičovský príspevok v pravidelnej výške a výška príspevku je preukázateľná napr. výpisom z účtu, k rozhodnutiu úveru nie je potrebné predloženie rozhodnutia z ÚPSVR o poberaní rodičovského príspevku, postačuje len predloženie výpisu z účtu"]
[null,null,"MATERSKÁ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(AB377)","v":false}]
[null,null,null,null,{"$f":"IF(AB377,AC377,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB377,C377<>ano)","v":false},{"$f":"typ_rod_prispevok_manz_pristupitela=\"materská\"","v":false},"V prípade poberania materského príspevku je k žiadosti o úver potrebné predložiť okrem rozhodnutia z ÚPSVR o poberaní príspevku aj výpis z účtu"]
[null,null,"PRÍSPEVOK ZAMESTNÁVATEĽA NA BÝVANIE (INÉ BENEFITY)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(AB379:AB380)","v":false}]
[null,null,null,null,{"$f":"IF(AB379,AC379,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB379,C379<>ano)","v":false},{"$f":"AND(ostatne_prijmy_manz_pristupitela<>\"\",typ_ine_prijmy_pristupitel_partner=\"prísp.na bývanie\")","v":false},"Potvrdenie od zamestnávateľa"]
[null,null,null,null,{"$f":"IF(AB380,AC380,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB380,C380<>ano)","v":false},{"$f":"AND(ostatne_prijmy_manz_pristupitela<>\"\",typ_ine_prijmy_pristupitel_partner=\"prísp.na bývanie\")","v":false},"Výpis z účtu za posledné 3 mesiace"]
[null,null,"ODMENA PESTÚNA",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(AB382:AB383)","v":false}]
[null,null,null,null,{"$f":"IF(AB382,AC382,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB382,C382<>ano)","v":false},{"$f":"AND(ostatne_prijmy_manz_pristupitela<>\"\",typ_ine_prijmy_pristupitel_partner=\"odmena pestúna\")","v":false},"Potvrdenie o preberaní príspevku"]
[null,null,null,null,{"$f":"IF(AB383,AC383,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB383,C383<>ano)","v":false},{"$f":"AND(ostatne_prijmy_manz_pristupitela<>\"\",typ_ine_prijmy_pristupitel_partner=\"odmena pestúna\")","v":false},"Výpis z účtu za posledné 3 mesiace"]
[null,null,"PRÍSPEVOK ZA OPATROVANIE",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(AB385:AB386)","v":false}]
[null,null,null,null,{"$f":"IF(AB385,AC385,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB385,C385<>ano)","v":false},{"$f":"AND(ostatne_prijmy_manz_pristupitela<>\"\",typ_ine_prijmy_pristupitel_partner=\"prísp.za opatrovanie\")","v":false},"Potvrdenie o preberaní príspevku"]
[null,null,null,null,{"$f":"IF(AB386,AC386,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB386,C386<>ano)","v":false},{"$f":"AND(ostatne_prijmy_manz_pristupitela<>\"\",typ_ine_prijmy_pristupitel_partner=\"prísp.za opatrovanie\")","v":false},"Výpis z účtu za posledné 3 mesiace"]
[null,null,"ODVODOVÁ  ÚĽAVA",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(AB388:AB390)","v":false}]
[null,null,null,null,{"$f":"IF(AB388,AC388,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB388,C388<>ano)","v":false},{"$f":"AND(ostatne_prijmy_manz_pristupitela<>\"\",typ_ine_prijmy_pristupitel_partner=\"odvodová úľava\")","v":false},"Potvrdenie o poskytnutí odvodovej úľavy pre zamestnávateľa na zamestnanca (účastníka úveru)"]
[null,null,null,null,{"$f":"IF(AB389,AC389,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB389,C389<>ano)","v":false},{"$f":"AND(ostatne_prijmy_manz_pristupitela<>\"\",typ_ine_prijmy_pristupitel_partner=\"odvodová úľava\")","v":false},"Overená kópia pracovnej zmluvy, resp. potvrdenia od zamestnávateľa"]
[null,null,null,null,{"$f":"IF(AB390,AC390,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB390,C390<>ano)","v":false},{"$f":"AND(ostatne_prijmy_manz_pristupitela<>\"\",typ_ine_prijmy_pristupitel_partner=\"odvodová úľava\")","v":false},"Výpis z účtu za posledné 3 mesiace"]
[null,null,"VÝNIMKA - SPOLUŽIADATEĽ 3",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(AB392:AB393)","v":false}]
[null,null,null,null,{"$f":"IF(AB392,AC392,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB392,C392<>ano)","v":false},{"$f":"(YEARFRAC(prac_pomer_od_manz_pristupitela,TODAY())*12)<6","v":false},"Pracovná zmluva od predchádzajúceho zamestnávateľa"]
[null,null,null,null,{"$f":"IF(AB393,AC393,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB393,C393<>ano)","v":false},{"$f":"(YEARFRAC(prac_pomer_od_manz_pristupitela,TODAY())*12)<6","v":false},"Výpisy z účtu min. za posledné 3 mesiace (kde boli poukazované príjmy od predchádzajúceho zamestnávateľa)"]
[null,null,"ZABEZPEČENIE",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"OR(AB395:AB401)","v":false}]
[null,null,null,null,{"$f":"IF(AB395,AC395,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(AB395,C395<>ano)","v":false},{"$f":"AND(ts_U5,akcia_vybrana<>akcia_nes_nehn)","v":false},"Znalecký posudok"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"AND(ts_U5,akcia_vybrana<>akcia_nes_nehn)","v":false},"List vlastníctva"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"AND(ts_U5,akcia_vybrana<>akcia_nes_nehn)","v":false},"ISEZ/ak je potrebný"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,false,"Zmluva o budúcej kúpnej zmluve/kúpna zmluva (aj v štádiu draftu)"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"AND(ts_U5,akcia_vybrana<>akcia_nes_nehn)","v":false},"Geometrický plán (ak je potrebný)"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"AND(ts_U5,akcia_vybrana<>akcia_nes_nehn)","v":false},"Stavebné povolenie/územné rozhodnutie že pozemok je určený na individuálnu výstavbu (ak je potrebný)"]
[null,null,null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,{"$f":"AND(ts_U5,akcia_vybrana<>akcia_nes_nehn)","v":false},"Občiansky preukaz + súhlas so spracovaním osobných údajov"]
[]
[null,null,null,null,null,null,null,null,null,null,{"$f":"IF(p_pomocka=\"\",\"\",p_pomocka)","v":""}]
[]
[null,"ČSOB stavebná sporiteľňa, a.s.\nBratislava 1, PSČ 811 02, Žižkova 11; IČO: 35 799 200; DIČ: 2021544030; IČ pre DPH: SK7020000218 \nzapísaná v Obchodnom registri Okresného súdu Bratislava I. v odd. Sa, vložka č. 2590/B\ninfolinka: 0800 111 303,  fax:  02 5966 7920; www.csob.sk; csobsp@csobsp.sk",null,null,null,null,null,null,null,null,null,null,null,null,null,"XML:",null,{"$f":"generovanie","v":"2020-02-14T12:49:06.920"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Verzia:",null,{"$f":"file_name","v":"SP_EZU_FO_20200215v32.2"}]

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[null,"VYHLÁSENIA VŠETKÝCH ÚČASTNÍKOV ÚVERU\n\nstr. 1"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"kontrola - vyhlasenia",null,{"$f":"chyb_hl_vyhlasenia","v":"Zadajte pole: spôsob prevzatia dokumentov na hárku vyhlasenia!"}]
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[null,"Číslo zmluvy o stavebnom sporení:",null,null,null,null,{"$f":"cislo_zmluvy","v":0},null,null,null,null,"/8170",null,"Dátum žiadosti:",null,null,{"$f":"datum_ziadosti","v":43875}]
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[null,"Žiadateľ o úver",null,null,null,null,null,null,null,null,"Spoludlžník (manželský partner žiadateľa):"]
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[null,"Meno, priezvisko, titul:",null,null,{"$f":"TRIM(IF(titul_pred_ziadatel=\"\",\"\",titul_pred_ziadatel)&\" \"&IF(meno_ziadatel=\"\",\"\",meno_ziadatel)&\" \"&IF(priezvisko_ziadatel=\"\",\"\",priezvisko_ziadatel)&IF(titul_za_ziadatel=\"\",\"\",\", \"&titul_za_ziadatel))","v":""},null,null,null,null,null,"Meno, priezvisko, titul:",null,null,{"$f":"TRIM(IF(titul_pred_spoludlznik=\"\",\"\",titul_pred_spoludlznik)&\" \"&IF(meno_spoludlznik=\"\",\"\",meno_spoludlznik)&\" \"&IF(priezvisko_spoludlznik=\"\",\"\",priezvisko_spoludlznik)&IF(titul_za_spoludlznik=\"\",\"\",\", \"&titul_za_spoludlznik))","v":""}]
[null,"Rodné číslo:",null,null,{"$f":"IF(RC_ziadatel=\"\",\"\",RC_ziadatel)","v":""},null,null,null,null,null,"Rodné číslo:",null,null,{"$f":"IF(RC_spoludlznik=\"\",\"\",RC_spoludlznik)","v":""}]
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[null,null,"Podpisom tejto žiadosti potvrdzujeme, že všetky poskytnuté údaje uvedené v tejto žiadosti sú pravdivé, presné  a úplné. Akúkoľvek ich zmenu sa zaväzujeme oznámiť ČSOB SP bez zbytočného odkladu. Následkom poskytnutia nepresných, nepravdivých alebo neúplných informácií môže byť  neposkytnutie stavebného úveru/medziúveru, resp. vyhlásenie okamžitej splatnosti celého úveru. "]
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[null,null,"Za spracovanie a schválenie žiadosti o poskytnutie medziúveru, resp. stavebného úveru je ČSOB SP oprávnená účtovať poplatok v zmysle platného Sadzobníka poplatkov pre fyzické osoby - občanov, a to aj v prípade, ak nedôjde k uzatvoreniu úverovej zmluvy, a to bez ohľadu na dôvod jej neuzatvorenia."]
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[null,null,"ČSOB SP poskytuje Výpis z účtu v elektronickej forme stavebnému sporiteľovi v lehote a za podmienok v zmysle platných Všeobecných obchodných podmienok pre stavebné sporenie (ďalej len „VOP“) na uvedenú e-mailovú adresu (ďalej len „Adresu“) a to ku všetkým platným a účinným zmluvám o stavebnom sporení, ktorých je majiteľom a úverovým zmluvám, na ktorých stavebný sporiteľ figuruje ako hlavný dlžník, bez ohľadu na dátum uzatvorenia zmluvy.\nČSOB SP poskytuje Výpis z účtu vždy na poslednú e-mailovú adresu oznámenú stavebným sporiteľom. \n\nVýpisy z účtu v elektronickej forme sú zasielané na Adresu vo formáte PDF skomprimované do Zip súboru a zabezpečené heslom. Za heslo sa považujú posledné 4 číslice rodného čísla a rok narodenia majiteľa účtu: ČČČČRRRRV.\n\nStavebný sporiteľ zároveň podpisom tejto žiadosti súhlasí s tým, aby aj prípadné ďalšie informácie zo strany ČSOB SP týkajúce sa zmlúv o stavebnom sporení a úverových zmlúv, ku ktorým sa poskytuje Výpis z účtu v elektronickej forme, boli zasielané na Adresu."]
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[null,null,"Súhlasím, aby si ČSOB SP preverila mnou predložené doklady o príjme u zamestnávateľa a v Sociálnej poisťovni. Zároveň súhlasím, aby  Československá obchodná banka, a.s., Žižkova 11, 811 02 Bratisalva, IČO: 36 854 140 (ďalej len \"Československá obchodná banka, a.s.), poskytla ČSOB SP informácie o výške mojich príjmov v prípade, ak sú poukazované na účet v Československej obchodnej banke, a.s.."]
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[null,null,"Poskytované finančné prostriedky z poskytnutého stavebného úveru, resp. medziúveru (vrátane zostatku do  výšky 500,00 EUR) je možné použiť len na stavebné účely v zmysle § 11 zákona č. 310/1992 Zb. o  stavebnom  sporení v znení neskorších predpisov (ďalej len „Zákon“)."]
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[null,null,"V zmysle § 91 ods. (1) Zákona o bankách súhlasím s poskytovaním a sprístupňovaním údajov o bankových obchodoch uzatvorených s bankou (vrátane údajov získaných bankou pri rokovaní o ich uzatvorení), ich zabezpečení, platobnej disciplíne z hľadiska splácania záväzkov, na účely posúdenia mojej schopnosti splácať úver v rozsahu a za podmienok uvedených v § 92a  Zákona o bankách:\n-    prevádzkovateľovi Spoločného registra bankových informácií, ktorým je  spoločnosť Slovak Banking Credit Bureau, s.r.o., IČO: 35 869 810, so sídlom Mlynské Nivy 14, 821 09 Bratislava– Staré Mesto (ďalej „SRBI“),  \n-    subjektom povereným spracúvaním údajov v SRBI,\n-    bankám a pobočkám zahraničných bánk,\n-    prostredníctvom Non-Banking  Credit  Bureau,  záujmové združenie právnických osôb, IČO: 42 053 404, so sídlom Mlynské nivy 14, 821 09 Bratislava-Staré Mesto (ďalej „NRKI“) oprávneným užívateľom NRKI,\na to na dobu 5 rokov odo dňa ich poskytnutia a v prípade uzatvorenia bankového obchodu, na dobu stanovenú v Zákone o bankách."]
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[null,null,"Žiadateľ,  ktorý začne čerpať Medziúver po 1.1.2019 stráca nárok na štátnu prémiu na všetkých zmluvách stavebného sporenia uzatvorených v ktorejkoľvek stavebnej sporiteľni."]
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[null,null,"Žiadateľ vyhlasuje, že všetky uvedené údaje a informácie sú pravdivé a aktuálne a že bol informovaný o svojich právach dotknutej osoby v zmysle Nariadenia EP a Rady (EÚ) 2016/679 o ochrane fyzických osôb pri spracúvaní osobných údajov a o voľnom pohybe takýchto údajov, ktorým sa zrušuje smernica 95/46/ES (všeobecné nariadenie o ochrane údajov)- GDPR, v prípade spracúvania osobných údajov v krajinách, ktoré neuplatňujú právo EÚ i podľa § 59 a nasled. zák. č. 18/2018 Z. z. ochrane osobných údajov. Viac informácií o zásadách spracúvania osobných údajov sa nachádza na www.csob.sk/pravne-informacie#memorandum-ochrany-osobnych-udajov, alebo v priestoroch pobočiek ČSOB.  "]
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[null,null,"Žiadateľ berie na vedomie, že v prípade zamietnutia alebo odvolania úveru od Československej obchodnej banky, a. s., ktorý mal byť dofinancovaný úverom od ČSOB SP  bude táto žiadosť o takýto úver považovaná za bezpredmetnú."]
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[null,null,"Vyhlasujem, že nebol voči mne za posledných  5 rokov podaný návrh  na vyhlásenie konkurzu, alebo vyhlásený konkurz alebo zamietnutý konkurz pre nedostatok  majetku, ani nebolo začaté konkurzné alebo reštrukturalizačné konanie, alebo  akékoľvek  súdne konanie, vrátane exekučného, nie som v likvidácii, nemám nedoplatky voči daňovým úradom, colným úradom, Sociálnej poisťovni a iným subjektom."]
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[null,"ČSOB stavebná sporiteľňa, a.s.",null,null,null,null,null,null,null,null,{"$f":"IF(p_pomocka=\"\",\"\",p_pomocka)","v":""}]
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[null,"Bratislava 1, PSČ 811 02, Žižkova 11; IČO: 35 799 200; DIČ: 2021544030; IČ pre DPH: SK7020000218 \nzapísaná v Obchodnom registri Okresného súdu Bratislava I. v odd. Sa, vložka č. 2590/B\ntel. č.: 0800 111 303,  fax:  02 5966 7920; www.csob.sk; csobsp@csobsp.sk"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"XML:",null,{"$f":"generovanie","v":"2020-02-14T12:49:06.920"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"Verzia:",null,{"$f":"file_name","v":"SP_EZU_FO_20200215v32.2"}]
[null,"VYHLÁSENIA VŠETKÝCH ÚČASTNÍKOV ÚVERU\n\nstr. 2"]
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[null,"Číslo zmluvy o stavebnom sporení:",null,null,null,null,{"$f":"cislo_zmluvy","v":0},null,null,null,null,"/8170",null,"Dátum žiadosti:",null,null,{"$f":"datum_ziadosti","v":43875}]
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[null,"Žiadateľ o úver",null,null,null,null,null,null,null,null,"Spolužiadateľ (manželský partner žiadateľa):"]
[]
[null,"Meno, priezvisko, titul:",null,null,{"$f":"TRIM(IF(titul_pred_ziadatel=\"\",\"\",titul_pred_ziadatel)&\" \"&IF(meno_ziadatel=\"\",\"\",meno_ziadatel)&\" \"&IF(priezvisko_ziadatel=\"\",\"\",priezvisko_ziadatel)&IF(titul_za_ziadatel=\"\",\"\",\", \"&titul_za_ziadatel))","v":""},null,null,null,null,null,"Meno, priezvisko, titul:",null,null,{"$f":"TRIM(IF(titul_pred_spoludlznik=\"\",\"\",titul_pred_spoludlznik)&\" \"&IF(meno_spoludlznik=\"\",\"\",meno_spoludlznik)&\" \"&IF(priezvisko_spoludlznik=\"\",\"\",priezvisko_spoludlznik)&IF(titul_za_spoludlznik=\"\",\"\",\", \"&titul_za_spoludlznik))","v":""}]
[null,"Rodné číslo:",null,null,{"$f":"IF(RC_ziadatel=\"\",\"\",RC_ziadatel)","v":""},null,null,null,null,null,"Rodné číslo:",null,null,{"$f":"IF(RC_spoludlznik=\"\",\"\",RC_spoludlznik)","v":""}]
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[null,"Poistenie úveru:"]
[null,{"$f":"IF(poistenie_vybrane=poistenieA,\"Poistenie vo variante A - poistenie pre prípad smrti, invalidity a pracovnej neschopnosti\",IF(poistenie_vybrane=poistenieB,\"Poistenie vo variante B - poistenie pre prípad smrti, invalidity, pracovnej neschopnosti a straty zamestnania\",\"Žiadne poistenie nebolo vybrané.\"))","v":"Žiadne poistenie nebolo vybrané."}]
[null,{"$f":"IF(poistenie_vybrane=poistenieA,vyhlasenie_poistenie_A,IF(poistenie_vybrane=poistenieB,vyhlasenie_poistenie_B,\"\"))","v":""}]
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[null,{"$f":"IF(OR(poistenie_vybrane=poistenieA,poistenie_vybrane=poistenieB),zdrava_osoba,\"\")","v":""}]
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[null,"Súhlas s vykonaním zmien vrámci spracovania úveru so zmluvou o stavebnom sporení POHODA"]
[null,null,null,"Súhlasím s vykonaním zmien a poverujem ČSOB SP na vykonanie nasledovných úkonov:\n- stanovenie akceptovateľného príjmu,\n- úpravy cieľovej sumy, a jej zníženie na minimálnu akceptovateľnú cieľovú sumu (Eur):\n- uvedenie aktuálnych splátok úverov,\n- prípadne iné zmeny súvisiace so žiadosťou o úver v ČSOB SP na Zmluve o stavebnom sporení a Žiadosti o úver na základe aktuálnych zistení o mojich príjmoch a úverovej angažovanosti tak, aby bolo možné automaticky pokračovať v posudzovaní úveru bez nutnosti spísania novej Zmluvy o stavebnom sporení a Žiadosti o úver a to po dobu maximálne 30 dní od podpisu tejto žiadosti.\n"]
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[null,null,null,{"$f":"\"ČSOB SP je v prípade zamietnutia alebo odvolania tejto žiadosti podanej stavebným sporiteľom oprávnená zmluvu o stavebnom sporení  č. \" & cislo_zmluvy & \" vypovedať v zmysle čl. 9 VOP. V prípade, ak po zamietnutí alebo odvolaní tejto žiadosti nedôjde k uhradeniu poplatku v  lehote v zmysle VOP, sa táto\"","v":"ČSOB SP je v prípade zamietnutia alebo odvolania tejto žiadosti podanej stavebným sporiteľom oprávnená zmluvu o stavebnom sporení  č.  vypovedať v zmysle čl. 9 VOP. V prípade, ak po zamietnutí alebo odvolaní tejto žiadosti nedôjde k uhradeniu poplatku v  lehote v zmysle VOP, sa táto"}]
[null,null,null,{"$f":"\"skutočnosť považuje  za rozväzovaciu podmienku v zmysle § 36 Občianskeho zákonníka a zmluva o stavebnom sporení č. \" & cislo_zmluvy & \"  zaniká posledný deň lehoty stanovenej na zaplatenie poplatku, ak ČSOB SP neurčí inak.\"","v":"skutočnosť považuje  za rozväzovaciu podmienku v zmysle § 36 Občianskeho zákonníka a zmluva o stavebnom sporení č.   zaniká posledný deň lehoty stanovenej na zaplatenie poplatku, ak ČSOB SP neurčí inak."}]
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[null,null,{"$f":"IF(typ_zmluvy=\"MU_N\",\"Žiadateľ o úver (stavebný sporiteľ) prevzal:\",\"\")","v":"Žiadateľ o úver (stavebný sporiteľ) prevzal:"}]
[null,null,null,{"$f":"IF(typ_zmluvy=\"MU_N\",\"Osobne v listinnej podobe\",\"\")","v":"Osobne v listinnej podobe"},null,null,null,{"$f":"IF(typ_zmluvy=\"MU_N\",\"Zaslaním elektronickou poštou na e-mail uvedený v časti údaje o stavebnom sporiteľovi.\",\"\")","v":"Zaslaním elektronickou poštou na e-mail uvedený v časti údaje o stavebnom sporiteľovi."},null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(OR(typ_zmluvy<>\"MU_N\",AND(zoznamy_suhlas3=\"\",zoznamy_suhlas4=\"\")),\"\",IF(AND(zoznamy_suhlas3=TRUE,zoznamy_suhlas4=TRUE),\"Zvoľte iba jednu možnosť prevzatia!\",IF(AND(zoznamy_suhlas3=FALSE,zoznamy_suhlas4=FALSE),\"Vyplňte spôsob prevzatia!\",\"\")))","v":"Vyplňte spôsob prevzatia!"}]
[null,null,{"$f":"IF(typ_zmluvy=\"MU_N\",\"a) Všeobecné obchodné podmienky pre stavebné sporenie (ďalej len „VOP“) a ich prílohu „Typy sporenia pre fyzické osoby -  obyvateľov“,\",\"\")","v":"a) Všeobecné obchodné podmienky pre stavebné sporenie (ďalej len „VOP“) a ich prílohu „Typy sporenia pre fyzické osoby -  obyvateľov“,"}]
[null,null,{"$f":"IF(typ_zmluvy=\"MU_N\",\"b) Sadzobník poplatkov pre fyzické osoby – obyvateľov,\",\"\")","v":"b) Sadzobník poplatkov pre fyzické osoby – obyvateľov,"}]
[null,null,{"$f":"IF(typ_zmluvy=\"MU_N\",\"c) Informačný formulár pre vkladateľa\",\"\")","v":"c) Informačný formulár pre vkladateľa"}]
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[null,null,"Presvedčili ste klienta, aby si zobral ČSOB hypotéku?"]
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[null,"Poznámky:"]
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[null,null,"DÁTUM A PODPIS ŽIADATEĽA  : ",null,{"$f":"TRIM(IF(titul_pred_ziadatel=\"\",\"\",titul_pred_ziadatel)&\" \"&IF(meno_ziadatel=\"\",\"\",meno_ziadatel)&\" \"&IF(priezvisko_ziadatel=\"\",\"\",priezvisko_ziadatel)&IF(titul_za_ziadatel=\"\",\"\",\", \"&titul_za_ziadatel))","v":""},null,null,null,null,null,null,"DÁTUM A PODPIS SPOLUŽIADATEĽA: ",null,{"$f":"TRIM(IF(titul_pred_spoludlznik=\"\",\"\",titul_pred_spoludlznik)&\" \"&IF(meno_spoludlznik=\"\",\"\",meno_spoludlznik)&\" \"&IF(priezvisko_spoludlznik=\"\",\"\",priezvisko_spoludlznik)&IF(titul_za_spoludlznik=\"\",\"\",\", \"&titul_za_spoludlznik))","v":""}]
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[null,null,"DÁTUM A PODPIS PRISTUPITEĽA: ",null,{"$f":"TRIM(IF(titul_pred_pristupitel=\"\",\"\",titul_pred_pristupitel)&\" \"&IF(meno_pristupitel=\"\",\"\",meno_pristupitel)&\" \"&IF(priezvisko_pristupitel=\"\",\"\",priezvisko_pristupitel)&IF(titul_za_pristupitel=\"\",\"\",\", \"&titul_za_pristupitel))","v":""},null,null,null,null,null,null,"DÁTUM A PODPIS MANŽ. PART. PRISTUPITEĽA: ",null,{"$f":"TRIM(IF(titul_pred_manz_pristupitela=\"\",\"\",titul_pred_manz_pristupitela)&\" \"&IF(meno_manz_pristupitela=\"\",\"\",meno_manz_pristupitela)&\" \"&IF(priezvisko_manz_pristupitela=\"\",\"\",priezvisko_manz_pristupitela)&IF(titul_za_manz_pristupitela=\"\",\"\",\", \"&titul_za_manz_pristupitela))","v":""}]
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[null,null,"DÁTUM A PODPIS RUČITEĽA 1: ",null,{"$f":"TRIM(IF(titul_pred_rucitel1=\"\",\"\",titul_pred_rucitel1)&\" \"&IF(meno_rucitel1=\"\",\"\",meno_rucitel1)&\" \"&IF(priezvisko_rucitel1=\"\",\"\",priezvisko_rucitel1)&IF(titul_za_rucitel1=\"\",\"\",\", \"&titul_za_rucitel1))","v":""},null,null,null,null,null,null,"DÁTUM A PODPIS MANŽ. PART. RUČITEĽA 1: ",null,{"$f":"TRIM(IF(titul_pred_manz_rucitel1=\"\",\"\",titul_pred_manz_rucitel1)&\" \"&IF(meno_manz_rucitel1=\"\",\"\",meno_manz_rucitel1)&\" \"&IF(priezvisko_manz_rucitel1=\"\",\"\",priezvisko_manz_rucitel1)&IF(titul_za_manz_rucitel1=\"\",\"\",\", \"&titul_za_manz_rucitel1))","v":""}]
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[]
[]
[null,null,"DÁTUM A PODPIS RUČITEĽA 2: ",null,{"$f":"TRIM(IF(titul_pred_rucitel2=\"\",\"\",titul_pred_rucitel2)&\" \"&IF(meno_rucitel2=\"\",\"\",meno_rucitel2)&\" \"&IF(priezvisko_rucitel2=\"\",\"\",priezvisko_rucitel2)&IF(titul_za_rucitel2=\"\",\"\",\", \"&titul_za_rucitel2))","v":""},null,null,null,null,null,null,"DÁTUM A PODPIS MANŽ. PART. RUČITEĽA 2: ",null,{"$f":"TRIM(IF(titul_pred_manz_rucitel2=\"\",\"\",titul_pred_manz_rucitel2)&\" \"&IF(meno_manz_rucitel2=\"\",\"\",meno_manz_rucitel2)&\" \"&IF(priezvisko_manz_rucitel2=\"\",\"\",priezvisko_manz_rucitel2)&IF(titul_za_manz_rucitel2=\"\",\"\",\", \"&titul_za_manz_rucitel2))","v":""}]
[]
[]
[]
[]
[null,null,"DÁTUM A PODPIS\nvlastníka nehnuteľnosti 1: ",null,{"$f":"TRIM(Meno_zalozca1)","v":""},null,null,null,null,null,null,{"$f":"IF(Meno_zalozca2=\"\",\"\",\"DÁTUM A PODPIS vlastníka nehnuteľnosti 2:\")","v":""},null,{"$f":"TRIM(Meno_zalozca2)","v":""}]
[]
[]
[]
[]
[null,null,"DÁTUM A PODPIS\nvlastníka nehnuteľnosti 3: ",null,{"$f":"TRIM(Meno_zalozca3)","v":""},null,null,null,null,null,null,{"$f":"IF(Meno_zalozca4=\"\",\"\",\"DÁTUM A PODPIS vlastníka nehnuteľnosti 4:\")","v":""},null,{"$f":"TRIM(Meno_zalozca4)","v":""}]
[]
[]
[]
[null,null,{"$f":"generovanie","v":43875.534107870371},{"$f":"\", \"&miesto","v":", "}]
[null,null,"dátum, miesto",null,null,null,null,null,null,{"$f":"\"PODPIS SPROSTREDKOVATEĽA, KTORÝ OVERIL TOTOŽNOSŤ A PODPISY VŠETKÝCH ÚČASTNÍKOV ÚVEROVÉHO VZŤAHU RESP. SPLNOMOCNENÝCH OSÔB: \" & CHAR(10) &  poradca_meno & \" \" & poradca_priezvisko & IF(poradca_titul=\"\",\"\",\", \" & poradca_titul) &\", \" & poradca_cislo","v":"PODPIS SPROSTREDKOVATEĽA, KTORÝ OVERIL TOTOŽNOSŤ A PODPISY VŠETKÝCH ÚČASTNÍKOV ÚVEROVÉHO VZŤAHU RESP. SPLNOMOCNENÝCH OSÔB: \n , "}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,{"$f":"IF(p_pomocka=\"\",\"\",p_pomocka)","v":""}]
[null,"ČSOB stavebná sporiteľňa, a.s.\nBratislava 1, PSČ 811 02, Žižkova 11; IČO: 35 799 200; DIČ: 2021544030; IČ pre DPH: SK7020000218 \nzapísaná v Obchodnom registri Okresného súdu Bratislava I. v odd. Sa, vložka č. 2590/B\ninfolinka: 0800 111 303,  fax:  02 5966 7920; www.csob.sk; csobsp@csobsp.sk",null,null,null,null,null,null,null,null,null,null,null,"XML:",null,{"$f":"generovanie","v":"2020-02-14T12:49:06.920"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"Verzia:",null,{"$f":"file_name","v":"SP_EZU_FO_20200215v32.2"}]

{"sheet":"refixovanie","index":14,"n_rows":14,"n_cols":5,"rows_kept":14,"cut":false,"hidden":true,"merged":[]}
[]
[null,"Dátum",{"$f":"TODAY()","v":43875},null,{"$f":"IF(OR(cislo_zmluvy_refixovanie=\"\",C4=\"\",cielova_suma_refixovanie=\"\",C6=\"\",C7=\"\",ISERROR(C11),C9=\"\"),\"Nesprávne vyplnené polia!\",\"\")","v":"Nesprávne vyplnené polia!"}]
[null,"Číslo zmluvy o stavebnom sporení"]
[null,"Typ sporenia"]
[null,"Výška schváleného úveru"]
[null,"Pôvodná výška mesačného vkladu na sporenie"]
[null,"Pôvodná mesačná splátka úrokov z MÚ"]
[null,"Pôvodná výška mesačného poistného"]
[null,"Výpis z účtu"]
[null,"Úroková sadzba medziúveru pre ďaľšie 3 roky [% p.a.]:",1.7899999999999999E-2]
[null,"Mesačná splátka MÚ celkom:",{"$f":"C12+C13+C14","v":0}]
[null,"Z toho:   - vklad na sporenie",{"$f":"C6","v":0}]
[null,"             - splátka úrokov z MÚ",{"$f":"ROUNDUP((ROUND(urok_refixovanie*cielova_suma_refixovanie*IF(MOD(YEAR(datum_refixovanie),4)=0,366,365)/12/360,2))+ROUND((IF(C9=vypis_postou,2.5,0))/12,2),2)","v":0}]
[null,"             - poistné",{"$f":"IF(C8=0,0,splatka_MU_refixovanie*(C8/C7))","v":0}]

{"sheet":"refinancovanie","index":15,"n_rows":42,"n_cols":21,"rows_kept":42,"cut":false,"hidden":false,"merged":[[36,5,36,12],[21,10,21,12],[22,10,22,12],[32,7,32,8],[33,7,33,8],[31,7,31,8]]}
[null,"Postup:",null,null,null,null,null,null,null,null,null,null,null,null,null,"HIDE","HIDE","HIDE","HIDE","HIDE"]
[null,"1. Zadajte v tabuľke 1. informácie ohľadom pôvodných refinancovaných úverov. Začnite voľbou Inštitúcie."]
[null,"2. Riadky v tabuľke musia byť riadne vyplnené - buď je riadok prázdny alebo sú vyplnené všetky povinné bunky ! Povinnosť bunky je závislá od Inštitúcie a je vyčervenená."]
[null,"3. Výšku CS zadáte pre prípad pôvodného medziúveru, výšku stavebného úveru zadáte pre prípad pôvodného stavebného úveru alebo úveru mimo ČSOB SP, resp. pri medziúvere v prípade kombinácie s úverom ostatných bánk pri REKO úvere."]
[null,"4. V prípade nesplnenia podmienky sa objaví chybová hláška a dôvod."]
[]
[]
[]
[]
[null,"Tabuľka 1. - INFORMÁCIA OHĽADOM AKCIE ZJEDNODUŠENÉ SPLATENIE A POPLATKU ZA PREDČASNÉ SPLATENIE ÚVERU ČSOB SP"]
[null,"Pôvodné úvery, ktoré budú refinancované",null,null,null,{"$f":"IF(SUM(R13:R17)=0,\"\",\"Vyplňte červeným podfarbené polia!\")","v":""}]
[null,"Poradie","Inštitúcia","Číslo úveru","Typ sporenia","Typ úveru","Úver určený na vlastné bývanie","Zabezpečenie","Fixácia úveru",{"$f":"IF(ts_U5,\"Úver BZB je starší ako 6 mes. (ináč 12 mes.)\",\"Úver starší ako 12 mesiacov v ČSOB SP\")","v":"Úver starší ako 12 mesiacov v ČSOB SP"},"Výška CS","Výška\nzostatku\núveru (SU)","Splátka úveru","Úroková sadzba","Nasporená suma","VYSKA pomocna\n"]
[null,"1.",null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MAX(ref_vyska_CS_1,ref_vyska_uveru_1)","v":0},{"$f":"IF(AND(F13=\"MU\",L13>0,IF(ts_rk,NOT(AND(COUNTIF(refin_institucia,zoz_CSOBSP)=1,COUNTIF(refin_institucia,zoz_ine_banky)=1)),TRUE)),FALSE,IF(AND(F13=\"SU\",K13>0),FALSE,TRUE))","v":true},{"$f":"IF(OR(U13=\"\",ISERROR(U13)),0,1)","v":0},null,null,{"$f":"IF(AND(OR(E13=\"Kredit VIII.\",E13=\"Kredit X.\",E13=\"Kredit XI.\"),H13=zab_nehn),\"Pre zvolený typ sporenia nie je možné zabezpečenie nehnuteľnosťou!\",IF(OR(AND(C13<>\"\",COUNTA(D13:N13)=0),AND(COUNTA(D13:N13)>0,C13=\"\"),AND(COUNTA(D13:N13)>0,COUNTA(D13:N13)<9,C13=zoz_CSOBSP)),\"Riadok nie je správne vyplnený!\",IF(AND(OR(C13=zoz_ine_banky,C13=zoz_ineSS),OR(G13=\"\",H13=\"\",L13=\"\",M13=\"\",D13=\"\",E13<>\"\",F13<>\"\",I13<>\"\",K13<>\"\",N13<>\"\")),\"Riadok nie je správne vyplnený!\",IF(Q13,IF(OR(G13=nie,AND(C13=zoz_CSOBSP,J13=nie)),\"Tento typ úveru nie je možné refinancovať úverom z ČSOB SP\",\"\"),\"Vyplnili ste navyše výšku CS, resp. výšku úveru.\"))))","v":""}]
[null,"2.",null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MAX(ref_vyska_CS_2,ref_vyska_uveru_2)","v":0},{"$f":"IF(AND(F14=\"MU\",L14>0,IF(ts_rk,NOT(AND(COUNTIF(refin_institucia,zoz_CSOBSP)=1,COUNTIF(refin_institucia,zoz_ine_banky)=1)),TRUE)),FALSE,IF(AND(F14=\"SU\",K14>0),FALSE,TRUE))","v":true},{"$f":"IF(OR(U14=\"\",ISERROR(U14)),0,1)","v":0},null,null,{"$f":"IF(AND(OR(E14=\"Kredit VIII.\",E14=\"Kredit X.\",E14=\"Kredit XI.\"),H14=zab_nehn),\"Pre zvolený typ sporenia nie je možné zabezpečenie nehnuteľnosťou!\",IF(OR(AND(C14<>\"\",COUNTA(D14:N14)=0),AND(COUNTA(D14:N14)>0,C14=\"\"),AND(COUNTA(D14:N14)>0,COUNTA(D14:N14)<9,C14=zoz_CSOBSP)),\"Riadok nie je správne vyplnený!\",IF(AND(OR(C14=zoz_ine_banky,C14=zoz_ineSS),OR(G14=\"\",H14=\"\",L14=\"\",M14=\"\",D14=\"\",E14<>\"\",F14<>\"\",I14<>\"\",K14<>\"\",N14<>\"\")),\"Riadok nie je správne vyplnený!\",IF(Q14,IF(OR(G14=nie,AND(C14=zoz_CSOBSP,J14=nie)),\"Tento typ úveru nie je možné refinancovať úverom z ČSOB SP\",\"\"),\"Vyplnili ste navyše výšku CS, resp. výšku úveru.\"))))","v":""}]
[null,"3.",null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MAX(ref_vyska_CS_3,ref_vyska_uveru_3)","v":0},{"$f":"IF(AND(F15=\"MU\",L15>0,IF(ts_rk,NOT(AND(COUNTIF(refin_institucia,zoz_CSOBSP)=1,COUNTIF(refin_institucia,zoz_ine_banky)=1)),TRUE)),FALSE,IF(AND(F15=\"SU\",K15>0),FALSE,TRUE))","v":true},{"$f":"IF(OR(U15=\"\",ISERROR(U15)),0,1)","v":0},null,null,{"$f":"IF(AND(OR(E15=\"Kredit VIII.\",E15=\"Kredit X.\",E15=\"Kredit XI.\"),H15=zab_nehn),\"Pre zvolený typ sporenia nie je možné zabezpečenie nehnuteľnosťou!\",IF(OR(AND(C15<>\"\",COUNTA(D15:N15)=0),AND(COUNTA(D15:N15)>0,C15=\"\"),AND(COUNTA(D15:N15)>0,COUNTA(D15:N15)<9,C15=zoz_CSOBSP)),\"Riadok nie je správne vyplnený!\",IF(AND(OR(C15=zoz_ine_banky,C15=zoz_ineSS),OR(G15=\"\",H15=\"\",L15=\"\",M15=\"\",D15=\"\",E15<>\"\",F15<>\"\",I15<>\"\",K15<>\"\",N15<>\"\")),\"Riadok nie je správne vyplnený!\",IF(Q15,IF(OR(G15=nie,AND(C15=zoz_CSOBSP,J15=nie)),\"Tento typ úveru nie je možné refinancovať úverom z ČSOB SP\",\"\"),\"Vyplnili ste navyše výšku CS, resp. výšku úveru.\"))))","v":""}]
[null,"4.",null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MAX(ref_vyska_CS_4,ref_vyska_uveru_4)","v":0},{"$f":"IF(AND(F16=\"MU\",L16>0,IF(ts_rk,NOT(AND(COUNTIF(refin_institucia,zoz_CSOBSP)=1,COUNTIF(refin_institucia,zoz_ine_banky)=1)),TRUE)),FALSE,IF(AND(F16=\"SU\",K16>0),FALSE,TRUE))","v":true},{"$f":"IF(OR(U16=\"\",ISERROR(U16)),0,1)","v":0},null,null,{"$f":"IF(AND(OR(E16=\"Kredit VIII.\",E16=\"Kredit X.\",E16=\"Kredit XI.\"),H16=zab_nehn),\"Pre zvolený typ sporenia nie je možné zabezpečenie nehnuteľnosťou!\",IF(OR(AND(C16<>\"\",COUNTA(D16:N16)=0),AND(COUNTA(D16:N16)>0,C16=\"\"),AND(COUNTA(D16:N16)>0,COUNTA(D16:N16)<9,C16=zoz_CSOBSP)),\"Riadok nie je správne vyplnený!\",IF(AND(OR(C16=zoz_ine_banky,C16=zoz_ineSS),OR(G16=\"\",H16=\"\",L16=\"\",M16=\"\",D16=\"\",E16<>\"\",F16<>\"\",I16<>\"\",K16<>\"\",N16<>\"\")),\"Riadok nie je správne vyplnený!\",IF(Q16,IF(OR(G16=nie,AND(C16=zoz_CSOBSP,J16=nie)),\"Tento typ úveru nie je možné refinancovať úverom z ČSOB SP\",\"\"),\"Vyplnili ste navyše výšku CS, resp. výšku úveru.\"))))","v":""}]
[null,"5.",null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MAX(ref_vyska_CS_5,ref_vyska_uveru_5)","v":0},{"$f":"IF(AND(F17=\"MU\",L17>0,IF(ts_rk,NOT(AND(COUNTIF(refin_institucia,zoz_CSOBSP)=1,COUNTIF(refin_institucia,zoz_ine_banky)=1)),TRUE)),FALSE,IF(AND(F17=\"SU\",K17>0),FALSE,TRUE))","v":true},{"$f":"IF(OR(U17=\"\",ISERROR(U17)),0,1)","v":0},null,null,{"$f":"IF(AND(OR(E17=\"Kredit VIII.\",E17=\"Kredit X.\",E17=\"Kredit XI.\"),H17=zab_nehn),\"Pre zvolený typ sporenia nie je možné zabezpečenie nehnuteľnosťou!\",IF(OR(AND(C17<>\"\",COUNTA(D17:N17)=0),AND(COUNTA(D17:N17)>0,C17=\"\"),AND(COUNTA(D17:N17)>0,COUNTA(D17:N17)<9,C17=zoz_CSOBSP)),\"Riadok nie je správne vyplnený!\",IF(AND(OR(C17=zoz_ine_banky,C17=zoz_ineSS),OR(G17=\"\",H17=\"\",L17=\"\",M17=\"\",D17=\"\",E17<>\"\",F17<>\"\",I17<>\"\",K17<>\"\",N17<>\"\")),\"Riadok nie je správne vyplnený!\",IF(Q17,IF(OR(G17=nie,AND(C17=zoz_CSOBSP,J17=nie)),\"Tento typ úveru nie je možné refinancovať úverom z ČSOB SP\",\"\"),\"Vyplnili ste navyše výšku CS, resp. výšku úveru.\"))))","v":""}]
[null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(K13:K17)","v":0},{"$f":"SUM(L13:L17)","v":0},{"$f":"SUM(M13:M17)","v":0},null,null,{"$f":"SUM(P13:P17)","v":0}]
[null,"Svojim podpisom potvrdzujem správnosť vyplnených údajov.",null,null,null,null,null,null,{"$f":"IF(AND(ts_rk,podmienka_topup_refinanc),\"Pri refinancovaní musí byť výška úveru aspoň:\",\"\")","v":""},{"$f":"IF(I19<>\"\",ROUNDUP(refin_suma_vyska_uveru_povo,-2)+3000,\"\")","v":""}]
[]
[null,null,null,null,{"$f":"IF(chh_max_count_refinanc,chh_max_count_refinanc_text,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,".............................................................."]
[null,null,null,null,null,null,null,null,null,null,"podpis klienta"]
[null,null,null,{"$f":"IF(OR(SUM(R13:R17)>0,refin_suma_splatka=0),\"\",\"Kontrola vyplnenia Tabuľky 1 je OK.\")","v":""}]
[null,null,null,{"$f":"IF(AND(S26=1,S27=1),\"\",\"Maximálna výška nového úveru pre splnenie podmienky Zjednodušeného splatenia úveru :\")","v":""},null,null,null,null,null,null,{"$f":"IF(AND(S26=1,S27=1),\"\",MIN(R26:R27))","v":""}]
[null,null,null,{"$f":"IF(S28=1,\"\",\"Maximálna splátka nového úveru pre splnenie podmienky Zjednod. splatenia úveru alebo ZNÚ :\")","v":""},null,null,null,null,null,null,{"$f":"IF(S28=1,\"\",SUMIF(refin_dobauveru_pov,\"áno\",refin_splatka)+SUMIF(refin_dobauveru_pov,\"áno - bez zľavy\",refin_splatka))","v":""},null,null,null,null,null,1,{"$f":"P18+2000","v":2000},{"$f":"IF(OR(AND(akcia_vybrana<>akcia_zjed_splat,akcia_vybrana<>SBDK),sumaAbsolutna>vyska_uveru),1,0)","v":1},{"$f":"SUMIFS(refin_vyskaCS_pov,refin_institucia,zoz_CSOBSP)","v":0}]
[null,null,null,{"$f":"IF(podmienka_bez_dokl_prijmu,\"\",\"Nie je splnená podmienka Zjednodušeného splatenia. Postupujte v zmysle aktuálne schválenej metodiky.\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,2,{"$f":"(P18)*1.05","v":0},{"$f":"IF(OR(AND(akcia_vybrana<>akcia_zjed_splat,akcia_vybrana<>SBDK),sumaRelativna>vyska_uveru),1,0)","v":1},{"$f":"SUMIFS(refin_vyska_uveru_pov,refin_institucia,zoz_CSOBSP)","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,3,"splatka",{"$f":"IF(OR(AND(akcia_vybrana<>akcia_zjed_splat,akcia_vybrana<>SBDK,akcia_vybrana<>ZNU),(SUMIF(refin_dobauveru_pov,\"áno\",refin_splatka)+SUMIF(refin_dobauveru_pov,\"áno - bez zľavy\",refin_splatka))>=IF(akcia_vybrana=akcia_zjed_splat,out_MU_Mesacna_splatka_celkom,MAX(out_MU_Mesacna_splatka_celkom,out_SU_Mesacna_splatka_celkom))),1,0)","v":1},{"$f":"SUMIFS(refin_NS,refin_institucia,zoz_CSOBSP)","v":0}]
[null,null,null,{"$f":"IF(login_utvar>0,IF(vyska_uveru>=MIN(refinancovanie!R26:R27),\"NAD\",\"DO\"),\"\")","v":""},{"$f":"IF(ref_limit=\"NAD\",\"LIMIT\",IF(ref_limit=\"DO\",\"LIMITU\",\"\"))","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(OR(akcia_vybrana=ZNU,ISERROR(SUM(S26:S28))),TRUE,SUM(S26:S28)=3)","v":true},{"$f":"IF(vyska_uveru-(T26+T27-T28)<0,0,vyska_uveru-(T26+T27-T28))","v":0}]
[]
[null,null,null,null,"Tabuľka 2."]
[null,null,null,null,"Nový úver",null,null,"Výška úveru pre poplatok za predčasné splatenie"]
[null,null,null,null,"Možnosť","Typ úveru","Zabezpečenie","Výška CS / úveru",null,"Úroková sadzba"]
[null,null,null,null,"1.","MU",{"$f":"+zabezpecenie_final","v":"CHYBA!"},{"$f":"CEILING(SUMIF(refin_fixaciauveru_pov,ano,refin_vyskaCS_pov)*1.3+SUMIF(refin_fixaciauveru_pov,nie,refin_vyskaCS_pov),100)","v":0},null,0,{"$f":"+IF(AND(refin_vyskaCS_novy<=vyska_uveru,refin_sadzba_novy<=out_MU_urokova_sadzba),\"OK\",\"NOT OK\")","v":{"$error":"#VALUE!"}}]
[]
[null,null,null,null,null,{"$f":"IF(SUM(R13:R17)=0,\"\",\"Tabuľka 1. nie je správne vyplnená.\")","v":""}]
[null,null,null,null,null,{"$f":"IF(COUNTIF(refin_institucia,zoz_CSOBSP)=0,\"\",\"Úvery podľa zákona 129 o spotrebiľských úveroch sú bez poplatku za predčasné splatenie. Popl. za predčasné splatenie  úveru ČSOBSP je 50 % poplatku za predčasné splatenie podľa aktuálne platného Sadzobníka poplatkov FO.\")","v":""}]
[null,null,null,null,null,{"$f":"IF(SUM(E39:E42)=0,\"\",\"Úver nie je schváliteľný podľa aktuálnych podmienok refinancovania úveru ČSOB SP !\")","v":""}]
[null,null,null,null,{"$f":"IF(ISERROR(F39),0,IF(F39=\"\",0,1))","v":0},{"$f":"IF(AND(COUNTIF(refin_zabezpecenie_pov,zab_nehn)>0,zabezpecenie_final=\"\",akcia_vybrana<>ZNU),\"Forma zabezpečenia nového úveru je nepostačujúca! Nový úver musí byť zabezpečený nehnuteľnosťou.\",\"\")","v":""}]
[null,null,null,null,{"$f":"IF(ISERROR(F40),0,IF(F40=\"\",0,1))","v":0},{"$f":"IF(D13=\"\",\"\",IF(OR(refin_kontrola1=\"OK\",akcia_vybrana=ZNU),\"\",\"\"))","v":""}]
[null,null,null,null,{"$f":"IF(ISERROR(F41),0,IF(F41=\"\",0,1))","v":0},{"$f":"IF(COUNTIFS(refin_dobauveru_pov,\"nie\",refin_institucia,zoz_CSOBSP)>0,\"Doba pôvodného úveru CSOB SP je kratšia ako požadovaná doba.\",\"\")","v":""}]
[null,null,null,null,{"$f":"IF(ISERROR(F42),0,IF(F42=\"\",0,1))","v":0},{"$f":"IF(AND(ts_U4,D13<>0,COUNTIF(refin_dobauveru_pov,\"nie\")),\"Jeden z úverov nespĺňa minimálnu dobu splácania.\",\"\")","v":""}]

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[null,"ZÁZNAM ZO STRETNUTIA"]
[null,"spísaný finančným agentom podľa zákona č. 186/2009 Z.z. o finančnom sprostredkovaní a finančnom poradenstve a o zmene a doplnení niektorých zákonov (ďalej len „zákon“)"]
[null,"KLIENT"]
[null,"Meno a priezvisko, titul",null,null,null,null,null,{"$f":"IF(titul_pred_ziadatel=\"\",\"\", titul_pred_ziadatel & \" \") & meno_ziadatel  & \" \" & priezvisko_ziadatel & IF(titul_za_ziadatel=\"\",\"\", \", \" & titul_za_ziadatel)","v":" "}]
[null,"Rodné číslo",null,null,null,null,null,{"$f":"funFill(RC_ziadatel)","v":""}]
[null,"Telefón",null,null,null,null,null,{"$f":"funFill(telefon_ziadatel)","v":""},null,null,null,null,"Mobil",{"$f":"funFill(mobil_ziadatel)","v":""}]
[null,"Adresa trvalého pobytu",null,null,null,null,null,{"$f":"IF(mesto_trv_ziadatel=\"\",\"\",ulica_trv_ziadatel & \", \" & PSC_trv_ziadatel & \" \" & mesto_trv_ziadatel)","v":""}]
[null,"E-mail",null,null,null,null,null,{"$f":"funFill(email_ziadatel)","v":""}]
[null,"FINANČNÝ AGENT"]
[null,"Meno a priezvisko, titul",null,null,null,null,null,{"$f":"IF(poradca_titul=\"\",\"\", poradca_titul & \" \") & poradca_meno  & \" \" & poradca_priezvisko","v":" "}]
[null,"Miesto podnikania",null,null,null,null,null,{"$f":"IF(poradca_adr1=\"\",\"\",poradca_adr1) & IF(poradca_adr2=\"\",\"\", \", \" & poradca_adr2)","v":""}]
[null,"Registrácia v registri NBS pod č.:",null,null,null,null,null,{"$f":"funFill(poradca_cislo_registracne)","v":""}]
[null,"Registračné číslo agenta vo finančnej inštitúcií:",null,null,null,null,null,{"$f":"funFill(IF(OR(p_tiper_IDS,p_IDS),poradca_cislo,poradca_cislo_maklera))","v":""}]
[null,"POŽIADAVKY A POTREBY KLIENTA"]
[null,null,null,null,null,null,null,"Predbežná výška požadovaného úveru"]
[null,null,null,null,null,null,null,"Očakávaná dĺžka splácania úveru",null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,null,null,null,null,null,null,"Očakávaná výška mesačnej splátky",null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,null,null,null,null,null,null,"Účel úveru"]
[null,null,null,null,null,null,null,"Očakávaná dĺžka sporenia",null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,null,null,null,null,null,null,"Očakávaná výška mesačnej/jednorázovej platby",null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,"Ostatné požiadavky"]
[null,"SKÚSENOSTI KLIENTA"]
[null,"Aké finančné sporiace a investičné produkty využívate v súčasnosti alebo ste využívali v minulosti?",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,false]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,false]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,false]
[null,"Aké finančné úverové produkty využívate v súčasnosti alebo ste využívali v minulosti?",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,false]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,false]
[null,"Ste, resp. boli ste klientom stavebnej sporiteľne?",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,false]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,"Klientove znalosti o produkte stavebného sporenia",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,false]
[null,"Klientove znalosti s úverom zo stavebnej sporiteľne",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,false]
[null,"FINANČNÉ UKAZOVATELE KLIENTA"]
[null,"Aká je výška priemerného čistého mesačného príjmu Vašej domácnosti?",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,false]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,false]
[null,"Aká je výška priemerných mesačných výdavkov Vašej domácnosti?",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,false]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,"Aké zmeny Vášho bývania plánujete v období\npribližne 5 rokov?",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,false]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,"KVALITA ŽIVOTA A BUDÚCNOSTI"]
[null,"Ako máte zabezpečenú svoju osobu a svoju \nrodinu?",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,false]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,false]
[null,"Ako si vytvárate finančnú rezervu\ndo budúcnosti?",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,false]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,false]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,false]
[null,"Využívate štátne prémie a daňové výhody?",null,null,null,null,null,null,null,null,null,null,null,"Na koľko členov rodiny",null,null,null,null,null,null,null,false,false]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"str. 1/2"]
[]
[null,"ZÁZNAM ZO STRETNUTIA"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,"Podľa zistenia potrieb a požiadaviek finančný agent odporučil nasledovnú finančnú službu a klient súhlasil:"]
[null,"Názov finančnej služby",null,null,null,"Typ sporenia",null,null,null,"Číslo zmluvy/návrhu",null,null,"Cieľová suma/Výška úveru",null,null,"Dĺžka zmluvy*"]
[null,{"$f":"p_typ_uveru","v":"mimoriadny medziúver"},null,null,null,{"$f":"IF(novy_typ_sporenia_zvoleny=\"\",\"\",novy_typ_sporenia_zvoleny)","v":""},null,null,null,{"$f":"IF(cislo_zmluvy=\"\",\"\",cislo_zmluvy)","v":""},null,null,{"$f":"vyska_uveru","v":0},null,null,{"$f":"uver!H90","v":"0,25 roka"}]
[]
[]
[null,"Poznámka: "]
[null,"* Dĺžka splatnosti úveru, dĺžka sporenia"]
[]
[null,"Posúdenie vhodnosti produktu:"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[]
[]
[null,"Spoločnosť neudelila finančnému agentovi oprávnenie preberať akúkoľvek finančnú hotovosť od klienta, vyberať vklady a prijímať finančné plnenie za poskytnuté finančné sprostredkovanie."]
[]
[null,"Oprávnenie poskytovať finančné sprostredkovanie:\nFinančný agent vykonáva finančné sprostredkovanie v zmysle zákona, a to na základe písomnej zmluvy s ČSOB stavebnou sporiteľňou, a.s., Žižkova 11, 811 02 Bratislava, IČO: 35 799 200 zapísanou v Obchodnom registri Okresného súdu Bratislava I, oddiel: Sa, vložka číslo: 2590/B (ďalej len „Spoločnosť“) ako finančnou inštitúciou, pričom táto zmluva má výhradnú povahu. Finančný agent, ktorý s klientom spisuje tento záznam, musí byť v registri Národnej banky Slovenska zapísaný tak v podregistri prijímania vkladov, ako aj v podregistri poskytovania úverov, úverov na bývanie a spotrebiteľských úverov, pričom v oboch prípadoch ide o zoznam viazaných finančných agentov. Zápis v jednotlivých podregistroch ako aj registračné číslo finančného agenta je možné overiť na internetovej stránke Národnej banky Slovenska www.nbs.sk v časti dohľad nad finančným trhom.\n"]
[]
[null,"Informácia o spôsobe ochrany v prípade zlyhania finančnej inštitúcie: \nČinnosť Spoločnosti je vykonávaná pod dohľadom Národnej banky Slovenska. Produkty Spoločnosti vo forme vkladov sú chránené prostredníctvom Fondu ochrany vkladov, ktorý bol zriadený zákonom NR SR č. 118/1996 Z.z. o ochrane vkladov a o zmene a doplnení niektorých zákonov v znení neskorších predpisov. Záväzky dlžníka voči veriteľovi môžu byť postúpené inej úverovej inštitúcii alebo inému postupníkovi, voči ktorému bude dlžník povinný naďalej plniť svoje záväzky zo zmluvy, pričom postupca je povinný dlžníkovi túto zmenu oznámiť písomne."]
[]
[null,"Právne následky uzatvorenia zmluvy o poskytnutí finančnej služby: \nPrávnym následkom uzatvorenia zmluvy o finančnej službe je predovšetkým vznik práv a povinností klienta aj finančnej inštitúcie, vyplývajúcich so zmluvy o stavebnom sporení / úverovej zmluvy a všeobecných obchodných podmienok. Zmluva o finančnej službe je záväzok oboch zmluvných strán respektíve právo na dohodnuté finančné plnenie na dohodnutú dobu. Porušenie povinností vyplývajúcich pre Klienta zo zmluvy o finančnej služby je spojené so sankciami uvedenými v predmetnej zmluve o finančnej službe, a k nej príslušných obchodných podmienkach. "]
[]
[null,"Kvalifikované účasti: \nFinančný agent nemá žiadny podiel na základnom imaní ani na hlasovacích právach Spoločnosti, Spoločnosť, ani osoba ovládajúca Spoločnosť nemá žiadny podiel na základnom imaní finančného agenta ani na hlasovacích právach finančného agenta."]
[]
[null,"Odmena za finančné sprostredkovanie: \nFinančný agent prijíma za finančné sprostredkovanie vo vzťahu k uzatváranej zmluve o finančnej službe peňažné alebo nepeňažné plnenie od Spoločnosti v súlade s platnými províznymi poriadkami Spoločnosti, pričom v prípade, že klient požaduje byť informovaný aj o výške odmeny je finančný agent povinný mu ju oznámiť.. Nepeňažné plnenie súvisí s možnými súťažami alebo bonusmi podľa dohodnutých podmienok medzi Spoločnosťou a finančným agentom."]
[]
[null,"Vyhlásenie Finančného agenta: \nV súvislosti s vykonávaním finančného sprostredkovania neposkytol klientovi žiadne finančné výhody alebo výhody hmotnej alebo nehmotnej povahy, ani neprijal od klienta akékoľvek peňažné alebo nepeňažné plnenie."]
[]
[null,"Postup pri podávaní sťažností: \nPrípadné sťažnosti je možné podať:\na) písomne na adresu: Kontaktné centrum ČSOB, Žižkova 11, 811 02 Bratislava\nb) e-mailom na adresu: csobsp@csob.sk prostredníctvom kontaktného formulára zverejneného na internetovej stránke Spoločnosti www.csob.sk\nc) príslušnému orgánu dohľadu, ktorým je Národná banka Slovenska, Imricha Karvaša 1, 813 25 Bratislava, SR.\nPodaním sťažnosti, podľa vyššie uvedeného, nie je dotknuté právo klienta riešiť prípadné spory vyplývajúce z finančného sprostredkovania formou mimosúdneho vyrovnania (napr. podľa zákona č. 420/2004 Z.z. o mediácii a o doplnení niektorých zákonov v platnom znení) alebo prostredníctvom súdneho konania v súlade s príslušnými osobitnými právnymi predpismi.\nReklamačný poriadok je k dispozícii na stránke www.csob.sk."]
[]
[null,"Vyhlásenie klienta:\nVyhlasujem, že mi bola v súlade s ustanovením § 35 ods. 1 až 3 zákona, jasnou a zrozumiteľnou formou prezentovaná obchodná ponuka Spoločnosti, na základe ktorej som si vybral vyššie uvedenú finančnú službu a to slobodne a bez nátlaku. Som si vedomý právnych následkov uzatvorenia zmluvy o poskytnutí finančnej služby a o spôsoboch a systéme ochrany pred zlyhaním finančnej inštitúcie. Taktiež vyhlasujem, že som informovaný o poplatkoch a iných nákladoch súvisiacich s finančnou službou, pričom finančný agent mi odovzdal informácie o poplatkoch a ostatných nákladoch v písomnej forme. "]
[]
[null,"Vyhlasujem, že nemám žiadne pochybnosti a ani nejasnosti o finančnej službe, ktorá mi je sprostredkovaná a že mi boli poskytnuté všetky informácie podľa § 33 zákona a že všetky informácie, potrebné pre rozhodnutie, som dostal v dostatočnom časovom predstihu pred uzatvorením zmluvy.\nBeriem na vedomie, že finančný agent je v súlade s ustanovením § 31 zákona oprávnený získavať od klienta osobné údaje a iné informácie od klienta a od zástupcu klienta."]
[]
[null,"Spracovanie osobných údajov za účelom finančného sprostredkovania vykonáva finančný agent v súlade so zákonom č. 186/2009 Z.z. o finančnom sprostredkovaní a finančnom poradenstve a o zmene a doplnení niektorých zákonov, Nariadením EP a Rady (EÚ) 2016/679 o ochrane fyzických osôb pri spracúvaní osobných údajov a o voľnom pohybe takýchto údajov, ktorým sa zrušuje smernica 95/46/ES (všeobecné nariadenie o ochrane údajov) - GDPR, v prípade spracúvania osobných údajov v krajinách, ktoré neuplatňujú právo EÚ i podľa zák. č. 18/2018 Z. z. o ochrane osobných údajov."]
[]
[null,"Svojim podpisom potvrdzujem, že všetky mnou uvedené údaje sú pravdivé, úplné, pravé a správne. Na znak súhlasu s uvedenými údajmi a vyhláseniami na oboch stranách záznamu zo stretnutia predmetný záznam zo stretnutia podpisujem."]
[]
[]
[null,null,{"$f":"TEXT(datum_ziadosti,\"d.m.yyyy\") & \", \" & miesto","v":"14.2.2020, "}]
[null,null,"miesto, dátum"]
[]
[null,null,"podpis klienta",null,null,null,null,null,null,null,null,"podpis finančného agenta"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"str. 2/2"]

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[]
[]
[]
[null,null,null,null,null,null,null,"Záznam o sprostredkovaní poistenia"]
[]
[]
[null,"spísaný finančným agentom podľa  zákona č. 186/2009 Z. z. o finančnom sprostredkovaní\n  a finančnom poradenstve  a o zmene a doplnení niektorých zákonov v platnom znení\n(ďalej len \"zákon o finančnom sprostredkovaní a finančnom poradenstve\")"]
[]
[null,"VIAZANÝ FINANČNÝ AGENT( ďalej len \"VFA\" )"]
[null,"ČSOB Stavebná sporiteľňa, a.s., zapísaná v\nobchodnom registri Okresného súdu Bratislava I, oddiel:\nSa, číslo vložky:2590/B",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Sídlo:\nŽižkova 11, 811 02 Bratislava, Slovenská\nrepublika, IČO: 35 799 200"]
[null,"Registrovaný/Povolenie:\nVFA je zapísaný v Zozname registra vedeného Národnou bankou Slovenska (ďalej len \"NBS\") pod č. 218610.\nRegister vedie NBS alebo ňou poverená osoba. Informácie sú zverejnené na internetovej stránke www.nbs.sk."]
[null,"Identifikačné číslo v ČSOB Poisťovni, a.s.: 900 10504"]
[]
[null,"VFA vykonáva finančné sprostredkovanie na základe písomnej zmluvy s ČSOB Poisťovňou, a.s., so sídlom  Žižkova 11, 811 02 Bratislava, Slovenská republika, IČO: 31325416 (ďalej len „ČSOB Poisťovňa, a. s.“), pričom táto zmluva má výhradnú povahu."]
[null,"VFA nemá kvalifikovanú účasť na základnom imaní alebo hlasovacích právach v ČSOB Poisťovni, a.s. ČSOB Poisťovňa, a.s., ani osoba ovládajúca poisťovňu, nemá žiadny podiel na základnom imaní alebo hlasovacích právach vo VFA."]
[null,"Sťažnosti možno podať na akomkoľvek priamom alebo nepriamom kontaktnom mieste ČSOB Poisťovne, a.s. (napr. osobne na pobočke, písomne poštou na adresu ČSOB Poisťovne, a.s., telefonicky, emailom alebo vyplnením kontaktného formulára na internetovej stránke ČSOB Poisťovne, a.s.). Sťažovateľ má možnosť obrátiť sa so svojou sťažnosťou aj na orgán vykonávajúci dohľad nad finančným trhom, ktorým je Národná banka Slovenska. ČSOB Poisťovňa, a.s. je povinná sťažnosť prešetriť a informovať sťažovateľa o spôsobe vybavenia sťažnosti do 30 dní odo dňa jej doručenia. V odôvodnených prípadoch je možné lehotu podľa predchádzajúcej vety predĺžiť o ďalších 30 dní, o čom bude sťažovateľ informovaný. Podaním sťažnosti podľa vyššie uvedeného nie je dotknuté právo klienta riešiť prípadné spory vyplývajúce zo sprostredkovania poistenia formou mimosúdneho vyrovnania (napr. podľa zákona č.244/2002 Z. z. o rozhodcovskom konaní v znení zákona č. 521/2005 Z. z., zákona č. 420/2004 Z. z. o mediácii a o doplnení niektorých zákonov) alebo prostredníctvom súdneho konania v súlade s príslušnými osobitnými právnymi predpismi."]
[null,"Národná banka Slovenska vykonáva pravidelne kvalifikovaný dohľad nad technickými rezervami ČSOB Poisťovne, a.s. a jej zaistením, pretože neexistuje systém ochrany vkladov ani iný systém náhrad pre investorov."]
[null,"Právnym následkom uzatvorenia poistnej zmluvy je vznik práv a povinnosti uvedených v poistnej zmluve a poistných podmienkach, najmä vzniká právo poisteného na poistné plnenie, ak nastane poistná udalosť označená v poistnej zmluve a povinnosť poistníka platiť poistné."]
[]
[null,"POISTNÍK"]
[null,"ČSOB Stavebná sporiteľňa, a.s., zapísaná v obchodnom registri Okresného súdu Bratislava I, oddiel: Sa,\nčíslo vložky: 2590/B\nSídlo: Žižkova 11, 811 02 Bratislava, Slovenská republika, IČO: 35 799 200\n"]
[]
[]
[]
[null,"KLIENT - POISTENÝ"]
[null,"Meno, priezvisko, titul",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Rodné číslo"]
[null,{"$f":"titul_pred_ziadatel & \" \" & meno_ziadatel & \" \" & priezvisko_ziadatel & \" \" & titul_za_ziadatel","v":"   "},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"funFill(RC_ziadatel)","v":""}]
[]
[null,"Požiadavky klienta na životné poistenie"]
[null,"Požadovaná výška poistného krytia",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Poistná suma"]
[null,null,null,"Variant A)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"funFill(IF(ZoS_variant_A,vyska_uveru,\"\"))","v":""},null,null,null,null,null,null,null,null,null,null,"EUR"]
[null,"poistenie pre prípad smrti, invalidity následkom úrazu alebo choroby, pracovnej neschopnosti poisteného (dlžníka)1"]
[null,null,null,"Variant B)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"funFill(IF(ZoS_variant_B,vyska_uveru,\"\"))","v":""},null,null,null,null,null,null,null,null,null,null,"EUR"]
[null,"poistenie pre prípad smrti, invalidity následkom úrazu alebo choroby, pracovnej neschopnosti a straty zamestnania poisteného (dlžníka)2"]
[]
[null,"Iné výslovné požiadavky a potreby klienta súvisiace s dojednávaným poistením"]
[]
[]
[null,"Klientove skúsenosti s príslušným poistením:"]
[]
[null,null,null,"nemá skúsenosti",null,null,null,null,null,null,null,null,null,null,null,null,null,"má skúsenosti (klientove poznámky)"]
[]
[null,"Klientove znalosti o príslušnom poistení:"]
[]
[null,null,null,"má postačujúce znalosti",null,null,null,null,null,null,null,null,null,null,null,null,null,"nemá znalosti",null,null,null,null,null,null,null,null,null,null,"nevie posúdiť"]
[]
[null,"Klientova finančná situácia s ohľadom na povahu poistenia, ktoré je predmetom sprostredkovania:"]
[]
[null,"Mesačný príjem domácnosti:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"funFill(IF(prijmy_ziadatel_spolu+prijmy_spoludlznik_spolu=0,\"\",prijmy_ziadatel_spolu+prijmy_spoludlznik_spolu))","v":""},null,null,"EUR"]
[null,"Mesačné výdavky domácnosti:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"funFill(minimalne_vydavky_domacnost_ziadatel)","v":0},null,null,"EUR"]
[null,"Akceptované navýšenie výdavkov na poistenie:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"EUR"]
[]
[null,null,null,"Klient príjem a výdavky neuvádza, ale prehlasuje, že jeho finančná situácia zodpovedá požadovaným poisteniam, ktoré sú predmetom sprostredkovania."]
[]
[]
[null,null,null,"Klient odmieta poskytnúť údaje o svojich požiadavkách, potrebách, skúsenostiach, znalostiach a o svojej finančnej situácii a trvá na uzatvorení poistnej zmluvy."]
[]
[]
[null,"Posúdenie vhodnosti produktu:"]
[null,null,null,"nižšie uvedený produkt je pre klienta vhodný"]
[null,null,null,"nižšie uvedený produkt je pre klienta nevhodný. Klient napriek tomu požaduje uzatvorenie poistnej zmluvy."]
[]
[null,"1 pre poistenie pracovnej neschopnosti poisteného je poistná suma špecifikovaná v poistných podmienkach"]
[null,"2 pre poistenie straty zamestnania poisteného je poistná suma špecifikovaná v poistných podmienkach"]
[]
[]
[]
[null,"Podľa zistenia potrieb a požiadaviek klienta mu zamestnanec VFA odporučil nasledovný poistný produkt, pričom klient súhlasí s výberom odporučeného produktu:"]
[null,"Názov produktu:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Výška poistného a frekvencia platenia:"]
[null,"Poistenie dlžníkov z úveru",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"TEXT(IF(typ_zmluvy=\"SU\",poistne_SU,poistne_MU),\"0,00 €\") &\" / mesačne\"","v":"0,00 € / mesačne"}]
[]
[null,"VFA / zamestnanec VFA vyhlasuje, že:"]
[null,"­ s vykonávaním finančného sprostredkovania neposkytol klientovi žiadne finančné výhody alebo výhody hmotnej alebo nehmotnej povahy, ani neprijal od klienta akékoľvek peňažné alebo nepeňažné plnenie,"]
[null,"­ sprostredkovanie vo vzťahu k uzatváranej poistnej zmluve prijíma finančnú odmenu stanovenú ako % hodnotu z prijatého poistného počas doby trvania poistenia, pričom % výška odmeny sa v jednotlivých rokoch môže líšiť. V odôvodnených prípadoch môže byť VFA zahrnutý aj do súťaží, ktoré ČSOB Poisťovňa, a. s. pre VFA organizuje a odmenený môže byť aj nefinančným spôsobom. Pri zániku poistenia má VFA nárok na pomernú časť provízie za dobu od začiatku poistenia do jeho zániku."]
[null,"Na základe požiadavky klienta musí byť klient jednoznačne, vyčerpávajúcim, presným a zrozumiteľným spôsobom informovaný aj o výške odmeny za finančné sprostredkovanie vo vzťahu k uzatváranej zmluve."]
[]
[null,"Klient vyhlasuje, že:"]
[null,"­ mu bola v súlade s ustanoveniami zákona o finančnom sprostredkovaní a finančnom poradenstve jasnou a zrozumiteľnou formou prezentovaná obchodná ponuka ČSOB Poisťovne, a.s., na základe ktorej si vybral vyššie uvedený poistný produkt slobodne a bez nátlaku,"]
[null,"­ bol oboznámený a súhlasí s poistnými podmienkami a výškou poistného pre tento poistný produkt, čo potvrdzuje svojím podpisom,"]
[null,"­ dostal a prevzal všetky informácie uvedené v zákone o finančnom sprostredkovaní a finančnom poradenstve,"]
[null,"­ bol v zmysle zákona o finančnom sprostredkovaní a finančnom poradenstve informovaný o existencii a povahe odmeny, ktorú prijíma VFA za finančné sprostredkovanie vo vzťahu k uzatváranej poistnej zmluve,"]
[null,"­ bol informovaný o tom, že iné ako bežné platby za finančnú službu sa neuplatňujú v súvislosti so sprostredkovaním poistenia. Poplatky súvisiace s poistením sú uvedené v poistnej zmluve a vo všeobecných poistných podmienkach."]
[]
[]
[null,"Dátum vyhotovenia \nzáznamu:",null,null,null,null,null,null,null,"Vlastnoručný podpis poisteného",null,null,null,null,null,null,null,"Meno, priezvisko a osobné číslo zamestnanca VFA",null,null,null,null,null,null,null,null,null,"Vlastnoručný podpis zamestnanca VFA"]
[]
[null,{"$f":"datum_ziadosti","v":43875},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"poradca_meno & \" \" & poradca_priezvisko & \", \" & poradca_titul","v":" , "}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(p_pom_EXT,popis_poradca_cislo_maklera & \": \" & poradca_cislo_maklera,popis_poradca_cislo & \": \" & poradca_cislo)","v":"Provízne číslo agenta: "}]

{"sheet":"chyb_hlas","index":18,"n_rows":317,"n_cols":9,"rows_kept":317,"cut":false,"hidden":true,"merged":[[312,0,312,2],[220,4,220,6],[303,0,303,2],[285,0,285,2],[0,0,0,2],[87,0,87,2],[161,0,161,2],[213,0,213,2],[249,0,249,2],[77,4,77,6],[140,4,140,6],[184,4,184,6],[256,4,256,6],[0,4,0,7]]}
["uver",null,null,null,"STOP hlásenia do hárku úver"]
["pole/podmienka","CHYBA","Chybové hlásenie",null,"Popis","PODMIENKA","CHYBA","Chybové hlásenie"]
["kat_klienta",false,{"$f":"\"Zadajte pole: \" & popis_kat_klienta","v":"Zadajte pole: Kategória klienta"},null,"REŽIM mimoriadna splátka",{"$f":"mimoriadna_splatka","v":false},{"$f":"IF(ISERROR(F3),FALSE,F3)","v":false},"Ste v režime mimoriadnej splátky!!!"]
["cislo_zmluvy",{"$f":"INDIRECT(A4)=\"\"","v":true},{"$f":"\"Zadajte pole: \" & popis_cislo_zmluvy","v":"Zadajte pole: Číslo zmluvy o stavebnom sporení"},null,"Účely",{"$f":"AND(OR(nadobudnutie_vlastnictva_zadane,modernizacia_zadane,ine_ucely_zadane),spotrebitelsky_ucel=\"\")","v":false},{"$f":"IF(ISERROR(F4),FALSE,F4)","v":false},"Pravdepodobne ste importovali XML z verzie 27.91, prosím vymažte účely a prekliknite."]
["datum_platnosti_zmluvy_zadany",{"$f":"AND(typ_zmluvy=\"MU_E\",INDIRECT(A5)=\"\")","v":false},{"$f":"\"Zadajte pole: \" & A5","v":"Zadajte pole: datum_platnosti_zmluvy_zadany"},null,"Region",{"$f":"IF(teritorium=\"\",FALSE,ISERROR(VLOOKUP(teritorium,region,1,FALSE)))","v":false},{"$f":"IF(ISERROR(F5),FALSE,F5)","v":false},"Pravdepodobne ste importovali XML zo staršej verzie a nekorešponduje Región. Prekliknite."]
["povodna_CS",false,{"$f":"\"Zadajte pole: \" & A6","v":"Zadajte pole: povodna_CS"},null,"Rovnaká splátka",{"$f":"AND(K9_rovnaka_splatka,fixacia_urokovej_sadzby=\"\")","v":false},{"$f":"IF(ISERROR(F6),FALSE,F6)","v":false},"Rovnakú splátku môžete nastaviť len pre UV. fix 3, 5."]
["povodny_typ_sporenia",false,"Zadajte pole: povodny_typ_sporenia",null,"Kontrola správnosti vyplnenia",{"$f":"prijem_podnikanie_akceptacia_chyba","v":false},{"$f":"IF(ISERROR(F7),FALSE,F7)","v":false},"V hárku žiadateľ/pristupiteľ upravte špecifikáciu príjmu z podnikania. Aktuálne vybraná, nie je povolená."]
["HC_aktualne",false,"Zadajte pole: HC_aktualne",null,"nehnuteľnosť, nad 50.000, nad 30 rokov",{"$f":"AND(zabezpecenie_final=zab_nehn,login_utvar>0,vyska_uveru_zabezpecenie>50000,trvanie_celkom>359)","v":false},{"$f":"IF(ISERROR(F8),FALSE,F8)","v":false},"Úver zabezpečený nehnuteľnosťou nad 50.000 a  je nad povolenú dobu splácania!"]
["pripisane_uroky",false,"Zadajte pole: pripisane_uroky",null,"Prístupiteľ - vyplnené príjmy bez RČ",{"$f":"OR(AND(RC_pristupitel=0,prijmy_pristupitel_spolu>0),AND(RC_manz_pristupitela=0,prijmy_manz_pristupitela_spolu>0))","v":false},false,"Vymažte príjmy pristupiteľa."]
["pripisana_SP",false,"Zadajte pole: pripisana_SP",null,"Vek 22 rokov",{"$f":"AND(NOT(OR(druh_uveru_vybrany=SU,AND(OR(ts_U6,ts_upv),druh_uveru_vybrany=MU))),zabezpecenie_final<>zab_nehn,OR(vek_ziadatel<23,vek_pristupitel<23))","v":false},{"$f":"IF(ISERROR(F10),FALSE,F10)","v":false},{"$f":"\"Vek \" & IF(vek_ziadatel<23, \"žiadateľa\",IF(vek_pristupitel<23,\"pristupiteľa\",\"\")) & \" je rovný alebo menší ako 22 rokov.\"","v":"Vek  je rovný alebo menší ako 22 rokov."},{"$f":"AND(zabezpecenie_final<>zab_nehn,OR(vek_ziadatel<23,vek_pristupitel<23))","v":false}]
["nepripisane_uroky",false,"Zadajte pole: nepripisane_uroky",null,"Poistenie invalida",{"$f":"AND(soc_prijmy_ziadatel>0,typ_dochodku_ziadatel=\"invalidný plný\",OR(poistenie_vybrane=poistenieA,poistenie_vybrane=poistenieB))","v":false},false,"Nie je možné poistenie úveru z dôvodu invalidity žiadateľa."]
["nepripisana_SP",false,"Zadajte pole: nepripisana_SP",null,"Refinancovanie v ČSOBSP - kontrola",{"$f":"AND(NOT(refinancovanie=\"\"),refinancovanie_kontrola=\"\")","v":false},false,"Vyplňte hárok refinancovanie!"]
["novy_typ_sporenia_zvoleny",{"$f":"INDIRECT(A13)=\"\"","v":true},"Zadajte pole: Typ sporenia",null,"refinancovanie top up 3000; REKO",{"$f":"AND(ts_rk,podmienka_topup_refinanc)","v":false},{"$f":"IF(ISERROR(F13),FALSE,F13)","v":false},"Výška úveru musí byť vyššia aspoň o 3000€ oproti sume zostatkov refinancovaných úverov!"]
["vyska_uveru",{"$f":"INDIRECT(A14)=\"\"","v":true},{"$f":"\"Zadajte pole: \" & popis_vyska_uveru","v":"Zadajte pole: Cieľová suma"},null,"ucel refinanc",{"$f":"AND(ts_rk,refinancovanie<>\"\",NOT(OR(ine_ucely_9,ine_ucely_10)))","v":false},{"$f":"IF(ISERROR(F14),FALSE,F14)","v":false},"Zadajte účel refinancovanie!"]
["uver_CS",{"$f":"AND(druh_uveru_vybrany=SU,ts_MMS_SUzCS>0,INDIRECT(A15)=\"\")","v":false},"Zadajte pole: Cieľová suma",null,"Mesačná splátka > refinanc",{"$f":"AND(podmienka_bez_dokl_prijmu=FALSE,refinancovanie_kontrola<>\"\")","v":false},false,"Nie sú splnené podmienky akcie Zjednodušené splatenie."]
["splatnost_RK",{"$f":"AND(OR(ts_rk,ts_HEplus),splatnost_RK=\"\")","v":false},"Zadajte pole: Splatnosť",null,"MÚ + sadzba < 1.59% / 1.39%",{"$f":"AND(druh_uveru_vybrany=\"(mimoriadny) medziúver\",urok_MU+zap_spolu<IF(fixacia_urokovej_sadzby=fix_5,1.59%,1.3%))","v":{"$error":"#VALUE!"}},false,{"$f":"\"Úroková sadzba medziúveru je menej ako \" & IF(fixacia_urokovej_sadzby=\"fix 5\",\"1,59%\",\"1,39%\") & \". Kombinácia zliav a prirážok je nevyhovujúca.\"","v":"Úroková sadzba medziúveru je menej ako 1,39%. Kombinácia zliav a prirážok je nevyhovujúca."}]
["narok_na_SP",{"$f":"AND(druh_uveru_vybrany=MU,INDIRECT(A17)=\"\")","v":false},{"$f":"\"Zadajte pole: \" & popis_narok_na_SP","v":"Zadajte pole: Uplatňovanie nároku na ŠP"},null,"MÚ + sadzba < 3.49%",{"$f":"AND(druh_uveru_vybrany=\"(mimoriadny) medziúver\",urok_MU+zap_spolu<3.49%,zabezpecenie_final=zab_nehn,fixacia_urokovej_sadzby=\"\")","v":{"$error":"#VALUE!"}},{"$f":"IF(ISERROR(F17),FALSE,F17)","v":false},"Úroková sadzba medziúveru je menej ako 3,49%. Kombinácia zliav a prirážok je nevyhovujúca."]
["fixacia_urokovej_sadzby",{"$f":"AND(druh_uveru_vybrany=MU,OR(ts_rk,ts_HEplus),INDIRECT(A18)=\"\")","v":false},{"$f":"\"Zadajte pole: \" & fixacia_urokovej_sadzby_popis","v":"Zadajte pole: "},null,"MÚ + sadzba < 6.1% + U3",{"$f":"AND(druh_uveru_vybrany=\"(mimoriadny) medziúver\",OR(ts_U3,ts_U4),urok_MU+zap_spolu<4.99%)","v":{"$error":"#VALUE!"}},false,"Úroková sadzba medziúveru je menej ako 4,99%. Kombinácia zliav a prirážok je nevyhovujúca."]
["aktualna_NS",{"$f":"AND(typ_zmluvy=\"MU_E\",INDIRECT(A19)=\"\")","v":false},{"$f":"\"Zadajte pole: \" & popis_aktualna_NS","v":"Zadajte pole: Aktuálna nasporená suma"},null,"Skryté pole",{"$f":"AND(popis_zabezpecenie_nehnutelnostou_vybrane=\"\",zabezpecenie_nehnutelnostou_vybrane<>\"\")","v":false},false,"Vymažte skryté pole: Zabezpečenie nehnuteľnosťou!"]
["vklady_do_vybrane",{"$f":"AND(druh_uveru_vybrany=MU,INDIRECT(A20)=\"\")","v":false},{"$f":"\"Zadajte pole: \" & popis_vklady_do_vybrane","v":"Zadajte pole: "},null,"Bez nároku na ŠP",{"$f":"AND(mesiace_doPCS<min_doba_spor1,narok_na_SP=ano,novy_typ_sporenia_zvoleny<>\"\")","v":false},false,"Bez nároku na štátnu prémiu. Sporenie je kratšie ako 2 roky!"]
["sposob_platby_poplatku",{"$f":"AND(druh_uveru_vybrany=MU,popis_sposob_platby_poplatku<>\"\",INDIRECT(A21)=\"\")","v":false},{"$f":"\"Zadajte pole: \" & popis_sposob_platby_poplatku","v":"Zadajte pole: Spôsob úhrady poplatku:"},null,"Iný mesačný vklad",{"$f":"hlasenie_iny_mes_vklad<>\"\"","v":false},false,{"$f":"IF(AND(ts_pc_typ_sporenia=6,OR(trvanie_MU=0,trvanie_MU>290),druh_uveru_vybrany=MU),\"Navýšte mesačný vklad SS!\",IF(OR(AND(ts_U3,trvanie_celkom<36,druh_uveru_vybrany=MU),AND(vyska_uveru>0,zostatok_zCS<0)),\"Znížte iný mesačný vklad SS!\",IF(AND(ts_U5,OR((out_SU_Mesacna_splatka_celkom/IF(out_SU_vyska_uveru=0,0.01,vyska_uveru))<IF(p_platnost_parametrov=0,0.4%,0.52%),trvanie_celkom>420)),\"Navýšte mesačný vklad SS ! V prípade splnenia minimálnej CS navýšte splátku SU !\",\"\")))","v":""}]
["sposob_cerpania_vybrany",{"$f":"INDIRECT(A22)=\"\"","v":true},{"$f":"\"Zadajte pole: \" & popis_sposob_cerpania_vybrany","v":"Zadajte pole: Spôsob čerpania:"},null,"Iný mesačný vklad K8",{"$f":"IF(out_SU_vyska_uveru=0,FALSE,AND(ts_U4,trvanie_celkom>240))","v":false},false,"Navýšte mesačný vklad SS!"]
["sposob_splacania_vybrany",true,{"$f":"\"Zadajte pole: \" & popis_sposob_splacania_vybrany","v":"Zadajte pole: Spôsob splácania:"},null,"Iná mesačná splátka SU (U4)",{"$f":"IF(OR(out_SU_vyska_uveru=0,hodnotenie_ziadatel_nef_kod=\"N/A\",hodnotenie_ziadatel_nef_kod=\"\"),FALSE,AND(ts_U4,OR(trvanie_SU>132,out_SU_Mesacna_splatka_celkom/out_SU_vyska_uveru<0.01)))","v":false},false,{"$f":"IF(trvanie_SU>132,\"Doba SÚ je dlhšia ako 11 rokov.\",\"\") & \"Navýšte splátku SÚ.\"","v":"Navýšte splátku SÚ."},{"$f":"OR(zmluva_1_refinanc2=nie,zmluva_2_refinanc1=nie)","v":false}]
["poradca_meno",true,{"$f":"\"Zadajte pole: \" & A24","v":"Zadajte pole: poradca_meno"},null,"Kombinácia U4+U5 - zľava",{"$f":"AND(kombinacia_U5=cis_kombinacia_U5_s,hodnotenie_ziadatel_nef_kod<>\"A\",hodnotenie_ziadatel_nef_kod<>\"B\",hodnotenie_ziadatel_nef_kod<>\"\",hodnotenie_ziadatel_nef_kod<>\"N/A\")","v":false},false,"Kombinácia s U5 nie je možná so zľavou z úrokovej sadzby."]
["poradca_priezvisko",true,"Zadajte pole: poradca_priezvisko",null,"Mimoriadne vklady/splátky",{"$f":"(mim_vklad_1_suma+mim_vklad_2_suma+mim_vklad_3_suma)>0","v":false},false,"Zruš „Mimoriadne vklady/splátky“. Mimoriadne vklady/splátky používať len na modelovanie."]
["poradca_adr1",true,"Zadajte pole: poradca_adr1",null,"Úver v zmysle zákona č. 129",{"$f":"AND(uver_vzz=1,zabezpecenie_final=zab_nehn)","v":false},false,"V prípade 1.Zmluvy o daný typ úveru nie je možné  požiadať. Daný úver nie je v zmysle úver Zákona č. 129/2010 z dôvodu zabezpečenia nehnuteľnosťou."]
["poradca_adr2",true,"Zadajte pole: poradca_adr2",null,"Vklad potrebný do min. NS = 0",{"$f":"vklady_do_vybrane=\"pridelenia CS\"","v":false},false,"Zadaj „Vklady do“ nasporenia min. podielu NS. Vklady do pridelenia CS používať len na modelovanie."]
["poradca_cislo",true,"Zadajte pole: poradca_cislo",null,"Refinanc, fix 1 rok",{"$f":"AND(ts_pc_typ_sporenia=36,OR(ine_ucely_9,ine_ucely_10))","v":false},false,"Pre účely refinancovania nie je možné vyberať produkty s fixom na 1 rok!"]
["poradca_cislo_maklera",{"$f":"AND(p_EXT,INDIRECT(A29)=\"\")","v":false},"Zadajte pole: poradca_cislo_maklera",null,15000,{"$f":"OR(AND(refinancovanie<>\"\",NOT(OR(ine_ucely_9,ine_ucely_10))),AND(ts_U4,ine_ucely_9=FALSE,ine_ucely_10=FALSE,akcia_vybrana<>ZNU,akcia_vybrana<>NU,OR(zmluva_1_refinanc2=nie,zmluva_1_refinanc2=\"\"),OR(zmluva_2_refinanc1=nie,zmluva_2_refinanc1=\"\")))","v":false},false,"Zadajte účel poskytnutia úveru: refinancovanie úveru/úverov."]
["poradca_cislo_maklera_nazov",false,"Zadajte pole: poradca_cislo_maklera_nazov",null,"NÚ - podmienky",{"$f":"AND(p_overenie_08,IF(ts_U5,IF(OR(zabezpecenie_nehnutelnostou_vybrane=dokl_do80bez,zabezpecenie_nehnutelnostou_vybrane=dokl_do85bez),TRUE,FALSE),TRUE),MAX(out_MU_Mesacna_splatka_celkom,out_SU_Mesacna_splatka_celkom)>najnizsi_vkladSS,prijem_dokladovanie<>ano,prijem_overenieSP<>ano)","v":false},false,"Nesplnené podmienky pre následný úver. Zdokladuj príjem!"]
["poradca_cislo_registracne",{"$f":"AND(NOT(p_RR_pozicia),OR(p_IDS,p_EXT,p_tiper_IDS,p_KP_CSOB,p_tiper_KP_CSOB),INDIRECT(A31)=\"\")","v":false},"Zadajte pole: poradca_cislo_registracne",null,"Príjem zo zahraničia max. do 90%",{"$f":"AND(prijmy_zavisla_cin_ziadatel>0,prijmy_zahr_ziadatel=\"v zahraničí\",zabezpecenie_final=zab_nehn,zabezpecenie_nehnutelnostou_vybrane=dokl_prijem_100)","v":false},false,"Úver je možné poskytnúť pri príjme zo zahraničia  max. do 90% výšky úveru!"]
["poradca_telefon",{"$f":"INDIRECT(A32)=\"\"","v":true},"Zadajte pole: poradca_telefon",null,"splatnosť úveru po 70tke",{"$f":"AND(OR(vykricnik_ziadatel<>\"\",vykricnik_spoludlznik<>\"\",vykricnik_pristupitel<>\"\",vykricnik_manz_pristupitela<>\"\"))","v":false},{"$f":"IF(ISERROR(F32),FALSE,F32)","v":false},{"$f":"\"Doba splatnosti úveru presahuje max. akceptovaný vek účastníkov úverového vzťahu. \" & IF(OR(ts_rk,ts_HEplus),\"Znížte dobu splatnosti.\",\"Navýšte mesačný vklad SS a/alebo zadajte vyššiu inú splátku SU.\")","v":"Doba splatnosti úveru presahuje max. akceptovaný vek účastníkov úverového vzťahu. Navýšte mesačný vklad SS a/alebo zadajte vyššiu inú splátku SU."}]
["poradca_email",{"$f":"INDIRECT(A33)=\"\"","v":true},"Zadajte pole: poradca_email",null,"Úver max. do 90%",{"$f":"AND(NOT(p_vynimka),zabezpecenie_final=zab_nehn,zabezpecenie_nehnutelnostou_vybrane=dokl_prijem_100,NOT(podmienka_ZabNehn_do85_2_pom))","v":{"$error":"#VALUE!"}},false,"Úver je možné poskytnúť max. do 90% výšky úveru alebo na výnimku!"]
["makler_meno",{"$f":"AND(p_EXT_tiper,INDIRECT(A34)=\"\")","v":false},"Zadajte pole: makler_meno",null,"Vyplácanie v hotovosti",{"$f":"AND(NOT(p_vynimka),NOT(p_vynimka_prijem),forma_vyplacania_ziadatel=\"v hotovosti\",zabezpecenie_nehnutelnostou_vybrane=dokl_prijem_100)","v":false},false,"Úver je možné poskytnúť max. do 90% výšky úveru alebo na výnimku!"]
["makler_priezvisko",false,"Zadajte pole: makler_priezvisko",null,15000,{"$f":"AND(druh_uveru_vybrany=MU,ts_U4,akcia_vybrana=SBDK,AND(podmienka_bez_dokl_prijmu=FALSE,prijem_dokladovanie<>ano))","v":false},false,"Nie sú splnené podmienky zjednodušeného splatenia."]
["makler_cislo",false,"Zadajte pole: makler_cislo",null,"Refinancovanie bez dokladovania",{"$f":"AND(ts_U5,akcia_vybrana<>akcia_zjed_splat,akcia_vybrana<>NU,OR(zabezpecenie_nehnutelnostou_vybrane=dokl_do80bez,zabezpecenie_nehnutelnostou_vybrane=dokl_do85bez))","v":false},false,"Forma zabezpečenia je možná len v kombinácii s akciou Zjednodušené splatenie."]
["makler_cislo_registracne",false,"Zadajte pole: makler_cislo_registracne",null,"max pocet refinancovanych uverov",{"$f":"COUNTA(refin_institucia)>IF(ts_rk,3,5)","v":false},false,{"$f":"\"Maximálny počet refinancovaných úverov je \" & IF(ts_rk,2,4) & \".\"","v":"Maximálny počet refinancovaných úverov je 4."}]
["makler_cislo_maklera",false,"Zadajte pole: makler_cislo_maklera",null,"Refix - kontrola produktu",{"$f":"IF(p_refix,TRUE,FALSE)","v":false},false,"Nie je možné vytvoriť žiadosť, je zaškrtnuté pole Refix!"]
["makler_cislo_maklera_nazov",false,"Zadajte pole: makler_cislo_maklera_nazov",null,"Príjem zahraničie + ČR,  prac.pomer < 1 rok",{"$f":"OR(AND(OR(prijmy_zahr_ziadatel=\"v zahraničí\",prijmy_zahr_ziadatel=\"v ČR\"),YEARFRAC(prac_pomer_od_ziadatel,datum_ziadosti)<1),AND(OR(prijmy_zahr_spoludlznik=\"v zahraničí\",prijmy_zahr_spoludlznik=\"v ČR\"),YEARFRAC(prac_pomer_od_spoludlznik,datum_ziadosti)<1),AND(OR(prijmy_zahr_pristupitel=\"v zahraničí\",prijmy_zahr_pristupitel=\"v ČR\"),YEARFRAC(prac_pomer_od_pristupitel,datum_ziadosti)<1),AND(OR(prijmy_zahr_manz_pristupitela=\"v zahraničí\",prijmy_zahr_manz_pristupitela=\"v ČR\"),YEARFRAC(prac_pomer_od_manz_pristupitela,datum_ziadosti)<1))","v":false},false,"Neakceptovateľná dĺžka pracovného pomeru v zmysle aktuálne platnej metodiky."]
["makler_telefon",false,"Zadajte pole: makler_telefon",null,null,{"$f":"OR(AND(COUNTIF(refin_institucia,zoz_CSOBSP)=0,CSOBSP=ano),AND(COUNTIF(refin_institucia,zoz_ine_banky)+COUNTIF(refin_institucia,zoz_ineSS)=0,CSOBSP=nie),AND(refinancovanie=\"úver s nehnuteľnosťou\",COUNTIF(refin_zabezpecenie_pov,zab_nehn)=0),AND(refin_sumaCS_pov+refin_suma_vyska_uveru_povo>0,refinancovanie=\"\"))","v":false},false,"Pole Refinancovanie/Splatenie nie je v súlade s hárkom refinancovanie."]
["makler_email",false,"Zadajte pole: makler_email",null,"poistenie-kontrola",{"$f":"AND(vyska_uveru_zabezpecenie>100000,OR(poistenie_vybrane=poistenieA,poistenie_vybrane=poistenieB))","v":false},false,"Nad 100.000 Eur iba bez poistenia!"]
["teritorium",{"$f":"INDIRECT(A42)=\"\"","v":true},"Zadajte pole: Región",null,"limit odplata",{"$f":"IF(spotrebitelsky_ucel=TRUE,OR(AND(odplata_MU<>\"\",odplata_MU>(2*priem_RPMN_MU)),AND(odplata_SU<>\"\",odplata_SU>(2*priem_RPMN_SU))),FALSE)","v":false},false,"Úver nie je možné schváliť z dôvodu prekročenia limitu Odplaty. Zmeň splatnosť úveru na kratšie obdobie, resp. zadaj \"iný mesačný vklad\", resp. zadaj \"vklad pred prvým čerpaním\""]
["miesto",{"$f":"INDIRECT(A43)=\"\"","v":true},"Zadajte pole: miesto",null,null,{"$f":"AND(akcia_vybrana=ZNU,COUNTIF(refin_institucia,zoz_CSOBSP)=0)","v":false},false,"V akcii ZNÚ je možné refinancovať len úver s nárokom na ZNÚ (ČSOBSP)."]
["poradca_druhy_podpisujuci",{"$f":"AND(INDIRECT(A44)=\"\",p_REKO=TRUE,OR(p_KP_CSOB,p_tiper_KP_CSOB))","v":false},"Zadajte pole: poradca_druhy_podpisujuci",null,"LTV > zab.nehn. % (od v27.0)",{"$f":"AND(NOT(p_vynimka),zabezpecenie_final=zab_nehn,pLTV>zabezp_nehnutelnostou_value)","v":false},false,"Výška úveru znížená o prepočítanú nasporenú sumu k akceptovateľnej výške hodnoty nehnuteľnosti (LTV) je vyššia ako je zvolené v poli Zabezpečenie nehnuteľnosťou."]
["ucel",{"$f":"AND(nadobudnutie_vlastnictva_zadane=FALSE,modernizacia_zadane=FALSE,ine_ucely_zadane=FALSE)","v":true},"Vyberte aspoň jeden účel úveru!",null,"U4 max.25000",{"$f":"AND(ts_U4,vyska_uveru_zabezpecenie>25000)","v":false},false,"Úver je možné poskytnúť max. do 25000 Eur výšky úveru pre zabezpečenie!"]
["refinancovanie",{"$f":"AND(OR(akcia_vybrana=ZNU,ine_ucely_9,ine_ucely_10),INDIRECT(A46)=\"\")","v":false},"Zadajte pole: Refinancovanie/Splatenie",null,"U6, uver pre vernych -max.35000",{"$f":"AND(OR(ts_U6,ts_upv),vyska_uveru_zabezpecenie>35000)","v":false},{"$f":"IF(ISERROR(F46),FALSE,F46)","v":false},"Úver je možné poskytnúť max. do 35000 Eur výšky úveru pre zabezpečenie!"]
["CSOBSP",{"$f":"AND(NOT(refinancovanie=\"\"),CSOBSP=\"\")","v":false},"Zadajte pole: CSOBSP",null,"U3, max. 25000",{"$f":"AND(ts_U3,vyska_uveru>25000)","v":false},false,"Úver je možné poskytnúť max. do 25000 Eur výšky úveru!"]
["vypis",{"$f":"INDIRECT(A48)=\"\"","v":true},"Zadajte pole: Výpis",null,"bez zabezpečenia - 2 účastníci",{"$f":"AND(zabezpecenie_final=zab_bez_2ucast,RC_spoludlznik=\"\",RC_pristupitel=\"\")","v":false},false,"Je potrebné, aby do úverového vzťahu vstupovali buď manželia, alebo jeden žiadateľ a jeden pristupiteľ."]
["zabezpecenie_nehnutelnostou_vybrane",{"$f":"IF(zabezpecenie_final=zab_nehn,OR(zabezpecenie_nehnutelnostou_vybrane=\"\",odkladacia_podmienka_vybrana<>\"\"),FALSE)","v":false},"Vyberte zabezpečenie nehnuteľnosťou!",null,"UIII - max doba uveru",{"$f":"AND(ts_U3,trvanie_celkom>120)","v":false},false,"Doba úveru presahuje povolenú dobu 10 rokov."]
["iny_mesacny_vklad",{"$f":"IF(ISERROR(hlasenie_iny_mes_vklad),TRUE,AND(hlasenie_iny_mes_vklad<>\"\",INDIRECT(A50)=\"\"))","v":false},"Zadajte iný mesačný vklad",null,"UIV - max doba uveru",{"$f":"AND(ts_U4,trvanie_celkom>240)","v":false},false,"Doba úveru presahuje povolenú dobu 20 rokov."]
["zjednodusene_splacanie",{"$f":"AND(p_overenie_07,zjednodusene_splacanie=\"\")","v":false},"Zadajte zjednodušené splatenie úveru",null,"UV - max doba úveru",{"$f":"AND(ts_U5,trvanie_celkom>360)","v":false},false,"Doba úveru presahuje povolenú dobu 30 rokov."]
["dalsi vklad pred 1. cerpanim",{"$f":"IF(AND(typ_zmluvy=\"MU_E\",out_MU_vkladSS=0,vklad_do_pozadovaneho>0),TRUE,FALSE)","v":false},"Zadajte vklad pred prvým čerpaním.",null,"HE - max doba uveru",{"$f":"AND(ts_he,OR(trvanie_celkom>180,trvanie_SU>120))","v":false},false,"Doba úveru presahuje povolenú dobu 15 rokov, alebo doba stavebného úveru presahuje 10 rokov."]
["uverovy_register",{"$f":"AND(popis_uverovy_register<>\"\",INDIRECT(A53)=\"\")","v":true},{"$f":"\"Zadajte pole: \" & \"Úverový register\"","v":"Zadajte pole: Úverový register"},null,"uver-NS>=150.000 => 2 účastníci",{"$f":"AND(vyska_uveru-NS_prepocitana>150000,RC_spoludlznik=\"\",RC_pristupitel=\"\")","v":false},false,"Pri tejto úverovej angažovanosti musia byť v úverovom vzťahu aspoň dvaja účastníci."]
["uverovy_register_skore",{"$f":"AND(INDIRECT(A54)=\"\",login_utvar>0)","v":false},{"$f":"\"Zadajte pole: \" & \"Skóre úverový register\"","v":"Zadajte pole: Skóre úverový register"},null,"uver-NS>=150.000;2 účastníci => ABC",{"$f":"AND(vyska_uveru-NS_prepocitana>150000,IF(OR(typ_zmluvy=\"SU\",ts_he),OR(hodnotenie_ziadatel_nef_kod=\"D\",hodnotenie_ziadatel_nef_kod=\"E\"),OR(risc_band=\"H\",risc_band=\"VH\")))","v":false},false,"Klient nevyhovuje úverovým podmienkam ČSOB SP."]
["uverova_angazovanost",{"$f":"INDIRECT(A55)=\"\"","v":true},{"$f":"\"Zadajte pole: \" & popis_uverova_angazovanost","v":"Zadajte pole: Zostatok existujúcich úverov v ČSOB St. SP"},null,"uv_reg =A,B,1; max tenor_rk=0",{"$f":"AND(login_utvar<=0,typ_zmluvy<>\"SU\",NOT(ts_he),OR(pom_risc_band_class_1,AND(OR(ts_rk,ts_HEplus),max_tenor_RK_pom=0)))","v":false},false,"Klient nevyhovuje interným podmienkam ČSOB SP pre vyhodnotenie úverového registra."]
["najnizsi_vkladSS",{"$f":"AND(p_overenie_08,najnizsi_vkladSS=\"\")","v":false},"Zadajte najnižší vklad na SS za posl.rok",null,"Príjem podn. v SR 3MV A+B",{"$f":"IF(OR(hodnotenie_ziadatel_nef_kod=\"\",hodnotenie_ziadatel_nef_kod=\"N/A\"),FALSE,OR(AND(OR(prijmy_podnikanie_ziadatel_zahr=prijem_podnikanie_vSR3MV,prijmy_podnikanie_spoludlznik_zahr=prijem_podnikanie_vSR3MV),prijem_podnikanie_vSR3MV<>\"\",hodnotenie_ziadatel_nef_kod<>\"A\",hodnotenie_ziadatel_nef_kod<>\"B\")))","v":false},false,"Klient nevyhovuje úverovým podmienkam ČSOB SP."]
["rizikova_oblast",{"$f":"AND(rizikova_oblast_popis<>\"\",INDIRECT(A57)=\"\")","v":false},{"$f":"\"Zadajte pole: \" & rizikova_oblast_popis","v":"Zadajte pole: "},null,"UVI - podmienky",{"$f":"AND(OR(ts_U6,ts_upv),druh_uveru_vybrany=MU,OR(YEARFRAC(datum_platnosti_zmluvy_zadany,datum_ziadosti,1)<2,HC_prepocitane<2,NS_prepocitana/vyska_uveru<10%))","v":{"$error":"#DIV/0!"}},{"$f":"IF(ISERROR(F57),FALSE,F57)","v":false},{"$f":"\"Nie sú splnené podmienky pre MU v type sporenia \" & IF(ts_U6,\"UVI.\",IF(ts_upv,\"Úver pre verných\",\"\")) & \" Premodelujte žiadosť.\"","v":"Nie sú splnené podmienky pre MU v type sporenia  Premodelujte žiadosť."}]
["REKO_existujuci",{"$f":"AND(INDIRECT(A58)=\"\",ts_rk,NOT(druh_uveru_vybrany=SU))","v":false},"Zadajte pole: Existujúci klient",null,"CHYBA ZABEZPEČENIA",{"$f":"IF(druh_uveru_vybrany=MU,zabezpecenie_MU=chyba,FALSE)","v":false},false,"Chyba zabepečenia MÚ. Kontaktujte centrálu ČSOB SP."]
["REKO_existujuci_zmluva",{"$f":"AND(INDIRECT(A59)=\"\",REKO_existujuci=ano,p_REKO<>TRUE)","v":false},"Zadajte pole: Číslo zmluvy existujúceho klienta",null,"Zlava refinanc",{"$f":"AND(akcia_vybrana=akcia_zlava_refinanc,pom_akcia_zlava_refinanc=0)","v":false},false,"Nesplnené podmienky vybranej akcie - vymažte akciu!"]
["uverova_historia_ziadatela",{"$f":"INDIRECT(A60)=\"\"","v":false},"Zadajte pole: Úverová história žiadateľa",null,"Splnenie podmienok HypoEXTRA + UV",{"$f":"IF(p_vynimka_he_U5,FALSE,IF(AND(ziadost_kombinacia=ano,ts_he,OR(hodnotenie_ziadatel_nef_kod=\"D\",hodnotenie_ziadatel_nef_kod=\"E\")),TRUE,FALSE))","v":false},{"$f":"IF(ISERROR(F60),FALSE,F60)","v":false},"Nesplnené podmienky pre poskytnutie úveru HypoEXTRA a UV – pre individuálne posúdenie je potrebné odkliknúť výnimku HypoEXTRA + U5 na hárku Vyhlásenia"]
["ziadost_u5_he",{"$f":"AND(ziadost_kombinacia=ano,INDIRECT(A61)=\"\")","v":false},"Zadajte pole: Číslo ziadosti UV",null,"Splnenie podmienok HypoEXTRA + CSOB hypoteka",{"$f":"IF(AND(ziadost_kombinacia=nie,ts_he,hodnotenie_ziadatel_nef_kod=\"E\"),TRUE,FALSE)","v":false},false,"Nesplnené podmienky pre poskytnutie úveru HypoEXTRA a Hypotéky v ČSOB."]
["ziadost_kombinacia",{"$f":"AND(OR(ts_he,ts_U5),INDIRECT(A62)=\"\")","v":false},"Zadajte pole: U5 + HypoEXTRA",null,"Nesulad kraj+okres",{"$f":"IF(OR(kraj_trv_ziadatel=\"\",okres_trv_ziadatel=\"\"),FALSE,IF(INDIRECT(\"zoznamy!BS\" & MATCH(okres_trv_ziadatel,zoznamy!BT:BT,0))=kraj_trv_ziadatel,FALSE,TRUE))","v":false},false,"Nesúlad okresu a kraja bydliska žiadateľa"]
["STOP",false,"STOP!",null,"invalidny vs statna premia",{"$f":"AND(narok_na_SP=ano,soc_prijmy_ziadatel<>0,OR(typ_dochodku_ziadatel=\"invalidný čiastočný\",typ_dochodku_ziadatel=\"invalidný plný\"))","v":false},false,"Nie je možné poskytnúť štátnu prémiu - žiadateľ je invalidný dôchodca."]
["zmluva_1_cislo_zmluvy2",{"$f":"AND(IF(zmluva_1,TRUE,FALSE),INDIRECT(A64)=\"\")","v":false},{"$f":"\"Zadajte pole: \" & A64","v":"Zadajte pole: zmluva_1_cislo_zmluvy2"},null,"sposob_prevzatia_SS_doc",{"$f":"AND(typ_zmluvy=\"MU_N\",OR(AND(zoznamy_suhlas3=TRUE,zoznamy_suhlas4=TRUE),AND(zoznamy_suhlas3=FALSE,zoznamy_suhlas4=FALSE)))","v":true},true,"Skontrolujte spôsob prevzatia dokumentov na hárku vyhlasenia!"]
["zmluva_1_websu",{"$f":"AND(IF(zmluva_1,TRUE,FALSE),INDIRECT(A65)=\"\")","v":false},"Zadajte pole: zmluva_1_websu",null,"kontrola socialny prijem ucastnikov",{"$f":"AND(priznane_prijmy_spolu+priznane_prijmy_spolu_pristupitel>0,NOT(OR(pom_chh_ziadatel_prijem,pom_chh_spoludlznik_prijem,pom_chh_pristupitel_prijem,pom_chh_manz_pristupitela_prijem)))","v":false},false,"Doplň príjem zo závislej činnosti alebo podnikania"]
["zmluva_1_refinanc2",{"$f":"AND(IF(zmluva_1,TRUE,FALSE),INDIRECT(A66)=\"\")","v":false},"Zadajte pole: zmluva_1_refinanc2",null,"ine ako vlastne byvanie - UV.",{"$f":"AND(ucel_pouzitia_financii<>ucel_vlastne_byvanie,OR(AND(ts_U5,zabezpecenie_final<>\"\",OR(pLTV>0.8,trvanie_celkom/12>20)),zabezpecenie_nehnutelnostou_vybrane=dokl_prijem_100,zabezpecenie_nehnutelnostou_vybrane=dokl_prijem_vyssia))","v":false},{"$f":"IF(ISERROR(F66),FALSE,F66)","v":false},"Úver je možné poskytnúť max. do 80 % LTV a s max. dobou splatnosti 20 rokov – potrebné premodelovať!"]
["zmluva_2_cislo_zmluvy1",{"$f":"AND(IF(zmluva_2,TRUE,FALSE),INDIRECT(A67)=\"\")","v":false},"Zadajte pole: zmluva_2_cislo_zmluvy1",null,"ine ako vlastne byvanie - ostatne ts",{"$f":"AND(ucel_pouzitia_financii<>ucel_vlastne_byvanie,NOT(ts_U5),zabezpecenie_final<>zab_nehn,trvanie_celkom/12>12)","v":false},false,"Úver je možné poskytnúť s max. dobou splatnosti 12 rokov – potrebné premodelovať!"]
["zmluva_2_websu",{"$f":"AND(IF(zmluva_2,TRUE,FALSE),INDIRECT(A68)=\"\")","v":false},"Zadajte pole: zmluva_2_websu",null,"neopravnene vyplnanie harka refinanc",{"$f":"AND(COUNTA(refinancovanie_oblast)>0,OR(ts_he,ts_HEplus))","v":false},false,"Vymažte údaje z hárku refinancovanie"]
["zmluva_2_refinanc1",{"$f":"AND(IF(zmluva_2,TRUE,FALSE),INDIRECT(A69)=\"\")","v":false},{"$f":"\"Zadajte pole: \" & A69","v":"Zadajte pole: zmluva_2_refinanc1"},null,"HypoExtra+ kombinacia=NIE",{"$f":"AND(ts_he,ziadost_kombinacia=nie)","v":false},false,"HypoEXTRA je možné brať iba v kombinácií s produktom UV. alebo s hypotékou od ČSOB."]
["dofinancovanie_hypoteky",{"$f":"AND(ts_HEplus,INDIRECT(A70)=\"\")","v":false},{"$f":"\"Zadajte pole: \" & INDIRECT(\"popis_\" & A70)","v":"Zadajte pole: "},null,"pristupite/manz. Pristupitela - prijem",{"$f":"AND(OR(RC_pristupitel<>\"\",RC_pristupitel<>0,RC_manz_pristupitela<>\"\",RC_manz_pristupitela<>0),pristupitel_akceptacny_prijem+spolupristupitel_akceptacny_prijem=0)","v":false},false,"Vyplň príjem buď pristupiteľa resp. spolupristupiteľa zo závislej činnosti, z podnikania alebo výsluhového dôchodku."]
["ucel_pouzitia_financii",{"$f":"INDIRECT(A71)=\"\"","v":true},{"$f":"\"Zadajte pole: \" & popis_ucel_pouzitia_financii","v":"Zadajte pole: Účel použitia finančných prostriedkov zo žiadaného úveru:"},null,"protokol kontrola",{"$f":"protokol_kontrola","v":true},true,"Nie sú priložené všetky potrebné prílohy k žiadosti. Prosím, skontrolujte si ich na hárku protokol"]
["pozicia",{"$f":"AND(OR(p_IDS,p_tiper_IDS),INDIRECT(A72)=\"\")","v":false},"Zadajte pole: pozicia",null,"Zobrazené chybové hlásenie:",null,{"$f":"IF(OR(novy_typ_sporenia_zvoleny=\"\",vyska_uveru=0),FALSE,OR(G3:G71))","v":false},{"$f":"IF(chyb_hl_stop_vyhodnotenie,VLOOKUP(TRUE,G3:H71,2,FALSE),\"\")","v":""}]
["zaslanie_uv_dok",{"$f":"AND(p_uv_dok_zobrazit,INDIRECT(A73)=\"\")","v":false},"Zadajte pole: Zaslanie úv.dok."]
["zaslanie_uv_dok",{"$f":"AND(p_uv_dok_zobrazit=FALSE,INDIRECT(A74)<>\"\")","v":false},"Vymažte pole: Zaslanie úv.dok."]
["spracovanie_oscis",{"$f":"AND(INDIRECT(A75)=\"\",spracovanie<>\"\")","v":false},"Zadajte pole osobné číslo KP ČSOB"]
["spracovanie_provcis",{"$f":"AND(INDIRECT(A76)=\"\",OR(spracovanie=spracovanie_akvtip,spracovanie=spracovanie_kseds))","v":false},"Zadajte provízne číslo poradcu pre inú formu spracovania"]
["spracovanie_spolocnost",{"$f":"AND(INDIRECT(A77)=\"\",OR(spracovanie=spracovanie_akvtip,spracovanie=spracovanie_kseds))","v":false},"Zadajte spoločnosť poradcu pre inú formu spracovania"]
["spracovanie_provcis_agent",{"$f":"AND(INDIRECT(A78)=\"\",OR(spracovanie=spracovanie_akvtip,spracovanie=spracovanie_kseds))","v":false},"Zadajte ID agenta v EDS pre inú formu spracovania",null,"spoludlznik"]
["spracovanie_agent_meno",{"$f":"AND(INDIRECT(A79)=\"\",OR(spracovanie=spracovanie_akvtip,spracovanie=spracovanie_kseds))","v":false},"Zadajte meno a priezvisko agenta v EDS pre inú formu spracovania",null,"pole/podmienka","CHYBA","Chybové hlásenie"]
["spracovanie_ulica",{"$f":"AND(INDIRECT(A80)=\"\",spracovanie<>\"\")","v":false},"Zadajte ulicu poradcu pre inú formu spracovania",null,"meno_spoludlznik",{"$f":"AND(NOT(chyb_hl_kutil),spoludlznik_vstupuje,INDIRECT(E80)=\"\")","v":false},{"$f":"\"Zadajte pole: \" & E80","v":"Zadajte pole: meno_spoludlznik"}]
["spracovanie_PSC",{"$f":"AND(INDIRECT(A81)=\"\",spracovanie<>\"\")","v":false},"Zadajte PSČ poradcu pre inú formu spracovania",null,"priezvisko_spoludlznik",{"$f":"AND(NOT(chyb_hl_kutil),spoludlznik_vstupuje,INDIRECT(E81)=\"\")","v":false},{"$f":"\"Zadajte pole: \" & E81","v":"Zadajte pole: priezvisko_spoludlznik"}]
["spracovanie_mesto",{"$f":"AND(INDIRECT(A82)=\"\",spracovanie<>\"\")","v":false},"Zadajte mesto pre inú formu spracovania",null,"RC_spoludlznik",{"$f":"AND(NOT(chyb_hl_kutil),spoludlznik_vstupuje,INDIRECT(E82)=\"\")","v":false},{"$f":"\"Zadajte pole: \" & E82","v":"Zadajte pole: RC_spoludlznik"}]
["spracovanie_pobocka",{"$f":"AND(INDIRECT(A83)=\"\",OR(spracovanie=spracovanie_kseds,spracovanie=spracovanie_akvtip))","v":false},"Zadajte pobočku banky pre inú formu spracovania",null,"telefonický kontakt",{"$f":"AND(NOT(chyb_hl_kutil),spoludlznik_vstupuje,mobil_spoludlznik=\"\",telefon_spoludlznik=\"\")","v":false},"Zadajte aspoň jeden tel. kontakt!"]
["celkové vyhodnotenie",{"$f":"OR(B3:B82)","v":true},{"$f":"IF(B84,VLOOKUP(TRUE,B3:C82,2,FALSE),IF(chyb_hl_stop_vyhodnotenie,\"STOP!\",\"OK\"))","v":"Zadajte pole: Číslo zmluvy o stavebnom sporení"},null,"email_spoludlznik",{"$f":"AND(NOT(chyb_hl_kutil),spoludlznik_vstupuje,INDIRECT(E84)=\"\")","v":false},{"$f":"\"Zadajte pole: \" & E84","v":"Zadajte pole: email_spoludlznik"}]
[null,null,null,null,"stav_spoludlznik",false,"Zadajte pole: stav_spoludlznik"]
[null,null,null,null,"dochodca_spoludlznik",false,"Zadajte pole: dochodca_spoludlznik"]
[null,null,null,null,"stat_spoludlznik",{"$f":"AND(NOT(chyb_hl_kutil),spoludlznik_vstupuje,NOT(AND(p_REKO=TRUE,ts_rk)),INDIRECT(E87)=\"\")","v":false},"Zadajte pole: stat_spoludlznik"]
["ziadatel",null,null,null,"osobitny_vztah_spoludlznik",false,"Zadajte pole: osobitny_vztah_spoludlznik"]
["pole/podmienka","CHYBA","Chybové hlásenie",null,"ulica_trv_spoludlznik",false,"Zadajte pole: ulica_trv_spoludlznik"]
["meno_ziadatel",{"$f":"INDIRECT(A90)=\"\"","v":true},{"$f":"\"Zadajte pole: \" & A90","v":"Zadajte pole: meno_ziadatel"},null,"mesto_trv_spoludlznik",false,"Zadajte pole: mesto_trv_spoludlznik"]
["priezvisko_ziadatel",{"$f":"INDIRECT(A91)=\"\"","v":true},{"$f":"\"Zadajte pole: \" & A91","v":"Zadajte pole: priezvisko_ziadatel"},null,"PSC_trv_spoludlznik",false,"Zadajte pole: PSC_trv_spoludlznik"]
["RC_ziadatel",{"$f":"INDIRECT(A92)=\"\"","v":true},{"$f":"\"Zadajte pole: \" & A92","v":"Zadajte pole: RC_ziadatel"},null,"stat_trv_spoludlznik",false,"Zadajte pole: stat_trv_spoludlznik"]
["telefonický kontakt",{"$f":"AND(mobil_ziadatel=\"\",telefon_ziadatel=\"\")","v":true},"Zadajte aspoň jeden tel. kontakt!",null,"ulica_kor_spoludlznik",{"$f":"AND(ziad_kor_2,INDIRECT(E93)=\"\")","v":false},"Zadajte pole: ulica_kor_spoludlznik"]
["email_ziadatel",{"$f":"INDIRECT(A94)=\"\"","v":true},{"$f":"\"Zadajte pole: \" & A94","v":"Zadajte pole: email_ziadatel"},null,"mesto_kor_spoludlznik",{"$f":"AND(ziad_kor_2,INDIRECT(E94)=\"\")","v":false},"Zadajte pole: mesto_kor_spoludlznik"]
["stav_ziadatel",true,"Zadajte pole: stav_ziadatel",null,"PSC_kor_spoludlznik",{"$f":"AND(ziad_kor_2,INDIRECT(E95)=\"\")","v":false},"Zadajte pole: PSC_kor_spoludlznik"]
["vzdelanie_ziadatel",true,"Zadajte pole: vzdelanie_ziadatel",null,"stat_kor_spoludlznik",{"$f":"AND(ziad_kor_2,INDIRECT(E96)=\"\")","v":false},"Zadajte pole: stat_kor_spoludlznik"]
["doklad1_ziadatel",true,"Zadajte pole: doklad1_ziadatel",null,"podnikateľská činnosť",{"$f":"IF(podnikanie_spoludlznik=\"áno\",OR(druh_podn_cinnosti_spoludlznik=\"\",podn_cinnost_od_spoludlznik=\"\",ICO_spoludlznik=\"\"),FALSE)","v":false},"Zadajte polia k podnikateľskej činnosti"]
["doklad1_cislo_ziadatel",true,"Zadajte pole: doklad1_cislo_ziadatel",null,"prijmy_zahr_mena_spoludlznik",{"$f":"AND(prijmy_zahr_mena_spoludlznik_popis<>\"\",INDIRECT(E98)=0)","v":false},{"$f":"\"Zadajte \" &E98","v":"Zadajte prijmy_zahr_mena_spoludlznik"}]
["dochodca_ziadatel",true,"Zadajte pole: dochodca_ziadatel",null,"typ_dochodku_spoludlznik",{"$f":"AND(soc_prijmy_spoludlznik>0,typ_dochodku_spoludlznik=\"\")","v":false},"Zadajte typ dôchodku spolužiadateľa"]
["stat_ziadatel",true,"Zadajte pole: stat_ziadatel",null,"typ_ine_prijmy_spoludlznik",{"$f":"AND(ostatne_prijmy_spoludlznik>0,typ_ine_prijmy_spoludlznik=\"\")","v":false},"Zadajte typ iných príjmov spolužiadateľa"]
["osobitny_vztah_ziadatel",true,"Zadajte pole: osobitny_vztah_ziadatel",null,"zamestnavatel_spoludlznik",{"$f":"AND(prijmy_zavisla_cin_spoludlznik>0,zamestnavatel_spoludlznik=\"\",zamestnavatel2_spoludlznik=\"\")","v":false},{"$f":"\"Zadajte pole: \" & E101","v":"Zadajte pole: zamestnavatel_spoludlznik"}]
["ulica_trv_ziadatel",{"$f":"INDIRECT(A102)=\"\"","v":true},"Zadajte pole: ulica_trv_ziadatel",null,"zamestnavatel_ICO_spoludlznik",{"$f":"AND(prijmy_zavisla_cin_spoludlznik>0,zamestnavatel_ICO_spoludlznik=\"\")","v":false},"Zadajte pole: zamestnavatel_ICO_spoludlznik"]
["mesto_trv_ziadatel",true,"Zadajte pole: mesto_trv_ziadatel",null,"zamestnavatel_ulica_spoludlznik",{"$f":"AND(prijmy_zavisla_cin_spoludlznik>0,zamestnavatel_ulica_spoludlznik=\"\")","v":false},"Zadajte pole: zamestnavatel_ulica_spoludlznik"]
["PSC_trv_ziadatel",true,"Zadajte pole: PSC_trv_ziadatel",null,"zamestnavatel_mesto_spoludlznik",{"$f":"AND(prijmy_zavisla_cin_spoludlznik>0,zamestnavatel_mesto_spoludlznik=\"\")","v":false},"Zadajte pole: zamestnavatel_mesto_spoludlznik"]
["stat_trv_ziadatel",true,"Zadajte pole: stat_trv_ziadatel",null,"zamestnavatel_PSC_spoludlznik",{"$f":"AND(prijmy_zavisla_cin_spoludlznik>0,zamestnavatel_PSC_spoludlznik=\"\")","v":false},"Zadajte pole: zamestnavatel_PSC_spoludlznik"]
["kraj_trv_ziadatel",true,"Zadajte pole: kraj_trv_ziadatel",null,"zamestnavatel_stat_spoludlznik",{"$f":"AND(prijmy_zavisla_cin_spoludlznik>0,zamestnavatel_stat_spoludlznik=\"\")","v":false},"Zadajte pole: zamestnavatel_stat_spoludlznik"]
["okres_trv_ziadatel",true,"Zadajte pole: okres_trv_ziadatel",null,"prac_pozicia_spoludlznik",{"$f":"AND(prijmy_zavisla_cin_spoludlznik>0,prac_pozicia_spoludlznik=\"\")","v":false},"Zadajte pole: prac_pozicia_spoludlznik"]
["sposob_byvania_ziadatel",{"$f":"INDIRECT(A108)=\"\"","v":true},"Zadajte pole: Spôsob bývania",null,"prac_pomer_od_spoludlznik",{"$f":"AND(prijmy_zavisla_cin_spoludlznik>0,prac_pomer_od_spoludlznik=\"\")","v":false},"Zadajte pole: prac_pomer_od_spoludlznik"]
["DIC_ziadatel",false,"Zadajte pole: Daňové identifikačné číslo",null,"prac_pomer_druh_spoludlznik",{"$f":"AND(prijmy_zavisla_cin_spoludlznik>0,prac_pomer_druh_spoludlznik=\"\")","v":false},"Zadajte pole: prac_pomer_druh_spoludlznik"]
["stat_danrez_ziadatel",{"$f":"AND(INDIRECT(A110)=\"\",typ_zmluvy=\"MU_N\")","v":true},"Zadajte pole: Štát daňovej rezidencie",null,"doba_urcita_do_spoludlznik",{"$f":"AND(prijmy_zavisla_cin_spoludlznik>0,IF(prac_pomer_druh_spoludlznik=\"doba určitá\",doba_urcita_do_spoludlznik=\"\",FALSE))","v":false},"Zadajte pole: doba_urcita_do_spoludlznik"]
["nesulad_danrez_ziadatel",{"$f":"AND(INDIRECT(A111)=\"\",typ_zmluvy=\"MU_N\",stat_danrez_ziadatel<>stat_trv_ziadatel,stat_danrez_ziadatel<>\"\")","v":false},"Zadajte pole: Dôvodom nesúladu daňovej rezidencie",null,"zamestnavatel_rodina_spoludlznik",{"$f":"AND(spoludlznik_vstupuje,INDIRECT(E111)=\"\",prijmy_zavisla_cin_spoludlznik>0)","v":false},"Zadajte pole: zamestnavatel_rodina_spoludlznik"]
["ulica_kor_ziadatel",{"$f":"AND(ziad_kor_1,INDIRECT(A112)=\"\")","v":false},"Zadajte pole: ulica_kor_ziadatel",null,"typ_zamestnania_spoludlznik",{"$f":"AND(spoludlznik_vstupuje,INDIRECT(E112)=\"\",prijmy_spoludlznik_spolu>0)","v":false},"Zadajte pole: Typ zamestnania:"]
["mesto_kor_ziadatel",{"$f":"AND(ziad_kor_1,INDIRECT(A113)=\"\")","v":false},"Zadajte pole: mesto_kor_ziadatel",null,"pracovna_cinnost_spoludlznik",{"$f":"AND(spoludlznik_vstupuje,INDIRECT(E113)=\"\",prijmy_spoludlznik_spolu>0,p_REKO=FALSE)","v":false},"Zadajte pole: Pracovná oblasť:"]
["PSC_kor_ziadatel",{"$f":"AND(ziad_kor_1,INDIRECT(A114)=\"\")","v":false},"Zadajte pole: PSC_kor_ziadatel",null,"typ_rod_prispevok_spoludlznik",{"$f":"AND(spoludlznik_vstupuje,INDIRECT(E114)=\"\",rod_prispevok_spoludlznik>0)","v":false},"Zadajte pole: typ_rod_prispevok_spoludlznik"]
["stat_kor_ziadatel",{"$f":"AND(ziad_kor_1,INDIRECT(A115)=\"\")","v":false},"Zadajte pole: stat_kor_ziadatel",null,"vyhodnotenie",{"$f":"IF(OR(F80:F114),TRUE,FALSE)","v":false},{"$f":"IF(F115=TRUE,VLOOKUP(TRUE,F80:G114,2,FALSE),\"OK\")","v":"OK"}]
["podnikateľská činnosť",{"$f":"IF(podnikanie_ziadatel=ano,OR(druh_podn_cinnosti_ziadatel=\"\",podn_cinnost_od_ziadatel=\"\",ICO_ziadatel=\"\"),FALSE)","v":false},"Zadajte polia k podnikateľskej činnosti",null,"celkové vyhodnotenie",null,{"$f":"IF(spoludlznik_vstupuje,IF(B160=TRUE,chyb_hl_ziadatel,chyb_hl_spoludlznik),chyb_hl_ziadatel)","v":"Zadajte pole: meno_ziadatel"}]
["prijmy_podnikanie_ziadatel",{"$f":"AND(podnikanie_ziadatel=ano,INDIRECT(A117)=0)","v":false},{"$f":"\"Zadajte \" &A117","v":"Zadajte prijmy_podnikanie_ziadatel"}]
["prijmy_podnikanie_ziadatel",{"$f":"AND(podnikanie_ziadatel=nie,prijmy_podnikanie_ziadatel>0)","v":false},"Zadajte podn.činnosť - áno",null,"Kutil - ženatý/vydatá - spolu=nie",{"$f":"AND(stav_ziadatel=\"ženatý/vydatá\",ts_pc_typ_sporenia=40,spoludlznik=nie)","v":false}]
["prijmy_zavisla_cin_ziadatel",{"$f":"AND(prac_pomer_od_ziadatel>0,INDIRECT(A119)=0)","v":false},{"$f":"\"Zadajte \" &A119","v":"Zadajte prijmy_zavisla_cin_ziadatel"}]
["prijmy_zahr_mena_ziadatel",{"$f":"AND(prijmy_zahr_mena_ziadatel_popis<>\"\",INDIRECT(A120)=0)","v":false},{"$f":"\"Zadajte \" &A120","v":"Zadajte prijmy_zahr_mena_ziadatel"}]
["soc_prijmy_ziadatel",{"$f":"AND(dochodca_ziadatel=ano,soc_prijmy_ziadatel=0)","v":false},"Zadajte dôchodky žiadateľa"]
["typ_dochodku_ziadatel",{"$f":"AND(soc_prijmy_ziadatel>0,typ_dochodku_ziadatel=\"\")","v":false},"Zadajte typ dôchodku žiadateľa"]
["typ_rod_prispevok_ziadatel",{"$f":"AND(rod_prispevok_ziadatel>0,INDIRECT(A123)=\"\")","v":false},"Zadajte typ rodičovského príspevku, prídavku"]
["soc_prijmy_ziadatel",{"$f":"AND(dochodca_ziadatel=nie,soc_prijmy_ziadatel>0)","v":false},"Zadajte dôchodcu - áno"]
["príjmy účastníkov úverového vzťahu",{"$f":"AND(prijmy_ziadatel_spolu=0,prijmy_spoludlznik_spolu=0,prijmy_pristupitel_spolu=0,prijmy_manz_pristupitela_spolu=0)","v":true},{"$f":"\"Zadajte \" &A125","v":"Zadajte príjmy účastníkov úverového vzťahu"}]
["typ_ine_prijmy_ziadatel",{"$f":"AND(ostatne_prijmy_ziadatel>0,typ_ine_prijmy_ziadatel=\"\")","v":false},"Zadajte typ iných príjmov žiadateľa"]
["zamestnavatel_ziadatel",{"$f":"AND(prijmy_zavisla_cin_ziadatel>0,zamestnavatel_ziadatel=\"\",zamestnavatel2_ziadatel=\"\")","v":false},{"$f":"\"Zadajte pole: \" & A127","v":"Zadajte pole: zamestnavatel_ziadatel"}]
["zamestnavatel_ICO_ziadatel",{"$f":"AND(prijmy_zavisla_cin_ziadatel>0,zamestnavatel_ICO_ziadatel=\"\")","v":false},"Zadajte pole: zamestnavatel_ICO_ziadatel"]
["zamestnavatel_ulica_ziadatel",{"$f":"AND(prijmy_zavisla_cin_ziadatel>0,zamestnavatel_ulica_ziadatel=\"\")","v":false},"Zadajte pole: zamestnavatel_ulica_ziadatel"]
["zamestnavatel_mesto_ziadatel",{"$f":"AND(prijmy_zavisla_cin_ziadatel>0,zamestnavatel_mesto_ziadatel=\"\")","v":false},"Zadajte pole: zamestnavatel_mesto_ziadatel"]
["zamestnavatel_PSC_ziadatel",{"$f":"AND(prijmy_zavisla_cin_ziadatel>0,zamestnavatel_PSC_ziadatel=\"\")","v":false},"Zadajte pole: zamestnavatel_PSC_ziadatel"]
["zamestnavatel_stat_ziadatel",{"$f":"AND(prijmy_zavisla_cin_ziadatel>0,zamestnavatel_stat_ziadatel=\"\")","v":false},"Zadajte pole: zamestnavatel_stat_ziadatel"]
["prac_pozicia_ziadatel",{"$f":"AND(prijmy_zavisla_cin_ziadatel>0,prac_pozicia_ziadatel=\"\")","v":false},"Zadajte pole: prac_pozicia_ziadatel"]
["prac_pomer_od_ziadatel",{"$f":"AND(prijmy_zavisla_cin_ziadatel>0,prac_pomer_od_ziadatel=\"\")","v":false},"Zadajte pole: prac_pomer_od_ziadatel"]
["prac_pomer_druh_ziadatel",{"$f":"AND(prijmy_zavisla_cin_ziadatel>0,prac_pomer_druh_ziadatel=\"\")","v":false},"Zadajte pole: prac_pomer_druh_ziadatel"]
["doba_urcita_do_ziadatel",{"$f":"AND(prijmy_zavisla_cin_ziadatel>0,IF(prac_pomer_druh_ziadatel=\"doba určitá\",doba_urcita_do_ziadatel=\"\",FALSE))","v":false},"Zadajte pole: doba_urcita_do_ziadatel"]
["zamestnavatel_rodina_ziadatel",{"$f":"AND(INDIRECT(A137)=\"\",prijmy_zavisla_cin_ziadatel>0)","v":false},"Zadajte pole: zamestnavatel_rodina_ziadatel"]
["pocet_clenov_dom_ziadatel",{"$f":"INDIRECT(A138)=\"\"","v":true},{"$f":"\"Zadajte pole: \" & A138","v":"Zadajte pole: pocet_clenov_dom_ziadatel"}]
["pocet_deti_ziadatel",{"$f":"AND(pocet_clenov_dom_ziadatel>2,INDIRECT(A139)=\"\")","v":false},{"$f":"\"Zadajte pole: \" & A139","v":"Zadajte pole: pocet_deti_ziadatel"}]
["poc_clenov_s_prijmom_ziadatel",{"$f":"OR(INDIRECT(A140)=\"\",AND(prijmy_ziadatel_spolu+prijmy_spoludlznik_spolu>0,poc_clenov_s_prijmom_ziadatel=0))","v":true},{"$f":"\"Zadajte pole: \" & popis_poc_clenov_s_prijmom_ziadatel","v":"Zadajte pole: Počet členov s príjmom"}]
["typ_zamestnania_ziadatel",true,{"$f":"\"Zadajte pole: \" & popis_typ_zamestnania_ziadatel","v":"Zadajte pole: Typ zamestnania:"},null,"pristupitel - patner"]
["pracovna_cinnost_ziadatel",true,{"$f":"\"Zadajte pole: \" & popis_pracovna_cinnost_ziadatel","v":"Zadajte pole: Pracovná oblasť:"},null,"pole/podmienka","CHYBA","Chybové hlásenie"]
["typ_prac_cinnosti_ziadatel",true,{"$f":"\"Zadajte pole: \" & popis_typ_prac_cinnosti_ziadatel","v":"Zadajte pole: Typ pracovnej činnosti:"},null,"meno_manz_pristupitela",{"$f":"meno_manz_pristupitela=\"\"","v":true},{"$f":"\"Zadajte pole: \" & E143","v":"Zadajte pole: meno_manz_pristupitela"}]
["forma_vyplacania_ziadatel",true,{"$f":"\"Zadajte pole: \" & popis_forma_vyplacania_ziadatel","v":"Zadajte pole: Forma vyplácania:"},null,"priezvisko_manz_pristupitela",{"$f":"priezvisko_manz_pristupitela=\"\"","v":true},{"$f":"\"Zadajte pole: \" & E144","v":"Zadajte pole: priezvisko_manz_pristupitela"}]
["splatka1_stresovana_ziadatel",{"$f":"AND(login_utvar<>0,splatka1_druh_ziadatel<>\"\",splatka1_druh_ziadatel<>splatka_precerpanie_limit,INDIRECT(A145)=\"\")","v":false},{"$f":"\"Zadajte pole: \" & A145","v":"Zadajte pole: splatka1_stresovana_ziadatel"},null,"RC_manz_pristupitela",{"$f":"RC_manz_pristupitela=\"\"","v":true},{"$f":"\"Zadajte pole: \" & E145","v":"Zadajte pole: RC_manz_pristupitela"}]
["splatka2_stresovana_ziadatel",{"$f":"AND(login_utvar<>0,splatka2_druh_ziadatel<>\"\",splatka2_druh_ziadatel<>splatka_precerpanie_limit,INDIRECT(A146)=\"\")","v":false},{"$f":"\"Zadajte pole: \" & A146","v":"Zadajte pole: splatka2_stresovana_ziadatel"},null,"telefonický kontakt",{"$f":"AND(mobil_manz_pristupitela=\"\",telefon_manz_pristupitela=\"\")","v":true},"Zadajte aspoň jeden tel. kontakt!"]
["splatka3_stresovana_ziadatel",{"$f":"AND(login_utvar<>0,splatka3_druh_ziadatel<>\"\",splatka3_druh_ziadatel<>splatka_precerpanie_limit,INDIRECT(A147)=\"\")","v":false},"Zadajte pole: splatka3_stresovana_ziadatel",null,"email_manz_pristupitela",{"$f":"email_manz_pristupitela=\"\"","v":true},{"$f":"\"Zadajte pole: \" & E147","v":"Zadajte pole: email_manz_pristupitela"}]
["splatka4_stresovana_ziadatel",{"$f":"AND(login_utvar<>0,splatka4_druh_ziadatel<>\"\",splatka4_druh_ziadatel<>splatka_precerpanie_limit,INDIRECT(A148)=\"\")","v":false},"Zadajte pole: splatka4_stresovana_ziadatel",null,"stav_manz_pristupitela",{"$f":"stav_manz_pristupitela=\"\"","v":true},"Zadajte pole: stav_manz_pristupitela"]
["splatka5_stresovana_ziadatel",{"$f":"AND(login_utvar<>0,splatka5_druh_ziadatel<>\"\",splatka5_druh_ziadatel<>splatka_precerpanie_limit,INDIRECT(A149)=\"\")","v":false},"Zadajte pole: splatka5_stresovana_ziadatel",null,"dochodca_manz_pristupitela",{"$f":"dochodca_manz_pristupitela=\"\"","v":true},"Zadajte pole: dochodca_manz_pristupitela"]
["splatka6_stresovana_ziadatel",{"$f":"AND(login_utvar<>0,splatka6_druh_ziadatel<>\"\",splatka6_druh_ziadatel<>splatka_precerpanie_limit,INDIRECT(A150)=\"\")","v":false},"Zadajte pole: splatka6_stresovana_ziadatel",null,"stat_manz_pristupitela",{"$f":"AND(stat_manz_pristupitela=\"\",NOT(AND(p_REKO=TRUE,ts_rk)))","v":true},"Zadajte pole: stat_manz_pristupitela"]
["splatka7_stresovana_ziadatel",{"$f":"AND(login_utvar<>0,splatka7_druh_ziadatel<>\"\",splatka7_druh_ziadatel<>splatka_precerpanie_limit,INDIRECT(A151)=\"\")","v":false},"Zadajte pole: splatka7_stresovana_ziadatel",null,"osobitny_vztah_manz_pristupitela",{"$f":"osobitny_vztah_manz_pristupitela=\"\"","v":true},"Zadajte pole: osobitny_vztah_manz_pristupitela"]
["splatka8_stresovana_ziadatel",{"$f":"AND(login_utvar<>0,splatka8_druh_ziadatel<>\"\",splatka8_druh_ziadatel<>splatka_precerpanie_limit,INDIRECT(A152)=\"\")","v":false},"Zadajte pole: splatka8_stresovana_ziadatel",null,"ulica_trv_manz_pristupitela",{"$f":"ulica_trv_manz_pristupitela=\"\"","v":true},"Zadajte pole: ulica_trv_manz_pristupitela"]
["real_vydavky_ziadatel",false,"Zadajte pole: Skutočné výdavky domácnosti",null,"mesto_trv_manz_pristupitela",{"$f":"mesto_trv_manz_pristupitela=\"\"","v":true},"Zadajte pole: mesto_trv_manz_pristupitela"]
["kontrola_vydavky_ziadatel",{"$f":"IF(INDIRECT(A154)=\"\",FALSE,TRUE)","v":false},{"$f":"INDIRECT(A154)","v":""},null,"PSC_trv_manz_pristupitela",{"$f":"PSC_trv_manz_pristupitela=\"\"","v":true},"Zadajte pole: PSC_trv_manz_pristupitela"]
["Kontrola bez BSM + počet členov, detí",{"$f":"IF(kontrola_BSM_ziadatel_1<>\"\",TRUE,IF(kontrola_BSM_ziadatel_2<>\"\",TRUE,FALSE))","v":false},"Zmeňte počet členov domácnosti alebo počet detí.",null,"stat_trv_manz_pristupitela",{"$f":"stat_trv_manz_pristupitela=\"\"","v":true},"Zadajte pole: stat_trv_manz_pristupitela"]
["ženatý/vydatá bez BSM -> RČ",{"$f":"AND(stav_ziadatel=\"ženatý/vydatá bez BSM\",RC_spoludlznik<>\"\")","v":false},"Nevypĺňajte údaje spolužiadateľa!",null,"ulica_kor_manz_pristupitela",{"$f":"AND(pr_kor_1,ulica_kor_manz_pristupitela=\"\")","v":false},"Zadajte pole: ulica_kor_manz_pristupitela"]
["ženatý/vydatá bez BSM -> príjem",{"$f":"AND(stav_ziadatel=\"ženatý/vydatá bez BSM\",prijmy_spoludlznik_spolu>0)","v":false},"Nevypĺňajte údaje spolužiadateľa!",null,"mesto_kor_manz_pristupitela",{"$f":"AND(pr_kor_1,mesto_kor_manz_pristupitela=\"\")","v":false},"Zadajte pole: mesto_kor_manz_pristupitela"]
["Kutil - ženatý/vydatá -> RČ",{"$f":"AND(chyb_hl_kutil,RC_spoludlznik<>\"\")","v":false},"Nevypĺňajte údaje spolužiadateľa!",null,"PSC_kor_manz_pristupitela",{"$f":"AND(pr_kor_1,PSC_kor_manz_pristupitela=\"\")","v":false},"Zadajte pole: PSC_kor_manz_pristupitela"]
["Kutil - ženatý/vydatá -> príjem",{"$f":"AND(chyb_hl_kutil,prijmy_spoludlznik_spolu>0)","v":false},"Nevypĺňajte údaje spolužiadateľa!",null,"stat_kor_manz_pristupitela",{"$f":"AND(pr_kor_1,stat_kor_manz_pristupitela=\"\")","v":false},"Zadajte pole: stat_kor_manz_pristupitela"]
["vyhodnotenie",{"$f":"IF(OR(B90:B159),TRUE,FALSE)","v":true},{"$f":"IF(B160=TRUE,VLOOKUP(TRUE,B90:C159,2,FALSE),\"OK\")","v":"Zadajte pole: meno_ziadatel"},null,"podnikateľská činnosť",{"$f":"IF(podnikanie_manz_pristupitela=\"áno\",OR(druh_podn_cinnosti_manz_pristupitela=\"\",podn_cinnost_od_manz_pristupitela=\"\",ICO_pristupitel_manz=\"\"),FALSE)","v":false},"Zadajte polia k podnikateľskej činnosti"]
[null,null,null,null,"prijmy_zahr_mena_manz_pristupitela",{"$f":"AND(prijmy_zahr_mena_manz_pristupitela_popis<>\"\",INDIRECT(E161)=0)","v":false},{"$f":"\"Zadajte \" &E161","v":"Zadajte prijmy_zahr_mena_manz_pristupitela"}]
["pristupitel",null,null,null,"zamestnavatel_manz_pristupitela",{"$f":"AND(prijmy_zavisla_cin_manz_pristupitela>0,zamestnavatel_manz_pristupitela=\"\",zamestnavatel2_manz_pristupitela=\"\")","v":false},{"$f":"\"Zadajte pole: \" & E162","v":"Zadajte pole: zamestnavatel_manz_pristupitela"}]
["pole/podmienka","CHYBA","Chybové hlásenie",null,"zamestnavatel_ICO_manz_pristupitela",{"$f":"AND(prijmy_zavisla_cin_manz_pristupitela>0,zamestnavatel_ICO_manz_pristupitela=\"\")","v":false},"Zadajte pole: zamestnavatel_ICO_manz_pristupitela"]
["meno_pristupitel",{"$f":"meno_pristupitel=\"\"","v":true},{"$f":"\"Zadajte pole: \" & A164","v":"Zadajte pole: meno_pristupitel"},null,"zamestnavatel_ulica_manz_pristupitela",{"$f":"AND(prijmy_zavisla_cin_manz_pristupitela>0,zamestnavatel_ulica_manz_pristupitela=\"\")","v":false},"Zadajte pole: zamestnavatel_ulica_manz_pristupitela"]
["priezvisko_pristupitel",{"$f":"priezvisko_pristupitel=\"\"","v":true},{"$f":"\"Zadajte pole: \" & A165","v":"Zadajte pole: priezvisko_pristupitel"},null,"zamestnavatel_mesto_manz_pristupitela",{"$f":"AND(prijmy_zavisla_cin_manz_pristupitela>0,zamestnavatel_mesto_manz_pristupitela=\"\")","v":false},"Zadajte pole: zamestnavatel_mesto_manz_pristupitela"]
["RC_pristupitel",{"$f":"RC_pristupitel=\"\"","v":true},{"$f":"\"Zadajte pole: \" & A166","v":"Zadajte pole: RC_pristupitel"},null,"zamestnavatel_PSC_manz_pristupitela",{"$f":"AND(prijmy_zavisla_cin_manz_pristupitela>0,zamestnavatel_PSC_manz_pristupitela=\"\")","v":false},"Zadajte pole: zamestnavatel_PSC_manz_pristupitela"]
["telefonický kontakt",{"$f":"AND(mobil_pristupitel=\"\",telefon_pristupitel=\"\")","v":true},"Zadajte aspoň jeden tel. kontakt!",null,"zamestnavatel_stat_manz_pristupitela",{"$f":"AND(prijmy_zavisla_cin_manz_pristupitela>0,zamestnavatel_stat_manz_pristupitela=\"\")","v":false},"Zadajte pole: zamestnavatel_stat_manz_pristupitela"]
["email_pristupitel",{"$f":"email_pristupitel=\"\"","v":true},{"$f":"\"Zadajte pole: \" & A168","v":"Zadajte pole: email_pristupitel"},null,"prac_pozicia_manz_pristupitela",{"$f":"AND(prijmy_zavisla_cin_manz_pristupitela>0,prac_pozicia_manz_pristupitela=\"\")","v":false},"Zadajte pole: prac_pozicia_manz_pristupitela"]
["stav_pristupitel",{"$f":"stav_pristupitel=\"\"","v":true},"Zadajte pole: stav_pristupitel",null,"prac_pomer_od_manz_pristupitela",{"$f":"AND(prijmy_zavisla_cin_manz_pristupitela>0,prac_pomer_od_manz_pristupitela=\"\")","v":false},"Zadajte pole: prac_pomer_od_manz_pristupitela"]
["dochodca_pristupitel",{"$f":"dochodca_pristupitel=\"\"","v":true},"Zadajte pole: dochodca_pristupitel",null,"prac_pomer_druh_manz_pristupitela",{"$f":"AND(prijmy_zavisla_cin_manz_pristupitela>0,prac_pomer_druh_manz_pristupitela=\"\")","v":false},"Zadajte pole: prac_pomer_druh_manz_pristupitela"]
["stat_pristupitel",{"$f":"AND(stat_pristupitel=\"\",NOT(AND(p_REKO=TRUE,ts_rk)))","v":true},"Zadajte pole: stat_pristupitel",null,"doba_urcita_do_manz_pristupitela",{"$f":"AND(prijmy_zavisla_cin_manz_pristupitela>0,IF(prac_pomer_druh_manz_pristupitela=\"doba určitá\",doba_urcita_do_manz_pristupitela=\"\",FALSE))","v":false},"Zadajte pole: doba_urcita_do_manz_pristupitela"]
["osobitny_vztah_pristupitel",{"$f":"osobitny_vztah_pristupitel=\"\"","v":true},"Zadajte pole: osobitny_vztah_pristupitel",null,"zamestnavatel_rodina_manz_pristupitela",{"$f":"AND(INDIRECT(E172)=\"\",rod_prispevok_manz_pristupitela>0)","v":false},"Zadajte pole: zamestnavatel_rodina_manz_pristupitela"]
["ulica_trv_pristupitel",{"$f":"ulica_trv_pristupitel=\"\"","v":true},"Zadajte pole: ulica_trv_pristupitel",null,"typ_zamestnania_manz_pristupitela",{"$f":"AND(INDIRECT(E173)=\"\",prijmy_manz_pristupitela_spolu>0)","v":false},"Zadajte pole: Typ zamestnania:"]
["mesto_trv_pristupitel",{"$f":"mesto_trv_pristupitel=\"\"","v":true},"Zadajte pole: mesto_trv_pristupitel",null,"pracovna_cinnost_manz_pristupitela",{"$f":"AND(INDIRECT(E174)=\"\",prijmy_manz_pristupitela_spolu>0,p_REKO=FALSE)","v":false},"Zadajte pole: Pracovná oblasť:"]
["PSC_trv_pristupitel",{"$f":"PSC_trv_pristupitel=\"\"","v":true},"Zadajte pole: PSC_trv_pristupitel",null,"typ_rod_prispevok_manz_pristupitela",{"$f":"AND(INDIRECT(E175)=\"\",rod_prispevok_manz_pristupitela>0)","v":false},"Zadajte pole: typ_rod_prispevok_manz_pristupitela"]
["stat_trv_pristupitel",{"$f":"stat_trv_pristupitel=\"\"","v":true},"Zadajte pole: stat_trv_pristupitel",null,"vyhodnotenie",{"$f":"IF(OR(F143:F175),TRUE,FALSE)","v":true},{"$f":"IF(F176=TRUE,VLOOKUP(TRUE,F143:G175,2,FALSE),\"OK\")","v":"Zadajte pole: meno_manz_pristupitela"}]
["ulica_kor_pristupitel",{"$f":"AND(pr_kor_1,ulica_kor_pristupitel=\"\")","v":false},"Zadajte pole: ulica_kor_pristupitel",null,"celkové vyhodnotenie",null,{"$f":"IF(manz_pristupitela_vstupuje,IF(B212=TRUE,chyb_hl_pristupitel,chyb_hl_pristupitel_manz),chyb_hl_pristupitel)","v":"NEVSTUPUJE"}]
["mesto_kor_pristupitel",{"$f":"AND(pr_kor_1,mesto_kor_pristupitel=\"\")","v":false},"Zadajte pole: mesto_kor_pristupitel"]
["PSC_kor_pristupitel",{"$f":"AND(pr_kor_1,PSC_kor_pristupitel=\"\")","v":false},"Zadajte pole: PSC_kor_pristupitel"]
["stat_kor_pristupitel",{"$f":"AND(pr_kor_1,stat_kor_pristupitel=\"\")","v":false},"Zadajte pole: stat_kor_pristupitel"]
["podnikateľská činnosť",{"$f":"IF(podnikanie_pristupitel=\"áno\",OR(druh_podn_cinnosti_pristupitel=\"\",podn_cinnost_od_pristupitel=\"\",ICO_pristupitel=\"\"),FALSE)","v":false},"Zadajte polia k podnikateľskej činnosti"]
["prijmy_zahr_mena_pristupitel",{"$f":"AND(prijmy_zahr_mena_pristupitel_popis<>\"\",INDIRECT(A182)=0)","v":false},{"$f":"\"Zadajte \" &A182","v":"Zadajte prijmy_zahr_mena_pristupitel"}]
["zamestnavatel_pristupitel",{"$f":"AND(prijmy_zavisla_cin_pristupitel>0,zamestnavatel_pristupitel=\"\",zamestnavatel2_pristupitel=\"\")","v":false},{"$f":"\"Zadajte pole: \" & A183","v":"Zadajte pole: zamestnavatel_pristupitel"}]
["zamestnavatel_ICO_pristupitel",{"$f":"AND(prijmy_zavisla_cin_pristupitel>0,zamestnavatel_ICO_pristupitel=\"\")","v":false},"Zadajte pole: zamestnavatel_ICO_pristupitel"]
["zamestnavatel_ulica_pristupitel",{"$f":"AND(prijmy_zavisla_cin_pristupitel>0,zamestnavatel_ulica_pristupitel=\"\")","v":false},"Zadajte pole: zamestnavatel_ulica_pristupitel",null,"rucitel1 - partner"]
["zamestnavatel_mesto_pristupitel",{"$f":"AND(prijmy_zavisla_cin_pristupitel>0,zamestnavatel_mesto_pristupitel=\"\")","v":false},"Zadajte pole: zamestnavatel_mesto_pristupitel",null,"pole/podmienka","CHYBA","Chybové hlásenie"]
["zamestnavatel_PSC_pristupitel",{"$f":"AND(prijmy_zavisla_cin_pristupitel>0,zamestnavatel_PSC_pristupitel=\"\")","v":false},"Zadajte pole: zamestnavatel_PSC_pristupitel",null,"meno_manz_rucitel1",{"$f":"meno_manz_rucitel1=\"\"","v":true},{"$f":"\"Zadajte pole: \" & E187","v":"Zadajte pole: meno_manz_rucitel1"}]
["zamestnavatel_stat_pristupitel",{"$f":"AND(prijmy_zavisla_cin_pristupitel>0,zamestnavatel_stat_pristupitel=\"\")","v":false},"Zadajte pole: zamestnavatel_stat_pristupitel",null,"priezvisko_manz_rucitel1",{"$f":"priezvisko_manz_rucitel1=\"\"","v":true},{"$f":"\"Zadajte pole: \" & E188","v":"Zadajte pole: priezvisko_manz_rucitel1"}]
["prac_pozicia_pristupitel",{"$f":"AND(prijmy_zavisla_cin_pristupitel>0,prac_pozicia_pristupitel=\"\")","v":false},"Zadajte pole: prac_pozicia_pristupitel",null,"RC_manz_rucitel1",{"$f":"RC_manz_rucitel1=\"\"","v":true},{"$f":"\"Zadajte pole: \" & E189","v":"Zadajte pole: RC_manz_rucitel1"}]
["prac_pomer_od_pristupitel",{"$f":"AND(prijmy_zavisla_cin_pristupitel>0,prac_pomer_od_pristupitel=\"\")","v":false},"Zadajte pole: prac_pomer_od_pristupitel",null,"telefonický kontakt",{"$f":"AND(mobil_manz_rucitel1=\"\",telefon_manz_rucitel1=\"\")","v":true},"Zadajte aspoň jeden tel. kontakt!"]
["prac_pomer_druh_pristupitel",{"$f":"AND(prijmy_zavisla_cin_pristupitel>0,prac_pomer_druh_pristupitel=\"\")","v":false},"Zadajte pole: prac_pomer_druh_pristupitel",null,"stav_manz_rucitel1",{"$f":"stav_manz_rucitel1=\"\"","v":true},{"$f":"\"Zadajte pole: \" & E191","v":"Zadajte pole: stav_manz_rucitel1"}]
["doba_urcita_do_pristupitel",{"$f":"AND(prijmy_zavisla_cin_pristupitel>0,IF(prac_pomer_druh_pristupitel=\"doba určitá\",doba_urcita_do_pristupitel=\"\",FALSE))","v":false},"Zadajte pole: doba_urcita_do_pristupitel",null,"dochodca_manz_rucitel1",{"$f":"dochodca_manz_rucitel1=\"\"","v":true},"Zadajte pole: dochodca_manz_rucitel1"]
["zamestnavatel_rodina_pristupitel",{"$f":"AND(INDIRECT(A193)=\"\",prijmy_zavisla_cin_pristupitel>0)","v":false},"Zadajte pole: zamestnavatel_rodina_pristupitel",null,"stat_manz_rucitel1",{"$f":"stat_manz_rucitel1=\"\"","v":true},"Zadajte pole: stat_manz_rucitel1"]
["typ_zamestnania_pristupitel",{"$f":"AND(INDIRECT(A194)=\"\",prijmy_pristupitel_spolu>0)","v":false},"Zadajte pole: Typ zamestnania:",null,"osobitny_vztah_manz_rucitel1",{"$f":"osobitny_vztah_manz_rucitel1=\"\"","v":true},"Zadajte pole: osobitny_vztah_manz_rucitel1"]
["pracovna_cinnost_pristupitel",{"$f":"AND(INDIRECT(A195)=\"\",prijmy_pristupitel_spolu>0,p_REKO=FALSE)","v":false},"Zadajte pole: Pracovná oblasť:",null,"ulica_trv_manz_rucitel1",{"$f":"ulica_trv_manz_rucitel1=\"\"","v":true},"Zadajte pole: ulica_trv_manz_rucitel1"]
["typ_rod_prispevok_pristupitel",{"$f":"AND(INDIRECT(A196)=\"\",rod_prispevok_pristupitel>0)","v":false},"Zadajte pole: typ_rod_prispevok_pristupitel",null,"mesto_trv_manz_rucitel1",{"$f":"mesto_trv_manz_rucitel1=\"\"","v":true},"Zadajte pole: mesto_trv_manz_rucitel1"]
["pocet_clenov_dom_pristupitel",{"$f":"AND(prijmy_pristupitel_spolu>0,INDIRECT(A197)=\"\")","v":false},"Zadajte pole: pocet_clenov_dom_pristupitel",null,"PSC_trv_manz_rucitel1",{"$f":"PSC_trv_manz_rucitel1=\"\"","v":true},"Zadajte pole: PSC_trv_manz_rucitel1"]
["pocet_deti_pristupitel",{"$f":"AND(pocet_clenov_dom_pristupitel>2,INDIRECT(A198)=\"\")","v":false},"Zadajte pole: pocet_deti_pristupitel",null,"stat_trv_manz_rucitel1",{"$f":"stat_trv_manz_rucitel1=\"\"","v":true},"Zadajte pole: stat_trv_manz_rucitel1"]
["splatka1_stresovana_pristupitel",{"$f":"AND(login_utvar<>0,splatka1_druh_pristupitel<>\"\",splatka1_druh_pristupitel<>splatka_precerpanie_limit,INDIRECT(A199)=\"\")","v":false},{"$f":"\"Zadajte pole: \" & A199","v":"Zadajte pole: splatka1_stresovana_pristupitel"},null,"ulica_kor_manz_rucitel1",{"$f":"AND(ruc1_kor_1,ulica_kor_manz_rucitel1=\"\")","v":false},"Zadajte pole: ulica_kor_manz_rucitel1"]
["splatka2_stresovana_pristupitel",{"$f":"AND(login_utvar<>0,splatka2_druh_pristupitel<>\"\",splatka2_druh_pristupitel<>splatka_precerpanie_limit,INDIRECT(A200)=\"\")","v":false},{"$f":"\"Zadajte pole: \" & A200","v":"Zadajte pole: splatka2_stresovana_pristupitel"},null,"mesto_kor_manz_rucitel1",{"$f":"AND(ruc1_kor_1,mesto_kor_manz_rucitel1=\"\")","v":false},"Zadajte pole: mesto_kor_manz_rucitel1"]
["splatka3_stresovana_pristupitel",{"$f":"AND(login_utvar<>0,splatka3_druh_pristupitel<>\"\",splatka3_druh_pristupitel<>splatka_precerpanie_limit,INDIRECT(A201)=\"\")","v":false},"Zadajte pole: splatka3_stresovana_pristupitel",null,"PSC_kor_manz_rucitel1",{"$f":"AND(ruc1_kor_1,PSC_kor_manz_rucitel1=\"\")","v":false},"Zadajte pole: PSC_kor_manz_rucitel1"]
["splatka4_stresovana_pristupitel",{"$f":"AND(login_utvar<>0,splatka4_druh_pristupitel<>\"\",splatka4_druh_pristupitel<>splatka_precerpanie_limit,INDIRECT(A202)=\"\")","v":false},"Zadajte pole: splatka4_stresovana_pristupitel",null,"stat_kor_manz_rucitel1",{"$f":"AND(ruc1_kor_1,stat_kor_manz_rucitel1=\"\")","v":false},"Zadajte pole: stat_kor_manz_rucitel1"]
["splatka5_stresovana_pristupitel",{"$f":"AND(login_utvar<>0,splatka5_druh_pristupitel<>\"\",splatka5_druh_pristupitel<>splatka_precerpanie_limit,INDIRECT(A203)=\"\")","v":false},"Zadajte pole: splatka5_stresovana_pristupitel",null,"podnikateľská činnosť",{"$f":"IF(podnikanie_manz_rucitel1=\"áno\",OR(druh_podn_cinnosti_manz_rucitel1=\"\",podn_cinnost_od_manz_rucitel1=\"\",ICO_rucitel1_manz=\"\"),FALSE)","v":false},"Zadajte polia k podnikateľskej činnosti"]
["splatka6_stresovana_pristupitel",{"$f":"AND(login_utvar<>0,splatka6_druh_pristupitel<>\"\",splatka6_druh_pristupitel<>splatka_precerpanie_limit,INDIRECT(A204)=\"\")","v":false},"Zadajte pole: splatka6_stresovana_pristupitel",null,"zamestnavatel_manz_rucitel1",{"$f":"AND(prijmy_zavisla_cin_manz_rucitel1>0,zamestnavatel_manz_rucitel1=\"\",zamestnavatel2_manz_rucitel1=\"\")","v":false},{"$f":"\"Zadajte pole: \" & E204","v":"Zadajte pole: zamestnavatel_manz_rucitel1"}]
["splatka7_stresovana_pristupitel",{"$f":"AND(login_utvar<>0,splatka7_druh_pristupitel<>\"\",splatka7_druh_pristupitel<>splatka_precerpanie_limit,INDIRECT(A205)=\"\")","v":false},"Zadajte pole: splatka7_stresovana_pristupitel",null,"zamestnavatel_ICO_manz_rucitel1",{"$f":"AND(prijmy_zavisla_cin_manz_rucitel1>0,zamestnavatel_ICO_manz_rucitel1=\"\")","v":false},"Zadajte pole: zamestnavatel_ICO_manz_rucitel1"]
["splatka8_stresovana_pristupitel",{"$f":"AND(login_utvar<>0,splatka8_druh_pristupitel<>\"\",splatka8_druh_pristupitel<>splatka_precerpanie_limit,INDIRECT(A206)=\"\")","v":false},"Zadajte pole: splatka8_stresovana_pristupitel",null,"zamestnavatel_ulica_manz_rucitel1",{"$f":"AND(prijmy_zavisla_cin_manz_rucitel1>0,zamestnavatel_ulica_manz_rucitel1=\"\")","v":false},"Zadajte pole: zamestnavatel_ulica_manz_rucitel1"]
["real_vydavky_pristupitel",false,"Zadajte pole: Skutočné výdavky domácnosti",null,"zamestnavatel_mesto_manz_rucitel1",{"$f":"AND(prijmy_zavisla_cin_manz_rucitel1>0,zamestnavatel_mesto_manz_rucitel1=\"\")","v":false},"Zadajte pole: zamestnavatel_mesto_manz_rucitel1"]
["kontrola_vydavky_pristupitel",{"$f":"IF(INDIRECT(A208)=\"\",FALSE,TRUE)","v":false},{"$f":"INDIRECT(A208)","v":""},null,"zamestnavatel_PSC_manz_rucitel1",{"$f":"AND(prijmy_zavisla_cin_manz_rucitel1>0,zamestnavatel_PSC_manz_rucitel1=\"\")","v":false},"Zadajte pole: zamestnavatel_PSC_manz_rucitel1"]
["ženatý/vydatá bez BSM -> RČ",{"$f":"AND(stav_pristupitel=\"ženatý/vydatá bez BSM\",RC_manz_pristupitela<>\"\")","v":false},"Nevypĺňajte údaje spolužiadateľa!",null,"zamestnavatel_stat_manz_rucitel1",{"$f":"AND(prijmy_zavisla_cin_manz_rucitel1>0,zamestnavatel_stat_manz_rucitel1=\"\")","v":false},"Zadajte pole: zamestnavatel_stat_manz_rucitel1"]
["ženatý/vydatá bez BSM -> príjem",{"$f":"AND(stav_pristupitel=\"ženatý/vydatá bez BSM\",prijmy_manz_pristupitela_spolu>0)","v":false},"Nevypĺňajte údaje spolužiadateľa!",null,"prac_pozicia_manz_rucitel1",{"$f":"AND(prijmy_zavisla_cin_manz_rucitel1>0,prac_pozicia_manz_rucitel1=\"\")","v":false},"Zadajte pole: prac_pozicia_manz_rucitel1"]
["Kontrola bez BSM + počet členov, detí",{"$f":"IF(kontrola_BSM_pristupitel_1<>\"\",TRUE,IF(kontrola_BSM_pristupitel_2<>\"\",TRUE,FALSE))","v":false},"Zmeňte počet členov domácnosti alebo počet detí.",null,"prac_pomer_od_manz_rucitel1",{"$f":"AND(prijmy_zavisla_cin_manz_rucitel1>0,prac_pomer_od_manz_rucitel1=\"\")","v":false},"Zadajte pole: prac_pomer_od_manz_rucitel1"]
["vyhodnotenie",{"$f":"IF(OR(B164:B211),TRUE,FALSE)","v":true},{"$f":"IF(tlacit_pristupitel,IF(B212=TRUE,VLOOKUP(TRUE,B164:C211,2,FALSE),\"OK\"),\"NEVSTUPUJE\")","v":"NEVSTUPUJE"},null,"prac_pomer_druh_manz_rucitel1",{"$f":"AND(prijmy_zavisla_cin_manz_rucitel1>0,prac_pomer_druh_manz_rucitel1=\"\")","v":false},"Zadajte pole: prac_pomer_druh_manz_rucitel1"]
[null,null,null,null,"doba_urcita_do_manz_rucitel1",{"$f":"AND(prijmy_zavisla_cin_manz_rucitel1>0,IF(prac_pomer_druh_manz_rucitel1=\"doba určitá\",doba_urcita_do_manz_rucitel1=\"\",FALSE))","v":false},"Zadajte pole: doba_urcita_do_manz_rucitel1"]
["rucitel1",null,null,null,"vyhodnotenie",{"$f":"IF(OR(F187:F213),TRUE,FALSE)","v":true},{"$f":"IF(F214=TRUE,VLOOKUP(TRUE,F187:G213,2,FALSE),\"OK\")","v":"Zadajte pole: meno_manz_rucitel1"}]
["pole/podmienka","CHYBA","Chybové hlásenie",null,"celkové vyhodnotenie",null,{"$f":"IF(manz_rucitel1_vstupuje,IF(B248=TRUE,chyb_hl_rucitel1,chyb_hl_rucitel1_manz),chyb_hl_rucitel1)","v":"NEVSTUPUJE"}]
["meno_rucitel1",{"$f":"meno_rucitel1=\"\"","v":true},{"$f":"\"Zadajte pole: \" & A216","v":"Zadajte pole: meno_rucitel1"}]
["priezvisko_rucitel1",{"$f":"priezvisko_rucitel1=\"\"","v":true},{"$f":"\"Zadajte pole: \" & A217","v":"Zadajte pole: priezvisko_rucitel1"}]
["RC_rucitel1",{"$f":"RC_rucitel1=\"\"","v":true},{"$f":"\"Zadajte pole: \" & A218","v":"Zadajte pole: RC_rucitel1"}]
["telefonický kontakt",{"$f":"AND(mobil_rucitel1=\"\",telefon_rucitel1=\"\")","v":true},"Zadajte aspoň jeden tel. kontakt!"]
["stav_rucitel1",{"$f":"stav_rucitel1=\"\"","v":true},{"$f":"\"Zadajte pole: \" & A220","v":"Zadajte pole: stav_rucitel1"}]
["dochodca_rucitel1",{"$f":"dochodca_rucitel1=\"\"","v":true},"Zadajte pole: dochodca_rucitel1",null,"rucitel2 - partner"]
["stat_rucitel1",{"$f":"stat_rucitel1=\"\"","v":true},"Zadajte pole: stat_rucitel1",null,"pole/podmienka","CHYBA","Chybové hlásenie"]
["osobitny_vztah_rucitel1",{"$f":"osobitny_vztah_rucitel1=\"\"","v":true},"Zadajte pole: osobitny_vztah_rucitel1",null,"meno_manz_rucitel2",{"$f":"meno_manz_rucitel2=\"\"","v":true},{"$f":"\"Zadajte pole: \" & E223","v":"Zadajte pole: meno_manz_rucitel2"}]
["ulica_trv_rucitel1",{"$f":"ulica_trv_rucitel1=\"\"","v":true},"Zadajte pole: ulica_trv_rucitel1",null,"priezvisko_manz_rucitel2",{"$f":"priezvisko_manz_rucitel2=\"\"","v":true},{"$f":"\"Zadajte pole: \" & E224","v":"Zadajte pole: priezvisko_manz_rucitel2"}]
["mesto_trv_rucitel1",{"$f":"mesto_trv_rucitel1=\"\"","v":true},"Zadajte pole: mesto_trv_rucitel1",null,"RC_manz_rucitel2",{"$f":"RC_manz_rucitel2=\"\"","v":true},{"$f":"\"Zadajte pole: \" & E225","v":"Zadajte pole: RC_manz_rucitel2"}]
["PSC_trv_rucitel1",{"$f":"PSC_trv_rucitel1=\"\"","v":true},"Zadajte pole: PSC_trv_rucitel1",null,"telefonický kontakt",{"$f":"AND(mobil_manz_rucitel2=\"\",telefon_manz_rucitel2=\"\")","v":true},"Zadajte aspoň jeden tel. kontakt!"]
["stat_trv_rucitel1",{"$f":"stat_trv_rucitel1=\"\"","v":true},"Zadajte pole: stat_trv_rucitel1",null,"stav_manz_rucitel2",{"$f":"stav_manz_rucitel2=\"\"","v":true},{"$f":"\"Zadajte pole: \" & E227","v":"Zadajte pole: stav_manz_rucitel2"}]
["ulica_kor_rucitel1",{"$f":"AND(ruc1_kor_1,ulica_kor_rucitel1=\"\")","v":false},"Zadajte pole: ulica_kor_rucitel1",null,"dochodca_manz_rucitel2",{"$f":"dochodca_manz_rucitel2=\"\"","v":true},"Zadajte pole: dochodca_manz_rucitel2"]
["mesto_kor_rucitel1",{"$f":"AND(ruc1_kor_1,mesto_kor_rucitel1=\"\")","v":false},"Zadajte pole: mesto_kor_rucitel1",null,"stat_manz_rucitel2",{"$f":"stat_manz_rucitel2=\"\"","v":true},"Zadajte pole: stat_manz_rucitel2"]
["PSC_kor_rucitel1",{"$f":"AND(ruc1_kor_1,PSC_kor_rucitel1=\"\")","v":false},"Zadajte pole: PSC_kor_rucitel1",null,"osobitny_vztah_manz_rucitel2",{"$f":"osobitny_vztah_manz_rucitel2=\"\"","v":true},"Zadajte pole: osobitny_vztah_manz_rucitel2"]
["stat_kor_rucitel1",{"$f":"AND(ruc1_kor_1,stat_kor_rucitel1=\"\")","v":false},"Zadajte pole: stat_kor_rucitel1",null,"ulica_trv_manz_rucitel2",{"$f":"ulica_trv_manz_rucitel2=\"\"","v":true},"Zadajte pole: ulica_trv_manz_rucitel2"]
["podnikateľská činnosť",{"$f":"IF(podnikanie_rucitel1=\"áno\",OR(druh_podn_cinnosti_rucitel1=\"\",podn_cinnost_od_rucitel1=\"\",ICO_rucitel1=\"\"),FALSE)","v":false},"Zadajte polia k podnikateľskej činnosti",null,"mesto_trv_manz_rucitel2",{"$f":"mesto_trv_manz_rucitel2=\"\"","v":true},"Zadajte pole: mesto_trv_manz_rucitel2"]
["príjmy ručiteľ1",{"$f":"prijmy_rucitel1_spolu=0","v":true},{"$f":"\"Zadajte \" &A233","v":"Zadajte príjmy ručiteľ1"},null,"PSC_trv_manz_rucitel2",{"$f":"PSC_trv_manz_rucitel2=\"\"","v":true},"Zadajte pole: PSC_trv_manz_rucitel2"]
["zamestnavatel_rucitel1",{"$f":"AND(prijmy_zavisla_cin_rucitel1>0,zamestnavatel_rucitel1=\"\",zamestnavatel2_rucitel1=\"\")","v":false},{"$f":"\"Zadajte pole: \" & A234","v":"Zadajte pole: zamestnavatel_rucitel1"},null,"stat_trv_manz_rucitel2",{"$f":"stat_trv_manz_rucitel2=\"\"","v":true},"Zadajte pole: stat_trv_manz_rucitel2"]
["zamestnavatel_ICO_rucitel1",{"$f":"AND(prijmy_zavisla_cin_rucitel1>0,zamestnavatel_ICO_rucitel1=\"\")","v":false},"Zadajte pole: zamestnavatel_ICO_rucitel1",null,"ulica_kor_manz_rucitel2",{"$f":"AND(ruc1_kor_1,ulica_kor_manz_rucitel2=\"\")","v":false},"Zadajte pole: ulica_kor_manz_rucitel2"]
["zamestnavatel_ulica_rucitel1",{"$f":"AND(prijmy_zavisla_cin_rucitel1>0,zamestnavatel_ulica_rucitel1=\"\")","v":false},"Zadajte pole: zamestnavatel_ulica_rucitel1",null,"mesto_kor_manz_rucitel2",{"$f":"AND(ruc1_kor_1,mesto_kor_manz_rucitel2=\"\")","v":false},"Zadajte pole: mesto_kor_manz_rucitel2"]
["zamestnavatel_mesto_rucitel1",{"$f":"AND(prijmy_zavisla_cin_rucitel1>0,zamestnavatel_mesto_rucitel1=\"\")","v":false},"Zadajte pole: zamestnavatel_mesto_rucitel1",null,"PSC_kor_manz_rucitel2",{"$f":"AND(ruc1_kor_1,PSC_kor_manz_rucitel2=\"\")","v":false},"Zadajte pole: PSC_kor_manz_rucitel2"]
["zamestnavatel_PSC_rucitel1",{"$f":"AND(prijmy_zavisla_cin_rucitel1>0,zamestnavatel_PSC_rucitel1=\"\")","v":false},"Zadajte pole: zamestnavatel_PSC_rucitel1",null,"stat_kor_manz_rucitel2",{"$f":"AND(ruc1_kor_1,stat_kor_manz_rucitel2=\"\")","v":false},"Zadajte pole: stat_kor_manz_rucitel2"]
["zamestnavatel_stat_rucitel1",{"$f":"AND(prijmy_zavisla_cin_rucitel1>0,zamestnavatel_stat_rucitel1=\"\")","v":false},"Zadajte pole: zamestnavatel_stat_rucitel1",null,"podnikateľská činnosť",{"$f":"IF(podnikanie_manz_rucitel2=\"áno\",OR(druh_podn_cinnosti_manz_rucitel2=\"\",podn_cinnost_od_manz_rucitel2=\"\",ICO_rucitel2_manz=\"\"),FALSE)","v":false},"Zadajte polia k podnikateľskej činnosti"]
["prac_pozicia_rucitel1",{"$f":"AND(prijmy_zavisla_cin_rucitel1>0,prac_pozicia_rucitel1=\"\")","v":false},"Zadajte pole: prac_pozicia_rucitel1",null,"zamestnavatel_manz_rucitel2",{"$f":"AND(prijmy_zavisla_cin_manz_rucitel2>0,zamestnavatel_manz_rucitel2=\"\",zamestnavatel2_manz_rucitel2=\"\")","v":false},{"$f":"\"Zadajte pole: \" & E240","v":"Zadajte pole: zamestnavatel_manz_rucitel2"}]
["prac_pomer_od_rucitel1",{"$f":"AND(prijmy_zavisla_cin_rucitel1>0,prac_pomer_od_rucitel1=\"\")","v":false},"Zadajte pole: prac_pomer_od_rucitel1",null,"zamestnavatel_ICO_manz_rucitel2",{"$f":"AND(prijmy_zavisla_cin_manz_rucitel2>0,zamestnavatel_ICO_manz_rucitel2=\"\")","v":false},"Zadajte pole: zamestnavatel_ICO_manz_rucitel2"]
["prac_pomer_druh_rucitel1",{"$f":"AND(prijmy_zavisla_cin_rucitel1>0,prac_pomer_druh_rucitel1=\"\")","v":false},"Zadajte pole: prac_pomer_druh_rucitel1",null,"zamestnavatel_ulica_manz_rucitel2",{"$f":"AND(prijmy_zavisla_cin_manz_rucitel2>0,zamestnavatel_ulica_manz_rucitel2=\"\")","v":false},"Zadajte pole: zamestnavatel_ulica_manz_rucitel2"]
["doba_urcita_do_rucitel1",{"$f":"AND(prijmy_zavisla_cin_rucitel1>0,IF(prac_pomer_druh_rucitel1=\"doba určitá\",doba_urcita_do_rucitel1=\"\",FALSE))","v":false},"Zadajte pole: doba_urcita_do_rucitel1",null,"zamestnavatel_mesto_manz_rucitel2",{"$f":"AND(prijmy_zavisla_cin_manz_rucitel2>0,zamestnavatel_mesto_manz_rucitel2=\"\")","v":false},"Zadajte pole: zamestnavatel_mesto_manz_rucitel2"]
["real_vydavky_rucitel1",{"$f":"AND(INDIRECT(A244)=\"\",tlacit_rucitel1)","v":false},"Zadajte pole: Skutočné výdavky domácnosti","K9","zamestnavatel_PSC_manz_rucitel2",{"$f":"AND(prijmy_zavisla_cin_manz_rucitel2>0,zamestnavatel_PSC_manz_rucitel2=\"\")","v":false},"Zadajte pole: zamestnavatel_PSC_manz_rucitel2"]
["kontrola_vydavky_rucitel1",{"$f":"IF(INDIRECT(A245)=\"\",FALSE,TRUE)","v":false},{"$f":"INDIRECT(A245)","v":""},"K9","zamestnavatel_stat_manz_rucitel2",{"$f":"AND(prijmy_zavisla_cin_manz_rucitel2>0,zamestnavatel_stat_manz_rucitel2=\"\")","v":false},"Zadajte pole: zamestnavatel_stat_manz_rucitel2"]
["pocet_clenov_dom_rucitel1",{"$f":"AND(prijmy_rucitel1_spolu>0,INDIRECT(A246)=\"\")","v":false},"Zadajte pole: pocet_clenov_dom_rucitel1",null,"prac_pozicia_manz_rucitel2",{"$f":"AND(prijmy_zavisla_cin_manz_rucitel2>0,prac_pozicia_manz_rucitel2=\"\")","v":false},"Zadajte pole: prac_pozicia_manz_rucitel2"]
["pocet_deti_rucitel1",{"$f":"AND(pocet_clenov_dom_rucitel1>2,INDIRECT(A247)=\"\")","v":false},"Zadajte pole: pocet_deti_rucitel1","K9","prac_pomer_od_manz_rucitel2",{"$f":"AND(prijmy_zavisla_cin_manz_rucitel2>0,prac_pomer_od_manz_rucitel2=\"\")","v":false},"Zadajte pole: prac_pomer_od_manz_rucitel2"]
["vyhodnotenie",{"$f":"IF(OR(B216:B247),TRUE,FALSE)","v":true},{"$f":"IF(tlacit_rucitel1,IF(B248=TRUE,VLOOKUP(TRUE,B216:C247,2,FALSE),\"OK\"),\"NEVSTUPUJE\")","v":"NEVSTUPUJE"},"K9","prac_pomer_druh_manz_rucitel2",{"$f":"AND(prijmy_zavisla_cin_manz_rucitel2>0,prac_pomer_druh_manz_rucitel2=\"\")","v":false},"Zadajte pole: prac_pomer_druh_manz_rucitel2"]
[null,null,null,"K9","doba_urcita_do_manz_rucitel2",{"$f":"AND(prijmy_zavisla_cin_manz_rucitel2>0,IF(prac_pomer_druh_manz_rucitel2=\"doba určitá\",doba_urcita_do_manz_rucitel2=\"\",FALSE))","v":false},"Zadajte pole: doba_urcita_do_manz_rucitel2"]
["rucitel2",null,null,"K9","vyhodnotenie",{"$f":"IF(OR(F223:F249),TRUE,FALSE)","v":true},{"$f":"IF(F250=TRUE,VLOOKUP(TRUE,F223:G249,2,FALSE),\"OK\")","v":"Zadajte pole: meno_manz_rucitel2"}]
["pole/podmienka","CHYBA","Chybové hlásenie","K9","celkové vyhodnotenie",null,{"$f":"IF(manz_rucitel2_vstupuje,IF(B284=TRUE,chyb_hl_rucitel2,chyb_hl_rucitel2_manz),chyb_hl_rucitel2)","v":"NEVSTUPUJE"}]
["meno_rucitel2",{"$f":"meno_rucitel2=\"\"","v":true},{"$f":"\"Zadajte pole: \" & A252","v":"Zadajte pole: meno_rucitel2"},"K9"]
["priezvisko_rucitel2",{"$f":"priezvisko_rucitel2=\"\"","v":true},{"$f":"\"Zadajte pole: \" & A253","v":"Zadajte pole: priezvisko_rucitel2"}]
["RC_rucitel2",{"$f":"RC_rucitel2=\"\"","v":true},{"$f":"\"Zadajte pole: \" & A254","v":"Zadajte pole: RC_rucitel2"},"K9"]
["telefonický kontakt",{"$f":"AND(mobil_rucitel2=\"\",telefon_rucitel2=\"\")","v":true},"Zadajte aspoň jeden tel. kontakt!","K9"]
["stav_rucitel2",{"$f":"stav_rucitel2=\"\"","v":true},{"$f":"\"Zadajte pole: \" & A256","v":"Zadajte pole: stav_rucitel2"}]
["dochodca_rucitel2",{"$f":"dochodca_rucitel2=\"\"","v":true},"Zadajte pole: dochodca_rucitel2",null,"objekt_uveru"]
["stat_rucitel2",{"$f":"stat_rucitel2=\"\"","v":true},"Zadajte pole: stat_rucitel2",null,"pole/podmienka","CHYBA","Chybové hlásenie"]
["osobitny_vztah_rucitel2",{"$f":"osobitny_vztah_rucitel2=\"\"","v":true},"Zadajte pole: osobitny_vztah_rucitel2",null,"ou_pocet_objektov_uveru",{"$f":"AND(tlacit_objekt_uveru,INDIRECT(E259)=\"\")","v":true},{"$f":"\"Zadajte pole: \" & E259","v":"Zadajte pole: ou_pocet_objektov_uveru"}]
["ulica_trv_rucitel2",{"$f":"ulica_trv_rucitel2=\"\"","v":true},"Zadajte pole: ulica_trv_rucitel2",null,"ou_1_predmet",{"$f":"AND(tlacit_objekt_uveru,p_ou1_je_predmet,INDIRECT(E260)=\"\")","v":false},{"$f":"\"Zadajte pole: \" & E260","v":"Zadajte pole: ou_1_predmet"}]
["mesto_trv_rucitel2",{"$f":"mesto_trv_rucitel2=\"\"","v":true},"Zadajte pole: mesto_trv_rucitel2",null,"ou_1_objekt1",{"$f":"AND(tlacit_objekt_uveru,INDIRECT(E261)=\"\")","v":true},{"$f":"\"Zadajte pole: \" & E261","v":"Zadajte pole: ou_1_objekt1"}]
["PSC_trv_rucitel2",{"$f":"PSC_trv_rucitel2=\"\"","v":true},"Zadajte pole: PSC_trv_rucitel2",null,"ou_1_cislo_LV",true,{"$f":"\"Zadajte pole: \" & E262","v":"Zadajte pole: ou_1_cislo_LV"}]
["stat_trv_rucitel2",{"$f":"stat_trv_rucitel2=\"\"","v":true},"Zadajte pole: stat_trv_rucitel2",null,"ou_1_katastralne_uzemie",true,{"$f":"\"Zadajte pole: \" & E263","v":"Zadajte pole: ou_1_katastralne_uzemie"}]
["ulica_kor_rucitel2",{"$f":"AND(ruc1_kor_1,ulica_kor_rucitel2=\"\")","v":false},"Zadajte pole: ulica_kor_rucitel2",null,"ou_1_ulica",true,{"$f":"\"Zadajte pole: \" & E264","v":"Zadajte pole: ou_1_ulica"}]
["mesto_kor_rucitel2",{"$f":"AND(ruc1_kor_1,mesto_kor_rucitel2=\"\")","v":false},"Zadajte pole: mesto_kor_rucitel2",null,"ou_1_obec",true,"Zadajte pole: ou_1_obec"]
["PSC_kor_rucitel2",{"$f":"AND(ruc1_kor_1,PSC_kor_rucitel2=\"\")","v":false},"Zadajte pole: PSC_kor_rucitel2",null,"ou_1_kraj",true,"Zadajte pole: ou_1_kraj"]
["stat_kor_rucitel2",{"$f":"AND(ruc1_kor_1,stat_kor_rucitel2=\"\")","v":false},"Zadajte pole: stat_kor_rucitel2",null,"ou_1_okres",true,"Zadajte pole: ou_1_okres"]
["podnikateľská činnosť",{"$f":"IF(podnikanie_rucitel2=\"áno\",OR(druh_podn_cinnosti_rucitel2=\"\",podn_cinnost_od_rucitel2=\"\",ICO_rucitel2=\"\"),FALSE)","v":false},"Zadajte polia k podnikateľskej činnosti",null,"ou_1_objekt1_cislo_bytu",{"$f":"AND(tlacit_objekt_uveru,INDIRECT(E268)=\"\",ou_1_objekt1=\"Byt\")","v":false},"Zadajte pole: ou_1_objekt1_cislo_bytu"]
["príjmy ručiteľ2",{"$f":"prijmy_rucitel2_spolu=0","v":true},{"$f":"\"Zadajte \" &A269","v":"Zadajte príjmy ručiteľ2"},null,"ou_1_objekt1_supisne",{"$f":"AND(tlacit_objekt_uveru,INDIRECT(E269)=\"\",OR(ou_1_objekt1=\"Byt\",ou_1_objekt1=\"Rodinný dom\"))","v":false},"Zadajte pole: ou_1_objekt1_supisne"]
["zamestnavatel_rucitel2",{"$f":"AND(prijmy_zavisla_cin_rucitel2>0,zamestnavatel_rucitel2=\"\",zamestnavatel2_rucitel2=\"\")","v":false},{"$f":"\"Zadajte pole: \" & A270","v":"Zadajte pole: zamestnavatel_rucitel2"},null,"ou_2_predmet",{"$f":"AND(ou_pocet_objektov_uveru>=2,p_ou2_je_predmet,INDIRECT(E270)=\"\")","v":false},{"$f":"\"Zadajte pole: \" & E270","v":"Zadajte pole: ou_2_predmet"}]
["zamestnavatel_ICO_rucitel2",{"$f":"AND(prijmy_zavisla_cin_rucitel2>0,zamestnavatel_ICO_rucitel2=\"\")","v":false},"Zadajte pole: zamestnavatel_ICO_rucitel2",null,"ou_2_objekt1",{"$f":"AND(ou_pocet_objektov_uveru>=2,INDIRECT(E271)=\"\")","v":false},"Zadajte pole: ou_2_objekt1"]
["zamestnavatel_ulica_rucitel2",{"$f":"AND(prijmy_zavisla_cin_rucitel2>0,zamestnavatel_ulica_rucitel2=\"\")","v":false},"Zadajte pole: zamestnavatel_ulica_rucitel2",null,"ou_2_cislo_LV",false,"Zadajte pole: ou_2_cislo_LV"]
["zamestnavatel_mesto_rucitel2",{"$f":"AND(prijmy_zavisla_cin_rucitel2>0,zamestnavatel_mesto_rucitel2=\"\")","v":false},"Zadajte pole: zamestnavatel_mesto_rucitel2",null,"ou_2_katastralne_uzemie",false,"Zadajte pole: ou_2_katastralne_uzemie"]
["zamestnavatel_PSC_rucitel2",{"$f":"AND(prijmy_zavisla_cin_rucitel2>0,zamestnavatel_PSC_rucitel2=\"\")","v":false},"Zadajte pole: zamestnavatel_PSC_rucitel2",null,"ou_2_ulica",false,"Zadajte pole: ou_2_ulica"]
["zamestnavatel_stat_rucitel2",{"$f":"AND(prijmy_zavisla_cin_rucitel2>0,zamestnavatel_stat_rucitel2=\"\")","v":false},"Zadajte pole: zamestnavatel_stat_rucitel2",null,"ou_2_obec",false,"Zadajte pole: ou_2_obec"]
["prac_pozicia_rucitel2",{"$f":"AND(prijmy_zavisla_cin_rucitel2>0,prac_pozicia_rucitel2=\"\")","v":false},"Zadajte pole: prac_pozicia_rucitel2",null,"ou_2_kraj",false,"Zadajte pole: ou_2_kraj"]
["prac_pomer_od_rucitel2",{"$f":"AND(prijmy_zavisla_cin_rucitel2>0,prac_pomer_od_rucitel2=\"\")","v":false},"Zadajte pole: prac_pomer_od_rucitel2",null,"ou_2_okres",false,"Zadajte pole: ou_2_okres"]
["prac_pomer_druh_rucitel2",{"$f":"AND(prijmy_zavisla_cin_rucitel2>0,prac_pomer_druh_rucitel2=\"\")","v":false},"Zadajte pole: prac_pomer_druh_rucitel2",null,"ou_2_objekt1_cislo_bytu",{"$f":"AND(tlacit_objekt_uveru,INDIRECT(E278)=\"\",ou_2_objekt1=\"Byt\")","v":false},"Zadajte pole: ou_2_objekt1_cislo_bytu"]
["doba_urcita_do_rucitel2",{"$f":"AND(prijmy_zavisla_cin_rucitel2>0,IF(prac_pomer_druh_rucitel2=\"doba určitá\",doba_urcita_do_rucitel2=\"\",FALSE))","v":false},"Zadajte pole: doba_urcita_do_rucitel2",null,"ou_2_objekt1_supisne",{"$f":"AND(tlacit_objekt_uveru,INDIRECT(E279)=\"\",OR(ou_2_objekt1=\"Byt\",ou_2_objekt1=\"Rodinný dom\"))","v":false},"Zadajte pole: ou_2_objekt1_supisne"]
["real_vydavky_rucitel2",{"$f":"AND(INDIRECT(A280)=\"\",tlacit_rucitel2)","v":false},"Zadajte pole: Skutočné výdavky domácnosti",null,"ou_3_predmet",{"$f":"AND(ou_pocet_objektov_uveru>=3,p_ou3_je_predmet,INDIRECT(E280)=\"\")","v":false},"Zadajte pole: ou_3_predmet"]
["kontrola_vydavky_rucitel2",{"$f":"IF(INDIRECT(A281)=\"\",FALSE,TRUE)","v":false},{"$f":"INDIRECT(A281)","v":""},null,"ou_3_objekt1",{"$f":"AND(ou_pocet_objektov_uveru>=3,INDIRECT(E281)=\"\")","v":false},"Zadajte pole: ou_3_objekt1"]
["pocet_clenov_dom_rucitel2",{"$f":"AND(prijmy_rucitel2_spolu>0,INDIRECT(A282)=\"\")","v":false},"Zadajte pole: pocet_clenov_dom_rucitel2",null,"ou_3_cislo_LV",false,"Zadajte pole: ou_3_cislo_LV"]
["pocet_deti_rucitel2",{"$f":"AND(pocet_clenov_dom_rucitel2>2,INDIRECT(A283)=\"\")","v":false},"Zadajte pole: pocet_deti_rucitel2",null,"ou_3_katastralne_uzemie",false,"Zadajte pole: ou_3_katastralne_uzemie"]
["vyhodnotenie",{"$f":"IF(OR(B252:B283),TRUE,FALSE)","v":true},{"$f":"IF(tlacit_rucitel2,IF(B284=TRUE,VLOOKUP(TRUE,B252:C283,2,FALSE),\"OK\"),\"NEVSTUPUJE\")","v":"NEVSTUPUJE"},null,"ou_3_ulica",false,"Zadajte pole: ou_3_ulica"]
[null,null,null,null,"ou_3_obec",false,"Zadajte pole: ou_3_obec"]
["nehnutelnost",null,null,null,"ou_3_kraj",false,"Zadajte pole: ou_3_kraj"]
["pole/podmienka","CHYBA","Chybové hlásenie",null,"ou_3_okres",false,"Zadajte pole: ou_3_okres"]
["nehnutelnost_akceptovana_hodnota",{"$f":"AND(tlacit_nehnutelnost,INDIRECT(A288)=\"\")","v":false},{"$f":"\"Zadajte pole: \" & popis_nehnutelnost_akceptovana_hodnota","v":"Zadajte pole: Akceptovaná výška hodnoty nehnuteľnosti"},null,"ou_3_objekt1_cislo_bytu",{"$f":"AND(tlacit_objekt_uveru,INDIRECT(E288)=\"\",ou_3_objekt1=\"Byt\")","v":false},"Zadajte pole: ou_3_objekt1_cislo_bytu"]
["nehnutelnost_datum_ISEZ",{"$f":"AND(tlacit_nehnutelnost,INDIRECT(A289)=\"\")","v":false},{"$f":"\"Zadajte pole: Dátum ISEZ (REA)\"","v":"Zadajte pole: Dátum ISEZ (REA)"},null,"ou_3_objekt1_supisne",{"$f":"AND(tlacit_objekt_uveru,INDIRECT(E289)=\"\",OR(ou_3_objekt1=\"Byt\",ou_3_objekt1=\"Rodinný dom\"))","v":false},"Zadajte pole: ou_3_objekt1_supisne"]
["nehnutelnost1_druh1",{"$f":"AND(tlacit_nehnutelnost,INDIRECT(A290)=\"\")","v":false},{"$f":"\"Zadajte pole: \" & A290","v":"Zadajte pole: nehnutelnost1_druh1"},null,"ou_4_predmet",{"$f":"AND(ou_pocet_objektov_uveru=4,p_ou4_je_predmet,INDIRECT(E290)=\"\")","v":false},"Zadajte pole: ou_4_predmet"]
["nehnutelnost1_vlastnictvo",false,"Zadajte pole: nehnutelnost1_vlastnictvo",null,"ou_4_objekt1",{"$f":"AND(ou_pocet_objektov_uveru=4,INDIRECT(E291)=\"\")","v":false},"Zadajte pole: ou_4_objekt1"]
["znalecky_posudok_nehnutelnost1",{"$f":"AND(tlacit_nehnutelnost,INDIRECT(A292)=\"\")","v":false},"Zadajte pole: znalecky_posudok_nehnutelnost1",null,"ou_4_cislo_LV",false,"Zadajte pole: ou_4_cislo_LV"]
["cislo_LV_nehnutelnost1",false,"Zadajte pole: cislo_LV_nehnutelnost1",null,"ou_4_katastralne_uzemie",false,"Zadajte pole: ou_4_katastralne_uzemie"]
["katastralne_uzemie_nehnutelnost1",false,"Zadajte pole: katastralne_uzemie_nehnutelnost1",null,"ou_4_ulica",false,"Zadajte pole: ou_4_ulica"]
["ulica_nehnutelnost1",false,"Zadajte pole: ulica_nehnutelnost1",null,"ou_4_obec",false,"Zadajte pole: ou_4_obec"]
["obec_nehnutelnost1",false,"Zadajte pole: obec_nehnutelnost1",null,"ou_4_kraj",false,"Zadajte pole: ou_4_kraj"]
["kraj_nehnutelnost1",false,"Zadajte pole: kraj_nehnutelnost1",null,"ou_4_okres",false,"Zadajte pole: ou_4_okres"]
["okres_nehnutelnost1",false,"Zadajte pole: okres_nehnutelnost1",null,"ou_4_objekt1_cislo_bytu",{"$f":"AND(tlacit_objekt_uveru,INDIRECT(E298)=\"\",ou_4_objekt1=\"Byt\")","v":false},"Zadajte pole: ou_4_objekt1_cislo_bytu"]
["nehnutelnost1_osoba",false,"Zadajte pole: nehnutelnost1_osoba",null,"ou_4_objekt1_supisne",{"$f":"AND(tlacit_objekt_uveru,INDIRECT(E299)=\"\",OR(ou_4_objekt1=\"Byt\",ou_4_objekt1=\"Rodinný dom\"))","v":false},"Zadajte pole: ou_4_objekt1_supisne"]
["Meno_zalozca1",false,"Zadajte pole: Meno_zalozca1",null,"celkové vyhodnotenie",{"$f":"OR(F259:F299)","v":true},{"$f":"IF(tlacit_objekt_uveru,IF(F300=TRUE,VLOOKUP(TRUE,F259:G299,2,FALSE),\"OK\"),\"NEVSTUPUJE\")","v":"Zadajte pole: ou_pocet_objektov_uveru"}]
["nehnutelnost_rc_zalozca1",false,"Zadajte pole: nehnutelnost_rc_zalozca1"]
["celkové vyhodnotenie",{"$f":"IF(OR(B288:B301),TRUE,FALSE)","v":false},{"$f":"IF(tlacit_nehnutelnost,IF(B302=TRUE,VLOOKUP(TRUE,B288:C301,2,FALSE),\"OK\"),\"NEVSTUPUJE\")","v":"NEVSTUPUJE"}]
[]
["protokol"]
["pole/podmienka","CHYBA","Chybové hlásenie"]
["prilohy_pocet1",false,"Zadajte pole: príloha č.1"]
["prilohy_pocet2",false,"Zadajte pole: príloha č.2"]
["zalozne_pravo_pocet1",false,"Zadajte pole: záložné právo na nehn. č.1"]
["zalozne_pravo_pocet2",false,"Zadajte pole: záložné právo na nehn. č.2"]
["kontrola",{"$f":"protokol_kontrola","v":true},"Odkliknite prílohy, ktoré posielate spolu so žiadosťou o úver"]
["celkové vyhodnotenie",{"$f":"IF(OR(B306:B310),TRUE,FALSE)","v":true},{"$f":"IF(B311=TRUE,VLOOKUP(TRUE,B306:C310,2,FALSE),\"OK\")","v":"Odkliknite prílohy, ktoré posielate spolu so žiadosťou o úver"}]
[]
["vyhlasenia"]
["pole/podmienka","CHYBA","Chybové hlásenie"]
["CSOB_HU",{"$f":"AND(INDIRECT(A315)=\"\",ziadost_kombinacia=ano)","v":false},"Zadajte pole: Presvedčili ste klienta, aby si zobral ČSOB hypotéku?"]
["kontrola",{"$f":"AND(typ_zmluvy=\"MU_N\",OR(AND(zoznamy_suhlas3=TRUE,zoznamy_suhlas4=TRUE),AND(zoznamy_suhlas3=FALSE,zoznamy_suhlas4=FALSE)))","v":true},"Zadajte pole: spôsob prevzatia dokumentov na hárku vyhlasenia!"]
["celkové vyhodnotenie",{"$f":"IF(OR(B315:B316),TRUE,FALSE)","v":true},{"$f":"IF(B317=TRUE,VLOOKUP(TRUE,B315:C316,2,FALSE),\"OK\")","v":"Zadajte pole: spôsob prevzatia dokumentov na hárku vyhlasenia!"}]

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[0,8,60,36,null,null,null,null,null,"B",0,12,12,15,15,15,{"$f":"IF(ISERROR(hodnotenie_ziadatel_nef_kod),0,IF(hodnotenie_ziadatel_nef_kod=J16,2,0))","v":0},null,null,null,null,null,null,null,null,"B","H","H","M","L","VL","VL",{"$f":"IF(ISERROR(hodnotenie_ziadatel_nef_kod),0,IF(hodnotenie_ziadatel_nef_kod=Z16,2,0))","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"M",0.35,0.5,0.55000000000000004,0.55000000000000004,{"$f":"IF(ISERROR(risc_band),0,IF(risc_band=AW16,3,0))","v":0},null,"sadzba UZ AKCIA",{"$f":"IF(OR(SUM(BE28:BQ28)=0,SUM(BR23:BR27)=0),0,INDEX(BE23:BQ28,SUM(BR23:BR27),SUM(BE28:BQ28))-IF(ts_rk,group_zlava_1+group_zlava_2,0))","v":0}]
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[0,5,36,24,null,null,null,null,null,"E",0,0,0,0,10,0,{"$f":"IF(ISERROR(hodnotenie_ziadatel_nef_kod),0,IF(hodnotenie_ziadatel_nef_kod=J19,5,0))","v":0},null,null,null,null,null,null,null,null,"E","VH","VH","VH","H","M","VH",{"$f":"IF(ISERROR(hodnotenie_ziadatel_nef_kod),0,IF(hodnotenie_ziadatel_nef_kod=Z19,5,0))","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(pom_prijem_spolu>0,pom_prijem_spolu<=550),1,0)","v":0},{"$f":"IF(AND(pom_prijem_spolu>550,pom_prijem_spolu<=750),2,0)","v":0},{"$f":"IF(AND(pom_prijem_spolu>750,pom_prijem_spolu<=1100),3,0)","v":0},{"$f":"IF(pom_prijem_spolu>1100,4,0)","v":0},null,null,"KOMPETENČNÝ MODEL - AKCIA"]
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[{"$f":"MU","v":"(mimoriadny) medziúver"},{"$f":"povodna_CS","v":0},{"$f":"IF(povodny_typ_sporenia=\"\",0,VLOOKUP(povodny_typ_sporenia,typy_sporenia_par,4,))","v":0},{"$f":"titul_za_ziadatel","v":0},{"$f":"IF(AND(OR(prijmy_podnikanie_spoludlznik_zahr=prijem_podnikanie_SR_obrat,prijmy_podnikanie_spoludlznik_zahr=prijem_podnikanie_CR_obrat),prijem_podnikanie_akceptacia_spoludlznik*prijmy_podnikanie_spoludlznik>6384),6384,prijem_podnikanie_akceptacia_spoludlznik*prijmy_podnikanie_spoludlznik)+prijmy_zavisla_cin_spoludlznik+diety_spoludlznik+soc_prijmy_spoludlznik+rod_prispevok_spoludlznik+IF(typ_ine_prijmy_spoludlznik=\"prenájom\",0.5,1)*ostatne_prijmy_spoludlznik","v":0},{"$f":"titul_za_pristupitel","v":0},{"$f":"IF(AND(OR(prijmy_podnikanie_manz_pristupitela_zahr=prijem_podnikanie_SR_obrat,prijmy_podnikanie_manz_pristupitela_zahr=prijem_podnikanie_CR_obrat),prijem_podnikanie_akceptacia_manz_pristupitela*prijmy_podnikanie_manz_pristupitela>6384),6384,prijem_podnikanie_akceptacia_manz_pristupitela*prijmy_podnikanie_manz_pristupitela)+prijmy_zavisla_cin_manz_pristupitela+diety_manz_pristupitela+soc_prijmy_manz_pristupitela+rod_prispevok_manz_pristupitela+IF(typ_ine_prijmy_pristupitel_partner=\"prenájom\",0.5,1)*ostatne_prijmy_manz_pristupitela","v":0},{"$f":"titul_za_rucitel1","v":0},{"$f":"IF(prijmy_podnikanie_manz_rucitel1_zahr=\"v ČR\",0.85*prijmy_podnikanie_manz_rucitel1,prijmy_podnikanie_manz_rucitel1)+prijmy_zavisla_cin_manz_rucitel1+diety_manz_rucitel1+soc_prijmy_manz_rucitel1+rod_prispevok_manz_rucitel1+ostatne_prijmy_manz_rucitel1","v":0},{"$f":"titul_za_rucitel2","v":0},{"$f":"IF(prijmy_podnikanie_manz_rucitel2_zahr=\"v ČR\",0.85*prijmy_podnikanie_manz_rucitel2,prijmy_podnikanie_manz_rucitel2)+prijmy_zavisla_cin_manz_rucitel2+diety_manz_rucitel2+soc_prijmy_manz_rucitel2+rod_prispevok_manz_rucitel2+ostatne_prijmy_manz_rucitel2","v":0},{"$f":"pocet_nehnutelnosti1","v":{"$error":"#NAME?"}},null,false,{"$f":"AND((COUNTA(nehnutelnost!N23:R26)-COUNTIF(nehnutelnost!N23:R26,\"Rozostavaná stavba\")-COUNTIF(nehnutelnost!N23:R26,\"Rozostavaný apartmán\"))>0,COUNTA(nehnutelnost!N23:R26)>0)","v":false},{"$f":"IF(COUNTIF(refin_institucia,zoz_CSOBSP)>0,\"A\",\"N\")","v":"N"}]
["SU","povodny_typ_sporenia","urok_sporenie","RC_ziadatel","min_vydavky_ziadatel","RC_pristupitel","min_vydavky_pristupitel","RC_rucitel1","min_vydavky_rucitel1","RC_rucitel2","min_vydavky_rucitel2","znalecky_posudok_nehnutelnost1",null,"ZoS_3","pom_odklad_6_a","urr_refinanc_A_N"]
[{"$f":"SU","v":"stavebný úver"},{"$f":"povodny_typ_sporenia","v":0},{"$f":"IF(mimoriadna_splatka,ms_sadzba_SS,IF(novy_typ_sporenia_zvoleny=\"\",0,VLOOKUP(novy_typ_sporenia_zvoleny,typy_sporenia_par,4,)))","v":0},{"$f":"RC_ziadatel","v":0},{"$f":"vydavky_ziadatel_spotrebitelsky+IF(AND(pocet_clenov_dom_ziadatel>=2,pocet_clenov_dom_ziadatel-pocet_deti_ziadatel>1),vydavky_partner_spotrebitelsky,0)+pocet_deti_ziadatel*vydavky_dieta_spotrebitelsky","v":210.2},{"$f":"RC_pristupitel","v":0},{"$f":"IF(AND(RC_pristupitel=\"\",RC_manz_pristupitela=\"\"),0,vydavky_ziadatel_spotrebitelsky+IF(AND(pocet_clenov_dom_pristupitel>=2,pocet_clenov_dom_pristupitel-pocet_deti_pristupitel>1),vydavky_partner_spotrebitelsky,0)+pocet_deti_pristupitel*vydavky_dieta_spotrebitelsky)","v":0},{"$f":"RC_rucitel1","v":0},{"$f":"vydavky_ziadatel_spotrebitelsky+IF(AND(pocet_clenov_dom_rucitel1>=2,pocet_clenov_dom_rucitel1-pocet_deti_rucitel1>1),vydavky_partner_spotrebitelsky,0)+pocet_deti_rucitel1*vydavky_dieta_spotrebitelsky","v":210.2},{"$f":"RC_rucitel2","v":0},{"$f":"vydavky_ziadatel_spotrebitelsky+IF(AND(pocet_clenov_dom_rucitel2>=2,pocet_clenov_dom_rucitel2-pocet_deti_rucitel2>1),vydavky_partner_spotrebitelsky,0)+pocet_deti_rucitel2*vydavky_dieta_spotrebitelsky","v":210.2},{"$f":"znalecky_posudok_nehnutelnost1","v":0},null,false,{"$f":"COUNTIF(nehnutelnost!E23:I26,\"Pozemok k výstavbe s ÚR\")+COUNTIF(nehnutelnost!N23:R26,\"Pozemok k výstavbe s ÚR\")>0","v":false},{"$f":"IF(COUNTA(refin_institucia)-1=0,\"N\",IF(COUNTA(refin_institucia)-1>0,\"A\",\"\"))","v":"N"}]
["ano","HC_aktualne","NS_prepocitana","mobil_ziadatel","min_vydavky_ziadatel_UVB","mobil_pristupitel","min_vydavky_pristupitel_UVB","mobil_rucitel1","min_vydavky_rucitel1_nehnutelnost","mobil_rucitel2","min_vydavky_rucitel2_nehnutelnost","cislo_LV_nehnutelnost2",null,"ZoS_4","pom_odklad_6_b","urr_prijem_zdroj_ziadatel"]
[{"$f":"ano","v":"áno"},{"$f":"HC_aktualne","v":0},{"$f":"IF(mimoriadna_splatka,ms_NS,NS_prepocitana_pom)","v":0},{"$f":"mobil_ziadatel","v":0},{"$f":"vydavky_ziadatel_UVB+IF(AND(pocet_clenov_dom_ziadatel>=2,pocet_clenov_dom_ziadatel-pocet_deti_ziadatel>1),vydavky_partner_UVB,0)+pocet_deti_ziadatel*vydavky_dieta_UVB","v":210.2},{"$f":"mobil_pristupitel","v":0},{"$f":"vydavky_ziadatel_UVB+IF(AND(pocet_clenov_dom_pristupitel>=2,pocet_clenov_dom_pristupitel-pocet_deti_pristupitel>1),vydavky_partner_UVB,0)+pocet_deti_pristupitel*vydavky_dieta_UVB","v":210.2},{"$f":"mobil_rucitel1","v":0},{"$f":"(pocet_clenov_dom_rucitel1-pocet_deti_rucitel1)*vydavky_osoba_nehnutelnost+pocet_deti_rucitel1*vydavky_dieta_nehnutelnost+vydavky_domacnost_nehnutelnost_rucitel1","v":0},{"$f":"mobil_rucitel2","v":0},{"$f":"(pocet_clenov_dom_rucitel2-pocet_deti_rucitel2)*vydavky_osoba_nehnutelnost+pocet_deti_rucitel2*vydavky_dieta_nehnutelnost+vydavky_domacnost_nehnutelnost_rucitel2","v":0},{"$f":"cislo_LV_nehnutelnost2","v":0},null,false,{"$f":"IF(ou_1_objekt1=\"Stavebný pozemok\",1,0)+IF(ou_1_objekt2=\"Stavebný pozemok\",1,0)+IF(ou_1_objekt3=\"Stavebný pozemok\",1,0)+IF(ou_2_objekt1=\"Stavebný pozemok\",1,0)+IF(ou_2_objekt2=\"Stavebný pozemok\",1,0)+IF(ou_2_objekt3=\"Stavebný pozemok\",1,0)>0","v":false},{"$f":"IF(urr_max_prijem_ziadatel=0,\"BP\",\nIF(urr_max_prijem_ziadatel=prijmy_podnikanie_ziadatel,\"PO\",\nIF(urr_max_prijem_ziadatel=prijmy_zavisla_cin_ziadatel,\"ZA\",\nIF(urr_max_prijem_ziadatel=soc_prijmy_ziadatel,IF(typ_dochodku_ziadatel=\"výsluhový\",\"SO\",\"DO\"),\nIF(urr_max_prijem_ziadatel=rod_prispevok_ziadatel,IF(typ_rod_prispevok_ziadatel=\"prídavok na dieťa\",\"SO\",\"MD\"),\nIF(urr_max_prijem_ziadatel=ostatne_prijmy_ziadatel,\nIF(OR(typ_ine_prijmy_ziadatel=\"prenájom\",typ_ine_prijmy_ziadatel=\"doktorand\",typ_ine_prijmy_ziadatel=\"iné\"),\"IN\",\nIF(OR(typ_ine_prijmy_ziadatel=\"prísp.za opatrovanie\",typ_ine_prijmy_ziadatel=\"prísp.na bývanie\",typ_ine_prijmy_ziadatel=\"odmena pestúna\",typ_ine_prijmy_ziadatel=\"sociálne príjmy z ČR\",typ_ine_prijmy_ziadatel=\"odvodová úľava\"),\"SO\",\nIF(OR(typ_ine_prijmy_ziadatel=\"vdov.dôchodok\",typ_ine_prijmy_ziadatel=\"sirot.dôchodok\"),\"DO\",\"\")))))))))","v":"BP"}]
["nie","aktualna_NS","min_HC","druh_mobilu_ziadatel","min_vydavky_ziadatel_nehnutelnost","druh_mobilu_pristupitel","min_vydavky_pristupitel_nehnutelnost","druh_mobilu_rucitel1","celkove_vydavky_rucitel1","druh_mobilu_rucitel2","celkove_vydavky_rucitel2","katastralne_uzemie_nehnutelnost2",null,"ZoS_5","pom_odklad_18_a","urr_max_prijem_ziadatel"]
[{"$f":"nie","v":"nie"},{"$f":"aktualna_NS","v":0},{"$f":"IF(mimoriadna_splatka,VLOOKUP(ts_typ_sporenia,typy_sporenia_par,6,FALSE),IF(novy_typ_sporenia_zvoleny=\"\",0,VLOOKUP(novy_typ_sporenia_zvoleny,typy_sporenia_par,6,FALSE)))","v":0},{"$f":"druh_mobilu_ziadatel","v":0},{"$f":"(pocet_clenov_dom_ziadatel-pocet_deti_ziadatel)*vydavky_osoba_nehnutelnost+pocet_deti_ziadatel*vydavky_dieta_nehnutelnost+vydavky_domacnost_nehnutelnost_ziadatel","v":0},{"$f":"druh_mobilu_pristupitel","v":0},{"$f":"(pocet_clenov_dom_pristupitel-pocet_deti_pristupitel)*vydavky_osoba_nehnutelnost+pocet_deti_pristupitel*vydavky_dieta_nehnutelnost+vydavky_domacnost_nehnutelnost_pristupitel","v":0},{"$f":"druh_mobilu_rucitel1","v":0},{"$f":"IF(real_vydavky_rucitel1>minimalne_vydavky_domacnost_rucitel1,real_vydavky_rucitel1,minimalne_vydavky_domacnost_rucitel1)+splatka1_vyska_rucitel1+splatka2_vyska_rucitel1+splatka3_vyska_rucitel1+splatka4_vyska_rucitel1+splatka5_vyska_rucitel1+splatka6_vyska_rucitel1+splatka7_vyska_rucitel1","v":210.2},{"$f":"druh_mobilu_rucitel2","v":0},{"$f":"IF(real_vydavky_rucitel2>minimalne_vydavky_domacnost_rucitel2,real_vydavky_rucitel2,minimalne_vydavky_domacnost_rucitel2)+splatka1_vyska_rucitel2+splatka2_vyska_rucitel2+splatka3_vyska_rucitel2+splatka4_vyska_rucitel2+splatka5_vyska_rucitel2+splatka6_vyska_rucitel2+splatka7_vyska_rucitel2","v":210.2},{"$f":"katastralne_uzemie_nehnutelnost2","v":0},null,false,{"$f":"AND(COUNTIF(objekt_uveru!E21:I49,\"Rozostavaný byt\")+COUNTIF(objekt_uveru!E21:I49,\"Rozostavaný rodinný dom\")>0,COUNTA(objekt_uveru!E21:I49)>0)","v":false},{"$f":"MAX(prijmy_podnikanie_ziadatel,prijmy_zavisla_cin_ziadatel,soc_prijmy_ziadatel,rod_prispevok_ziadatel,ostatne_prijmy_ziadatel)","v":0}]
["do_PCS","pripisane_uroky","HC_prepocitane","telefon_ziadatel","celkove_splatky_ziadatel","telefon_pristupitel","celkove_splatky_pristupitel","telefon_rucitel1","priznane_prijmy_spolu_rucitel1","telefon_rucitel2","priznane_prijmy_spolu_rucitel2","druh_nehnutelnosti2",null,"ZoS_6","pom_odklad_18_b","urr_prijem_zdroj_spoludlznik"]
[{"$f":"do_PCS","v":"pridelenia CS"},{"$f":"pripisane_uroky","v":0},{"$f":"IF(mimoriadna_splatka,ms_HC,ROUND(IF(AND(druh_uveru_vybrany=\"(mimoriadny) medziúver\",vyska_uveru>0),povodna_CS/vyska_uveru*HC_aktualne,0),3))","v":0},{"$f":"telefon_ziadatel","v":0},{"$f":"SUM(splatka1_vyska_ziadatel,splatka2_vyska_ziadatel,splatka3_vyska_ziadatel,splatka4_vyska_ziadatel,splatka5_vyska_ziadatel,splatka6_vyska_ziadatel,splatka7_vyska_ziadatel,splatka8_vyska_ziadatel)","v":0},{"$f":"telefon_pristupitel","v":0},{"$f":"SUM(splatka1_vyska_pristupitel,splatka2_vyska_pristupitel,splatka3_vyska_pristupitel,splatka4_vyska_pristupitel,splatka5_vyska_pristupitel,splatka6_vyska_pristupitel,splatka7_vyska_pristupitel,splatka8_vyska_pristupitel)","v":0},{"$f":"telefon_rucitel1","v":0},{"$f":"prijmy_rucitel1_spolu+prijmy_manz_rucitel1_spolu+prijem_zahr_akceptacia_rucitel1-diety_rucitel1-diety_manz_rucitel1+IF(diety_rucitel1>0,MIN(prijmy_zavisla_cin_rucitel1,diety_rucitel1*0.4),0)+IF(diety_manz_rucitel1>0,MIN(prijmy_zavisla_cin_manz_rucitel1,diety_manz_rucitel1*0.4),0)","v":0},{"$f":"telefon_rucitel2","v":0},{"$f":"prijmy_rucitel2_spolu+prijmy_manz_rucitel2_spolu+prijem_zahr_akceptacia_rucitel2-diety_rucitel2-diety_manz_rucitel2+IF(diety_rucitel2>0,MIN(prijmy_zavisla_cin_rucitel2,diety_rucitel2*0.4),0)+IF(diety_manz_rucitel2>0,MIN(prijmy_zavisla_cin_manz_rucitel2,diety_manz_rucitel2*0.4),0)","v":0},"nedefinované",null,false,{"$f":"AND(IF(ou_1_objekt1=\"Rozostavaný byt\",1,0)+IF(ou_1_objekt2=\"Rozostavaný byt\",1,0)+IF(ou_1_objekt3=\"Rozostavaný byt\",1,0)+IF(ou_1_objekt1=\"Rozostavaný rodinný dom\",1,0)+IF(ou_1_objekt2=\"Rozostavaný rodinný dom\",1,0)+IF(ou_1_objekt3=\"Rozostavaný rodinný dom\",1,0)>0,IF(ou_1_objekt1<>\"\",1,0)+IF(ou_1_objekt2<>\"\",1,0)+IF(ou_1_objekt3<>\"\",1,0)>0)","v":false},{"$f":"IF(urr_max_prijem_spoludlznik=0,\"BP\",\nIF(urr_max_prijem_spoludlznik=prijmy_podnikanie_spoludlznik,\"PO\",\nIF(urr_max_prijem_spoludlznik=prijmy_zavisla_cin_spoludlznik,\"ZA\",\nIF(urr_max_prijem_spoludlznik=soc_prijmy_spoludlznik,IF(typ_dochodku_spoludlznik=\"výsluhový\",\"SO\",\"DO\"),\nIF(urr_max_prijem_spoludlznik=rod_prispevok_spoludlznik,IF(typ_rod_prispevok_spoludlznik=\"prídavok na dieťa\",\"SO\",\"MD\"),\nIF(urr_max_prijem_spoludlznik=ostatne_prijmy_spoludlznik,\nIF(OR(typ_ine_prijmy_spoludlznik=\"prenájom\",typ_ine_prijmy_spoludlznik=\"doktorand\",typ_ine_prijmy_spoludlznik=\"iné\"),\"IN\",\nIF(OR(typ_ine_prijmy_spoludlznik=\"prísp.za opatrovanie\",typ_ine_prijmy_spoludlznik=\"prísp.na bývanie\",typ_ine_prijmy_spoludlznik=\"odmena pestúna\",typ_ine_prijmy_spoludlznik=\"sociálne príjmy z ČR\",typ_ine_prijmy_spoludlznik=\"odvodová úľava\"),\"SO\",\nIF(OR(typ_ine_prijmy_spoludlznik=\"vdov.dôchodok\",typ_ine_prijmy_spoludlznik=\"sirot.dôchodok\"),\"DO\",\"\")))))))))","v":"BP"}]
["do_min_NS","nepripisane_uroky","min_doba_sporenia","druh_telefonu_ziadatel","celkove_vydavky_ziadatel","druh_telefonu_pristupitel","celkove_vydavky_pristupitel","druh_telefonu_rucitel1","disponibilne_zdroje_rucitel1","druh_telefonu_rucitel2","disponibilne_zdroje_rucitel2","pocet_nehnutelnosti2",null,"ZoS_7","pom_odklad_19_a","urr_max_prijem_spoludlznik"]
[{"$f":"do_min_NS","v":"nasporenia min. podielu NS"},{"$f":"nepripisane_uroky","v":0},{"$f":"IF(mimoriadna_splatka,VLOOKUP(ts_typ_sporenia,typy_sporenia_par,7,FALSE),IF(novy_typ_sporenia_zvoleny=\"\",0,VLOOKUP(novy_typ_sporenia_zvoleny,typy_sporenia_par,7,FALSE)))","v":0},{"$f":"druh_telefonu_ziadatel","v":0},{"$f":"IF(uver_vzz=1,0,IF(real_vydavky_ziadatel>minimalne_vydavky_domacnost_ziadatel,real_vydavky_ziadatel,minimalne_vydavky_domacnost_ziadatel)+celkove_splatky_ziadatel)","v":0},{"$f":"druh_telefonu_pristupitel","v":0},{"$f":"IF(uver_vzz=1,0,IF(real_vydavky_pristupitel>minimalne_vydavky_domacnost_pristupitel,real_vydavky_pristupitel,minimalne_vydavky_domacnost_pristupitel)+celkove_splatky_pristupitel)","v":0},{"$f":"druh_telefonu_rucitel1","v":0},{"$f":"priznane_prijmy_spolu_rucitel1-celkove_vydavky_rucitel1","v":-210.2},{"$f":"druh_telefonu_rucitel2","v":0},{"$f":"priznane_prijmy_spolu_rucitel2-celkove_vydavky_rucitel2","v":-210.2},"nedefinované",null,false,{"$f":"AND((COUNTA(nehnutelnost!E23:I26)-COUNTIF(nehnutelnost!E23:I26,\"Byt\"))=0,COUNTA(nehnutelnost!E23:I26)>0)","v":false},{"$f":"MAX(prijmy_podnikanie_spoludlznik,prijmy_zavisla_cin_spoludlznik,soc_prijmy_spoludlznik,rod_prispevok_spoludlznik,ostatne_prijmy_spoludlznik)","v":0}]
["den_vkladu","pripisana_SP","doterajsia_doba_sporenia","email_ziadatel","celkove_naklady_ziadatel","email_pristupitel","celkove_naklady_pristupitel","email_rucitel1","financny_ukazovatel_rucitel1","email_rucitel2","financny_ukazovatel_rucitel2","znalecky_posudok_nehnutelnost2",null,"ZoS_8","pom_odklad_19_b"]
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["den_splatky","nepripisana_SP","min_vklad_percento","stav_ziadatel","priznane_prijmy_spolu","stav_pristupitel","priznane_prijmy_spolu_pristupitel","stav_rucitel1","hodnotenie_rucitel1_kod","stav_rucitel2","hodnotenie_rucitel2_kod",null,null,"ZoS_9","pom_odklad_count_1"]
[16,{"$f":"nepripisana_SP","v":0},{"$f":"IF(druh_uveru_vybrany=MU,IF(novy_typ_sporenia_zvoleny=\"\",0,VLOOKUP(novy_typ_sporenia_zvoleny,typy_sporenia_par,3,FALSE)),0)","v":0},{"$f":"stav_ziadatel","v":0},{"$f":"priznane_prijmy_ziadatel+priznane_prijmy_spoludlznik","v":0},{"$f":"stav_pristupitel","v":0},{"$f":"priznane_prijmy_pristupitel+priznane_prijmy_manz_pristupitela","v":0},{"$f":"stav_rucitel1","v":0},{"$f":"hodnotenie_rucitel1_kod","v":{"$error":"#VALUE!"}},{"$f":"stav_rucitel2","v":0},{"$f":"hodnotenie_rucitel2_kod","v":{"$error":"#VALUE!"}},null,null,false,{"$f":"COUNTA(odkl_podm_oblast_1)","v":0}]
["za_uzatvorenie_sporenie","druh_uveru_vybrany","min_vklad_suma","dochodca_ziadatel","priznane_prijmy_ziadatel","dochodca_pristupitel","priznane_prijmy_pristupitel","dochodca_rucitel1","hodnotenie_rucitel1_text","dochodca_rucitel2","hodnotenie_rucitel2_text",null,null,null,"pom_odklad_count_2"]
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["za_ZTS","akcia_vybrana","potreba_dosporovat","stat_ziadatel","priznane_prijmy_spoludlznik","stat_pristupitel","priznane_prijmy_manz_pristupitela","stat_rucitel1","RU_rucitel1","stat_rucitel2","RU_rucitel2"]
[{"$f":"IF(AND(typ_zmluvy=\"MU_E\",povodny_typ_sporenia<>\"UVI.\",OR(ts_U6,ts_upv)),0,150)","v":150},{"$f":"akcia_vybrana","v":0},{"$f":"IF(NS_prepocitana>=min_NS_suma+za_vedenie_sporenie+za_rocny_vypis_SS,FALSE,TRUE)","v":true},{"$f":"stat_ziadatel","v":0},{"$f":"prijmy_spoludlznik_spolu+prijem_zahr_akceptacia_spoludlznik_part-diety_spoludlznik+IF(diety_spoludlznik>0,MIN(prijmy_zavisla_cin_spoludlznik,diety_spoludlznik*0.4),0)","v":0},{"$f":"stat_pristupitel","v":0},{"$f":"prijmy_manz_pristupitela_spolu+prijem_zahr_akceptacia_manz_pristupitela_part-diety_manz_pristupitela+IF(diety_manz_pristupitela>0,MIN(prijmy_zavisla_cin_manz_pristupitela,diety_manz_pristupitela*0.4),0)","v":0},{"$f":"stat_rucitel1","v":0},{"$f":"RU_rucitel1","v":{"$error":"#DIV/0!"}},{"$f":"stat_rucitel2","v":0},{"$f":"RU_rucitel2","v":{"$error":"#DIV/0!"}}]
["za_uzatvorenie_uver","vyska_uveru","iny_mesacny_vklad","osobitny_vztah_ziadatel","disponibilne_zdroje_ziadatel","osobitny_vztah_pristupitel","disponibilne_zdroje_pristupitel","osobitny_vztah_rucitel1","manz_rucitel1_vstupuje","osobitny_vztah_rucitel2","manz_rucitel2_vstupuje"]
[{"$f":"IF(mimoriadna_splatka,0,IF(OR(p_reko_kampan,AND(OR(ts_U6,ts_upv),datum_ziadosti>=DATE(2018,9,17),datum_ziadosti<=DATE(2020,5,15)),akcia_vybrana=akcia_retencia,ts_he,poplatky=nie,druh_uveru_vybrany=SU,ts_pc_typ_sporenia=40,ts_U3,AND(ts_U5,refinancovanie<>\"\")),0,IF((vyska_uveru*1.1%)<49,49,IF((vyska_uveru*1.1%)>1399,1399,vyska_uveru*1.1%)))+IF(AND(druh_uveru_vybrany=MU,ts_U3),vyska_uveru*2%,0))*IF(zlava_popl_spracovanie=\"50%\",0.5,IF(zlava_popl_spracovanie=\"100%\",0,1))","v":49},{"$f":"vyska_uveru","v":0},{"$f":"iny_mesacny_vklad","v":0},{"$f":"osobitny_vztah_ziadatel","v":0},{"$f":"priznane_prijmy_spolu-penazne_zavazky_ziadatel-celkove_naklady_ziadatel+disponibilne_zdroje_pristupitel","v":0},{"$f":"osobitny_vztah_pristupitel","v":0},{"$f":"priznane_prijmy_spolu_pristupitel-penazne_zavazky_pristupitel-celkove_naklady_pristupitel","v":0},{"$f":"osobitny_vztah_rucitel1","v":0},{"$f":"IF(AND(stav_rucitel1=stav_manzelia,manz_rucitel1=ano),TRUE,FALSE)","v":false},{"$f":"osobitny_vztah_rucitel2","v":0},{"$f":"IF(AND(stav_rucitel2=stav_manzelia,manz_rucitel2=ano),TRUE,FALSE)","v":false}]
["za_vedenie_sporenie","novy_typ_sporenia_zvoleny","dosporovanie","cislo_uctu_ziadatel","penazne_zavazky_ziadatel","cislo_uctu_pristupitel","penazne_zavazky_pristupitel","cislo_uctu_rucitel1","prijem_zahr_akceptacia_rucitel1","cislo_uctu_rucitel2","prijem_zahr_akceptacia_rucitel2"]
[{"$f":"IF(OR(poplatky=nie,zmluva_1),0,IF(TODAY()>=42821,16,12))","v":16},{"$f":"novy_typ_sporenia_zvoleny","v":0},{"$f":"IF(AND(potreba_dosporovat=FALSE,vklady_do_vybrane=\"nasporenia min. podielu NS\"),0,IF(iny_mesacny_vklad>min_vklad_suma,iny_mesacny_vklad,min_vklad_suma))","v":0.5},{"$f":"cislo_uctu_ziadatel","v":{"$error":"#NAME?"}},{"$f":"IF(RC_ziadatel=\"\",0,SUM(ziadatel!X112:X117))","v":0},{"$f":"cislo_uctu_pristupitel","v":{"$error":"#NAME?"}},{"$f":"IF(RC_pristupitel=\"\",0,SUM(pristupitel!W108:W113))","v":0},{"$f":"cislo_uctu_rucitel1","v":0},{"$f":"IF(OR(prijmy_zahr_rucitel1=\"v zahraničí\",prijmy_zahr_rucitel1=\"v ČR\"),-prijmy_zavisla_cin_rucitel1*0.15,0)+IF(OR(prijmy_zahr_manz_rucitel1=\"v zahraničí\",prijmy_zahr_manz_rucitel1=\"v ČR\"),-prijmy_zavisla_cin_manz_rucitel1*0.15,0)","v":0},{"$f":"cislo_uctu_rucitel2","v":0},{"$f":"IF(OR(prijmy_zahr_rucitel2=\"v zahraničí\",prijmy_zahr_rucitel2=\"v ČR\"),-prijmy_zavisla_cin_rucitel2*0.15,0)+IF(OR(prijmy_zahr_manz_rucitel2=\"v zahraničí\",prijmy_zahr_manz_rucitel2=\"v ČR\"),-prijmy_zavisla_cin_manz_rucitel2*0.15,0)","v":0}]
["za_rocny_vypis_SS","narok_na_SP","pociatocny_vklad_suma","kod_banky_ziadatel","financny_ukazovatel_ziadatel","kod_banky_pristupitel","financny_ukazovatel_pristupitel","kod_banky_rucitel1",null,"kod_banky_rucitel2"]
[{"$f":"IF(OR(poplatky=nie,vypis=vypis_elektronicky),0,3.5)","v":3.5},{"$f":"narok_na_SP","v":"nie"},{"$f":"ROUNDUP(vyska_uveru*podiel_poc_vkladu_zvoleny,2)","v":0},{"$f":"kod_banky_ziadatel","v":{"$error":"#NAME?"}},{"$f":"(rozhodujuca_splatka+penazne_zavazky_ziadatel+penazne_zavazky_pristupitel)/(priznane_prijmy_spolu+priznane_prijmy_spolu_pristupitel-celkove_naklady_ziadatel-celkove_naklady_pristupitel)","v":{"$error":"#DIV/0!"}},{"$f":"kod_banky_pristupitel","v":{"$error":"#NAME?"}},{"$f":"IF(AND(splatka_MU=0,splatka_SU=0,dosporovanie=0),0,disponibilne_zdroje_pristupitel/pristupitel!Q79)","v":{"$error":"#DIV/0!"}},{"$f":"kod_banky_rucitel1","v":0},null,{"$f":"kod_banky_rucitel2","v":0}]
["za_rocny_vypis_MU","poistenie_vybrane","korigovana_NS","prijmy_podnikanie_ziadatel","hodnotenie_ziadatel_kod","prijmy_podnikanie_pristupitel","hodnotenie_pristupitel_kod","prijmy_podnikanie_rucitel1",null,"prijmy_podnikanie_rucitel2"]
[{"$f":"IF(OR(poplatky=nie,vypis=vypis_elektronicky),0,2.5)","v":2.5},{"$f":"poistenie_vybrane","v":0},{"$f":"ROUNDDOWN(aktualna_NS-pripisane_uroky+IF(urocenie_povodne=0,pripisane_uroky,IF((urok_sporenie/urocenie_povodne)>=1,pripisane_uroky+nepripisane_uroky,(pripisane_uroky+nepripisane_uroky)*urok_sporenie/urocenie_povodne)),2)","v":0},{"$f":"prijmy_podnikanie_ziadatel","v":0},{"$f":"hodnotenie_ziadatel_kod","v":{"$error":"#VALUE!"}},{"$f":"prijmy_podnikanie_pristupitel","v":0},{"$f":"hodnotenie_pristupitel_kod","v":{"$error":"#DIV/0!"}},{"$f":"prijmy_podnikanie_rucitel1","v":0},null,{"$f":"prijmy_podnikanie_rucitel2","v":0}]
["za_rocny_vypis_SU","zabezpecenie_nehnutelnostou_vybrane","vyska_uveru_zabezpecenie","prijmy_zavisla_cin_ziadatel","hodnotenie_ziadatel_text","prijmy_zavisla_cin_pristupitel","hodnotenie_pristupitel_text","prijmy_zavisla_cin_rucitel1",null,"prijmy_zavisla_cin_rucitel2"]
[{"$f":"IF(OR(poplatky=nie,vypis=vypis_elektronicky),0,2.5)","v":2.5},{"$f":"zabezpecenie_nehnutelnostou_vybrane","v":0},{"$f":"ROUNDUP(IF(druh_uveru_vybrany=MU,vyska_uveru-NS_prepocitana,IF(druh_uveru_vybrany=SU,vyska_uveru,0)),0)","v":0},{"$f":"prijmy_zavisla_cin_ziadatel","v":0},{"$f":"hodnotenie_ziadatel_text","v":{"$error":"#VALUE!"}},{"$f":"prijmy_zavisla_cin_pristupitel","v":0},{"$f":"hodnotenie_pristupitel_text","v":{"$error":"#DIV/0!"}},{"$f":"prijmy_zavisla_cin_rucitel1","v":0},null,{"$f":"prijmy_zavisla_cin_rucitel2","v":0}]
["za_vedenie_uver","vklady_do_vybrane","urok_MU","prijmy_za_obdobie_ziadatel","RU_ziadatel","prijmy_za_obdobie_pristupitel","RU_pristupitel","prijmy_za_obdobie_rucitel1",null,"prijmy_za_obdobie_rucitel2"]
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["za_vedenie_uver_SU","iny_mesacny_vklad","trvanie_MU","diety_ziadatel","spoludlznik_vstupuje","diety_pristupitel","manz_pristupitela_vstupuje","diety_rucitel1",null,"diety_rucitel2"]
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["vydavky_osoba_nehnutelnost","mim_vklad_2_suma","trvanie_SU","titul_pred_spoludlznik","cudzia_mena_spoludlznik","titul_pred_manz_pristupitela","cudzia_mena_manz_pristupitela","titul_pred_manz_rucitel1",null,"titul_pred_manz_rucitel2"]
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["vydavky_ziadatel_UVB","min_vklad_3_datum","zabezpecenie_final","titul_za_spoludlznik","pom_ziadatel_KK_diff","titul_za_manz_pristupitela","pom_pristupitel_KK_diff","titul_za_manz_rucitel1",null,"titul_za_manz_rucitel2"]
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["vydavky_partner_UVB","mim_vklad_3_suma","vklady_do_pridelenia","RC_spoludlznik","celkova_zadlzenost","RC_manz_pristupitela","pristupitel_akceptacny_prijem","RC_manz_rucitel1",null,"RC_manz_rucitel2"]
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["vydavky_dieta_UVB","odkladacia_podmienka_vybrana","zaplatene_celkom","mobil_spoludlznik","hodnotenie_ziadatel_nef_kod","mobil_manz_pristupitela","spolupristupitel_akceptacny_prijem","mobil_manz_rucitel1",null,"mobil_manz_rucitel2"]
[95.96,{"$f":"odkladacia_podmienka_vybrana","v":0},{"$f":"IF(druh_uveru_vybrany=SU,splatky_celkom_SU,+vklady_celkom_SS+vklady_mim_SS+splatky_celkom_MU+splatky_celkom_SU+NS_prepocitana)","v":90.5},{"$f":"mobil_spoludlznik","v":0},null,{"$f":"mobil_manz_pristupitela","v":0},{"$f":"prijem_podnikanie_akceptacia_manz_pristupitela*prijmy_podnikanie_manz_pristupitela+prijmy_zavisla_cin_manz_pristupitela+IF(typ_dochodku_pristupitel_partner=\"výsluhový\",1,0)*soc_prijmy_manz_pristupitela+IF(typ_ine_prijmy_pristupitel_partner=\"doktorand\",1,0)*ostatne_prijmy_manz_pristupitela","v":0},{"$f":"mobil_manz_rucitel1","v":0},null,{"$f":"mobil_manz_rucitel2","v":0}]
["pridavok_dieta","sposob_cerpania_vybrany","sadzba_poistenia","druh_mobilu_spoludlznik","hodnotenie_ziadatel_nef_text","druh_mobilu_manz_pristupitela",null,"druh_mobilu_manz_rucitel1",null,"druh_mobilu_manz_rucitel2"]
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["koef_splatky_UVB","sposob_splacania_vybrany","poistne_MU","telefon_spoludlznik","hodnotenie_ziadatel_nef_value","telefon_manz_pristupitela",null,"telefon_manz_rucitel1",null,"telefon_manz_rucitel2"]
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["tlacit_prilohac3",null,"p_overenie_prijmu_plus","splatka2_vyska_ziadatel",null,"splatka2_vyska_pristupitel",null,"splatka2_vyska_rucitel1",null,"splatka2_vyska_rucitel2"]
[{"$f":"IF(zabezpecenie_final=zab_nehn,TRUE,FALSE)","v":false},null,{"$f":"IF(p_overenie_prijmu_UU,p_overenie_prijmu,IF(p_overenie_prijmu_manual,FALSE,p_overenie_prijmu))","v":0},{"$f":"splatka2_vyska_ziadatel","v":""},null,{"$f":"splatka2_vyska_pristupitel","v":""},null,{"$f":"splatka2_vyska_rucitel1","v":0},null,{"$f":"splatka2_vyska_rucitel2","v":0}]
["LTV",null,"p_overenie_prijmu_UU","splatka3_druh_ziadatel",null,"splatka3_druh_pristupitel",null,"splatka3_druh_rucitel1",null,"splatka3_druh_rucitel2"]
[{"$f":"funLTV_explicit(druh_uveru_vybrany,vyska_uveru,NS_prepocitana,nehnutelnost_akceptovana_hodnota)","v":-1},null,null,{"$f":"splatka3_druh_ziadatel","v":0},null,{"$f":"splatka3_druh_pristupitel","v":0},null,{"$f":"splatka3_druh_rucitel1","v":0},null,{"$f":"splatka3_druh_rucitel2","v":0}]
["pocet_ucastnikov_s_prijmom",null,"p_overenie_prijmu_UU_plus","splatka3_vyska_ziadatel",null,"splatka3_vyska_pristupitel",null,"splatka3_vyska_rucitel1",null,"splatka3_vyska_rucitel2"]
[{"$f":"IF(poc_clenov_s_prijmom_ziadatel=\"\",0,poc_clenov_s_prijmom_ziadatel)+IF(prijmy_pristupitel_spolu>0,1,0)+IF(prijmy_manz_pristupitela_spolu>0,1,0)","v":0},null,{"$f":"IF(p_overenie_prijmu_UU,TRUE,p_overenie_prijmu_manual)","v":false},{"$f":"splatka3_vyska_ziadatel","v":""},null,{"$f":"splatka3_vyska_pristupitel","v":""},null,{"$f":"splatka3_vyska_rucitel1","v":0},null,{"$f":"splatka3_vyska_rucitel2","v":0}]
["pocet_ucastnikov",null,"p_overenie_prijmu_manual","splatka4_druh_ziadatel",null,"splatka4_druh_pristupitel",null,"splatka4_druh_rucitel1",null,"splatka4_druh_rucitel2"]
[{"$f":"IF(RC_ziadatel=\"\",0,1)+IF(RC_spoludlznik=\"\",0,1)+IF(RC_pristupitel=\"\",0,1)+IF(RC_manz_pristupitela=\"\",0,1)","v":0},null,{"$f":"OR(prijem_dokladovanie=ano,prijem_overenieSP=ano)","v":false},{"$f":"splatka4_druh_ziadatel","v":0},null,{"$f":"splatka4_druh_pristupitel","v":0},null,{"$f":"splatka4_druh_rucitel1","v":0},null,{"$f":"splatka4_druh_rucitel2","v":0}]
["len_ponuka_volba",null,"p_overenie_06","splatka4_vyska_ziadatel",null,"splatka4_vyska_pristupitel",null,"splatka4_vyska_rucitel1",null,"splatka4_vyska_rucitel2"]
[false,{"$f":"IF(druh_uveru_vybrany=SU,\"\",\"MU\")","v":"MU"},{"$f":"funOverenie_06(druh_uveru_vybrany,ts_pc_typ_sporenia, akcia_vybrana)","v":false},{"$f":"splatka4_vyska_ziadatel","v":""},null,{"$f":"splatka4_vyska_pristupitel","v":""},null,{"$f":"splatka4_vyska_rucitel1","v":0},null,{"$f":"splatka4_vyska_rucitel2","v":0}]
["testovacia_verzia",null,"p_overenie_07","splatka5_druh_ziadatel",null,"splatka5_druh_pristupitel",null,"splatka5_druh_rucitel1",null,"splatka5_druh_rucitel2"]
[false,null,{"$f":"funOverenie_07(druh_uveru_vybrany,ts_pc_typ_sporenia,OR(ine_ucely_9,ine_ucely_10),vybrany_pocet_ucelov>=2,zabezpecenie_nehnutelnostou_vybrane,akcia_vybrana,refinancovanie)","v":false},{"$f":"splatka5_druh_ziadatel","v":0},null,{"$f":"splatka5_druh_pristupitel","v":0},null,{"$f":"splatka5_druh_rucitel1","v":0},null,{"$f":"splatka5_druh_rucitel2","v":0}]
["s_dokl",null,"p_overenie_08","splatka5_vyska_ziadatel",null,"splatka5_vyska_pristupitel",null,"splatka5_vyska_rucitel1",null,"splatka5_vyska_rucitel2"]
["-",null,{"$f":"funOverenie_08(druh_uveru_vybrany,ts_pc_typ_sporenia, akcia_vybrana)","v":false},{"$f":"splatka5_vyska_ziadatel","v":""},null,{"$f":"splatka5_vyska_pristupitel","v":""},null,{"$f":"splatka5_vyska_rucitel1","v":0},null,{"$f":"splatka5_vyska_rucitel2","v":0}]
["bez_dokl_nizsia",null,"p_Overenie_99","splatka6_druh_ziadatel",null,"splatka6_druh_pristupitel",null,"splatka6_druh_rucitel1",null,"splatka6_druh_rucitel2"]
["-",null,{"$f":"funOverenie_99(ts_pc_typ_sporenia)","v":false},{"$f":"splatka6_druh_ziadatel","v":0},null,{"$f":"splatka6_druh_pristupitel","v":0},null,{"$f":"splatka6_druh_rucitel1","v":0},null,{"$f":"splatka6_druh_rucitel2","v":0}]
["bez_dokl_vyssia",null,"p_typ_uveru","splatka6_vyska_ziadatel",null,"splatka6_vyska_pristupitel",null,"splatka6_vyska_rucitel1",null,"splatka6_vyska_rucitel2"]
["-",null,{"$f":"IF(typ_zmluvy=\"SU\",\"stavebný úver\",IF(typ_zmluvy=\"MU_N\",\"mimoriadny medziúver\",IF(aktualna_NS<min_NS_suma,\"mimoriadny medziúver\",\"medziúver\")))","v":"mimoriadny medziúver"},{"$f":"splatka6_vyska_ziadatel","v":""},null,{"$f":"splatka6_vyska_pristupitel","v":""},null,{"$f":"splatka6_vyska_rucitel1","v":0},null,{"$f":"splatka6_vyska_rucitel2","v":0}]
["p_vynimka",null,"p_KPP","splatka7_druh_ziadatel",null,"splatka7_druh_pristupitel",null,"splatka7_druh_rucitel1",null,"splatka7_druh_rucitel2"]
[false,null,{"$f":"teritorium=\"KPP\"","v":false},{"$f":"splatka7_druh_ziadatel","v":0},null,{"$f":"splatka7_druh_pristupitel","v":0},null,{"$f":"splatka7_druh_rucitel1","v":0},null,{"$f":"splatka7_druh_rucitel2","v":0}]
["p_vynimka_prijem",null,"p_EDS (EDS+OVB)","splatka7_vyska_ziadatel",null,"splatka7_vyska_pristupitel",null,"splatka7_vyska_rucitel1",null,"splatka7_vyska_rucitel2"]
[false,null,{"$f":"OR(LEFT(teritorium,3)=\"EDS\",LEFT(teritorium,3)=\"OVB\")","v":false},{"$f":"splatka7_vyska_ziadatel","v":""},null,{"$f":"splatka7_vyska_pristupitel","v":""},null,{"$f":"splatka7_vyska_rucitel1","v":0},null,{"$f":"splatka7_vyska_rucitel2","v":0}]
["p_vynimka_zolikUS",null,"p_overenie_Refinancovanie","podnikanie_ziadatel",null,"podnikanie_pristupitel",null,"podnikanie_rucitel1",null,"podnikanie_rucitel2"]
[false,null,{"$f":"AND(refinancovanie=\"úver s nehnuteľnosťou\",zabezpecenie_final=zab_nehn)","v":false},{"$f":"podnikanie_ziadatel","v":"nie"},null,{"$f":"podnikanie_pristupitel","v":"nie"},null,{"$f":"podnikanie_rucitel1","v":"nie"},null,{"$f":"podnikanie_rucitel2","v":"nie"}]
["p_vynimka_he_U5",null,"p_EXT","druh_podn_cinnosti_ziadatel",null,"druh_podn_cinnosti_pristupitel",null,"druh_podn_cinnosti_rucitel1",null,"druh_podn_cinnosti_rucitel2"]
[false,null,{"$f":"OR(teritorium=\"EDS\",teritorium=\"OVB\",p_pom_EXT)","v":false},{"$f":"druh_podn_cinnosti_ziadatel","v":0},null,{"$f":"druh_podn_cinnosti_pristupitel","v":0},null,{"$f":"druh_podn_cinnosti_rucitel1","v":0},null,{"$f":"druh_podn_cinnosti_rucitel2","v":0}]
["p_vynimka_zolikpoplatok",null,"p_EXT_tiper","podn_cinnost_od_ziadatel",null,"podn_cinnost_od_pristupitel",null,"podn_cinnost_od_rucitel1",null,"podn_cinnost_od_rucitel2"]
[false,null,{"$f":"OR(teritorium=\"EDS tiper KPP\",teritorium=\"EDS tiper IDS\",teritorium=\"OVB tiper IDS\",teritorium=\"OVB tiper KPP\",teritorium=eds_tiper_kp_csob,teritorium=ovb_tiper_kp_csob)","v":false},{"$f":"podn_cinnost_od_ziadatel","v":0},null,{"$f":"podn_cinnost_od_pristupitel","v":0},null,{"$f":"podn_cinnost_od_rucitel1","v":0},null,{"$f":"podn_cinnost_od_rucitel2","v":0}]
["p_vynimka_vek",null,"p_tiper_IDS","ICO_ziadatel",null,"ICO_pristupitel",null,"ICO_rucitel1",null,"ICO_rucitel2"]
[false,null,{"$f":"OR(teritorium=\"EDS tiper IDS\",teritorium=\"OVB tiper IDS\")","v":false},{"$f":"ICO_ziadatel","v":0},null,{"$f":"ICO_pristupitel","v":0},null,{"$f":"ICO_rucitel1","v":0},null,{"$f":"ICO_rucitel2","v":0}]
["katastralny poplatok",null,"p_tiper_KPP","podiel1_nazov_ziadatel",null,"podiel1_nazov_pristupitel",null,"podiel1_nazov_rucitel1",null,"podiel1_nazov_rucitel2"]
[{"$f":"+IF(zabezpecenie_final=\"nehnuteľnosť\",66,0)","v":0},null,{"$f":"OR(teritorium=\"EDS tiper KPP\",teritorium=\"OVB tiper KPP\")","v":false},{"$f":"podiel1_nazov_ziadatel","v":0},null,{"$f":"podiel1_nazov_pristupitel","v":0},null,{"$f":"podiel1_nazov_rucitel1","v":0},null,{"$f":"podiel1_nazov_rucitel2","v":0}]
["poplatok_blankozmenka",null,"p_IDS","podiel1_ICO_ziadatel",null,"podiel1_ICO_pristupitel",null,"podiel1_ICO_rucitel1",null,"podiel1_ICO_rucitel2"]
[{"$f":"IF(odkladacia_podmienka_vybrana=blankozmenka,17,0)","v":0},null,{"$f":"LEFT(teritorium,3)=\"IDS\"","v":false},{"$f":"podiel1_ICO_ziadatel","v":0},null,{"$f":"podiel1_ICO_pristupitel","v":0},null,{"$f":"podiel1_ICO_rucitel1","v":0},null,{"$f":"podiel1_ICO_rucitel2","v":0}]
["XML_filename",null,"p_KP_CSOB","podiel1_vyska_ziadatel",null,"podiel1_vyska_pristupitel",null,"podiel1_vyska_rucitel1",null,"podiel1_vyska_rucitel2"]
[null,null,{"$f":"teritorium=kp_csob","v":false},{"$f":"podiel1_vyska_ziadatel","v":0},null,{"$f":"podiel1_vyska_pristupitel","v":0},null,{"$f":"podiel1_vyska_rucitel1","v":0},null,{"$f":"podiel1_vyska_rucitel2","v":0}]
["XML_generovanie",null,"p_tiper_KP_CSOB","podiel2_nazov_ziadatel",null,"podiel2_nazov_pristupitel",null,"podiel2_nazov_rucitel1",null,"podiel2_nazov_rucitel2"]
[null,null,{"$f":"OR(teritorium=eds_tiper_kp_csob,teritorium=ovb_tiper_kp_csob)","v":false},{"$f":"podiel2_nazov_ziadatel","v":0},null,{"$f":"podiel2_nazov_pristupitel","v":0},null,{"$f":"podiel2_nazov_rucitel1","v":0},null,{"$f":"podiel2_nazov_rucitel2","v":0}]
["XML_typ",null,"p_tlacit_zaznam","podiel2_ICO_ziadatel",null,"podiel2_ICO_pristupitel",null,"podiel2_ICO_rucitel1",null,"podiel2_ICO_rucitel2"]
[null,null,{"$f":"AND(OR(p_IDS,teritorium=\"EDS tiper IDS\",teritorium=\"OVB tiper IDS\"),pozicia<>\"Regionálny obchodný riaditeľ\")","v":false},{"$f":"podiel2_ICO_ziadatel","v":0},null,{"$f":"podiel2_ICO_pristupitel","v":0},null,{"$f":"podiel2_ICO_rucitel1","v":0},null,{"$f":"podiel2_ICO_rucitel2","v":0}]
["RPMN_manual",null,"p_OVB","podiel2_vyska_ziadatel",null,"podiel2_vyska_pristupitel",null,"podiel2_vyska_rucitel1",null,"podiel2_vyska_rucitel2"]
[false,null,{"$f":"LEFT(teritorium,3)=\"OVB\"","v":false},{"$f":"podiel2_vyska_ziadatel","v":0},null,{"$f":"podiel2_vyska_pristupitel","v":0},null,{"$f":"podiel2_vyska_rucitel1","v":0},null,{"$f":"podiel2_vyska_rucitel2","v":0}]
["prepocitaj_RPMN",null,"p_OVB_tiper","podnikanie_spoludlznik",null,"podnikanie_manz_pristupitela",null,"podnikanie_manz_rucitel1",null,"podnikanie_manz_rucitel2"]
[{"$f":"AND(ABS(check_SU+check_MU+check_MUSU)>0.002,NOT(RPMN_manual))","v":false},null,{"$f":"LEFT(teritorium,9)=\"OVB tiper\"","v":false},{"$f":"podnikanie_spoludlznik","v":"nie"},null,{"$f":"podnikanie_manz_pristupitela","v":"nie"},null,{"$f":"podnikanie_manz_rucitel1","v":"nie"},null,{"$f":"podnikanie_manz_rucitel2","v":"nie"}]
["prepocitaj_K10K11",null,"p_RR","druh_podn_cinnosti_spoludlznik",null,"druh_podn_cinnosti_manz_pristupitela",null,"druh_podn_cinnosti_manz_rucitel1",null,"druh_podn_cinnosti_manz_rucitel2"]
[{"$f":"IF(prepocitaj_K10K11_manual=FALSE,FALSE,IF(druh_uveru_vybrany=SU,FALSE,IF(AND(iny_mesacny_vklad=0,ina_splatka_SU=0),IF(AND(ts_K10,mesiace_doPCS+trvanieSU<>IF(vyska_uveru <= 1500,48,60)),TRUE,OR(AND(ts_U3,mesiace_doPCS+trvanieSU<>120),AND(ts_U4,mesiace_doPCS+trvanieSU<>240))),FALSE)))","v":false},null,{"$f":"teritorium=\"Regionálny obchodný riaditeľ\"","v":false},{"$f":"druh_podn_cinnosti_spoludlznik","v":0},null,{"$f":"druh_podn_cinnosti_manz_pristupitela","v":0},null,{"$f":"druh_podn_cinnosti_manz_rucitel1","v":0},null,{"$f":"druh_podn_cinnosti_manz_rucitel2","v":0}]
["prepocitaj_K10K11_manual",null,"p_RR_pozicia","podn_cinnost_od_spoludlznik",null,"podn_cinnost_od_manz_pristupitela",null,"podn_cinnost_od_manz_rucitel1",null,"podn_cinnost_od_manz_rucitel2"]
[true,null,{"$f":"pozicia=\"Regionálny obchodný riaditeľ\"","v":false},{"$f":"podn_cinnost_od_spoludlznik","v":0},null,{"$f":"podn_cinnost_od_manz_pristupitela","v":0},null,{"$f":"podn_cinnost_od_manz_rucitel1","v":0},null,{"$f":"podn_cinnost_od_manz_rucitel2","v":0}]
["p_aktualny_rok",null,"p_KPP_rozsirene","ICO_spoludlznik",null,"ICO_pristupitel_manz",null,"ICO_rucitel1_manz",null,"ICO_rucitel2_manz"]
[{"$f":"YEAR(datum_ziadosti)","v":2020},null,{"$f":"OR(teritorium=\"KPP\",teritorium=\"EDS tiper KPP\",teritorium=\"OVB tiper KPP\",teritorium=\"Regionálny obchodný riaditeľ\")","v":false},{"$f":"ICO_spoludlznik","v":0},null,{"$f":"ICO_pristupitel_manz","v":0},null,{"$f":"ICO_rucitel1_manz","v":0},null,{"$f":"ICO_rucitel2_manz","v":0}]
["p_XML_export_UU",null,"vybrany_pocet_ucelov","podiel1_nazov_spoludlznik",null,"podiel1_nazov_manz_pristupitela",null,"podiel1_nazov_manz_rucitel1",null,"podiel1_nazov_manz_rucitel2"]
[false,null,{"$f":"COUNTIF(nadobudnutie_vlastnictva_oblast,TRUE)+COUNTIF(modernizacia_oblast,TRUE)+COUNTIF(ine_ucely_oblast,TRUE)","v":0},{"$f":"podiel1_nazov_spoludlznik","v":0},null,{"$f":"podiel1_nazov_manz_pristupitela","v":0},null,{"$f":"podiel1_nazov_manz_rucitel1","v":0},null,{"$f":"podiel1_nazov_manz_rucitel2","v":0}]
["p_empty",null,"p_pom_EXT","podiel1_ICO_spoludlznik",null,"podiel1_ICO_manz_pristupitela",null,"podiel1_ICO_manz_rucitel1",null,"podiel1_ICO_manz_rucitel2"]
[{"$f":"NOT(druh_uveru_vybrany=\"\")","v":false},null,{"$f":"AND(OR(teritorium=\"EDS\",teritorium=\"OVB\"),pom_kontrola_EDS)","v":false},{"$f":"podiel1_ICO_spoludlznik","v":0},null,{"$f":"podiel1_ICO_manz_pristupitela","v":0},null,{"$f":"podiel1_ICO_manz_rucitel1","v":0},null,{"$f":"podiel1_ICO_manz_rucitel2","v":0}]
["p_podnikanie_ziadatel",null,"NS_prepocitana_pom","podiel1_vyska_spoludlznik",null,"podiel1_vyska_manz_pristupitela",null,"podiel1_vyska_manz_rucitel1",null,"podiel1_vyska_manz_rucitel2"]
[{"$f":"NOT(druh_uveru_vybrany=\"\")","v":false},null,{"$f":"ROUND(SUM(aktualna_NS+nepripisane_uroky,IF(OR(typ_zmluvy=\"MU_N\",druh_uveru_vybrany=SU,akcia_vybrana=NU,akcia_vybrana=akcia_zts_zdarma,povodny_typ_sporenia=novy_typ_sporenia_zvoleny),0,IF(AND(DATEDIF(datum_platnosti_zmluvy_zadany,TODAY(),\"y\")>=6,datum_platnosti_zmluvy_zadany<>0),-za_ZTS,-za_ZTS/2)),-IF(povodna_CS=\"\",0,IF(povodna_CS>vyska_uveru,(povodna_CS-vyska_uveru)*za_znizenie_CS,IF(povodna_CS<vyska_uveru,za_zvysenie_CS,0))),iny_poc_vklad,podiel_poc_vkladu_zvoleny*vyska_uveru),2)","v":0},{"$f":"podiel1_vyska_spoludlznik","v":0},null,{"$f":"podiel1_vyska_manz_pristupitela","v":0},null,{"$f":"podiel1_vyska_manz_rucitel1","v":0},null,{"$f":"podiel1_vyska_manz_rucitel2","v":0}]
["self_employment_income",null,"p_pom_IDS","podiel2_nazov_spoludlznik",null,"podiel2_nazov_manz_pristupitela",null,"podiel2_nazov_manz_rucitel1",null,"podiel2_nazov_manz_rucitel2"]
[0,null,{"$f":"OR(p_IDS,RIGHT(teritorium,3)=\"IDS\")","v":false},{"$f":"podiel2_nazov_spoludlznik","v":0},null,{"$f":"podiel2_nazov_manz_pristupitela","v":0},null,{"$f":"podiel2_nazov_manz_rucitel1","v":0},null,{"$f":"podiel2_nazov_manz_rucitel2","v":0}]
["p_uv_dok_zobrazit",null,null,"podiel2_ICO_spoludlznik",null,"podiel2_ICO_manz_pristupitela",null,"podiel2_ICO_manz_rucitel1",null,"podiel2_ICO_manz_rucitel2"]
[{"$f":"AND(OR(p_KPP,p_RR,teritorium=\"centrála\",teritorium=\"IDS - Stred\",teritorium=\"IDS - Východ\",teritorium=\"IDS - Západ\",teritorium=\"EDS tiper KPP\",teritorium=\"EDS tiper IDS\",teritorium=\"OVB tiper KPP\",teritorium=\"OVB tiper IDS\",p_KP_CSOB,p_tiper_KP_CSOB),zabezpecenie_final<>zab_nehn)","v":false},null,null,{"$f":"podiel2_ICO_spoludlznik","v":0},null,{"$f":"podiel2_ICO_manz_pristupitela","v":0},null,{"$f":"podiel2_ICO_manz_rucitel1","v":0},null,{"$f":"podiel2_ICO_manz_rucitel2","v":0}]
["p_text_K11_vyhlasenie",null,null,"podiel2_vyska_spoludlznik",null,"podiel2_vyska_manz_pristupitela",null,"podiel2_vyska_manz_rucitel1",null,"podiel2_vyska_manz_rucitel2"]
["Dlžník, spoludlžník ako aj vlastník nehnuteľnosti vyhlasujú a svojimi podpismi potvrdzujú, že nehnuteľnosť špecifikovanú v Žiadosti o mimoriadny medziúver a stavebný úver v časti Údaje o nehnuteľnosti počas trvania zmluvného vzťahu bez predchádzajúceho písomného súhlasu stavebnej sporiteľne nescudzí ani nezaťaží právom inej osoby ako stavebnej sporiteľne (najmä nezriadi žiadne záložné právo, vecné bremeno, nájomné právo).",null,null,{"$f":"podiel2_vyska_spoludlznik","v":0},null,{"$f":"podiel2_vyska_manz_pristupitela","v":0},null,{"$f":"podiel2_vyska_manz_rucitel1","v":0},null,{"$f":"podiel2_vyska_manz_rucitel2","v":0}]
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[{"$f":"AND(prijmy_podnikanie_manz_pristupitela=\"\",prijmy_podnikanie_manz_pristupitela_zahr=\"\",prijmy_zavisla_cin_manz_pristupitela=\"\",prijmy_zahr_manz_pristupitela=\"\",diety_manz_pristupitela=\"\",pristupitel!Q98=\"\",soc_prijmy_manz_pristupitela=\"\",typ_dochodku_pristupitel_partner=\"\",rod_prispevok_manz_pristupitela=\"\",pristupitel!Q100=\"\",ostatne_prijmy_manz_pristupitela=\"\",typ_ine_prijmy_pristupitel_partner=\"\")","v":true},null,null,"doba_urcita_do_spoludlznik",null,"doba_urcita_do_manz_pristupitela",null,"doba_urcita_do_manz_rucitel1",null,"doba_urcita_do_manz_rucitel2"]
[{"$f":"OR(ziadatel_len_dochodok,spoludlznik_len_dochodok,pristupitel_len_dochodok,manz_pristupitel_len_dochodok)","v":false},null,null,{"$f":"doba_urcita_do_spoludlznik","v":0},null,{"$f":"doba_urcita_do_manz_pristupitela","v":0},null,{"$f":"doba_urcita_do_manz_rucitel1","v":0},null,{"$f":"doba_urcita_do_manz_rucitel2","v":0}]
["podm_prijem_dochodca2",null,null,"personalista_spoludlznik",null,"personalista_manz_pristupitela",null,"personalista_manz_rucitel1",null,"personalista_manz_rucitel2"]
[{"$f":"OR(AND(prijmy_podnikanie_ziadatel_zahr=\"\",prijmy_podnikanie_ziadatel=\"\",prijmy_zahr_ziadatel=\"\",prijmy_zavisla_cin_ziadatel=\"\",ziadatel!H102=\"\",diety_ziadatel=\"\",typ_dochodku_ziadatel=\"invalidný plný\",ziadatel!H104=\"\",rod_prispevok_ziadatel=\"\",typ_ine_prijmy_ziadatel=\"\",ostatne_prijmy_ziadatel=\"\"),AND(prijmy_podnikanie_ziadatel_zahr=\"\",prijmy_podnikanie_ziadatel=\"\",prijmy_zahr_ziadatel=\"\",prijmy_zavisla_cin_ziadatel=\"\",ziadatel!H102=\"\",diety_ziadatel=\"\",rod_prispevok_ziadatel<>\"\",typ_ine_prijmy_ziadatel=\"\",ostatne_prijmy_ziadatel=\"\"))","v":false},null,null,{"$f":"personalista_spoludlznik","v":{"$error":"#NAME?"}},null,{"$f":"personalista_manz_pristupitela","v":{"$error":"#NAME?"}},null,{"$f":"personalista_manz_rucitel1","v":0},null,{"$f":"personalista_manz_rucitel2","v":0}]
[{"$f":"OR(AND(prijmy_podnikanie_spoludlznik_zahr=\"\",prijmy_podnikanie_spoludlznik=\"\",prijmy_zahr_spoludlznik=\"\",prijmy_zavisla_cin_spoludlznik=\"\",ziadatel!Q102=\"\",diety_spoludlznik=\"\",typ_dochodku_spoludlznik=\"invalidný plný\",ziadatel!Q104=\"\",rod_prispevok_spoludlznik=\"\",typ_ine_prijmy_spoludlznik=\"\",ostatne_prijmy_spoludlznik=\"\"),AND(prijmy_podnikanie_spoludlznik_zahr=\"\",prijmy_podnikanie_spoludlznik=\"\",prijmy_zahr_spoludlznik=\"\",prijmy_zavisla_cin_spoludlznik=\"\",ziadatel!Q102=\"\",diety_spoludlznik=\"\",rod_prispevok_spoludlznik<>\"\",typ_ine_prijmy_spoludlznik=\"\",ostatne_prijmy_spoludlznik=\"\"))","v":false},null,null,"zamestnanie_tel_spoludlznik",null,"zamestnanie_tel_manz_pristupitela",null,"zamestnanie_tel_manz_rucitel1",null,"zamestnanie_tel_manz_rucitel2"]
[{"$f":"OR(AND(prijmy_podnikanie_pristupitel_zahr=\"\",prijmy_podnikanie_pristupitel=\"\",prijmy_zahr_pristupitel=\"\",prijmy_zavisla_cin_pristupitel=\"\",ziadatel!H92=\"\",diety_pristupitel=\"\",typ_dochodku_pristupitel=\"invalidný plný\",ziadatel!H94=\"\",rod_prispevok_pristupitel=\"\",typ_ine_prijmy_pristupitel=\"\",ostatne_prijmy_pristupitel=\"\"),AND(prijmy_podnikanie_pristupitel_zahr=\"\",prijmy_podnikanie_pristupitel=\"\",prijmy_zahr_pristupitel=\"\",prijmy_zavisla_cin_pristupitel=\"\",ziadatel!H92=\"\",diety_pristupitel=\"\",rod_prispevok_pristupitel<>\"\",typ_ine_prijmy_pristupitel=\"\",ostatne_prijmy_pristupitel=\"\"))","v":false},null,null,{"$f":"zamestnanie_tel_spoludlznik","v":0},null,{"$f":"zamestnanie_tel_manz_pristupitela","v":0},null,{"$f":"zamestnanie_tel_manz_rucitel1","v":0},null,{"$f":"zamestnanie_tel_manz_rucitel2","v":0}]
[{"$f":"OR(AND(prijmy_podnikanie_manz_pristupitela_zahr=\"\",prijmy_podnikanie_manz_pristupitela=\"\",prijmy_zahr_manz_pristupitela=\"\",prijmy_zavisla_cin_manz_pristupitela=\"\",ziadatel!Q92=\"\",diety_manz_pristupitela=\"\",typ_dochodku_pristupitel_partner=\"invalidný plný\",ziadatel!Q94=\"\",rod_prispevok_manz_pristupitela=\"\",typ_ine_prijmy_pristupitel_partner=\"\",ostatne_prijmy_manz_pristupitela=\"\"),AND(prijmy_podnikanie_manz_pristupitela_zahr=\"\",prijmy_podnikanie_manz_pristupitela=\"\",prijmy_zahr_manz_pristupitela=\"\",prijmy_zavisla_cin_manz_pristupitela=\"\",ziadatel!Q92=\"\",diety_manz_pristupitela=\"\",rod_prispevok_manz_pristupitela<>\"\",typ_ine_prijmy_pristupitel_partner=\"\",ostatne_prijmy_manz_pristupitela=\"\"))","v":false},null,null,"ulica_trv_spoludlznik",null,"ulica_trv_manz_pristupitela",null,"ulica_trv_manz_rucitel1",null,"ulica_trv_manz_rucitel2"]
[{"$f":"OR(AND(ziadatel_len_dochodok2,spoludlznik_prazdny,pristupitel_prazdny,manz_pristupitel_prazdny),AND(ziadatel_prazdny,spoludlznik_len_dochodok2,pristupitel_prazdny,manz_pristupitel_prazdny),AND(ziadatel_prazdny,spoludlznik_prazdny,pristupitel_len_dochodok2,manz_pristupitel_prazdny),AND(ziadatel_prazdny,spoludlznik_prazdny,pristupitel_prazdny,manz_pristupitel_len_dochodok2),AND(ziadatel_len_dochodok2,spoludlznik_len_dochodok2,pristupitel_len_dochodok2,manz_pristupitel_len_dochodok2),AND(ziadatel_len_dochodok2,spoludlznik_len_dochodok2,pristupitel_len_dochodok2,manz_pristupitel_prazdny),AND(ziadatel_len_dochodok2,spoludlznik_len_dochodok2,pristupitel_prazdny,manz_pristupitel_len_dochodok2),AND(ziadatel_len_dochodok2,spoludlznik_prazdny,pristupitel_len_dochodok2,manz_pristupitel_len_dochodok2),AND(ziadatel_prazdny,spoludlznik_len_dochodok2,pristupitel_len_dochodok2,manz_pristupitel_len_dochodok2),AND(ziadatel_len_dochodok2,spoludlznik_len_dochodok2,pristupitel_prazdny,manz_pristupitel_prazdny),AND(ziadatel_len_dochodok2,spoludlznik_prazdny,pristupitel_len_dochodok2,manz_pristupitel_prazdny),AND(ziadatel_len_dochodok2,spoludlznik_prazdny,pristupitel_prazdny,manz_pristupitel_len_dochodok2),AND(ziadatel_prazdny,spoludlznik_prazdny,pristupitel_len_dochodok2,manz_pristupitel_len_dochodok2),AND(ziadatel_prazdny,spoludlznik_len_dochodok2,pristupitel_prazdny,manz_pristupitel_len_dochodok2),AND(ziadatel_prazdny,spoludlznik_len_dochodok2,pristupitel_len_dochodok2,manz_pristupitel_prazdny))","v":false},null,null,{"$f":"ulica_trv_spoludlznik","v":0},null,{"$f":"ulica_trv_manz_pristupitela","v":0},null,{"$f":"ulica_trv_manz_rucitel1","v":0},null,{"$f":"ulica_trv_manz_rucitel2","v":0}]
["ziadatel_24_podmienka",null,null,"mesto_trv_spoludlznik",null,"mesto_trv_manz_pristupitela",null,"mesto_trv_manz_rucitel1",null,"mesto_trv_manz_rucitel2"]
[{"$f":"AND(kat_klienta=\"bežný klient - bez úveru v ČSOB SP\",vek_ziadatel<=24,zabezpecenie_final<>zab_nehn,hodnotenie_ziadatel_kod_celk=\"A\",podm_24rokov_individualne=TRUE)","v":{"$error":"#VALUE!"}},null,null,{"$f":"mesto_trv_spoludlznik","v":0},null,{"$f":"mesto_trv_manz_pristupitela","v":0},null,{"$f":"mesto_trv_manz_rucitel1","v":0},null,{"$f":"mesto_trv_manz_rucitel2","v":0}]
[{"$f":"AND(kat_klienta=\"bežný klient - bez úveru v ČSOB SP\",vek_ziadatel<=24,zabezpecenie_final<>zab_nehn,hodnotenie_ziadatel_kod_celk=\"B\",podm_24rokov_individualne=TRUE)","v":{"$error":"#VALUE!"}},null,null,"PSC_trv_spoludlznik",null,"PSC_trv_manz_pristupitela",null,"PSC_trv_manz_rucitel1",null,"PSC_trv_manz_rucitel2"]
["Ina_osoba",null,null,{"$f":"PSC_trv_spoludlznik","v":0},null,{"$f":"PSC_trv_manz_pristupitela","v":0},null,{"$f":"PSC_trv_manz_rucitel1","v":0},null,{"$f":"PSC_trv_manz_rucitel2","v":0}]
[{"$f":"zoznamy_suhlas3","v":false},null,null,"stat_trv_spoludlznik",null,"stat_trv_manz_pristupitela",null,"stat_trv_manz_rucitel1",null,"stat_trv_manz_rucitel2"]
["p_ou1_je_predmet",null,null,{"$f":"stat_trv_spoludlznik","v":0},null,{"$f":"stat_trv_manz_pristupitela","v":0},null,{"$f":"stat_trv_manz_rucitel1","v":0},null,{"$f":"stat_trv_manz_rucitel2","v":0}]
[{"$f":"OU_1_predmetom_zabezp=ano","v":false},null,null,"ulica_kor_spoludlznik",null,"ulica_kor_manz_pristupitela",null,"ulica_kor_manz_rucitel1",null,"ulica_kor_manz_rucitel2"]
["p_ou2_je_predmet",null,null,{"$f":"ulica_kor_spoludlznik","v":0},null,{"$f":"ulica_kor_manz_pristupitela","v":0},null,{"$f":"ulica_kor_manz_rucitel1","v":0},null,{"$f":"ulica_kor_manz_rucitel2","v":0}]
[{"$f":"OU_2_predmetom_zabezp=ano","v":false},null,null,"mesto_kor_spoludlznik",null,"mesto_kor_manz_pristupitela",null,"mesto_kor_manz_rucitel1",null,"mesto_kor_manz_rucitel2"]
["p_ou3_je_predmet",null,null,{"$f":"mesto_kor_spoludlznik","v":0},null,{"$f":"mesto_kor_manz_pristupitela","v":0},null,{"$f":"mesto_kor_manz_rucitel1","v":0},null,{"$f":"mesto_kor_manz_rucitel2","v":0}]
[{"$f":"OU_3_predmetom_zabezp=ano","v":false},null,null,"PSC_kor_spoludlznik",null,"PSC_kor_manz_pristupitela",null,"PSC_kor_manz_rucitel1",null,"PSC_kor_manz_rucitel2"]
["p_ou4_je_predmet",null,null,{"$f":"PSC_kor_spoludlznik","v":0},null,{"$f":"PSC_kor_manz_pristupitela","v":0},null,{"$f":"PSC_kor_manz_rucitel1","v":0},null,{"$f":"PSC_kor_manz_rucitel2","v":0}]
[{"$f":"OU_4_predmetom_zabezp=ano","v":false},null,null,"stat_kor_spoludlznik",null,"stat_kor_manz_pristupitela",null,"stat_kor_manz_rucitel1",null,"stat_kor_manz_rucitel2"]
["PEO_ziadatel",null,null,{"$f":"stat_kor_spoludlznik","v":0},null,{"$f":"stat_kor_manz_pristupitela","v":0},null,{"$f":"stat_kor_manz_rucitel1","v":0},null,{"$f":"stat_kor_manz_rucitel2","v":0}]
[false,null,null,"pobyt_od_spoludlznik",null,"pobyt_od_manz_pristupitela",null,"pobyt_od_manz_rucitel1",null,"pobyt_od_manz_rucitel2"]
["PEO_spoluziadatel",null,null,{"$f":"pobyt_od_spoludlznik","v":0},null,{"$f":"pobyt_od_manz_pristupitela","v":0},null,{"$f":"pobyt_od_manz_rucitel1","v":0},null,{"$f":"pobyt_od_manz_rucitel2","v":0}]
[false,null,null,"ina_osoba_RC",null,"pocet_ucastnikov_s_prijmom"]
["PEO_pristupitel",null,null,{"$f":"ina_osoba_RC","v":{"$error":"#NAME?"}}]
[false]
["PEO_manz_pristupitela"]
[false]
["priloha3_PDF_path"]
[{"$f":"\"R:\\08602600 - Úvery\\Klient 1 - Fyzické osoby\\úverové návrhy \" & IF(datum_spatne_schvalovanie=\"\",YEAR(TODAY()),YEAR(datum_spatne_schvalovanie)) & \"\\\" & VLOOKUP(IF(datum_spatne_schvalovanie=\"\",MONTH(TODAY()),MONTH(datum_spatne_schvalovanie)),cis_mesiace,2,FALSE) & \"\\\" & priezvisko_ziadatel & \" \" & meno_ziadatel & \" - \" & cislo_zmluvy","v":"R:\\08602600 - Úvery\\Klient 1 - Fyzické osoby\\úverové návrhy 2020\\Február\\  - "}]
["podmienka_vek"]
[{"$f":"IF(AND(zabezpecenie_final=zab_nehn,rizikova_oblast<>ano,hodnotenie_ziadatel_kod<>\"D\",hodnotenie_ziadatel_kod<>\"E\",hodnotenie_ziadatel_nef_kod<>\"D\",hodnotenie_ziadatel_nef_kod<>\"E\",zabezpecenie_nehnutelnostou_vybrane<>dokl_prijem_100),70,IF(zabezpecenie_final=zab_nehn,68,65))","v":{"$error":"#VALUE!"}}]
["podmienka_vek_II"]
[{"$f":"podmienka_vek","v":{"$error":"#VALUE!"}}]
["bol_podmienka_vek"]
[{"$f":"AND(zabezpecenie_final=zab_nehn,rizikova_oblast<>ano,hodnotenie_ziadatel_kod<>\"D\",hodnotenie_ziadatel_kod<>\"E\",hodnotenie_ziadatel_nef_kod<>\"D\",hodnotenie_ziadatel_nef_kod<>\"E\",zabezpecenie_nehnutelnostou_vybrane<>dokl_prijem_100)","v":{"$error":"#VALUE!"}}]
["spotrebitelsky_ucel"]
[]
["zmluva_1"]
[]
["zmluva_2"]
[]
["provizia"]
[{"$f":"IF(p_IDS,ROUND(provizia_IDS,2),IF(p_pom_EXT,ROUND(provizia_EXT,2),IF(p_tiper_IDS,ROUND(provizia_tiper_IDS,2),IF(p_KP_CSOB,ROUND(provizia_KP_CSOB,2),IF(p_tiper_KP_CSOB,0,\"\")))))","v":""}]
["provizia_IDS"]
[{"$f":"IF(p_IDS,IDS_provizia_perc*provizia_zaklad+0.15*(12*IF(druh_uveru_vybrany=SU,poistne_SU,poistne_MU)),\"\")","v":""}]
["provizia_KP_CSOB"]
[{"$f":"IF(p_KP_CSOB,(0.015)*provizia_zaklad+0.15*(12*IF(druh_uveru_vybrany=SU,poistne_SU,poistne_MU)),\"\")","v":""}]
["provizia_EXT"]
[{"$f":"IF(p_pom_EXT,provizia_zaklad*EDS_provizia,\"\")","v":""}]
["provizia_tiper_IDS"]
[{"$f":"IF(p_tiper_IDS,IDS_provizia_perc*provizia_zaklad,\"\")","v":""}]
["provizia_zaklad"]
[{"$f":"IF(CSOBSP=ano,refin_provizia_zaklad,vyska_uveru)","v":0}]
["pom_spracovanie"]
[{"$f":"spracovanie<>\"\"","v":false}]
["pom_esis_adresa"]
[{"$f":"spracovanie_ulica & \", \" & spracovanie_PSC & \" \" & spracovanie_mesto","v":",  "}]
["spracovanie_provizia"]
[{"$f":"IF(pom_spracovanie,IF(spracovanie=spracovanie_akvtip,0,vyska_uveru*IF(spracovanie=spracovanie_KPCSOB,0.005,IF(spracovanie=spracovanie_kseds,EDS_provizia,0))),\"\")","v":""}]
[]
[]
["mena"]
["€"]
["cm_eur"]
[true]
["cm_ine"]
[false]
["cm_kurz"]
[{"$f":"VLOOKUP(cm_mena,cis_prijem_mena_kurz,2,FALSE)","v":{"$error":"#N/A"}}]
["cudzia_mena_podmienka"]
[{"$f":"AND(spotrebitelsky_ucel=FALSE,OR(cudzia_mena_ziadatel,cudzia_mena_spoludlznik,cudzia_mena_pristupitel,cudzia_mena_manz_pristupitela))","v":false}]
["cudzia_mena_nevyhovuje"]
[{"$f":"IF(p_vynimka,FALSE,AND(spotrebitelsky_ucel=FALSE,OR(AND(cudzia_mena_podmienka,cm_ine),stat_trv_ziadatel=\"Ostatné\",stat_trv_spoludlznik=\"Ostatné\",stat_trv_pristupitel=\"Ostatné\",stat_trv_manz_pristupitela=\"Ostatné\",prijmy_zahr_mena_ziadatel=\"iné\",prijmy_zahr_mena_spoludlznik=\"iné\",prijmy_zahr_mena_pristupitel=\"iné\",prijmy_zahr_mena_manz_pristupitela=\"iné\")))","v":false}]
["mimoriadna_splatka"]
[{"$f":"ms_cielova_suma>0","v":false}]
["max_tenor_RK"]
[{"$f":"IF(OR(ts_rk,ts_HEplus),max_tenor_RK_pom,\"\")","v":""}]
["risc_band"]
[{"$f":"risc_band_pom","v":"L"}]
["pom_risc_band_class_1"]
[{"$f":"OR(uverovy_register=\"A\",uverovy_register=\"1\",uverovy_register=1)","v":false}]
["pom_risc_band_class_2"]
[{"$f":"OR(uverovy_register=\"B\",uverovy_register=\"2\",uverovy_register=2)","v":false}]
["pom_risc_band_class_3"]
[{"$f":"OR(uverovy_register=\"C\",uverovy_register=\"D\",uverovy_register=\"3\",uverovy_register=3)","v":false}]
["pom_risc_band_class_4"]
[{"$f":"OR(uverovy_register=\"E\",uverovy_register=\"F\",uverovy_register=\"G\",uverovy_register=\"4\",uverovy_register=4,uverovy_register=\"nezáväzná ponuka - s omeškanými splátkami\")","v":false}]
["pom_risc_band_class_5"]
[{"$f":"OR(IFERROR(AND(CODE(uverovy_register)>=72,CODE(uverovy_register)<=77),FALSE),uverovy_register=\"5\",uverovy_register=5,uverovy_register=\"\",uverovy_register=\"nezáväzná ponuka\",uverovy_register=\"nezáväzná ponuka - bez omeškaných splátok\")","v":true}]
["pom_risc_band_class_6"]
[{"$f":"OR(IFERROR(LEFT(uverovy_register,3)=\"kód\",FALSE),uverovy_register=\"6\",uverovy_register=6,uverovy_register=\"nezáväzná ponuka - žiadny úver\")","v":false}]
["pom_REKO_existujuci"]
[{"$f":"AND(REKO_existujuci=ano,OR(REKO_existujuci_zmluva<>\"\",p_REKO=TRUE))","v":false}]
["p_REKO"]
[]
["pom_uverovy_register_ext_cis"]
[{"$f":"OR(uverovy_register=\"1\",uverovy_register=1,uverovy_register=\"2\",uverovy_register=2,uverovy_register=\"3\",uverovy_register=3,uverovy_register=\"4\",uverovy_register=4,uverovy_register=\"5\",uverovy_register=5,uverovy_register=\"nezáväzná ponuka\",uverovy_register=\"nezáväzná ponuka - žiadny úver\",uverovy_register=\"nezáväzná ponuka - s omeškanými splátkami\",uverovy_register=\"nezáväzná ponuka - bez omeškaných splátok\")","v":false}]
["podmienka_topup_refinanc"]
[{"$f":"AND(COUNTIF(refin_institucia,zoz_ine_banky)>0,vyska_uveru<refin_suma_vyska_uveru_povo+3000)","v":false}]
["pom_sposob_prevzatia"]
[{"$f":"OR(AND(zoznamy_suhlas3=TRUE,zoznamy_suhlas4=TRUE),AND(zoznamy_suhlas3=FALSE,zoznamy_suhlas4=FALSE))","v":true}]
["popis_uverova_historia"]
[]
["CB_skore_L_bound"]
[{"$f":"VLOOKUP(uverovy_register,kontrola_uve_reg_skore,2,FALSE)","v":{"$error":"#N/A"}}]
["CB_skore_H_bound"]
[{"$f":"VLOOKUP(uverovy_register,kontrola_uve_reg_skore,3,FALSE)","v":{"$error":"#N/A"}}]
["p_zelena_zona"]
[{"$f":"AND(ts_rk,typ_zmluvy=\"MU_N\",OR(risc_band=\"VL\",risc_band=\"L\"),pom_risc_band_class_4,IFERROR(test_chyba,\"\")=\"OK\",IF(RC_ziadatel<>\"\",pom_zz_ziadatel,TRUE),IF(RC_spoludlznik<>\"\",pom_zz_spoluziadatel,TRUE),IF(RC_pristupitel<>\"\",pom_zz_pristupitel,TRUE),IF(RC_manz_pristupitela<>\"\",pom_zz_pristupitel_manz,TRUE),zmluva_1=\"\",zmluva_2=\"\")","v":false}]
["pom_zz_ziadatel"]
[{"$f":"AND(prijmy_podnikanie_ziadatel=\"\",diety_ziadatel=\"\",soc_prijmy_ziadatel=\"\",ostatne_prijmy_ziadatel=\"\",IF(prijmy_zavisla_cin_ziadatel=\"\",TRUE,IF(prijmy_zahr_ziadatel=\"v SR\",TRUE,FALSE)))","v":true}]
["pom_zz_spoluziadatel"]
[{"$f":"AND(prijmy_podnikanie_spoludlznik=\"\",diety_spoludlznik=\"\",soc_prijmy_spoludlznik=\"\",ostatne_prijmy_spoludlznik=\"\",IF(prijmy_zavisla_cin_spoludlznik=\"\",TRUE,IF(prijmy_zahr_spoludlznik=\"v SR\",TRUE,FALSE)))","v":true}]
["pom_zz_pristupitel"]
[{"$f":"AND(prijmy_podnikanie_pristupitel=\"\",diety_pristupitel=\"\",soc_prijmy_pristupitel=\"\",ostatne_prijmy_pristupitel=\"\",IF(prijmy_zavisla_cin_pristupitel=\"\",TRUE,IF(prijmy_zahr_pristupitel=\"v SR\",TRUE,FALSE)))","v":true}]
["pom_zz_pristupitel_manz"]
[{"$f":"AND(prijmy_podnikanie_manz_pristupitela=\"\",diety_manz_pristupitela=\"\",soc_prijmy_manz_pristupitela=\"\",ostatne_prijmy_manz_pristupitela=\"\",IF(prijmy_zavisla_cin_manz_pristupitela=\"\",TRUE,IF(prijmy_zahr_manz_pristupitela=\"v SR\",TRUE,FALSE)))","v":true}]
["p_reko_kampan"]
[{"$f":"AND(ts_rk,datum_ziadosti>=DATE(2018,9,17),datum_ziadosti<=DATE(2020,5,15))","v":false}]
["p_reko_sutaz"]
[{"$f":"AND(ts_rk,datum_ziadosti>=DATE(2018,9,17),datum_ziadosti<=DATE(2018,11,30))","v":false}]
["pom_CS_vs_prijem"]
[{"$f":"IFERROR(vyska_uveru/(1+priznane_prijmy_spolu+priznane_prijmy_spolu_pristupitel),100)","v":0}]
["typ_balicek"]
[]
["podmienka_akcia_UV_HE"]
[{"$f":"OR(AND(datum_ziadosti>=DATEVALUE(\"1.7.2019\"),datum_ziadosti<=DATEVALUE(\"15.5.2020\"),ts_rk),AND(datum_ziadosti>=DATEVALUE(\"15.6.2019\"),datum_ziadosti<=DATEVALUE(\"15.5.2020\"),ts_U5,fixacia_urokovej_sadzby=fix_3,risc_band<>\"VH\",risc_band<>\"H\"))","v":false}]
["p_prepocet_reftime"]
[""]

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[1,{"$f":"typy_sporenia!C4","v":"Kredit I."},"(mimoriadny) medziúver",{"$f":"IF(ISERROR(VLOOKUP(A2,vsetky_akcie,2,FALSE)),\"\",VLOOKUP(A2,vsetky_akcie,2,FALSE))","v":"POHODA - NEROZDEĽOVAŤ"},{"$f":"IF(A2>ts_max,\"\",VLOOKUP(A2,typy_sporenia!$B$4:$C$71,2,0))","v":"UV."},"UV.",{"$f":"IF(povodny_typ_sporenia=\"\",\"N/A (Refix)\",LEFT(povodny_typ_sporenia,FIND(\".\",povodny_typ_sporenia))& \" fix 3\")","v":"N/A (Refix)"},"Kredit I.","áno","bez poistenia","nasporenia min. podielu NS",0.1,"paušál","domov","slobodný/slobodná","slobodný/slobodná","základné","doba neurčitá","Úver - banka/sporiteľňa",false,"bytu",false,"bytu",false,"výstavba, prístavba, vstavba, stavebné úpravy bytu","blankozmenka","ihneď po splnení odkladacích podmienok, preddavkovo","bankový prevod","KPP","byt","Vyhlasujem, že som bol/a oboznámený/á s Poistnou zmluvou o poistení dlžníkov z medziúveru a stavebného úveru č. 2950000015 zo dňa 5.6.2007 a jej platnými dodatkami, Všeobecnými poistnými podmienkami pre životné poistenie v platnom znení  a Osobitnými poistnými podmienkami – poistenie pre prípad smrti, invalidity, invalidity následkom úrazu, pracovnej neschopnosti a straty zamestnania B-S, I, IÚ, PN, N v platnom znení a žiadam o poistenie úveru v prípade, ak mi bude stavebnou sporiteľňou poskytnutý. Súčasne vyhlasujem, že spĺňam nasledujúce podmienky:\n• som plnoletý/á, spôsobilý/á na právne úkony, mladší/ia ako 57 rokov,\n• som zdravý/á*,\n• nie som v pracovnej neschopnosti,\n• v posledných 12 mesiacoch som nebol/a v pracovnej neschopnosti dlhšej ako 30 po sebe idúcich kalendárnych dní.","85% hodnoty nehnuteľnosti (s dokladom o príjme)","do 100% s dokl. o príjme",1,{"$f":"A2","v":1},{"$f":"IF(novy_typ_sporenia_zvoleny=\"\",0,VLOOKUP(novy_typ_sporenia_zvoleny,$B$2:$AI$56,34,0))","v":0},"vo vlastníctve žiadateľa/spolužiadateľa","bežný klient - bez úveru v ČSOB SP",{"$f":"IF(ts_HEplus,\"klientom pred prvým čerpaním\",\"inkasom z účtu klienta pri 1. čerpaní\")","v":"inkasom z účtu klienta pri 1. čerpaní"},"žiadateľ/spoludlžník",null,"príjem zo závislej činnosti v SR",{"$f":"IF(COUNTIF(ProduktyAkcie!$A$2:$A$54,A2)=0,\"\",VLOOKUP(A2,ProduktyAkcie!$A$2:$B$54,2,))","v":"UV."},8390,"8390 - AKCENTA, spořitelní a uvěrní družstvo, pobočka Košice","Kredit VIII.","základné",{"$f":"IF(AX2,1,0)","v":0},"Živnostník",{"$f":"zoz_prijmy_pc","v":false},1,{"$f":"IF(AY2<=$AW$14,VLOOKUP(AY2,$AV$2:$AW$13,2,FALSE),\"-\")","v":"Študent"},"Administratíva",{"$f":"IF(BD2,1,0)","v":0},"manuálna práca",{"$f":"OR(zoz_prijmy_zc,zoz_prijmy_pc)","v":false},1,{"$f":"IF(BE2<=$BC$8,VLOOKUP(BE2,$BB$2:$BC$7,2,FALSE),\"-\")","v":"študent"},"v hotovosti","občiansky preukaz","vodičský preukaz","starobný","prenájom","prenájom","starobný","prenájom","prenájom","Banskobystrický kraj","pošta",1,"Banskobystrický kraj","Banská 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platné","v SR","euro",null,"SR",null,1,"Január","v SR zo základu dane",1,"od 3 do 11 mesiacov","úver s nehnuteľnosťou","V osobnom vlastníctve s hypotékou","vo vlastníctve žiadateľa/spoludlžníka","A",0,"ČSOB SP",null,"áno","bez zabezpečenia","Finančný agent",1.2999999999999999E-2,0,1.2999999999999999E-2,6.0000000000000001E-3,"fix 3","poštou","KP ČSOB",12467919,"A-FinAdvice s.r.o.","Letná 27","Košice","040 01",9.0000000000000011E-3,1.4999999999999999E-2,1,"Banskobystrický kraj","Banská Bystrica","Badín",null,null,"Predné Halny;Stavbárska;Rybničná;Družstevná;Krčméryho;Hrebendova;Podjavorinskej;Čučmianska;Dargovských hrdinov","rodič","Vlastné bývanie","schválené","účet ČSOB",5.0000000000000001E-3,{"$f":"IF(FA2,1,0)","v":1},"KPP",true,1,{"$f":"IF(FA2<=$EY$17,VLOOKUP(FA2,EX2:EY16,2,FALSE),\"-\")","v":"KPP"},"materská",{"$f":"IF(FF2,1,0)","v":0},"Živnostník",{"$f":"zoz_prijmy_pc_spoludlznik","v":false},1,{"$f":"IF(FG2<=$FE$14,VLOOKUP(FG2,$FD$2:$FE$13,2,FALSE),\"-\")","v":"Študent"},{"$f":"IF(FK2,1,0)","v":0},"Živnostník",{"$f":"zoz_prijmy_pc_pristupitel","v":false},1,{"$f":"IF(FL2<=$FJ$14,VLOOKUP(FL2,$FI$2:$FJ$13,2,FALSE),\"-\")","v":"Študent"},{"$f":"IF(FP2,1,0)","v":0},"Živnostník",{"$f":"zoz_prijmy_pc_manz_pristupitela","v":false},1,{"$f":"IF(FQ2<=$FO$14,VLOOKUP(FQ2,$FN$2:$FO$13,2,FALSE),\"-\")","v":"Študent"},{"$f":"IF(FU2,1,0)","v":0},"manuálna práca",{"$f":"OR(zoz_prijmy_zc_spoludlznik,zoz_prijmy_pc_spoludlznik)","v":false},1,{"$f":"IF(FV2<=$FT$8,VLOOKUP(FV2,$FS$2:$FT$7,2,FALSE),\"-\")","v":"študent"},{"$f":"IF(FZ2,1,0)","v":0},"manuálna práca",{"$f":"OR(zoz_prijmy_zc_pristupitel,zoz_prijmy_pc_pristupitel)","v":false},1,{"$f":"IF(GA2<=$FY$8,VLOOKUP(GA2,$FX$2:$FY$7,2,FALSE),\"-\")","v":"študent"},{"$f":"IF(GE2,1,0)","v":0},"manuálna práca",{"$f":"OR(zoz_prijmy_zc_manz_pristupitela,zoz_prijmy_pc_manz_pristupitela)","v":false},1,{"$f":"IF(GF2<=$GD$8,VLOOKUP(GF2,$GC$2:$GD$7,2,FALSE),\"-\")","v":"študent"},{"$f":"IF(GJ2,1,0)","v":1},"ihneď po splnení odkladacích podmienok, preddavkovo",{"$f":"NOT(OR(ts_HEplus,ts_he))","v":true},1,{"$f":"IF(GK2<=$GI$10,VLOOKUP(GK2,$GH$2:$GI$9,2,FALSE),\"-\")","v":"ihneď po splnení odkladacích podmienok, preddavkovo"},"A – cizinci, kterým skončilo povolení k pobytu","Ano","Ano","Dieťa / Študent","324 – REKO úver_MU","SLOVENSKO",12467919,"A-FinAdvice s.r.o.","Letná 27","Košice","040 01",9.0000000000000011E-3,0,9.0000000000000011E-3,0,8.9999999999999993E-3,0,9.0000000000000011E-3,0,9.0000000000000011E-3,0,9.0000000000000011E-3,0,"7512 - Bratislava - Detvianska 10A",13725019,null,"Byt","Pozemok"]
[2,{"$f":"typy_sporenia!C5","v":"Kredit II."},"stavebný úver","Nešpecifikovaná nehnuteľnosť","HypoEXTRA",{"$f":"IF(YEARFRAC(datum_platnosti_zmluvy_zadany,datum_ziadosti,1)>=2,\"Úver pre verných\",\"\")","v":"Úver pre verných"},null,"Kredit II.","nie","základný súbor A","pridelenia CS",0.2,"predplatená karta","do práce","ženatý/vydatá rozdielne priezviská","ženatý/vydatá","vyučený","doba určitá","Splátkové spoločnosti",false,"rodinného domu",false,"rodinného domu",false,"výstavba, prístavba, vstavba, stavebné úpravy rodinného domu",null,"ihneď po splnení odkladacích podmienok, po predložení dokladov","SEPA inkasom z účtu žiadateľa","Regionálny riaditeľ","rodinný dom","Vyhlasujem, že som bol/a oboznámený/á s Poistnou zmluvou o poistení dlžníkov z medziúveru a stavebného úveru č. 2950000015 zo dňa 5.6.2007 a jej platnými dodatkami, Všeobecnými poistnými podmienkami pre životné poistenie v platnom znení  a Osobitnými poistnými podmienkami – poistenie pre prípad smrti, invalidity, invalidity následkom úrazu, pracovnej neschopnosti a straty zamestnania B-S, I, IÚ, PN, N v platnom znení a žiadam o poistenie úveru v prípade, ak mi bude stavebnou sporiteľňou poskytnutý. Súčasne vyhlasujem, že spĺňam nasledujúce podmienky:\n• som plnoletý/á, spôsobilý/á na právne úkony, mladší/ia ako 57 rokov,\n• som zdravý/á*,\n• nie som v pracovnej neschopnosti,\n• v posledných 12 mesiacoch som nebol/a v pracovnej neschopnosti dlhšej ako 30 po sebe idúcich kalendárnych dní,\n• mám hlavný pracovný pomer uzavretý na dobu neurčitú a súčasne som bol/a zamestnaný/á v hlavnom pracovnom pomere nepretržite v predchádzajúcich 12 mesiacoch,\n• nezrušil/a som so zamestnávateľom okamžite pracovný pomer, nepodal/a som a ani mi nebola daná výpoveď zo strany zamestnávateľa, nezaslal/a som zamestnávateľovi a ani som neobdržal/a od zamestnávateľa návrh na skončenie pracovného pomeru dohodou,\n• nie som podľa môjho vedomia zamestnancom, s ktorým by mohol byť v dobe nasledujúcich 12 mesiacov rozviazaný pracovný pomer z dôvodov uvedených v §63 ods. 1 písm. a) a b) zákona č. 311/2001 Z. z. Zákonník práce v platnom znení najmä v dôsledku znižovania počtu zamestnancov alebo v dôsledku organizačných zmien zamestnávateľa.\n","70% hodnoty nehnuteľnosti (bez dokladu o príjme)","do 90% s dokl. o príjme",0.9,2,null,"vo vlastníctve tretej osoby","bežný klient - s úverom v ČSOB SP",null,"záložca/záložcovia",null,"príjem zo závislej činnosti v zahraničí",{"$f":"IF(COUNTIF(ProduktyAkcie!$A$2:$A$54,A3)=0,\"\",VLOOKUP(A3,ProduktyAkcie!$A$2:$B$54,2,))","v":""},8380,"8380 - AXA Bank Europe, pobočka zahraničnej banky","Kredit IX.","vyučený",{"$f":"IF(AX3,AV2+1,0)","v":0},"Podnikateľ",{"$f":"zoz_prijmy_pc","v":false},2,"Dôchodca","Bankovníctvo",{"$f":"IF(BD3,BB2+1,0)","v":0},"duševná práca",{"$f":"OR(zoz_prijmy_zc,zoz_prijmy_pc)","v":false},2,"dôchodca","na účet v banke","dokl.tot. občana iného štátu","zdravotný preukaz","predčasný starobný","doktorand","doktorand","predčasný starobný","doktorand","doktorand","Bratislavský kraj","e-mail",2,"Banskobystrický kraj","Banská Štiavnica",{"$f":"IF(kraj_trv_ziadatel=$BS3,$BR3,\"\")","v":""},{"$f":"IF(OR(BV2=0,BV2+1>kraj_max),0,BV2+1)","v":0},{"$f":"IF(BV3=0,\"\",VLOOKUP(BV3,$BR$2:$BT$80,3,FALSE))","v":""},{"$f":"IF(kraj_nehnutelnost1=$BS3,$BR3,\"\")","v":""},{"$f":"IF(OR(BY2=0,BY2+1>kraj_max1),0,BY2+1)","v":0},{"$f":"IF(BY3=0,\"\",VLOOKUP(BY3,$BR$2:$BT$80,3,FALSE))","v":""},{"$f":"IF(kraj_nehnutelnost2=$BS3,$BR3,\"\")","v":""},{"$f":"IF(OR(CB2=0,CB2+1>kraj_max2),0,CB2+1)","v":0},{"$f":"IF(CB3=0,\"\",VLOOKUP(CB3,$BR$2:$BT$80,3,FALSE))","v":""},"",{"$f":"IF(OR(CE2=0,CE2+1>CE$1),0,CE2+1)","v":0},{"$f":"IF(CE3=0,\"\",VLOOKUP(CE3,$BR$2:$BT$80,3,FALSE))","v":""},"",{"$f":"IF(OR(CH2=0,CH2+1>CH$1),0,CH2+1)","v":0},{"$f":"IF(CH3=0,\"\",VLOOKUP(CH3,$BR$2:$BT$80,3,FALSE))","v":""},"",{"$f":"IF(OR(CK2=0,CK2+1>CK$1),0,CK2+1)","v":0},{"$f":"IF(CK3=0,\"\",VLOOKUP(CK3,$BR$2:$BT$80,3,FALSE))","v":""},"",{"$f":"IF(OR(CN2=0,CN2+1>CN$1),0,CN2+1)","v":0},{"$f":"IF(CN3=0,\"\",VLOOKUP(CN3,$BR$2:$BT$80,3,FALSE))","v":""},"",{"$f":"IF(OR(CQ2=0,CQ2+1>CQ$1),0,CQ2+1)","v":0},"","",{"$f":"IF(OR(CT2=0,CT2+1>CT$1),0,CT2+1)","v":0},"",{"$f":"IF(CX3,CV2+1,0)","v":2},"Garáž (samostatne stojaca)",{"$f":"NOT(ts_U3)","v":true},2,"Garáž (samostatne stojaca)",null,null,"platnosť do 31.7.2012",{"$f":"IF(AND(zabezpecenie_final=zab_nehn,akcia_vybrana=\"Zjednodušené splatenie;POHODA\"),\"\",\"v ČR\")","v":"v ČR"},"CZK",24.893000000000001,"ČR",{"$f":"DE8","v":"iné"},2,"Február","SZČO - EP",0.7,"12 mesiacov a viac","úver bez zabezpečenia","V osobnom vlastníctve bez hypotéky","v nájme žiadateľa/spoludlžníka","B",0.03,"ostatné stav. Sporiteľne","bez zľavy","nie","bez zabezpečenia - 2 účastníci","Manažér",1.4999999999999999E-2,null,1.2999999999999999E-2,6.0000000000000001E-3,{"$f":"IF(OR(ts_rk,ts_HEplus),\"\",\"fix 5\")","v":"fix 5"},"e-mailom","akvizícia / Tip",12454819,"Agentúra Zimný s.r.o.","Trnavská cesta 37","Bratislava 3","831 04",9.0000000000000011E-3,1.4999999999999999E-2,2,"Banskobystrický kraj","Banská Bystrica","Baláže",null,null,"BB","súrodenec","Nehnuteľnosť na prenájom","zamietnuté","poistenie ČSOB",2.5000000000000001E-3,{"$f":"IF(FA3,EX2+1,0)","v":2},"Regionálny obchodný riaditeľ",true,2,{"$f":"IF(FA3<=$EY$17,VLOOKUP(FA3,EX3:EY17,2,FALSE),\"-\")","v":"Regionálny obchodný riaditeľ"},"rodičovský príspevok",{"$f":"IF(FF3,FD2+1,0)","v":0},"Podnikateľ",{"$f":"zoz_prijmy_pc_spoludlznik","v":false},2,{"$f":"IF(FG3<=$FE$14,VLOOKUP(FG3,$FD$2:$FE$13,2,FALSE),\"-\")","v":"Dôchodca"},{"$f":"IF(FK3,FI2+1,0)","v":0},"Podnikateľ",{"$f":"zoz_prijmy_pc_pristupitel","v":false},2,"Dôchodca",{"$f":"IF(FP3,FN2+1,0)","v":0},"Podnikateľ",{"$f":"zoz_prijmy_pc_manz_pristupitela","v":false},2,{"$f":"IF(FQ3<=$FO$14,VLOOKUP(FQ3,$FN$2:$FO$13,2,FALSE),\"-\")","v":"Dôchodca"},{"$f":"IF(FU3,FS2+1,0)","v":0},"duševná práca",{"$f":"OR(zoz_prijmy_zc_spoludlznik,zoz_prijmy_pc_spoludlznik)","v":false},2,"dôchodca",{"$f":"IF(FZ3,FX2+1,0)","v":0},"duševná práca",{"$f":"OR(zoz_prijmy_zc_pristupitel,zoz_prijmy_pc_pristupitel)","v":false},2,"dôchodca",{"$f":"IF(GE3,GC2+1,0)","v":0},"duševná práca",{"$f":"OR(zoz_prijmy_zc_manz_pristupitela,zoz_prijmy_pc_manz_pristupitela)","v":false},2,"dôchodca",{"$f":"IF(GJ3,GH2+1,0)","v":2},"ihneď po splnení odkladacích podmienok, po predložení dokladov",true,2,{"$f":"IF(GK3<=$GI$10,VLOOKUP(GK3,$GH$2:$GI$9,2,FALSE),\"-\")","v":"ihneď po splnení odkladacích podmienok, po predložení dokladov"},"B – cizinci bez povolení k pobytu žádající o pobyt","Ne","Ne","Dôchodca","318 – HypoEXTRA","ČESKO",12454819,"Agentúra Zimný s.r.o.","Trnavská cesta 37","Bratislava 3","831 04",9.0000000000000011E-3,0,9.0000000000000011E-3,0,8.9999999999999993E-3,0,9.0000000000000011E-3,0,9.0000000000000011E-3,0,9.0000000000000011E-3,0,"7516 - Bratislava - Pribinova 8 - Eurovea",16237619,null,"Rozostavaný byt","Garáž"]
[3,{"$f":"typy_sporenia!C6","v":"Kredit III."},null,"","REKO úver","REKO úver",null,"Kredit III.",null,"komplexný súbor B",null,0.25,null,null,"ženatý/vydatá","druh/družka","vyučený s maturitou",null,"Poistné",false,"stavebného pozemku za účelom výstavby rodinného domu",false,"bytového domu",false,"výstavba, prístavba, vstavba, stavebné úpravy bytového domu",null,"na základe písomnej žiadosti, preddavkovo","SEPA inkasom z účtu spoludlžníka","IDS - Stred","rozostavaný byt/rodinný dom","* Zdravá osoba je osoba, ktorá nie je v pravidelnej lekárskej opatere, nie je pod pravidelným lekárskym dohľadom v dôsledku zisteného chronického ochorenia s trvalým užívaním liekov, netrpí najmä nevyliečiteľnou chorobou, alebo chronickým ochorením, alebo ochorením, ktoré by mohlo ohroziť jej zdravie alebo život, alebo ochorením, ktoré by mohlo mať za následok vznik invalidity.",null,"do 80% s dokl. o príjme",0.8,3,null,null,"poradca ČSOB SP",null,null,false,"príjem z podnikania",{"$f":"IF(COUNTIF(ProduktyAkcie!$A$2:$A$54,A4)=0,\"\",VLOOKUP(A4,ProduktyAkcie!$A$2:$B$54,2,))","v":""},8400,"8400 - Banco Banif Mais S.A., pobočka zahraničnej banky","Kredit IX. fix 1","stredoškolské",{"$f":"IF(AX4,MAX(AV$2:AV3)+1,0)","v":1},"Študent",{"$f":"AND(zoz_prijmy_zc=FALSE,zoz_prijmy_pc=FALSE)","v":true},3,"Pracovná stáž","Cestovný ruch, gastro, hoteliérstvo",{"$f":"IF(BD4,MAX(BB$2:BB3)+1,0)","v":1},"študent",{"$f":"AND(zoz_prijmy_zc=FALSE,zoz_prijmy_pc=FALSE)","v":true},3,"iná","na účet v ČSOB",null,"pas","výsluhový","vdov.dôchodok","vdov.dôchodok","výsluhový","vdov.dôchodok","vdov.dôchodok","Košický kraj",null,3,"Banskobystrický kraj","Brezno","",{"$f":"IF(OR(BV3=0,BV3+1>kraj_max),0,BV3+1)","v":0},"","",{"$f":"IF(OR(BY3=0,BY3+1>kraj_max1),0,BY3+1)","v":0},"","",{"$f":"IF(OR(CB3=0,CB3+1>kraj_max2),0,CB3+1)","v":0},"","",{"$f":"IF(OR(CE3=0,CE3+1>CE$1),0,CE3+1)","v":0},"","",{"$f":"IF(OR(CH3=0,CH3+1>CH$1),0,CH3+1)","v":0},"","",{"$f":"IF(OR(CK3=0,CK3+1>CK$1),0,CK3+1)","v":0},"","",{"$f":"IF(OR(CN3=0,CN3+1>CN$1),0,CN3+1)","v":0},"","",{"$f":"IF(OR(CQ3=0,CQ3+1>CQ$1),0,CQ3+1)","v":0},"","",{"$f":"IF(OR(CT3=0,CT3+1>CT$1),0,CT3+1)","v":0},"",{"$f":"IF(CX4,MAX(CV$2:CV3)+1,0)","v":3},"Iná nehnuteľnosť",{"$f":"NOT(ts_U3)","v":true},3,"Iná nehnuteľnosť",null,null,"platnosť od 1.8.2012 do 14.11.2012",{"$f":"IF(AND(zabezpecenie_final=zab_nehn,akcia_vybrana=\"Zjednodušené splatenie;POHODA\"),\"\",\"v zahraničí\")","v":"v zahraničí"},"libra",0.84835000000000005,"Štáty Eurozóny (EUR)",null,3,"Marec",{"$f":"IF(AND(zabezpecenie_final=zab_nehn,akcia_vybrana=\"Zjednodušené splatenie;POHODA\"),\"\",\"Opatrovateľka v Rak.\")","v":"Opatrovateľka v Rak."},0.85,null,null,"S rodičmi","trvalým/prechodným bydliskom žiadateľa/spoludlžníka","C",0.01,"ostatné banky","so zľavou",null,"nehnuteľnosť","Regionálny obchodný riaditeľ",0,null,0,0,null,null,"kompletné spracovanie",13465819,"Akadémia FG, s.r.o.","Boliarov č. 7","Kecerovce","044 47",9.0000000000000011E-3,1.4999999999999999E-2,3,"Banskobystrický kraj","Banská Bystrica","Banská Bystrica",null,null,"Predné Halny","dieťa","Nehnuteľnosť určená na budúci predaj",null,null,null,{"$f":"IF(EZ4,MAX(EX2:EX3)+1,0)","v":0},"IDS - Stred",false,3,"IDS - Východ","prídavok na dieťa",{"$f":"IF(FF4,MAX(FD$2:FD3)+1,0)","v":1},"Študent",{"$f":"AND(zoz_prijmy_zc_spoludlznik=FALSE,zoz_prijmy_pc_spoludlznik=FALSE)","v":true},3,"Pracovná stáž",{"$f":"IF(FK4,MAX(FI$2:FI3)+1,0)","v":1},"Študent",{"$f":"AND(zoz_prijmy_zc_pristupitel=FALSE,zoz_prijmy_pc_pristupitel=FALSE)","v":true},3,"Pracovná stáž",{"$f":"IF(FP4,MAX(FN$2:FN3)+1,0)","v":1},"Študent",{"$f":"AND(zoz_prijmy_zc_manz_pristupitela=FALSE,zoz_prijmy_pc_manz_pristupitela=FALSE)","v":true},3,"Pracovná stáž",{"$f":"IF(FU4,MAX(FS$2:FS3)+1,0)","v":1},"študent",{"$f":"AND(zoz_prijmy_zc_spoludlznik=FALSE,zoz_prijmy_pc_spoludlznik=FALSE)","v":true},3,"iná",{"$f":"IF(FZ4,MAX(FX$2:FX3)+1,0)","v":1},"študent",{"$f":"AND(zoz_prijmy_zc_pristupitel=FALSE,zoz_prijmy_pc_pristupitel=FALSE)","v":true},3,"iná",{"$f":"IF(GE4,MAX(GC$2:GC3)+1,0)","v":1},"študent",{"$f":"AND(zoz_prijmy_zc_manz_pristupitela=FALSE,zoz_prijmy_pc_manz_pristupitela=FALSE)","v":true},3,"iná",{"$f":"IF(GJ4,MAX(GH$2:GH3)+1,0)","v":3},"na základe písomnej žiadosti, preddavkovo",{"$f":"NOT(OR(ts_HEplus,ts_he))","v":true},3,"na základe písomnej žiadosti, preddavkovo","C – občan EU bez dokladovan. trv. pobytu v SR","Nezjištěno","Bez konfliktu","Neuvedené","250 – U5_N_0%MNS","RAKÚSKO",13465819,"Akadémia FG, s.r.o.","Boliarov č. 7","Kecerovce","044 47",9.0000000000000011E-3,0,9.0000000000000011E-3,0,8.9999999999999993E-3,0,9.0000000000000011E-3,0,9.0000000000000011E-3,0,9.0000000000000011E-3,0,"7518 - Nitra - Coboriho 7",16242119,null,"Rodinný dom","Iná drobná stavba"]
[4,{"$f":"typy_sporenia!C7","v":"Kredit IV."},null,"","HypoEXTRA Plus","HypoEXTRA Plus",null,"Kredit IV.",null,null,null,0.3,null,null,"ženatý/vydatá bez BSM","rozvedený/rozvedená","stredné s maturitou",null,"Lízing",false,"pozemku na ktorom sa už nachádza rodinný dom",false,"zariadení využívajúcich alternatívne zdroje energie, domových čističiek odpadových vôd",false,"prestavba nebytových priestorov na byt",null,"na základe písomnej žiadosti, po predložení dokladov",null,"IDS - Východ","stavebný pozemok",null,null,"do 70% s dokl. o príjme",0.7,4,null,null,"zamestnanec ČSOB SP",null,null,false,"SZČO",{"$f":"IF(COUNTIF(ProduktyAkcie!$A$2:$A$54,A5)=0,\"\",VLOOKUP(A5,ProduktyAkcie!$A$2:$B$54,2,))","v":""},8420,"8420 - BKS Bank AG, pobočka zahraničnej banky v SR","Kredit IX. fix 3","vyššie odborné",{"$f":"IF(AX5,MAX(AV$2:AV4)+1,0)","v":2},"Dôchodca",{"$f":"AND(zoz_prijmy_zc=FALSE,zoz_prijmy_pc=FALSE)","v":true},4,"Rodičovská dovolenka","Doprava, špedícia, logistika",{"$f":"IF(BD5,MAX(BB$2:BB4)+1,0)","v":2},"dôchodca",{"$f":"AND(zoz_prijmy_zc=FALSE,zoz_prijmy_pc=FALSE)","v":true},4,"-",{"$f":"IF(prijmy_ziadatel_spolu=0,\"iná\",\"\")","v":"iná"},null,"rodný list","invalidný čiastočný","sirot.dôchodok","sirot.dôchodok","invalidný čiastočný","sirot.dôchodok","sirot.dôchodok","Nitriansky kraj",null,4,"Banskobystrický kraj","Detva","",{"$f":"IF(OR(BV4=0,BV4+1>kraj_max),0,BV4+1)","v":0},"","",{"$f":"IF(OR(BY4=0,BY4+1>kraj_max1),0,BY4+1)","v":0},"","",{"$f":"IF(OR(CB4=0,CB4+1>kraj_max2),0,CB4+1)","v":0},"","",0,"","",0,"","",0,"","",0,"","",0,"","",0,"",{"$f":"IF(CX5,MAX(CV$2:CV4)+1,0)","v":4},"Nebytový priestor",{"$f":"NOT(ts_U3)","v":true},4,"Nebytový priestor",null,2,"platnosť do 30.6.2016_U5",null,"švajčiarsky frank",1.0714999999999999,"Švajčiarsko",{"$f":"DE4","v":"libra"},4,"Apríl",{"$f":"IF(AND(zabezpecenie_final=zab_nehn,akcia_vybrana=\"Zjednodušené splatenie;POHODA\"),\"\",\"Členovia komory\")","v":"Členovia komory"},0.5,null,null,"Nájomný byt","objektom nadobudnutia do vlastníctva žiadateľa/spoludlžníka","D",4.0000000000000001E-3,"mimo ČSOB SP",null,null,null,"Finančný agent senior",1.6E-2,0,1.2500000000000001E-2,5.0000000000000001E-3,null,null,null,14145219,"Allfin s.r.o.","Popradská 54","Košice 1","040 01",9.0000000000000011E-3,1.4999999999999999E-2,4,"Banskobystrický kraj","Banská Bystrica","Brusno",null,null,"BA","iný rodinný príslušník","Rekreačný objekt/druhé bývanie",null,null,null,{"$f":"IF(EZ5,MAX(EX3:EX4)+1,0)","v":3},"IDS - Východ",true,4,"IDS - Západ",null,{"$f":"IF(FF5,MAX(FD$2:FD4)+1,0)","v":2},"Dôchodca",{"$f":"AND(zoz_prijmy_zc_spoludlznik=FALSE,zoz_prijmy_pc_spoludlznik=FALSE)","v":true},4,"Rodičovská dovolenka",{"$f":"IF(FK5,MAX(FI$2:FI4)+1,0)","v":2},"Dôchodca",{"$f":"AND(zoz_prijmy_zc_pristupitel=FALSE,zoz_prijmy_pc_pristupitel=FALSE)","v":true},4,"Rodičovská dovolenka",{"$f":"IF(FP5,MAX(FN$2:FN4)+1,0)","v":2},"Dôchodca",{"$f":"AND(zoz_prijmy_zc_manz_pristupitela=FALSE,zoz_prijmy_pc_manz_pristupitela=FALSE)","v":true},4,"Rodičovská dovolenka",{"$f":"IF(FU5,MAX(FS$2:FS4)+1,0)","v":2},"dôchodca",{"$f":"AND(zoz_prijmy_zc_spoludlznik=FALSE,zoz_prijmy_pc_spoludlznik=FALSE)","v":true},4,"-",{"$f":"IF(FZ5,MAX(FX$2:FX4)+1,0)","v":2},"dôchodca",{"$f":"AND(zoz_prijmy_zc_pristupitel=FALSE,zoz_prijmy_pc_pristupitel=FALSE)","v":true},4,"-",{"$f":"IF(GE5,MAX(GC$2:GC4)+1,0)","v":2},"dôchodca",{"$f":"AND(zoz_prijmy_zc_manz_pristupitela=FALSE,zoz_prijmy_pc_manz_pristupitela=FALSE)","v":true},4,"-",{"$f":"IF(GJ5,MAX(GH$2:GH4)+1,0)","v":4},"na základe písomnej žiadosti, po predložení dokladov",{"$f":"NOT(ts_he)","v":true},4,"na základe písomnej žiadosti, po predložení dokladov","E – občané EU s povolením k trvalému pobytu",null,null,"Nezamestnaný","251 – U5_N_10%MNS","MAĎARSKO",14145219,"Allfin s.r.o.","Popradská 54","Košice 1","040 01",9.0000000000000011E-3,0,9.0000000000000011E-3,0,8.9999999999999993E-3,0,9.0000000000000011E-3,0,9.0000000000000011E-3,0,9.0000000000000011E-3,0,"7520 - Levice - Nám. Šoltésovej 11",16241319,null,"Rozostavaný rodinný dom"]
[5,{"$f":"typy_sporenia!C8","v":"Kredit V."},null,"",null,null,null,"Kredit V.",null,null,null,0.35,null,null,"druh/družka","vdovec/vdova","vyššie odborné",null,"Iné výdavky",false,"nebytových priestorov za účelom prestavby na byt",null,null,false,"úhrada podielu bytovému družstvu za účelom nadobudnutia bytu",null,"postupné čerpanie, ihneď po splnení odkladacích podmienok, preddavkovo",null,"IDS - Západ","orná pôda",null,null,"do 50% s dokl. o príjme",0.5,5,null,null,"klient s osobitným vzťahom k banke",null,null,null,"slobodné povolania",{"$f":"IF(COUNTIF(ProduktyAkcie!$A$2:$A$54,A6)=0,\"\",VLOOKUP(A6,ProduktyAkcie!$A$2:$B$54,2,))","v":""},8360,"8360 - BRE Bank SA, pobočka zahraničnej banky mBank v Slovenskej republike","Kredit IX. fix 5","vysokoškolské so zápisom v OP",{"$f":"IF(AX6,MAX(AV$2:AV5)+1,0)","v":0},"Trvalý pracovný pomer",{"$f":"zoz_prijmy_zc","v":false},5,"Materská dovolenka","Ekonomika, financie, účtovníctvo",{"$f":"IF(BD6,MAX(BB$2:BB5)+1,0)","v":0},"manažér",{"$f":"zoz_prijmy_zc","v":false},5,"-",null,null,"iné","invalidný plný","prísp.za opatrovanie","prísp.za opatrovanie","invalidný plný","prísp.za opatrovanie","prísp.za opatrovanie","Prešovský kraj",null,5,"Banskobystrický kraj","Krupina","",0,"","",0,"","",0,"","",0,"","",0,"","",0,"","",0,"","",0,"","",0,"",{"$f":"IF(CX6,MAX(CV$2:CV5)+1,0)","v":5},"Polyfunkčný objekt",true,5,"Polyfunkčný objekt",null,3,"platnosť do 14.8.2016_U3_U4",null,"maďarský forint",336.76,"Veľká Británia",{"$f":"DE3","v":"CZK"},5,"Máj",{"$f":"IF(AND(zabezpecenie_final=zab_nehn,akcia_vybrana=\"Zjednodušené splatenie;POHODA\"),\"\",\"SZČO v ČR zo základu dane\")","v":"SZČO v ČR zo základu dane"},0.85,null,null,"Družstevný byt",null,"E",4.0000000000000001E-3,null,null,null,null,"Finančný agent profesionál",1.9E-2,0,1.4999999999999999E-2,6.0000000000000001E-3,null,null,null,16143719,"Allianz - Slovenská poisťovňa, a.s.","Dostojevského rad 4","Bratislava","815 74",9.0000000000000011E-3,1.4E-2,5,"Banskobystrický kraj","Banská Bystrica","Čerín",null,null,"Družstevná;Rybničná;Stavbárska","partner/partnerka","Pozemok kúpený za účelom predaja/prenájmu (nie výstavba)",null,null,null,4,"IDS - Západ",true,5,"KP ČSOB",null,{"$f":"IF(FF6,MAX(FD$2:FD5)+1,0)","v":0},"Trvalý pracovný pomer",{"$f":"zoz_prijmy_zc_spoludlznik","v":false},5,"Materská dovolenka",{"$f":"IF(FK6,MAX(FI$2:FI5)+1,0)","v":0},"Trvalý pracovný pomer",{"$f":"zoz_prijmy_zc_pristupitel","v":false},5,"Materská dovolenka",{"$f":"IF(FP6,MAX(FN$2:FN5)+1,0)","v":0},"Trvalý pracovný pomer",{"$f":"zoz_prijmy_zc_manz_pristupitela","v":false},5,"Materská dovolenka",{"$f":"IF(FU6,MAX(FS$2:FS5)+1,0)","v":0},"manažér",{"$f":"zoz_prijmy_zc_spoludlznik","v":false},5,"-",{"$f":"IF(FZ6,MAX(FX$2:FX5)+1,0)","v":0},"manažér",{"$f":"zoz_prijmy_zc_pristupitel","v":false},5,"-",{"$f":"IF(GE6,MAX(GC$2:GC5)+1,0)","v":0},"manažér",{"$f":"zoz_prijmy_zc_manz_pristupitela","v":false},5,"-",{"$f":"IF(GJ6,MAX(GH$2:GH5)+1,0)","v":5},"postupné čerpanie, ihneď po splnení odkladacích podmienok, preddavkovo",{"$f":"NOT(OR(ts_HEplus,ts_he))","v":true},5,"postupné čerpanie, ihneď po splnení odkladacích podmienok, preddavkovo","F – rodinní příslušníci občana EU s povolením k trvalému pobytu",null,null,"Ostatní","252 – U5_N_20%MNS","SPOJENÉ KRÁĽOVSTVO",16143719,"Allianz - Slovenská poisťovňa, a.s.","Dostojevského rad 4","Bratislava","815 74",9.0000000000000011E-3,0,9.0000000000000011E-3,0,1.4999999999999999E-2,0,1.4999999999999999E-2,0,9.0000000000000011E-3,0,9.0000000000000011E-3,0,"7528 - Trnava - Ferka Urbánka 11 - OC Max",16247219,null,"Nebytový priestor (prestavba na byt)"]
[6,{"$f":"typy_sporenia!C9","v":"Kredit VI."},null,"",null,null,null,"Kredit VI.",null,null,null,0.4,null,null,"rozvedený/rozvedená",null,"vysokoškolské",null,{"$f":"IF(AND(uver_vzz=1,zabezpecenie_final=zab_nehn),\"\",\"Prečerpanie BU/limit kredit.karty\")","v":"Prečerpanie BU/limit kredit.karty"},false,"zariadení využívajúcich alternatívne zdroje energie, domových čističiek odpadových vôd",null,null,false,"príprava stavebných pozemkov určených na výstavbu rodinných domov a bytových domov",null,"postupné čerpanie, ihneď po splnení odklad. podm., po predložení dokladov",null,"KP ČSOB",null,null,null,{"$f":"IF(ts_U5,\"do 90% zjednoduš.splat.\",\"\")","v":""},0.9,6,null,null,null,null,null,null,"vlastná s.r.o.",{"$f":"IF(COUNTIF(ProduktyAkcie!$A$2:$A$54,A7)=0,\"\",VLOOKUP(A7,ProduktyAkcie!$A$2:$B$54,2,))","v":""},8191,"8191 - Centrálny depozitár cenných papierov SR, a.s.","Kredit X.","vysokoškolské bez zápisu v OP",{"$f":"IF(AX7,MAX(AV$2:AV6)+1,0)","v":0},"Trvalý pracovný pomer, vlastná s.r.o.",{"$f":"zoz_prijmy_zc","v":false},6,"Iné","Elektrotechnika a energetika",{"$f":"IF(BD7,MAX(BB$2:BB6)+1,0)","v":3},"iná",true,6,"-",null,null,null,null,"prísp.na bývanie","prísp.na bývanie",null,"prísp.na bývanie","prísp.na bývanie","Trenčiansky kraj",null,6,"Banskobystrický kraj","Lučenec","",0,"","",0,"","",0,"","",0,"","",0,"","",0,"","",0,"","",0,"","",0,"",{"$f":"IF(CX7,MAX(CV$2:CV6)+1,0)","v":6},"Pozemok k výstavbe s ÚR",{"$f":"NOT(ts_U3)","v":true},6,"Pozemok k výstavbe s ÚR",null,null,null,null,"poľský zlotý",4.2450999999999999,"Ostatné",null,6,"Jún","s.r.o. - podiel na zisku",0.86,null,null,"Obecný byt",null,"F",4.0000000000000001E-3,null,null,null,null,"Oblastný manažér",2.1999999999999999E-2,0,1.7500000000000002E-2,7.0000000000000001E-3,null,null,null,16124219,"Allrisk Slovakia, s.r.o.","Prievozská 4B","Bratislava 2","821 09",9.0000000000000011E-3,1.4999999999999999E-2,6,"Banskobystrický kraj","Banská Bystrica","Dolná Mičiná",null,null,"KE","známy/kamarát",null,null,null,null,5,"KP ČSOB",true,6,"EDS TIPER KP ČSOB",null,{"$f":"IF(FF7,MAX(FD$2:FD6)+1,0)","v":0},"Trvalý pracovný pomer, vlastná s.r.o.",{"$f":"zoz_prijmy_zc_spoludlznik","v":false},6,"Iné",{"$f":"IF(FK7,MAX(FI$2:FI6)+1,0)","v":0},"Trvalý pracovný pomer, vlastná s.r.o.",{"$f":"zoz_prijmy_zc_pristupitel","v":false},6,"Iné",{"$f":"IF(FP7,MAX(FN$2:FN6)+1,0)","v":0},"Trvalý pracovný pomer, vlastná s.r.o.",{"$f":"zoz_prijmy_zc_manz_pristupitela","v":false},6,"Iné",{"$f":"IF(FU7,MAX(FS$2:FS6)+1,0)","v":3},"iná",true,6,"-",{"$f":"IF(FZ7,MAX(FX$2:FX6)+1,0)","v":3},"iná",true,6,"-",{"$f":"IF(GE7,MAX(GC$2:GC6)+1,0)","v":3},"iná",true,6,"-",{"$f":"IF(GJ7,MAX(GH$2:GH6)+1,0)","v":6},"postupné čerpanie, ihneď po splnení odklad. podm., po predložení dokladov",{"$f":"NOT(OR(ts_HEplus,ts_he))","v":true},6,"postupné čerpanie, ihneď po splnení odklad. podm., po predložení dokladov","L – cizinci s povolením k dlouhodobému pobytu (občané 3.států)",null,null,"Podnikateľ","253 – U5_N_NSPCS","ŠVAJČIARSKO",16124219,"Allrisk Slovakia, s.r.o.","Prievozská 4B","Bratislava 2","821 09",9.0000000000000011E-3,0,9.0000000000000011E-3,0,8.9999999999999993E-3,0,9.0000000000000011E-3,0,9.0000000000000011E-3,0,9.0000000000000011E-3,0,"7538 - Banská Bystrica - Na troskách 25 - OC Europa",16231719,null,"Stavebný pozemok"]
[7,{"$f":"typy_sporenia!C10","v":"Profit"},null,null,null,null,null,"Profit",null,null,null,0.5,null,null,"vdovec/vdova",null,null,null,null,null,null,null,null,false,"výstavba zariadení využívajúcich alternatívne zdroje energie, domových čističiek odpadových vôd",null,"postupné čerpanie, na základe písomnej žiadosti, preddavkovo",null,"EDS TIPER KP ČSOB",null,null,null,{"$f":"IF(ts_U5,\"do 80% zjednoduš.splat.\",\"\")","v":""},0.8,7,null,null,null,null,null,null,null,{"$f":"IF(COUNTIF(ProduktyAkcie!$A$2:$A$54,A8)=0,\"\",VLOOKUP(A8,ProduktyAkcie!$A$2:$B$54,2,))","v":""},8130,"8130 - Citibank Europe plc, pobočka zahraničnej banky","Kredit XI.",null,{"$f":"IF(AX8,MAX(AV$2:AV7)+1,0)","v":0},"Dočasný pracovný pomer",{"$f":"zoz_prijmy_zc","v":false},7,"-","Farmaceutický priemysel","max",{"$f":"MAX(BB2:BB7)","v":3},null,null,{"$f":"\"zoznamy!\" & BF9 &\"2:\" & BF9 & BC8+1","v":"zoznamy!BF2:BF4"},null,null,null,null,"odmena pestúna","odmena pestúna",null,"odmena pestúna","odmena pestúna","Trnavský kraj",null,7,"Banskobystrický kraj","Poltár","",{"$f":"IF(OR(BV7=0,BV7+1>kraj_max),0,BV7+1)","v":0},"","",0,"","",0,"","",0,"","",0,"","",0,"","",0,"","",0,"","",0,"",{"$f":"IF(CX8,MAX(CV$2:CV7)+1,0)","v":0},"Rekreačný objekt",false,7,"Rodinný dom",null,null,null,null,"iné",null,null,null,7,"Júl","s.r.o. - zo zisku",0.7,null,null,"Štátny byt",null,"G",0,null,null,null,null,"Regionálny manažér",2.5000000000000001E-2,0,0.02,8.0000000000000002E-3,null,null,null,11468119,"Broker Consulting, a.s.","Pribinova 25","Bratislava 1","811 09",8.9999999999999993E-3,1.6E-2,7,"Banskobystrický kraj","Banská Bystrica","Dolný Harmanec",null,null,"Krčméryho;Hrebendova;Podjavorinskej;Čučmianska;Dargovských hrdinov","rodič (bez vlastníckeho vzťahu k nehn)",null,null,null,null,6,"EDS TIPER KP ČSOB",true,7,"OVB TIPER KP ČSOB",null,{"$f":"IF(FF8,MAX(FD$2:FD7)+1,0)","v":0},"Dočasný pracovný pomer",{"$f":"zoz_prijmy_zc_spoludlznik","v":false},7,"-",{"$f":"IF(FK8,MAX(FI$2:FI7)+1,0)","v":0},"Dočasný pracovný pomer",{"$f":"zoz_prijmy_zc_pristupitel","v":false},7,"-",{"$f":"IF(FP8,MAX(FN$2:FN7)+1,0)","v":0},"Dočasný pracovný pomer",{"$f":"zoz_prijmy_zc_manz_pristupitela","v":false},7,"-","max",{"$f":"MAX(FS2:FS7)","v":3},null,null,{"$f":"\"zoznamy!\" & FW9 &\"2:\" & FW9 & FT8+1","v":"zoznamy!FW2:FW4"},"max",{"$f":"MAX(FX2:FX7)","v":3},null,null,{"$f":"\"zoznamy!\" & GB9 &\"2:\" & GB9 & FY8+1","v":"zoznamy!GB2:GB4"},"max",{"$f":"MAX(GC2:GC7)","v":3},null,null,{"$f":"\"zoznamy!\" & GG9 &\"2:\" & GG9 & GD8+1","v":"zoznamy!GG2:GG4"},{"$f":"IF(GJ8,MAX(GH$2:GH7)+1,0)","v":7},"postupné čerpanie, na základe písomnej žiadosti, preddavkovo",{"$f":"NOT(OR(ts_HEplus,ts_he))","v":true},7,"postupné čerpanie, na základe písomnej žiadosti, preddavkovo","N – cizinci, kterým nebylo uděleno povolení k pobytu",null,null,"Poľnohospodár","254 – U5_N_NSPCS_HC>d5","POĽSKO",11468119,"Broker Consulting, a.s.","Pribinova 25","Bratislava 1","811 09",8.9999999999999993E-3,0,8.9999999999999993E-3,0,1.4999999999999999E-2,0,1.6E-2,0,8.9999999999999993E-3,0,8.9999999999999993E-3,0,"7540 - Zvolen - Sládkovičova 10",16234119]
[50,"Profit Mini, Maxi",null,null,null,null,null,"Profit Mini, Maxi",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,"získanie energetického certifikátu rodinného domu alebo bytového domu",null,"postupné čerpanie, na základe písomnej žiadosti, po predložení dokladov",null,"OVB TIPER KP ČSOB",null,null,null,null,null,50,null,null,null,null,null,null,null,{"$f":"IF(COUNTIF(ProduktyAkcie!$A$2:$A$54,A10)=0,\"\",VLOOKUP(A10,ProduktyAkcie!$A$2:$B$54,2,))","v":""},8050,"8050 - COMMERZBANK Aktiengesellschaft, pobočka zahraničnej banky, Bratislava",null,null,{"$f":"IF(AX9,MAX(AV$2:AV8)+1,0)","v":0},"Práca na dohodu",{"$f":"zoz_prijmy_zc","v":false},8,"-","Informačné technológie",null,null,null,null,{"$f":"MID(ADDRESS(1,COLUMN(BF1),1,1),2,2)","v":"BF"},null,null,null,null,"odvodová úľava","sociálne príjmy z ČR",null,"odvodová úľava","sociálne príjmy z ČR","Žilinský kraj",null,8,"Banskobystrický kraj","Revúca","",0,"","",0,"","",0,"","",0,"","",0,"","",0,"","",0,"","",0,"","",0,"",{"$f":"IF(CX9,MAX(CV$2:CV8)+1,0)","v":7},"Rodinný dom",true,8,"Rozostavaná stavba",null,null,null,null,null,null,null,null,8,"August","s.r.o. - tržby",0.15,null,null,"Iné",null,"H",0,null,null,null,null,"Regionálny riaditeľ",0,0,0,0,null,null,null,12463619,"BROKER SERVICE GROUP","Mlynské Nivy 71","Bratislava 2","821 05",8.9999999999999993E-3,1.6E-2,8,"Banskobystrický kraj","Banská Bystrica","Donovaly",null,null,null,"rodič (vlastnícky vzťah k nehn)",null,null,null,null,7,"OVB TIPER KP ČSOB",true,8,"EDS",null,{"$f":"IF(FF9,MAX(FD$2:FD8)+1,0)","v":0},"Práca na dohodu",{"$f":"zoz_prijmy_zc_spoludlznik","v":false},8,"-",{"$f":"IF(FK9,MAX(FI$2:FI8)+1,0)","v":0},"Práca na dohodu",{"$f":"zoz_prijmy_zc_pristupitel","v":false},8,"-",{"$f":"IF(FP9,MAX(FN$2:FN8)+1,0)","v":0},"Práca na dohodu",{"$f":"zoz_prijmy_zc_manz_pristupitela","v":false},8,"-",null,null,null,null,{"$f":"MID(ADDRESS(1,COLUMN(FW1),1,1),2,2)","v":"FW"},null,null,null,null,{"$f":"MID(ADDRESS(1,COLUMN(GB1),1,1),2,2)","v":"GB"},null,null,null,null,{"$f":"MID(ADDRESS(1,COLUMN(GG1),1,1),2,2)","v":"GG"},{"$f":"IF(GJ9,MAX(GH$2:GH8)+1,0)","v":8},"postupné čerpanie, na základe písomnej žiadosti, po predložení dokladov",{"$f":"NOT(OR(ts_HEplus,ts_he))","v":true},8,"postupné čerpanie, na základe písomnej žiadosti, po predložení dokladov","P – občané EU s povolením k přechodnému pobytu",null,null,"Robotník","271 – U5_N_0%MNS_vynimka","AFGANISTAN",12463619,"BROKER SERVICE GROUP","Mlynské Nivy 71","Bratislava 2","821 05",8.9999999999999993E-3,0,8.9999999999999993E-3,0,1.4999999999999999E-2,0,1.6E-2,0,8.9999999999999993E-3,0,8.9999999999999993E-3,0,"7542 - Prievidza - Nábrežná 5a - OC Korzo",16232519]
[8,{"$f":"typy_sporenia!C11","v":"Profit (SU 6%)"},null,null,null,null,null,"Profit (SU 6%)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,"refinancovanie úveru/úverov - spotrebiteský účel",null,null,null,"EDS",null,null,null,"do 90%  s dokl. o príjme",0.9,8,null,null,null,null,null,null,null,{"$f":"IF(COUNTIF(ProduktyAkcie!$A$2:$A$54,A11)=0,\"\",VLOOKUP(A11,ProduktyAkcie!$A$2:$B$54,2,))","v":""},8020,"8020 - Crédit Agricole Corporate and Investment Bank S.A., pobočka zahraničnej banky",null,null,{"$f":"IF(AX10,MAX(AV$2:AV9)+1,0)","v":3},"Pracovná stáž",{"$f":"AND(zoz_prijmy_zc=FALSE,zoz_prijmy_pc=FALSE)","v":true},9,"-","Ľudské zdroje a personalistika",null,null,null,null,null,null,null,null,null,"iné","odvodová úľava",null,"iné","odvodová úľava",null,null,9,"Banskobystrický kraj","Rimavská Sobota","",0,"","",0,"","",0,"","",0,"","",0,"","",0,"","",0,"","",0,"","",0,"",{"$f":"IF(CX10,MAX(CV$2:CV9)+1,0)","v":8},"Rozostavaná stavba",true,9,"Apartmán",null,null,null,null,null,null,null,null,9,"September","v SR z obratu/tržieb",0.35,null,null,null,null,"I",0,null,null,null,null,null,null,null,null,null,null,null,null,16152519,"Brokeria, a.s.","Einsteinova 11/3677","Bratislava 5","851 01",8.9999999999999993E-3,1.6E-2,9,"Banskobystrický kraj","Banská Bystrica","Dúbravica",null,null,null,"súrodenec (bez vlastníckeho vzťahu k nehn)",null,null,null,null,8,"EDS",true,9,"EDS tiper KPP",null,{"$f":"IF(FF10,MAX(FD$2:FD9)+1,0)","v":3},"Pracovná stáž",{"$f":"AND(zoz_prijmy_zc_spoludlznik=FALSE,zoz_prijmy_pc_spoludlznik=FALSE)","v":true},9,"-",{"$f":"IF(FK10,MAX(FI$2:FI9)+1,0)","v":3},"Pracovná stáž",{"$f":"AND(zoz_prijmy_zc_pristupitel=FALSE,zoz_prijmy_pc_pristupitel=FALSE)","v":true},9,"-",{"$f":"IF(FP10,MAX(FN$2:FN9)+1,0)","v":3},"Pracovná stáž",{"$f":"AND(zoz_prijmy_zc_manz_pristupitela=FALSE,zoz_prijmy_pc_manz_pristupitela=FALSE)","v":true},9,"-",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"max",{"$f":"MAX(GH2:GH9)","v":8},null,null,{"$f":"\"zoznamy!\" & GL11 &\"2:\" & GL11 & GI10+1","v":"zoznamy!GL2:GL9"},"R – rodinní příslušníci občana EU s povolením k přechodnému pobytu",null,null,"Slobodné povolanie","329 – U5_N_0%MNS_od 15.2.2018","ALANDY",16152519,"Brokeria, a.s.","Einsteinova 11/3677","Bratislava 5","851 01",8.9999999999999993E-3,0,8.9999999999999993E-3,0,1.4999999999999999E-2,0,1.6E-2,0,8.9999999999999993E-3,0,8.9999999999999993E-3,0,"7544 - Topoľčany - Obchodná 1",16233319]
[9,{"$f":"typy_sporenia!C12","v":"Profit (SU 5,4%)"},null,null,null,null,null,"Profit (SU 5,4%)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,"refinancovanie úveru/úverov - nespotrebiteľský účel",null,null,null,"EDS tiper KPP",null,null,null,"do 50% bez dokladu o príjme",null,9,null,null,null,null,null,null,null,{"$f":"IF(COUNTIF(ProduktyAkcie!$A$2:$A$54,A12)=0,\"\",VLOOKUP(A12,ProduktyAkcie!$A$2:$B$54,2,))","v":""},7500,"7500 - Československá obchodná banka, a.s.",null,null,{"$f":"IF(AX11,MAX(AV$2:AV10)+1,0)","v":4},"Rodičovská dovolenka",{"$f":"AND(zoz_prijmy_zc=FALSE,zoz_prijmy_pc=FALSE)","v":true},10,"-","Manažment",null,null,null,null,null,null,null,null,null,null,"iné",null,null,"iné",null,null,10,"Banskobystrický kraj","Veľký Krtíš","",0,"","",0,"","",0,"","",0,"","",0,"","",0,"","",0,"","",0,"","",0,"",{"$f":"IF(CX11,MAX(CV$2:CV10)+1,0)","v":9},"Apartmán",true,10,"Rozostavaný apartmán",null,null,null,null,null,null,null,null,10,"Október","SZČO v ČR z obratu/tržieb",0.29749999999999999,null,null,null,null,"J",0,null,null,null,null,null,null,null,null,null,null,null,null,14124119,"CENTRUM POISTENIA , s.r.o.","Agátová 1171/20","Senica nad Myjavou 1","905 01",6.6E-3,1.4999999999999999E-2,10,"Banskobystrický kraj","Banská Bystrica","Harmanec",null,null,null,"súrodenec (vlastnícky vzťah k nehn)",null,null,null,null,9,"EDS tiper KPP",true,10,"EDS tiper IDS",null,{"$f":"IF(FF11,MAX(FD$2:FD10)+1,0)","v":4},"Rodičovská dovolenka",{"$f":"AND(zoz_prijmy_zc_spoludlznik=FALSE,zoz_prijmy_pc_spoludlznik=FALSE)","v":true},10,"-",{"$f":"IF(FK11,MAX(FI$2:FI10)+1,0)","v":4},"Rodičovská dovolenka",{"$f":"AND(zoz_prijmy_zc_pristupitel=FALSE,zoz_prijmy_pc_pristupitel=FALSE)","v":true},10,"-",{"$f":"IF(FP11,MAX(FN$2:FN10)+1,0)","v":4},"Rodičovská dovolenka",{"$f":"AND(zoz_prijmy_zc_manz_pristupitela=FALSE,zoz_prijmy_pc_manz_pristupitela=FALSE)","v":true},10,"-",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"MID(ADDRESS(1,COLUMN(GL3),1,1),2,2)","v":"GL"},"T – cizinci s povolením k (trvalému) pobytu (občané 3.států)",null,null,"Zamestnanec","327 – U6_BZ","ALBÁNSKO",14124119,"CENTRUM POISTENIA , s.r.o.","Agátová 1171/20","Senica nad Myjavou 1","905 01",6.6E-3,0,6.6E-3,0,6.6E-3,0,6.6E-3,0,6.6E-3,0,6.6E-3,0,"7546 - Prešov - Vihorlatská 2a - OC Max",16245619]
[10,{"$f":"typy_sporenia!C13","v":"Profit (SU 5%)"},null,null,null,null,null,"Profit (SU 5%)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,"prípravu a vypracovanie územnej dokumentácie alebo projektovej dokumentácie na stavebné účely",null,null,null,"EDS tiper IDS",null,null,null,null,null,10,null,null,null,null,null,null,null,{"$f":"IF(COUNTIF(ProduktyAkcie!$A$2:$A$54,A13)=0,\"\",VLOOKUP(A13,ProduktyAkcie!$A$2:$B$54,2,))","v":""},8170,"8170 - ČSOB stavebná sporiteľňa, a.s.",null,null,{"$f":"IF(AX12,MAX(AV$2:AV11)+1,0)","v":5},"Materská dovolenka",{"$f":"AND(zoz_prijmy_zc=FALSE,zoz_prijmy_pc=FALSE)","v":true},11,"-","Marketing, reklama, PR",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,11,"Banskobystrický kraj","Zvolen","",0,"","",0,"","",0,"","",0,"","",0,"","",0,"","",0,"","",0,"","",0,"",{"$f":"IF(CX12,MAX(CV$2:CV11)+1,0)","v":10},"Rozostavaný apartmán",true,11,"-",null,null,null,null,null,null,null,null,11,"November",{"$f":"IF(AND(FALSE,zabezpecenie_final=zab_nehn,NOT(akcia_vybrana=\"Zjednodušené splatenie;POHODA\")),\"v SR 3 mes.výpisy\",\"\")","v":""},0.3,null,null,null,null,"K",0,null,null,null,null,null,null,null,null,null,null,null,null,16145319,"DELUVIS, s.r.o.","Plynárenská 7/A","Bratislava 2","821 09",9.0000000000000011E-3,1.4999999999999999E-2,11,"Banskobystrický kraj","Banská Bystrica","Hiadeľ",null,null,null,"dieťa (bez vlastníckeho vzťahu k nehn)",null,null,null,null,10,"EDS tiper IDS",true,11,"OVB",null,{"$f":"IF(FF12,MAX(FD$2:FD11)+1,0)","v":5},"Materská dovolenka",{"$f":"AND(zoz_prijmy_zc_spoludlznik=FALSE,zoz_prijmy_pc_spoludlznik=FALSE)","v":true},11,"-",{"$f":"IF(FK12,MAX(FI$2:FI11)+1,0)","v":5},"Materská dovolenka",{"$f":"AND(zoz_prijmy_zc_pristupitel=FALSE,zoz_prijmy_pc_pristupitel=FALSE)","v":true},11,"-",{"$f":"IF(FP12,MAX(FN$2:FN11)+1,0)","v":5},"Materská dovolenka",{"$f":"AND(zoz_prijmy_zc_manz_pristupitela=FALSE,zoz_prijmy_pc_manz_pristupitela=FALSE)","v":true},11,{"$f":"IF(FQ12<=$FO$14,VLOOKUP(FQ12,$FN$2:$FO$13,2,FALSE),\"-\")","v":"-"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"U – cizinci, kterým byt udělen azyl",null,null,null,"274 – U6_BZ","ALŽÍRSKO",16145319,"DELUVIS, s.r.o.","Plynárenská 7/A","Bratislava 2","821 09",9.0000000000000011E-3,0,9.0000000000000011E-3,0,8.9999999999999993E-3,0,9.0000000000000011E-3,0,9.0000000000000011E-3,0,9.0000000000000011E-3,0,"7555 - Žilina - Štúrova 13",16250119]
[11,{"$f":"typy_sporenia!C14","v":"Profit akcia (SU 2,99%_SU 6%)"},null,null,null,null,null,"Profit Plus",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,"nadobudnutie, výstavbu a prestavbu tuz. nehn. s prevažujúcou funkciou bývania a ubytovania (soc. služby a štud. internáty)",null,null,null,"OVB",null,null,null,null,null,11,null,null,null,null,null,null,null,{"$f":"IF(COUNTIF(ProduktyAkcie!$A$2:$A$54,A14)=0,\"\",VLOOKUP(A14,ProduktyAkcie!$A$2:$B$54,2,))","v":""},8160,"8160 - EXIMBANKA SR",null,null,{"$f":"IF(AX13,MAX(AV$2:AV12)+1,0)","v":6},"Iné",{"$f":"AND(zoz_prijmy_zc=FALSE,zoz_prijmy_pc=FALSE)","v":true},null,{"$f":"\"zoznamy!\" & AZ14 &\"2:\" & AZ14 & AW14+1","v":"zoznamy!AZ2:AZ7"},"Poisťovníctvo",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,12,"Banskobystrický kraj","Žarnovica","",0,"","",0,"","",0,"","",0,"","",0,"","",0,"","",0,"","",0,"","",0,"","max",{"$f":"MAX(CV2:CV12)","v":10},null,null,{"$f":"\"zoznamy!\" & CZ14 &\"2:\" & CZ14 & CW13+1","v":"zoznamy!CZ2:CZ11"},null,null,null,null,null,null,null,null,12,"December",null,null,null,null,null,null,"L",0,null,null,null,null,null,null,null,null,null,null,null,null,14138019,"EuroFinancie, s.r.o.","Cesta k Paľovej búde 8713/15D","Žilina","010 01",9.0000000000000011E-3,1.4999999999999999E-2,12,"Banskobystrický kraj","Banská Bystrica","Horná Mičiná",null,null,null,"dieťa (vlastnícky vzťah k nehn)",null,null,null,null,11,"OVB",true,12,"OVB tiper KPP",null,{"$f":"IF(FF13,MAX(FD$2:FD12)+1,0)","v":6},"Iné",{"$f":"AND(zoz_prijmy_zc_spoludlznik=FALSE,zoz_prijmy_pc_spoludlznik=FALSE)","v":true},null,{"$f":"\"zoznamy!\" & FH14 &\"2:\" & FH14 & FE14+1","v":"zoznamy!FH2:FH7"},{"$f":"IF(FK13,MAX(FI$2:FI12)+1,0)","v":6},"Iné",{"$f":"AND(zoz_prijmy_zc_pristupitel=FALSE,zoz_prijmy_pc_pristupitel=FALSE)","v":true},null,{"$f":"\"zoznamy!\" & FM14 &\"2:\" & FM14 & FJ14+1","v":"zoznamy!FM2:FM7"},{"$f":"IF(FP13,MAX(FN$2:FN12)+1,0)","v":6},"Iné",{"$f":"AND(zoz_prijmy_zc_manz_pristupitela=FALSE,zoz_prijmy_pc_manz_pristupitela=FALSE)","v":true},null,{"$f":"\"zoznamy!\" & FR14 &\"2:\" & FR14 & FO14+1","v":"zoznamy!FR2:FR7"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"V – cizinci s uděleným vízem nad 90 dnů (občané 3.států)",null,null,null,"332 - HypoEXTRA Plus_MU","AMERICKÁ SAMOA",14138019,"EuroFinancie, s.r.o.","Cesta k Paľovej búde 8713/15D","Žilina","010 01",9.0000000000000011E-3,0,9.0000000000000011E-3,0,8.9999999999999993E-3,0,9.0000000000000011E-3,0,9.0000000000000011E-3,0,9.0000000000000011E-3,0,"7557 - Košice - Mlynská 16",16240519]
[12,{"$f":"typy_sporenia!C15","v":"Profit akcia (SU 2,99%_SU 5,4%)"},null,null,null,null,null,"Profit Maxi Plus",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"OVB tiper KPP",null,null,null,null,null,12,null,null,null,null,null,null,null,{"$f":"IF(COUNTIF(ProduktyAkcie!$A$2:$A$54,A15)=0,\"\",VLOOKUP(A15,ProduktyAkcie!$A$2:$B$54,2,))","v":""},8330,"8330 - Fio banka, a.s., pobočka zahraničnej banky",null,null,"max",{"$f":"MAX(AV2:AV13)","v":6},null,null,{"$f":"MID(ADDRESS(1,COLUMN(AZ1),1,1),2,2)","v":"AZ"},"Poľnohospodárstvo a potravinárstvo",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,13,"Banskobystrický kraj","Žiar nad Hronom","",0,"","",0,"","",0,"","",0,"","",0,"","",0,"","",0,"","",0,"","",0,"",null,null,null,null,{"$f":"MID(ADDRESS(1,COLUMN(CZ1),1,1),2,2)","v":"CZ"},null,null,null,null,null,null,null,null,null,null,"ziadatel",{"$f":"IF(prijmy_podnikanie_ziadatel_zahr=\"\",0,VLOOKUP(prijmy_podnikanie_ziadatel_zahr,prijem_podnikanie_akceptacia,2,FALSE))","v":0},null,null,null,null,"M",0,null,null,null,null,null,null,null,null,null,null,null,null,11596719,"EUROLIVE plus, s.r.o.","Uhrova 18","Bratislava 37","831 01",9.0000000000000011E-3,1.4999999999999999E-2,13,"Banskobystrický kraj","Banská Bystrica","Horné Pršany",null,null,null,"iný rodinný príslušník (bez vlastníckeho vzťahu k nehn)",null,null,null,null,12,"OVB tiper KPP",true,13,"OVB tiper IDS",null,"max",{"$f":"MAX(FD2:FD13)","v":6},null,null,{"$f":"MID(ADDRESS(1,COLUMN(FH1),1,1),2,2)","v":"FH"},"max",{"$f":"MAX(FI2:FI13)","v":6},null,null,{"$f":"MID(ADDRESS(1,COLUMN(FM1),1,1),2,2)","v":"FM"},"max",{"$f":"MAX(FN2:FN13)","v":6},null,null,{"$f":"MID(ADDRESS(1,COLUMN(FR1),1,1),2,2)","v":"FR"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"X – občané SR s trvalým pobytem v SR",null,null,null,null,"ANDORRA",11596719,"EUROLIVE plus, s.r.o.","Uhrova 18","Bratislava 37","831 01",9.0000000000000011E-3,0,9.0000000000000011E-3,0,8.9999999999999993E-3,0,9.0000000000000011E-3,0,9.0000000000000011E-3,0,9.0000000000000011E-3,0,"7560 - Košice - Toryská 5 - OC Galéria",16239219]
[13,{"$f":"typy_sporenia!C16","v":"Variant (do 2003)"},null,null,null,null,null,"Benefit",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"OVB tiper IDS",null,null,null,null,null,13,null,null,null,null,null,null,null,{"$f":"IF(COUNTIF(ProduktyAkcie!$A$2:$A$54,A16)=0,\"\",VLOOKUP(A16,ProduktyAkcie!$A$2:$B$54,2,))","v":""},8300,"8300 - HSBC Bank plc, pobočka zahraničnej banky",null,null,"zč",{"$f":"prijmy_zavisla_cin_ziadatel>0","v":false},null,null,null,"Pomocné práce",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,14,"Bratislavský kraj","Bratislava I","",0,"","",0,"","",0,"","",0,"","",0,"","",0,"","",0,"","",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"spoludlznik",{"$f":"IF(prijmy_podnikanie_spoludlznik_zahr=\"\",0,VLOOKUP(prijmy_podnikanie_spoludlznik_zahr,prijem_podnikanie_akceptacia,2,FALSE))","v":0},null,null,null,null,"kód 14",0,null,null,null,null,null,null,null,null,null,null,null,null,14136419,"European Financial Corporation, s.r.o.","Janka Kráľa 4A","Banská Bystrica 1","974 01",9.0000000000000011E-3,1.4999999999999999E-2,14,"Banskobystrický kraj","Banská Bystrica","Hrochoť",null,null,null,"iný rodinný príslušník (vlastnícky vzťah k nehn)",null,null,null,null,13,"OVB tiper IDS",true,14,"-",null,"zč",{"$f":"prijmy_zavisla_cin_spoludlznik>0","v":false},null,null,null,"zč",{"$f":"prijmy_zavisla_cin_pristupitel>0","v":false},null,null,null,"zč",{"$f":"prijmy_zavisla_cin_manz_pristupitela>0","v":false},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Y – občané SR s trvalým pobytem mimo území SR",null,null,null,null,"ANGOLA",14136419,"European Financial Corporation, s.r.o.","Janka Kráľa 4A","Banská Bystrica 1","974 01",9.0000000000000011E-3,0,9.0000000000000011E-3,0,8.9999999999999993E-3,0,9.0000000000000011E-3,0,9.0000000000000011E-3,0,9.0000000000000011E-3,0,"8001 - Bratislava - Bory Mall",16017819]
[14,{"$f":"typy_sporenia!C17","v":"Variant akcia (do 2003 - 2,99%)"},null,null,null,null,null,"Komfort 4",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,14,null,null,null,null,null,null,null,{"$f":"IF(COUNTIF(ProduktyAkcie!$A$2:$A$54,A17)=0,\"\",VLOOKUP(A17,ProduktyAkcie!$A$2:$B$54,2,))","v":""},7300,"7300 - ING Bank N.V.,  pobočka zahraničnej banky",null,null,"pč",{"$f":"AND(prijmy_zavisla_cin_ziadatel=0,prijmy_podnikanie_ziadatel>0)","v":false},null,null,null,"Právo a legislatíva",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,15,"Bratislavský kraj","Bratislava II","",0,"","",0,"","",0,"","",0,"","",0,"","",0,"","",0,"","",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"pristupitel",{"$f":"IF(prijmy_podnikanie_pristupitel_zahr=\"\",0,VLOOKUP(prijmy_podnikanie_pristupitel_zahr,prijem_podnikanie_akceptacia,2,FALSE))","v":0},null,null,null,null,"kód 25",0,null,null,null,null,null,null,null,null,null,null,null,null,16150919,"FG Financial Group - SK, a.s.","Plynárenská 7/B","Bratislava ","821 09",8.9999999999999993E-3,1.2999999999999999E-2,15,"Banskobystrický kraj","Banská Bystrica","Hronsek",null,null,null,"partner/partnerka (bez vlastníckeho vzťahu k nehn)",null,null,null,null,0,"centrála",{"$f":"login_utvar=-3","v":false},15,"-",null,"pč",{"$f":"AND(prijmy_zavisla_cin_spoludlznik=0,prijmy_podnikanie_spoludlznik>0)","v":false},null,null,null,"pč",{"$f":"AND(prijmy_zavisla_cin_pristupitel=0,prijmy_podnikanie_pristupitel>0)","v":false},null,null,null,"pč",{"$f":"AND(prijmy_zavisla_cin_manz_pristupitela=0,prijmy_podnikanie_manz_pristupitela>0)","v":false},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Z – cizinci žádající o trvalý pobyt po ukončení azylového řízení",null,null,null,null,"ANGUILLA",16150919,"FG Financial Group - SK, a.s.","Plynárenská 7/B","Bratislava ","821 09",8.9999999999999993E-3,0,8.9999999999999993E-3,0,8.9999999999999993E-3,0,8.9999999999999993E-3,0,8.9999999999999993E-3,0,8.9999999999999993E-3,0,"8210 - Bratislava - Krížna 46",11748719]
[15,{"$f":"typy_sporenia!C18","v":"Profit Plus"},null,null,null,null,null,"Komfort 8",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"NEZMAZAT ZOZNAM!!!",null,null,null,null,null,15,null,null,null,null,null,null,null,{"$f":"IF(COUNTIF(ProduktyAkcie!$A$2:$A$54,A19)=0,\"\",VLOOKUP(A19,ProduktyAkcie!$A$2:$B$54,2,))","v":""},8320,"8320 - J&T BANKA, a.s., pobočka zahraničnej banky",null,null,null,null,null,null,null,"Priemysel",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,16,"Bratislavský kraj","Bratislava III","",null,{"$f":"MID(ADDRESS(1,COLUMN(BW1),1,1),2,2)","v":"BW"},"",null,{"$f":"MID(ADDRESS(1,COLUMN(BZ1),1,1),2,2)","v":"BZ"},"",null,{"$f":"MID(ADDRESS(1,COLUMN(CC1),1,1),2,2)","v":"CC"},"",null,{"$f":"MID(ADDRESS(1,COLUMN(CF1),1,1),2,2)","v":"CF"},"",null,{"$f":"MID(ADDRESS(1,COLUMN(CI1),1,1),2,2)","v":"CI"},"",null,{"$f":"MID(ADDRESS(1,COLUMN(CL1),1,1),2,2)","v":"CL"},"",null,{"$f":"MID(ADDRESS(1,COLUMN(CO1),1,1),2,2)","v":"CO"},"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"manz_pristupitela",{"$f":"IF(prijmy_podnikanie_manz_pristupitela_zahr=\"\",0,VLOOKUP(prijmy_podnikanie_manz_pristupitela_zahr,prijem_podnikanie_akceptacia,2,FALSE))","v":0},null,null,null,null,"kód 16",0.01,null,null,null,null,null,null,null,null,null,null,null,null,16149619,"Finanzpartner a.s.","Tallerova 5","Bratislava","811 02",8.9999999999999993E-3,1.4999999999999999E-2,16,"Banskobystrický kraj","Banská Bystrica","Kordíky",null,null,null,"partner/partnerka (vlastnícky vzťah k nehn)",null,null,null,null,"max",{"$f":"MAX(EX2:EX16)","v":13},null,null,{"$f":"\"zoznamy!\" & FB18 &\"2:\" & FB18 & EY17+1","v":"zoznamy!FB2:FB14"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"ANTARKTÍDA",16149619,"Finanzpartner a.s.","Tallerova 5","Bratislava","811 02",8.9999999999999993E-3,0,8.9999999999999993E-3,0,8.9999999999999993E-3,0,8.9999999999999993E-3,0,8.9999999999999993E-3,0,8.9999999999999993E-3,0,"8211 - Bratislava Centrál",11749519]
[51,"Profit Maxi Plus",null,null,null,null,null,"Hypo plus",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,51,null,null,null,null,null,null,null,{"$f":"IF(COUNTIF(ProduktyAkcie!$A$2:$A$54,A20)=0,\"\",VLOOKUP(A20,ProduktyAkcie!$A$2:$B$54,2,))","v":""},8100,"8100 - Komerční banka, a.s., pobočka zahraničnej banky",null,null,null,null,null,null,null,"Samospráva",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,17,"Bratislavský kraj","Bratislava IV","",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"ISERROR(SUM(DL14:DL17))","v":false},null,null,null,null,"kód 13",null,null,null,null,null,null,null,null,null,null,null,null,null,11686319,"Fincentrum a.s.","Gorkého 3","Bratislava 1","811 01",8.9999999999999993E-3,1.6E-2,17,"Banskobystrický kraj","Banská Bystrica","Králiky",null,null,null,"známy/kamarát (bez vlastníckeho vzťahu k nehn)",null,null,null,null,null,null,null,null,{"$f":"MID(ADDRESS(1,COLUMN(FB1),1,1),2,2)","v":"FB"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"ANTIGUA A BARBUDA",11686319,"Fincentrum a.s.","Gorkého 3","Bratislava 1","811 01",8.9999999999999993E-3,0,8.9999999999999993E-3,0,1.4999999999999999E-2,0,1.6E-2,0,8.9999999999999993E-3,0,8.9999999999999993E-3,0,"8213 - Bratislava - Nám. SNP 29",11751619]
[16,{"$f":"typy_sporenia!C19","v":"_Kredit_VII. - STARÁ"},null,null,null,null,null,"Kredit IX.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,16,null,null,null,null,null,null,null,{"$f":"IF(COUNTIF(ProduktyAkcie!$A$2:$A$54,A21)=0,\"\",VLOOKUP(A21,ProduktyAkcie!$A$2:$B$54,2,))","v":""},"0720","0720 - Národná banka Slovenska",null,null,null,null,null,null,null,"Služby",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,18,"Bratislavský kraj","Bratislava V","",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"kód 24",null,null,null,null,null,null,null,null,null,null,null,null,null,88719,"FinCo Services, a.s.","Pribinova 25","Bratislava","811 09",8.9999999999999993E-3,1.6E-2,18,"Banskobystrický kraj","Banská Bystrica","Kynceľová",null,null,null,"známy/kamarát (vlastnícky vzťah k nehn)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"ARGENTÍNA",88719,"FinCo Services, a.s.","Pribinova 25","Bratislava","811 09",8.9999999999999993E-3,0,8.9999999999999993E-3,0,1.4999999999999999E-2,0,1.6E-2,0,8.9999999999999993E-3,0,8.9999999999999993E-3,0,"8214 - Bratislava - Karadžičova 8",11752419]
[17,{"$f":"typy_sporenia!C20","v":"Kredit II. (do 7/2008)"},null,null,null,null,null,"Kredit VIII.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,17,null,null,null,null,null,null,null,{"$f":"IF(COUNTIF(ProduktyAkcie!$A$2:$A$54,A22)=0,\"\",VLOOKUP(A22,ProduktyAkcie!$A$2:$B$54,2,))","v":""},8370,"8370 - Oberbank AG  pobočka zahraničnej banky v Slovenskej republike",null,null,null,null,null,null,null,"Stavebníctvo",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,19,"Bratislavský kraj","Malacky","",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"kód 26",null,null,null,null,null,null,null,null,null,null,null,null,null,16142919,"FINGO.SK s.r.o.","Turčianska 19","Bratislava","821 09",8.9999999999999993E-3,1.6E-2,19,"Banskobystrický kraj","Banská Bystrica","Ľubietová",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"ARMÉNSKO",16142919,"FINGO.SK s.r.o.","Turčianska 19","Bratislava","821 09",8.9999999999999993E-3,0,8.9999999999999993E-3,0,1.4999999999999999E-2,0,1.6E-2,0,8.9999999999999993E-3,0,8.9999999999999993E-3,0,"8216 - Bratislava - Panónska cesta 5/A",11754019]
[18,{"$f":"typy_sporenia!C21","v":"Kredit IV. (do 7/2008)"},null,null,null,null,null,"Kredit X.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,18,null,null,null,null,null,null,null,{"$f":"IF(COUNTIF(ProduktyAkcie!$A$2:$A$54,A23)=0,\"\",VLOOKUP(A23,ProduktyAkcie!$A$2:$B$54,2,))","v":""},5200,"5200 - OTP Banka Slovensko, a.s.",null,null,null,null,null,null,null,"Školstvo, vzdelávanie, veda, výskum",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,20,"Bratislavský kraj","Pezinok","",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"kód 11",null,null,null,null,null,null,null,null,null,null,null,null,null,14115319,"FINGRANIT s.r.o.","Južná trieda 119","Košice 1","040 01",9.0000000000000011E-3,1.4999999999999999E-2,20,"Banskobystrický kraj","Banská Bystrica","Lučatín",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"ARUBA",14115319,"FINGRANIT s.r.o.","Južná trieda 119","Košice 1","040 01",9.0000000000000011E-3,0,9.0000000000000011E-3,0,8.9999999999999993E-3,0,9.0000000000000011E-3,0,9.0000000000000011E-3,0,9.0000000000000011E-3,0,"8217 - Bratislava - Hany Meličkovej 43",14426619]
[19,{"$f":"typy_sporenia!C22","v":"Kredit VI. (do 2/2009)"},null,null,null,null,null,"Kredit XI.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,19,null,null,null,null,null,null,null,{"$f":"IF(COUNTIF(ProduktyAkcie!$A$2:$A$54,A24)=0,\"\",VLOOKUP(A24,ProduktyAkcie!$A$2:$B$54,2,))","v":""},6500,"6500 - Poštová banka, a.s.",null,null,null,null,null,null,null,"Štátna a verejná služba",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,21,"Bratislavský kraj","Senec","",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"kód 12",null,null,null,null,null,null,null,null,null,null,null,null,null,14144419,"Finmax, s.r.o.","Strojnícka 8","Bratislava 2","821 05",9.0000000000000011E-3,1.4999999999999999E-2,21,"Banskobystrický kraj","Banská Bystrica","Malachov",null,null,null,"vztah_ziadatel_pristupitel_list",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"AUSTRÁLIA",14144419,"Finmax, s.r.o.","Strojnícka 8","Bratislava 2","821 05",9.0000000000000011E-3,0,9.0000000000000011E-3,0,8.9999999999999993E-3,0,9.0000000000000011E-3,0,9.0000000000000011E-3,0,9.0000000000000011E-3,0,"8220 - Banská Bystrica - Dolná 12",11755919]
[20,{"$f":"typy_sporenia!C23","v":"Benefit"},null,null,null,null,null,"UI.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,20,null,null,null,null,null,null,null,{"$f":"IF(COUNTIF(ProduktyAkcie!$A$2:$A$54,A25)=0,\"\",VLOOKUP(A25,ProduktyAkcie!$A$2:$B$54,2,))","v":""},5600,"5600 - Prima banka Slovensko, a.s.",null,null,null,null,null,null,null,"Telekomunikácie",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,22,"Košický kraj","Gelnica","",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"kód 15",null,null,null,null,null,null,null,null,null,null,null,null,null,12449219,"FINPO MB, s.r.o.","Zábranie 204/68","Hlohovec 1","920 01",9.0000000000000011E-3,1.4999999999999999E-2,22,"Banskobystrický kraj","Banská Bystrica","Medzibrod",null,null,null,{"$f":"IF(zabezpecenie_final<>zab_nehn,\"zoznamy!ES2:ES7\",\"zoznamy!ES8:ES19\")","v":"zoznamy!ES2:ES7"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"AZERBAJDŽAN",12449219,"FINPO MB, s.r.o.","Zábranie 204/68","Hlohovec 1","920 01",9.0000000000000011E-3,0,9.0000000000000011E-3,0,8.9999999999999993E-3,0,9.0000000000000011E-3,0,9.0000000000000011E-3,0,9.0000000000000011E-3,0,"8221 - Martin - M.R.Štefánika 56",11756719]
[21,{"$f":"typy_sporenia!C24","v":"Kredit (do 2005)"},null,null,null,null,null,"UII.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,21,null,null,null,null,null,null,null,{"$f":"IF(COUNTIF(ProduktyAkcie!$A$2:$A$54,A26)=0,\"\",VLOOKUP(A26,ProduktyAkcie!$A$2:$B$54,2,))","v":""},8120,"8120 - Privatbanka, a.s.",null,null,null,null,null,null,null,"Umenie a kultúra",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,23,"Košický kraj","Košice - Okolie","",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"nezáväzná ponuka - žiadny úver",null,null,null,null,null,null,null,null,null,null,null,null,null,13471119,"Finportal, a.s.","Pribinova 4","Bratislava 1","811 09",9.0000000000000011E-3,1.6E-2,23,"Banskobystrický kraj","Banská Bystrica","Moštenica",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"BAHAMY",13471119,"Finportal, a.s.","Pribinova 4","Bratislava 1","811 09",9.0000000000000011E-3,0,9.0000000000000011E-3,0,1.4999999999999999E-2,0,1.6E-2,0,9.0000000000000011E-3,0,9.0000000000000011E-3,0,"8222 - Prievidza - Nám. Slobody 9",11757519]
[22,{"$f":"typy_sporenia!C25","v":"Kredit (2005 - 2007)"},null,null,null,null,null,"UIII.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,22,null,null,null,null,null,null,null,{"$f":"IF(COUNTIF(ProduktyAkcie!$A$2:$A$54,A27)=0,\"\",VLOOKUP(A27,ProduktyAkcie!$A$2:$B$54,2,))","v":""},5900,"5900 - Prvá stavebná sporiteľňa, a.s.",null,null,null,null,null,null,null,"Veda, výskum",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,24,"Košický kraj","Košice I","",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"nezáväzná ponuka - s omeškanými splátkami",null,null,null,null,null,null,null,null,null,null,null,null,null,16123419,"GEPARD FINANCE, s.r.o.","Kutlíkova 17","Bratislava","852 50",8.9999999999999993E-3,1.6E-2,24,"Banskobystrický kraj","Banská Bystrica","Motyčky",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"BAHRAJN",16123419,"GEPARD FINANCE, s.r.o.","Kutlíkova 17","Bratislava","852 50",8.9999999999999993E-3,0,8.9999999999999993E-3,0,1.4999999999999999E-2,0,1.6E-2,0,8.9999999999999993E-3,0,8.9999999999999993E-3,0,"8223 - Púchov - Športovcov 892",11758319]
[23,{"$f":"typy_sporenia!C26","v":"Variant (od 2003)"},null,null,null,null,null,"UIV.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,23,null,null,null,null,null,null,null,{"$f":"IF(COUNTIF(ProduktyAkcie!$A$2:$A$54,A28)=0,\"\",VLOOKUP(A28,ProduktyAkcie!$A$2:$B$54,2,))","v":""},"0900","0900 - Slovenská sporiteľňa, a.s.",null,null,null,null,null,null,null,"Výroba",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,25,"Košický kraj","Košice II","",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"nezáväzná ponuka - bez omeškaných splátok",null,null,null,null,null,null,null,null,null,null,null,null,null,14118819,"Gianna s.r.o.","Lúčka 102","Lúčka","087 01",9.0000000000000011E-3,1.4999999999999999E-2,25,"Banskobystrický kraj","Banská Bystrica","Môlča",null,"AKCEPTOVAŤ S PODMIENKOU",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"BANGLADÉŠ",14118819,"Gianna s.r.o.","Lúčka 102","Lúčka","087 01",9.0000000000000011E-3,0,9.0000000000000011E-3,0,8.9999999999999993E-3,0,9.0000000000000011E-3,0,9.0000000000000011E-3,0,9.0000000000000011E-3,0,"8224 - Trenčín - Vajanského 3",11759119]
[24,{"$f":"typy_sporenia!C27","v":"Komfort 4"},null,null,null,null,null,"UV.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,24,null,null,null,null,null,null,null,{"$f":"IF(COUNTIF(ProduktyAkcie!$A$2:$A$54,A29)=0,\"\",VLOOKUP(A29,ProduktyAkcie!$A$2:$B$54,2,))","v":""},3000,"3000 - Slovenská záručná a rozvojová banka, a.s.",null,null,null,null,null,null,null,"Zdravotníctvo a sociálna starostlivosť",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,26,"Košický kraj","Košice III","",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"1",null,null,null,null,null,null,null,null,null,null,null,null,null,16146119,"Global Finance, a.s","Mlynské Nivy 73/A","Bratislava 2","821 05",9.0000000000000011E-3,1.4E-2,26,"Banskobystrický kraj","Banská Bystrica","Nemce",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"BARBADOS",16146119,"Global Finance, a.s","Mlynské Nivy 73/A","Bratislava 2","821 05",9.0000000000000011E-3,0,9.0000000000000011E-3,0,1.4999999999999999E-2,0,1.4999999999999999E-2,0,9.0000000000000011E-3,0,9.0000000000000011E-3,0,"8225 - Zvolen - Nám. SNP 41",11760419]
[25,{"$f":"typy_sporenia!C28","v":"Komfort 8"},null,null,null,null,null,"UVI.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,25,null,null,null,null,null,null,null,{"$f":"IF(COUNTIF(ProduktyAkcie!$A$2:$A$54,A30)=0,\"\",VLOOKUP(A30,ProduktyAkcie!$A$2:$B$54,2,))","v":""},8180,"8180 - Štátna pokladnica",null,null,null,null,null,null,null,"Iná",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,27,"Košický kraj","Košice IV","",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"2",null,null,null,null,null,null,null,null,null,null,null,null,null,11589519,"HEUREKA, s.r.o.","M.R-Štefánika 66","Martin 1","036 01",9.0000000000000011E-3,1.4999999999999999E-2,27,"Banskobystrický kraj","Banská Bystrica","Oravce",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"BELGICKO",11589519,"Poistenie.sk s. r. o.","M.R-Štefánika 66","Martin 1","036 01",9.0000000000000011E-3,0,9.0000000000000011E-3,0,8.9999999999999993E-3,0,9.0000000000000011E-3,0,9.0000000000000011E-3,0,9.0000000000000011E-3,0,"8228 - Žiar nad Hronom - Štefana Moysesa 56",11761219]
[26,{"$f":"typy_sporenia!C29","v":"Hypo plus"},null,null,null,null,null,"REKO úver",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,26,null,null,null,null,null,null,null,{"$f":"IF(COUNTIF(ProduktyAkcie!$A$2:$A$54,A31)=0,\"\",VLOOKUP(A31,ProduktyAkcie!$A$2:$B$54,2,))","v":""},1100,"1100 - Tatra banka, a.s.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,28,"Košický kraj","Michalovce","",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"3",null,null,null,null,null,null,null,null,null,null,null,null,null,14112919,"Hypocentrum finančné služby, s.r.o.","Laurinská 18","Bratislava 1","811 01",9.0000000000000011E-3,1.4999999999999999E-2,28,"Banskobystrický kraj","Banská Bystrica","Podkonice",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"BELIZE",14112919,"Hypocentrum finančné služby, s.r.o.","Laurinská 18","Bratislava 1","811 01",9.0000000000000011E-3,0,9.0000000000000011E-3,0,8.9999999999999993E-3,0,9.0000000000000011E-3,0,9.0000000000000011E-3,0,9.0000000000000011E-3,0,"8229 - Žilina - Jána Milca 14",16249919]
[27,{"$f":"typy_sporenia!C30","v":"Profit / Kľúčik (do 5/2005)"},null,null,null,null,null,"HypoEXTRA Plus",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,27,null,null,null,null,null,null,null,{"$f":"IF(COUNTIF(ProduktyAkcie!$A$2:$A$54,A32)=0,\"\",VLOOKUP(A32,ProduktyAkcie!$A$2:$B$54,2,))","v":""},8350,"8350 - The Royal Bank of Scotland plc, pobočka zahraničnej banky",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,29,"Košický kraj","Rožňava","",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"4",null,null,null,null,null,null,null,null,null,null,null,null,null,14121719,"Hypomaklér s.r.o.","Trnavská cesta 74 A","Bratislava 2","821 02",9.0000000000000011E-3,1.4999999999999999E-2,29,"Banskobystrický kraj","Banská Bystrica","Pohronský Bukovec",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"BENIN",14121719,"Hypomaklér s.r.o.","Trnavská cesta 74 A","Bratislava 2","821 02",9.0000000000000011E-3,0,9.0000000000000011E-3,0,8.9999999999999993E-3,0,9.0000000000000011E-3,0,9.0000000000000011E-3,0,9.0000000000000011E-3,0,"8230 - Považská Bystrica - Nám. A. Hlinku 25/30",11763919]
[28,{"$f":"typy_sporenia!C31","v":"Profit / Kľúčik (od 6/2005 do 10/2007)"},null,null,null,null,null,"Úver pre verných",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,28,null,null,null,null,null,null,null,{"$f":"IF(COUNTIF(ProduktyAkcie!$A$2:$A$54,A33)=0,\"\",VLOOKUP(A33,ProduktyAkcie!$A$2:$B$54,2,))","v":""},8340,"8340 - UNIBON - spořitelní a uvěrní družstvo, organizačná zložka zahraničnej osoby",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,30,"Košický kraj","Sobrance","",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"5",null,null,null,null,null,null,null,null,null,null,null,null,null,14147919,"IHF Consulting, s.r.o.","Alberta Mamateja 2/13","Martin 1","036 01",9.0000000000000011E-3,1.4999999999999999E-2,30,"Banskobystrický kraj","Banská Bystrica","Poniky",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"BERMUDY",14147919,"IHF Consulting, s.r.o.","Alberta Mamateja 2/13","Martin 1","036 01",9.0000000000000011E-3,0,9.0000000000000011E-3,0,8.9999999999999993E-3,0,9.0000000000000011E-3,0,9.0000000000000011E-3,0,9.0000000000000011E-3,0,"8231 - Ružomberok - Podhora 46",11764719]
[29,{"$f":"typy_sporenia!C32","v":"Kredit V. akcia (pre mladých)"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,29,null,null,null,null,null,null,null,{"$f":"IF(COUNTIF(ProduktyAkcie!$A$2:$A$54,A34)=0,\"\",VLOOKUP(A34,ProduktyAkcie!$A$2:$B$54,2,))","v":""},1111,"1111 - UniCredit Bank Slovakia, a.s.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,31,"Košický kraj","Spišská Nová Ves","",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"6",null,null,null,null,null,null,null,null,null,null,null,null,null,13476219,"INSIA SK, s.r.o.","Laurinská 3","Bratislava 1","811 01",8.9999999999999993E-3,1.4E-2,31,"Banskobystrický kraj","Banská Bystrica","Povrazník",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"BHUTÁN",13476219,"INSIA SK, s.r.o.","Laurinská 3","Bratislava 1","811 01",8.9999999999999993E-3,0,8.9999999999999993E-3,0,1.4999999999999999E-2,0,1.4999999999999999E-2,0,8.9999999999999993E-3,0,8.9999999999999993E-3,0,"8232 - Nové Mesto nad Váhom - Čsl. armády 16",11765519]
[30,{"$f":"typy_sporenia!C33","v":"Kredit V. fix 1 rok"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,30,null,null,null,null,null,null,null,{"$f":"IF(COUNTIF(ProduktyAkcie!$A$2:$A$54,A35)=0,\"\",VLOOKUP(A35,ProduktyAkcie!$A$2:$B$54,2,))","v":""},3100,"3100 - VOLKSBANK Slovensko, a.s. ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,32,"Košický kraj","Trebišov","",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,14131319,"JNP Finance, a.s.","Seberíniho 9","Bratislava 2","821 03",6.6E-3,1.4999999999999999E-2,32,"Banskobystrický kraj","Banská Bystrica","Priechod",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"BIELORUSKO",14131319,"JNP Finance, a.s.","Seberíniho 9","Bratislava 2","821 03",6.6E-3,0,6.6E-3,0,6.6E-3,0,6.6E-3,0,6.6E-3,0,6.6E-3,0,"8233 - Dubnica nad Váhom - Pod Hájom 952/1",11766319]
[31,{"$f":"typy_sporenia!C34","v":"Kredit V. akcia 4,09 fix 1"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,31,null,null,null,null,null,null,null,{"$f":"IF(COUNTIF(ProduktyAkcie!$A$2:$A$54,A36)=0,\"\",VLOOKUP(A36,ProduktyAkcie!$A$2:$B$54,2,))","v":""},"0200","0200 - Všeobecná úverová banka, a.s.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,33,"Nitriansky kraj","Komárno",{"$f":"IF(kraj_trv_ziadatel=$BS34,$BR34,\"\")","v":""},null,null,{"$f":"IF(kraj_nehnutelnost1=$BS34,$BR34,\"\")","v":""},null,null,{"$f":"IF(kraj_nehnutelnost2=$BS34,$BR34,\"\")","v":""},null,null,{"$f":"IF(ou_1_kraj=$BS34,$BR34,\"\")","v":""},null,null,{"$f":"IF(ou_2_kraj=$BS34,$BR34,\"\")","v":""},null,null,{"$f":"IF(ou_3_kraj=$BS34,$BR34,\"\")","v":""},null,null,{"$f":"IF(ou_4_kraj=$BS34,$BR34,\"\")","v":""},null,null,"",0,{"$f":"IF(CQ34=0,\"\",VLOOKUP(CQ34,$EL$2:$EO$2934,4,FALSE))","v":""},"",0,{"$f":"IF(CT34=0,\"\",VLOOKUP(CT34,$EL$2:$EO$2934,4,FALSE))","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,14107319,"LEONIDES s.r.o","Levočská 5","Prešov 1","080 01",1.2E-2,1.4999999999999999E-2,33,"Banskobystrický kraj","Banská Bystrica","Riečka",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"BOLÍVIA",16144519,"MACULA poisťovacie  služby s.r.o.","Nám. M. Benku 14","Bratislava 1","811 07",8.9999999999999993E-3,0,8.9999999999999993E-3,0,8.9999999999999993E-3,0,8.9999999999999993E-3,0,8.9999999999999993E-3,0,8.9999999999999993E-3,0,"8236 - Bánovce nad Bebravou Námestie Ľ. Štúra 10/10",11767119]
[32,{"$f":"typy_sporenia!C35","v":"Kredit VI. akcia 4,09 fix 1"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,32,null,null,null,null,null,null,null,{"$f":"IF(COUNTIF(ProduktyAkcie!$A$2:$A$54,A37)=0,\"\",VLOOKUP(A37,ProduktyAkcie!$A$2:$B$54,2,))","v":""},7930,"7930 - Wüstenrot stavebná sporiteľňa, a.s.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,34,"Nitriansky kraj","Levice","",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,16144519,"MACULA poisťovacie  služby s.r.o.","Nám. M. Benku 14","Bratislava 1","811 07",8.9999999999999993E-3,1.4999999999999999E-2,34,"Banskobystrický kraj","Banská Bystrica","Sebedín-Bečov",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Bonaire, Svätý Eustach a Saba",13470319,"Maxima Broker, a.s.","Moldavská cesta10/2273","Košice 11","040 11",9.0000000000000011E-3,0,9.0000000000000011E-3,0,8.9999999999999993E-3,0,9.0000000000000011E-3,0,9.0000000000000011E-3,0,9.0000000000000011E-3,0,"8237 - Banská Bystrica - Horná 69",11769819]
[33,{"$f":"typy_sporenia!C36","v":"Kredit V. fix 3"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,33,null,null,null,null,null,null,null,{"$f":"IF(COUNTIF(ProduktyAkcie!$A$2:$A$54,A38)=0,\"\",VLOOKUP(A38,ProduktyAkcie!$A$2:$B$54,2,))","v":""},8410,"8410 - ZUNO BANK AG, pobočka zahraničnej banky",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,35,"Nitriansky kraj","Nitra","",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,13470319,"Maxima Broker, a.s.","Moldavská cesta10/2273","Košice 11","040 11",9.0000000000000011E-3,1.4999999999999999E-2,35,"Banskobystrický kraj","Banská Bystrica","Selce",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"BOSNA A HERCEGOVINA",11682019,"MBI Marketingberatung International s.r.o.","Jašíkova 2","Bratislava 2","821 03",9.0000000000000011E-3,0,9.0000000000000011E-3,0,8.9999999999999993E-3,0,9.0000000000000011E-3,0,9.0000000000000011E-3,0,9.0000000000000011E-3,0,"8238 - Bratislava – Žižkova",16254419]
[34,{"$f":"typy_sporenia!C37","v":"Kredit VI. fix 3"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,34,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,36,"Nitriansky kraj","Nové Zámky","",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,11682019,"MBI Marketingberatung International s.r.o.","Jašíkova 2","Bratislava 2","821 03",9.0000000000000011E-3,1.4999999999999999E-2,36,"Banskobystrický kraj","Banská Bystrica","Slovenská Ľupča",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"BOTSWANA",14150819,"OVB Allfinanz Slovensko a.s.","Kukuričná 8","Bratislava 3","832 48",8.9999999999999993E-3,0,8.9999999999999993E-3,0,1.4999999999999999E-2,0,1.6E-2,0,8.9999999999999993E-3,0,8.9999999999999993E-3,0,"8240 - Košice - Hlavná 23",11770019]
[35,{"$f":"typy_sporenia!C38","v":"Kredit IX."},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,35,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,37,"Nitriansky kraj","Šaľa","",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,14146019,"NRF, s.r.o.","K.Sidora 727/29","Ružomberok 1","034 01",9.0000000000000011E-3,1.4999999999999999E-2,37,"Banskobystrický kraj","Banská Bystrica","Staré Hory",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"BOUVETOV OSTROV",16148819,"PROMIUM a.s. ","Bajkalská 9/B","Bratislava","831 04",8.9999999999999993E-3,0,8.9999999999999993E-3,0,8.9999999999999993E-3,0,8.9999999999999993E-3,0,8.9999999999999993E-3,0,8.9999999999999993E-3,0,"8241 - Košice - Námestie Osloboditeľov 5",11771919]
[36,{"$f":"typy_sporenia!C39","v":"Kredit IX. fix 1"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,36,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,38,"Nitriansky kraj","Topoľčany","",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,14150819,"OVB Allfinanz Slovensko a.s.","Kukuričná 8","Bratislava 3","832 48",8.9999999999999993E-3,1.6E-2,38,"Banskobystrický kraj","Banská Bystrica","Strelníky",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"BRAZÍLIA",14106519,"PROSIGHT Slovensko a.s.","Kavečianska cesta 1A/3637","Košice 1","040 01",9.0000000000000011E-3,0,9.0000000000000011E-3,0,1.4999999999999999E-2,0,1.4999999999999999E-2,0,9.0000000000000011E-3,0,9.0000000000000011E-3,0,"8244 - Michalovce - Námestie Osloboditeľov 60",11772719]
[37,{"$f":"typy_sporenia!C40","v":"Kredit IX. fix 3"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,37,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,39,"Nitriansky kraj","Zlaté Moravce","",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,16148819,"PROMIUM a.s. ","Bajkalská 9/B","Bratislava","831 04",8.9999999999999993E-3,1.4999999999999999E-2,39,"Banskobystrický kraj","Banská Bystrica","Špania Dolina",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"BRITSKÉ INDICKOOCE. TERIT.",12456419,"QNT SK, s.r.o.","Masarykova 2","Košice 1","040 11",6.6E-3,0,6.6E-3,0,6.6E-3,0,6.6E-3,0,6.6E-3,0,6.6E-3,0,"8245 - Poprad - 1. mája 23",11773519]
[38,{"$f":"typy_sporenia!C41","v":"Kredit IX. fix 5"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,38,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,40,"Prešovský kraj","Bardejov","",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,14106519,"PROSIGHT Slovensko a.s.","Kavečianska cesta 1A/3637","Košice 1","040 01",9.0000000000000011E-3,1.4E-2,40,"Banskobystrický kraj","Banská Bystrica","Tajov",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"BRITSKÉ PANENSKÉ OSTROVY",11588719,"R.I.C. Slovakia, s.r.o.","Mostná 66","Nitra 1","949 01",9.0000000000000011E-3,0,9.0000000000000011E-3,0,8.9999999999999993E-3,0,9.0000000000000011E-3,0,9.0000000000000011E-3,0,9.0000000000000011E-3,0,"8246 - Prešov - Hlavná 96",11774319]
[39,{"$f":"typy_sporenia!C42","v":"Kredit VIII."},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,39,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,41,"Prešovský kraj","Humenné","",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,12456419,"QNT SK, s.r.o.","Masarykova 2","Košice 1","040 11",6.6E-3,1.4999999999999999E-2,41,"Banskobystrický kraj","Banská Bystrica","Turecká",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"BRUNEJ",14135619,"Respect Slovakia s.r.o.","Valova 39","Piešťany 1","921 01",6.6E-3,0,6.6E-3,0,6.6E-3,0,6.6E-3,0,6.6E-3,0,6.6E-3,0,"8247 - Humenné - Nám. Slobody 2",11775119]
[40,{"$f":"typy_sporenia!C43","v":"Kredit X."},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,40,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,42,"Prešovský kraj","Kežmarok","",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,11588719,"R.I.C. Slovakia, s.r.o.","Mostná 66","Nitra 1","949 01",9.0000000000000011E-3,1.4999999999999999E-2,42,"Banskobystrický kraj","Banská Bystrica","Vlkanová",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"BULHARSKO",11591619,"RTP Group, s.r.o.","Mamateyova 13","Bratislava 5","851 04",9.0000000000000011E-3,0,9.0000000000000011E-3,0,8.9999999999999993E-3,0,9.0000000000000011E-3,0,9.0000000000000011E-3,0,9.0000000000000011E-3,0,"8248 - Liptovský Mikuláš - 1. mája 16",11777819]
[41,{"$f":"typy_sporenia!C44","v":"Kredit XI."},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,41,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,43,"Prešovský kraj","Levoča","",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,14135619,"Respect Slovakia s.r.o.","Valova 39","Piešťany 1","921 01",6.6E-3,1.4999999999999999E-2,43,"Banskobystrický kraj","Banská Štiavnica","Baďan",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"BURKINA FASO",16151719,"Silverside Financial services, s.r.o.","Plynárenská 7/B","Bratislava","821 09",8.9999999999999993E-3,0,8.9999999999999993E-3,0,8.9999999999999993E-3,0,8.9999999999999993E-3,0,8.9999999999999993E-3,0,8.9999999999999993E-3,0,"8249 - Lučenec - Dr. Vodu 2",11778619]
[42,{"$f":"typy_sporenia!C45","v":"Kredit IX. fix 3 akcia"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,42,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,44,"Prešovský kraj","Medzilaborce","",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,11591619,"RTP Group, s.r.o.","Mamateyova 13","Bratislava 5","851 04",9.0000000000000011E-3,1.4999999999999999E-2,44,"Banskobystrický kraj","Banská Štiavnica","Banská Belá",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"BURUNDI",14149519,"SOPHISTIC Pro finance a.s.","Matičné námestie 1141","Čadca 1","022 01",1.2E-2,0,1.2E-2,0,1.2E-2,0,1.2E-2,0,1.2E-2,0,1.2E-2,0,"8252 - Bardejov - Radničné námestie 7",11779419]
[43,{"$f":"typy_sporenia!C46","v":"ZFP Kombi"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,43,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,45,"Prešovský kraj","Poprad","",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,16151719,"Silverside Financial services, s.r.o.","Plynárenská 7/B","Bratislava","821 09",8.9999999999999993E-3,1.4999999999999999E-2,45,"Banskobystrický kraj","Banská Štiavnica","Banská Štiavnica",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"COOKOVE OSTROVY",13474619,"TotalMoney s.r.o.","Tatranské námestie 5","Poprad 1","058 01",9.0000000000000011E-3,0,9.0000000000000011E-3,0,8.9999999999999993E-3,0,9.0000000000000011E-3,0,9.0000000000000011E-3,0,9.0000000000000011E-3,0,"8253 - Spišská Nová Ves - Letná 48",11780719]
[44,{"$f":"typy_sporenia!C47","v":"UI."},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,44,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,46,"Prešovský kraj","Prešov","",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,14149519,"SOPHISTIC Pro finance a.s.","Matičné námestie 1141","Čadca 1","022 01",1.2E-2,1.8000000000000002E-2,46,"Banskobystrický kraj","Banská Štiavnica","Banský Studenec",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Curaçao",14140119,"Umbrella Group, s.r.o.","Štefánikova 15","Bratislava 1","811 05",8.9999999999999993E-3,0,8.9999999999999993E-3,0,1.4999999999999999E-2,0,1.4999999999999999E-2,0,8.9999999999999993E-3,0,8.9999999999999993E-3,0,"8254 - Košice - Letná 45",11781519]
[45,{"$f":"typy_sporenia!C48","v":"UII."},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,45,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,47,"Prešovský kraj","Sabinov","",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,13474619,"TotalMoney s.r.o.","Tatranské námestie 5","Poprad 1","058 01",9.0000000000000011E-3,1.4999999999999999E-2,47,"Banskobystrický kraj","Banská Štiavnica","Beluj",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"CYPRUS",14152419,"UNIVERSAL maklérsky dom a.s.","Lovinského 22","Bratislava 1","811 04",9.0000000000000011E-3,0,9.0000000000000011E-3,0,1.4999999999999999E-2,0,1.4999999999999999E-2,0,9.0000000000000011E-3,0,9.0000000000000011E-3,0,"8255 - Prešov - Hlavná 1",11782319]
[46,{"$f":"typy_sporenia!C49","v":"UIII."},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,46,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,48,"Prešovský kraj","Snina","",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,14140119,"Umbrella Group, s.r.o.","Štefánikova 15","Bratislava 1","811 05",8.9999999999999993E-3,1.4E-2,48,"Banskobystrický kraj","Banská Štiavnica","Dekýš",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"ČAD",13473819,"Univerzálna maklérska spoločnosť, s.r.o.","Dolnopotočná 5","Trnava 1","917 01",9.0000000000000011E-3,0,9.0000000000000011E-3,0,8.9999999999999993E-3,0,9.0000000000000011E-3,0,9.0000000000000011E-3,0,9.0000000000000011E-3,0,"8256 - Rožňava - Šafárikova 18",11783119]
[47,{"$f":"typy_sporenia!C50","v":"UIV."},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,47,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,49,"Prešovský kraj","Stará Ľubovňa","",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,14152419,"UNIVERSAL maklérsky dom a.s.","Lovinského 22","Bratislava 1","811 04",9.0000000000000011E-3,1.4999999999999999E-2,49,"Banskobystrický kraj","Banská Štiavnica","Ilija",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"ČESKÁ A SLOVENSKÁ FEDERATÍVNA REPUBLIKA",{"$f":"IF(spracovanie_popis<>\"\",spracovanie_provcis,IF(poradca_cislo_maklera<>\"\",poradca_cislo_maklera,makler_cislo_maklera))","v":0},{"$f":"IFERROR(VLOOKUP(GS50,region_EXT,2,FALSE),\"\")","v":""},{"$f":"IFERROR(VLOOKUP(GS50,region_EXT,3,FALSE),\"\")","v":""},{"$f":"IFERROR(VLOOKUP(GS50,region_EXT,4,FALSE),\"\")","v":""},{"$f":"IFERROR(VLOOKUP(GS50,region_EXT,5,FALSE),\"\")","v":""},{"$f":"IF(AND(ts_U6,GY50=0),IFERROR(VLOOKUP(GS50,region_EXT,6,FALSE),0),0)","v":0},0,{"$f":"IF(AND(ts_upv,HA50=0),IFERROR(VLOOKUP(GS50,region_EXT,8,FALSE),0),0)","v":0},0,{"$f":"IF(AND(ts_rk,HC50=0),IFERROR(VLOOKUP(GS50,region_EXT,10,FALSE),0),0)","v":0},{"$f":"IF(AND(ts_rk,datum_ziadosti>=DATE(2019,7,1),datum_ziadosti<=DATE(2019,12,31)),IFERROR(VLOOKUP(GS50,region_EXT,11,FALSE),0),0)","v":0},{"$f":"IF(AND(ts_he,HE50=0),IFERROR(VLOOKUP(GS50,region_EXT,12,FALSE),0),0)","v":0},{"$f":"IF(AND(ts_he,datum_ziadosti>=DATE(2019,7,1),datum_ziadosti<=DATE(2019,12,31)),IFERROR(VLOOKUP(GS50,region_EXT,13,FALSE),0),0)","v":0},{"$f":"IF(AND(ts_U5,HG50=0),IFERROR(VLOOKUP(GS50,region_EXT,14,FALSE),0),0)","v":0},{"$f":"IF(AND(ts_U5,datum_ziadosti>=DATE(2019,7,1),datum_ziadosti<=DATE(2019,12,31)),IFERROR(VLOOKUP(GS50,region_EXT,15,FALSE),0),0)","v":0},{"$f":"IF(AND(ts_HEplus,HI50=0),IFERROR(VLOOKUP(GS50,region_EXT,16,FALSE),0),0)","v":0},0,"8257 - Rimavská Sobota - Hlavné nám. 15",11785819]
[48,{"$f":"typy_sporenia!C51","v":"UV."},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,48,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,50,"Prešovský kraj","Stropkov","",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,13473819,"Univerzálna maklérska spoločnosť, s.r.o.","Dolnopotočná 5","Trnava 1","917 01",9.0000000000000011E-3,1.4E-2,50,"Banskobystrický kraj","Banská Štiavnica","Kozelník",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"ČIERNA HORA",{"$f":"NOT(ISERROR(VLOOKUP(poradca_cislo_maklera,GS2:GS49,1,FALSE)))","v":false},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"8260 - Komárno - M. R. Štefánika 11",11786619]
[49,{"$f":"typy_sporenia!C52","v":"UVI."},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,49,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,51,"Prešovský kraj","Svidník","",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,51,"Banskobystrický kraj","Banská Štiavnica","Močiar",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"ČINA",null,"EDS_provizia",{"$f":"SUM(GX50:HI50)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,"8261 - Levice - Nám. Hrdinov 13",11787419]
[52,"HypoEXTRA",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,52,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,52,"Prešovský kraj","Vranov nad Topľou","",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,52,"Banskobystrický kraj","Banská Štiavnica","Počúvadlo",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"DÁNSKO",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"8262 - Piešťany - Nám. Slobody 17",11788219]
[53,"REKO úver",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,53,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,53,"Trenčiansky kraj","Bánovce nad Bebravou","",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,53,"Banskobystrický kraj","Banská Štiavnica","Podhorie",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"DOMINIKA",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"8263 - Nitra - Fraňa Mojtu 4",11789019]
[54,"HypoEXTRA Plus",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,54,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,54,"Trenčiansky kraj","Ilava","",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,54,"Banskobystrický kraj","Banská Štiavnica","Prenčov",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"DOMINIKÁNSKA REP.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"8264 - Nové Zámky - M. R. Štefánika 19",11790319]
[55,"Úver pre verných",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,55,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,55,"Trenčiansky kraj","Myjava","",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,55,"Banskobystrický kraj","Banská Štiavnica","Svätý Anton",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"DŽIBUTSKO",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"8265 - Skalica - Nám. slobody 21",11791119]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,56,"Trenčiansky kraj","Nové Mesto nad Váhom","",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,56,"Banskobystrický kraj","Banská Štiavnica","Štiavnické Bane",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"EGYPT",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"8266 - Trnava - Štefánikova 25",11793819]
[null,"toto len pre SU, bez fixov",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,57,"Trenčiansky kraj","Partizánske","",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,57,"Banskobystrický kraj","Banská Štiavnica","Vysoká",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"EKVÁDOR",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"8267 - Dunajská Streda - Korzo B.Bartóka 9",11794619]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,58,"Trenčiansky kraj","Považská Bystrica","",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,58,"Banskobystrický kraj","Brezno","Bacúch",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"EMS",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"8268 - Nitra - Štefánikova 45",11795419]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,59,"Trenčiansky kraj","Prievidza","",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,59,"Banskobystrický kraj","Brezno","Beňuš",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"ERITREA",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"8270 - Senec - Lichnerova 23",11796219]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,60,"Trenčiansky kraj","Púchov","",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,60,"Banskobystrický kraj","Brezno","Braväcovo",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"ESTÓNSKO",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"8271 - Trnava - Hlavná 14",11797019]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,61,"Trenčiansky kraj","Trenčín","",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,61,"Banskobystrický kraj","Brezno","Brezno","Predné Halny","AKCEPTOVAŤ S PODMIENKOU",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"ETIÓPIA",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"8272 - Topoľčany - M.R.Štefánika 20",11798919]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,62,"Trnavský kraj","Dunajská Streda","",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,62,"Banskobystrický kraj","Brezno","Bystrá",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"FAERSKÉ OSTROVY",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"8273 - Pezinok - M. R.Štefánika 20",11799719]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,63,"Trnavský kraj","Galanta","",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,63,"Banskobystrický kraj","Brezno","Čierny Balog",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"FALKLANDY - MALVÍNY",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"8274 - Hlohovec - SNP 9",11800919]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,64,"Trnavský kraj","Hlohovec","",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,64,"Banskobystrický kraj","Brezno","Dolná Lehota",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"FIDŽI",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"8284 - Sereď - M.R.Štefánika 280/3",11801719]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,65,"Trnavský kraj","Piešťany",{"$f":"IF(kraj_trv_ziadatel=$BS66,$BR66,\"\")","v":""},null,null,{"$f":"IF(kraj_nehnutelnost1=$BS66,$BR66,\"\")","v":""},null,null,{"$f":"IF(kraj_nehnutelnost2=$BS66,$BR66,\"\")","v":""},null,null,{"$f":"IF(ou_1_kraj=$BS66,$BR66,\"\")","v":""},null,null,{"$f":"IF(ou_2_kraj=$BS66,$BR66,\"\")","v":""},null,null,{"$f":"IF(ou_3_kraj=$BS66,$BR66,\"\")","v":""},null,null,{"$f":"IF(ou_4_kraj=$BS66,$BR66,\"\")","v":""},null,null,{"$f":"IF(okres_nehnutelnost1=$EN66,$EL66,\"\")","v":""},0,{"$f":"IF(CQ66=0,\"\",VLOOKUP(CQ66,$EL$2:$EO$2934,4,FALSE))","v":""},{"$f":"IF(okres_nehnutelnost2=$EN66,$EL66,\"\")","v":""},0,{"$f":"IF(CT66=0,\"\",VLOOKUP(CT66,$EL$2:$EO$2934,4,FALSE))","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,65,"Banskobystrický kraj","Brezno","Drábsko",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"FILIPÍNY",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"8287 - Senica nad Myjavou - Hurbanova 529/2",11802519]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,66,"Trnavský kraj","Senica","",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,66,"Banskobystrický kraj","Brezno","Heľpa",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"FÍNSKO",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"8288 - Šaľa - Hlavná 10/33",11803319]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,67,"Trnavský kraj","Skalica","",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",{"$f":"IF(OR(CQ67=0,CQ67+1>CQ$1),0,CQ67+1)","v":0},"","",{"$f":"IF(OR(CT67=0,CT67+1>CT$1),0,CT67+1)","v":0},"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,67,"Banskobystrický kraj","Brezno","Horná Lehota",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"FRA. GUYANA",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"8289 - Malacky - Ľ. Zúbka 4",11804119]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,68,"Trnavský kraj","Trnava","",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,68,"Banskobystrický kraj","Brezno","Hronec",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"FRANCÚZSKA POLYNÉZIA",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"8298 - Bratislava - M.Sch.Trnavského 8",11806819]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,69,"Žilinský kraj","Bytča","",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,69,"Banskobystrický kraj","Brezno","Jarabá",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"FRANCÚZSKE JUŽNÉ ÚZ.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"8299 - Bratislava - Ružinovská 5",11807619]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,70,"Žilinský kraj","Čadca","",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,70,"Banskobystrický kraj","Brezno","Jasenie",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"FRANCÚZSKO",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"8302 - Bratislava - Aupark II.",11809219]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,71,"Žilinský kraj","Dolný Kubín","",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,71,"Banskobystrický kraj","Brezno","Lom nad Rimavicou",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"FRANCÚZSKO, METROPOLITAN",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"8304 - Bratislava - Kaštieľska 2",11810519]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,72,"Žilinský kraj","Kysucké Nové Mesto","",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,72,"Banskobystrický kraj","Brezno","Michalová",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"GABON",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"8306 - Vráble - Levická 579",13208919]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,73,"Žilinský kraj","Liptovský Mikuláš","",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,73,"Banskobystrický kraj","Brezno","Mýto pod Ďumbierom",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"GAMBIA",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"8309 - Bratislava - Ivánska cesta 16",11811319]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,74,"Žilinský kraj","Martin","",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,74,"Banskobystrický kraj","Brezno","Nemecká",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"GHANA",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"8310 - Dolný Kubín - Samuela Nováka 2194",11812119]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,75,"Žilinský kraj","Námestovo","",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,75,"Banskobystrický kraj","Brezno","Osrblie",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"GIBRALTAR",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"8312 - Brezno - Čsl. armády 55",11814819]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,76,"Žilinský kraj","Ružomberok","",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,76,"Banskobystrický kraj","Brezno","Podbrezová",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"GRÉCKO",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"8314 - Žilina - J. M. Hurbana 1",16248019]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,77,"Žilinský kraj","Turčianske Teplice","",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,77,"Banskobystrický kraj","Brezno","Pohorelá",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"GRENADA",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"8316 - Čadca - Palárikova 85",11816419]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,78,"Žilinský kraj","Tvrdošín","",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,78,"Banskobystrický kraj","Brezno","Pohronská Polhora",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"GRÓNSKO",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"8317 - Kežmarok - Hlavné nám. 48",11817219]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,79,"Žilinský kraj","Žilina","",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,79,"Banskobystrický kraj","Brezno","Polomka",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"GRUZÍNSKO",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"8318 - Trebišov - M.R.Štefánika 2104",11818019]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,80,"Banskobystrický kraj","Brezno","Predajná",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"GUADELOUPE",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"8319 - Vranov nad Topľou - Nám. Slobody 98",11819919]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,81,"Banskobystrický kraj","Brezno","Ráztoka",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"GUAM",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"8320 - Galanta - Hlavná 21",11820119]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,82,"Banskobystrický kraj","Brezno","Sihla",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"GUATEMALA",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"8321 - Zlaté Moravce - Župná 15",11822819]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,83,"Banskobystrický kraj","Brezno","Šumiac",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"GUERNSEY, C.I.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"8322 - Štúrovo - Hlavná 144/28",11823619]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,84,"Banskobystrický kraj","Brezno","Telgárt",null,"AKCEPTOVAŤ S PODMIENKOU",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"GUINEA",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"8324 - Bytča - Námestie SR 10",11824419]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,85,"Banskobystrický kraj","Brezno","Valaská",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"GUINEA - BISSAU",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"8325 - Námestovo - Mláka 6/1",11825219]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,86,"Banskobystrický kraj","Brezno","Vaľkovňa",null,"AKCEPTOVAŤ S PODMIENKOU",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"GUYANA",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"8328 - Veľký Krtíš - Nemocničná 10",11826019]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,87,"Banskobystrický kraj","Brezno","Závadka nad Hronom",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"HAITI",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"8329 - Partizánske - Gen. Svobodu 885",11827919]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,88,"Banskobystrický kraj","Detva","Detva",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"HEARDOV OSTROV",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"8330 - Poprad - Nám. sv. Egídia 83",11828719]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,89,"Banskobystrický kraj","Detva","Detvianska Huta",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"HOLANDSKÉ ANTILY",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"8332 - Košice - Americká trieda 11",14497919]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,90,"Banskobystrický kraj","Detva","Dúbravy",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"HOLANDSKO",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"8333 - Snina - Strojárska 2525",11829519]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,91,"Banskobystrický kraj","Detva","Horný Tisovník",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"HONDURAS",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"8334 - Šamorín - Hlavná 43",11830819]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,92,"Banskobystrický kraj","Detva","Hriňová",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"HONKONG",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"8341 - Bratislava - Račianska 21",11832419]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,93,"Banskobystrický kraj","Detva","Klokoč",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"CHILE",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"8342 - Stará Ľubovňa - Nám. Sv. Mikuláša 27",13215019]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,94,"Banskobystrický kraj","Detva","Korytárky",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"CHORVÁTSKO",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"8344 - Bratislava - Kazanská 56",11834019]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,95,"Banskobystrický kraj","Detva","Kriváň",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"INDIA",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"8345 - Bratislava - Vajnorská 100",11835919]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,96,"Banskobystrický kraj","Detva","Látky",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"INDONÉZIA",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"8347 - Žilina - Vysokoškolákov 52",11836719]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",0,{"$f":"IF(CQ98=0,\"\",VLOOKUP(CQ98,$EL$2:$EO$2934,4,FALSE))","v":""},"",0,{"$f":"IF(CT98=0,\"\",VLOOKUP(CT98,$EL$2:$EO$2934,4,FALSE))","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,97,"Banskobystrický kraj","Detva","Podkriváň",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"IRAK",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"8348 - Trenčín - Generála Svobodu 1",11837519]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,98,"Banskobystrický kraj","Detva","Slatinské Lazy",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"IRÁN",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"8350 - Bratislava - Aupark",12065119]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,99,"Banskobystrický kraj","Detva","Stará Huta",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"ÍRSKO",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"8351 - Dunajská Streda - Galantska cesta",12041619]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,100,"Banskobystrický kraj","Detva","Stožok",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"ISLAND",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"8352 - Nitra - Chrenovská cesta",12039519]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,101,"Banskobystrický kraj","Detva","Vígľaš",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"IZRAEL",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"8353 - Myjava - Námestie M.R.Štefánika 42",12603319]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,102,"Banskobystrický kraj","Detva","Vígľašská Huta-Kalinka",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"J. GEORGIA A J. SANDWICH",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"8357 - Bratislava - Nám. Hraničiarov 33",13216919]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,103,"Banskobystrický kraj","Krupina","Bzovík",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"JAMAJKA",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"8361 - Modra - Dukelská 1",13217719]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,104,"Banskobystrický kraj","Krupina","Cerovo",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"JAPONSKO",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"8367 - Bratislava - Stromová",14376519]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,105,"Banskobystrický kraj","Krupina","Čabradský Vrbovok",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"JEMEN",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"8368 - Košice - Nám. osloboditeľov, Aupark SC",14357019]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,106,"Banskobystrický kraj","Krupina","Čekovce",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"JERSEY, C.I."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,107,"Banskobystrický kraj","Krupina","Devičie",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"JORDÁNSKO"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,108,"Banskobystrický kraj","Krupina","Dolné Mladonice",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"JUHOSLAVIA"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,109,"Banskobystrický kraj","Krupina","Dolný Badín",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"JUŽNÁ AFRIKA"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,110,"Banskobystrický kraj","Krupina","Domaníky",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"JUŽNÁ KÓREA"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,111,"Banskobystrický kraj","Krupina","Drážovce",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Južný Sudán"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,112,"Banskobystrický kraj","Krupina","Drienovo",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"KAJMANIE OSTROVY"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,113,"Banskobystrický kraj","Krupina","Dudince",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"KAMBODŽA"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,114,"Banskobystrický kraj","Krupina","Hontianske Moravce",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"KAMERUN"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,115,"Banskobystrický kraj","Krupina","Hontianske Nemce",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"KANADA"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,116,"Banskobystrický kraj","Krupina","Hontianske Tesáre",null,"AKCEPTOVAŤ S PODMIENKOU",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"KAPVERDY"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,117,"Banskobystrický kraj","Krupina","Horné Mladonice",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"KATAR"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,118,"Banskobystrický kraj","Krupina","Horný Badín",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"KAZACHSTAN"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,119,"Banskobystrický kraj","Krupina","Jalšovík",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"KEŇA"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,120,"Banskobystrický kraj","Krupina","Kozí Vrbovok",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"KIRGIZSKO"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,121,"Banskobystrický kraj","Krupina","Kráľovce-Krnišov",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"KIRIBATI"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,122,"Banskobystrický kraj","Krupina","Krupina",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"KOKOSOVÉ OSTROVY"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,123,"Banskobystrický kraj","Krupina","Lackov",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"KOLUMBIA"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,124,"Banskobystrický kraj","Krupina","Ladzany",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"KOMORY"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,125,"Banskobystrický kraj","Krupina","Lišov",null,"AKCEPTOVAŤ S PODMIENKOU",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"KONGO"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,126,"Banskobystrický kraj","Krupina","Litava",null,"AKCEPTOVAŤ S PODMIENKOU",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"KONŽSKÁ DEMOKRATICKÁ REPUBLIKA"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,127,"Banskobystrický kraj","Krupina","Medovarce",null,"AKCEPTOVAŤ S PODMIENKOU",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"KOSTARIKA"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",0,"","",0,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,128,"Banskobystrický kraj","Krupina","Rykynčice",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"KUBA"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(okres_nehnutelnost1=$EN130,$EL130,\"\")","v":""},0,{"$f":"IF(CQ130=0,\"\",VLOOKUP(CQ130,$EL$2:$EO$2934,4,FALSE))","v":""},{"$f":"IF(okres_nehnutelnost2=$EN130,$EL130,\"\")","v":""},0,{"$f":"IF(CT130=0,\"\",VLOOKUP(CT130,$EL$2:$EO$2934,4,FALSE))","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,129,"Banskobystrický kraj","Krupina","Sebechleby",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"KUVAJT"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,{"$f":"MID(ADDRESS(1,COLUMN(CR115),1,1),2,2)","v":"CR"},"",null,{"$f":"MID(ADDRESS(1,COLUMN(CU115),1,1),2,2)","v":"CU"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,130,"Banskobystrický kraj","Krupina","Selce",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"LAOS"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,131,"Banskobystrický kraj","Krupina","Senohrad",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"LESOTHO"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,132,"Banskobystrický kraj","Krupina","Sudince",null,"AKCEPTOVAŤ S PODMIENKOU",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"LIBANON"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,133,"Banskobystrický kraj","Krupina","Súdovce",null,"AKCEPTOVAŤ S PODMIENKOU",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"LIBÉRIA"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,134,"Banskobystrický kraj","Krupina","Terany",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"LÍBYA"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,135,"Banskobystrický kraj","Krupina","Trpín",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"LICHTENŠTAJNSKO"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,136,"Banskobystrický kraj","Krupina","Uňatín",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"LITVA"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,137,"Banskobystrický kraj","Krupina","Zemiansky Vrbovok",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"LOTYŠSKO"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,138,"Banskobystrický kraj","Krupina","Žibritov",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"LUXEMBURSKO"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,139,"Banskobystrický kraj","Lučenec","Ábelová",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"MACAO"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,140,"Banskobystrický kraj","Lučenec","Belina",null,"AKCEPTOVAŤ S PODMIENKOU",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"MACEDÓNSKA REPUBLIKA"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,141,"Banskobystrický kraj","Lučenec","Biskupice",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"MACEDÓNSKO"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,142,"Banskobystrický kraj","Lučenec","Boľkovce",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"MADAGASKAR"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,143,"Banskobystrický kraj","Lučenec","Budiná",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"MALAJZIA"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,144,"Banskobystrický kraj","Lučenec","Bulhary",null,"AKCEPTOVAŤ S PODMIENKOU",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"MALAWI"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,145,"Banskobystrický kraj","Lučenec","Buzitka",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"MALEDIVY"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,146,"Banskobystrický kraj","Lučenec","Čakanovce",null,"AKCEPTOVAŤ S PODMIENKOU",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"MALI"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,147,"Banskobystrický kraj","Lučenec","Čamovce",null,"AKCEPTOVAŤ S PODMIENKOU",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"MALTA"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,148,"Banskobystrický kraj","Lučenec","Divín",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"MAROKO"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,149,"Banskobystrický kraj","Lučenec","Dobroč",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"MARSHALLOVE OSTROVY"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,150,"Banskobystrický kraj","Lučenec","Fiľakovo",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"MARTINIGUE"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,151,"Banskobystrický kraj","Lučenec","Fiľakovské Kováče",null,"AKCEPTOVAŤ S PODMIENKOU",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"MAURETÁNIA"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,152,"Banskobystrický kraj","Lučenec","Gregorova Vieska",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"MAURICIUS"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,153,"Banskobystrický kraj","Lučenec","Halič",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"MAYOTTE"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,154,"Banskobystrický kraj","Lučenec","Holiša",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"MEN. ODĽAHLÉ OSTR. USA"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,155,"Banskobystrický kraj","Lučenec","Jelšovec",null,"AKCEPTOVAŤ S PODMIENKOU",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"MEXIKO"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,156,"Banskobystrický kraj","Lučenec","Kalonda",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"MIKRONÉZIA"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,157,"Banskobystrický kraj","Lučenec","Kotmanová",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"MOLDAVSKO"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,158,"Banskobystrický kraj","Lučenec","Lehôtka",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"MONAKO"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,159,"Banskobystrický kraj","Lučenec","Lentvora",null,"AKCEPTOVAŤ S PODMIENKOU",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"MONGOLSKO"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,160,"Banskobystrický kraj","Lučenec","Lipovany",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"MONTSERRAT"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,161,"Banskobystrický kraj","Lučenec","Lovinobaňa",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"MOZAMBIK"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,162,"Banskobystrický kraj","Lučenec","Ľuboreč",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"MYANMAR"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,163,"Banskobystrický kraj","Lučenec","Lučenec",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"NAMÍBIA"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,164,"Banskobystrický kraj","Lučenec","Lupoč",null,"NEAKCEPTOVAŤ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"NAURU"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,165,"Banskobystrický kraj","Lučenec","Mašková",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"NEMECKO"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,166,"Banskobystrický kraj","Lučenec","Mikušovce",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"NEPÁL"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,167,"Banskobystrický kraj","Lučenec","Mučín",null,"AKCEPTOVAŤ S PODMIENKOU",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"NEUTRÁLNE ÚZEMIA RUCHAJMIJA, VÁFRA, ANDZA"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,168,"Banskobystrický kraj","Lučenec","Mýtna",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"NIGER"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,169,"Banskobystrický kraj","Lučenec","Nitra nad Ipľom",null,"AKCEPTOVAŤ S PODMIENKOU",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"NIGÉRIA"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,170,"Banskobystrický kraj","Lučenec","Nové Hony",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"NIKARAGUA"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,171,"Banskobystrický kraj","Lučenec","Panické Dravce",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"NIUE"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,172,"Banskobystrický kraj","Lučenec","Píla",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"NÓRSKO"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,173,"Banskobystrický kraj","Lučenec","Pinciná",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"NOVÁ KALEDÓNIA"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,174,"Banskobystrický kraj","Lučenec","Pleš",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"NOVÝ ZÉLAND"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,175,"Banskobystrický kraj","Lučenec","Podrečany",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"OMÁN"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,176,"Banskobystrický kraj","Lučenec","Polichno",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"OSTROV MAN"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,177,"Banskobystrický kraj","Lučenec","Praha",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"OSTROV NORFOLK"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,178,"Banskobystrický kraj","Lučenec","Prša",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"OSTROVY WALLIS A FUTUNA"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,179,"Banskobystrický kraj","Lučenec","Radzovce",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"PAKISTÁN"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,180,"Banskobystrický kraj","Lučenec","Rapovce",null,"AKCEPTOVAŤ S PODMIENKOU",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"PALAU"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,181,"Banskobystrický kraj","Lučenec","Ratka",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"PALESTÍNSKE AUTONÓMNE SAMOSPRÁVNE ÚZEMIA"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,182,"Banskobystrický kraj","Lučenec","Ružiná",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"PANAMA"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,183,"Banskobystrický kraj","Lučenec","Stará Halič",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"PANENSKÉ OSTROVY"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,184,"Banskobystrický kraj","Lučenec","Šávoľ",null,"AKCEPTOVAŤ S PODMIENKOU",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"PAPUA - N. GUINEA"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,185,"Banskobystrický kraj","Lučenec","Šiatorská Bukovinka",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"PARAGUAJ"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,186,"Banskobystrický kraj","Lučenec","Šíd",null,"AKCEPTOVAŤ S PODMIENKOU",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"PERU"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,187,"Banskobystrický kraj","Lučenec","Šurice",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"PITCAIRN"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,188,"Banskobystrický kraj","Lučenec","Točnica",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"POBREŽIE SLONOVINY"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,189,"Banskobystrický kraj","Lučenec","Tomášovce",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"PORTORIKO"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,190,"Banskobystrický kraj","Lučenec","Trebeľovce",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"PORTUGALSKO"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,191,"Banskobystrický kraj","Lučenec","Trenč",null,"NEAKCEPTOVAŤ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"RÉUNION"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,192,"Banskobystrický kraj","Lučenec","Tuhár",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"ROVNÍKOVÁ GUINEA"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(okres_nehnutelnost1=$EN194,$EL194,\"\")","v":""},null,null,{"$f":"IF(okres_nehnutelnost2=$EN194,$EL194,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,193,"Banskobystrický kraj","Lučenec","Veľká nad Ipľom",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"RUMUNSKO"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,194,"Banskobystrický kraj","Lučenec","Veľké Dravce",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"RUSKO"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,195,"Banskobystrický kraj","Lučenec","Vidiná",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"RWANDA"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,196,"Banskobystrický kraj","Poltár","Breznička",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SAINT PIERRE A MIGUELON"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,197,"Banskobystrický kraj","Poltár","Cinobaňa",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SALVÁDOR"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,198,"Banskobystrický kraj","Poltár","České Brezovo",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SAN MARÍNO"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,199,"Banskobystrický kraj","Poltár","Ďubákovo",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SAUDSKÁ ARÁBIA"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,200,"Banskobystrický kraj","Poltár","Hradište",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SENEGAL"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,201,"Banskobystrický kraj","Poltár","Hrnčiarska Ves",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SEVERNÁ KÓREA"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,202,"Banskobystrický kraj","Poltár","Hrnčiarske Zalužany",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SEVERNÉ MARIÁNY"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,203,"Banskobystrický kraj","Poltár","Kalinovo",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SEYCHELY"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,204,"Banskobystrický kraj","Poltár","Kokava nad Rimavicou",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SIERRA LEONE"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,205,"Banskobystrický kraj","Poltár","Krná",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SINGAPORE"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,206,"Banskobystrický kraj","Poltár","Málinec",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SLOVINSKO"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,207,"Banskobystrický kraj","Poltár","Mládzovo",null,"AKCEPTOVAŤ S PODMIENKOU",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SOMÁLSKO"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,208,"Banskobystrický kraj","Poltár","Ozdín",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SPOJENÉ ARABSKÉ EMIRÁTY"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,209,"Banskobystrický kraj","Poltár","Poltár",null,"AKCEPTOVAŤ S PODMIENKOU",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SPOJENÉ ŠTATY"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,210,"Banskobystrický kraj","Poltár","Rovňany",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SPOLOČENSTVO NEZÁVISLÝCH ŠTÁTOV"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,211,"Banskobystrický kraj","Poltár","Selce",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SRBSKÁ REPUBLIKA"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,212,"Banskobystrický kraj","Poltár","Sušany",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SRÍ LANKA"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,213,"Banskobystrický kraj","Poltár","Šoltýska",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"STREDOAFRICKÁ REPUBLIKA"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,214,"Banskobystrický kraj","Poltár","Uhorské",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SUDÁN"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,215,"Banskobystrický kraj","Poltár","Utekáč",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SURINAM"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,216,"Banskobystrický kraj","Poltár","Veľká Ves",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SV.TOMÁŠ A PRINCOV OSTROV"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,217,"Banskobystrický kraj","Poltár","Zlatno",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SVALBARD A JAN MAYEN"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,218,"Banskobystrický kraj","Revúca","Držkovce",null,"AKCEPTOVAŤ S PODMIENKOU",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SVAZIJSKO"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,219,"Banskobystrický kraj","Revúca","Gemer",null,"AKCEPTOVAŤ S PODMIENKOU",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SVÄTÁ HELENA"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,220,"Banskobystrický kraj","Revúca","Gemerská Ves",null,"AKCEPTOVAŤ S PODMIENKOU",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SVÄTÁ LUCIA"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,221,"Banskobystrický kraj","Revúca","Gemerské Teplice",null,"AKCEPTOVAŤ S PODMIENKOU",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SVÄTÝ BARTOLOMEJ"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,222,"Banskobystrický kraj","Revúca","Gemerský Sad",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SVÄTÝ KRIŠTOF"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,223,"Banskobystrický kraj","Revúca","Hrlica",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SVÄTÝ MARTIN"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,224,"Banskobystrický kraj","Revúca","Hucín",null,"AKCEPTOVAŤ S PODMIENKOU",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Svätý Martin (holandská časť)"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,225,"Banskobystrický kraj","Revúca","Chvalová",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SVÄTÝ VINCENT A GRENADINY"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,226,"Banskobystrický kraj","Revúca","Chyžné",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SÝRIA"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,227,"Banskobystrický kraj","Revúca","Jelšava",null,"AKCEPTOVAŤ S PODMIENKOU",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"ŠALAMÚNOVÉ OSTROVY"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,228,"Banskobystrický kraj","Revúca","Kameňany",null,"AKCEPTOVAŤ S PODMIENKOU",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"ŠPANIELSKO"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,229,"Banskobystrický kraj","Revúca","Leváre",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"ŠVÉDSKO"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,230,"Banskobystrický kraj","Revúca","Levkuška",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TADŽIKISTAN"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,231,"Banskobystrický kraj","Revúca","Licince",null,"AKCEPTOVAŤ S PODMIENKOU",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TAIWAN"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,232,"Banskobystrický kraj","Revúca","Lubeník",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TALIANSKO"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,233,"Banskobystrický kraj","Revúca","Magnezitovce",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TANZÁNIA"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,234,"Banskobystrický kraj","Revúca","Mokrá Lúka",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"THAJSKO"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,235,"Banskobystrický kraj","Revúca","Muráň",null,"AKCEPTOVAŤ S PODMIENKOU",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TOGO"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,236,"Banskobystrický kraj","Revúca","Muránska Dlhá Lúka",null,"AKCEPTOVAŤ S PODMIENKOU",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TOKELAU"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,237,"Banskobystrický kraj","Revúca","Muránska Huta",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TONGA"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,238,"Banskobystrický kraj","Revúca","Muránska Lehota",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TRINIDAD A TOBAGO"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,239,"Banskobystrický kraj","Revúca","Muránska Zdychava",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TUNISKO"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,240,"Banskobystrický kraj","Revúca","Nandraž",null,"AKCEPTOVAŤ S PODMIENKOU",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TURECKO"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,241,"Banskobystrický kraj","Revúca","Otročok",null,"AKCEPTOVAŤ S PODMIENKOU",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TURKMÉNSKO"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,242,"Banskobystrický kraj","Revúca","Ploské",null,"AKCEPTOVAŤ S PODMIENKOU",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TURKS A CAICOS"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,243,"Banskobystrický kraj","Revúca","Polina",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TUVALU"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,244,"Banskobystrický kraj","Revúca","Prihradzany",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"UGANDA"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,245,"Banskobystrický kraj","Revúca","Rákoš",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"UKRAJINA"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,246,"Banskobystrický kraj","Revúca","Rašice",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"URUGUAJ"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,247,"Banskobystrický kraj","Revúca","Ratková",null,"AKCEPTOVAŤ S PODMIENKOU",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"UZBEKISTAN"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,248,"Banskobystrický kraj","Revúca","Ratkovské Bystré",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"VANUATU"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,249,"Banskobystrický kraj","Revúca","Revúca",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"VATIKÁN"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,255,"Banskobystrický kraj","Revúca","Šivetice",null,"NEAKCEPTOVAŤ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"ZAMBIA"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,266,"Banskobystrický kraj","Rimavská Sobota","Bottovo"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,278,"Banskobystrický kraj","Rimavská Sobota","Dulovo",null,"AKCEPTOVAŤ S PODMIENKOU"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,283,"Banskobystrický kraj","Rimavská Sobota","Gemerský Jablonec"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,293,"Banskobystrický kraj","Rimavská Sobota","Hrušovo"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,304,"Banskobystrický kraj","Rimavská Sobota","Klenovec"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,319,"Banskobystrický kraj","Rimavská Sobota","Nižný Skálnik"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,331,"Banskobystrický kraj","Rimavská Sobota","Ratkovská Suchá"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,334,"Banskobystrický kraj","Rimavská Sobota","Rimavská Seč",null,"AKCEPTOVAŤ S PODMIENKOU"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,348,"Banskobystrický kraj","Rimavská Sobota","Španie Pole",null,"AKCEPTOVAŤ S PODMIENKOU"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,356,"Banskobystrický kraj","Rimavská Sobota","Včelince"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,365,"Banskobystrický kraj","Rimavská Sobota","Zacharovce"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,382,"Banskobystrický kraj","Veľký Krtíš","Horná Strehová"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,386,"Banskobystrický kraj","Veľký Krtíš","Chrastince"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,397,"Banskobystrický kraj","Veľký Krtíš","Ľuboriečka"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,413,"Banskobystrický kraj","Veľký Krtíš","Sečianky"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,423,"Banskobystrický kraj","Veľký Krtíš","Šuľa"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,430,"Banskobystrický kraj","Veľký Krtíš","Veľký Lom"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,445,"Banskobystrický kraj","Zvolen","Hronská Breznica"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,457,"Banskobystrický kraj","Zvolen","Tŕnie"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,460,"Banskobystrický kraj","Zvolen","Zvolen"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,474,"Banskobystrický kraj","Žarnovica","Rudno nad Hronom"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,486,"Banskobystrický kraj","Žiar nad Hronom","Hliník nad Hronom"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,495,"Banskobystrický kraj","Žiar nad Hronom","Krahule"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,501,"Banskobystrický kraj","Žiar nad Hronom","Lovča"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,512,"Banskobystrický kraj","Žiar nad Hronom","Stará Kremnička"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,523,"Bratislavský kraj","Bratislava III","Rača"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,539,"Bratislavský kraj","Malacky","Gajary"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,549,"Bratislavský kraj","Malacky","Pernek",null,"AKCEPTOVAŤ S PODMIENKOU"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,556,"Bratislavský kraj","Malacky","Stupava"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,564,"Bratislavský kraj","Pezinok","Budmerice"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(okres_nehnutelnost1=$EN578,$EL578,\"\")","v":""},null,null,{"$f":"IF(okres_nehnutelnost2=$EN578,$EL578,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,577,"Bratislavský kraj","Pezinok","Viničné"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,590,"Bratislavský kraj","Senec","Igram"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,604,"Bratislavský kraj","Senec","Tomášov"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,612,"Košický kraj","Gelnica","Hrišovce"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,621,"Košický kraj","Gelnica","Smolnícka Huta"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,627,"Košický kraj","Gelnica","Závadka"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,638,"Košický kraj","Košice - okolie","Budimír"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,653,"Košický kraj","Košice - okolie","Geča"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,659,"Košický kraj","Košice - okolie","Hodkovce"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,679,"Košický kraj","Košice - okolie","Kysak"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,686,"Košický kraj","Košice - okolie","Mudrovce"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,697,"Košický kraj","Košice - okolie","Olšovany"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,710,"Košický kraj","Košice - okolie","Ruskov"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,718,"Košický kraj","Košice - okolie","Sokoľ"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,725,"Košický kraj","Košice - okolie","Trstené pri Hornáde"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,735,"Košický kraj","Košice - okolie","Vyšná Myšľa"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,747,"Košický kraj","Košice I","Ťahanovce"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,762,"Košický kraj","Košice IV","Barca"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,773,"Košický kraj","Michalovce","Budince"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,779,"Košický kraj","Michalovce","Dúbravka"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,788,"Košický kraj","Michalovce","Jovsa"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,800,"Košický kraj","Michalovce","Lúčky"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,814,"Košický kraj","Michalovce","Poruba pod Vihorlatom"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,817,"Košický kraj","Michalovce","Pusté Čemerné"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,829,"Košický kraj","Michalovce","Trhovište",null,"NEAKCEPTOVAŤ"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,844,"Košický kraj","Michalovce","Zemplínska Široká",null,"AKCEPTOVAŤ S PODMIENKOU"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,851,"Košický kraj","Rožňava","Brdárka",null,"AKCEPTOVAŤ S PODMIENKOU"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,861,"Košický kraj","Rožňava","Gemerská Hôrka"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,877,"Košický kraj","Rožňava","Krásnohorská Dlhá Lúka"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,882,"Košický kraj","Rožňava","Lúčka"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,892,"Košický kraj","Rožňava","Rejdová"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,909,"Košický kraj","Sobrance","Baškovce"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,918,"Košický kraj","Sobrance","Horňa"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,926,"Košický kraj","Sobrance","Koromľa"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,940,"Košický kraj","Sobrance","Remetské Hámre"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,943,"Košický kraj","Sobrance","Ruský Hrabovec"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,955,"Košický kraj","Sobrance","Záhor"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,964,"Košický kraj","Spišská Nová Ves","Hrabušice",null,"AKCEPTOVAŤ S PODMIENKOU"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,981,"Košický kraj","Spišská Nová Ves","Slatvina"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,991,"Košický kraj","Spišská Nová Ves","Žehra",null,"AKCEPTOVAŤ S PODMIENKOU"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,996,"Košický kraj","Trebišov","Boľ"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1008,"Košický kraj","Trebišov","Dargov"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1018,"Košický kraj","Trebišov","Kožuchov"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1035,"Košický kraj","Trebišov","Nový Ruskov"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1044,"Košický kraj","Trebišov","Slovenské Nové Mesto"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1052,"Košický kraj","Trebišov","Svätuše"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1059,"Košický kraj","Trebišov","Veľké Trakany"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1073,"Košický kraj","Trebišov","Zemplínsky Branč"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1085,"Nitriansky kraj","Komárno","Hurbanovo",null,"AKCEPTOVAŤ S PODMIENKOU"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1090,"Nitriansky kraj","Komárno","Klížska Nemá"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1107,"Nitriansky kraj","Komárno","Šrobárová"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1117,"Nitriansky kraj","Levice","Beša"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1122,"Nitriansky kraj","Levice","Čajkov"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1131,"Nitriansky kraj","Levice","Drženice",null,"AKCEPTOVAŤ S PODMIENKOU"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1149,"Nitriansky kraj","Levice","Jur nad Hronom"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(okres_nehnutelnost1=$EN1154,$EL1154,\"\")","v":""},null,null,{"$f":"IF(okres_nehnutelnost2=$EN1154,$EL1154,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1153,"Nitriansky kraj","Levice","Krškany"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1166,"Nitriansky kraj","Levice","Nový Tekov"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1179,"Nitriansky kraj","Levice","Sikenica"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1187,"Nitriansky kraj","Levice","Tekovské Lužany"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1194,"Nitriansky kraj","Levice","Veľké Ludince"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1204,"Nitriansky kraj","Nitra","Alekšince"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1220,"Nitriansky kraj","Nitra","Hruboňovo"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1231,"Nitriansky kraj","Nitra","Lukáčovce"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1242,"Nitriansky kraj","Nitra","Nové Sady"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1248,"Nitriansky kraj","Nitra","Rumanová"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1257,"Nitriansky kraj","Nitra","Veľké Zálužie"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1275,"Nitriansky kraj","Nové Zámky","Čechy"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1283,"Nitriansky kraj","Nové Zámky","Chľaba"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1296,"Nitriansky kraj","Nové Zámky","Malá nad Hronom"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1298,"Nitriansky kraj","Nové Zámky","Maňa"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1313,"Nitriansky kraj","Nové Zámky","Salka"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1320,"Nitriansky kraj","Nové Zámky","Šurany"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1330,"Nitriansky kraj","Šaľa","Hájske"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1346,"Nitriansky kraj","Topoľčany","Čeľadince"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1357,"Nitriansky kraj","Topoľčany","Koniarovce"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1361,"Nitriansky kraj","Topoľčany","Krušovce"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1378,"Nitriansky kraj","Topoľčany","Radošina"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1387,"Nitriansky kraj","Topoľčany","Tovarníky"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1395,"Nitriansky kraj","Zlaté Moravce","Beladice"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1413,"Nitriansky kraj","Zlaté Moravce","Obyce"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1422,"Nitriansky kraj","Zlaté Moravce","Vieska nad Žitavou"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1424,"Nitriansky kraj","Zlaté Moravce","Zlaté Moravce"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1439,"Prešovský kraj","Bardejov","Dubinné"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1450,"Prešovský kraj","Bardejov","Hrabské"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1460,"Prešovský kraj","Bardejov","Kožany"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1476,"Prešovský kraj","Bardejov","Marhaň"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1477,"Prešovský kraj","Bardejov","Mikulášová"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1491,"Prešovský kraj","Bardejov","Regetovka"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1504,"Prešovský kraj","Bardejov","Tarnov"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1513,"Prešovský kraj","Bardejov","Zlaté"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1521,"Prešovský kraj","Humenné","Hankovce"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1539,"Prešovský kraj","Humenné","Ľubiša"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1542,"Prešovský kraj","Humenné","Modra nad Cirochou"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1554,"Prešovský kraj","Humenné","Rohožník"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1569,"Prešovský kraj","Humenné","Vyšné Ladičkovce"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1580,"Prešovský kraj","Kežmarok","Hradisko"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1585,"Prešovský kraj","Kežmarok","Kežmarok"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(okres_nehnutelnost1=$EN1602,$EL1602,\"\")","v":""},null,null,{"$f":"IF(okres_nehnutelnost2=$EN1602,$EL1602,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1601,"Prešovský kraj","Kežmarok","Spišská Stará Ves"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1611,"Prešovský kraj","Kežmarok","Vojňany"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1618,"Prešovský kraj","Levoča","Bijacovce"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1626,"Prešovský kraj","Levoča","Granč-Petrovce"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1635,"Prešovský kraj","Levoča","Nižné Repaše"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1648,"Prešovský kraj","Levoča","Vyšný Slavkov"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1662,"Prešovský kraj","Medzilaborce","Repejov"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1674,"Prešovský kraj","Poprad","Gerlachov"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1683,"Prešovský kraj","Poprad","Mlynica"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1689,"Prešovský kraj","Poprad","Svit"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1700,"Prešovský kraj","Poprad","Ždiar"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1715,"Prešovský kraj","Prešov","Fričovce"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1727,"Prešovský kraj","Prešov","Chminianske Jakubovany",null,"NEAKCEPTOVAŤ"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1737,"Prešovský kraj","Prešov","Lada"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1744,"Prešovský kraj","Prešov","Ľubotice"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1752,"Prešovský kraj","Prešov","Mošurov"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1761,"Prešovský kraj","Prešov","Proč"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1778,"Prešovský kraj","Prešov","Trnkov"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1782,"Prešovský kraj","Prešov","Veľký Slivník"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(okres_nehnutelnost1=$EN1794,$EL1794,\"\")","v":""},null,null,{"$f":"IF(okres_nehnutelnost2=$EN1794,$EL1794,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1793,"Prešovský kraj","Sabinov","Bodovce"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1809,"Prešovský kraj","Sabinov","Krásna Lúka"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1815,"Prešovský kraj","Sabinov","Nižný Slavkov"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1826,"Prešovský kraj","Sabinov","Šarišské Dravce"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1841,"Prešovský kraj","Snina","Hrabová Roztoka"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1853,"Prešovský kraj","Snina","Pichne"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1856,"Prešovský kraj","Snina","Ruská Volová"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1874,"Prešovský kraj","Stará Ľubovňa","Hniezdne"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1882,"Prešovský kraj","Stará Ľubovňa","Kremná"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1891,"Prešovský kraj","Stará Ľubovňa","Matysová"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1904,"Prešovský kraj","Stará Ľubovňa","Stráňany"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1908,"Prešovský kraj","Stará Ľubovňa","Údol"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1919,"Prešovský kraj","Stropkov","Bžany"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1935,"Prešovský kraj","Stropkov","Miňovce"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1945,"Prešovský kraj","Stropkov","Tisinec"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1956,"Prešovský kraj","Svidník","Belejovce"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1960,"Prešovský kraj","Svidník","Cigla"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1973,"Prešovský kraj","Svidník","Kečkovce",null,"AKCEPTOVAŤ S PODMIENKOU"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1986,"Prešovský kraj","Svidník","Lužany pri Topli"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2000,"Prešovský kraj","Svidník","Príkra"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2005,"Prešovský kraj","Svidník","Roztoky",null,"AKCEPTOVAŤ S PODMIENKOU"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2017,"Prešovský kraj","Svidník","Vyšná Jedľová"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2022,"Prešovský kraj","Svidník","Železník"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2039,"Prešovský kraj","Vranov nad Topľou","Hanušovce nad Topľou"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(okres_nehnutelnost1=$EN2050,$EL2050,\"\")","v":""},null,null,{"$f":"IF(okres_nehnutelnost2=$EN2050,$EL2050,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2049,"Prešovský kraj","Vranov nad Topľou","Komárany"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2054,"Prešovský kraj","Vranov nad Topľou","Matiaška"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2066,"Prešovský kraj","Vranov nad Topľou","Piskorovce"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2080,"Prešovský kraj","Vranov nad Topľou","Štefanovce"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2087,"Prešovský kraj","Vranov nad Topľou","Vyšný Kazimír"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2095,"Trenčiansky kraj","Bánovce nad Bebravou","Cimenná"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2114,"Trenčiansky kraj","Bánovce nad Bebravou","Pečeňany"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2117,"Trenčiansky kraj","Bánovce nad Bebravou","Pravotice"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2131,"Trenčiansky kraj","Bánovce nad Bebravou","Veľké Chlievany"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2143,"Trenčiansky kraj","Ilava","Kameničany"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2148,"Trenčiansky kraj","Ilava","Mikušovce"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2158,"Trenčiansky kraj","Myjava","Bukovec"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2169,"Trenčiansky kraj","Myjava","Priepasné"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2184,"Trenčiansky kraj","Nové Mesto nad Váhom","Hrachovište"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2196,"Trenčiansky kraj","Nové Mesto nad Váhom","Očkov"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2210,"Trenčiansky kraj","Partizánske","Chynorany"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2213,"Trenčiansky kraj","Partizánske","Kolačno"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2221,"Trenčiansky kraj","Partizánske","Ostratice"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2240,"Trenčiansky kraj","Považská Bystrica","Jasenica"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2247,"Trenčiansky kraj","Považská Bystrica","Podskalie"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2261,"Trenčiansky kraj","Prievidza","Čavoj"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2273,"Trenčiansky kraj","Prievidza","Kamenec pod Vtáčnikom"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2278,"Trenčiansky kraj","Prievidza","Koš"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2288,"Trenčiansky kraj","Prievidza","Nitrianske Rudno"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2295,"Trenčiansky kraj","Prievidza","Poluvsie"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2310,"Trenčiansky kraj","Púchov","Beluša"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2322,"Trenčiansky kraj","Púchov","Mestečko"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2336,"Trenčiansky kraj","Trenčín","Dubodiel"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2339,"Trenčiansky kraj","Trenčín","Horné Srnie"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2351,"Trenčiansky kraj","Trenčín","Opatovce"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2360,"Trenčiansky kraj","Trenčín","Trenčianske Jastrabie"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2377,"Trnavský kraj","Dunajská Streda","Čenkovce"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2387,"Trnavský kraj","Dunajská Streda","Horné Mýto"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2399,"Trnavský kraj","Dunajská Streda","Kyselica"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2404,"Trnavský kraj","Dunajská Streda","Malé Dvorníky"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2414,"Trnavský kraj","Dunajská Streda","Padáň"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2421,"Trnavský kraj","Dunajská Streda","Štvrtok na Ostrove"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2436,"Trnavský kraj","Galanta","Čierna Voda"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2445,"Trnavský kraj","Galanta","Jánovce"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2453,"Trnavský kraj","Galanta","Pata"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2471,"Trnavský kraj","Hlohovec","Bojničky"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2474,"Trnavský kraj","Hlohovec","Dolné Trhovište"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2486,"Trnavský kraj","Hlohovec","Merašice"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2501,"Trnavský kraj","Piešťany","Ducové"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2512,"Trnavský kraj","Piešťany","Rakovice"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2518,"Trnavský kraj","Piešťany","Veľké Kostoľany"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2534,"Trnavský kraj","Senica","Kúty"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2545,"Trnavský kraj","Senica","Sekule"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2549,"Trnavský kraj","Senica","Sobotište"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2562,"Trnavský kraj","Skalica","Lopašov"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2575,"Trnavský kraj","Trnava","Bíňovce"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2583,"Trnavský kraj","Trnava","Dechtice"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2590,"Trnavský kraj","Trnava","Horná Krupá"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2600,"Trnavský kraj","Trnava","Malženice"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2612,"Trnavský kraj","Trnava","Trnava"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2627,"Žilinský kraj","Bytča","Predmier"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2638,"Žilinský kraj","Čadca","Krásno nad Kysucou"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2644,"Žilinský kraj","Čadca","Radôstka"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2653,"Žilinský kraj","Čadca","Zborov nad Bystricou"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2665,"Žilinský kraj","Dolný Kubín","Medzibrodie nad Oravou"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2679,"Žilinský kraj","Kysucké Nové Mesto","Horný Vadičov"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2692,"Žilinský kraj","Liptovský Mikuláš","Beňadiková"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2701,"Žilinský kraj","Liptovský Mikuláš","Huty"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2709,"Žilinský kraj","Liptovský Mikuláš","Kvačany"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2716,"Žilinský kraj","Liptovský Mikuláš","Liptovské Kľačany"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2726,"Žilinský kraj","Liptovský Mikuláš","Malé Borové"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2742,"Žilinský kraj","Liptovský Mikuláš","Veterná Poruba"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2747,"Žilinský kraj","Liptovský Mikuláš","Žiar"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2757,"Žilinský kraj","Martin","Horný Kalník"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2774,"Žilinský kraj","Martin","Slovany"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2783,"Žilinský kraj","Martin","Turčianske Kľačany"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2791,"Žilinský kraj","Námestovo","Babín"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2805,"Žilinský kraj","Námestovo","Oravská Polhora"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2818,"Žilinský kraj","Ružomberok","Kalameny"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2820,"Žilinský kraj","Ružomberok","Likavka"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2839,"Žilinský kraj","Ružomberok","Valaská Dubová"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2846,"Žilinský kraj","Turčianske Teplice","Čremošné"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2856,"Žilinský kraj","Turčianske Teplice","Moškovec"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2861,"Žilinský kraj","Turčianske Teplice","Sklené"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2872,"Žilinský kraj","Tvrdošín","Oravský Biely Potok"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2873,"Žilinský kraj","Tvrdošín","Podbiel"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2874,"Žilinský kraj","Tvrdošín","Suchá Hora"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2875,"Žilinský kraj","Tvrdošín","Štefanov nad Oravou"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2876,"Žilinský kraj","Tvrdošín","Trstená"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2877,"Žilinský kraj","Tvrdošín","Tvrdošín"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2878,"Žilinský kraj","Tvrdošín","Vitanová"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2879,"Žilinský kraj","Tvrdošín","Zábiedovo"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2880,"Žilinský kraj","Tvrdošín","Zuberec"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(okres_nehnutelnost1=$EN2882,$EL2882,\"\")","v":""},null,null,{"$f":"IF(okres_nehnutelnost2=$EN2882,$EL2882,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2881,"Žilinský kraj","Žilina","Belá"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2882,"Žilinský kraj","Žilina","Bitarová"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2883,"Žilinský kraj","Žilina","Brezany"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2884,"Žilinský kraj","Žilina","Čičmany"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2885,"Žilinský kraj","Žilina","Divina"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2886,"Žilinský kraj","Žilina","Divinka"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2887,"Žilinský kraj","Žilina","Dlhé Pole"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2888,"Žilinský kraj","Žilina","Dolná Tižina"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2889,"Žilinský kraj","Žilina","Dolný Hričov"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2890,"Žilinský kraj","Žilina","Ďurčiná"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2891,"Žilinský kraj","Žilina","Fačkov"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2892,"Žilinský kraj","Žilina","Gbeľany"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2893,"Žilinský kraj","Žilina","Horný Hričov"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2894,"Žilinský kraj","Žilina","Hôrky"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2895,"Žilinský kraj","Žilina","Hričovské Podhradie"]
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[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2898,"Žilinský kraj","Žilina","Kľače"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2899,"Žilinský kraj","Žilina","Konská"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2900,"Žilinský kraj","Žilina","Kotrčiná Lúčka"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2901,"Žilinský kraj","Žilina","Krasňany"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2902,"Žilinský kraj","Žilina","Kunerad"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2903,"Žilinský kraj","Žilina","Lietava"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2904,"Žilinský kraj","Žilina","Lietavská Lúčka"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2905,"Žilinský kraj","Žilina","Lietavská Svinná-Babkov"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2906,"Žilinský kraj","Žilina","Lutiše"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2907,"Žilinský kraj","Žilina","Lysica"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2908,"Žilinský kraj","Žilina","Malá Čierna"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2909,"Žilinský kraj","Žilina","Mojš"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2910,"Žilinský kraj","Žilina","Nededza"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2911,"Žilinský kraj","Žilina","Nezbudská Lúčka"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2912,"Žilinský kraj","Žilina","Ovčiarsko"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2913,"Žilinský kraj","Žilina","Paština Závada"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2914,"Žilinský kraj","Žilina","Podhorie"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2915,"Žilinský kraj","Žilina","Porúbka"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2916,"Žilinský kraj","Žilina","Rajec"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2917,"Žilinský kraj","Žilina","Rajecká Lesná"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2918,"Žilinský kraj","Žilina","Rajecké Teplice"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2919,"Žilinský kraj","Žilina","Rosina"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2920,"Žilinský kraj","Žilina","Stráňavy"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2921,"Žilinský kraj","Žilina","Stránske"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2922,"Žilinský kraj","Žilina","Stráža"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2923,"Žilinský kraj","Žilina","Strečno"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2924,"Žilinský kraj","Žilina","Svederník"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2925,"Žilinský kraj","Žilina","Šuja"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2926,"Žilinský kraj","Žilina","Teplička nad Váhom"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2927,"Žilinský kraj","Žilina","Terchová"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2928,"Žilinský kraj","Žilina","Turie"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2929,"Žilinský kraj","Žilina","Varín"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2930,"Žilinský kraj","Žilina","Veľká Čierna"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2931,"Žilinský kraj","Žilina","Višňové"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2932,"Žilinský kraj","Žilina","Zbyňov"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"",null,null,"",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2933,"Žilinský kraj","Žilina","Žilina"]

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[]
[null,null,null,null,null,null,null,null,null,null,"doba trvania [mes.]","splatnosť",null,"spätné schvaľovanie"]
[null,"Číslo zmluvy o stavebnom sporení:",null,{"$f":"cislo_zmluvy","v":0},null,"/8170","Dátum žiadosti:",{"$f":"datum_ziadosti","v":43875}]
[null,null,null,null,null,null,null,null,null,"MÚ",{"$f":"IF(trvanie_MU=0,\"\",trvanie_MU)","v":3},{"$f":"IF(trvanie_MU=0,\"\",EOMONTH(IF(datum_spatne_schvalovanie=\"\",TODAY(),datum_spatne_schvalovanie),trvanie_MU))","v":43982},null,"dátum:"]
[]
[]
[null,"Žiadateľ o úver:",{"$f":"meno_ziadatel & \" \" & priezvisko_ziadatel","v":" "},null,null,"Spolužiadateľ:",{"$f":"pristupitel!N10","v":""},null,null,"SÚ",{"$f":"IF(trvanie_SU=0,\"\",trvanie_SU)","v":""},{"$f":"IF(trvanie_SU=0,\"\",EOMONTH(IF(datum_spatne_schvalovanie=\"\",TODAY(),datum_spatne_schvalovanie),trvanie_celkom))","v":""}]
[null,null,{"$f":"IF(RC_ziadatel=0,\"\",RC_ziadatel)","v":""},null,null,null,{"$f":"IF(RC_spoludlznik=0,\"\",RC_spoludlznik)","v":""},null,null,{"$f":"IF(ts_max_splatnost=\"\",\"Nie je zadaný parameter pre daný typ sporenia!\",IF(trvanie_celkom>ts_max_splatnost*12,\"PREKROČENÁ MAXIMÁLNA SPLATNOSŤ ÚVERU!!!!\",\"\"))","v":"PREKROČENÁ MAXIMÁLNA SPLATNOSŤ ÚVERU!!!!"}]
[]
[]
[null,{"$f":"\"Certifikáty OZ: \" & teritorium","v":"Certifikáty OZ: "},null,{"$f":"IF(p_EXT_tiper,\"Maklérska spoločnosť\",\"\")","v":""}]
[null,"Obchodný zástupca:",{"$f":"IF(AND(poradca_cislo=0,poradca_cislo_maklera=0),\"\",IF(p_EXT,poradca_cislo_maklera,poradca_cislo))","v":""},{"$f":"IF(p_EXT_tiper,\"OZ spoločnosti:\",\"\")","v":""},{"$f":"IF(p_EXT_tiper,makler_cislo_maklera,\"\")","v":""}]
[null,"servis",null,{"$f":"IF(p_EXT_tiper,\"úver\",\"\")","v":""}]
[null,"úver",null,{"$f":"IF(p_EXT_tiper,\"tiper\",\"\")","v":""}]
[null,{"$f":"IF(p_EXT_tiper,\"oprávnenie - tiper\",\"\")","v":""},null,"Žiadateľ s históriou v úv. registri:"]
[null,{"$f":"IF(p_pom_IDS,\"pozícia IDS\",\"\")","v":""}]
[]
[null,"Black list"]
[null,"účastníci úverového vzťahu","osoba",null,"Podnikateľská činnosť",null,"Zamestnávateľ"]
[null,null,"RČ","Black List","IČO","Black List","IČO","Black List"]
[null,"ziadateľ",{"$f":"IF(RC_ziadatel=0,\"\",RC_ziadatel)","v":""},null,{"$f":"IF(ICO_ziadatel=0,\"\",ICO_ziadatel)","v":""},null,{"$f":"IF(zamestnavatel_ICO_ziadatel=0,\"\",zamestnavatel_ICO_ziadatel)","v":""}]
[null,"ziadateľ - partner",{"$f":"IF(RC_spoludlznik=0,\"\",RC_spoludlznik)","v":""},null,{"$f":"IF(ICO_spoludlznik=0,\"\",ICO_spoludlznik)","v":""},null,{"$f":"IF(zamestnavatel_ICO_spoludlznik=0,\"\",zamestnavatel_ICO_spoludlznik)","v":""}]
[null,"pristupiteľ",{"$f":"IF(RC_pristupitel=0,\"\",RC_pristupitel)","v":""},null,{"$f":"IF(ICO_pristupitel=0,\"\",ICO_pristupitel)","v":""},null,{"$f":"IF(zamestnavatel_ICO_pristupitel=0,\"\",zamestnavatel_ICO_pristupitel)","v":""}]
[null,"pristupiteľ - partner",{"$f":"IF(RC_manz_pristupitela=0,\"\",RC_manz_pristupitela)","v":""},null,{"$f":"IF(ICO_pristupitel_manz=0,\"\",ICO_pristupitel_manz)","v":""},null,{"$f":"IF(zamestnavatel_ICO_manz_pristupitela=0,\"\",zamestnavatel_ICO_manz_pristupitela)","v":""}]
[null,"poznámka","meno",null,"Znenie mena/firmy vrátane diakritiky nájdeného na Black liste",null,"názov"]
[null,"ziadateľ",{"$f":"meno_ziadatel & \" \" & priezvisko_ziadatel","v":" "},null,null,null,{"$f":"zamestnavatel_ziadatel & \" \" & zamestnavatel2_ziadatel","v":" "}]
[null,"ziadateľ - partner",{"$f":"meno_spoludlznik & \" \" & priezvisko_spoludlznik","v":" "},null,null,null,{"$f":"zamestnavatel_spoludlznik & \" \" & zamestnavatel2_spoludlznik","v":" "}]
[null,"pristupiteľ",{"$f":"meno_pristupitel & \" \" & priezvisko_pristupitel","v":" "},null,null,null,{"$f":"zamestnavatel_pristupitel & \" \" & zamestnavatel2_pristupitel","v":" "}]
[null,"pristupiteľ - partner",{"$f":"meno_manz_pristupitela & \" \" & priezvisko_manz_pristupitela","v":" "},null,null,null,{"$f":"zamestnavatel_manz_pristupitela & \" \" & zamestnavatel2_manz_pristupitela","v":" "}]
[null,"ručiteľ 1",{"$f":"IF(RC_rucitel1=0,\"\",RC_rucitel1)","v":""},null,{"$f":"IF(ICO_rucitel1=0,\"\",ICO_rucitel1)","v":""},null,{"$f":"IF(zamestnavatel_ICO_rucitel1=0,\"\",zamestnavatel_ICO_rucitel1)","v":""}]
[null,"ručiteľ 1 - partner",{"$f":"IF(RC_manz_rucitel1=0,\"\",RC_manz_rucitel1)","v":""},null,{"$f":"IF(ICO_rucitel1_manz=0,\"\",ICO_rucitel1_manz)","v":""},null,{"$f":"IF(zamestnavatel_ICO_manz_rucitel1=0,\"\",zamestnavatel_ICO_manz_rucitel1)","v":""}]
[null,"ručiteľ 2",{"$f":"IF(RC_rucitel2=0,\"\",RC_rucitel2)","v":""},null,{"$f":"IF(ICO_rucitel2=0,\"\",ICO_rucitel2)","v":""},null,{"$f":"IF(zamestnavatel_ICO_rucitel2=0,\"\",zamestnavatel_ICO_rucitel2)","v":""}]
[null,"ručiteľ 2 - partner",{"$f":"IF(RC_manz_rucitel2=0,\"\",RC_manz_rucitel2)","v":""},null,{"$f":"IF(ICO_rucitel2_manz=0,\"\",ICO_rucitel2_manz)","v":""},null,{"$f":"IF(zamestnavatel_ICO_manz_rucitel2=0,\"\",zamestnavatel_ICO_manz_rucitel2)","v":""}]
[]
[null,"Predmet zabezpečenia 1"]
[null,"Riziková oblasť",{"$f":"IF(kraj_nehnutelnost1=\"\",\"\",kraj_nehnutelnost1)","v":""},{"$f":"IF(okres_nehnutelnost1=\"\",\"\",okres_nehnutelnost1)","v":""},{"$f":"IF(obec_nehnutelnost1=\"\",\"\",obec_nehnutelnost1)","v":""},{"$f":"IF(ulica_nehnutelnost1=\"\",\"\",ulica_nehnutelnost1)","v":""},null,null,{"$f":"IF(C36=\"Banskobystrický kraj\",zoznamy!ER4,IF(C36=\"Bratislavský kraj\",zoznamy!ER6,IF(C36=\"Košický kraj\",zoznamy!ER8,\"\")))","v":""}]
[null,"Záložcovia","RČ","Black List","Meno","Znenie mena na Black liste","Black List"]
[null,"záložca 1",{"$f":"IF(nehnutelnost_rc_zalozca1=0,\"\",nehnutelnost_rc_zalozca1)","v":""},null,{"$f":"Meno_zalozca1 & \" \" & Priezvisko_zalozca1","v":" "}]
[null,"záložca 2",{"$f":"IF(nehnutelnost_rc_zalozca2=0,\"\",nehnutelnost_rc_zalozca2)","v":""},null,{"$f":"Meno_zalozca2 & \" \" & Priezvisko_zalozca2","v":" "}]
[null,"záložca 3",{"$f":"IF(nehnutelnost_rc_zalozca3=0,\"\",nehnutelnost_rc_zalozca3)","v":""},null,{"$f":"Meno_zalozca3 & \" \" & Priezvisko_zalozca3","v":" "}]
[null,"záložca 4",{"$f":"IF(nehnutelnost_rc_zalozca4=0,\"\",nehnutelnost_rc_zalozca4)","v":""},null,{"$f":"Meno_zalozca4 & \" \" & Priezvisko_zalozca4","v":" "}]
[null,"Predmet zabezpečenia 2"]
[null,"Riziková oblasť",{"$f":"IF(kraj_nehnutelnost2=\"\",\"\",kraj_nehnutelnost2)","v":""},{"$f":"IF(okres_nehnutelnost2=\"\",\"\",okres_nehnutelnost2)","v":""},{"$f":"IF(obec_nehnutelnost2=\"\",\"\",obec_nehnutelnost2)","v":""},{"$f":"IF(ulica_nehnutelnost2=\"\",\"\",ulica_nehnutelnost2)","v":""},null,null,{"$f":"IF(C43=\"Banskobystrický kraj\",zoznamy!ER4,IF(C43=\"Bratislavský kraj\",zoznamy!ER6,IF(C43=\"Košický kraj\",zoznamy!ER8,\"\")))","v":""}]
[null,"záložca 1",{"$f":"IF(nehnutelnost_rc_zalozca11=0,\"\",nehnutelnost_rc_zalozca11)","v":""},null,{"$f":"Meno_zalozca11 & \" \" & Priezvisko_zalozca11","v":" "}]
[null,"záložca 2",{"$f":"IF(nehnutelnost_rc_zalozca22=0,\"\",nehnutelnost_rc_zalozca22)","v":""},null,{"$f":"Meno_zalozca22 & \" \" & Priezvisko_zalozca22","v":" "}]
[null,"záložca 3",{"$f":"IF(nehnutelnost_rc_zalozca33=0,\"\",nehnutelnost_rc_zalozca33)","v":""},null,{"$f":"Meno_zalozca33 & \" \" & Priezvisko_zalozca33","v":" "}]
[null,"záložca 4",{"$f":"IF(nehnutelnost_rc_zalozca44=0,\"\",nehnutelnost_rc_zalozca44)","v":""},null,{"$f":"Meno_zalozca44 & \" \" & Priezvisko_zalozca44","v":" "}]
[]
[null,"Osoby s osobitným vzťahom k ČSOB SP"]
[null,"účastníci úverového vzťahu","osoba",null,null,"overenie podľa"]
[null,null,"RČ","meno","RČ (6 zľava)","RČ","meno","RČ (6 zľava)"]
[null,"ziadateľ",{"$f":"IF(RC_ziadatel=0,\"\",RC_ziadatel)","v":""},{"$f":"meno_ziadatel & \" \" & priezvisko_ziadatel","v":" "},{"$f":"LEFT(C52,6)","v":""}]
[null,"ziadateľ - partner",{"$f":"IF(RC_spoludlznik=0,\"\",RC_spoludlznik)","v":""},{"$f":"meno_spoludlznik & \" \" & priezvisko_spoludlznik","v":" "},{"$f":"LEFT(C53,6)","v":""}]
[null,"pristupiteľ",{"$f":"IF(RC_pristupitel=0,\"\",RC_pristupitel)","v":""},{"$f":"meno_pristupitel & \" \" & priezvisko_pristupitel","v":" "},""]
[null,"pristupiteľ - partner",{"$f":"IF(RC_manz_pristupitela=0,\"\",RC_manz_pristupitela)","v":""},{"$f":"meno_manz_pristupitela & \" \" & priezvisko_manz_pristupitela","v":" "},""]
[null,"ručiteľ 1",{"$f":"IF(RC_rucitel1=0,\"\",RC_rucitel1)","v":""},{"$f":"meno_rucitel1 & \" \" & priezvisko_rucitel1","v":" "},""]
[null,"ručiteľ 1 - partner",{"$f":"IF(RC_manz_rucitel1=0,\"\",RC_manz_rucitel1)","v":""},{"$f":"meno_manz_rucitel1 & \" \" & priezvisko_manz_rucitel1","v":" "},""]
[null,"ručiteľ 2",{"$f":"IF(RC_rucitel2=0,\"\",RC_rucitel2)","v":""},{"$f":"meno_rucitel2 & \" \" & priezvisko_rucitel2","v":" "},""]
[null,"ručiteľ 2 - partner",{"$f":"IF(RC_manz_rucitel2=0,\"\",RC_manz_rucitel2)","v":""},{"$f":"meno_manz_rucitel2 & \" \" & priezvisko_manz_rucitel2","v":" "},""]
[null,null,null,null,null,null,"Dátum overenia:"]

{"sheet":"mzda","index":23,"n_rows":23,"n_cols":10,"rows_kept":23,"cut":false,"hidden":true,"merged":[[2,6,2,10],[0,1,0,10],[4,7,5,7],[6,7,7,7],[8,7,9,7],[8,3,8,4],[4,6,5,6],[6,6,7,6],[8,6,9,6],[4,9,5,9],[6,9,7,9],[8,9,9,9],[10,9,11,9],[4,10,5,10],[6,10,7,10],[22,1,22,10],[8,10,9,10],[10,10,11,10],[10,7,11,7],[10,6,11,6],[4,8,5,8],[6,8,7,8],[8,8,9,8],[10,8,11,8]]}
[null,"Výpočet čistej/hrubej mzdy"]
[]
[null,"Výpočet čístej mzdy",null,"mesiac","rok",null,"Výpočet hrubej mzdy"]
[null,"Hrubá mzda",null,null,{"$f":"D4*12","v":0},null,null,"čistá mzda","deti","hrubá mzda"]
[null,"Počet vyživovaných nezaopatrených detí",null,null,null,null,"Žiadateľ",{"$f":"IF(prijmy_zahr_ziadatel=\"v SR\",prijmy_zavisla_cin_ziadatel,\"\")","v":""}]
[null,"Maximálny vymeriavací základ pre odvody",null,4120,{"$f":"D6*12","v":49440}]
[null,"Životné minimum",null,198.09,2377.08,null,"Spolužiadateľ",{"$f":"IF(prijmy_zahr_spoludlznik=\"v SR\",prijmy_zavisla_cin_spoludlznik,\"\")","v":""}]
[null,"Bonus na 1 dieťa",null,21.41,256.92]
[null,"ODVODY","sadzba","výška",null,null,"Pristupiteľ",{"$f":"IF(prijmy_zahr_pristupitel=\"v SR\",prijmy_zavisla_cin_pristupitel,\"\")","v":""}]
[null,"Zdravotné poistenie",0.04,{"$f":"IF(hruba_mzda>max_VZ_odvody,max_VZ_odvody*C10,hruba_mzda*C10)","v":0},0]
[null,"Nemocenské poistenie",1.4E-2,{"$f":"IF(hruba_mzda>max_VZ_odvody,max_VZ_odvody*C11,hruba_mzda*C11)","v":0},0,null,"Manž.partner pristupiteľa",{"$f":"IF(prijmy_zahr_manz_pristupitela=\"v SR\",prijmy_zavisla_cin_manz_pristupitela,\"\")","v":""}]
[null,"Invalidné poistenie",0.03,{"$f":"IF(hruba_mzda>max_VZ_odvody,max_VZ_odvody*C12,hruba_mzda*C12)","v":0},0]
[null,"Starobné poistenie",0.04,{"$f":"IF(hruba_mzda>max_VZ_odvody,max_VZ_odvody*C13,hruba_mzda*C13)","v":0},0]
[null,"Poistenie v nezamestnanosti",0.01,{"$f":"IF(hruba_mzda>max_VZ_odvody,max_VZ_odvody*C14,hruba_mzda*C14)","v":0},0]
[null,"Odvody spolu",{"$f":"SUM(C10:C14)","v":0.13400000000000001},{"$f":"SUM(D10:D14)","v":0},0]
[null,"Základ dane",null,{"$f":"hruba_mzda-odvody","v":0},{"$f":"zaklad_dane*12","v":0}]
[null,"Nezdaniteľná časť základu dane",null,{"$f":"nczd_rok/12","v":316.94416666666672},{"$f":"IF(zaklad_dane_rok>=35022.32,0,ROUNDUP(IF(zaklad_dane_rok<=100*zivotne_minimum,19.2*zivotne_minimum,44.2*zivotne_minimum-zaklad_dane_rok/4),2))","v":3803.3300000000004}]
[null,"Základ dane pred zdanením",null,{"$f":"zaklad_dane-nczd","v":-316.94416666666672},{"$f":"zaklad_dane_rok-nczd_rok","v":-3803.3300000000004}]
[null,"Daň z príjmu",0.19,{"$f":"ROUNDDOWN(D18*dan,2)","v":-60.21},{"$f":"E18*dan","v":-722.63270000000011}]
[null,"Daňový bonus na deti",null,{"$f":"pocet_deti*bonus_dieta","v":0},{"$f":"D20*12","v":0}]
[null,"Čistá mzda",null,{"$f":"zaklad_dane-DzPFO+dan_bonus_deti","v":60.21},{"$f":"zaklad_dane_rok-DzPFO_rok+dan_bonus_deti_rok","v":722.63270000000011}]
[]
[null,"Výpočet je platný pre rok 2015!!!"]

{"sheet":"overenie_protokol","index":24,"n_rows":71,"n_cols":9,"rows_kept":71,"cut":false,"hidden":true,"merged":[[35,3,35,7],[39,5,39,7],[40,5,40,7],[45,5,45,7],[10,6,10,7],[25,1,25,5],[37,5,37,7],[41,5,41,7],[42,5,42,7],[38,5,38,7],[44,5,44,7],[43,5,43,7],[28,1,28,5],[29,1,29,5],[31,1,31,5],[19,1,19,5],[16,1,16,5],[24,1,24,5],[11,1,11,5],[12,1,12,5],[13,1,13,5],[14,1,14,5],[15,1,15,5],[2,1,2,2],[3,1,3,2],[5,1,5,2],[6,1,6,2],[0,1,0,7],[2,4,2,7],[3,4,3,7],[5,4,5,7],[6,4,6,7],[40,2,40,4],[41,2,41,4],[42,2,42,4],[10,1,10,5],[38,2,38,4],[17,1,17,5],[18,1,18,5],[30,1,30,5],[32,1,32,5],[20,1,20,5],[21,1,21,5],[22,1,22,5],[23,1,23,5],[27,1,27,5],[26,1,26,5],[33,1,33,5],[49,5,49,7],[39,2,39,4],[34,1,34,5],[50,2,50,4],[50,5,50,6],[45,2,45,4],[49,2,49,4],[46,5,46,7],[48,2,48,4],[47,2,47,4],[47,5,47,7],[48,5,48,7],[46,2,46,4],[37,2,37,4],[44,2,44,4],[43,2,43,4]]}
[null,"ZÁZNAM O VYKONANÝCH KONTROLÁCH PRI SPRACOVANÍ ŽIADOSTI O ÚVER"]
[]
[null,{"$f":"cislo_zmluvy","v":0},null,null,{"$f":"meno_ziadatel & \" \" & priezvisko_ziadatel","v":" "}]
[null,"číslo zmluvy o stavebnom sporení",null,null,"meno a priezvisko klienta"]
[]
[null,{"$f":"poradca_meno & \" \" & poradca_priezvisko","v":" "},null,null,{"$f":"login_meno","v":"Andrej Mosný"}]
[null,"meno a priezvisko poradca/KPP",null,null,"meno a priezvisko schvaľovateľa"]
[]
[null,{"$f":"IF(trvanie_MU=0,\"\",\"Splatnosť MÚ: (\" & trvanie_MU & \")\")","v":"Splatnosť MÚ: (3)"},{"$f":"IF(trvanie_MU=0,\"\",overenie_splatnost_MU)","v":43982},null,null,null,"Spätné schvaľovanie:",{"$f":"IF(datum_spatne_schvalovanie<>\"\",TEXT(datum_spatne_schvalovanie,\"DD.MM.YYYY\"),\"nie\")","v":"nie"}]
[null,{"$f":"IF(trvanie_SU=0,\"\",\"Splatnosť SÚ: (\" & trvanie_SU & \")\")","v":""},{"$f":"IF(trvanie_SU=0,\"\",overenie_splatnost_SU)","v":""}]
[null,"Požadované kontroly",null,null,null,null,"Výsledok kontroly schvaľovateľa"]
[null,"Predajca (finančný agent) vrátane úverovej licencie ",null,null,null,null,"A"]
[null,"Doklad totožnosti (OP) – stratené a odcudzené doklady"]
[null,"Black list",null,null,null,null,"A"]
[null,"Plnomocenstvo (overenie na www.notar.sk)"]
[null,"Osoby s osobitým vzťahom k banke",null,null,null,null,"A"]
[null,"Informácia o dôveryhodnosti v IS CIBIS"]
[null,"Osoby s medzinárodnými sankciami"]
[null,"Úverový register",null,null,null,null,"A",null,{"$f":"IF(overenie_hist_UR=\"\",FALSE,TRUE)","v":false}]
[null,"Overenie výšky príjmu resp. overenie prac. pomeru v Soc. Poisť."]
[null,"Obchodný register na internete"]
[null,"Živnostenský register na internete"]
[null,"Univerzálny register na internete"]
[null,"Dlžníci Sociálnej poisťovne na internete"]
[null,"Centrálny register exekúcií"]
[null,"Politicky exponovaná osoba"]
[null,"Scoring"]
[null,"Celková úverová angažovanosť v ČSOB SP"]
[null,"Telefonické kontakty účastníkov žiadosti a zamestnávateľov (len KPP)"]
[null,"Evidencia účastníkov úveru v IS CIBIS"]
[null,"RPMN",null,null,null,null,"A",null,{"$f":"AND(uver_vzz=1,test_chyba=\"OK\")","v":false}]
[null,"Overenie LV na www.katasterportal.sk (predmet zabezp., objekt úveru)"]
[null,"Oprávnenie znalca"]
[null,"Riziková oblasť zakladanej nehnuteľnosti"]
[null,"Výnimka",null,null,null,null,"A",null,{"$f":"tp_II_Vynimka_spolocna","v":false}]
[null,"Dátum + podpis:",{"$f":"NOW()","v":"2020-02-14T12:49:05.680"}]
[null,{"$f":"\"Výsledky automatického overenia: (\" & TEXT(overenie_datum,\"dd.mm.yyyy hh:mm\") & \")\"","v":"Výsledky automatického overenia: (00.01.1900 00:00)"}]
[null,"Certifikáty OZ",{"$f":"\"servis: < \" & overenie_OZ_LSS & \" >\"","v":"servis: <  >"},null,null,{"$f":"\"úver: < \" & overenie_OZ_LUV & \" >\"","v":"úver: <  >"}]
[null,null,{"$f":"IF(p_OVB_tiper,\"oprávnenie - OVB tiper: < \" & overenie_OZ_tiper & \" >\",\"\")","v":""}]
[null,{"$f":"IF(p_EXT_tiper,\"Maklérska spol.\",\"\")","v":""},{"$f":"IF(p_EXT_tiper,\"úver: < \" & overenie_makler_uver & \" >\",\"\")","v":""},null,null,{"$f":"IF(p_EXT_tiper,\"tiper: < \" & overenie_makler_tiper & \" >\",\"\")","v":""}]
[null,"Black list","osoba",null,null,"manž.partner osoby"]
[null,"žiadateľ",{"$f":"\"< \" & BL_ziadatel & \" | \" & BL_ziadatel_podnikatel & \" | \" & BL_ziadatel_zamestnavatel & \" | \" & BL_ziadatel_meno & \" | \" & BL_ziadatel_zamestnavatel_nazov & \" >\"","v":"<  |  |  |  |  >"},null,null,{"$f":"\"< \" & BL_spoludlznik & \" | \" & BL_spoludlznik_podnikatel & \" | \" & BL_spoludlznik_zamestnavatel & \" | \" & BL_spoludlznik_meno & \" | \" & BL_spoludlznik_zamestnavatel_nazov & \" >\"","v":"<  |  |  |  |  >"}]
[null,"pristupiteľ",{"$f":"\"< \" & BL_pristupitel & \" | \" & BL_pristupitel_podnikatel & \" | \" & BL_pristupitel_zamestnavatel & \" | \" & BL_pristupitel_meno & \" | \" & BL_pristupitel_zamestnavatel_nazov & \" >\"","v":"<  |  |  |  |  >"},null,null,{"$f":"\"< \" & BL_manz_pristupitela & \" | \" & BL_manz_pristupitela_podnikatel & \" | \" & BL_manz_pristupitela_zamestnavatel & \" | \" & BL_manz_pristupitela_meno & \"  | \" & BL_manz_pristupitela_zamestnavatel_nazov & \" >\"","v":"<  |  |  |   |  >"}]
[" ","ručiteľ 1",{"$f":"\"< \" & BL_rucitel1 & \" | \" & BL_rucitel1_podnikatel & \" | \" & BL_rucitel1_zamestnavatel & \" >\"","v":"<  |  |  >"},null,null,{"$f":"\"< \" &BL_manz_rucitel1 & \" | \" & BL_manz_rucitel1_podnikatel & \" | \" &BL_manz_rucitel1_zamestnavatel & \" >\"","v":"<  |  |  >"}]
[null,"ručiteľ 2",{"$f":"\"< \" & BL_rucitel2 & \" | \" & BL_rucitel2_podnikatel & \" | \" &BL_rucitel2_zamestnavatel & \" >\"","v":"<  |  |  >"},null,null,{"$f":"\"< \" &BL_manz_rucitel2 & \" | \" & BL_manz_rucitel2_podnikatel & \" | \" &BL_manz_rucitel2_zamestnavatel & \" >\"","v":"<  |  |  >"}]
[null,"Osoby s OVkB","osoba",null,null,"manž.partner osoby"]
[null,"žiadateľ",{"$f":"\"< \" & OsOVkB_ziadatel_RC & \" | \" & OsOVkB_ziadatel_meno & \" | \" & OsOVkB_ziadatel_RC6 & \" >\"","v":"<  |  |  >"},null,null,{"$f":"\"< \" &OsOVkB_spoludlznik_RC & \" | \" & OsOVkB_spoludlznik_meno & \" | \" &OsOVkB_spoludlznik_RC6 & \" >\"","v":"<  |  |  >"}]
[null,"pristupiteľ",{"$f":"\"< \" & OsOVkB_pristupitel_RC & \" | \" & OsOVkB_pristupitel_meno & \" | \" &OsOVkB_pristupitel_RC6 & \" >\"","v":"<  |  |  >"},null,null,{"$f":"\"< \" &OsOVkB_manz_pristupitela_RC & \" | \" & OsOVkB_manz_pristupitela_meno & \" | \" &OsOVkB_manz_pristupitela_RC6 & \" >\"","v":"<  |  |  >"}]
[null,"ručiteľ 1",{"$f":"\"< \" & OsOVkB_rucitel1_RC & \" | \" & OsOVkB_rucitel1_meno & \" | \" &OsOVkB_rucitel1_RC6 & \" >\"","v":"<  |  |  >"},null,null,{"$f":"\"< \" &OsOVkB_manz_rucitel1_RC & \" | \" & OsOVkB_manz_rucitel1_meno & \" | \" &OsOVkB_manz_rucitel1_RC6 & \" >\"","v":"<  |  |  >"}]
[null,"ručiteľ 2",{"$f":"\"< \" & OsOVkB_rucitel2_RC & \" | \" & OsOVkB_rucitel2_meno & \" | \" &OsOVkB_rucitel2_RC6 & \" >\"","v":"<  |  |  >"},null,null,{"$f":"\"< \" &OsOVkB_manz_rucitel2_RC & \" | \" & OsOVkB_manz_rucitel2_meno & \" | \" &OsOVkB_manz_rucitel2_RC6 & \" >\"","v":"<  |  |  >"}]
[]
[]
[null,{"$f":"uver!C144 & \";\" & uver!D144  & \";\" &uver!L144 & \";\" & uver!M144","v":"Obch. skupina;;Poznamka;Text"},null,null,null,null,null,{"$f":"uver!V144 & \" >> \" & TEXT(uver!W144,\"0,00%\")","v":"Prirážka za Risk band 'L' >> 0,25%"}]
[null,{"$f":"uver!C144 & \";\" & uver!D144 & IF(AND(overenie_OZ_pozicia=FALSE,overenie_OZ_pozicia<>\"\"),\"; Nesulad provizneho cisla a pozicie\",\"\")","v":"Obch. skupina;"},null,null,null,null,null,{"$f":"uver!V145 & \" >> \" & TEXT(uver!W145,\"0,00%\")","v":"Splatenie do 12 mesiacov >> 0,00%"}]
[null,{"$f":"uver!C145 & \";\" & uver!D145  & \";\" &uver!L145 & \";\" & uver!M145","v":"Obch. skupina;;;"},null,null,null,null,null,{"$f":"uver!V146 & \" >> \" & TEXT(uver!W146,\"0,00%\")","v":"Groupová zľava - účet >> 0,00%"}]
[null,{"$f":"uver!C146 & \";\" & uver!D146  & \";\" &uver!L146 & \";\" & uver!M146","v":"Obch. skupina;;;"},null,null,null,null,null,{"$f":"uver!V147 & \" >> \" & TEXT(uver!W147,\"0,00%\")","v":"Groupová zľava - poistenie >> 0,00%"}]
[null,{"$f":"uver!C147 & \";\" & uver!D147  & \";\" &uver!L147 & \";\" & uver!M147","v":"Obch. skupina;;;"},null,null,null,null,null,{"$f":"uver!V148 & \" >> \" & TEXT(uver!W148,\"0,00%\")","v":"Prémiový úver >> 0,00%"}]
[null,{"$f":"uver!C148 & \";\" & uver!D148  & \";\" &uver!L148 & \";\" & uver!M148","v":"Obch. skupina;;;"},null,null,null,null,null,{"$f":"uver!V149 & \" >> \" & TEXT(uver!W149,\"0,00%\")","v":"Univerzálna prirážka >> 0,00%"}]
[null,{"$f":"uver!C149 & \";\" & uver!D149  & \";\" &uver!L149 & \";\" & uver!M149","v":"Obch. skupina;;;"},null,null,null,null,null,{"$f":"uver!V151 & \" >> \" & TEXT(uver!W151,\"0,00%\")","v":"PRIRÁŽKY >> 0,25%"}]
[null,{"$f":"uver!C150 & \";\" & uver!D150  & \";\" &uver!L150 & \";\" & uver!M150","v":"Obch. skupina 1;;;"},null,null,null,null,null,{"$f":"uver!V152 & \" >> \" & TEXT(uver!W152,\"0,00%\")","v":"ZRÁŽKY >> 0,00%"}]
[null,{"$f":"uver!C151 & \";\" & uver!D151  & \";\" &uver!L151 & \";\" & uver!M151","v":"Obch. skupina 1;;;"},null,null,null,null,null,{"$f":"\"DTI >> \" & TEXT(IFERROR(DTI,0),\"0,00\")","v":"DTI >> 0,00"}]
[null,{"$f":"uver!C152 & \";\" & uver!D152  & \";\" &uver!L152 & \";\" & uver!M152","v":"Obch. skupina 1;;;"},null,null,null,null,null,{"$f":"\"DSTI >> \" & TEXT(IFERROR(DSTI,0),\"0,00%\")","v":"DSTI >> 0,00%"}]
[null,{"$f":"uver!C153 & \";\" & uver!D153  & \";\" &uver!L153 & \";\" & uver!M153","v":"Obch. skupina 1;;;"},null,null,null,null,null,{"$f":"\"Fin. rezerva >> \" & TEXT(IFERROR(fin_rezerva_percento,0),\"0,00%\")","v":"Fin. rezerva >> 100,00%"}]
[null,{"$f":"uver!C154 & \";\" & uver!D154  & \";\" &uver!L154 & \";\" & uver!M154","v":"Obch. skupina 1;;;"}]
[null,{"$f":"uver!C155 & \";\" & uver!D155  & \";\" &uver!L155 & \";\" & uver!M155","v":"Obch. skupina 1;;;"}]
[null,{"$f":"uver!C156 & \";\" & uver!D156  & \";\" &uver!L156 & \";\" & uver!M156","v":"Obch. skupina 1;;;"}]
[null,{"$f":"uver!C157 & \";\" & uver!D157  & \";\" &uver!L157 & \";\" & uver!M157","v":"Obch. skupina 1;;;"}]
[null,{"$f":"uver!C158 & \";\" & uver!D158  & \";\" &uver!L158 & \";\" & uver!M158","v":"Obch. skupina 1;;;"}]
[null,{"$f":"uver!C159 & \";\" & uver!D159  & \";\" &uver!L159 & \";\" & uver!M159","v":"Obch. skupina 2;;;"}]
[null,{"$f":"uver!C160 & \";\" & uver!D160  & \";\" &uver!L160 & \";\" & uver!M160","v":"Obch. skupina 2;;;"}]
[null,{"$f":"uver!C161 & \";\" & uver!D161  & \";\" &uver!L161 & \";\" & uver!M161","v":"Obch. skupina 2;;;"}]

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["pred 1. čerpaním","Dodatočné odkladacie podmienky\n(do 2 mesiacov od 1. čerpania)",null,null,null,null,null,null,"úver bez zabezpečenia/2 účastníci úverového vzťahu",{"$f":"OR(zabezpecenie_final=zab_bez,zabezpecenie_final=zab_bez_2ucast)","v":false},"úver bez zabezpečenia",null,null,null,null,{"$f":"\"odkladacie_podmienky!\" & IF(zabezpecenie_final=zab_nehn,\"P17:P23\",\"P3:P16\")","v":"odkladacie_podmienky!P3:P16"},null,{"$f":"\"odkladacie_podmienky!\" & IF(zabezpecenie_final=zab_nehn,\"R4\",\"R3\")","v":"odkladacie_podmienky!R3"}]
[null,null,null,null,null,null,null,null,"zabezpečené bytom, RD, pozemkom a pod.",{"$f":"AND(zabezpecenie_final=zab_nehn,OR(pom_odklad_2_a,pom_odklad_2_b))","v":false},"list vlastníctva č. xxx s plombou","List vlastníctva č. xxx so zapísaným záložným právom v prospech ČSOB SP, a.s. v časti C – Ťarchy na x mieste",null,null,null,"potvrdenie o storne/ukončení úveru vo výške x zo dňa x",null,"výpis z LV č.  v elektornickej podobe z Katastrálneho portálu Úradu geodézie, kartografie a katastra SR so zapísaným vlastníckym právom na nehnuteľnosť podľa Čl. I. bod 4. tejto Úverovej zmluvy"]
[null,null,null,null,null,null,null,null,"zabezpečené rozostavaným bytom alebo rozostavaným RD a pod.",{"$f":"AND(zabezpecenie_final=zab_nehn,OR(pom_odklad_3_a,pom_odklad_3_b))","v":false},"výpis z listu vlastníctva č. XXX  (nemusí byť použiteľný na právne úkony) so zapísaným záložným právom v prospech Veriteľa v súlade so Zmluvou o zriadení záložného práva k nehnuteľnostiam č. xxx/xxx-N1 v časti C – Ťarchy, a to na xxx mieste","predloženie kolaudačného rozhodnutia k stavbe, resp. potvrdenie zo Stavebného úradu o predĺžení lehoty na dokončenie stavby",null,null,null,"potvrdenie o vyrovnaní nepovoleného prečerpania na kontokorentnom úvere s úverovým limitom xx"]
[null,null,null,null,null,null,null,null,"úver na nešpecifikovanú nehnuteľnosť",{"$f":"AND(zabezpecenie_final=zab_nehn,akcia_vybrana=akcia_nes_nehn)","v":false},"úver s nešpecifikovanou nehnuteľnosťou",null,null,null,null,"potvrdenie o vyrovnaní dlhu na úvere / kreditnej karte zo dňa s mesačnou splátkou vo výške"]
[null,null,null,null,null,null,null,null,"nadobudnutie vlastníctva RD, bytu a pod. - HypoEXTRA",false,"doklad preukazujúci nadobudnutie vlastníctva nehnuteľnosti s úradne overeným podpisom, podľa Čl. I. bod 4. tejto Úverovej zmluvy",null,null,null,null,"potvrdenie o vinkulácii vkladu vo výške x EUR (slovom: ) v prospech veriteľa vystaveného bankou, v ktorej je vklad uložený"]
[null,null,null,null,null,null,null,null,"nadobudnutie vlastníctva pozemku",{"$f":"OR(AND(ts_U5,OR(pom_odklad_6_a,pom_odklad_6_b)),AND(OR(ts_rk,ts_he,ts_HEplus,ts_U6,ts_upv),pom_odklad_6_b,OR(nadobudnutie_vlastnictva_3,nadobudnutie_vlastnictva_4,ine_ucely_1,ine_ucely_2)))","v":false},"potvrdenie z príslušného stavebného alebo obecného úradu, že pozemok pac. č. XXX (druh pozemku XXX) v .ú. XXX je určená na individuálnu bytovú zástavbu",null,null,null,null,"potvrdenie o vinkulácii poistného plnenia zo životného poistenia v minimálnej výške  € v prospech veriteľa po celú dobu trvania úveru spolu s overenou fotokópiou poistnej zmluvy"]
[null,null,null,null,null,null,null,null,"prestavba nebytových priestorov na byt",{"$f":"nadobudnutie_vlastnictva_5","v":false},"súhlas Stavebného úradu s prestavbou nebytového priestoru na bytový",null,null,null,null,"predloženie dokladu o úhrade dane za predchádzajúce zdaňovacie obdobie vo výške x (slovom: )"]
[null,null,null,null,null,null,null,null,"úhrada záväzkov súvisiacich so stavebnými účelmi, ktoré sú uvedené vo VOP v článku I. bod 3 v písmenách a) až l)",{"$f":"AND(refinancovanie<>\"\",OR(ine_ucely_9,ine_ucely_10),COUNTIF(refinancovanie!C13:C17,\"ostatné banky\")+COUNTIF(refinancovanie!C13:C17,\"ostatné stav. Sporiteľne\")>0)","v":false},"potvrdenie o aktuálnom zostatku úveru poskytnutého z yyy na základe zmluvy č. xxx (ďalej len „zostatok úveru“)  s uvedením čísla účtu v tvare IBAN a variabilného symbolu, na ktorý má byť zostatok úveru uhradený","potvrdenie o splatení úveru poskytnutého z yyy na základe zmluvy č. xxx zo dňa ...",null,null,null,"predloženie právoplatného rozsudku o rozvode manželstva s vyznačením jeho právoplatnosti"]
[null,null,null,null,null,null,null,null,"úhrada záväzkov súvisiacich so stavebnými účelmi, ktoré sú uvedené vo VOP v článku I. bod 3 v písmenách a) až l)",{"$f":"AND(refinancovanie<>\"\",OR(ine_ucely_9,ine_ucely_10),COUNTIF(refinancovanie!C13:C17,\"ostatné banky\")+COUNTIF(refinancovanie!C13:C17,\"ostatné stav. Sporiteľne\")>0)","v":false},"požiadavka na čerpanie zostatku úveru s uvedením výšky, čísla účtu v tvare IBAN a variabilného symbolu",null,null,null,null,"zrealizovanie vkladu na účet mimoriadneho medziúveru v tvare IBAN x vo výške x (slovom: ) za predpokladu, že sa čerpanie úveru č. x / x uskutoční najneskôr do x"]
[null,null,null,null,null,null,null,null,"úhrada záväzkov súvisiacich so stavebnými účelmi, ktoré sú uvedené vo VOP v článku I. bod 3 v písmenách a) až l) (ak refinancovaný úveru je z ČSOB SP vo fáze medziúveru)",{"$f":"AND(refinancovanie<>\"\",OR(ine_ucely_9,ine_ucely_10),COUNTIF(refinancovanie!C13:C17,\"ČSOB SP\")>0)","v":false},"potvrdenie o aktuálnom zostatku úveru poskytnutého z yyy na základe zmluvy č. xxx (ďalej len „zostatok úveru“)  s uvedením čísla účtu v tvare IBAN a variabilného symbolu, na ktorý má byť zostatok úveru uhradený",null,null,null,null,"doklad preukazujúci nadobudnutie vlastníctva nehnuteľnosti s úradne overeným podpisom, podľa Čl. I. bod 4. tejto Úverovej zmluvy"]
[null,null,null,null,null,null,null,null,"úhrada záväzkov súvisiacich so stavebnými účelmi, ktoré sú uvedené vo VOP v článku I. bod 3 v písmenách a) až l) (ak refinancovaný úveru je z ČSOB SP vo fáze medziúveru / stavebného úveru",{"$f":"AND(refinancovanie<>\"\",OR(ine_ucely_9,ine_ucely_10),COUNTIF(refinancovanie!C13:C17,\"ČSOB SP\")>0)","v":false},"požiadavka na čerpanie úveru č. xxx s uvedením čísla účtu v tvare IBAN a variabilného symbolu",null,null,null,null,"čestné prehlásenie o storne/ukončení úveru vo výške xxx za dňa xxx"]
[null,null,null,null,null,null,null,null,"Podnikateľská činnosť:",{"$f":"OR(ziad_pod_cin,spoludlznik_pod_cin,pr_pod_cin,manz_pr_pod_cin)","v":false},"potvrdenie Daňového úradu o neexistencii záväzkov xxx IČO: yyy",null,null,null,null,"čestné prehlásenie  o storne/ukončení KTK/KK zo dňa xxx"]
[null,null,null,null,null,null,null,null,"Podnikateľská činnosť:",{"$f":"OR(ziad_pod_cin,spoludlznik_pod_cin,pr_pod_cin,manz_pr_pod_cin)","v":false},"potvrdenie Sociálnej poisťovne o neexistencii záväzkov xxx",null,null,null,null,"1. čerpanie úveru xxx bude zrealizované v rovnaký deň ako 1. čerpanie úveru xxx"]
[null,null,null,null,null,null,null,null,"Podnikateľská činnosť:",{"$f":"OR(ziad_pod_cin,spoludlznik_pod_cin,pr_pod_cin,manz_pr_pod_cin)","v":false},"potvrdenie Zdravotnej poisťovne o neexistencii záväzkov xxx",null,null,null,null,"zrealizovanie vkaldu na účet stavebného sporenia v tvare IBAN x v minimálnej výške x (slovom: x)"]
[null,null,null,null,null,null,null,null,"Vklad pred 1. čerpaním:",{"$f":"OR(podiel_poc_vkladu_zvoleny<>\"\",iny_poc_vklad<>\"\")","v":false},"zrealizovanie vkladu na účet stavebného sporenia v tvare IBAN xxx v minimálnej výške yyy € (slovom: zzz)",null,null,null,null,"predloženie nového aktuálne platného OP xxx"]
[null,null,null,null,null,null,null,null,"poistenie domácnosti :",false,"overená fotokópia uzatvorenej poistnej zmluvy pre poistenie domácnosti na nehnuteľnosť na LV č. xxx v min. výške 13 000 € a doklad o úhrade poistného",null,null,null,null,"súhlas x so zriadením záložného práva v prospech ČSOB SP, a.s. (len v prípade ŠFRB - pri výbere odklad. podmienky následne text v zátvorke vymazať)"]
[null,null,null,null,null,null,null,null,"zabezpečené bytom, RD, pozemkom a pod.(postupné financovanie",{"$f":"AND(zabezpecenie_final=zab_nehn,OR(pom_odklad_2_a,pom_odklad_2_b),schp_postupne_cerp=ano)","v":false},"úver s postupným financovaním - list vlastníctva č. xxx s plombou","List vlastníctva č. xxx so zapísaným záložným právom v prospech ČSOB SP, a.s. v časti C – Ťarchy na x mieste",null,null,null,"zrealizovanie vkladu na účet mimoriadneho medziúveru v tvare IBAN x vo výške x (slovom: ) za predpokladu, že sa čerpanie úveru č. x / x uskutoční najneskôr do x"]
[null,null,null,null,null,null,null,null,"zabezpečené rozostavaným bytom alebo rozostavaným RD a pod.(postupné financovanie)",{"$f":"OR(AND(zabezpecenie_final=zab_nehn,OR(pom_odklad_3_a,pom_odklad_3_b)),AND(OR(zabezpecenie_final=zab_bez,zabezpecenie_final=zab_bez_2ucast),OR(nadobudnutie_vlastnictva_1,nadobudnutie_vlastnictva_2,nadobudnutie_vlastnictva_3,nadobudnutie_vlastnictva_4,ine_ucely_1,ine_ucely_2,ine_ucely_3),OR(pom_odklad_18_a,pom_odklad_18_b)))","v":false},"úver s postupným financovaním - list vlastníctva č. xxx so zapísaným záložným právom v prospech ČSOB SP, a.s. v časti C – Ťarchy na x mieste","predloženie kolaudačného rozhodnutia k stavbe, resp. potvrdenie zo Stavebného úradu o predĺžení lehoty na dokončenie stavby",null,null,null,"potvrdenie obce xxx, že vlastník nehnuteľnosti na parc. č. xxx, v k. ú. xxx na LV č. xxx, môže parcelu č. xxx využívať ako prístup k nehnuteľnosti"]
[null,null,null,null,null,null,null,null,"REKO DUP",{"$f":"AND(refinancovanie<>\"\",OR(ine_ucely_9,ine_ucely_10),OR(ts_rk,ts_U5,ts_U6,ts_upv),COUNTIF(refinancovanie!C13:C17,\"ostatné banky\")>0)","v":false},"doklady preukazujúce účelové použitie Úveru podľa článku I. body 3. a 4. tejto Úverovej zmluvy, pričom akceptované budú doklady vystavené od dátumu yyy, t.j. deň účinnosti zmluvy č. xxx uzatvorenej s zzz, a do dátumu účinnosti tejto Úverovej zmluvy",null,null,null,null,"potvrdenie mesta xxx, že vlastník nehnuteľnosti na parc. č. xxx, v k. ú. xxx na LV č. xxx, môže parcelu č. xxx využívať ako prístup k nehnuteľnosti"]
[null,null,null,null,null,null,null,null,"výstavba, prístavba, nadstavba",{"$f":"AND(nadobudnutie_vlastnictva_3=FALSE,nadobudnutie_vlastnictva_4=FALSE,OR(ine_ucely_1,ine_ucely_2,ine_ucely_4))","v":false},"právoplatné stavebné povolenie",null,null,null,null,"úver s postupným financovaním - list vlastníctva č. xxx s plombou"]
[null,null,null,null,null,null,null,null,"kombinacia U5+HEX",{"$f":"ts_U5","v":false},"1. čerpanie úveru xxx bude zrealizované v rovnaký deň ako 1. čerpanie úveru yyy",null,null,null,null,"úver s postupným financovaním - list vlastníctva č. xxx so zapísaným záložným právom v prospech ČSOB SP, a.s. v časti C – Ťarchy na x mieste"]
[null,null,null,null,null,null,null,null,"kombinacia HEX+U5",{"$f":"ts_he","v":false},"1. čerpanie úveru xxx bude zrealizované v rovnaký deň ako 1. čerpanie úveru yyy",null,null,null,null,"zriadenie vecného bremena práva prechodu a prejazdu \"in rem\" cez parcelu č. xxx v k.ú. xxx na LV č. xxx v prospech vlastníkov nehnuteľnosti na parcele č. xxx v k.ú. xxx na LV č. xxx v prospech vlastníkov nehnuteľnosti na parcele č. xxx"]
[null,null,null,null,null,null,null,null,"ucely -kupa pozemok+vystavba",{"$f":"OR(AND(OR(nadobudnutie_vlastnictva_3,nadobudnutie_vlastnictva_4),ine_ucely_2),AND(nadobudnutie_vlastnictva_zadane,OR(ts_he,ts_rk)))","v":false},"doklad preukazujúci nadobudnutie vlastníctva nehnuteľnosti s úradne overeným podpisom, podľa Čl. I. bod 4. tejto Úverovej zmluvy"]
[null,null,null,null,null,null,null,null,"ucely -kupa pozemok+vystavba",{"$f":"AND(OR(nadobudnutie_vlastnictva_3,nadobudnutie_vlastnictva_4),ine_ucely_2)","v":false},null,"právoplatné stavebné povolenie k objektu financovania "]
[null,null,null,null,null,null,null,null,"ucely -kupa pozemok+vystavba",{"$f":"AND(OR(nadobudnutie_vlastnictva_3,nadobudnutie_vlastnictva_4),ine_ucely_2)","v":false},null,"predloženie kolaudačného rozhodnutia k stavbe, resp. potvrdenie zo Stavebného úradu o predĺžení lehoty na dokončenie stavby"]
[null,null,null,null,null,null,null,null,"nadobudnutie vlastníctva RD, bytu a pod. - okrem HypoEXTRA",{"$f":"AND(nadobudnutie_vlastnictva_zadane,NOT(ts_he))","v":false},"originál právoplatne uzatvorenej zmluvy o prevode týkajúcej sa nehnuteľnosti špecifikovanej v čl. I. bod 4. tejto Úverovej zmluvy s úradne overeným podpisom predávajúceho, s minimálnou výškou kúpnej ceny XX EUR a s povinnosťou  Dlžníka ako kupujúceho uhradiť časť kúpnej ceny vo výške XX EUR z úveru poskytnutého Veriteľom"]
[null,null,null,null,null,null,null,null,"stavebne povolenie",{"$f":"AND(OR(ine_ucely_1,ine_ucely_2,ine_ucely_3),OR(ts_rk,ts_U5,ts_U6,ts_upv))","v":false},"právoplatné stavebné povolenie alebo projektová dokumentácia vypracovaná k stavebnému povoleniu","právoplatné stavebné povolenie alebo projektová dokumentácia vypracovaná k stavebnému povoleniu"]
[null,null,null,null,null,null,null,null,"HypoExtra Plus dofinancovanie HU",{"$f":"AND(ts_HEplus,dofinancovanie_hypoteky=ano)","v":false},"podpísaná zmluva uzatvorená s xxx bankou podľa zákona o úveroch na bývanie s max. výškou úveru yyy EUR"]
[null,null,null,null,null,null,null,null,"cerpanie HypoExtra s bankou",{"$f":"AND(ts_he,ziadost_kombinacia=ano)","v":false},"čerpanie úveru bude realizované až po splnení podmienok čerpania úveru schváleného v Československej obchodnej banke, a.s., IČO: 36 854 140 (ďalej len „ČSOB“)"]
[null,null,null,null,null,null,null,null,"dodatocna pri nadobudnuti",{"$f":"OR(nadobudnutie_vlastnictva_zadane,AND(OR(nadobudnutie_vlastnictva_3,nadobudnutie_vlastnictva_4),ine_ucely_2))","v":false},null,"výpis z LV č. XX so zapísaným vlastníckym právom na nehnuteľnosti špecifikovanej v čl. I. bod 4. tejto Úverovej zmluvy v prospech Dlžníka"]
[null,null,null,null,null,null,null,null,"poplatky UV, UVI, reko, HE",{"$f":"AND(OR(ts_U5,ts_U6,ts_upv,ts_rk,ts_he),za_uzatvorenie_uver+za_uzatvorenie_sporenie>0)","v":false},{"$f":"\"doklad preukazujúci úhradu poplatku za uzatvorenie Zmluvy vo výške \" & za_uzatvorenie_sporenie & \" € a úhradu poplatku za spracovanie úveru vo výške \" & za_uzatvorenie_uver & \" € pred prvým čerpaním úveru v prospech účtu stavebného sporenia IBAN XX alebo vyplnená a podpísaná požiadavka na čerpanie finančných prostriedkov v prospech účtu stavebného sporenia IBAN XX s uvedením sumy \" & za_uzatvorenie_sporenie+za_uzatvorenie_uver & \" € v zmysle článku VIII. Poplatky\"","v":"doklad preukazujúci úhradu poplatku za uzatvorenie Zmluvy vo výške 40 € a úhradu poplatku za spracovanie úveru vo výške 49 € pred prvým čerpaním úveru v prospech účtu stavebného sporenia IBAN XX alebo vyplnená a podpísaná požiadavka na čerpanie finančných prostriedkov v prospech účtu stavebného sporenia IBAN XX s uvedením sumy 89 € v zmysle článku VIII. Poplatky"}]
[null,null,null,null,null,null,null,null,"poplatky Heplus",{"$f":"AND(ts_HEplus,za_uzatvorenie_uver>0)","v":false},"úhrada poplatku za spracovanie a schválenie úverového prípadu"]

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["SCHVAĽOVACÍ PROTOKOL ŽIADOSTI O ÚVER A DODATOČNÉ INFORMÁCIE",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"neaktivne polia"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Súhlas marketingové aktivity"]
[null,"Úver",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Súhlas spotrebiteľské súťaže"]
[null,"Fixace",null,null,{"$f":"fixacia_urokovej_sadzby<>\"\"","v":false},null,{"$f":"IF(fixacia_urokovej_sadzby=fix_3,\"3-letá\",IF(fixacia_urokovej_sadzby=fix_5,\"5-letá\",\"\"))","v":""},null,null,null,null,null,null,null,null,null,null,"Dátum súhlasu"]
[null,"Cenová kategória"]
[null,"Obch. skupina",null,null,{"$f":"GetObsku(0,NOW())","v":""}]
[null,"Obch. skup. 1",null,null,{"$f":"GetObsku(1,NOW())","v":""}]
[null,"Obch. skup. 2",null,null,{"$f":"GetObsku(2,NOW())","v":""}]
[null,"HypoExtra Plus poznámka",null,null,{"$f":"IF(uver!L155=\"\",\"\",uver!L155)","v":""}]
[null,"UV poznámka",null,null,{"$f":"IF(uver!L146=\"\",\"\",uver!L146)","v":""}]
[]
[null,"Žiadateľ"]
[null,"Číslo OP"]
[null,"Séria OP"]
[null,"Miesto vydania"]
[null,"Dátum platnosti"]
[null,"Platnosť preukazu neobmedzene"]
[null,"Miesto narodenia"]
[null,"Ukončenie pobytu"]
[null,"Štát narodenia"]
[null,"Štátna príslušnosť"]
[null,"Rodné priezvisko"]
[null,"Typ pobytu"]
[null,"Štát"]
[null,"Rezident"]
[null,"Štát daňovej rezidencie"]
[null,"Vysv. konflikt"]
[null,"Kl. bez rezidence"]
[null,"Povolanie"]
[null,"Súhlas marketingové aktivity"]
[null,"Súhlas spotrebiteľské súťaže"]
[null,"Dátum súhlasu"]
[]
[]
[null,"Spolužiadateľ"]
[null,"Číslo OP"]
[null,"Séria OP"]
[null,"Miesto vydania"]
[null,"Dátum platnosti"]
[null,"Platnosť preukazu neobmedzene"]
[null,"Miesto narodenia"]
[null,"Ukončenie pobytu"]
[null,"Štát narodenia"]
[null,"Štátna príslušnosť"]
[null,"Rodné priezvisko"]
[null,"Typ pobytu"]
[null,"Štát"]
[null,"Rezident"]
[null,"Štát daňovej rezidencie"]
[null,"Vysv. konflikt"]
[null,"Kl. bez rezidence"]
[null,"Povolanie"]
[null,"Súhlas marketingové aktivity"]
[null,"Súhlas spotrebiteľské súťaže"]
[null,"Dátum súhlasu"]
[]
[null,"Pristupiteľ"]
[null,"Číslo OP"]
[null,"Séria OP"]
[null,"Miesto vydania"]
[null,"Dátum platnosti"]
[null,"Platnosť preukazu neobmedzene"]
[null,"Miesto narodenia"]
[null,"Ukončenie pobytu"]
[null,"Štát narodenia"]
[null,"Štátna príslušnosť"]
[null,"Rodné priezvisko"]
[null,"Typ pobytu"]
[null,"Štát"]
[null,"Rezident"]
[null,"Štát daňovej rezidencie"]
[null,"Vysv. konflikt"]
[null,"Kl. bez rezidence"]
[null,"Povolanie"]
[null,"Súhlas marketingové aktivity"]
[null,"Súhlas spotrebiteľské súťaže"]
[null,"Dátum súhlasu"]
[]
[null,"Manž. pristupiteľ"]
[null,"Číslo OP"]
[null,"Séria OP"]
[null,"Miesto vydania"]
[null,"Dátum platnosti"]
[null,"Platnosť preukazu neobmedzene"]
[null,"Miesto narodenia"]
[null,"Ukončenie pobytu"]
[null,"Štát narodenia"]
[null,"Štátna príslušnosť"]
[null,"Rodné priezvisko"]
[null,"Typ pobytu"]
[null,"Štát"]
[null,"Rezident"]
[null,"Štát daňovej rezidencie"]
[null,"Vysv. konflikt"]
[null,"Kl. bez rezidence"]
[null,"Povolanie"]
[null,"Súhlas marketingové aktivity"]
[null,"Súhlas spotrebiteľské súťaže"]
[null,"Dátum súhlasu"]
[]
[null,"Poradca"]
[null,"Provízne číslo pobočky banky"]
[null,"Provízne číslo KP banky"]
[]
[null,"Dátum prijatia žiadosti schvaľovateľom"]
[]
[null,"Postupné čerpanie"]
[]
[null,"Podklady zaslané scanom"]
[]
[null,"Rozhodnutie schvalovateľa"]
[]
[null,"Výnimky"]
[null,"Názov výnimky"]
[null,"Kód výnimky"]
[null,"Číslo rozhodnutia"]
[null,"Rozhodnutie o výnimkách"]
[]
[]
[null,"Výnimky 2"]
[null,"Názov výnimky"]
[null,"Kód výnimky"]
[null,"Číslo rozhodnutia"]
[null,"Rozhodnutie o výnimkách"]
[]
[]
[null,"Výnimky 3"]
[null,"Názov výnimky"]
[null,"Kód výnimky"]
[null,"Číslo rozhodnutia"]
[null,"Rozhodnutie o výnimkách"]
[]
[]
[null,"List nedostatkov"]
[null,"Text LN"]
[null,"Dátum LN"]
[null,"Kód LN"]
[null,"Termín LN"]

{"sheet":"mimoriadna_splatka","index":27,"n_rows":42,"n_cols":8,"rows_kept":42,"cut":false,"hidden":true,"merged":[[1,2,1,3]]}
[]
[null,null,"Výpočet splátky MÚ - FO"]
[null,null,"Dátum výpočtu splátky MU a SU"]
[null,null,"číslo úveru",null,null,"1. vyžltené vyplniť podľa CIBIS"]
[null,null,"Typ sporenia"]
[null,null,"Cieľová suma úveru"]
[null,null,"Zostatok MU vrátane nepripísaných úrokov"]
[null,null,"Nasporená suma"]
[null,null,"úroková sadzba sporenie"]
[null,null,"úroková sadzba MÚ"]
[null,null,"Úroková sadzba SU"]
[null,null,"Zmluvný vklad na sporenie"]
[null,null,"Aktuálne hodnotiace číslo"]
[null,null,"Zmluvná splátka SU"]
[null,null,"Zmluvná splátka MU"]
[null,null,"Poistné"]
[null,null,"Poistné SU"]
[null,null,"štátna prémia",null,null,"2. skopirovať hodnotu z G18 do G19",{"$f":"trvanieSU","v":0},"<- G18"]
[null,null,"Aktuálny odhad MP",{"$f":"PCS_den","v":43982},null,null,0,"<- G19"]
[null,null,"Pôvodná doba SU",{"$f":"datum_splatenie_SU","v":43983}]
[]
[null,null,"Mimoriadny vklad",null,null,"3. ružové vyplniť"]
[null,null,"Mimoriadny vklad na MU",{"$f":"MIN(ms_mimor_vklad,ms_zostatok_MU*20%)","v":0}]
[null,null,"Mimoriadny vklad na sporenie",{"$f":"D22-D23","v":0}]
[]
[null,null,"Zostatok MU po mimoriadnej splátke",{"$f":"ms_zostatok_MU-ms_mimor_vklad_MU","v":0}]
[]
[null,null,"výška splátky MÚ s poplatkami ",{"$f":"IF(ms_mimor_vklad=0,0,ROUNDUP(ROUND((ms_sadzba_MU)*ms_zostatok_MU_po_mimor_splatke*IF(MOD(YEAR(ms_date),4)=0,366,365)/12/360,2)+poplatok_mesacne,2))","v":0}]
[null,null,"výška poistného",{"$f":"ROUND(ms_poistne/ms_zmluvna_splatka_MU*ms_splatka_MU_po_mim_vklad,2)","v":{"$error":"#DIV/0!"}}]
[null,null,"Celkom splátka MU s poistným a sporením",{"$f":"ms_vklad_SS+ms_splatka_MU_po_mim_vklad+ms_poistne_MU_po_mim_vklad","v":{"$error":"#DIV/0!"}}]
[]
[null,null,"Voľba 1.skrátiť dobu SU alebo 2.znížiť splátku SU ?"]
[null,null,"1. splátka SU",{"$f":"D14","v":0}]
[null,null,"1. doba SU - splatnosti úveru",{"$f":"datum_splatenie_SU","v":43983}]
[]
[null,null,"2. splátka SU = pôvodná doba splátky SU",{"$f":"PMT(D11/12,G19,zac_zostatok_SU,0,1)","v":{"$error":"#NUM!"}},null,"Toto je splátka, ktorá by bola ak by klient chcel podržať pôvodnú dlžku uveru (bunka G19)"]
[]
[null,null,null,null,null,"4. Po vyplnení tabuľky stlačte tlačidlo AT na liste uver."]
[null,null,null,{"$f":"+IF(ms_splatka_MU_po_mim_vklad=0,ms_zmluvna_splatka_MU,ms_splatka_MU_po_mim_vklad)","v":0}]
[null,null,null,{"$f":"+IF(ms_splatka_MU_po_mim_vklad=0,ms_zostatok_MU,ms_zostatok_MU_po_mimor_splatke)","v":0}]
[null,null,null,{"$f":"IF(ms_splatka_MU_po_mim_vklad=0,ms_poistne,ms_poistne_MU_po_mim_vklad)","v":0}]
[null,null,null,{"$f":"ms_poistne_SU","v":0}]

{"sheet":"ZaP","index":28,"n_rows":44,"n_cols":12,"rows_kept":44,"cut":false,"hidden":true,"merged":[[12,4,12,6],[13,4,13,6],[7,4,7,6],[8,4,8,6]]}
[]
[null,"VIP Ziadateľ",false,null,"SZČO",{"$f":"IF(OR(prijmy_podnikanie_ziadatel>0,prijmy_podnikanie_spoludlznik>0),TRUE,FALSE)","v":false},{"$f":"IF(ts_U5,0.3%,0.5%)","v":5.0000000000000001E-3},{"$f":"IF(F2,G2,0)","v":0}]
[null,"VIP Spolužiadateľ",false,null,"Úver bez zabezpečenia nehnuteľnosťou",{"$f":"IF(OR(ts_U4,AND(druh_uveru_vybrany=MU,zabezpecenie_final=zab_nehn)),FALSE,TRUE)","v":true},3.0000000000000001E-3,{"$f":"IF(F3,G3,0)","v":3.0000000000000001E-3}]
[null,"zamestnaní rodičia",{"$f":"IF(AND(prijmy_zavisla_cin_ziadatel>0,prijmy_zavisla_cin_spoludlznik>0),TRUE,FALSE)","v":false},null,"jeden účastník",{"$f":"IF(AND(RC_ziadatel>0,RC_spoludlznik=0,RC_pristupitel=0,RC_manz_pristupitela=0),TRUE,FALSE)","v":false},{"$f":"IF(ts_U5,0.3%,0.5%)","v":5.0000000000000001E-3},{"$f":"IF(F4,G4,0)","v":0}]
[null,"Rod.stav = ženatý/vydatá",{"$f":"IF(AND(stav_ziadatel=\"ženatý/vydatá\",stav_spoludlznik=\"ženatý/vydatá\"),TRUE,FALSE)","v":false},null,"výnimka",{"$f":"OR(p_vynimka_prijem,p_vynimka,p_vynimka_vek,p_vynimka_he_U5)","v":false},3.0000000000000001E-3,{"$f":"IF(F5,G5,0)","v":0}]
[null,"vek max. 46 rokov",{"$f":"IF(AND(vek_ziadatel<=46,vek_spoludlznik<=46),TRUE,FALSE)","v":false},null,"K8 - úverová história do 12 mesiacov",{"$f":"AND(ts_U4,uverova_historia=\"od 3 do 11 mesiacov\")","v":false},8.0000000000000002E-3,{"$f":"IF(F6,G6,0)","v":0}]
[null,"max. 2 vyž.deti",{"$f":"IF(pocet_deti_ziadatel<=2,TRUE,FALSE)","v":true},null,"Kredit VIII. - omeškanie splátky",null,null,null,"old"]
[null,"Rodina",{"$f":"AND(C4:C7)","v":false},null,"Prirážky (P2):",null,null,{"$f":"$H$7+zap_scoring+$H$6","v":2.5000000000000001E-3},{"$f":"IF(zap_akcia,0,SUM($H$2:$H$7))","v":3.0000000000000001E-3}]
[null,"nehnuteľnosť",{"$f":"IF(AND(druh_uveru_vybrany=MU,zabezpecenie_final=zab_nehn),TRUE,FALSE)","v":false},null,"Prirážky (P2) - vrátane K10,K11:",null,null,{"$f":"zap_P2_x1-IF(zap_UZ<0,zap_UZ,0)","v":2.5000000000000001E-3},{"$f":"IF(OR(akcia_vybrana=ZNU,akcia_vybrana=NU),0,IF(OR(ts_K10,ts_U3),zap_P2_x2,zap_P2_x1))","v":2.5000000000000001E-3}]
[null,"akcia",{"$f":"OR(IF(ts_31=0,FALSE,ts_31),IF(akcia_vybrana=\"\",FALSE,VLOOKUP(akcia_vybrana,akcie_hladaj,6,FALSE)))","v":false}]
[null,"Kredit VIII. - nová zmluva SS",false,"x",null,"Zľavy","Prirážky","Spolu"]
[null,"Zľavy (P1):",{"$f":"IF(zap_K8,-0.5%,0)","v":0},{"$f":"IF(ts_U5,0,IF(OR(zap_K8,AND(OR(zap_VIP_ziadatel,zap_VIP_spoluziadatel,zap_rodina),zap_nehnutelnost,NOT(zap_akcia))),-0.5%,0))","v":0},"SPOLU (P1+P2)",{"$f":"zap_P1","v":0},{"$f":"zap_P2","v":2.5000000000000001E-3},{"$f":"zap_P1+zap_P2","v":2.5000000000000001E-3}]
[null,"Zľavy (P1):",{"$f":"IF(ts_U3,zap_P1_x2,zap_P1_x1)-zap_K9_refinanc_CSOBSP-zap_refinanc_CSOBSP_nie-zap_akcia_ZTS_zdarma-IF(zap_UZ>0,zap_UZ,0)-group_zlava_1-group_zlava_2","v":0},null,"Úroková sadzba medziúveru (základná)",null,null,{"$f":"IF(druh_uveru_vybrany=SU,0,urok_MU)","v":"CHYBA!"}]
[null,null,null,null,"Úroková sadzba medziúveru (po ZaP)",null,null,{"$f":"H13+zap_spolu","v":{"$error":"#VALUE!"}}]
[null,"Kredit 08; U4",{"$f":"OR(ts_pc_typ_sporenia=39,ts_pc_typ_sporenia=47)","v":false},"39;47"]
[null,"Kredit 09; U5",{"$f":"OR(AND(ts_pc_typ_sporenia>=35,ts_pc_typ_sporenia<=38),ts_pc_typ_sporenia=42,ts_pc_typ_sporenia=48)","v":false},"35-38;42;48","Zľava 0,2%",null,null,{"$f":"AND(H17:H19)","v":false}]
[null,"Kredit 10; -",{"$f":"ts_pc_typ_sporenia=D17","v":false},40,"ts_U5",null,null,{"$f":"ts_U5","v":false}]
[null,"Kredit 11; U3",{"$f":"OR(ts_pc_typ_sporenia=41,ts_pc_typ_sporenia=46)","v":false},"41;46","AND(CSOBSP=nie;ine_ucely_9)",null,null,{"$f":"AND(CSOBSP=nie,ine_ucely_9)","v":false}]
[null,"Kredit IX. okrem akcia",{"$f":"OR(AND(ts_pc_typ_sporenia>=35,ts_pc_typ_sporenia<=38),AND(ts_pc_typ_sporenia=48,fixacia_urokovej_sadzby<>\"fix 3 akcia\"))","v":false},"35-38;48","doba_uceloveho_uveru=\"9 mesiacov a viac\""]
[null,"U2",{"$f":"ts_pc_typ_sporenia=45","v":false},null,"Zľava 0,3%",null,null,{"$f":"OR(AND(H21:H23),H24)","v":false}]
[null,"U1",{"$f":"ts_pc_typ_sporenia=44","v":false},null,"p_overenie_07",null,null,{"$f":"p_overenie_07","v":false}]
[null,"U6",{"$f":"ts_pc_typ_sporenia=49","v":false},null,"zjednodusene_splacanie=ano",null,null,{"$f":"zjednodusene_splacanie=ano","v":false}]
[null,"HypoEXTRA",{"$f":"ts_pc_typ_sporenia=52","v":false},null,"MAX(out_MU_Mesacna_splatka_celkom;out_SU_Mesacna_splatka_celkom)<=vyska_splatky_refinanc",null,null,{"$f":"IF(ISERROR(out_MU_Mesacna_splatka_celkom+out_SU_Mesacna_splatka_celkom),0,MAX(out_MU_Mesacna_splatka_celkom,out_SU_Mesacna_splatka_celkom)<=vyska_splatky_refinanc)","v":false}]
[null,"REKO úver",{"$f":"ts_pc_typ_sporenia=53","v":false},null,"Kreditné podmienky",null,null,false]
[null,"HypoEXTRA Plus",{"$f":"ts_pc_typ_sporenia=54","v":false},null,"Zľava",null,{"$f":"IF(AND(zap_02p,zap_03p),0.3%,IF(zap_02p,0.2%,0))","v":0}]
[null,"Úver pre verných",{"$f":"ts_pc_typ_sporenia=55","v":false}]
[null,null,null,null,"Zľava 0,3% (K9+Refinancovanie+ČSOBSP)",null,null,{"$f":"AND(ts_U5,ine_ucely_9,CSOBSP=ano)","v":false}]
[null,"Zľavy (Prestavba)",null,null,null,null,null,0,"zrušené od v27.0"]
[null,"Následná zmluva",false,"x","Zľava 0,2% (U5 + Refinancovanie+ČSOBSP=nie)",null,null,{"$f":"AND(ts_U5,ine_ucely_9,COUNTIFS(refin_institucia,zoz_mimoCSOBSP,refin_dobauveru_pov,ano)>=1)","v":false}]
[null,null,null,null,"zrušené k v27.9",null,null,0]
[]
[null,"Splatenie úveru mimo ČSOBSP",false,null,"Úverový register - prirážka (od v27.0)",null,null,0]
[null,"zľava: -0,1% (K9, splatenie, áno)",false]
[null,null,null,null,"Akcia ZTS_zdarma","HČ:",{"$f":"HC_prepocitane","v":0},{"$f":"ROUND(IF(akcia_vybrana=akcia_zts_zdarma,INDEX(G36:G40,H41),0),4)","v":0}]
[null,null,null,null,"HČ",null,"Zľava","platnosť"]
[null,"zap_P2_x2",null,null,">=2",2,1E-3,{"$f":"IF(HC_prepocitane>=F36,1,0)","v":0}]
[null,null,null,null,">=4",4,4.0000000000000001E-3,{"$f":"IF(HC_prepocitane>=F37,1,0)","v":0}]
[null,null,null,null,">=6",6,7.0000000000000001E-3,{"$f":"IF(HC_prepocitane>=F38,1,0)","v":0}]
[null,null,null,null,">=8",8,0.01,{"$f":"IF(HC_prepocitane>=F39,1,0)","v":0}]
[null,null,null,null,">=10",10,1.2999999999999999E-2,{"$f":"IF(HC_prepocitane>=F40,1,0)","v":0}]
[null,null,null,null,null,null,null,{"$f":"SUM(H36:H40)","v":0}]
[null,null,null,null,"Univerzálna zľava/prirážka (dynamická)"]
[null,null,null,null,"v29.2",null,null,{"$f":"ROUND(IF(AND(NOT(OR(druh_uveru_vybrany=SU,AND(ts_U4,akcia_vybrana=NU),akcia_vybrana=ZNU)),OR(ts_U3,ts_U4,ts_U6,ts_upv,ts_he,ts_rk,ts_HEplus,AND(ts_U5,OR(fixacia_urokovej_sadzby=fix_3,fixacia_urokovej_sadzby=fix_5)))),sadzba_MU+zap_scoring-pom_sadzba_UZ-group_zlava_1-group_zlava_2,0),4)","v":0},null,{"$f":"sadzba_MU+zap_scoring-pom_sadzba_UZ-group_zlava_1-group_zlava_2","v":{"$error":"#VALUE!"}}]
[null,null,null,null,null,null,null,null,null,{"$f":"sadzba_MU","v":"CHYBA!"},{"$f":"zap_scoring","v":2.5000000000000001E-3},{"$f":"pom_sadzba_UZ","v":0}]

{"sheet":"typy_sporenia","index":29,"n_rows":67,"n_cols":36,"rows_kept":67,"cut":false,"hidden":true,"merged":[]}
["poradové číslo","poradové číslo platného typu","Typ sporenia\n\n1","V aktuálnych typoch sporenia","Min. mes. vklad","Úroková sadzba sporenia","Min. výška NS","Min. výška HĆ","Doba do pridelenia","Úroková sadzba SÚ","Min. mes. splátka SÚ z výšky SÚ","Min. mes. splátka SÚ z CS","Sadzba poistenia úverov súbor A","Sadzba poistenia úverov súbor B","možnosť medziúveru","poradie MU typu sporenia","MU typ sporenia","ú.s. pre uver zabezp s nehnut","ú.s. pre uver s nehnut + NS min 10% s CS","ú.s. pre uver s nehnut + NS min 20% s CS","ú.s. pre uver s nehnut + NS min pre PCS","ú.s. pre uver s nehnut + NS min pre PCS + HČ>5","nevyužité","nevyužité","ú.s. pre uver 1 ručiteľ + NS min 10% s CS","ú.s. pre uver 1 ručiteľ + NS min 20% s CS","ú.s. pre uver 1 ručiteľ + NS min pre PCS","ú.s. pre uver 1 ručiteľ + NS min pre PCS + HČ>5","ú.s. pre uver bez zabezpečenia","Min. mes. vklad","FIX na prvé mesiace","FIX uprav pravidelné vklady (plan_sporenie)","AKCIA","prefix - cenová kategória",null,"max.splatnosť v rokoch"]
[null,null,null,2,3,4,5,6,7,8,9,10,11,12,13,14,15,16,17,18,19,20,21,22,23,24,25,26,27,28,29,30,31,32,33,34]
[{"$f":"IF(C3=0,0,MATCH(C3,$C$4:$C$58,0))","v":0},{"$f":"MAX(B4:B57)","v":5},{"$f":"IF(mimoriadna_splatka,ms_typ_sporenia,novy_typ_sporenia_zvoleny)","v":0},{"$f":"IF($C$3=0,0,VLOOKUP(ts_typ_sporenia,typy_sporenia_par,D$2,FALSE))","v":0},0,0,0,0,0,0,{"$f":"IF($C$3=0,0,VLOOKUP(ts_typ_sporenia,typy_sporenia_par,K$2,FALSE))","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,null,{"$f":"IF($C$3=0,0,VLOOKUP(ts_typ_sporenia,typy_sporenia_par,AJ$2,FALSE))","v":0}]
[1,{"$f":"IF(D4=0,\"\",SUM($D$4:D4))","v":""},"Kredit I.",0,8.0000000000000002E-3,1E-3,0.5,10.5,21,2.9000000000000001E-2,1.6E-2,null,4.65E-2,8.6999999999999994E-2,1,{"$f":"IF(O4=1,SUM($O$4:O4),\"\")","v":1},{"$f":"IF(O4=1,C4,\"\")","v":"Kredit I."},6.3899999999999998E-2,6.1899999999999997E-2,5.9900000000000002E-2,6.1899999999999997E-2,6.1899999999999997E-2,5.5899999999999998E-2,0.99,7.3899999999999993E-2,6.9900000000000004E-2,6.59E-2,6.4899999999999999E-2,6.4899999999999999E-2,null,null,null,false,"K1",null,5.9]
[2,{"$f":"IF(D5=0,\"\",SUM($D$4:D5))","v":""},"Kredit II.",0,{"$f":"IF(zabezpecenie_final=\"nehnuteľnosť\",0.58%,0.48%)","v":4.7999999999999996E-3},0.01,0.5,12,21,{"$f":"IF(zabezpecenie_final=\"nehnuteľnosť\",4.99%,5.99%)","v":5.9900000000000002E-2},{"$f":"IF(predpokladana_vyska_SU=0,0,L5*IF(druh_uveru_vybrany=\"stavebný úver\",uver_CS,vyska_uveru)/predpokladana_vyska_SU)","v":0},0.01,4.65E-2,8.6999999999999994E-2,1,{"$f":"IF(O5=1,SUM($O$4:O5),\"\")","v":2},{"$f":"IF(O5=1,C5,\"\")","v":"Kredit II."},4.99E-2,4.99E-2,4.99E-2,4.99E-2,4.99E-2,4.99E-2,0.99,5.9900000000000002E-2,5.9900000000000002E-2,5.9900000000000002E-2,5.9900000000000002E-2,5.9900000000000002E-2,null,null,null,false,"K2",null,4.9000000000000004]
[3,{"$f":"IF(D6=0,\"\",SUM($D$4:D6))","v":""},"Kredit III.",0,7.0000000000000001E-3,0.01,0.4,8.5,21,0.04,1.4500000000000001E-2,null,4.65E-2,8.6999999999999994E-2,1,{"$f":"IF(O6=1,SUM($O$4:O6),\"\")","v":3},"Kredit III.",6.3899999999999998E-2,6.1899999999999997E-2,5.9900000000000002E-2,6.1899999999999997E-2,6.1899999999999997E-2,5.5899999999999998E-2,0.99,7.3899999999999993E-2,6.9900000000000004E-2,6.59E-2,6.4899999999999999E-2,6.4899999999999999E-2,null,null,null,false,"K3",null,6.8]
[4,{"$f":"IF(D7=0,\"\",SUM($D$4:D7))","v":""},"Kredit IV.",0,7.0000000000000001E-3,0.01,0.3,12,21,4.2000000000000003E-2,1.67E-2,null,4.65E-2,8.6999999999999994E-2,1,{"$f":"IF(O7=1,SUM($O$4:O7),\"\")","v":4},"Kredit IV.",6.3899999999999998E-2,6.1899999999999997E-2,5.9900000000000002E-2,6.1899999999999997E-2,6.1899999999999997E-2,5.5899999999999998E-2,0.99,7.3899999999999993E-2,6.9900000000000004E-2,6.59E-2,6.4899999999999999E-2,6.4899999999999999E-2,null,null,null,false,"K4",null,5.9]
[5,{"$f":"IF(D8=0,\"\",SUM($D$4:D8))","v":""},"Kredit V.",0,1.6000000000000001E-3,0.01,0.5,30,21,3.7999999999999999E-2,1.2E-2,null,{"$f":"IF(NS_prepocitana/vyska_uveru>=G8,4.65%,6.8%)","v":{"$error":"#DIV/0!"}},{"$f":"IF(NS_prepocitana/vyska_uveru>=G8,8.7%%,14.7%)","v":{"$error":"#DIV/0!"}},1,{"$f":"IF(O8=1,SUM($O$4:O8),\"\")","v":5},"Kredit V.",5.4899999999999997E-2,5.4899999999999997E-2,5.4899999999999997E-2,5.4899999999999997E-2,5.4899999999999997E-2,5.4899999999999997E-2,0.99,0.99,0.99,{"$f":"IF(zabezpecenie_final=\"bez zabezpečenia\",5.49%,6.59%)","v":6.59E-2},6.4899999999999999E-2,{"$f":"IF(zabezpecenie_final=\"bez zabezpečenia\",6.19%,6.49%)","v":6.4899999999999999E-2},null,null,null,false,"K5",null,8.3000000000000007]
[6,{"$f":"IF(D9=0,\"\",SUM($D$4:D9))","v":""},"Kredit VI.",0,{"$f":"IF(zabezpecenie_final=\"nehnuteľnosť\",0.13%,0.25%)","v":2.5000000000000001E-3},0.01,0.4,30,21,4.99E-2,{"$f":"IF(predpokladana_vyska_SU=0,0,L9*IF(druh_uveru_vybrany=\"stavebný úver\",uver_CS,vyska_uveru)/predpokladana_vyska_SU)","v":0},{"$f":"IF(zabezpecenie_final=\"nehnuteľnosť\",0.6%,0.8%)","v":8.0000000000000002E-3},{"$f":"IF(NS_prepocitana/vyska_uveru>=G9,4.65%,6.8%)","v":{"$error":"#DIV/0!"}},{"$f":"IF(NS_prepocitana/vyska_uveru>=G9,8.7%%,14.7%)","v":{"$error":"#DIV/0!"}},1,{"$f":"IF(O9=1,SUM($O$4:O9),\"\")","v":6},"Kredit VI.",5.4899999999999997E-2,5.4899999999999997E-2,5.4899999999999997E-2,5.4899999999999997E-2,5.4899999999999997E-2,5.4899999999999997E-2,0.99,0.99,0.99,{"$f":"IF(zabezpecenie_final=\"bez zabezpečenia\",5.49%,6.59%)","v":6.59E-2},6.4899999999999999E-2,{"$f":"IF(zabezpecenie_final=\"bez zabezpečenia\",6.19%,6.49%)","v":6.4899999999999999E-2},null,null,null,false,"K6",null,10.9]
[7,{"$f":"IF(D10=0,\"\",SUM($D$4:D10))","v":""},"Profit",0,6.0000000000000001E-3,0.02,0.5,18,21,4.9000000000000002E-2,1.2E-2,null,4.65E-2,8.6999999999999994E-2,1,{"$f":"IF(O10=1,SUM($O$4:O10),\"\")","v":7},{"$f":"IF(O10=1,C10,\"\")","v":"Profit"},6.3899999999999998E-2,6.1899999999999997E-2,5.9900000000000002E-2,5.79E-2,5.5899999999999998E-2,5.5899999999999998E-2,0.99,7.3899999999999993E-2,6.9900000000000004E-2,6.59E-2,6.1899999999999997E-2,6.1899999999999997E-2,null,null,null,false,"P",null,8.5]
[8,{"$f":"IF(D11=0,\"\",SUM($D$4:D11))","v":""},"Profit (SU 6%)",0,3.0000000000000001E-3,0.03,0.5,26,69,0.06,8.0000000000000002E-3,null,4.65E-2,8.6999999999999994E-2,1,{"$f":"IF(O11=1,SUM($O$4:O11),\"\")","v":8},"Profit (SU 6%)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[9,{"$f":"IF(D12=0,\"\",SUM($D$4:D12))","v":""},"Profit (SU 5,4%)",0,3.0000000000000001E-3,0.03,0.5,26,69,5.3999999999999999E-2,8.0000000000000002E-3,null,4.65E-2,8.6999999999999994E-2,1,{"$f":"IF(O12=1,SUM($O$4:O12),\"\")","v":9},"Profit (SU 5,4%)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[10,{"$f":"IF(D13=0,\"\",SUM($D$4:D13))","v":""},"Profit (SU 5%)",0,6.0000000000000001E-3,0.02,0.5,20.5,69,0.05,8.0000000000000002E-3,null,4.65E-2,8.6999999999999994E-2,1,{"$f":"IF(O13=1,SUM($O$4:O13),\"\")","v":10},"Profit (SU 5%)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[11,{"$f":"IF(D14=0,\"\",SUM($D$4:D14))","v":""},"Profit akcia (SU 2,99%_SU 6%)",0,3.0000000000000001E-3,0.03,0.5,26,69,2.9899999999999999E-2,8.0000000000000002E-3,null,4.65E-2,8.6999999999999994E-2,1,{"$f":"IF(O14=1,SUM($O$4:O14),\"\")","v":11},"Profit akcia (SU 2,99%_SU 6%)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[12,{"$f":"IF(D15=0,\"\",SUM($D$4:D15))","v":""},"Profit akcia (SU 2,99%_SU 5,4%)",0,3.0000000000000001E-3,0.03,0.5,26,69,2.9899999999999999E-2,8.0000000000000002E-3,null,4.65E-2,8.6999999999999994E-2,1,11,"Profit akcia (SU 2,99%_SU 5,4%)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[13,{"$f":"IF(D16=0,\"\",SUM($D$4:D16))","v":""},"Variant (do 2003)",0,7.0000000000000001E-3,0.03,0.5,16.5,30,5.7500000000000002E-2,0.01,null,4.65E-2,8.6999999999999994E-2,1,{"$f":"IF(O16=1,SUM($O$4:O16),\"\")","v":13},{"$f":"IF(O16=1,C16,\"\")","v":"Variant (do 2003)"},6.3899999999999998E-2,6.1899999999999997E-2,5.9900000000000002E-2,5.79E-2,5.5899999999999998E-2,5.5899999999999998E-2,0.99,7.3899999999999993E-2,6.9900000000000004E-2,6.59E-2,6.1899999999999997E-2,6.1899999999999997E-2,null,null,null,false]
[14,{"$f":"IF(D17=0,\"\",SUM($D$4:D17))","v":""},"Variant akcia (do 2003 - 2,99%)",0,7.0000000000000001E-3,0.03,0.5,16.5,30,2.9899999999999999E-2,0.01,null,4.65E-2,8.6999999999999994E-2,1,13,"Variant akcia (do 2003 - 2,99%)",6.3899999999999998E-2,6.1899999999999997E-2,5.9900000000000002E-2,5.79E-2,5.5899999999999998E-2,5.5899999999999998E-2,0.99,7.3899999999999993E-2,6.9900000000000004E-2,6.59E-2,6.1899999999999997E-2,6.1899999999999997E-2,null,null,null,true]
[15,{"$f":"IF(D18=0,\"\",SUM($D$4:D18))","v":""},"Profit Plus",0,4.0000000000000001E-3,0.02,0.5,18,18,4.9000000000000002E-2,8.0000000000000002E-3,null,4.65E-2,8.6999999999999994E-2,1,14,"Profit Plus",6.3899999999999998E-2,6.1899999999999997E-2,5.9900000000000002E-2,5.79E-2,5.5899999999999998E-2,5.5899999999999998E-2,0.99,7.3899999999999993E-2,6.9900000000000004E-2,6.59E-2,6.1899999999999997E-2,6.1899999999999997E-2,null,null,null,false,"PP"]
[16,{"$f":"IF(D19=0,\"\",SUM($D$4:D19))","v":""},"_Kredit_VII. - STARÁ",0,1.6000000000000001E-3,0.01,0.3,30,21,4.2000000000000003E-2,1.43E-2,null,{"$f":"IF(NS_prepocitana/vyska_uveru>=G19,4.65%,6.8%)","v":{"$error":"#DIV/0!"}},{"$f":"IF(NS_prepocitana/vyska_uveru>=G19,8.7%%,14.7%)","v":{"$error":"#DIV/0!"}},1,15,"_Kredit_VII. - STARÁ",6.3899999999999998E-2,6.1899999999999997E-2,5.9900000000000002E-2,5.79E-2,5.5899999999999998E-2,5.5899999999999998E-2,0.99,0.99,0.99,6.59E-2,6.1899999999999997E-2,6.1899999999999997E-2,null,null,null,false]
[17,{"$f":"IF(D20=0,\"\",SUM($D$4:D20))","v":""},"Kredit II. (do 7/2008)",0,7.0000000000000001E-3,0.01,0.5,8.5,21,3.7999999999999999E-2,1.4E-2,null,4.65E-2,8.6999999999999994E-2,1,16,"Kredit II. (do 7/2008)",6.3899999999999998E-2,6.1899999999999997E-2,5.9900000000000002E-2,5.79E-2,5.5899999999999998E-2,5.5899999999999998E-2,0.99,7.3899999999999993E-2,6.9900000000000004E-2,6.59E-2,6.1899999999999997E-2,6.1899999999999997E-2,null,null,null,false]
[18,{"$f":"IF(D21=0,\"\",SUM($D$4:D21))","v":""},"Kredit IV. (do 7/2008)",0,1.6000000000000001E-3,0.01,0.4,30,21,0.04,1.2500000000000001E-2,null,4.65E-2,8.6999999999999994E-2,1,17,"Kredit IV. (do 7/2008)",6.3899999999999998E-2,6.1899999999999997E-2,5.9900000000000002E-2,5.79E-2,5.5899999999999998E-2,5.5899999999999998E-2,0.99,7.3899999999999993E-2,6.9900000000000004E-2,6.59E-2,6.1899999999999997E-2,6.1899999999999997E-2,null,null,null,false]
[19,{"$f":"IF(D22=0,\"\",SUM($D$4:D22))","v":""},"Kredit VI. (do 2/2009)",0,{"$f":"(IF(AND(zabezpecenie_final=\"nehnuteľnosť\",OR(zabezpecenie_nehnutelnostou_vybrane=dokl_prijem_100,zabezpecenie_nehnutelnostou_vybrane=dokl_prijem_vyssia,zabezpecenie_nehnutelnostou_vybrane=dokl_prijem_stredna,zabezpecenie_nehnutelnostou_vybrane=dokl_prijem_nizsia,zabezpecenie_nehnutelnostou_vybrane=dokl_prijem_bez)),0.6%,0.8%)*vyska_uveru-splatka_MU)/vyska_uveru","v":{"$error":"#DIV/0!"}},0.01,0.4,30,21,4.99E-2,{"$f":"IF(predpokladana_vyska_SU=0,0,L22*vyska_uveru/predpokladana_vyska_SU)","v":0},6.0000000000000001E-3,{"$f":"IF(NS_prepocitana/vyska_uveru>=G22,4.65%,6.8%)","v":{"$error":"#DIV/0!"}},{"$f":"IF(NS_prepocitana/vyska_uveru>=G22,8.7%%,14.7%)","v":{"$error":"#DIV/0!"}},1,18,{"$f":"IF(O22=1,C22,\"\")","v":"Kredit VI. (do 2/2009)"},{"$f":"(IF(AND(zabezpecenie_final=\"nehnuteľnosť\",OR(zabezpecenie_nehnutelnostou_vybrane=dokl_prijem_100,zabezpecenie_nehnutelnostou_vybrane=dokl_prijem_vyssia,zabezpecenie_nehnutelnostou_vybrane=dokl_prijem_stredna,zabezpecenie_nehnutelnostou_vybrane=dokl_prijem_nizsia,zabezpecenie_nehnutelnostou_vybrane=dokl_prijem_bez)),5.49%,6.49%))","v":6.4899999999999999E-2},6.4899999999999999E-2,6.4899999999999999E-2,6.4899999999999999E-2,6.4899999999999999E-2,6.4899999999999999E-2,0.99,0.99,0.99,6.4899999999999999E-2,6.4899999999999999E-2,6.4899999999999999E-2,null,null,null,false]
[20,{"$f":"IF(D23=0,\"\",SUM($D$4:D23))","v":""},"Benefit",0,0.01,0,0.5,10.5,21,2.9000000000000001E-2,0.02,null,4.65E-2,8.6999999999999994E-2,1,19,"Benefit",6.3899999999999998E-2,6.1899999999999997E-2,5.9900000000000002E-2,5.79E-2,5.5899999999999998E-2,5.5899999999999998E-2,0.99,7.3899999999999993E-2,6.9900000000000004E-2,6.59E-2,6.1899999999999997E-2,6.1899999999999997E-2,null,null,null,false,"B"]
[21,{"$f":"IF(D24=0,\"\",SUM($D$4:D24))","v":""},"Kredit (do 2005)",0,8.0000000000000002E-3,0.02,0.4,11.5,18,4.7500000000000001E-2,1.4200000000000001E-2,null,4.65E-2,8.6999999999999994E-2,1,20,"Kredit (do 2005)",6.3899999999999998E-2,6.1899999999999997E-2,5.9900000000000002E-2,5.79E-2,5.5899999999999998E-2,5.5899999999999998E-2,0.99,7.3899999999999993E-2,6.9900000000000004E-2,6.59E-2,6.1899999999999997E-2,6.1899999999999997E-2,null,null,null,false]
[22,{"$f":"IF(D25=0,\"\",SUM($D$4:D25))","v":""},"Kredit (2005 - 2007)",0,8.0000000000000002E-3,1.4999999999999999E-2,0.4,11.5,18,4.2000000000000003E-2,1.4200000000000001E-2,null,4.65E-2,8.6999999999999994E-2,1,21,"Kredit (2005 - 2007)",6.3899999999999998E-2,6.1899999999999997E-2,5.9900000000000002E-2,5.79E-2,5.5899999999999998E-2,5.5899999999999998E-2,0.99,7.3899999999999993E-2,6.9900000000000004E-2,6.59E-2,6.1899999999999997E-2,6.1899999999999997E-2,null,null,null,false]
[23,{"$f":"IF(D26=0,\"\",SUM($D$4:D26))","v":""},"Variant (od 2003)",0,7.0000000000000001E-3,0.03,0.5,16.5,30,5.5E-2,0.01,null,4.65E-2,8.6999999999999994E-2,1,22,"Variant (od 2003)",6.3899999999999998E-2,6.1899999999999997E-2,5.9900000000000002E-2,5.79E-2,5.5899999999999998E-2,5.5899999999999998E-2,0.99,7.3899999999999993E-2,6.9900000000000004E-2,6.59E-2,6.1899999999999997E-2,6.1899999999999997E-2,null,null,null,false]
[24,{"$f":"IF(D27=0,\"\",SUM($D$4:D27))","v":""},"Komfort 4",0,1.7000000000000001E-2,1.7500000000000002E-2,0.9,22,48,3.9E-2,0.13,null,4.65E-2,8.6999999999999994E-2,1,23,"Komfort 4",6.3899999999999998E-2,6.1899999999999997E-2,5.9900000000000002E-2,5.79E-2,5.5899999999999998E-2,5.5899999999999998E-2,0.99,7.3899999999999993E-2,6.9900000000000004E-2,6.59E-2,6.1899999999999997E-2,6.1899999999999997E-2,null,null,null,false]
[25,{"$f":"IF(D28=0,\"\",SUM($D$4:D28))","v":""},"Komfort 8",0,8.0000000000000002E-3,1.7500000000000002E-2,0.9,43,96,3.9E-2,0.13,null,4.65E-2,8.6999999999999994E-2,1,24,"Komfort 8",6.3899999999999998E-2,6.1899999999999997E-2,5.9900000000000002E-2,5.79E-2,5.5899999999999998E-2,5.5899999999999998E-2,0.99,7.3899999999999993E-2,6.9900000000000004E-2,6.59E-2,6.1899999999999997E-2,6.1899999999999997E-2,null,null,null,false]
[26,{"$f":"IF(D29=0,\"\",SUM($D$4:D29))","v":""},"Hypo plus",0,2.5999999999999999E-3,7.4999999999999997E-3,0.9,28,144,3.49E-2,0.06,null,4.65E-2,8.6999999999999994E-2,1,25,"Hypo plus",6.3899999999999998E-2,6.1899999999999997E-2,5.9900000000000002E-2,5.79E-2,5.5899999999999998E-2,5.5899999999999998E-2,0.99,7.3899999999999993E-2,6.9900000000000004E-2,6.59E-2,6.1899999999999997E-2,6.1899999999999997E-2,null,null,null,false]
[27,{"$f":"IF(D30=0,\"\",SUM($D$4:D30))","v":""},"Profit / Kľúčik (do 5/2005)",0,6.0000000000000001E-3,0.03,0.5,26,69,5.3999999999999999E-2,8.0000000000000002E-3,null,4.65E-2,8.6999999999999994E-2,1,26,"Profit / Kľúčik (do 5/2005)",6.3899999999999998E-2,6.1899999999999997E-2,5.9900000000000002E-2,5.79E-2,5.5899999999999998E-2,5.5899999999999998E-2,0.99,7.3899999999999993E-2,6.9900000000000004E-2,6.59E-2,6.1899999999999997E-2,6.1899999999999997E-2,null,null,null,false]
[28,{"$f":"IF(D31=0,\"\",SUM($D$4:D31))","v":""},"Profit / Kľúčik (od 6/2005 do 10/2007)",0,6.0000000000000001E-3,0.02,0.5,20.5,69,0.05,8.0000000000000002E-3,null,4.65E-2,8.6999999999999994E-2,1,27,"Profit / Kľúčik (od 6/2005 do 10/2007)",6.3899999999999998E-2,6.1899999999999997E-2,5.9900000000000002E-2,5.79E-2,5.5899999999999998E-2,5.5899999999999998E-2,0.99,7.3899999999999993E-2,6.9900000000000004E-2,6.59E-2,6.1899999999999997E-2,6.1899999999999997E-2,null,null,null,false]
[29,{"$f":"IF(D32=0,\"\",SUM($D$4:D32))","v":""},"Kredit V. akcia (pre mladých)",0,2.0000000000000001E-4,0.01,0.5,30,21,3.7999999999999999E-2,1.2E-2,null,{"$f":"IF(NS_prepocitana/vyska_uveru>=G32,4.65%,6.8%)","v":{"$error":"#DIV/0!"}},{"$f":"IF(NS_prepocitana/vyska_uveru>=G32,8.7%%,14.7%)","v":{"$error":"#DIV/0!"}},1,{"$f":"IF(O32=1,SUM($O$4:O32),\"\")","v":29},{"$f":"IF(O32=1,C32,\"\")","v":"Kredit V. akcia (pre mladých)"},{"$f":"IF(zabezpecenie_final=\"bez zabezpečenia\",5.49%,(IF(AND(zabezpecenie_final=\"nehnuteľnosť\",OR(zabezpecenie_nehnutelnostou_vybrane=dokl_prijem_100,zabezpecenie_nehnutelnostou_vybrane=dokl_prijem_vyssia,zabezpecenie_nehnutelnostou_vybrane=dokl_prijem_stredna,zabezpecenie_nehnutelnostou_vybrane=dokl_prijem_nizsia,zabezpecenie_nehnutelnostou_vybrane=dokl_prijem_bez)),5.49%,5.49%)))","v":5.4900000000000004E-2},5.4900000000000004E-2,5.4900000000000004E-2,5.4900000000000004E-2,5.4900000000000004E-2,5.4900000000000004E-2,0.99,0.99,0.99,{"$f":"IF(zabezpecenie_final=\"bez zabezpečenia\",5.49%,6.59%)","v":6.59E-2},{"$f":"IF(zabezpecenie_final=\"bez zabezpečenia\",6.19%,6.19%)","v":6.1900000000000004E-2},{"$f":"IF(zabezpecenie_final=\"bez zabezpečenia\",6.19%,6.49%)","v":6.4899999999999999E-2},2.0999999999999999E-3,null,null,true,"K5AM"]
[30,{"$f":"IF(D33=0,\"\",SUM($D$4:D33))","v":""},"Kredit V. fix 1 rok",0,1.6000000000000001E-3,0.01,0.5,30,21,3.7999999999999999E-2,1.2E-2,null,{"$error":"#DIV/0!"},{"$error":"#DIV/0!"},1,{"$f":"IF(O33=1,SUM($O$4:O33),\"\")","v":30},"Kredit V. fix 1 rok",{"$f":"IF(zabezpecenie_final=\"bez zabezpečenia\",5.49%,(IF(AND(zabezpecenie_final=\"nehnuteľnosť\",OR(zabezpecenie_nehnutelnostou_vybrane=dokl_prijem_100,zabezpecenie_nehnutelnostou_vybrane=dokl_prijem_vyssia,zabezpecenie_nehnutelnostou_vybrane=dokl_prijem_stredna,zabezpecenie_nehnutelnostou_vybrane=dokl_prijem_nizsia,zabezpecenie_nehnutelnostou_vybrane=dokl_prijem_bez)),4.59%,4.59%)))","v":4.5899999999999996E-2},4.5899999999999996E-2,4.5899999999999996E-2,4.5899999999999996E-2,4.5899999999999996E-2,4.5899999999999996E-2,0.99,0.99,0.99,{"$f":"IF(zabezpecenie_final=\"bez zabezpečenia\",5.49%,6.59%)","v":6.59E-2},{"$f":"IF(zabezpecenie_final=\"bez zabezpečenia\",6.19%,6.19%)","v":6.1900000000000004E-2},{"$f":"IF(zabezpecenie_final=\"bez zabezpečenia\",6.19%,6.49%)","v":6.4899999999999999E-2},null,null,null,false,"K5"]
[31,{"$f":"IF(D34=0,\"\",SUM($D$4:D34))","v":""},"Kredit V. akcia 4,09 fix 1",0,1.6000000000000001E-3,0.01,0.5,30,21,3.7999999999999999E-2,1.2E-2,null,{"$error":"#DIV/0!"},{"$error":"#DIV/0!"},1,{"$f":"IF(O34=1,SUM($O$4:O34),\"\")","v":31},"Kredit V. akcia 4,09 fix 1",{"$f":"IF(zabezpecenie_final=\"bez zabezpečenia\",5.49%,(IF(AND(zabezpecenie_final=\"nehnuteľnosť\",OR(zabezpecenie_nehnutelnostou_vybrane=dokl_prijem_100,zabezpecenie_nehnutelnostou_vybrane=dokl_prijem_vyssia,zabezpecenie_nehnutelnostou_vybrane=dokl_prijem_stredna,zabezpecenie_nehnutelnostou_vybrane=dokl_prijem_nizsia,zabezpecenie_nehnutelnostou_vybrane=dokl_prijem_bez)),4.09%,4.09%)))","v":4.0899999999999999E-2},4.0899999999999999E-2,4.0899999999999999E-2,4.0899999999999999E-2,4.0899999999999999E-2,4.0899999999999999E-2,0.99,0.99,0.99,{"$f":"IF(zabezpecenie_final=\"bez zabezpečenia\",5.49%,6.59%)","v":6.59E-2},{"$f":"IF(zabezpecenie_final=\"bez zabezpečenia\",6.19%,6.19%)","v":6.1900000000000004E-2},{"$f":"IF(zabezpecenie_final=\"bez zabezpečenia\",6.19%,6.49%)","v":6.4899999999999999E-2},null,12,null,true,"K5"]
[32,{"$f":"IF(D35=0,\"\",SUM($D$4:D35))","v":""},"Kredit VI. akcia 4,09 fix 1",0,{"$f":"(IF(zabezpecenie_final=\"nehnuteľnosť\",0.6%,0.8%)*vyska_uveru-splatka_MU)/vyska_uveru","v":{"$error":"#DIV/0!"}},0.01,0.4,30,21,4.99E-2,{"$f":"IF(predpokladana_vyska_SU=0,0,L35*vyska_uveru/predpokladana_vyska_SU)","v":0},{"$f":"IF(zabezpecenie_final=\"nehnuteľnosť\",0.6%,0.8%)","v":8.0000000000000002E-3},{"$error":"#DIV/0!"},{"$error":"#DIV/0!"},1,{"$f":"IF(O35=1,SUM($O$4:O35),\"\")","v":32},"Kredit VI. akcia 4,09 fix 1",4.0899999999999999E-2,4.0899999999999999E-2,4.0899999999999999E-2,4.0899999999999999E-2,4.0899999999999999E-2,4.0899999999999999E-2,0.99,0.99,0.99,{"$f":"IF(zabezpecenie_final=\"bez zabezpečenia\",5.49%,6.59%)","v":6.59E-2},{"$f":"IF(zabezpecenie_final=\"bez zabezpečenia\",6.19%,6.19%)","v":6.1900000000000004E-2},{"$f":"IF(zabezpecenie_final=\"bez zabezpečenia\",6.19%,6.49%)","v":6.4899999999999999E-2},null,12,1,true,"K6"]
[33,{"$f":"IF(D36=0,\"\",SUM($D$4:D36))","v":""},"Kredit V. fix 3",0,1.6000000000000001E-3,0.01,0.5,30,21,3.7999999999999999E-2,1.2E-2,null,{"$error":"#DIV/0!"},{"$error":"#DIV/0!"},1,{"$f":"IF(O36=1,SUM($O$4:O36),\"\")","v":33},"Kredit V. fix 3",3.39E-2,3.39E-2,3.39E-2,3.39E-2,3.39E-2,3.39E-2,3.39E-2,3.39E-2,3.39E-2,3.39E-2,3.39E-2,3.39E-2,null,null,null,false,"K5"]
[34,{"$f":"IF(D37=0,\"\",SUM($D$4:D37))","v":""},"Kredit VI. fix 3",0,{"$f":"IF(zabezpecenie_final=\"nehnuteľnosť\",0.13%,0.25%)","v":2.5000000000000001E-3},0.01,0.4,30,21,4.99E-2,{"$f":"IF(predpokladana_vyska_SU=0,0,L37*IF(druh_uveru_vybrany=\"stavebný úver\",uver_CS,vyska_uveru)/predpokladana_vyska_SU)","v":0},{"$f":"IF(zabezpecenie_final=\"nehnuteľnosť\",0.6%,0.8%)","v":8.0000000000000002E-3},{"$error":"#DIV/0!"},{"$error":"#DIV/0!"},1,{"$f":"IF(O37=1,SUM($O$4:O37),\"\")","v":34},"Kredit VI. fix 3",3.39E-2,3.39E-2,3.39E-2,3.39E-2,3.39E-2,3.39E-2,3.39E-2,3.39E-2,3.39E-2,3.39E-2,3.39E-2,3.39E-2,null,null,null,false,"K6"]
[35,{"$f":"IF(D38=0,\"\",SUM($D$4:D38))","v":""},{"$f":"IF(p_platnost_parametrov=1,\"Kredit IX. do 31.7.2012\",IF(p_platnost_parametrov=2,\"Kredit IX. od 1.8. do 14.11\",\"Kredit IX.\"))","v":"Kredit IX."},0,{"$f":"+IF(AND(vyska_uveru<45000,narok_na_SP<>\"áno\"),0.128%,0.118%)","v":1.2800000000000001E-3},1E-3,0.3,{"$f":"IF(p_platnost_parametrov=1,25,9)","v":9},21,{"$f":"IF(p_platnost_parametrov=0,4.99%,5.49%)","v":4.99E-2},{"$f":"IF(OR(K9_rovnaka_splatka=FALSE,predpokladana_vyska_SU=0,L38=0),PMT(out_SU_urokova_sadzba/12,190,-out_SU_vyska_uveru,0,1)/predpokladana_vyska_SU,L38*vyska_uveru/predpokladana_vyska_SU)","v":{"$error":"#DIV/0!"}},{"$f":"IF(dosporovanie=0,0,(splatka_MU+dosporovanie)/vyska_uveru)","v":{"$error":"#DIV/0!"}},6.8000000000000005E-2,0.14699999999999999,1,{"$f":"IF(O38=1,SUM($O$4:O38),\"\")","v":35},{"$f":"IF(O38=1,C38,\"\")","v":"Kredit IX."},5.4899999999999997E-2,5.4899999999999997E-2,5.4899999999999997E-2,5.4899999999999997E-2,5.4899999999999997E-2,5.4899999999999997E-2,5.4899999999999997E-2,5.4899999999999997E-2,5.4899999999999997E-2,5.4899999999999997E-2,5.4899999999999997E-2,5.4899999999999997E-2,null,null,null,false,"K9"]
[36,{"$f":"IF(D39=0,\"\",SUM($D$4:D39))","v":""},"Kredit IX. fix 1",0,{"$f":"+IF(OR(K9_rovnaka_splatka=FALSE,ROUND(vyska_uveru*(1-min_NS_percento)*IF(vyska_uveru<8000,0.77%,0.75%)-out_MU_splatka_urokov,2)/vyska_uveru<0.14%),0.14%,(ROUND(vyska_uveru*(1-min_NS_percento)*IF(vyska_uveru<8000,0.77%,0.75%)-out_MU_splatka_urokov,2))/vyska_uveru)","v":{"$error":"#DIV/0!"}},1E-3,0.3,9,21,4.99E-2,{"$f":"IF(OR(K9_rovnaka_splatka=FALSE,predpokladana_vyska_SU=0,L39=0),PMT(out_SU_urokova_sadzba/12,190,-out_SU_vyska_uveru,0,1)/predpokladana_vyska_SU,L39*vyska_uveru/predpokladana_vyska_SU)","v":{"$error":"#DIV/0!"}},{"$f":"IF(dosporovanie=0,0,(splatka_MU+dosporovanie)/vyska_uveru)","v":{"$error":"#DIV/0!"}},6.8000000000000005E-2,0.14699999999999999,1,{"$f":"IF(O39=1,SUM($O$4:O39),\"\")","v":36},"Kredit IX. fix 1",4.2900000000000001E-2,4.2900000000000001E-2,4.2900000000000001E-2,4.2900000000000001E-2,4.2900000000000001E-2,4.2900000000000001E-2,4.2900000000000001E-2,4.2900000000000001E-2,4.2900000000000001E-2,4.2900000000000001E-2,4.2900000000000001E-2,4.2900000000000001E-2,null,12,null,false,"K9"]
[37,{"$f":"IF(D40=0,\"\",SUM($D$4:D40))","v":""},"Kredit IX. fix 3",0,{"$f":"IF(OR(K9_rovnaka_splatka=FALSE,ROUND(vyska_uveru*(1-min_NS_percento)*IF(vyska_uveru<8000,0.77%,0.75%)-out_MU_splatka_urokov,2)/vyska_uveru<0.14%),0.14%,(ROUND(vyska_uveru*(1-min_NS_percento)*IF(vyska_uveru<8000,0.77%,0.75%)-out_MU_splatka_urokov,2))/vyska_uveru)","v":{"$error":"#DIV/0!"}},1E-3,0.3,{"$f":"H38","v":9},21,{"$f":"J38","v":4.99E-2},{"$f":"IF(OR(K9_rovnaka_splatka=FALSE,predpokladana_vyska_SU=0,L40=0),PMT(out_SU_urokova_sadzba/12,190,-out_SU_vyska_uveru,0,1)/predpokladana_vyska_SU,L40*vyska_uveru/predpokladana_vyska_SU)","v":{"$error":"#DIV/0!"}},{"$f":"IF(dosporovanie=0,0,(splatka_MU+dosporovanie)/vyska_uveru)","v":{"$error":"#DIV/0!"}},6.8000000000000005E-2,0.14699999999999999,1,{"$f":"IF(O40=1,SUM($O$4:O40),\"\")","v":37},"Kredit IX. fix 3",3.39E-2,3.39E-2,3.39E-2,3.39E-2,3.39E-2,3.39E-2,3.39E-2,3.39E-2,3.39E-2,3.39E-2,3.39E-2,3.39E-2,null,36,null,false,"K9"]
[38,{"$f":"IF(D41=0,\"\",SUM($D$4:D41))","v":""},"Kredit IX. fix 5",0,{"$f":"+IF(OR(K9_rovnaka_splatka=FALSE,ROUND(vyska_uveru*(1-min_NS_percento)*IF(vyska_uveru<8000,0.77%,0.75%)-out_MU_splatka_urokov,2)/vyska_uveru<0.14%),0.14%,(ROUND(vyska_uveru*(1-min_NS_percento)*IF(vyska_uveru<8000,0.77%,0.75%)-out_MU_splatka_urokov,2))/vyska_uveru)","v":{"$error":"#DIV/0!"}},1E-3,0.3,9,21,4.99E-2,{"$f":"IF(OR(K9_rovnaka_splatka=FALSE,predpokladana_vyska_SU=0,L41=0),PMT(out_SU_urokova_sadzba/12,190,-out_SU_vyska_uveru,0,1)/predpokladana_vyska_SU,L41*vyska_uveru/predpokladana_vyska_SU)","v":{"$error":"#DIV/0!"}},{"$f":"IF(dosporovanie=0,0,(splatka_MU+dosporovanie)/vyska_uveru)","v":{"$error":"#DIV/0!"}},6.8000000000000005E-2,0.14699999999999999,1,{"$f":"IF(O41=1,SUM($O$4:O41),\"\")","v":38},{"$f":"IF(O41=1,C41,\"\")","v":"Kredit IX. fix 5"},3.7900000000000003E-2,3.7900000000000003E-2,3.7900000000000003E-2,3.7900000000000003E-2,3.7900000000000003E-2,3.7900000000000003E-2,3.7900000000000003E-2,3.7900000000000003E-2,3.7900000000000003E-2,3.7900000000000003E-2,3.7900000000000003E-2,3.7900000000000003E-2,null,60,null,false,"K9"]
[39,{"$f":"IF(D42=0,\"\",SUM($D$4:D42))","v":""},{"$f":"IF(p_platnost_parametrov=0,\"Kredit VIII.\",\"Kredit VIII. do 14.11.2012\")","v":"Kredit VIII."},0,{"$f":"IF(p_platnost_parametrov=0,0.33%,E60)","v":3.3E-3},1E-3,{"$f":"IF(p_platnost_parametrov=0,25%,G60)","v":0.25},{"$f":"IF(p_platnost_parametrov=0,10,H60)","v":10},21,5.4899999999999997E-2,{"$f":"IF(predpokladana_vyska_SU=0,0,IF(L42=0,PMT(out_SU_urokova_sadzba/12,90,-out_SU_vyska_uveru,0,1)/predpokladana_vyska_SU,L42*vyska_uveru/predpokladana_vyska_SU))","v":0},{"$f":"IF(AND(dosporovanie=0,PMT(out_SU_urokova_sadzba/12,90,-out_SU_vyska_uveru,0,1)>splatka_MU),0,(splatka_MU+dosporovanie)/vyska_uveru)","v":{"$error":"#DIV/0!"}},4.65E-2,8.6999999999999994E-2,1,39,"Kredit VIII.",{"$f":"IF(p_platnost_parametrov=0,IF(OR(akcia_vybrana=ZNU,akcia_vybrana=NU),7.57%,7.17%),R60)","v":7.17E-2},{"$f":"$R$42","v":7.17E-2},{"$f":"$R$42","v":7.17E-2},7.17E-2,7.17E-2,7.17E-2,7.17E-2,7.17E-2,7.17E-2,7.17E-2,7.17E-2,7.17E-2,null,null,null,false,{"$f":"IF(akcia_vybrana=ZNU,\"K8_ZNU\",IF(akcia_vybrana=NU,\"K8_NU\",\"K8\"))","v":"K8"}]
[40,{"$f":"IF(D43=0,\"\",SUM($D$4:D43))","v":""},"Kredit X.",0,1.4E-2,1E-3,0.7,3,{"$f":"IF(sp_narok=ano,21,3)","v":3},7.9500000000000001E-2,{"$f":"IF(predpokladana_vyska_SU=0,0,IF(L43=0,PMT(out_SU_urokova_sadzba/12,43,-out_SU_vyska_uveru,0,1)/predpokladana_vyska_SU,L43*vyska_uveru/predpokladana_vyska_SU))","v":0},{"$f":"IF(AND(dosporovanie=0,PMT(out_SU_urokova_sadzba/12,45,-out_SU_vyska_uveru,0,1)>splatka_MU),0,(splatka_MU+dosporovanie)/vyska_uveru)","v":{"$error":"#DIV/0!"}},4.65E-2,8.6999999999999994E-2,1,40,"Kredit X.",0.125,0.125,0.125,0.125,0.125,0.125,0.125,0.125,0.125,0.125,0.125,0.125,null,null,null,false,"K10"]
[41,{"$f":"IF(D44=0,\"\",SUM($D$4:D44))","v":""},"Kredit XI.",0,6.4999999999999997E-3,1E-3,0.6,5,21,5.9499999999999997E-2,{"$f":"IF(predpokladana_vyska_SU=0,0,IF(L44=0,PMT(out_SU_urokova_sadzba/12,108,-out_SU_vyska_uveru,0,1)/predpokladana_vyska_SU,L44*vyska_uveru/predpokladana_vyska_SU))","v":0},{"$f":"IF(AND(dosporovanie=0,PMT(out_SU_urokova_sadzba/12,45,-out_SU_vyska_uveru,0,1)>splatka_MU),0,(splatka_MU+dosporovanie)/vyska_uveru)","v":{"$error":"#DIV/0!"}},4.65E-2,8.6999999999999994E-2,1,41,"Kredit XI.",9.35E-2,9.35E-2,9.35E-2,9.35E-2,9.35E-2,9.35E-2,9.35E-2,9.35E-2,9.35E-2,9.35E-2,9.35E-2,9.35E-2,null,null,null,false,"K11"]
[42,{"$f":"IF(D45=0,\"\",SUM($D$4:D45))","v":""},"Kredit IX. fix 3 akcia",0,{"$f":"+IF(OR(K9_rovnaka_splatka=FALSE,ROUND(vyska_uveru*(1-min_NS_percento)*IF(vyska_uveru<8000,0.77%,0.75%)-out_MU_splatka_urokov,2)/vyska_uveru<0.14%),0.14%,(ROUND(vyska_uveru*(1-min_NS_percento)*IF(vyska_uveru<8000,0.77%,0.75%)-out_MU_splatka_urokov,2))/vyska_uveru)","v":{"$error":"#DIV/0!"}},1E-3,0.3,9,21,4.99E-2,{"$f":"IF(OR(K9_rovnaka_splatka=FALSE,predpokladana_vyska_SU=0,L45=0),PMT(out_SU_urokova_sadzba/12,190,-out_SU_vyska_uveru,0,1)/predpokladana_vyska_SU,L45*vyska_uveru/predpokladana_vyska_SU)","v":{"$error":"#DIV/0!"}},{"$f":"IF(dosporovanie=0,0,(splatka_MU+dosporovanie)/vyska_uveru)","v":{"$error":"#DIV/0!"}},6.8000000000000005E-2,0.14699999999999999,1,{"$f":"IF(O45=1,SUM($O$4:O45),\"\")","v":42},"Kredit IX. fix 3 akcia",3.09E-2,3.09E-2,3.09E-2,3.09E-2,3.09E-2,3.09E-2,3.09E-2,3.09E-2,3.09E-2,3.09E-2,3.09E-2,3.09E-2,null,36,null,false,"K9"]
[43,{"$f":"IF(D46=0,\"\",SUM($D$4:D46))","v":""},"ZFP Kombi",0,6.0000000000000001E-3,0,0.5,20.5,21,0.05,8.0000000000000002E-3,null,4.65E-2,8.6999999999999994E-2,1,{"$f":"IF(O46=1,SUM($O$4:O46),\"\")","v":43},"ZFP Kombi",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[44,{"$f":"IF(D47=0,\"\",SUM($D$4:D47))","v":""},"UI.",0,8.0000000000000002E-3,1E-3,0.5,10.5,21,2.9000000000000001E-2,1.6E-2,null,4.65E-2,8.6999999999999994E-2,1,{"$f":"IF(O47=1,SUM($O$4:O47),\"\")","v":44},"UI.",5.2999999999999999E-2,5.2999999999999999E-2,5.2999999999999999E-2,5.2999999999999999E-2,5.2999999999999999E-2,5.2999999999999999E-2,0.99,6.2E-2,5.8000000000000003E-2,5.3999999999999999E-2,5.2999999999999999E-2,5.2999999999999999E-2,null,null,null,false,"U1",null,12]
[45,{"$f":"IF(D48=0,\"\",SUM($D$4:D48))","v":""},"UII.",0,6.4999999999999997E-3,{"$f":"IF(AND(typ_zmluvy=\"MU_E\",YEARFRAC(datum_platnosti_zmluvy_zadany,datum_ziadosti)>=6),0.7%,1%)","v":0.01},0.35,9.5,21,0.04,1.2E-2,null,4.65E-2,8.6999999999999994E-2,1,{"$f":"IF(O48=1,SUM($O$4:O48),\"\")","v":45},"UII.",5.2999999999999999E-2,5.2999999999999999E-2,5.2999999999999999E-2,5.2999999999999999E-2,5.2999999999999999E-2,5.2999999999999999E-2,0.99,6.2E-2,5.8000000000000003E-2,5.3999999999999999E-2,5.2999999999999999E-2,5.2999999999999999E-2,null,null,null,false,"U2",null,13.7]
[46,{"$f":"IF(D49=0,\"\",SUM($D$4:D49))","v":""},"UIII.",0,{"$f":"ts_K11_mmv","v":6.4999999999999997E-3},1E-3,0.2,4.2,21,{"$f":"IF(p_platnost_parametrov=0,5%,5.95%)","v":0.05},{"$f":"IF(predpokladana_vyska_SU=0,0,IF(L49=0,PMT(out_SU_urokova_sadzba/12,(119-trvanie_MU),-out_SU_vyska_uveru,0,1)/predpokladana_vyska_SU,L49*vyska_uveru/predpokladana_vyska_SU))","v":0},{"$f":"IF(AND(dosporovanie=0,PMT(out_SU_urokova_sadzba/12,45,-out_SU_vyska_uveru,0,1)>splatka_MU),0,(splatka_MU+dosporovanie)/vyska_uveru)","v":{"$error":"#DIV/0!"}},4.65E-2,8.6999999999999994E-2,1,41,"UIII.",6.0999999999999999E-2,6.0999999999999999E-2,6.0999999999999999E-2,6.0999999999999999E-2,6.0999999999999999E-2,6.0999999999999999E-2,6.0999999999999999E-2,6.0999999999999999E-2,6.0999999999999999E-2,6.0999999999999999E-2,6.0999999999999999E-2,6.0999999999999999E-2,null,null,null,false,"U3",null,10]
[47,{"$f":"IF(D50=0,\"\",SUM($D$4:D50))","v":""},"UIV.",0,{"$f":"((G50*vyska_uveru-NS_prepocitana+(popl_sprava_SS+popl_rocny_vypis_SS)*10)/(IF(sp_narok=\"áno\",120,120*(100%-2.5%)))/vyska_uveru)","v":{"$error":"#DIV/0!"}},1E-3,0.25,10,21,{"$f":"IF(p_platnost_parametrov=0,5%,5.49%)","v":0.05},{"$f":"PMT(out_SU_urokova_sadzba/12,MIN(130,238-trvanie_MU),-out_SU_vyska_uveru,0,1)/predpokladana_vyska_SU","v":{"$error":"#DIV/0!"}},{"$f":"IF(AND(dosporovanie=0,PMT(out_SU_urokova_sadzba/12,120,-out_SU_vyska_uveru,0,1)>splatka_MU),0,(splatka_MU+dosporovanie)/vyska_uveru)","v":{"$error":"#DIV/0!"}},4.65E-2,8.6999999999999994E-2,1,39,"UIV.",{"$f":"IF(OR(akcia_vybrana=ZNU,akcia_vybrana=NU),5.19%,5.19%)","v":5.1900000000000002E-2},{"$f":"$R50","v":5.1900000000000002E-2},{"$f":"$R50","v":5.1900000000000002E-2},5.1900000000000002E-2,5.1900000000000002E-2,5.1900000000000002E-2,5.1900000000000002E-2,5.1900000000000002E-2,5.1900000000000002E-2,5.1900000000000002E-2,5.1900000000000002E-2,5.1900000000000002E-2,null,null,null,false,{"$f":"IF(akcia_vybrana=ZNU,\"U4_ZNU\",IF(akcia_vybrana=NU,\"U4_NU\",\"U4\"))","v":"U4"},null,20]
[48,{"$f":"IF(D51=0,\"\",SUM($D$4:D51))","v":1},"UV.",1,{"$f":"IF(OR(K9_rovnaka_splatka=FALSE,ROUND(vyska_uveru*(1-min_NS_percento)*IF(vyska_uveru<8000,0.77%,0.77%)-out_MU_splatka_urokov,2)/vyska_uveru<0.17%),0.17%,(ROUND(vyska_uveru*(1-min_NS_percento)*IF(vyska_uveru<8000,0.77%,0.77%)-out_MU_splatka_urokov,2))/vyska_uveru)","v":{"$error":"#DIV/0!"}},1E-3,0.3,9,21,{"$f":"IF(p_platnost_parametrov=0,3.99%,4.99%)","v":3.9900000000000005E-2},{"$f":"MAX((IF(p_platnost_parametrov=0,0.4%,0.52%)*vyska_uveru)/predpokladana_vyska_SU,IF(OR(K9_rovnaka_splatka=FALSE,predpokladana_vyska_SU=0,L51=0),PMT(out_SU_urokova_sadzba/12,IF(p_platnost_parametrov=0,MIN(201,355-trvanie_MU),178),-out_SU_vyska_uveru,0,1)/predpokladana_vyska_SU,L51*vyska_uveru/predpokladana_vyska_SU))","v":{"$error":"#DIV/0!"}},{"$f":"IF(dosporovanie=0,0,(splatka_MU+dosporovanie)/vyska_uveru)","v":{"$error":"#DIV/0!"}},6.8000000000000005E-2,0.14699999999999999,1,{"$f":"IF(O51=1,SUM($O$4:O54),\"\")","v":51},"UV.",{"$f":"IF(fixacia_urokovej_sadzby=\"fix 3\",2%,IF(fixacia_urokovej_sadzby=\"fix 3 akcia\",3.09%,IF(fixacia_urokovej_sadzby=\"fix 1 mes.\",4.14%,IF(fixacia_urokovej_sadzby=\"fix 2 mes.\",4.24%,5.49%))))","v":5.4900000000000004E-2},{"$f":"R51","v":5.4900000000000004E-2},{"$f":"S51","v":5.4900000000000004E-2},5.4900000000000004E-2,5.4900000000000004E-2,5.4900000000000004E-2,5.4900000000000004E-2,5.4900000000000004E-2,5.4900000000000004E-2,5.4900000000000004E-2,5.4900000000000004E-2,5.4900000000000004E-2,null,null,null,false,"U5",null,{"$f":"IF(vyska_uveru>=50000,30,35)","v":35}]
[49,{"$f":"IF(D52=0,\"\",SUM($D$4:D54))","v":2},"UVI.",1,8.0000000000000002E-3,1E-3,0.2,3,21,0.04,0.01,null,4.65E-2,8.6999999999999994E-2,1,null,"UVI.",5.3999999999999999E-2,5.3999999999999999E-2,5.3999999999999999E-2,5.3999999999999999E-2,5.3999999999999999E-2,5.3999999999999999E-2,5.3999999999999999E-2,5.3999999999999999E-2,5.3999999999999999E-2,5.3999999999999999E-2,5.3999999999999999E-2,5.3999999999999999E-2,null,null,null,null,"U6"]
[50,{"$f":"IF(D53=0,\"\",SUM($D$4:D53))","v":""},"Profit Mini, Maxi",0,6.0000000000000001E-3,1.2999999999999999E-2,0.5,18,21,4.9000000000000002E-2,1.2E-2,null,4.65E-2,8.6999999999999994E-2,1,null,"Profit Mini, Maxi",6.3899999999999998E-2,6.1899999999999997E-2,5.9900000000000002E-2,5.79E-2,5.5899999999999998E-2,5.5899999999999998E-2,0.99,7.3899999999999993E-2,6.9900000000000004E-2,6.59E-2,6.1899999999999997E-2,6.1899999999999997E-2,null,null,null,false,null,null,8.5]
[51,{"$f":"IF(D54=0,\"\",SUM($D$4:D54))","v":""},"Profit Maxi Plus",0,4.0000000000000001E-3,1.2999999999999999E-2,0.5,18,18,4.9000000000000002E-2,8.0000000000000002E-3,null,4.65E-2,8.6999999999999994E-2,1,null,"Profit Maxi Plus",6.3899999999999998E-2,6.1899999999999997E-2,5.9900000000000002E-2,5.79E-2,5.5899999999999998E-2,5.5899999999999998E-2,0.99,7.3899999999999993E-2,6.9900000000000004E-2,6.59E-2,6.1899999999999997E-2,6.1899999999999997E-2,null,null,null,false]
[52,{"$f":"IF(D55=0,\"\",SUM($D$4:D55))","v":3},"HypoEXTRA",1,{"$f":"(G55*vyska_uveru)/(ROUNDUP(85-IF(narok_na_SP=\"nie\",3,0)-(35000/vyska_uveru),0))/vyska_uveru","v":{"$error":"#DIV/0!"}},1E-3,0.35,2,21,4.5900000000000003E-2,{"$f":"IF(podmienka_akcia_UV_HE,0.0106,(L55*vyska_uveru)/predpokladana_vyska_SU)","v":{"$error":"#DIV/0!"}},{"$f":"(vklad_SS+splatka_MU)/vyska_uveru","v":{"$error":"#DIV/0!"}},4.65E-2,8.6999999999999994E-2,1,{"$f":"IF(O55=1,SUM($O$4:O55),\"\")","v":52},{"$f":"IF(O55=1,C55,\"\")","v":"HypoEXTRA"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,"HE",null,15]
[53,{"$f":"IF(D56=0,\"\",SUM($D$4:D56))","v":4},"REKO úver",1,{"$f":"(G56/splatnost_RK_MU)*(1+F56)+p_koef_MMV_var/10000","v":{"$error":"#N/A"}},1E-3,{"$f":"p_koef_NS_fix*(1+p_koef_NS_var)","v":0.66718079934764052},7,21,0.05,{"$f":"IF(predpokladana_vyska_SU=0,0,IF(L56=0,PMT(out_SU_urokova_sadzba/12,IF(typ_zmluvy=\"SU\",splatnost_RK_SU-1,(splatnost_RK_MU-trvanie_MU)),-out_SU_vyska_uveru,0,1)/predpokladana_vyska_SU,L56*vyska_uveru/predpokladana_vyska_SU))","v":0},{"$f":"IF(AND(dosporovanie=0,PMT(out_SU_urokova_sadzba/12,splatnost_RK_SU,-out_SU_vyska_uveru,0,1)>splatka_MU),0,(splatka_MU+IF(iny_mesacny_vklad=\"\",dosporovanie,min_vklad_suma))/vyska_uveru)","v":{"$error":"#N/A"}},4.65E-2,8.6999999999999994E-2,1,{"$f":"IF(O56=1,SUM($O$4:O56),\"\")","v":53},{"$f":"IF(O56=1,C56,\"\")","v":"REKO úver"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false,"RK",null,15]
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[null,null,"Kredit VIII. do 14.11.2012",0,{"$f":"IF(OR(AND(vyska_uveru<3400,narok_na_SP<>\"áno\"),vyska_uveru=1500),0.72%,0.66%)","v":7.1999999999999998E-3},1E-3,0.5,19,21,5.4899999999999997E-2,{"$f":"IF(predpokladana_vyska_SU=0,0,IF(L42=0,PMT(out_SU_urokova_sadzba/12,45,-out_SU_vyska_uveru,0,1)/predpokladana_vyska_SU,L42*vyska_uveru/predpokladana_vyska_SU))","v":0},{"$f":"IF(AND(dosporovanie=0,PMT(out_SU_urokova_sadzba/12,45,-out_SU_vyska_uveru,0,1)>splatka_MU),0,(splatka_MU+dosporovanie)/vyska_uveru)","v":{"$error":"#DIV/0!"}},4.65E-2,8.6999999999999994E-2,1,39,{"$f":"IF(O42=1,C42,\"\")","v":"Kredit VIII."},{"$f":"IF(akcia_vybrana=ZNU,7.57%,7.17%)","v":7.17E-2},{"$f":"$R$60","v":7.17E-2},{"$f":"$R$60","v":7.17E-2},7.17E-2,7.17E-2,7.17E-2,7.17E-2,7.17E-2,7.17E-2,7.17E-2,7.17E-2,{"$f":"$R$60","v":7.17E-2},null,null,null,false]
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[41227]
[null,null,"p_platnost_parametrov"]
[null,0,"aktuálne platné"]
[null,1,"platnosť do 31.7.2012"]
[null,2,"platnosť od 1.8.2012 do 14.11.2012"]
[null,3,"platnosť do 30.6.2016_U5"]

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["JE52911","Tarbajová Nikola",-2]
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["JD54714","Gašparíková Mária",-2]
["JA05979","Imrichová Marika",-2]
["JA05976","Kostúriková Mária",-2]
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["JA06729","Švecová Viera",-2]
["JA05967","Tóthová Magdaléna",-2]
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["JD75914","Vojtašová Katarína",-2]
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[null,null,null,"Požiadavka na ISEZ",{"$f":"IF(tpSL_clearprint,FALSE,tp_II_ISEZx)","v":false},false,""]
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[null,null,null,"Výnimka vek",{"$f":"IF(tpSL_clearprint,FALSE,p_vynimka_vek)","v":false},null,""]
[null,null,null,"žiadosť o úver",{"$f":"IF(tpSL_clearprint,FALSE,OR(tp_MMU,tp_MU,tp_SU))","v":true}]
[null,null,null,"mimoriadny medziúver",{"$f":"IF(tpSL_clearprint,FALSE,IF((aktualna_NS+vyska_uveru*podiel_poc_vkladu_zvoleny+iny_poc_vklad)<min_NS_suma,TRUE,FALSE))","v":false}]
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[null,null,null,"nehnuteľnosť",{"$f":"IF(tpSL_clearprint,FALSE,IF(zabezpecenie_final=zab_nehn,TRUE,FALSE))","v":false}]
[null,null,null,"bez zabezpečenia - 2 účastníci",{"$f":"IF(tpSL_clearprint,FALSE,IF(zabezpecenie_final=zab_bez_2ucast,TRUE,FALSE))","v":false}]
[null,null,null,"Kombinácia 2 zmlúv",{"$f":"OR(zmluva_1,zmluva_2,ziadost_kombinacia=ano)","v":false}]
[null,null,null,"Zelená zóna",{"$f":"IF(tpSL_clearprint,FALSE,p_zelena_zona)","v":false}]
[null,null,null,"KPP - Západ",{"$f":"IF(teritorium=D23,TRUE,FALSE)","v":false}]
[null,null,null,"KPP",false]
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["u1",{"$f":"FALSE","v":false},"(mimoriadny) medziúver",false,null,{"$error":"#DIV/0!"},null,true,null,true,null,true,null,true,{"$error":"#DIV/0!"},{"$f":"zab_nehn","v":"nehnuteľnosť"},4.4999999999999998E-2,"U1_N_0%MNS"]
["u2",{"$f":"ts_U2","v":false},"(mimoriadny) medziúver",false,0.35,{"$error":"#DIV/0!"},5,false,17000,{"$f":"OR(I22=0,vyska_uveru_zabezpecenie<=I22)","v":true},null,true,null,{"$f":"OR(akcia_vybrana=M22,M22=\"\")","v":true},{"$error":"#DIV/0!"},{"$f":"zab_bez","v":"bez zabezpečenia"},4.4999999999999998E-2,"U2_BZ_NSPCS_HCod5"]
["u2",{"$f":"ts_U2","v":false},"(mimoriadny) medziúver",false,0.35,{"$error":"#DIV/0!"},5,false,25000,true,null,true,null,true,{"$error":"#DIV/0!"},{"$f":"zab_bez_2ucast","v":"bez zabezpečenia - 2 účastníci"},4.4999999999999998E-2,"U2_1R_NSPCS_HC>5"]
["u2",{"$f":"ts_U2","v":false},"(mimoriadny) medziúver",false,0.35,{"$error":"#DIV/0!"},null,true,10000,true,null,true,null,true,{"$error":"#DIV/0!"},{"$f":"zab_bez_2ucast","v":"bez zabezpečenia - 2 účastníci"},4.4999999999999998E-2,"U2_1R_NSPCS"]
["u2",{"$f":"ts_U2","v":false},"(mimoriadny) medziúver",false,0.2,{"$error":"#DIV/0!"},null,true,5000,true,null,true,null,true,{"$error":"#DIV/0!"},{"$f":"zab_bez_2ucast","v":"bez zabezpečenia - 2 účastníci"},4.4999999999999998E-2,"U2_1R_20%MNS"]
["u2",{"$f":"ts_U2","v":false},"(mimoriadny) medziúver",false,0.1,{"$error":"#DIV/0!"},null,true,5000,true,null,true,null,true,{"$error":"#DIV/0!"},{"$f":"zab_bez_2ucast","v":"bez zabezpečenia - 2 účastníci"},4.4999999999999998E-2,"U2_1R_10%MNS"]
["u2",{"$f":"FALSE","v":false},"(mimoriadny) medziúver",false,null,{"$error":"#DIV/0!"},null,true,null,{"$f":"OR(I27=0,vyska_uveru_zabezpecenie<=I27)","v":true},null,true,null,true,{"$error":"#DIV/0!"},{"$f":"zab_nehn","v":"nehnuteľnosť"},4.4999999999999998E-2,"U2_N_0%MNS"]
["u3",{"$f":"ts_U3","v":false},"(mimoriadny) medziúver",false,null,{"$error":"#DIV/0!"},null,true,17000,true,null,true,null,true,{"$error":"#DIV/0!"},{"$f":"zab_bez","v":"bez zabezpečenia"},4.99E-2,"U3_BZ"]
["u3",{"$f":"ts_U3","v":false},"(mimoriadny) medziúver",false,null,{"$error":"#DIV/0!"},null,true,null,true,null,true,null,true,{"$error":"#DIV/0!"},{"$f":"zab_bez_2ucast","v":"bez zabezpečenia - 2 účastníci"},4.99E-2,"U3_BZ"]
["u4",{"$f":"ts_U4","v":false},"(mimoriadny) medziúver",false,null,{"$error":"#DIV/0!"},null,true,17000,{"$f":"OR(I30=0,vyska_uveru_zabezpecenie<=I30)","v":true},null,{"$f":"fixacia_urokovej_sadzby=K30","v":true},"ZNÚ;POHODA",{"$f":"OR(akcia_vybrana=M30,M30=\"\")","v":false},{"$error":"#DIV/0!"},{"$f":"zab_bez","v":"bez zabezpečenia"},4.99E-2,"U4_ZNU_BZ"]
["u4",false,"(mimoriadny) medziúver",false,null,{"$error":"#DIV/0!"},null,true,null,{"$f":"OR(I31=0,vyska_uveru_zabezpecenie<=I31)","v":true},null,{"$f":"fixacia_urokovej_sadzby=K31","v":true},"ZNÚ;POHODA",{"$f":"OR(akcia_vybrana=M31,M31=\"\")","v":false},{"$error":"#DIV/0!"},{"$f":"zab_bez_2ucast","v":"bez zabezpečenia - 2 účastníci"},4.99E-2,"U4_ZNU_BZ"]
["u4",false,"(mimoriadny) medziúver",false,null,{"$error":"#DIV/0!"},null,true,17000,{"$f":"OR(I32=0,vyska_uveru_zabezpecenie<=I32)","v":true},null,{"$f":"fixacia_urokovej_sadzby=K32","v":true},"Následný úver;ZTS",{"$f":"OR(akcia_vybrana=M32,M32=\"\")","v":false},{"$error":"#DIV/0!"},{"$f":"zab_bez","v":"bez zabezpečenia"},4.99E-2,"U4_NU_BZ"]
["u4",false,"(mimoriadny) medziúver",false,null,{"$error":"#DIV/0!"},null,true,null,{"$f":"OR(I33=0,vyska_uveru_zabezpecenie<=I33)","v":true},null,{"$f":"fixacia_urokovej_sadzby=K33","v":true},"Následný úver;ZTS",{"$f":"OR(akcia_vybrana=M33,M33=\"\")","v":false},{"$error":"#DIV/0!"},{"$f":"zab_bez_2ucast","v":"bez zabezpečenia - 2 účastníci"},4.99E-2,"U4_NU_BZ"]
["u4",false,"(mimoriadny) medziúver",false,null,{"$error":"#DIV/0!"},null,true,17000,true,null,true,null,true,{"$error":"#DIV/0!"},{"$f":"zab_bez","v":"bez zabezpečenia"},4.99E-2,"U4_BZ"]
["u4",false,"(mimoriadny) medziúver",false,null,{"$error":"#DIV/0!"},null,true,null,{"$f":"OR(I35=0,vyska_uveru_zabezpecenie<=I35)","v":true},null,true,null,{"$f":"OR(akcia_vybrana=M35,M35=\"\")","v":true},{"$error":"#DIV/0!"},{"$f":"zab_bez_2ucast","v":"bez zabezpečenia - 2 účastníci"},4.99E-2,"U4_BZ"]
["u6",{"$f":"ts_U6","v":false},"(mimoriadny) medziúver",false,0.1,{"$error":"#DIV/0!"},2,false,20000,{"$f":"OR(I36=0,vyska_uveru_zabezpecenie<=I36)","v":true},null,true,null,{"$f":"OR(akcia_vybrana=M36,M36=\"\")","v":true},{"$error":"#DIV/0!"},{"$f":"zab_bez","v":"bez zabezpečenia"},5.0500000000000003E-2,"U6_BZ"]
["u6",{"$f":"ts_U6","v":false},"(mimoriadny) medziúver",false,0.1,{"$error":"#DIV/0!"},2,false,35000,{"$f":"OR(I37=0,vyska_uveru_zabezpecenie<=I37)","v":true},null,true,null,{"$f":"OR(akcia_vybrana=M37,M37=\"\")","v":true},{"$error":"#DIV/0!"},{"$f":"zab_bez_2ucast","v":"bez zabezpečenia - 2 účastníci"},5.0500000000000003E-2,"U6_BZ"]
["u5",{"$f":"ts_U5","v":false},"(mimoriadny) medziúver",false,null,{"$error":"#DIV/0!"},null,true,null,{"$f":"OR(I38=0,vyska_uveru_zabezpecenie<=I38)","v":true},"fix 3",false,null,{"$f":"OR(akcia_vybrana=M38,M38=\"\")","v":true},{"$error":"#DIV/0!"},{"$f":"zab_nehn","v":"nehnuteľnosť"},1.6899999999999998E-2,"U5_N_0%MNS"]
["u5",{"$f":"ts_U5","v":false},"(mimoriadny) medziúver",{"$f":"druh_uveru_vybrany=C39","v":false},null,{"$error":"#DIV/0!"},null,true,null,{"$f":"OR(I39=0,vyska_uveru_zabezpecenie<=I39)","v":true},"fix 5",{"$f":"fixacia_urokovej_sadzby=K39","v":false},null,{"$f":"OR(akcia_vybrana=M39,M39=\"\")","v":true},{"$f":"AND(B39,F39,H39,J39,L39,N39)","v":{"$error":"#DIV/0!"}},{"$f":"zab_nehn","v":"nehnuteľnosť"},1.8499999999999999E-2,"U5_N_0%MNS"]
["u5",{"$f":"ts_U5","v":false},"(mimoriadny) medziúver",false,null,{"$error":"#DIV/0!"},null,true,null,true,null,true,null,true,{"$error":"#DIV/0!"},{"$f":"zab_nehn","v":"nehnuteľnosť"},3.49E-2,"U5_N_0%MNS"]
["he",{"$f":"ts_he","v":false},{"$f":"MU","v":"(mimoriadny) medziúver"},false,null,{"$error":"#DIV/0!"},null,true,20000,true,null,true,null,true,{"$error":"#DIV/0!"},{"$f":"zab_bez","v":"bez zabezpečenia"},3.49E-2,"HE_BZ"]
["he",{"$f":"ts_he","v":false},"(mimoriadny) medziúver",{"$f":"druh_uveru_vybrany=C42","v":false},null,{"$error":"#DIV/0!"},null,true,35000,{"$f":"OR(I42=0,vyska_uveru_zabezpecenie<=I42)","v":true},null,{"$f":"fixacia_urokovej_sadzby=K42","v":true},null,{"$f":"OR(akcia_vybrana=M42,M42=\"\")","v":true},{"$f":"AND(B42,F42,H42,J42,L42,N42)","v":{"$error":"#DIV/0!"}},{"$f":"zab_bez_2ucast","v":"bez zabezpečenia - 2 účastníci"},3.49E-2,"HE_BZ"]
["rk",{"$f":"ts_rk","v":false},"(mimoriadny) medziúver",false,null,{"$f":"NS_prepocitana/vyska_uveru>=E43","v":{"$error":"#DIV/0!"}},null,{"$f":"HC_prepocitane>=G43","v":true},20000,true,"fix 3",false,null,true,{"$error":"#DIV/0!"},{"$f":"zab_bez","v":"bez zabezpečenia"},4.9500000000000002E-2,"RK_BZ"]
["rk",{"$f":"ts_rk","v":false},"(mimoriadny) medziúver",false,null,{"$error":"#DIV/0!"},null,true,35000,true,"fix 3",false,null,true,{"$error":"#DIV/0!"},{"$f":"zab_bez_2ucast","v":"bez zabezpečenia - 2 účastníci"},4.9500000000000002E-2,"RK_BZ"]
["he_plus",{"$f":"ts_HEplus","v":false},"(mimoriadny) medziúver",false,null,{"$f":"NS_prepocitana/vyska_uveru>=E45","v":{"$error":"#DIV/0!"}},null,{"$f":"HC_prepocitane>=G45","v":true},20000,true,"fix 3",false,null,true,{"$error":"#DIV/0!"},{"$f":"zab_bez","v":"bez zabezpečenia"},5.5899999999999998E-2,"HEplus_BZ"]
["he_plus",{"$f":"ts_HEplus","v":false},"(mimoriadny) medziúver",false,null,{"$f":"NS_prepocitana/vyska_uveru>=E46","v":{"$error":"#DIV/0!"}},null,{"$f":"HC_prepocitane>=G46","v":true},35000,true,"fix 3",false,null,true,{"$error":"#DIV/0!"},{"$f":"zab_bez_2ucast","v":"bez zabezpečenia - 2 účastníci"},5.5899999999999998E-2,"HEplus_BZ"]
["UpV",{"$f":"ts_upv","v":false},"(mimoriadny) medziúver",false,null,{"$f":"NS_prepocitana/vyska_uveru>=E47","v":{"$error":"#DIV/0!"}},null,{"$f":"HC_prepocitane>=G47","v":true},20000,true,null,true,null,true,{"$error":"#DIV/0!"},{"$f":"zab_bez","v":"bez zabezpečenia"},5.0500000000000003E-2,"UpV_BZ"]
["UpV",{"$f":"ts_upv","v":false},"(mimoriadny) medziúver",false,null,{"$f":"NS_prepocitana/vyska_uveru>=E48","v":{"$error":"#DIV/0!"}},null,{"$f":"HC_prepocitane>=G48","v":true},35000,true,null,true,null,true,{"$error":"#DIV/0!"},{"$f":"zab_bez_2ucast","v":"bez zabezpečenia - 2 účastníci"},5.0500000000000003E-2,"UpV_BZ"]
[null,null,null,null,null,null,null,null,null,null,null,"Zabezpečenie MÚ",null,{"$f":"IF(ISERROR(VLOOKUP(TRUE,O16:P48,2,0)),chyba,VLOOKUP(TRUE,O16:P48,2,0))","v":"CHYBA!"},{"$f":"IF(ISERROR(VLOOKUP(TRUE,O4:Q48,3,0)),chyba,VLOOKUP(TRUE,O4:Q48,3,0))","v":"CHYBA!"},null,null,{"$f":"IF(ISERROR(VLOOKUP(TRUE,O4:R48,4,0)),chyba,VLOOKUP(TRUE,O4:R48,4,0))","v":"CHYBA!"}]
[null,null,null,null,null,null,null,null,null,null,null,"Zabezpečenie SÚ",null,{"$f":"IF(ISERROR(VLOOKUP(TRUE,O4:P15,2,0)),chyba,VLOOKUP(TRUE,O4:P15,2,0))","v":"CHYBA!"}]
[null,null,null,null,null,null,null,null,null,null,null,"Zabezpečenie FINAL",null,{"$f":"IF(ISERROR(VLOOKUP(TRUE,O4:P48,2,0)),chyba,VLOOKUP(TRUE,O4:P48,2,0))","v":"CHYBA!"}]

{"sheet":"import","index":33,"n_rows":0,"n_cols":0,"rows_kept":0,"cut":false,"hidden":true,"merged":[]}

{"sheet":"versions","index":34,"n_rows":150,"n_cols":5,"rows_kept":150,"cut":false,"hidden":true,"merged":[]}
["release version","release date","scoring version","description",{"$f":"COUNTA(A:A)","v":150}]
["20.0",40674,null,"XML export/import, tlačidlo \"Save\""]
["20.1",40681,null,"akcia BONUS PROGRAM OBNOVA pre KREDITy, zmena RPMN"]
["20.2",40695,null,"ZNU a BPO 6,39% -> 6,89%"]
["20.3",40696,null,"oprava chyby, list uver - zakryte riadky (87:94)"]
["20.4",40702,null,"BPO->bez zabezpečenia pre MÚ"]
["20.5",40704,null,"List START"]
["20.6",40751,null,"akcia \"Zmena typu sporenia ZDARMA\""]
["20.7",40756,null,"Zľavy a prirážky (ZaP), START OFF"]
["20.8",40766,null,"Sprievodný list"]
["20.9",40771,null,"Sprievodný list - úpravy"]
["21.0",40778,null,"TS FIX len na 70% a 85%, 3,9->4,29"]
["21.1",40795,null,"Export XML - výstup všetkých polí?"]
["21.2",40837,null,"Návrh na udelenie výnimky"]
["21.3",40840,null,"Hláška: Iný mesačný vklad -> ak trvanie MU=0 & Kredit VI."]
["21.4",40878,null,"RPMN + oprava chýb"]
["21.5",40892,null,"Kredit IX. + Kredit VIII."]
["21.6",40909,null,"Start - K8+K9"]
["21.7",40909,null,"!! + Poistenie domácnosti"]
["21.8",40909,null,"Kredit VIII. max. CS 10.000 Eur"]
["21.9",40912,null,"Kredit VIII. HC=19"]
["22.0",40938,null,"KPP V-Z, ina_splatka_SU -> blok (K1-K6), preplatenosť"]
["22.1",40940,null,"RPMN, otváranie z disku R:"]
["22.2",40948,null,"uver, SU -> výška úveru/cieľová suma"]
["22.3",40952,null,"ina_splatka_SU len pre MU, SU nie"]
["22.4",40960,null,"ina_splatka_SU vzdy pre UU"]
["22.5",40966,null,"uver - Tlač \"FALSE\", oprava chyby"]
["22.6",41009,null,"Kredit IX. (zmena úrokových sadzieb a ZaP)"]
["22.7",41009,null,"Scoring-ové polia (XML+kontrola povinných scoringových polí)"]
["22.8","nikdy",null,"Scoring"]
["22.9",41105,null,"Scoring, XML, kontrola, overovanie, povinné polia"]
["23.0",41122,null,"Kutil+Prestavba"]
["23.1",41136,null,"Overenie OsOVkB."]
["23.2",41149,null,"Export XML - windows-1250, \"&amp;\", IČO pristupiteľ, ručiteľ 1 a 2"]
["23.3",41157,null,"Export XML -> SU, pole uver_CS, diera po importe XML dovolilo tlačiť bez prepočtu"]
["23.4",41183,null,"ZaP -> SÚ -> zap_us_MU=0 (nie \"\")"]
["23.5",41193,null,"Kredit VIII. do 25000 Eur + hláška 17000-25000 na pristupiteľa"]
["23.6",41214,null,"ZNU iba K8 -> 7,57%, Akcia – zmena typu sporenia (okrem K1 a K10)"]
["23.7",41220,null,"K10 - #NEDOSTUPNÝ, plan_sporenie->pravidelný vklad (...;E25<>0;...)"]
["23.8",41228,null,"Overenie príjmu, Následný úver, Scoring, Nové polia"]
["23.9",41244,null,"!!;vyhlasenia-poistenie A+B;START K8 17-25.000"]
["23.91",41246,null,"Finančné hodnotenia - dôchodca (oprava chyby)"]
["23.92",41249,null,"SU (K9 ...) splatka=15! - chyba"]
["24.0",41320,null,"zabezpečenie=FALSE, export-D4 (dátum), RPMN, prirážky, regióny, banky"]
["24.1",41360,null,"prirážky na scoring, kvartálny poplatok"]
["24.2",41372,null,"K9 rovnaká splátka"]
["24.3",41409,null,"RPMN, príjem zo SR"]
["24.4",41431,null,"Príloha 3, poplatky, cenové kategórie, ŠP 11.5%"]
["24.5",41456,null,"Úverová história, Následný úver;ZTS, splatenie úveru mimo ČSOB SP"]
["24.6",41456,null,"Prefix u_ -> u"]
["24.7",41457,null,"K9 fix 3 akcia vs. K11 !!!, K8 + akcia POHODA-NEROZDEĽOVAŤ -> UV história"]
["24.8",41501,null,"uverova_historia: -5 -> -6, zabezpcenie_final do exportu"]
["24.9",41562,null,"Sprievodný list"]
["25.0",41593,null,"RPMN"]
["26.0",41640,null,"Dokumenty"]
["26.1",41668,null,"ref_urokova_sadzba - 4.2% - error pri importe XML"]
["26.2",41685,null,"RPMN, FAQ,..."]
["26.3",41698,null,"K8, úverová história, prirážka - chyba"]
["26.4",41730]
["26.5",41774]
["26.6",41866]
["26.61",41863,null,"fixacia_urokovej_sadzby (int -> string)"]
["26.62",41864,null,"fixacia_urokovej_sadzby (int -> string)"]
["26.63",41866,null,"ts_K11_mmv -> ts_U3_mmv - import prepisoval vzorec hodnotou!!!"]
["26.7",41891,null,"sadzby a prirážky"]
["26.8",41958,null,"Chýbajúce polia do exportu, rozdelenie objektov - vyhlasenia, suhlasy, nová tlač"]
["26.81",41967,null,"Chyba vo vyhláseniach - netlačilo posledné riadky"]
["26.9",42004,null,"objekt_uveru, legislatívne zmeny"]
["26.91",42009,null,"chyba vo vyhláseniach - zobrazovalo vlastníka 1-4, skrývať hárok objekt úveru"]
["27.0",42050,null,"Účely poskytnutia úveru - viacnásobný výber."]
["27.1",42078,null,"Akcia úver pre existujúceho klienta"]
["27.11",42080,null,"chyb.hláš.: Príjem podn. v SR 3MV A+B -> + podm. prijem_podnikanie_vSR3MV<>\"\""]
["27.2",42139,null,"RPMN, ZZM, Aktualizácia vyhlásení, zmena formy zabezpečenia, akcia U4+U5"]
["27.21",42142,null,"Chyba: Prémiový úver do 25000 (bez zabezpečenia, NIE nehnuteľnosť!!!)"]
["27.22",42144,null,"Chyba: Akcia MU_SU -> FALSE"]
["27.23",42150,null,"Chyba: SU -> zabezpečenie MU - kontrola"]
["27.3",42200]
["27.4",42231,null,"RPMN, U3 celkove hodnotenie, min.vydavky na domacnost"]
["27.41",42242]
["27.5",42278]
["27.6",42309]
["27.61",42313]
["27.7",42370]
["27.71",42376]
["27.8",42415,"1.0","U6"]
["27.81",42415,"1.0","nehnutelnost=zab_nehn"]
["27.82",42415,"1.0","funOverenie_07 + dokl_prijem_90_zlava_ZS"]
["27.9",42447,"1.0","účely, ISIS, amortizačka, + + +"]
["27.91",42450,"1.0","AT MU, SU, úverový register, chyba: AT fix hodnota dní"]
["27.92",42451,"1.0","spotrebiteľský účel - export XML"]
["27.93",42484,"1.0","export XML - objekt úveru"]
["27.94",42459,"1.0","import XML - nehnutelnost, nešpecifikovaná nehnuteľnosť - objekt úveru"]
["28.0",42505,"1.0"]
["28.1",42552,"1.0"]
["28.2",42566,"1.0","Spustenie akcie ZlavaU3_2% od 15.7.2016"]
["28.3",42597,"1.0","RPMN, zmeny provízie, urokove sadzby MU, U3, U4, refix 3, príjmy pri zjed. Splat."]
["28.4.",42644,"2.0","Novy scoring; prirazky; cislo - supisne, bytu; ch.h.; uloha 4977"]
["28.5.",42667,"2.0","Suhlas osobne udaje"]
["28.6.",42689,"2.0","RPMN, kontrola pocet deti, kontrola platneho mailu po importe a pri zadani, zolik nova logika, zjed. splat. akcia"]
["28.7.",42737,"2.0","evidencia IT 5145"]
["28.8.",42781,"2.0","EVIDENCIA IT 5238"]
["28.9",42795,"2.0","Evidencia IT 5315, opatrenie NBS"]
["29.0",42814,"2.1","hypoextra, poplatok za vedeni uctu"]
["29.01",42814,"2.1","patch_1 kvoli chybe zadaj pole u5/hypoextra"]
["29.02",42821,"2.1","patch_2 kvoli NS_prepocitana2+3"]
["29.03",42821,"2.1","patch 3 = patch 2 aj pre SU"]
["29.04",42821,"2.1","patch 4 = zmeny export + chyb_hlas pre UV. + HypoExtra Skoring D,E"]
["29.1",42856,"2.1","oprava poplatkov + pole vypis, novy ESIS formular, odstranenie zolik/joker"]
["29.11",42856,"2.1","uprava u5+HE skoring D, "]
["29.12",42856,"2.1","hlaska + vynimka hypoExtra+u5 pre nef.hod. D,E; 80% zabezp;celk hod pre hypoExtra+u5"]
["29.2",42870,"2.1","RPMN, Univerzalna zlava, mapovanie DTI (zatial nenasadene), rusenie akcii pre U5"]
["29.3",42887,"2.1","uloha 5588; verzia centrala_1 - prirazka za UV REG pre HypoEXTRA=0"]
["29.4",42901,"2.1","evidencia IT - 5644; centrala_1 data do ESIS kvoli hypoextra, obsku + pozn+text"]
["29.5",42917,"2.1","zmena sidla, DTI"]
["29.6",42948,"2.1","zmena sidla banky, chybove hlasky, kontroly okres+ kraj+obec, dat.nar. objekt uveru"]
["29.7",42962,"2.1","RPMN, refix, odstranenie udajov o vlastnikoch objekt uveru, kontrola rizikova oblast"]
["29.71",42962,"2.1","oprava refix, zablokovany export a tlac ak je nevyhovujuce celk hodnotenie/error/ 'N/A'"]
["29.72",42962,"2.1","oprava pre centralu poznamky a text overenie_protokol"]
["29.73",42962,"2.1","oprava kontrola rizikova oblast"]
["29.8",43054,"2.2","REKO uver; zrusenie U1,U2,U3,U4; zmena cutoff a prirazok; LTI; nove tlaciva _2_tlac;risk band;doplnenie zostatku k vydavkom"]
["29.81",43054,"2.2","patch_1 - zamknute pole vztah pristupitela k ziadatelovi, oprava vzorca \"min_vklad_suma\""]
["29.82",43054,"2.2","patch_2 - centrala_1,2,3 pre siet"]
["29.9",43102,"2.2","ID 6074"]
["29.91",43102,"2.2","ID 6113"]
["30.0",43146,"2.2","ID 6126"]
["30.1",43211,"2.2","ID 6277+6280"]
["30.11",43211,"2.2","oprava 6277+6280"]
["30.12",43211,"2.2"]
["30.2",43235,"2.2","ID 6337 - odstranenie REFIX harku, kryptovanie XML"]
["30.3",43245,"2.2","oprava tlac suhlasov, textacia kvoli osobnym udajom a GDPR"]
["30.4",43282,"2.2","legislativa, ID 6379, export prospect (vyhovuje+nechce)"]
["30.5",43313,"2.2","ID6446, odkladacie podmienky(6379)-zaciatok+predpriprava"]
["30.6",43327,"2.2","ID 6412; mozno odkladacie+schvalovaci protokol"]
["30.7",43344,"2.2","REKO banka; napp; tenory; ..."]
["30.8",43360,"2.2","ID_6543"]
["30.9",43389,"2.3","ID_6577"]
["30.91",43389,"2.3","6602 - chybne indexovanie stlpcov tabulky max tenorov"]
["31.0",43419,"2.3","ID_6568 - sepkar, RPMN, kurzy CM,"]
["31.1",43437,"2.3","ID_6634 - hypoextra plus"]
["31.2",43466,"2.3","ID 6685 - zmena ŠP"]
["31.3",43511,"2.3","ID 6758,6840"]
["31.4",43595,"2.3","ID 6921"]
["31.5",43631,"2.3","ID 6980"]
["31.6",43647,"2.3","ID 7008"]
["31.7",43661,"2.3","ID 7038"]
["31.8",43692,"2.3","ID 7040"]
["31.9",43749,"2.3","ID 7232"]
["32.0",43784,"2.3","ID-7242"]
["32.1",43832,"2.3","ID-7368"]
["32.2",43876,"2.3","ID-7464"]

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[5,1.44,"vyhovuje",1,{"$f":"IF(AND(E$9>=$B16,E$9<$B17),$D16*E$8,\"\")","v":{"$error":"#DIV/0!"}},{"$error":"#DIV/0!"},{"$error":"#DIV/0!"},{"$error":"#DIV/0!"}]
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[]
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["Váha rizika",null,null,null,0,0,0,0]
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[2,0.7,"vyhovuje",1,{"$f":"IF(E20<=B24,D24*E21,0)","v":0}]
[]
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[3,"2 ručitelia","vyhovuje",0.85699999999999998,"","","",""]
[4,"nehnuteľnosť","vyhovuje",1,"","","",""]
[]
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[]
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[{"$f":"IF(C6=1,SUM($C$2:C6),0)","v":0},"2,99 % ročná fixácia",{"$f":"IF(AND(D6<=datum_ziadosti,D6>0,OR(ts_pc_typ_sporenia=10,ts_pc_typ_sporenia=11,ts_pc_typ_sporenia=13)),IF(OR(E6=\"\",E6>=datum_ziadosti),1,0),0)","v":0},40107,40209,null,false]
[{"$f":"IF(C7=1,SUM($C$2:C7),0)","v":0},"Pohoda",{"$f":"IF(AND(D7<datum_ziadosti,D7>0),IF(OR(E7=\"\",E7>datum_ziadosti),1,0),0)","v":0},null,null,null,false]
[{"$f":"IF(C8=1,SUM($C$2:C8),0)","v":0},"Úver pre mladých",{"$f":"IF(AND(D8<datum_ziadosti,D8>0),IF(OR(E8=\"\",E8>datum_ziadosti),1,0),0)","v":0},null,null,null,true]
[{"$f":"IF(C9=1,SUM($C$2:C9),0)","v":0},"Úver s ročnou fixáciou",{"$f":"IF(AND(D9<datum_ziadosti,D9>0),IF(OR(E9=\"\",E9>datum_ziadosti),1,0),0)","v":0},null,null,null,true]
[{"$f":"IF(C10=1,SUM($C$2:C10),0)","v":0},"Úverový prísľub",{"$f":"IF(AND(D10<datum_ziadosti,D10>0),IF(OR(E10=\"\",E10>datum_ziadosti),1,0),0)","v":0},36526,41319,null,false]
[{"$f":"IF(C11=1,SUM($C$2:C11),0)","v":0},"BONUS PROGRAM OBNOVA",{"$f":"IF(AND(D11<=datum_ziadosti,D11>0,ts_pc_typ_sporenia<=6),IF(OR(E11=\"\",E11>=datum_ziadosti),1,0),0)","v":0},40695,41319,null,true]
[{"$f":"IF(C12=1,SUM($C$2:C12),0)","v":0},"VU – POHODA - NEROZDEĽOVAŤ",{"$f":"IF(AND(D12<=datum_ziadosti,D12>0,ts_pc_typ_sporenia=2),IF(OR(E12=\"\",E12>=datum_ziadosti),1,0),0)","v":0},40709,40908,null,true]
[{"$f":"IF(C13=1,SUM($C$2:C13),0)","v":0},"ZTS ZDARMA",{"$f":"IF(AND(D13<=datum_ziadosti,D13>0,OR(AND(typ_zmluvy=\"MU_E\",povodny_typ_sporenia<>\"UVI.\",OR(ts_U6,ts_upv)),AND(typ_zmluvy=\"SU\",OR(ts_U6,ts_upv)))),IF(OR(E13=\"\",E13>=datum_ziadosti),1,0),0)","v":0},42005,42230,null,true]
[{"$f":"IF(C14=1,SUM($C$2:C14),0)","v":2},"Nešpecifikovaná nehnuteľnosť",{"$f":"IF(AND(D14<datum_ziadosti,D14>0),IF(OR(E14=\"\",E14>datum_ziadosti),IF(OR(ts_U4,ts_K10,ts_U3,ts_U6,ts_upv,ts_rk,ts_HEplus),0,1),0),0)","v":1},41091,null,null,false]
[{"$f":"IF(C15=1,SUM($C$2:C15),0)","v":0},"Akcia - zmena typu sporenia",{"$f":"IF(AND(D15<datum_ziadosti,D15>0,ts_pc_typ_sporenia<>1,ts_pc_typ_sporenia<>40,typ_zmluvy=\"MU_E\"),IF(OR(E15=\"\",E15>datum_ziadosti),1,0),0)","v":0},41206,41319,null,false]
[{"$f":"IF(C16=1,SUM($C$2:C16),0)","v":0},"Následný úver;ZTS",{"$f":"IF(AND(D16<=datum_ziadosti,D16>0,OR(ts_U4),typ_zmluvy=\"MU_E\"),IF(OR(E16=\"\",E16>=datum_ziadosti),1,0),0)","v":0},41214,null,null,false]
[{"$f":"IF(C17=1,SUM($C$2:C17),0)","v":0},"Zjednodušené splatenie;POHODA",{"$f":"IF(AND(D17<=datum_ziadosti,D17>0,ts_U5,OR(typ_zmluvy=\"MU_N\",typ_zmluvy=\"MU_E\"),OR(zabezpecenie_nehnutelnostou_vybrane=dokl_do80bez,zabezpecenie_nehnutelnostou_vybrane=dokl_do85bez),OR(ine_ucely_9,ine_ucely_10)),IF(OR(E17=\"\",E17>=datum_ziadosti),1,0),0)","v":0},42005,null,null,false]
[{"$f":"IF(C18=1,SUM($C$2:C18),0)","v":0},"Zjednodušené splatenie U4;POHODA",{"$f":"IF(AND(D18<=datum_ziadosti,D18>0,ts_U4,OR(typ_zmluvy=\"MU_N\",typ_zmluvy=\"MU_E\")),IF(OR(E18=\"\",E18>=datum_ziadosti),1,0),0)","v":0},41365,null,null,false]
[{"$f":"IF(C19=1,SUM($C$2:C19),0)","v":0},"ZTS - 50%",{"$f":"IF(AND(D19<=datum_ziadosti,D19>0,typ_zmluvy=\"MU_E\",ts_pc_typ_sporenia<>1),IF(OR(E19=\"\",E19>=datum_ziadosti),1,0),0)","v":0},41548,41623,null,false]
[{"$f":"IF(C20=1,SUM($C$2:C20),0)","v":0},"Zľava refinancovanie",{"$f":"IF(AND(datum_ziadosti<=E20,ts_U5,COUNTIF(refin_dobauveru_pov,\"áno\")>=1,OR(prijem_verifikacia_ziadatel=ano,prijem_overenieSP=ano),OR(hodnotenie_ziadatel_nef_kod=\"A\",hodnotenie_ziadatel_nef_kod=\"B\",hodnotenie_ziadatel_nef_kod=\"C\"),YEARFRAC(MIN(prac_pomer_od_ziadatel,podn_cinnost_od_ziadatel),TODAY(),1)>=1),1,0)","v":0},42689,42870,null,false]
[{"$f":"IF(C21=1,SUM($C$2:C21),0)","v":{"$error":"#DIV/0!"}},"Prémiový úver;ZTS zdarma",{"$f":"IF(AND(D21<=datum_ziadosti,D21>0,ts_U2,typ_zmluvy=\"MU_E\",vyska_uveru_zabezpecenie<=25000,HC_prepocitane>=2,(aktualna_NS+nepripisane_uroky+iny_poc_vklad+podiel_poc_vkladu_zvoleny_absolutne)/vyska_uveru>=10%,YEARFRAC(datum_platnosti_zmluvy_zadany,TODAY(),1)>3),IF(OR(E21=\"\",E21>=datum_ziadosti),1,0),0)","v":{"$error":"#DIV/0!"}},42005,42277,null,false]
[{"$f":"IF(C22=1,SUM($C$2:C22),0)","v":0},{"$f":"IF(ts_U3,\"U3 - zľava\",\"U4 - zľava\")","v":"U4 - zľava"},{"$f":"IF(AND(D22<=datum_ziadosti,OR(E22>datum_ziadosti,E22=0),OR(ts_U3,ts_U4),OR(typ_zmluvy=\"MU_N\",typ_zmluvy=\"MU_E\")),1,0)","v":0},null,42887,"U3 - v28.2; U4 - v28.4",false]
[{"$f":"IF(C23=1,SUM($C$2:C23),0)","v":0},"U4 - zľava; Zjednodušené splatenie",{"$f":"IF(AND(D23<=datum_ziadosti,OR(E23>datum_ziadosti,E23=0),ts_U4,OR(typ_zmluvy=\"MU_N\",typ_zmluvy=\"MU_E\")),1,0)","v":0},null,42887,"v28.4",false]
[{"$f":"IF(C24=1,SUM($C$2:C24),0)","v":0},"retencia - kontaktné centrum",{"$f":"IF(AND(D24<=datum_ziadosti,OR(E24>datum_ziadosti,E24=0),ts_U5,OR(typ_zmluvy=\"MU_N\",typ_zmluvy=\"MU_E\")),1,0)","v":0},42962,43069,null,true]
[{"$f":"IF(C25=1,SUM($C$2:C25),0)","v":0},"U5 fix 3 akcia",{"$f":"IF(AND(ts_U5,fixacia_urokovej_sadzby=3),1,0)","v":0},null,null,null,false]
[]
[null,"platnosť vybranej akcie"]
[null,{"$f":"IF(akcia_vybrana=\"\",0,VLOOKUP(akcia_vybrana,B2:C25,2,FALSE))","v":0}]
[]
[]
[]
[null,"akcia_vybrana=ZTS_zdarma;akcia_vybrana=SBDK;akcia_vybrana=akcia_zts_zdarma;akcia_vybrana=ZNU"]

{"sheet":"priem_RPMN","index":38,"n_rows":22,"n_cols":7,"rows_kept":22,"cut":false,"hidden":true,"merged":[[1,0,3,1],[4,0,4,1]]}
[]
["Typ spotrebiteľského úveru",null,"od 3 do 6 mesiacov","od 6 do 12 mesiacov","od 1 do 5 rokov","od 5 do 10 rokov","nad 10 rokov"]
[null,null,"Priemerná hodnota","Priemerná hodnota","Priemerná hodnota","Priemerná hodnota","Priemerná hodnota"]
[null,null,"RPMN","RPMN","RPMN","RPMN","RPMN"]
[null,null,1,2,3,4,5]
[1,"Spotrebiteľské úvery so zabezpečením alebo lízing vo výške do 1500 eur vrátane",20,22.72,18.03,12.73,0]
[2,"Spotrebiteľské úvery so zabezpečením alebo lízing vo výške od 1500 do 6500 eur vrátane",0,16.670000000000002,15.29,12.63,0]
[3,"Spotrebiteľské úvery so zabezpečením alebo lízing vo výške viac ako 6500 eur",0,3.58,10.76,10.87,0]
[4,"Ostatné spotrebiteľské úvery neuvedené v r. 1 až 3 vo výške do 1500 eur vrátane",20.2,14.94,15.71,12.5,0]
[5,"Ostatné spotrebiteľské úvery neuvedené v r. 1 až 3 vo výške od 1500 eur do 6500 eur vrátane",13.01,14.09,10.97,10.08,5.78]
[6,"Ostatné spotrebiteľské úvery neuvedené v r. 1 až 3 vo výške viac ako 6500 eur",4.84,8.1199999999999992,8.3699999999999992,7.93,5.22]
[]
[null,null,"MU","SU"]
[null,"Výška úveru",{"$f":"vyska_uveru","v":0},{"$f":"predpokladana_vyska_SU","v":0}]
[null,"Trvanie MU",{"$f":"trvanie_MU","v":3},{"$f":"trvanie_MU","v":3}]
[null,"Trvanie SU",{"$f":"trvanie_SU","v":0},{"$f":"trvanie_SU","v":0}]
[null,"zabezpečenie (posun riadku)",{"$f":"IF(OR(zabezpecenie_final=\"bez zabezpečenia\",zabezpecenie_final=\"bez zabezpečenia - 2 účastníci\"),3,0)","v":0},{"$f":"IF(OR(zabezpecenie_final=\"bez zabezpečenia\",zabezpecenie_final=\"bez zabezpečenia - 2 účastníci\"),3,0)","v":0}]
[null,"riadok",{"$f":"IF(C14<=1500,1,IF(C14<=6500,2,3))+C17","v":1},{"$f":"IF(D14<=1500,1,IF(D14<=6500,2,3))+D17","v":1}]
[null,"stĺpec MU",{"$f":"IF(C15<=6,1,IF(C15<=12,2,IF(C15<=60,3,IF(C15<=120,4,5))))","v":1}]
[null,"stĺpec SU",{"$f":"IF(C16<=6,1,IF(C16<=12,2,IF(C16<=60,3,IF(C16<=120,4,5))))","v":1}]
[null,"Priemerný RPMN MU",{"$f":"VLOOKUP($C$18,RPMN_p_search,$C$19+2,FALSE)/100","v":0.2}]
[null,"Priemerný RPMN SU",{"$f":"VLOOKUP(D18,RPMN_p_search,$C$20+2,FALSE)/100","v":0.2}]

{"sheet":"amort_tab_SU","index":39,"n_rows":228,"n_cols":15,"rows_kept":228,"cut":false,"hidden":true,"merged":[]}
["Amortizačná tabuľka pre STAVEBNÝ ÚVER"]
[]
[null,"Celková zaplatená čiastka",null,null,null,null,{"$f":"SUM(E15:G154)+G7+za_vedenie_uver_SU+za_rocny_vypis_SU","v":51.5}]
[null,"   z toho:","istina",null,null,null,{"$f":"-plan_uver!E18","v":0}]
[null,null,"úroky",null,null,null,{"$f":"SUM(F15:F154)","v":0}]
[null,null,"poplatky za správu úverového účtu",null,null,null,{"$f":"SUM(G15:G154)","v":0}]
[null,null,"poplatok za spracovanie a schválenie úveru *)",null,null,null,{"$f":"za_uzatvorenie_uver","v":49}]
[null,null,"poplatok za uzatvorenie zmluvy o st. sporení *)",null,null,null,{"$f":"za_uzatvorenie_sporenie","v":40}]
[null,null,"RPMN",null,null,null,0.04,null,"Priem RPMN",0.08]
["*) Potrebné stanoviť spôsob rozpočítavania poplatku za uzatvorenie zmluvy o stavebnom sporení ako aj poplatku za spracovanie a schválenie úveru"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(O15:O225)","v":48.840113687020093}]
[null,null,null,null,null,null,{"$f":"SUM(G15:G154)","v":0},null,null,null,null,null,null,null,{"$f":"+IF(AND(druh_uveru_vybrany=SU,vyska_uveru>0,sadzba_SU>0),G4-O11,0)","v":0}]
[null,"Dátum","Zostatok","Splátky SÚ"]
[null,null,"SU","spolu",null,null,null,null,null,null,null,"Dni","Dni kumulat","Cash flow","Diskont Cash flow"]
[null,{"$f":"plan_uver!A19","v":43983},null,{"$f":"VLOOKUP(B15,plan_uver!$A$18:$C$731,2,0)+VLOOKUP(B15,plan_uver!$A$18:$C$731,3,0)","v":0},null,null,null,null,null,null,null,30.416,{"$f":"+L15","v":30.416},{"$f":"D15+G7","v":49},{"$f":"IF(ISERROR(N15/(1+$G$9)^(M15/365)),0,N15/(1+$G$9)^(M15/365))","v":48.840113687020093}]
[null,{"$f":"EDATE(B15,1)","v":44013},null,{"$f":"VLOOKUP(B16,plan_uver!$A$18:$C$731,2,0)+VLOOKUP(B16,plan_uver!$A$18:$C$731,3,0)","v":0},null,null,null,null,null,null,null,30.416,{"$f":"+L16+M15","v":60.832000000000001},{"$f":"+D16","v":0},{"$f":"IF(ISERROR(N16/(1+$G$9)^(M16/365)),0,N16/(1+$G$9)^(M16/365))","v":0}]
[null,{"$f":"EDATE(B16,1)","v":44044},null,{"$f":"VLOOKUP(B17,plan_uver!$A$18:$C$731,2,0)+VLOOKUP(B17,plan_uver!$A$18:$C$731,3,0)","v":0},null,null,null,null,null,null,null,30.416,{"$f":"+L17+M16","v":91.248000000000005},{"$f":"+D17","v":0},0]
[null,44075,null,{"$f":"VLOOKUP(B18,plan_uver!$A$18:$C$731,2,0)+VLOOKUP(B18,plan_uver!$A$18:$C$731,3,0)","v":0},null,null,null,null,null,null,null,30.416,121.664,0,0]
[null,44105,null,{"$f":"VLOOKUP(B19,plan_uver!$A$18:$C$731,2,0)+VLOOKUP(B19,plan_uver!$A$18:$C$731,3,0)","v":0},null,null,null,null,null,null,null,30.416,152.08000000000001,0,0]
[null,44136,null,{"$f":"VLOOKUP(B20,plan_uver!$A$18:$C$731,2,0)+VLOOKUP(B20,plan_uver!$A$18:$C$731,3,0)","v":0},null,null,null,null,null,null,null,30.416,182.49600000000001,0,0]
[null,44166,null,{"$f":"VLOOKUP(B21,plan_uver!$A$18:$C$731,2,0)+VLOOKUP(B21,plan_uver!$A$18:$C$731,3,0)","v":0},null,null,null,null,null,null,null,30.416,212.91200000000001,0,0]
[null,44197,null,{"$f":"VLOOKUP(B22,plan_uver!$A$18:$C$731,2,0)+VLOOKUP(B22,plan_uver!$A$18:$C$731,3,0)","v":0},null,null,null,null,null,null,null,30.416,243.328,0,0]
[null,44228,null,{"$f":"VLOOKUP(B23,plan_uver!$A$18:$C$731,2,0)+VLOOKUP(B23,plan_uver!$A$18:$C$731,3,0)","v":0},null,null,null,null,null,null,null,30.416,273.74400000000003,0,0]
[null,44256,null,{"$f":"VLOOKUP(B24,plan_uver!$A$18:$C$731,2,0)+VLOOKUP(B24,plan_uver!$A$18:$C$731,3,0)","v":0},null,null,null,null,null,null,null,30.416,304.16000000000003,0,0]
[null,44287,null,{"$f":"VLOOKUP(B25,plan_uver!$A$18:$C$731,2,0)+VLOOKUP(B25,plan_uver!$A$18:$C$731,3,0)","v":0},null,null,null,null,null,null,null,30.416,334.57600000000002,0,0]
[null,44317,null,{"$f":"VLOOKUP(B26,plan_uver!$A$18:$C$731,2,0)+VLOOKUP(B26,plan_uver!$A$18:$C$731,3,0)","v":0},null,null,null,null,null,null,null,30.416,364.99200000000002,0,0]
[null,44348,null,{"$f":"VLOOKUP(B27,plan_uver!$A$18:$C$731,2,0)+VLOOKUP(B27,plan_uver!$A$18:$C$731,3,0)","v":0},null,null,null,null,null,null,null,30.416,395.40800000000002,0,0]
[null,44378,null,{"$f":"VLOOKUP(B28,plan_uver!$A$18:$C$731,2,0)+VLOOKUP(B28,plan_uver!$A$18:$C$731,3,0)","v":0},null,null,null,null,null,null,null,30.416,425.82400000000001,0,0]
[null,44409,null,{"$f":"VLOOKUP(B29,plan_uver!$A$18:$C$731,2,0)+VLOOKUP(B29,plan_uver!$A$18:$C$731,3,0)","v":0},null,null,null,null,null,null,null,30.416,456.24,0,0]
[null,44440,null,{"$f":"VLOOKUP(B30,plan_uver!$A$18:$C$731,2,0)+VLOOKUP(B30,plan_uver!$A$18:$C$731,3,0)","v":0},null,null,null,null,null,null,null,30.416,486.65600000000001,0,0]
[null,44470,null,{"$f":"VLOOKUP(B31,plan_uver!$A$18:$C$731,2,0)+VLOOKUP(B31,plan_uver!$A$18:$C$731,3,0)","v":0},null,null,null,null,null,null,null,30.416,517.072,0,0]
[null,44501,null,{"$f":"VLOOKUP(B32,plan_uver!$A$18:$C$731,2,0)+VLOOKUP(B32,plan_uver!$A$18:$C$731,3,0)","v":0},null,null,null,null,null,null,null,30.416,547.48800000000006,0,0]
[null,44531,null,{"$f":"VLOOKUP(B33,plan_uver!$A$18:$C$731,2,0)+VLOOKUP(B33,plan_uver!$A$18:$C$731,3,0)","v":0},null,null,null,null,null,null,null,30.416,577.90400000000011,0,0]
[null,44562,null,{"$f":"VLOOKUP(B34,plan_uver!$A$18:$C$731,2,0)+VLOOKUP(B34,plan_uver!$A$18:$C$731,3,0)","v":0},null,null,null,null,null,null,null,30.416,608.32000000000016,0,0]
[null,44593,null,{"$f":"VLOOKUP(B35,plan_uver!$A$18:$C$731,2,0)+VLOOKUP(B35,plan_uver!$A$18:$C$731,3,0)","v":0},null,null,null,null,null,null,null,30.416,638.73600000000022,0,0]
[null,44621,null,{"$f":"VLOOKUP(B36,plan_uver!$A$18:$C$731,2,0)+VLOOKUP(B36,plan_uver!$A$18:$C$731,3,0)","v":0},null,null,null,null,null,null,null,30.416,669.15200000000027,0,0]
[null,44652,null,{"$f":"VLOOKUP(B37,plan_uver!$A$18:$C$731,2,0)+VLOOKUP(B37,plan_uver!$A$18:$C$731,3,0)","v":0},null,null,null,null,null,null,null,30.416,699.56800000000032,0,0]
[null,44682,null,{"$f":"VLOOKUP(B38,plan_uver!$A$18:$C$731,2,0)+VLOOKUP(B38,plan_uver!$A$18:$C$731,3,0)","v":0},null,null,null,null,null,null,null,30.416,729.98400000000038,0,0]
[null,44713,null,{"$f":"VLOOKUP(B39,plan_uver!$A$18:$C$731,2,0)+VLOOKUP(B39,plan_uver!$A$18:$C$731,3,0)","v":0},null,null,null,null,null,null,null,30.416,760.40000000000043,0,0]
[null,44743,null,{"$f":"VLOOKUP(B40,plan_uver!$A$18:$C$731,2,0)+VLOOKUP(B40,plan_uver!$A$18:$C$731,3,0)","v":0},null,null,null,null,null,null,null,30.416,790.81600000000049,0,0]
[null,44774,null,{"$f":"VLOOKUP(B41,plan_uver!$A$18:$C$731,2,0)+VLOOKUP(B41,plan_uver!$A$18:$C$731,3,0)","v":0},null,null,null,null,null,null,null,30.416,821.23200000000054,0,0]
[null,44805,null,{"$f":"VLOOKUP(B42,plan_uver!$A$18:$C$731,2,0)+VLOOKUP(B42,plan_uver!$A$18:$C$731,3,0)","v":0},null,null,null,null,null,null,null,30.416,851.64800000000059,0,0]
[null,44835,null,{"$f":"VLOOKUP(B43,plan_uver!$A$18:$C$731,2,0)+VLOOKUP(B43,plan_uver!$A$18:$C$731,3,0)","v":0},null,null,null,null,null,null,null,30.416,882.06400000000065,0,0]
[null,44866,null,{"$f":"VLOOKUP(B44,plan_uver!$A$18:$C$731,2,0)+VLOOKUP(B44,plan_uver!$A$18:$C$731,3,0)","v":0},null,null,null,null,null,null,null,30.416,912.4800000000007,0,0]
[null,44896,null,{"$f":"VLOOKUP(B45,plan_uver!$A$18:$C$731,2,0)+VLOOKUP(B45,plan_uver!$A$18:$C$731,3,0)","v":0},null,null,null,null,null,null,null,30.416,942.89600000000075,0,0]
[null,44927,null,{"$f":"VLOOKUP(B46,plan_uver!$A$18:$C$731,2,0)+VLOOKUP(B46,plan_uver!$A$18:$C$731,3,0)","v":0},null,null,null,null,null,null,null,30.416,973.31200000000081,0,0]
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[null,49796,null,{"$f":"VLOOKUP(B206,plan_uver!$A$18:$C$731,2,0)+VLOOKUP(B206,plan_uver!$A$18:$C$731,3,0)","v":0},null,null,null,null,null,null,null,30.416,5839.8720000000194,0,0]
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[null,49888,null,{"$f":"VLOOKUP(B209,plan_uver!$A$18:$C$731,2,0)+VLOOKUP(B209,plan_uver!$A$18:$C$731,3,0)","v":0},null,null,null,null,null,null,null,30.416,5931.1200000000199,{"$f":"+D209","v":0},0]
[null,49919,null,{"$f":"VLOOKUP(B210,plan_uver!$A$18:$C$731,2,0)+VLOOKUP(B210,plan_uver!$A$18:$C$731,3,0)","v":0},null,null,null,null,null,null,null,30.416,5961.5360000000201,0,0]
[null,49949,null,{"$f":"VLOOKUP(B211,plan_uver!$A$18:$C$731,2,0)+VLOOKUP(B211,plan_uver!$A$18:$C$731,3,0)","v":0},null,null,null,null,null,null,null,30.416,5991.9520000000202,0,0]
[null,49980,null,{"$f":"VLOOKUP(B212,plan_uver!$A$18:$C$731,2,0)+VLOOKUP(B212,plan_uver!$A$18:$C$731,3,0)","v":0},null,null,null,null,null,null,null,30.416,6022.3680000000204,0,0]
[null,50010,null,{"$f":"VLOOKUP(B213,plan_uver!$A$18:$C$731,2,0)+VLOOKUP(B213,plan_uver!$A$18:$C$731,3,0)","v":0},null,null,null,null,null,null,null,30.416,6052.7840000000206,0,0]
[null,50041,null,{"$f":"VLOOKUP(B214,plan_uver!$A$18:$C$731,2,0)+VLOOKUP(B214,plan_uver!$A$18:$C$731,3,0)","v":0},null,null,null,null,null,null,null,30.416,6083.2000000000207,0,0]
[null,50072,null,{"$f":"VLOOKUP(B215,plan_uver!$A$18:$C$731,2,0)+VLOOKUP(B215,plan_uver!$A$18:$C$731,3,0)","v":0},null,null,null,null,null,null,null,30.416,6113.6160000000209,0,0]
[null,50100,null,{"$f":"VLOOKUP(B216,plan_uver!$A$18:$C$731,2,0)+VLOOKUP(B216,plan_uver!$A$18:$C$731,3,0)","v":0},null,null,null,null,null,null,null,30.416,6144.0320000000211,0,0]
[null,50131,null,{"$f":"VLOOKUP(B217,plan_uver!$A$18:$C$731,2,0)+VLOOKUP(B217,plan_uver!$A$18:$C$731,3,0)","v":0},null,null,null,null,null,null,null,30.416,6174.4480000000212,0,0]
[null,50161,null,{"$f":"VLOOKUP(B218,plan_uver!$A$18:$C$731,2,0)+VLOOKUP(B218,plan_uver!$A$18:$C$731,3,0)","v":0},null,null,null,null,null,null,null,30.416,6204.8640000000214,0,0]
[null,{"$f":"EDATE(B218,1)","v":50192},null,{"$f":"VLOOKUP(B219,plan_uver!$A$18:$C$731,2,0)+VLOOKUP(B219,plan_uver!$A$18:$C$731,3,0)","v":0},null,null,null,null,null,null,null,30.416,{"$f":"+L219+M218","v":6235.2800000000216},0,{"$f":"IF(ISERROR(N219/(1+$G$9)^(M219/365)),0,N219/(1+$G$9)^(M219/365))","v":0}]
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[null,50253,null,{"$f":"VLOOKUP(B221,plan_uver!$A$18:$C$731,2,0)+VLOOKUP(B221,plan_uver!$A$18:$C$731,3,0)","v":0},null,null,null,null,null,null,null,30.416,6296.1120000000219,0,0]
[null,50284,null,{"$f":"VLOOKUP(B222,plan_uver!$A$18:$C$731,2,0)+VLOOKUP(B222,plan_uver!$A$18:$C$731,3,0)","v":0},null,null,null,null,null,null,null,30.416,6326.5280000000221,0,0]
[null,50314,null,{"$f":"VLOOKUP(B223,plan_uver!$A$18:$C$731,2,0)+VLOOKUP(B223,plan_uver!$A$18:$C$731,3,0)","v":0},null,null,null,null,null,null,null,30.416,6356.9440000000222,0,0]
[null,50345,null,{"$f":"VLOOKUP(B224,plan_uver!$A$18:$C$731,2,0)+VLOOKUP(B224,plan_uver!$A$18:$C$731,3,0)","v":0},null,null,null,null,null,null,null,30.416,6387.3600000000224,0,0]
[null,50375,null,{"$f":"VLOOKUP(B225,plan_uver!$A$18:$C$731,2,0)+VLOOKUP(B225,plan_uver!$A$18:$C$731,3,0)","v":0},null,null,null,null,null,null,null,30.416,6417.7760000000226,0,0]
[]
[null,"Výška poplatku za vedenie účtu je v zmysle aktuálne planého sadzobníka poplatkov a može byť počas trvania zmluvy zmenená"]
[null,"Údaje v amortizačnej tabuľke sú platné do najbližšej zmeny vyššie uvedených parametrov v súlade so zmluvou o spotrebiteľskom úvere"]

{"sheet":"amort_tab_MU1","index":40,"n_rows":321,"n_cols":34,"rows_kept":321,"cut":false,"hidden":true,"merged":[]}
["Amortizačná tabuľka pre MEDZIÚVER"]
[]
[null,"Celková zaplatená čiastka",null,null,null,null,{"$f":"SUM(I47:I320)+SUM(R47:T186)+G7+G8","v":89}]
[null,"   z toho: ","istina",null,null,null,{"$f":"vyska_uveru","v":0}]
[null,null,"úroky",null,null,null,{"$f":"SUM(K47:K320,S47:S186)","v":0}]
[null,null,"poplatky za správu účtu ",null,null,null,{"$f":"SUM(L47:L320,T47:T186)","v":18.5},{"$f":"IF(P176<0,SUM(L47:L320,T47:T186),SUM(L47:L320,T47:T186)+za_vedenie_uver)","v":18.5},null,"x potrebné naviazať na dlžku trvania MU (pre potrebu započítavania poplatku za vedenie účtu v poslednom roku, ak splátka padne na iný mesiac ako december)"]
[null,null,"poplatok za spracovanie a schválenie úveru *)",null,null,null,{"$f":"za_uzatvorenie_uver","v":49}]
[null,null,"poplatok za uzatvorenie zmluvy o st. sporení *)",null,null,null,{"$f":"za_uzatvorenie_sporenie","v":40},null,null,"x potrebné rozhodnúť ako započítame"]
[null,null,"vklady stavebného sporenia",null,null,null,{"$f":"SUM(D47:D320)","v":0}]
["*) Potrebné stanoviť spôsob rozpočítavania poplatku za uzatvorenie zmluvy o stavebnom sporení ako aj poplatku za spracovanie a schválenie úveru + započítavanie poplatku za účet ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Sheets(\"amort_tab_MU1\").Range(\"check_MU\").GoalSeek Goal:=0.000001, ChangingCell:=Range(\"RPMN_MU1\")"]
[null,null,"Priem RPMN MU",null,0.05,null,"Priem RPMN SU",0.04]
[null,"Fáza medziúveru"]
[null,"Rok","Zostatok ","Splátky MU","Splátky","Splátky ","Splátky\n poplatkov","Pridelená","Vyplatený","Poplatky"]
[null,"Dátum","MU","spolu","istiny MU","úrokov MU","MU","NS","SU","vedenie MU"]
[null,{"$f":"plan_uver!D18","v":0},{"$f":"vyska_uveru_zabezpecenie+J15","v":0},{"$f":"E15+F15","v":0},0,{"$f":"6*$F$41","v":0},{"$f":"za_uzatvorenie_uver","v":49},0,0,{"$f":"za_vedenie_uver","v":0}]
[null,{"$f":"B15+1","v":1},{"$f":"C15+J16","v":0},0,0,{"$f":"12*$F$41","v":0},0,0,0,0]
[null,2,{"$f":"C16+J17","v":0},0,0,{"$f":"12*$F$41","v":0},0,0,0,0]
[null,3,{"$f":"C17+J18","v":0},0,0,{"$f":"12*$F$41","v":0},0,0,0,0]
[null,4,{"$f":"C18+J19","v":0},0,0,{"$f":"12*$F$41","v":0},0,0,0,0]
[null,5,{"$f":"C19+J20","v":0},0,{"$f":"vyska_uveru_zabezpecenie","v":0},{"$f":"8*$F$41","v":0},{"$f":"SUM(J15:J20)","v":0},{"$f":"NS_pri_prideleni","v":0},{"$f":"predpokladana_vyska_SU","v":0},0]
[null,6,{"$f":"C20+J21","v":0},0,0,{"$f":"8*$F$41","v":0},{"$f":"SUM(J16:J21)","v":0},0,0,0]
[null,7,0,0,0,0,0,0,0,0]
[null,8,0,{"$f":"E23+F23","v":0},0,0,0,0,0,0]
[null,9,0,0,0,0,0,0,0,0]
[null,10,0,0,0,0,0,0,0,0]
[null,11,0,0,0,0,0,0,0,0]
[null,12,0,0,0,0,0,0,0,0]
[null,13,0,0,0,0,0,0,0,0]
[null,14,0,0,0,0,0,0,0,0]
[null,15,0,0,0,0,0,0,0,0]
[null,16,0,0,0,0,0,0,0,0]
[null,17,0,0,0,0,0,0,0,0]
[null,18,0,0,0,0,0,0,0,0]
[null,19,0,0,0,0,0,0,0,0]
[null,20,0,0,0,0,0,0,0,0]
[null,21,0,0,0,0,0,0,0,0]
[null,22,0,0,0,0,0,0,0,0]
[null,23,0,0,0,0,0,0,0,0]
[null,null,null,null,null,{"$f":"SUM(F15:F20)","v":0}]
[]
[null,"Mesačná splátka úrokov z medziúveru je ",null,null,null,{"$f":"splatka_MU","v":0},null,null,null,null,null,null,null,null,null,{"$f":"-plan_uver!E18","v":0}]
[null,"Mesačná splátka úrokov z medziúveru je realizovaná k 16. dňu mesiaca, od mesiaca nasledujúceho po vyplatení",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"RPMN MU",4.9176560483235029E-2,null,null,null,null,null,"RPMN SU",4.5900000000000003E-2]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(AA46:AA320)","v":107.23106111144165}]
[null,"Fáza medziúveru",null,null,null,null,null,null,null,"?","?","x","x",null,"Fáza stavebného úveru",null,null,null,null,"x","x",null,null,null,{"$f":"+IF(OR(druh_uveru_vybrany=SU,vyska_uveru=0,novy_typ_sporenia_zvoleny=\"\"),0,Y43-G4)","v":0},null,null,null,null,null,null,{"$f":"SUM(AH47:AH320)","v":0}]
[null,"Rok","Zostatok","Mesačný",null,null,"zúčtované ","Splátka istiny","Splátka MÚ","Splátka","Splátky ","poplatky","splátky",null,"Rok","Zostatok","Splátky SÚ","Splátky","Splátky ","zúčtované","splátky ",null,null,"Dni","Dni kumulat","Cash flow","Diskont Cash flow",null,null,null,null,{"$f":"+IF(OR(druh_uveru_vybrany=SU,vyska_uveru=0,novy_typ_sporenia_zvoleny=\"\"),0,AF44-P47)","v":0}]
[null,"Dátum","SP","vklad SP","úroky SP","št. prémia","poplatky SP","MU","spolu","úrokov MU","úrokov MU","StSp","poistenia",null,"Dátum","SU","spolu","istiny SU","úrokov SU","poplatky SU","poistenia",null,null,1,{"$f":"+X46","v":1},{"$f":"+IF(druh_uveru_vybrany=SU,0,G7+katast_popl+poplatok_blankozmenka+IF(typ_zmluvy=\"MU_N\",-popl_uzatv_celkom_SS,0))","v":89},{"$f":"IF(ISERROR(Z46/(1+$Y$42)^(Y46/365)),0,Z46/(1+$Y$42)^(Y46/365))","v":88.988295287740911},null,null,null,"Dni","Dni kumulat","Cash flow","Diskont Cash flow"]
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[null,44028,null,null,null,null,null,0,0,null,null,0,null,null,44120,null,{"$f":"VLOOKUP(O51,plan_uver!$A$18:$C$732,2,0)+VLOOKUP(O51,plan_uver!$A$18:$C$732,3,0)","v":0},null,null,null,null,null,null,30.416,167.29400000000001,0,0,null,null,null,30.416,152.08000000000001,0,0]
[null,44059,null,null,null,null,null,0,0,null,null,0,null,null,44151,null,{"$f":"VLOOKUP(O52,plan_uver!$A$18:$C$732,2,0)+VLOOKUP(O52,plan_uver!$A$18:$C$732,3,0)","v":0},null,null,null,null,null,null,30.416,197.71,0,0,null,null,null,30.416,182.49600000000001,0,0]
[null,44090,null,null,null,null,null,0,0,null,null,0,null,null,44181,null,{"$f":"VLOOKUP(O53,plan_uver!$A$18:$C$732,2,0)+VLOOKUP(O53,plan_uver!$A$18:$C$732,3,0)","v":0},null,null,null,null,null,null,30.416,228.126,0,0,null,null,null,30.416,212.91200000000001,0,0]
[null,44120,null,null,null,null,null,0,0,null,null,0,null,null,44212,null,{"$f":"VLOOKUP(O54,plan_uver!$A$18:$C$732,2,0)+VLOOKUP(O54,plan_uver!$A$18:$C$732,3,0)","v":0},null,null,null,null,null,null,30.416,258.54200000000003,0,0,null,null,null,30.416,243.328,0,0]
[null,44151,null,null,null,null,null,0,0,null,null,0,null,null,44243,null,{"$f":"VLOOKUP(O55,plan_uver!$A$18:$C$732,2,0)+VLOOKUP(O55,plan_uver!$A$18:$C$732,3,0)","v":0},null,null,null,null,null,null,30.416,288.95800000000003,0,0,null,null,null,30.416,273.74400000000003,0,0]
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[null,44212,null,null,null,null,null,0,0,null,null,0,null,null,44302,null,{"$f":"VLOOKUP(O57,plan_uver!$A$18:$C$732,2,0)+VLOOKUP(O57,plan_uver!$A$18:$C$732,3,0)","v":0},null,null,null,null,null,null,30.416,349.79,0,0,null,null,null,30.416,334.57600000000002,0,0]
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[null,"ŠTANDARDNÉ EURÓPSKE INFORMÁCIE O SPOTREBITEĽSKOM ÚVERE",null,null,true,{"$f":"COUNTA($E:$E)","v":70}]
[null,null,null,null,true,{"$f":"COUNTIF($E:$E,TRUE)","v":68}]
[null,"1. Totožnosť a kontaktné údaje veriteľa spotrebiteľského úveru",null,null,true,{"$f":"COUNTIF($E:$E,FALSE)","v":2}]
[null,"Veriteľ","ČSOB stavebná sporiteľňa, a.s., IČO: 35 799 200, \nzapísaná v Obchodnom registri Okresného súdu Bratislava I. v odd. Sa, vložka č. 2590/B",null,true]
[null,"Adresa","Žižkova 11, 811 02 Bratislava",null,true]
[null,"Telefónne číslo (*)","infolinka: 0800 111 303",null,true]
[null,"E-mailová adresa (*)","e-mail: csobsp@csobsp.sk",null,true]
[null,"Faxové číslo (*)","421 2 5966 7920",null,true]
[null,"Webové sídlo (*)","www.csob.sk",null,true]
[null,"(*) Táto informácia nie je pre veriteľa povinná",null,null,true]
[null,"2. Opis hlavných vlastností spotrebiteľského úveru",null,null,true]
[null,"Druh spotrebiteľského úveru",{"$f":"druh_uveru_vybrany","v":0},null,true]
[null,"Celková výška spotrebiteľského úveru \n(Maximálna výška alebo celková čiastka, ktorá bola dohodnutá v zmluve o spotrebiteľskom úvere)",{"$f":"vyska_uveru","v":0},null,true]
[null,"Podmienky, ktoré upravujú čerpanie peňažných prostriedkov\n(Akým spôsobom a kedy spotrebiteľ dostane peniaze)\n\n\n\n\n","Klient začne čerpať úver až po splnení odkladacích podmienok dohodnutých v článku III. zmluvy o spotrebiteľskom úvere (ďalej len „Zmluva“), a to bezhotovostným prevodom z úverového účtu na účet uvedený Dlžníkom v písomnej požiadavke na čerpanie finančných prostriedkov a za podmienok stanovených Veriteľom.\nČerpanie úveru sa uskutoční nasledovným spôsobom: ",null,true]
[null,null,{"$f":"sposob_cerpania_vybrany","v":0},null,true]
[null,"Doba trvania zmluvy o spotrebiteľskom úvere",{"$f":"(trvanie_MU+trvanie_SU) & \" \" & \"mesiacov\"","v":"3 mesiacov"},null,true]
[null,"Splátky a prípadne poradie, v ktorom sa budú splátky poukazovať:\n\n\n\n\n\n\n","Spotrebiteľ musí zaplatiť:",null,true]
[null,{"$f":"IF(trvanie_MU=0,\" \",\"počet x výška splátky (mimoriadneho) medziúveru:\")","v":"počet x výška splátky (mimoriadneho) medziúveru:"},{"$f":"IF(trvanie_MU=0,\"\",trvanie_MU&\" \"&\"x\"&\" \"&splatka_MU&\" \"&\"€\")","v":"3 x 0 €"},null,{"$f":"typ_zmluvy<>\"SU\"","v":true}]
[null,{"$f":"IF(trvanie_MU=0,\" \",\"počet x výška vkladu stavebného sporenia\")","v":"počet x výška vkladu stavebného sporenia"},{"$f":"IF(trvanie_MU=0,\"\",trvanie_MU&\" \"&\"x\"&\" \"&vklad_SS&\" \"&\"€\")","v":"3 x 0,5 €"},null,{"$f":"typ_zmluvy<>\"SU\"","v":true}]
[null,{"$f":"IF(trvanie_MU=0,\" \",\"počet x výška splátky stavebného úveru:\")","v":"počet x výška splátky stavebného úveru:"},{"$f":"IF(trvanie_SU=0,\" \",trvanie_SU&\" \"&\"x\"&\" \"&splatka_SU&\" \"&\"€\")","v":" "},null,true]
[null,null,"Splátky je potrebné uhrádzať mesačne, vždy najneskôr do 16-teho dňa v mesiaci na účet uvedený v Zmluve",null,true]
[null,null,"Úrok a poplatky sa budú splácať takto:",null,true]
[null,null,"ako súčasť splátky, mesačne, vždy k 16. dňu v mesiaci na účet uvedený v Zmluve ",null,true]
[null,"Celková čiastka, ktorú bude spotrebiteľ musieť zaplatiť \n(Výška požičanej istiny plus úroky a prípadne náklady spojené so spotrebiteľským úverom)",{"$f":"zaplatene_celkom","v":90.5},null,true]
[null,"Vyžadované záruky",null,null,true]
[null,{"$f":"IF(druh_uveru_vybrany=\"(mimoriadny) medziúver\",\"Splátky (mimoriadneho) medziúveru nevedú k okamžitej amortizácii istiny\",\" \")","v":" "},{"$f":"IF(druh_uveru_vybrany=\"(mimoriadny) medziúver\",\"Počas splácania (mimoriadneho) medziúveru spotrebiteľ platí úrok a poplatky\",\"\")","v":""},null,true]
[null,"3. Náklady spojené so spotrebiteľským úverom",null,null,true]
[null,"Úroková sadzba spotrebiteľského úveru alebo v prípade potreby rôzne úrokové sadzby spotrebiteľského úveru, ktoré sa vzťahujú na zmluvu o spotrebiteľskom úvere: \n\n",{"$f":"IF(druh_uveru_vybrany=\"stavebný úver\",\" \",\"úroková sadzba (mimoriadneho) medziúveru\"&\":\"&\" \"&(urok_MU+zap_spolu)*100&\" \"&\"%\"&\" \"&\"p.a.\")","v":{"$error":"#VALUE!"}},null,true]
[null,null,{"$f":"IF(druh_uveru_vybrany=\"stavebný úver\",sadzba_SU*100&\" \"&\"%\"&\" \"&\"p.a.\",\"úroková sadzba stavebného úveru\"&\":\"&\" \"&sadzba_SU*100&\" \"&\"%\"&\" \"&\"p.a.\")","v":"úroková sadzba stavebného úveru: 0 % p.a."},null,true]
[null,null,null,null,true]
[null,"Ročná percentuálna miera nákladov \n(Celkové náklady vyjadrené ako ročné percento z celkovej výšky úveru)\nRočná percentuálna miera nákladov pomáha spotrebiteľovi porovnať si rôzne ponuky)\n\n\n\n\n\n\n\n\n",{"$f":"IF(druh_uveru_vybrany=\"stavebný úver\",\" \",\"RPMN medziúveru\"&\":\"&\" \"& ROUND(RPMN_MU*100,2) &\" \"&\"%\"&\" \"&\"p.a.\")","v":{"$error":"#VALUE!"}},null,true]
[null,null,{"$f":"IF(druh_uveru_vybrany=\"stavebný úver\",ROUND(RPMN_SU*100,2)&\" \"&\"%\"&\" \"&\"p.a.\",\"RPMN stavebného úveru\"&\":\"&\" \"& ROUND(RPMN_MUSU*100,2) &\" \"&\"%\"&\" \"&\"p.a.\")","v":{"$error":"#VALUE!"}},null,true]
[null,null,"Reprezentatívny príklad:\nSchválený medziúver (MÚ) :\nVyplatený úver  – 10 000 € \nÚroková sadzba – 6,67% p.a.\nSplátka MÚ – 56,57 € (vrátane poplatku o poskytnutí informácií o zúčtovaní na účte)\nPočet splátok - 79",null,true]
[null,null,"Poplatky vstupujúce do výpočtu RPMN:\nPoplatok za spracovanie MÚ, poplatok o poskytnutí informácií o zúčtovaní na účte, iné poplatky (napr. poplatok za podanie návrhu na vklad do katastra a pod)",null,true]
[null,null,"RPMN Medziúver (X) = 7,15%",null,true]
[null,null,"Preklopený stavebný úver (SÚ)\nObjem po preklopení – 7 248 € \nÚroková sadzba – 5,49% p.a.\nSplátka SÚ – 89,57 € \nPočet splátok - 101",null,true]
[null,null,"Poplatky vstupujúce do výpočtu RPMN:\nAlikvotná časť poplatku za uzatvorenie zmluvy o stavebnom sporení, poplatok o poskytnutí informácií o zúčtovaní na účte.\n\n\n\n\nRPMN Stavebný úver (X) = 5,50%",null,true]
[null,null,"Ročná percentuálna miera nákladov\nNa účely výpočtu ročnej percentuálnej miery nákladov sa použijú celkové náklady spotrebiteľa spojené so spotrebiteľským úverom s výnimkou poplatkov, ktoré musí spotrebiteľ zaplatiť za nedodržanie akýchkoľvek záväzkov ustanovených v zmluve o spotrebiteľskom úvere, a iných poplatkov, ktorú je  spotrebiteľ povinný zaplatiť za kúpu tovaru alebo uskutočnenie služieb bez ohľadu na to, či sa operácia vykoná v hotovosti alebo na úver.\nRovnica pre výpočet RPMN:\nm                                                    m'\n∑ Ck(1+X)-tk = ∑ Dl (1+X)-Sl\n k=1                    l=1\nVýznam symbolov: \n– X je ročná percentuálna miera nákladov,\n– m je číslo posledného čerpania,\n– k je číslo čerpania, preto 1 ≤ k ≤ m,\n– Ck je výška čerpania k,\n– tk je interval vyjadrený v rokoch a zlomkoch roka medzi dátumom prvého čerpania a dátumom každého nasledujúceho čerpania, preto t1 = 0,\n– m' je číslo poslednej splátky alebo platby poplatkov,\n– l je číslo splátky alebo platby poplatkov,\n– Dl je výška splátky alebo platby poplatkov,\n– Sl je interval vyjadrený v rokoch a zlomkoch roka medzi dátumom prvého čerpania a dátumom každej splátky alebo platby poplatkov.\nPredpoklady pre výpočet RPMN:\n– Pri prepočte RPMN sa  používa výška poplatkov podľa sadzobníka platného v dobe schválenia úveru.\n– Všetky poplatky sú zohľadnené pri výpočte v termínoch, ktoré zodpovedajú zmluvným podmienkam",null,true]
[null,"Súvisiace náklady *","vždy v zmysle aktuálneho sadzobníka poplatkov",null,true]
[null,"poplatok za spracovanie a schválenie úverového prípadu: ",{"$f":"IF(za_uzatvorenie_uver=0,\"bez poplatkov\",za_uzatvorenie_uver)","v":49},null,true]
[null,"Poskytnutie informácie o zúčtovaní na účte k zmluve o medziúvere alebo stavebnom úvere ročne**:",{"$f":"IF(druh_uveru_vybrany=\"stavebný úver\",za_rocny_vypis_SU,za_rocny_vypis_MU)","v":2.5},null,true]
[null,{"$f":"IF(druh_uveru_vybrany=\"stavebný úver\",\"\",\"Poskytnutie informácie o zúčtovaní na účte k zmluve stavebného sporenia ročne:**\")","v":"Poskytnutie informácie o zúčtovaní na účte k zmluve stavebného sporenia ročne:**"},{"$f":"IF(druh_uveru_vybrany=\"stavebný úver\",\"\",za_rocny_vypis_SS)","v":3.5},null,true]
[null,{"$f":"IF(druh_uveru_vybrany=\"stavebný úver\",\"\",\"Správa účtu k zmluve o stavebnom sporení ročne:**\")","v":"Správa účtu k zmluve o stavebnom sporení ročne:**"},{"$f":"IF(druh_uveru_vybrany=\"stavebný úver\",\"\",za_vedenie_sporenie)","v":16},null,true]
[null,{"$f":"IF(AND(druh_uveru_vybrany<>\"stavebný úver\",OR(poistenie_vybrane=poistenieA,poistenie_vybrane=poistenieB)),\"počet x výška splátky poistného (mimoriadneho) medziúveru**\",\"\")","v":""},{"$f":"IF(AND(druh_uveru_vybrany<>\"stavebný úver\",OR(poistenie_vybrane=poistenieA,poistenie_vybrane=poistenieB)),IF(trvanie_MU=0,\" \",trvanie_MU&\" \"&\"x\"&\" \"&poistneMU_mesacne&\" \"&\"€\"),\"\")","v":""},null,{"$f":"B44<>\"\"","v":false}]
[null,{"$f":"IF(OR(poistenie_vybrane=poistenieA,poistenie_vybrane=poistenieB),\"počet x výška splátky poistného stavebného úveru**\",\"\")","v":""},{"$f":"IF(OR(poistenie_vybrane=poistenieA,poistenie_vybrane=poistenieB),IF(trvanie_SU=0,\" \",trvanie_SU&\" \"&\"x\"&\" \"&poistne_mesacne&\" \"&\"€\"),\"\")","v":""},null,{"$f":"B45<>\"\"","v":false}]
[null,"Akékoľvek iné náklady vyplývajúce zo zmluvy o spotrebiteľskom úvere",{"$f":"IF(zabezpecenie_final=\"nehnuteľnosť\",\"ÁNO\",\"NIE\")","v":"NIE"},null,true]
[null,"Podmienky, za ktorých sa uvedené náklady spojené so zmluvou o spotrebiteľskom úvere môžu zmeniť \n","Výška poplatkov sa riadi aktuálne platným sadzobníkom poplatkov a počas trvania úveru sa môže zmeniť rozhodnutím veriteľa. Prípadná zmena sadzobníka bude oznámená zverejnením na internetovej stránke veriteľa a jeho obchodných miestach najmenej 15 dní pred nadobudnutím účinnosti príslušnej zmeny.",null,true]
[null,"Povinnosť klienta zaplatiť notárske poplatky ","Podpis na zmluvnej dokumentácii musí byť úradne overený. Overenie podpisu môžu vykonať osoby oprávnené vykonávať túto činnosť na základe udeleného plnomocenstva resp. poverení  zamestnanci veriteľa (bez poplatku) alebo matrika alebo notárske úrady (za poplatok).",null,true]
[null,"Náklady v prípade oneskorených splátok\n\n(Chýbajúce splátky môžu mať pre spotrebiteľa vážne následky a to až vyhlásením okamžitej splatnosti úveru zo strany veriteľa)","Za chýbajúce splátky sa bude spotrebiteľovi účtovať\n- úrok z omeškania v zmysle Zmluvy: ",null,true]
[null,null,{"$f":"IF(druh_uveru_vybrany=\"(mimoriadny) medziúver\",\"(mimoriadny) medziúver: 5% p.a.\",\" \")","v":" "},null,true]
[null,null,"stavebný úver: 3% p.a.",null,true]
[null,null,"Poplatky za upomienky pri neplnení záväzkov:",null,true]
[null,null,"1. upomienka:     10 €",null,true]
[null,null,"2. upomienka:     18 €",null,true]
[null,null,"Ďalšia výzva:      bez poplatku",null,true]
[null,"4. Iné dôležité právne aspekty",null,null,true]
[null,"Právo na odstúpenie od zmluvy o úvere\n(Spotrebiteľ má právo na odstúpenie od zmluvy o spotrebiteľskom úvere v lehote 14 kalendárnych dní)","ÁNO - na základe písomnej žiadosti doručenej veriteľovi dohodnutým spôsobom\n",null,true]
[null,"Predčasné splatenie úveru\n(Spotrebiteľ má právo na úplné alebo čiastočné predčasné splatenie úveru kedykoľvek počas splácania úveru)","ÁNO - na základe písomnej žiadosti doručenej veriteľovi dohodnutým spôsobom\n",null,true]
[null,"Veriteľ má pri predčasnom splatení spotrebiteľského úveru právo na kompenzáciu","Poplatok max. 1 % výšky splateného úveru pred lehotou splatnosti, ak obdobie medzi splatením úveru a dohodnutým dátumom ukončenia presahuje 1 rok. Nemôže presiahnuť 0,5%, ak obdobie medzi splatením úveru a dohodnutým dátumom splatnosti nepresahuje 1 rok. Táto výška nesmie presiahnuť výšku úroku, ktorú by spotrebiteľ zaplatil  počas obdobia medzi splatením úveru a dohodnutým dátumom ukončenia úveru.\nAk suma splátok splateného spotrebiteľského úveru pred dohodnutou lehotou splatnosti za obdobie predchádzajúcich po sebe idúcich 12 mesiacov vrátane naposledy vykonanej splátky nepresahuje 10 000 eur alebo splatenie spotrebiteľského úveru pred dohodnutou lehotou splatnosti sa uskutoční v súvislosti s uplynutím doby fixácie úrokovej sadzby spotrebiteľského úveru je predčasné splatenie úveru bez poplatku.",null,true]
[null,"Nahliadnutie do databázy\n(Veriteľ musí spotrebiteľa okamžite a bezplatne informovať o výsledku nahliadnutia do databázy, ak žiadosť o spotrebiteľský úver zamietol na základe tohto nahliadnutia. Neplatí to, ak je poskytnutie takejto informácie zakázané podľa právnych predpisov Európskej únie)","Ak bude úver zamietnutý na základe nahliadnutia do databázy, písomné oznámenie o zamietnutí úveru bude obsahovať informáciu, na základe výsledku akej databázy bol úver zamietnutý ",null,true]
[null,"Právo na vyhotovenie návrhu zmluvy o spotrebiteľskom úvere\n(Spotrebiteľ má právo dostať bezplatne na vlastnú žiadosť vyhotovenie návrhu zmluvy o spotrebiteľskom úvere pred uzavretím zmluvy o úvere. Toto ustanovenie sa neuplatňuje, ak veriteľ v čase podania žiadosti spotrebiteľa nie je ochotný so spotrebiteľom uzavrieť zmluvu o spotrebiteľskom úvere.)","ÁNO - ak úver bude schválený, spotrebiteľ môže pred uzavretím zmluvy požiadať o vyhotovenie návrhu zmluvy",null,true]
[null,"Čas, počas ktorého je veriteľ viazaný informáciami poskytnutými pred uzavretím zmluvy o spotrebiteľskom úvere","Tieto informácie sú platné 15 dní od dátumu vystavenia ponuky\n",null,true]
[null,"* poplatky uvedené v tejto informácii sú poplatky platné ku dňu vystavenia informácie a môžu sa počas splácania úveru meniť",null,null,true]
[null,"** poplatky resp. poistné už zohľadnené v mesačnej splátke medziúveru a stavebného úveru",null,null,true]
[null,null,null,null,true]
[null,{"$f":"IF(login_utvar=2,\"Dátum vyhotovenia:\",\"Dátum vystavenia ponuky:\")","v":"Dátum vystavenia ponuky:"},{"$f":"IF(login_utvar=2,TODAY(),generovanie)","v":43875.534107870371},null,true]
[null,null,null,null,true]
[null,"Svojim podpisom potvrdzujem prevzatie formulára Štandardné európske informácie o spotrebiteľskom úvere.",null,null,true]
[null,null,null,null,true]
[null,"ČSOB stavebná sporiteľňa, a.s.\nBratislava 1, PSČ 811 02, Žižkova 11; IČO: 35 799 200; DIČ: 2021544030; IČ pre DPH: SK7020000218 \nzapísaná v Obchodnom registri Okresného súdu Bratislava I. v odd. Sa, vložka č. 2590/B\ninfolinka: 0800 111 303,  fax:  02 5966 7920; www.csob.sk; csobsp@csobsp.sk",null,null,true]

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[]
[null,"Formulár - ročná percentuálna miera nákladov a priemerná\nročná percentuálna miera nákladov"]
[]
[]
[null,"Ročná percentuálna miera nákladov \n(celkové náklady vyjadrené ako ročné percento z celkovej výšky úveru)\n\n\n\n\n\n\n\n\n",{"$f":"priloha_3!$C$31","v":{"$error":"#VALUE!"}}]
[null,null,{"$f":"priloha_3!$C$32","v":{"$error":"#VALUE!"}}]
[null,"Priemerná hodnota ročnej percentuálnej miery nákladov za príslušný kalendárny štvrťrok (v % p.a.)\n",{"$f":"IF(druh_uveru_vybrany=\"stavebný úver\",\" \",\"priemerná RPMN medziúveru\"&\":\"&\" \"& ROUND(priem_RPMN_MU*100,2) &\" \"&\"%\"&\" \"&\"p.a.\")","v":"priemerná RPMN medziúveru: 20 % p.a."}]
[null,null,{"$f":"\"priemerná RPMN stavebného úveru\"&\":\"&\" \"&ROUND(priem_RPMN_SU*100,2)&\" \"&\"%\"&\" \"&\"p.a.\"","v":"priemerná RPMN stavebného úveru: 20 % p.a."}]
[]
[null,{"$f":"IF(login_utvar=2,\"Dátum vyhotovenia:\",\"Dátum vystavenia ponuky:\")","v":"Dátum vystavenia ponuky:"},{"$f":"priloha_3!$C$66","v":43875.534107870371}]
[]
[null,"Svojim podpisom potvrdzujem prevzatie Formulára - ročná percentuálna miera nákladov a priemerná ročná percentuálna miera nákladov."]
[]
[null,"ČSOB stavebná sporiteľňa, a.s.\nBratislava 1, PSČ 811 02, Žižkova 11; IČO: 35 799 200; DIČ: 2021544030; IČ pre DPH: SK7020000218 \nzapísaná v Obchodnom registri Okresného súdu Bratislava I. v odd. Sa, vložka č. 2590/B\ninfolinka: 0800 111 303,  fax:  02 5966 7920; www.csob.sk; csobsp@csobsp.sk"]

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[null,"ZÁZNAM ZO STRETNUTIA",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true,{"$f":"COUNTA($AN:$AN)","v":103}]
[null,"spísaný finančným agentom podľa zákona č.186/2009 Z.z.o finančnom sprostredkovaní a finančnom poradenstve a o zmene a doplnení niektorých zákonov (ďalej len \"zákon\")",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true,{"$f":"COUNTIF($AN:$AN,TRUE)","v":103}]
[null,"KLIENT",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true,{"$f":"COUNTIF($AN:$AN,FALSE)","v":0}]
[null,"Meno a priezvisko, titul",null,null,null,null,null,null,{"$f":"IF(titul_pred_ziadatel=\"\",\"\", titul_pred_ziadatel & \" \") & meno_ziadatel  & \" \" & priezvisko_ziadatel & IF(titul_za_ziadatel=\"\",\"\", \", \" & titul_za_ziadatel)","v":" "},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Rodné číslo",null,null,null,null,{"$f":"IF(RC_ziadatel=\"\",\"\",RC_ziadatel)","v":""},null,null,null,null,null,null,null,true]
[null,"Adresa trvalého pobytu",null,null,null,null,null,null,{"$f":"IF(mesto_trv_ziadatel=\"\",\"\",ulica_trv_ziadatel & \", \" & PSC_trv_ziadatel & \" \" & mesto_trv_ziadatel)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Telefón",null,null,null,null,{"$f":"IF(telefon_ziadatel=\"\",\"\",telefon_ziadatel)","v":""},null,null,null,null,null,null,null,true]
[null,"E-mail",null,null,null,null,null,null,{"$f":"IF(email_ziadatel=\"\",\"\",email_ziadatel)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Mobil",null,null,null,null,{"$f":"IF(mobil_ziadatel=\"\",\"\",mobil_ziadatel)","v":""},null,null,null,null,null,null,null,true]
[null,"FINANČNÝ AGENT (sprostredkovateľ finančnej služby)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Meno a priezvisko, titul",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(poradca_titul=\"\",\"\", poradca_titul & \" \") & poradca_meno  & \" \" & poradca_priezvisko","v":" "},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Miesto podnikania",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(poradca_adr1=\"\",\"\",poradca_adr1) & IF(poradca_adr2=\"\",\"\", \", \" & poradca_adr2)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Registrácia v registri NBS pod č.:",null,null,null,null,null,null,null,null,null,null,null,{"$f":"funFill(poradca_cislo_registracne)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Registračné číslo agenta vo finančnej inštitúcií:",null,null,null,null,null,null,null,null,null,null,null,{"$f":"funFill(IF(OR(p_tiper_IDS,p_IDS),poradca_cislo,poradca_cislo_maklera))","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"POŽIADAVKY A POTREBY KLIENTA",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Uvažujete o možnosti zobrať si úver?\n",null,null,null,null,null,null,null,null,null,null,null,null,"Predbežná výška požadovaného úveru",null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"funFill(predbezna_vyska)","v":""},null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Očakávaná dĺžka splácania úveru",null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"funFill(ocakavana_dlzka)","v":""},null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,null,null,{"$f":"IF(moznost_uver1,\"X\",\"\")","v":""},"áno",null,{"$f":"IF(moznost_uver2,\"X\",\"\")","v":""},"nie",null,null,null,null,"Očakávaná výška mesačnej splátky",null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"funFill(ocakavana_vyska)","v":""},null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Účel úveru",null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"funFill(ucel_uveru)","v":""},null,null,null,null,null,null,null,null,null,null,true]
[null,"Uvažujete o možnosti výhodného sporenia?",null,null,null,null,null,null,null,null,null,null,null,null,"Očakávaná dĺžka sporenia",null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"funFill(ocakavana_dlzka_sp)","v":""},null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,null,null,{"$f":"IF(moznost_sporenie1,\"X\",\"\")","v":""},"áno",null,{"$f":"IF(moznost_sporenie2,\"X\",\"\")","v":""},"nie",null,null,null,null,"Očakávaná výška mesačnej/jednorázovej platby",null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"funFill(ocakavana_vyska_sp)","v":""},null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Ostatné požiadavky",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"funFill(ostatne_poziadavky)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"SKÚSENOSTI A ZNALOSTI KLIENTA",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Aké finančné sporiace a investičné produkty\nvyužívate v súčasnosti alebo ste využívali v minulosti?",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(vyuzivane_produkty1,\"X\",\"\")","v":""},"Stavebné sporenie",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(vyuzivane_produkty4,\"X\",\"\")","v":""},"Bežný účet",null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(vyuzivane_produkty2,\"X\",\"\")","v":""},"Vkladná knižka",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(vyuzivane_produkty5,\"X\",\"\")","v":""},"Termínovaný účet",null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(vyuzivane_produkty3,\"X\",\"\")","v":""},"Kolektívne investovanie",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(vyuzivane_produkty6,\"X\",\"\")","v":""},"Iné",{"$f":"funFill(ine_skusenosti1)","v":""},null,null,null,null,null,null,null,null,null,true]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Aké finančné úverové produkty využívate v sú-\nčasnosti alebo ste využívali v minulosti?",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(vyuzivane_produkty7,\"X\",\"\")","v":""},"Úver zo stavebného sporenia",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(vyuzivane_produkty9,\"X\",\"\")","v":""},"Hypotekárny úver",null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(vyuzivane_produkty8,\"X\",\"\")","v":""},"Spotrebiteľský úver",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(vyuzivane_produkty10,\"X\",\"\")","v":""},"Iné",{"$f":"funFill(ine_skusenosti2)","v":""},null,null,null,null,null,null,null,null,null,true]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Ste, resp. boli ste klientom stavebnej sporiteľne?",null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Súčasný/bývalý klient ČSOB Stavebnej sporiteľne",null,null,null,null,null,null,null,null,null,null,null,"Súčasný/bývalý klient \ninej stavebnej sporiteľne",null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(klient_SS1,\"X\",\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(klient_SS3,\"X\",\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(klient_SS2,\"X\",\"\")","v":""},"Neklient",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[]
[null,"Klientove znalosti o produkte stavebného sporenia:",null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(klient_znalosti1,\"X\",\"\")","v":""},"má postačujúce",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(klient_znalosti2,\"X\",\"\")","v":""},"nemá znalosti"]
[]
[]
[null,"Klientove znalosti s úverom zo stavebnej sporiteľne:"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(klient_znalosti3,\"X\",\"\")","v":""},"má postačujúce",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(klient_znalosti4,\"X\",\"\")","v":""},"nemá znalosti"]
[]
[]
[null,"FINANČNÉ UKAZOVATELE KLIENTA",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Aká je výška priemerného čistého mesačného príjmu Vašej domácnosti?",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(vyska_prijem1,\"X\",\"\")","v":""},"od 0€ do 400€",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(vyska_prijem3,\"X\",\"\")","v":""},"od 1 001€ do 2 000€",null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(vyska_prijem2,\"X\",\"\")","v":""},"od 401€ do 1 000€",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(vyska_prijem4,\"X\",\"\")","v":""},"2 001€ a viac",null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Aká je výška priemerných mesačných\nvýdavkov Vašej domácnosti?",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(vyska_vydavky1,\"X\",\"\")","v":""},"od 0€ do 500€",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(vyska_vydavky3,\"X\",\"\")","v":""},"1 001€ a viac",null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(vyska_vydavky2,\"X\",\"\")","v":""},"od 501€ do 1 000€",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Aké zmeny Vášho bývania plánujete v období\npribližne 5 rokov?",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(zmeny_byvania2,\"X\",\"\")","v":""},"Rekonštrukcia/modernizácia bytu,RD",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(zmeny_byvania5,\"X\",\"\")","v":""},"Prístavba, nadstavba RD",null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(zmeny_byvania3,\"X\",\"\")","v":""},"Iné",{"$f":"funFill(kvalita_byvania2)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"KVALITA ŽIVOTA A BUDÚCNOSTI",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Ako máte zabezpečenú svoju osobu a svoju \nrodinu?",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(zabezpecenie1,\"X\",\"\")","v":""},"Životné poistenie",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(zabezpecenie3,\"X\",\"\")","v":""},"Úrazové poistenie",null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(zabezpecenie2,\"X\",\"\")","v":""},"Poistenie detí",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(zabezpecenie4,\"X\",\"\")","v":""},"Iné",{"$f":"funFill(kvalita_zivota1)","v":""},null,null,null,null,null,null,null,null,null,true]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Ako si vytvárate finančnú rezervu\ndo budúcnosti?",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(rezerva1,\"X\",\"\")","v":""},"Termínované a sporiace účty",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(rezerva4,\"X\",\"\")","v":""},"Stavebné sporenie",null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(rezerva2,\"X\",\"\")","v":""},"Komerčné poistenie",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(rezerva5,\"X\",\"\")","v":""},"Kolektívne investovanie",null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(rezerva3,\"X\",\"\")","v":""},"Iné sporenie",null,null,null,{"$f":"funFill(kvalita_zivota2)","v":""},null,null,null,null,null,null,{"$f":"IF(rezerva6,\"X\",\"\")","v":""},"Nevytváram si rezervu",null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Využívate štátne prémie a daňové výhody?",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(statna_premia_ano,\"X\",\"\")","v":""},"áno",null,{"$f":"IF(statna_premia_nie,\"X\",\"\")","v":""},"nie",null,null,null,null,null,null,null,"Na koľko členov rodiny",null,null,null,null,null,null,{"$f":"funFill(kvalita_zivota3)","v":""},null,null,null,null,true]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,{"$f":"IF(odmietnutie,\"X\",\"\")","v":""},"Odmietam uviesť informácie ohľadne mojich potrieb a požiadaviek a trvám na poskytnutí nasledovnej finančnej služby",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Podľa zistenia potrieb a požiadaviek finančný agent odporučil nasledovnú finančnú službu a klient súhlasil:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Názov finančnej služby",null,null,null,null,null,null,null,null,null,null,null,"Typ sporenia",null,null,null,null,"Číslo zmluvy/návrhu",null,null,null,null,null,"Cieľová suma/Výška úveru",null,null,null,null,null,null,null,"Dĺžka zmluvy*",null,null,null,null,null,null,true]
[null,{"$f":"funFill(nazov1)","v":"mimoriadny medziúver"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"funFill(_typ1)","v":""},null,null,null,null,{"$f":"funFill(cislo1)","v":""},null,null,null,null,null,{"$f":"funFill(vyska1)","v":0},null,null,null,null,null,null,null,{"$f":"funFill(dlzka1)","v":"0,25 roka"},null,null,null,null,null,null,true]
[null,{"$f":"funFill(nazov2)","v":""},null,null,null,null,null,null,null,null,null,null,null,{"$f":"funFill(_typ2)","v":""},null,null,null,null,{"$f":"funFill(cislo2)","v":""},null,null,null,null,null,{"$f":"funFill(vyska2)","v":""},null,null,null,null,null,null,null,{"$f":"funFill(dlzka2)","v":""},null,null,null,null,null,null,true]
[null,{"$f":"funFill(nazov3)","v":""},null,null,null,null,null,null,null,null,null,null,null,{"$f":"funFill(_typ3)","v":""},null,null,null,null,{"$f":"funFill(cislo3)","v":""},null,null,null,null,null,{"$f":"funFill(vyska3)","v":""},null,null,null,null,null,null,null,{"$f":"funFill(dlzka3)","v":""},null,null,null,null,null,null,true]
[null,"Poznámka:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"* Dĺžka splatnosti úveru, dĺžka sporenia",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[]
[null,"Posúdenie vhodnosti produktu:"]
[]
[null,{"$f":"IF(posudenie_1,\"X\",\"\")","v":""},"vyššie uvedený produkt je pre klienta vhodný"]
[]
[null,{"$f":"IF(posudenie_2,\"X\",\"\")","v":""},"vyššie uvedený produkt je pre klienta nevhodný. Klient napriek tomu požaduje uzatvorenie zmluvy."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Spoločnosť neudelila finančnému agentovi oprávnenie preberať akúkoľvek finančnú hotovosť od klienta, vyberať vklady a prijímať finančné plnenie za poskytnuté finančné sprostredkovanie.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
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[null,"Oprávnenie poskytovať finančné sprostredkovanie:\nFinančný agent vykonáva finančné sprostredkovanie v zmysle zákona, a to na základe písomnej zmluvy s ČSOB stavebnou sporiteľňou, a.s., Žižkova 11, 811 02 Bratislava, IČO: 35 799 200 zapísanou v Obchodnom registri Okresného súdu Bratislava I, oddiel: Sa, vložka číslo: 2590/B (ďalej len „Spoločnosť“) ako finančnou inštitúciou, pričom táto zmluva má výhradnú povahu. Finančný agent, ktorý s klientom spisuje tento záznam, musí byť v registri Národnej banky Slovenska zapísaný tak v podregistri prijímania vkladov, ako aj v podregistri poskytovania úverov, úverov na bývanie a spotrebiteľských úverov, pričom v oboch prípadoch ide o zoznam viazaných finančných agentov. Zápis v jednotlivých podregistroch ako aj registračné číslo finančného agenta je možné overiť na internetovej stránke Národnej banky Slovenska www.nbs.sk v časti dohľad nad finančným trhom.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Informácia o spôsobe ochrany v prípade zlyhania finančnej inštitúcie: \nČinnosť Spoločnosti je vykonávaná pod dohľadom Národnej banky Slovenska. Produkty Spoločnosti vo forme vkladov sú chránené prostredníctvom Fondu ochrany vkladov, ktorý bol zriadený zákonom NR SR č. 118/1996 Z.z. o ochrane vkladov a o zmene a doplnení niektorých zákonov v znení neskorších predpisov. Záväzky dlžníka voči veriteľovi môžu byť postúpené inej úverovej inštitúcii alebo inému postupníkovi, voči ktorému bude dlžník povinný naďalej plniť svoje záväzky zo zmluvy, pričom postupca je povinný dlžníkovi túto zmenu oznámiť písomne.\n",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Právne následky uzatvorenia zmluvy o poskytnutí finančnej služby: \nPrávnym následkom uzatvorenia zmluvy o finančnej službe je predovšetkým vznik práv a povinností klienta aj finančnej inštitúcie, vyplývajúcich so zmluvy o stavebnom sporení / úverovej zmluvy a všeobecných obchodných podmienok. Zmluva o finančnej službe je záväzok oboch zmluvných strán respektíve právo na dohodnuté finančné plnenie na dohodnutú dobu. Porušenie povinností vyplývajúcich pre Klienta zo zmluvy o finančnej služby je spojené so sankciami uvedenými v predmetnej zmluve o finančnej službe, a k nej príslušných obchodných podmienkach.\n",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Kvalifikované účasti: \nFinančný agent nemá žiadny podiel na základnom imaní ani na hlasovacích právach Spoločnosti. Spoločnosť, ani osoba ovládajúca Spoločnosť nemá žiadny podiel na základnom imaní finančného agenta ani na hlasovacích právach finančného agenta.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Odmena za finančné sprostredkovanie: \nFinančný agent prijíma za finančné sprostredkovanie vo vzťahu k uzatváranej zmluve o finančnej službe peňažné alebo nepeňažné plnenie od Spoločnosti v súlade s platnými províznymi poriadkami Spoločnosti, pričom v prípade, že klient požaduje byť informovaný aj o výške odmeny je finančný agent povinný mu ju oznámiť. Nepeňažné plnenie súvisí s možnými súťažami alebo bonusmi podľa dohodnutých podmienok medzi Spoločnosťou a finančným agentom.\n",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Vyhlásenie Finančného agenta: \nV súvislosti s vykonávaním finančného sprostredkovania neposkytol klientovi žiadne finančné výhody alebo výhody hmotnej alebo nehmotnej povahy, ani neprijal od klienta akékoľvek peňažné alebo nepeňažné plnenie."]
[null,"Postup pri podávaní sťažností: \nPrípadné sťažnosti je možné podať:\na) písomne na adresu: Kontaktné centrum ČSOB, Žižkova 11, 811 02 Bratislava\nb) e-mailom na adresu: csobsp@csob.sk prostredníctvom kontaktného formulára zverejneného na internetovej stránke Spoločnosti www.csob.sk\nc) príslušnému orgánu dohľadu, ktorým je Národná banka Slovenska, Imricha Karvaša 1, 813 25 Bratislava, SR.\nPodaním sťažnosti, podľa vyššie uvedeného, nie je dotknuté právo klienta riešiť prípadné spory vyplývajúce z finančného sprostredkovania formou mimosúdneho vyrovnania (napr. podľa zákona č. 420/2004 Z.z. o mediácii a o doplnení niektorých zákonov v platnom znení) alebo prostredníctvom súdneho konania v súlade s príslušnými osobitnými právnymi predpismi.\nReklamačný poriadok je k dispozícii na stránke www.csob.sk.\n",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
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[null,"Vyhlásenie klienta:\nVyhlasujem, že mi bola v súlade s ustanovením § 35 ods. 1 až 3 zákona, jasnou a zrozumiteľnou formou prezentovaná obchodná ponuka Spoločnosti, na základe ktorej som si vybral vyššie uvedenú finančnú službu a to slobodne a bez nátlaku. Som si vedomý právnych následkov uzatvorenia zmluvy o poskytnutí finančnej služby a o spôsoboch a systéme ochrany pred zlyhaním finančnej inštitúcie. Taktiež vyhlasujem, že som informovaný o poplatkoch a iných nákladoch súvisiacich s finančnou službou, pričom finančný agent mi odovzdal informácie o poplatkoch a ostatných nákladoch v písomnej forme. \n\nVyhlasujem, že nemám žiadne pochybnosti a ani nejasnosti o finančnej službe, ktorá mi je sprostredkovaná a že mi boli poskytnuté všetky informácie podľa § 33 zákona a že všetky informácie, potrebné pre rozhodnutie, som dostal v dostatočnom časovom predstihu pred uzatvorením zmluvy.\nBeriem na vedomie, že finančný agent je v súlade s ustanovením § 31 zákona oprávnený získavať od klienta osobné údaje a iné informácie od klienta a od zástupcu klienta.\n\nSpracovanie osobných údajov za účelom finančného sprostredkovania vykonáva finančný agent v súlade so zákonom č. 186/2009 Z.z. o finančnom sprostredkovaní a finančnom poradenstve a o zmene a doplnení niektorých zákonov, Nariadením EP a Rady (EÚ) 2016/679 o ochrane fyzických osôb pri spracúvaní osobných údajov a o voľnom pohybe takýchto údajov, ktorým sa zrušuje smernica 95/46/ES (všeobecné nariadenie o ochrane údajov)- GDPR, v prípade spracúvania osobných údajov v krajinách, ktoré neuplatňujú právo EÚ i podľa zák. č. 18/2018 Z. z. o ochrane osobných údajov. Viac informácií o zásadách spracúvania osobných údajov sa nachádza na www.csob.sk/pravne-informacie#memorandum-ochrany-osobnych-udajov, alebo v priestoroch pobočiek ČSOB.\n\nSvojim podpisom potvrdzujem, že všetky mnou uvedené údaje sú pravdivé, úplné, pravé a správne. Na znak súhlasu s uvedenými údajmi a vyhláseniami na oboch stranách záznamu zo stretnutia predmetný záznam zo stretnutia podpisujem.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
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[null,null,"podpis klienta",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"podpis finančného agenta",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
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[null,null,"Odovzdávací protokol produktov ČSOB Stavebnej sporiteľne"]
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[null,null,null,"Ident. číslo agenta v rámci EDS spoločnosti",null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(makler_cislo=\"\",\"\",makler_cislo)","v":""}]
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[null,null,null,"Meno klienta",null,null,null,null,null,{"$f":"IF(OR(priezvisko_ziadatel=\"\",meno_ziadatel=\"\"),\"\",meno_ziadatel&\" \"&priezvisko_ziadatel)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,"Dátum narodenia",null,null,null,null,null,{"$f":"IF(RC_ziadatel=\"\",\"\",funGetDatNar_zRC(RC_ziadatel))","v":""}]
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[null,null,null,"Výška úveru",null,null,null,null,null,{"$f":"IF(vyska_uveru=\"\",\"\",vyska_uveru)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,"Podpis klienta"]
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[null,null,"Týmto poskytujem svoje osobné údaje a ďalšie, tvoriace predmet bankového tajomstva v zmysle § 91 zákona č. 483/2001 Z. z. o bankách v platnom znení, na účely vykonania obchodu uvedeného v tomto dokumente vrátane úkonov potrebných na riadne spracovanie a vykonanie tohto obchodu ČSOB stavebnou sporiteľňou, a.s. (ďalej len „zastúpený“), ako aj obchodným zástupcom uvedeným v tomto doklade, a to v súlade s Nariadením EP a Rady (EÚ) 2016/679 o ochrane fyzických osôb pri spracúvaní osobných údajov a o voľnom pohybe takýchto údajov, ktorým sa zrušuje smernica 95/46/ES (všeobecné nariadenie o ochrane údajov)- GDPR, v prípade spracovateľských operácií, na ktoré sa neuplatňuje právo EÚ i podľa zák. č. 18/2018 Z. z. o ochrane osobných údajov. \nČSOB Stavebná sporiteľňa týmto informuje Klienta, že zásady spracúvania osobných údajov v zmysle Nariadenia európskeho parlamentu a rady (EÚ) 2016/679 o ochrane fyzických osôb pri spracúvaní osobných údajov a o voľnom pohybe takýchto údajov sú upravené v Memorande osobných údajov ČSOB Finančnej skupiny (ďalej ako Memorandum) a sú poskytnuté Klientovi formou zverejnenia v pobočke alebo na www.csob.sk/pravne-informacie#memorandum-ochrany-osobnych-udajov."]
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[null,null,null,null,null,null,null,null,"V",null,null,{"$f":"IF(miesto=\"\",\"\",miesto)","v":""},null,null,null,null,null,null,null,null,null,null,null,"Dňa",null,null,null,{"$f":"IF(datum_ziadosti=\"\",\"\",TEXT(datum_ziadosti,\"dd.mm.yyyy\"))","v":"14.02.2020"}]
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[null,null,"ČSOB stavebná sporiteľňa, a.s.",null,null,null,null,null,null,null,null,null,null,null,"IČO: 35 799 200",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"0800 111 303"]
[null,null,"Žižkova 11",null,null,null,null,null,null,null,null,null,null,null,"Zapísaná v obchodnom registri Okresného súdu",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"www.csob.sk"]
[null,null,"811 02 Bratislava",null,null,null,null,null,null,null,null,null,null,null,"Bratislava I, oddiel Sa, vložka č. 2590/B",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"csobsp@csobsp.sk"]

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[]
[null,{"$f":"IF(tpSL_clearprint,\"Miesto a dátum: \",\"Miesto a dátum: \" & miesto & \", \" & TEXT(datum_ziadosti,\"dd.mm.yyyy\"))","v":"Miesto a dátum: , 14.02.2020"}]

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[null,"NÁVRH NA UDELENIE VÝNIMKY"]
[]
[]
[null,null,"Predkladá:  ",{"$f":"IF(tpNV_clearprint,\"\",IF(poradca_meno=\"\",\"\",poradca_meno & IF(poradca_priezvisko=\"\",\"\",\" \" & poradca_priezvisko) & IF(poradca_titul=\"\",\"\",\", \" & poradca_titul)))","v":""},null,null,null,"Región:",{"$f":"IF(tpNV_clearprint,\"\",IF(teritorium=\"\",\"\",teritorium))","v":""}]
[]
[null,null,"Meno a priezvisko klienta:",{"$f":"IF(tpNV_clearprint,\"\",IF(meno_ziadatel=\"\",\"\",meno_ziadatel & IF(priezvisko_ziadatel=\"\",\"\",\" \" & priezvisko_ziadatel)))","v":""},null,null,null,"Nový klient:"]
[]
[null,null,"Číslo zmluvy o SS:",{"$f":"IF(tpNV_clearprint,\"\",IF(cislo_zmluvy=\"\",\"\",cislo_zmluvy))","v":""}]
[]
[null,null,"Cieľová suma:",{"$f":"IF(tpNV_clearprint,\"\",IF(vyska_uveru=\"\",\"\",vyska_uveru))","v":""}]
[]
[null,null,"Typ úveru:",{"$f":"IF(tpNV_clearprint,\"\",IF(druh_uveru_vybrany=\"\",\"\",druh_uveru_vybrany))","v":""}]
[]
[null,null,"Nasporená suma:"]
[]
[null,null,"Úverová časť:"]
[]
[null,null,"Celková úverová\nangažovanosť v ČSOB SP:"]
[]
[null,null,"Zabezpečenie:",{"$f":"IF(tpNV_clearprint,\"\",IF(zabezpecenie_final=\"\",\"\",zabezpecenie_final))","v":"CHYBA!"}]
[]
[]
[null,"Popis požadovanej výnimky (uviesť všetky požadované výnimky):"]
[]
[]
[]
[]
[]
[null,"Celkové zhodnotenie (uviesť všetky dôvody pre schválenie výnimky):"]
[]
[null,"Stanovisko predkladateľa:"]
[]
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[]
[null,null,"Dátum:",null,"Podpis:"]
[null,null,{"$f":"IF(tpNV_clearprint,\"\",TODAY())","v":43875}]

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[]
[]
[]
[]
[]
[null,null,null,"SÚHLAS S POSKYTNUTÍM A SO SPRACÚVANÍM OSOBNÝCH ÚDAJOV"]
[]
[]
[]
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[null,null,null,"podľa Nariadenia Európskeho parlamentu a Rady č. 2016/679 o ochrane fyzických osôb pri spracúvaní osobných údajov a o voľnom pohybe takýchto údajov (všeobecné nariadenie o ochrane údajov)."]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,"Vážený klient a záujemca o uzatvorenie zmluvného vzťahu,"]
[]
[null,null,null,"\n","aj naďalej Vám chceme prinášať riešenia, ktoré vyhovujú Vašim individuálnym potrebám. Podpisom Súhlasu s poskytnutím osobných údajov a ich spracúvaním vyjadrujete súhlas s poskytnutím Vašich osobných údajov a s ich následným spracúvaním pre Československú obchodnú banku, a.s., IČO: 36 854 140, ČSOB Poisťovňu, a.s., IČO: 31 325 416, ČSOB stavebnú sporiteľňu, a.s., IČO: 35 799 200, ČSOB Leasing, a.s., IČO: 35 704 713, ČSOB Leasing poisťovací maklér, s.r.o., IČO: 35 887 222, KBC Asset Management NV, pobočka zahraničnej správcovskej spoločnosti, IČO: 47 243 929 (ďalej všetko spolu ako „ČSOB Finančná skupina“), a to pre všetkých členov ČSOB Finančnej skupiny, vrátane ich právnych nástupcov, jednotlivo, ale i medzi jednotlivými členmi navzájom na účely uvedené ďalej v tomto tlačive, čo prispeje ku kvalitnejšiemu poskytovaniu produktov a služieb všetkých členov ČSOB Finančnej skupiny. Vaše osobné údaje chránime rovnako dôsledne ako Vaše investície. Aktuálny zoznam členov ČSOB Finančnej skupiny nájdete na www.csob.sk/memorandum."]
[]
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[]
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[]
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[]
[]
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[null,null,null,"Meno a priezvisko:",null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(meno_ziadatel=\"\",priezvisko_ziadatel=\"\"),REPT(\".\",101),meno_ziadatel & \" \" & priezvisko_ziadatel)","v":"....................................................................................................."}]
[]
[]
[]
[]
[null,null,null,"Bydlisko:",null,null,null,null,{"$f":"IF(AND(ulica_trv_ziadatel=\"\",PSC_trv_ziadatel=\"\",mesto_trv_ziadatel=\"\"),REPT(\".\",79),ulica_trv_ziadatel & \", \" & TEXT(PSC_trv_ziadatel,\"000\\ 00\") & \", \" & mesto_trv_ziadatel)","v":"..............................................................................."},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Dátum narodenia:",null,null,null,null,null,null,null,null,null,{"$f":"IF(RC_ziadatel=\"\",REPT(\".\",34),funGetDatumNarodeniaRC(RC_ziadatel))","v":".................................."}]
[]
[]
[]
[]
[null,null,null,"Týmto súhlasím s poskytnutím svojich osobných údajov v nižšie uvedenom rozsahu a s ich následným spracúvaním pre všetkých členov ČSOB Finančnej skupiny na účel prípravy a realizácie marketingových aktivít súvisiacich s poskytovaní produktov a služieb členov ČSOB Finančnej skupiny. Súhlasím s tým, aby v rámci uvedeného účelu boli moje osobné údaje analyzované a profilované, na základe čoho mi môžu členovia ČSOB Finančnej skupiny adresovať podľa mojich preferencií marketingové ponuky. Tento súhlas udeľujem k nasledovným osobným údajom: meno, priezvisko, dátum narodenia, pohlavie, adresa, e-mailová adresa, telefónne číslo, geolokačné údaje, socio-demografické údaje, transakčné údaje, údaje získané na základe analýz, údaje z internetových stránok a aplikácií a údaje získané pri zriadení a využívaní produktov a služieb všetkých členov ČSOB Finančnej skupiny."]
[]
[]
[]
[]
[]
[]
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[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
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[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Áno",null,null,null,null,"Nie"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(suhlas_1=\"\",\"\",suhlas_1)","v":"x"}]
[]
[]
[null,null,null,"Týmto súhlasím s poskytnutím svojich osobných údajov a s ich následným spracúvaním pre všetkých členov ČSOB Finančnej skupiny na účel oslovenia, realizácie, vyhodnotenia a určenia výhercov a súťažiacich v spotrebiteľských súťažiach.\nV rozsahu sú nasledovné osobné údaje: meno, priezvisko, dátum narodenia, pohlavie, adresa, e-mailová adresa, telefónne číslo, socio-demografické údaje, transakčné údaje a údaje získané pri zriadení a využívaní produktov a služieb všetkých členov ČSOB Finančnej skupiny."]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Áno",null,null,null,null,"Nie"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(suhlas_2=\"\",\"\",suhlas_2)","v":"x"}]
[]
[]
[]
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[]
[]
[]
[]
[]
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[]
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[]
[]
[null,null,null,"ČSOB stavebná sporiteľňa, a.s.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"IČO: 35 799 200",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"0800 111 303"]
[null,null,null,"Žižkova 11",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Zapísaná v obchodnom registri Okresného súdu",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"csobsp@csob.sk"]
[null,null,null,"811 02 Bratislava, Slovenská Republika",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Bratislava I, oddiel Sa, vložka č. 2590/B",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"www.csob.sk"]
[]
[]
[]
[]
[null,null,null,"Informácie pre dotknutú osobu"]
[]
[]
[]
[]
[]
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[]
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[]
[null,null,null,"Vaše osobné údaje bude každý člen ČSOB Finančnej skupiny spracúvať po celú dobu, keď budete klientom ČSOB Finančnej skupiny, a 5 rokov od ukončenia všetkých zmluvných vzťahov medzi vami a členmi ČSOB Finančnej skupiny. V prípade, ak nevstúpite do žiadneho zmluvného vzťahu s niektorým z členov ČSOB Finančnej skupiny, Vaše osobné údaje bude každý člen ČSOB Finančnej skupiny spracúvať po dobu 12 mesiacov odo dňa udelenia Vášho súhlasu. Udelený súhlas môžete kedykoľvek odvolať. Informácie o spôsobe odvolania súhlasu nájdete na www.csob.sk/memorandum."]
[]
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[null,null,null,"Klient vyhlasuje, že mu boli poskytnuté podmienky Memoranda ochrany osobných údajov ČSOB Finančnej skupiny (ďalej ako „Memorandum“), ktoré obsahuje podmienky spracúvania osobných údajov a informácie k právam dotknutých osôb. Memorandum je dostupné na príslušných kontaktných miestach ČSOB a na stránke www.csob.sk/memorandum."]
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[]
[]
[null,null,null,"V",{"$f":"IF(miesto=\"\",REPT(\".\",37),miesto)","v":"....................................."},null,null,null,null,null,null,null,null,null,null,null,null,null,null,"dňa",null,{"$f":"IF(miesto=\"\",REPT(\".\",30),TEXT(TODAY(),\"d.m.yyyy\"))","v":".............................."}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Podpis dotknutej osoby"]
[]
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[null,null,null,"ČSOB stavebná sporiteľňa, a.s.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"IČO: 35 799 200",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"0800 111 303"]
[null,null,null,"Žižkova 11",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Zapísaná v obchodnom registri Okresného súdu",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"csobsp@csob.sk"]
[null,null,null,"811 02 Bratislava, Slovenská Republika",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Bratislava I, oddiel Sa, vložka č. 2590/B",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"www.csob.sk"]

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[null,null,null,"SÚHLAS S POSKYTNUTÍM A SO SPRACÚVANÍM OSOBNÝCH ÚDAJOV"]
[]
[]
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[null,null,null,"podľa Nariadenia Európskeho parlamentu a Rady č. 2016/679 o ochrane fyzických osôb pri spracúvaní osobných údajov a o voľnom pohybe takýchto údajov (všeobecné nariadenie o ochrane údajov)."]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,"Vážený klient a záujemca o uzatvorenie zmluvného vzťahu,"]
[]
[null,null,null,"\n","aj naďalej Vám chceme prinášať riešenia, ktoré vyhovujú Vašim individuálnym potrebám. Podpisom Súhlasu s poskytnutím osobných údajov a ich spracúvaním vyjadrujete súhlas s poskytnutím Vašich osobných údajov a s ich následným spracúvaním pre Československú obchodnú banku, a.s., IČO: 36 854 140, ČSOB Poisťovňu, a.s., IČO: 31 325 416, ČSOB stavebnú sporiteľňu, a.s., IČO: 35 799 200, ČSOB Leasing, a.s., IČO: 35 704 713, ČSOB Leasing poisťovací maklér, s.r.o., IČO: 35 887 222, KBC Asset Management NV, pobočka zahraničnej správcovskej spoločnosti, IČO: 47 243 929 (ďalej všetko spolu ako „ČSOB Finančná skupina“), a to pre všetkých členov ČSOB Finančnej skupiny, vrátane ich právnych nástupcov, jednotlivo, ale i medzi jednotlivými členmi navzájom na účely uvedené ďalej v tomto tlačive, čo prispeje ku kvalitnejšiemu poskytovaniu produktov a služieb všetkých členov ČSOB Finančnej skupiny. Vaše osobné údaje chránime rovnako dôsledne ako Vaše investície. Aktuálny zoznam členov ČSOB Finančnej skupiny nájdete na www.csob.sk/memorandum."]
[]
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[null,null,null,"Meno a priezvisko:",null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(meno_spoludlznik=\"\",priezvisko_spoludlznik=\"\"),REPT(\".\",101),meno_spoludlznik & \" \" & priezvisko_spoludlznik)","v":"....................................................................................................."}]
[]
[]
[]
[]
[null,null,null,"Bydlisko:",null,null,null,null,{"$f":"IF(AND(ulica_trv_spoludlznik=\"\",PSC_trv_spoludlznik=\"\",mesto_trv_spoludlznik=\"\"),REPT(\".\",79),ulica_trv_spoludlznik & \", \" & TEXT(PSC_trv_spoludlznik,\"000\\ 00\") & \", \" & mesto_trv_spoludlznik)","v":"..............................................................................."},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Dátum narodenia:",null,null,null,null,null,null,null,null,null,{"$f":"IF(RC_spoludlznik=\"\",REPT(\".\",34),funGetDatumNarodeniaRC(RC_spoludlznik))","v":".................................."}]
[]
[]
[]
[]
[null,null,null,"Týmto súhlasím s poskytnutím svojich osobných údajov v nižšie uvedenom rozsahu a s ich následným spracúvaním pre všetkých členov ČSOB Finančnej skupiny na účel prípravy a realizácie marketingových aktivít súvisiacich s poskytovaní produktov a služieb členov ČSOB Finančnej skupiny. Súhlasím s tým, aby v rámci uvedeného účelu boli moje osobné údaje analyzované a profilované, na základe čoho mi môžu členovia ČSOB Finančnej skupiny adresovať podľa mojich preferencií marketingové ponuky. Tento súhlas udeľujem k nasledovným osobným údajom: meno, priezvisko, dátum narodenia, pohlavie, adresa, e-mailová adresa, telefónne číslo, geolokačné údaje, socio-demografické údaje, transakčné údaje, údaje získané na základe analýz, údaje z internetových stránok a aplikácií a údaje získané pri zriadení a využívaní produktov a služieb všetkých členov ČSOB Finančnej skupiny."]
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[]
[]
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[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(suhlas_1=\"\",\"\",suhlas_1)","v":"x"}]
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[null,null,null,"Týmto súhlasím s poskytnutím svojich osobných údajov a s ich následným spracúvaním pre všetkých členov ČSOB Finančnej skupiny na účel oslovenia, realizácie, vyhodnotenia a určenia výhercov a súťažiacich v spotrebiteľských súťažiach.\nV rozsahu sú nasledovné osobné údaje: meno, priezvisko, dátum narodenia, pohlavie, adresa, e-mailová adresa, telefónne číslo, socio-demografické údaje, transakčné údaje a údaje získané pri zriadení a využívaní produktov a služieb všetkých členov ČSOB Finančnej skupiny."]
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[null,null,null,"ČSOB stavebná sporiteľňa, a.s.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"IČO: 35 799 200",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"0800 111 303"]
[null,null,null,"Žižkova 11",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Zapísaná v obchodnom registri Okresného súdu",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"csobsp@csob.sk"]
[null,null,null,"811 02 Bratislava, Slovenská Republika",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Bratislava I, oddiel Sa, vložka č. 2590/B",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"www.csob.sk"]
[]
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[null,null,null,"Informácie pre dotknutú osobu"]
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[null,null,null,"Vaše osobné údaje bude každý člen ČSOB Finančnej skupiny spracúvať po celú dobu, keď budete klientom ČSOB Finančnej skupiny, a 5 rokov od ukončenia všetkých zmluvných vzťahov medzi vami a členmi ČSOB Finančnej skupiny. V prípade, ak nevstúpite do žiadneho zmluvného vzťahu s niektorým z členov ČSOB Finančnej skupiny, Vaše osobné údaje bude každý člen ČSOB Finančnej skupiny spracúvať po dobu 12 mesiacov odo dňa udelenia Vášho súhlasu. Udelený súhlas môžete kedykoľvek odvolať. Informácie o spôsobe odvolania súhlasu nájdete na www.csob.sk/memorandum."]
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[null,null,null,"Klient vyhlasuje, že mu boli poskytnuté podmienky Memoranda ochrany osobných údajov ČSOB Finančnej skupiny (ďalej ako „Memorandum“), ktoré obsahuje podmienky spracúvania osobných údajov a informácie k právam dotknutých osôb. Memorandum je dostupné na príslušných kontaktných miestach ČSOB a na stránke www.csob.sk/memorandum."]
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[null,null,null,"V",{"$f":"IF(miesto=\"\",REPT(\".\",37),miesto)","v":"....................................."},null,null,null,null,null,null,null,null,null,null,null,null,null,null,"dňa",null,{"$f":"IF(miesto=\"\",REPT(\".\",30),TEXT(TODAY(),\"d.m.yyyy\"))","v":".............................."}]
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[null,null,null,"ČSOB stavebná sporiteľňa, a.s.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"IČO: 35 799 200",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"0800 111 303"]
[null,null,null,"Žižkova 11",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Zapísaná v obchodnom registri Okresného súdu",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"csobsp@csob.sk"]
[null,null,null,"811 02 Bratislava, Slovenská Republika",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Bratislava I, oddiel Sa, vložka č. 2590/B",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"www.csob.sk"]

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[null,null,null,"SÚHLAS S POSKYTNUTÍM A SO SPRACÚVANÍM OSOBNÝCH ÚDAJOV"]
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[null,null,null,"podľa Nariadenia Európskeho parlamentu a Rady č. 2016/679 o ochrane fyzických osôb pri spracúvaní osobných údajov a o voľnom pohybe takýchto údajov (všeobecné nariadenie o ochrane údajov)."]
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[null,null,null,"Vážený klient a záujemca o uzatvorenie zmluvného vzťahu,"]
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[null,null,null,"\n","aj naďalej Vám chceme prinášať riešenia, ktoré vyhovujú Vašim individuálnym potrebám. Podpisom Súhlasu s poskytnutím osobných údajov a ich spracúvaním vyjadrujete súhlas s poskytnutím Vašich osobných údajov a s ich následným spracúvaním pre Československú obchodnú banku, a.s., IČO: 36 854 140, ČSOB Poisťovňu, a.s., IČO: 31 325 416, ČSOB stavebnú sporiteľňu, a.s., IČO: 35 799 200, ČSOB Leasing, a.s., IČO: 35 704 713, ČSOB Leasing poisťovací maklér, s.r.o., IČO: 35 887 222, KBC Asset Management NV, pobočka zahraničnej správcovskej spoločnosti, IČO: 47 243 929 (ďalej všetko spolu ako „ČSOB Finančná skupina“), a to pre všetkých členov ČSOB Finančnej skupiny, vrátane ich právnych nástupcov, jednotlivo, ale i medzi jednotlivými členmi navzájom na účely uvedené ďalej v tomto tlačive, čo prispeje ku kvalitnejšiemu poskytovaniu produktov a služieb všetkých členov ČSOB Finančnej skupiny. Vaše osobné údaje chránime rovnako dôsledne ako Vaše investície. Aktuálny zoznam členov ČSOB Finančnej skupiny nájdete na www.csob.sk/memorandum."]
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[null,null,null,"Meno a priezvisko:",null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(meno_pristupitel=\"\",priezvisko_pristupitel=\"\"),REPT(\".\",101),meno_pristupitel & \" \" & priezvisko_pristupitel)","v":"....................................................................................................."}]
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[null,null,null,"Bydlisko:",null,null,null,null,{"$f":"IF(AND(ulica_trv_pristupitel=\"\",PSC_trv_pristupitel=\"\",mesto_trv_pristupitel=\"\"),REPT(\".\",79),ulica_trv_pristupitel & \", \" & TEXT(PSC_trv_pristupitel,\"000\\ 00\") & \", \" & mesto_trv_pristupitel)","v":"..............................................................................."},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Dátum narodenia:",null,null,null,null,null,null,null,null,null,{"$f":"IF(RC_pristupitel=\"\",REPT(\".\",34),funGetDatumNarodeniaRC(RC_pristupitel))","v":".................................."}]
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[null,null,null,"Týmto súhlasím s poskytnutím svojich osobných údajov v nižšie uvedenom rozsahu a s ich následným spracúvaním pre všetkých členov ČSOB Finančnej skupiny na účel prípravy a realizácie marketingových aktivít súvisiacich s poskytovaní produktov a služieb členov ČSOB Finančnej skupiny. Súhlasím s tým, aby v rámci uvedeného účelu boli moje osobné údaje analyzované a profilované, na základe čoho mi môžu členovia ČSOB Finančnej skupiny adresovať podľa mojich preferencií marketingové ponuky. Tento súhlas udeľujem k nasledovným osobným údajom: meno, priezvisko, dátum narodenia, pohlavie, adresa, e-mailová adresa, telefónne číslo, geolokačné údaje, socio-demografické údaje, transakčné údaje, údaje získané na základe analýz, údaje z internetových stránok a aplikácií a údaje získané pri zriadení a využívaní produktov a služieb všetkých členov ČSOB Finančnej skupiny."]
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[null,null,null,"Týmto súhlasím s poskytnutím svojich osobných údajov a s ich následným spracúvaním pre všetkých členov ČSOB Finančnej skupiny na účel oslovenia, realizácie, vyhodnotenia a určenia výhercov a súťažiacich v spotrebiteľských súťažiach.\nV rozsahu sú nasledovné osobné údaje: meno, priezvisko, dátum narodenia, pohlavie, adresa, e-mailová adresa, telefónne číslo, socio-demografické údaje, transakčné údaje a údaje získané pri zriadení a využívaní produktov a služieb všetkých členov ČSOB Finančnej skupiny."]
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[null,null,null,"ČSOB stavebná sporiteľňa, a.s.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"IČO: 35 799 200",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"0800 111 303"]
[null,null,null,"Žižkova 11",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Zapísaná v obchodnom registri Okresného súdu",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"csobsp@csob.sk"]
[null,null,null,"811 02 Bratislava, Slovenská Republika",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Bratislava I, oddiel Sa, vložka č. 2590/B",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"www.csob.sk"]
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[null,null,null,"Informácie pre dotknutú osobu"]
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[null,null,null,"Vaše osobné údaje bude každý člen ČSOB Finančnej skupiny spracúvať po celú dobu, keď budete klientom ČSOB Finančnej skupiny, a 5 rokov od ukončenia všetkých zmluvných vzťahov medzi vami a členmi ČSOB Finančnej skupiny. V prípade, ak nevstúpite do žiadneho zmluvného vzťahu s niektorým z členov ČSOB Finančnej skupiny, Vaše osobné údaje bude každý člen ČSOB Finančnej skupiny spracúvať po dobu 12 mesiacov odo dňa udelenia Vášho súhlasu. Udelený súhlas môžete kedykoľvek odvolať. Informácie o spôsobe odvolania súhlasu nájdete na www.csob.sk/memorandum."]
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[]
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[null,null,null,"Klient vyhlasuje, že mu boli poskytnuté podmienky Memoranda ochrany osobných údajov ČSOB Finančnej skupiny (ďalej ako „Memorandum“), ktoré obsahuje podmienky spracúvania osobných údajov a informácie k právam dotknutých osôb. Memorandum je dostupné na príslušných kontaktných miestach ČSOB a na stránke www.csob.sk/memorandum."]
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[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Podpis dotknutej osoby"]
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[null,null,null,"ČSOB stavebná sporiteľňa, a.s.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"IČO: 35 799 200",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"0800 111 303"]
[null,null,null,"Žižkova 11",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Zapísaná v obchodnom registri Okresného súdu",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"csobsp@csob.sk"]
[null,null,null,"811 02 Bratislava, Slovenská Republika",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Bratislava I, oddiel Sa, vložka č. 2590/B",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"www.csob.sk"]

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[null,null,null,"podľa Nariadenia Európskeho parlamentu a Rady č. 2016/679 o ochrane fyzických osôb pri spracúvaní osobných údajov a o voľnom pohybe takýchto údajov (všeobecné nariadenie o ochrane údajov)."]
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[null,null,null,"Vážený klient a záujemca o uzatvorenie zmluvného vzťahu,"]
[]
[null,null,null,"\n","aj naďalej Vám chceme prinášať riešenia, ktoré vyhovujú Vašim individuálnym potrebám. Podpisom Súhlasu s poskytnutím osobných údajov a ich spracúvaním vyjadrujete súhlas s poskytnutím Vašich osobných údajov a s ich následným spracúvaním pre Československú obchodnú banku, a.s., IČO: 36 854 140, ČSOB Poisťovňu, a.s., IČO: 31 325 416, ČSOB stavebnú sporiteľňu, a.s., IČO: 35 799 200, ČSOB Leasing, a.s., IČO: 35 704 713, ČSOB Leasing poisťovací maklér, s.r.o., IČO: 35 887 222, KBC Asset Management NV, pobočka zahraničnej správcovskej spoločnosti, IČO: 47 243 929 (ďalej všetko spolu ako „ČSOB Finančná skupina“), a to pre všetkých členov ČSOB Finančnej skupiny, vrátane ich právnych nástupcov, jednotlivo, ale i medzi jednotlivými členmi navzájom na účely uvedené ďalej v tomto tlačive, čo prispeje ku kvalitnejšiemu poskytovaniu produktov a služieb všetkých členov ČSOB Finančnej skupiny. Vaše osobné údaje chránime rovnako dôsledne ako Vaše investície. Aktuálny zoznam členov ČSOB Finančnej skupiny nájdete na www.csob.sk/memorandum."]
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[null,null,null,"Meno a priezvisko:",null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(meno_manz_pristupitela=\"\",priezvisko_manz_pristupitela=\"\"),REPT(\".\",101),meno_manz_pristupitela & \" \" & priezvisko_manz_pristupitela)","v":"....................................................................................................."}]
[]
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[]
[null,null,null,"Bydlisko:",null,null,null,null,{"$f":"IF(AND(ulica_trv_manz_pristupitela=\"\",PSC_trv_manz_pristupitela=\"\",mesto_trv_manz_pristupitela=\"\"),REPT(\".\",79),ulica_trv_manz_pristupitela & \", \" & TEXT(PSC_trv_manz_pristupitela,\"000\\ 00\") & \", \" & mesto_trv_manz_pristupitela)","v":"..............................................................................."},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Dátum narodenia:",null,null,null,null,null,null,null,null,null,{"$f":"IF(RC_manz_pristupitela=\"\",REPT(\".\",34),funGetDatumNarodeniaRC(RC_manz_pristupitela))","v":".................................."}]
[]
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[null,null,null,"Týmto súhlasím s poskytnutím svojich osobných údajov v nižšie uvedenom rozsahu a s ich následným spracúvaním pre všetkých členov ČSOB Finančnej skupiny na účel prípravy a realizácie marketingových aktivít súvisiacich s poskytovaní produktov a služieb členov ČSOB Finančnej skupiny. Súhlasím s tým, aby v rámci uvedeného účelu boli moje osobné údaje analyzované a profilované, na základe čoho mi môžu členovia ČSOB Finančnej skupiny adresovať podľa mojich preferencií marketingové ponuky. Tento súhlas udeľujem k nasledovným osobným údajom: meno, priezvisko, dátum narodenia, pohlavie, adresa, e-mailová adresa, telefónne číslo, geolokačné údaje, socio-demografické údaje, transakčné údaje, údaje získané na základe analýz, údaje z internetových stránok a aplikácií a údaje získané pri zriadení a využívaní produktov a služieb všetkých členov ČSOB Finančnej skupiny."]
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[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Áno",null,null,null,null,"Nie"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(suhlas_1=\"\",\"\",suhlas_1)","v":"x"}]
[]
[]
[null,null,null,"Týmto súhlasím s poskytnutím svojich osobných údajov a s ich následným spracúvaním pre všetkých členov ČSOB Finančnej skupiny na účel oslovenia, realizácie, vyhodnotenia a určenia výhercov a súťažiacich v spotrebiteľských súťažiach.\nV rozsahu sú nasledovné osobné údaje: meno, priezvisko, dátum narodenia, pohlavie, adresa, e-mailová adresa, telefónne číslo, socio-demografické údaje, transakčné údaje a údaje získané pri zriadení a využívaní produktov a služieb všetkých členov ČSOB Finančnej skupiny."]
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[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Áno",null,null,null,null,"Nie"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(suhlas_2=\"\",\"\",suhlas_2)","v":"x"}]
[]
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[]
[null,null,null,"ČSOB stavebná sporiteľňa, a.s.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"IČO: 35 799 200",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"0800 111 303"]
[null,null,null,"Žižkova 11",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Zapísaná v obchodnom registri Okresného súdu",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"csobsp@csob.sk"]
[null,null,null,"811 02 Bratislava, Slovenská Republika",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Bratislava I, oddiel Sa, vložka č. 2590/B",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"www.csob.sk"]
[]
[]
[]
[]
[null,null,null,"Informácie pre dotknutú osobu"]
[]
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[]
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[null,null,null,"Vaše osobné údaje bude každý člen ČSOB Finančnej skupiny spracúvať po celú dobu, keď budete klientom ČSOB Finančnej skupiny, a 5 rokov od ukončenia všetkých zmluvných vzťahov medzi vami a členmi ČSOB Finančnej skupiny. V prípade, ak nevstúpite do žiadneho zmluvného vzťahu s niektorým z členov ČSOB Finančnej skupiny, Vaše osobné údaje bude každý člen ČSOB Finančnej skupiny spracúvať po dobu 12 mesiacov odo dňa udelenia Vášho súhlasu. Udelený súhlas môžete kedykoľvek odvolať. Informácie o spôsobe odvolania súhlasu nájdete na www.csob.sk/memorandum."]
[]
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[null,null,null,"Klient vyhlasuje, že mu boli poskytnuté podmienky Memoranda ochrany osobných údajov ČSOB Finančnej skupiny (ďalej ako „Memorandum“), ktoré obsahuje podmienky spracúvania osobných údajov a informácie k právam dotknutých osôb. Memorandum je dostupné na príslušných kontaktných miestach ČSOB a na stránke www.csob.sk/memorandum."]
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[null,null,null,"V",{"$f":"IF(miesto=\"\",REPT(\".\",37),miesto)","v":"....................................."},null,null,null,null,null,null,null,null,null,null,null,null,null,null,"dňa",null,{"$f":"IF(miesto=\"\",REPT(\".\",30),TEXT(TODAY(),\"d.m.yyyy\"))","v":".............................."}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Podpis dotknutej osoby"]
[]
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[]
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[]
[null,null,null,"ČSOB stavebná sporiteľňa, a.s.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"IČO: 35 799 200",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"0800 111 303"]
[null,null,null,"Žižkova 11",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Zapísaná v obchodnom registri Okresného súdu",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"csobsp@csob.sk"]
[null,null,null,"811 02 Bratislava, Slovenská Republika",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Bratislava I, oddiel Sa, vložka č. 2590/B",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"www.csob.sk"]

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[null,"Uplatňovanie nároku na ŠP",null,null,null,null,null,null,null,null,null,{"$f":"funFill(narok_na_SP)","v":"nie"},null,null,null,null,null,null,null,null,"Poistenie úveru",null,null,null,null,null,null,null,null,{"$f":"funFill(poistenie_vybrane)","v":""},null,null,null,null,null,null,null,null,null,true]
[null,"Iný mesačný vklad",null,null,null,null,null,null,null,null,null,{"$f":"funFill(iny_mesacny_vklad)","v":""},null,null,null,null,null,null,null,null,{"$f":"popis_ina_splatka_SU","v":"Iná splátka SÚ"},null,null,null,null,null,null,null,null,{"$f":"funFill(ina_splatka_SU)","v":""},null,null,null,null,null,null,null,null,null,{"$f":"OR(L16<>\"\",AD16<>\"\")","v":false}]
[null,{"$f":"fixacia_urokovej_sadzby_popis","v":""},null,null,null,null,null,null,null,null,null,{"$f":"funFill(fixacia_urokovej_sadzby)","v":""},null,null,null,null,null,null,null,null,"Refinancovanie/Splatenie",null,null,null,null,null,null,null,null,{"$f":"funFill(refinancovanie)","v":""},null,null,null,null,null,null,null,null,null,{"$f":"OR(L17<>\"\",AD17<>\"\")","v":false}]
[null,{"$f":"group_zlava_popis","v":""},null,null,null,null,null,null,null,null,null,{"$f":"funFill(group_zlava_1_typ)","v":""},null,null,null,null,{"$f":"IF(group_zlava_1=0,\"\",TEXT(group_zlava_1,\"0,00%\") & \" p.a.\")","v":""},null,null,null,"ČSOBSP:",null,null,null,null,null,null,null,null,{"$f":"funFill(CSOBSP)","v":""},null,null,null,null,null,null,null,null,null,{"$f":"OR(B18<>\"\",AD18<>\"\")","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,{"$f":"funFill(group_zlava_2_typ)","v":""},null,null,null,null,{"$f":"IF(group_zlava_2=0,\"\",TEXT(group_zlava_2,\"0,00%\") & \" p.a.\")","v":""},null,null,null,{"$f":"IF(ziadost_kombinacia=ano,popis_ziadost_u5_he,\"\")","v":""},null,null,null,null,null,null,null,null,{"$f":"funFill(ziadost_u5_he)","v":""},null,null,null,null,null,null,null,null,null,{"$f":"OR(B18<>\"\",AD19<>\"\")","v":false}]
[null,"Počiatočný vklad:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"typ_zmluvy<>\"SU\"","v":true}]
[null,"Prepočítaná nasporená suma:",null,null,null,null,null,null,null,null,null,{"$f":"NS_prepocitana","v":0},null,null,null,null,null,null,null,null,"Vklad potrebný do min.NS a popl.:",null,null,null,null,null,null,null,null,{"$f":"vklad_do_pozadovaneho","v":40},null,null,null,null,null,null,null,null,null,{"$f":"typ_zmluvy<>\"SU\"","v":true}]
[null,"Vklad pred 1. čerpaním:",null,null,null,null,null,null,{"$f":"funFill(podiel_poc_vkladu_zvoleny)","v":""},null,null,"z CS =",null,null,{"$f":"uver!$N$37","v":0},null,null,null,null,null,"Ďalší vklad pred 1. čerpaním:",null,null,null,null,null,null,null,null,{"$f":"funFill(iny_poc_vklad)","v":""},null,null,null,null,null,null,null,null,null,{"$f":"OR(I22<>\"\",AD22<>\"\")","v":false}]
[null,"Mimoriadne vklady / splátky:",null,null,null,null,null,null,null,"Dátum vkladu:",null,null,null,{"$f":"funFill(min_vklad_1_datum)","v":""},null,null,null,null,null,"Dátum vkladu:",null,null,null,{"$f":"funFill(min_vklad_2_datum)","v":""},null,null,null,null,null,"Dátum vkladu:",null,null,null,{"$f":"funFill(min_vklad_3_datum)","v":""},null,null,null,null,null,{"$f":"IF(mim_vklad_1_suma+mim_vklad_2_suma+mim_vklad_3_suma=0,FALSE,TRUE)","v":false}]
[null,null,null,null,null,null,null,null,null,"Výška vkladu:",null,null,null,{"$f":"funFill(mim_vklad_1_suma)","v":""},null,null,null,null,null,"Výška vkladu:",null,null,null,{"$f":"funFill(mim_vklad_2_suma)","v":""},null,null,null,null,null,"Výška vkladu:",null,null,null,{"$f":"funFill(mim_vklad_3_suma)","v":""},null,null,null,null,null,{"$f":"$AN$23","v":false}]
[null,"Doplňujúce informácie k produktom:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AH25<>\"\",popis_uverova_angazovanost,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"funFill(uverova_angazovanost)","v":""},null,null,null,null,null,true]
[null,"Forma výpisu:",null,null,null,null,null,null,null,null,null,{"$f":"funFill(vypis)","v":""},null,null,null,null,null,null,null,null,{"$f":"IF(AH26=\"\",\"\",\"Nasporená suma na iných zmluvách SS\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"funFill(nasporena_suma_ineSS)","v":""},null,null,null,null,null,true]
[null,"Úverová história žiadateľa:",null,null,null,null,null,null,null,null,null,{"$f":"funFill(uverova_historia_ziadatela)","v":"áno"},null,null,null,null,null,null,null,null,{"$f":"najnizsi_vkladSS_popis","v":""},null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"funFill(najnizsi_vkladSS)","v":""},null,null,null,null,null,{"$f":"OR(typ_zmluvy<>\"SU\",AH27<>\"\")","v":true}]
[null,{"$f":"rizikova_oblast_popis","v":""},null,null,null,null,null,null,null,null,null,{"$f":"funFill(rizikova_oblast)","v":""},null,null,null,null,null,null,null,null,{"$f":"IF(OR(AH28=0,AH28=\"\"),\"\",\"Pôvodná výška splátky\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(vyska_splatky_refinanc=0,\"\",vyska_splatky_refinanc)","v":""},null,null,null,null,null,{"$f":"OR(L28<>\"\",AH28<>\"\")","v":false}]
[null,{"$f":"popis_REKO_existujuci","v":""},null,null,null,null,null,null,null,null,null,{"$f":"funFill(REKO_existujuci)","v":""},null,null,null,null,null,null,null,null,{"$f":"popis_REKO_existujuci_zmluva","v":""},null,null,null,null,null,null,null,null,{"$f":"funFill(REKO_existujuci_zmluva)","v":""},null,null,null,null,null,null,null,null,null,{"$f":"OR(L29<>\"\",AD29<>\"\")","v":false}]
[null,"Prepočítané parametre stavebného sporenia:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Prepočítaná nasporená suma:",null,null,null,null,null,null,null,null,null,{"$f":"NS_prepocitana","v":0},null,null,null,null,null,null,null,null,{"$f":"typ_zmluvy=\"MU_E\"","v":false}]
[null,"Doterajšia doba sporenia:",null,null,null,null,null,null,null,null,null,{"$f":"uver!$N$56 & \" (\" & uver!$Q$56 & \")\"","v":"0 mesiacov (0 rokov)"},null,null,null,null,null,null,null,null,"Prepočítané hodnotiace číslo:",null,null,null,null,null,null,null,null,null,{"$f":"HC_prepocitane","v":0},null,null,null,null,null,null,null,null,{"$f":"typ_zmluvy=\"MU_E\"","v":false}]
[null,"Podmienky pre pridelenie cieľovej sumy:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Minimálna nasporená suma:",null,null,null,null,null,null,null,{"$f":"IF(OR(ts_rk,ts_HEplus),min_NS_percento_rk_pom,min_NS_percento)","v":0},null,null,"z CS =",null,{"$f":"min_NS_suma","v":0},null,null,null,null,null,{"$f":"typ_zmluvy<>\"SU\"","v":true}]
[null,"Úroková sadzba sporenia:",null,null,null,null,null,null,null,null,null,{"$f":"urok_sporenie","v":0},null,null,"p.a.",null,null,null,null,null,"Minimálne hodnotiace číslo:",null,null,null,null,null,null,null,{"$f":"min_HC","v":0},null,null,null,null,null,null,null,null,null,null,true]
[null,"Predpísaný min. mesačný vklad:",null,null,null,null,null,null,null,null,null,{"$f":"min_vklad_percento","v":0},null,null,"z CS =",null,{"$f":"min_vklad_suma","v":0.5},null,null,null,"Minimálna doba sporenia:",null,null,null,null,null,null,null,{"$f":"uver!$E$64","v":""},null,null,null,null,null,null,null,null,null,null,true]
[null,"Fáza (mimoriadneho) medziúveru (MÚ):",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Mesačná splátka MÚ celkom:",null,null,null,null,null,null,null,null,null,{"$f":"uver!$N$68","v":0.5},null,null,null,null,null,null,null,null,true]
[null,"Výška úveru pre zabezpečenie:",null,null,null,null,null,null,null,null,null,{"$f":"out_MU_vyska_uveru_zabezpecenie","v":0},null,null,null,null,null,null,null,null,"Z toho: ",null,"- vklad na sporenie",null,null,null,null,null,null,null,{"$f":"uver!$N$69","v":0.5},null,null,null,null,null,null,null,null,true]
[null,"Zabezpečenie úveru:",null,null,null,null,null,null,null,null,null,{"$f":"uver!$E$71","v":""},null,null,null,null,null,null,null,null,null,null,"- splátka úrokov z MÚ",null,null,null,null,null,null,null,{"$f":"uver!$N$70","v":0},null,null,null,null,null,null,null,null,true]
[null,"Úroková sadzba medziúveru:",null,null,null,null,null,null,null,null,null,{"$f":"out_MU_urokova_sadzba","v":{"$error":"#VALUE!"}},null,null,"p.a.",null,null,null,null,null,null,null,"- poistné",null,null,null,null,null,null,null,{"$f":"uver!$N$71","v":0},null,null,null,null,null,null,null,null,true]
[null,{"$f":"uver!B73","v":"RPMN medziúveru:"},null,null,null,null,null,null,null,null,null,{"$f":"out_MU_RPMN","v":" "},null,null,null,null,null,null,null,null,{"$f":"uver!$K$73","v":"Zaplatené poplatky a poistné z MÚ:"},null,null,null,null,null,null,null,null,null,{"$f":"uver!$N$73","v":49},null,null,null,null,null,null,null,null,{"$f":"IF(typ_zmluvy=\"SU\",FALSE,OR(B39<>\"\",U39<>\"\"))","v":true}]
[null,"Predpokladané trvanie MÚ:",null,null,null,null,null,null,null,null,null,{"$f":"uver!$E$74 & \" (\" &uver!$H$74 & \")\"","v":" ()"},null,null,null,null,null,null,null,null,{"$f":"uver!$K$74","v":"Zaplatené úroky z MÚ celkom:"},null,null,null,null,null,null,null,null,null,{"$f":"uver!$N$74","v":0},null,null,null,null,null,null,null,null,{"$f":"typ_zmluvy<>\"SU\"","v":true}]
[null,"Fáza stavebného úveru (SÚ):",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Predpísaná splátka SÚ:",null,null,null,null,null,null,null,null,null,{"$f":"uver!$N$78","v":0},null,null,null,null,null,null,null,null,true]
[null,{"$f":"popis_out_SU_vyska_uveru","v":"Predpokladaná výška SÚ:"},null,null,null,null,null,null,null,null,null,{"$f":"uver!$E$80","v":0},null,null,null,null,null,null,null,null,"Mesačná splátka SÚ celkom:",null,null,null,null,null,null,null,null,null,{"$f":"uver!$N$79","v":0},null,null,null,null,null,null,null,null,true]
[null,"Zabezpečenie úveru:",null,null,null,null,null,null,null,null,null,{"$f":"uver!$E$81","v":""},null,null,null,null,null,null,null,null,"Z toho:  - splátka úrokov a istiny",null,null,null,null,null,null,null,null,null,{"$f":"uver!$N$80","v":0},null,null,null,null,null,null,null,null,true]
[null,"Úroková sadzba SÚ:",null,null,null,null,null,null,null,null,null,{"$f":"uver!$E$82","v":0},null,null,"p.a.",null,null,null,null,null,{"$f":"\"              - poistné\"","v":"              - poistné"},null,null,null,null,null,null,null,null,null,{"$f":"uver!$N$81","v":0},null,null,null,null,null,null,null,null,true]
[null,{"$f":"uver!$B$83","v":"RPMN SÚ:"},null,null,null,null,null,null,null,null,null,{"$f":"uver!$E$83","v":" "},null,null,null,null,null,null,null,null,{"$f":"uver!$K$83","v":"Zaplatené poplatky a poistné v SÚ:"},null,null,null,null,null,null,null,null,null,{"$f":"uver!$N$83","v":2.5},null,null,null,null,null,null,null,null,{"$f":"OR(B45<>\"\",U45<>\"\")","v":true}]
[null,"Predpokladané trvanie SÚ:",null,null,null,null,null,null,null,null,null,{"$f":"uver!$E$84 & \" (\" & uver!$H$84 & \")\"","v":"0 mesiacov (0 rokov)"},null,null,null,null,null,null,null,null,{"$f":"uver!$K$84","v":"Zaplatené úroky v SÚ:"},null,null,null,null,null,null,null,null,null,{"$f":"uver!$N$84","v":0},null,null,null,null,null,null,null,null,true]
[null,"Súhrn:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"uver!$B$91","v":"Zaplatené celkom:"},null,null,null,null,null,null,null,null,null,{"$f":"uver!$E$91","v":90.5},null,null,null,null,null,null,null,null,{"$f":"OR(U47<>\"\",B49<>\"\")","v":true}]
[null,{"$f":"uver!$B$90","v":"Predpok. trvanie úveru celkom:"},null,null,null,null,null,null,null,null,null,{"$f":"uver!$E$90 & \" (\" & uver!$H$90 & \")\"","v":"3 mesiacov (0,25 roka)"},null,null,null,null,null,null,null,null,{"$f":"uver!$B$92","v":"Preplatenie:"},null,null,null,null,null,null,null,null,null,{"$f":"uver!$E$92","v":90.5},null,null,null,null,null,null,null,null,{"$f":"OR(B48<>\"\",U48<>\"\")","v":true}]
[null,{"$f":"uver!$K$88","v":"Nasporená suma pri pridelení:"},null,null,null,null,null,null,null,null,null,{"$f":"uver!$N$88","v":1.5},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"B49<>\"\"","v":true}]
[null,"Z toho vklady:",null,null,null,{"$f":"uver!$N$89","v":41.5},null,null,null,null,null,"úroky zo sporenia:",null,null,null,null,{"$f":"uver!$N$90","v":0},null,null,null,null,null,"štátna prémia:",null,null,null,{"$f":"uver!$N$91","v":0},null,null,null,null,"poplatky:",null,null,{"$f":"uver!$N$92","v":40},null,null,null,null,{"$f":"AN49","v":true}]
[null,"Účel poskytnutia úveru:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,{"$f":"popis_NadobudnutieVlastnictva","v":"Nadobudnutie vlastníctva:"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(AN53:AN58)","v":false}]
[null,null,{"$f":"IF(nadobudnutie_vlastnictva_1,\"- \" & OFFSET(nadobudnutie_vlastnictva_1,0,1),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"C53<>\"\"","v":false}]
[null,null,{"$f":"IF(nadobudnutie_vlastnictva_2,\"- \" & OFFSET(nadobudnutie_vlastnictva_2,0,1),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"C54<>\"\"","v":false}]
[null,null,{"$f":"IF(nadobudnutie_vlastnictva_3,\"- \" & OFFSET(nadobudnutie_vlastnictva_3,0,1),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,null,{"$f":"IF(nadobudnutie_vlastnictva_4,\"- \" & OFFSET(nadobudnutie_vlastnictva_4,0,1),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,null,{"$f":"IF(nadobudnutie_vlastnictva_5,\"- \" & OFFSET(nadobudnutie_vlastnictva_5,0,1),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,null,{"$f":"IF(nadobudnutie_vlastnictva_6,\"- \" & OFFSET(nadobudnutie_vlastnictva_6,0,1),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,{"$f":"popis_Modernizacia","v":"Modernizácia:"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(AN60:AN63)","v":false}]
[null,null,{"$f":"IF(modernizacia_1,\"- \" & OFFSET(modernizacia_1,0,1),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,null,{"$f":"IF(modernizacia_2,\"- \" & OFFSET(modernizacia_2,0,1),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,null,{"$f":"IF(modernizacia_3,\"- \" & OFFSET(modernizacia_3,0,1),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,null,{"$f":"IF(modernizacia_4,\"- \" & OFFSET(modernizacia_4,0,1),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,{"$f":"popis_IneUcely","v":"Iné účely:"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(AN65:AN76)","v":false}]
[null,null,{"$f":"IF(ine_ucely_1,\"- \" & OFFSET(ine_ucely_1,0,1),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,null,{"$f":"IF(ine_ucely_2,\"- \" & OFFSET(ine_ucely_2,0,1),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,null,{"$f":"IF(ine_ucely_3,\"- \" & OFFSET(ine_ucely_3,0,1),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,null,{"$f":"IF(ine_ucely_4,\"- \" & OFFSET(ine_ucely_4,0,1),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,null,{"$f":"IF(ine_ucely_5,\"- \" & OFFSET(ine_ucely_5,0,1),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,null,{"$f":"IF(ine_ucely_6,\"- \" & OFFSET(ine_ucely_6,0,1),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,null,{"$f":"IF(ine_ucely_7,\"- \" & OFFSET(ine_ucely_7,0,1),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,null,{"$f":"IF(ine_ucely_8,\"- \" & OFFSET(ine_ucely_8,0,1),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,null,{"$f":"IF(ine_ucely_9,\"- \" & OFFSET(ine_ucely_9,0,1),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"C73<>\"\"","v":false}]
[null,null,{"$f":"IF(ine_ucely_10,\"- \" & OFFSET(ine_ucely_10,0,1),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"C74<>\"\"","v":false}]
[null,null,{"$f":"IF(ine_ucely_11,\"- \" & OFFSET(ine_ucely_11,0,1),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"C75<>\"\"","v":false}]
[null,null,{"$f":"IF(ine_ucely_12,\"- \" & OFFSET(ine_ucely_12,0,1),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,{"$f":"popis_ucel_pouzitia_financii","v":"Účel použitia finančných prostriedkov zo žiadaného úveru:"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,{"$f":"\"- \" & funFill(ucel_pouzitia_financii)","v":"- "},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Čerpanie a splácanie úveru:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"popis_sposob_platby_poplatku","v":"Spôsob úhrady poplatku:"},null,null,null,null,null,null,{"$f":"funFill(sposob_platby_poplatku)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,{"$f":"popis_odkladacia_podmienka_vybrana","v":"Odkladacia podmienka čerpania:"},null,null,null,null,null,null,null,null,{"$f":"funFill(odkladacia_podmienka_vybrana)","v":""},null,null,null,null,null,null,null,null,{"$f":"popis_sposob_splacania_vybrany","v":"Spôsob splácania:"},null,null,null,null,null,null,{"$f":"funFill(sposob_splacania_vybrany)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,{"$f":"popis_sposob_cerpania_vybrany","v":"Spôsob čerpania:"},null,null,null,null,null,null,null,null,{"$f":"funFill(sposob_cerpania_vybrany)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Váš finančný agent:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(p_uv_dok_zobrazit,\"Zaslanie úv.dok.\",\"\")","v":""},null,null,null,null,null,null,{"$f":"IF(p_uv_dok_zobrazit,funFill(zaslanie_uv_dok),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Meno:",null,null,null,{"$f":"IF(poradca_titul=\"\",\"\",poradca_titul & \" \") & funFill(poradca_meno) & \" \" & funFill(poradca_priezvisko)","v":" "},null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"popis_poradca_telefon","v":"Telefón"},null,null,{"$f":"funFill(poradca_telefon)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Adresa:",null,null,null,{"$f":"funFill(poradca_adr1)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"popis_poradca_email","v":"E-mail"},null,null,{"$f":"funFill(poradca_email)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,null,null,{"$f":"funFill(poradca_adr2)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"popis_poradca_cislo","v":"Provízne číslo agenta"},null,null,null,null,null,null,null,null,{"$f":"funFill(poradca_cislo)","v":""},null,null,null,null,null,null,null,null,null,true]
[null,{"$f":"popis_poradca_cislo_maklera","v":""},null,null,null,null,null,null,null,null,null,{"$f":"funFill(poradca_cislo_maklera)","v":""},null,null,null,null,null,null,null,null,{"$f":"popis_poradca_cislo_registracne","v":""},null,null,null,null,null,null,null,null,{"$f":"funFill(poradca_cislo_registracne)","v":""},null,null,null,null,null,null,null,null,null,{"$f":"OR(L86<>\"\",AB86<>\"\")","v":false}]
[null,{"$f":"popis_poradca_cislo_maklera_nazov","v":""},null,null,null,null,null,null,null,null,null,{"$f":"funFill(poradca_cislo_maklera_nazov)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"L87<>\"\"","v":false}]
[null,"Región:",null,null,{"$f":"funFill(teritorium)","v":""},null,null,null,null,null,{"$f":"IF(p_IDS,\"Pozícia IDS:\",\"\")","v":""},null,null,null,null,{"$f":"funFill(pozicia)","v":""},null,null,null,null,null,null,null,null,"Miesto:",null,null,{"$f":"funFill(miesto)","v":""},null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Tiper:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Identifikačné číslo agenta:",null,null,null,null,null,null,null,null,null,{"$f":"funFill(makler_cislo)","v":""},null,null,null,null,null,null,null,null,{"$f":"p_EXT_tiper","v":false}]
[null,"Meno:",null,null,{"$f":"IF(makler_titul=\"\",\"\",makler_titul & \" \") & funFill(makler_meno) & \" \" & funFill(makler_priezvisko)","v":" "},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Registračné číslo agenta z NBS:",null,null,null,null,null,null,null,null,null,{"$f":"funFill(makler_cislo_registracne)","v":""},null,null,null,null,null,null,null,null,{"$f":"p_EXT_tiper","v":false}]
[null,"Provízne číslo maklér. spoločnosti:",null,null,null,null,null,null,null,null,null,{"$f":"funFill(makler_cislo_maklera)","v":""},null,null,null,null,null,null,null,null,"Názov maklérskej spol:",null,null,null,null,null,null,null,{"$f":"funFill(makler_cislo_maklera_nazov)","v":""},null,null,null,null,null,null,null,null,null,null,{"$f":"p_EXT_tiper","v":false}]
[null,"Telefón:",null,null,{"$f":"funFill(makler_telefon)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"E-mail:",null,null,{"$f":"funFill(makler_email)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"p_EXT_tiper","v":false}]
[null,"Prepočet uvádzaný v tejto žiadosti ako aj predpokladaná dĺžka trvania úveru je len informatívna, nakoľko je závislá od splnenia a dodržania dohodnutých podmienok. Skutočné trvanie úveru a výška mesačných splátok stavebného úveru môže byť odlišná od údajov uvedených v tejto žiadosti.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"ČSOB stavebná sporiteľňa, a.s.\nBratislava 1, PSČ 811 02, Žižkova 11; IČO: 35 799 200; DIČ: 2021544030; IČ pre DPH: SK7020000218 \nzapísaná v Obchodnom registri Okresného súdu Bratislava I. v odd. Sa, vložka č. 2590/B\ninfolinka: 0800 111 303,  fax:  02 5966 7920; www.csob.sk; csobsp@csobsp.sk",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"XML:",null,null,null,{"$f":"generovanie","v":"2020-02-14T12:49:06.920"},null,null,null,null,null,null,null,null,true]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Verzia:",null,null,null,{"$f":"file_name","v":"SP_EZU_FO_20200215v32.2"},null,null,null,null,null,null,null,null,true]

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[null,"NÁVRH NA UZATVORENIE ZMLUVY O STAVEBNOM SPORENÍ A ŽIADOSŤ O MEDZIÚVER",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true,{"$f":"COUNTA($AN:$AN)","v":100}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true,{"$f":"COUNTIF($AN:$AN,TRUE)","v":51}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true,{"$f":"COUNTIF($AN:$AN,FALSE)","v":49}]
[null,"\"Navrhujem uzavrieť s ČSOB stavebnou sporiteľňou, a. s. (ďalej len \"ČSOB SP\"), zmluvu o stavebnom sporení podľa zákona č.310/1992 Zb. o stavebnom sporení v platnom znení (ďalej len \"zmluva\").\" Finančný agent stavebného sporenia nie je oprávnený vyberať vklady v hotovosti.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Kategória klienta:",null,null,null,null,null,null,{"$f":"funFill(kat_klienta)","v":""},null,null,null,null,null,null,null,null,null,{"$f":"funFill(uver!L10)","v":"úver v zmysle Zákona č. 90/2016"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Číslo zmluvy o stavebnom sporení:",null,null,null,null,null,null,null,null,null,null,null,{"$f":"funFill(cislo_zmluvy)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Dátum žiadosti:",null,null,null,null,{"$f":"funFill(datum_ziadosti)","v":43875},null,null,null,null,null,true]
[null,"Kombinácia 2 zmlúv:",null,null,null,null,null,null,null,{"$f":"kombinacia2_popis1","v":""},null,null,null,null,null,null,null,null,null,null,{"$f":"kombinacia2_popis2","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"J8<>\"\"","v":false}]
[null,"Pôvodné údaje o existujúcom stavebnom sporení:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Aktuálna nasporená suma",null,null,null,null,null,null,null,null,{"$f":"funFill(aktualna_NS)","v":""},null,null,null,null,null,null,null,null,null,{"$f":"typ_zmluvy=\"MU_E\"","v":false}]
[null,"Dátum platnosti zmluvy",null,null,null,null,null,null,null,null,null,{"$f":"funFill(datum_platnosti_zmluvy_zadany)","v":""},null,null,null,null,null,null,null,null,"- pripísané úroky",null,null,null,null,null,null,null,null,{"$f":"funFill(pripisane_uroky)","v":""},null,null,null,null,null,null,null,null,null,{"$f":"$AN$9","v":false}]
[null,"Pôvodná cieľová suma",null,null,null,null,null,null,null,null,null,{"$f":"funFill(povodna_CS)","v":""},null,null,null,null,null,null,null,null,"- pripísaná štátna prémia",null,null,null,null,null,null,null,null,{"$f":"funFill(pripisana_SP)","v":""},null,null,null,null,null,null,null,null,null,{"$f":"$AN$9","v":false}]
[null,"Pôvodný typ sporenia",null,null,null,null,null,null,null,null,null,{"$f":"funFill(povodny_typ_sporenia)","v":""},null,null,null,null,null,null,null,null,"Nepripísané úroky",null,null,null,null,null,null,null,null,{"$f":"funFill(nepripisane_uroky)","v":""},null,null,null,null,null,null,null,null,null,{"$f":"$AN$9","v":false}]
[null,"Aktuálne hodnotiace číslo",null,null,null,null,null,null,null,null,null,{"$f":"funFill(HC_aktualne)","v":""},null,null,null,null,null,null,null,null,"Nepripísaná štátna prémia",null,null,null,null,null,null,null,null,{"$f":"funFill(nepripisana_SP)","v":""},null,null,null,null,null,null,null,null,null,{"$f":"$AN$9","v":false}]
[null,"Základné údaje k zmluve o stavebnom sporení a k medziúveru:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Typ sporenia",null,null,null,null,null,null,null,null,null,{"$f":"funFill(novy_typ_sporenia_zvoleny)","v":""},null,null,null,null,null,null,null,null,"Akcia",null,{"$f":"funFill(akcia_vybrana)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,{"$f":"popis_vyska_uveru","v":"Cieľová suma"},null,null,null,null,null,null,null,null,null,{"$f":"funFill(vyska_uveru)","v":""},null,null,null,{"$f":"IF(Q16=\"\",\"\",\"/\")","v":""},{"$f":"funFill(uver_CS)","v":""},null,null,null,{"$f":"popis_zabezpecenie_nehnutelnostou_vybrane","v":"Zabezpečenie nehnuteľnosťou"},null,null,null,null,null,null,null,null,{"$f":"funFill(zabezpecenie_nehnutelnostou_vybrane)","v":""},null,null,null,null,null,null,null,null,null,true]
[null,"Uplatňovanie nároku na ŠP",null,null,null,null,null,null,null,null,null,{"$f":"funFill(narok_na_SP)","v":"nie"},null,null,null,null,null,null,null,null,{"$f":"popis_vklady_do_vybrane","v":""},null,null,null,null,null,null,null,null,{"$f":"funFill(vklady_do_vybrane)","v":""},null,null,null,null,null,null,null,null,null,true]
[null,"Iný mesačný vklad",null,null,null,null,null,null,null,null,null,{"$f":"funFill(iny_mesacny_vklad)","v":""},null,null,null,null,null,null,null,null,"Poistenie úveru",null,null,null,null,null,null,null,null,{"$f":"funFill(poistenie_vybrane)","v":""},null,null,null,null,null,null,null,null,null,{"$f":"OR(L18<>\"\",AD18<>\"\")","v":false}]
[null,{"$f":"fixacia_urokovej_sadzby_popis","v":""},null,null,null,null,null,null,null,null,null,{"$f":"funFill(fixacia_urokovej_sadzby)","v":""},null,null,null,null,null,null,null,null,{"$f":"popis_ina_splatka_SU","v":"Iná splátka SÚ"},null,null,null,null,null,null,null,null,{"$f":"funFill(ina_splatka_SU)","v":""},null,null,null,null,null,null,null,null,null,{"$f":"OR(L19<>\"\",AD19<>\"\")","v":false}]
[null,{"$f":"group_zlava_popis","v":""},null,null,null,null,null,null,null,null,null,{"$f":"funFill(group_zlava_1_typ)","v":""},null,null,null,null,{"$f":"IF(group_zlava_1=0,\"\",TEXT(group_zlava_1,\"0,00%\") & \" p.a.\")","v":""},null,null,null,"Refinancovanie/Splatenie",null,null,null,null,null,null,null,null,{"$f":"funFill(refinancovanie)","v":""},null,null,null,null,null,null,null,null,null,{"$f":"OR(B20<>\"\",AD20<>\"\")","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,{"$f":"funFill(group_zlava_2_typ)","v":""},null,null,null,null,{"$f":"IF(group_zlava_2=0,\"\",TEXT(group_zlava_2,\"0,00%\") & \" p.a.\")","v":""},null,null,null,"ČSOBSP:",null,null,null,null,null,null,null,null,{"$f":"funFill(CSOBSP)","v":""},null,null,null,null,null,null,null,null,null,{"$f":"OR(B20<>\"\",AD21<>\"\")","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(ziadost_kombinacia=ano,popis_ziadost_u5_he,\"\")","v":""},null,null,null,null,null,null,null,null,{"$f":"funFill(ziadost_u5_he)","v":""},null,null,null,null,null,null,null,null,null,{"$f":"AD22<>\"\"","v":false}]
[null,"Počiatočný vklad:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"typ_zmluvy<>\"SU\"","v":true}]
[null,"Prepočítaná nasporená suma:",null,null,null,null,null,null,null,null,null,{"$f":"NS_prepocitana","v":0},null,null,null,null,null,null,null,null,"Vklad potrebný do min.NS a popl.:",null,null,null,null,null,null,null,null,{"$f":"vklad_do_pozadovaneho","v":40},null,null,null,null,null,null,null,null,null,{"$f":"typ_zmluvy<>\"SU\"","v":true}]
[null,"Vklad pred 1. čerpaním:",null,null,null,null,null,null,{"$f":"funFill(podiel_poc_vkladu_zvoleny)","v":""},null,null,"z CS =",null,null,{"$f":"uver!$N$37","v":0},null,null,null,null,null,"Ďalší vklad pred 1. čerpaním:",null,null,null,null,null,null,null,null,{"$f":"funFill(iny_poc_vklad)","v":""},null,null,null,null,null,null,null,null,null,{"$f":"OR(I25<>\"\",AD25<>\"\")","v":false}]
[null,"Mimoriadne vklady / splátky:",null,null,null,null,null,null,null,"Dátum vkladu:",null,null,null,{"$f":"funFill(min_vklad_1_datum)","v":""},null,null,null,null,null,"Dátum vkladu:",null,null,null,{"$f":"funFill(min_vklad_2_datum)","v":""},null,null,null,null,null,"Dátum vkladu:",null,null,null,{"$f":"funFill(min_vklad_3_datum)","v":""},null,null,null,null,null,{"$f":"IF(mim_vklad_1_suma+mim_vklad_2_suma+mim_vklad_3_suma=0,FALSE,TRUE)","v":false}]
[null,null,null,null,null,null,null,null,null,"Výška vkladu:",null,null,null,{"$f":"funFill(mim_vklad_1_suma)","v":""},null,null,null,null,null,"Výška vkladu:",null,null,null,{"$f":"funFill(mim_vklad_2_suma)","v":""},null,null,null,null,null,"Výška vkladu:",null,null,null,{"$f":"funFill(mim_vklad_3_suma)","v":""},null,null,null,null,null,{"$f":"$AN$26","v":false}]
[null,"Doplňujúce informácie k produktom:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AH28<>\"\",popis_uverova_angazovanost,\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"funFill(uverova_angazovanost)","v":""},null,null,null,null,null,true]
[null,"Forma výpisu:",null,null,null,null,null,null,null,null,null,{"$f":"funFill(vypis)","v":""},null,null,null,null,null,null,null,null,{"$f":"IF(AH29=\"\",\"\",\"Nasporená suma na iných zmluvách SS\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"funFill(nasporena_suma_ineSS)","v":""},null,null,null,null,null,true]
[null,"Úverová história žiadateľa:",null,null,null,null,null,null,null,null,null,{"$f":"funFill(uverova_historia_ziadatela)","v":"áno"},null,null,null,null,null,null,null,null,{"$f":"najnizsi_vkladSS_popis","v":""},null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"funFill(najnizsi_vkladSS)","v":""},null,null,null,null,null,{"$f":"OR(typ_zmluvy<>\"SU\",AH30<>\"\")","v":true}]
[null,{"$f":"rizikova_oblast_popis","v":""},null,null,null,null,null,null,null,null,null,{"$f":"funFill(rizikova_oblast)","v":""},null,null,null,null,null,null,null,null,{"$f":"IF(OR(AH31=0,AH31=\"\"),\"\",\"Pôvodná výška splátky\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(vyska_splatky_refinanc=0,\"\",vyska_splatky_refinanc)","v":""},null,null,null,null,null,{"$f":"OR(L31<>\"\",AH31<>\"\")","v":false}]
[null,{"$f":"popis_REKO_existujuci","v":""},null,null,null,null,null,null,null,null,null,{"$f":"funFill(REKO_existujuci)","v":""},null,null,null,null,null,null,null,null,{"$f":"popis_REKO_existujuci_zmluva","v":""},null,null,null,null,null,null,null,null,{"$f":"funFill(REKO_existujuci_zmluva)","v":""},null,null,null,null,null,null,null,null,null,{"$f":"OR(L32<>\"\",AD32<>\"\")","v":false}]
[null,"Prepočítané parametre stavebného sporenia:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Prepočítaná nasporená suma:",null,null,null,null,null,null,null,null,null,{"$f":"NS_prepocitana","v":0},null,null,null,null,null,null,null,null,{"$f":"typ_zmluvy=\"MU_E\"","v":false}]
[null,"Doterajšia doba sporenia:",null,null,null,null,null,null,null,null,null,{"$f":"uver!$N$56 & \" (\" & uver!$Q$56 & \")\"","v":"0 mesiacov (0 rokov)"},null,null,null,null,null,null,null,null,"Prepočítané hodnotiace číslo:",null,null,null,null,null,null,null,null,null,{"$f":"HC_prepocitane","v":0},null,null,null,null,null,null,null,null,{"$f":"typ_zmluvy=\"MU_E\"","v":false}]
[null,"Podmienky pre pridelenie cieľovej sumy:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Minimálna nasporená suma:",null,null,null,null,null,null,null,{"$f":"IF(OR(ts_rk,ts_HEplus),min_NS_percento_rk_pom,min_NS_percento)","v":0},null,null,"z CS =",null,{"$f":"min_NS_suma","v":0},null,null,null,null,null,{"$f":"typ_zmluvy<>\"SU\"","v":true}]
[null,"Úroková sadzba sporenia:",null,null,null,null,null,null,null,null,null,{"$f":"urok_sporenie","v":0},null,null,"p.a.",null,null,null,null,null,"Minimálne hodnotiace číslo:",null,null,null,null,null,null,null,{"$f":"min_HC","v":0},null,null,null,null,null,null,null,null,null,null,true]
[null,"Predpísaný min. mesačný vklad:",null,null,null,null,null,null,null,null,null,{"$f":"min_vklad_percento","v":0},null,null,"z CS =",null,{"$f":"min_vklad_suma","v":0.5},null,null,null,"Minimálna doba sporenia:",null,null,null,null,null,null,null,{"$f":"uver!$E$64","v":""},null,null,null,null,null,null,null,null,null,null,true]
[null,"Fáza (mimoriadneho) medziúveru (MÚ):",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Mesačná splátka MÚ celkom:",null,null,null,null,null,null,null,null,null,{"$f":"uver!$N$68","v":0.5},null,null,null,null,null,null,null,null,true]
[null,"Výška úveru pre zabezpečenie:",null,null,null,null,null,null,null,null,null,{"$f":"out_MU_vyska_uveru_zabezpecenie","v":0},null,null,null,null,null,null,null,null,"Z toho: ",null,"- vklad na sporenie",null,null,null,null,null,null,null,{"$f":"uver!$N$69","v":0.5},null,null,null,null,null,null,null,null,true]
[null,"Zabezpečenie úveru:",null,null,null,null,null,null,null,null,null,{"$f":"uver!$E$71","v":""},null,null,null,null,null,null,null,null,null,null,"- splátka úrokov z MÚ",null,null,null,null,null,null,null,{"$f":"uver!$N$70","v":0},null,null,null,null,null,null,null,null,true]
[null,"Úroková sadzba medziúveru:",null,null,null,null,null,null,null,null,null,{"$f":"out_MU_urokova_sadzba","v":{"$error":"#VALUE!"}},null,null,"p.a.",null,null,null,null,null,null,null,"- poistné",null,null,null,null,null,null,null,{"$f":"uver!$N$71","v":0},null,null,null,null,null,null,null,null,true]
[null,{"$f":"uver!B73","v":"RPMN medziúveru:"},null,null,null,null,null,null,null,null,null,{"$f":"out_MU_RPMN","v":" "},null,null,null,null,null,null,null,null,{"$f":"uver!$K$73","v":"Zaplatené poplatky a poistné z MÚ:"},null,null,null,null,null,null,null,null,null,{"$f":"uver!$N$73","v":49},null,null,null,null,null,null,null,null,{"$f":"IF(typ_zmluvy=\"SU\",FALSE,OR(B42<>\"\",U42<>\"\"))","v":true}]
[null,"Predpokladané trvanie MÚ:",null,null,null,null,null,null,null,null,null,{"$f":"uver!$E$74 & \" (\" &uver!$H$74 & \")\"","v":" ()"},null,null,null,null,null,null,null,null,{"$f":"uver!$K$74","v":"Zaplatené úroky z MÚ celkom:"},null,null,null,null,null,null,null,null,null,{"$f":"uver!$N$74","v":0},null,null,null,null,null,null,null,null,{"$f":"typ_zmluvy<>\"SU\"","v":true}]
[null,"Fáza stavebného úveru (SÚ):",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Predpísaná splátka SÚ:",null,null,null,null,null,null,null,null,null,{"$f":"uver!$N$78","v":0},null,null,null,null,null,null,null,null,true]
[null,{"$f":"popis_out_SU_vyska_uveru","v":"Predpokladaná výška SÚ:"},null,null,null,null,null,null,null,null,null,{"$f":"uver!$E$80","v":0},null,null,null,null,null,null,null,null,"Mesačná splátka SÚ celkom:",null,null,null,null,null,null,null,null,null,{"$f":"uver!$N$79","v":0},null,null,null,null,null,null,null,null,true]
[null,"Zabezpečenie úveru:",null,null,null,null,null,null,null,null,null,{"$f":"uver!$E$81","v":""},null,null,null,null,null,null,null,null,"Z toho:  - splátka úrokov a istiny",null,null,null,null,null,null,null,null,null,{"$f":"uver!$N$80","v":0},null,null,null,null,null,null,null,null,true]
[null,"Úroková sadzba SÚ:",null,null,null,null,null,null,null,null,null,{"$f":"uver!$E$82","v":0},null,null,"p.a.",null,null,null,null,null,{"$f":"\"              - poistné\"","v":"              - poistné"},null,null,null,null,null,null,null,null,null,{"$f":"uver!$N$81","v":0},null,null,null,null,null,null,null,null,true]
[null,{"$f":"uver!$B$83","v":"RPMN SÚ:"},null,null,null,null,null,null,null,null,null,{"$f":"uver!$E$83","v":" "},null,null,null,null,null,null,null,null,{"$f":"uver!$K$83","v":"Zaplatené poplatky a poistné v SÚ:"},null,null,null,null,null,null,null,null,null,{"$f":"uver!$N$83","v":2.5},null,null,null,null,null,null,null,null,{"$f":"OR(B48<>\"\",U48<>\"\")","v":true}]
[null,"Predpokladané trvanie SÚ:",null,null,null,null,null,null,null,null,null,{"$f":"uver!$E$84 & \" (\" & uver!$H$84 & \")\"","v":"0 mesiacov (0 rokov)"},null,null,null,null,null,null,null,null,{"$f":"uver!$K$84","v":"Zaplatené úroky v SÚ:"},null,null,null,null,null,null,null,null,null,{"$f":"uver!$N$84","v":0},null,null,null,null,null,null,null,null,true]
[null,"Súhrn:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"uver!$B$91","v":"Zaplatené celkom:"},null,null,null,null,null,null,null,null,null,{"$f":"uver!$E$91","v":90.5},null,null,null,null,null,null,null,null,{"$f":"OR(U50<>\"\",B52<>\"\")","v":true}]
[null,{"$f":"uver!$B$90","v":"Predpok. trvanie úveru celkom:"},null,null,null,null,null,null,null,null,null,{"$f":"uver!$E$90 & \" (\" & uver!$H$90 & \")\"","v":"3 mesiacov (0,25 roka)"},null,null,null,null,null,null,null,null,{"$f":"uver!$B$92","v":"Preplatenie:"},null,null,null,null,null,null,null,null,null,{"$f":"uver!$E$92","v":90.5},null,null,null,null,null,null,null,null,{"$f":"OR(B51<>\"\",U51<>\"\")","v":true}]
[null,{"$f":"uver!$K$88","v":"Nasporená suma pri pridelení:"},null,null,null,null,null,null,null,null,null,{"$f":"uver!$N$88","v":1.5},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"B52<>\"\"","v":true}]
[null,"Z toho vklady:",null,null,null,{"$f":"uver!$N$89","v":41.5},null,null,null,null,null,"úroky zo sporenia:",null,null,null,null,{"$f":"uver!$N$90","v":0},null,null,null,null,null,"štátna prémia:",null,null,null,{"$f":"uver!$N$91","v":0},null,null,null,null,"poplatky:",null,null,{"$f":"uver!$N$92","v":40},null,null,null,null,{"$f":"AN52","v":true}]
[null,"Účel poskytnutia úveru:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,{"$f":"popis_NadobudnutieVlastnictva","v":"Nadobudnutie vlastníctva:"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(AN56:AN61)","v":false}]
[null,null,{"$f":"IF(nadobudnutie_vlastnictva_1,\"- \" & OFFSET(nadobudnutie_vlastnictva_1,0,1),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"C56<>\"\"","v":false}]
[null,null,{"$f":"IF(nadobudnutie_vlastnictva_2,\"- \" & OFFSET(nadobudnutie_vlastnictva_2,0,1),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"C57<>\"\"","v":false}]
[null,null,{"$f":"IF(nadobudnutie_vlastnictva_3,\"- \" & OFFSET(nadobudnutie_vlastnictva_3,0,1),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,null,{"$f":"IF(nadobudnutie_vlastnictva_4,\"- \" & OFFSET(nadobudnutie_vlastnictva_4,0,1),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,null,{"$f":"IF(nadobudnutie_vlastnictva_5,\"- \" & OFFSET(nadobudnutie_vlastnictva_5,0,1),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,null,{"$f":"IF(nadobudnutie_vlastnictva_6,\"- \" & OFFSET(nadobudnutie_vlastnictva_6,0,1),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,{"$f":"popis_Modernizacia","v":"Modernizácia:"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(AN63:AN66)","v":false}]
[null,null,{"$f":"IF(modernizacia_1,\"- \" & OFFSET(modernizacia_1,0,1),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,null,{"$f":"IF(modernizacia_2,\"- \" & OFFSET(modernizacia_2,0,1),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,null,{"$f":"IF(modernizacia_3,\"- \" & OFFSET(modernizacia_3,0,1),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,null,{"$f":"IF(modernizacia_4,\"- \" & OFFSET(modernizacia_4,0,1),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,{"$f":"popis_IneUcely","v":"Iné účely:"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(AN68:AN79)","v":false}]
[null,null,{"$f":"IF(ine_ucely_1,\"- \" & OFFSET(ine_ucely_1,0,1),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,null,{"$f":"IF(ine_ucely_2,\"- \" & OFFSET(ine_ucely_2,0,1),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,null,{"$f":"IF(ine_ucely_3,\"- \" & OFFSET(ine_ucely_3,0,1),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,null,{"$f":"IF(ine_ucely_4,\"- \" & OFFSET(ine_ucely_4,0,1),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,null,{"$f":"IF(ine_ucely_5,\"- \" & OFFSET(ine_ucely_5,0,1),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,null,{"$f":"IF(ine_ucely_6,\"- \" & OFFSET(ine_ucely_6,0,1),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,null,{"$f":"IF(ine_ucely_7,\"- \" & OFFSET(ine_ucely_7,0,1),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,null,{"$f":"IF(ine_ucely_8,\"- \" & OFFSET(ine_ucely_8,0,1),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,null,{"$f":"IF(ine_ucely_9,\"- \" & OFFSET(ine_ucely_9,0,1),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"C76<>\"\"","v":false}]
[null,null,{"$f":"IF(ine_ucely_10,\"- \" & OFFSET(ine_ucely_10,0,1),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"C77<>\"\"","v":false}]
[null,null,{"$f":"IF(ine_ucely_11,\"- \" & OFFSET(ine_ucely_11,0,1),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"C78<>\"\"","v":false}]
[null,null,{"$f":"IF(ine_ucely_12,\"- \" & OFFSET(ine_ucely_12,0,1),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,{"$f":"popis_ucel_pouzitia_financii","v":"Účel použitia finančných prostriedkov zo žiadaného úveru:"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,{"$f":"\"- \" & funFill(ucel_pouzitia_financii)","v":"- "},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Čerpanie a splácanie úveru:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"popis_sposob_platby_poplatku","v":"Spôsob úhrady poplatku:"},null,null,null,null,null,null,{"$f":"funFill(sposob_platby_poplatku)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,{"$f":"popis_odkladacia_podmienka_vybrana","v":"Odkladacia podmienka čerpania:"},null,null,null,null,null,null,null,null,{"$f":"funFill(odkladacia_podmienka_vybrana)","v":""},null,null,null,null,null,null,null,null,{"$f":"popis_sposob_splacania_vybrany","v":"Spôsob splácania:"},null,null,null,null,null,null,{"$f":"funFill(sposob_splacania_vybrany)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,{"$f":"popis_sposob_cerpania_vybrany","v":"Spôsob čerpania:"},null,null,null,null,null,null,null,null,{"$f":"funFill(sposob_cerpania_vybrany)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Váš finančný agent:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(p_uv_dok_zobrazit,\"Zaslanie úv.dok.\",\"\")","v":""},null,null,null,null,null,null,{"$f":"IF(p_uv_dok_zobrazit,funFill(zaslanie_uv_dok),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Meno:",null,null,null,{"$f":"IF(poradca_titul=\"\",\"\",poradca_titul & \" \") & funFill(poradca_meno) & \" \" & funFill(poradca_priezvisko)","v":" "},null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"popis_poradca_telefon","v":"Telefón"},null,null,{"$f":"funFill(poradca_telefon)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Adresa:",null,null,null,{"$f":"funFill(poradca_adr1)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"popis_poradca_email","v":"E-mail"},null,null,{"$f":"funFill(poradca_email)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,null,null,{"$f":"funFill(poradca_adr2)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"popis_poradca_cislo","v":"Provízne číslo agenta"},null,null,null,null,null,null,null,null,{"$f":"funFill(poradca_cislo)","v":""},null,null,null,null,null,null,null,null,null,true]
[null,{"$f":"popis_poradca_cislo_maklera","v":""},null,null,null,null,null,null,null,null,null,{"$f":"funFill(poradca_cislo_maklera)","v":""},null,null,null,null,null,null,null,null,{"$f":"popis_poradca_cislo_registracne","v":""},null,null,null,null,null,null,null,null,{"$f":"funFill(poradca_cislo_registracne)","v":""},null,null,null,null,null,null,null,null,null,{"$f":"OR(L89<>\"\",AD89<>\"\")","v":false}]
[null,{"$f":"popis_poradca_cislo_maklera_nazov","v":""},null,null,null,null,null,null,null,null,null,{"$f":"funFill(poradca_cislo_maklera_nazov)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"L90<>\"\"","v":false}]
[null,"Región:",null,null,{"$f":"funFill(teritorium)","v":""},null,null,null,null,null,{"$f":"IF(p_IDS,\"Pozícia IDS:\",\"\")","v":""},null,null,null,null,{"$f":"funFill(pozicia)","v":""},null,null,null,null,null,null,null,null,"Miesto:",null,null,{"$f":"funFill(miesto)","v":""},null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Tiper:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Identifikačné číslo agenta:",null,null,null,null,null,null,null,null,null,{"$f":"funFill(makler_cislo)","v":""},null,null,null,null,null,null,null,null,{"$f":"p_EXT_tiper","v":false}]
[null,"Meno:",null,null,{"$f":"IF(makler_titul=\"\",\"\",makler_titul & \" \") & funFill(makler_meno) & \" \" & funFill(makler_priezvisko)","v":" "},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Registračné číslo agenta z NBS:",null,null,null,null,null,null,null,null,null,{"$f":"funFill(makler_cislo_registracne)","v":""},null,null,null,null,null,null,null,null,{"$f":"p_EXT_tiper","v":false}]
[null,"Provízne číslo maklér. spoločnosti:",null,null,null,null,null,null,null,null,null,{"$f":"funFill(makler_cislo_maklera)","v":""},null,null,null,null,null,null,null,null,"Názov maklérskej spol:",null,null,null,null,null,null,null,{"$f":"funFill(makler_cislo_maklera_nazov)","v":""},null,null,null,null,null,null,null,null,null,null,{"$f":"p_EXT_tiper","v":false}]
[null,"Telefón:",null,null,{"$f":"funFill(makler_telefon)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"E-mail:",null,null,{"$f":"funFill(makler_email)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"p_EXT_tiper","v":false}]
[null,"Prepočet uvádzaný v tejto žiadosti ako aj predpokladaná dĺžka trvania úveru je len informatívna, nakoľko je závislá od splnenia a dodržania dohodnutých podmienok. Skutočné trvanie úveru a výška mesačných splátok stavebného úveru môže byť odlišná od údajov uvedených v tejto žiadosti.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
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[null,"Stavebný sporiteľ, ktorý uzatvorí zmluvu o medziúvere a začne čerpať medziúver po 1.1.2019 stráca nárok na štátnu prémiu na všetkých zmluvách stavebného sporenia uzatvorených v ktorejkoľvek stavebnej sporiteľni.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"ČSOB stavebná sporiteľňa, a.s.\nBratislava 1, PSČ 811 02, Žižkova 11; IČO: 35 799 200; DIČ: 2021544030; IČ pre DPH: SK7020000218 \nzapísaná v Obchodnom registri Okresného súdu Bratislava I. v odd. Sa, vložka č. 2590/B\ninfolinka: 0800 111 303,  fax:  02 5966 7920; www.csob.sk; csobsp@csobsp.sk",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"XML:",null,null,null,{"$f":"generovanie","v":"2020-02-14T12:49:06.920"},null,null,null,null,null,null,null,null,true]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Verzia:",null,null,null,{"$f":"file_name","v":"SP_EZU_FO_20200215v32.2"},null,null,null,null,null,null,null,null,true]

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[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true,{"$f":"COUNTIF($AN:$AN,FALSE)","v":58}]
[null,"Číslo zmluvy o stavebnom sporení:",null,null,null,null,null,null,null,null,null,null,null,{"$f":"funFill(cislo_zmluvy)","v":""},null,null,null,null,null,null,"Dátum žiadosti:",null,null,null,null,{"$f":"funFill(datum_ziadosti)","v":43875},null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Žiadateľ o úver:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,"VIP:",null,{"$f":"IF(zap_VIP_ziadatel,\"áno\",\"nie\")","v":"nie"},null,"Rodinný stav:",null,null,null,null,null,null,null,null,{"$f":"funFill(stav_ziadatel)","v":""},null,null,null,null,null,null,null,null,null,true]
[null,"Meno:",null,null,null,null,{"$f":"IF(titul_pred_ziadatel=\"\",\"\",titul_pred_ziadatel & \" \") & funFill(meno_ziadatel) & \" \" & funFill(priezvisko_ziadatel) & IF(titul_za_ziadatel=\"\",\"\",\", \" & titul_za_ziadatel)","v":" "},null,null,null,null,null,null,null,null,null,null,null,null,null,"Vzdelanie (nepovinný údaj):",null,null,null,null,null,null,null,null,{"$f":"funFill(vzdelanie_ziadatel)","v":""},null,null,null,null,null,null,null,null,null,true]
[null,"Rodné číslo:",null,null,null,null,{"$f":"funFill(RC_ziadatel)","v":""},null,null,null,null,"Vek:",null,{"$f":"vek_ziadatel & \" rokov\"","v":" rokov"},null,null,null,null,null,null,"Doklad totožnosti / č.:",null,null,null,null,null,{"$f":"funFill(doklad1_ziadatel)","v":""},null,null,null,null,null,null,null,{"$f":"funFill(doklad1_cislo_ziadatel)","v":""},null,null,null,null,true]
[null,"Mobilný telefón:",null,null,null,null,{"$f":"funFill(mobil_ziadatel) & IF(druh_mobilu_ziadatel=\"\",\"\",\" (\" & druh_mobilu_ziadatel & \")\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,"E-mail1:",null,null,{"$f":"funFill(email_ziadatel)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(G8<>\"\",X8<>\"\")","v":false}]
[null,"Pevná linka:",null,null,null,null,{"$f":"funFill(telefon_ziadatel) & IF(druh_telefonu_ziadatel=\"\",\"\",\" (\" & druh_telefonu_ziadatel & \")\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,"S osobitným vzťahom k banke:",null,null,null,null,null,null,null,null,{"$f":"funFill(osobitny_vztah_ziadatel)","v":""},null,null,null,null,"PEO:",null,{"$f":"IF(PEO_ziadatel,\"áno\",\"nie\")","v":"nie"},null,null,true]
[null,"Dôchodca:",null,null,null,null,{"$f":"funFill(dochodca_ziadatel)","v":""},null,null,null,null,null,null,null,null,"Študent:",null,null,{"$f":"funFill(student_ziadatel)","v":""},null,"Štátna príslušnosť:",null,null,null,null,null,null,null,null,{"$f":"funFill(stat_ziadatel)","v":""},null,null,null,null,null,null,null,null,null,true]
[null,"Kontaktné údaje:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Štát:",null,null,{"$f":"funFill(stat_trv_ziadatel)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Ulica, číslo:",null,null,null,null,{"$f":"funFill(ulica_trv_ziadatel)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,"Kraj:",null,null,{"$f":"funFill(kraj_trv_ziadatel)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"PSČ, obec:",null,null,null,null,{"$f":"TEXT(funFill(PSC_trv_ziadatel),\"000\\ 00\") & \"  \" & funFill(mesto_trv_ziadatel)","v":"  "},null,null,null,null,null,null,null,null,null,null,null,null,null,"Okres:",null,null,{"$f":"funFill(okres_trv_ziadatel)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Trvalý pobyt od roku:",null,null,null,null,null,{"$f":"funFill(datum_trv_ziadatel)","v":""},null,null,null,null,"Pobyt v SR od roku:",null,null,null,null,null,{"$f":"funFill(pobyt_od_ziadatel)","v":""},null,"Spôsob bývania:",null,null,null,null,{"$f":"funFill(sposob_byvania_ziadatel)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Korešpondenčná adresa:",null,null,null,null,null,null,null,null,null,null,"Kor.adresa od roku:",null,null,null,null,null,{"$f":"funFill(datum_kor_ziadatel)","v":""},null,"Štát:",null,null,null,{"$f":"funFill(stat_trv_ziadatel)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AN16","v":false}]
[null,"Ulica, číslo:",null,null,null,null,{"$f":"funFill(ulica_kor_ziadatel)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,"PSČ, obec:",null,null,null,{"$f":"TEXT(funFill(PSC_kor_ziadatel),\"000\\ 00\") & \"  \" & funFill(mesto_kor_ziadatel)","v":"  "},null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ziad_kor_1,OR(G16<>\"\",Y16<>\"\"))","v":false}]
[null,"Údaje o zamestnaní:",null,null,null,null,null,null,{"$f":"funFill(zamestnavatel_ziadatel) & \" \" & funFill(zamestnavatel2_ziadatel)","v":" "},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"IČO:",null,{"$f":"funFill(zamestnavatel_ICO_ziadatel)","v":""},null,null,null,null,{"$f":"OR(zamestnavatel_ziadatel<>\"\",zamestnavatel2_ziadatel<>\"\",zamestnavatel_ICO_ziadatel<>\"\")","v":false}]
[null,"Ulica, číslo:",null,null,null,null,{"$f":"funFill(zamestnavatel_ulica_ziadatel)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,"Pracovná pozícia / funkcia:",null,null,null,null,null,null,null,{"$f":"funFill(prac_pozicia_ziadatel)","v":""},null,null,null,null,null,null,null,null,null,null,{"$f":"AN17","v":false}]
[null,"PSČ, obec:",null,null,null,null,{"$f":"TEXT(funFill(zamestnavatel_PSC_ziadatel),\"000\\ 00\") & \"  \" & funFill(zamestnavatel_mesto_ziadatel)","v":"  "},null,null,null,null,null,null,null,null,null,null,null,null,null,"Pracovný pomer od dátumu:",null,null,null,null,null,null,null,{"$f":"funFill(prac_pomer_od_ziadatel)","v":""},null,null,null,null,null,null,null,null,null,null,{"$f":"AN17","v":false}]
[null,"Štát:",null,null,null,null,{"$f":"funFill(zamestnavatel_stat_ziadatel)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,"Druh prac. pomeru:",null,null,null,null,null,{"$f":"funFill(prac_pomer_druh_ziadatel)","v":""},null,null,null,null,null,{"$f":"IF(AI20=\"\",\"\",\"Do:\")","v":""},null,{"$f":"funFill(doba_urcita_do_ziadatel)","v":""},null,null,null,null,{"$f":"AN17","v":false}]
[null,"Zamestnávateľ rodinný príslušník:",null,null,null,null,null,null,null,null,{"$f":"funFill(zamestnavatel_rodina_ziadatel)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AN17","v":false}]
[null,"Podnikateľská činnosť žiadateľa:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Druh podnikateľskej činnosti:",null,null,null,null,null,null,null,{"$f":"funFill(druh_podn_cinnosti_ziadatel)","v":""},null,null,null,null,null,null,null,null,null,null,{"$f":"ziad_pod_cin","v":false}]
[null,"Podnikateľská činnosť od dátumu:",null,null,null,null,null,null,null,null,null,{"$f":"funFill(podn_cinnost_od_ziadatel)","v":""},null,null,null,null,null,null,null,null,"IČO (resp. DIČ):",null,null,null,null,null,null,null,{"$f":"funFill(ICO_ziadatel)","v":""},null,null,null,null,null,null,null,null,null,null,{"$f":"AN22","v":false}]
[null,"Majetkové podiely žiadateľa:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(AN25:AN26)","v":false}]
[null,"Názov spoločnosti:",null,null,null,null,null,{"$f":"funFill(podiel1_nazov_ziadatel)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,"IČO:",null,{"$f":"funFill(podiel1_ICO_ziadatel)","v":""},null,null,null,"Percentuálny podiel:",null,null,null,null,null,{"$f":"funFill(podiel1_vyska_ziadatel)","v":""},null,null,null,null,null,null,{"$f":"OR(H25<>\"\",W25<>\"\")","v":false}]
[null,"Názov spoločnosti:",null,null,null,null,null,{"$f":"funFill(podiel2_nazov_ziadatel)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,"IČO:",null,{"$f":"funFill(podiel2_ICO_ziadatel)","v":""},null,null,null,"Percentuálny podiel:",null,null,null,null,null,{"$f":"funFill(podiel2_vyska_ziadatel)","v":""},null,null,null,null,null,null,{"$f":"OR(H26<>\"\",W26<>\"\")","v":false}]
[null,"Pracovné zaradenie žiadateľa:",null,null,null,null,null,null,"Typ zamestnania:",null,null,null,null,{"$f":"funFill(typ_zamestnania_ziadatel)","v":""},null,null,null,null,null,null,null,null,null,null,null,"Typ pracovnej činnosti:",null,null,null,null,null,null,{"$f":"funFill(typ_prac_cinnosti_ziadatel)","v":""},null,null,null,null,null,null,{"$f":"OR(N27<>\"\",N28<>\"\")","v":false}]
[null,null,null,null,null,null,null,null,"Pracovná oblasť:",null,null,null,null,{"$f":"funFill(pracovna_cinnost_ziadatel)","v":""},null,null,null,null,null,null,null,null,null,null,null,"Forma vyplácania:",null,null,null,null,null,null,{"$f":"funFill(forma_vyplacania_ziadatel)","v":""},null,null,null,null,null,null,{"$f":"AN27","v":false}]
[null,"Čisté mesačné príjmy žiadateľa:",null,null,null,null,null,null,null,null,null,null,"Dokladovanie príjmu:",null,null,null,null,null,{"$f":"funFill(prijem_dokladovanie)","v":""},null,{"$f":"view_OverenieSP","v":""},null,null,null,null,null,null,null,null,{"$f":"funFill(prijem_overenieSP)","v":""},null,null,null,null,null,null,null,null,null,{"$f":"AA33>0","v":false}]
[null,"z podnikania:",null,null,null,null,null,{"$f":"funFill(prijmy_podnikanie_ziadatel)","v":""},null,null,null,{"$f":"funFill(prijmy_podnikanie_ziadatel_zahr)","v":""},null,null,null,null,null,null,null,null,"Rod.prísp., prídavky:",null,null,null,null,null,{"$f":"funFill(rod_prispevok_ziadatel)","v":""},null,null,null,{"$f":"funFill(typ_rod_prispevok_ziadatel)","v":""},null,null,null,null,null,null,null,null,{"$f":"OR(H30<>\"\",AA30<>\"\")","v":false}]
[null,"Diéty:",null,null,null,null,null,{"$f":"funFill(diety_ziadatel)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,"Iné príjmy",null,null,null,null,null,{"$f":"funFill(ostatne_prijmy_ziadatel)","v":""},null,null,null,{"$f":"funFill(typ_ine_prijmy_ziadatel)","v":""},null,null,null,null,null,null,null,null,{"$f":"OR(H31<>\"\",AA31<>\"\")","v":false}]
[null,"Dôchodky:",null,null,null,null,null,{"$f":"funFill(soc_prijmy_ziadatel)","v":""},null,null,null,{"$f":"funFill(typ_dochodku_ziadatel)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"H32<>\"\"","v":false}]
[null,"zo závislej činnosti:",null,null,null,null,null,{"$f":"funFill(prijmy_zavisla_cin_ziadatel)","v":""},null,null,null,{"$f":"funFill(prijmy_zahr_ziadatel)","v":""},null,null,null,{"$f":"IF(prijmy_zahr_mena_ziadatel=\"\",\"\",\"(\" & prijmy_zahr_mena_ziadatel & \")\")","v":""},null,null,null,null,"Príjmy spolu:",null,null,null,null,null,{"$f":"prijmy_ziadatel_spolu","v":0},null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AN29","v":false}]
[null,"Spolužiadateľ (manželský partner žiadateľa):",null,null,null,null,null,null,null,null,null,null,null,null,null,null,"VIP:",null,{"$f":"IF(zap_VIP_spoluziadatel,\"áno\",\"nie\")","v":"nie"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"G36<>\"\"","v":false}]
[null,"Meno:",null,null,null,null,{"$f":"IF(titul_pred_spoludlznik=\"\",\"\",titul_pred_spoludlznik & \" \") & funFill(meno_spoludlznik) & \" \" & funFill(priezvisko_spoludlznik) & IF(titul_za_spoludlznik=\"\",\"\",\", \" & titul_za_spoludlznik)","v":" "},null,null,null,null,null,null,null,null,null,null,null,null,null,"Rodinný stav:",null,null,null,null,{"$f":"funFill(stav_spoludlznik)","v":""},null,null,null,null,null,null,"Dôchodca:",null,null,null,{"$f":"funFill(dochodca_spoludlznik)","v":""},null,null,{"$f":"$AN$34","v":false}]
[null,"Rodné číslo:",null,null,null,null,{"$f":"funFill(RC_spoludlznik)","v":""},null,null,null,null,"Vek:",null,{"$f":"vek_spoludlznik & \" rokov\"","v":" rokov"},null,null,null,null,null,null,"S osobitným vzťahom k banke:",null,null,null,null,null,null,null,null,{"$f":"funFill(osobitny_vztah_spoludlznik)","v":""},null,null,"PEO:",null,null,null,{"$f":"IF(PEO_spoluziadatel,\"áno\",\"nie\")","v":"nie"},null,null,{"$f":"$AN$34","v":false}]
[null,"Mobilný telefón:",null,null,null,null,{"$f":"funFill(mobil_spoludlznik) & IF(druh_mobilu_spoludlznik=\"\",\"\",\" (\" & druh_mobilu_spoludlznik & \")\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,"Štátna príslušnosť:",null,null,null,null,null,null,null,null,{"$f":"funFill(stat_spoludlznik)","v":""},null,null,null,null,null,null,null,null,null,{"$f":"$AN$34","v":false}]
[null,"Pevná linka:",null,null,null,null,{"$f":"funFill(telefon_spoludlznik) & IF(druh_telefonu_spoludlznik=\"\",\"\",\" (\" & druh_telefonu_spoludlznik & \")\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,"E-mail1:",null,null,{"$f":"funFill(email_spoludlznik)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(G38<>\"\",X38<>\"\")","v":false}]
[null,"Kontaktné údaje:",null,null,null,null,null,null,null,null,null,null,"Pobyt v SR od roku:",null,null,null,null,null,{"$f":"funFill(pobyt_od_spoludlznik)","v":""},null,"Štát:",null,null,null,{"$f":"funFill(stat_trv_spoludlznik)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"$AN$34","v":false}]
[null,"Ulica, číslo:",null,null,null,null,{"$f":"funFill(ulica_trv_spoludlznik)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,"PSČ, obec:",null,null,null,{"$f":"TEXT(funFill(PSC_trv_spoludlznik),\"000\\ 00\") & \"  \" & funFill(mesto_trv_spoludlznik)","v":"  "},null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"$AN$34","v":false}]
[null,"Korešpondenčná adresa:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Štát:",null,null,null,{"$f":"funFill(stat_trv_spoludlznik)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AN42","v":false}]
[null,"Ulica, číslo:",null,null,null,null,{"$f":"funFill(ulica_kor_spoludlznik)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,"PSČ, obec:",null,null,null,{"$f":"TEXT(funFill(PSC_kor_spoludlznik),\"000\\ 00\") & \"  \" & funFill(mesto_kor_spoludlznik)","v":"  "},null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ziad_kor_2,OR(G42<>\"\",Y42<>\"\"))","v":false}]
[null,"Údaje o zamestnaní:",null,null,null,null,null,null,{"$f":"funFill(zamestnavatel_spoludlznik) & \" \" & funFill(zamestnavatel2_spoludlznik)","v":" "},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"IČO:",null,{"$f":"funFill(zamestnavatel_ICO_spoludlznik)","v":""},null,null,null,null,{"$f":"OR(zamestnavatel_spoludlznik<>\"\",zamestnavatel2_spoludlznik<>\"\",zamestnavatel_ICO_spoludlznik<>\"\")","v":false}]
[null,"Ulica, číslo:",null,null,null,null,{"$f":"funFill(zamestnavatel_ulica_spoludlznik)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,"Pracovná pozícia / funkcia:",null,null,null,null,null,null,null,{"$f":"funFill(prac_pozicia_spoludlznik)","v":""},null,null,null,null,null,null,null,null,null,null,{"$f":"AN43","v":false}]
[null,"PSČ, obec:",null,null,null,null,{"$f":"TEXT(funFill(zamestnavatel_PSC_spoludlznik),\"000\\ 00\") & \"  \" & funFill(zamestnavatel_mesto_spoludlznik)","v":"  "},null,null,null,null,null,null,null,null,null,null,null,null,null,"Pracovný pomer od dátumu:",null,null,null,null,null,null,null,{"$f":"funFill(prac_pomer_od_spoludlznik)","v":""},null,null,null,null,null,null,null,null,null,null,{"$f":"AN43","v":false}]
[null,"Štát:",null,null,null,null,{"$f":"funFill(zamestnavatel_stat_spoludlznik)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,"Druh prac. pomeru:",null,null,null,null,null,{"$f":"funFill(prac_pomer_druh_spoludlznik)","v":""},null,null,null,null,null,{"$f":"IF(AI46=\"\",\"\",\"Do:\")","v":""},null,{"$f":"funFill(doba_urcita_do_spoludlznik)","v":""},null,null,null,null,{"$f":"AN43","v":false}]
[null,"Zamestnávateľ rodinný príslušník:",null,null,null,null,null,null,null,null,{"$f":"funFill(zamestnavatel_rodina_spoludlznik)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AN43","v":false}]
[null,"Podnikateľská činnosť spolužiadateľa:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Druh podnikateľskej činnosti:",null,null,null,null,null,null,null,{"$f":"funFill(druh_podn_cinnosti_spoludlznik)","v":""},null,null,null,null,null,null,null,null,null,null,{"$f":"spoludlznik_pod_cin","v":false}]
[null,"Podnikateľská činnosť od dátumu:",null,null,null,null,null,null,null,null,null,{"$f":"funFill(podn_cinnost_od_spoludlznik)","v":""},null,null,null,null,null,null,null,null,"IČO (resp. DIČ):",null,null,null,null,null,null,null,{"$f":"funFill(ICO_spoludlznik)","v":""},null,null,null,null,null,null,null,null,null,null,{"$f":"AN48","v":false}]
[null,"Majetkové podiely spolužiadateľa",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(AN51:AN52)","v":false}]
[null,"Názov spoločnosti:",null,null,null,null,null,{"$f":"funFill(podiel1_nazov_spoludlznik)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,"IČO:",null,{"$f":"funFill(podiel1_ICO_spoludlznik)","v":""},null,null,null,"Percentuálny podiel:",null,null,null,null,null,{"$f":"funFill(podiel1_vyska_spoludlznik)","v":""},null,null,null,null,null,null,{"$f":"OR(H51<>\"\",W51<>\"\")","v":false}]
[null,"Názov spoločnosti:",null,null,null,null,null,{"$f":"funFill(podiel2_nazov_spoludlznik)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,"IČO:",null,{"$f":"funFill(podiel2_ICO_spoludlznik)","v":""},null,null,null,"Percentuálny podiel:",null,null,null,null,null,{"$f":"funFill(podiel2_vyska_spoludlznik)","v":""},null,null,null,null,null,null,{"$f":"OR(H52<>\"\",W52<>\"\")","v":false}]
[null,"Pracovné zaradenie spolužiadateľa:",null,null,null,null,null,null,"Typ zamestnania:",null,null,null,null,{"$f":"funFill(typ_zamestnania_spoludlznik)","v":""},null,null,null,null,null,null,null,null,null,null,null,"Typ pracovnej činnosti:",null,null,null,null,null,null,{"$f":"funFill(typ_prac_cinnosti_spoludlznik)","v":""},null,null,null,null,null,null,{"$f":"OR(N53<>\"\",N54<>\"\")","v":false}]
[null,null,null,null,null,null,null,null,"Pracovná oblasť:",null,null,null,null,{"$f":"funFill(pracovna_cinnost_spoludlznik)","v":""},null,null,null,null,null,null,null,null,null,null,null,"Forma vyplácania:",null,null,null,null,null,null,{"$f":"funFill(forma_vyplacania_spoludlznik)","v":""},null,null,null,null,null,null,{"$f":"AN53","v":false}]
[null,"Čisté mesačné príjmy spolužiadateľa:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AA59>0","v":false}]
[null,"z podnikania:",null,null,null,null,null,{"$f":"funFill(prijmy_podnikanie_spoludlznik)","v":""},null,null,null,{"$f":"funFill(prijmy_podnikanie_spoludlznik_zahr)","v":""},null,null,null,null,null,null,null,null,"Rod.prísp., prídavky:",null,null,null,null,null,{"$f":"funFill(rod_prispevok_spoludlznik)","v":""},null,null,null,{"$f":"funFill(typ_rod_prispevok_spoludlznik)","v":""},null,null,null,null,null,null,null,null,{"$f":"OR(H56<>\"\",AA56<>\"\")","v":false}]
[null,"Diéty:",null,null,null,null,null,{"$f":"funFill(diety_spoludlznik)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,"Iné príjmy:",null,null,null,null,null,{"$f":"funFill(ostatne_prijmy_spoludlznik)","v":""},null,null,null,{"$f":"funFill(typ_ine_prijmy_spoludlznik)","v":""},null,null,null,null,null,null,null,null,{"$f":"OR(H57<>\"\",AA57<>\"\")","v":false}]
[null,"Dôchodky:",null,null,null,null,null,{"$f":"funFill(soc_prijmy_spoludlznik)","v":""},null,null,null,{"$f":"funFill(typ_dochodku_spoludlznik)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"H58<>\"\"","v":false}]
[null,"zo závislej činnosti:",null,null,null,null,null,{"$f":"funFill(prijmy_zavisla_cin_spoludlznik)","v":""},null,null,null,{"$f":"funFill(prijmy_zahr_spoludlznik)","v":""},null,null,null,{"$f":"IF(prijmy_zahr_mena_spoludlznik=\"\",\"\",\"(\" & prijmy_zahr_mena_spoludlznik & \")\")","v":""},null,null,null,null,"Príjmy spolu:",null,null,null,null,null,{"$f":"prijmy_spoludlznik_spolu","v":0},null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AN55","v":false}]
[null,"Výdavky domácnosti:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Počet členov domácnosti:",null,null,null,null,null,null,{"$f":"funFill(pocet_clenov_dom_ziadatel)","v":""},null,"Počet členov s príjmom:",null,null,null,null,null,null,{"$f":"funFill(poc_clenov_s_prijmom_ziadatel)","v":""},null,null,true]
[null,"Minimálne výdavky domácnosti:",null,null,null,null,null,null,null,null,{"$f":"minimalne_vydavky_domacnost_ziadatel","v":0},null,null,null,null,null,null,null,null,null,"Z toho nezaopatrené deti:",null,null,null,null,null,null,{"$f":"funFill(pocet_deti_ziadatel)","v":""},null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Skutočné výdavky domácnosti:",null,null,null,null,null,null,null,null,{"$f":"real_vydavky_ziadatel","v":0},null,null,null,null,null,null,null,null,null,"Celkové výdavky domácnosti:",null,null,null,null,null,null,null,null,null,null,{"$f":"celkove_vydavky_ziadatel","v":0},null,null,null,null,null,null,null,true]
[null,"Splátky existujúcich úverov, iné pravidelné platby:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(AN65:AN72)","v":false}]
[null,"Typ výdavku",null,null,null,null,null,null,null,null,null,null,null,null,"Splátka",null,null,null,null,null,null,"Zostatok",null,null,null,null,null,null,null,{"$f":"IF(login_utvar>0,\"Splátky UR/stresované\",\"\")","v":""},null,null,null,null,null,null,null,null,null,{"$f":"AN63","v":false}]
[null,{"$f":"funFill(splatka1_druh_ziadatel)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"funFill(splatka1_vyska_ziadatel_pom)","v":""},null,null,null,null,null,null,{"$f":"funFill(splatka1_zostatok_ziadatel)","v":""},null,null,null,null,null,null,null,{"$f":"IF(login_utvar>0,funFill(splatka1_stresovana_ziadatel),\"\")","v":""},null,null,null,null,null,null,null,null,null,{"$f":"B65<>\"\"","v":false}]
[null,{"$f":"funFill(splatka2_druh_ziadatel)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"funFill(splatka2_vyska_ziadatel_pom)","v":""},null,null,null,null,null,null,{"$f":"funFill(splatka2_zostatok_ziadatel)","v":""},null,null,null,null,null,null,null,{"$f":"IF(login_utvar>0,funFill(splatka2_stresovana_ziadatel),\"\")","v":""},null,null,null,null,null,null,null,null,null,{"$f":"B66<>\"\"","v":false}]
[null,{"$f":"funFill(splatka3_druh_ziadatel)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"funFill(splatka3_vyska_ziadatel_pom)","v":""},null,null,null,null,null,null,{"$f":"funFill(splatka3_zostatok_ziadatel)","v":""},null,null,null,null,null,null,null,{"$f":"IF(login_utvar>0,funFill(splatka3_stresovana_ziadatel),\"\")","v":""},null,null,null,null,null,null,null,null,null,false]
[null,{"$f":"funFill(splatka4_druh_ziadatel)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"funFill(splatka4_vyska_ziadatel_pom)","v":""},null,null,null,null,null,null,{"$f":"funFill(splatka4_zostatok_ziadatel)","v":""},null,null,null,null,null,null,null,{"$f":"IF(login_utvar>0,funFill(splatka4_stresovana_ziadatel),\"\")","v":""},null,null,null,null,null,null,null,null,null,false]
[null,{"$f":"funFill(splatka5_druh_ziadatel)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"funFill(splatka5_vyska_ziadatel_pom)","v":""},null,null,null,null,null,null,{"$f":"funFill(splatka5_zostatok_ziadatel)","v":""},null,null,null,null,null,null,null,{"$f":"IF(login_utvar>0,funFill(splatka5_stresovana_ziadatel),\"\")","v":""},null,null,null,null,null,null,null,null,null,false]
[null,{"$f":"funFill(splatka6_druh_ziadatel)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"funFill(splatka6_vyska_ziadatel_pom)","v":""},null,null,null,null,null,null,{"$f":"funFill(splatka6_zostatok_ziadatel)","v":""},null,null,null,null,null,null,null,{"$f":"IF(login_utvar>0,funFill(splatka6_stresovana_ziadatel),\"\")","v":""},null,null,null,null,null,null,null,null,null,false]
[null,{"$f":"funFill(splatka7_druh_ziadatel)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"funFill(splatka7_vyska_ziadatel_pom)","v":""},null,null,null,null,null,null,{"$f":"funFill(splatka7_zostatok_ziadatel)","v":""},null,null,null,null,null,null,null,{"$f":"IF(login_utvar>0,funFill(splatka7_stresovana_ziadatel),\"\")","v":""},null,null,null,null,null,null,null,null,null,false]
[null,{"$f":"funFill(splatka8_druh_ziadatel)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"funFill(splatka8_vyska_ziadatel_pom)","v":""},null,null,null,null,null,null,{"$f":"funFill(splatka8_zostatok_ziadatel)","v":""},null,null,null,null,null,null,null,{"$f":"IF(login_utvar>0,funFill(splatka8_stresovana_ziadatel),\"\")","v":""},null,null,null,null,null,null,null,null,null,false]
[null,"Priznané príjmy spolu:",null,null,null,null,null,null,null,null,{"$f":"priznane_prijmy_spolu","v":0},null,null,null,null,"Splátka pre hodnotenie bonity:",null,null,null,null,null,null,null,{"$f":"TEXT(out_ziadatel_bonita1,\"# ##0,00 €\") & \" (\" & TEXT(rezerva_splatky_ziadatel,\"# ##0,00 €\") & \")\"","v":"0,50 € (0,00 €)"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Výdavky spolu:",null,null,null,null,null,null,null,null,{"$f":"celkove_vydavky_ziadatel","v":0},null,null,null,null,"Finančný ukazovateľ:",null,null,null,null,null,null,null,{"$f":"TEXT(financny_ukazovatel_ziadatel,\"# ##0,000\") & \" (\" & hodnotenie_ziadatel_text & \")\"","v":{"$error":"#DIV/0!"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Disponibilné zdroje domácnosti:",null,null,null,null,null,null,null,null,{"$f":"disponibilne_zdroje_ziadatel","v":0},null,null,null,null,"Celkové hodnotenie:",null,null,null,null,null,null,null,{"$f":"hodnotenie_ziadatel_text_celk","v":{"$error":"#VALUE!"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"1) V dôsledku zmeny e-mailovej adresy uvedenej v tejto žiadosti dochádza k zmene e-mailovej adresy na zasielanie Výpisu z účtu elektronicky, pokiaľ som o tento spôsob zasielania Výpisu z účtu požiadal.  Zároveň aj prípadné ďalšie informácie zo strany ČSOB SP týkajúce sa zmlúv o stavebnom sporení a úverových zmlúv, ku ktorým sa poskytuje Výpis z účtu v elektronickej forme, budú zasielané na túto novú e-mailovú adresu.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(AN8,AN38)","v":false}]
[null,"2) Úver na bývanie",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,{"$f":"ziadatel!B133","v":"Poradca:  , číslo: , tel.: "},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"ČSOB stavebná sporiteľňa, a.s.\nBratislava 1, PSČ 811 02, Žižkova 11; IČO: 35 799 200; DIČ: 2021544030; IČ pre DPH: SK7020000218 \nzapísaná v Obchodnom registri Okresného súdu Bratislava I. v odd. Sa, vložka č. 2590/B\ninfolinka: 0800 111 303,  fax:  02 5966 7920; www.csob.sk; csobsp@csobsp.sk",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"XML:",null,null,null,{"$f":"generovanie","v":"2020-02-14T12:49:06.920"},null,null,null,null,null,null,null,null,true]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Verzia:",null,null,null,{"$f":"file_name","v":"SP_EZU_FO_20200215v32.2"},null,null,null,null,null,null,null,null,true]

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[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true,{"$f":"COUNTIF($AN:$AN,FALSE)","v":63}]
[null,"Číslo zmluvy o stavebnom sporení:",null,null,null,null,null,null,null,null,null,null,null,{"$f":"funFill(cislo_zmluvy)","v":""},null,null,null,null,null,null,"Dátum žiadosti:",null,null,null,null,{"$f":"funFill(datum_ziadosti)","v":43875},null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Údaje o stavebnom sporiteľovi / žiadateľovi:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,"VIP:",null,{"$f":"IF(zap_VIP_ziadatel,\"áno\",\"nie\")","v":"nie"},null,"Rodinný stav:",null,null,null,null,null,null,null,null,{"$f":"funFill(stav_ziadatel)","v":""},null,null,null,null,null,null,null,null,null,true]
[null,"Meno a priezvisko:",null,null,null,null,{"$f":"IF(titul_pred_ziadatel=\"\",\"\",titul_pred_ziadatel & \" \") & funFill(meno_ziadatel) & \" \" & funFill(priezvisko_ziadatel) & IF(titul_za_ziadatel=\"\",\"\",\", \" & titul_za_ziadatel)","v":" "},null,null,null,null,null,null,null,null,null,null,null,null,null,"Vzdelanie (nepovinný údaj):",null,null,null,null,null,null,null,null,{"$f":"funFill(vzdelanie_ziadatel)","v":""},null,null,null,null,null,null,null,null,null,true]
[null,"Rodné číslo:",null,null,null,null,{"$f":"funFill(RC_ziadatel)","v":""},null,null,null,null,"Vek:",null,{"$f":"vek_ziadatel & \" rokov\"","v":" rokov"},null,null,null,null,null,null,"Doklad totožnosti / č.:",null,null,null,null,null,{"$f":"funFill(doklad1_ziadatel)","v":""},null,null,null,null,null,null,null,{"$f":"funFill(doklad1_cislo_ziadatel)","v":""},null,null,null,null,true]
[null,"Mobilný telefón:",null,null,null,null,{"$f":"funFill(mobil_ziadatel) & IF(druh_mobilu_ziadatel=\"\",\"\",\" (\" & druh_mobilu_ziadatel & \")\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,"E-mail1:",null,null,{"$f":"funFill(email_ziadatel)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(G8<>\"\",X8<>\"\")","v":false}]
[null,"Pevná linka:",null,null,null,null,{"$f":"funFill(telefon_ziadatel) & IF(druh_telefonu_ziadatel=\"\",\"\",\" (\" & druh_telefonu_ziadatel & \")\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,"S osobitným vzťahom k banke:",null,null,null,null,null,null,null,null,{"$f":"funFill(osobitny_vztah_ziadatel)","v":""},null,null,null,null,"PEO:",null,{"$f":"IF(PEO_ziadatel,\"áno\",\"nie\")","v":"nie"},null,null,true]
[null,"Dôchodca:",null,null,null,null,{"$f":"funFill(dochodca_ziadatel)","v":""},null,null,null,null,null,null,null,null,"Študent:",null,null,{"$f":"funFill(student_ziadatel)","v":""},null,"Štátna príslušnosť:",null,null,null,null,null,null,null,null,{"$f":"funFill(stat_ziadatel)","v":""},null,null,null,null,null,null,null,null,null,true]
[null,"Adresa trvalého pobytu:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Štát:",null,null,{"$f":"funFill(stat_trv_ziadatel)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Ulica, číslo:",null,null,null,null,{"$f":"funFill(ulica_trv_ziadatel)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,"Kraj:",null,null,{"$f":"funFill(kraj_trv_ziadatel)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"PSČ, obec:",null,null,null,null,{"$f":"TEXT(funFill(PSC_trv_ziadatel),\"000\\ 00\") & \"  \" & funFill(mesto_trv_ziadatel)","v":"  "},null,null,null,null,null,null,null,null,null,null,null,null,null,"Okres:",null,null,{"$f":"funFill(okres_trv_ziadatel)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Trvalý pobyt od roku:",null,null,null,null,null,{"$f":"funFill(datum_trv_ziadatel)","v":""},null,null,null,null,"Pobyt v SR od roku:",null,null,null,null,null,{"$f":"funFill(pobyt_od_ziadatel)","v":""},null,"Spôsob bývania:",null,null,null,null,{"$f":"funFill(sposob_byvania_ziadatel)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Korešpondenčná adresa:",null,null,null,null,null,null,null,null,null,null,"Kor.adresa od roku:",null,null,null,null,null,{"$f":"funFill(datum_kor_ziadatel)","v":""},null,"Štát:",null,null,null,{"$f":"funFill(stat_trv_ziadatel)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AN16","v":false}]
[null,"Ulica, číslo:",null,null,null,null,{"$f":"funFill(ulica_kor_ziadatel)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,"PSČ, obec:",null,null,null,{"$f":"TEXT(funFill(PSC_kor_ziadatel),\"000\\ 00\") & \"  \" & funFill(mesto_kor_ziadatel)","v":"  "},null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ziad_kor_1,OR(G16<>\"\",Y16<>\"\"))","v":false}]
[null,"Daňové identifikačné číslo2):",null,null,null,null,null,null,null,{"$f":"funFill(DIC_ziadatel)","v":""},null,null,null,null,null,null,null,null,null,null,"Štát daňovej rezidencie3):",null,null,null,null,null,null,{"$f":"funFill(stat_danrez_ziadatel)","v":""},null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(J17<>\"\",AB17<>\"\")","v":false}]
[null,"Dôvodom nesúladu medzi štátom trvalého bydliska a štátom daňovej rezidencie je4):",null,null,null,null,null,null,null,null,null,null,null,{"$f":"funFill(nesulad_danrez_ziadatel)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"N18<>\"\"","v":false}]
[null,"Údaje o zamestnaní:",null,null,null,null,null,null,{"$f":"funFill(zamestnavatel_ziadatel) & \" \" & funFill(zamestnavatel2_ziadatel)","v":" "},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"IČO:",null,{"$f":"funFill(zamestnavatel_ICO_ziadatel)","v":""},null,null,null,null,{"$f":"OR(zamestnavatel_ziadatel<>\"\",zamestnavatel2_ziadatel<>\"\",zamestnavatel_ICO_ziadatel<>\"\")","v":false}]
[null,"Ulica, číslo:",null,null,null,null,{"$f":"funFill(zamestnavatel_ulica_ziadatel)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,"Pracovná pozícia / funkcia:",null,null,null,null,null,null,null,{"$f":"funFill(prac_pozicia_ziadatel)","v":""},null,null,null,null,null,null,null,null,null,null,{"$f":"AN19","v":false}]
[null,"PSČ, obec:",null,null,null,null,{"$f":"TEXT(funFill(zamestnavatel_PSC_ziadatel),\"000\\ 00\") & \"  \" & funFill(zamestnavatel_mesto_ziadatel)","v":"  "},null,null,null,null,null,null,null,null,null,null,null,null,null,"Pracovný pomer od dátumu:",null,null,null,null,null,null,null,{"$f":"funFill(prac_pomer_od_ziadatel)","v":""},null,null,null,null,null,null,null,null,null,null,{"$f":"AN19","v":false}]
[null,"Štát:",null,null,null,null,{"$f":"funFill(zamestnavatel_stat_ziadatel)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,"Druh prac. pomeru:",null,null,null,null,null,{"$f":"funFill(prac_pomer_druh_ziadatel)","v":""},null,null,null,null,null,{"$f":"IF(AI22=\"\",\"\",\"Do:\")","v":""},null,{"$f":"funFill(doba_urcita_do_ziadatel)","v":""},null,null,null,null,{"$f":"AN19","v":false}]
[null,"Zamestnávateľ rodinný príslušník:",null,null,null,null,null,null,null,null,{"$f":"funFill(zamestnavatel_rodina_ziadatel)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AN19","v":false}]
[null,"Podnikateľská činnosť žiadateľa:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Druh podnikateľskej činnosti:",null,null,null,null,null,null,null,{"$f":"funFill(druh_podn_cinnosti_ziadatel)","v":""},null,null,null,null,null,null,null,null,null,null,{"$f":"ziad_pod_cin","v":false}]
[null,"Podnikateľská činnosť od dátumu:",null,null,null,null,null,null,null,null,null,{"$f":"funFill(podn_cinnost_od_ziadatel)","v":""},null,null,null,null,null,null,null,null,"IČO (resp. DIČ):",null,null,null,null,null,null,null,{"$f":"funFill(ICO_ziadatel)","v":""},null,null,null,null,null,null,null,null,null,null,{"$f":"AN24","v":false}]
[null,"Majetkové podiely žiadateľa:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(AN27:AN28)","v":false}]
[null,"Názov spoločnosti:",null,null,null,null,null,{"$f":"funFill(podiel1_nazov_ziadatel)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,"IČO:",null,{"$f":"funFill(podiel1_ICO_ziadatel)","v":""},null,null,null,"Percentuálny podiel:",null,null,null,null,null,{"$f":"funFill(podiel1_vyska_ziadatel)","v":""},null,null,null,null,null,null,{"$f":"OR(H27<>\"\",W27<>\"\")","v":false}]
[null,"Názov spoločnosti:",null,null,null,null,null,{"$f":"funFill(podiel2_nazov_ziadatel)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,"IČO:",null,{"$f":"funFill(podiel2_ICO_ziadatel)","v":""},null,null,null,"Percentuálny podiel:",null,null,null,null,null,{"$f":"funFill(podiel2_vyska_ziadatel)","v":""},null,null,null,null,null,null,{"$f":"OR(H28<>\"\",W28<>\"\")","v":false}]
[null,"Pracovné zaradenie žiadateľa:",null,null,null,null,null,null,"Typ zamestnania:",null,null,null,null,{"$f":"funFill(typ_zamestnania_ziadatel)","v":""},null,null,null,null,null,null,null,null,null,null,null,"Typ pracovnej činnosti:",null,null,null,null,null,null,{"$f":"funFill(typ_prac_cinnosti_ziadatel)","v":""},null,null,null,null,null,null,{"$f":"OR(N29<>\"\",N30<>\"\")","v":false}]
[null,null,null,null,null,null,null,null,"Pracovná oblasť:",null,null,null,null,{"$f":"funFill(pracovna_cinnost_ziadatel)","v":""},null,null,null,null,null,null,null,null,null,null,null,"Forma vyplácania:",null,null,null,null,null,null,{"$f":"funFill(forma_vyplacania_ziadatel)","v":""},null,null,null,null,null,null,{"$f":"AN29","v":false}]
[null,"Čisté mesačné príjmy žiadateľa:",null,null,null,null,null,null,null,null,null,null,"Dokladovanie príjmu:",null,null,null,null,null,{"$f":"funFill(prijem_dokladovanie)","v":""},null,{"$f":"view_OverenieSP","v":""},null,null,null,null,null,null,null,null,{"$f":"funFill(prijem_overenieSP)","v":""},null,null,null,null,null,null,null,null,null,{"$f":"AA35>0","v":false}]
[null,"z podnikania:",null,null,null,null,null,{"$f":"funFill(prijmy_podnikanie_ziadatel)","v":""},null,null,null,{"$f":"funFill(prijmy_podnikanie_ziadatel_zahr)","v":""},null,null,null,null,null,null,null,null,"Rod.prísp., prídavky:",null,null,null,null,null,{"$f":"funFill(rod_prispevok_ziadatel)","v":""},null,null,null,{"$f":"funFill(typ_rod_prispevok_ziadatel)","v":""},null,null,null,null,null,null,null,null,{"$f":"OR(H32<>\"\",AA32<>\"\")","v":false}]
[null,"Diéty:",null,null,null,null,null,{"$f":"funFill(diety_ziadatel)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,"Iné príjmy",null,null,null,null,null,{"$f":"funFill(ostatne_prijmy_ziadatel)","v":""},null,null,null,{"$f":"funFill(typ_ine_prijmy_ziadatel)","v":""},null,null,null,null,null,null,null,null,{"$f":"OR(H33<>\"\",AA33<>\"\")","v":false}]
[null,"Dôchodky:",null,null,null,null,null,{"$f":"funFill(soc_prijmy_ziadatel)","v":""},null,null,null,{"$f":"funFill(typ_dochodku_ziadatel)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"H34<>\"\"","v":false}]
[null,"zo závislej činnosti:",null,null,null,null,null,{"$f":"funFill(prijmy_zavisla_cin_ziadatel)","v":""},null,null,null,{"$f":"funFill(prijmy_zahr_ziadatel)","v":""},null,null,null,{"$f":"IF(prijmy_zahr_mena_ziadatel=\"\",\"\",\"(\" & prijmy_zahr_mena_ziadatel & \")\")","v":""},null,null,null,null,"Príjmy spolu:",null,null,null,null,null,{"$f":"prijmy_ziadatel_spolu","v":0},null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AN31","v":false}]
[null,"Spolužiadateľ (manželský partner žiadateľa):",null,null,null,null,null,null,null,null,null,null,null,null,null,null,"VIP:",null,{"$f":"IF(zap_VIP_spoluziadatel,\"áno\",\"nie\")","v":"nie"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"G38<>\"\"","v":false}]
[null,"Meno:",null,null,null,null,{"$f":"IF(titul_pred_spoludlznik=\"\",\"\",titul_pred_spoludlznik & \" \") & funFill(meno_spoludlznik) & \" \" & funFill(priezvisko_spoludlznik) & IF(titul_za_spoludlznik=\"\",\"\",\", \" & titul_za_spoludlznik)","v":" "},null,null,null,null,null,null,null,null,null,null,null,null,null,"Rodinný stav:",null,null,null,null,{"$f":"funFill(stav_spoludlznik)","v":""},null,null,null,null,null,null,"Dôchodca:",null,null,null,{"$f":"funFill(dochodca_spoludlznik)","v":""},null,null,{"$f":"$AN$36","v":false}]
[null,"Rodné číslo:",null,null,null,null,{"$f":"funFill(RC_spoludlznik)","v":""},null,null,null,null,"Vek:",null,{"$f":"vek_spoludlznik & \" rokov\"","v":" rokov"},null,null,null,null,null,null,"S osobitným vzťahom k banke:",null,null,null,null,null,null,null,null,{"$f":"funFill(osobitny_vztah_spoludlznik)","v":""},null,null,"PEO:",null,null,null,{"$f":"IF(PEO_spoluziadatel,\"áno\",\"nie\")","v":"nie"},null,null,{"$f":"$AN$36","v":false}]
[null,"Mobilný telefón:",null,null,null,null,{"$f":"funFill(mobil_spoludlznik) & IF(druh_mobilu_spoludlznik=\"\",\"\",\" (\" & druh_mobilu_spoludlznik & \")\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,"Štátna príslušnosť:",null,null,null,null,null,null,null,null,{"$f":"funFill(stat_spoludlznik)","v":""},null,null,null,null,null,null,null,null,null,{"$f":"$AN$36","v":false}]
[null,"Pevná linka:",null,null,null,null,{"$f":"funFill(telefon_spoludlznik) & IF(druh_telefonu_spoludlznik=\"\",\"\",\" (\" & druh_telefonu_spoludlznik & \")\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,"E-mail1:",null,null,{"$f":"funFill(email_spoludlznik)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(G40<>\"\",X40<>\"\")","v":false}]
[null,"Kontaktné údaje:",null,null,null,null,null,null,null,null,null,null,"Pobyt v SR od roku:",null,null,null,null,null,{"$f":"funFill(pobyt_od_spoludlznik)","v":""},null,"Štát:",null,null,null,{"$f":"funFill(stat_trv_spoludlznik)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"$AN$36","v":false}]
[null,"Ulica, číslo:",null,null,null,null,{"$f":"funFill(ulica_trv_spoludlznik)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,"PSČ, obec:",null,null,null,{"$f":"TEXT(funFill(PSC_trv_spoludlznik),\"000\\ 00\") & \"  \" & funFill(mesto_trv_spoludlznik)","v":"  "},null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"$AN$36","v":false}]
[null,"Korešpondenčná adresa:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Štát:",null,null,null,{"$f":"funFill(stat_trv_spoludlznik)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AN44","v":false}]
[null,"Ulica, číslo:",null,null,null,null,{"$f":"funFill(ulica_kor_spoludlznik)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,"PSČ, obec:",null,null,null,{"$f":"TEXT(funFill(PSC_kor_spoludlznik),\"000\\ 00\") & \"  \" & funFill(mesto_kor_spoludlznik)","v":"  "},null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ziad_kor_2,OR(G44<>\"\",Y44<>\"\"))","v":false}]
[null,"Údaje o zamestnaní:",null,null,null,null,null,null,{"$f":"funFill(zamestnavatel_spoludlznik) & \" \" & funFill(zamestnavatel2_spoludlznik)","v":" "},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"IČO:",null,{"$f":"funFill(zamestnavatel_ICO_spoludlznik)","v":""},null,null,null,null,{"$f":"OR(zamestnavatel_spoludlznik<>\"\",zamestnavatel2_spoludlznik<>\"\",zamestnavatel_ICO_spoludlznik<>\"\")","v":false}]
[null,"Ulica, číslo:",null,null,null,null,{"$f":"funFill(zamestnavatel_ulica_spoludlznik)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,"Pracovná pozícia / funkcia:",null,null,null,null,null,null,null,{"$f":"funFill(prac_pozicia_spoludlznik)","v":""},null,null,null,null,null,null,null,null,null,null,{"$f":"AN45","v":false}]
[null,"PSČ, obec:",null,null,null,null,{"$f":"TEXT(funFill(zamestnavatel_PSC_spoludlznik),\"000\\ 00\") & \"  \" & funFill(zamestnavatel_mesto_spoludlznik)","v":"  "},null,null,null,null,null,null,null,null,null,null,null,null,null,"Pracovný pomer od dátumu:",null,null,null,null,null,null,null,{"$f":"funFill(prac_pomer_od_spoludlznik)","v":""},null,null,null,null,null,null,null,null,null,null,{"$f":"AN45","v":false}]
[null,"Štát:",null,null,null,null,{"$f":"funFill(zamestnavatel_stat_spoludlznik)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,"Druh prac. pomeru:",null,null,null,null,null,{"$f":"funFill(prac_pomer_druh_spoludlznik)","v":""},null,null,null,null,null,{"$f":"IF(AI48=\"\",\"\",\"Do:\")","v":""},null,{"$f":"funFill(doba_urcita_do_spoludlznik)","v":""},null,null,null,null,{"$f":"AN45","v":false}]
[null,"Zamestnávateľ rodinný príslušník:",null,null,null,null,null,null,null,null,{"$f":"funFill(zamestnavatel_rodina_spoludlznik)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AN45","v":false}]
[null,"Podnikateľská činnosť spolužiadateľa:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Druh podnikateľskej činnosti:",null,null,null,null,null,null,null,{"$f":"funFill(druh_podn_cinnosti_spoludlznik)","v":""},null,null,null,null,null,null,null,null,null,null,{"$f":"spoludlznik_pod_cin","v":false}]
[null,"Podnikateľská činnosť od dátumu:",null,null,null,null,null,null,null,null,null,{"$f":"funFill(podn_cinnost_od_spoludlznik)","v":""},null,null,null,null,null,null,null,null,"IČO (resp. DIČ):",null,null,null,null,null,null,null,{"$f":"funFill(ICO_spoludlznik)","v":""},null,null,null,null,null,null,null,null,null,null,{"$f":"AN50","v":false}]
[null,"Majetkové podiely spolužiadateľa",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(AN53:AN54)","v":false}]
[null,"Názov spoločnosti:",null,null,null,null,null,{"$f":"funFill(podiel1_nazov_spoludlznik)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,"IČO:",null,{"$f":"funFill(podiel1_ICO_spoludlznik)","v":""},null,null,null,"Percentuálny podiel:",null,null,null,null,null,{"$f":"funFill(podiel1_vyska_spoludlznik)","v":""},null,null,null,null,null,null,{"$f":"OR(H53<>\"\",W53<>\"\")","v":false}]
[null,"Názov spoločnosti:",null,null,null,null,null,{"$f":"funFill(podiel2_nazov_spoludlznik)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,"IČO:",null,{"$f":"funFill(podiel2_ICO_spoludlznik)","v":""},null,null,null,"Percentuálny podiel:",null,null,null,null,null,{"$f":"funFill(podiel2_vyska_spoludlznik)","v":""},null,null,null,null,null,null,{"$f":"OR(H54<>\"\",W54<>\"\")","v":false}]
[null,"Pracovné zaradenie spolužiadateľa:",null,null,null,null,null,null,"Typ zamestnania:",null,null,null,null,{"$f":"funFill(typ_zamestnania_spoludlznik)","v":""},null,null,null,null,null,null,null,null,null,null,null,"Typ pracovnej činnosti:",null,null,null,null,null,null,{"$f":"funFill(typ_prac_cinnosti_spoludlznik)","v":""},null,null,null,null,null,null,{"$f":"OR(N55<>\"\",N56<>\"\")","v":false}]
[null,null,null,null,null,null,null,null,"Pracovná oblasť:",null,null,null,null,{"$f":"funFill(pracovna_cinnost_spoludlznik)","v":""},null,null,null,null,null,null,null,null,null,null,null,"Forma vyplácania:",null,null,null,null,null,null,{"$f":"funFill(forma_vyplacania_spoludlznik)","v":""},null,null,null,null,null,null,{"$f":"AN55","v":false}]
[null,"Čisté mesačné príjmy spolužiadateľa:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AA61>0","v":false}]
[null,"z podnikania:",null,null,null,null,null,{"$f":"funFill(prijmy_podnikanie_spoludlznik)","v":""},null,null,null,{"$f":"funFill(prijmy_podnikanie_spoludlznik_zahr)","v":""},null,null,null,null,null,null,null,null,"Rod.prísp., prídavky:",null,null,null,null,null,{"$f":"funFill(rod_prispevok_spoludlznik)","v":""},null,null,null,{"$f":"funFill(typ_rod_prispevok_spoludlznik)","v":""},null,null,null,null,null,null,null,null,{"$f":"OR(H58<>\"\",AA58<>\"\")","v":false}]
[null,"Diéty:",null,null,null,null,null,{"$f":"funFill(diety_spoludlznik)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,"Iné príjmy:",null,null,null,null,null,{"$f":"funFill(ostatne_prijmy_spoludlznik)","v":""},null,null,null,{"$f":"funFill(typ_ine_prijmy_spoludlznik)","v":""},null,null,null,null,null,null,null,null,{"$f":"OR(H59<>\"\",AA59<>\"\")","v":false}]
[null,"Dôchodky:",null,null,null,null,null,{"$f":"funFill(soc_prijmy_spoludlznik)","v":""},null,null,null,{"$f":"funFill(typ_dochodku_spoludlznik)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"H60<>\"\"","v":false}]
[null,"zo závislej činnosti:",null,null,null,null,null,{"$f":"funFill(prijmy_zavisla_cin_spoludlznik)","v":""},null,null,null,{"$f":"funFill(prijmy_zahr_spoludlznik)","v":""},null,null,null,{"$f":"IF(prijmy_zahr_mena_spoludlznik=\"\",\"\",\"(\" & prijmy_zahr_mena_spoludlznik & \")\")","v":""},null,null,null,null,"Príjmy spolu:",null,null,null,null,null,{"$f":"prijmy_spoludlznik_spolu","v":0},null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AN57","v":false}]
[null,"Výdavky domácnosti:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Počet členov domácnosti:",null,null,null,null,null,null,{"$f":"funFill(pocet_clenov_dom_ziadatel)","v":""},null,"Počet členov s príjmom:",null,null,null,null,null,null,{"$f":"funFill(poc_clenov_s_prijmom_ziadatel)","v":""},null,null,true]
[null,"Minimálne výdavky domácnosti:",null,null,null,null,null,null,null,null,{"$f":"minimalne_vydavky_domacnost_ziadatel","v":0},null,null,null,null,null,null,null,null,null,"Z toho nezaopatrené deti:",null,null,null,null,null,null,{"$f":"funFill(pocet_deti_ziadatel)","v":""},null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Skutočné výdavky domácnosti:",null,null,null,null,null,null,null,null,{"$f":"real_vydavky_ziadatel","v":0},null,null,null,null,null,null,null,null,null,"Celkové výdavky domácnosti:",null,null,null,null,null,null,null,null,null,null,{"$f":"celkove_vydavky_ziadatel","v":0},null,null,null,null,null,null,null,true]
[null,"Splátky existujúcich úverov, iné pravidelné platby:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(AN67:AN74)","v":false}]
[null,"Typ výdavku",null,null,null,null,null,null,null,null,null,null,null,null,"Splátka",null,null,null,null,null,null,"Zostatok",null,null,null,null,null,null,null,{"$f":"IF(login_utvar>0,\"Splátky UR/stresované\",\"\")","v":""},null,null,null,null,null,null,null,null,null,{"$f":"AN65","v":false}]
[null,{"$f":"funFill(splatka1_druh_ziadatel)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"funFill(splatka1_vyska_ziadatel_pom)","v":""},null,null,null,null,null,null,{"$f":"funFill(splatka1_zostatok_ziadatel)","v":""},null,null,null,null,null,null,null,{"$f":"IF(login_utvar>0,funFill(splatka1_stresovana_ziadatel),\"\")","v":""},null,null,null,null,null,null,null,null,null,{"$f":"B67<>\"\"","v":false}]
[null,{"$f":"funFill(splatka2_druh_ziadatel)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"funFill(splatka2_vyska_ziadatel_pom)","v":""},null,null,null,null,null,null,{"$f":"funFill(splatka2_zostatok_ziadatel)","v":""},null,null,null,null,null,null,null,{"$f":"IF(login_utvar>0,funFill(splatka2_stresovana_ziadatel),\"\")","v":""},null,null,null,null,null,null,null,null,null,{"$f":"B68<>\"\"","v":false}]
[null,{"$f":"funFill(splatka3_druh_ziadatel)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"funFill(splatka3_vyska_ziadatel_pom)","v":""},null,null,null,null,null,null,{"$f":"funFill(splatka3_zostatok_ziadatel)","v":""},null,null,null,null,null,null,null,{"$f":"IF(login_utvar>0,funFill(splatka3_stresovana_ziadatel),\"\")","v":""},null,null,null,null,null,null,null,null,null,false]
[null,{"$f":"funFill(splatka4_druh_ziadatel)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"funFill(splatka4_vyska_ziadatel_pom)","v":""},null,null,null,null,null,null,{"$f":"funFill(splatka4_zostatok_ziadatel)","v":""},null,null,null,null,null,null,null,{"$f":"IF(login_utvar>0,funFill(splatka4_stresovana_ziadatel),\"\")","v":""},null,null,null,null,null,null,null,null,null,false]
[null,{"$f":"funFill(splatka5_druh_ziadatel)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"funFill(splatka5_vyska_ziadatel_pom)","v":""},null,null,null,null,null,null,{"$f":"funFill(splatka5_zostatok_ziadatel)","v":""},null,null,null,null,null,null,null,{"$f":"IF(login_utvar>0,funFill(splatka5_stresovana_ziadatel),\"\")","v":""},null,null,null,null,null,null,null,null,null,false]
[null,{"$f":"funFill(splatka6_druh_ziadatel)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"funFill(splatka6_vyska_ziadatel_pom)","v":""},null,null,null,null,null,null,{"$f":"funFill(splatka6_zostatok_ziadatel)","v":""},null,null,null,null,null,null,null,{"$f":"IF(login_utvar>0,funFill(splatka6_stresovana_ziadatel),\"\")","v":""},null,null,null,null,null,null,null,null,null,false]
[null,{"$f":"funFill(splatka7_druh_ziadatel)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"funFill(splatka7_vyska_ziadatel_pom)","v":""},null,null,null,null,null,null,{"$f":"funFill(splatka7_zostatok_ziadatel)","v":""},null,null,null,null,null,null,null,{"$f":"IF(login_utvar>0,funFill(splatka7_stresovana_ziadatel),\"\")","v":""},null,null,null,null,null,null,null,null,null,false]
[null,{"$f":"funFill(splatka8_druh_ziadatel)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"funFill(splatka8_vyska_ziadatel_pom)","v":""},null,null,null,null,null,null,{"$f":"funFill(splatka8_zostatok_ziadatel)","v":""},null,null,null,null,null,null,null,{"$f":"IF(login_utvar>0,funFill(splatka8_stresovana_ziadatel),\"\")","v":""},null,null,null,null,null,null,null,null,null,false]
[null,"Priznané príjmy spolu:",null,null,null,null,null,null,null,null,{"$f":"priznane_prijmy_spolu","v":0},null,null,null,null,"Splátka pre hodnotenie bonity:",null,null,null,null,null,null,null,{"$f":"TEXT(out_ziadatel_bonita1,\"# ##0,00 €\") & \" (\" & TEXT(rezerva_splatky_ziadatel,\"# ##0,00 €\") & \")\"","v":"0,50 € (0,00 €)"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Výdavky spolu:",null,null,null,null,null,null,null,null,{"$f":"celkove_vydavky_ziadatel","v":0},null,null,null,null,"Finančný ukazovateľ:",null,null,null,null,null,null,null,{"$f":"TEXT(financny_ukazovatel_ziadatel,\"# ##0,000\") & \" (\" & hodnotenie_ziadatel_text & \")\"","v":{"$error":"#DIV/0!"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Disponibilné zdroje domácnosti:",null,null,null,null,null,null,null,null,{"$f":"disponibilne_zdroje_ziadatel","v":0},null,null,null,null,"Celkové hodnotenie:",null,null,null,null,null,null,null,{"$f":"hodnotenie_ziadatel_text_celk","v":{"$error":"#VALUE!"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"1) V dôsledku zmeny e-mailovej adresy uvedenej v tejto žiadosti dochádza k zmene e-mailovej adresy na zasielanie Výpisu z účtu elektronicky, pokiaľ som o tento spôsob zasielania Výpisu z účtu požiadal.  Zároveň aj prípadné ďalšie informácie zo strany ČSOB SP týkajúce sa zmlúv o stavebnom sporení a úverových zmlúv, ku ktorým sa poskytuje Výpis z účtu v elektronickej forme, budú zasielané na túto novú e-mailovú adresu.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(AN8,AN40)","v":false}]
[null,"2) Rodné číslo, DIČ alebo obchodné číslo používané pre daňové účely v štáte daňovej rezidencie.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AN17","v":false}]
[null,"3) Štát, v ktorom stavebný sporiteľ platí dane zo svojich celosvetových príjmov.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AN17","v":false}]
[null,"4) Vyplňte iba v prípade ak sa štát daňovej rezidencie líši od štátu uvedenom v trvalom pobyte stavebného sporiteľa.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AN18","v":false}]
[null,"5) Úver na bývanie",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,"Vybrané poplatky v zmysle platného Sadzobníka poplatkov pre fyzické osoby – obyvateľov, ktoré budú zúčtované v súlade s VOP.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Uzatvorenie zmluvy o stavebnom sporení:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(OR(ts_rk,ts_he,ts_HEplus),0,40)","v":40},null,null,null,null,true]
[null,"Uzatvorenie zmluvy o stavebnom sporení pre klienta ČSOB Finančnej skupiny:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(OR(ts_rk,ts_he,ts_HEplus),0,36)","v":36},null,null,null,null,true]
[null,"Spracovanie a schválenie úverového prípadu - pri medziúvere:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"za_uzatvorenie_uver","v":49},null,null,null,null,true]
[null,"Správa účtu k zmluve o stavebnom sporení:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,16,null,null,null,null,true]
[null,"Správa úverového účtu - pri medziúvere, pri stavebnom úvere:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"bez poplatku",null,null,null,null,true]
[null,"Poskytnutie informácie o zúčtovaní na účte k zmluve stavebného sporenia (ročne poštou):",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,3.5,null,null,null,null,true]
[null,"Poskytnutie informácie o zúčtovaní na účte k zmluve o medziúvere alebo stavebnom úvere (ročne poštou):",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,2.5,null,null,null,null,true]
[null,"Poskytnutie informácie o zúčtovaní na účte (ročne sprístupnený v elektronickej forme):",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"bez poplatku",null,null,null,null,true]
[null,"Stavebná sporiteľňa je oprávnená meniť poplatky za podmienok uvedených vo VOP.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Výška vyššie uvedených poplatkov môže byť primerane znížená v závislosti od podmienok akciovej ponuky ČSOB SP.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,{"$f":"ziadatel!B133","v":"Poradca:  , číslo: , tel.: "},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"ČSOB stavebná sporiteľňa, a.s.\nBratislava 1, PSČ 811 02, Žižkova 11; IČO: 35 799 200; DIČ: 2021544030; IČ pre DPH: SK7020000218 \nzapísaná v Obchodnom registri Okresného súdu Bratislava I. v odd. Sa, vložka č. 2590/B\ninfolinka: 0800 111 303,  fax:  02 5966 7920; www.csob.sk; csobsp@csobsp.sk",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"XML:",null,null,null,{"$f":"generovanie","v":"2020-02-14T12:49:06.920"},null,null,null,null,null,null,null,null,true]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Verzia:",null,null,null,{"$f":"file_name","v":"SP_EZU_FO_20200215v32.2"},null,null,null,null,null,null,null,null,true]

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[null,"Číslo zmluvy o stavebnom sporení:",null,null,null,null,null,null,null,null,null,null,null,{"$f":"funFill(cislo_zmluvy)","v":""},null,null,null,null,null,null,"Dátum žiadosti:",null,null,null,null,{"$f":"funFill(datum_ziadosti)","v":43875},null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Žiadateľ o úver:",null,null,null,null,null,{"$f":"pristupitel!E10","v":""},null,null,null,null,null,null,null,null,null,null,null,null,"Rodné číslo:",null,null,null,null,{"$f":"pristupitel!E11","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Spolužiadateľ:",null,null,null,null,null,{"$f":"pristupitel!N10","v":""},null,null,null,null,null,null,null,null,null,null,null,null,"Rodné číslo:",null,null,null,null,{"$f":"pristupitel!N11","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"Z6<>\"\"","v":false}]
[null,"Pristupiteľ:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Meno:",null,null,null,null,{"$f":"IF(titul_pred_pristupitel=\"\",\"\",titul_pred_pristupitel & \" \") & funFill(meno_pristupitel) & \" \" & funFill(priezvisko_pristupitel) & IF(titul_za_pristupitel=\"\",\"\",\", \" & titul_za_pristupitel)","v":" "},null,null,null,null,null,null,null,null,null,null,null,null,null,"Rodinný stav:",null,null,null,null,{"$f":"funFill(stav_pristupitel)","v":""},null,null,null,null,null,null,"Dôchodca:",null,null,null,{"$f":"funFill(dochodca_pristupitel)","v":""},null,null,true]
[null,"Rodné číslo:",null,null,null,null,{"$f":"funFill(RC_pristupitel)","v":""},null,null,null,null,"Vek:",null,{"$f":"vek_pristupitel & \" rokov\"","v":" rokov"},null,null,null,null,null,null,"S osobitným vzťahom k banke:",null,null,null,null,null,null,null,null,{"$f":"funFill(osobitny_vztah_pristupitel)","v":""},null,null,"PEO:",null,null,null,{"$f":"IF(PEO_pristupitel,\"áno\",\"nie\")","v":"nie"},null,null,true]
[null,"Mobilný telefón:",null,null,null,null,{"$f":"funFill(mobil_pristupitel) & IF(druh_mobilu_pristupitel=\"\",\"\",\" (\" & druh_mobilu_pristupitel & \")\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,"Štátna príslušnosť:",null,null,null,null,null,null,null,null,{"$f":"funFill(stat_pristupitel)","v":""},null,null,null,null,null,null,null,null,null,true]
[null,"Pevná linka:",null,null,null,null,{"$f":"funFill(telefon_pristupitel) & IF(druh_telefonu_pristupitel=\"\",\"\",\" (\" & druh_telefonu_pristupitel & \")\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,"E-mail1:",null,null,{"$f":"funFill(email_pristupitel)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(G11<>\"\",X11<>\"\")","v":false}]
[null,"Vzťah pristupiteľa k žiadateľovi:",null,null,null,null,null,null,null,null,{"$f":"funFill(vztah_ziadatel_pristupitel)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"K12<>\"\"","v":false}]
[null,"Kontaktné údaje:",null,null,null,null,null,null,null,null,null,null,"Pobyt v SR od roku:",null,null,null,null,null,{"$f":"funFill(pobyt_od_pristupitel)","v":""},null,"Štát:",null,null,null,{"$f":"funFill(stat_trv_pristupitel)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Ulica, číslo:",null,null,null,null,{"$f":"funFill(ulica_trv_pristupitel)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,"PSČ, obec:",null,null,null,{"$f":"TEXT(funFill(PSC_trv_pristupitel),\"000\\ 00\") & \"  \" & funFill(mesto_trv_pristupitel)","v":"  "},null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Korešpondenčná adresa:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Štát:",null,null,null,{"$f":"funFill(stat_trv_pristupitel)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AN16","v":false}]
[null,"Ulica, číslo:",null,null,null,null,{"$f":"funFill(ulica_kor_pristupitel)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,"PSČ, obec:",null,null,null,{"$f":"TEXT(funFill(PSC_kor_pristupitel),\"000\\ 00\") & \"  \" & funFill(mesto_kor_pristupitel)","v":"  "},null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(pr_kor_1,OR(G16<>\"\",Y16<>\"\"))","v":false}]
[null,"Údaje o zamestnaní:",null,null,null,null,null,null,{"$f":"funFill(zamestnavatel_pristupitel) & \" \" & funFill(zamestnavatel2_pristupitel)","v":" "},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"IČO:",null,{"$f":"funFill(zamestnavatel_ICO_pristupitel)","v":""},null,null,null,null,{"$f":"OR(zamestnavatel_pristupitel<>\"\",zamestnavatel2_pristupitel<>\"\",zamestnavatel_ICO_pristupitel<>\"\")","v":false}]
[null,"Ulica, číslo:",null,null,null,null,{"$f":"funFill(zamestnavatel_ulica_pristupitel)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,"Pracovná pozícia / funkcia:",null,null,null,null,null,null,null,{"$f":"funFill(prac_pozicia_pristupitel)","v":""},null,null,null,null,null,null,null,null,null,null,{"$f":"AN17","v":false}]
[null,"PSČ, obec:",null,null,null,null,{"$f":"TEXT(funFill(zamestnavatel_PSC_pristupitel),\"000\\ 00\") & \"  \" & funFill(zamestnavatel_mesto_pristupitel)","v":"  "},null,null,null,null,null,null,null,null,null,null,null,null,null,"Pracovný pomer od dátumu:",null,null,null,null,null,null,null,{"$f":"funFill(prac_pomer_od_pristupitel)","v":""},null,null,null,null,null,null,null,null,null,null,{"$f":"AN17","v":false}]
[null,"Štát:",null,null,null,null,{"$f":"funFill(zamestnavatel_stat_pristupitel)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,"Druh prac. pomeru:",null,null,null,null,null,{"$f":"funFill(prac_pomer_druh_pristupitel)","v":""},null,null,null,null,null,{"$f":"IF(AI20=\"\",\"\",\"Do:\")","v":""},null,{"$f":"funFill(doba_urcita_do_pristupitel)","v":""},null,null,null,null,{"$f":"AN17","v":false}]
[null,"Zamestnávateľ rodinný príslušník:",null,null,null,null,null,null,null,null,{"$f":"funFill(zamestnavatel_rodina_pristupitel)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AN17","v":false}]
[null,"Podnikateľská činnosť pristupiteľa:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Druh podnikateľskej činnosti:",null,null,null,null,null,null,null,{"$f":"funFill(druh_podn_cinnosti_pristupitel)","v":""},null,null,null,null,null,null,null,null,null,null,{"$f":"pr_pod_cin","v":false}]
[null,"Podnikateľská činnosť od dátumu:",null,null,null,null,null,null,null,null,null,{"$f":"funFill(podn_cinnost_od_pristupitel)","v":""},null,null,null,null,null,null,null,null,"IČO (resp. DIČ):",null,null,null,null,null,null,null,{"$f":"funFill(ICO_pristupitel)","v":""},null,null,null,null,null,null,null,null,null,null,{"$f":"AN22","v":false}]
[null,"Pracovné zaradenie pristupiteľa:",null,null,null,null,null,null,"Typ zamestnania:",null,null,null,null,{"$f":"funFill(typ_zamestnania_pristupitel)","v":""},null,null,null,null,null,null,null,null,null,null,null,"Typ pracovnej činnosti:",null,null,null,null,null,null,{"$f":"funFill(typ_prac_cinnosti_pristupitel)","v":""},null,null,null,null,null,null,{"$f":"N24<>\"\"","v":false}]
[null,null,null,null,null,null,null,null,"Pracovná oblasť:",null,null,null,null,{"$f":"funFill(pracovna_cinnost_pristupitel)","v":""},null,null,null,null,null,null,null,null,null,null,null,"Forma vyplácania:",null,null,null,null,null,null,{"$f":"funFill(forma_vyplacania_pristupitel)","v":""},null,null,null,null,null,null,{"$f":"AN24","v":false}]
[null,"Čisté mesačné príjmy pristupiteľa:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"view_OverenieSP","v":""},null,null,null,null,null,null,null,null,{"$f":"funFill(prijem_overenieSP)","v":""},null,null,null,null,null,null,null,null,null,{"$f":"AA30>0","v":false}]
[null,"z podnikania:",null,null,null,null,null,{"$f":"funFill(prijmy_podnikanie_pristupitel)","v":""},null,null,null,{"$f":"funFill(prijmy_podnikanie_pristupitel_zahr)","v":""},null,null,null,null,null,null,null,null,"Rod.prísp., prídavky:",null,null,null,null,null,{"$f":"funFill(rod_prispevok_pristupitel)","v":""},null,null,null,{"$f":"funFill(typ_rod_prispevok_pristupitel)","v":""},null,null,null,null,null,null,null,null,{"$f":"OR(H27<>\"\",AA27<>\"\")","v":false}]
[null,"Diéty:",null,null,null,null,null,{"$f":"funFill(diety_pristupitel)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,"Iné príjmy",null,null,null,null,null,{"$f":"funFill(ostatne_prijmy_pristupitel)","v":""},null,null,null,{"$f":"funFill(typ_ine_prijmy_ziadatel)","v":""},null,null,null,null,null,null,null,null,{"$f":"OR(H28<>\"\",AA28<>\"\")","v":false}]
[null,"Dôchodky:",null,null,null,null,null,{"$f":"funFill(soc_prijmy_pristupitel)","v":""},null,null,null,{"$f":"funFill(typ_dochodku_pristupitel)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"H29<>\"\"","v":false}]
[null,"zo závislej činnosti:",null,null,null,null,null,{"$f":"funFill(prijmy_zavisla_cin_pristupitel)","v":""},null,null,null,{"$f":"funFill(prijmy_zahr_pristupitel)","v":""},null,null,null,{"$f":"IF(prijmy_zahr_mena_pristupitel=\"\",\"\",\"(\" & prijmy_zahr_mena_pristupitel & \")\")","v":""},null,null,null,null,"Príjmy spolu:",null,null,null,null,null,{"$f":"prijmy_pristupitel_spolu","v":0},null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AN26","v":false}]
[null,"Manželský partner pristupiteľa:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"G33<>\"\"","v":false}]
[null,"Meno:",null,null,null,null,{"$f":"IF(titul_pred_manz_pristupitela=\"\",\"\",titul_pred_manz_pristupitela & \" \") & funFill(meno_manz_pristupitela) & \" \" & funFill(priezvisko_manz_pristupitela) & IF(titul_za_manz_pristupitela=\"\",\"\",\", \" & titul_za_manz_pristupitela)","v":" "},null,null,null,null,null,null,null,null,null,null,null,null,null,"Rodinný stav:",null,null,null,null,{"$f":"funFill(stav_manz_pristupitela)","v":""},null,null,null,null,null,null,"Dôchodca:",null,null,null,{"$f":"funFill(dochodca_manz_pristupitela)","v":""},null,null,{"$f":"$AN$31","v":false}]
[null,"Rodné číslo:",null,null,null,null,{"$f":"funFill(RC_manz_pristupitela)","v":""},null,null,null,null,"Vek:",null,{"$f":"vek_manz_pristupitela & \" rokov\"","v":" rokov"},null,null,null,null,null,null,"S osobitným vzťahom k banke:",null,null,null,null,null,null,null,null,{"$f":"funFill(osobitny_vztah_manz_pristupitela)","v":""},null,null,"PEO:",null,null,null,{"$f":"IF(PEO_manz_pristupitela,\"áno\",\"nie\")","v":"nie"},null,null,{"$f":"$AN$31","v":false}]
[null,"Mobilný telefón:",null,null,null,null,{"$f":"funFill(mobil_manz_pristupitela) & IF(druh_mobilu_manz_pristupitela=\"\",\"\",\" (\" & druh_mobilu_manz_pristupitela & \")\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,"Štátna príslušnosť:",null,null,null,null,null,null,null,null,{"$f":"funFill(stat_manz_pristupitela)","v":""},null,null,null,null,null,null,null,null,null,{"$f":"$AN$31","v":false}]
[null,"Pevná linka:",null,null,null,null,{"$f":"funFill(telefon_manz_pristupitela) & IF(druh_telefonu_manz_pristupitela=\"\",\"\",\" (\" & druh_telefonu_manz_pristupitela & \")\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,"E-mail1:",null,null,{"$f":"funFill(email_manz_pristupitela)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(G35<>\"\",X35<>\"\")","v":false}]
[null,"Kontaktné údaje:",null,null,null,null,null,null,null,null,null,null,"Pobyt v SR od roku:",null,null,null,null,null,{"$f":"funFill(pobyt_od_manz_pristupitela)","v":""},null,"Štát:",null,null,null,{"$f":"funFill(stat_trv_manz_pristupitela)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"$AN$31","v":false}]
[null,"Ulica, číslo:",null,null,null,null,{"$f":"funFill(ulica_trv_manz_pristupitela)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,"PSČ, obec:",null,null,null,{"$f":"TEXT(funFill(PSC_trv_manz_pristupitela),\"000\\ 00\") & \"  \" & funFill(mesto_trv_manz_pristupitela)","v":"  "},null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"$AN$31","v":false}]
[null,"Korešpondenčná adresa:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Štát:",null,null,null,{"$f":"funFill(stat_trv_manz_pristupitela)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AN39","v":false}]
[null,"Ulica, číslo:",null,null,null,null,{"$f":"funFill(ulica_kor_manz_pristupitela)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,"PSČ, obec:",null,null,null,{"$f":"TEXT(funFill(PSC_kor_manz_pristupitela),\"000\\ 00\") & \"  \" & funFill(mesto_kor_manz_pristupitela)","v":"  "},null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(pr_kor_2,OR(G39<>\"\",Y39<>\"\"))","v":false}]
[null,"Údaje o zamestnaní:",null,null,null,null,null,null,{"$f":"funFill(zamestnavatel_manz_pristupitela) & \" \" & funFill(zamestnavatel2_manz_pristupitela)","v":" "},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"IČO:",null,{"$f":"funFill(zamestnavatel_ICO_manz_pristupitela)","v":""},null,null,null,null,{"$f":"OR(zamestnavatel_manz_pristupitela<>\"\",zamestnavatel2_manz_pristupitela<>\"\",zamestnavatel_ICO_manz_pristupitela<>\"\")","v":false}]
[null,"Ulica, číslo:",null,null,null,null,{"$f":"funFill(zamestnavatel_ulica_manz_pristupitela)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,"Pracovná pozícia / funkcia:",null,null,null,null,null,null,null,{"$f":"funFill(prac_pozicia_manz_pristupitela)","v":""},null,null,null,null,null,null,null,null,null,null,{"$f":"AN40","v":false}]
[null,"PSČ, obec:",null,null,null,null,{"$f":"TEXT(funFill(zamestnavatel_PSC_manz_pristupitela),\"000\\ 00\") & \"  \" & funFill(zamestnavatel_mesto_manz_pristupitela)","v":"  "},null,null,null,null,null,null,null,null,null,null,null,null,null,"Pracovný pomer od dátumu:",null,null,null,null,null,null,null,{"$f":"funFill(prac_pomer_od_manz_pristupitela)","v":""},null,null,null,null,null,null,null,null,null,null,{"$f":"AN40","v":false}]
[null,"Štát:",null,null,null,null,{"$f":"funFill(zamestnavatel_stat_manz_pristupitela)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,"Druh prac. pomeru:",null,null,null,null,null,{"$f":"funFill(prac_pomer_druh_manz_pristupitela)","v":""},null,null,null,null,null,{"$f":"IF(AI43=\"\",\"\",\"Do:\")","v":""},null,{"$f":"funFill(doba_urcita_do_manz_pristupitela)","v":""},null,null,null,null,{"$f":"AN40","v":false}]
[null,"Zamestnávateľ rodinný príslušník:",null,null,null,null,null,null,null,null,{"$f":"funFill(zamestnavatel_rodina_manz_pristupitela)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AN40","v":false}]
[null,"Podnikateľská činnosť manž. partnera pristupiteľa:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Druh podnikateľskej činnosti:",null,null,null,null,null,null,null,{"$f":"funFill(druh_podn_cinnosti_manz_pristupitela)","v":""},null,null,null,null,null,null,null,null,null,null,{"$f":"manz_pr_pod_cin","v":false}]
[null,"Podnikateľská činnosť od dátumu:",null,null,null,null,null,null,null,null,null,{"$f":"funFill(podn_cinnost_od_manz_pristupitela)","v":""},null,null,null,null,null,null,null,null,"IČO (resp. DIČ):",null,null,null,null,null,null,null,{"$f":"funFill(ICO_pristupitel_manz)","v":""},null,null,null,null,null,null,null,null,null,null,{"$f":"AN45","v":false}]
[null,"Pracovné zaradenie manž. pristupiteľa:",null,null,null,null,null,null,"Typ zamestnania:",null,null,null,null,{"$f":"funFill(typ_zamestnania_manz_pristupitela)","v":""},null,null,null,null,null,null,null,null,null,null,null,"Typ pracovnej činnosti:",null,null,null,null,null,null,{"$f":"funFill(typ_prac_cinnosti_manz_pristupitela)","v":""},null,null,null,null,null,null,{"$f":"N47<>\"\"","v":false}]
[null,null,null,null,null,null,null,null,"Pracovná oblasť:",null,null,null,null,{"$f":"funFill(pracovna_cinnost_manz_pristupitela)","v":""},null,null,null,null,null,null,null,null,null,null,null,"Forma vyplácania:",null,null,null,null,null,null,{"$f":"funFill(forma_vyplacania_manz_pristupitela)","v":""},null,null,null,null,null,null,{"$f":"AN47","v":false}]
[null,"Čisté mesačné príjmy manž. partnera pristupiteľa:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AA53>0","v":false}]
[null,"z podnikania:",null,null,null,null,null,{"$f":"funFill(prijmy_podnikanie_manz_pristupitela)","v":""},null,null,null,{"$f":"funFill(prijmy_podnikanie_spoludlznik_zahr)","v":""},null,null,null,null,null,null,null,null,"Rod.prísp., prídavky:",null,null,null,null,null,{"$f":"funFill(rod_prispevok_manz_pristupitela)","v":""},null,null,null,{"$f":"funFill(typ_rod_prispevok_manz_pristupitela)","v":""},null,null,null,null,null,null,null,null,{"$f":"OR(H50<>\"\",AA50<>\"\")","v":false}]
[null,"Diéty:",null,null,null,null,null,{"$f":"funFill(diety_manz_pristupitela)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,"Iné príjmy:",null,null,null,null,null,{"$f":"funFill(ostatne_prijmy_manz_pristupitela)","v":""},null,null,null,{"$f":"funFill(typ_ine_prijmy_spoludlznik)","v":""},null,null,null,null,null,null,null,null,{"$f":"OR(H51<>\"\",AA51<>\"\")","v":false}]
[null,"Dôchodky:",null,null,null,null,null,{"$f":"funFill(soc_prijmy_manz_pristupitela)","v":""},null,null,null,{"$f":"funFill(typ_dochodku_spoludlznik)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"H52<>\"\"","v":false}]
[null,"zo závislej činnosti:",null,null,null,null,null,{"$f":"funFill(prijmy_zavisla_cin_manz_pristupitela)","v":""},null,null,null,{"$f":"funFill(prijmy_zahr_manz_pristupitela)","v":""},null,null,null,{"$f":"IF(prijmy_zahr_mena_manz_pristupitela=\"\",\"\",\"(\" & prijmy_zahr_mena_manz_pristupitela & \")\")","v":""},null,null,null,null,"Príjmy spolu:",null,null,null,null,null,{"$f":"prijmy_manz_pristupitela_spolu","v":0},null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AN49","v":false}]
[null,"Výdavky domácnosti:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Počet členov domácnosti:",null,null,null,null,null,null,{"$f":"funFill(pocet_clenov_dom_pristupitel)","v":""},null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Minimálne výdavky domácnosti:",null,null,null,null,null,null,null,null,{"$f":"minimalne_vydavky_domacnost_pristupitel","v":0},null,null,null,null,null,null,null,null,null,"Z toho nezaopatrené deti:",null,null,null,null,null,null,{"$f":"funFill(pocet_deti_pristupitel)","v":""},null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Skutočné výdavky domácnosti:",null,null,null,null,null,null,null,null,{"$f":"real_vydavky_pristupitel","v":0},null,null,null,null,null,null,null,null,null,"Celkové výdavky domácnosti:",null,null,null,null,null,null,null,null,null,null,{"$f":"celkove_vydavky_pristupitel","v":0},null,null,null,null,null,null,null,true]
[null,"Splátky existujúcich úverov, iné pravidelné platby:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(AN59:AN66)","v":false}]
[null,"Typ výdavku",null,null,null,null,null,null,null,null,null,null,null,null,"Splátka",null,null,null,null,null,null,"Zostatok",null,null,null,null,null,null,null,{"$f":"IF(login_utvar>0,\"Splátky UR/stresované\",\"\")","v":""},null,null,null,null,null,null,null,null,null,{"$f":"AN57","v":false}]
[null,{"$f":"funFill(splatka1_druh_pristupitel)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"funFill(splatka1_vyska_pristupitel_pom)","v":""},null,null,null,null,null,null,{"$f":"funFill(splatka1_zostatok_pristupitel)","v":""},null,null,null,null,null,null,null,{"$f":"IF(login_utvar>0,funFill(splatka1_stresovana_pristupitel),\"\")","v":""},null,null,null,null,null,null,null,null,null,{"$f":"B59<>\"\"","v":false}]
[null,{"$f":"funFill(splatka2_druh_pristupitel)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"funFill(splatka2_vyska_pristupitel_pom)","v":""},null,null,null,null,null,null,{"$f":"funFill(splatka2_zostatok_pristupitel)","v":""},null,null,null,null,null,null,null,{"$f":"IF(login_utvar>0,funFill(splatka2_stresovana_pristupitel),\"\")","v":""},null,null,null,null,null,null,null,null,null,{"$f":"B60<>\"\"","v":false}]
[null,{"$f":"funFill(splatka3_druh_pristupitel)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"funFill(splatka3_vyska_pristupitel_pom)","v":""},null,null,null,null,null,null,{"$f":"funFill(splatka3_zostatok_pristupitel)","v":""},null,null,null,null,null,null,null,{"$f":"IF(login_utvar>0,funFill(splatka3_stresovana_pristupitel),\"\")","v":""},null,null,null,null,null,null,null,null,null,false]
[null,{"$f":"funFill(splatka4_druh_pristupitel)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"funFill(splatka4_vyska_pristupitel_pom)","v":""},null,null,null,null,null,null,{"$f":"funFill(splatka4_zostatok_pristupitel)","v":""},null,null,null,null,null,null,null,{"$f":"IF(login_utvar>0,funFill(splatka4_stresovana_pristupitel),\"\")","v":""},null,null,null,null,null,null,null,null,null,false]
[null,{"$f":"funFill(splatka5_druh_pristupitel)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"funFill(splatka5_vyska_pristupitel_pom)","v":""},null,null,null,null,null,null,{"$f":"funFill(splatka5_zostatok_pristupitel)","v":""},null,null,null,null,null,null,null,{"$f":"IF(login_utvar>0,funFill(splatka5_stresovana_pristupitel),\"\")","v":""},null,null,null,null,null,null,null,null,null,false]
[null,{"$f":"funFill(splatka6_druh_pristupitel)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"funFill(splatka6_vyska_pristupitel_pom)","v":""},null,null,null,null,null,null,{"$f":"funFill(splatka6_zostatok_pristupitel)","v":""},null,null,null,null,null,null,null,{"$f":"IF(login_utvar>0,funFill(splatka6_stresovana_pristupitel),\"\")","v":""},null,null,null,null,null,null,null,null,null,false]
[null,{"$f":"funFill(splatka7_druh_pristupitel)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"funFill(splatka7_vyska_pristupitel_pom)","v":""},null,null,null,null,null,null,{"$f":"funFill(splatka7_zostatok_pristupitel)","v":""},null,null,null,null,null,null,null,{"$f":"IF(login_utvar>0,funFill(splatka7_stresovana_pristupitel),\"\")","v":""},null,null,null,null,null,null,null,null,null,false]
[null,{"$f":"funFill(splatka8_druh_pristupitel)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"funFill(splatka8_vyska_pristupitel_pom)","v":""},null,null,null,null,null,null,{"$f":"funFill(splatka8_zostatok_pristupitel)","v":""},null,null,null,null,null,null,null,{"$f":"IF(login_utvar>0,funFill(splatka8_stresovana_pristupitel),\"\")","v":""},null,null,null,null,null,null,null,null,null,false]
[null,"Priznané príjmy spolu:",null,null,null,null,null,null,null,null,{"$f":"priznane_prijmy_spolu_pristupitel","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Výdavky spolu:",null,null,null,null,null,null,null,null,{"$f":"celkove_vydavky_pristupitel","v":0},null,null,null,null,"Disponibilné zdroje domácnosti:",null,null,null,null,null,null,null,null,null,null,null,{"$f":"disponibilne_zdroje_pristupitel","v":0},null,null,null,null,null,null,null,null,null,null,null,true]
[null,"1) V dôsledku zmeny e-mailovej adresy uvedenej v tejto žiadosti dochádza k zmene e-mailovej adresy na zasielanie Výpisu z účtu elektronicky, pokiaľ som o tento spôsob zasielania Výpisu z účtu požiadal.  Zároveň aj prípadné ďalšie informácie zo strany ČSOB SP týkajúce sa zmlúv o stavebnom sporení a úverových zmlúv, ku ktorým sa poskytuje Výpis z účtu v elektronickej forme, budú zasielané na túto novú e-mailovú adresu.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(AN11,AN35)","v":false}]
[null,"2) Úver na bývanie",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,{"$f":"ziadatel!B133","v":"Poradca:  , číslo: , tel.: "},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"ČSOB stavebná sporiteľňa, a.s.\nBratislava 1, PSČ 811 02, Žižkova 11; IČO: 35 799 200; DIČ: 2021544030; IČ pre DPH: SK7020000218 \nzapísaná v Obchodnom registri Okresného súdu Bratislava I. v odd. Sa, vložka č. 2590/B\ninfolinka: 0800 111 303,  fax:  02 5966 7920; www.csob.sk; csobsp@csobsp.sk",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"XML:",null,null,null,{"$f":"generovanie","v":"2020-02-14T12:49:06.920"},null,null,null,null,null,null,null,null,true]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Verzia:",null,null,null,{"$f":"file_name","v":"SP_EZU_FO_20200215v32.2"},null,null,null,null,null,null,null,null,true]

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[null,{"$f":"nehnutelnost!B1","v":"ÚDAJE O PREDMETE ZABEZPEČENIA"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true,{"$f":"COUNTA($AN:$AN)","v":45}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true,{"$f":"COUNTIF($AN:$AN,TRUE)","v":27}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true,{"$f":"COUNTIF($AN:$AN,FALSE)","v":18}]
[null,"Číslo zmluvy o stavebnom sporení:",null,null,null,null,null,null,null,null,null,null,null,{"$f":"funFill(cislo_zmluvy)","v":""},null,null,null,null,null,null,"Dátum žiadosti:",null,null,null,null,{"$f":"funFill(datum_ziadosti)","v":43875},null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Žiadateľ o úver:",null,null,null,null,null,{"$f":"pristupitel!E10","v":""},null,null,null,null,null,null,null,null,null,null,null,null,"Rodné číslo:",null,null,null,null,{"$f":"pristupitel!E11","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Spolužiadateľ:",null,null,null,null,null,{"$f":"pristupitel!N10","v":""},null,null,null,null,null,null,null,null,null,null,null,null,"Rodné číslo:",null,null,null,null,{"$f":"pristupitel!N11","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"Z6<>\"\"","v":false}]
[null,"Akceptovaná výška hodnoty nehnuteľnosti:",null,null,null,null,null,null,null,null,null,null,null,{"$f":"funFill(nehnutelnost_akceptovana_hodnota)","v":""},null,null,null,null,null,null,"Dátum ISEZ (REA):",null,null,null,null,null,null,{"$f":"funFill(nehnutelnost_datum_ISEZ)","v":""},null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Predmet zabezpečenia 1",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Druh nehnuteľnosti - 1:",null,null,null,null,null,null,{"$f":"funFill(nehnutelnost1_druh1)","v":""},null,null,null,null,null,null,null,null,null,null,null,"Druh nehnuteľnosti - 2:",null,null,null,null,null,{"$f":"funFill(nehnutelnost1_druh2)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(I9<>\"\",AA9<>\"\")","v":false}]
[null,"Druh nehnuteľnosti - 3:",null,null,null,null,null,null,{"$f":"funFill(nehnutelnost1_druh3)","v":""},null,null,null,null,null,null,null,null,null,null,null,"Druh nehnuteľnosti - 4:",null,null,null,null,null,{"$f":"funFill(nehnutelnost1_druh4)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(I10<>\"\",AA10<>\"\")","v":false}]
[null,"Vlastníctvo nehnuteľnosti:",null,null,null,null,null,null,{"$f":"funFill(nehnutelnost1_vlastnictvo)","v":""},null,null,null,null,null,null,null,null,null,null,null,"Počet zakladaných nehnuteľností *:",null,null,null,null,null,null,null,null,null,{"$f":"funFill(nehnutelnost1_pocet)","v":""},null,null,null,null,null,null,null,null,{"$f":"OR(I11<>\"\",AE11<>\"\")","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Znalecký posudok číslo:",null,null,null,null,null,null,{"$f":"funFill(znalecky_posudok_nehnutelnost1)","v":""},null,null,null,null,null,null,null,null,null,null,null,"Adresa nehnuteľnosti:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"List vlastníctva číslo:",null,null,null,null,null,null,{"$f":"funFill(cislo_LV_nehnutelnost1)","v":""},null,null,null,null,null,null,null,null,null,null,null,"Ulica, číslo:",null,null,null,{"$f":"funFill(ulica_nehnutelnost1)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Katastrálne územie:",null,null,null,null,null,null,{"$f":"funFill(katastralne_uzemie_nehnutelnost1)","v":""},null,null,null,null,null,null,null,null,null,null,null,"Mesto / obec:",null,null,null,{"$f":"funFill(obec_nehnutelnost1)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Osoba, ktorá uzatvorí poistnú zmluvu\nk nehnuteľnosti:",null,null,null,null,null,null,null,null,null,{"$f":"funFill(nehnutelnost1_osoba)","v":""},null,null,null,null,null,null,null,null,"Kraj:",null,null,null,{"$f":"funFill(kraj_nehnutelnost1)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Okres:",null,null,null,{"$f":"funFill(okres_nehnutelnost1)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,{"$f":"nehnutelnost!B44","v":"Údaje o záložcoch:"},null,null,null,null,null,null,{"$f":"nehnutelnost!$B$46","v":"Záložca 1:"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"nehnutelnost!$B$50","v":"Záložca 2:"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Meno, priezvisko, titul:",null,null,null,null,null,null,{"$f":"funFill(Meno_zalozca1 & \" \" & Priezvisko_zalozca1)","v":" "},null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"funFill(Meno_zalozca2 & \" \" & Priezvisko_zalozca2)","v":" "},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Rodné číslo:",null,null,null,null,null,null,{"$f":"funFill(nehnutelnost_rc_zalozca1)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"funFill(nehnutelnost_rc_zalozca2)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,null,null,null,null,null,{"$f":"nehnutelnost!$B$54","v":"Záložca 3:"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"nehnutelnost!$B$58","v":"Záložca 4:"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(I23<>\"\",X23<>\"\")","v":true}]
[null,"Meno, priezvisko, titul:",null,null,null,null,null,null,{"$f":"funFill(Meno_zalozca3 & \" \" & Priezvisko_zalozca3)","v":" "},null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"funFill(Meno_zalozca4 & \" \" & Priezvisko_zalozca4)","v":" "},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AN22","v":true}]
[null,"Rodné číslo:",null,null,null,null,null,null,{"$f":"funFill(nehnutelnost_rc_zalozca3)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"funFill(nehnutelnost_rc_zalozca4)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AN22","v":true}]
[null,"Predmet zabezpečenia 2",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(AN26:AN28)","v":false}]
[null,"Druh nehnuteľnosti - 1:",null,null,null,null,null,null,{"$f":"funFill(nehnutelnost2_druh1)","v":""},null,null,null,null,null,null,null,null,null,null,null,"Druh nehnuteľnosti - 2:",null,null,null,null,null,{"$f":"funFill(nehnutelnost2_druh2)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(I26<>\"\",AA26<>\"\")","v":false}]
[null,"Druh nehnuteľnosti - 3:",null,null,null,null,null,null,{"$f":"funFill(nehnutelnost2_druh3)","v":""},null,null,null,null,null,null,null,null,null,null,null,"Druh nehnuteľnosti - 4:",null,null,null,null,null,{"$f":"funFill(nehnutelnost2_druh4)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(I27<>\"\",AA27<>\"\")","v":false}]
[null,"Vlastníctvo nehnuteľnosti:",null,null,null,null,null,null,{"$f":"funFill(nehnutelnost2_vlastnictvo)","v":""},null,null,null,null,null,null,null,null,null,null,null,"Počet zakladaných nehnuteľností *:",null,null,null,null,null,null,null,null,null,{"$f":"funFill(nehnutelnost2_pocet)","v":""},null,null,null,null,null,null,null,null,{"$f":"OR(I28<>\"\",AE28<>\"\")","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"$AN$25","v":false}]
[null,"Znalecký posudok číslo:",null,null,null,null,null,null,{"$f":"funFill(znalecky_posudok_nehnutelnost2)","v":""},null,null,null,null,null,null,null,null,null,null,null,"Adresa nehnuteľnosti:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,"List vlastníctva číslo:",null,null,null,null,null,null,{"$f":"funFill(cislo_LV_nehnutelnost2)","v":""},null,null,null,null,null,null,null,null,null,null,null,"Ulica, číslo:",null,null,null,{"$f":"funFill(ulica_nehnutelnost2)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,"Katastrálne územie:",null,null,null,null,null,null,{"$f":"funFill(katastralne_uzemie_nehnutelnost2)","v":""},null,null,null,null,null,null,null,null,null,null,null,"Mesto / obec:",null,null,null,{"$f":"funFill(obec_nehnutelnost2)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,"Osoba, ktorá uzatvorí poistnú zmluvu\nk nehnuteľnosti:",null,null,null,null,null,null,null,null,null,{"$f":"funFill(nehnutelnost2_osoba)","v":""},null,null,null,null,null,null,null,null,"Kraj:",null,null,null,{"$f":"funFill(kraj_nehnutelnost2)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Okres:",null,null,null,{"$f":"funFill(okres_nehnutelnost2)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,{"$f":"nehnutelnost!B44","v":"Údaje o záložcoch:"},null,null,null,null,null,null,{"$f":"nehnutelnost!$B$46","v":"Záložca 1:"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"nehnutelnost!$B$50","v":"Záložca 2:"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,"Meno, priezvisko, titul:",null,null,null,null,null,null,{"$f":"funFill(Meno_zalozca11 & \" \" & Priezvisko_zalozca11)","v":" "},null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"funFill(Meno_zalozca22 & \" \" & Priezvisko_zalozca22)","v":" "},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,"Rodné číslo:",null,null,null,null,null,null,{"$f":"funFill(nehnutelnost_rc_zalozca11)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"funFill(nehnutelnost_rc_zalozca22)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,false]
[null,null,null,null,null,null,null,null,{"$f":"nehnutelnost!$B$54","v":"Záložca 3:"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"nehnutelnost!$B$58","v":"Záložca 4:"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(I40<>\"\",X40<>\"\")","v":true}]
[null,"Meno, priezvisko, titul:",null,null,null,null,null,null,{"$f":"funFill(Meno_zalozca33 & \" \" & Priezvisko_zalozca33)","v":" "},null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"funFill(Meno_zalozca44 & \" \" & Priezvisko_zalozca44)","v":" "},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AN39","v":true}]
[null,"Rodné číslo:",null,null,null,null,null,null,{"$f":"funFill(nehnutelnost_rc_zalozca33)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"funFill(nehnutelnost_rc_zalozca44)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AN39","v":true}]
[null,"* vyplňovať len v prípade, že nie sú zakladané všetky nehnuteľnosti uvedené na LV",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,{"$f":"ziadatel!B133","v":"Poradca:  , číslo: , tel.: "},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"ČSOB stavebná sporiteľňa, a.s.\nBratislava 1, PSČ 811 02, Žižkova 11; IČO: 35 799 200; DIČ: 2021544030; IČ pre DPH: SK7020000218 \nzapísaná v Obchodnom registri Okresného súdu Bratislava I. v odd. Sa, vložka č. 2590/B\ninfolinka: 0800 111 303,  fax:  02 5966 7920; www.csob.sk; csobsp@csobsp.sk",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"XML:",null,null,null,{"$f":"generovanie","v":"2020-02-14T12:49:06.920"},null,null,null,null,null,null,null,null,true]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Verzia:",null,null,null,{"$f":"file_name","v":"SP_EZU_FO_20200215v32.2"},null,null,null,null,null,null,null,null,true]

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[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true,{"$f":"COUNTIF($AN:$AN,TRUE)","v":9}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true,{"$f":"COUNTIF($AN:$AN,FALSE)","v":85}]
[null,"Číslo zmluvy o stavebnom sporení:",null,null,null,null,null,null,null,null,null,null,null,{"$f":"funFill(cislo_zmluvy)","v":""},null,null,null,null,null,null,"Dátum žiadosti:",null,null,null,null,{"$f":"funFill(datum_ziadosti)","v":43875},null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Žiadateľ o úver:",null,null,null,null,null,{"$f":"pristupitel!E10","v":""},null,null,null,null,null,null,null,null,null,null,null,null,"Rodné číslo:",null,null,null,null,{"$f":"pristupitel!E11","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Spolužiadateľ:",null,null,null,null,null,{"$f":"pristupitel!N10","v":""},null,null,null,null,null,null,null,null,null,null,null,null,"Rodné číslo:",null,null,null,null,{"$f":"pristupitel!N11","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"Z6<>\"\"","v":false}]
[null,"Počet objektov úveru:",null,null,null,null,null,null,null,null,null,null,null,{"$f":"funFill(ou_pocet_objektov_uveru)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Objekt úveru 1",null,null,null,null,null,null,{"$f":"IF(p_ou1_je_predmet,\"Objekt úveru je predmetom zabezpečenia: \" & IF(ou_1_predmet=1,\"Predmet zabezpečenia 1\",\"Predmet zabezpečenia 2\"),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"ou_pocet_objektov_uveru>=1","v":false}]
[null,"Druh objektu úveru - 1:",null,null,null,null,null,null,{"$f":"funFill(ou_1_objekt1)","v":""},null,null,null,null,null,null,null,null,null,null,null,"Adresa nehnuteľnosti:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"I9<>\"\"","v":false}]
[null,"Číslo LV - druh objektu úveru - 1:",null,null,null,null,null,null,null,null,{"$f":"funFill(ou_1_cislo_LV)","v":""},null,null,null,null,null,null,null,null,null,"Ulica, číslo:",null,null,null,{"$f":"funFill(ou_1_ulica)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(K10<>\"\",Y10<>\"\")","v":false}]
[null,"Výpis LV zo dňa:",null,null,null,null,null,null,{"$f":"TEXT(funFill(ou_1_LV_zo_dna),\"D.M.YYYY\")","v":""},null,null,null,null,null,null,null,null,null,null,null,"Mesto / obec:",null,null,null,{"$f":"funFill(ou_1_obec)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(I11<>\"\",Y11<>\"\")","v":false}]
[null,"Katastrálne územie:",null,null,null,null,null,null,{"$f":"funFill(ou_1_katastralne_uzemie)","v":""},null,null,null,null,null,null,null,null,null,null,null,"Kraj:",null,null,null,{"$f":"funFill(ou_1_kraj)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(I12<>\"\",Y12<>\"\")","v":false}]
[null,"Okresný úrad:",null,null,null,null,null,null,{"$f":"funFill(ou_1_okresny_urad)","v":""},null,null,null,null,null,null,null,null,null,null,null,"Okres:",null,null,null,{"$f":"funFill(ou_1_okres)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(I13<>\"\",Y13<>\"\")","v":false}]
[null,"Číslo bytu / nebytový priestor:",null,null,null,null,null,null,null,{"$f":"funFill(ou_1_objekt1_cislo_bytu)","v":""},null,null,null,null,null,null,null,null,null,null,"Popisné číslo:",null,null,null,{"$f":"funFill(ou_1_objekt1_popisne)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(J14<>\"\",Y14<>\"\")","v":false}]
[null,"Poschodie:",null,null,null,null,null,null,{"$f":"funFill(ou_1_objekt1_poschodie)","v":""},null,null,null,null,null,null,null,null,null,null,null,"Súpisné číslo:",null,null,null,{"$f":"funFill(ou_1_objekt1_supisne)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(I15<>\"\",Y15<>\"\")","v":false}]
[null,"Vchod:",null,null,null,null,null,null,{"$f":"funFill(ou_1_objekt1_vchod)","v":""},null,null,null,null,null,null,null,null,null,null,null,"Ulica:",null,null,null,{"$f":"funFill(ou_1_objekt1_ulica)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(I16<>\"\",Y16<>\"\")","v":false}]
[null,"Číslo parcely:",null,null,null,null,null,null,{"$f":"funFill(ou_1_objekt1_cislo_parcely)","v":""},null,null,null,null,null,null,null,null,null,null,null,"Výmera parcely:",null,null,null,null,{"$f":"funFill(ou_1_objekt1_vymera_parcely)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(I17<>\"\",Z17<>\"\")","v":false}]
[null,"Druh parcely:",null,null,null,null,null,null,{"$f":"funFill(ou_1_objekt1_druh_parcely)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"I18<>\"\"","v":false}]
[null,"Druh objektu úveru - 2:",null,null,null,null,null,null,{"$f":"funFill(ou_1_objekt2)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"I19<>\"\"","v":false}]
[null,"Číslo LV - druh objektu úveru - 2:",null,null,null,null,null,null,null,null,{"$f":"funFill(ou_1_cislo_LV_2)","v":""},null,null,null,null,null,null,null,null,null,"Druh parcely:",null,null,null,{"$f":"funFill(ou_1_objekt2_druh_parcely)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(K20<>\"\",Y20<>\"\")","v":false}]
[null,"Číslo parcely:",null,null,null,null,null,null,{"$f":"funFill(ou_1_objekt2_cislo_parcely)","v":""},null,null,null,null,null,null,null,null,null,null,null,"Výmera parcely:",null,null,null,null,{"$f":"funFill(ou_1_objekt2_vymera_parcely)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(I21<>\"\",Z21<>\"\")","v":false}]
[null,"Popisné číslo:",null,null,null,null,null,null,{"$f":"funFill(ou_1_objekt2_popisne)","v":""},null,null,null,null,null,null,null,null,null,null,null,"Ulica:",null,null,null,{"$f":"funFill(ou_1_objekt2_ulica)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(I22<>\"\",Y22<>\"\")","v":false}]
[null,"Súpisné číslo:",null,null,null,null,null,null,{"$f":"funFill(ou_1_objekt2_supisne)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"I23<>\"\"","v":false}]
[null,"Druh objektu úveru - 3:",null,null,null,null,null,null,{"$f":"funFill(ou_1_objekt3)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"I24<>\"\"","v":false}]
[null,"Číslo LV - druh objektu úveru - 3:",null,null,null,null,null,null,null,null,{"$f":"funFill(ou_1_cislo_LV_3)","v":""},null,null,null,null,null,null,null,null,null,"Druh parcely:",null,null,null,{"$f":"funFill(ou_1_objekt3_druh_parcely)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(K25<>\"\",Y25<>\"\")","v":false}]
[null,"Číslo parcely:",null,null,null,null,null,null,{"$f":"funFill(ou_1_objekt3_cislo_parcely)","v":""},null,null,null,null,null,null,null,null,null,null,null,"Výmera parcely:",null,null,null,null,{"$f":"funFill(ou_1_objekt3_vymera_parcely)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(I26<>\"\",Z26<>\"\")","v":false}]
[null,"Popisné číslo:",null,null,null,null,null,null,{"$f":"funFill(ou_1_objekt3_popisne)","v":""},null,null,null,null,null,null,null,null,null,null,null,"Ulica:",null,null,null,{"$f":"funFill(ou_1_objekt3_ulica)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(I27<>\"\",Y27<>\"\")","v":false}]
[null,"Súpisné číslo:",null,null,null,null,null,null,{"$f":"funFill(ou_1_objekt3_supisne)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"I28<>\"\"","v":false}]
[null,"Objekt úveru 2",null,null,null,null,null,null,{"$f":"IF(p_ou1_je_predmet,\"Objekt úveru je predmetom zabezpečenia: \" & IF(ou_2_predmet=1,\"Predmet zabezpečenia 1\",\"Predmet zabezpečenia 2\"),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"ou_pocet_objektov_uveru>=2","v":false}]
[null,"Druh objektu úveru - 1:",null,null,null,null,null,null,{"$f":"funFill(ou_2_objekt1)","v":""},null,null,null,null,null,null,null,null,null,null,null,"Adresa nehnuteľnosti:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"I30<>\"\"","v":false}]
[null,"Číslo LV - druh objektu úveru - 1:",null,null,null,null,null,null,null,null,{"$f":"funFill(ou_2_cislo_LV)","v":""},null,null,null,null,null,null,null,null,null,"Ulica, číslo:",null,null,null,{"$f":"funFill(ou_2_ulica)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(K31<>\"\",Y31<>\"\")","v":false}]
[null,"Výpis LV zo dňa:",null,null,null,null,null,null,{"$f":"TEXT(funFill(ou_2_LV_zo_dna),\"D.M.YYYY\")","v":""},null,null,null,null,null,null,null,null,null,null,null,"Mesto / obec:",null,null,null,{"$f":"funFill(ou_2_obec)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(I32<>\"\",Y32<>\"\")","v":false}]
[null,"Katastrálne územie:",null,null,null,null,null,null,{"$f":"funFill(ou_2_katastralne_uzemie)","v":""},null,null,null,null,null,null,null,null,null,null,null,"Kraj:",null,null,null,{"$f":"funFill(ou_2_kraj)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(I33<>\"\",Y33<>\"\")","v":false}]
[null,"Okresný úrad:",null,null,null,null,null,null,{"$f":"funFill(ou_2_okresny_urad)","v":""},null,null,null,null,null,null,null,null,null,null,null,"Okres:",null,null,null,{"$f":"funFill(ou_2_okres)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(I34<>\"\",Y34<>\"\")","v":false}]
[null,{"$f":"objekt_uveru!B72","v":""},null,null,null,null,null,null,null,{"$f":"funFill(ou_2_objekt1_cislo_bytu)","v":""},null,null,null,null,null,null,null,null,null,null,"Popisné číslo:",null,null,null,{"$f":"funFill(ou_2_objekt1_popisne)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(J35<>\"\",Y35<>\"\")","v":false}]
[null,{"$f":"objekt_uveru!B73","v":""},null,null,null,null,null,null,{"$f":"funFill(ou_2_objekt1_poschodie)","v":""},null,null,null,null,null,null,null,null,null,null,null,"Súpisné číslo:",null,null,null,{"$f":"funFill(ou_2_objekt1_supisne)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(I36<>\"\",Y36<>\"\")","v":false}]
[null,{"$f":"objekt_uveru!B74","v":""},null,null,null,null,null,null,{"$f":"funFill(ou_2_objekt1_vchod)","v":""},null,null,null,null,null,null,null,null,null,null,null,"Ulica:",null,null,null,{"$f":"funFill(ou_2_objekt1_ulica)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(I37<>\"\",Y37<>\"\")","v":false}]
[null,"Číslo parcely:",null,null,null,null,null,null,{"$f":"funFill(ou_2_objekt1_cislo_parcely)","v":""},null,null,null,null,null,null,null,null,null,null,null,"Výmera parcely:",null,null,null,null,{"$f":"funFill(ou_2_objekt1_vymera_parcely)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(I38<>\"\",Z38<>\"\")","v":false}]
[null,"Druh parcely:",null,null,null,null,null,null,{"$f":"funFill(ou_2_objekt1_druh_parcely)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"I39<>\"\"","v":false}]
[null,"Druh objektu úveru - 2:",null,null,null,null,null,null,{"$f":"funFill(ou_2_objekt2)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"I40<>\"\"","v":false}]
[null,"Číslo LV - druh objektu úveru - 2:",null,null,null,null,null,null,null,null,{"$f":"funFill(ou_2_cislo_LV_2)","v":""},null,null,null,null,null,null,null,null,null,"Druh parcely:",null,null,null,{"$f":"funFill(ou_2_objekt2_druh_parcely)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(K41<>\"\",Y41<>\"\")","v":false}]
[null,"Číslo parcely:",null,null,null,null,null,null,{"$f":"funFill(ou_2_objekt2_cislo_parcely)","v":""},null,null,null,null,null,null,null,null,null,null,null,"Výmera parcely:",null,null,null,null,{"$f":"funFill(ou_2_objekt2_vymera_parcely)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(I42<>\"\",Z42<>\"\")","v":false}]
[null,"Popisné číslo:",null,null,null,null,null,null,{"$f":"funFill(ou_2_objekt2_popisne)","v":""},null,null,null,null,null,null,null,null,null,null,null,"Ulica:",null,null,null,{"$f":"funFill(ou_2_objekt2_ulica)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(I43<>\"\",Y43<>\"\")","v":false}]
[null,"Súpisné číslo:",null,null,null,null,null,null,{"$f":"funFill(ou_2_objekt2_supisne)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"I44<>\"\"","v":false}]
[null,"Druh objektu úveru - 3:",null,null,null,null,null,null,{"$f":"funFill(ou_2_objekt3)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"I45<>\"\"","v":false}]
[null,"Číslo LV - druh objektu úveru - 3:",null,null,null,null,null,null,null,null,{"$f":"funFill(ou_2_cislo_LV_3)","v":""},null,null,null,null,null,null,null,null,null,"Druh parcely:",null,null,null,{"$f":"funFill(ou_2_objekt3_druh_parcely)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(K46<>\"\",Y46<>\"\")","v":false}]
[null,"Číslo parcely:",null,null,null,null,null,null,{"$f":"funFill(ou_2_objekt3_cislo_parcely)","v":""},null,null,null,null,null,null,null,null,null,null,null,"Výmera parcely:",null,null,null,null,{"$f":"funFill(ou_2_objekt3_vymera_parcely)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(I47<>\"\",Z47<>\"\")","v":false}]
[null,"Popisné číslo:",null,null,null,null,null,null,{"$f":"funFill(ou_2_objekt3_popisne)","v":""},null,null,null,null,null,null,null,null,null,null,null,"Ulica:",null,null,null,{"$f":"funFill(ou_2_objekt3_ulica)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(I48<>\"\",Y48<>\"\")","v":false}]
[null,"Súpisné číslo:",null,null,null,null,null,null,{"$f":"funFill(ou_2_objekt3_supisne)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"I49<>\"\"","v":false}]
[null,"Objekt úveru 3",null,null,null,null,null,null,{"$f":"IF(p_ou1_je_predmet,\"Objekt úveru je predmetom zabezpečenia: \" & IF(ou_3_predmet=1,\"Predmet zabezpečenia 1\",\"Predmet zabezpečenia 2\"),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"ou_pocet_objektov_uveru>=3","v":false}]
[null,"Druh objektu úveru - 1:",null,null,null,null,null,null,{"$f":"funFill(ou_3_objekt1)","v":""},null,null,null,null,null,null,null,null,null,null,null,"Adresa nehnuteľnosti:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"I51<>\"\"","v":false}]
[null,"Číslo LV - druh objektu úveru - 1:",null,null,null,null,null,null,null,null,{"$f":"funFill(ou_3_cislo_LV)","v":""},null,null,null,null,null,null,null,null,null,"Ulica, číslo:",null,null,null,{"$f":"funFill(ou_3_ulica)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(K52<>\"\",Y52<>\"\")","v":false}]
[null,"Výpis LV zo dňa:",null,null,null,null,null,null,{"$f":"TEXT(funFill(ou_3_LV_zo_dna),\"D.M.YYYY\")","v":""},null,null,null,null,null,null,null,null,null,null,null,"Mesto / obec:",null,null,null,{"$f":"funFill(ou_3_obec)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(I53<>\"\",Y53<>\"\")","v":false}]
[null,"Katastrálne územie:",null,null,null,null,null,null,{"$f":"funFill(ou_3_katastralne_uzemie)","v":""},null,null,null,null,null,null,null,null,null,null,null,"Kraj:",null,null,null,{"$f":"funFill(ou_3_kraj)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(I54<>\"\",Y54<>\"\")","v":false}]
[null,"Okresný úrad:",null,null,null,null,null,null,{"$f":"funFill(ou_3_okresny_urad)","v":""},null,null,null,null,null,null,null,null,null,null,null,"Okres:",null,null,null,{"$f":"funFill(ou_3_okres)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(I55<>\"\",Y55<>\"\")","v":false}]
[null,{"$f":"objekt_uveru!B115","v":""},null,null,null,null,null,null,null,{"$f":"funFill(ou_3_objekt1_cislo_bytu)","v":""},null,null,null,null,null,null,null,null,null,null,"Popisné číslo:",null,null,null,{"$f":"funFill(ou_3_objekt1_popisne)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(J56<>\"\",Y56<>\"\")","v":false}]
[null,{"$f":"objekt_uveru!B116","v":""},null,null,null,null,null,null,{"$f":"funFill(ou_3_objekt1_poschodie)","v":""},null,null,null,null,null,null,null,null,null,null,null,"Súpisné číslo:",null,null,null,{"$f":"funFill(ou_3_objekt1_supisne)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(I57<>\"\",Y57<>\"\")","v":false}]
[null,{"$f":"objekt_uveru!B117","v":""},null,null,null,null,null,null,{"$f":"funFill(ou_3_objekt1_vchod)","v":""},null,null,null,null,null,null,null,null,null,null,null,"Ulica:",null,null,null,{"$f":"funFill(ou_3_objekt1_ulica)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(I58<>\"\",Y58<>\"\")","v":false}]
[null,"Číslo parcely:",null,null,null,null,null,null,{"$f":"funFill(ou_3_objekt1_cislo_parcely)","v":""},null,null,null,null,null,null,null,null,null,null,null,"Výmera parcely:",null,null,null,null,{"$f":"funFill(ou_3_objekt1_vymera_parcely)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(I59<>\"\",Z59<>\"\")","v":false}]
[null,"Druh parcely:",null,null,null,null,null,null,{"$f":"funFill(ou_3_objekt1_druh_parcely)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"I60<>\"\"","v":false}]
[null,"Druh objektu úveru - 2:",null,null,null,null,null,null,{"$f":"funFill(ou_3_objekt2)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"I61<>\"\"","v":false}]
[null,"Číslo LV - druh objektu úveru - 2:",null,null,null,null,null,null,null,null,{"$f":"funFill(ou_3_cislo_LV_2)","v":""},null,null,null,null,null,null,null,null,null,"Druh parcely:",null,null,null,{"$f":"funFill(ou_3_objekt2_druh_parcely)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(K62<>\"\",Y62<>\"\")","v":false}]
[null,"Číslo parcely:",null,null,null,null,null,null,{"$f":"funFill(ou_3_objekt2_cislo_parcely)","v":""},null,null,null,null,null,null,null,null,null,null,null,"Výmera parcely:",null,null,null,null,{"$f":"funFill(ou_3_objekt2_vymera_parcely)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(I63<>\"\",Z63<>\"\")","v":false}]
[null,"Popisné číslo:",null,null,null,null,null,null,{"$f":"funFill(ou_3_objekt2_popisne)","v":""},null,null,null,null,null,null,null,null,null,null,null,"Ulica:",null,null,null,{"$f":"funFill(ou_3_objekt2_ulica)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(I64<>\"\",Y64<>\"\")","v":false}]
[null,"Súpisné číslo:",null,null,null,null,null,null,{"$f":"funFill(ou_3_objekt2_supisne)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"I65<>\"\"","v":false}]
[null,"Druh objektu úveru - 3:",null,null,null,null,null,null,{"$f":"funFill(ou_3_objekt3)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"I66<>\"\"","v":false}]
[null,"Číslo LV - druh objektu úveru - 3:",null,null,null,null,null,null,null,null,{"$f":"funFill(ou_3_cislo_LV_3)","v":""},null,null,null,null,null,null,null,null,null,"Druh parcely:",null,null,null,{"$f":"funFill(ou_3_objekt3_druh_parcely)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(K67<>\"\",Y67<>\"\")","v":false}]
[null,"Číslo parcely:",null,null,null,null,null,null,{"$f":"funFill(ou_3_objekt3_cislo_parcely)","v":""},null,null,null,null,null,null,null,null,null,null,null,"Výmera parcely:",null,null,null,null,{"$f":"funFill(ou_3_objekt3_vymera_parcely)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(I68<>\"\",Z68<>\"\")","v":false}]
[null,"Popisné číslo:",null,null,null,null,null,null,{"$f":"funFill(ou_3_objekt3_popisne)","v":""},null,null,null,null,null,null,null,null,null,null,null,"Ulica:",null,null,null,{"$f":"funFill(ou_3_objekt3_ulica)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(I69<>\"\",Y69<>\"\")","v":false}]
[null,"Súpisné číslo:",null,null,null,null,null,null,{"$f":"funFill(ou_3_objekt3_supisne)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"I70<>\"\"","v":false}]
[null,"Objekt úveru 4",null,null,null,null,null,null,{"$f":"IF(p_ou1_je_predmet,\"Objekt úveru je predmetom zabezpečenia: \" & IF(ou_4_predmet=1,\"Predmet zabezpečenia 1\",\"Predmet zabezpečenia 2\"),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"ou_pocet_objektov_uveru>=4","v":false}]
[null,"Druh objektu úveru - 1:",null,null,null,null,null,null,{"$f":"funFill(ou_4_objekt1)","v":""},null,null,null,null,null,null,null,null,null,null,null,"Adresa nehnuteľnosti:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"I72<>\"\"","v":false}]
[null,"Číslo LV - druh objektu úveru - 1:",null,null,null,null,null,null,null,null,{"$f":"funFill(ou_4_cislo_LV)","v":""},null,null,null,null,null,null,null,null,null,"Ulica, číslo:",null,null,null,{"$f":"funFill(ou_4_ulica)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(K73<>\"\",Y73<>\"\")","v":false}]
[null,"Výpis LV zo dňa:",null,null,null,null,null,null,{"$f":"TEXT(funFill(ou_4_LV_zo_dna),\"D.M.YYYY\")","v":""},null,null,null,null,null,null,null,null,null,null,null,"Mesto / obec:",null,null,null,{"$f":"funFill(ou_4_obec)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(I74<>\"\",Y74<>\"\")","v":false}]
[null,"Katastrálne územie:",null,null,null,null,null,null,{"$f":"funFill(ou_4_katastralne_uzemie)","v":""},null,null,null,null,null,null,null,null,null,null,null,"Kraj:",null,null,null,{"$f":"funFill(ou_4_kraj)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(I75<>\"\",Y75<>\"\")","v":false}]
[null,"Okresný úrad:",null,null,null,null,null,null,{"$f":"funFill(ou_4_okresny_urad)","v":""},null,null,null,null,null,null,null,null,null,null,null,"Okres:",null,null,null,{"$f":"funFill(ou_4_okres)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(I76<>\"\",Y76<>\"\")","v":false}]
[null,{"$f":"objekt_uveru!B158","v":""},null,null,null,null,null,null,null,{"$f":"funFill(ou_4_objekt1_cislo_bytu)","v":""},null,null,null,null,null,null,null,null,null,null,"Popisné číslo:",null,null,null,{"$f":"funFill(ou_4_objekt1_popisne)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(J77<>\"\",Y77<>\"\")","v":false}]
[null,{"$f":"objekt_uveru!B159","v":""},null,null,null,null,null,null,{"$f":"funFill(ou_4_objekt1_poschodie)","v":""},null,null,null,null,null,null,null,null,null,null,null,"Súpisné číslo:",null,null,null,{"$f":"funFill(ou_4_objekt1_supisne)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(I78<>\"\",Y78<>\"\")","v":false}]
[null,{"$f":"objekt_uveru!B160","v":""},null,null,null,null,null,null,{"$f":"funFill(ou_4_objekt1_vchod)","v":""},null,null,null,null,null,null,null,null,null,null,null,"Ulica:",null,null,null,{"$f":"funFill(ou_4_objekt1_ulica)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(I79<>\"\",Y79<>\"\")","v":false}]
[null,"Číslo parcely:",null,null,null,null,null,null,{"$f":"funFill(ou_4_objekt1_cislo_parcely)","v":""},null,null,null,null,null,null,null,null,null,null,null,"Výmera parcely:",null,null,null,null,{"$f":"funFill(ou_4_objekt1_vymera_parcely)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(I80<>\"\",Z80<>\"\")","v":false}]
[null,"Druh parcely:",null,null,null,null,null,null,{"$f":"funFill(ou_4_objekt1_druh_parcely)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"I81<>\"\"","v":false}]
[null,"Druh objektu úveru - 2:",null,null,null,null,null,null,{"$f":"funFill(ou_4_objekt2)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"I82<>\"\"","v":false}]
[null,"Číslo LV - druh objektu úveru - 2:",null,null,null,null,null,null,null,null,{"$f":"funFill(ou_4_cislo_LV_2)","v":""},null,null,null,null,null,null,null,null,null,"Druh parcely:",null,null,null,{"$f":"funFill(ou_4_objekt2_druh_parcely)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(K83<>\"\",Y83<>\"\")","v":false}]
[null,"Číslo parcely:",null,null,null,null,null,null,{"$f":"funFill(ou_4_objekt2_cislo_parcely)","v":""},null,null,null,null,null,null,null,null,null,null,null,"Výmera parcely:",null,null,null,null,{"$f":"funFill(ou_4_objekt2_vymera_parcely)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(I84<>\"\",Z84<>\"\")","v":false}]
[null,"Popisné číslo:",null,null,null,null,null,null,{"$f":"funFill(ou_4_objekt2_popisne)","v":""},null,null,null,null,null,null,null,null,null,null,null,"Ulica:",null,null,null,{"$f":"funFill(ou_4_objekt2_ulica)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(I85<>\"\",Y85<>\"\")","v":false}]
[null,"Súpisné číslo:",null,null,null,null,null,null,{"$f":"funFill(ou_4_objekt2_supisne)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"I86<>\"\"","v":false}]
[null,"Druh objektu úveru - 3:",null,null,null,null,null,null,{"$f":"funFill(ou_4_objekt3)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"I87<>\"\"","v":false}]
[null,"Číslo LV - druh objektu úveru - 3:",null,null,null,null,null,null,null,null,{"$f":"funFill(ou_4_cislo_LV_3)","v":""},null,null,null,null,null,null,null,null,null,"Druh parcely:",null,null,null,{"$f":"funFill(ou_4_objekt3_druh_parcely)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(K88<>\"\",Y88<>\"\")","v":false}]
[null,"Číslo parcely:",null,null,null,null,null,null,{"$f":"funFill(ou_4_objekt3_cislo_parcely)","v":""},null,null,null,null,null,null,null,null,null,null,null,"Výmera parcely:",null,null,null,null,{"$f":"funFill(ou_4_objekt3_vymera_parcely)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(I89<>\"\",Z89<>\"\")","v":false}]
[null,"Popisné číslo:",null,null,null,null,null,null,{"$f":"funFill(ou_4_objekt3_popisne)","v":""},null,null,null,null,null,null,null,null,null,null,null,"Ulica:",null,null,null,{"$f":"funFill(ou_4_objekt3_ulica)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(I90<>\"\",Y90<>\"\")","v":false}]
[null,"Súpisné číslo:",null,null,null,null,null,null,{"$f":"funFill(ou_4_objekt3_supisne)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"I91<>\"\"","v":false}]
[null,{"$f":"ziadatel!B133","v":"Poradca:  , číslo: , tel.: "},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"ČSOB stavebná sporiteľňa, a.s.\nBratislava 1, PSČ 811 02, Žižkova 11; IČO: 35 799 200; DIČ: 2021544030; IČ pre DPH: SK7020000218 \nzapísaná v Obchodnom registri Okresného súdu Bratislava I. v odd. Sa, vložka č. 2590/B\ninfolinka: 0800 111 303,  fax:  02 5966 7920; www.csob.sk; csobsp@csobsp.sk",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"XML:",null,null,null,{"$f":"generovanie","v":"2020-02-14T12:49:06.920"},null,null,null,null,null,null,null,null,true]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Verzia:",null,null,null,{"$f":"file_name","v":"SP_EZU_FO_20200215v32.2"},null,null,null,null,null,null,null,null,true]

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[null,"VYHLÁSENIA VŠETKÝCH ÚČASTNÍKOV ÚVERU",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true,{"$f":"COUNTA($AN:$AN)","v":56}]
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[null,"Číslo zmluvy o stavebnom sporení:",null,null,null,null,null,null,null,null,null,null,null,{"$f":"funFill(cislo_zmluvy)","v":""},null,null,null,null,null,null,"Dátum žiadosti:",null,null,null,null,{"$f":"funFill(datum_ziadosti)","v":43875},null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Žiadateľ o úver:",null,null,null,null,null,{"$f":"pristupitel!E10","v":""},null,null,null,null,null,null,null,null,null,null,null,null,"Rodné číslo:",null,null,null,null,{"$f":"pristupitel!E11","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Spolužiadateľ:",null,null,null,null,null,{"$f":"pristupitel!N10","v":""},null,null,null,null,null,null,null,null,null,null,null,null,"Rodné číslo:",null,null,null,null,{"$f":"pristupitel!N11","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"Z6<>\"\"","v":false}]
[null,"Podpisom tejto žiadosti potvrdzujeme, že všetky poskytnuté údaje uvedené v tejto žiadosti sú pravdivé, presné  a úplné. Akúkoľvek ich zmenu sa zaväzujeme oznámiť ČSOB SP bez zbytočného odkladu. Následkom poskytnutia nepresných, nepravdivých alebo neúplných informácií môže byť  neposkytnutie stavebného úveru/medziúveru, resp. vyhlásenie okamžitej splatnosti celého úveru. ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Podpisom tejto žiadosti žiadateľ potvrdzuje prevzatie formuláru s informáciami k sprostredkovaniu spotrebiteľského úveru.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(spotrebitelsky_ucel,OR(AND(p_tiper_IDS,pozicia<>ROR),AND(p_IDS,pozicia<>ROR)))","v":false}]
[null,"Za spracovanie a schválenie žiadosti o poskytnutie medziúveru, resp. stavebného úveru je ČSOB SP oprávnená účtovať poplatok v zmysle platného Sadzobníka poplatkov pre fyzické osoby - občanov, a to aj v prípade, ak nedôjde k uzatvoreniu úverovej zmluvy, a to bez ohľadu na dôvod jej neuzatvorenia.\n",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"ČSOB SP poskytuje Výpis z účtu v elektronickej forme stavebnému sporiteľovi v lehote a za podmienok v zmysle platných Všeobecných obchodných podmienok pre stavebné sporenie (ďalej len „VOP“) na uvedenú e-mailovú adresu (ďalej len „Adresu“) a to ku všetkým platným a účinným zmluvám o stavebnom sporení, ktorých je majiteľom a úverovým zmluvám, na ktorých stavebný sporiteľ figuruje ako hlavný dlžník, bez ohľadu na dátum uzatvorenia zmluvy.\nČSOB SP poskytuje Výpis z účtu vždy na poslednú e-mailovú adresu oznámenú stavebným sporiteľom. \nVýpisy z účtu v elektronickej forme sú zasielané na Adresu vo formáte PDF skomprimované do Zip súboru a zabezpečené heslom. Za heslo sa považujú posledné 4 číslice rodného čísla a rok narodenia majiteľa účtu: ČČČČRRRRV.\nStavebný sporiteľ zároveň podpisom tejto žiadosti súhlasí s tým, aby aj prípadné ďalšie informácie zo strany ČSOB SP týkajúce sa zmlúv o stavebnom sporení a úverových zmlúv, ku ktorým sa poskytuje Výpis z účtu v elektronickej forme, boli zasielané na Adresu.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Súhlasím, aby si ČSOB SP preverila mnou predložené doklady o príjme u zamestnávateľa. Zároveň súhlasím, aby  Československá obchodná banka, a.s., Žižkova 11, 811 02 Bratisalva, IČO: 36 854 140 (ďalej len \"Československá obchodná banka, a.s.\"), poskytla ČSOB SP informácie o výške mojich príjmov v prípade, ak sú poukazované na účet v Československej obchodnej banke, a.s.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Poskytované finančné prostriedky z poskytnutého stavebného úveru, resp. medziúveru (vrátane zostatku do  výšky 500,00 EUR) je možné použiť len na stavebné účely v zmysle § 11 zákona č. 310/1992 Zb. o  stavebnom  sporení v znení neskorších predpisov (ďalej len „Zákon“).",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"V zmysle § 91 ods. (1) Zákona o bankách súhlasím s poskytovaním a sprístupňovaním údajov o bankových obchodoch uzatvorených s ČSOB SP (vrátane údajov získaných ČSOB SP pri rokovaní o ich uzatvorení), ich zabezpečení, platobnej disciplíne z hľadiska splácania záväzkov, na účely posúdenia mojej schopnosti splácať úver v rozsahu a za podmienok uvedených v § 92a  Zákona o bankách:\n-    prevádzkovateľovi Spoločného registra bankových informácií, ktorým je  spoločnosť Slovak Banking Credit Bureau, s.r.o., IČO: 35 869 810, so sídlom Mlynské Nivy 14, 821 09 Bratislava– Staré Mesto (ďalej „SRBI“),  \n-    subjektom povereným spracúvaním údajov v SRBI,\n-    bankám a pobočkám zahraničných bánk,\n-    prostredníctvom Non-Banking  Credit  Bureau,  záujmové združenie právnických osôb, IČO: 42 053 404, so sídlom Mlynské nivy 14, 821 09 Bratislava-Staré Mesto (ďalej „NRKI“) oprávneným užívateľom NRKI,\na to na dobu 5 rokov odo dňa ich poskytnutia a v prípade uzatvorenia bankového obchodu, na dobu stanovenú v Zákone o bankách.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Žiadateľ,  ktorý začne čerpať Medziúver po 1.1.2019 stráca nárok na štátnu prémiu na všetkých zmluvách stavebného sporenia uzatvorených v ktorejkoľvek stavebnej sporiteľni.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Žiadateľ vyhlasuje, že všetky uvedené údaje a informácie sú pravdivé a aktuálne a že bol informovaný o svojich právach dotknutej osoby v zmysle Nariadenia EP a Rady (EÚ) 2016/679 o ochrane fyzických osôb pri spracúvaní osobných údajov a o voľnom pohybe takýchto údajov, ktorým sa zrušuje smernica 95/46/ES (všeobecné nariadenie o ochrane údajov)- GDPR, v prípade spracúvania osobných údajov v krajinách, ktoré neuplatňujú právo EÚ i podľa § 59 a nasled. zák. č. 18/2018 Z. z. ochrane osobných údajov. Viac informácií o zásadách spracúvania osobných údajov sa nachádza na www.csob.sk/pravne-informacie#memorandum-ochrany-osobnych-udajov, alebo v priestoroch pobočiek ČSOB. ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Žiadateľ berie na vedomie, že v prípade zamietnutia alebo odvolania úveru od Československej obchodnej banky, a. s., ktorý mal byť dofinancovaný úverom od ČSOB SP  bude táto žiadosť o takýto úver považovaná za bezpredmetnú.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ts_he,CSOB_HU=ano)","v":false}]
[null,"Vyhlasujem, že nebol voči mne za posledných  5 rokov podaný návrh  na vyhlásenie konkurzu, alebo vyhlásený konkurz alebo zamietnutý konkurz pre nedostatok  majetku, ani nebolo začaté konkurzné alebo reštrukturalizačné konanie, alebo  akékoľvek  súdne konanie, vrátane exekučného, nie som v likvidácii, nemám nedoplatky voči daňovým úradom, colným úradom, Sociálnej poisťovni a iným subjektom.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Poistenie úveru:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AN19","v":false}]
[null,{"$f":"IF(poistenie_vybrane=poistenieA,\"Poistenie vo variante A - poistenie pre prípad smrti, invalidity a pracovnej neschopnosti\",IF(poistenie_vybrane=poistenieB,\"Poistenie vo variante B - poistenie pre prípad smrti, invalidity, pracovnej neschopnosti a straty zamestnania\",\"\"))","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"B19<>\"\"","v":false}]
[null,{"$f":"vyhlasenie_poistenie_A","v":"Vyhlasujem, že som bol/a oboznámený/á s Poistnou zmluvou o poistení dlžníkov z medziúveru a stavebného úveru č. 2950000015 zo dňa 5.6.2007 a jej platnými dodatkami, Všeobecnými poistnými podmienkami pre životné poistenie v platnom znení  a Osobitnými poistnými podmienkami – poistenie pre prípad smrti, invalidity, invalidity následkom úrazu, pracovnej neschopnosti a straty zamestnania B-S, I, IÚ, PN, N v platnom znení a žiadam o poistenie úveru v prípade, ak mi bude stavebnou sporiteľňou poskytnutý. Súčasne vyhlasujem, že spĺňam nasledujúce podmienky:\n• som plnoletý/á, spôsobilý/á na právne úkony, mladší/ia ako 57 rokov,\n• som zdravý/á*,\n• nie som v pracovnej neschopnosti,\n• v posledných 12 mesiacoch som nebol/a v pracovnej neschopnosti dlhšej ako 30 po sebe idúcich kalendárnych dní."},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(poistenie_vybrane=poistenieA,TRUE,FALSE)","v":false}]
[null,{"$f":"vyhlasenie_poistenie_B","v":"Vyhlasujem, že som bol/a oboznámený/á s Poistnou zmluvou o poistení dlžníkov z medziúveru a stavebného úveru č. 2950000015 zo dňa 5.6.2007 a jej platnými dodatkami, Všeobecnými poistnými podmienkami pre životné poistenie v platnom znení  a Osobitnými poistnými podmienkami – poistenie pre prípad smrti, invalidity, invalidity následkom úrazu, pracovnej neschopnosti a straty zamestnania B-S, I, IÚ, PN, N v platnom znení a žiadam o poistenie úveru v prípade, ak mi bude stavebnou sporiteľňou poskytnutý. Súčasne vyhlasujem, že spĺňam nasledujúce podmienky:\n• som plnoletý/á, spôsobilý/á na právne úkony, mladší/ia ako 57 rokov,\n• som zdravý/á*,\n• nie som v pracovnej neschopnosti,\n• v posledných 12 mesiacoch som nebol/a v pracovnej neschopnosti dlhšej ako 30 po sebe idúcich kalendárnych dní,\n• mám hlavný pracovný pomer uzavretý na dobu neurčitú a súčasne som bol/a zamestnaný/á v hlavnom pracovnom pomere nepretržite v predchádzajúcich 12 mesiacoch,\n• nezrušil/a som so zamestnávateľom okamžite pracovný pomer, nepodal/a som a ani mi nebola daná výpoveď zo strany zamestnávateľa, nezaslal/a som zamestnávateľovi a ani som neobdržal/a od zamestnávateľa návrh na skončenie pracovného pomeru dohodou,\n• nie som podľa môjho vedomia zamestnancom, s ktorým by mohol byť v dobe nasledujúcich 12 mesiacov rozviazaný pracovný pomer z dôvodov uvedených v §63 ods. 1 písm. a) a b) zákona č. 311/2001 Z. z. Zákonník práce v platnom znení najmä v dôsledku znižovania počtu zamestnancov alebo v dôsledku organizačných zmien zamestnávateľa.\n"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(poistenie_vybrane=poistenieB,TRUE,FALSE)","v":false}]
[null,{"$f":"zdrava_osoba","v":"* Zdravá osoba je osoba, ktorá nie je v pravidelnej lekárskej opatere, nie je pod pravidelným lekárskym dohľadom v dôsledku zisteného chronického ochorenia s trvalým užívaním liekov, netrpí najmä nevyliečiteľnou chorobou, alebo chronickým ochorením, alebo ochorením, ktoré by mohlo ohroziť jej zdravie alebo život, alebo ochorením, ktoré by mohlo mať za následok vznik invalidity."},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AN19","v":false}]
[null,"Súhlas s vykonaním zmien vrámci spracovania úveru so zmluvou o stavebnom sporení POHODA",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,{"$f":"IF(zoznamy_suhlas1,\"x\",\"\")","v":""},null,"Súhlasím s vykonaním zmien a poverujem ČSOB SP na vykonanie nasledovných úkonov:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,null,{"$f":"\"- stanovenie akceptovateľného príjmu\"","v":"- stanovenie akceptovateľného príjmu"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,null,{"$f":"\"- úpravy cieľovej sumy, a jej zníženie na minimálnu akceptovateľnú cieľovú sumu (Eur): \" & TEXT(vyhl_MinAkceptCS,\"# ##0,00 €\")","v":"- úpravy cieľovej sumy, a jej zníženie na minimálnu akceptovateľnú cieľovú sumu (Eur): 0,00 €"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,null,"- uviesť aktuálne splátky úverov,\n- vykonať prípadne iné zmeny súvisiace so žiadosťou o úver na Zmluve o stavebnom sporení a Žiadosti o úver na základe aktuálnych zistení o mojich príjmoch a úverovej angažovanosti tak, aby bolo možné automaticky pokračovať v posudzovaní úveru bez nutnosti spísania novej Zmluvy o stavebnom sporení a Žiadosti o úver. Uvedené oprávnenie má ČSOB SP na dobu maximálne 30 dní od podpisu tejto žiadosti.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,{"$f":"IF(zoznamy_suhlas2,\"x\",\"\")","v":""},null,{"$f":"vyhlasenia!D121 & \" \" & vyhlasenia!D122","v":"ČSOB SP je v prípade zamietnutia alebo odvolania tejto žiadosti podanej stavebným sporiteľom oprávnená zmluvu o stavebnom sporení  č.  vypovedať v zmysle čl. 9 VOP. V prípade, ak po zamietnutí alebo odvolaní tejto žiadosti nedôjde k uhradeniu poplatku v  lehote v zmysle VOP, sa táto skutočnosť považuje  za rozväzovaciu podmienku v zmysle § 36 Občianskeho zákonníka a zmluva o stavebnom sporení č.   zaniká posledný deň lehoty stanovenej na zaplatenie poplatku, ak ČSOB SP neurčí inak."},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
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[null,"Poznámky:",null,null,null,null,{"$f":"TechnickePremenne!$G$12","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(AN31,AN33,G30)","v":false}]
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[null,null,"DÁTUM A PODPIS\nŽIADATEĽA: ",null,null,null,null,null,null,null,null,{"$f":"vyhlasenia!$E$147","v":""},null,null,null,null,null,null,null,null,null,"DÁTUM A PODPIS\nSPOLUŽIADATEĽA: ",null,null,null,null,null,null,null,null,{"$f":"vyhlasenia!$N$147","v":""},null,null,null,null,null,null,null,null,true]
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[null,null,"DÁTUM A PODPIS\nPRISTUPITEĽA:",null,null,null,null,null,null,null,null,{"$f":"vyhlasenia!$E$152","v":""},null,null,null,null,null,null,null,null,null,"DÁTUM A PODPIS MANŽ.\nPART. PRISTUPITEĽA",null,null,null,null,null,null,null,null,{"$f":"vyhlasenia!$N$152","v":""},null,null,null,null,null,null,null,null,{"$f":"$AN$38","v":false}]
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[null,null,"DÁTUM A PODPIS\nvlastníka nehnuteľnosti 1:",null,null,null,null,null,null,null,null,{"$f":"vyhlasenia!$E$167","v":""},null,null,null,null,null,null,null,null,null,{"$f":"IF(Meno_zalozca2=\"\",\"\",\"DÁTUM A PODPIS\nvlastníka nehnuteľnosti 2:\")","v":""},null,null,null,null,null,null,null,null,{"$f":"vyhlasenia!$N$167","v":""},null,null,null,null,null,null,null,null,{"$f":"$AN$42","v":false}]
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[null,null,"DÁTUM A PODPIS\nvlastníka nehnuteľnosti 3:",null,null,null,null,null,null,null,null,{"$f":"vyhlasenia!$E$172","v":""},null,null,null,null,null,null,null,null,null,{"$f":"IF(Meno_zalozca4=\"\",\"\",\"DÁTUM A PODPIS\nvlastníka nehnuteľnosti 4:\")","v":""},null,null,null,null,null,null,null,null,{"$f":"vyhlasenia!$N$172","v":""},null,null,null,null,null,null,null,null,{"$f":"$AN$46","v":false}]
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[null,{"$f":"TEXT(generovanie,\"d.m.yyyy\") & \", \" & miesto","v":"14.2.2020, "},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"dátum, miesto",null,null,null,null,null,null,null,null,null,null,null,null,null,null,"PODPIS SPROSTREDKOVATEĽA, KTORÝ OVERIL TOTOŽNOSŤ A PODPISY VŠETKÝCH ÚČASTNÍKOV ÚVEROVÉHO VZŤAHU RESP. SPLNOMOCNENÝCH OSÔB:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,{"$f":"ziadatel!B133","v":"Poradca:  , číslo: , tel.: "},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"ČSOB stavebná sporiteľňa, a.s.\nBratislava 1, PSČ 811 02, Žižkova 11; IČO: 35 799 200; DIČ: 2021544030; IČ pre DPH: SK7020000218 \nzapísaná v Obchodnom registri Okresného súdu Bratislava I. v odd. Sa, vložka č. 2590/B\ninfolinka: 0800 111 303,  fax:  02 5966 7920; www.csob.sk; csobsp@csobsp.sk",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"XML:",null,null,null,{"$f":"generovanie","v":"2020-02-14T12:49:06.920"},null,null,null,null,null,null,null,null,true]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Verzia:",null,null,null,{"$f":"file_name","v":"SP_EZU_FO_20200215v32.2"},null,null,null,null,null,null,null,null,true]

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[null,"VYHLÁSENIA VŠETKÝCH ÚČASTNÍKOV ÚVERU",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true,{"$f":"COUNTA($AN:$AN)","v":67}]
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[null,"Číslo zmluvy o stavebnom sporení:",null,null,null,null,null,null,null,null,null,null,null,{"$f":"funFill(cislo_zmluvy)","v":""},null,null,null,null,null,null,"Dátum žiadosti:",null,null,null,null,{"$f":"funFill(datum_ziadosti)","v":43875},null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Žiadateľ o úver:",null,null,null,null,null,{"$f":"pristupitel!E10","v":""},null,null,null,null,null,null,null,null,null,null,null,null,"Rodné číslo:",null,null,null,null,{"$f":"pristupitel!E11","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Spolužiadateľ:",null,null,null,null,null,{"$f":"pristupitel!N10","v":""},null,null,null,null,null,null,null,null,null,null,null,null,"Rodné číslo:",null,null,null,null,{"$f":"pristupitel!N11","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"Z6<>\"\"","v":false}]
[null,"Podpisom tejto žiadosti potvrdzujeme, že všetky poskytnuté údaje uvedené v tejto žiadosti sú pravdivé, presné  a úplné. Akúkoľvek ich zmenu sa zaväzujeme oznámiť ČSOB SP bez zbytočného odkladu. Následkom poskytnutia nepresných, nepravdivých alebo neúplných informácií môže byť  neposkytnutie stavebného úveru/medziúveru, resp. vyhlásenie okamžitej splatnosti celého úveru. ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Podpisom tejto žiadosti žiadateľ potvrdzuje prevzatie formuláru s informáciami k sprostredkovaniu spotrebiteľského úveru.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(spotrebitelsky_ucel,OR(AND(p_tiper_IDS,pozicia<>ROR),AND(p_IDS,pozicia<>ROR)))","v":false}]
[null,"Za spracovanie a schválenie žiadosti o poskytnutie medziúveru, resp. stavebného úveru je ČSOB SP oprávnená účtovať poplatok v zmysle platného Sadzobníka poplatkov pre fyzické osoby - občanov, a to aj v prípade, ak nedôjde k uzatvoreniu úverovej zmluvy, a to bez ohľadu na dôvod jej neuzatvorenia.\n",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"ČSOB SP poskytuje Výpis z účtu v elektronickej forme stavebnému sporiteľovi v lehote a za podmienok v zmysle platných Všeobecných obchodných podmienok pre stavebné sporenie (ďalej len „VOP“) na uvedenú e-mailovú adresu (ďalej len „Adresu“) a to ku všetkým platným a účinným zmluvám o stavebnom sporení, ktorých je majiteľom a úverovým zmluvám, na ktorých stavebný sporiteľ figuruje ako hlavný dlžník, bez ohľadu na dátum uzatvorenia zmluvy.\nČSOB SP poskytuje Výpis z účtu vždy na poslednú e-mailovú adresu oznámenú stavebným sporiteľom. \nVýpisy z účtu v elektronickej forme sú zasielané na Adresu vo formáte PDF skomprimované do Zip súboru a zabezpečené heslom. Za heslo sa považujú posledné 4 číslice rodného čísla a rok narodenia majiteľa účtu: ČČČČRRRRV.\nStavebný sporiteľ zároveň podpisom tejto žiadosti súhlasí s tým, aby aj prípadné ďalšie informácie zo strany ČSOB SP týkajúce sa zmlúv o stavebnom sporení a úverových zmlúv, ku ktorým sa poskytuje Výpis z účtu v elektronickej forme, boli zasielané na Adresu.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Súhlasím, aby si ČSOB SP preverila mnou predložené doklady o príjme u zamestnávateľa. Zároveň súhlasím, aby  Československá obchodná banka, a.s., Žižkova 11, 811 02 Bratisalva, IČO: 36 854 140 (ďalej len \"Československá obchodná banka, a.s.\"), poskytla ČSOB SP informácie o výške mojich príjmov v prípade, ak sú poukazované na účet v Československej obchodnej banke, a.s.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Žiadateľ vyjadruje súhlas s poskytnutím údajov chránených bankovým tajomstvom v ČSOB SP  v rozsahu číslo zmluvy a rodné číslo pre Československú obchodnú banku, a. s. (ďalej aj „ČSOB“) a ČSOB Poisťovňu a.s., Žižkova 11, 811 02 Bratislava, IČO: 31 325 416 (ďalej len „ČSOB Poisťovňa“) na účely vyhodnotenia oprávnenosti nároku na zľavu z úrokovej sadzby medziúveru počas prvého obdobia fixácie, ak o uplatnenie týchto zliav požiadal. Zľavu je možné uplatniť za bežný účet vedený v ČSOB a poistenie Domos alebo poistenie úveru uzatvorené v ČSOB Poisťovni. Zároveň súhlasí s tým, aby ČSOB a ČSOB Poisťovňa poskytla ČSOB SP údaje chránené bankovým tajomstvom a poistnou mlčanlivosťou v rozsahu potvrdenia o existencii produktu a dátumu jeho uzatvorenia.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"ts_rk","v":false}]
[null,"Poskytované finančné prostriedky z poskytnutého stavebného úveru, resp. medziúveru (vrátane zostatku do  výšky 500,00 EUR) je možné použiť len na stavebné účely v zmysle § 11 zákona č. 310/1992 Zb. o  stavebnom  sporení v znení neskorších predpisov (ďalej len „Zákon“).",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"V zmysle § 91 ods. (1) Zákona o bankách súhlasím s poskytovaním a sprístupňovaním údajov o bankových obchodoch uzatvorených s bankou (vrátane údajov získaných bankou pri rokovaní o ich uzatvorení), ich zabezpečení, platobnej disciplíne z hľadiska splácania záväzkov, na účely posúdenia mojej schopnosti splácať úver v rozsahu a za podmienok uvedených v § 92a  Zákona o bankách:\n-    prevádzkovateľovi Spoločného registra bankových informácií, ktorým je  spoločnosť Slovak Banking Credit Bureau, s.r.o., IČO: 35 869 810, so sídlom Mlynské Nivy 14, 821 09 Bratislava– Staré Mesto (ďalej „SRBI“),  \n-    subjektom povereným spracúvaním údajov v SRBI,\n-    bankám a pobočkám zahraničných bánk,\n-    prostredníctvom Non-Banking  Credit  Bureau,  záujmové združenie právnických osôb, IČO: 42 053 404, so sídlom Mlynské nivy 14, 821 09 Bratislava-Staré Mesto (ďalej „NRKI“) oprávneným užívateľom NRKI,\na to na dobu 5 rokov odo dňa ich poskytnutia a v prípade uzatvorenia bankového obchodu, na dobu stanovenú v Zákone o bankách.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Žiadateľ,  ktorý začne čerpať Medziúver po 1.1.2019 stráca nárok na štátnu prémiu na všetkých zmluvách stavebného sporenia uzatvorených v ktorejkoľvek stavebnej sporiteľni.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Žiadateľ vyhlasuje, že všetky uvedené údaje a informácie sú pravdivé a aktuálne a že bol informovaný o svojich právach dotknutej osoby v zmysle Nariadenia EP a Rady (EÚ) 2016/679 o ochrane fyzických osôb pri spracúvaní osobných údajov a o voľnom pohybe takýchto údajov, ktorým sa zrušuje smernica 95/46/ES (všeobecné nariadenie o ochrane údajov)- GDPR, v prípade spracúvania osobných údajov v krajinách, ktoré neuplatňujú právo EÚ i podľa § 59 a nasled. zák. č. 18/2018 Z. z. ochrane osobných údajov. Viac informácií o zásadách spracúvania osobných údajov sa nachádza na www.csob.sk/pravne-informacie#memorandum-ochrany-osobnych-udajov, alebo v priestoroch pobočiek ČSOB. ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Žiadateľ berie na vedomie, že v prípade zamietnutia alebo odvolania úveru od Československej obchodnej banky, a. s., ktorý mal byť dofinancovaný úverom od ČSOB SP  bude táto žiadosť o takýto úver považovaná za bezpredmetnú.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AND(ts_he,CSOB_HU=ano)","v":false}]
[null,"Vyhlasujem, že nebol voči mne za posledných  5 rokov podaný návrh  na vyhlásenie konkurzu, alebo vyhlásený konkurz alebo zamietnutý konkurz pre nedostatok  majetku, ani nebolo začaté konkurzné alebo reštrukturalizačné konanie, alebo  akékoľvek  súdne konanie, vrátane exekučného, nie som v likvidácii, nemám nedoplatky voči daňovým úradom, colným úradom, Sociálnej poisťovni a iným subjektom.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Poistenie úveru:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AN20","v":false}]
[null,{"$f":"IF(poistenie_vybrane=poistenieA,\"Poistenie vo variante A - poistenie pre prípad smrti, invalidity a pracovnej neschopnosti\",IF(poistenie_vybrane=poistenieB,\"Poistenie vo variante B - poistenie pre prípad smrti, invalidity, pracovnej neschopnosti a straty zamestnania\",\"\"))","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"B20<>\"\"","v":false}]
[null,{"$f":"vyhlasenie_poistenie_A","v":"Vyhlasujem, že som bol/a oboznámený/á s Poistnou zmluvou o poistení dlžníkov z medziúveru a stavebného úveru č. 2950000015 zo dňa 5.6.2007 a jej platnými dodatkami, Všeobecnými poistnými podmienkami pre životné poistenie v platnom znení  a Osobitnými poistnými podmienkami – poistenie pre prípad smrti, invalidity, invalidity následkom úrazu, pracovnej neschopnosti a straty zamestnania B-S, I, IÚ, PN, N v platnom znení a žiadam o poistenie úveru v prípade, ak mi bude stavebnou sporiteľňou poskytnutý. Súčasne vyhlasujem, že spĺňam nasledujúce podmienky:\n• som plnoletý/á, spôsobilý/á na právne úkony, mladší/ia ako 57 rokov,\n• som zdravý/á*,\n• nie som v pracovnej neschopnosti,\n• v posledných 12 mesiacoch som nebol/a v pracovnej neschopnosti dlhšej ako 30 po sebe idúcich kalendárnych dní."},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(poistenie_vybrane=poistenieA,TRUE,FALSE)","v":false}]
[null,{"$f":"vyhlasenie_poistenie_B","v":"Vyhlasujem, že som bol/a oboznámený/á s Poistnou zmluvou o poistení dlžníkov z medziúveru a stavebného úveru č. 2950000015 zo dňa 5.6.2007 a jej platnými dodatkami, Všeobecnými poistnými podmienkami pre životné poistenie v platnom znení  a Osobitnými poistnými podmienkami – poistenie pre prípad smrti, invalidity, invalidity následkom úrazu, pracovnej neschopnosti a straty zamestnania B-S, I, IÚ, PN, N v platnom znení a žiadam o poistenie úveru v prípade, ak mi bude stavebnou sporiteľňou poskytnutý. Súčasne vyhlasujem, že spĺňam nasledujúce podmienky:\n• som plnoletý/á, spôsobilý/á na právne úkony, mladší/ia ako 57 rokov,\n• som zdravý/á*,\n• nie som v pracovnej neschopnosti,\n• v posledných 12 mesiacoch som nebol/a v pracovnej neschopnosti dlhšej ako 30 po sebe idúcich kalendárnych dní,\n• mám hlavný pracovný pomer uzavretý na dobu neurčitú a súčasne som bol/a zamestnaný/á v hlavnom pracovnom pomere nepretržite v predchádzajúcich 12 mesiacoch,\n• nezrušil/a som so zamestnávateľom okamžite pracovný pomer, nepodal/a som a ani mi nebola daná výpoveď zo strany zamestnávateľa, nezaslal/a som zamestnávateľovi a ani som neobdržal/a od zamestnávateľa návrh na skončenie pracovného pomeru dohodou,\n• nie som podľa môjho vedomia zamestnancom, s ktorým by mohol byť v dobe nasledujúcich 12 mesiacov rozviazaný pracovný pomer z dôvodov uvedených v §63 ods. 1 písm. a) a b) zákona č. 311/2001 Z. z. Zákonník práce v platnom znení najmä v dôsledku znižovania počtu zamestnancov alebo v dôsledku organizačných zmien zamestnávateľa.\n"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(poistenie_vybrane=poistenieB,TRUE,FALSE)","v":false}]
[null,{"$f":"zdrava_osoba","v":"* Zdravá osoba je osoba, ktorá nie je v pravidelnej lekárskej opatere, nie je pod pravidelným lekárskym dohľadom v dôsledku zisteného chronického ochorenia s trvalým užívaním liekov, netrpí najmä nevyliečiteľnou chorobou, alebo chronickým ochorením, alebo ochorením, ktoré by mohlo ohroziť jej zdravie alebo život, alebo ochorením, ktoré by mohlo mať za následok vznik invalidity."},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AN20","v":false}]
[null,"Súhlas s vykonaním zmien vrámci spracovania úveru so zmluvou o stavebnom sporení POHODA",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,{"$f":"IF(zoznamy_suhlas1,\"x\",\"\")","v":""},null,"Súhlasím s vykonaním zmien a poverujem ČSOB SP na vykonanie nasledovných úkonov:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,null,{"$f":"\"- stanovenie akceptovateľného príjmu\"","v":"- stanovenie akceptovateľného príjmu"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,null,{"$f":"\"- úpravy cieľovej sumy, a jej zníženie na minimálnu akceptovateľnú cieľovú sumu (Eur): \" & TEXT(vyhl_MinAkceptCS,\"# ##0,00 €\")","v":"- úpravy cieľovej sumy, a jej zníženie na minimálnu akceptovateľnú cieľovú sumu (Eur): 0,00 €"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,null,"- uviesť aktuálne splátky úverov,\n- vykonať prípadne iné zmeny súvisiace so žiadosťou o úver na Zmluve o stavebnom sporení a Žiadosti o úver na základe aktuálnych zistení o mojich príjmoch a úverovej angažovanosti tak, aby bolo možné automaticky pokračovať v posudzovaní úveru bez nutnosti spísania novej Zmluvy o stavebnom sporení a Žiadosti o úver. Uvedené oprávnenie má ČSOB SP na dobu maximálne 30 dní od podpisu tejto žiadosti.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,{"$f":"IF(zoznamy_suhlas2,\"x\",\"\")","v":""},null,{"$f":"vyhlasenia!D121 & \" \" & vyhlasenia!D122","v":"ČSOB SP je v prípade zamietnutia alebo odvolania tejto žiadosti podanej stavebným sporiteľom oprávnená zmluvu o stavebnom sporení  č.  vypovedať v zmysle čl. 9 VOP. V prípade, ak po zamietnutí alebo odvolaní tejto žiadosti nedôjde k uhradeniu poplatku v  lehote v zmysle VOP, sa táto skutočnosť považuje  za rozväzovaciu podmienku v zmysle § 36 Občianskeho zákonníka a zmluva o stavebnom sporení č.   zaniká posledný deň lehoty stanovenej na zaplatenie poplatku, ak ČSOB SP neurčí inak."},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Poznámky:",null,null,null,null,{"$f":"TechnickePremenne!$G$12","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(AN32,AN34,G31)","v":false}]
[null,null,{"$f":"IF(p_vynimka_prijem,\"x\",\"\")","v":""},"Výnimka na nedokladovanie príjmu",null,null,null,null,null,null,null,null,null,{"$f":"IF(p_vynimka,\"x\",\"\")","v":""},"Iné výnimky (okrem príjmu)",null,null,null,null,null,null,null,{"$f":"IF(p_vynimka_he_U5,\"x\",\"\")","v":""},"Výnimka HypoEXTRA+U5",null,null,null,null,null,null,null,{"$f":"IF(p_vynimka_vek,\"x\",\"\")","v":""},"Výnimka vek",null,null,null,null,null,null,{"$f":"OR(C32<>\"\",N32<>\"\",W32<>\"\",AF32<>\"\")","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AN32","v":false}]
[null,null,{"$f":"funFill(vyhlasenia_poznamky)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"C34<>\"\"","v":false}]
[null,null,"Žiadateľ o úver (stavebný sporiteľ) prevzal:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(zoznamy_suhlas3,zoznamy_suhlas4)","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AN35","v":false}]
[null,null,{"$f":"IF(zoznamy_suhlas3,\"X\",\"\")","v":""},null,"Osobne v listinnej podobe",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AN35","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AN35","v":false}]
[null,null,{"$f":"IF(zoznamy_suhlas4,\"X\",\"\")","v":""},null,"Zaslaním elektronickou poštou na e-mail uvedený v časti údaje o stavebnom sporiteľovi.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AN35","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AN35","v":false}]
[null,"a) Všeobecné obchodné podmienky pre stavebné sporenie (ďalej len „VOP“) a ich prílohu „Typy sporenia pre fyzické osoby -  obyvateľov“,",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AN35","v":false}]
[null,"b) Sadzobník poplatkov pre fyzické osoby – obyvateľov,",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AN35","v":false}]
[null,"c) Informačný formulár pre vkladateľa",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AN35","v":false}]
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[null,null,"DÁTUM A PODPIS\nŽIADATEĽA: ",null,null,null,null,null,null,null,null,{"$f":"vyhlasenia!E147","v":""},null,null,null,null,null,null,null,null,null,"DÁTUM A PODPIS\nSPOLUŽIADATEĽA: ",null,null,null,null,null,null,null,null,{"$f":"vyhlasenia!N147","v":""},null,null,null,null,null,null,null,null,true]
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[null,"dátum, miesto",null,null,null,null,null,null,null,null,null,null,null,null,null,null,"PODPIS SPROSTREDKOVATEĽA, KTORÝ OVERIL TOTOŽNOSŤ A PODPISY VŠETKÝCH ÚČASTNÍKOV ÚVEROVÉHO VZŤAHU RESP. SPLNOMOCNENÝCH OSÔB:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
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[null,"ČSOB stavebná sporiteľňa, a.s.\nBratislava 1, PSČ 811 02, Žižkova 11; IČO: 35 799 200; DIČ: 2021544030; IČ pre DPH: SK7020000218 \nzapísaná v Obchodnom registri Okresného súdu Bratislava I. v odd. Sa, vložka č. 2590/B\ninfolinka: 0800 111 303,  fax:  02 5966 7920; www.csob.sk; csobsp@csobsp.sk",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"XML:",null,null,null,{"$f":"generovanie","v":"2020-02-14T12:49:06.920"},null,null,null,null,null,null,null,null,true]
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[null,"SÚHLAS NA VSTUP DO SPOLOČNÉHO REGISTRA BANKOVÝCH INFORMÁCIÍ A VYHLÁSENIE ŽIADATEĽA ÚVERU",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true,{"$f":"COUNTA($AN:$AN)","v":20}]
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[null,"Cieľová suma:",null,null,null,null,null,null,null,null,{"$f":"funFill(vyska_uveru)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Druh úveru:",null,null,null,null,null,null,null,null,{"$f":"IF(spotrebitelsky_ucel,\"spotrebiteľský úver\",\"úver na bývanie\")","v":"úver na bývanie"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Žiadateľ o úver:",null,null,null,null,null,null,null,null,{"$f":"pristupitel!E10","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Rodné číslo:",null,null,null,{"$f":"pristupitel!E11","v":""},null,null,null,null,null,null,null,null,null,true]
[null,"V zmysle § 91 ods. (1) Zákona o bankách súhlasím s poskytovaním a sprístupňovaním údajov o bankových obchodoch uzatvorených s ČSOB SP (vrátane údajov získaných ČSOB SP pri rokovaní o ich uzatvorení), ich zabezpečení, platobnej disciplíne z hľadiska splácania záväzkov, na účely posúdenia mojej schopnosti splácať úver v rozsahu a za podmienok uvedených v § 92a  Zákona o bankách:\n-    prevádzkovateľovi Spoločného registra bankových informácií, ktorým je  spoločnosť Slovak Banking Credit Bureau, s.r.o., IČO: 35 869 810, so sídlom Mlynské Nivy 14, 821 09 Bratislava– Staré Mesto (ďalej „SRBI“),  \n-    subjektom povereným spracúvaním údajov v SRBI,\n-    bankám a pobočkám zahraničných bánk,\n-    prostredníctvom Non-Banking  Credit  Bureau,  záujmové združenie právnických osôb, IČO: 42 053 404, so sídlom Mlynské nivy 14, 821 09 Bratislava-Staré Mesto (ďalej „NRKI“) oprávneným užívateľom NRKI,\na to na dobu 5 rokov odo dňa ich poskytnutia a v prípade uzatvorenia bankového obchodu, na dobu stanovenú v Zákone o bankách.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Žiadateľ vyhlasuje, že všetky uvedené údaje a informácie sú pravdivé a aktuálne a že bol informovaný o svojich právach dotknutej osoby v zmysle Nariadenia EP a Rady (EÚ) 2016/679 o ochrane fyzických osôb pri spracúvaní osobných údajov a o voľnom pohybe takýchto údajov, ktorým sa zrušuje smernica 95/46/ES (všeobecné nariadenie o ochrane údajov)- GDPR, v prípade spracúvania osobných údajov v krajinách, ktoré neuplatňujú právo EÚ i podľa § 59 a nasled. zák. č. 18/2018 Z. z. ochrane osobných údajov. Viac informácií o zásadách spracúvania osobných údajov sa nachádza na www.csob.sk/pravne-informacie#memorandum-ochrany-osobnych-udajov, alebo v priestoroch pobočiek ČSOB.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Súhlasím  s vykonaním odvolania dopytu do Spoločného registra bankových informácií v prípade nepodpísania žiadosti o poskytnutie úveru.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
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[null,"PODPIS\nŽIADATEĽA: ",null,null,null,null,null,{"$f":"vyhlasenia!E147","v":""},null,null,null,null,null,null,null,null,null,null,"PODPIS PORADCU, KTORÝ OVERIL TOTOŽNOSŤ A PODPIS ŽIADATEĽA O ÚVER:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
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[null,"ČSOB stavebná sporiteľňa, a.s.\nBratislava 1, PSČ 811 02, Žižkova 11; IČO: 35 799 200; DIČ: 2021544030; IČ pre DPH: SK7020000218 \nzapísaná v Obchodnom registri Okresného súdu Bratislava I. v odd. Sa, vložka č. 2590/B\ninfolinka: 0800 111 303,  fax:  02 5966 7920; www.csob.sk; csobsp@csobsp.sk",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"XML:",null,null,null,{"$f":"generovanie","v":"2020-02-14T12:49:06.920"},null,null,null,null,null,null,null,null,true]
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[null,null,"PREHLÁSENIE KLIENTA"]
[]
[]
[null,null,"Ja, doleuvedený podpísaný: "]
[null,null,"narodený: "]
[null,null,"trvale bytom: "]
[null,null,"prehlasujem, že som oboznámený s tým, že politicky exponovanou osobou v zmysle zákona č. 297/2008 Z. z. O ochrane pred legalizáciou príjmov z trestnej činnosti a o ochrane pred financovaním terorizmu a o zmene a doplnení niektorých zákonov, sa rozumie:"]
[null,null,"1. Fyzická osoba, ktorá je vo významnej verejnej funkcii a nemá po dobu jej výkonu a po dobu jedného roka od skončenia výkonu významnej verejnej funkcie trvalý pobyt na území Slovenskej republiky. \n\n2. Významnou verejnou funkciou je :\na) hlava štátu, predseda vlády, podpredseda vlády, minister, vedúci ústredného orgánu štátnej správy, štátny tajomník alebo obdobný zástupca ministra,\nb) poslanec zákonodarného zboru,\nc) sudca najvyššieho súdu, sudca ústavného súdu alebo iných súdnych orgánov vyššieho stupňa, proti rozhodnutiu ktorých sa s výnimkou osobitných prípadov už nemožno odvolať,\nd) člen dvora audítorov alebo rady centrálnej banky,\ne) veľvyslanec, chargé d´affaires,\nf) vysoko postavený príslušník ozbrojených síl,\ng) člen riadiaceho orgánu, dozorného orgánu alebo kontrolného orgánu štátneho podniku alebo obchodnej spoločnosti patriacej do vlastníctva štátu, alebo\nh) osoba v inej obdobnej funkcii vykonávanej v inštitúciách Európskej únie alebo v medzinárodných organizáciách.\n\n3. Politicky exponovanou osobou sa rozumie aj fyzická osoba, ktorou je \na) manžel, manželka alebo osoba, ktorá má podobné postavenie ako manžel alebo manželka osoby uvedenej v odseku 1,\nb) dieťa, zať, nevesta osoby uvedenej v odseku 1 alebo osoba, ktorá má podobné postavenie ako zať alebo nevesta osoby uvedenej v odseku 1, alebo\nc) rodič osoby uvedenej v odseku 1.\n\n4. Politicky exponovanou osobou sa rozumie aj fyzická osoba, o ktorej je známe, že je konečným užívateľom výhod: \na) rovnakého klienta alebo inak ovláda rovnakého klienta ako osoba uvedená v odseku 1 alebo podniká spolu s osobou uvedenou v odseku 1, alebo\nb) klienta, ktorý bol zriadený v prospech osoby uvedenej v odseku 1.\n"]
[]
[null,null,"S ohľadom na vyššie uvedené prehlasujem, že:"]
[]
[null,null,null,null,null,"nespĺňam kritériá politicky exponovanej osoby "]
[]
[null,null,null,null,null,"som ______________________________________________1  a teda spĺňam kritériá politicky exponovanej osoby."]
[]
[]
[]
[null,null,"V",{"$f":"funFill(miesto)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,"dňa",null,{"$f":"datum_ziadosti","v":43875}]
[]
[]
[]
[]
[]
[null,null,"podpis"]
[]
[]
[]
[]
[null,null,"1 Doplňte slovne alebo odkazom na príslušný odstavec, ktorá z kategórií politicky exponovanej osoby sa na Vás vzťahuje."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"PEO - 1/4"]
[null,null,"REPRESENTATION"]
[]
[]
[null,null,"I, the undersigned: "]
[null,null,"born on: ",null,null,null,null,null,null,{"$f":"funFill(peo_narodeny)","v":""}]
[null,null,"permanently residing in: ",null,null,null,null,null,null,{"$f":"funFill(peo_trvale_bytom)","v":""}]
[null,null,"represent that I understand the ’term person politically exposed’ pursuant to ACT No. 297/2008 on Prevention of the Legalization of Proceeds of Crime and the Financing of Terrorism and on Amendments and Supplements to Certain Acts, which means:"]
[null,null,"1. An individual holding a prominent public office who is not permanently domiciled in the Slovak Republic during and one year after their term of office.   \n\n2. A prominent public office shall mean:\na) the head of state, prime minister, deputy prime minister, minister, a head of a government agency, state secretary or a similar deputy of a minister;  \nb) a member of the Parliament;\nc) a judge of the supreme court, judge of the constitutional court or other high-level judicial body the decisions of which are not subject to further appeal, except in exceptional circumstances;\nd) a member of the court of auditors or of the central bank board;\ne) an ambassador or chargé d’affaires;\nf) a high-rank military officer;\ng) a member of the executive body or supervisory body of a state enterprise or a state-owned company; or \nh) a person holding a similar post in the institutions of the European Union or international organizations.\n\n3. For the purposes hereof, a politically exposed person shall also mean an individual who is\na) the spouse, or a partner equivalent to the spouse, of a person referred to in subsection 1, or\nb) a child, a son-in law or daughter-in law of a person referred to in subsection 1, or a person having a status similar to that of a son-in law or daughter-in law of a person referred to in subsection 1; or\nc) a parent of a person referred to in subsection 1.\n\n4. For the purposes hereof, a politically exposed person shall also be taken to mean an individual known to be the beneficial owner of\na) the same client, or to be otherwise in control of the same client, as a person referred to in subsection 1, or known to run a common business with a person referred to in subsection 1; or\nb) a client established for the benefit of a person referred to in subsection 1.\n"]
[]
[null,null,"With regard to the above-mentioned text I represent that:"]
[]
[null,null,null,null,null,"I do not fulfil the criteria of a politically exposed person "]
[]
[null,null,null,null,null,"I am __________________________________________2   and that is why I fulfil the criteria of a politically exposed person."]
[]
[]
[]
[null,null,"in",{"$f":"funFill(miesto)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,"date",null,{"$f":"datum_ziadosti","v":43875}]
[]
[]
[]
[]
[]
[null,null,"signature"]
[]
[]
[]
[]
[null,null,"2 Fill in in words or by reference to the respective Paragraph which category of the politically exposed person applies to you."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"PEO - 2/4"]
[null,null,"Prehlásenie o Pôvode finančných prostriedkov"]
[]
[]
[null,null,"V zmysle Zákona č. 297/2008 Z. z. o ochrane pred legalizáciou príjmov z trestnej činnosti a o ochrane pred financovaním terorizmu a o zmene a doplnení niektorých zákonov, účinného od 1.9.2008 (ďalej len \"Zákon\"), najmä § 12, požaduje Banka od svojich klientov, ktorí sú v zmysle uvedeného Zákona identifikovaní ako Politicky exponovaná osoba (§ 6 Zákona, ďalej len \"PEO\"), toto Prehlásenie o pôvode finančných prostriedkov. Rovnaké Prehlásenie Banka vyžaduje aj od osôb s dispozičným oprávnením ku účtom klientov, ktoré sú v zmysle uvedeného Zákona identifikovaní ako PEO. Banka je povinná toto prehlásenie vyžadovať u všetkých transakcií, ktoré vykoná PEO na všetkých účtoch, ktorých je majiteľom, alebo ku ktorým má dispozičné oprávnenia. "]
[]
[]
[]
[]
[]
[null,null,"Meno a priezvisko PEO klienta  (fyzická osoba)"]
[null,null,"Plná adresa sídla PEO ",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"funFill(peo_trvale_bytom)","v":""}]
[null,null,"Číslo účtu a čiastka"]
[null,null,"Rodné číslo alebo dátum narodenia klienta"]
[]
[null,null,"Na základe uvedeného Zákona prehlasujem, že finančné prostriedky na horeuvedenom účte pochádzajú z nasledovnej (nasledovných) činnosti: "]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
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[]
[]
[null,null,"V",{"$f":"funFill(miesto)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,"dňa",null,{"$f":"datum_ziadosti","v":43875}]
[]
[]
[]
[]
[]
[null,null,"podpis PEO",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"meno a podpis finančného agenta"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"PEO - 3/4"]
[null,null,"Declaration on the Origins of financial funds"]
[]
[]
[null,null,"Based on the Act. no 297/2008 on Prevention of the Legalization of Proceeds of Crime and the Financing of Terrorism and on Amendments and Supplements to Certain Acts, effective from 1.9.2008 (further only the Act), mainly article 12, the Bank requests from its clients, who fall under identification as Politically Exposed Persons (article 6 of the Act, further only PEP's) this Declaration on the Origins of financial funds. The Bank requests the same Declaration from the persons with the rights of disposal to client's accounts, which are identified as PEP's. The Bank is obliged to request this declaration as for all transactions, made by the PEP on his acounts, or on the accounts, where he holds disposal rights. "]
[]
[]
[]
[]
[]
[null,null,"Name and Surname of the PEP (physical person)",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"funFill(peo_meno)","v":""}]
[null,null,"Full adress of the PEP",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"funFill(peo_trvale_bytom)","v":""}]
[null,null,"Account number and value",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"funFill(peo_cislo_zmluvy)","v":""}]
[null,null,"Birth certificate number or date of birth",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"funFill(peo_RC)","v":""}]
[]
[]
[null,null,"Based on the mentioned Act, I hereby declare, that the financial funds credited to the stated account originate from following activities:"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,"in",{"$f":"funFill(miesto)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,"date",null,{"$f":"datum_ziadosti","v":43875}]
[]
[]
[]
[]
[]
[null,null,"signature of PEP",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"full name and signature of financial agent"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"PEO - 4/4"]

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[null,null,null,null,null,null,null,"EURÓPSKY ŠTANDARDIZOVANÝ INFORMAČNÝ FORMULÁR \n[FORMULÁR (ESIS)]\n\nČASŤ A",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true,{"$f":"COUNTIF($AP:$AP,TRUE)","v":66}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true,{"$f":"COUNTIF($AP:$AP,FALSE)","v":6}]
[null,null,null,"TENTO DOKUMENT BOL VYTVORENÝ \nPRE ",null,null,null,null,null,null,null,null,null,null,{"$f":"meno_ziadatel & \" \" & priezvisko_ziadatel","v":" "},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,"DŇA",null,null,null,null,null,null,null,null,null,null,{"$f":"TEXT(datum_ziadosti,\"d.m.yyyy\")","v":"14.2.2020"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,"Tento dokument bol vytvorený na základe informácií, ktoré ste doteraz poskytli, a na základe aktuálnych podmienok na finančnom trhu",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,"Informácie, ktoré sa uvádzajú nižšie sú platné až do ",null,null,null,null,null,null,null,null,null,null,"30 dní, resp. do podpisu zmluvy o úvere na bývanie",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,"Tento dokument nepredstavuje pre ČSOB stavebnú sporiteľňu, a.s. záväzok poskytnúť Vám úver.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,"1. Totožnosť a kontaktné údaje veriteľa poskytujúceho úver na bývanie",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,"Veriteľ",null,null,null,null,null,null,null,null,null,null,"ČSOB stavebná sporiteľňa, a.s.\nsídlom: Žižkova 11, 811 02 Bratislava\nIČO: 35 799 200\nzapísaná v obchodnom registri Okresného súdu\nBratislava I, oddiel Sa, vložka č.2590/B (ďalej len ČSOB SP) \nbezplatná infolinka: 0800 111 303, www.csob.sk",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,"2. Totožnosť a kontaktné údaje finančného agenta poskytujúceho úver na bývanie",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,"Finančný agent",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(ts_he,spracovanie=spracovanie_kseds),spracovanie_agent_meno,poradca_meno & \" \" & poradca_priezvisko)","v":" "},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,"Adresa",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(pom_spracovanie,pom_esis_adresa,poradca_adr1 & \", \" & poradca_adr2)","v":", "},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,"Telefónne číslo",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,"Odmeňovanie",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(pom_spracovanie,IF(ISERROR(spracovanie_provizia),\"\",NumberToWord(spracovanie_provizia)),IF(provizia=\"\",\"\",NumberToWord(provizia)))","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,"3. Základné informácie o úvere na bývanie",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,"Druh úveru na bývanie",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(tp_MMU,\"mimoriadny medziúver na bývanie bez amortizácie istiny a stavebný úver na bývanie s amortizáciou istiny\",IF(tp_MU,\"medziúver na bývanie bez amortizácie istiny a stavebný úver na bývanie s amortizáciou istiny\",\"stavebný úver na bývanie s amortizáciou istiny\"))","v":"medziúver na bývanie bez amortizácie istiny a stavebný úver na bývanie s amortizáciou istiny"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,"Celková výška a mena úveru na bývanie",null,null,null,null,null,null,null,null,null,null,{"$f":"TEXT(vyska_uveru,\"# ##0,00\\ \\\" & mena)","v":"0,00 €"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,"Doba trvania zmluvy o úvere na bývanie",null,null,null,null,null,null,null,null,null,null,{"$f":"trvanie_celkom&\" mesiacov\"","v":"3 mesiacov"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,"Úroková sadzba úveru na bývanie - druh",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(fixacia_urokovej_sadzby<>\"\",IF(fixacia_urokovej_sadzby=\"fix 3\",\"Fixná na prvé 3 roky\",\"Fixná na prvých 5 rokov\"),\"Fixná\")","v":"Fixná"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,"Celková čiastka, ktorú bude spotrebiteľ musieť zaplatiť",null,null,null,null,null,null,null,null,null,null,{"$f":"TEXT(zaplatene_celkom,\"# ##0,00\\ \\\" & mena)","v":"90,50 €"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,"To znamená, že splatíte za každé vypožičané euro",null,null,null,null,null,null,null,null,null,null,{"$f":"TEXT(zaplatene_celkom/vyska_uveru,\"# ##0,00\\ \\\" & mena)","v":{"$error":"#DIV/0!"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,"Ide o úver/časť úveru, pri ktorom sa platia len úroky. Na konci doby splatnosti úveru na bývanie budete stále dlžní (výška úveru, pri ktorom sa platili len úroky)",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(tp_MMU,\"mimoriadny medziúver na bývanie bez amortizácie istiny \",IF(tp_MU,\"medziúver na bývanie bez amortizácie istiny \",\"\")) & IF(tp_SU,\"\",TEXT(vyska_uveru,\"# ##0\\ \\\" & mena))","v":"medziúver na bývanie bez amortizácie istiny 0 €"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,{"$f":"IF(zabezpecenie_final=zab_nehn,\"Predpokladaná hodnota nehnuteľnosti na vypracovanie tohto informačného formulára\",\"\")","v":""},null,null,null,null,null,null,null,null,null,null,{"$f":"IF(zabezpecenie_final=zab_nehn,TEXT(nehnutelnost_akceptovana_hodnota,\"# ##0,00\\ \\\" & mena),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"D25<>\"\"","v":false}]
[null,null,null,{"$f":"IF(zabezpecenie_final=zab_nehn,\"Maximálna výška úveru, ktorú je možné získať v pomere k hodnote nehnuteľnosti, alebo minimálna hodnota nehnuteľnosti požadovaná na poskytnutie znázornenej sumy\",\"\")","v":""},null,null,null,null,null,null,null,null,null,null,{"$f":"IF(zabezpecenie_final=zab_nehn,\"Maximálna výška úveru \",\"\") & IF(zabezpecenie_final=zab_nehn,TEXT(zabezp_nehnutelnostou_value*nehnutelnost_akceptovana_hodnota,\"# ##0\\ \\\" & mena),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"D26<>\"\"","v":false}]
[null,null,null,"4. Úroková sadzba a iné náklady",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,"Ročná percentuálna miera nákladov vyjadruje celkové náklady spojené s úverom vyjadrené ako ročné percento. Ročná percentuálna miera nákladov sa poskytuje ako pomôcka na porovnanie rôznych ponúk.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,"Ročná percentuálna miera nákladov pre Váš úver na bývanie je",null,null,null,null,null,null,null,null,null,null,{"$f":"priloha_3!C31 &\"\n\" & priloha_3!C32","v":{"$error":"#VALUE!"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,"Zahŕňa:\nÚrokovú sadzbu",null,null,null,null,null,null,null,null,null,null,{"$f":"priloha_3!C28 &\npriloha_3!C29","v":{"$error":"#VALUE!"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,"Jednorázovo splatné náklady",null,null,null,null,null,null,null,null,null,null,{"$f":"\"Poplatok za spracovanie úveru: \" & TEXT(za_uzatvorenie_uver,\"# ##0,00\\ \\\" & mena) &\"\nPoplatok za uzatvorenie zmluvy o stavebnom sporení: \" & TEXT(za_uzatvorenie_sporenie,\"# ##0,00\\ \\\" & mena)","v":"Poplatok za spracovanie úveru: 49,00 €\nPoplatok za uzatvorenie zmluvy o stavebnom sporení: 40,00 €"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,"Náklady splatné v pravidelných splátkach",null,null,null,null,null,null,null,null,null,null,{"$f":"\"Mesačné splátky poistenia MU: \" & TEXT(out_MU_poistne,\"# ##0,00\\ \\\" & mena) & \"\nMesačné splátky poistenia SU: \" & TEXT(poistne_mesacne,\"# ##0,00\\ \\\" & mena) & \"\nSpráva účtu k zmluve o stavebnom sporení (ročne): \" & TEXT(IF(druh_uveru_vybrany=\"stavebný úver\",0,za_vedenie_sporenie),\"# ##0,00\\ \\\" & mena) & \"\nPoskytnutie informácie o zúčtovaní na účte k zmluve o medziúvere alebo stavebnom úvere: \" & TEXT(IF(druh_uveru_vybrany=\"stavebný úver\",za_rocny_vypis_SU,za_rocny_vypis_MU),\"# ##0,00\\ \\\" & mena) & \"\nPoskytnutie informácie o zúčtovaní na účte k zmluve stavebného sporenia: \" & TEXT(IF(druh_uveru_vybrany=\"stavebný úver\",0,za_rocny_vypis_SS),\"# ##0,00\\ \\\" & mena)","v":"Mesačné splátky poistenia MU: 0,00 €\nMesačné splátky poistenia SU: 0,00 €\nSpráva účtu k zmluve o stavebnom sporení (ročne): 16,00 €\nPoskytnutie informácie o zúčtovaní na účte k zmluve o medziúvere alebo stavebnom úvere: 2,50 €\nPoskytnutie informácie o zúčtovaní na účte k zmluve stavebného sporenia: 3,50 €"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,"Vezmite do úvahy, že táto ročná percentuálna miera nákladov sa počíta na základe predpokladu, že úroková sadzba úveru na bývanie zostáva počas celej dĺžky trvania zmluvy o úvere na bývanie na úrovni určenej pre počiatočné obdobie.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,"Tieto náklady nie sú poskytovateľovi úveru na bývanie známe, a preto nie sú zahrnuté v ročnej percentuálnej miere nákladov: ",null,null,null,null,null,null,null,null,null,null,"\nPoplatok za vyhotovenie znaleckého posudku\n\nPoplatok za poistenie nehnuteľnosti",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,"Uistite sa, že ste si vedomí všetkých ostatných daní a nákladov spojených s Vaším úverom na bývanie.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,"5. Frekvencia a počet splátok",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,"Frekvencia splátok",null,null,null,null,null,null,null,null,null,null,"mesačná",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,"Počet splátok",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(druh_uveru_vybrany=MU,\"Medziúver: \" & trvanie_MU & \"\n\", \"\") & \"Stavebný úver: \" & trvanie_SU","v":"Stavebný úver: 0"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,"6. Výška každej splátky",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,"Výška a mena splátky",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(druh_uveru_vybrany=MU,\"splátka úroku MU \" & out_MU_splatka_urokov & \" €\n\",\"\") & \"splátka istiny a úrokov SU\" & \" \" & out_SU_splatka & \" €\"","v":"splátka istiny a úrokov SU 0 €"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,"Výška a mena vkladu na stavebné sporenie",null,null,null,null,null,null,null,null,null,null,{"$f":"IF(druh_uveru_vybrany=MU,TEXT(out_MU_vkladSS,\"# ##0,00\\ \\\" & mena),\"\")","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,"Mesačná čiastka, ktorú ste povinný splácať",null,null,null,null,null,null,null,null,null,null,{"$f":"TEXT(IF(druh_uveru_vybrany=MU,out_MU_Mesacna_splatka_celkom,out_SU_Mesacna_splatka_celkom),\"# ##0,00\\ \\\" & mena)","v":"0,00 €"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,"Váš príjem sa môže meniť. Zvážte, či si budete môcť stále dovoliť svoje mesačné čiastky, keď Váš príjem klesne.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,"7. Ďalšie povinnosti",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,"Spotrebiteľ musí splniť nasledujúce povinnosti, aby sa naňho vzťahovali podmienky úveru na bývanie uvedené v tomto dokumente:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,"Upozorňujeme, že úverové podmienky opísané v tomto dokumente (vrátane úrokovej sadzby) sa môžu zmeniť, pokiaľ tieto povinnosti nie sú splnené.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,"8. Predčasné splatenie úveru na bývanie",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,"Tento úver môžete úplne alebo čiastočne splatiť predčasne. ",null,null,null,null,null,null,null,null,null,null,"ÁNO",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,"Podmienky úplného alebo čiastočného splatenia úveru na bývanie",null,null,null,null,null,null,null,null,null,null,"(Mimoriadny) medziúver: \nBezplatne:\n– úplné alebo čiastočné splatenie k dátumu zmeny platnosti úrokovej sadzby; (Mimoriandného) medziúveru;\n– raz ročne maximálne do výšky 20 % zo zostatku (Mimoriadneho) medziúveru v čase výročia uzatvorenia úverovej zmluvy \nZa úhradu skutočných nákladov spojených s predčasným splatením (Mimoriadneho) medziúveru: \n- úplné alebo čiastočné splatenie kedykoľvek mimo dátumu obnovy úrokovej sadzby a výročia uzatvorenie úverovej zmluvy \n\nStavebný úver\nBezplatne: \núplné alebo čiastočné splatenie (mimoriadna splátka) kedykoľvek počas trvania stavebného úveru",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,"Ak sa rozhodnete splatiť tento úver na bývanie predčasne, kontaktujte nás a my Vám poskytneme presnú výšku poplatku za predčasné splatenie úveru na bývanie v danom okamihu. ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,"9. Ďalšie práva spotrebiteľa",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,"Právo odstúpiť od zmluvy o úvere na bývanie bez uvedenia dôvodu do 14 kalendárnych dní od uzavretia zmluvy o úvere na bývanie. \n\nPrípadné spory budú prednostne riešené rokovaním zmluvných strán. Možnosti riešenia prípadných sporov v právnom poriadku SR sú najmä nasledovné: podľa zákona č. 391/2015 Z.z. o alternatívnom riešení sporov, zákona č. 420/2004 Z.z. o mediácii a doplnení niektorých zákonov v znení neskorších predpisov, zákona č. 335/2014 Z.z. o spotrebiteľskom rozhodcovskom konaní a o zmene niektorých zákonov, zákona č. 160/2015 Z.z. Civilný sporový poriadok.\n\nMáte možnosť sa prípadne obrátiť na Vami zvolené spotrebiteľské združenie a využívať ich pôsobnosť vo veci ochrany práv spotrebiteľa.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,"10. Sťažnosti",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,"Sťažnosti môžete zaslať",null,null,null,null,null,null,null,null,null,null,"- do sídla ČSOB SP (písomne poštou na adresu: ČSOB stavebná sporiteľňa, a.s. Žižkova 11, 811 02 Bratislava), alebo podať osobne na akomkoľvek obchodnom zastúpení ČSOB SP \n- odboru kontaktného centra  (písomne poštou na adresu: ČSOB stavebná sporiteľňa, a.s. Žižkova 11, 811 02 Bratislava  alebo prostredníctvom elektronickej pošty: kontaktne_centrum@csob.sk ),\n- call centru (telefonicky 0800 111 303, prostredníctvom elektronickej pošty csobsp@csobsp.sk  alebo prostredníctvom elektronického kontaktného formulára cez www.csob.sk).",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,"Maximálna lehota na vybavenie sťažnosti",null,null,null,null,null,null,null,null,null,null,"ČSOB SP rozhoduje o oprávnenosti reklamácie bez zbytočného odkladu, pričom lehota na vybavenie sťažnosti je 30 kalendárnych dní, v zložitých prípadoch \nmaximálna doba vybavenia reklamácie je 60 dní. ČSOB SP o tejto skutočnosti informuje spotrebiteľa v rámci 30 dňovej lehoty.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,"11. Dôsledky nedodržiavania záväzkov súvisiacich s úverom na bývanie pre spotrebiteľa",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,"Druhy nedodržania záväzkov",null,null,null,null,null,null,null,null,null,null,"- omeškanie s úhradou úverových splátok  a vkladov na stavebné sporenie; \n- nedodržanie dohodnutého účelu, resp. nezdokladovanie dohodnutého účelu v stanovenej lehote; \n- nedoplnenie zabezpečenia v lehote a vo výške stanovenej ČSOB SP, pokiaľ dôjde ku zníženiu hodnoty zabezpečenia alebo k jeho zániku;\n- poskytnutie nepravdivých, neúplných alebo nesprávnych podkladov a informácií, ktoré boli rozhodujúce pre poskytnutie úveru;\n- zánik životného poistenia alebo poistenia nehnuteľnosti;\n- úmrtie spotrebiteľa, resp. osoby/osôb poskytujúcich zabezpečenie, za predpokladu, že  splácanie úveru nebude zabezpečené ostatnými osobami vystupujúcimi v zmluvnom vzťahu, resp. ich dedičmi \n- zahájenie súdneho výkonu rozhodnutia, exekučného alebo dražobného konania, vyhlásenie konkurzu alebo povolenie reštrukturalizácie;  \n- zahájenie súdneho konania o určenie vlastníckeho práva vo vzťahu k nehnuteľnosti založenej v prospech ČSOB SP;\n- nedokončenie výstavby rozostavenej stavby v stanovenej lehote;",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,"Finančné a/alebo právne dôsledky",null,null,null,null,null,null,null,null,null,null,"V prípade nedodržania záväzkov spotrebiteľa má ČSOB SP právo:\n- odmietnuť, obmedziť alebo zastaviť čerpanie úveru;\n- požadovať zaplatenie zmluvnej pokuty vo výške a za podmienok upravených v úverovej zmluve; \n- uplatniť skutočné náklady spojené s  procesom upomínania; \n- v prípade nedodržania, resp. nezdokladovania dohodnutého účelu v stanovenej lehote vrátiť štátnu prémiu späť do štátneho rozpočtu;\n- vyhlásiť okamžitú splatnosť úveru a žiadať o jednorazovú úhradu nesplatenej istiny úveru a príslušenstva;\n- požadovať úrok z omeškania;\n- zahájiť právne kroky smerujúce k vymoženiu úveru (napr. súdne a následne exekučné konanie, realizáciu zmluvného záložného práva);",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,"Ak by ste mali problém vykonať mesačné splátky, bezodkladne nás kontaktujte, aby sme preskúmali možné riešenia.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,"Ak nebudete schopní platiť splátky, ako posledné riešenie Vám môže byť odňatá vaša nehnuteľnosť.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,"12. Ďalšie informácie",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,"Rozhodné právo pre zmluvu o úvere na bývanie je právny poriadok Slovenskej republiky.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,"Informácie a zmluvné podmienky sa poskytnú v",null,null,null,null,null,null,null,null,null,null,"slovenskom jazyku",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,"13. Orgán dohľadu",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,"Nad týmto poskytovateľom úveru na bývanie vykonáva dohľad ",null,null,null,null,null,null,null,null,null,null,"Národná banka Slovenska, Imricha Karvaša 1, 813 25 Bratislava\ninfo@nbs.sk",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,null,null,"Dohľad nad týmto finančným agentom vykonáva",null,null,null,null,null,null,null,null,null,null,"Národná banka Slovenska, Imricha Karvaša 1, 813 25 Bratislava\ninfo@nbs.sk",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
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[null,null,null,"Svojim podpisom potvrdzujem prevzatie formulára ESIS o úvere na bývanie.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
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["Tento informačný dokument vám má poskytnúť základný prehľad o rozsahu a podmienkach poistenia, pričom  kompletné informácie pred uzavretím poistnej zmluvy a zmluvné informácie o poistnom produkte sú uvedené v úverovej zmluve, vo Všeobecných poistných podmienkach pre životné poistenie a Osobitných poistných podmienkach – Poistenie pre prípad smrti, invalidity, invalidity následkom úrazu, pracovnej neschopnosti a straty zamestnania.\nO aké poistenie ide?\nUzatvorením poistenia môžete zredukovať svoje obavy, či budete v budúcnosti schopný splácať poskytnutý úver. Účelom tohto poistenia je chrániť Vás a Vašu rodinu pred prípadnými finančnými problémami, ktoré môžu nastať v dôsledku vybraných neočakávaných situácií. \n"]
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["\n\n             Čo je predmetom poistenia?\nPoistenie je možné uzatvoriť v dvoch variantoch.\nVariant A zahŕňa poistenia:\n✔ pre prípad smrti\n✔ pre prípad invalidity následkom choroby alebo úrazu (invalidita od 70%)\n✔ pre prípad dlhodobej pracovnej neschopnosti (od 60 dňa trvania PN)\nVariant B zahŕňa poistenie:\n✔ pre prípad smrti\n✔ pre prípad invalidity následkom choroby alebo úrazu (invalidita od 70%)\n✔ pre prípad pracovnej neschopnosti (od 60 dňa trvania PN)\n✔ pre prípad straty zamestnania (nedobrovoľnej a v dĺžke trvania min. 60 dní)\nAké je poistné plnenie?\n• v prípade smrti:\npoistné plnenie je vo výške záväzkov poisteného vyplývajúcich z úverovej zmluvy ku dňu smrti, v prípade, ak smrť nastala následkom úrazu, výška plnenia bude zvýšená o 25% (iba ak celkové plnenie za všetky poistenia poisteného v úhrne nepresiahne 100 000 EUR) \n• v prípade invalidity (od 70%):\npoistné plnenie je vo výške záväzkov poisteného vyplývajúcich z úverovej zmluvy ku dňu priznania invalidity, ak invalidita nastala následkom úrazu, výška plnenia bude zvýšená o 25% (iba ak celkové plnenie za všetky poistenia poisteného v úhrne nepresiahne 100 000 EUR)  \n• v prípade pracovnej neschopnosti sa poistné plnenie rovná splátkam úveru, ktorých splatnosť pripadá na dobu trvania pracovnej neschopnosti (max.12 splátok) alebo splátkam úveru a vkladom mesačného sporenia      (max.12 splátok úveru a 12 mesačných vkladov stavebného sporenia)\n• v prípade straty zamestnania sa poistné plnenie vypláca v splátkach vo výške splátok úveru, ktorých splatnosť pripadá na dobu trvania nezamestnanosti (max.12 splátok) alebo splátkam úveru a vkladom mesačného sporenia (max.12 splátok úveru a 12 mesačných vkladov stavebného sporenia)\n",null,null,null,null,null,"            \n\n               Čo nie je predmetom poistenia?\n✘ invalidita v prípade, ak bola schopnosť poisteného vykonávať zárobkovú činnosť znížená na menej ako 70%\n✘ pracovná neschopnosť a strata zamestnania, ku ktorej dôjde počas prvých 90 dní trvania poistenia \n✘ pracovná neschopnosť a strata zamestnania, ktorá trvá menej ako 60 dní \n✘ strata zamestnania ku ktorej dôjde následkom podania výpovede zo strany poisteného (zamestnanca) \n✘ strata zamestnania, ak poistený nebol evidovaný úradom práce na území Slovenskej republiky\n✘ krytie záväzkov vyplývajúcich z nedodržania zmluvných podmienok, termínov a výšky splátok, alebo nesplatenia ostatných peňažných záväzkov vyplývajúcich z tejto Zmluvy splatných pred dňom vzniku poistnej udalosti a na krytie záväzkov vzniknutých po dni vzniku poistnej udalosti\n"]
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[null,null,null,null,null,null,"            \n             Týkajú sa krytia nejaké obmedzenia?\n❗ Poistenie sa nevzťahuje najmä na:\n   ❗ následky ochorení alebo úrazov, ktoré vznikli alebo boli diagnostikované, alebo museli vzniknúť pred začiatkom poistenia,\n   ❗ úmyselné poškodenie vlastného zdravia,\n   ❗ poistné udalosti vzniknuté následkom samovraždy v prvých 5 rokoch trvania poistenia.\n❗ Poistenie pre prípad invalidity a pracovnej neschopnosti sa nevzťahuje najmä na:\n   ❗ degeneratívne ochorenia chrbtice a kĺbov, platničkových alebo chrbticových syndrómov,\n   ❗ asténiu, depresívne stavy, psychické poruchy, a akékoľvek závislosti,\n   ❗ následky diagnostických, liečebných, alebo preventívnych  zákrokov, ktoré neboli vykonané za účelom liečenia následkov úrazu alebo choroby.\n❗ Pri strate zamestnania a pri pracovnej neschopnosti sa z jednej poistnej udalosti uhrádza najviac 12 splátok úveru. Poskytnuté plnenie pripadajúce na jednu úverovú splátku alebo na jednu úverovú splátku a vklad stavebného sporenia nemôže presiahnuť 1 850 EUR.\nUpozornenie: Úplný zoznam obmedzení a výluk nájdete v čl. 11 Všeobecných poistných podmienok pre životné poistenie, v čl. 4 časti A , v čl. 3 časti B, v čl. 3 časti C, v čl. 3 časti D, v čl. 1 časti E, v čl.3 časti F a v čl. 3 časti H Osobitných poistných podmienok pre prípad smrti, invalidity, invalidity následkom úrazu, pracovnej neschopnosti a straty zamestnania"]
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["                         \n                Kde sa na mňa vzťahuje krytie?\n✔ Poistenie pre prípad smrti a pre prípad invalidity sa vzťahuje na udalosti kdekoľvek na svete.\n✔ Poistenie pre prípad pracovnej neschopnosti sa vzťahuje na udalosti kdekoľvek na svete.\n✔ Poistenie pre prípad straty zamestnania a následnej nezamestnanosti sa vzťahujú na evidenciu poisteného v zozname uchádzačov o zamestnanie na Úrade práce, sociálnych vecí a rodiny na území SR"]
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["\n             Aké mám povinnosti?\nPovinnosti pred uzavretím poistenia\n• Pri skúmaní podmienok vstupu do poistenia pred uzatvorením poistenia venujte náležitú pozornosť, aby ste na otázky poisťovne odpovedali pravdivo a úplne. V prípade nepravdivej odpovede týkajúcej sa splnenia týchto podmienok Vám hrozí odmietnutie poskytnutia poistného plnenia. Akékoľvek výhrady či pochybnosti o splnení týchto podmienok je nevyhnutné uviesť písomne na všetky vyhotovenia dokumentov, v ktorých vyhlasujete splnenie podmienok.\n• Pre uzavretie poistenia vo variante A musíte spĺňať nasledujúce podmienky:\n   • ste plnoletý, spôsobilý na právne úkony a ste mladší ako 57 rokov, \n   • nie ste práceneschopný, v posledných 12 mesiacoch ste neboli práceneschopný dlhšie ako 30 po sebe idúcich kalendárnych dní,\n   • ste zdravý, najmä nie ste v pravidelnej lekárskej opatere, nie ste pod pravidelným lekárskym dohľadom v dôsledku zisteného chronického ochorenia s trvalým užívaním liekov, netrpíte najmä nevyliečiteľnou chorobou, alebo chronickým ochorením, alebo ochorením, ktoré by mohlo ohroziť vaše zdravie alebo život, alebo ochorením, ktoré by mohlo mať za následok vznik invalidity,\n   • neboli ste práceneschopný viac ako 3 týždne v posledných piatich rokoch (s výnimkou zlomenín bez komplikácií, operácie slepého čreva alebo odstránenia krčných mandlí).\n• Pre uzavretie poistenia vo variante B musíte spĺňať okrem podmienok uvedených vo variante A nasledujúce ďalšie podmienky:\n   • máte hlavný pracovný pomer uzavretý na dobu neurčitú a súčasne ste boli zamestnaný v hlavnom pracovnom pomere nepretržite v predchádzajúcich 12 mesiacoch, \n   • nezrušili ste so zamestnávateľom okamžite pracovný pomer, nepodali a ani vám nebola daná výpoveď zo strany zamestnávateľa, nezaslali ste zamestnávateľovi a ani neobdržali od zamestnávateľa návrh na skončenie pracovného pomeru dohodou,\n   • nie ste podľa svojho vedomia zamestnancom, s ktorým by mohol byť v dobe nasledujúcich 12 mesiacov rozviazaný pracovný pomer z dôvodov najmä v dôsledku znižovania počtu zamestnancov alebo v dôsledku organizačných zmien zamestnávateľa. \nPovinnosti počas trvania poistenia\n• počas trvania poistenia je potrebné najmä pravidelne uhrádzať poistné,\n• po obdržaní rozhodnutia Sociálnej poisťovne ste povinný oznámiť túto skutočnosť bez zbytočného odkladu poisťovateľovi, \n• ste povinný zabezpečiť poisťovateľovi poskytnutie všetkých informácií, údajov a dokumentov potrebných k zisteniu rozsahu povinnosti      \n       poisťovateľa plniť, \n• v prípade choroby alebo úrazu ste povinný bez zbytočného odkladu vyhľadať lekára, dodržiavať jeho pokyny a liečebný režim, a ak \n       to poisťovateľ vyžaduje, dať sa na jeho náklady vyšetriť lekárom, ktorého vám poisťovateľ určí. \nPovinnosti v prípade poistnej udalosti \n• poistnú udalosť ste povinný čo najskôr oznámiť poisťovni a predložiť potrebné doklady (ich zoznam nájdete v tlačive oznámenia poistnej udalosti),\n• v prípade poistnej udalosti pracovnej neschopnosti alebo straty zamestnania pravidelne ste povinný mesačne predkladať poisťovni aktuálne písomné potvrdenie o trvaní pracovnej neschopnosti, resp. nezamestnanosti a o jej ukončení,\n• ste povinný umožniť poisťovateľovi získavať a spracúvať akúkoľvek zdravotnú dokumentáciu o vašej osobe, na jeho vyžiadanie zabezpečiť a zbaviť povinnosti mlčanlivosti všetkých lekárov, ktorí vás liečili alebo vyšetrovali, a to i z iných dôvodov, než je poistná udalosť a udeliť súhlas k podaniu všetkých nevyhnutných informácií poisťovateľovi a udeliť súhlas svojej zdravotnej poisťovni a/alebo príslušnému orgánu sociálneho poistenia k poskytnutiu všetkých informácií, ktoré si poisťovateľ vyžiada, \n• v prípade poistnej udalosti straty zamestnania ste povinný sa registrovať na príslušnom úrade práce do evidencie uchádzačov o zamestnanie, poskytovať súčinnosť úradu práce pri sprostredkovaní zamestnania a podnikať kroky na znovuzískanie zamestnania.                                        Poistenie dlžníkov zo spotrebného úveru je dobrovoľné."]
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["\n               Kedy a ako uhradím platbu? Poplatok za poistenie platíte mesačne, za každý mesiac trvania poistenia, jednou platbou spolu so splátkou úveru poskytovateľovi úveru. Splatnosť a možnosti platby sú rovnaké ako pri splátke úveru."]
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["\n               Kedy začína a končí krytie?\nKrytie začína: nultou hodinou dňa začiatku čerpania úveru.\nKrytie končí:\n• dňom splatnosti poslednej úverovej splátky alebo dňom splatenia dlhu, dňom zániku zmluvy o úvere, na ktorej úver sa poistenie vzťahuje,\n• dňom, v ktorom sa poistený dožije veku 66 rokov,\n• nezaplatením tzv. prvého poistného, ak poistné za prvé poistné obdobie nezaplatíte do 3 mesiacov odo dňa jeho splatnosti,                                           •  nezaplatením tzv. následného poistného, ak poistné  za ďalšie poistné obdobie nezaplatíte do 1 mesiaca odo dňa doručenia výzvy na jeho zaplatenie. Ak vám výzva nebola doručená do jedného mesiaca odo dňa splatnosti následného poistného, poistenie zanikne, ak následné poistné neuhradíte do 3 mesiacov odo dňa jeho splatnosti,                                                                                                                                                                       •  odstúpením poisťovateľa od zmluvy, ak pri pravdivom a úplnom zodpovedaní otázok zo strany poisteného a/alebo poistníka by poisťovateľ zmluvu neuzavrel \n• dňom smrti alebo dňom vzniku invalidity poisteného,\n• posledným dňom kalendárneho mesiaca, v ktorom poistený začne poberať starobný dôchodok,\n• odmietnutím plnenia, v prípade ak poistiteľ zistí až po poistnej udalosti, že jej príčinou bola skutočnosť, ktorú pre vedome nepravdivé alebo neúplné odpovede nemohol zistiť pri dojednávaní poistenia a ktorá bola podstatná pre uzavretie poistnej zmluvy,\n• ďalšími spôsobmi uvedenými v poistnej zmluve, v poistných podmienkach alebo spôsobmi stanovenými zákonom; a to vždy na základe tej právnej skutočnosti, ktorá nastala skôr."]
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["               \n              Ako môžem zmluvu vypovedať?\nO zrušenie poistenia môžete požiadať kedykoľvek u svojho poskytovateľa úveru. Poistenie zanikne uzavretím Dohody o ukončení poistenia medzi poisteným a poisťovateľom."]

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[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,"Informatívny prepočet možností financovania bývania od ČSOB SP"]
[]
[null,"Vážený klient,"]
[]
[null,"ponúkame Vám informatívny prepočet možnosti financovania bývania od ČSOB Stavebnej sporiteľne."]
[]
[null,"Naša ponuka je pre Vás ideálnym riešením, ako vyriešiť financovanie bývania."]
[]
[null,"Názov produktu:",null,null,null,null,{"$f":"novy_typ_sporenia_zvoleny","v":0}]
[]
[null,"Parametre úveru"]
[]
[null,"Výška úveru",null,null,null,null,null,{"$f":"vyska_uveru","v":0}]
[null,"Celková doba úveru v rokoch:",null,null,null,null,null,null,null,null,{"$f":"ROUND(trvanie_celkom/12,2)","v":0.25}]
[]
[null,"Fáza medziúveru (MU)",null,null,null,null,null,null,null,null,null,null,null,"Fáza stavebného úveru (SU)"]
[]
[null,"Splátka medziúveru ",null,null,null,null,null,{"$f":"out_MU_Mesacna_splatka_celkom","v":0.5},null,null,null,null,null,"Splátka stavebného úveru",null,null,null,null,null,{"$f":"out_SU_Mesacna_splatka_celkom","v":0}]
[null,"z toho: ",null,null,null,null,null,null,null,null,null,null,null,"Úroková sadzba p.a.",null,null,null,null,null,{"$f":"sadzba_SU","v":0}]
[null,"Vklad na stavebné sporenie",null,null,null,null,null,{"$f":"vklad_SS","v":0.5},null,null,null,null,null,"Doba SÚ v rokoch",null,null,null,null,null,null,{"$f":"ROUND(trvanie_SU/12,2)","v":0}]
[null,"Splátka úrokov z MÚ",null,null,null,null,null,{"$f":"splatka_MU","v":0}]
[null,"Úroková sadzba p.a. ",null,null,null,null,null,{"$f":"IF(fixacia_urokovej_sadzby<>\"\",fixacia_urokovej_sadzby & \" r.\",\"\")","v":""},null,{"$f":"out_MU_urokova_sadzba","v":{"$error":"#VALUE!"}}]
[null,"Doba MÚ v rokoch",null,null,null,null,null,{"$f":"ROUND(trvanie_MU/12,2)","v":0.25}]
[]
[]
[null,"V prípade akýchkoľvek otázok som Vám k dispozícii. "]
[]
[null,{"$f":"IF(OR(poradca_meno=\"\",poradca_priezvisko=\"\",poradca_email=\"\",poradca_telefon=\"\"),\"\",CONCATENATE(\"Finančný agent: \",poradca_meno,\" \",poradca_priezvisko,IF(poradca_titul<>\"\",\", \" & poradca_titul,\"\"),\", tel.: \",poradca_telefon,\", e-mail: \",poradca_email))","v":""}]
[]
[]
[null,"Vyššie uvedený prepočet je len orientačný, nemá zaväzný charakter."]

{"sheet":"infolist_REKO","index":66,"n_rows":48,"n_cols":21,"rows_kept":48,"cut":false,"hidden":true,"merged":[[39,7,39,11],[20,1,21,23],[22,1,22,25],[28,7,28,11],[29,10,29,11],[33,7,33,11],[33,19,33,23],[36,19,36,23],[35,7,35,11],[37,20,37,23],[36,7,36,11],[38,8,38,11],[37,7,37,11],[35,19,35,23]]}
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,"Informatívny prepočet možností financovania rekonštrukcie bývania od ČSOB SP"]
[]
[null,"Vážený klient,"]
[]
[null,"ponúkame Vám informatívny prepočet možnosti financovania bývania bez založenia nehnuteľnosti, účelovým REKO úverom."]
[]
[null,"Naša ponuka je pre Vás ideálnym riešením, ako vyriešiť financovanie rekonštrukcie bývania."]
[]
[null,"REKO úver"]
[]
[null,"Parametre úveru"]
[]
[null,"Výška úveru",null,null,null,null,null,{"$f":"vyska_uveru","v":0}]
[null,"Celková doba úveru v rokoch:",null,null,null,null,null,null,null,null,{"$f":"IF(ts_rk,splatnost_RK,trvanie_celkom/12)","v":0.25}]
[]
[null,"Fáza medziúveru (MU)",null,null,null,null,null,null,null,null,null,null,null,"Fáza stavebného úveru (SU)"]
[]
[null,"Splátka medziúveru ",null,null,null,null,null,{"$f":"out_MU_Mesacna_splatka_celkom","v":0.5},null,null,null,null,null,"Splátka stavebného úveru",null,null,null,null,null,{"$f":"out_SU_Mesacna_splatka_celkom","v":0}]
[null,"z toho: ",null,null,null,null,null,null,null,null,null,null,null,"z toho: "]
[null,"Vklad na stavebné sporenie",null,null,null,null,null,{"$f":"vklad_SS","v":0.5},null,null,null,null,null,"Poistné",null,null,null,null,null,{"$f":"poistne_mesacne","v":0}]
[null,"Splátka úrokov z MÚ",null,null,null,null,null,{"$f":"splatka_MU","v":0},null,null,null,null,null,"Úroková sadzba p.a.",null,null,null,null,null,{"$f":"sadzba_SU","v":0}]
[null,"Poistné",null,null,null,null,null,{"$f":"poistneMU_mesacne","v":0},null,null,null,null,null,"Doba SÚ v rokoch",null,null,null,null,null,null,{"$f":"IF(ts_rk,splatnost_RK_SU/12,trvanieSU/12)","v":0}]
[null,"Úroková sadzba p.a. (fix 3 r.)",null,null,null,null,null,null,{"$f":"out_MU_urokova_sadzba","v":{"$error":"#VALUE!"}}]
[null,"Doba MÚ v rokoch",null,null,null,null,null,{"$f":"IF(ts_rk,splatnost_RK_MU/12,mesiace_doPCS/12)","v":0.25}]
[]
[]
[null,"V prípade akýchkoľvek otázok som Vám k dispozícii. "]
[]
[null,{"$f":"IF(OR(poradca_meno=\"\",poradca_priezvisko=\"\",poradca_email=\"\",poradca_telefon=\"\"),\"\",CONCATENATE(\"Finančný agent: \",poradca_meno,\" \",poradca_priezvisko,IF(poradca_titul<>\"\",\", \" & poradca_titul,\"\"),\", tel.: \",poradca_telefon,\", e-mail: \",poradca_email))","v":""}]
[]
[]
[null,"Vyššie uvedený prepočet je len orientačný, nemá zaväzný charakter."]

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[null,"   ZOZNAM POŽADOVANÝCH DOKUMENTOV",null,null,null,null,null,null,null,null,null,null,null,null,true,{"$f":"COUNTA(O:O)","v":395},{"$f":"ROW(O5)","v":5}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"Číslo zmluvy o stavebnom sporení:",null,null,null,{"$f":"funFill(cislo_zmluvy)","v":""},null,null,null,null,null,null,null,null,true]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,true]
[null,"ŽIADOSŤ",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"OR(O6:O12)","v":true}]
[null,{"$f":"IF(protokol!AB16,protokol!AC16,\"\")","v":"Žiadosť o úver zopnutá a podpísaná všetkými účastníkmi úveru a poradcom"},null,null,null,null,null,null,null,null,null,{"$f":"IF(protokol!C16<>\"\",protokol!C16,\"\")","v":""},null,null,{"$f":"protokol!AB16","v":true}]
[null,{"$f":"IF(protokol!AB17,protokol!AC17,\"\")","v":""},null,null,null,null,null,null,null,null,null,{"$f":"IF(protokol!C17<>\"\",protokol!C17,\"\")","v":""},null,null,{"$f":"protokol!AB17","v":false}]
[null,{"$f":"IF(protokol!AB18,protokol!AC18,\"\")","v":""},null,null,null,null,null,null,null,null,null,{"$f":"IF(protokol!C18<>\"\",protokol!C18,\"\")","v":""},null,null,{"$f":"protokol!AB18","v":false}]
[null,{"$f":"IF(protokol!AB19,protokol!AC19,\"\")","v":""},null,null,null,null,null,null,null,null,null,{"$f":"IF(protokol!C19<>\"\",protokol!C19,\"\")","v":""},null,null,{"$f":"protokol!AB19","v":false}]
[null,{"$f":"IF(protokol!AB20,protokol!AC20,\"\")","v":""},null,null,null,null,null,null,null,null,null,{"$f":"IF(protokol!C20<>\"\",protokol!C20,\"\")","v":""},null,null,{"$f":"protokol!AB20","v":false}]
[null,{"$f":"IF(protokol!AB21,protokol!AC21,\"\")","v":""},null,null,null,null,null,null,null,null,null,{"$f":"IF(protokol!C21<>\"\",protokol!C21,\"\")","v":""},null,null,{"$f":"protokol!AB21","v":false}]
[null,{"$f":"IF(protokol!AB22,protokol!AC22,\"\")","v":""},null,null,null,null,null,null,null,null,null,{"$f":"IF(protokol!C22<>\"\",protokol!C22,\"\")","v":""},null,null,{"$f":"protokol!AB22","v":false}]
[null,{"$f":"IF(protokol!AB23,protokol!AC23,\"\")","v":""},null,null,null,null,null,null,null,null,null,{"$f":"IF(protokol!C23<>\"\",protokol!C23,\"\")","v":""},null,null,{"$f":"protokol!AB23","v":false}]
[null,{"$f":"IF(protokol!AB24,protokol!AC24,\"\")","v":""},null,null,null,null,null,null,null,null,null,{"$f":"IF(protokol!C24<>\"\",protokol!C24,\"\")","v":""},null,null,{"$f":"protokol!AB24","v":false}]
[null,"OSOBA - ŽIADATEĽ",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"protokol!AB25","v":false}]
[null,{"$f":"IF(protokol!AB26,protokol!AC26,\"\")","v":""},null,null,null,null,null,null,null,null,null,{"$f":"IF(protokol!C26<>\"\",protokol!C26,\"\")","v":""},null,null,{"$f":"protokol!AB26","v":false}]
[null,{"$f":"IF(protokol!AB27,protokol!AC27,\"\")","v":""},null,null,null,null,null,null,null,null,null,{"$f":"IF(protokol!C27<>\"\",protokol!C27,\"\")","v":""},null,null,{"$f":"protokol!AB27","v":false}]
[null,{"$f":"IF(protokol!AB28,protokol!AC28,\"\")","v":""},null,null,null,null,null,null,null,null,null,{"$f":"IF(protokol!C28<>\"\",protokol!C28,\"\")","v":""},null,null,{"$f":"protokol!AB28","v":false}]
[null,{"$f":"IF(protokol!AB29,protokol!AC29,\"\")","v":""},null,null,null,null,null,null,null,null,null,{"$f":"IF(protokol!C29<>\"\",protokol!C29,\"\")","v":""},null,null,{"$f":"protokol!AB29","v":false}]
[null,{"$f":"IF(protokol!AB30,protokol!AC30,\"\")","v":""},null,null,null,null,null,null,null,null,null,{"$f":"IF(protokol!C30<>\"\",protokol!C30,\"\")","v":""},null,null,{"$f":"protokol!AB30","v":false}]
[null,{"$f":"IF(protokol!AB31,protokol!AC31,\"\")","v":""},null,null,null,null,null,null,null,null,null,{"$f":"IF(protokol!C31<>\"\",protokol!C31,\"\")","v":""},null,null,{"$f":"protokol!AB31","v":false}]
[null,{"$f":"IF(protokol!AB32,protokol!AC32,\"\")","v":""},null,null,null,null,null,null,null,null,null,{"$f":"IF(protokol!C32<>\"\",protokol!C32,\"\")","v":""},null,null,{"$f":"protokol!AB32","v":false}]
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[null,{"$f":"IF(protokol!AB34,protokol!AC34,\"\")","v":""},null,null,null,null,null,null,null,null,null,{"$f":"IF(protokol!C34<>\"\",protokol!C34,\"\")","v":""},null,null,{"$f":"protokol!AB34","v":false}]
[null,{"$f":"IF(protokol!AB35,protokol!AC35,\"\")","v":""},null,null,null,null,null,null,null,null,null,{"$f":"IF(protokol!C35<>\"\",protokol!C35,\"\")","v":""},null,null,{"$f":"protokol!AB35","v":false}]
[null,{"$f":"IF(protokol!AB36,protokol!AC36,\"\")","v":""},null,null,null,null,null,null,null,null,null,{"$f":"IF(protokol!C36<>\"\",protokol!C36,\"\")","v":""},null,null,{"$f":"protokol!AB36","v":false}]
[null,"ZÁVISLÁ ČINNOSŤ SR",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"protokol!AB37","v":false}]
[null,{"$f":"IF(protokol!AB38,protokol!AC38,\"\")","v":""},null,null,null,null,null,null,null,null,null,{"$f":"IF(protokol!C38<>\"\",protokol!C38,\"\")","v":""},null,null,{"$f":"protokol!AB38","v":false}]
[null,{"$f":"IF(protokol!AB39,protokol!AC39,\"\")","v":""},null,null,null,null,null,null,null,null,null,{"$f":"IF(protokol!C39<>\"\",protokol!C39,\"\")","v":""},null,null,{"$f":"protokol!AB39","v":false}]
[null,{"$f":"IF(protokol!AB40,protokol!AC40,\"\")","v":""},null,null,null,null,null,null,null,null,null,{"$f":"IF(protokol!C40<>\"\",protokol!C40,\"\")","v":""},null,null,{"$f":"protokol!AB40","v":false}]
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[null,"DIÉTY",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"protokol!AB45","v":false}]
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[null,"PRÍJEM OPATROVATEĽKY V RAKÚSKU",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"protokol!AB53","v":false}]
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[null,"ODVODOVÁ  ÚĽAVA",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"protokol!AB112","v":false}]
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[null,"DIÉTY",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"protokol!AB139","v":false}]
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[null,"ZÁVISLÁ ČINNOSŤ V ZAHRANIČÍ",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"protokol!AB142","v":false}]
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[null,"PRÍJEM OPATROVATEĽKY V RAKÚSKU",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"protokol!AB147","v":false}]
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[null,"PRÍJEM Z VLASTNEJ S.R.O.",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"protokol!AB159","v":false}]
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[null,"PRÍJEM ČLENOV VYBRANÝCH KOMÔR",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"protokol!AB168","v":false}]
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[null,"PRÍJEM NA ZÁKLADE PROVÍZIÍ PRE VYBRANÝCH EXTERNÝCH PARTNEROV",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"protokol!AB173","v":false}]
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[null,"ODMENA PESTÚNA",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"protokol!AB200","v":false}]
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[null,"PRÍSPEVOK ZA OPATROVANIE",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"protokol!AB203","v":false}]
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[null,"ODVODOVÁ  ÚĽAVA",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"protokol!AB206","v":false}]
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[null,"DIÉTY",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"protokol!AB231","v":false}]
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[null,"PRÍJEM OPATROVATEĽKY V RAKÚSKU",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"protokol!AB239","v":false}]
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[null,"ODVODOVÁ  ÚĽAVA",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"protokol!AB298","v":false}]
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[null,"DIÉTY",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"protokol!AB320","v":false}]
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[null,"ZÁVISLÁ ČINNOSŤ V ZAHRANIČÍ",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"protokol!AB323","v":false}]
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[null,"PRÍJEM OPATROVATEĽKY V RAKÚSKU",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"protokol!AB328","v":false}]
[null,{"$f":"IF(protokol!AB329,protokol!AC329,\"\")","v":""},null,null,null,null,null,null,null,null,null,{"$f":"IF(protokol!C329<>\"\",protokol!C329,\"\")","v":""},null,null,{"$f":"protokol!AB329","v":false}]
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[null,"SZČO (SR, ČR)",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"protokol!AB335","v":false}]
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[null,"PRÍJEM Z VLASTNEJ S.R.O.",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"protokol!AB340","v":false}]
[null,{"$f":"IF(protokol!AB341,protokol!AC341,\"\")","v":""},null,null,null,null,null,null,null,null,null,{"$f":"IF(protokol!C341<>\"\",protokol!C341,\"\")","v":""},null,null,{"$f":"protokol!AB341","v":false}]
[null,{"$f":"IF(protokol!AB342,protokol!AC342,\"\")","v":""},null,null,null,null,null,null,null,null,null,{"$f":"IF(protokol!C342<>\"\",protokol!C342,\"\")","v":""},null,null,{"$f":"protokol!AB342","v":false}]
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[null,{"$f":"IF(protokol!AB345,protokol!AC345,\"\")","v":""},null,null,null,null,null,null,null,null,null,{"$f":"IF(protokol!C345<>\"\",protokol!C345,\"\")","v":""},null,null,{"$f":"protokol!AB345","v":false}]
[null,{"$f":"IF(protokol!AB346,protokol!AC346,\"\")","v":""},null,null,null,null,null,null,null,null,null,{"$f":"IF(protokol!C346<>\"\",protokol!C346,\"\")","v":""},null,null,{"$f":"protokol!AB346","v":false}]
[null,{"$f":"IF(protokol!AB347,protokol!AC347,\"\")","v":""},null,null,null,null,null,null,null,null,null,{"$f":"IF(protokol!C347<>\"\",protokol!C347,\"\")","v":""},null,null,{"$f":"protokol!AB347","v":false}]
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[null,"PRÍJEM ČLENOV VYBRANÝCH KOMÔR",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"protokol!AB349","v":false}]
[null,{"$f":"IF(protokol!AB350,protokol!AC350,\"\")","v":""},null,null,null,null,null,null,null,null,null,{"$f":"IF(protokol!C350<>\"\",protokol!C350,\"\")","v":""},null,null,{"$f":"protokol!AB350","v":false}]
[null,{"$f":"IF(protokol!AB351,protokol!AC351,\"\")","v":""},null,null,null,null,null,null,null,null,null,{"$f":"IF(protokol!C351<>\"\",protokol!C351,\"\")","v":""},null,null,{"$f":"protokol!AB351","v":false}]
[null,{"$f":"IF(protokol!AB352,protokol!AC352,\"\")","v":""},null,null,null,null,null,null,null,null,null,{"$f":"IF(protokol!C352<>\"\",protokol!C352,\"\")","v":""},null,null,{"$f":"protokol!AB352","v":false}]
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[null,"PRÍJEM NA ZÁKLADE PROVÍZIÍ PRE VYBRANÝCH EXTERNÝCH PARTNEROV",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"protokol!AB354","v":false}]
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[null,{"$f":"IF(protokol!AB356,protokol!AC356,\"\")","v":""},null,null,null,null,null,null,null,null,null,{"$f":"IF(protokol!C356<>\"\",protokol!C356,\"\")","v":""},null,null,{"$f":"protokol!AB356","v":false}]
[null,{"$f":"IF(protokol!AB357,protokol!AC357,\"\")","v":""},null,null,null,null,null,null,null,null,null,{"$f":"IF(protokol!C357<>\"\",protokol!C357,\"\")","v":""},null,null,{"$f":"protokol!AB357","v":false}]
[null,{"$f":"IF(protokol!AB358,protokol!AC358,\"\")","v":""},null,null,null,null,null,null,null,null,null,{"$f":"IF(protokol!C358<>\"\",protokol!C358,\"\")","v":""},null,null,{"$f":"protokol!AB358","v":false}]
[null,"PRÍJEM - PRECHOD ZO SZČO NA S.R.O.",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"protokol!AB359","v":false}]
[null,{"$f":"IF(protokol!AB360,protokol!AC360,\"\")","v":""},null,null,null,null,null,null,null,null,null,{"$f":"IF(protokol!C360<>\"\",protokol!C360,\"\")","v":""},null,null,{"$f":"protokol!AB360","v":false}]
[null,{"$f":"IF(protokol!AB361,protokol!AC361,\"\")","v":""},null,null,null,null,null,null,null,null,null,{"$f":"IF(protokol!C361<>\"\",protokol!C361,\"\")","v":""},null,null,{"$f":"protokol!AB361","v":false}]
[null,"PRÍJEM Z PRENÁJMU NEHNUTEĽNOSTI",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"protokol!AB362","v":false}]
[null,{"$f":"IF(protokol!AB363,protokol!AC363,\"\")","v":""},null,null,null,null,null,null,null,null,null,{"$f":"IF(protokol!C363<>\"\",protokol!C363,\"\")","v":""},null,null,{"$f":"protokol!AB363","v":false}]
[null,{"$f":"IF(protokol!AB364,protokol!AC364,\"\")","v":""},null,null,null,null,null,null,null,null,null,{"$f":"IF(protokol!C364<>\"\",protokol!C364,\"\")","v":""},null,null,{"$f":"protokol!AB364","v":false}]
[null,{"$f":"IF(protokol!AB365,protokol!AC365,\"\")","v":""},null,null,null,null,null,null,null,null,null,{"$f":"IF(protokol!C365<>\"\",protokol!C365,\"\")","v":""},null,null,{"$f":"protokol!AB365","v":false}]
[null,"PRÍJEM DOKTORANDA",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"protokol!AB366","v":false}]
[null,{"$f":"IF(protokol!AB367,protokol!AC367,\"\")","v":""},null,null,null,null,null,null,null,null,null,{"$f":"IF(protokol!C367<>\"\",protokol!C367,\"\")","v":""},null,null,{"$f":"protokol!AB367","v":false}]
[null,{"$f":"IF(protokol!AB368,protokol!AC368,\"\")","v":""},null,null,null,null,null,null,null,null,null,{"$f":"IF(protokol!C368<>\"\",protokol!C368,\"\")","v":""},null,null,{"$f":"protokol!AB368","v":false}]
[null,"DÔCHODOK",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"protokol!AB369","v":false}]
[null,{"$f":"IF(protokol!AB370,protokol!AC370,\"\")","v":""},null,null,null,null,null,null,null,null,null,{"$f":"IF(protokol!C370<>\"\",protokol!C370,\"\")","v":""},null,null,{"$f":"protokol!AB370","v":false}]
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[null,"RODIČOVSKÝ PRÍSPEVOK",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"protokol!AB374","v":false}]
[null,{"$f":"IF(protokol!AB375,protokol!AC375,\"\")","v":""},null,null,null,null,null,null,null,null,null,{"$f":"IF(protokol!C375<>\"\",protokol!C375,\"\")","v":""},null,null,{"$f":"protokol!AB375","v":false}]
[null,"MATERSKÁ",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"protokol!AB376","v":false}]
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[null,"PRÍSPEVOK ZAMESTNÁVATEĽA NA BÝVANIE (INÉ BENEFITY)",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"protokol!AB378","v":false}]
[null,{"$f":"IF(protokol!AB379,protokol!AC379,\"\")","v":""},null,null,null,null,null,null,null,null,null,{"$f":"IF(protokol!C379<>\"\",protokol!C379,\"\")","v":""},null,null,{"$f":"protokol!AB379","v":false}]
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[null,"ODMENA PESTÚNA",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"protokol!AB381","v":false}]
[null,{"$f":"IF(protokol!AB382,protokol!AC382,\"\")","v":""},null,null,null,null,null,null,null,null,null,{"$f":"IF(protokol!C382<>\"\",protokol!C382,\"\")","v":""},null,null,{"$f":"protokol!AB382","v":false}]
[null,{"$f":"IF(protokol!AB383,protokol!AC383,\"\")","v":""},null,null,null,null,null,null,null,null,null,{"$f":"IF(protokol!C383<>\"\",protokol!C383,\"\")","v":""},null,null,{"$f":"protokol!AB383","v":false}]
[null,"PRÍSPEVOK ZA OPATROVANIE",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"protokol!AB384","v":false}]
[null,{"$f":"IF(protokol!AB385,protokol!AC385,\"\")","v":""},null,null,null,null,null,null,null,null,null,{"$f":"IF(protokol!C385<>\"\",protokol!C385,\"\")","v":""},null,null,{"$f":"protokol!AB385","v":false}]
[null,{"$f":"IF(protokol!AB386,protokol!AC386,\"\")","v":""},null,null,null,null,null,null,null,null,null,{"$f":"IF(protokol!C386<>\"\",protokol!C386,\"\")","v":""},null,null,{"$f":"protokol!AB386","v":false}]
[null,"ODVODOVÁ  ÚĽAVA",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"protokol!AB387","v":false}]
[null,{"$f":"IF(protokol!AB388,protokol!AC388,\"\")","v":""},null,null,null,null,null,null,null,null,null,{"$f":"IF(protokol!C388<>\"\",protokol!C388,\"\")","v":""},null,null,{"$f":"protokol!AB388","v":false}]
[null,{"$f":"IF(protokol!AB389,protokol!AC389,\"\")","v":""},null,null,null,null,null,null,null,null,null,{"$f":"IF(protokol!C389<>\"\",protokol!C389,\"\")","v":""},null,null,{"$f":"protokol!AB389","v":false}]
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[null,"VÝNIMKA - SPOLUŽIADATEĽ 3",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"protokol!AB391","v":false}]
[null,{"$f":"IF(protokol!AB392,protokol!AC392,\"\")","v":""},null,null,null,null,null,null,null,null,null,{"$f":"IF(protokol!C392<>\"\",protokol!C392,\"\")","v":""},null,null,{"$f":"protokol!AB392","v":false}]
[null,{"$f":"IF(protokol!AB393,protokol!AC393,\"\")","v":""},null,null,null,null,null,null,null,null,null,{"$f":"IF(protokol!C393<>\"\",protokol!C393,\"\")","v":""},null,null,{"$f":"protokol!AB393","v":false}]
[null,"ZABEZPEČENIE",null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"protokol!AB394","v":false}]
[null,{"$f":"IF(protokol!AB395,protokol!AC395,\"\")","v":""},null,null,null,null,null,null,null,null,null,{"$f":"IF(protokol!C395<>\"\",protokol!C395,\"\")","v":""},null,null,{"$f":"protokol!AB395","v":false}]
[null,{"$f":"IF(protokol!AB396,protokol!AC396,\"\")","v":""},null,null,null,null,null,null,null,null,null,{"$f":"IF(protokol!C396<>\"\",protokol!C396,\"\")","v":""},null,null,{"$f":"protokol!AB396","v":false}]
[null,{"$f":"IF(protokol!AB397,protokol!AC397,\"\")","v":""},null,null,null,null,null,null,null,null,null,{"$f":"IF(protokol!C397<>\"\",protokol!C397,\"\")","v":""},null,null,{"$f":"protokol!AB397","v":false}]
[null,{"$f":"IF(protokol!AB398,protokol!AC398,\"\")","v":""},null,null,null,null,null,null,null,null,null,{"$f":"IF(protokol!C398<>\"\",protokol!C398,\"\")","v":""},null,null,{"$f":"protokol!AB398","v":false}]
[null,{"$f":"IF(protokol!AB399,protokol!AC399,\"\")","v":""},null,null,null,null,null,null,null,null,null,{"$f":"IF(protokol!C399<>\"\",protokol!C399,\"\")","v":""},null,null,{"$f":"protokol!AB399","v":false}]
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[null,{"$f":"IF(protokol!AB401,protokol!AC401,\"\")","v":""},null,null,null,null,null,null,null,null,null,{"$f":"IF(protokol!C401<>\"\",protokol!C401,\"\")","v":""},null,null,{"$f":"protokol!AB401","v":false}]
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[null,"Vypracované dňa: ",null,{"$f":"TODAY()","v":43875},null,"Podpis sprostredkovateľa:",null,null,null,null,null,null,null,null,true]
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{"sheet":"ziadost_benefit_tlac","index":68,"n_rows":106,"n_cols":50,"rows_kept":106,"cut":false,"hidden":true,"merged":[[98,19,98,57],[99,19,99,57],[100,19,100,57],[86,9,86,26],[86,34,87,56],[95,19,95,57],[96,19,96,57],[97,19,97,57],[84,34,84,56],[21,3,22,16],[21,17,22,57],[23,3,23,16],[23,17,23,57],[27,3,75,57],[76,3,78,3],[76,4,78,17],[76,19,78,20],[76,21,78,30],[6,3,12,49],[13,5,14,32],[17,3,18,16],[17,17,18,57],[19,3,20,16],[19,17,20,57]]}
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[null,null,null,"ŽIADOSŤ O UPLATNENIE BENEFITU A SÚHLAS S POSKYTNUTÍM INFORMÁCIÍ"]
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[null,null,null,"Meno a priezvisko klienta:",null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(AND(funFill(meno_ziadatel)<>\"\",funFill(priezvisko_ziadatel)<>\"\"),funFill(meno_ziadatel)&\" \"&funFill(priezvisko_ziadatel),\"\")","v":""}]
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[null,null,null,"Adresa bydliska:",null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(mesto_trv_ziadatel=\"\",\"\",ulica_trv_ziadatel & \", \" & PSC_trv_ziadatel & \" \" & mesto_trv_ziadatel)","v":""}]
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[null,null,null,"Rodné číslo:",null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"funFill(RC_ziadatel)","v":""}]
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[null,null,null,"Číslo dokladu totožnosti:",null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"funFill(doklad1_cislo_ziadatel)","v":""}]
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[null,null,null,"Žiadam o uplatnenie benefitu od Československej obchodnej banky, a.s. so sídlom Žižkova 11, 811 02 Bratislava, IČO: 36 854 140 (ďalej len „ČSOB“) prostredníctvom ČSOB stavebnej sporiteľne, a.s.                         so sídlom Žižkova 11, 811 02 Bratislava, IČO: 35 799 200 (ďalej len „ČSOB SP“). \n\nBenefit spočíva v získaní stavebnej prémie pre plnoletého stavebného sporiteľa ČSOB SP za aktívne využívanie bežného účtu v ČSOB. Bližšie podmienky nároku stavebnej prémie a jej vyplácania upravujú Pravidlá a podmienky akcie „stavebná prémia od ČSOB“  zverejnené na www.csob.sk v časti obchodné a poistné podmienky/Ďalšie obchodné podmienky a dôležité dokumenty.\n\nPodpisom tejto žiadosti vyjadrujem súhlas s poskytnutím údajov chránených bankovým tajomstvom                              v ČSOB SP pre ČSOB na účely vyhodnocovania nároku a priznania stavebnej prémie v nasledovnom rozsahu: meno, priezvisko, rodné číslo, informácia o požiadaní benefitu stavebnej prémie, informácia             o realizácii požadovaného vkladu na zmluve stavebného sporenia. Súhlas udeľujem po dobu nárokovania stavebnej prémie. \n\nVyhlasujem, že mi boli poskytnuté Pravidlá a podmienky akcie „stavebná prémia od ČSOB“.\n\nUvedený súhlas je možné kedykoľvek písomne odvolať. "]
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[null,null,null,"V",{"$f":"funFill(miesto)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,"dňa",null,{"$f":"TEXT(funFill(datum_ziadosti),\"d.m.yyyy\")","v":"14.2.2020"}]
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[null,null,null,null,null,null,null,null,null,"podpis klienta",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"podpis finančného agenta / zamestnanca, ktorý overil totožnosť a podpis klienta"]
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[null,null,null,"Údaje o finančnom agentovi / zamestnancovi"]
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[null,null,null,"Distribučný kanál:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(p_EXT,\"maklérske spoločnosti\",IF(OR(p_KPP,p_tiper_KPP),\"KPP\",IF(OR(p_RR,AND(p_tiper_IDS,pozicia=ROR)),ROR,IF(OR(p_IDS,AND(p_tiper_IDS,pozicia<>ROR)),\"IDS\",\"\"))))","v":""}]
[null,null,null,"Meno a priezvisko:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"funFill(poradca_meno) & \" \" & funFill(poradca_priezvisko) & IF(poradca_titul<>\"\",\", \" & poradca_titul,\"\")","v":" "}]
[null,null,null,"Identifikačné číslo agenta:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"funFill(IF(p_EXT,poradca_cislo,\"-\"))","v":"-"}]
[null,null,null,"Telefónne číslo:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"funFill(poradca_telefon)","v":""}]
[null,null,null,"E-mail:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"funFill(poradca_email)","v":""}]
[null,null,null,{"$f":"IF(p_EXT,popis_poradca_cislo_maklera,popis_poradca_cislo)","v":"Provízne číslo agenta"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"funFill(IF(p_EXT,poradca_cislo_maklera,poradca_cislo))","v":""}]
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[null,null,null,"ČSOB stavebná sporiteľňa, a.s.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"IČO: 35 799 200",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"0800 111 303"]
[null,null,null,"Žižkova 11",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Zapísaná v obchodnom registri Okresného súdu",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"csobsp@csob.sk"]
[null,null,null,"811 02 Bratislava",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Bratislava I, oddiel Sa, vložka č. 2590/B",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"www.csob.sk"]

{"sheet":"info_spotrebitelsky_uver","index":69,"n_rows":22,"n_cols":9,"rows_kept":22,"cut":false,"hidden":true,"merged":[[21,1,23,7],[21,8,23,9],[2,2,4,8],[15,1,17,7],[15,8,17,9],[18,1,20,7],[18,8,20,9]]}
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[null,null,"FORMULÁR  S  INFORMÁCIAMI  K SPROSTREDKOVANIU \nSPOTREBITEĽSKÉHO ÚVERU "]
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[null,"Názov veriteľa  "]
[null,"ČSOB stavebná sporiteľňa, a.s."]
[null,"sídlom: Žižkova 11, 811 02 Bratislava"]
[null,"IČO: 35 799 200"]
[null,"zapísaná v obchodnom registri Okresného súdu Bratislava I, oddiel Sa, vložka č.2590/B "]
[null,"bezplatná infolinka: 0800 111 303, www.csob.sk"]
[null,"Celková výška spotrebiteľského úveru ",null,null,null,null,null,null,{"$f":"vyska_uveru","v":0}]
[]
[]
[null,"Predpokladaná odmena finančného agenta pri sprostredkovaní spotrebiteľského úveru, ktorý spotrebiteľovi spotrebiteľský úver priamo sprostredkoval  ",null,null,null,null,null,null,{"$f":"IF(p_tiper_IDS,provizia_tiper_IDS,provizia_IDS)","v":""}]
[]
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[null,"Predpokladaný percentuálny podiel odmeny finančného agenta pri sprostredkovaní spotrebiteľského úveru z celkovej výšky spotrebiteľského úveru ",null,null,null,null,null,null,{"$f":"TEXT(IF(p_tiper_IDS,provizia_tiper_IDS,provizia_IDS),\"0,00\")/vyska_uveru","v":{"$error":"#VALUE!"}}]

{"sheet":"CudziaMena","index":70,"n_rows":385,"n_cols":14,"rows_kept":385,"cut":false,"hidden":true,"merged":[[0,1,0,3],[16,1,16,3],[17,1,17,3],[18,1,18,3],[19,1,19,3],[10,1,10,3],[9,1,9,3],[11,1,11,3],[12,1,12,3],[14,1,14,3],[15,1,15,3],[3,1,3,3],[5,1,5,3],[6,1,6,3],[7,1,8,1],[22,1,22,3],[20,1,20,3],[21,1,21,3]]}
[null,"ZÁKLADNÉ INFORMÁCIE O ÚVERE NA BÝVANIE V CUDZEJ MENE"]
[null,"TIETO INFORMÁCIE BOLI VYTVORENÉ PRE",null,{"$f":"meno_ziadatel & \" \" & priezvisko_ziadatel","v":" "}]
[null,"dňa ",null,{"$f":"datum_ziadosti","v":43875}]
[null,{"$f":"IF(protokol!AB16,protokol!AC16,\"\")","v":"Žiadosť o úver zopnutá a podpísaná všetkými účastníkmi úveru a poradcom"},null,null,null,null,null,null,null,null,null,null,null,{"$f":"protokol!AB16","v":true}]
[null,"Informácie, ktoré sa uvádzajú nižšie sú platné až do ",null,"30 dní, resp. do podpisu zmluvy o úvere na bývanie",null,null,null,null,null,null,null,null,null,{"$f":"protokol!AB17","v":false}]
[null,"Tieto informácie nezakladajú záväzok pre ČSOB stavebnú sporiteľňu, a.s. (ďalej len „ČSOB SP“) poskytnúť Vám úver na bývanie, resp. úver na bývanie v cudzej mene. ",null,null,null,null,null,null,null,null,null,null,null,{"$f":"protokol!AB18","v":false}]
[null,"Základné informácie o úvere na bývanie v cudzej mene ",null,null,null,null,null,null,null,null,null,null,null,{"$f":"protokol!AB19","v":false}]
[null,"Tento úver na bývanie je úverom na bývanie v cudzej mene",null,{"$f":"IF(prijmy_zahr_ziadatel=\"v ČR\",\"CZK\",IF(prijmy_zahr_mena_ziadatel=\"\",VLOOKUP(stat_trv_ziadatel,cis_stat_mena,2,FALSE),prijmy_zahr_mena_ziadatel))","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,{"$f":"protokol!AB20","v":false}]
[null,null,null,"národnej mene spotrebiteľa",null,null,null,null,null,null,null,null,null,{"$f":"protokol!AB21","v":false}]
[null,{"$f":"\"Hodnota Vášho úveru na bývanie v \" & cm_mena & \" sa môže zmeniť.\"","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,{"$f":"protokol!AB22","v":false}]
[null,{"$f":"\"Ak hodnota  \" & cm_mena & \" klesne o 20 % v porovnaní s EUR na  \" & cm_kurz*1.2 & \" \" & cm_mena & \"/EUR, zvýši sa hodnota Vášho úveru na \" & TEXT(vyska_uveru*cm_kurz*1.2,\"# ###,00\") & \". Táto hodnota však môže byť ešte vyššia, ak hodnota  \" & cm_mena & \" klesne o viac ako 20 %.\"","v":{"$error":"#N/A"}}]
[null,"Výška každej splátky",null,null,null,null,null,null,null,null,null,null,null,{"$f":"protokol!AB26","v":false}]
[null,{"$f":"\"Výška sumy, ktorú budete platiť v \" & cm_mena & \" každý mesiac sa môže zmeniť.\" & \"Napríklad ak hodnota \" & cm_mena & \" klesne o 20 % v porovnaní s EUR, budete musieť platiť v medziúvere o \"& TEXT(out_MU_Mesacna_splatka_celkom*cm_kurz*1.2-out_MU_Mesacna_splatka_celkom*cm_kurz,\"# ###,00\")&\" každý mesiac viac a v stavebnom úvere o \"& TEXT(out_SU_Mesacna_splatka_celkom*cm_kurz*1.2-out_SU_Mesacna_splatka_celkom*cm_kurz,\"# ###,00\")&\" každý mesiac viac. Splátky by sa mohli zvýšiť ešte oveľa viac.\"","v":{"$error":"#N/A"}},null,null,null,null,null,null,null,null,null,null,null,{"$f":"protokol!AB27","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"protokol!AB28","v":false}]
[null,"Práva a povinnosti spojené s úverom na bývanie v cudzej mene:",null,null,null,null,null,null,null,null,null,null,null,{"$f":"protokol!AB29","v":false}]
[null,"- v prípade poskytnutia úveru na bývanie  v cudzej mene, máte právo kedykoľvek počas trvania Zmluvy o (mimoriadnom) medziúveru na bývanie  v cudzej mene a stavebnom úvere na bývanie v cudzej mene, resp. Zmluvy o stavebnom úvere na bývanie v cudzej mene (ďalej len „Úverová zmluva“) bezodplatne zmeniť menu úveru na bývanie na alternatívnu menu alebo ČSOB SP poskytujúca úver na bývanie v cudzej mene je povinná prijať opatrenia na predchádzanie vzniku kurzového rizika, ktorému ste vystavený v súvislosti s poskytnutím úveru na bývanie v cudzej mene.  Alternatívnou menou sa na účely týchto informácií rozumie mena: ",null,null,null,null,null,null,null,null,null,null,null,{"$f":"protokol!AB30","v":false}]
[null,"a) v ktorej poberáte príjem alebo ste držiteľom aktív, z ktorých sa má úver na bývanie splatiť, ako bolo uvedené v čase vykonania posúdenia Vašej schopnosti splácať úver na bývanie vo vzťahu k Úverovej zmluve;",null,null,null,null,null,null,null,null,null,null,null,{"$f":"protokol!AB31","v":false}]
[null,"b) členského štátu, v ktorom ste mali trvalý pobyt v čase uzavretia Úverovej zmluvy alebo v ktorom máte trvalý pobyt v súčasnosti.",null,null,null,null,null,null,null,null,null,null,null,{"$f":"protokol!AB32","v":false}]
[null,"- pri zmene meny v Úverovej zmluvy na alternatívnu menu, sa na prepočet cudzej meny použije výmenný kurz, ktorý je platný v deň podania žiadosti o zmenu meny v Úverovej zmluve, ak v Úverovej zmluve. Výmenným kurzom sa na tieto účely rozumie výmenný kurz, ktorý sa používa ako základ na prepočet medzi menami a je určený pre príslušné meny Európskou centrálnou bankou  alebo Národnou bankou Slovenska.",null,null,null,null,null,null,null,null,null,null,null,{"$f":"protokol!AB33","v":false}]
[null,"- ak máte  uzavretú Úverovú zmluvu, na základe ktorej Vám ČSOB SP poskytla úver na bývanie v cudzej mene, ČSOB SP je povinná Vás pravidelne informovať písomnou formou alebo v podobe zápisu na inom trvanlivom médiu, ktoré je Vám dostupné, a  minimálne vtedy, ak pri výmennom kurze medzi menou uvedenou v Úverovej zmluvy a menou členského štátu platnou v čase uzavretia Úverovej zmluvy sa celková výška úveru na bývanie, ktorú musíte splatiť a ktorá ostáva nesplatená alebo výška pravidelných mesačných úverových splátok odlišuje o viac ako 20 %., pričom tieto informácie obsahujú upozornenia pre Vás o:",null,null,null,null,null,null,null,null,null,null,null,{"$f":"protokol!AB34","v":false}]
[null,"a) zvýšení celkovej výšky úveru na bývanie, ktorú musíte zaplatiť,",null,null,null,null,null,null,null,null,null,null,null,{"$f":"protokol!AB35","v":false}]
[null,"b) určení práva uskutočniť zmenu na alternatívnu menu a podmienky takejto zmeny a",null,null,null,null,null,null,null,null,null,null,null,{"$f":"protokol!AB36","v":false}]
[null,"c) mechanizme, ktorý je uplatniteľný na obmedzenie rizík výmenného kurzu, ktorým ste vystavený."]
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[null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"protokol!AB39","v":false}]
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[null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"protokol!AB41","v":false}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"protokol!AB42","v":false}]
[null,"DÁTUM A PODPIS ŽIADATEĽA:",null,"DÁTUM A PODPIS SPOLUŽIADATEĽA:",null,null,null,null,null,null,null,null,null,{"$f":"protokol!AB43","v":false}]
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[null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"protokol!AB46","v":false}]
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[null,"DÁTUM A PODPIS PRISTUPITEĽA: ",null,"DÁTUM A PODPIS MANŽ. PART. PRISTUPITEĽA:",null,null,null,null,null,null,null,null,null,{"$f":"protokol!AB49","v":false}]
[null,{"$f":"TRIM(IF(titul_pred_pristupitel=\"\",\"\",titul_pred_pristupitel)&\" \"&IF(meno_pristupitel=\"\",\"\",meno_pristupitel)&\" \"&IF(priezvisko_pristupitel=\"\",\"\",priezvisko_pristupitel)&IF(titul_za_pristupitel=\"\",\"\",\", \"&titul_za_pristupitel))","v":""},null,{"$f":"TRIM(IF(titul_pred_manz_pristupitela=\"\",\"\",titul_pred_manz_pristupitela)&\" \"&IF(meno_manz_pristupitela=\"\",\"\",meno_manz_pristupitela)&\" \"&IF(priezvisko_manz_pristupitela=\"\",\"\",priezvisko_manz_pristupitela)&IF(titul_za_manz_pristupitela=\"\",\"\",\", \"&titul_za_manz_pristupitela))","v":""},null,null,null,null,null,null,null,null,null,{"$f":"protokol!AB50","v":false}]
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[null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"protokol!AB67","v":false}]
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[]
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[]
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[]
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[]
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[]
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[]
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[]
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[]
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[]
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[]
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[]
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[]
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[]
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[]
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[]
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[]
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["Prehľad splácania Úverov (termín, počet a prehľad vkladov na sporenie a Úverových splátok)."]
[]
["Číslo zmluvy stavebného sporenia:",null,null,{"$f":"IF(mimoriadna_splatka,ms_cislo_uver,cislo_zmluvy)","v":0}]
["Výška medziúveru : ",null,null,{"$f":"IF(mimoriadna_splatka,ms_cielova_suma,vyska_uveru)","v":0}]
[null,{"$f":"IF(AT_preplatok>0,\"Preplatok \" & TEXT(AT_preplatok,\"# ##0,00 €\") & \" bude vyplatený pri dosiahnutí podmienok pridelenia cieľovej sumy.\",\"\")","v":""}]
[null,"Dátum","Mesačný vklad na sporenie","Úroky z nasporenej sumy","Poplatky stavebného sporenia","Nasporená suma","Zostatok MÚ","Celková splátka MU","Splátka úrokov MU","Poplatky vstupujúce do splátky MU","Splátky poistenia"]
[null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"COUNTA(A:A)+1000","v":1004},{"$f":"INDEX(F:F,AT_MU_max,1)-INDEX(G:G,AT_MU_max,1)","v":0}]
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[null,{"$f":"plan_sporenie!B27","v":43951},{"$f":"plan_sporenie!F26+plan_sporenie!G26","v":0.5},{"$f":"plan_sporenie!N26*dan_uroku","v":0},{"$f":"-(plan_sporenie!J27+plan_sporenie!K27)","v":0},{"$f":"plan_sporenie!R27","v":1},{"$f":"plan_sporenie!AI27","v":0},{"$f":"SUM(I9:K9)","v":0},{"$f":"out_MU_splatka_urokov-J9","v":-0.21},{"$f":"poplatok_mesacne","v":0.21},{"$f":"out_MU_poistne","v":0}]
[]
[null,"Prepočet uvádzaný v týchto tabuľkách, ako aj predpokladaná dĺžka trvania úveru je len informatívna, nakoľko je závislá od splnenia a dodržania dohodnutých podmienok. Skutočné trvanie úveru a výška mesačných splátok poskytnutého úveru môže byť odlišná od údajov uvedených v tejto tabuľke."]
[]
["p.č.","Dátum","Mesačný vklad na sporenie\n[€]","Úroky z nasporenej sumy\n[€]","Poplatky stavebného sporenia\n[€]","Nasporená suma\n[€]","Zostatok MÚ\n[€]","Celková splátka MU\n[€]","Splátka úrokov MU\n[€]","Poplatky vstupujúce do splátky MU\n[€]","Splátky poistenia\n[€]"]

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["Prehľad splácania Úverov (termín, počet a prehľad vkladov na sporenie a Úverových splátok)."]
["Číslo zmluvy stavebného sporenia:",null,null,null,{"$f":"IF(mimoriadna_splatka,ms_cislo_uver,cislo_zmluvy)","v":0}]
[{"$f":"\"Zostatok stavebného úveru k dátumu \" & TEXT(plan_uver!A18,\"dd.mm.yyyy\" & \":\")","v":"Zostatok stavebného úveru k dátumu 31.05.2020:"},null,null,null,{"$f":"IF(AT_preplatok>0,0,-plan_uver!R18)","v":0}]
[]
[null,"Dátum splatnosti splátky k:","Zostatok SU","Celková splátka SU","Splátka istiny SU","Splátka úrokov SU","Splátky poistenia","Poplatky pri SU",{"$f":"COUNTA(A:A)+1000","v":1005}]
[null,{"$f":"plan_uver!A21","v":44012},{"$f":"-plan_uver!N21","v":0},{"$f":"plan_uver!B20","v":0},{"$f":"D6-F6-G6","v":0},{"$f":"plan_uver!V20","v":0},{"$f":"out_SU_poistne","v":0},{"$f":"-(plan_uver!G21+plan_uver!I21)","v":0}]
[null,{"$f":"plan_uver!A24","v":44043},{"$f":"-plan_uver!N24","v":0},{"$f":"plan_uver!B23","v":0},{"$f":"D7-F7-G7","v":0},{"$f":"plan_uver!V23","v":0},{"$f":"+out_SU_poistne","v":0},{"$f":"-(plan_uver!G24+plan_uver!I24)","v":0}]
[null,{"$f":"plan_uver!A27","v":44074},{"$f":"-plan_uver!R27","v":0},{"$f":"plan_uver!B26","v":0},null,{"$f":"D8-E8-H8-G8","v":0},{"$f":"+out_SU_poistne","v":0},{"$f":"-(plan_uver!G23+plan_uver!I23)","v":0}]
["Prepočet uvádzaný v týchto tabuľkách, ako aj predpokladaná dĺžka trvania úveru je len informatívna, nakoľko je závislá od splnenia a dodržania dohodnutých podmienok. Skutočné trvanie úveru a výška mesačných splátok poskytnutého úveru môže byť odlišná od údajov uvedených v tejto tabuľke."]
[]
["p.č.","Dátum splatnosti splátky k:","Zostatok SU\n[€]","Celková splátka SU\n[€]","Splátka istiny SU\n[€]","Splátka úrokov SU\n[€]","Splátky poistenia\n[€]","Poplatky pri SU\n[€]"]