Efektiv loan

EFEKTIV loan product

  • refinancing of investment and overdraft credit in one loan

  • reduction in current interest payments

  • two free extraordinary instalments can be paid each year


An efficient solution for your business

If you have multiple loans in various banks, you quickly run up high costs for fees and interest, and you have to manage varying conditions for drawdown and repayment. This then creates heavy burdens in administration and accounting. ČSOB has a special offer for entrepreneurs who want to bring their finances under control.


Investment loan

From € 4,000 to € 500,000


Purpose
purchase and renovation of real estate, purchase of vehicles, machinery, operational needs and consolidation of loans


Repayment period
1 to 15 years depending on the purpose and type of collateral


Security
guarantor’s declaration, real estate for higher limits

Overdraft loan

From € 4,000 to € 300,000


Purpose
the loan can be used for anything, it is linked
to a business account


Repayment period
created for an unlimited period, it can be closed free of charge at any time


Security
guarantor’s declaration, real estate for higher limits